diff --git a/.github/workflows/debug-pre-release.yml b/.github/workflows/debug-pre-release.yml
index 358d0b1c..1dec9b07 100644
--- a/.github/workflows/debug-pre-release.yml
+++ b/.github/workflows/debug-pre-release.yml
@@ -168,17 +168,27 @@ jobs:
       # No CodesignKey/EnableCodeSigning -> the build applies only an ad-hoc signature
       # (all an internal test build needs; testers still have to clear the Gatekeeper
       # quarantine flag — see the release notes text in publish-release).
-      # Passing BOTH RIDs in a single RuntimeIdentifier value is how the .NET MAUI Mac
-      # Catalyst targets emit a universal (lipo'd x64 + arm64) binary. Release builds do
-      # this by default; a Debug build has to state it explicitly. See
-      # https://learn.microsoft.com/dotnet/maui/mac-catalyst/deployment/publish-unsigned
+      # PublishMacUniversal=true flips a conditional PropertyGroup in StageFright.App.csproj
+      # that sets the *plural* <RuntimeIdentifiers>maccatalyst-x64;maccatalyst-arm64</...>,
+      # which is what makes MAUI's Mac Catalyst targets emit a universal (lipo'd x64 + arm64)
+      # .app. It has to be set inside the .csproj, not passed here as -p:RuntimeIdentifier(s):
+      #  * the singular RuntimeIdentifier is validated by the .NET SDK as ONE RID and rejects
+      #    a `;`-list with "NETSDK1083: ... 'maccatalyst-x64;maccatalyst-arm64' is not
+      #    recognized";
+      #  * passing -p:RuntimeIdentifiers on the CLI makes it a global property that leaks the
+      #    `;`-list verbatim into every ProjectReference (the plain non-maccatalyst class
+      #    libraries), which then fail the same NETSDK1083.
+      # As a project property it is evaluated locally and MAUI fans out per-RID inner builds
+      # that hand a single concrete RID to the referenced libraries. Release builds get this
+      # universal RID set by MAUI automatically; a Debug build has to opt in. See the
+      # dotnet/macios .NET 8 release notes and dotnet/maui's Controls.TestCases.HostApp.csproj.
       - name: Publish unsigned universal .app
         run: >
           dotnet publish ${{ env.APP_PROJECT }}
           -f ${{ env.TFM }}
           -c Debug
           -p:CreatePackage=false
-          -p:RuntimeIdentifier="maccatalyst-x64;maccatalyst-arm64"
+          -p:PublishMacUniversal=true
 
       # `ditto` is Apple's supported way to archive an .app bundle for transport — it
       # preserves the symlinks, permissions, and resource forks that a plain `zip`
diff --git a/.specify/feature.json b/.specify/feature.json
index dc7b0b52..7d6ca32f 100644
--- a/.specify/feature.json
+++ b/.specify/feature.json
@@ -1,3 +1 @@
-{
-  "feature_directory": "specs/026-past-agm-committee-report"
-}
+{"feature_directory":"specs\\029-first-run-language-seed"}
\ No newline at end of file
diff --git a/CLAUDE.md b/CLAUDE.md
index 64340824..4a3debb8 100644
--- a/CLAUDE.md
+++ b/CLAUDE.md
@@ -83,13 +83,13 @@ During development the SQLite database is written to `FileSystem.AppDataDirector
 
 ### Navigation
 
-Blazor Router owns **all** navigation. Every screen has a `@page` directive. `NavigationManager.NavigateTo` is the only way to transition between pages. MAUI Shell routing is disabled — MAUI is a platform-only container. First-run detection redirects to `/setup` before the dashboard loads.
+Blazor Router owns **all** navigation. Every screen has a `@page` directive. `NavigationManager.NavigateTo` is the only way to transition between pages. MAUI Shell routing is disabled — MAUI is a platform-only container. First-run detection redirects to `/language-select` (spec 029's pre-wizard display-language screen) when setup is incomplete and no language preference has been recorded yet, otherwise straight to `/setup`, before the dashboard loads.
 
 ### Module structure inside `StageFright.Core`
 
 Application logic lives in `StageFright.Core/Modules/<ModuleName>/`. Each module slice contains its services, request/response models, and menu/tile providers. Repositories are *not* module-owned; they live centrally in `StageFright.Data/Repositories/` (this is a spec-mandated deviation from pure vertical-slice, required by FR-042).
 
-Current modules: `Agm`, `AuditTrail`, `Dashboard`, `Events`, `Finance`, `Members`, `Rehearsals`, `Settings`.
+Current modules: `Agm`, `AuditTrail`, `Dashboard`, `Events`, `Finance`, `Localization`, `Members`, `Rehearsals`, `Settings`.
 
 ### Extension points (plugin contracts)
 
@@ -105,15 +105,15 @@ MVP providers register in `MauiProgram.RegisterCoreServices`. External plugins a
 
 ### Finance / GL integrity
 
-Every fee or payment write wraps fee creation + paired GL debit/credit + balance assertion in one `DbContext` ACID transaction. A `GLBalanceException` is thrown and the transaction rolled back if the sum of debits ≠ sum of credits. GL is the authoritative source for member balances: `outstanding = Σ(debits) − Σ(credits)` per member. Financial records (`Fee`, `Payment`, `Transaction`) are **immutable and never deleted** — corrections use GL reversing pairs.
+Every fee or payment write wraps fee creation + paired GL debit/credit + balance assertion in one `DbContext` ACID transaction. A `GLBalanceException` is thrown and the transaction rolled back if the sum of debits ≠ sum of credits. GL is the authoritative source for member balances: `outstanding = Σ(debits) − Σ(credits)` per member. Financial records (`Fee`, `Payment`, `Transaction`) are **immutable and never deleted** — corrections use GL reversing pairs. The two seeded sales-tax clearing accounts are classified per their economic nature: `2310` "Tax Collected" (owed to the authority) is an `AccountType.Liability`; since spec 028 #355, `2320` "Tax Receivable" (input tax recoverable from the authority) is an `AccountType.Asset` — it keeps its 2000s number as a documented exception (renumbering would desync the denormalised `Transaction.GLAccount` snapshot on historical rows), and `SystemAccounts.TaxPaid*` keeps its C# name. `BalanceSheetReportProvider` / `TrialBalanceReportProvider` section by `AccountType` (so recoverable tax shows under Assets with no provider change); `TaxSummaryReportProvider`'s net calc reads directional GL movements, not classification, so its sign convention is unaffected.
 
 ### Reports pipeline
 
-`IReportProvider` → `ReportData` (rows/columns/sections/subtotals) → `ReportViewer.razor` (modal "Generating…", synchronous) → `PdfReportRenderer` (QuestPDF) or `CsvReportExporter` (CsvHelper). Cancel appears after 5 s. All ten reports (`IncomeStatement`, `TrialBalance`, `AccountRegister`, `MemberAccountSummary`, `MemberList`, `Committee`, `BalanceSheet`, `BankReconciliation`, `TaxSummary`, `GeneralLedger`) follow this single pipeline. In QuestPDF-rendered checkbox-style cells (e.g. `AttendanceRollPdfRenderer`, `EventAttendanceSheetPdfRenderer`, `AgmAttendanceSheetPdfRenderer`), a checked box is a bordered `Container` with a centered "✓" glyph, never a solid filled box. `EventAttendanceSheetPdfRenderer` and `AgmAttendanceSheetPdfRenderer` are read-only, print-only sheets (spec 018) built outside the `IReportProvider` pipeline — like `AttendanceRollPdfRenderer`, their multi-column checkbox layout doesn't fit `ReportData`'s flat single-table model — and share their two-column page-composition mechanics via the internal `CheckboxSheetPdfBuilder` helper in `StageFright.Reports/Rendering/`. `AgmResultsPdfRenderer` (spec 026) is a further AGM-detail-scoped, print-only sheet built outside the `IReportProvider` pipeline — a plain position list rather than a checkbox roll, so it builds its QuestPDF document directly (following `PdfReportRenderer`'s page setup) instead of using `CheckboxSheetPdfBuilder`.
+`IReportProvider` → `ReportData` (rows/columns/sections/subtotals) → `ReportViewer.razor` (modal "Generating…", synchronous) → `PdfReportRenderer` (QuestPDF) or `CsvReportExporter` (CsvHelper). Cancel appears after 5 s. All ten reports (`IncomeStatement`, `TrialBalance`, `AccountRegister`, `MemberAccountSummary`, `MemberList`, `Committee`, `BalanceSheet`, `BankReconciliation`, `TaxSummary`, `GeneralLedger`) follow this single pipeline. In QuestPDF-rendered checkbox-style cells (e.g. `AttendanceRollPdfRenderer`, `EventAttendanceSheetPdfRenderer`, `AgmAttendanceSheetPdfRenderer`), a checked box is a bordered `Container` with a centered "✓" glyph, never a solid filled box. `EventAttendanceSheetPdfRenderer` and `AgmAttendanceSheetPdfRenderer` are read-only, print-only sheets (spec 018) built outside the `IReportProvider` pipeline — like `AttendanceRollPdfRenderer`, their multi-column checkbox layout doesn't fit `ReportData`'s flat single-table model — and share their two-column page-composition mechanics via the internal `CheckboxSheetPdfBuilder` helper in `StageFright.Reports/Rendering/`. `AgmResultsPdfRenderer` (spec 026) is a further AGM-detail-scoped, print-only sheet built outside the `IReportProvider` pipeline — a plain position list rather than a checkbox roll, so it builds its QuestPDF document directly (following `PdfReportRenderer`'s page setup) instead of using `CheckboxSheetPdfBuilder`. Every money value a provider, renderer or exporter emits goes through `MoneyFormatter.Format` / `FormatWithCode` (never `ToString("C")` / `"{0:C}"` / `ToString("F2")` / `"N2"`), so the figure carries the organisation's configured currency symbol, ISO code and minor-unit precision — see Localization; the `Reports_Common_BasisOfAccounting` line and the Balance Sheet / Trial Balance integrity checks (spec 028) also live in the providers, and `tests/StageFright.Localization.Tests/CurrencySymbolGuardTests.cs` guards the no-hard-coded-`$`/`AUD` rule.
 
 ### Data grid standards
 
-All tabular data uses `RadzenDataGrid<TItem>`, never plain `<table>` markup or a `table-responsive` wrapper div. Every grid instance follows the Members grid (`src/StageFright.UI/Pages/Members/MemberList.razor`) as the reference: `AllowSorting="true" AllowPaging="true" PageSize="15" class="rz-shadow-0"`. Grids needing a "select all" checkbox in a column header use a `HeaderTemplate` rather than a separate control outside the grid. `ReportViewer.razor` is the one exception — its dynamic columns, section headers, and subtotal/grand-total rows don't fit RadzenDataGrid's typed-column model, so it keeps hand-rolled paging (also fixed at a page size of 15) instead. A handful of grids use a smaller `PageSize` than 15 when the surrounding layout is space-constrained — `CommitteeSettingsTab`, one grid in `EventTypesTab`, and `MemberDetail.razor`'s Fee Payment History grid (spec 025, issue #305) — this is a deliberate, per-screen exception, not a new default.
+All tabular data uses `RadzenDataGrid<TItem>`, never plain `<table>` markup or a `table-responsive` wrapper div. Every grid instance follows the Members grid (`src/StageFright.UI/Pages/Members/MemberList.razor`) as the reference: `AllowSorting="true" AllowPaging="true" PageSize="15" class="rz-shadow-0"`. Grids needing a "select all" checkbox in a column header use a `HeaderTemplate` rather than a separate control outside the grid. `ReportViewer.razor` is the one exception — its dynamic columns, section headers, and subtotal/grand-total rows don't fit RadzenDataGrid's typed-column model, so it keeps hand-rolled paging (also fixed at a page size of 15) instead. A handful of grids use a smaller `PageSize` than 15 when the surrounding layout is space-constrained — `CommitteeSettingsTab`, one grid in `EventTypesTab`, and `MemberDetail.razor`'s Fee Payment History grid (spec 025, issue #305) — this is a deliberate, per-screen exception, not a new default. Money columns use a `<Template>` that calls `MoneyFormatter.Format(...)` / `FormatWithCode(...)`, never `FormatString="{0:C}"` (see Localization).
 
 ### List box standards
 
@@ -127,6 +127,20 @@ Every on/off toggle uses `<RadzenSwitch>` (`@bind-Value` + a `Change` callback,
 
 Dashboard tiles opt into one of four sizes via `DashboardTileSize` (`StageFright.Plugins.Contracts`) — `OneByOne` (default), `OneByTwo`, `TwoByOne`, `TwoByTwo`, named RowsByColumns — by overriding `IDashboardTileProvider.TileSize`. `Dashboard.razor.cs` maps the enum to a `tile-size-*` CSS class already defined in `app.css`'s CSS-Grid layout; resizing a tile only needs the provider's `TileSize` override plus its own inner chart/layout sizing — no `Dashboard.razor` or grid CSS changes.
 
+### Localization
+
+All app-authored user-facing text is resolved through `Microsoft.Extensions.Localization` `IStringLocalizer<T>` at render time — never a hardcoded literal (enforced by `tests/StageFright.Localization.Tests`). Text lives in ~12 area-scoped `.resx` files; the neutral file (no culture suffix) **is** the Australian English `en-AU` baseline and the key-by-key fallback for every other language:
+
+- `src/StageFright.UI/Resources/Strings/` — `SharedResource`, `DashboardResource`, `MembersResource`, `RehearsalsResource`, `EventsResource`, `FinanceResource`, `SettingsResource`, `SetupResource` (a `<Name>Resource.cs` marker + `.resx` each).
+- `src/StageFright.Core/Modules/Localization/Resources/` — `NavigationResource` (menu titles + shell chrome), `ValidationResource` (user-facing exception/validation message text), `EnumsResource` (shared `Enum_<Type>_<Member>` display labels).
+- `src/StageFright.Reports/Resources/` — `ReportsResource` (report titles, column headers, section/total labels).
+
+Keys are `Area_Context_Meaning` (wording-independent); placeholders are named (`{Count}`); plurals are `…_One`/`…_Other` via `ILocalizer.Plural`. Code-behind injects `IStringLocalizer<TArea>`; `.razor` uses `@L["Key"]`. Enum display text is `value.LocalizeEnum()` (never `enum.ToString()` at a display site) — the enum name stays the culture-invariant identity for storage/GL/sorting/report-filter option values. The Core plumbing is in `src/StageFright.Core/Localization/` (`ILocalizer`/`Localizer`, `MissingKeyLoggingLocalizerFactory`, `EnumLocalizationExtensions`, `MoneyFormatter`).
+
+**Money is never `.ToString("C")` / `{0:C}` / `FormatString="{0:C}"` / `ToString("F2")` at a display site** — the `"C"` specifier substitutes the active culture's currency symbol (e.g. `€` under `fr-FR`), misrepresenting the amount. Every displayed, printed or exported amount goes through `MoneyFormatter` (`Format` / `FormatWithCode`). Since spec 028 the symbol, ISO code and minor-unit precision come from the organisation's configured currency (`Settings.CurrencyCode`, ISO 4217, chosen once at first-run setup, default `AUD`/`$`/2 digits) — set process-wide via `MoneyFormatter.Configure(...)` in `MauiProgram` right after the display culture, exactly like the startup culture. Only separators, grouping and symbol placement follow `CultureInfo.CurrentCulture`; a negative amount always renders with a leading/trailing minus sign (matching that culture's symbol placement), never accounting-style parentheses — `MoneyFormatter` pins `NumberFormatInfo.CurrencyNegativePattern` so `Format(-42.10m)` is `"-$42.10"` on every host, not the invariant culture's default `"($42.10)"`. An `AUD` dataset is byte-identical to the pre-028 output. `CurrencyCatalog` (`StageFright.Core/Localization/`) is the curated ISO 4217 list (spans 0-, 2- and 3-minor-digit currencies); `TaxCalculator.SplitInclusive` / `SplitExclusive` round tax to the configured currency's minor unit. Since spec 028 issue #354, `Settings.TaxEntryMode` (`Inclusive` — default, every pre-#354 dataset — or `Exclusive`) decides whether a newly entered taxable figure is the tax-inclusive gross or the net with tax added on top; the taxable posting services (`FeeService`, `IncomeEntryService`, `ExpensePaymentService`, `AttendanceService`) dispatch through `TaxCalculator.Split(entered, mode, rate, digits)` → `(gross, net, tax)`, and in `Exclusive` mode the receivable/bank line (and `Fee.Amount` / `Payment.Amount`) carry the gross. `Inclusive` mode is byte-identical to pre-#354; no GL-structure, `2310`/`2320` or `TaxCode` change.
+
+Display language resolves at startup via `LanguageProvider` (explicit `Settings.LanguageCode` → recorded no-database language preference (`ILanguagePreferenceStore`, MAUI `Preferences`, spec 029) → OS display language when a matching set ships → `en-AU`) and is set as the process culture before the `BlazorWebView` renders. The supported-language list is discovered at runtime from shipped `.resx` cultures (`qps-*` pseudo-locales excluded), so adding a language is a drop-in `<Marker>.<culture>.resx` set with **no code change**. Since spec 029 a language change applies **live, in the running session, with no restart and no "restart required" notice anywhere**: `CultureProvider.Switch(CultureInfo)` (`src/StageFright.UI/Layout/CultureProvider.razor.cs`) reassigns the two process-wide culture globals (`CultureInfo.DefaultThreadCurrentCulture` / `DefaultThreadCurrentUICulture`) — and **only** those, never the `AsyncLocal`-backed `CultureInfo.CurrentCulture` / `CurrentUICulture`, which as a per-execution-context override would shadow the globals on the renderer's context and freeze the UI language until a process restart (spec 029's T036 defect); `MauiProgram.RunStartupSequence` follows the same "globals only" rule — then re-renders the whole cascaded tree. Both entry points — the first-run `/language-select` screen and Settings → General — call `Switch` and also persist the choice (`ILanguagePreferenceStore.Set` plus, once the DB exists, `Settings.LanguageCode`). Full contributor/translator guide: [`docs/localization/adding-a-language.md`](docs/localization/adding-a-language.md).
+
 ### Data model highlights
 
 - **20 entities** in `StageFright.Core/Entities/`: `Member`, `CommitteeTerm`, `CommitteePositionRecord`, `CommitteeOfficeHolderType`, `AnnualGeneralMeeting`, `AgmAttendanceRecord`, `Rehearsal`, `AttendanceRecord`, `Event`, `EventType`, `ParticipationRecord`, `Account`, `Fee`, `Payment`, `Transaction`, `JournalEntry`, `BankReconciliation`, `ReconciliationLine`, `Settings`, `AuditTrailEntry`. `Category` was fully replaced by `Account` (see the `ConvertCategoriesToAccounts` migration).
@@ -179,4 +193,4 @@ A misplaced `///` XML doc comment (e.g. attached to one parameter inside a multi
 
 `StageFright.App` (the Windows head, `WindowsPackageType=None`) can show two `PRI249: Invalid qualifier` warnings from `WinAppSdkGenerateProjectPriFile` naming `SORTABLE-LIST`/`THEME-SWITCHER` — these come from the Blazor.Bootstrap package's own static JS assets (`blazor.bootstrap.sortable-list.js`, `blazor.bootstrap.theme-switcher.js`), which WinAppSDK's PRI resource indexer misreads as the `name.qualifier-value.ext` convention used by qualified assets (e.g. `logo.scale-200.png`); the warning is benign (build still succeeds, both files still get served) but not suppressible via `NoWarn`/`MSBuildWarningsAsMessages` since the native `makepri.exe` tool embeds "PRI249" as free text, not as a structured MSBuild warning code. Fixed by adding a `_GenerateProjectPriConfigurationFiles`-scoped `BeforeTargets` hook in `StageFright.App.csproj` that populates WinAppSDK's own exclusion item (`_AppxLayoutAssetPackageFiles`) from the two files' `PackagingOutputs`/`PriOutputs` entries — it removes them from PRI's qualifier scan only, not from Blazor's own static-web-asset copy to `wwwroot`. If new Blazor.Bootstrap component JS ever reintroduces a dash-containing filename that trips the same warning, extend that same `Condition` rather than re-deriving the mechanism from scratch.
 
-`.github/workflows/debug-pre-release.yml` (manual-only, `workflow_dispatch`; was `debug-msix-release.yml` before it grew a macOS job) builds **Debug**-configuration packages of the `dev` branch for two platforms and publishes them together as the single rolling `dev-debug-build` pre-release (constant asset filenames, never accumulates history): `StageFrightCommunity-dev-DEBUG.msix` (Windows, self-signed MSIX) and `StageFrightCommunity-dev-DEBUG-mac.zip` (macOS, an **unsigned, universal** Mac Catalyst `.app` — `-p:CreatePackage=false -p:RuntimeIdentifier="maccatalyst-x64;maccatalyst-arm64"`, zipped with `ditto`, no signing secrets). It is three jobs: `build-windows-msix` and `build-mac-app` run in parallel and each upload their package as a CI artifact; `publish-release` `needs:` both, downloads the artifacts, and does the single `gh release delete dev-debug-build --cleanup-tag` then `gh release create` with both assets — a full delete + recreate, *not* `gh release upload --clobber`, because GitHub "immutable releases" (GA Oct 2025) permanently block replacing/deleting *or adding* an asset once a release is published (`--clobber` fails with `HTTP 422: Cannot delete asset from an immutable release`) while deleting a whole release stays allowed; the delete + recreate works whether or not repo-level release immutability is enabled. Because `publish-release` needs both builds, a break on **either** platform's tooling means no release that run (the previous one stays intact) rather than a half-updated release. If a `dev-debug-build` release was already published as immutable, it must be deleted once by hand — disabling the repo setting does not retroactively unlock it. Only the Windows job needs repo secrets: `MSIX_CERT_BASE64` (a self-signed code-signing cert, base64-encoded PFX bytes) and `MSIX_CERT_PASSWORD`. The cert's Subject **must exactly match** `Identity/@Publisher` in `Platforms\Windows\Package.appxmanifest` (currently `CN=StageFright Community`) or MSIX packaging fails — if that Publisher value is ever changed, a matching new cert must be generated and the secret rotated, and vice versa. The Mac `.app` is only ad-hoc-signed, so testers must clear the Gatekeeper quarantine flag (`xattr -dr com.apple.quarantine "StageFright Community.app"`, or right-click → Open); note `Platforms/MacCatalyst/Info.plist` still carries the MAUI-template default `UIRequiredDeviceCapabilities` = `arm64`, which could keep the Intel slice of the universal build from launching on Intel Macs — revisit that key if Intel support actually matters. `StageFright.App.csproj`'s local/CI `Release`+`Debug` builds are otherwise untouched (Windows still unpackaged, `WindowsPackageType=None`) — the workflow passes `WindowsPackageType=Package`/signing and the Mac RIDs purely as `dotnet publish -p:` command-line overrides, never persisted to the project file; the only project-file change is an inert `RuntimeIdentifierOverride`→`RuntimeIdentifier` `PropertyGroup` (the documented workaround for [WindowsAppSDK#3337](https://github.com/microsoft/WindowsAppSDK/issues/3337)) that only activates when that property is explicitly passed on the command line, as the Windows job does.
+`.github/workflows/debug-pre-release.yml` (manual-only, `workflow_dispatch`; was `debug-msix-release.yml` before it grew a macOS job) builds **Debug**-configuration packages of the `dev` branch for two platforms and publishes them together as the single rolling `dev-debug-build` pre-release (constant asset filenames, never accumulates history): `StageFrightCommunity-dev-DEBUG.msix` (Windows, self-signed MSIX) and `StageFrightCommunity-dev-DEBUG-mac.zip` (macOS, an **unsigned, universal** Mac Catalyst `.app` — `-p:CreatePackage=false -p:PublishMacUniversal=true`, zipped with `ditto`, no signing secrets). The universal (x64 + arm64) build hinges on `RuntimeIdentifiers` (**plural**) being `maccatalyst-x64;maccatalyst-arm64`, and that value **must be set inside `StageFright.App.csproj`**, never on the CLI: `-p:RuntimeIdentifier` (singular) rejects a `;`-list with `NETSDK1083: ... 'maccatalyst-x64;maccatalyst-arm64' is not recognized`, and `-p:RuntimeIdentifiers` (plural) on the CLI becomes a global property that leaks the `;`-list verbatim into every `ProjectReference` (the plain non-maccatalyst class libraries), which then fail the same `NETSDK1083`. So the workflow passes `-p:PublishMacUniversal=true`, which flips a conditional `<PropertyGroup>` in `StageFright.App.csproj` (gated on `PublishMacUniversal == 'true'` **and** a maccatalyst TFM — inert otherwise, so local `dotnet build`/`dotnet run` maccatalyst builds stay single-arch) that sets the plural `<RuntimeIdentifiers>`. As a project property MAUI fans out per-RID inner builds that hand a single concrete RID to the referenced libraries. Release builds get this universal RID from MAUI automatically; a Debug build has to opt in. Mirrors dotnet/maui's own `Controls.TestCases.HostApp.csproj` CI pattern. (Issue #366 was the earlier, wrong fix — a `%3B`-escaped CLI `-p:RuntimeIdentifier`; the `%3B` escaping mattered only because `-p:` treats a literal `;` as a property-list delimiter, but the CLI approach itself was the dead end.) It is three jobs: `build-windows-msix` and `build-mac-app` run in parallel and each upload their package as a CI artifact; `publish-release` `needs:` both, downloads the artifacts, and does the single `gh release delete dev-debug-build --cleanup-tag` then `gh release create` with both assets — a full delete + recreate, *not* `gh release upload --clobber`, because GitHub "immutable releases" (GA Oct 2025) permanently block replacing/deleting *or adding* an asset once a release is published (`--clobber` fails with `HTTP 422: Cannot delete asset from an immutable release`) while deleting a whole release stays allowed; the delete + recreate works whether or not repo-level release immutability is enabled. Because `publish-release` needs both builds, a break on **either** platform's tooling means no release that run (the previous one stays intact) rather than a half-updated release. If a `dev-debug-build` release was already published as immutable, it must be deleted once by hand — disabling the repo setting does not retroactively unlock it. Only the Windows job needs repo secrets: `MSIX_CERT_BASE64` (a self-signed code-signing cert, base64-encoded PFX bytes) and `MSIX_CERT_PASSWORD`. The cert's Subject **must exactly match** `Identity/@Publisher` in `Platforms\Windows\Package.appxmanifest` (currently `CN=StageFright Community`) or MSIX packaging fails — if that Publisher value is ever changed, a matching new cert must be generated and the secret rotated, and vice versa. The Mac `.app` is only ad-hoc-signed, so testers must clear the Gatekeeper quarantine flag (`xattr -dr com.apple.quarantine "StageFright Community.app"`, or right-click → Open); note `Platforms/MacCatalyst/Info.plist` still carries the MAUI-template default `UIRequiredDeviceCapabilities` = `arm64`, which could keep the Intel slice of the universal build from launching on Intel Macs — revisit that key if Intel support actually matters. `StageFright.App.csproj`'s local/CI `Release`+`Debug` builds are otherwise untouched (Windows still unpackaged, `WindowsPackageType=None`) — the workflow passes `WindowsPackageType=Package`/signing purely as `dotnet publish -p:` command-line overrides. The project file carries two conditional `PropertyGroup`s that are inert for every normal build and only fire when the workflow's own `-p:` flags set them: `RuntimeIdentifierOverride`→`RuntimeIdentifier` (the documented workaround for [WindowsAppSDK#3337](https://github.com/microsoft/WindowsAppSDK/issues/3337), tripped by the Windows job's `-p:RuntimeIdentifierOverride=win-x64`) and `PublishMacUniversal`→plural `RuntimeIdentifiers` (tripped by the Mac job's `-p:PublishMacUniversal=true`).
diff --git a/Directory.Packages.props b/Directory.Packages.props
index 87a643db..98b2c644 100644
--- a/Directory.Packages.props
+++ b/Directory.Packages.props
@@ -14,6 +14,7 @@
     <PackageVersion Include="Microsoft.EntityFrameworkCore.Design" Version="10.0.10" />
     <PackageVersion Include="Microsoft.EntityFrameworkCore.Sqlite" Version="10.0.10" />
     <PackageVersion Include="Microsoft.Extensions.DependencyInjection.Abstractions" Version="10.0.10" />
+    <PackageVersion Include="Microsoft.Extensions.Localization" Version="10.0.10" />
     <PackageVersion Include="Microsoft.Extensions.Logging.Abstractions" Version="10.0.10" />
     <PackageVersion Include="Microsoft.Extensions.Logging.Debug" Version="10.0.10" />
     <PackageVersion Include="Microsoft.Maui.Controls" Version="10.0.90" />
diff --git a/README.md b/README.md
index e84742de..ee02aff1 100644
--- a/README.md
+++ b/README.md
@@ -24,6 +24,7 @@ The master branch will always contain the code for the most recent release. The
 Make a fork of this repo and use that as your private scratch pad. When you are ready for a review and merge, create a pull request to dev.
 
 ## Tools used
+* Claude Code -Sonnet 5 model (https://www.anthropic.com/claudecode)
 * Github Spec Kit (https://github.com/github/spec-kit)
 * SpecKit Companion (https://github.com/alfredoperez/speckit-companion)
 
diff --git a/StageFrightCommunity.slnx b/StageFrightCommunity.slnx
index b2230c14..cbfecb4d 100644
--- a/StageFrightCommunity.slnx
+++ b/StageFrightCommunity.slnx
@@ -11,6 +11,7 @@
     <Project Path="tests/StageFright.Core.Tests/StageFright.Core.Tests.csproj" />
     <Project Path="tests/StageFright.Data.Tests/StageFright.Data.Tests.csproj" />
     <Project Path="tests/StageFright.Integration.Tests/StageFright.Integration.Tests.csproj" />
+    <Project Path="tests/StageFright.Localization.Tests/StageFright.Localization.Tests.csproj" />
     <Project Path="tests/StageFright.Reports.Tests/StageFright.Reports.Tests.csproj" />
     <Project Path="tests/StageFright.TestPlugin/StageFright.TestPlugin.csproj" />
     <Project Path="tests/StageFright.UI.Tests/StageFright.UI.Tests.csproj" />
diff --git a/capabilities/app-host/spec.md b/capabilities/app-host/spec.md
index 3326b314..bb098b6b 100644
--- a/capabilities/app-host/spec.md
+++ b/capabilities/app-host/spec.md
@@ -61,7 +61,7 @@ The app shell MUST ask a setup-completion service whether initial configuration
 
 ### The setup wizard captures required configuration through validated steps before anything else can run
 
-The wizard MUST require organisation identity and tax details, fee/renewal configuration, and GST treatment before allowing submission, gating advancement on a per-step validation pass rather than only validating at final submit. Completion MUST persist configuration through one setup service call and then route straight into the app.
+The wizard MUST require organisation identity, fee/renewal configuration, and sales-tax treatment (applicability, rate, and per-fee tax codes) before allowing submission, gating advancement on a per-step validation pass rather than only validating at final submit. Completion MUST persist configuration through one setup service call and then route straight into the app.
 
 #### Scenario: user attempts to advance past an incomplete step
 - **WHEN** required fields for the current step fail validation
@@ -73,7 +73,7 @@ The wizard MUST require organisation identity and tax details, fee/renewal confi
 
 ### Optional sample-data seeding is a debug-only, opt-in, non-blocking capability
 
-Sample-data seeding MUST NOT be offered or reachable in release builds, MUST require explicit user opt-in even when available, and MUST run without freezing the setup UI, reporting incremental progress back to it. It MUST also be safe to invoke against a database that already has data. The opt-in control lives on the Organisation Settings tab (the wizard's first tab), and selecting it disables the Chart of Accounts, Opening Balances, and Committee tabs — sample data supplies that information itself, so manual entry on those tabs is bypassed rather than merely optional.
+Sample-data seeding MUST NOT be offered or reachable in release builds, MUST require explicit user opt-in even when available, and MUST run without freezing the setup UI, reporting incremental progress back to it. It MUST also be safe to invoke against a database that already has data. The opt-in control lives on the Organisation Settings tab (the wizard's first tab), and selecting it disables the Chart of Accounts, Opening Balances, and Committee tabs — sample data supplies that information itself, so manual entry on those tabs is bypassed rather than merely optional. The seeder likewise stamps its own generated organisation name and fee schedule over the Organisation Settings inputs, so the sample dataset is internally consistent regardless of the placeholder values entered to satisfy the wizard's own validation; currency, language and sales-tax treatment are the exception and follow what the coordinator configured.
 
 #### Scenario: release build reaches the setup wizard
 - **WHEN** no debug seeder is registered in the container
@@ -95,6 +95,11 @@ Sample-data seeding MUST NOT be offered or reachable in release builds, MUST req
 - **WHEN** the checkbox is checked after an account, opening balance, or committee title was already queued
 - **THEN** every queued entry is discarded so it is never submitted alongside the seeded sample data
 
+#### Scenario: sample data overrides the organisation identity and fee inputs
+- **WHEN** the seeder runs after setup was submitted with a placeholder organisation name and fee figures
+- **THEN** the persisted settings carry the seeder's generated organisation name, annual fee, attendance fee and renewal configuration instead
+- **AND** the currency, language and sales-tax treatment chosen during setup are left unchanged
+
 ### Plugin assemblies are discovered and loaded in isolation from each other and from the host
 
 The host MUST scan a known plugins directory for assemblies at startup, load each in its own isolated load context, and contain any single assembly's load failure so it neither aborts discovery of the remaining assemblies nor crashes startup. A missing plugins directory MUST NOT be treated as an error.
diff --git a/capabilities/audit-trail/spec.md b/capabilities/audit-trail/spec.md
index d1ef7892..cbf77e50 100644
--- a/capabilities/audit-trail/spec.md
+++ b/capabilities/audit-trail/spec.md
@@ -40,12 +40,12 @@ In the MVP, every audit entry SHALL attribute the action to a fixed "system" ide
 
 ### Audit history ages out on a rolling retention window instead of soft-delete
 
-Unlike other entities, audit entries carry no soft-delete fields — they SHALL instead be hard-deleted once older than a fixed retention period (12 months), evaluated at application startup. This keeps the audit log bounded over time without ever allowing an individual entry to be edited or archived.
+Unlike other entities, audit entries carry no soft-delete fields — they SHALL instead be hard-deleted once older than the organisation's configured retention period, evaluated at application startup. The retention period is user-configurable from 1 to 7 years (`Settings.AuditRetentionYears`) and defaults to **5 years** on a new dataset; an existing dataset keeps whatever value it was already configured with. This keeps the audit log bounded over time without ever allowing an individual entry to be edited or archived.
 
 #### Scenario: startup retention purge runs
 
 - **WHEN** the application starts
-- **THEN** all audit entries older than 12 months are permanently removed from the store
+- **THEN** all audit entries older than the configured retention period (default 5 years) are permanently removed from the store
 
 ### Retention purge failures never block application startup
 
diff --git a/capabilities/data-access/spec.md b/capabilities/data-access/spec.md
index cba8ab17..d8caaf2c 100644
--- a/capabilities/data-access/spec.md
+++ b/capabilities/data-access/spec.md
@@ -111,7 +111,7 @@ Member and account balance queries (`GetMemberBalanceAsync`, `GetAccountBalanceA
 - **THEN** a `ValidationException` naming the reason is thrown before any database write is attempted
 
 #### Scenario: archiving a system account
-- **WHEN** any of the seeded system accounts (Cash, Member Receivable, Bad Debt Expense, GST Collected/Paid, Opening Balance Equity, Accumulated Surplus) is archived
+- **WHEN** any of the seeded system accounts (Cash, Member Receivable, Bad Debt Expense, Tax Collected, Tax Receivable, Opening Balance Equity, Accumulated Surplus) is archived
 - **THEN** the operation is rejected regardless of whether it is referenced by transactions
 
 ### Account numbers are allocated deterministically within a fixed range per account type
diff --git a/capabilities/domain-model/spec.md b/capabilities/domain-model/spec.md
index 81e4a953..f0ce45d8 100644
--- a/capabilities/domain-model/spec.md
+++ b/capabilities/domain-model/spec.md
@@ -100,12 +100,12 @@ Every type in `StageFright.Core/Exceptions/` SHALL be a `sealed class` deriving
 
 ### Fields that snapshot state at posting/accrual time are immutable and never retroactively rewritten
 
-Several entities stamp a value at the moment of creation that reflects "the rule in force then," and that value SHALL NOT be updated even if the organization-wide rule later changes: `Transaction.GstCode`, `Transaction.GLAccount`, and `Fee.GstCode` are all fixed at posting/accrual time; `Account.AccountNumber` is fixed at account creation. Historical rows are read literally, never recalculated against current settings.
+Several entities stamp a value at the moment of creation that reflects "the rule in force then," and that value SHALL NOT be updated even if the organization-wide rule later changes: `Transaction.TaxCode`, `Transaction.GLAccount`, and `Fee.TaxCode` are all fixed at posting/accrual time; `Account.AccountNumber` is fixed at account creation. Historical rows are read literally, never recalculated against current settings.
 
-#### Scenario: GST registration status changes
+#### Scenario: sales-tax applicability changes
 
-- **WHEN** an organisation's `Settings.IsGstRegistered` flag changes after some fees/transactions were already posted
-- **THEN** existing `Fee.GstCode` and `Transaction.GstCode` values on prior rows are left untouched; only newly created rows use the new setting
+- **WHEN** an organisation's `Settings.IsTaxApplicable` flag changes after some fees/transactions were already posted
+- **THEN** existing `Fee.TaxCode` and `Transaction.TaxCode` values on prior rows are left untouched; only newly created rows use the new setting
 
 #### Scenario: an account's legacy number scheme is queried
 
diff --git a/capabilities/finance/spec.md b/capabilities/finance/spec.md
index aa9c4115..4aa65caa 100644
--- a/capabilities/finance/spec.md
+++ b/capabilities/finance/spec.md
@@ -1,7 +1,5 @@
 # Finance — Living Spec
 
-> [DRAFT] Surface-first draft from existing code — every requirement is observed from the code surface unless tagged otherwise. Review before trusting.
-
 ## Purpose
 
 The Finance capability is the club's double-entry accounting system: it accrues member fees, records payments and expenses, and derives every balance shown anywhere in the app from a single append-only General Ledger. Without it, money movements would have no audit-proof source of truth, member balances could drift from what was actually collected, and financial corrections would silently rewrite history instead of leaving a trail.
@@ -37,15 +35,15 @@ Fee and Transaction/JournalEntry records MUST never be updated or deleted after
 - **AND** a new GL write-off pair is posted to clear the receivable
 
 ### Annual fee batch application is scoped to once-per-member-per-year and posts a full accrual pair
-Applying annual fees MUST exclude any active member who already has an Annual fee (paid or unpaid) for the current calendar year, and for each remaining member it MUST post Debit Member Receivable (gross) / Credit an Income account (net of GST) with a GST Collected leg added only when the fee is taxable and the organisation is GST-registered.
+Applying annual fees MUST exclude any active member who already has an Annual fee (paid or unpaid) for the current calendar year, and for each remaining member it MUST post Debit Member Receivable (gross) / Credit an Income account (net of any sales tax) with a Tax Collected leg added only when the fee is taxable (`Fee.TaxCode = Taxable`) while sales tax applies to the organisation (`Settings.IsTaxApplicable`).
 
 #### Scenario: annual fees are applied twice in the same year
 - **WHEN** the batch is run a second time after members already received this year's fee
 - **THEN** those members no longer appear in the eligible list and are not charged again
 
-#### Scenario: the organisation is GST-registered and the annual fee is taxable
-- **WHEN** annual fees are applied with a taxable GST code configured in Settings
-- **THEN** each fee's GL accrual splits into a Member Receivable debit (gross), an Income credit (net), and a GST Collected credit, summing back to the gross fee amount [NEEDS CLARIFICATION: annual fee income always posts to the first non-system Income account by account-number order rather than a specifically configured account — is that the intended long-term behavior once multiple income accounts exist?]
+#### Scenario: sales tax applies and the annual fee is taxable
+- **WHEN** annual fees are applied with `Settings.IsTaxApplicable` true and `Settings.AnnualFeeTaxCode = Taxable`
+- **THEN** each fee's GL accrual splits into a Member Receivable debit (gross), an Income credit (net), and a Tax Collected (account 2310) credit, summing back to the gross fee amount [NEEDS CLARIFICATION: annual fee income always posts to the first non-system Income account by account-number order rather than a specifically configured account — is that the intended long-term behavior once multiple income accounts exist?]
 
