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<!DOCTYPE html>
<html lang="en">
<head>
<meta charset="UTF-8">
<meta name="viewport" content="width=device-width, initial-scale=1.0">
<title>FAQ.Mini-Lend</title>
<!-- Tailwind -->
<script src="https://cdn.tailwindcss.com"></script>
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<link rel="stylesheet" href="./style.css" />
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rel="stylesheet">
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</head>
<body class="bg-[#331A1A] overflow-y-auto">
<!-- BACK ARROW -->
<div class="sticky top-0 text-[#D7CBB1] text-2xl py-4 px-4">
<a href="./index.html"> <i class="bi bi-arrow-left"></i></a>
</div>
<h1 class="logo text-center text-[#D7CBB1] text-2xl">Frequently Asked Questions</h1>
<section class="py-16">
<div class="logo max-w-3xl mx-auto px-4">
<div class="space-y-4 text-lg">
<!-- FAQ Item -->
<div class="border border-gray-200 rounded-xl bg-[#D7CBB1]">
<button class="faq-btn w-full flex justify-between items-center p-5 text-left">
<span class="font-medium text-gray-900">
What is MiniLend?
</span>
<span class="icon text-xl transition-transform duration-300">+</span>
</button>
<div class="faq-answer hidden px-5 pb-5 text-gray-600 text-[16px]">
Mini-Lend is a decentralized platform that enables users to stake, borrow, withdraw, and repay
ETH efficiently. Designed for simplicity and transparency, it allows users to manage their
Ethereum assets seamlessly, providing flexible borrowing options and secure staking mechanisms.
</div>
</div>
<!-- FAQ Item -->
<div class="rounded-xl bg-[#D7CBB1]">
<button class="faq-btn w-full flex justify-between items-center p-5 text-left">
<span class="font-medium text-gray-900">
How does MiniLend work?
</span>
<span class="icon text-xl transition-transform duration-300">+</span>
</button>
<div class="faq-answer hidden flex flex-col gap-2 px-5 pb-5 text-gray-600">
<span class="text-[16px]">. MiniLend is a decentralized lending protocol that allows
users to deposit
collateral and borrow assets against it.</span>
<span class="text-[16px]">. Users lock supported digital assets as collateral and can
borrow up to a
predefined
percentage of the collateral’s value (based on the protocol’s collateralization
ratio)..</span>
<span class="text-[16px]">. Interest accrues over time using a linear, per-second model.
If the value of the
collateral falls below the required safety threshold, the position becomes eligible for
liquidation.</span>
<span class="text-[16px]">. Everything is executed through smart contracts — no
intermediaries, no
custodians.</span>
</div>
</div>
<!-- FAQ Item -->
<div class="rounded-xl bg-[#D7CBB1]">
<button class="faq-btn w-full flex justify-between items-center p-5 text-left">
<span class="font-medium text-gray-900">
What happens if my position gets liquidated?
</span>
<span class="icon text-xl transition-transform duration-300">+</span>
</button>
<div class="faq-answer hidden px-5 pb-5 flex flex-col gap-2 text-gray-600">
<span class="text-[16px]">. If your collateral value drops below the required minimum
collateral ratio, your
position
becomes eligible for liquidation.</span>
<span class="text-[16px]">. A third-party liquidator can repay part or all of your
outstanding debt and
receive a portion of your collateral at a discounted rate as an incentive.</span>
<h4 class="logo text-[16px]">Liquidation is designed to:</h4>
<span class="text-[14px]">i. Protect lenders</span>
<span class="text-[14px]">i. Maintain protocol solvency </span>
<span class="text-[14px]">i. Prevent bad debt accumulation </span>
<span>Users can monitor their health factor in real-time and add more collateral or repay debt
to avoid liquidation.</span>
</div>
</div>
<!-- FAQ Item -->
<div class="rounded-xl bg-[#D7CBB1]">
<button class="faq-btn w-full flex justify-between items-center p-5 text-left">
<span class="font-medium text-gray-900">
Is MiniLend secure?
