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No alerting thresholds documented for Prometheus metrics #719

@Haroldwonder

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@Haroldwonder

The backend/src/metrics.ts exposes Prometheus metrics but there are no documented alerting rules or thresholds. Operators cannot set up meaningful alerts without knowing what values indicate a problem.

File: backend/src/metrics.ts, RUNBOOK.md

Fix: Add a monitoring/alerts.yml file with Prometheus alerting rules for key metrics (webhook delivery failure rate, KYC poll failure rate, FX cache miss rate, accumulated fees threshold).

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