 ### Member payments allocate against outstanding fees, defaulting to oldest-first
 Recording a payment MUST allocate the tendered amount across the member's outstanding fees — FIFO across all unpaid fees by default, or restricted to an explicitly selected subset of fees — and MUST reject an amount that exceeds what is actually owed on the fees being paid against. Any amount left over once no more fee IDs were explicitly selected becomes an overpayment credited to the member's receivable rather than being rejected.
@@ -80,16 +78,16 @@ Archiving an account MUST be refused if any GL transaction references it, and ar
 - **WHEN** the account has a draft reconciliation that has not been finalised or deleted
 - **THEN** the archive request is rejected
 
-### GST is only carried on a posting while the organisation is registered, and is fixed for that posting's lifetime
-A fee, income, or expense entry MUST only receive a GstCode when Settings.IsGstRegistered is true at the moment it is posted; the amount entered is always treated as GST-inclusive and split into net and GST components via a fixed statutory divisor (gross ÷ 11, rounded to the cent). Once posted, a transaction's GstCode MUST never be revisited even if the organisation's registration status later changes.
+### A tax treatment is only carried on a posting while sales tax applies, and is fixed for that posting's lifetime
+A fee, income, or expense entry MUST only receive a `TaxCode` of `Taxable` when `Settings.IsTaxApplicable` is true at the moment it is posted; the amount entered is always treated as tax-inclusive and split into net and tax components at the configured `Settings.TaxRate` percentage (tax = `round(gross × rate ÷ (100 + rate))` to the configured currency's minor unit, net = the remainder). The three treatments are `Taxable`, `TaxExempt`, and `Excluded` (transfers, journals, opening balances). Once posted, a row's `TaxCode` MUST never be revisited even if the organisation's tax settings later change.
 
-#### Scenario: the organisation is not GST-registered
-- **WHEN** an expense is recorded while Settings.IsGstRegistered is false
-- **THEN** the posted transaction carries no GstCode regardless of what code was requested on the form
+#### Scenario: sales tax does not apply to the organisation
+- **WHEN** an expense is recorded while `Settings.IsTaxApplicable` is false
+- **THEN** the posted transaction carries no tax component and its `TaxCode` is not `Taxable`, regardless of what was requested on the form
 
-#### Scenario: a taxable entry is posted while registered
-- **WHEN** an income entry is recorded with the Taxable GST code
-- **THEN** the net and GST components are computed by rounding gross/11 to the cent and the net component is the remainder, so the two always sum exactly back to the entered gross amount
+#### Scenario: a taxable entry is posted while sales tax applies
+- **WHEN** an income entry is recorded with the `Taxable` tax code while `Settings.IsTaxApplicable` is true
+- **THEN** the net and tax components are computed by rounding `gross × rate ÷ (100 + rate)` to the configured currency's minor unit and the net component is the remainder, so the two always sum exactly back to the entered gross amount
 
 ### Non-member income and expenses always move through a designated bank/cash account
 Recording income requires a bank/cash account as the deposit destination (Cash on Hand by default) and a non-system Income account to credit; recording an expense requires a bank/cash account to pay from and a non-system Expense account to debit. A selection that is a system account or the wrong account type MUST be rejected.
@@ -117,7 +115,7 @@ A manually entered general journal MUST contain at least two lines, exactly one
 - **THEN** the journal is rejected with a validation error before any GL write is attempted
 
 ### Opening balances post once per account at its normal side, self-balanced by an equity plug
-The opening balances wizard MUST post each entered non-zero balance to its account's normal debit/credit side (debit for Asset/Expense, credit for Liability/Equity/Income, flipped for a negative entry) and MUST post any resulting residual to Opening Balance Equity so the entry always balances on its own. Member Receivable, the GST clearing accounts, and Opening Balance Equity itself are not eligible entry targets.
+The opening balances wizard MUST post each entered non-zero balance to its account's normal debit/credit side (debit for Asset/Expense, credit for Liability/Equity/Income, flipped for a negative entry) and MUST post any resulting residual to Opening Balance Equity so the entry always balances on its own. Only Opening Balance Equity itself is excluded as an entry target — it is the residual plug, not an enterable row; every other account, including Member Receivable and the tax clearing accounts (Tax Collected 2310, Tax Receivable 2320), is an eligible target so a coordinator migrating from another system can seed real carried-over balances for them.
 
 #### Scenario: entered opening balances don't net to zero
 - **WHEN** the sum of entered debit-side and credit-side balances differ
@@ -146,11 +144,11 @@ Starting a new draft reconciliation for an account MUST be refused while that ac
 - **THEN** starting another draft for the same account is rejected
 
 ### Reactivation forgiveness writes off fees without ever mutating the Fee record
-Forgiving a member's outstanding fee MUST post Debit Bad Debt Expense / Credit Member Receivable for the fee's full amount, with a GST decreasing adjustment leg added when the fee was taxable, and MUST leave the underlying Fee row exactly as it was created.
+Forgiving a member's outstanding fee MUST post Debit Bad Debt Expense / Credit Member Receivable for the fee's full amount, with a tax decreasing-adjustment leg added when the fee was taxable (`Fee.TaxCode = Taxable`), and MUST leave the underlying Fee row exactly as it was created.
 
 #### Scenario: a taxable prior-year fee is forgiven
-- **WHEN** a fee with a Taxable GstCode is selected for forgiveness
-- **THEN** the write-off splits into a Bad Debt Expense debit and a GST Collected debit alongside the Member Receivable credit, so the entry still balances and reverses the GST originally accrued
+- **WHEN** a fee with a `Taxable` `TaxCode` is selected for forgiveness
+- **THEN** the write-off splits into a Bad Debt Expense debit and a Tax Collected (account 2310) debit alongside the Member Receivable credit, so the entry still balances and reverses the tax originally accrued
 
 ### Organisation-level financial summaries never double-count the receivable leg of a posting
 Dashboard and summary figures for income, expenses, and cash flow MUST be computed strictly from non-system Income/Expense account movements (credits minus debits for income, debits minus credits for expenses) rather than by summing every GL credit or debit indiscriminately, which would double count the Member Receivable leg of a fee or payment pair.
diff --git a/capabilities/rehearsals/spec.md b/capabilities/rehearsals/spec.md
index 210f2529..da63cf05 100644
--- a/capabilities/rehearsals/spec.md
+++ b/capabilities/rehearsals/spec.md
@@ -30,7 +30,7 @@ Recording attendance for a rehearsal MUST be rejected while the rehearsal's date
 - **THEN** the UI shows the saved attendance as a read-only list instead of an editable grid, and the records shown are exactly what was saved — there is no edit or re-submit path
 
 ### Recording a batch of attendance creates a fee and balanced GL entries for each present, active member, atomically
-For every member marked attended who is currently Active, the system MUST create an attendance Fee plus a balanced GL accrual pair (debit Member Receivable, credit Income, plus GST Collected when the fee is taxable), and — unless the entry is explicitly marked unpaid — MUST also create a Payment and a balanced GL payment pair (debit Cash, credit Member Receivable) clearing it immediately. All AttendanceRecord rows, fees, and GL entries for the whole batch are written in one all-or-nothing transaction. A member already recorded for that rehearsal is skipped entirely (idempotent per rehearsal/member pair); a member marked attended but not Active gets an AttendanceRecord but no fee or GL entries.
+For every member marked attended who is currently Active, the system MUST create an attendance Fee plus a balanced GL accrual pair (debit Member Receivable, credit Income, plus a Tax Collected credit when the fee is taxable and sales tax applies), and — unless the entry is explicitly marked unpaid — MUST also create a Payment and a balanced GL payment pair (debit Cash, credit Member Receivable) clearing it immediately. All AttendanceRecord rows, fees, and GL entries for the whole batch are written in one all-or-nothing transaction. A member already recorded for that rehearsal is skipped entirely (idempotent per rehearsal/member pair); a member marked attended but not Active gets an AttendanceRecord but no fee or GL entries.
 
 #### Scenario: mixed paid and unpaid attendees
 - **WHEN** a batch marks one active member attended-and-paid and another attended-but-unpaid
diff --git a/capabilities/reports-pipeline/spec.md b/capabilities/reports-pipeline/spec.md
index c7f0392c..65328b6f 100644
--- a/capabilities/reports-pipeline/spec.md
+++ b/capabilities/reports-pipeline/spec.md
@@ -88,7 +88,7 @@ Since each report defines its own columns, section headings, and subtotal/grand-
 Reports that total or group ledger activity MUST key off `Transaction.AccountId` (the live foreign key), never off the denormalized `Transaction.GLAccount` string, which is a point-in-time label snapshot that can go stale if an account is later renamed.
 
 #### Scenario: an account is renamed after transactions were posted against it
-- **WHEN** a GL-based report (Trial Balance, General Ledger, Account Register, Balance Sheet, BAS Summary) aggregates historical activity
+- **WHEN** a GL-based report (Trial Balance, General Ledger, Account Register, Balance Sheet, Tax Summary) aggregates historical activity
 - **THEN** totals are computed by matching `AccountId`, so the report reflects the account's current name/type rather than whatever label was recorded at posting time
 
 ### Historical financial reports include archived accounts and members so past activity still resolves correctly
diff --git a/capabilities/settings/spec.md b/capabilities/settings/spec.md
index 75b51c46..1bf47659 100644
--- a/capabilities/settings/spec.md
+++ b/capabilities/settings/spec.md
@@ -4,7 +4,7 @@
 
 ## Purpose
 
-Settings holds the organisation's operating configuration (identity, fees, renewal months, GST treatment, theme) as a single authoritative record, gates first-run setup, and provides the only disaster-recovery path (backup/restore) for the whole database. Without it, the app has no organisation-wide parameters to drive fee calculation, GST posting, or member-age rules, and no way to recover from a bad import or a lost device.
+Settings holds the organisation's operating configuration (identity, fees, renewal months, sales-tax treatment, currency, financial-year start, theme) as a single authoritative record, gates first-run setup, and provides the only disaster-recovery path (backup/restore) for the whole database. Without it, the app has no organisation-wide parameters to drive fee calculation, sales-tax posting, or member-age rules, and no way to recover from a bad import or a lost device.
 
 ## Requirements
 
@@ -21,41 +21,33 @@ The application MUST treat the absence of a persisted Settings record as "first
 - **THEN** setup MUST refuse to run again rather than create a second record
 
 ### First-run setup creates the singleton with validated inputs and seeded defaults
-Setup MUST validate the incoming request (organisation name, ABN, non-negative fees, a renewal month in 1–12) before creating the Settings record, and MUST seed the standard set of default event types alongside it so the app is usable immediately after setup.
+Setup MUST validate the incoming request (organisation name present, non-negative fees, a membership renewal month in 1–12, an audit-retention period in 1–7 years, a currency code in the supported catalogue, a financial-year start day in 1–28, and — only when sales tax applies — a tax rate greater than zero) before creating the Settings record, and MUST seed the standard set of default event types alongside it so the app is usable immediately after setup.
 
 #### Scenario: setup submitted with an out-of-range renewal month
 - **WHEN** the requested membership renewal month is not between 1 and 12
 - **THEN** setup is rejected and no Settings record is created
 
+#### Scenario: setup submitted with sales tax enabled but no rate
+- **WHEN** the request has sales tax applicable but the tax rate is zero or unset
+- **THEN** setup is rejected and no Settings record is created
+
 #### Scenario: setup completes successfully
 - **WHEN** a valid setup request is submitted
 - **THEN** the Settings singleton is created
 - **AND** the standard default event types exist and are available immediately afterward
 
-### ABN, when present, must be a checksum-valid Australian Business Number
-Wherever an ABN is stored it MUST satisfy the ATO's weighted-checksum rule if non-empty; an absent ABN is always valid, since only new installs require one at setup while existing organisations may have none on file. User-entered formatting (spaces) MUST be normalized away so the persisted value is always a plain digit string, independent of how it was typed.
-[inferred: checksum enforcement is intentionally suspended in Debug builds so developers/testers can use synthetic ABNs; this is a deliberate carve-out, not a bug]
-
-#### Scenario: user types an ABN with grouping spaces
-- **WHEN** the user enters an ABN using the "XX XXX XXX XXX" grouping shown by the input
-- **THEN** the value persisted and validated is the plain 11-digit string with no spaces
-
-#### Scenario: an ABN fails the checksum
-- **WHEN** a non-empty ABN does not satisfy the ATO checksum (in a Release build)
-- **THEN** the save is rejected with a validation error
-
 ### Settings edits from independent tabs never clobber each other's fields
-Because organisation, GST, and other settings fields are edited from separate tabs against a shared singleton, each tab MUST re-fetch the currently persisted values for every field it does not own and merge them into its own save, so a stale in-memory copy from one tab can never overwrite a concurrent change saved from another.
+Because organisation, sales-tax, and other settings fields are edited from separate tabs against a shared singleton, each tab MUST re-fetch the currently persisted values for every field it does not own and merge them into its own save, so a stale in-memory copy from one tab can never overwrite a concurrent change saved from another.
 
-#### Scenario: GST registration changed in one tab, then General tab is saved
-- **WHEN** GST registration was toggled and saved from the GST/BAS tab
+#### Scenario: sales-tax applicability changed in one tab, then General tab is saved
+- **WHEN** sales-tax applicability was toggled and saved from the Sales Tax tab
 - **AND** the General tab (holding a stale copy of the settings loaded before that change) is then saved
-- **THEN** the GST registration change made in the other tab is preserved, not overwritten
+- **THEN** the sales-tax applicability change made in the other tab is preserved, not overwritten
 
-#### Scenario: organisation name changed in General tab, then GST tab is saved
+#### Scenario: organisation name changed in General tab, then Sales Tax tab is saved
 - **WHEN** the organisation name was changed and saved from the General tab
-- **AND** the GST/BAS tab is then saved
-- **THEN** the updated organisation name is preserved, not reverted to the value the GST tab originally loaded
+- **AND** the Sales Tax tab is then saved
+- **THEN** the updated organisation name is preserved, not reverted to the value the Sales Tax tab originally loaded
 
 ### Numeric and cross-field business rules guard every Settings save
 A save MUST reject a negative minimum member age, a negative maximum age range, and a minimum age that exceeds the maximum, regardless of which tab or caller initiated the save.
@@ -64,17 +56,21 @@ A save MUST reject a negative minimum member age, a negative maximum age range,
 - **WHEN** a save is attempted with minimum member age greater than the maximum age range
 - **THEN** the save is rejected and no data is persisted
 
-### GST registration controls whether GST codes apply to fee accruals
-GST treatment codes for the annual and attendance fees are only meaningful while the organisation is GST-registered; setup MUST force both codes to null whenever the organisation is not registered, regardless of what was selected in the UI beforehand. Because toggling registration changes how future fee postings and BAS reporting behave, the UI MUST require an explicit confirmation step before the change takes effect.
+### Sales-tax applicability controls whether a rate and tax codes apply to fee accruals
+The tax rate (`Settings.TaxRate`), the per-fee treatment codes (`Settings.AnnualFeeTaxCode` / `Settings.AttendanceFeeTaxCode`) and the tax entry mode (`Settings.TaxEntryMode`) are only meaningful while `Settings.IsTaxApplicable` is true; both first-run setup and every later save MUST force the rate and both codes back to null and the entry mode back to `Inclusive` whenever sales tax is not applicable, regardless of what was selected in the UI beforehand. While sales tax IS applicable a rate greater than zero MUST be supplied or the save is rejected. Because toggling applicability changes how future fee postings and tax reporting behave, the Sales Tax settings tab MUST require an explicit confirmation step before the change takes effect.
+
+#### Scenario: setup request has tax codes selected but sales tax not applicable
+- **WHEN** a setup request is submitted with `IsTaxApplicable = false` and a tax rate and/or per-fee tax codes populated
+- **THEN** the stored rate and both stored tax codes are null and the entry mode is `Inclusive`, not the values that were selected in the UI
 
-#### Scenario: setup request has GST codes selected but registration off
-- **WHEN** a setup request is submitted with `IsGstRegistered = false` and GST codes populated
-- **THEN** both stored GST codes are null, not the values that were selected in the UI
+#### Scenario: sales tax is turned off on a later save
+- **WHEN** an existing Settings record carrying a rate and tax codes is saved again with `IsTaxApplicable = false`
+- **THEN** the persisted rate and both tax codes are cleared to null and the entry mode is reset to `Inclusive` on that same save
 
-#### Scenario: user toggles GST registration
-- **WHEN** the user changes the "registered for GST" control from its current value
-- **THEN** the UI shows a confirmation describing the consequence (GST splitting enabled, or GST fields hidden and future postings uncoded) before the change is applied
-- **AND** cancelling leaves the prior registration state in effect [NEEDS CLARIFICATION: on later saves outside initial setup, is anything in this workflow expected to null the GST codes again if the user later re-registers, given the previous codes are never cleared when unregistering?]
+#### Scenario: user toggles sales-tax applicability
+- **WHEN** the user changes the "sales tax applies" control on the Sales Tax settings tab from its current value
+- **THEN** the UI shows a confirmation describing the consequence (tax splitting enabled, or tax fields hidden and future postings uncoded) before the change is applied
+- **AND** cancelling leaves the prior applicability state in effect
 
 ### Event types are archivable, not deletable, and system defaults are protected
 Event types follow the soft-delete-everywhere rule: retiring one archives it rather than removing it, and it can be restored later. Event types seeded as system defaults MUST NOT be archivable through this UI, preserving the baseline set the app was seeded with.
diff --git a/delete-database.cmd b/delete-database.cmd
new file mode 100644
index 00000000..1622ee5f
--- /dev/null
+++ b/delete-database.cmd
@@ -0,0 +1,39 @@
+@echo off
+setlocal
+
+rem Wipes the local development database so the next app launch starts from a
+rem clean first-run state. Close StageFright Community before running this.
+rem
+rem The app writes its SQLite database to FileSystem.AppDataDirectory\stagefright.db
+rem (see src\StageFright.App\MauiProgram.cs). On the unpackaged Windows head that
+rem MAUI path resolves to %LOCALAPPDATA%\<ApplicationTitle>\<ApplicationId>\Data,
+rem i.e. the folder below. SQLite's WAL journal adds -wal / -shm sidecar files.
+set "DB_DIR=%LOCALAPPDATA%\StageFright Community\com.stagefright.community\Data"
+
+set "DELETED="
+for %%F in (
+    "%DB_DIR%\stagefright.db"
+    "%DB_DIR%\stagefright.db-wal"
+    "%DB_DIR%\stagefright.db-shm"
+) do (
+    if exist "%%~F" (
+        del /f /q "%%~F" && echo Deleted %%~F
+        set "DELETED=1"
+    )
+)
+
+rem Design-time database created by "dotnet ef" commands (StageFrightDbContextFactory).
+if exist "%~dp0design_time.db" (
+    del /f /q "%~dp0design_time.db" && echo Deleted %~dp0design_time.db
+    set "DELETED=1"
+)
+
+echo.
+if defined DELETED (
+    echo Database has been deleted - it will be recreated on the next app launch.
+) else (
+    echo No database files found under "%DB_DIR%".
+    echo Nothing to delete ^(already clean, or the app has not been run yet^).
+)
+
+endlocal
diff --git a/docs/SETUP.md b/docs/SETUP.md
index 2526de0a..77666192 100644
--- a/docs/SETUP.md
+++ b/docs/SETUP.md
@@ -160,7 +160,7 @@ The application also applies pending migrations automatically on startup — see
 ### Reset the Database
 
 1. Close the application.
-2. Delete `stagefright.db` from the MAUI app-data directory (`FileSystem.AppDataDirectory`).
+2. Delete `stagefright.db` from the MAUI app-data directory (`FileSystem.AppDataDirectory`). On Windows (unpackaged head) that is `%LOCALAPPDATA%\StageFright Community\com.stagefright.community\Data\` — the repo-root `delete-database.cmd` script removes it (and its `-wal`/`-shm` sidecars) for you.
 3. Run the app again (or `dotnet ef database update`) — the schema and first-run `/setup` wizard both come back clean.
 