</span>
<span class="icon text-xl transition-transform duration-300">+</span>
</button>
<div class="faq-answer hidden flex flex-col gap-2 px-5 pb-5 text-gray-600">
<span class="text-[16px]">MiniLend is built using battle-tested smart contract design
principles, including:</span>
<span class="text-[14px]">Clear separation of concerns in contract architecture
Explicit risk parameters (collateral ratios, liquidation thresholds)
Strict validation checks on borrowing and repayment
Deterministic interest calculation</span>
<span class="text-[16px]">However, as with any decentralized protocol, smart contract risk
exists. Users should only
deposit assets they understand and are comfortable managing within a decentralized
system.</span>
<span class="text-[16px]">(Security audits and formal verification can be added here later if
applicable.)</span>
</div>
</div>
<!-- FAQ Item -->
<div class="rounded-xl bg-[#D7CBB1]">
<button class="faq-btn w-full flex justify-between items-center p-5 text-left">
<span class="font-medium text-gray-900">
How is interest calculated?
</span>
<span class="icon text-xl transition-transform duration-300">+</span>
</button>
<div class="faq-answer hidden flex flex-col gap-2 px-5 pb-5 text-gray-600">
<span class="text-[16px]">Interest accrues linearly over time on borrowed assets.</span>
<span class="text-[16px]">Instead of compounding per block, MiniLend calculates interest per
second based on:</span>
<span class="text-[14px]">The borrowed amount</span>
<span class="text-[14px]">The annual interest rate</span>
<span class="text-[14px]">The time elapsed</span>
<span class="text-[16px]">This approach ensures:</span>
<span class="text-[14px]">Transparent debt growth</span>
<span class="text-[14px]">Predictable repayment calculations</span>
<span class="text-[14px]">Simplified accounting logic</span>
<span class="text-[16px]">Users can view their updated debt at any time directly from the
protocol interface.</span>
</div>
</div>
<!-- FAQ Item -->
<div class="rounded-xl bg-[#D7CBB1]">
<button class="faq-btn w-full flex justify-between items-center p-5 text-left">
<span class="font-medium text-gray-900">
What assets are supported?
</span>
<span class="icon text-xl transition-transform duration-300">+</span>
</button>
<div class="faq-answer hidden flex flex-col gap-2 px-5 pb-5 text-gray-600">
<span class="text-[16px]">MiniLend currently supports the following assets:</span>
<span class="text-[16px]">Lending / Borrowing Assets (Stablecoins):</span>
<span class="text-[14px]">USD Coin (USDC)</span>
<span class="text-[14px]">Tether (USDT)</span>
<span class="text-[14px]">Dai (DAI)</span>
<span class="text-[16px]">These assets are supported as borrowable stablecoins within the
protocol.</span>
<span class="text-[16px]">Collateral Asset:</span>
<span class="text-[14px]">Ethereum (ETH)</span>
<span class="text-[16px]">Users deposit ETH as collateral and can borrow supported stablecoins
against it, subject to the protocol’s collateralization ratio.</span>
<span class="text-[16px]">Stablecoins are used to:</span>
<span class="text-[14px]">Reduce volatility exposure on the debt side</span>
<span class="text-[14px]">Improve capital efficiency</span>
<span class="text-[14px]">Maintain predictable loan valuation</span>
<span class="text-[16px]">Support for additional assets may be introduced in future protocol
upgrades based on risk analysis and liquidity considerations.
</span>
</div>
</div>
</div>
</div>
</section>
<!-- JAVA SCRIPT -->
<script>
const buttons = document.querySelectorAll(".faq-btn");
buttons.forEach(button => {
button.addEventListener("click", () => {
const answer = button.nextElementSibling;
const icon = button.querySelector(".icon");
// Toggle answer
answer.classList.toggle("hidden");
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icon.textContent = "+";
} else {
icon.textContent = "-";
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});
});
</script>
<!--COPYRIGHT-->
<div class="flex justify-between mt-[65%] py-1 px-8 md:mt-[3%]">
<p class="logo text-[9.8px] md:text-sm text-[#D7CBB1]">©2026 Copyright by MiniLend.eth</p>
<div class="flex flex-row gap-6">
<a href="#">
<p class="logo text-[9.8px] md:text-sm text-[#D7CBB1]">Privacy Policy</p>
</a>
<a href="#">
<p class="logo text-[9.8px] md:text-sm text-[#D7CBB1]">Terms of use</p>
</a>
</div>
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</div>
</body>
</html>