diff --git a/.env.example b/.env.example
index 4ed390b..f79c1ca 100644
--- a/.env.example
+++ b/.env.example
@@ -7,3 +7,10 @@ POSTGRES_DB=enterprise_db
 
 # JWT settings (change SECRET_KEY in production!)
 SECRET_KEY=supersecretkeychangethisinproduction2026
+# M-PESA GATEWAY
+MPESA_ENVIRONMENT=sandbox
+MPESA_SHORTCODE=174379
+
+# KRA eTIMS GATEWAY
+ETIMS_DEVICE_SERIAL=KRA-ENTERPRISE-PRO-001
+ETIMS_BASE_URL=https://etims-api.kra.go.ke/api/v1