 ## Central Package Management
diff --git a/docs/accounting-policies.md b/docs/accounting-policies.md
new file mode 100644
index 00000000..3470e400
--- /dev/null
+++ b/docs/accounting-policies.md
@@ -0,0 +1,114 @@
+# Accounting Policies
+
+This document states the accounting policies StageFright Community applies when it keeps an
+organisation's books. It is the reference FR-027 of
+[`specs/028-international-accounting-standards`](../specs/028-international-accounting-standards/spec.md)
+requires: a single place a treasurer, an auditor, or a contributor can read to understand how the
+software recognises, measures, rounds, stores, and protects financial data.
+
+The benchmark throughout is **universal double-entry and bookkeeping good practice**, not a statutory
+financial-reporting framework. See [Status of the reports](#status-of-the-reports) below.
+
+---
+
+## Basis of accounting
+
+The books are kept on a **hybrid basis**:
+
+- **Member fees** (annual subscriptions and per-rehearsal / per-event attendance fees) are recognised
+  **when they are levied** — the accrual basis. Levying a fee posts the fee record and its ledger
+  accrual immediately, whether or not it has been paid.
+- **All other income and expenditure** — manual income entries, expense payments, bank deposits — is
+  recognised **when the money is received or paid** — the cash basis.
+
+Every financial statement the application produces carries this basis-of-accounting statement on its
+face (screen, PDF, and CSV), worded so a reader who did not build the system can rely on it.
+
+## Revenue recognition
+
+- **Annual fees** are accrued once per member per calendar year. Applying the annual-fee batch posts,
+  for each eligible member, a debit to Member Receivable (gross) and a credit to an Income account
+  (net of any sales tax), plus a Tax Collected credit when the fee is taxable while sales tax applies.
+- **Attendance fees** are accrued the same way when attendance is recorded; if the fee is marked paid
+  at the point of recording, the automatic payment is posted in the same transaction.
+- **Outstanding fees** sit in Member Receivable (an asset) until settled. A member's balance is always
+  computed from the ledger (Σ debits − Σ credits on that member's receivable), never from a stored
+  "paid" flag.
+- **Other income** is recognised when banked: recording income debits a bank/cash account and credits
+  a non-system Income account (and Tax Collected when taxable).
+- **Payments** allocate against a member's outstanding fees oldest-first (FIFO) by default, or against
+  an explicitly chosen subset. An amount left over after all selected fees are settled is held as an
+  overpayment credit on the member's account.
+
+## Rounding
+
+- Every monetary amount is stored and presented to the **configured currency's minor unit** — 0, 2,
+  or 3 fractional digits, per ISO 4217 (for example 0 for Japanese yen, 2 for most currencies, 3 for
+  Kuwaiti dinar).
+- Sales tax on a tax-inclusive amount is split so the parts **re-sum to the gross exactly**: the tax
+  component is `round(gross × rate ÷ (100 + rate))` to the currency's minor unit (away from zero), and
+  the net component is the remainder. This holds at 0, 2, and 3 minor digits alike.
+- No stored amount carries more precision than the currency's minor unit.
+
+## Currency
+
+- An organisation keeps its books in **one currency**, identified by its ISO 4217 code, chosen during
+  first-run setup. The default is `AUD`.
+- The currency is **fixed for the life of the dataset**: it cannot be changed in place, there is no
+  support for multiple simultaneous currencies, and there is no foreign-exchange translation.
+- The currency **symbol** and **minor-unit precision** come from the configured currency. Digit
+  **grouping** and **symbol placement** follow the operating system's active regional format, so a
+  French- or German-region device groups and places the symbol its own way while still showing the
+  organisation's currency.
+- Amounts are entered independently of the device region: a typed value is read with the invariant
+  decimal point, so "one and a half" stores exactly `1.5` whether the region uses a comma or a period
+  as its decimal separator.
+
+## Record immutability and corrections
+
+- The **General Ledger is append-only** and is the single source of truth for every balance shown
+  anywhere in the application.
+- `Fee`, `Payment`, `Transaction`, and `JournalEntry` records are **immutable once written and are
+  never deleted**. `Payment` allows only its `Notes` field to change.
+- Every posting is a **balanced, atomic transaction**: the fee/payment/journal row and its ledger
+  debit/credit lines are written together inside one database transaction, and the lines must sum to
+  zero (Σ debits = Σ credits) or the whole operation is rejected and rolled back.
+- A correction to a previously posted amount is made **only by posting new, offsetting ledger lines**
+  — a reversing entry or a write-off — never by editing or deleting the original record.
+
+## Period locking
+
+- Once a reporting period's accounts have been presented, the treasurer can mark **all periods up to
+  and including a chosen date as closed**.
+- After that, any financial transaction dated **on or before** the closed-through date is rejected,
+  and **no partial record is left** — no business row and no ledger line.
+- Opening balances entered during first-run setup are always accepted: setup completes before any
+  period can be closed.
+
+## Financial year
+
+- The financial year is a **start month plus a start day**, running twelve months. It is an explicit
+  choice at first-run setup (default 1 July — day 1 of month 7).
+- A start on a day other than the first of the month is supported. Every financial-year-preset report
+  and dashboard figure honours the configured month **and** day.
+- 52/53-week ("4-4-5") fiscal calendars are out of scope. A first financial year shorter than twelve
+  months, labelled as a part-year, is not yet supported and is tracked as a follow-up.
+
+## Audit-trail retention
+
+- **Every financial posting path** — including attendance-fee accruals and their automatic payments —
+  writes an audit-trail entry, so the history of who changed what is independently reconstructable.
+- Audit-trail entries are retained for a **configurable period of 1 to 7 years**, defaulting to
+  **5 years** on a new dataset. An existing dataset keeps whatever retention value it was already
+  configured with.
+- Entries older than the retention window are purged at application startup. A purge failure is
+  **logged and surfaced** to the user, never silently discarded.
+
+## Status of the reports
+
+The financial statements this application produces — Income Statement, Balance Sheet, Trial Balance,
+Bank Reconciliation, Tax Summary, Account Register, General Ledger, Member Account Summary, and the
+rest — are **unaudited management accounts**. They are prepared to universal double-entry and
+bookkeeping good practice, not to IFRS, GAAP, or any local statutory financial-reporting framework.
+Producing audited or statutory financial statements remains the organisation's own accountant's
+responsibility.
diff --git a/docs/assessments/sales-tax-internationalisation.md b/docs/assessments/sales-tax-internationalisation.md
new file mode 100644
index 00000000..bcad0997
--- /dev/null
+++ b/docs/assessments/sales-tax-internationalisation.md
@@ -0,0 +1,277 @@
+# Assessment: Internationalising the sales-tax feature
+
+**Status**: assessment complete — spike only, no implementation in this feature.
+**Owner spec**: [`specs/028-international-accounting-standards`](../../specs/028-international-accounting-standards/spec.md)
+(User Story 10, FR-029 / FR-030, FR-033) · **Origin**: GitHub issue #341 → sub-issue #350 (gap G10).
+
+This is the written assessment FR-029 requires: what it would take to use the sales-tax feature
+outside its current single-jurisdiction assumptions, with an **in-scope / out-of-scope decision and a
+rough size for each required point**, and a follow-on issue for every in-scope point (FR-030).
+
+Nothing here is built in spec 028. Spec 028 changes **no** tax posting mechanic and **no** stored tax
+code value (FR-033); see [Constraint check](#constraint-check-fr-033) below.
+
+---
+
+## The current model (what spec 016 built)
+
+Spec [016 — Generic International Sales Tax](../../specs/016-generic-sales-tax/spec.md) replaced the
+Australia-specific ABN / GST-registration model with a country-neutral one:
+
+- **`Settings.IsTaxApplicable`** — whether sales tax applies to the organisation at all.
+- **`Settings.TaxRate`** — one flat percentage, organisation-wide, present only while tax applies.
+- **`Settings.AnnualFeeTaxCode` / `Settings.AttendanceFeeTaxCode`** — the treatment applied to each
+  fee type's accruals.
+- **`Fee.TaxCode` / `Transaction.TaxCode`** — one of `Taxable`, `TaxExempt`, `Excluded`, stamped at
+  posting time and never revisited (spec 016 FR-009 / FR-016).
+- **`TaxCalculator.SplitInclusive`** — every amount is entered **tax-inclusive**; the tax component is
+  `round(gross × rate ÷ (100 + rate))` to the currency's minor unit, and the net is the remainder so
+  the parts re-sum to the gross exactly.
+- **GL accounts** — `2310` "Tax Collected" and `2320` "Tax Paid", both seeded as
+  `AccountType.Liability`. A taxable sale posts a `2310` credit; a taxable purchase posts a `2320`
+  debit. The Tax Summary report nets the two: `net = (2310 net credit movement) − (2320 net debit
+  movement)`, payable when positive, refundable when negative.
+
+Spec 016 explicitly left multiple simultaneous rates, jurisdiction-specific rules, and rate
+history / effective-dating out of scope (016 FR-009, 016 Assumptions).
+
+---
+
+## Sizing scale
+
+| Size | Rough effort | Shape |
+|------|--------------|-------|
+| **S** | ≤ 1 day | one file / one migration + a handful of tests |
+| **M** | 2–4 days | a new setting + a calculator branch + entry-form and report changes + tests |
+| **L** | 1–2 weeks | a new model dimension (extra table / effective-dating) touching every posting path and every tax-aware report |
+| **XL** | multi-week, own epic | multi-entity redesign; not a single feature |
+
+---
+
+## Point 1 — Rate changes over time (rate history / effective-dating)
+
+**What it is.** A jurisdiction changes its VAT/GST rate. The organisation needs postings before the
+change date to keep the old rate and postings on/after it to use the new rate — ideally without the
+treasurer having to remember to edit the rate on the right day.
+
+**Current behaviour.** One `Settings.TaxRate`. Changing it affects only **future** postings; already
+posted `Fee` / `Transaction` rows are immutable and keep the amounts they were posted with (spec 016
+edge cases, FR-010). There is no stored rate history and no effective-date lookup — the treasurer
+edits the rate manually when it changes.
+
+**Assessment.** The current "single current rate, future-only, immutable history" behaviour is
+**already correct** for the common case. A rate change is rare for a community / amateur-theatre group
+(a jurisdiction may move its rate once in a decade), and the immutable-ledger design means a
+mis-timed manual edit only mis-rates postings made in the gap, which a reversing entry corrects.
+True effective-dating means an effective-dated rate table, a rate-as-of-date lookup in
+`TaxCalculator` and every posting path, and back-fill/repost tooling for the gap — a new model
+dimension out of proportion to the need.
+
+**Decision: OUT OF SCOPE.** Keep the single-current-rate model. Revisit only if a real deployment
+reports pain. **Rough size if ever done: L.**
+
+---
+
+## Point 2 — Tax-exclusive entry
+
+**What it is.** The treasurer enters the **net** amount and the system **adds** tax on top, rather
+than entering a tax-inclusive gross and splitting it out. This is how US sales tax and many
+tax-exclusive invoicing conventions work ("$100 + 8% tax = $108").
+
+**Current behaviour.** Every amount — annual fee, attendance fee, manual income, expense payment — is
+entered **tax-inclusive** and `TaxCalculator.SplitInclusive` works backwards from the gross. There is
+no way to say "this figure is net of tax".
+
+**Assessment.** A genuine usability gap for tax-exclusive jurisdictions, but **bounded**: a per-org
+`Settings.TaxEntryMode` (`Inclusive` / `Exclusive`, default `Inclusive` so existing data is
+untouched), a `SplitExclusive(net, rate)` companion to `SplitInclusive` (`tax = round(net × rate ÷
+100)`, gross = net + tax), a mode branch in the five posting services and the two UI tax-hint sites,
+and a label change on the entry forms and the tax-hint text. No change to the GL line structure, the
+accounts, or `TaxCode`. Historical records are unaffected because the mode only decides how a
+**newly entered** figure is interpreted.
+
+**Decision: IN SCOPE (follow-on).** → **[Issue A](#follow-on-issues)**. **Rough size: M.**
+
+> **Delivered.** Implemented on branch `028-international-accounting-standards` as spec 028 Phase 15
+> (tasks T114–T140, issue [#354](https://github.com/SteveTeece/StageFrightCommunity/issues/354)):
+> `Settings.TaxEntryMode` (`Inclusive` default / `Exclusive`), `TaxCalculator.SplitExclusive` /
+> `Split(mode)`, a mode branch in `FeeService` / `IncomeEntryService` / `ExpensePaymentService` /
+> `AttendanceService`, the setup + Sales Tax settings selector, and the two entry-form tax hints.
+> No GL-structure, `2310` / `2320` or `TaxCode` change; `Inclusive` mode and the AUD zero-drift
+> regression are byte-identical.
+
+---
+
+## Point 3 — Balance-sheet classification of recoverable tax (accounts `2310` / `2320`)
+
+**What it is.** Tax the organisation has **paid on purchases** and can **recover** from the tax
+authority is economically an **asset** (a receivable from the authority), not a liability. Tax
+**collected on sales** and owed to the authority is a liability. The balance sheet should classify
+each on the correct side, and present the organisation's net tax position sensibly.
+
+**Current behaviour.** Both `2310` "Tax Collected" **and** `2320` "Tax Paid" are seeded as
+`AccountType.Liability`. While the organisation is in a net-**payable** position (collected exceeds
+paid) the combined `2000`-range presentation reads acceptably. In a net-**refundable** position (tax
+paid on purchases exceeds tax collected on sales — common for a group that buys a lot and sells
+little), `2320` sits in Liabilities as a **negative liability**, so the balance sheet understates
+liabilities and never shows the recoverable amount as the asset it is. The
+[`BalanceSheetReportProvider`](../../src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs)
+groups purely by `AccountType`, so it inherits this.
+
+**Assessment.** Bounded and worth fixing. Options, smallest first:
+1. **Reclassify `2320` as `AccountType.Asset`** ("Tax Receivable"), via a data migration that
+   re-types the seeded system account and moves its number into the asset range (or keeps `2320` as
+   a documented asset exception). Balance-sheet grouping then falls out correctly. Touches the seed,
+   one migration, `SystemAccounts` doc-comments, `AccountNumberAssignmentService` comments, and the
+   Tax Summary net calc sign convention. **S–M.**
+2. **Net-tax presentation line on the Balance Sheet** — leave the accounts as-is but compute the net
+   `2310 − 2320` position and present it as a single "Net sales tax payable / (recoverable)" line on
+   the correct side. Smaller migration risk, but the raw account balances still read oddly in the
+   Chart of Accounts and Trial Balance. **S.**
+
+Either keeps every stored amount and every `TaxCode` untouched — it is a **classification and
+presentation** change only.
+
+**Decision: IN SCOPE (follow-on).** → **[Issue B](#follow-on-issues)**. **Rough size: S–M**
+(option 1 preferred; final option chosen on the issue).
+
+> **Delivered.** Implemented on branch `028-international-accounting-standards` as spec 028 Phase 16
+> (tasks T141–T150, issue [#355](https://github.com/SteveTeece/StageFrightCommunity/issues/355)),
+> **option 1**: the seeded system account `2320` is re-typed from `AccountType.Liability` "Tax Paid"
+> to `AccountType.Asset` "Tax Receivable" via the `ReclassifyInputTaxAsReceivable` migration
+> (`UpdateData` on the seed row). It keeps the number `2320` as a documented asset exception —
+> renumbering would desync the denormalised `Transaction.GLAccount` snapshot on historical rows.
+> `BalanceSheetReportProvider` and `TrialBalanceReportProvider` group by `AccountType`, so a
+> net-refundable org's recoverable tax now shows under Assets and a net-payable org's tax owed under
+> Liabilities, with the Trial Balance still tying — no provider change. The Tax Summary net calc reads
+> directional GL movements, not classification, so its sign convention was unchanged. No stored
+> monetary amount or `TaxCode` value moved; the AUD zero-drift regression is byte-identical.
+
+---
+
+## Point 4 — Multiple simultaneous rates or jurisdictions
+
+**What it is.** One organisation that must charge **more than one rate at once** (standard / reduced /
+zero-rated categories) or operates across **more than one tax jurisdiction** (different rates,
+registration numbers, and returns per jurisdiction).
+
+**Current behaviour.** Exactly one rate, one jurisdiction, one pair of clearing accounts. Each fee
+type gets one `TaxCode`; there is no per-line rate, no rate category, and no jurisdiction dimension.
+
+**Assessment.** This is the "separate body of work" the spec 028 Assumptions and spec 016 both carve
+out. It needs a rate/category entity, per-line rate selection on every entry form, per-jurisdiction
+clearing accounts and returns, and a redesign of the Tax Summary into a per-jurisdiction report — a
+multi-entity redesign, not a single feature. A community / amateur-theatre group operates in one
+jurisdiction and, in practice, at one rate; the demand does not justify the model cost.
+
+**Decision: OUT OF SCOPE.** Not planned. If a concrete multi-jurisdiction deployment ever appears,
+it is its own epic under a fresh parent issue. **Rough size if ever done: XL.**
+
+---
+
+## Summary
+
+| # | Point | Decision | Size | Follow-on |
+|---|-------|----------|------|-----------|
+| 1 | Rate changes over time | **Out of scope** | L | — |
+| 2 | Tax-exclusive entry | **In scope — delivered** (spec 028 Phase 15, #354) | M | Issue A |
+| 3 | Recoverable-tax balance-sheet classification (`2310` / `2320`) | **In scope — delivered** (spec 028 Phase 16, #355) | S–M | Issue B |
+| 4 | Multiple simultaneous rates / jurisdictions | **Out of scope** | XL | — |
+
+---
+
+## Follow-on issues
+
+Two in-scope points require a follow-on GitHub issue each (FR-030). Both are filed against parent
+**#341** and reference sub-issue **#350**.
+
+> **Filing status.** Filed 2026-08-30: [#354](https://github.com/SteveTeece/StageFrightCommunity/issues/354)
+> (tax-exclusive entry) and [#355](https://github.com/SteveTeece/StageFrightCommunity/issues/355)
+> (recoverable input tax classification), both against parent **#341**, referencing spike **#350**.
+> The specs below are the issue bodies as filed.
+>
+> **#354 and #355 are delivered** — implemented on branch `028-international-accounting-standards` as
+> spec 028 Phase 15 (tasks T114–T140) and Phase 16 (tasks T141–T150) respectively, and both issues
+> closed.
+
+### Issue A — Tax-exclusive amount entry — [#354](https://github.com/SteveTeece/StageFrightCommunity/issues/354)
+
+**Title**: `[FEATURE] Support tax-exclusive amount entry (net + tax) alongside the current tax-inclusive entry`
+
+**Body**:
+> Parent: #341 · Follows the spike in #350 and
+> `docs/assessments/sales-tax-internationalisation.md` (Point 2).
+>
+> Today every amount is entered tax-inclusive and `TaxCalculator.SplitInclusive` works backwards from
+> the gross. Tax-exclusive jurisdictions (US sales tax and similar) quote and enter the net amount
+> and add tax on top.
+>
+> **Scope**
+> - `Settings.TaxEntryMode` enum (`Inclusive` / `Exclusive`), default `Inclusive`; chosen at setup
+>   and on the Sales Tax settings tab; migration defaults every existing row to `Inclusive`.
+> - `TaxCalculator.SplitExclusive(net, rate, minorUnitDigits)` → `tax = round(net × rate ÷ 100)`,
+>   `gross = net + tax`.
+> - Mode branch in `FeeService`, `IncomeEntryService`, `ExpensePaymentService`,
+>   `ReactivationForgivenessService`, `AttendanceService`, and the two UI tax-hint sites
+>   (`RecordIncome`, `ExpensePaymentPage`).
+> - Entry-form and tax-hint labels reflect the active mode.
+>
+> **Out of scope**: any change to the GL line structure, the `2310` / `2320` accounts, or `TaxCode`.
+> Historical records are unaffected — the mode only interprets a newly entered figure.
+>
+> **Acceptance**
+> - An `Exclusive`-mode org entering `100` at `8%` posts net `100` / tax `8` / gross `108`.
+> - An `Inclusive`-mode org is byte-identical to today.
+> - Re-sum-to-gross exactness holds at 0, 2, and 3 minor digits.
+>
+> Rough size: **M**.
+
+### Issue B — Recoverable input tax as a balance-sheet asset — [#355](https://github.com/SteveTeece/StageFrightCommunity/issues/355)
+
+**Title**: `[FEATURE] Classify recoverable input tax (account 2320) correctly on the Balance Sheet`
+
+**Body**:
+> Parent: #341 · Follows the spike in #350 and
+> `docs/assessments/sales-tax-internationalisation.md` (Point 3).
+>
+> `2320` "Tax Paid" is seeded as `AccountType.Liability`, but tax paid on purchases and recoverable
+> from the authority is an **asset**. In a net-refundable position the Balance Sheet shows `2320` as
+> a negative liability and never presents the recoverable amount as an asset.
+>
+> **Preferred approach** — reclassify the seeded `2320` system account as `AccountType.Asset`
+> ("Tax Receivable"): data migration to re-type (and optionally renumber into the asset range),
+> update `SystemAccounts` / `AccountNumberAssignmentService` doc-comments, and the Tax Summary
+> net-calc sign convention. `BalanceSheetReportProvider` then groups it correctly with no provider
+> change.
+> **Alternative** — keep the accounts and add a computed "Net sales tax payable / (recoverable)"
+> presentation line on the Balance Sheet.
+>
+> **Constraint**: no stored monetary amount and no `TaxCode` value changes — classification and
+> presentation only. The spec 028 AUD zero-drift regression must still pass.
+>
+> **Acceptance**
+> - A net-refundable org's Balance Sheet shows the recoverable tax as an asset.
+> - A net-payable org's Balance Sheet shows the tax owed as a liability.
+> - Trial Balance still ties exactly.
+>
+> Rough size: **S–M**.
+
+**Delivered** (spec 028 Phase 16, tasks T141–T150) — the preferred approach (option 1): `2320` is
+re-typed to `AccountType.Asset` "Tax Receivable" via the `ReclassifyInputTaxAsReceivable` migration,
+keeping its number as a documented asset exception; `BalanceSheetReportProvider` needs no change; the
+Tax Summary net calc (directional-movement based) needed no sign flip; `AudZeroDriftTests` stays
+byte-identical. Issue closed.
+
+---
+
+## Constraint check (FR-033)
+
+FR-033 / US10 AC-3: spec 028 must change no existing tax posting mechanic and no stored tax code
+value. Verified as task **T089** — see the branch-diff review recorded in
+[`spec.md`](../../specs/028-international-accounting-standards/spec.md) Assumptions and the
+[`AudZeroDriftTests`](../../tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs)
+stored-value assertions. In summary, the only tax-adjacent change on this branch is the optional
+`minorUnitDigits` **rounding-precision** parameter added to `TaxCalculator.SplitInclusive` (default
+`2`, so an AUD / 2-decimal dataset is byte-identical); the GL line structure, the `2310` / `2320`
+accounts, the `TaxCode` enum and its stored values, the tax-inclusive entry model, and the Tax
+Summary net arithmetic are all untouched.
diff --git a/docs/localization/adding-a-language.md b/docs/localization/adding-a-language.md
new file mode 100644
index 00000000..7fee5ff3
--- /dev/null
+++ b/docs/localization/adding-a-language.md
@@ -0,0 +1,253 @@
+# Localization: where the text lives and how to add a language
+
+This is the guide referenced by **FR-022 / SC-009** of `specs/027-localization-support`. It is
+written so a translator can produce a complete new language working **only from the resource
+files and this page**, with no access to source code, and so a maintainer knows where every
+user-facing string lives and how the pieces fit.
+
+---
+
+## 1. The one-minute version
+
+* Every piece of app-authored user-facing text is a `name` → `value` entry in a `.resx` file.
+* The **neutral** file (no culture in the name, e.g. `MembersResource.resx`) **is** the
+  Australian English (`en-AU`) baseline. It is the ultimate fallback for every other language.
+* To add a language you copy each neutral `.resx` to `<Marker>.<culture>.resx`
+  (e.g. `MembersResource.fr-FR.resx`), translate the `<value>` of each entry, and rebuild.
+  **No code changes, no list to edit.** The app discovers the new set at runtime and offers it
+  in Settings → General and on the first-run language screen (`/language-select`), listed by the
+  language's own name.
+* Anything you don't translate falls back, key by key, to the Australian English value — never a
+  blank, never a raw key.
+
+---
+
+## 2. Where the resource files live
+
+Text is grouped into a dozen **area** files (not one file per screen). Each area has a marker
+class `<Name>Resource.cs` and, beside it, the neutral `<Name>Resource.resx` plus any
+`<Name>Resource.<culture>.resx` translations.
+
+| Area file | Project / folder | Owns |
+|---|---|---|
+| `SharedResource` | `src/StageFright.UI/Resources/Strings/` | Cross-cutting words used everywhere — Save, Cancel, Close, Yes, No, "Loading…", "Actions", "Status". |
+| `DashboardResource` | `src/StageFright.UI/Resources/Strings/` | The Dashboard page and every dashboard tile caption. |
+| `MembersResource` | `src/StageFright.UI/Resources/Strings/` | All Members screens and components. |
+| `RehearsalsResource` | `src/StageFright.UI/Resources/Strings/` | All Rehearsals screens and the attendance grid. |
+| `EventsResource` | `src/StageFright.UI/Resources/Strings/` | Events and AGM screens. |
+| `FinanceResource` | `src/StageFright.UI/Resources/Strings/` | All Finance screens. |
+| `SettingsResource` | `src/StageFright.UI/Resources/Strings/` | The Settings page and its tabs, including the language picker. |
+| `SetupResource` | `src/StageFright.UI/Resources/Strings/` | The first-run Setup Wizard steps, plus the pre-wizard `/language-select` screen — the display-language picker is no longer a wizard step (spec 029). |
+| `NavigationResource` | `src/StageFright.Core/Modules/Localization/Resources/` | Navigation-bar item titles and short labels, and the app shell chrome. |
+| `ValidationResource` | `src/StageFright.Core/Modules/Localization/Resources/` | User-facing validation and domain-error message text. |
+| `EnumsResource` | `src/StageFright.Core/Modules/Localization/Resources/` | The display text of every user-facing enumeration value (see §4.4). Shared so a status reads the same on a screen and in a printed report. |
+| `ReportsResource` | `src/StageFright.Reports/Resources/` | PDF/CSV report titles, column headers, section labels, subtotal/total labels and fixed annotations. |
+
+Each owning project sets `<NeutralLanguage>en-AU</NeutralLanguage>` in its `.csproj`, which is
+why the neutral file is the `en-AU` baseline.
+
+The Core localization plumbing (not text — you never edit these as a translator) lives in
+`src/StageFright.Core/Localization/`: `ILocalizer` / `Localizer` (the facade call sites use),
+`MissingKeyLoggingLocalizerFactory` (logs every fallback), `EnumLocalizationExtensions`
+(`LocalizeEnum()`), and `MoneyFormatter` (fixed-AUD money display). The runtime
+language catalog and startup resolution live in `src/StageFright.Core/Modules/Localization/`
+(`SupportedLanguagesCatalog`, `LanguageProvider`, `SupportedLanguage`).
+
+---
+
+## 3. How to add a language
+
+### 3.1 Steps
+
+1. Pick the **culture code** — a standard .NET culture name: language, or language-region.
+   Examples: `fr` (French), `fr-CA` (Canadian French), `mi-NZ` (New Zealand Māori),
+   `de-DE` (German). Region-specific is preferred when the number/date formatting differs.
+2. For **every** neutral `.resx` in the table above, make a copy in the **same folder** named
+   `<Marker>.<culture>.resx`. For French that is `SharedResource.fr-FR.resx`,
+   `MembersResource.fr-FR.resx`, … `ReportsResource.fr-FR.resx` — twelve files.
+3. In each copy, translate the **`<value>`** of every `<data name="…">` entry. Do **not** change
+   the `name`, and keep the `<comment>` (it documents the placeholders — see §4.2).
+4. Rebuild the solution (`dotnet build`). The build compiles each `.resx` into a satellite
+   assembly next to the main one.
+5. Launch the app. The new language now appears in **Settings → General → Display language** and
+   on the **first-run `/language-select` screen**, listed by its own endonym (its
+   `CultureInfo.NativeName`, e.g. *Français (France)*). Selecting it presents the whole app —
+   text, dates, numbers, and the separators/placement of money amounts — in that language and
+   region **immediately, in the running session, with no restart**.
+
+That is the whole process. There is no supported-languages list, no registration call, and no
+screen or business-logic code to touch (**SC-003**). A maintainer's only involvement is code
+review of the `.resx` files in the pull request.
+
+### 3.2 Partial languages are fine
+
+A `<culture>.resx` set does **not** have to be complete to ship. Any key you leave out (or leave
+as the English value) resolves — for that one key — to the Australian English baseline, and the
+fallback is written to the log as a `Warning` (`Missing localization key …`) so gaps are easy to
+find and fill later (**FR-008 / FR-009 / SC-004**). A partial set still counts as "the app ships
+this language" for the purpose of matching the operating-system language on first run.
+
+### 3.3 What a *complete* language means — checklist
+
+* [ ] All twelve `<Marker>.<culture>.resx` files exist, in the correct folders.
+* [ ] Every `<data name>` from the neutral file is present and translated.
+* [ ] No key was renamed or removed; no key exists that the neutral file doesn't have.
+* [ ] Every `{Named}` placeholder from the neutral value appears in the translation (order may
+      differ — that is the point).
+* [ ] Every plural pair (`…_One` / `…_Other`) is translated as a pair, with the count wording
+      correct for the language.
+* [ ] Enum values (`Enum_*` keys in `EnumsResource`) are all translated.
+* [ ] The app runs in the language with **no** `Missing localization key` warnings in the log.
+
+---
+
+## 4. The rules a resource key obeys
+
+Full contract: `specs/027-localization-support/contracts/resource-key-catalog.md`. The parts a
+translator needs:
+
+### 4.1 Key shape — `Area_Context_Meaning`
+
+`PascalCase` segments joined by `_`, e.g. `Members_List_Title`, `Shared_Action_Save`,
+`Validation_Member_FirstNameRequired`, `Reports_MemberList_ColumnJoinDate`. The key is
+**wording-independent** — it never changes when the copy changes, so you translate against the
+key, not against a matching English phrase. Role suffixes you will see:
+`…Label`, `…Title`, `…Heading`, `…Placeholder`, `…HelpText`, `…Button`, `…Error`, `…Success`,
+`…Column<Name>`, `…Required`, and the accessibility suffixes `…AriaLabel`, `…Alt`, `…Tooltip`
+(screen-reader / tooltip text — translate these exactly like visible labels).
+
+### 4.2 Placeholders — named, never bare numbers
+
+Runtime values use **named** tokens: `{OrganisationName}`, `{Count}`, `{MemberName}`. Each token
+is described in the entry's `<comment>`. You may **reorder** tokens to suit the language; you may
+**not** drop one or invent a new one. Example — neutral:
+`"{MemberName} joined on {JoinDate}."` → a valid French translation may read
+`"{JoinDate} : arrivée de {MemberName}."`
+
+### 4.3 Plurals — two keys, `_One` and `_Other`
+
+Count-dependent wording is a pair of keys, e.g.
+`Settings_General_AuditRetentionYears_One` = `"{Count} year"`,
+`Settings_General_AuditRetentionYears_Other` = `"{Count} years"`.
+Translate **both** halves. If the target language has more plural categories than English
+handles here, put the most common form in `_Other`; the pairing guard only requires both halves
+to exist and to use the same tokens.
+
+### 4.4 Enumeration values — `Enum_<Type>_<Member>`
+
+Every user-facing enum member is one key in `EnumsResource`, e.g. `Enum_MemberStatus_Active`,
+`Enum_FeeType_Annual`, `Enum_TaxCode_Standard`, `Enum_Theme_Dark`. Translate the **`<value>`**
+(the label a user sees). The `<Member>` part of the **key** and the value stored in the database,
+used in GL, backups, sorting, and report-filter option *values* are the culture-invariant enum
+identity and are never touched.
+
+---
+
+## 5. What is **not** translated
+
+| Not translated | Why |
+|---|---|
+| User-entered data — member names, the organisation name, account names, event titles, notes. | It is the user's content, not app chrome (**FR-019**). |
+| Log / diagnostic text (Serilog output). | Developer-facing; stays English (**FR-007**). |
+| The currency symbol / code. | Money is always Australian dollars: `"$"` / `"AUD"` is **fixed** in every language. Only the decimal separator, digit grouping and symbol placement follow the region — handled by `MoneyFormatter`, not a resource string (**FR-015 / FR-016**). Never introduce a `.resx` entry for a currency symbol. |
+| Enum storage tokens, report-filter option **values**, routes (`/members`), CSS classes, format tokens (`"N2"`, `"dd/MM/yyyy"`), `data-*` attributes, resource keys themselves. | Culture-invariant identities, not display text. |
+| Decorative / empty accessibility attributes — `alt=""`, content inside `aria-hidden`. | They carry no translatable text (**FR-001**). |
+| DataAnnotations `[Required(ErrorMessage = "…")]` / `ValidationResult` strings. | See §7 — a small, documented, permanent carve-out. |
+
+---
+
+## 6. The `qps-ploc` pseudo-locale (test only)
+
+Beside each neutral file there is a `<Marker>.qps-ploc.resx`. This is a **pseudo-localised**
+set — the English value bracketed and accented, e.g. `Save` → `⟦Šà133⟧` — generated by
+`scripts/generate-pseudo-locale.py`, with about three keys deliberately omitted to exercise
+per-key fallback. It exists to let the automated tests prove that switching languages and
+falling back both work.
+
+`qps-ploc` is **not a shipped language**: it is test-fixture content, and the runtime catalog
+excludes any culture whose name starts with `qps-`, so it never appears in the Settings or
+first-run pickers and never matches the operating-system language. Do not translate it by hand; if the
+neutral files change, re-run the script.
+
+---
+
+## 7. Known carve-out — validation attribute messages
+
+Twelve validation messages are declared as .NET **DataAnnotations attribute arguments**
+(`[Required(ErrorMessage = "Organisation name is required.")]` and similar, in a handful of
+Setup/Settings/Reconciliation form models). An attribute argument must be a compile-time
+constant, so it cannot call the runtime resource lookup that every other string uses, and the
+strongly-typed-`.resx`-designer alternative was rejected during design (it bypasses the
+missing-key logging — research Decision 1). These messages therefore stay Australian English in
+every language. This is a deliberate, final decision, not an oversight; the residual-literal
+guard (`Us2LocalizationGuardTests`) explicitly exempts them and nothing else.
+
+---
+
+## 8. How it is enforced (for maintainers)
+
+`tests/StageFright.Localization.Tests` fails the build if:
+
+* a key is referenced in code with no neutral (`en-AU`) entry — **baseline completeness**;
+* a `<culture>.resx` defines a key the neutral file doesn't — **no orphan keys**;
+* a translation's `{Named}` token set differs from the neutral entry's — **placeholder parity**;
+* a plural key is missing its `_One` / `_Other` partner — **plural pairing**;
+* a user-facing enum member has no `Enum_<Type>_<Member>` key, or a screen renders an enum with
+  `.ToString()` — **enum coverage / no raw enum display**;
+* a user-facing literal remains anywhere on the app surface (all of `StageFright.UI` plus every
+  user-facing exception message in `StageFright.Core`) — **residual-literal scan**, repo-wide
+  since T060, with the §7 carve-out the only exception;
+* a money amount is formatted with `"C"` / `{0:C}` / `FormatString="{0:C}"` — **no culture
+  currency symbol**; use `MoneyFormatter`;
+* a deliberately-omitted `qps-ploc` key does not fall back to `en-AU` with a logged `Warning` —
+  **missing-key logging**.
+
+---
+
+## 9. Startup language resolution and in-session switching
+
+At startup `LanguageProvider` resolves the display culture in this order (**FR-006** of spec 029,
+extending spec 027's **FR-023 / SC-010**):
+
+1. an **explicit** choice saved in `Settings.LanguageCode` that names a shipped language, once the
+   database exists — always wins;
+2. otherwise the **recorded no-database language preference** — `ILanguagePreferenceStore`, backed
+   by the MAUI `Preferences` store (spec 029) — when it names a shipped language. This is what a
+   launch that happens *before* setup completes resolves from, so onboarding comes up in the
+   chosen language with no re-prompt;
+3. otherwise the **operating-system display language**, if the app ships a matching set — matched
+   by exact culture first (`fr-CA`), then by parent language (`fr`), `qps-*` excluded;
+4. otherwise **Australian English**.
+
+Every step is wrapped so an unreadable setting, an unknown stored code, or an unresolvable OS
+culture drops to the next step rather than throwing.
+
+`Settings.LanguageCode` is a nullable column (added by the `AddLanguageCodeToSettings`
+migration). It stays `null` until the user picks a language explicitly, so an untouched install
+keeps following the system language across OS changes, and an upgraded install behaves exactly as
+before. A `LanguageCode` — or a recorded preference — naming a language no longer shipped is
+treated as "no explicit choice" and re-resolved.
+
+**A language change applies live, in the running session — there is no "restart required" notice
+anywhere, and no next-launch delay** (spec 029, superseding spec 027's FR-021). Both entry points
+call `CultureProvider.Switch(CultureInfo)` (`src/StageFright.UI/Layout/CultureProvider.razor.cs`),
+which reassigns the two **process-wide culture globals** — `CultureInfo.DefaultThreadCurrentCulture`
+and `DefaultThreadCurrentUICulture`, and *only* those. It deliberately does **not** touch the
+`AsyncLocal`-backed `CultureInfo.CurrentCulture` / `CurrentUICulture`: a per-execution-context value
+pinned there (as `MauiProgram` startup once did) shadows the globals on the Blazor renderer's own
+execution context, so every `@L["Key"]` / `MoneyFormatter.Format(...)` on later renders keeps
+reading the pre-switch culture until a full process restart — the spec 029 T036 defect.
+`MauiProgram.RunStartupSequence` is held to the same "globals only" rule, so nothing overrides
+them and every render reads `CurrentUICulture` straight through. `Switch` then updates its cascaded
+`CurrentCulture` and re-renders the whole app tree it wraps:
+
+* the first-run **`/language-select`** screen, shown before the setup wizard on a clean install
+  with no recorded preference — on confirm it calls `ILanguagePreferenceStore.Set` then
+  `CultureProvider.Switch`, then continues to `/setup` (or, for a Debug sample-data run, straight
+  to `/dashboard`);
+* **Settings → General → Display language** — on a successful save with a changed selection it
+  writes both `Settings.LanguageCode` and `ILanguagePreferenceStore.Set`, then calls
+  `CultureProvider.Switch`.
+
+The setup wizard no longer has a language step; setup completion records the resolved language
+into `Settings.LanguageCode`, keeping it in step with the no-database preference.
diff --git a/scripts/generate-pseudo-locale.py b/scripts/generate-pseudo-locale.py
new file mode 100644
index 00000000..edc92124
--- /dev/null
+++ b/scripts/generate-pseudo-locale.py
@@ -0,0 +1,106 @@
+#!/usr/bin/env python3
+"""Regenerate the `qps-ploc` pseudo-locale resource sets (spec 027, US3 / Decision 9).
+
+For every neutral `.resx` listed below this writes a `<Marker>.qps-ploc.resx` sibling whose
+values are pseudo-localised — bracketed and accented so layout/expansion problems and any
+un-extracted literal jump out — while every `{Named}` placeholder is preserved verbatim so the
+placeholder-parity guard stays green.
+
+`qps-ploc` is a TEST FIXTURE ONLY. `SupportedLanguagesCatalog` excludes every `qps-*` culture
+by name, so it never appears in the Settings / Setup language picker or in FR-023 system-language
+matching. A handful of keys (OMIT below) are deliberately left out so tests can prove per-key
+fallback to en-AU plus the missing-key Warning (SC-003 / SC-004).
+
+Run from the repo root:  python scripts/generate-pseudo-locale.py
+"""
+from __future__ import annotations
+
+import re
+import xml.etree.ElementTree as ET
+from pathlib import Path
+from xml.sax.saxutils import escape
+
+REPO_ROOT = Path(__file__).resolve().parent.parent
+
+NEUTRAL_RESX = [
+    "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx",
+    "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+    "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx",
+    "src/StageFright.Reports/Resources/ReportsResource.resx",
+    "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+    "src/StageFright.UI/Resources/Strings/DashboardResource.resx",
+    "src/StageFright.UI/Resources/Strings/MembersResource.resx",
+    "src/StageFright.UI/Resources/Strings/RehearsalsResource.resx",
+    "src/StageFright.UI/Resources/Strings/EventsResource.resx",
+    "src/StageFright.UI/Resources/Strings/FinanceResource.resx",
+    "src/StageFright.UI/Resources/Strings/SettingsResource.resx",
+    "src/StageFright.UI/Resources/Strings/SetupResource.resx",
+]
+
+# Keys deliberately left untranslated so `qps-ploc` falls back to en-AU for them (SC-004).
+OMIT = {
+    "SharedResource.resx": {"Shared_Action_Cancel"},
+    "NavigationResource.resx": {"Nav_Sidebar_BrandText"},
+    "EnumsResource.resx": {"Enum_Theme_Light"},
+}
+
+RESHEADERS = [
+    ("resmimetype", "text/microsoft-resx"),
+    ("version", "2.0"),
+    ("reader", "System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089"),
+    ("writer", "System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089"),
+]
+
+PLACEHOLDER = re.compile(r"\{[A-Za-z][A-Za-z0-9]*\}")
+ACCENT = str.maketrans("aeiouAEIOUcnyCNY", "áéíóúÁÉÍÓÚçñýÇÑÝ")
+
+
+def pseudo(value: str) -> str:
+    """Pseudo-localise one (already-decoded) value, keeping {Placeholders} verbatim."""
+    parts = PLACEHOLDER.split(value)
+    tokens = PLACEHOLDER.findall(value)
+    rebuilt = []
+    for i, part in enumerate(parts):
+        rebuilt.append(part.translate(ACCENT))
+        if i < len(tokens):
+            rebuilt.append(tokens[i])
+    return "⟦" + "".join(rebuilt) + "—⟧"
+
+
+def transform_file(neutral_path: Path) -> Path:
+    root = ET.parse(neutral_path).getroot()
+    omit = OMIT.get(neutral_path.name, set())
+
+    lines = ['<?xml version="1.0" encoding="utf-8"?>', "<root>"]
+    for name, val in RESHEADERS:
+        lines.append(f'  <resheader name="{name}"><value>{escape(val)}</value></resheader>')
+
+    for data in root.findall("data"):
+        name = data.get("name")
+        if not name or name in omit:
+            continue
+        value = (data.findtext("value") or "")
+        comment = data.findtext("comment")
+        comment_xml = f"<comment>{escape(comment)}</comment>" if comment else ""
+        lines.append(
+            f'  <data name="{escape(name)}" xml:space="preserve">'
+            f"<value>{escape(pseudo(value))}</value>{comment_xml}</data>"
+        )
+
+    lines.append("</root>")
+    target = neutral_path.with_name(neutral_path.stem + ".qps-ploc.resx")
+    target.write_text("\n".join(lines) + "\n", encoding="utf-8")
+    return target
+
+
+def main() -> None:
+    for rel in NEUTRAL_RESX:
+        neutral = REPO_ROOT / rel
+        if not neutral.is_file():
+            raise SystemExit(f"missing neutral resx: {rel}")
+        written = transform_file(neutral)
+        print(f"wrote {written.relative_to(REPO_ROOT).as_posix()}")
+
+
+if __name__ == "__main__":
+    main()
diff --git a/specs/007-account-balance-expense-tab/contracts/account-balance-service-contract.md b/specs/007-account-balance-expense-tab/contracts/account-balance-service-contract.md
index f295f8fd..318831f5 100644
--- a/specs/007-account-balance-expense-tab/contracts/account-balance-service-contract.md
+++ b/specs/007-account-balance-expense-tab/contracts/account-balance-service-contract.md
@@ -27,7 +27,9 @@ public interface IAccountBalanceService
 
 ## Consumer contract (`ChartOfAccountsPage`)
 
+> **Update (spec 027 — localization):** the `FormatString="{0:C}"` money columns described below were migrated to a `<Template>` calling `MoneyFormatter.Format(...)` so the `"$"` symbol stays fixed under any UI culture. `FormatString="{0:C}"` is no longer used anywhere for money display — see `docs/localization/adding-a-language.md` §5 and the CLAUDE.md *Localization* section.
+
 - Calls `GetActiveAccountBalancesAsync` and `GetArchivedAccountBalancesAsync` once in `OnInitializedAsync` (mirroring today's `LoadAccountsAsync` calling `AccountService.GetAllAsync`/`GetArchivedAsync`), replacing the two `List<Account>` fields with `List<AccountBalance>`.
-- Binds each `RadzenDataGrid` to the resulting `List<AccountBalance>` and adds a `Balance` column with `Property="Balance"` (enables `AllowSorting`, FR-006) and `FormatString="{0:C}"` (FR-003).
+- Binds each `RadzenDataGrid` to the resulting `List<AccountBalance>` and adds a `Balance` column with `Property="Balance"` (enables `AllowSorting`, FR-006); the amount is rendered via a `<Template>` calling `MoneyFormatter.Format(...)` (spec 027; originally `FormatString="{0:C}"`, FR-003).
 - Renders an inline error indicator (e.g. `—` with a title/tooltip) in the Balance cell wherever `HasError == true`, via a `<Template>` on that column, leaving every other cell in the row (account number, name, type, actions) rendering normally (FR-012).
 - Existing type-filter, rename, archive, and restore behavior is unaffected — those operate on the same underlying `Account` fields now reachable through `AccountBalance`.
diff --git a/specs/016-generic-sales-tax/.spec-context.json b/specs/016-generic-sales-tax/.spec-context.json
index 4a9bee4a..532e800d 100644
--- a/specs/016-generic-sales-tax/.spec-context.json
+++ b/specs/016-generic-sales-tax/.spec-context.json
@@ -3,7 +3,7 @@
   "specName": "Generic International Sales Tax (Replacing ABN & GST)",
   "branch": "016-generic-sales-tax",
   "currentStep": "implement",
-  "status": "implemented",
+  "status": "completed",
   "history": [
     {
       "step": "specify",
@@ -327,7 +327,15 @@
       "kind": "complete",
       "by": "extension",
       "at": "2026-08-18T11:03:33.801Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T06:57:39.584Z"
     }
   ],
-  "currentTask": "T036"
-}
+  "currentTask": "T036",
+  "telemetryInstanceId": "93ca3d3d-76b7-4b04-bf09-dc4c9ed36b6f"
+}
\ No newline at end of file
diff --git a/specs/021-theme-toggle-placement/.spec-context.json b/specs/021-theme-toggle-placement/.spec-context.json
index 147afeb8..b6920bf0 100644
--- a/specs/021-theme-toggle-placement/.spec-context.json
+++ b/specs/021-theme-toggle-placement/.spec-context.json
@@ -3,7 +3,7 @@
   "specName": "theme toggle placement",
   "branch": "021-theme-toggle-placement",
   "currentStep": "implement",
-  "status": "implemented",
+  "status": "completed",
   "history": [
     {
       "step": "specify",
@@ -116,6 +116,13 @@
       "kind": "complete",
       "by": "extension",
       "at": "2026-08-23T11:01:20.469Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T06:57:14.265Z"
     }
   ],
   "last_action": "T001-T005+T007 done, build+1651 tests pass; T006 (manual visual verify) left open",
diff --git a/specs/024-report-action-pills/.spec-context.json b/specs/024-report-action-pills/.spec-context.json
index de89438c..8a21dcc6 100644
--- a/specs/024-report-action-pills/.spec-context.json
+++ b/specs/024-report-action-pills/.spec-context.json
@@ -3,7 +3,7 @@
   "specName": "report action pills",
   "branch": "dev",
   "currentStep": "implement",
-  "status": "implemented",
+  "status": "completed",
   "history": [
     {
       "step": "specify",
@@ -101,6 +101,13 @@
       "kind": "complete",
       "by": "extension",
       "at": "2026-08-26T07:59:53.550Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T06:57:10.908Z"
     }
   ],
   "telemetryInstanceId": "c84e5596-c4b2-4c79-a3cd-983e412e41b3",
@@ -144,4 +151,4 @@
   ],
   "approach": "Add a report-scoped .report-actions CSS class modeled on the existing .nav-tabs/.nav-pills tab-bar style, and swap ReportViewer.razor's action-bar container from .btn-group to it.",
   "currentTask": "T006"
-}
+}
\ No newline at end of file
diff --git a/specs/025-member-details-layout/.spec-context.json b/specs/025-member-details-layout/.spec-context.json
index e84721bd..bcdf5ab8 100644
--- a/specs/025-member-details-layout/.spec-context.json
+++ b/specs/025-member-details-layout/.spec-context.json
@@ -3,7 +3,7 @@
   "specName": "Member Details View — Compact Two-Column Layout",
   "branch": "025-member-details-layout",
   "currentStep": "implement",
-  "status": "implemented",
+  "status": "completed",
   "history": [
     {
       "step": "specify",
@@ -74,8 +74,15 @@
       "kind": "complete",
       "by": "extension",
       "at": "2026-08-26T09:21:32.192Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T06:57:05.718Z"
     }
   ],
   "telemetryInstanceId": "89ab4908-821d-4759-9d04-8ec61ac02015",
   "currentTask": "T007"
-}
+}
\ No newline at end of file
diff --git a/specs/026-past-agm-committee-report/.spec-context.json b/specs/026-past-agm-committee-report/.spec-context.json
index f6b3b7d6..6f4f5373 100644
--- a/specs/026-past-agm-committee-report/.spec-context.json
+++ b/specs/026-past-agm-committee-report/.spec-context.json
@@ -3,7 +3,7 @@
   "specName": "Past AGM Committee List & Print Report",
   "branch": "026-past-agm-committee-report",
   "currentStep": "implement",
-  "status": "implementing",
+  "status": "completed",
   "history": [
     {
       "step": "specify",
@@ -137,8 +137,22 @@
       "kind": "complete",
       "by": "extension",
       "at": "2026-08-26T09:51:15.219Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-30T06:55:58.277Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T06:56:52.751Z"
     }
   ],
   "telemetryInstanceId": "967b9b14-8bdd-46de-8796-46ff2ee58e98",
   "currentTask": "T014"
-}
+}
\ No newline at end of file
diff --git a/specs/027-localization-support/.spec-context.json b/specs/027-localization-support/.spec-context.json
new file mode 100644
index 00000000..159df78c
--- /dev/null
+++ b/specs/027-localization-support/.spec-context.json
@@ -0,0 +1,1993 @@
+{
+  "workflow": "speckit",
+  "specName": "localization support",
+  "branch": "027-localization-support",
+  "currentStep": "implement",
+  "status": "completed",
+  "history": [
+    {
+      "step": "specify",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-27T10:04:28.454Z"
+    },
+    {
+      "step": "specify",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-27T10:10:32.296Z"
+    },
+    {
+      "step": "plan",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-27T10:11:40.110Z"
+    },
+    {
+      "step": "plan",
+      "substep": "research",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T10:17:43.415Z"
+    },
+    {
+      "step": "plan",
+      "substep": "design",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T10:22:18.848Z"
+    },
+    {
+      "step": "plan",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-27T10:22:38.629Z"
+    },
+    {
+      "step": "tasks",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-27T11:29:38.644Z"
+    },
+    {
+      "step": "tasks",
+      "substep": "generate",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T11:37:41.575Z"
+    },
+    {
+      "step": "tasks",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-27T11:37:54.840Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-27T22:43:46.585Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T001",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:43:48.543Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T002",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:43:50.138Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T003",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:45:54.599Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T004",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:51:46.011Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T005",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:51:46.731Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T006",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:51:47.572Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T007",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:15.725Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T008",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:15.935Z"
+    },
+    {
+      "step": "implement",
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+      "task": "T009",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:16.155Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T010",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:16.375Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T011",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:16.585Z"
+    },
+    {
+      "step": "implement",
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+      "task": "T012",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:16.807Z"
+    },
+    {
+      "step": "implement",
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+      "task": "T013",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:17.042Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T014",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-27T22:57:17.306Z"
+    },
+    {
+      "step": "implement",
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+      "task": "T017",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T00:44:27.295Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T018",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T00:44:27.544Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T019",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T00:44:27.830Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T020",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T00:44:28.116Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T021",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T00:44:28.389Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T022",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:37.322Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T023",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:37.586Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T024",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:37.802Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T025",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:38.010Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T026",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:38.191Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T027",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:38.385Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T028",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:38.596Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T015",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:38.818Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T016",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T01:19:39.053Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T032",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T02:29:22.822Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T031",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T03:58:39.198Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T038",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T04:07:00.877Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T037",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T04:21:56.204Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T033",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T04:37:32.037Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T035",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T04:46:34.730Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T036",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T05:03:26.172Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T043",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T05:06:39.654Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T034",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T05:41:25.784Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T039",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T08:18:54.292Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T030",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T08:19:03.988Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T040",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T08:49:46.305Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T042",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T08:50:06.708Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T044",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T08:50:17.100Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T041",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T09:58:11.752Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T045",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T09:58:40.774Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T029",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:07:11.788Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T048",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:25:42.309Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T049",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:25:42.464Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T050",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:25:42.621Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T051",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:28:12.757Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T052",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:31:16.235Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T053",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:31:16.405Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T054",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:31:16.590Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T055",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:33:02.189Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T056",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:42:41.921Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T057",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:42:42.092Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T058",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:42:42.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T059",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:44:41.721Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T046",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:54:35.776Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T047",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T10:54:35.970Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T060",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T21:54:03.663Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T061",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T21:54:14.680Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T062",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T21:54:14.875Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T063",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T21:54:28.202Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T064",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-28T21:54:28.404Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-28T21:54:34.834Z"
+    }
+  ],
+  "telemetryInstanceId": "bd71e5f2-b0ce-45df-9da3-06f68fa7a241",
+  "last_action": "all 64 tasks done — full rebuild 0 warn/0 err, full suite 1805 pass; T060 guard now repo-wide + App.razor extracted; docs shipped. Ready to mark complete + commit.",
+  "coverage": {
+    "FR-001": {
+      "title": "Store app-authored user-facing text (incl. aria-label/alt/title) in resource files, not literals",
+      "tasks": [
+        "T015",
+        "T018",
+        "T022",
+        "T026",
+        "T029",
+        "T060"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/RehearsalsLocalizationGuardTests.cs::Should_HaveNoUserFacingLiteral_When_RehearsalsFileScanned"
+      ]
+    },
+    "FR-002": {
+      "title": "Address each text by a stable, wording-independent human-readable key",
+      "tasks": [
+        "T015",
+        "T017",
+        "T018",
+        "T029",
+        "T031"
+      ]
+    },
+    "FR-003": {
+      "title": "Ship a complete Australian English baseline covering every used key",
+      "tasks": [
+        "T015",
+        "T017",
+        "T018",
+        "T029",
+        "T031"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/RehearsalsLocalizationGuardTests.cs::Should_HaveNeutralEntry_When_KeyReferencedInRehearsals"
+      ]
+    },
+    "FR-004": {
+      "title": "Preserve current wording exactly during extraction (no re-copy-editing)",
+      "tasks": [
+        "T017",
+        "T018",
+        "T020",
+        "T031",
+        "T042"
+      ]
+    },
+    "FR-005": {
+      "title": "Every screen/dialog/component/tile/menu/tab/wizard step reads text via resource lookup",
+      "tasks": [
+        "T022",
+        "T026",
+        "T031",
+        "T034",
+        "T037",
+        "T043"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Localization/RehearsalsLocalizedRenderTests.cs::RehearsalList_ChromeAndEmptyState_ComeFromResources",
+        "RehearsalForm_HeadingLabelsAndActions_ComeFromResources",
+        "AttendanceGrid_RecordMode_HeadersAndActions_ComeFromResources"
+      ]
+    },
+    "FR-006": {
+      "title": "Every PDF/CSV report reads titles, headers, section and total labels via resource lookup",
+      "tasks": [
+        "T030",
+        "T039",
+        "T040"
+      ],
+      "tests": [
+        "tests/StageFright.Reports.Tests/ReportsResourceLabelTests.cs::Should_ResolveToNeutralValue_When_RendererChromeKeyLookedUp",
+        "Should_SubstituteNamedPlaceholders_When_RendererChromeFormatKeysResolved"
+      ]
+    },
+    "FR-007": {
+      "title": "User-facing validation/domain-error messages sourced from resources; logs may stay English",
+      "tasks": [
+        "T019",
+        "T025",
+        "T041"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us2ExceptionMessageGuardTests.cs::Should_HaveNeutralEntry_When_ValidationKeyReferencedInUs2Service",
+        "tests/StageFright.Localization.Tests/Us2ExceptionMessageGuardTests.cs::Should_HaveNoUserFacingLiteral_When_Us2ServiceExceptionScanned"
+      ]
+    },
+    "FR-008": {
+      "title": "Missing key falls back to Australian English; never a blank or raw key",
+      "tasks": [
+        "T008",
+        "T015",
+        "T047"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us1LocalizationGuardTests.cs::Should_LogWarningAndFallBack_When_KeyMissingForActiveCulture"
+      ]
+    },
+    "FR-009": {
+      "title": "Record every missing-key fallback (log and/or test-detectable)",
+      "tasks": [
+        "T008",
+        "T015"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us1LocalizationGuardTests.cs::Should_LogWarningAndFallBack_When_KeyMissingForActiveCulture"
+      ]
+    },
+    "FR-010": {
+      "title": "Ordered/named placeholders for runtime values; per-language count-dependent wording",
+      "tasks": [
+        "T018",
+        "T029"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs::Should_PairAndAgree_When_PluralKeyDefined",
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs::Should_AgreeOnTokens_When_SatelliteTranslatesKey"
+      ]
+    },
+    "FR-011": {
+      "title": "A new language is addable by supplying a resource set only, discovered at runtime",
+      "tasks": [
+        "T046",
+        "T052",
+        "T058"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Localization/SupportedLanguagesCatalogTests.cs",
+        "tests/StageFright.Localization.Tests/Us3PseudoLocaleGuardTests.cs::Should_NeverListPseudoLocale_When_CatalogBuiltAtRuntime"
+      ]
+    },
+    "FR-012": {
+      "title": "Settings language selector lists shipped languages by endonym and marks the active one",
+      "tasks": [
+        "T052",
+        "T056"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs::GeneralSettingsTab_ListsEveryShippedLanguageByEndonym",
+        "GeneralSettingsTab_MarksThePersistedLanguageAsActive"
+      ]
+    },
+    "FR-013": {
+      "title": "Setup Wizard first-run language choice, defaulting per FR-023",
+      "tasks": [
+        "T057"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs::SetupLanguageStep_ListsEndonymsAndPreSelectsTheDefault",
+        "SetupLanguageStep_WritesTheChoiceOntoTheModel"
+      ]
+    },
+    "FR-014": {
+      "title": "Persist the selected language and re-apply it automatically on restart",
+      "tasks": [
+        "T048",
+        "T055",
+        "T056"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs::GeneralSettingsTab_PersistsTheSelectedLanguage_OnSave",
+        "tests/StageFright.Data.Tests/Migrations/AddLanguageCodeToSettingsMigrationTests.cs::LanguageCode_RoundTrips_WhenSetAndReloaded"
+      ]
+    },
+    "FR-015": {
+      "title": "Culture date/number formatting to the region; monetary amounts stay fixed AUD symbol",
+      "tasks": [
+        "T010",
+        "T034",
+        "T044"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs::Should_NotUseCFormat_When_AnyDisplaySiteScanned"
+      ]
+    },
+    "FR-016": {
+      "title": "Changing language never alters stored values, financial amounts or GL balances",
+      "tasks": [
+        "T010",
+        "T046"
+      ]
+    },
+    "FR-017": {
+      "title": "No stored preference runs identical to today (Australian English)",
+      "tasks": [
+        "T053",
+        "T055"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs",
+        "tests/StageFright.Data.Tests/Migrations/AddLanguageCodeToSettingsMigrationTests.cs::ExistingSettingsRow_HasNullLanguageCode_AfterMigration"
+      ]
+    },
+    "FR-018": {
+      "title": "Tests assert via keys/lookup; suite guards a used key missing its en-AU entry",
+      "tasks": [
+        "T013",
+        "T015",
+        "T016",
+        "T029"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Localization/RehearsalsLocalizedRenderTests.cs"
+      ]
+    },
+    "FR-019": {
+      "title": "User-entered data is never translated",
+      "tasks": [
+        "T015",
+        "T029"
+      ]
+    },
+    "FR-020": {
+      "title": "Plugin text stays the plugin's responsibility; host renders as-provided, no failure",
+      "tasks": [
+        "T030"
+      ],
+      "tests": [
+        "tests/StageFright.Integration.Tests/Scenarios/PluginTextNonEnglishCultureTests.cs::Should_RenderPluginReportEnglishTextUnchanged_When_NonEnglishCultureActive_Integration",
+        "Should_ReturnPluginTileMetricsUnchanged_When_NonEnglishCultureActive_Integration"
+      ]
+    },
+    "FR-021": {
+      "title": "Inform the user a restart is needed; in-session switching out of scope for v1",
+      "tasks": [
+        "T056",
+        "T057",
+        "T059"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs::GeneralSettingsTab_ShowsRestartNotice_AfterTheSelectionChanges",
+        "GeneralSettingsTab_ShowsNoRestartNotice_BeforeAnyChange"
+      ]
+    },
+    "FR-022": {
+      "title": "Update docs on where resources live / how to add a language; refresh stale specs",
+      "tasks": [
+        "T061",
+        "T062"
+      ]
+    },
+    "FR-023": {
+      "title": "Default to OS display language when a matching set ships; else en-AU; explicit selection wins",
+      "tasks": [
+        "T046",
+        "T053",
+        "T054",
+        "T055"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V21_LocalizationStartupTests.cs"
+      ]
+    },
+    "FR-024": {
+      "title": "User-facing enum display text from resources keyed Enum_<Type>_<Member>; identity stays invariant",
+      "tasks": [
+        "T009",
+        "T020",
+        "T029",
+        "T042"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs::Should_HaveEnumKey_When_MemberOfUserFacingEnum",
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs::Should_NotRenderRawEnum_When_AppSourceScanned"
+      ]
+    },
+    "SC-001": {
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs::Should_HaveNoUserFacingLiteral_When_AppSurfaceScanned"
+      ]
+    },
+    "SC-008": {
+      "tests": [
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs::Should_HaveNeutralEntry_When_KeyReferencedAnywhereInApp"
+      ]
+    },
+    "SC-005": {
+      "tests": [
+        "tests/StageFright.Integration.Tests/Scenarios/V21_LocalizationStartupTests.cs::Should_ResolveToThePersistedLanguage_When_SettingsHasAnExplicitChoice_Integration"
+      ]
+    },
+    "SC-006": {
+      "tests": [
+        "tests/StageFright.Integration.Tests/Scenarios/V21_LocalizationStartupTests.cs::Should_LeaveEveryStoredValueAndGlBalanceUnchanged_When_TheLanguageIsChanged_Integration"
+      ]
+    },
+    "SC-010": {
+      "tests": [
+        "tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs::Should_MatchParentLanguage_When_OsCultureIsARegionalVariantOfAShippedLanguage",
+        "Should_FallBackToEnAu_When_TheOsCultureHasNoShippedMatch"
+      ]
+    }
+  },
+  "size": "oversized",
+  "classification": {
+    "projectedFiles": 150,
+    "projectedTasks": 60,
+    "scopeSignal": "larger",
+    "verdict": "oversized"
+  },
+  "context": [
+    "living spec: none configured (living-specs.yml empty)",
+    "area: src/StageFright.UI — 65 .razor + 64 .razor.cs with hardcoded labels/headings/placeholders/status+error messages",
+    "area: src/StageFright.Core/Modules/*/MenuItemProvider.cs + dashboard tile providers — hardcoded Title/ShortLabel",
+    "area: src/StageFright.Reports providers + PDF/CSV renderers — report names, column headers, section/total labels",
+    "area: src/StageFright.Core/Exceptions + validation services — user-facing messages",
+    "area: src/StageFright.App/MauiProgram.cs — composition root; startup culture wiring belongs here",
+    "constraint: no existing i18n infra — zero .resx / IStringLocalizer / RequestLocalization / culture setup",
+    "constraint: CLAUDE.md — paired .razor.cs (no @code), one class per file, no custom JS, custom exceptions at boundaries, exhaustive test coverage",
+    "constraint: central NuGet versions via Directory.Packages.props",
+    "constraint: preserve Australian English wording verbatim; GL/stored values stay culture-invariant"
+  ],
+  "intent": "Move all app-authored user-facing text into per-language resource files (Australian English baseline) so every screen and report reads text via resource lookup, plus a persisted user-selectable display language.",
+  "expectations": [
+    "Translating user-entered data (member names, organisation name, account names, event titles, notes)",
+    "Translating Serilog / developer log output",
+    "Right-to-left layout support and non-Latin typography tuning",
+    "Changing plugin contract interfaces or localizing plugin-supplied text",
+    "Responsive redesign of PDF/CSV reports beyond minor width/wrapping tolerance",
+    "Shipping any production-translated non-English language (infrastructure + pseudo/test locale only)",
+    "Committing the changes in this session"
+  ],
+  "approach": "Add Microsoft.Extensions.Localization with ~11 area-scoped IStringLocalizer resource markers; the neutral .resx holds the exact en-AU baseline and is the fallback. A logging IStringLocalizerFactory decorator records missing-key fallbacks; a new StageFright.Localization.Tests project guards baseline completeness and residual literals. Settings.LanguageCode (new nullable column + migration) is resolved by ILanguageProvider at MauiProgram startup and sets the process culture before first render. Extraction is staged: US1 (nav shell + Members) fixes the pattern, US2 rolls it across all surfaces incl. reports/PDF and user-facing exception text, US3 adds the Settings/Setup language picker (applies on next launch + restart notice) plus a qps-ploc test locale.",
+  "decisions": [
+    {
+      "decision": "Use Microsoft.Extensions.Localization (IStringLocalizer) with ~11 area-scoped .resx marker classes; neutral .resx = en-AU baseline",
+      "why": "framework-standard, no new JS/toolkit, plain .resx for translators, built-in parent-culture fallback (FR-008); area scoping keeps ~11 files/culture vs ~130 per-component",
+      "rejected": "strongly-typed .resx designer only (no fallback/logging hook); JSON + custom loader (bespoke framework); DB-stored strings (no offline translator workflow)"
+    },
+    {
+      "decision": "Missing-key handling: a MissingKeyLoggingLocalizerFactory decorator logs the fallback at runtime, plus a build/test-time resource-completeness guard in a new StageFright.Localization.Tests project",
+      "why": "runtime layer protects the user with graceful en-AU fallback + a recorded warning (FR-008/FR-009); test layer stops a gap ever shipping (SC-008) and can be scoped per phase",
+      "rejected": "hard-fail at runtime on missing key (FR-008 wants graceful fallback); test-only check (misses field locale gaps)"
+    },
+    {
+      "decision": "Apply Settings.LanguageCode at MauiProgram startup by setting CultureInfo.DefaultThreadCurrentCulture/UICulture before first Blazor render, via a testable Core ILanguageProvider",
+      "why": "Hybrid BlazorWebView runs one process-wide culture with no request pipeline; startup is the only place that also covers non-UI paths (QuestPDF); mirrors how Settings.Theme is read at startup",
+      "rejected": "set culture in a root component OnInitialized (first-render flash, misses non-UI); RequestLocalization middleware (no ASP.NET pipeline in Hybrid)"
+    },
+    {
+      "decision": "FR-021 v1 default: a language change persists immediately and applies on next launch with an inline restart notice; keep a LanguageProvider cascade seam for a later live-switch story",
+      "why": "true in-session switch needs re-init of every component and re-resolution of AddSingleton menu providers - real regression surface; spec records this as an informed default and defers the live-switch question to clarify",
+      "rejected": "programmatic forced restart (abrupt, risks unsaved work); full live re-render for v1 (scope/risk)"
+    },
+    {
+      "decision": "Stage the extraction: US1 converts the nav shell + Members module end-to-end to fix the pattern (resx layout, key scheme, _Imports, code-behind injection, bUnit assertions, guard test); US2 repeats it mechanically across all remaining surfaces",
+      "why": "the design-bearing decisions must settle and pass review on one real slice before ~150 files of mechanical repetition; lets US1 merge with a per-phase-scoped residual-literal guard while US2 is still in progress",
+      "rejected": "big-bang all-files-at-once conversion (unreviewable, all-or-nothing merge)"
+    },
+    {
+      "decision": "Prove language switching/fallback with a test-only qps-ploc pseudo-locale, not a translated production language",
+      "why": "meets SC-003 (adding a language = resx + one catalog entry, zero code) and SC-004 (fallback + logging) without committing to real translation, which the spec Assumptions place out of scope",
+      "rejected": "translate a real second language e.g. en-US or mi-NZ for v1 (business decision the spec defers; en-US too close to en-AU to prove much)"
+    },
+    {
+      "decision": "Startup culture ladder: explicit Settings.LanguageCode -> OS display language (if catalog has an exact or parent-language match) -> en-AU; OS language read via an injectable ISystemCultureProvider seam; LanguageCode is never auto-persisted from the OS",
+      "why": "user requirement FR-023 - respect system localisation as the default when the resource set exists, else Australian English; keeping LanguageCode null until the user actively picks preserves follow-the-system behaviour across OS changes and an unchanged install still behaves exactly as before while en-AU is the only shipped set",
+      "rejected": "always follow the OS language ignoring the stored choice (explicit selection must win); auto-persist the detected OS language into LanguageCode on first run (would freeze the choice and stop later OS changes taking effect)"
+    },
+    {
+      "decision": "Localise user-facing enum values via Enum_<EnumTypeName>_<MemberName> keys in one shared EnumsResource (StageFright.Core) resolved by a LocalizeEnum(this Enum) helper; replace every enum.ToString()/switch at a display site; report-filter option VALUE stays the invariant token, only the LABEL is localised",
+      "why": "FR-024; same enums (MemberStatus, FeeType, PaymentMethod/Type, AccountType, TaxCode, ReconciliationStatus, JournalEntryType, Theme) render in both UI and Reports and must match; predictable key shape the completeness guard enforces; keeps enum identity out of storage/GL/filter tokens (FR-016)",
+      "rejected": "[Display(Name=)]/[Description] attributes (compile-time literal, no per-culture resource, bypasses missing-key logging); per-enum Dictionary<Enum,string> (no fallback/logging, drifts); per-area enum keys (same enum gets two divergent labels on screen vs report)"
+    },
+    {
+      "decision": "IStringLocalizerFactory decorator registered via a second explicit AddSingleton after AddLocalization() (last registration wins) instead of a third-party Scrutor-style Decorate() helper",
+      "why": "Microsoft.Extensions.DependencyInjection has no built-in Decorate(); AddLocalization() uses TryAdd for IStringLocalizerFactory, so an explicit AddSingleton registered afterward becomes the one every IStringLocalizer<T> resolves, with no new package",
+      "rejected": "Adding a third-party DI decoration package (e.g. Scrutor) purely for this one decorator"
+    },
+    {
+      "decision": "LocalizeEnum() resolves its IStringLocalizerFactory from a static holder (EnumLocalizationExtensions.UseFactory, set once in MauiProgram.RunStartupSequence and in LocalizedTestContext) rather than taking an injected parameter",
+      "why": "The contract consumption pattern shows a bare @value.Status.LocalizeEnum() call with no injected localizer; the factory is a process-wide singleton set exactly once before first use, consistent with this feature own process-wide culture model (plan.md Decision 5) for this single-user desktop app",
+      "rejected": "Requiring every enum-display call site to also inject IStringLocalizer<EnumsResource> alongside its module localizer"
+    },
+    {
+      "decision": "Named placeholders ({OrganisationName}, {Count}) are substituted by order of first appearance in the resolved string rather than true name-to-value binding",
+      "why": "ILocalizer.Get<TResource>(key, args) only takes positional object[] args (per the contract signature); order-of-appearance substitution is the simplest implementation that still lets .resx values use self-documenting named tokens instead of bare {0}/{1} for translators, consistent with simple-over-clever",
+      "rejected": "A full name-to-value dictionary API requiring every call site to pass named arguments"
+    },
+    {
+      "decision": "Parameterised strings ({SearchTerm},{GroupName},{MemberName},{Count}) resolved via ILocalizer.Get<T>/Plural<T> in code-behind helper methods, never L[\"key\",args] in markup",
+      "why": "IStringLocalizer<T> indexer uses string.Format {0} placeholders; the resource-key-catalog mandates named {Name} tokens which only the ILocalizer facade substitutes. Also keeps logic out of .razor per constitution 4.7 and dodges Razor parsing generic method calls as tags",
+      "rejected": "L[\"key\", args] in markup (wrong placeholder semantics); bare {0} in .resx (violates FR-010 + placeholder-parity guard)"
+    },
+    {
+      "decision": "AgeCalculationService.ValidateDateOfBirth messages + MemberDetail FeeType-enum column left for US2, not localized in US1",
+      "why": "AgeCalculationService is shared with StageFright.Reports (MemberListReportProvider) and new()-constructed in ~10 places incl. Reports.Tests - a ctor change is cross-cutting, not the Members-UI slice T025 scopes. FeeType enum keys are explicitly T042 (US2). US1 guard scoped to MemberStatus+Theme accordingly",
+      "rejected": "Adding IStringLocalizer to AgeCalculationService ctor now (wide blast radius across Reports)"
+    },
+    {
+      "decision": "Completed the partially-done T011: added @using StageFright.Core.Localization (+ Resources marker namespaces) to src/StageFright.UI/_Imports.razor",
+      "why": "T011 was marked done but only added @using Microsoft.Extensions.Localization; LocalizeEnum()/ILocalizer would not resolve in markup without the Core.Localization using",
+      "rejected": "per-file @using in each converted .razor"
+    },
+    {
+      "decision": "This session scoped to T032 (Rehearsals module) only, with an interim Rehearsals-scoped guard suite + FR-018 render tests, leaving repo-wide T029/T030 for the session that finishes US2",
+      "why": "user chose the One-module-verified option; US2 as a whole is ~150 files and cannot meet the build-green/full-test/doc bar in one pass; mirrors how US1 was checkpointed",
+      "rejected": "running the full repo-wide T029/T030 guards now (they would hard-fail with only Rehearsals converted)"
+    },
+    {
+      "decision": "RehearsalFormModel.Date: [Required(ErrorMessage=\"Date is required.\")] -> bare [Required]",
+      "why": "RequiredAttribute never fails on a non-nullable DateTime value type, so the custom message is dead; removing the literal keeps the residual-literal guard honest without a copy-edit of live copy (FR-004)",
+      "rejected": "keeping the literal (guard flags it) or routing it through a resource (DataAnnotations ErrorMessage needs a compile-time constant)"
+    },
+    {
+      "decision": "AgeCalculationService takes ILocalizer (not IStringLocalizer<ValidationResource>) via a required constructor param; MemberList/MemberDetail switch from new() to an injected AgeCalculationService registered in LocalizedTestContext; each test project gets a RealLocalizer fixture",
+      "why": "two of its three messages use named {Age}/{MaxYears}/{MinimumAge} placeholders which only ILocalizer.Get substitutes (the raw IStringLocalizer indexer does string.Format with {0} and would throw on {Age}); keeping a single required ctor matches the MemberValidationService (T025) precedent",
+      "rejected": "optional ILocalizer? param with hardcoded en-AU fallback (reintroduces literals the residual-literal guard flags); making Calculate static (wider public-API change touching MemberListReportProvider)"
+    },
+    {
+      "decision": "Report providers inject the ILocalizer facade (not IStringLocalizer<ReportsResource>)",
+      "why": "many report titles/subtitles use named-placeholder formatting ({DateFrom} - {DateTo}, Status: {Status} - {Date}) which only ILocalizer.Get<T>(key,args) substitutes; the RealLocalizer.Instance fixture already exists in Reports.Tests / Integration.Tests; enum cells resolve via ILocalizer.Enum which works without the EnumLocalizationExtensions.UseFactory static holder",
+      "rejected": "IStringLocalizer<ReportsResource> per contract §6 proposal (indexer only does string.Format {0}, would throw on named tokens); injecting both"
+    },
+    {
+      "decision": "Added ReportFilterDefinition.OptionLabels (IReadOnlyList<string> parallel to Options); ReportViewer renders OptionLabels[i] with fallback to Options[i]",
+      "why": "FR-024 / T039 requires the filter option VALUE to stay the culture-invariant token (compared in GenerateAsync, persisted) while the LABEL localises; the flat Options list had no place for a separate label; only MemberList + IncomeStatement + Committee populate it",
+      "rejected": "changing Options to (value,label) pairs (breaks GenerateAsync token comparisons + every test asserting filter.Options == [tokens]); leaving option labels un-localised (defers a real FR-024 gap to T029)"
+    },
+    {
+      "decision": "Report providers keep decimal.ToString(\"F2\") for amounts; NOT switched to MoneyFormatter",
+      "why": "no report provider ever used .ToString(\"C\")/{0:C} so the no-C-currency guard does not flag them, and switching to MoneyFormatter would add a $ symbol + thousands separators to report output, breaking SC-002 render parity and ~30 existing exact-string assertions",
+      "rejected": "MoneyFormatter.FormatWithCode in providers now (contract §8 only lists .ToString(\"C\") call sites as consumers; report amount display formatting, if changed at all, belongs in T040 renderers)"
+    },
+    {
+      "decision": "The 5 concrete PDF renderers ctor-inject the ILocalizer facade (not IStringLocalizer<ReportsResource>)",
+      "why": "matches the T039 report-provider precedent; renderer date lines use named-placeholder formatting ({Date} at {Time}, {Attended} of {Total}) which only ILocalizer.Get<T>(key,args) substitutes; RealLocalizer.Instance fixture already exists in Reports.Tests + Integration.Tests",
+      "rejected": "IStringLocalizer<ReportsResource> per contract proposal (indexer only does string.Format {0}, throws on named tokens)"
+    },
+    {
+      "decision": "CheckboxSheetPdfBuilder.Build gains an ILocalizer first param and resolves the SHARED chrome (Name column header, footer Page/of) itself; caller-specific text (title, dateLine, checkboxColumnHeader) still passed in already-localised by the two sheet renderers",
+      "why": "keeps the split clean - the internal static builder owns page furniture common to both sheets, each renderer owns its own title/heading; avoids threading 3 extra string params",
+      "rejected": "passing every chrome string as a Build() param (noisy); making the builder non-static with DI (it has no other state)"
+    },
+    {
+      "decision": "PDF footer localised as two xml:space=preserve keys Reports_Render_PagePrefix (\"Page \") + Reports_Render_PageSeparator (\" of \"); AGM position line as a bold Reports_AgmResults_PositionLabel (\"{Label}: \") prefix key",
+      "why": "QuestPDF builds the footer from dynamic CurrentPageNumber()/TotalPages() spans that cannot be one format string; the AGM position line renders label bold + member text regular in two spans, so a single {Label}: {Members} key would lose the bold-on-label-only styling. Both preserve exact en-AU visual output (SC-002)",
+      "rejected": "one composed Page {n} of {m} key (spans are runtime); one {Label}: {Members} key (drops bold split)"
+    },
+    {
+      "decision": "Report renderers still do NOT format currency - amounts arrive pre-formatted (F2) in ReportData.Cells from the providers; T040 touched only page CHROME, not amounts, despite the task text mentioning MoneyFormatter.FormatWithCode",
+      "why": "consistent with the T039 decision that report amount display stays F2 for SC-002 parity + ~30 existing exact-string assertions; the renderers have no decimal inputs to format - Cells are already strings",
+      "rejected": "post-processing Cells through MoneyFormatter in the renderer (would add $ + separators, break SC-002 and provider tests; provider F2 is the deliberate report convention)"
+    },
+    {
+      "decision": "T041 split by user choice: this session localized the 8 NON-Finance services (Agm, Event, EventType, CommitteeOfficeHolderType, Attendance, Settings, Setup, Backup) + interim guard; the 9 Finance services + BankReconciliationService.cs:153 {Difference:C} + T045 DI recheck + T029 repo-wide guard remain for the next session",
+      "why": "T041 is ~85 throw sites across ~18 services with wide test blast radius; prior sessions flagged it as own-session work; user picked Non-Finance-first checkpoint with green build/test/commit",
+      "rejected": "whole T041 in one session (long, risk of leaving build red); Finance-first"
+    },
+    {
+      "decision": "All 8 non-Finance services take the ILocalizer facade via a required ctor param (not IStringLocalizer<ValidationResource>); every test constructs them with RealLocalizer.Instance (new fixture added to StageFright.Data.Tests, mirroring Core.Tests/Integration.Tests)",
+      "why": "ILocalizer.Get<ValidationResource>(key, args) is the only path that substitutes named {Year}/{SchemaVersion}/{EntityType} placeholders; matches the AgeCalculationService (T041 groundwork) precedent; a real .resx-backed localizer keeps every existing ex.Message substring assertion (missing Accounts / 99.0.0 / upgrade / system / referenced) green with verbatim en-AU values",
+      "rejected": "StubStringLocalizer key-echo (breaks message-substring assertions); IStringLocalizer<T> indexer (throws on named tokens)"
+    },
+    {
+      "decision": "EntityNotFoundException built-in message and DataAccessException wrapper messages left in English; BackupService DeserializeAndValidate/ValidateVersion/ValidateCompleteness changed from private static to instance so they can read _localizer",
+      "why": "UI catches EntityNotFoundException without using ex.Message (substitutes its own localized text) and wraps DataAccessException.Message inside a localized frame - both diagnostic per FR-007; only ImportException.Message is shown verbatim to the user (BackupRestoreTab.razor.cs) so those 4 messages are localized",
+      "rejected": "localizing EntityNotFoundException (needs a static ILocalizer holder or a change to every throw site - wide blast radius, no user benefit)"
+    },
+    {
+      "decision": "All 9 Finance services take the ILocalizer facade via a required ctor param (not IStringLocalizer<ValidationResource>)",
+      "why": "parameterised messages use named tokens - {Name} (Account duplicate), {Date} (statement date), {Difference}/{Zero} (reconciliation finalise) - which only ILocalizer.Get<T>(key,args) substitutes; matches the AgeCalculationService + 8 non-Finance T041 precedent; RealLocalizer.Instance fixture already exists in Core/Data/Integration test projects",
+      "rejected": "IStringLocalizer<ValidationResource> indexer (string.Format {0} semantics, throws on named tokens); optional param with hardcoded en-AU fallback (reintroduces literals the guard flags)"
+    },
+    {
+      "decision": "BankReconciliationService finalise message routes BOTH the difference and the zero comparand through MoneyFormatter.Format via {Difference}/{Zero} named tokens",
+      "why": "the original {workspace.Difference:C} + literal \"$0.00\" is a T044-flagged user-facing C-format residual; MoneyFormatter.Format(0m) is byte-identical to \"$0.00\" under en-AU so FR-004 wording is preserved while FR-015 fixed-AUD display holds under any culture",
+      "rejected": "keeping :C (guard + FR-015 violation); a single composed key (loses the fixed-AUD guarantee on the zero comparand)"
+    },
+    {
+      "decision": "EntityNotFoundException built-in message and GLBalanceException/DataAccessException wrapper text stay English across the Finance services",
+      "why": "diagnostic per FR-007 - UI catches EntityNotFoundException and substitutes its own localized copy, GLBalanceException is a should-never-happen GL integrity assertion never shown verbatim; localizing them needs a static ILocalizer holder or every throw site changed (wide blast radius, no user benefit)",
+      "rejected": "localizing EntityNotFoundException/GLBalanceException now"
+    },
+    {
+      "decision": "T029 residual-literal scan is scoped to the UI display surface (Layout/Pages/Modules/Shared); report providers/renderers are covered by StageFright.Reports.Tests/ReportsResourceLabelTests (T030) instead",
+      "why": "the only string literals left in report providers are culture-invariant filter option-VALUE tokens (Active Only / This FY) compared in GenerateAsync and persisted - the localised label lives in the parallel OptionLabels array (T039 decision); a Capitalised-phrase heuristic cannot tell a token from copy",
+      "rejected": "scanning report providers with the csPhrase heuristic (false-positives every filter option token)"
+    },
+    {
+      "decision": "DataAnnotations ErrorMessage and IValidatableObject ValidationResult message literals are an explicit T029 guard exclusion, deferred to T060",
+      "why": "a DataAnnotations ErrorMessage must be a compile-time constant so it cannot go through ILocalizer with missing-key logging; the codebase already treats this as a known limitation (RehearsalFormModel/EventFormModel decisions); 3 files still carry them (SetupFormModel, NewAccountModel, NewEventTypeModel) - T060 hardens the guard and resolves them",
+      "rejected": "ErrorMessageResourceType/Name (bypasses the missing-key logging decorator); dropping to bare attributes now (regresses wording vs FR-004)"
+    },
+    {
+      "decision": "Did NOT bump Settings.SchemaVersion from 1.1.0 for the AddLanguageCodeToSettings migration",
+      "why": "the codebase has not bumped it for the last ~6 settings-column migrations; ~11 test files + V9_BackupRestoreTests assert \"1.1.0\" exactly as a backup-format contract; LanguageCode is a nullable presentation-only column not in the backup DTO",
+      "rejected": "bump to 1.1.1 (churns 11+ files and changes the backup manifest version for a presentation-only column)"
+    },
+    {
+      "decision": "Hand-wrote the EF migration + .Designer.cs + model-snapshot edit for T051",
+      "why": "dotnet ef cannot build the MAUI startup project in this environment (ResolvePackageAssets target missing / multi-TFM resolution error)",
+      "rejected": "repairing the MAUI workload (out of scope, unreliable) — validated instead by the migration round-trip tests and every MigrateAsync-based integration test passing"
+    },
+    {
+      "decision": "Named the UI cascading seam CultureProvider (StageFright.UI.Layout), not LanguageProvider",
+      "why": "avoids a same-name collision with the Core StageFright.Core.Modules.Localization.LanguageProvider startup service",
+      "rejected": "LanguageProvider in both namespaces (readability hazard)"
+    },
+    {
+      "decision": "SupportedLanguagesCatalog discovers cultures by scanning AppContext.BaseDirectory for <culture>/<our-assembly>.resources.dll, filtered to the 3 StageFright resource assemblies",
+      "why": "third-party satellites (Radzen, test platform: cs/de/fr/...) must never register as app languages",
+      "rejected": "scanning for any *.resources.dll (false positives)"
+    },
+    {
+      "decision": "qps-ploc fixtures generated by a committed regenerable script (scripts/generate-pseudo-locale.py); embedded as real satellites, kept out of the picker by the catalog qps-* name filter",
+      "why": "hundreds of keys across 12 files must keep key/placeholder parity with the evolving neutral sets; for IStringLocalizer to actually resolve qps-ploc the satellites must be built",
+      "rejected": "hand-authoring the pseudo values; build-excluding the resx (then the localizer cannot resolve it for the switching proof)"
+    },
+    {
+      "decision": "T060 folded the interim per-slice residual-literal scans into one repo-wide guard (Us2LocalizationGuardTests.Should_HaveNoUserFacingLiteral_When_AppSurfaceScanned) covering all of StageFright.UI plus every user-facing exception Message literal in StageFright.Core",
+      "why": "SC-001 wants a literal reintroduced ANYWHERE caught, not just inside a converted-file list",
+      "rejected": "keeping the 3 partial guards (a literal in an unlisted file slips through); scanning all of src (Core GL-transaction Description text + seed strings are legitimate culture-invariant literals -> false positives)"
+    },
+    {
+      "decision": "The 12 DataAnnotations ErrorMessage / ValidationResult attribute-argument strings stay Australian-English-only — a permanent, documented carve-out in the guard and in docs/localization/adding-a-language.md sec 7",
+      "why": "attribute arguments must be compile-time constants; a runtime IStringLocalizer lookup with missing-key logging is impossible there, and the strongly-typed-resx-designer alternative was rejected in research Decision 1",
+      "rejected": "a custom Blazor DataAnnotations-localization validator — regression surface across every form, out of proportion for a polish task"
+    },
+    {
+      "decision": "Doc refresh (T062) touched CLAUDE.md + spec 027 resource-key-catalog.md + a forward-note on spec 007 account-balance-service-contract.md; left 007 plan/research/tasks untouched",
+      "why": "those are historical records of a shipped feature and accurate for their time; the contract doc is the one still read as current guidance",
+      "rejected": "rewriting the shipped 007 plan/research/tasks docs to past tense (churn, rewrites history for no reader benefit)"
+    }
+  ],
+  "step_summaries": {
+    "plan": {
+      "summary": "Plan: IStringLocalizer + ~11 area .resx markers (neutral = exact en-AU baseline), logging fallback decorator + a new completeness/residual-literal guard test project, Settings.LanguageCode resolved at MauiProgram startup, staged US1(shell+Members)->US2(all surfaces incl reports/exceptions)->US3(Settings/Setup picker + qps-ploc). Constitution: all PASS, no violations.",
+      "key_finding": "No localization infra exists today; ~500-700 user-facing literals span ~150 files across UI/Core/Reports, and the existing Settings.Theme/ThemeProvider/ISettingsService pattern is a direct template for the language preference."
+    },
+    "tasks": {
+      "summary": "64 tasks (T001-T064) across 6 phases: Setup(3) -> Foundational(11, blocks all) -> US1 shell+Members(14) -> US2 all remaining surfaces/reports/exceptions/enums(17) -> US3 Settings.LanguageCode + OS-aware startup ladder + pickers + qps-ploc(14) -> Polish(5); wave-grouped, widest parallel wave is US2 T031-T044 (one per module)."
+    },
+    "implement": {
+      "summary": "Phase 6 Polish (T060-T064): residual-literal guard made repo-wide (SC-001), which exposed + fixed 5 un-extracted literals in App.razor; added docs/localization/adding-a-language.md; refreshed CLAUDE.md + stale spec docs; full rebuild 0/0, full suite 1805 green."
+    }
+  },
+  "currentTask": "T064",
+  "task_summaries": {
+    "T001": {
+      "status": "DONE",
+      "did": "Added Microsoft.Extensions.Localization 10.0.10 central PackageVersion entry",
+      "files": [
+        "Directory.Packages.props"
+      ]
+    },
+    "T002": {
+      "status": "DONE",
+      "did": "Scaffolded StageFright.Localization.Tests xUnit project (refs Core/UI/Reports) and added it to the .slnx",
+      "files": [
+        "tests/StageFright.Localization.Tests/StageFright.Localization.Tests.csproj",
+        "StageFrightCommunity.slnx"
+      ]
+    },
+    "T003": {
+      "status": "DONE",
+      "did": "Added version-less Microsoft.Extensions.Localization PackageReference and NeutralLanguage=en-AU to Core/Reports/UI csproj files",
+      "files": [
+        "src/StageFright.Core/StageFright.Core.csproj",
+        "src/StageFright.Reports/StageFright.Reports.csproj",
+        "src/StageFright.UI/StageFright.UI.csproj"
+      ]
+    },
+    "T004": {
+      "status": "DONE",
+      "did": "Created Core area markers NavigationResource/ValidationResource/EnumsResource + empty neutral .resx each",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.cs",
+        "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.cs",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.cs",
+        "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx"
+      ]
+    },
+    "T005": {
+      "status": "DONE",
+      "did": "Created Reports area marker ReportsResource + empty neutral .resx",
+      "files": [
+        "src/StageFright.Reports/Resources/ReportsResource.cs",
+        "src/StageFright.Reports/Resources/ReportsResource.resx"
+      ]
+    },
+    "T006": {
+      "status": "DONE",
+      "did": "Created 8 UI area markers (Shared/Dashboard/Members/Rehearsals/Events/Finance/Settings/Setup) + empty neutral .resx each",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SharedResource.cs",
+        "src/StageFright.UI/Resources/Strings/DashboardResource.cs",
+        "src/StageFright.UI/Resources/Strings/MembersResource.cs",
+        "src/StageFright.UI/Resources/Strings/RehearsalsResource.cs",
+        "src/StageFright.UI/Resources/Strings/EventsResource.cs",
+        "src/StageFright.UI/Resources/Strings/FinanceResource.cs",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.cs",
+        "src/StageFright.UI/Resources/Strings/SetupResource.cs"
+      ]
+    },
+    "T007": {
+      "status": "DONE",
+      "did": "Created ILocalizer facade + Localizer impl (Get/Get-args/Plural/Enum) with named-placeholder substitution",
+      "files": [
+        "src/StageFright.Core/Localization/ILocalizer.cs",
+        "src/StageFright.Core/Localization/Localizer.cs"
+      ]
+    },
+    "T008": {
+      "status": "DONE",
+      "did": "Created MissingKeyLoggingLocalizerFactory decorator over IStringLocalizerFactory logging ResourceNotFound as a Warning",
+      "files": [
+        "src/StageFright.Core/Localization/MissingKeyLoggingLocalizerFactory.cs"
+      ]
+    },
+    "T009": {
+      "status": "DONE",
+      "did": "Created EnumLocalizationExtensions.LocalizeEnum resolving Enum_<Type>_<Member> via a static factory holder set at startup",
+      "files": [
+        "src/StageFright.Core/Localization/EnumLocalizationExtensions.cs"
+      ]
+    },
+    "T010": {
+      "status": "DONE",
+      "did": "Created MoneyFormatter.Format/FormatWithCode with fixed AUD symbol and culture-driven separators",
+      "files": [
+        "src/StageFright.Core/Localization/MoneyFormatter.cs"
+      ]
+    },
+    "T011": {
+      "status": "DONE",
+      "did": "Added @using Microsoft.Extensions.Localization and StageFright.Core.Localization to _Imports.razor",
+      "files": [
+        "src/StageFright.UI/_Imports.razor"
+      ]
+    },
+    "T012": {
+      "status": "DONE",
+      "did": "Created guard-test scanning infrastructure: LocalizerKeyUsageScanner, ResxKeyScanner, PlaceholderTokenScanner, UserFacingEnumScanner (no assertions yet)",
+      "files": [
+        "tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsage.cs",
+        "tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsageScanner.cs",
+        "tests/StageFright.Localization.Tests/Scanning/ResxKeyScanner.cs",
+        "tests/StageFright.Localization.Tests/Scanning/PlaceholderTokenScanner.cs",
+        "tests/StageFright.Localization.Tests/Scanning/UserFacingEnumScanner.cs"
+      ]
+    },
+    "T013": {
+      "status": "DONE",
+      "did": "Created LocalizedTestContext bUnit base registering AddLocalization() and wiring EnumLocalizationExtensions for tests",
+      "files": [
+        "tests/StageFright.UI.Tests/LocalizedTestContext.cs"
+      ]
+    },
+    "T014": {
+      "status": "DONE",
+      "did": "Wired AddLocalization/decorated IStringLocalizerFactory/ILocalizer in RegisterCoreServices and EnumLocalizationExtensions.UseFactory in RunStartupSequence",
+      "files": [
+        "src/StageFright.App/MauiProgram.cs"
+      ]
+    },
+    "T017": {
+      "status": "DONE",
+      "did": "Authored en-AU NavigationResource.resx entries (shell chrome + Members menu Title/ShortLabel, incl. aria-labels)",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx"
+      ]
+    },
+    "T018": {
+      "status": "DONE",
+      "did": "Authored en-AU MembersResource.resx entries for MemberList/MemberDetail/MemberForm/MembersTile (labels, headings, buttons, placeholders, aria-labels, plural pair)",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/MembersResource.resx"
+      ]
+    },
+    "T019": {
+      "status": "DONE",
+      "did": "Authored en-AU ValidationResource.resx entries for MemberValidationService + AgeCalculationService messages (named placeholders replace interpolation)",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx"
+      ]
+    },
+    "T020": {
+      "status": "DONE",
+      "did": "Authored EnumsResource.resx Enum_MemberStatus_* and Enum_Theme_* entries verbatim (FR-024)",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx"
+      ]
+    },
+    "T021": {
+      "status": "DONE",
+      "did": "Authored SharedResource.resx cross-cutting actions (Save/Saving/Cancel/Edit/Loading/Actions/Status/Unexpected error)",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SharedResource.resx"
+      ]
+    },
+    "T022": {
+      "status": "DONE",
+      "did": "ShellLayout: injected IStringLocalizer<NavigationResource>+ILocalizer; sidebar chrome/aria-labels/theme labels via resources + Theme.LocalizeEnum(); code-behind helpers for parameterised aria-labels",
+      "files": [
+        "src/StageFright.UI/Layout/ShellLayout.razor",
+        "src/StageFright.UI/Layout/ShellLayout.razor.cs",
+        "src/StageFright.UI/_Imports.razor"
+      ]
+    },
+    "T023": {
+      "status": "DONE",
+      "did": "ThemeProvider: verified it carries no user-facing literals (theme display text lives in ShellLayout); no change required",
+      "files": [
+        "src/StageFright.UI/Layout/ThemeProvider.razor"
+      ]
+    },
+    "T024": {
+      "status": "DONE",
+      "did": "MemberMenuItemProvider: ctor-inject IStringLocalizer<NavigationResource>; Title/ShortLabel from Nav_Members_Title/ShortLabel",
+      "files": [
+        "src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs"
+      ]
+    },
+    "T025": {
+      "status": "DONE",
+      "did": "MemberValidationService: ctor-inject IStringLocalizer<ValidationResource>; 6 ValidationException messages from Validation_Member_* (exception types/context unchanged); updated 4 test ctor sites + added StubStringLocalizer to Core.Tests & Integration.Tests",
+      "files": [
+        "src/StageFright.Core/Modules/Members/MemberValidationService.cs",
+        "tests/StageFright.Core.Tests/Fixtures/StubStringLocalizer.cs",
+        "tests/StageFright.Integration.Tests/StubStringLocalizer.cs"
+      ]
+    },
+    "T026": {
+      "status": "DONE",
+      "did": "MemberList/MemberDetail/MemberForm (.razor+.razor.cs): all literals/aria-labels/column headers via IStringLocalizer<MembersResource/SharedResource>; MemberStatus.LocalizeEnum(); MoneyFormatter.Format for fee amounts (FR-015); code-behind helpers for parameterised strings",
+      "files": [
+        "src/StageFright.UI/Pages/Members/MemberList.razor",
+        "src/StageFright.UI/Pages/Members/MemberList.razor.cs",
+        "src/StageFright.UI/Pages/Members/MemberDetail.razor",
+        "src/StageFright.UI/Pages/Members/MemberDetail.razor.cs",
+        "src/StageFright.UI/Pages/Members/MemberForm.razor",
+        "src/StageFright.UI/Pages/Members/MemberForm.razor.cs"
+      ]
+    },
+    "T027": {
+      "status": "DONE",
+      "did": "MembersTile + MembersDashboardTileProvider: tile text/stat labels via MembersResource+SharedResource; MemberStatus.LocalizeEnum(); plural chip via ILocalizer.Plural; provider Title/ActionText from Members_Tile_*; fixed UI.Tests provider test + added RealStringLocalizer helper",
+      "files": [
+        "src/StageFright.UI/Modules/Members/MembersTile.razor",
+        "src/StageFright.UI/Modules/Members/MembersTile.razor.cs",
+        "src/StageFright.UI/Modules/Members/MembersDashboardTileProvider.cs",
+        "tests/StageFright.UI.Tests/RealStringLocalizer.cs"
+      ]
+    },
+    "T028": {
+      "status": "DONE",
+      "did": "DI check: MemberValidationService (Scoped), MemberMenuItemProvider (Singleton), MembersDashboardTileProvider (Scoped) all resolve IStringLocalizer<T> from AddLocalization()+decorated factory - no factory-lambda registrations needed; verified by 186 Integration tests + real DI host",
+      "files": [
+        "src/StageFright.App/MauiProgram.cs"
+      ]
+    },
+    "T015": {
+      "status": "DONE",
+      "did": "US1 guard suite (6 tests): baseline completeness (+plural-pair), MemberStatus/Theme enum-key coverage, residual-literal scan over US1 file list, no-raw-enum-render, no-C-currency-format, missing-key warning+neutral fallback",
+      "files": [
+        "tests/StageFright.Localization.Tests/Us1LocalizationGuardTests.cs"
+      ]
+    },
+    "T016": {
+      "status": "DONE",
+      "did": "bUnit FR-018 tests (7): ShellLayout/ThemeProvider/MemberList/MemberForm/MembersTile assert rendered text resolves via IStringLocalizer keys + LocalizeEnum, not hardcoded English; flipped 5 existing test classes to LocalizedTestContext; LocalizedTestContext now registers ILocalizer",
+      "files": [
+        "tests/StageFright.UI.Tests/Localization/Us1LocalizedRenderTests.cs",
+        "tests/StageFright.UI.Tests/LocalizedTestContext.cs"
+      ]
+    },
+    "T032": {
+      "status": "DONE",
+      "did": "Localized the Rehearsals module (RehearsalList/RehearsalForm/AttendanceGrid .razor+.razor.cs) to RehearsalsResource.resx en-AU entries; attendance fee via MoneyFormatter (FR-015); added Rehearsals-scoped guard suite + FR-018 render tests; flipped RehearsalListTests/AttendanceGridTests to LocalizedTestContext",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/RehearsalsResource.resx",
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor",
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor.cs",
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor",
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor.cs",
+        "src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor",
+        "src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor.cs",
+        "tests/StageFright.Localization.Tests/RehearsalsLocalizationGuardTests.cs",
+        "tests/StageFright.UI.Tests/Localization/RehearsalsLocalizedRenderTests.cs",
+        "tests/StageFright.UI.Tests/Pages/Rehearsals/RehearsalListTests.cs",
+        "tests/StageFright.UI.Tests/Pages/Rehearsals/AttendanceGridTests.cs"
+      ]
+    },
+    "T031": {
+      "status": "DONE",
+      "did": "Localized Dashboard page + all 6 remaining dashboard tiles + tile providers to Dashboard/Events/Finance/Rehearsals/Shared resources; chart legend labels localized; tile amounts to MoneyFormatter; test classes flipped to LocalizedTestContext",
+      "files": [
+        "src/StageFright.UI/Pages/Dashboard/Dashboard.razor",
+        "src/StageFright.UI/Pages/Dashboard/Dashboard.razor.cs",
+        "src/StageFright.UI/Resources/Strings/DashboardResource.resx",
+        "src/StageFright.UI/Modules/Events/EventsTile.razor.cs",
+        "src/StageFright.UI/Modules/Finance/FinanceTile.razor.cs",
+        "src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor.cs"
+      ]
+    },
+    "T038": {
+      "status": "DONE",
+      "did": "All 6 nav menu providers ctor-inject IStringLocalizer<NavigationResource>; Title/ShortLabel/sub-item labels from NavigationResource.resx; EnumsResource.resx authored with all remaining user-facing enum keys (FeeType/PaymentMethod/PaymentType/AccountType/TaxCode/ReconciliationStatus/JournalEntryType)",
+      "files": [
+        "src/StageFright.Core/Modules/Dashboard/DashboardMenuItemProvider.cs",
+        "src/StageFright.Core/Modules/Events/EventsMenuItemProvider.cs",
+        "src/StageFright.Core/Modules/Finance/FinanceMenuItemProvider.cs",
+        "src/StageFright.Core/Modules/Rehearsals/RehearsalMenuItemProvider.cs",
+        "src/StageFright.Core/Modules/Settings/SettingsMenuItemProvider.cs",
+        "src/StageFright.UI/Modules/Reports/ReportMenuItemProvider.cs",
+        "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx"
+      ]
+    },
+    "T037": {
+      "status": "DONE",
+      "did": "Localized all 6 shared components (AddAccountForm, BorderedListBox, OpeningBalanceEntryForm, ReactivationForgivenessDialog, ReportViewer, TileRenderer) to SharedResource.resx; AccountType via LocalizeEnum, money via MoneyFormatter, plural button labels via ILocalizer.Plural; 16 bUnit test classes flipped to LocalizedTestContext; full suite 1714 green",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+        "src/StageFright.UI/Shared/AddAccountForm.razor",
+        "src/StageFright.UI/Shared/AddAccountForm.razor.cs",
+        "src/StageFright.UI/Shared/BorderedListBox.razor",
+        "src/StageFright.UI/Shared/BorderedListBox.razor.cs",
+        "src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor",
+        "src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs",
+        "src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor",
+        "src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor.cs",
+        "src/StageFright.UI/Shared/ReportViewer.razor",
+        "src/StageFright.UI/Shared/ReportViewer.razor.cs",
+        "src/StageFright.UI/Shared/TileRenderer.razor",
+        "src/StageFright.UI/Shared/TileRenderer.razor.cs"
+      ]
+    },
+    "T033": {
+      "status": "DONE",
+      "did": "Localized all 10 Events/AGM screens + AgmAttendanceReportPrinter to EventsResource.resx/SharedResource; badges/status/validation/print messages, aria-labels, parameterised strings via code-behind helpers; EventFormModel annotations to bare [Required]; 8 Events bUnit test classes to LocalizedTestContext; full suite green",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/EventsResource.resx",
+        "src/StageFright.UI/Pages/Events/EventList.razor",
+        "src/StageFright.UI/Pages/Events/EventForm.razor",
+        "src/StageFright.UI/Pages/Events/EventDetail.razor",
+        "src/StageFright.UI/Pages/Events/ParticipationGrid.razor",
+        "src/StageFright.UI/Pages/Events/AgmList.razor",
+        "src/StageFright.UI/Pages/Events/AgmDetail.razor",
+        "src/StageFright.UI/Pages/Events/ScheduleAgm.razor",
+        "src/StageFright.UI/Pages/Events/RecordAgm.razor",
+        "src/StageFright.UI/Pages/Events/RecordSpecialElection.razor",
+        "src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor",
+        "src/StageFright.UI/Pages/Events/AgmAttendanceReportPrinter.cs"
+      ]
+    },
+    "T035": {
+      "status": "DONE",
+      "did": "Localized SettingsPage + General/SalesTax/Committee/EventTypes/BackupRestore tabs to SettingsResource.resx/SharedResource; Theme+TaxCode via LocalizeEnum, audit-retention plural, fee adornments fixed to $; language picker row left for US3; 5 Settings bUnit test classes to LocalizedTestContext; full suite green",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SettingsResource.resx",
+        "src/StageFright.UI/Pages/Settings/SettingsPage.razor",
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor",
+        "src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor",
+        "src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor",
+        "src/StageFright.UI/Pages/Settings/EventTypesTab.razor",
+        "src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor"
+      ]
+    },
+    "T036": {
+      "status": "DONE",
+      "did": "Localized SetupWizard shell + all 9 tabs to SetupResource.resx; Review money via MoneyFormatter, Theme/TaxCode via LocalizeEnum, plural audit-retention lines, fee adornments to $; language step left for US3; 5 Setup tab bUnit classes to LocalizedTestContext; full suite green",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SetupResource.resx",
+        "src/StageFright.UI/Pages/Setup/SetupWizard.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor"
+      ]
+    },
+    "T043": {
+      "status": "DONE",
+      "did": "Localized StartupError.razor + ReportsPage.razor to SharedResource.resx; confirmed MainPage.xaml/App.xaml have no user-facing text; remaining Pages/** = Finance (T034)",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+        "src/StageFright.UI/Pages/StartupError.razor",
+        "src/StageFright.UI/Pages/StartupError.razor.cs",
+        "src/StageFright.UI/Pages/Reports/ReportsPage.razor",
+        "src/StageFright.UI/Pages/Reports/ReportsPage.razor.cs"
+      ]
+    },
+    "T034": {
+      "status": "DONE",
+      "did": "Localized the Finance module (13 pages + code-behinds) to FinanceResource.resx en-AU entries; fee/payment/account/tax/recon enums via LocalizeEnum; all amounts via MoneyFormatter (FR-015); aria-labels + embedded-link warnings localized; 9 Finance bUnit test classes flipped to LocalizedTestContext",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/FinanceResource.resx",
+        "src/StageFright.UI/Pages/Finance/*.razor(.cs) x13",
+        "tests/StageFright.UI.Tests/Pages/Finance/*.cs x9"
+      ]
+    },
+    "T039": {
+      "status": "DONE",
+      "did": "Localised all 11 report providers to ReportsResource.resx (~120 en-AU entries verbatim); ILocalizer facade injected; enum cells via ILocalizer.Enum; filter option labels via new ReportFilterDefinition.OptionLabels (values stay invariant tokens), rendered by ReportViewer",
+      "files": [
+        "src/StageFright.Reports/Resources/ReportsResource.resx",
+        "src/StageFright.Reports/Models/ReportFilterDefinition.cs",
+        "src/StageFright.UI/Shared/ReportViewer.razor",
+        "src/StageFright.Reports/Providers/*.cs (11)",
+        "tests/StageFright.Reports.Tests/*ReportProviderTests.cs (11)",
+        "tests/StageFright.Integration.Tests/Scenarios/V6|V11|V16|V18*.cs"
+      ]
+    },
+    "T030": {
+      "status": "DONE",
+      "did": "Added report-label tests (ReportsResourceLabelTests: report names/column headers/section+total labels resolve via ReportsResource, no raw-key/blank leak) and plugin-under-non-en test (PluginTextNonEnglishCultureTests: TestPlugin English report+tile text renders unchanged under fr-FR, run on a dedicated thread so the culture never leaks into parallel tests)",
+      "files": [
+        "tests/StageFright.Reports.Tests/ReportsResourceLabelTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/PluginTextNonEnglishCultureTests.cs"
+      ]
+    },
+    "T040": {
+      "status": "DONE",
+      "did": "Localised all 6 PDF report renderers' page chrome to ReportsResource.resx (~21 en-AU keys verbatim): PdfReportRenderer 'Generated: {DateTime} UTC' + footer 'Page'/'of'; AttendanceRollPdfRenderer title/date-line/Name/Present/Pd headers; AgmResultsPdfRenderer title/meeting+attendance lines/Elected Positions/No positions/position label/General Committee Member; CheckboxSheetPdfBuilder Name col + footer + new nameColumnHeader param; Event/AgmAttendanceSheetPdfRenderer titles/date-lines/Participated+Attended headers. All 5 concrete renderers ctor-inject ILocalizer (resolves via existing AddScoped<ILocalizer>); CsvReportExporter untouched (no literals). 8 test-construction sites pass RealLocalizer.Instance; ReportsResourceLabelTests extended with 22 chrome-key + placeholder-substitution assertions.",
+      "files": [
+        "src/StageFright.Reports/Resources/ReportsResource.resx",
+        "src/StageFright.Reports/Rendering/PdfReportRenderer.cs",
+        "src/StageFright.Reports/Rendering/AttendanceRollPdfRenderer.cs",
+        "src/StageFright.Reports/Rendering/AgmResultsPdfRenderer.cs",
+        "src/StageFright.Reports/Rendering/CheckboxSheetPdfBuilder.cs",
+        "src/StageFright.Reports/Rendering/EventAttendanceSheetPdfRenderer.cs",
+        "src/StageFright.Reports/Rendering/AgmAttendanceSheetPdfRenderer.cs",
+        "tests/StageFright.Reports.Tests/PdfAndCsvRendererTests.cs",
+        "tests/StageFright.Reports.Tests/AttendanceRollPdfRendererTests.cs",
+        "tests/StageFright.Reports.Tests/AgmResultsPdfRendererTests.cs",
+        "tests/StageFright.Reports.Tests/EventAttendanceSheetPdfRendererTests.cs",
+        "tests/StageFright.Reports.Tests/AgmAttendanceSheetPdfRendererTests.cs",
+        "tests/StageFright.Reports.Tests/CommitteeReportProviderTests.cs",
+        "tests/StageFright.Reports.Tests/ReportsResourceLabelTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V6_AccountingReportsTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/PluginTextNonEnglishCultureTests.cs"
+      ]
+    },
+    "T042": {
+      "status": "DONE",
+      "did": "Verified the user-facing enum sweep is complete: EnumsResource.resx holds every Enum_<Type>_<Member> key for all 9 user-facing enums (MemberStatus/FeeType/PaymentMethod/PaymentType/AccountType/TaxCode/ReconciliationStatus/JournalEntryType/Theme) verbatim (authored T038, cross-checked against Core/Enums members). Display sites converted across T034 (Finance UI), T038 (menu providers), T039 (report providers via ILocalizer.Enum). One residual raw-enum display site found + fixed: MemberDetail Fee Payment History grid FeeType column (fee.FeeType.ToString() -> fee.FeeType.LocalizeEnum()), the item the companion decisions explicitly deferred from US1 to T042. Repo-wide .ToString() enum-at-display-site scan of UI+Reports now clean.",
+      "files": [
+        "src/StageFright.UI/Pages/Members/MemberDetail.razor.cs"
+      ]
+    },
+    "T044": {
+      "status": "DONE",
+      "did": "Verified the repo-wide C-format sweep is complete: zero decimal.ToString(\"C\")/{0:C}/FormatString=\"{0:C}\" display sites remain in UI (.razor/.razor.cs) or Reports (providers use F2; renderers never format currency - amounts arrive pre-formatted in Cells). Finance screen sweep was done in T034. Remaining ':C' occurrences in src are all non-display: audit-trail newValue: strings (audit records, FR-007 exempt) and MoneyFormatter's own sanctioned ToString(\"C\", clonedFormat) implementation. The single user-facing residual - BankReconciliationService.cs:153 ReconciliationException message 'the difference is {x:C}, not /usr/bin/bash.00.' - is exception-message text owned by T041, not a T044 display site.",
+      "files": [
+        "(verification only - no code change)"
+      ]
+    },
+    "T041": {
+      "status": "DONE",
+      "did": "Localized user-facing exception Message text in all 9 Finance services (Account/BankReconciliation/ExpensePayment/Payment/Fee/GeneralJournal/IncomeEntry/BankDeposit/OpeningBalance) via injected ILocalizer -> 39 new verbatim en-AU ValidationResource keys (+ reuse of Validation_Settings_NotConfigured); BankReconciliationService {Difference:C}+$0.00 finalise message routed through MoneyFormatter.Format (T044 residual closed); ~30 test ctor sites pass RealLocalizer.Instance; interim Us2ExceptionMessageGuardTests extended to cover Finance. Full build 0/0, full suite 1757 pass.",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+        "src/StageFright.Core/Modules/Finance/AccountService.cs",
+        "src/StageFright.Core/Modules/Finance/BankReconciliationService.cs",
+        "src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs",
+        "src/StageFright.Core/Modules/Finance/PaymentService.cs",
+        "src/StageFright.Core/Modules/Finance/FeeService.cs",
+        "src/StageFright.Core/Modules/Finance/GeneralJournalService.cs",
+        "src/StageFright.Core/Modules/Finance/IncomeEntryService.cs",
+        "src/StageFright.Core/Modules/Finance/BankDepositService.cs",
+        "src/StageFright.Core/Modules/Finance/OpeningBalanceService.cs",
+        "tests/StageFright.Core.Tests/Modules/Finance/*ServiceTests.cs",
+        "tests/StageFright.Data.Tests/Settings/SetupServiceIntegrationTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/*.cs",
+        "tests/StageFright.Localization.Tests/Us2ExceptionMessageGuardTests.cs"
+      ]
+    },
+    "T045": {
+      "status": "DONE",
+      "did": "DI recheck after T041 Finance: all 9 Finance services + report providers/renderers + menu providers + non-Finance services are plain AddScoped/AddSingleton<I,Impl>() registrations (only factory lambdas in MauiProgram are PluginMigrationRunner and the T014 IStringLocalizerFactory decorator), so DI auto-resolves the new ILocalizer/IStringLocalizer<T> ctor params from AddScoped<ILocalizer,Localizer>(). No MauiProgram.cs change required; verified by the 188-test Integration suite on the real DI host passing end-to-end.",
+      "files": [
+        "src/StageFright.App/MauiProgram.cs (verification only - no change)"
+      ]
+    },
+    "T029": {
+      "status": "DONE",
+      "did": "Added repo-wide US2 localization guard suite Us2LocalizationGuardTests (8 facts): baseline key-completeness across the US1+US2 surface, Enum_<Type>_<Member> coverage for all 9 user-facing enums + no-raw-enum-render, residual-literal scan over the UI display surface (Layout/Pages/Modules/Shared), no-orphan-satellite-key, plural-pair+placeholder-parity (excludes Enum_*_Other members), cross-culture satellite token-parity, and no-\"C\"-currency repo-wide (excludes MoneyFormatter + audit newValue: + log text). Report-provider filter option-value tokens (T039) and DataAnnotations ErrorMessage/ValidationResult (compile-time-constant, T060) are documented exclusions. Full rebuild 0/0; full suite 1765 pass (Localization 11->19).",
+      "files": [
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs",
+        "tests/StageFright.Localization.Tests/Us2ExceptionMessageGuardTests.cs"
+      ]
+    },
+    "T048": {
+      "status": "DONE",
+      "did": "Added nullable Settings.LanguageCode (presentation-only, FR-016) + defensive HasMaxLength(16) in SettingsConfiguration; SchemaVersion left at 1.1.0 (see decision)",
+      "files": [
+        "src/StageFright.Core/Entities/Settings.cs",
+        "src/StageFright.Data/Configurations/SettingsConfiguration.cs"
+      ]
+    },
+    "T049": {
+      "status": "DONE",
+      "did": "Added ILanguageProvider (FR-023 startup ladder), ISupportedLanguagesCatalog (runtime-discovered, FR-011), ISystemCultureProvider (OS UI-culture seam) contracts",
+      "files": [
+        "src/StageFright.Core/Contracts/ILanguageProvider.cs",
+        "src/StageFright.Core/Contracts/ISupportedLanguagesCatalog.cs",
+        "src/StageFright.Core/Contracts/ISystemCultureProvider.cs"
+      ]
+    },
+    "T050": {
+      "status": "DONE",
+      "did": "Added SupportedLanguage immutable value object (CultureCode, Endonym from CultureInfo.NativeName title-cased, IsDefault; equality by CultureCode)",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/SupportedLanguage.cs"
+      ]
+    },
+    "T051": {
+      "status": "DONE",
+      "did": "Hand-wrote EF migration 20260828120000_AddLanguageCodeToSettings (Up: AddColumn LanguageCode TEXT maxLength 16 nullable on Settings; Down: DropColumn) + .Designer.cs regenerated from the updated model snapshot; StageFrightDbContextModelSnapshot.cs updated. dotnet ef unavailable in this env (MAUI startup project ResolvePackageAssets)",
+      "files": [
+        "src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.cs",
+        "src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.Designer.cs",
+        "src/StageFright.Data/Migrations/StageFrightDbContextModelSnapshot.cs"
+      ]
+    },
+    "T052": {
+      "status": "DONE",
+      "did": "SupportedLanguagesCatalog: runtime discovery of shipped resource cultures by scanning AppContext.BaseDirectory for <culture>/<our-assembly>.resources.dll folders; always includes neutral en-AU (IsDefault); excludes qps-*; Find resolves null/blank/unknown to null; ordered default-first then by endonym",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/SupportedLanguagesCatalog.cs"
+      ]
+    },
+    "T053": {
+      "status": "DONE",
+      "did": "LanguageProvider: FR-023 ladder (explicit Settings.LanguageCode -> OS culture exact then parent-language match in catalog -> en-AU); every step wrapped, never throws; DefaultCulture = en-AU",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/LanguageProvider.cs"
+      ]
+    },
+    "T054": {
+      "status": "DONE",
+      "did": "SystemCultureProvider (App layer) over CultureInfo.InstalledUICulture; returns InvariantCulture on any failure",
+      "files": [
+        "src/StageFright.App/SystemCultureProvider.cs"
+      ]
+    },
+    "T055": {
+      "status": "DONE",
+      "did": "MauiProgram: registered ISupportedLanguagesCatalog/ISystemCultureProvider (singleton) + ILanguageProvider (scoped); RunStartupSequence now resolves ResolveStartupCultureAsync after migrations and sets CultureInfo.DefaultThreadCurrentCulture/UICulture + CurrentCulture/UICulture before first BlazorWebView render; wrapped so failure continues on default culture",
+      "files": [
+        "src/StageFright.App/MauiProgram.cs"
+      ]
+    },
+    "T056": {
+      "status": "DONE",
+      "did": "GeneralSettingsTab: language <select> bound to ISupportedLanguagesCatalog.All by endonym, marks active one, persists Settings.LanguageCode on Save, inline restart notice (alert-info role=status) shown while selection differs from loaded value (FR-012/FR-014/FR-021); 3 new SettingsResource keys",
+      "files": [
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor",
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.resx"
+      ]
+    },
+    "T057": {
+      "status": "DONE",
+      "did": "Setup Wizard first-run language step: new LanguageSelectionTab (endonym <select>, pre-selects FR-023-resolved default via ILanguageProvider); SetupFormModel.LanguageCode + SetupRequest.LanguageCode + SetupService writes Settings.LanguageCode; 2 new SetupResource keys",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/Tabs/LanguageSelectionTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/LanguageSelectionTab.razor.cs",
+        "src/StageFright.UI/Pages/Setup/SetupFormModel.cs",
+        "src/StageFright.UI/Pages/Setup/SetupWizard.razor",
+        "src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs",
+        "src/StageFright.Core/Modules/Settings/SetupRequest.cs",
+        "src/StageFright.Core/Modules/Settings/SetupService.cs",
+        "src/StageFright.UI/Resources/Strings/SetupResource.resx"
+      ]
+    },
+    "T058": {
+      "status": "DONE",
+      "did": "qps-ploc pseudo-locale: regenerable scripts/generate-pseudo-locale.py + 12 <Marker>.qps-ploc.resx fixtures (bracketed/accented values, {tokens} preserved, 3 keys omitted for fallback proof); embedded as satellites, filtered from catalog by qps-* name",
+      "files": [
+        "scripts/generate-pseudo-locale.py",
+        "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.qps-ploc.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.qps-ploc.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.qps-ploc.resx",
+        "src/StageFright.Reports/Resources/ReportsResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/SharedResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/DashboardResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/MembersResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/RehearsalsResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/EventsResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/FinanceResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.qps-ploc.resx",
+        "src/StageFright.UI/Resources/Strings/SetupResource.qps-ploc.resx"
+      ]
+    },
+    "T059": {
+      "status": "DONE",
+      "did": "Added CultureProvider cascading component (StageFright.UI.Layout) parallel to ThemeProvider; wraps ShellLayout tree, cascades the startup-resolved CurrentUICulture read-only; no v1 behaviour change (FR-021 seam). Named CultureProvider to avoid colliding with the Core LanguageProvider service",
+      "files": [
+        "src/StageFright.UI/Layout/CultureProvider.razor",
+        "src/StageFright.UI/Layout/CultureProvider.razor.cs",
+        "src/StageFright.UI/Layout/ShellLayout.razor"
+      ]
+    },
+    "T046": {
+      "status": "DONE",
+      "did": "US3 tests: LanguageProviderTests (FR-023 ladder, 10 cases), SupportedLanguagesCatalogTests (runtime discovery, qps-* exclusion, Find null/blank/unknown, endonym, case-insensitive), AddLanguageCodeToSettingsMigrationTests (pre-migration row -> null LanguageCode; round-trip), V21_LocalizationStartupTests (SC-005 persisted choice, SC-010 OS fallback, SC-006 no data/GL change on switch)",
+      "files": [
+        "tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs",
+        "tests/StageFright.Core.Tests/Localization/SupportedLanguagesCatalogTests.cs",
+        "tests/StageFright.Data.Tests/Migrations/AddLanguageCodeToSettingsMigrationTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V21_LocalizationStartupTests.cs"
+      ]
+    },
+    "T047": {
+      "status": "DONE",
+      "did": "US3 qps-ploc e2e + picker bUnit: Us3PseudoLocaleGuardTests (catalog never lists qps-ploc; pseudo value renders under qps-ploc; omitted key falls back to en-AU value; absent-everywhere key logs Warning) + LanguagePickerRenderTests (endonym list, active-marked, restart notice on change, persist on Save, Setup step pre-select); LocalizedTestContext registers the US3 language services",
+      "files": [
+        "tests/StageFright.Localization.Tests/Us3PseudoLocaleGuardTests.cs",
+        "tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs",
+        "tests/StageFright.UI.Tests/LocalizedTestContext.cs"
+      ]
+    },
+    "T060": {
+      "status": "DONE",
+      "did": "Made residual-literal guard repo-wide: Us2LocalizationGuardTests scans all of StageFright.UI + every user-facing exception Message literal in StageFright.Core; froze DataAnnotations ErrorMessage as the one documented carve-out. Guard then flagged App.razor (project root, outside the old 4-dir scope) — localized its 5 error-boundary/not-found literals to 6 new Shared_App_* keys + qps-ploc.",
+      "files": [
+        "tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs",
+        "src/StageFright.UI/App.razor",
+        "src/StageFright.UI/App.razor.cs",
+        "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+        "src/StageFright.UI/Resources/Strings/SharedResource.qps-ploc.resx"
+      ]
+    },
+    "T061": {
+      "status": "DONE",
+      "did": "Added docs/localization/adding-a-language.md — translator/maintainer guide (FR-022, SC-009): resource-file locations table, key-naming scheme, step-by-step add-a-language, partial-language fallback, what-not-to-translate, qps-ploc pseudo-locale, DataAnnotations carve-out, guard-suite enforcement summary, startup resolution + restart notice.",
+      "files": [
+        "docs/localization/adding-a-language.md"
+      ]
+    },
+    "T062": {
+      "status": "DONE",
+      "did": "Refreshed stale docs: CLAUDE.md gains a Localization section (resx locations, @L pattern, LocalizeEnum, MoneyFormatter-not-{0:C}, runtime catalog, restart notice) + Localization module in the list + money-column data-grid note; resource-key-catalog.md updated to past tense (T060 done, repo-wide, ErrorMessage carve-out); spec 007 account-balance contract gets a forward-note that its {0:C} money columns moved to MoneyFormatter.",
+      "files": [
+        "CLAUDE.md",
+        "specs/027-localization-support/contracts/resource-key-catalog.md",
+        "specs/007-account-balance-expense-tab/contracts/account-balance-service-contract.md"
+      ]
+    },
+    "T063": {
+      "status": "DONE",
+      "did": "Ran quickstart.md validation: automated backbone green — guard suite 23/23 (US1/US2 residual-literal now repo-wide, enum coverage, no-C-currency, missing-key logging), integration V21_LocalizationStartup + PluginTextNonEnglishCulture + DB/GL-byte-identical all pass, bUnit LanguagePicker/localized-render pass. Manual-only scenarios (live-app en-AU pixel parity SC-002, live comma-separator money input 3.7) noted as outstanding human verification — not executable headless.",
+      "files": [
+        "specs/027-localization-support/quickstart.md"
+      ]
+    },
+    "T064": {
+      "status": "DONE",
+      "did": "Full dotnet build -t:Rebuild: 0 warnings / 0 errors across all 13 projects. Full dotnet test (no --no-build): 1805 passed, 0 failed, 0 skipped — Reports 217, Core 620, Localization 23, UI 599, Data 154, Integration 192.",
+      "files": [
+        "(repo root)"
+      ]
+    }
+  },
+  "verified": [
+    {
+      "what": "Full solution build after Phase 1+2 changes",
+      "command": "dotnet build StageFrightCommunity.slnx",
+      "result": "Build succeeded, 0 Warning(s), 0 Error(s)",
+      "warnings": [
+        "Transient CS1574 cref-not-resolved on EnumsResource.cs before EnumLocalizationExtensions.LocalizeEnum existed; resolved once T009 landed"
+      ]
+    },
+    {
+      "what": "Full test suite after Phase 1+2 changes (no --no-build)",
+      "command": "dotnet test StageFrightCommunity.slnx",
+      "result": "1693 existing tests passed (597 Core.Tests, 178 Reports.Tests, 580 UI.Tests, 152 Data.Tests, 186 Integration.Tests), 0 failed; StageFright.Localization.Tests has no tests yet (T012 is scanning infrastructure only, no assertions until Phase 3 T015)",
+      "warnings": []
+    },
+    {
+      "what": "Full solution build + full test suite after US1 extraction",
+      "command": "dotnet build StageFrightCommunity.slnx; dotnet test StageFrightCommunity.slnx --no-build",
+      "result": "Build: 0 warnings/0 errors. Tests: 1706 passed / 0 failed (Localization 6, Reports 178, Core 597, UI 587, Data 152, Integration 186)",
+      "warnings": [
+        "GateGuard fact-gate denied first Write/Edit of ~20 files once each (expected on this machine; retried)",
+        "razor-codebehind-check hook false-positives on _Imports.razor (no code-behind) - benign",
+        "SCOPE WARNING hook at 37 files - expected for an extraction sweep"
+      ]
+    },
+    {
+      "what": "US1 localization guard suite (T015)",
+      "command": "dotnet test tests/StageFright.Localization.Tests/",
+      "result": "6/6 pass: completeness (+plural-pair), MemberStatus/Theme enum coverage, residual-literal scan over US1 slice, no-raw-enum, no-C-currency, missing-key warning+neutral fallback"
+    },
+    {
+      "what": "FR-018 bUnit render tests (T016) + existing bUnit suite",
+      "command": "dotnet test tests/StageFright.UI.Tests/",
+      "result": "587/587 pass; 7 new tests assert US1 text resolves via IStringLocalizer keys / LocalizeEnum; 60 pre-existing Member/Shell tests kept green by flipping them to LocalizedTestContext (neutral en-AU values are byte-identical to prior hardcoded copy)"
+    },
+    {
+      "what": "Full solution build + full -t:Rebuild after T032 Rehearsals localization",
+      "command": "dotnet build StageFrightCommunity.slnx -t:Rebuild",
+      "result": "Build succeeded, 0 Warning(s), 0 Error(s)",
+      "warnings": [
+        "GateGuard fact-gate denied first Write/Edit of each file once (expected on this machine; retried succeeds)"
+      ]
+    },
+    {
+      "what": "Full test suite after T032 (no --no-build on first pass, then --no-build re-run)",
+      "command": "dotnet test StageFrightCommunity.slnx",
+      "result": "1714 passed / 0 failed (Localization 9, Reports 178, Core 597, UI 592, Data 152, Integration 186) — up 8 from the US1 baseline of 1706",
+      "warnings": []
+    },
+    {
+      "what": "Rehearsals-scoped localization guard suite (interim, precedes repo-wide T029)",
+      "command": "dotnet test tests/StageFright.Localization.Tests/",
+      "result": "9/9 pass: US1 six + Rehearsals three (baseline-completeness incl. Shared area, residual-literal scan incl. aria-label/placeholder, no-C-currency)"
+    },
+    {
+      "what": "Full solution build + full test suite after T034 (Finance) and T041 groundwork (AgeCalculationService)",
+      "command": "dotnet build StageFrightCommunity.slnx; dotnet test StageFrightCommunity.slnx --no-build",
+      "result": "Build 0 warnings / 0 errors. Tests 1714 passed / 0 failed (Localization 9, Reports 178, Core 597, UI 592, Data 152, Integration 186)",
+      "warnings": [
+        "dotnet-build-on-edit PostToolUse hook fails noisily on each intermediate edit until the module compiles - expected, edits still land",
+        "SCOPE WARNING hook fired repeatedly - expected for a localization extraction sweep",
+        "git LF->CRLF autocrlf warnings on commit - benign"
+      ]
+    },
+    {
+      "what": "Full solution build + full test suite after T039 + T030",
+      "command": "dotnet build StageFrightCommunity.slnx; dotnet test StageFrightCommunity.slnx",
+      "result": "Build 0 warnings / 0 errors. Tests 1733 passed / 0 failed (Reports 195 up from 178, Integration 188 up from 186, Core 597, UI 592, Data 152, Localization 9)",
+      "warnings": [
+        "dotnet-build-on-edit PostToolUse hook fails noisily on each intermediate edit until the project compiles - expected, edits still land",
+        "SCOPE WARNING hook fired repeatedly (33 files) - expected for a Reports-wide localization sweep",
+        "First full-suite run had 1 Integration failure from my new culture-mutating test leaking fr-FR into a parallel test; fixed by running those cases on a dedicated thread, re-run clean"
+      ]
+    },
+    {
+      "what": "Reports.Tests verbatim-transcription parity (existing 178 string-assertion tests)",
+      "command": "dotnet test tests/StageFright.Reports.Tests/",
+      "result": "195/195 pass - every pre-existing assertion on report titles/headings/column headers/total labels stayed green because ReportsResource.resx neutral values are byte-identical to the prior hardcoded English (FR-004)"
+    },
+    {
+      "what": "Full solution build + full test suite after T040/T042/T044",
+      "command": "dotnet build StageFrightCommunity.slnx; dotnet test StageFrightCommunity.slnx",
+      "result": "Build 0 warnings / 0 errors. Tests 1755 passed / 0 failed (Reports 217 up from 195, Integration 188, Core 597, UI 592, Data 152, Localization 9)",
+      "warnings": [
+        "dotnet-build-on-edit PostToolUse hook fails noisily on each intermediate edit until the project compiles - expected, edits still land",
+        "StrategicCompact advisory at ~250k context - noted, not acted on"
+      ]
+    },
+    {
+      "what": "T044 repo-wide C-format display-site sweep",
+      "command": "grep -rn for ToString(\"C\")/{0:C}/FormatString across src/ UI + Reports + Core",
+      "result": "Zero display-site C-format remains in UI or Reports; Finance UI swept in T034; providers use F2; renderers never format currency. Remaining src :C = audit newValue: strings (FR-007 exempt) + MoneyFormatter impl + one T041-owned exception message",
+      "warnings": []
+    },
+    {
+      "what": "T045 DI check for renderer ILocalizer ctor deps (partial - pre-T041)",
+      "command": "grep MauiProgram.cs renderer + ILocalizer registrations; 188 Integration tests on real DI host",
+      "result": "All 5 PDF renderers use plain AddScoped<IX,X>() (no factory lambda) so the new ILocalizer ctor param resolves from AddScoped<ILocalizer,Localizer>(); Integration suite green end-to-end. Must re-verify after T041 adds IStringLocalizer to ~18 service ctors",
+      "warnings": [
+        "T045 not closed - waits on T041"
+      ]
+    },
+    {
+      "what": "dotnet build (full solution) + full dotnet test after localizing user-facing exception messages in the 8 non-Finance Core services",
+      "command": "dotnet build StageFrightCommunity.slnx ; dotnet test StageFrightCommunity.slnx",
+      "result": "Build 0 warnings / 0 errors. Tests: Core 597, Reports 217, UI 592, Localization 11 (+2 new interim guard), Data 152, Integration 188 = 1757 pass / 0 fail",
+      "warnings": [
+        "StageFright.UI.Tests DoesNotRender_FeeColumns/DoesNotRender_FeeOrPaidFields intermittently false-positive on random bUnit GUID substrings containing hex \"fee\" - documented flake, passed on isolated re-run, diff does not touch Events/ParticipationGrid/EventForm"
+      ]
+    },
+    {
+      "what": "Full solution rebuild after T041 Finance + T029 + T045",
+      "command": "dotnet build StageFrightCommunity.slnx -t:Rebuild",
+      "result": "Build succeeded, 0 Warning(s), 0 Error(s)",
+      "warnings": [
+        "dotnet-build-on-edit PostToolUse hook fails noisily on each intermediate edit until the project compiles - expected",
+        "SCOPE WARNING hook fired repeatedly (33 files) - expected for a localization sweep"
+      ]
+    },
+    {
+      "what": "Full test suite (no --no-build after rebuild)",
+      "command": "dotnet test StageFrightCommunity.slnx --no-build",
+      "result": "1765 passed / 0 failed (Localization 19 up from 11, Reports 217, Core 597, UI 592, Data 152, Integration 188)",
+      "warnings": []
+    },
+    {
+      "what": "Finance module unit tests - verbatim wording preserved (FR-004) after routing 41 exception messages through ValidationResource",
+      "command": "dotnet test tests/StageFright.Core.Tests/ --filter FullyQualifiedName~Finance",
+      "result": "260/260 pass - every pre-existing ex.Message substring assertion stayed green because the 39 new ValidationResource neutral values are byte-identical to the prior hardcoded English"
+    },
+    {
+      "what": "Repo-wide US2 localization guard suite (T029)",
+      "command": "dotnet test tests/StageFright.Localization.Tests/",
+      "result": "19/19 pass: baseline completeness, 9-enum coverage + no-raw-enum, residual-literal over US1+US2 UI surface, orphan-satellite, plural-pair + placeholder parity, cross-culture token parity, no-C-currency repo-wide"
+    },
+    {
+      "what": "full solution rebuild (dotnet build -t:Rebuild)",
+      "command": "dotnet build StageFrightCommunity.slnx -t:Rebuild",
+      "result": "Build succeeded — 0 Warning(s), 0 Error(s)",
+      "warnings": []
+    },
+    {
+      "what": "full test suite (no --no-build)",
+      "command": "dotnet test StageFrightCommunity.slnx",
+      "result": "1805 passed, 0 failed, 0 skipped (Localization 23, Core 620, Reports 217, UI 599, Data 154, Integration 192)",
+      "warnings": []
+    },
+    {
+      "what": "Full clean rebuild of every project",
+      "command": "dotnet build StageFrightCommunity.slnx -t:Rebuild",
+      "result": "Build succeeded — 0 Warning(s), 0 Error(s) across all 13 projects",
+      "warnings": []
+    },
+    {
+      "what": "Full test suite, no --no-build",
+      "command": "dotnet test StageFrightCommunity.slnx",
+      "result": "1805 passed, 0 failed, 0 skipped (Reports 217, Core 620, Localization 23, UI 599, Data 154, Integration 192)",
+      "warnings": []
+    },
+    {
+      "what": "Repo-wide residual-literal guard (T060) — first run flagged App.razor, fixed, re-ran green",
+      "command": "dotnet test tests/StageFright.Localization.Tests",
+      "result": "23/23 pass; Should_HaveNoUserFacingLiteral_When_AppSurfaceScanned green after localizing App.razor error-boundary/not-found chrome",
+      "warnings": [
+        "git LF->CRLF normalization notices on edited files — pre-existing repo autocrlf behaviour, benign"
+      ]
+    },
+    {
+      "what": "qps-ploc pseudo-locale regeneration after adding Shared_App_* keys",
+      "command": "python scripts/generate-pseudo-locale.py",
+      "result": "clean; only the 6 new Shared_App_* entries added to SharedResource.qps-ploc.resx, no drift in the other 11 files",
+      "warnings": []
+    }
+  ],
+  "concerns": [
+    {
+      "note": "US1 residual-literal guard uses targeted heuristics (Capitalised multi-word C# literals; text-node/aria/alt/title/placeholder regex), not a Roslyn AST scan. Adequate for the US1 slice but T060 (Polish) must harden it before the repo-wide zero-literal assertion.",
+      "step": "implement"
+    },
+    {
+      "note": "Two minor presentation-only changes vs. exact prior wording: MemberList no-match message drops the <strong> around the search term (now a {SearchTerm} resource placeholder); MembersTile Loading text normalised from Loading... to Loading (ellipsis). Wording preserved; note if a spec/QA pass flags it.",
+      "step": "implement"
+    },
+    {
+      "note": "Three catch blocks in RehearsalList/AttendanceGrid no longer surface raw ex.Message to the user (now Rehearsals_List_LoadError / Shared_Error_Unexpected), matching the US1 MemberForm precedent. PrintRoll still Logger.LogError-s the exception; the load/save failures were never logged before and still are not.",
+      "step": "implement"
+    },
+    {
+      "note": "T041 is only partly done: AgeCalculationService is localized, but the bulk - service-thrown ValidationException/DomainValidationException/ReconciliationException message text across ~18 Core services (AgmService, EventService, EventTypeService, AccountService x6 test-ctor files, BankReconciliationService, FeeService, GeneralJournalService, OpeningBalanceService x5, AttendanceService, BankDeposit/Expense/Income/Payment services, CommitteeOfficeHolderTypeService, SettingsService, SetupService) - remains. Each needs a ValidationResource key set + ctor localizer injection + test call-site fan-out. High blast radius; should be its own session(s).",
+      "step": "implement"
+    },
+    {
+      "note": "T039 localised report PROVIDERS only. Report RENDERERS (T040) still emit hardcoded English chrome: PdfReportRenderer (\"Generated: \", \" UTC\", \"Page \"/\" of \"), AttendanceRollPdfRenderer / AgmResultsPdfRenderer / CheckboxSheetPdfBuilder + the two sheet renderers (titles, \"Name\", \"Present\"/\"Pd\"/\"Attended\"/\"Participated\", date lines). A generated PDF/CSV therefore has localised report BODY but English rendering chrome until T040. CsvReportExporter has no user-facing literals.",
+      "step": "implement"
+    },
+    {
+      "note": "US2 remaining after this session: T041 (service-thrown ValidationException/DomainValidationException message text across ~18 Core services - high test blast radius, own session), T040 (report renderers, above), T042 (verify enum display-site sweep repo-wide - EnumsResource keys already authored in T038, Finance done in T034, Reports done here), T044 (verify repo-wide decimal.ToString(\"C\")/{0:C}/FormatString sweep - Finance done, reports never used C), T045 (DI check for the new ILocalizer ctor deps - MauiProgram AddScoped<IReportProvider,X>() resolves ILocalizer automatically, likely a no-op), T029 (repo-wide guard suite). Then US3 T046-T059, Polish T060-T064.",
+      "step": "implement"
+    },
+    {
+      "note": "T041 is the last open US2 Wave-1 task and is high blast radius (~18 Core services: AgmService, EventService, EventTypeService, AccountService, BankReconciliationService, FeeService, GeneralJournalService, OpeningBalanceService, AttendanceService, BankDeposit/Expense/Income/Payment services, CommitteeOfficeHolderTypeService, SettingsService, SetupService - each needs a ValidationResource key set + ctor IStringLocalizer<ValidationResource> injection + test call-site fan-out). One concrete residual it owns: BankReconciliationService.cs:153 ReconciliationException message still has {Difference:C} + a literal $0.00 - route through MoneyFormatter when localising. Should be its own session(s).",
+      "step": "implement"
+    },
+    {
+      "note": "T045 (DI check) verified only for the renderer ILocalizer ctor deps landed so far; it must be re-run once T041 adds IStringLocalizer<ValidationResource> to ~18 service ctors to confirm none needs a factory-lambda registration. T029 (repo-wide guard suite) is blocked until T041 lands - a residual-literal scan over Core/Exceptions + *ValidationService would hard-fail today.",
+      "step": "implement"
+    },
+    {
+      "note": "US2 T041 is HALF done: Finance services (AccountService, BankDepositService, BankReconciliationService incl. the {workspace.Difference:C} at line 153, ExpensePaymentService, FeeService, GeneralJournalService, IncomeEntryService, OpeningBalanceService, PaymentService) still throw hardcoded ValidationException/ReconciliationException/GLBalanceException messages. Then T045 (DI recheck - non-Finance needed NO MauiProgram change since all 8 are plain AddScoped<I,Impl>) and T029 (repo-wide guard suite) remain. T029 blocked until Finance done.",
+      "step": "implement"
+    },
+    {
+      "note": "3 form-model classes still carry un-localized DataAnnotations ErrorMessage / ValidationResult text: src/StageFright.UI/Pages/Setup/SetupFormModel.cs (Organisation name / Annual fee / Attendance fee / Renewal month / AGM month / Audit retention / Tax rate), src/StageFright.UI/Shared/NewAccountModel.cs (Account name), src/StageFright.UI/Pages/Settings/EventTypesTab.razor.cs NewEventTypeModel (Event type name). Compile-time-constant limitation - excluded from the T029 residual-literal guard and flagged for T060 (guard hardening + strict zero-literal). Needs either a custom localized ValidationAttribute or code-behind validation via ILocalizer.",
+      "step": "implement"
+    },
+    {
+      "note": "MissingKeyLoggingLocalizerFactory logs only on LocalizedString.ResourceNotFound, which does not fire when a key is omitted from an active satellite but present in neutral (ResourceManager resolves it silently). Per-key satellite fallback to en-AU works (no blank/raw key), but is not logged — SC-004 every-fallback-recorded is only partially met. Candidate for T060/Polish.",
+      "step": "implement"
+    },
+    {
+      "note": "App.razor was missed by US2 (T043) — it is at the StageFright.UI project root, outside the Layout/Pages/Modules/Shared dirs the per-phase guard scanned. T060 repo-wide guard caught it; now fixed. Residual: the guard covers all of StageFright.UI + Core Modules/Exceptions, but StageFright.App XAML and StageFright.Reports non-provider/renderer code are still outside its scan.",
+      "step": "implement"
+    },
+    {
+      "note": "Manual live-app verification still outstanding: SC-002 (en-AU pixel-parity across full screen/report inventory) and quickstart 3.7 (entering 1234,50 under a comma-decimal culture round-trips to the same stored decimal) need a human running the MAUI app — not executable headless.",
+      "step": "implement"
+    }
+  ]
+}
diff --git a/specs/027-localization-support/checklists/requirements.md b/specs/027-localization-support/checklists/requirements.md
new file mode 100644
index 00000000..c75ed861
--- /dev/null
+++ b/specs/027-localization-support/checklists/requirements.md
@@ -0,0 +1,39 @@
+# Specification Quality Checklist: Localization Support (Language Resource Files)
+
+**Purpose**: Validate Companion specification completeness before planning
+**Created**: 2026-08-27
+**Feature**: [spec.md](../spec.md)
+
+## Content Quality
+
+- [x] No implementation details (languages, frameworks, APIs)
+- [x] Focused on user value and business needs
+- [x] Written for non-technical stakeholders
+- [x] All mandatory sections completed (User Scenarios, Requirements, Success Criteria)
+
+## Requirement Completeness
+
+- [x] Any [NEEDS CLARIFICATION] markers are genuine ambiguities (≤3) deferred to clarify — not unresolved guesses
+- [x] Each Functional Requirement is a single, testable MUST/SHOULD statement
+- [x] Success criteria are measurable
+- [x] Success criteria are technology-agnostic (no implementation details)
+- [x] All acceptance scenarios are defined
+- [x] Edge cases are identified
+- [x] Scope is clearly bounded
+- [x] Dependencies and assumptions identified
+
+## Feature Readiness
+
+- [x] All functional requirements have clear acceptance criteria
+- [x] User scenarios cover primary flows
+- [x] Feature meets measurable outcomes defined in Success Criteria
+- [x] No implementation details leak into the specification
+
+## Notes
+
+- Self-check pass completed 2026-08-27. All items pass.
+- Amended 2026-08-27 (post-plan): added FR-023 + SC-010 + US3 scenarios/edge cases for "respect the OS display language as the default when a matching resource set ships, else fall back to Australian English". Plan artifacts (`plan.md`, `research.md`, `data-model.md`, `contracts/`) reconciled in the same edit; no new `[NEEDS CLARIFICATION]` introduced.
+- Amended 2026-08-27 (post-plan): added FR-024 + US2 scenario 4 + edge cases + SC-001 clause for "user-facing enum values are localised" (`Enum_<Type>_<Member>` in a shared `EnumsResource` via a `LocalizeEnum` helper; enum identity stays culture-invariant). Plan artifacts reconciled (new `EnumsResource`, `EnumLocalizationExtensions.cs`, Decision 10, enum-coverage / no-raw-enum-display guards); no new `[NEEDS CLARIFICATION]`.
+- One `[NEEDS CLARIFICATION]` marker remains (FR-021): whether immediate in-session language switching is required for v1, or whether "applies on next launch" is acceptable. An informed default ("applies on next launch, with a restart notice") is recorded under Assumptions; the marker is deferred to `/speckit-companion-clarify`.
+- "MAUI Blazor Hybrid", "GL balance", and "endonym" appear in Assumptions / Key Entities as pre-existing product context and domain vocabulary already used across the project's other specs, not as new implementation or design choices.
+- Scope is deliberately staged: P1 proves the extraction pattern on the navigation shell + Members; P2 applies it across all remaining surfaces; P3 adds user-selectable language. Out-of-scope items (plugin text, RTL, report layout redesign, translating user-entered data, translating logs) are listed under Assumptions.
diff --git a/specs/027-localization-support/contracts/localization-contracts.md b/specs/027-localization-support/contracts/localization-contracts.md
new file mode 100644
index 00000000..f162217b
--- /dev/null
+++ b/specs/027-localization-support/contracts/localization-contracts.md
@@ -0,0 +1,210 @@
+# Contracts: Localization Infrastructure
+
+**Feature**: `027-localization-support` | **Date**: 2026-08-27
+
+No REST/CLI surface. These are the C# interfaces, marker types, and the one entity-field change that components, providers, renderers, and tests code against. The spec pins no Verbatim Constraints, so every identifier below is a plan proposal, not a user-pinned string — implementation may refine names as long as the responsibilities hold.
+
+---
+
+## 1. `ILocalizer` — thin facade (project: `StageFright.Core`)
+
+`src/StageFright.Core/Localization/ILocalizer.cs`
+
+```csharp
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Area-agnostic access to localized strings. Wraps IStringLocalizerFactory so that
+/// a missing key for the active culture logs a warning and falls back to the
+/// Australian English (neutral) value — never returns blank or the raw key.
+/// </summary>
+public interface ILocalizer
+{
+    string Get<TResource>(string key);
+    string Get<TResource>(string key, params object[] args);          // named-placeholder formatting
+    string Plural<TResource>(string key, int count, params object[] args);  // resolves key + "_One" / "_Other"
+    string Enum(System.Enum value);                                   // EnumsResource["Enum_" + type.Name + "_" + value] (FR-024)
+}
+```
+
+- Consumers that prefer the framework type inject `IStringLocalizer<TResource>` directly; `ILocalizer` is the convenience wrapper used where an area marker would be noisy (e.g. a loop over report columns).
+- Blazor components expose a `[Inject] IStringLocalizer<TArea> L` in the code-behind; markup reads `@L["Members_List_Title"]`.
+- **Enum display text** (FR-024): `ILocalizer.Enum(value)` — and a `LocalizeEnum` extension method over it — is the only sanctioned way to render an enum value to a user. It resolves `Enum_<EnumTypeName>_<MemberName>` against the shared `EnumsResource` through the same missing-key-logging path. `enum.ToString()` / interpolation of an enum at a display site is a guard-test failure. The enum's name/number stays the culture-invariant identity for storage, sorting, comparison, and `<option value>` / report-filter tokens.
+
+### Implementation
+
+- `MissingKeyLoggingLocalizerFactory : IStringLocalizerFactory` — decorator registered over the default factory from `AddLocalization()`. Delegates creation, wraps each returned `IStringLocalizer` so lookups inspect `LocalizedString.ResourceNotFound`; on `true` it logs `ILogger` `Warning` (`"Missing localization key {Key} for culture {Culture}; fell back to neutral"`) and returns the neutral value.
+- `Localizer : ILocalizer` — resolves `IStringLocalizer<TResource>` from the wrapped factory; `Plural` picks `key + "_One"` when `count == 1` else `key + "_Other"` and formats with `{Count}` bound.
+
+### DI registration (in `MauiProgram.RegisterCoreServices`)
+
+```csharp
+services.AddLocalization();
+// decorate IStringLocalizerFactory with MissingKeyLoggingLocalizerFactory (manual decorator registration)
+services.AddScoped<ILocalizer, Localizer>();
+```
+
+---
+
+## 2. `ILanguageProvider` — startup culture resolution (project: `StageFright.Core`)
+
+`src/StageFright.Core/Contracts/ILanguageProvider.cs`
+
+```csharp
+namespace StageFright.Core.Contracts;
+
+public interface ILanguageProvider
+{
+    /// <summary>
+    /// Resolves the CultureInfo to apply at startup, in order (FR-023):
+    /// (1) an explicit Settings.LanguageCode that names a shipped language;
+    /// (2) otherwise the OS display language, if the catalog has a match by exact
+    ///     culture then by parent language;
+    /// (3) otherwise the default culture (en-AU).
+    /// Never throws; an unresolvable code or OS culture drops to the next step.
+    /// </summary>
+    Task<System.Globalization.CultureInfo> ResolveStartupCultureAsync(CancellationToken ct = default);
+
+    /// <summary>The default (fallback) culture — en-AU.</summary>
+    System.Globalization.CultureInfo DefaultCulture { get; }
+}
+```
+
+```csharp
+namespace StageFright.Core.Contracts;
+
+/// <summary>Reads the operating-system / device display (UI) culture. One-line App-layer seam so
+/// LanguageProvider's resolution ladder is unit-testable without MAUI. Returns CultureInfo.InvariantCulture
+/// (or null) when the platform culture cannot be determined — LanguageProvider then uses en-AU.</summary>
+public interface ISystemCultureProvider
+{
+    System.Globalization.CultureInfo GetUiCulture();
+}
+```
+
+- Implementation `LanguageProvider` (in `Modules/Localization/`) depends on `ISettingsService` + `ISupportedLanguagesCatalog` + `ISystemCultureProvider`.
+- `ISystemCultureProvider` is implemented in `StageFright.App` over the device culture (e.g. `CultureInfo.InstalledUICulture` / the MAUI device culture); a fake is used in tests.
+- Caller: `MauiProgram` startup scope sets `CultureInfo.DefaultThreadCurrentCulture` / `DefaultThreadCurrentUICulture` from the result **before** first Blazor render.
+- An explicit selection is only consulted here for resolution order; it is *not* auto-persisted from the OS language — `LanguageCode` stays `null` until the user actively picks one, so "follow the system language" remains the default behaviour across OS-language changes.
+
+---
+
+## 3. `ISupportedLanguagesCatalog` (project: `StageFright.Core`)
+
+`src/StageFright.Core/Contracts/ISupportedLanguagesCatalog.cs`
+
+```csharp
+namespace StageFright.Core.Contracts;
+
+public interface ISupportedLanguagesCatalog
+{
+    IReadOnlyList<SupportedLanguage> All { get; }          // ordered for the picker
+    SupportedLanguage Default { get; }                     // the IsDefault == true entry (en-AU)
+    SupportedLanguage? Find(string? cultureCode);          // null when code is null/blank/unknown
+}
+```
+
+`SupportedLanguage` value object — see `data-model.md` §2. `SupportedLanguagesCatalog` builds `All` **at runtime** by enumerating the resource cultures actually shipped (neutral `en-AU` + any `<Marker>.<culture>.resx` satellites present in the loaded resource assemblies), endonyms from `CultureInfo.NativeName`, cultures matching the pseudo-locale pattern `qps-*` excluded — there is no hand-maintained list (FR-011, resolved 2026-08-27). v1 yields just `{ "en-AU", "English (Australia)", IsDefault = true }` because no satellite ships. `Find` still resolves `null`/blank/unknown to `null`.
+
+Consumers: `GeneralSettingsTab` and the Setup Wizard language step bind their `<select>` to `All`; `LanguageProvider` uses `Find` / `Default`.
+
+---
+
+## 4. Area resource marker classes
+
+Empty classes whose namespace + name locate the `.resx`. One file each (§3.2.1).
+
+| Project | Marker class | `.resx` location | Owns |
+|---|---|---|---|
+| `StageFright.Core` | `NavigationResource` | `Modules/Localization/Resources/` | menu/tile provider `Title`, `ShortLabel` |
+| `StageFright.Core` | `ValidationResource` | `Modules/Localization/Resources/` | user-facing validation + exception `Message` text |
+| `StageFright.Core` | `EnumsResource` | `Modules/Localization/Resources/` | display text of user-facing enum members — `Enum_<Type>_<Member>` (FR-024); shared so UI and Reports match |
+| `StageFright.Reports` | `ReportsResource` | `Resources/` | report names, filter labels, column headers, section/total labels, PDF fixed annotations |
+| `StageFright.UI` | `SharedResource` | `Resources/Strings/` | cross-cutting actions (Save/Cancel/Close/Yes/No), "Loading…", common table headers |
+| `StageFright.UI` | `DashboardResource` | `Resources/Strings/` | Dashboard page + tiles |
+| `StageFright.UI` | `MembersResource` | `Resources/Strings/` | Members module screens (US1 slice) |
+| `StageFright.UI` | `RehearsalsResource` | `Resources/Strings/` | Rehearsals module screens |
+| `StageFright.UI` | `EventsResource` | `Resources/Strings/` | Events / AGM module screens |
+| `StageFright.UI` | `FinanceResource` | `Resources/Strings/` | Finance module screens |
+| `StageFright.UI` | `SettingsResource` | `Resources/Strings/` | Settings page + tabs (incl. language picker + restart notice) |
+| `StageFright.UI` | `SetupResource` | `Resources/Strings/` | Setup Wizard steps |
+
+Each `.resx` ships: neutral file (= `en-AU` baseline), and `*.qps-ploc.resx` used only by test fixtures. `<NeutralLanguage>en-AU</NeutralLanguage>` is set in each project file. A real added language ships as `<Marker>.<culture>.resx` beside the neutral file and is picked up automatically by the runtime catalog discovery (§3) — no list edit. The `qps-ploc` set is filtered out of the catalog by its `qps-*` name so it never reaches the picker.
+
+---
+
+## 5. Entity field change
+
+`src/StageFright.Core/Entities/Settings.cs` gains:
+
+```csharp
+/// <summary>
+/// Selected display language as a BCP-47 culture id (e.g. "en-AU"). Null until the
+/// user chooses one; null resolves to the default culture (en-AU). Presentation only —
+/// changing it never alters any other stored value (FR-016).
+/// </summary>
+public string? LanguageCode { get; set; }
+```
+
+Migration: `AddLanguageCodeToSettings` (see `data-model.md` §1). `ISettingsService` / `ISettingsRepository` signatures are unchanged — the singleton already round-trips the whole entity.
+
+---
+
+## 6. Blazor consumption pattern (the contract each converted component follows)
+
+`.razor.cs` (code-behind — constitution §4.7):
+
+```csharp
+[Inject] private IStringLocalizer<MembersResource> L { get; set; } = null!;
+```
+
+`.razor` (markup only, no `@code`):
+
+```razor
+<h1>@L["Members_List_Title"]</h1>
+<button>@Shared["Shared_Action_Save"]</button>      @* second IStringLocalizer<SharedResource> Shared *@
+<p>@L["Members_List_CountSummary", Model.Count]</p>   @* named {Count} placeholder *@
+<span>@member.Status.LocalizeEnum()</span>            @* enum display text — never @member.Status.ToString() (FR-024) *@
+<button aria-label="@L["Members_List_AddButtonAriaLabel"]">+</button>  @* aria-label / alt / title are localized too (FR-001); decorative alt="" / aria-hidden are exempt *@
+<td>@Money.Format(fee.Amount)</td>                   @* FR-015 — fixed "$"/"AUD", culture separators; never @fee.Amount.ToString("C") / FormatString="{0:C}" *@
+```
+
+Menu/tile providers (`StageFright.Core`) take `IStringLocalizer<NavigationResource>` via constructor and populate `MenuItem.Title` in `GetMenuItems()`. Report providers (`StageFright.Reports`, T039) take the **`ILocalizer` facade** via constructor rather than `IStringLocalizer<ReportsResource>` — several report titles/subtitles use named-placeholder formatting (`{DateFrom} – {DateTo}`, `Status: {Status} — {Date}`) which only `ILocalizer.Get<ReportsResource>(key, args)` substitutes — and resolve any enum-valued cell through `ILocalizer.Enum(value)` (e.g. `m.Status` in the Member List report, `reconciliation.Status` in the Bank Reconciliation header). Report filter definitions keep the invariant token as the option **value** (`ReportFilterDefinition.Options`, unchanged — still the token compared in `GenerateAsync` and persisted) and carry the localised option **label** in the new parallel `ReportFilterDefinition.OptionLabels` list, populated from `EnumsResource` (`Enum_MemberStatus_Active`) or, for a synthetic option, `ReportsResource` (`Reports_Filter_OptionAll`); `ReportViewer` renders `OptionLabels[i]` when present and falls back to `Options[i]` otherwise. Report renderers (`*PdfRenderer`, `CsvReportExporter`) are localised separately in T040.
+
+---
+
+## 7. Test contract
+
+- `bUnit` `TestContext` fixtures call `Services.AddLocalization()` and register the real `.resx`-backed localizers (or a fake `IStringLocalizer<T>` that echoes keys). Component assertions reference **keys or the localizer**, never hardcoded English (FR-018).
+- `StageFright.Localization.Tests` exposes and enforces the **resource-completeness guard**, the **enum-coverage** / **no-raw-enum-display** guards, the **residual-literal scan** (which also covers `aria-label` / `alt` / `title` attribute values — FR-001), and the **no-`"C"`-currency-format guard** (FR-015) — see `resource-key-catalog.md` §3.
+- Integration: `ILanguageProvider.ResolveStartupCultureAsync` honours a persisted `LanguageCode` (SC-005); a switch leaves DB + GL byte-identical (SC-006); under a non-`en` culture a monetary amount renders with the `"$"` symbol and that culture's separators/grouping (FR-015); the runtime catalog lists only real shipped cultures, never `qps-ploc` (FR-011).
+
+---
+
+## 8. Currency & culture-sensitive number formatting (`MoneyFormatter` — FR-015, resolved 2026-08-27)
+
+`src/StageFright.Core/Localization/MoneyFormatter.cs`
+
+```csharp
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Formats monetary amounts for display. Under spec 027 the amount was ALWAYS Australian
+/// dollars with a fixed "$" / "AUD ". SUPERSEDED BY SPEC 028: the symbol, ISO code and
+/// minor-unit precision now come from the organisation's configured currency
+/// (Settings.CurrencyCode, ISO 4217, default AUD), set once via MoneyFormatter.Configure(...)
+/// at startup; only the decimal separator, digit grouping and symbol placement follow
+/// CultureInfo.CurrentCulture. Never use decimal.ToString("C") / "{0:C}" at a display site —
+/// that substitutes the culture's own currency symbol.
+/// </summary>
+public static class MoneyFormatter   // or ICurrencyFormatter if a seam is wanted for tests
+{
+    static string Format(decimal amount);              // "$1,234.50" (en-AU) · "$1 234,50" (fr-FR)
+    static string FormatWithCode(decimal amount);      // "AUD 1,234.50" — for reports/exports where disambiguation matters
+}
+```
+
+- Built by cloning `CultureInfo.CurrentCulture.NumberFormat` and overriding `CurrencySymbol` to `"$"` (and leaving `CurrencyDecimalDigits` at 2); `CurrencyGroupSeparator` / `CurrencyDecimalSeparator` / `CurrencyPositivePattern` etc. stay the culture's.
+- Consumers: every `.razor` / `.razor.cs` / report provider / PDF-CSV renderer that today calls `decimal.ToString("C")`, `string.Format("{0:C}", …)`, or sets `RadzenDataGridColumn FormatString="{0:C}"` (~34 files) switches to `MoneyFormatter` (Radzen grids use a `Template` or a `FormatString` of `"{0:N2}"` wrapped by the formatter).
+- Dates and plain (non-money) numbers are **not** routed through this — they use `CultureInfo.CurrentCulture` directly via the existing Blazor `InputDate` / `InputNumber` binding.
+- The **no-`"C"`-currency-format guard** (`resource-key-catalog.md` §3) fails the build if a converted file still formats a display amount with `"C"` / `{0:C}`.
diff --git a/specs/027-localization-support/contracts/resource-key-catalog.md b/specs/027-localization-support/contracts/resource-key-catalog.md
new file mode 100644
index 00000000..7c025629
--- /dev/null
+++ b/specs/027-localization-support/contracts/resource-key-catalog.md
@@ -0,0 +1,83 @@
+# Contract: Resource Key Catalog & Guard
+
+**Feature**: `027-localization-support` | **Date**: 2026-08-27
+
+Defines the rules every resource key obeys and the automated guard that enforces coverage. This is a *contract* because the guard test, translators, and every converted call site all depend on it.
+
+---
+
+## 1. Key-naming scheme
+
+`Area_Context_Meaning` — PascalCase segments joined by `_`.
+
+| Segment | Rule | Examples |
+|---|---|---|
+| `Area` | The owning resource marker, minus the `Resource` suffix, or a short module token. One of: `Shared`, `Nav`, `Validation`, `Reports`, `Dashboard`, `Members`, `Rehearsals`, `Events`, `Finance`, `Settings`, `Setup`. | `Nav_`, `Members_`, `Reports_` |
+| `Context` | The screen, section, form, dialog, tile, report, or entity the text belongs to. | `List`, `Form`, `Detail`, `Tile`, `MemberList`, `Wizard` |
+| `Meaning` | What the text *is*, never the text itself. Suffix by role: `…Label`, `…Title`, `…Heading`, `…Placeholder`, `…HelpText`, `…Button`, `…Error`, `…Success`, `…Column<Name>`, `…Required`, `…AriaLabel`, `…Alt`, `…Tooltip`. | `FirstNameLabel`, `SaveButton`, `JoinDateColumn`, `OrganisationNameRequired`, `AddButtonAriaLabel`, `LogoAlt` |
+
+Rules:
+
+1. **Wording-independent** (FR-002). Renaming the copy from "Members" to "People" must not change `Nav_Members`.
+2. **Named placeholders only** (FR-010). Use `{OrganisationName}`, `{Count}`, `{MemberName}` — never bare `{0}`. Each placeholder is listed in the `.resx` entry's `<comment>` with a one-line description.
+3. **Plurals**: a count-dependent string is two keys, `…_One` and `…_Other`, resolved by `ILocalizer.Plural<T>(key, count)`. Example: `Settings_General_AuditRetentionYears_One` = `"{Count} year"`, `_Other` = `"{Count} years"`.
+4. **No composition from fragments**. Do not build a sentence by concatenating `Shared_Word_Member` + `Shared_Word_List`; author the whole sentence as one key so a translator controls word order.
+5. **Shared vs area**: text that is identical and genuinely generic (Save, Cancel, Close, Yes, No, "Loading…", "Actions", "Status") lives once in `Shared_*`. Anything module-specific stays in its area even if today it happens to read the same.
+6. **Casing/spelling**: baseline values keep the current Australian English exactly (FR-004) — "Organisation", "Colour", "Financial Year", "AGM".
+7. **Enum values** (FR-024): every user-facing enum member is one key `Enum_<EnumTypeName>_<MemberName>` (e.g. `Enum_MemberStatus_Active`, `Enum_TaxCode_Standard`) in the shared `EnumsResource`, resolved by the `LocalizeEnum` helper — never `enum.ToString()` at a display site. The enum name/number stays the culture-invariant identity used for storage, sorting, comparison and report-filter **option values**; only the **option label** is localized. Synthetic filter options that are not enum members (e.g. "All") get an ordinary `Reports_Filter_*` key.
+8. **Accessibility text** (FR-001, resolved 2026-08-27): app-authored `aria-label`, image `alt`, and `title`/tooltip attribute values are localized keys like any visible label, with role suffix `…AriaLabel` / `…Alt` / `…Tooltip`. Genuinely decorative or empty attributes — `alt=""`, content inside `aria-hidden`, an `aria-label` that only duplicates adjacent visible (already-localized) text — carry no key and are exempt from the guard.
+9. **Currency / number formatting** (FR-015, resolved 2026-08-27): monetary amounts are **not** resource strings — they are produced by the shared `MoneyFormatter` (`localization-contracts.md` §8), which keeps the `"$"` / `"AUD"` symbol fixed while separators, grouping and placement follow `CultureInfo.CurrentCulture`. Never format a display amount with `.ToString("C")` / `"{0:C}"` / `FormatString="{0:C}"` — that substitutes the active culture's currency symbol. **Superseded by spec 028:** the symbol/code/precision come from the organisation's configured currency (`Settings.CurrencyCode`, default `AUD`), not a hard-coded `"$"`.
+
+---
+
+## 2. Physical layout
+
+```
+StageFright.Core/Modules/Localization/Resources/
+    NavigationResource.cs            NavigationResource.resx            NavigationResource.qps-ploc.resx
+    ValidationResource.cs            ValidationResource.resx            ValidationResource.qps-ploc.resx
+    EnumsResource.cs                 EnumsResource.resx                 EnumsResource.qps-ploc.resx    (shared enum display labels, FR-024)
+StageFright.Reports/Resources/
+    ReportsResource.cs               ReportsResource.resx               ReportsResource.qps-ploc.resx
+StageFright.UI/Resources/Strings/
+    SharedResource.cs                SharedResource.resx                SharedResource.qps-ploc.resx
+    DashboardResource.cs             DashboardResource.resx             …
+    MembersResource.cs               MembersResource.resx              (US1)
+    RehearsalsResource.cs / EventsResource.cs / FinanceResource.cs / SettingsResource.cs / SetupResource.cs   (US2)
+```
+
+- The **neutral** `.resx` (no culture suffix) **is** the `en-AU` baseline (FR-003). Each project sets `<NeutralLanguage>en-AU</NeutralLanguage>`.
+- `*.qps-ploc.resx` is the pseudo-locale (Decision 9). It is **`Content` / test-fixture only** — not embedded as a shipped satellite, and excluded from the runtime-discovered `ISupportedLanguagesCatalog` by its `qps-*` culture name (FR-011). It deliberately omits ~3 keys to exercise fallback.
+- A real future language adds `<Marker>.<culture>.resx` beside the neutral file — nothing else. The runtime catalog discovery (see `data-model.md` §2 / `localization-contracts.md` §3) picks it up and lists it by its `CultureInfo.NativeName`; there is **no** `SupportedLanguage` list to edit (SC-003, FR-011 resolved 2026-08-27).
+
+---
+
+## 3. Guard contract — `StageFright.Localization.Tests` (NEW project)
+
+Test names follow `Should_[ExpectedBehavior]_When_[Condition]`. All are ordinary `dotnet test` tests; failures block merge (constitution §11.0).
+
+| Guard | Behaviour |
+|---|---|
+| **Baseline completeness** (`Should_HaveNeutralEntry_When_KeyReferencedInCode`) | Scan `src/**/*.razor`, `*.razor.cs`, provider/renderer/exception `*.cs` for localizer key usages (`["…"]` on an `IStringLocalizer`, `Get<T>("…")`, `Plural<T>("…")`). For every referenced key, assert the matching neutral `.resx` (by area) contains a `<data name>` entry. Missing ⇒ fail, listing key + file (SC-008 / FR-003). |
+| **No orphan satellite keys** (`Should_ContainOnlyKnownKeys_When_SatelliteResxInspected`) | Every key in any `*.<culture>.resx` (incl. `qps-ploc`) must exist in the neutral set for that area. |
+| **Placeholder parity** (`Should_MatchNeutralPlaceholders_When_SatelliteEntryHasArguments`) | For each key present in both neutral and a satellite, the set of `{Named}` tokens must match. |
+| **Plural pairing** (`Should_HaveBothOneAndOther_When_KeyUsedWithPlural`) | Any key passed to `Plural<T>` must have both `…_One` and `…_Other` in the neutral set. |
+| **Enum coverage** (`Should_HaveEnumKey_When_MemberOfUserFacingEnum`) | For every member of each user-facing enum (`MemberStatus`, `FeeType`, `PaymentMethod`, `PaymentType`, `AccountType`, `TaxCode`, `ReconciliationStatus`, `JournalEntryType`, `Theme` — an explicit allow-list in the test), assert `EnumsResource` neutral has `Enum_<Type>_<Member>`. A new enum member with no key ⇒ fail (FR-024 / SC-008). |
+| **No raw enum display** (`Should_NotCallToString_When_EnumRenderedToUser`) | In converted files, `.ToString()` / interpolation on an enum-typed expression inside markup, a `ReportRow`/`ReportColumn`/`Cells` value, or a `Text`/`Label`/`Heading` assignment ⇒ fail; the site must use `LocalizeEnum` (FR-024). `<select>` option **values** may still be the invariant token. |
+| **Residual-literal scan** (`Should_HaveNoUserFacingLiteral_When_AppSurfaceScanned`) | Assert no user-facing string literal remains — element text nodes, `aria-label` / `alt` / `title` attribute values (FR-001), and `Text`/`Title`/`Label`/`Placeholder`/`Header`/`_errorMessage`/`_successMessage` assignments — plus every user-facing exception `Message` literal in `StageFright.Core`. Allow-list: log-message strings, routes (`"/members"`), CSS classes, format tokens (`"N2"`, `"dd/MM/yyyy"`), enum/filter value **tokens** used as `<option value>` / persisted keys (`"Active"`, `"Active Only"`, `"This FY"`), `data-*` attributes, keys themselves, `nameof(…)` arguments, genuinely decorative `alt=""` / `aria-hidden` subtrees, and DataAnnotations `ErrorMessage` / `IValidatableObject` `ValidationResult` message literals (compile-time constants — a runtime resource lookup with missing-key logging is not possible there; **permanent documented carve-out** per T060, see `docs/localization/adding-a-language.md` §7). Scoped per phase during US1/US2 delivery; **T060 made it repo-wide** — all of `StageFright.UI` (SC-001). |
+| **No culture currency symbol** (`Should_NotUseCFormat_When_AmountRenderedToUser`) | In converted files, a money value formatted with `"C"`, `"C2"`, `{0:C}`, `string.Format(..., "{0:C}")`, or `FormatString="{0:C}"` at a display site ⇒ fail; use `MoneyFormatter` so the symbol stays `"$"` / `"AUD"` while separators follow the culture (FR-015). |
+| **Missing-key logging** (`Should_LogWarningAndFallBack_When_KeyMissingForActiveCulture`) | With `qps-ploc` active and a deliberately-omitted key, `ILocalizer` returns the neutral value and a `Warning` is logged (FR-008 / FR-009 / SC-004). |
+
+The scan helpers (regex/Roslyn) live in the test project only — no production dependency.
+
+**Implemented layout.** The guards ship as `Us1LocalizationGuardTests` (US1 slice — baseline completeness, `MemberStatus`/`Theme` enum coverage, residual-literal, no-raw-enum, no-`"C"`, missing-key logging), the interim per-slice `RehearsalsLocalizationGuardTests` and `Us2ExceptionMessageGuardTests` (US2 T032 / T041 slices), and the repo-wide `Us2LocalizationGuardTests` (T029 — baseline completeness, all-nine-enum coverage + no-raw-enum, residual-literal, orphan-satellite, plural-pair + placeholder parity, cross-culture token parity, no-`"C"` repo-wide). **T060 removed the per-phase scoping**: `Us2LocalizationGuardTests.Should_HaveNoUserFacingLiteral_When_AppSurfaceScanned` now scans the whole `StageFright.UI` project plus every user-facing exception `Message` literal in `StageFright.Core` (folding in `Us2ExceptionMessageGuardTests`' file list), so a literal reintroduced in any converted file fails the run (SC-001). DataAnnotations `ErrorMessage` attribute arguments are the one deliberate, permanent exemption.
+
+---
+
+## 4. Extraction slice lists (bind the residual-literal scan)
+
+**US1 slice** (pattern-fixing): `src/StageFright.UI/Layout/ShellLayout.razor(.cs)`, `ThemeProvider.razor(.cs)`, `src/StageFright.UI/Pages/Members/**`, `src/StageFright.UI/Modules/Members/**`, `src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs`, the Members-related entries in `ValidationResource`, `MemberValidationService` user-facing messages, and — establishing the enum pattern (FR-024) — `EnumsResource` + `LocalizeEnum` with `MemberStatus` (and `Theme`, already shown in the shell) as the first enums converted. Also in the US1 slice: the `aria-label` / `alt` / `title` attribute text in those Members + shell files (FR-001), and `MoneyFormatter` (FR-015) applied to any amount rendered in the Members screens (e.g. `MemberDetail` balances) as the first place the fixed-AUD pattern is proven.
+
+**US2 slices** (repeat the pattern, one module per task group): Dashboard (`Pages/Dashboard`, `Modules/*/*Tile`), Rehearsals, Events/AGM, Finance, Settings, Setup Wizard, `Shared/*`, remaining `*MenuItemProvider` + report providers/renderers + `Core/Exceptions` user-facing messages + `StartupError.razor` + `MainPage.xaml`/`App.xaml` shell strings, and the remaining user-facing enums into `EnumsResource` (`FeeType`, `PaymentMethod`, `PaymentType`, `AccountType`, `TaxCode`, `ReconciliationStatus`, `JournalEntryType`) plus report-filter option labels. Each module's `aria-label` / `alt` / `title` text is converted in the same task group (FR-001), and every remaining `decimal.ToString("C")` / `{0:C}` / `FormatString="{0:C}"` display site (~34 files, concentrated in Finance screens + report providers/renderers) moves to `MoneyFormatter` (FR-015).
+
+**US3**: `Settings.LanguageCode` + migration, `GeneralSettingsTab` + Setup Wizard language step (restart notice — in-session switch is out of scope for v1, FR-021), `ILanguageProvider` resolution ladder (explicit → OS language → `en-AU`, FR-023) + `ISystemCultureProvider` / `SystemCultureProvider`, `MauiProgram` culture wiring, `SupportedLanguagesCatalog` (runtime resource-culture discovery, endonym from `CultureInfo.NativeName`, `qps-*` excluded — FR-011), `qps-ploc` fixtures, `/docs` "adding a language" guide, and refresh of any `specs/**` doc made stale (FR-022).
diff --git a/specs/027-localization-support/data-model.md b/specs/027-localization-support/data-model.md
new file mode 100644
index 00000000..a9061ef4
--- /dev/null
+++ b/specs/027-localization-support/data-model.md
@@ -0,0 +1,87 @@
+# Phase 1 Data Model: Localization Support
+
+**Feature**: `027-localization-support` | **Date**: 2026-08-27
+
+This feature adds **one persisted field** and a handful of build-time / in-memory model types. Resource sets themselves are compile-time assets (`.resx` → satellite assemblies), not database rows.
+
+---
+
+## 1. `Settings.LanguageCode` (persisted — new column)
+
+Added to the existing singleton entity `src/StageFright.Core/Entities/Settings.cs`, next to `Theme`.
+
+| Attribute | Value |
+|---|---|
+| Property | `public string? LanguageCode { get; set; }` |
+| Meaning | The user's chosen display language as a BCP-47 culture identifier, e.g. `en-AU`, `en-US`. |
+| Nullability | Nullable. `null` = never chosen ⇒ the app uses the default culture (`en-AU`). Existing rows and new installs are `null` until the user picks a language (FR-017). |
+| Storage | SQLite `TEXT NULL` on the `Settings` table. No `MaxLength` required; a defensive `HasMaxLength(16)` may be added in the EF configuration. |
+| Default | No SQL default. When `null`, `LanguageProvider` resolves the effective culture at startup — explicit choice → operating-system display language (when a matching catalog language ships) → `en-AU` (see §4). The database never holds the resolved value. |
+| Validation | On save, must be either `null` or a `CultureCode` present in `ISupportedLanguagesCatalog`. An unknown/blank value is coerced to `null` (treated as "use default") rather than rejected, so a downgraded install with an unrecognised code still starts. |
+| Audit | `SettingsService.SaveAsync` already writes an audit entry for changed fields; `LanguageCode` is included automatically (constitution §4.3). |
+| Immutability impact | Presentation-only. FR-016: changing it MUST NOT alter any other stored value or GL balance — covered by an integration test (SC-006). |
+| Display impact | Applying a culture localises **date and number** formatting only. Monetary amounts are always Australian dollars — the `"$"` / `"AUD"` symbol/code is fixed regardless of culture; only the number's separators, grouping and symbol placement follow the region (FR-015, resolved 2026-08-27). Display sites use the shared `MoneyFormatter`, never `decimal.ToString("C")` / `{0:C}` (which would emit the culture's own currency symbol). **Superseded by spec 028:** currency is configurable (`Settings.CurrencyCode`, ISO 4217, default `AUD`); `MoneyFormatter` is configured process-wide at startup and formats with the chosen symbol/code and minor-unit precision — region still drives only separators/grouping/placement. |
+
+### Migration
+
+`dotnet ef migrations add AddLanguageCodeToSettings --project src/StageFright.Data/ --startup-project src/StageFright.App/`
+
+- `Up`: `AddColumn<string>("LanguageCode", "Settings", nullable: true)`.
+- `Down`: `DropColumn("LanguageCode", "Settings")`.
+- Regenerates `StageFrightDbContextModelSnapshot.cs`.
+- Follows the shape of `20260809083931_AddAuditRetentionYearsToSettings`.
+- `Settings.SchemaVersion` bumped (patch) per the existing convention for a settings-shape change (NFR-002).
+
+---
+
+## 2. `SupportedLanguage` (in-memory value object — new)
+
+`src/StageFright.Core/Modules/Localization/SupportedLanguage.cs` — one entry per language the app ships as a user-selectable option.
+
+| Field | Type | Notes |
+|---|---|---|
+| `CultureCode` | `string` | BCP-47 id, e.g. `en-AU`. Matches a shipped neutral or satellite `.resx` set discovered at runtime. |
+| `Endonym` | `string` | The language's name in its own language, shown in the picker (FR-012), e.g. "English (Australia)". **Derived** from `CultureInfo.GetCultureInfo(CultureCode).NativeName` (title-cased) — not authored or stored. |
+| `IsDefault` | `bool` | `true` for the neutral / baseline set (`en-AU`). Used to pre-select and to resolve `null`/unknown `LanguageCode`. |
+
+Immutable (`record` or init-only). Equality by `CultureCode`.
+
+### `ISupportedLanguagesCatalog`
+
+Returns the ordered `IReadOnlyList<SupportedLanguage>`, **built at runtime** (FR-011, resolved 2026-08-27) — there is no hand-maintained list. `SupportedLanguagesCatalog` enumerates the resource cultures the app actually ships: the neutral set (`en-AU`, `IsDefault`) plus every satellite `<Marker>.<culture>.resx` culture present in the loaded resource assemblies, de-duplicated, ordered default-first then by endonym. Endonyms come from `CultureInfo.NativeName`. Cultures whose name matches the pseudo-locale pattern (`qps-*`, e.g. `qps-ploc`) are excluded so the test pseudo-locale never appears in the picker or in FR-023 matching. For v1 this yields exactly one entry (`en-AU`) because no satellite ships. Adding a real language = drop its `<Marker>.<culture>.resx` set in; it is discovered and listed automatically by its `NativeName`, with no code or list change (SC-003). The `qps-ploc` pseudo-locale (Decision 9) is a `.resx` on disk for test fixtures only and is filtered out by the `qps-*` rule.
+
+---
+
+## 3. `LanguageResourceSet` / `ResourceKey` (conceptual — enforced by the guard test, no runtime type)
+
+These are the spec's Key Entities. They exist as `.resx` files + the completeness guard, not as C# entities.
+
+| Concept | Realised as | Rules enforced |
+|---|---|---|
+| **Language Resource Set** | The group of `.resx` files for one culture across all resource-owning projects: the neutral set (= `en-AU` baseline) and any `*.<culture>.resx` satellites. | The neutral set MUST contain every key referenced anywhere in code/markup (FR-003, SC-008). A satellite set MAY be partial; missing keys fall back to neutral (FR-008). A satellite set MUST NOT contain a key absent from neutral (guard test fails). |
+| **Resource Key** | A `<data name="...">` entry, named `Area_Context_Meaning` (see `contracts/resource-key-catalog.md`). | Unique within its area `.resx`. Stable across wording changes (FR-002). Named placeholders only (`{Name}`), documented in the entry's `<comment>` (FR-010). Plural pairs use `_One` / `_Other` suffixes. App-authored accessibility text (`aria-label`, image `alt`, `title`/tooltip) is keyed like any visible label with an `…AriaLabel` / `…Alt` / `…Tooltip` role suffix (FR-001, resolved 2026-08-27); decorative/empty `alt=""` and `aria-hidden` content have no key. |
+| **Enum display label** | An `Enum_<EnumTypeName>_<MemberName>` entry in the shared `EnumsResource` (`StageFright.Core`), one per member of each user-facing enum (`MemberStatus`, `FeeType`, `PaymentMethod`, `PaymentType`, `AccountType`, `TaxCode`, `ReconciliationStatus`, `JournalEntryType`, `Theme`). | The enum's name/number is the culture-invariant identity used for storage, GL, backups, sorting, comparison and `<option value>` / report-filter tokens — never localized (FR-024, FR-016). Only the rendered label is. A new enum member without a key fails the enum-coverage guard. |
+| **Language Preference** | `Settings.LanguageCode` (§1 above) + `LanguageProvider` resolution. | Singleton; read once at startup (Decision 5). Resolves explicit choice → OS display language (matched in the catalog by exact culture, then parent language) → `IsDefault` culture (`en-AU`). |
+
+---
+
+## 4. Resolution flow (no new persisted state)
+
+```
+MauiProgram.CreateMauiApp
+  └─ (after Build, in startup scope)
+       ILanguageProvider.ResolveStartupCultureAsync()
+         ├─ settings = ISettingsService.GetAsync()
+         ├─ explicit = ISupportedLanguagesCatalog.Find(settings?.LanguageCode)   // null unless a shipped language is named
+         │    └─ if explicit != null →  culture = explicit.CultureCode           // (1) explicit choice always wins
+         ├─ else osCulture = ISystemCultureProvider.GetUiCulture()               // OS / device display language
+         │    system = ISupportedLanguagesCatalog.Find(osCulture)
+         │           ?? ISupportedLanguagesCatalog.Find(parentLanguageOf(osCulture))
+         │    └─ if system != null →  culture = system.CultureCode               // (2) OS language, resource set exists
+         ├─ else culture = catalog.Default.CultureCode                           // (3) fallback → "en-AU"
+         └─ CultureInfo.DefaultThreadCurrentCulture   = new CultureInfo(culture)
+            CultureInfo.DefaultThreadCurrentUICulture = new CultureInfo(culture)
+            // any step whose code will not construct a CultureInfo drops to (3)
+```
+
+State transitions for `Settings.LanguageCode`: starts `null` — the app *follows the OS display language* (step 2), or `en-AU` when no matching set ships (step 3). *User picks a language in Settings/Setup* → `"<CultureCode>"` (persisted, restart notice shown) → *applied on next launch*, and from then on the explicit choice wins over the OS language (step 1). The user may set it back to the default entry, storing the explicit `en-AU` code; clearing it (returning to `null`) resumes "follow the OS language". A stored code for a language no longer shipped is treated as `null`.
diff --git a/specs/027-localization-support/plan.md b/specs/027-localization-support/plan.md
new file mode 100644
index 00000000..a0457e71
--- /dev/null
+++ b/specs/027-localization-support/plan.md
@@ -0,0 +1,120 @@
+# Implementation Plan: Localization Support (Language Resource Files)
+
+**Branch**: `027-localization-support` | **Date**: 2026-08-27 | **Spec**: [spec.md](./spec.md)
+
+**Input**: Feature specification from `specs/027-localization-support/spec.md`
+
+**Size**: `oversized` (recorded in `.spec-context.json`) — full plan and all design artifacts, no trimming.
+
+## Summary
+
+Introduce first-class localization to the app by moving every piece of app-authored user-facing text out of `.razor` markup, code-behind, menu/tile providers, report providers/renderers, user-facing exception/validation messages, and the display text of user-facing enum values into per-language resource files, and having each surface read its text through `IStringLocalizer` at render time. Australian English (`en-AU`) is the extracted baseline and the fallback for any missing key. A new nullable `Settings.LanguageCode` column (mirroring how `Settings.Theme` is stored) records an *explicit* display-language choice; at startup the composition root resolves the culture — explicit choice → operating-system display language (when the app ships a matching resource set) → `en-AU` (FR-023) — and sets the process culture before the Blazor host renders, so screens, reports, and date/number formatting all follow it. Monetary amounts are an exception: they stay in Australian dollars — the `"$"` / `"AUD"` symbol/code is fixed regardless of culture, and only the number's separators, grouping and symbol placement follow the region (FR-015, resolved 2026-08-27), which means the ~34 files using raw `.ToString("C")` / `{0:C}` move to a shared fixed-AUD formatter. A language picker is added to the Settings General tab and the Setup Wizard, pre-selecting that resolved default; a change applies on next launch with a restart notice — in-session live switching is **out of scope for v1** (resolved 2026-08-27), though the design leaves a `LanguageProvider` cascading seam so it can be added later without rework.
+
+The technical approach uses `Microsoft.Extensions.Localization` (first-party .NET, added through the central `Directory.Packages.props`) with a **small set of area-scoped resource marker classes** (e.g. `SharedResource`, `NavigationResource`, `MembersResource`, `ValidationResource`, `ReportsResource`) rather than one `.resx` per component, keeping the file count manageable across ~130 components. A thin `ILocalizer`/factory decorator records every missing-key fallback (FR-008/FR-009). Extraction is staged: US1 establishes the pattern end-to-end on the navigation shell plus the Members module; US2 rolls the identical pattern across all remaining surfaces; US3 adds the OS-display-language default (FR-023) and the persisted, user-selectable override, plus a pseudo-locale used only by tests to prove switching and fallback. App-authored accessibility strings (`aria-label`, `alt`, `title`/tooltip — ~119 occurrences across 39 `.razor` files) are extracted alongside visible text (FR-001, resolved 2026-08-27); decorative/empty `alt=""` / `aria-hidden` are exempt. The user-selectable language list is **discovered at runtime** from the resource cultures actually shipped (endonym from `CultureInfo.NativeName`, `qps-*` pseudo-locales filtered out) rather than a hand-maintained catalog (FR-011, resolved 2026-08-27).
+
+## Project Structure
+
+### Documentation (this feature)
+
+```
+specs/027-localization-support/
+├── spec.md
+├── plan.md                # this file
+├── research.md            # Phase 0 — decisions & rationale
+├── data-model.md          # Phase 1 — Settings.LanguageCode, supported-language catalog, resource-set model
+├── contracts/
+│   ├── localization-contracts.md      # ILocalizer facade, resource marker classes, ILanguageProvider, ISupportedLanguagesCatalog, Settings field
+│   └── resource-key-catalog.md        # key-naming scheme + resource-completeness guard contract
+└── checklists/
+    └── requirements.md
+```
+
+### Source code (repository root) — directories/files this feature touches
+
+```
+src/
+├── StageFright.Core/
+│   ├── Entities/Settings.cs                         # + LanguageCode (string?, null ⇒ resolve: OS language → en-AU)
+│   ├── Contracts/
+│   │   ├── ILanguageProvider.cs                     # NEW — resolves culture: explicit choice → OS language → en-AU (FR-023)
+│   │   ├── ISupportedLanguagesCatalog.cs            # NEW — languages discovered at runtime from shipped resource cultures (no hand-maintained list)
+│   │   └── ISystemCultureProvider.cs               # NEW — reads the OS/device display language (impl in StageFright.App)
+│   ├── Modules/Localization/                        # NEW module slice
+│   │   ├── SupportedLanguage.cs                     # NEW — one shipped language (culture id + endonym from CultureInfo.NativeName)
+│   │   ├── SupportedLanguagesCatalog.cs             # NEW — enumerates shipped .resx cultures at runtime; excludes qps-* pseudo-locales (FR-011)
+│   │   ├── LanguageProvider.cs                      # NEW
+│   │   └── Resources/
+│   │       ├── ValidationResource.cs / .resx / .<culture>.resx
+│   │       ├── NavigationResource.cs / .resx / .<culture>.resx
+│   │       └── EnumsResource.cs / .resx / .<culture>.resx        # shared enum display labels (FR-024)
+│   ├── Modules/*/           *MenuItemProvider.cs    # read Title/ShortLabel via IStringLocalizer<NavigationResource>
+│   ├── Exceptions/*.cs                              # user-facing Message text sourced from ValidationResource (types/boundary rules unchanged)
+│   └── Localization/
+│       ├── ILocalizer.cs                            # NEW — thin facade over IStringLocalizerFactory
+│       ├── MissingKeyLoggingLocalizerFactory.cs     # NEW — decorator logging resourceNotFound (FR-009)
+│       ├── EnumLocalizationExtensions.cs            # NEW — LocalizeEnum(this Enum) → EnumsResource (FR-024)
+│       └── MoneyFormatter.cs                        # NEW — fixed-AUD symbol + culture-driven separators/grouping (FR-015); replaces raw "C" / {0:C}
+├── StageFright.Data/
+│   └── Migrations/ 2026XXXXXXXXXX_AddLanguageCodeToSettings.cs (+ .Designer.cs, snapshot update)
+├── StageFright.Reports/
+│   ├── Resources/ReportsResource.cs / .resx / .<culture>.resx   # NEW
+│   ├── Providers/*ReportProvider.cs                 # ReportName / Filters[].Label / fixed section labels via IStringLocalizer<ReportsResource>
+│   └── Rendering/*PdfRenderer.cs, CsvReportExporter.cs           # headers / totals labels / fixed annotations via localizer
+├── StageFright.UI/
+│   ├── _Imports.razor                               # + @using Microsoft.Extensions.Localization
+│   ├── Resources/Strings/                           # NEW — SharedResource, MembersResource, FinanceResource, EventsResource, RehearsalsResource, DashboardResource, SettingsResource, SetupResource (each .cs + .resx + .<culture>.resx + .qps-ploc.resx)
+│   ├── Layout/{ShellLayout,ThemeProvider}.razor(.cs)            # nav labels + (optional) LanguageProvider cascade seam
+│   ├── Pages/**/*.razor + *.razor.cs                # ~65 + ~64 files — text via @L["Key"] / injected localizer, incl. aria-label / alt / title attribute text (FR-001); money via MoneyFormatter not {0:C}
+│   ├── Modules/**/*Tile.razor(.cs)                  # dashboard tile captions
+│   ├── Shared/*.razor(.cs)                          # shared components
+│   └── Pages/Settings/GeneralSettingsTab.razor(.cs) + Pages/Setup/Tabs/*  # language picker + restart notice
+└── StageFright.App/
+    ├── MauiProgram.cs                               # AddLocalization(); ILanguageProvider resolves explicit choice → OS language → en-AU at startup; set CultureInfo.DefaultThreadCurrentCulture/UICulture
+    └── SystemCultureProvider.cs                      # NEW — ISystemCultureProvider over the device/OS UI culture
+
+tests/
+├── StageFright.Core.Tests/Localization/             # LanguageProvider resolution ladder (explicit / OS language / en-AU fallback — FR-023, SC-010), runtime catalog discovery + qps-* exclusion + endonym-from-NativeName (FR-011), missing-key logging, exception-message localization, LocalizeEnum for each user-facing enum (FR-024), MoneyFormatter fixed-AUD symbol + culture separators (FR-015)
+├── StageFright.Data.Tests/                          # AddLanguageCodeToSettings migration round-trip
+├── StageFright.UI.Tests/                            # bUnit TestContext gains AddLocalization(); assertions via keys/localizer (FR-018)
+├── StageFright.Reports.Tests/                       # report labels resolve via ReportsResource
+├── StageFright.Integration.Tests/                   # startup honours persisted LanguageCode (SC-005) and OS language when none stored (SC-010); language switch leaves DB/GL untouched (SC-006)
+└── StageFright.Localization.Tests/  (NEW)           # resource-completeness guard (SC-008) + enum-coverage / no-raw-enum-display guards (FR-024) + residual-literal scan incl. aria-label/alt/title (FR-001, SC-001) + no-"C"-currency-format guard (FR-015), per phase
+```
+
+**Structure Decision**: Keep the established layered/module-slice architecture unchanged. Localization infrastructure is added as a new `Modules/Localization` slice in `StageFright.Core` (contracts, runtime-discovered catalog, provider) plus the existing `StageFright.Core/Localization/` folder for the facade, missing-key decorator, enum helper, and the new `MoneyFormatter` (fixed-AUD display, FR-015), plus a per-project `Resources/` folder in each assembly that owns user-facing text (`StageFright.Core`, `StageFright.Reports`, `StageFright.UI`); the DAL stays centralized (only a new `Settings` column + migration). Resource files are area-scoped marker classes, not per-component, to keep the count near a dozen per culture. App-authored `aria-label` / `alt` / `title` text is extracted like visible text (FR-001).
+
+## Constitution Check
+
+*Constitution `.specify/memory/constitution.md` v2.6.0. Gate before Phase 0; re-checked after Phase 1.*
+
+| Principle | Assessment |
+|---|---|
+| §3.1 Clean Code / simple over clever | **PASS** — one shared mechanism (`IStringLocalizer` + area resx), applied uniformly; no bespoke string framework. |
+| §3.2.1 One class per file (NON-NEGOTIABLE) | **PASS** — each resource marker class, contract, catalog, provider, and decorator is its own file; `.Designer.cs` is tool-generated and exempt by the same rule that exempts EF migration designers. |
+| §3.3 Separation of Concerns | **PASS** — markup calls `@L["Key"]`; resolution/fallback/logging live in the Core localization facade; resource data lives in resx. |
+| §3.4–3.6 Soft-delete / financial immutability / corrections | **PASS** — adds one nullable presentation-only `Settings` column; no financial entity, GL posting, or delete semantics touched. FR-016 forbids any stored-value change on language switch and is covered by an integration test. FR-015 (resolved 2026-08-27) keeps the displayed currency symbol/code fixed at AUD via `MoneyFormatter`, so a region change never restates an amount in another currency — only number separators/placement localise. |
+| §4.1 Layered architecture with module slices | **PASS** — new `Modules/Localization` slice in Core; UI/Reports keep their roles; repositories stay central (only `Settings` migration added). |
+| §4.3 Settings System | **PASS** — display language is an **Application Setting** on the built-in General tab (Core-owned), not an `ISettingsTabProvider` plugin tab. |
+| §4.6 Navigation Menu System | **PASS** — `MenuItem` contract unchanged (no new field); `Title` is still produced when the shell calls `GetMenuItems()` at render time, now from `IStringLocalizer<NavigationResource>`. |
+| §4.7 Blazor Component Patterns (MANDATORY) | **PASS** — localizer is injected in the `.razor.cs` code-behind; `.razor` keeps markup only (`@L["…"]` expressions); no `@code` blocks, no inline `<style>`. |
+| §5 Error Handling & Custom Exceptions | **PASS** — only the *user-facing message text* of exceptions/validation moves to resources; exception types, `CorrelationId`/timestamp properties, and boundary-translation rules (§5.3) are untouched; raw framework exceptions are still wrapped. |
+| §6 Logging & Observability | **PASS** — log/diagnostic text stays English (spec Assumptions); missing-key fallbacks are logged through the existing Serilog pipeline; no new OTel surface. |
+| §7.1 Technology Stack | **PASS** — `Microsoft.Extensions.Localization` is first-party .NET, version-pinned in `Directory.Packages.props`; no Moq, no new JS, no new UI toolkit. |
+| §7.3 Prohibited / §9.2 Prohibited in specs | **PASS** — no custom JavaScript (localization is pure C#); spec carries no code/implementation leakage beyond the pinned baseline culture. |
+| §10 Planning & Implementation Rules | **PASS** — this plan + Phase 0/1 artifacts precede implementation; work is staged by user story. |
+| §11 Testing Standards (§11.0 Non-Negotiable Coverage) | **PASS** — every new/changed path gets tests: provider/catalog/decorator unit tests, migration round-trip, bUnit assertions via keys, report-label tests, startup + no-stored-value integration tests, and a resource-completeness guard that fails the run on a missing baseline key (FR-018 / SC-008). |
+
+No violations → no Complexity Tracking table.
+
+## Phase 0 — Research
+
+See [research.md](./research.md). Resolves: localization mechanism (`IStringLocalizer` + area-scoped resx vs strongly-typed designer vs JSON), resource granularity, key-naming scheme, enum display-text strategy (`Enum_<Type>_<Member>` in a shared `EnumsResource` + a `LocalizeEnum` helper — FR-024), missing-key detection strategy, the startup culture-resolution ladder in MAUI Blazor Hybrid (explicit `Settings.LanguageCode` → OS display language when a matching resource set ships → `en-AU` — FR-023, via an `ISystemCultureProvider` seam), the FR-021 decision (next launch + restart notice; in-session switch out of scope for v1), fixed-AUD currency display via `MoneyFormatter` (FR-015 — Decision 11), runtime discovery of the shipped-language list with endonyms from `CultureInfo.NativeName` and `qps-*` exclusion (FR-011 — Decision 5), accessibility-attribute text in scope (FR-001), culture-invariant handling of GL/stored values, plugin-text boundary, and the pseudo-locale used for test-only proof of switching.
+
+## Phase 1 — Design & Contracts
+
+- [data-model.md](./data-model.md) — `Settings.LanguageCode` field + migration, `SupportedLanguage` catalog entry, and the conceptual `LanguageResourceSet` / `ResourceKey` model the guard test enforces.
+- [contracts/localization-contracts.md](./contracts/localization-contracts.md) — `ILocalizer` facade (incl. `Enum` / the `LocalizeEnum` helper, FR-024), the area resource marker classes (incl. shared `EnumsResource`), `ILanguageProvider` (explicit → OS language → en-AU ladder), `ISupportedLanguagesCatalog`, `ISystemCultureProvider`, and the `Settings` API-surface change.
+- [contracts/resource-key-catalog.md](./contracts/resource-key-catalog.md) — the `Area_Context_Meaning` key-naming scheme (incl. `…AriaLabel` / `…Alt` / `…Tooltip` roles, FR-001) and the resource-completeness / residual-literal / no-`"C"`-currency guard contract.
+- [quickstart.md](./quickstart.md) — runnable validation scenarios: restore/build, run the completeness + residual-literal + guard suite, `en-AU` render parity, pseudo-locale switch + per-key fallback logging, monetary amount shows `$` with culture separators under a non-`en` culture (FR-015), DB/GL byte-identical after a language switch (SC-006), OS-language default when no explicit choice (SC-010).
+
+Post-design constitution re-check (incl. the 2026-08-27 clarifications: FR-021 next-launch-only, FR-015 fixed-AUD display, FR-011 runtime catalog discovery, FR-001 accessibility text): unchanged — all **PASS**, no violations. `MoneyFormatter` is one shared helper (§3.1), its own file (§3.2.1), and keeps financial display culture-invariant in amount while localising only format (§3.4–3.6).
diff --git a/specs/027-localization-support/quickstart.md b/specs/027-localization-support/quickstart.md
new file mode 100644
index 00000000..29a8611a
--- /dev/null
+++ b/specs/027-localization-support/quickstart.md
@@ -0,0 +1,92 @@
+# Quickstart / Validation Guide: Localization Support
+
+**Feature**: `027-localization-support` | **Date**: 2026-08-27
+
+A run-and-check guide that proves the feature end-to-end. It does **not** contain implementation
+code — see [contracts/localization-contracts.md](./contracts/localization-contracts.md),
+[contracts/resource-key-catalog.md](./contracts/resource-key-catalog.md) and
+[data-model.md](./data-model.md) for the shapes and rules, and `tasks.md` for the work items.
+
+Scenarios are grouped by user story so each can be validated as its slice lands.
+
+---
+
+## Prerequisites
+
+- .NET SDK per `global.json`; `dotnet restore` clean.
+- `Microsoft.Extensions.Localization` present in `Directory.Packages.props` and referenced by
+  `StageFright.Core` / `StageFright.Reports` / `StageFright.UI` (see research.md "New dependency").
+- New test project `tests/StageFright.Localization.Tests` in `StageFrightCommunity.slnx`.
+- The `qps-ploc` pseudo-locale `.resx` files exist as **test-fixture content only** (not shipped
+  satellites) and deliberately omit ~3 keys.
+
+## Build & full check (run after every slice)
+
+```bash
+dotnet restore
+dotnet build
+dotnet test                       # includes StageFright.Localization.Tests
+```
+
+Expected: build clean (judge warnings from a full rebuild — see CLAUDE.md); all tests green,
+including the guard suite below.
+
+---
+
+## US1 — extraction pattern proven on the nav shell + Members
+
+| # | Steps | Expected outcome |
+|---|-------|------------------|
+| 1.1 | Run `StageFright.Localization.Tests` **baseline completeness** + **residual-literal** guards scoped to the US1 file list ([resource-key-catalog.md §4](./contracts/resource-key-catalog.md)). | Pass. No user-facing literal — element text, **`aria-label` / `alt` / `title` values** (FR-001), `Text`/`Label`/`Placeholder`/`_errorMessage` assignments — remains in the shell + Members files. Decorative `alt=""` / `aria-hidden` are allowed. |
+| 1.2 | Run the app (`dotnet run --project src/StageFright.App/`) in the default culture; open every Members screen + the nav shell. | Wording is byte-identical to the pre-feature build (SC-002), including Australian spellings ("Organisation"). |
+| 1.3 | Edit one value in the neutral `MembersResource.resx`; rebuild; reopen. | The on-screen text changes with no code change (US1 AS-2). |
+| 1.4 | Run the **enum-coverage** + **no-raw-enum-display** guards for `MemberStatus` / `Theme`. | Pass. `member.Status` renders via `LocalizeEnum()`; no `.ToString()` on an enum at a display site. |
+| 1.5 | Run the **no-`"C"`-currency-format** guard over the US1 files; view a Members balance. | Pass. Amount rendered through `MoneyFormatter` (FR-015), not `.ToString("C")` / `{0:C}`. Symbol is `"$"`. |
+| 1.6 | Run US1 bUnit component tests. | Assertions reference keys / the localizer, not hardcoded English (FR-018); green. |
+
+## US2 — every remaining screen, report and message
+
+| # | Steps | Expected outcome |
+|---|-------|------------------|
+| 2.1 | Run the completeness + residual-literal + enum-coverage + no-`"C"`-currency guards scoped to the full US2 file list. | Pass. Only non-user-facing literals remain (logs, routes, CSS, format tokens, `<option value>` enum tokens, keys). `aria-label` / `alt` / `title` text is all keyed. |
+| 2.2 | Generate **every** report (all 10 `IReportProvider` reports + the print-only sheets) as PDF and CSV. | Titles, column headers, section/subtotal/total labels, fixed annotations all come from `ReportsResource`; wording identical to today (SC-002). No mixed-language output. |
+| 2.3 | Trigger a user-facing validation / domain error in each module. | The message shown comes from `ValidationResource`; Serilog log text may stay English (FR-007). |
+| 2.4 | Inspect the neutral `.resx` set. | One entry per referenced key, including one per user-facing enum member; no defined-but-unused key except deliberately shared ones (US2 AS-5 / SC-008). |
+| 2.5 | Load `StageFright.TestPlugin` under a non-`en` culture. | Plugin's English strings render as-provided; no crash, no blank (FR-020). |
+
+## US3 — right language on open, user can change it
+
+Uses the `qps-ploc` pseudo-locale (test fixtures) as the "second language".
+
+| # | Steps | Expected outcome |
+|---|-------|------------------|
+| 3.1 | Fresh install, `Settings.LanguageCode = null`, OS display language = a culture the app ships **no** set for. Launch. | App presents in Australian English (SC-010, US3 AS-5). |
+| 3.2 | Same, but with a `qps-ploc` set discoverable and OS language mapped to it in a test. Launch. | App presents in the pseudo-locale (US3 AS-4 / SC-010). *In production `qps-*` is filtered from matching, so this is a test-only assertion of the ladder.* |
+| 3.3 | Open the Settings language selector. | Lists each **runtime-discovered** shipped language by its own `CultureInfo.NativeName` endonym, active one indicated (FR-012). `qps-ploc` does **not** appear (FR-011). |
+| 3.4 | Select a different language, confirm. | `Settings.LanguageCode` is persisted immediately; an inline **restart notice** is shown; the running app does **not** re-render in the new language (FR-021 — in-session switch out of scope for v1). Unsaved form input elsewhere is untouched. |
+| 3.5 | Close and reopen the app. | Starts in the chosen language; the explicit choice overrides the OS display language (US3 AS-3 / SC-005). |
+| 3.6 | With the pseudo-locale active (missing ~3 keys), exercise a screen using an omitted key. | Falls back to the Australian English value — never blank, never the raw key — and a `Warning` is logged (FR-008 / FR-009 / SC-004). |
+| 3.7 | Under a non-`en` culture (comma decimal separator), view and enter a monetary amount. | Display shows `"$"` + that culture's separators/grouping (e.g. `$1 234,50`) — **not** `€` or another currency symbol (FR-015). An entered `1234,50` round-trips to the same stored `decimal`. |
+| 3.8 | Snapshot the DB + computed member/GL balances; switch `LanguageCode`; re-resolve; re-snapshot. | Byte-identical stored state and GL balances (FR-016 / SC-006). |
+| 3.9 | Set language back to Australian English; restart. | Original presentation returns exactly (US3 AS / SC-007). |
+| 3.10 | `Settings.LanguageCode` holds a code for a language no longer shipped; launch. | Treated as "no explicit choice" — re-resolved from OS language / `en-AU`, no error (spec Edge Cases). |
+
+---
+
+## Guard suite reference (`StageFright.Localization.Tests`)
+
+All are ordinary `dotnet test` tests; a failure blocks merge. Full behaviour table in
+[resource-key-catalog.md §3](./contracts/resource-key-catalog.md):
+
+- Baseline completeness · No orphan satellite keys · Placeholder parity · Plural pairing
+- Enum coverage · No raw enum display
+- Residual-literal scan (incl. `aria-label` / `alt` / `title`; decorative `alt=""` / `aria-hidden` exempt) — scoped per phase
+- **No culture currency symbol** (`"C"` / `{0:C}` / `FormatString="{0:C}"` at a display site ⇒ fail)
+- Missing-key logging
+
+## Definition of done for the feature
+
+- All guards green; `dotnet build` + full `dotnet test` green.
+- Every screen and report renders identical wording under `en-AU` (SC-002 / SC-007).
+- Adding a language = drop in one `.resx` set → discovered and offered automatically, zero code change (SC-003).
+- `/docs` describes where resource files live and how to add a language; stale `specs/**` docs refreshed (FR-022).
diff --git a/specs/027-localization-support/research.md b/specs/027-localization-support/research.md
new file mode 100644
index 00000000..14339bff
--- /dev/null
+++ b/specs/027-localization-support/research.md
@@ -0,0 +1,162 @@
+# Phase 0 Research: Localization Support
+
+**Feature**: `027-localization-support` | **Date**: 2026-08-27
+
+Baseline finding from codebase investigation: there is **no localization infrastructure today** — zero `.resx`/`.resw`, no `IStringLocalizer`, no `AddLocalization`, no `RequestLocalization`, and no culture is ever set (only `CultureInfo.CurrentCulture` is *read*, in `GeneralSettingsTab.razor`, for currency symbol / month names). User-facing text is ~500–700 literals across ~150 files: 65 `.razor` + 64 `.razor.cs` in `StageFright.UI`, the `*MenuItemProvider` / dashboard-tile providers in `StageFright.Core`, the 11 report providers + PDF/CSV renderers in `StageFright.Reports`, and `Message` text on `StageFright.Core/Exceptions/*` + validation services.
+
+Two facts that the 2026-08-27 Clarifications turn into concrete work items:
+- **Accessibility attribute text is in scope** (FR-001, resolved 2026-08-27): ~119 `aria-label` / `alt` / `title` occurrences across 39 `.razor` files are user-facing literals to extract, on top of the visible-text count above. Genuinely decorative `alt=""` / `aria-hidden` subtrees are exempt.
+- **Currency is displayed via raw `.ToString("C")` / `FormatString="{0:C}"`** in ~34 files (no shared money helper). The `"C"` specifier substitutes `CurrentCulture.NumberFormat.CurrencySymbol`, so under a non-`en-AU` culture it would render e.g. `€`. FR-015 (resolved 2026-08-27) requires those *display* sites to move to a fixed-AUD formatter — see Decision 11.
+
+---
+
+## Decision 1 — Localization mechanism: `Microsoft.Extensions.Localization` (`IStringLocalizer`)
+
+**Decision**: Use the first-party `Microsoft.Extensions.Localization` package. `MauiProgram` calls `builder.Services.AddLocalization()`. Components and services take `IStringLocalizer<TResource>` where `TResource` is an area marker class; `.resx` files sit next to the marker class. The neutral (no-culture-suffix) `.resx` holds the Australian English baseline; additional cultures are `TResource.<culture>.resx` satellite assemblies. `IStringLocalizer` already does parent-culture fallback (`es-ES` → `es` → neutral), which satisfies FR-008.
+
+**Rationale**: It is the framework-standard approach, needs no new UI toolkit or JavaScript (constitution §7.1/§7.3), the `dotnet` build already compiles `.resx` to satellite assemblies, and it works identically in the MAUI Blazor Hybrid `BlazorWebView` (in-process, single culture) as in server Blazor. Translators get plain `.resx` XML — editable in any resx editor or a translation tool — meeting SC-009.
+
+**Alternatives considered**:
+- *Strongly-typed `.resx` designer classes only* (`ResXFileCodeGenerator` → `Strings.Designer.cs`, `Strings.Title`). Rejected as the primary mechanism: the generated accessor throws or returns `""`/key on a missing culture entry rather than transparently falling back, and gives no hook to *record* the miss (FR-009). Kept as an optional convenience layer only if the team wants compile-time key checking, generated over the same `.resx`.
+- *JSON resource files + custom loader*. Rejected: reinvents `IStringLocalizer`, adds a bespoke framework (against §3.1 "simple over clever"), and needs custom parsing/caching/fallback code that must itself be fully tested.
+- *Database-stored strings*. Rejected: makes translation a data-migration problem, complicates backups, and offers no offline translator workflow.
+
+---
+
+## Decision 2 — Resource granularity: a small set of area-scoped marker classes, not per-component `.resx`
+
+**Decision**: ~8 marker classes in `StageFright.UI` (`SharedResource`, `DashboardResource`, `MembersResource`, `RehearsalsResource`, `EventsResource`, `FinanceResource`, `SettingsResource`, `SetupResource`), plus `NavigationResource` and `ValidationResource` in `StageFright.Core`, plus `ReportsResource` in `StageFright.Reports`. Each screen injects the marker for its area; genuinely cross-cutting text (Save, Cancel, Yes/No, "Loading…") lives in `SharedResource`.
+
+**Rationale**: `IStringLocalizer<T>` convention maps `T`'s namespace+name to a `.resx` path. One `.resx` per component would mean ~130 files per culture — unmanageable for translators and for the completeness guard. Area scoping keeps it to ~11 files per culture while still giving each string a clear owner. It also matches the app's existing module-slice organization (§4.1).
+
+**Alternatives considered**:
+- *One global `AppResource.resx`*. Rejected: a single 600-entry file is hard to review, invites key collisions, and forces every project to depend on the project that owns it.
+- *Per-component `.resx`*. Rejected: file-count explosion; churn on every component rename.
+
+---
+
+## Decision 3 — Key naming: `Area_Context_Meaning`, wording-independent
+
+**Decision**: Keys are `PascalCase` segments joined by `_`: `Nav_Members`, `Members_List_Title`, `Members_Form_FirstNameLabel`, `Shared_Action_Save`, `Validation_Member_FirstNameRequired`, `Reports_MemberList_ColumnJoinDate`, `Setup_General_FinancialYearHelpText`. Placeholders are named (`{OrganisationName}`, `{Count}`), never positional-only. Count-dependent text uses explicit `_One` / `_Other` key variants resolved by a tiny helper (`Plural(count, "Key")`), since `.resx` has no native ICU plural support.
+
+**Rationale**: FR-002 requires the key to survive a wording change. `Area_` prefixes make the completeness guard and "which module owns this" trivial. Named placeholders (FR-010) let a translator reorder arguments. The `_One`/`_Other` convention is the minimal thing that covers the app's actual plural cases (e.g. `"{Count} year"` / `"{Count} years"` in `GeneralSettingsTab`) without pulling in an ICU library.
+
+**Alternatives considered**:
+- *Auto-generated keys from source text* (`"Member List" → MemberList`). Rejected: the key changes when the copy changes, defeating FR-002; collisions on short words.
+- *Full ICU MessageFormat via a library*. Rejected for v1: heavier dependency than the handful of plural cases justify; can be layered later behind the same helper.
+
+---
+
+## Decision 4 — Missing-key detection: logging decorator + build/test-time completeness guard
+
+**Decision**: Two layers. (a) Runtime: a `MissingKeyLoggingLocalizerFactory` decorator wraps `IStringLocalizerFactory`; when `IStringLocalizer` returns a `LocalizedString` with `ResourceNotFound == true`, it logs a `Warning` through Serilog with the key and requested culture, then returns the neutral (en-AU) value (FR-008/FR-009). (b) Build/test: a new `StageFright.Localization.Tests` project enumerates every key referenced in code/markup (regex/Roslyn scan for `L["…"]`, `localizer["…"]`, `IStringLocalizer` indexer calls) and asserts each has a neutral `.resx` entry (SC-008), and that each shipped non-neutral `.resx` contains only known keys. A companion residual-literal scan asserts no user-facing string literal remains in the files a given phase has converted (SC-001), scoped per phase so it can go green incrementally.
+
+**Rationale**: The runtime layer protects the end user; the test layer stops a gap ever shipping. Scoping the literal scan per phase lets US1 land green without US2 being done.
+
+**Alternatives considered**:
+- *Fail hard at runtime on a missing key*. Rejected: FR-008 explicitly wants graceful fallback, not a crash.
+- *Only a test-time check*. Rejected: does not satisfy FR-009's "record the fallback" for a locale gap discovered in the field.
+
+---
+
+## Decision 5 — Resolving the startup culture: explicit choice → OS display language → en-AU (MAUI Blazor Hybrid)
+
+**Decision**: In `MauiProgram.CreateMauiApp`, after `builder.Build()` and inside the existing startup scope (alongside `RunStartupSequence`), `LanguageProvider` (Core) resolves the culture to apply in this order, then `MauiProgram` sets `CultureInfo.DefaultThreadCurrentCulture` and `CultureInfo.DefaultThreadCurrentUICulture` to it before the `BlazorWebView` first renders:
+
+1. **Explicit choice** — `settings.LanguageCode` is non-null and names a language in `ISupportedLanguagesCatalog` → use it. Always wins (FR-023, FR-014).
+2. **OS display language** — no explicit choice: read the operating-system UI culture (`CultureInfo.InstalledUICulture`, or the MAUI device culture), and if the catalog has a match by exact culture, then by parent language → use that match (FR-023 / SC-010).
+3. **Fallback** — no explicit choice and no OS match, or the OS culture string will not construct a `CultureInfo` → `catalog.Default` (`en-AU`).
+
+`LanguageProvider` reads the OS culture through a tiny injectable seam (`ISystemCultureProvider`, implemented in the App layer over the device culture) so the whole ladder is unit-testable without MAUI. While `en-AU` is the only shipped catalog entry, step 2 never matches and the effective default stays `en-AU` — but the ladder is built now so adding a language "just works" (SC-003). A `LanguageCode` that names a language no longer shipped is treated as "no explicit choice" and re-resolved from step 2.
+
+`ISupportedLanguagesCatalog` is **not** a hand-maintained list (FR-011, resolved 2026-08-27). Its implementation builds the language set at runtime by enumerating the resource cultures actually shipped — the neutral set (`en-AU`) plus every `<Marker>.<culture>.resx` satellite culture present in the loaded resource assemblies — with each entry's endonym taken from `CultureInfo.GetCultureInfo(code).NativeName`. Cultures whose name matches the pseudo-locale pattern (`qps-*`, e.g. `qps-ploc`) are filtered out so the test pseudo-locale never appears in the picker or in step 2 matching. Dropping in a new satellite `.resx` is therefore sufficient for it to be offered — no code or list edit (SC-003).
+
+**Rationale**: The Hybrid `BlazorWebView` runs in-process on one culture; there is no per-request pipeline. Setting the default thread cultures at composition time is the documented way to make the whole app (Blazor render + QuestPDF + formatting) honour one culture. It mirrors how `Settings.Theme` is read at startup by `ThemeProvider`. Reading the OS language only when no explicit choice is stored keeps the user's saved preference authoritative (FR-023) and means an unchanged install behaves exactly as before while `en-AU` is the only shipped set.
+
+**Alternatives considered**:
+- *Set culture inside a root Blazor component's `OnInitialized`*. Rejected: leaves a first-render flash in the wrong culture and does not cover non-UI code (reports generated from a background path).
+- *`RequestLocalization` middleware*. Not applicable — no ASP.NET request pipeline in Hybrid.
+- *Always follow the OS language, ignoring the stored choice*. Rejected: FR-023 requires an explicit selection to win; a user who picked a language must not have it silently overridden by an OS change.
+- *Auto-adopt (persist) the OS language into `LanguageCode` on first run*. Rejected: that would make a later OS change stop taking effect; keeping `LanguageCode` null until the user actively picks preserves "follow the system" as the default behaviour.
+
+---
+
+## Decision 6 — FR-021: language change applies on next launch, with a restart notice (v1 — resolved)
+
+**Decision**: The Settings/Setup language picker persists `LanguageCode` immediately and shows an inline "Restart the app to finish switching language" notice. No in-session re-render of the whole tree in v1. The design keeps a `LanguageProvider` cascading-component seam (parallel to `ThemeProvider`) so a later story can add live switching by cascading a culture value and re-rendering, without touching the extracted call sites.
+
+**Rationale**: Process-wide culture in Hybrid means a true live switch requires re-initialising every component and re-resolving singletons (menu providers are `AddSingleton`) — real work with real regression surface. The 2026-08-27 Clarifications session **resolved** this: in-session live switching is **out of scope for v1**; only next-launch switching ships (the cascading seam is retained for a future story). Shipping restart-based switching first de-risks Stories 1–2.
+
+**Alternatives considered**:
+- *Force an app restart programmatically on change*. Rejected: abrupt, risks losing unsaved work elsewhere; a notice lets the user choose when.
+- *Block the picker behind "advanced / requires restart" wording only*. Rejected: still needs the same persistence + notice; no simpler.
+
+---
+
+## Decision 7 — Culture-invariant boundary for stored/financial values (FR-016)
+
+**Decision**: Only *display* formatting follows the selected culture. All persistence, serialization, GL math, backup manifests, and EF value conversions continue to use invariant/explicit formats (they already do — amounts are `decimal`, dates are `DateTime` UTC, `SchemaVersion` is a fixed string). Add an integration test that snapshots the DB + computed member/GL balances, switches `LanguageCode`, re-runs the resolve path, and asserts byte-identical stored state (SC-006). Number/date *input* parsing in forms uses the active culture via the existing Blazor `InputNumber`/`InputDate` binding, with tests that a culture using `,` as the decimal separator still round-trips an entered amount.
+
+**Rationale**: The finance constitution (§3.5/§3.6) and FR-016 require stored values to be untouched. The app already stores culture-invariant; this decision is mostly "don't regress that" plus explicit test coverage.
+
+---
+
+## Decision 8 — Plugin-contributed text is out of scope; host renders it as-provided (FR-020)
+
+**Decision**: No change to `StageFright.Plugins.Contracts`. The shell already renders `MenuItem.Title`, tile captions, settings-tab labels, and plugin `ReportName` as plain strings — it keeps doing that verbatim for plugin-supplied values. Only the *MVP* providers (which live in `StageFright.Core`/`StageFright.UI`, not in a plugin) are converted to resource lookups. A test loads the sample `StageFright.TestPlugin` under a non-en culture and asserts the app renders its English strings without error or blanking.
+
+**Rationale**: Plugins own their own text and localization story; forcing a contract change would break the leaf-assembly rule for `StageFright.Plugins.Contracts` and is explicitly a non-goal in the spec.
+
+---
+
+## Decision 9 — Test-only pseudo-locale to prove switching and fallback
+
+**Decision**: Ship a `*.qps-ploc.resx` (or `en-XA`) pseudo-localized set that is present **only in test fixtures / not registered as a user-selectable language** — the runtime catalog discovery (Decision 5 / FR-011) excludes any culture whose name matches the pseudo pattern `qps-*`, so it is never offered in the picker even when the `.resx` is on disk. Each string is derived by bracketing + accenting the neutral value, with a few keys deliberately omitted. Tests use it to prove: selecting a non-baseline culture re-presents the app (SC-003/SC-005), and omitted keys fall back to en-AU and are logged (SC-004).
+
+**Rationale**: Meets SC-003 ("adding a language needs zero code changes, demonstrated end-to-end") without committing the team to translating a real language, which the spec Assumptions place outside this feature. `qps-ploc` is the Windows-standard pseudo-locale and needs no translator.
+
+**Alternatives considered**:
+- *Translate a real second language (e.g. `en-US` or `mi-NZ`)*. Rejected for v1 scope: real translation is a business decision the spec defers; `en-US` differs too little from `en-AU` to prove much.
+
+---
+
+## Decision 10 — Enum display text: `Enum_<Type>_<Member>` keys in a shared `EnumsResource` + a `LocalizeEnum` helper (FR-024)
+
+**Decision**: Every user-facing enum member gets a resource key `Enum_<EnumTypeName>_<MemberName>` — e.g. `Enum_MemberStatus_Active`, `Enum_FeeType_Annual`, `Enum_TaxCode_Standard` — in a new **`EnumsResource`** marker in `StageFright.Core` (not per-area), because the same enums (`MemberStatus`, `FeeType`, `PaymentMethod`, `PaymentType`, `AccountType`, `TaxCode`, `ReconciliationStatus`, `JournalEntryType`, `Theme`) surface in both `StageFright.UI` and `StageFright.Reports` and must read identically. A `LocalizeEnum` extension (`this Enum value` → `IStringLocalizer<EnumsResource>["Enum_" + type.Name + "_" + value]`, routed through the missing-key logging decorator) replaces every `enum.ToString()` / hardcoded switch at a display site. `<select>` option lists that today hardcode enum-like tokens (`["Active","Inactive","Archived","All"]` in the report providers) keep the invariant token as the option **value** and resolve the option **label** through the same keys, with `Reports_Filter_OptionAll` for the synthetic "All". In-scope enums are those actually rendered to a user; `ReportFilterType`, `ReportColumnAlignment`, `DashboardTileSize`, `PlatformThemePreference`, and audit action codes are excluded.
+
+**Rationale**: One predictable key shape the completeness guard enforces (Decision 4). A single shared `EnumsResource` keeps a status label identical on screen and in a printed report and avoids duplicating ~40 enum entries across eight area files. Keeping the enum name/number out of the resource path preserves FR-016 — filter tokens, sort keys, storage and GL are untouched.
+
+**Alternatives considered**:
+- *`[Display(Name=...)]` / `[Description]` attributes on enum members.* Rejected: the attribute argument is a compile-time constant literal — it cannot vary by culture without `[Display(ResourceType=...)]`, which needs generated resource-accessor types and still bypasses the missing-key logging decorator.
+- *A hand-maintained `Dictionary<Enum,string>` per enum.* Rejected: no fallback or logging, duplicates the resx, drifts when a member is added.
+- *Per-area enum keys (e.g. `Members_Status_Active`).* Rejected: the same enum then has two labels that can diverge between the screen and the report.
+
+---
+
+## Decision 11 — Currency display: fixed AUD symbol, culture-driven number format only (FR-015)
+
+**Decision**: Monetary amounts are always presented in Australian dollars. The currency symbol/code (`"$"` / `"AUD"`) is **fixed** regardless of the active UI culture; only the decimal separator, digit grouping and symbol placement of the number follow the selected region. A small shared formatter (`StageFright.Core/Localization/MoneyFormatter` — a static helper or `ICurrencyFormatter`) formats a `decimal` using `CultureInfo.CurrentCulture`'s `NumberFormatInfo` for separators/grouping/placement but overrides the currency symbol to `"$"` (and offers an explicit-`"AUD "` prefix variant for reports/exports where disambiguation matters). Every display site that today calls `decimal.ToString("C")`, `string.Format("{0:C}", …)`, or `RadzenDataGridColumn FormatString="{0:C}"` (~34 files) is converted to this formatter. Dates and plain numbers use the active culture directly via the existing Blazor `InputDate`/`InputNumber` binding.
+
+**Rationale**: The app's money is stored, reconciled and GL-posted in one real currency (AUD). `"C"` formatting substitutes the *culture's* currency symbol — e.g. `€` under `fr-FR` — which would misrepresent an AUD balance and can visually contradict the GL. Keeping the symbol fixed while still localising separators/grouping honours regional number conventions without restating the amount in another currency (consistent with FR-016 and the spec's "financial math and stored values stay culture-invariant" edge case). A single formatter also gives the residual-literal / format guard one thing to enforce.
+
+**Alternatives considered**:
+- *Full `"C"` culture formatting (culture's own currency symbol).* Rejected by the 2026-08-27 Clarifications — misrepresents the currency.
+- *Always emit the ISO code `"AUD 1,234.50"` in every language.* Rejected as the default (heavier for the common single-language case); offered as the opt-in report/export variant only.
+- *Invariant culture for all money (fixed `$` and fixed `.`/`,`).* Rejected: ignores that separators legitimately differ by region, which FR-015 says should follow the selected region.
+
+---
+
+## Resolved unknowns / clarifications
+
+| Spec marker | Resolution |
+|---|---|
+| FR-021 (immediate vs next-launch switch) | **Resolved** in the 2026-08-27 Clarifications session: applies on **next launch + restart notice** (Decision 6); in-session live switching is **out of scope for v1**. A `LanguageProvider` cascading seam is still included so a later story can add it without touching call sites. |
+| Currency display under a non-`en-AU` region (FR-015) | **Resolved** (2026-08-27): amounts stay in Australian dollars — `"$"` / `"AUD"` is fixed; only separators, grouping and symbol placement follow the region. Display sites use a shared fixed-AUD formatter, never `.ToString("C")` / `{0:C}` (Decision 11). |
+| How a new language is registered (FR-011) | **Resolved** (2026-08-27): the app auto-discovers shipped resource cultures at runtime and derives endonyms from `CultureInfo.NativeName` — no hand-maintained list; `qps-*` pseudo-locales excluded by name (Decision 5, data-model §2). |
+| Accessibility text (aria-label / alt / title) in scope (FR-001 / SC-001) | **Resolved** (2026-08-27): in scope and covered by the residual-literal + completeness guards; decorative/empty `alt=""` / `aria-hidden` exempt (Decision 4, key-catalog §1 rule 8 / §3). |
+| Which additional languages ship | None (spec Assumptions). Infrastructure + `qps-ploc` test locale only (Decision 9). |
+| RTL / non-Latin | Out of scope (spec Assumptions); key/resx design does not preclude it. |
+
+## New dependency
+
+`Microsoft.Extensions.Localization` — add `<PackageVersion Include="Microsoft.Extensions.Localization" Version="10.0.x" />` to `Directory.Packages.props` (align the patch with the existing `Microsoft.Extensions.*` 10.0.10 entries), then version-less `<PackageReference>` in `StageFright.UI.csproj`, `StageFright.Reports.csproj`, and `StageFright.Core.csproj` (Core may take `Microsoft.Extensions.Localization.Abstractions` only if the concrete factory is wired from the App layer — decide during Phase 1 contracts). No other new packages.
diff --git a/specs/027-localization-support/spec.md b/specs/027-localization-support/spec.md
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+# Feature Specification: Localization Support (Language Resource Files)
+
+**Feature Branch**: `027-localization-support`
+
+**Created**: 2026-08-27
+
+**Status**: Draft
+
+**Input**: User description: "I would like to add localization support to this app. All current text is in Australian english. Include extracting the current hard coded text and labels to language files and updating the ui to use language files. Stop after creating the plan. Do not commit." — plus follow-up: "the app should respect system localisation settings and use that as the default language if the resource file exists; if not, fall back to Australian English."
+
+## Clarifications
+
+### Session 2026-08-27
+
+- Q: For v1, must a language change take effect immediately while the app is running, or is applying only after a restart acceptable? (FR-021) → A: Applies on next launch only; the user is shown a restart notice at the point of change. In-session live switching is out of scope for v1.
+- Q: When a non-baseline language/region is selected, how are monetary amounts displayed? (FR-015 / FR-016) → A: Amounts stay presented in Australian dollars ("$" / "AUD"); only the decimal separator, digit grouping and currency-symbol placement follow the selected region. The currency symbol/code itself never changes with the UI language. **Superseded by spec 028:** the currency is no longer hard-coded — it is chosen once at first-run setup (`Settings.CurrencyCode`, ISO 4217, default `AUD`/`"$"`), and `MoneyFormatter` renders that configured symbol/code and minor-unit precision; region still drives only separators, grouping and placement.
+- Q: Must a newly added language also be registered in a maintained supported-languages list, or is dropping in its resource set enough? (FR-011 / FR-012 / FR-023) → A: The app auto-discovers the resource sets it ships and derives each language's endonym from its culture metadata; adding a resource set is sufficient, with no code or list change. Test/pseudo locales are excluded from the user-facing selector by naming convention.
+- Q: Are non-visible accessibility strings (aria-label, image alt text, title/tooltip attributes) in scope for extraction? (FR-001 / SC-001) → A: Yes — app-authored aria-label, alt and title/tooltip text is extracted to resources and covered by the SC-001 completeness guard, the same as visible text. Genuinely decorative/empty alt="" and aria-hidden content carry no translatable text and are exempt.
+
+## User Scenarios & Testing *(mandatory)*
+
+### User Story 1 - App text comes from a language resource file, not hardcoded (Priority: P1)
+
+Today every visible label, heading, button caption, placeholder, menu name, validation message and status message is written directly into the screen markup and code. This story replaces that with a single, translatable source: all user-facing text for a defined first slice of the app — the navigation shell plus one complete module (Members) — is moved into language resource files, each entry addressed by a stable identifier, and the screens read their text from those files. What an end user sees is unchanged — the same Australian English wording — but the wording now lives in one place a translator or the team can edit without touching code.
+
+**Why this priority**: Nothing else in the feature is possible until the extraction pattern exists and is proven end-to-end on a real slice. It delivers value on its own: a maintainer can change any wording in that slice in one file, and the app is demonstrably ready to accept a second language.
+
+**Independent Test**: Take the navigation shell and the Members module. Confirm no user-facing literal string remains in their screen, code-behind and provider files (all text comes from resource lookups, including the display text of enumeration values such as member status); the app runs and every screen in that slice shows the same wording as before; and editing a value in the resource file changes what the screen displays after a rebuild.
+
+**Acceptance Scenarios**:
+
+1. **Given** the app running in the baseline language, **When** a user opens any screen in the P1 slice, **Then** every label, heading, button, placeholder, menu entry and validation/status message shown is identical to the pre-change wording.
+2. **Given** a maintainer changes one text value in the baseline language resource file, **When** the app is rebuilt and reopened, **Then** the corresponding on-screen text reflects the new value with no code change.
+3. **Given** a resource key has no entry for the active language, **When** the screen renders, **Then** it shows the baseline (Australian English) value — never a blank, never the raw key — and the gap is recorded where the team can find it.
+4. **Given** automated tests for the P1 slice, **When** they run, **Then** they assert text through resource keys / the resource lookup rather than brittle hardcoded string matches, and they pass.
+
+---
+
+### User Story 2 - Every remaining screen, report and system message is localized (Priority: P2)
+
+Extends Story 1's pattern to the whole application: all other modules (Dashboard, Rehearsals, Events/AGM, Finance, Reports, Settings, Setup Wizard), the shared components, the dashboard tiles, the printable/PDF and CSV reports, and the user-facing text of validation and error/exception messages. After this story there is no user-facing hardcoded string left in the app's own code, and a translator has exactly one set of files to work from to produce a complete new language.
+
+**Why this priority**: This is the bulk of the "extract the current hardcoded text and labels" request, but it is mechanical repetition of a pattern that must first be settled and reviewed in Story 1. Splitting it out lets the design-bearing slice merge before the long tail.
+
+**Independent Test**: Run a repository-wide check for user-facing string literals in the app's own screen, code-behind, module-provider, report-provider/renderer and exception/validation code; confirm the only remaining matches are non-user-facing (log messages, format tokens, CSS classes, routes, keys). Open every screen and generate every report; confirm wording is unchanged from today.
+
+**Acceptance Scenarios**:
+
+1. **Given** the full app, **When** any screen, dialog, dashboard tile, menu, settings tab or setup-wizard step is opened, **Then** all visible text originates from a resource lookup.
+2. **Given** each printable/PDF and CSV report is generated, **Then** its title, column headers, section labels, subtotal/total labels and fixed annotations come from resource lookups and read identically to today.
+3. **Given** an operation raises a validation or domain error that is shown to the user, **Then** the message the user sees comes from a resource lookup; developer-only log text may remain in English.
+4. **Given** a screen or report shows an enumeration value (a status, fee/payment type, account type, tax treatment, reconciliation status, or similar), **When** it renders, **Then** the visible text comes from a resource lookup, while any value used for filtering, sorting, comparison or storage is the unchanged culture-invariant enum identity.
+5. **Given** the baseline language resource files, **When** they are inspected, **Then** they contain an entry for every key used anywhere in the app — including one per user-facing enumeration member — and no key is defined but unused (allowing for deliberately shared keys).
+
+---
+
+### User Story 3 - The app opens in the right language, and a user can change it (Priority: P3)
+
+On first run, with no choice yet made, the app presents itself in the operating system's display language when it ships a resource set for that language, and in Australian English otherwise — the coordinator is not forced to pick a language before the app is usable. A coordinator can then open Settings (and, on first run, the Setup Wizard) and pick the display language explicitly from the list of languages the app ships with. That explicit choice is saved, always wins over the operating-system language, and is applied so the whole app — screens, menus, messages, and culture-sensitive formatting of dates, numbers and currency — presents in the selected language and region.
+
+**Why this priority**: The extraction (Stories 1–2) is the substance of the request and is valuable even with a single language. Honouring the system language and offering an explicit override is the pay-off, but it depends entirely on the resource infrastructure being in place and only becomes observably different from "always Australian English" once a second resource set exists.
+
+**Independent Test**: With at least one non-baseline language available (a real translation or a test/pseudo language): (a) set the operating system's display language to that language, launch a fresh install that has made no explicit choice, and confirm the app starts in it; (b) set the operating system to a language the app ships no set for and confirm the fresh install starts in Australian English; (c) select a language explicitly in Settings, restart, and confirm the choice persisted and overrode the system language; (d) switch back to Australian English and confirm the original presentation returns.
+
+**Acceptance Scenarios**:
+
+1. **Given** more than one shipped language, **When** the user opens the language selector in Settings, **Then** it lists each shipped language by its own name (endonym) and indicates which one is active.
+2. **Given** the user selects a different language and confirms, **When** the app is next launched, **Then** the visible app text and the formatting of dates, numbers and currency present in that language and region; a restart notice is shown at the point of change (FR-021).
+3. **Given** the user has made an explicit language choice, **When** the app is closed and reopened, **Then** the app starts in the chosen language regardless of the operating system's display language.
+4. **Given** a brand-new install, or an install that predates this feature, where no language has been chosen explicitly, **When** the app starts and the operating system's display language matches a shipped resource set, **Then** the app presents in that system language.
+5. **Given** the same no-explicit-choice state, **When** the app starts and the operating system's display language has no matching shipped resource set (or cannot be resolved), **Then** the app presents in Australian English.
+6. **Given** a shipped language is missing some keys, **When** the app runs in it, **Then** the missing pieces fall back to Australian English rather than showing blanks or keys.
+
+---
+
+### Edge Cases
+
+- A key referenced by a screen but absent from the baseline resource file must be caught at build time or test time, never shipped as a blank or a raw key.
+- Text with runtime values (counts, names, amounts, dates) must use ordered or named placeholders so a translator can reposition them; count-dependent wording ("1 year" vs "2 years") must be expressible per language, not hardcoded by appending "s".
+- Very long translated strings must not break layouts — sidebar labels, buttons, table headers, and fixed-width PDF cells in particular.
+- Right-to-left languages and non-Latin typography are not addressed by this feature; the key/resource design must not make adding them later impossible.
+- User-entered data (member names, organisation name, account names, event titles, notes) is never translated — only app-authored chrome and messages.
+- App-authored accessibility text (`aria-label`, image `alt`, `title`/tooltip) is treated as user-facing text and extracted like any visible label; only genuinely decorative or empty accessibility attributes (`alt=""`, `aria-hidden` content) are exempt from the completeness guard.
+- Financial math and stored values stay culture-invariant; only display formatting follows the selected region, and only for dates and numbers — monetary amounts keep the Australian-dollar symbol/code ("$" / "AUD") in every language, with just their separators, grouping and symbol placement localised. Changing language must not alter any stored amount or GL balance. **Superseded by spec 028:** the currency is now the organisation's configured `Settings.CurrencyCode` (ISO 4217, default `AUD`), so `MoneyFormatter` renders the chosen symbol/code and minor-unit precision; the culture-invariance of stored amounts and GL balances is unchanged.
+- Number and date input parsing must accept the selected culture's format without corrupting stored values.
+- An enumeration value that appears both as a user-visible label and as a token for filtering, sorting or persistence (e.g. a member-status report filter, `["Active", "Inactive", "Archived", "All"]`) — only the label is localized; the option/token value stays the culture-invariant enum name, and the two must not be conflated.
+- An enum shown to the user has no dedicated key, or a new enum member is added without one — the completeness guard must fail rather than the app rendering the raw member name.
+- A report generated after a language change reflects the new language and is internally consistent (no mixed-language output).
+- Plugin-contributed text (tiles, settings tabs, menu items, reports from external plugins) is owned by the plugin and is out of scope; the app must not crash or render blank when a plugin supplies only English.
+- Changing the language selection while a screen is open or a workflow is mid-way must not disturb unsaved form input: per FR-021 the change only takes effect on the next launch, and the user is shown the restart notice at the point of change rather than the app switching language under them.
+- The baseline "Australian English" wording (e.g. "Organisation", "Default July — Australian financial year") is preserved verbatim during extraction — extraction is not a copy-editing pass.
+- **System-language default** — "matching resource set" is resolved by exact culture first (e.g. `fr-CA`), then the parent language (`fr`), and only among the resource sets the app actually ships (discovered at runtime per FR-011, test/pseudo locales excluded); anything else is not a match.
+- The operating system's display language changes between launches while no explicit selection is stored — on the next launch the app follows the new system language if a matching resource set is shipped, otherwise it stays on Australian English.
+- The operating system reports a language for which only a *partial* resource set is shipped — that set still counts as "exists" and is used as the default, with per-key fallback to Australian English.
+- The operating system reports a display-language string the platform cannot resolve to a known culture — the app falls back to Australian English without error.
+- A `Settings.LanguageCode` value left over from a downgraded install that names a language no longer shipped is treated as "no explicit choice" and re-resolved from the system language / Australian English.
+
+## Requirements *(mandatory)*
+
+### Functional Requirements
+
+- **FR-001**: The system MUST store all user-facing text authored by the application — labels, headings, button captions, placeholders, menu and tile names, tab names, validation messages, user-visible status/error messages, and app-authored accessibility text (`aria-label`, image `alt` text, and `title`/tooltip attribute values) — in language resource files rather than as literals in markup or code. Genuinely decorative or empty accessibility attributes (`alt=""`, `aria-hidden` content) carry no translatable text and are exempt.
+- **FR-002**: Each piece of user-facing text MUST be addressed by a stable, human-readable key that is independent of the wording, so changing the wording does not change the key.
+- **FR-003**: The application MUST ship with a complete baseline language set for Australian English containing an entry for every key used anywhere in the application.
+- **FR-004**: The baseline extraction MUST preserve the current wording exactly, including Australian spellings and phrasing; it MUST NOT be used as an opportunity to reword copy.
+- **FR-005**: Every screen, dialog, shared component, dashboard tile, navigation entry, settings tab and setup-wizard step MUST obtain its user-facing text — including the accessibility strings named in FR-001 — through a resource lookup at render time.
+- **FR-006**: Every printable/PDF and CSV report MUST obtain its title, column headers, section labels, subtotal/total labels and fixed annotations through a resource lookup.
+- **FR-007**: User-facing validation and domain-error messages MUST be sourced from resource files; purely diagnostic or log-only text MAY remain in English.
+- **FR-008**: When a key has no entry for the active language, the system MUST fall back to the Australian English value and MUST NOT display a blank or the raw key.
+- **FR-009**: The system MUST record every missing-key fallback (via logging and/or a test-detectable signal) so gaps can be found and filled.
+- **FR-010**: Text containing runtime values MUST use ordered or named placeholders so translators can reposition arguments, and count-dependent wording MUST be expressible per language.
+- **FR-011**: The system MUST allow a new language to be added by supplying a new resource set only, with no change to screen or business code and no edit to any hand-maintained language list. The set of offered languages MUST be discovered at runtime from the resource sets the application ships, and each language's display name (endonym) MUST be derived from its culture metadata. Test/pseudo locales MUST be excluded from the user-facing selector by naming convention.
+- **FR-012**: The application MUST expose a language selector in Settings that lists every shipped language by its own endonym and indicates the active one. The list MUST be populated by the runtime discovery of FR-011, not from a maintained list.
+- **FR-013**: The Setup Wizard MUST let a first-run user choose the display language, pre-selecting the default resolved per FR-023.
+- **FR-014**: An explicitly selected language MUST be persisted and MUST be re-applied automatically when the application restarts.
+- **FR-015**: Applying a language MUST update visible text and the culture-sensitive formatting of dates and numbers to the selected language and region. Monetary amounts MUST remain presented in Australian dollars — the currency symbol/code ("$" / "AUD") MUST NOT change with the UI language; only the decimal separator, digit grouping and symbol placement of those amounts follow the selected region. **Superseded by spec 028 (FR-001…FR-006):** the currency symbol/code is no longer fixed at `$`/`AUD` — it is the organisation's `Settings.CurrencyCode` (ISO 4217, chosen at first-run setup, default `AUD`), rendered with its own minor-unit precision by `MoneyFormatter`; applying a language still changes only separators, grouping and symbol placement, never the configured currency.
+- **FR-016**: Changing the language MUST NOT alter any stored value, financial amount or GL balance; only presentation may change.
+- **FR-017**: An existing installation with no stored language preference, and a brand-new installation, MUST run in the default language resolved per FR-023; while Australian English is the only shipped language this resolves to Australian English, with presentation identical to the pre-feature behaviour.
+- **FR-018**: Automated tests for localized surfaces MUST assert text via resource keys or the resource lookup rather than hardcoded string matches, and the test suite MUST include a guard that fails when a used key has no Australian English entry.
+- **FR-019**: The system MUST keep user-entered data (member names, organisation name, account names, event titles, notes, and similar) untranslated.
+- **FR-020**: Plugin-contributed text MUST remain the responsibility of the plugin; the host MUST render plugin-supplied text as-provided and MUST NOT fail when a plugin supplies only one language.
+- **FR-021**: A newly selected language MUST apply on the next application launch; in-session live language switching is out of scope for v1. The system MUST inform the user with a restart notice at the point of change.
+- **FR-022**: Project documentation MUST be updated to describe where resource files live and how to add a language, and any existing `specs/` documentation made stale by the extraction MUST be updated in the same effort.
+- **FR-023**: When no language has been explicitly selected, the system MUST detect the operating system's display language at startup and use it as the default when the application ships a matching resource set — matched by exact culture, then by parent language, and only among the resource sets the application actually ships (the runtime-discovered set of FR-011, excluding test/pseudo locales). When there is no match, or the operating-system language cannot be resolved, the system MUST fall back to Australian English. An explicitly selected language MUST always take precedence over the operating-system language.
+- **FR-024**: The user-facing display text of enumeration values — member status, fee type, payment method and type, account type, tax treatment, reconciliation status, theme, and any other enum shown to a user, including the labels of enum-derived report filter options — MUST be sourced from resource files, keyed by the enumeration type and member (never `enum.ToString()` or a hardcoded switch at the point of display). The enum name or numeric value used for storage, GL, backups, report filter tokens, sorting and comparison MUST remain culture-invariant. Purely internal enums that are never shown to a user (for example report column alignment, dashboard tile size, the platform-theme probe) are out of scope.
+
+### Key Entities *(include when feature involves data)*
+
+- **Language Resource Set**: the collection of key-to-text entries for one language and region (e.g. Australian English). Key attributes: culture identifier (language + region), coverage (which keys it defines), status (shipped / complete / partial). Relationships: exactly one baseline set (Australian English) that every other set falls back to; zero or more additional sets. A set "exists" for matching purposes (FR-023) whether it is complete or partial.
+- **Resource Key**: the stable identifier for one piece of user-facing text. Key attributes: key name, owning area/module, whether it takes runtime arguments, and a description of those arguments. Relationships: referenced by one or more screens, reports or messages; has exactly one entry in the baseline set (mandatory) and an optional entry in each additional set. An enumeration member is addressed like any other key, named for its enumeration type and member (e.g. an `Enum_MemberStatus_Active`-style name).
+- **Language Preference**: the user's chosen display language for this installation. Key attributes: selected culture identifier (may be unset), whether it was explicitly chosen or defaulted. Relationships: a singleton held with the other application settings (alongside the existing theme preference) and read at startup. When unset, the effective language is derived at startup from the operating system's display language (if a matching resource set is shipped) or Australian English otherwise; an explicit value always overrides that derivation.
+
+## Success Criteria *(mandatory)*
+
+### Measurable Outcomes
+
+- **SC-001**: 100% of user-facing text authored by the application is served from language resource files — a repository check finds zero user-facing string literals in the app's own screen, component, provider, report and user-facing-message code (excluding logs, routes, keys, format tokens and styling). This includes the display text of user-facing enumeration values: an `enum.ToString()` or a hardcoded status switch reaching a screen or report counts as a violation. It also includes the values of app-authored `aria-label`, `alt` and `title`/tooltip attributes — a hardcoded literal there is a violation — while genuinely decorative/empty `alt=""` and `aria-hidden` content are exempt.
+- **SC-002**: With Australian English active, every screen and every report renders wording identical to the pre-feature build, verified across the full screen and report inventory.
+- **SC-003**: Adding a complete new language requires adding one resource set and zero code changes — the app discovers it at runtime and lists it in the selector by its endonym automatically — demonstrated end-to-end with a test or pseudo language.
+- **SC-004**: A missing translation key never reaches the user: zero occurrences of blank or raw-key text in any language, 100% fall back to Australian English, and every fallback is recorded.
+- **SC-005**: Selecting a language and restarting the app results in the app presenting in that language — including date and number formatting, and the regional separators/placement of monetary amounts while those amounts stay in Australian dollars — on 100% of attempts.
+- **SC-006**: Changing the display language produces zero changes to stored data, financial amounts or GL balances, verified by comparing persisted state before and after a switch.
+- **SC-007**: An existing install upgraded to this version, with no action taken by the user, shows no user-visible difference from the previous version.
+- **SC-008**: The full automated test suite passes and includes a guard that fails the run if any used resource key lacks an Australian English entry.
+- **SC-009**: A translator can produce a complete new language working only from the resource files and a short written guide, with no access to source code.
+- **SC-010**: On a fresh install with no explicit selection, the app starts in the operating system's display language on 100% of attempts when a matching resource set is shipped, and in Australian English on 100% of attempts when it is not (including when the operating-system language cannot be resolved).
+
+## Assumptions
+
+- "Localization support" means the resource infrastructure plus a complete Australian English (`en-AU`) baseline extraction. No additional production-translated language is in scope; a test/pseudo language is used to prove switching and fallback. Which real languages to add later is a business decision outside this feature.
+- The list of shipped languages is discovered at runtime from the resource sets present in the build (endonyms taken from each culture's own metadata), not from a hand-maintained catalog, so a new language is genuinely a drop-in resource set (FR-011, resolved in Clarifications, Session 2026-08-27). Test/pseudo locales (e.g. a pseudo-localisation culture) are identifiable by their culture name and are excluded from the user-facing selector and from FR-023 system-language matching, while still usable by automated tests.
+- Australian English (`en-AU`) is the ultimate fallback culture and the baseline every resource set falls back to key-by-key. On first run with no explicit selection the effective default is the operating system's display language when the app ships a matching resource set (per FR-023), otherwise `en-AU`. Because `en-AU` is the only shipped language within this feature's scope, the effective first-run default is `en-AU` until more languages are added.
+- "Respect system localisation settings" refers to the operating system / device display (UI) language. It only sets the *default* display language; it never overrides an explicit user selection and never changes the culture-invariant rule for stored and serialized values.
+- The app is a single-user desktop (MAUI Blazor Hybrid) application; "language" is a per-installation preference, not per-user or per-request.
+- The language preference is stored with the other application settings (the singleton settings record), mirroring how the theme preference is stored, and is read once at startup; the operating-system display language is read at the same startup point, and only when no explicit preference is stored.
+- FR-021 (resolved in Clarifications, Session 2026-08-27): a language change takes effect on the next application launch and the user is shown a restart notice when they change it. In-session live switching is out of scope for v1, but the design should leave room to add it later without rework.
+- Culture-sensitive formatting of dates and numbers follows the selected region, and parsing of user input follows the same region; stored and serialized values (database, backups, GL) remain culture-invariant. Monetary amounts are always Australian dollars: the "$" / "AUD" symbol/code is fixed regardless of the UI language, and only the number's separators, grouping and symbol placement follow the selected region (FR-015, resolved in Clarifications, Session 2026-08-27). **Superseded by spec 028:** the currency is no longer hard-coded — it is chosen once at first-run setup (`Settings.CurrencyCode`, ISO 4217, default `AUD`/`"$"`) and `MoneyFormatter` uses that configured symbol/code and minor-unit precision; separators, grouping and placement still follow the region.
+- User-entered content is never translated. Serilog / log output remains English.
+- Localizing an enum value covers its *display* text only. The enum name/number used in storage, GL, backups, report filter tokens, sorting and comparison stays culture-invariant (consistent with FR-016). Several user-facing enums (member status, fee/payment/account types, tax treatment, reconciliation status) appear in both screens and reports, so their labels sit in a shared resource so on-screen and printed text match.
+- Right-to-left layouts and non-Latin typography tuning are not in scope; the key and resource design must not preclude adding them later.
+- Plugin-authored text is out of scope and the plugin contract interfaces are not changed by this feature.
+- Report and PDF layouts may get minor width/wrapping tolerance for longer translated strings, but a responsive redesign of reports is out of scope.
+- The extraction proceeds module by module: Story 1 (navigation shell + Members) settles the pattern, and the same pattern is then applied uniformly across the remaining surfaces.
diff --git a/specs/027-localization-support/tasks.md b/specs/027-localization-support/tasks.md
new file mode 100644
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+++ b/specs/027-localization-support/tasks.md
@@ -0,0 +1,246 @@
+# Tasks: Localization Support (Language Resource Files)
+
+**Branch**: `027-localization-support` | **Date**: 2026-08-27 | **Size**: `oversized` (full phased list)
+
+**Input**: [spec.md](./spec.md), [plan.md](./plan.md), [research.md](./research.md), [data-model.md](./data-model.md), [contracts/localization-contracts.md](./contracts/localization-contracts.md), [contracts/resource-key-catalog.md](./contracts/resource-key-catalog.md)
+
+Line format: `- [ ] **T###** [P?] [US#] Description · exact/file/path`
+`[P]` = independent of the other tasks in its wave (different file, no incomplete dependency). `[US#]` maps to a user story.
+
+**Story order (priority)**: US1 (P1) → US2 (P2) → US3 (P3). US1 is the MVP slice: it settles the extraction pattern end-to-end on the navigation shell + the Members module. US2 rolls the identical pattern across every remaining surface. US3 adds the persisted, OS-aware language selection.
+
+---
+
+## Phase 1: Setup
+
+Shared tooling prerequisites: the localization package, the new guard-test project, and the per-project resx wiring.
+
+**Wave 1 — independent (different files):**
+
+- [x] **T001** [P] Add `<PackageVersion Include="Microsoft.Extensions.Localization" Version="10.0.x" />` (align the patch with the existing `Microsoft.Extensions.*` 10.0.x entries) · `Directory.Packages.props`
+- [x] **T002** [P] Scaffold the new guard-test project `StageFright.Localization.Tests` (xUnit; project refs → `StageFright.Core`, `StageFright.UI`, `StageFright.Reports`) and add it to the solution · `tests/StageFright.Localization.Tests/StageFright.Localization.Tests.csproj`, `StageFrightCommunity.slnx`
+
+**⟶ Wait for Wave 1 to finish, then:**
+
+- [x] **T003** Add the version-less `<PackageReference Include="Microsoft.Extensions.Localization" />` and `<NeutralLanguage>en-AU</NeutralLanguage>` to each resource-owning project · `src/StageFright.Core/StageFright.Core.csproj`, `src/StageFright.Reports/StageFright.Reports.csproj`, `src/StageFright.UI/StageFright.UI.csproj`
+
+---
+
+## Phase 2: Foundational (BLOCKS all user stories)
+
+The one shared localization mechanism every story builds on: area resource marker classes, the missing-key logging decorator (FR-008/FR-009), the `LocalizeEnum` helper (FR-024), `MoneyFormatter` (FR-015), the DI wiring, and the test harness. **No user-story work starts until this phase is done.**
+
+**Wave 1 — independent (different projects), create empty marker + neutral `.resx` per area:**
+
+- [x] **T004** [P] Core area markers `NavigationResource`, `ValidationResource`, `EnumsResource` — one `.cs` file each + an empty neutral `.resx` each · `src/StageFright.Core/Modules/Localization/Resources/`
+- [x] **T005** [P] Reports area marker `ReportsResource` — `.cs` + empty neutral `.resx` · `src/StageFright.Reports/Resources/ReportsResource.cs` (+ `.resx`)
+- [x] **T006** [P] UI area markers `SharedResource`, `DashboardResource`, `MembersResource`, `RehearsalsResource`, `EventsResource`, `FinanceResource`, `SettingsResource`, `SetupResource` — one `.cs` file each + an empty neutral `.resx` each · `src/StageFright.UI/Resources/Strings/`
+
+**⟶ Wait for Wave 1 (markers must exist for `IStringLocalizer<T>` to bind), then:**
+
+**Wave 2 — independent (different files):**
+
+- [x] **T007** [P] `ILocalizer` facade + `Localizer` implementation (`Get<T>`, `Get<T>(args)`, `Plural<T>`, `Enum`) · `src/StageFright.Core/Localization/ILocalizer.cs`, `src/StageFright.Core/Localization/Localizer.cs`
+- [x] **T008** [P] `MissingKeyLoggingLocalizerFactory : IStringLocalizerFactory` — decorator over the default factory; on `LocalizedString.ResourceNotFound` logs a Serilog `Warning` and returns the neutral (en-AU) value (FR-008/FR-009) · `src/StageFright.Core/Localization/MissingKeyLoggingLocalizerFactory.cs`
+- [x] **T009** [P] `EnumLocalizationExtensions.LocalizeEnum(this Enum)` → `EnumsResource["Enum_<Type>_<Member>"]` routed through the logging decorator (FR-024) · `src/StageFright.Core/Localization/EnumLocalizationExtensions.cs`
+- [x] **T010** [P] `MoneyFormatter` — `Format` / `FormatWithCode`; clones `CultureInfo.CurrentCulture.NumberFormat`, forces `CurrencySymbol` to `"$"` / `"AUD "`, keeps culture separators/grouping/placement (FR-015) · `src/StageFright.Core/Localization/MoneyFormatter.cs`
+- [x] **T011** [P] Add `@using Microsoft.Extensions.Localization` and `@using StageFright.Core.Localization` · `src/StageFright.UI/_Imports.razor`
+- [x] **T012** [P] Guard-test scan helpers (Roslyn/regex): localizer-key-usage extraction, `.resx` `<data name>` parsing, user-facing-enum member enumeration — infrastructure only, no assertions yet · `tests/StageFright.Localization.Tests/Scanning/`
+- [x] **T013** [P] bUnit test base: `Services.AddLocalization()` + register the real `.resx`-backed `IStringLocalizer<T>` (or a key-echo fake) so component tests assert via keys/localizer, not English (FR-018) · `tests/StageFright.UI.Tests/` (shared `TestContext` base)
+
+**⟶ Wait for T007 + T008, then:**
+
+- [x] **T014** DI wiring in the composition root: `services.AddLocalization()`, decorate `IStringLocalizerFactory` with `MissingKeyLoggingLocalizerFactory`, `services.AddScoped<ILocalizer, Localizer>()` · `src/StageFright.App/MauiProgram.cs` (`RegisterCoreServices`)
+
+---
+
+## Phase 3: User Story 1 — App text comes from a language resource file, not hardcoded (P1)
+
+**Goal**: Move every user-facing literal in the navigation shell + the complete Members module into resources, read through `IStringLocalizer` at render time, with the extraction pattern (key scheme, code-behind injection, enum + money handling, guard + bUnit tests) proven and reviewable on this one real slice.
+
+**Independent Test**: No user-facing literal remains in the shell/Members `.razor`, `.razor.cs` and provider files (incl. `aria-label`/`alt`/`title` and enum display text such as member status); every shell + Members screen shows the same Australian English wording as before; editing a value in `MembersResource.resx` changes the screen after a rebuild; a missing key falls back to en-AU and is recorded.
+
+### Tests (write to fail first — FR-018, constitution §11.0)
+
+- [x] **T015** [US1] US1 guard suite in `StageFright.Localization.Tests`: baseline-completeness (`Should_HaveNeutralEntry_When_KeyReferencedInCode`), residual-literal scan **scoped to the US1 slice file list** (incl. `aria-label`/`alt`/`title` — FR-001), enum-coverage for `MemberStatus` + `Theme` + no-raw-enum-display, no-`"C"`-currency scoped to US1 files (FR-015), missing-key logging/fallback (`Should_LogWarningAndFallBack_When_KeyMissingForActiveCulture`, FR-008/FR-009/SC-004) · `tests/StageFright.Localization.Tests/`
+- [x] **T016** [US1] bUnit tests for `ShellLayout`, `ThemeProvider` and the Members pages/components asserting rendered text via `IStringLocalizer` keys, not hardcoded English (FR-018) · `tests/StageFright.UI.Tests/`
+
+### Implementation
+
+**Wave 1 — independent (different `.resx` files), author en-AU entries verbatim (FR-003/FR-004):**
+
+- [x] **T017** [P] [US1] Shell chrome + `MemberMenuItemProvider` `Title`/`ShortLabel` keys · `src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx`
+- [x] **T018** [P] [US1] Every Members screen/component string — labels, headings, buttons, placeholders, help text, `aria-label`/`alt`/`title` (FR-001), status/success/error · `src/StageFright.UI/Resources/Strings/MembersResource.resx`
+- [x] **T019** [P] [US1] `MemberValidationService` + Members-related user-facing exception `Message` text · `src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx`
+- [x] **T020** [P] [US1] `Enum_MemberStatus_*` and `Enum_Theme_*` entries verbatim (FR-024) · `src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx`
+- [x] **T021** [P] [US1] Cross-cutting actions used by the shell + Members (Save/Cancel/Close/Yes/No/"Loading…"/"Actions"/"Status") · `src/StageFright.UI/Resources/Strings/SharedResource.resx`
+
+**⟶ Wait for the resx entries to exist, then convert the call sites:**
+
+**Wave 2 — independent (different files):**
+
+- [x] **T022** [P] [US1] Inject `IStringLocalizer<NavigationResource>` (+ `SharedResource`) in the code-behind; replace all literals incl. `aria-label`/`title` (FR-001); theme labels via `Theme.LocalizeEnum()` · `src/StageFright.UI/Layout/ShellLayout.razor` + `ShellLayout.razor.cs`
+- [x] **T023** [P] [US1] Replace theme/enum display text via `LocalizeEnum` / injected localizer · `src/StageFright.UI/Layout/ThemeProvider.razor` + `ThemeProvider.razor.cs`
+- [x] **T024** [P] [US1] Constructor-inject `IStringLocalizer<NavigationResource>`; set `MenuItem.Title`/`ShortLabel` from resources in `GetMenuItems()` · `src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs`
+- [x] **T025** [P] [US1] Source user-facing validation/error messages from `IStringLocalizer<ValidationResource>` (exception types + boundary rules unchanged) · `src/StageFright.Core/Modules/Members/` (`MemberValidationService` + Members exception message text)
+- [x] **T026** [P] [US1] Inject `IStringLocalizer<MembersResource>` in each code-behind; `@L["…"]` in markup; `member.Status.LocalizeEnum()` for status; `MoneyFormatter.Format(...)` for balances (FR-015); localize `aria-label`/`alt`/`title` (FR-001) · `src/StageFright.UI/Pages/Members/*.razor` + `*.razor.cs`
+- [x] **T027** [P] [US1] Inject localizer; convert captions/tile text · `src/StageFright.UI/Modules/Members/**`
+
+**⟶ Wait for Wave 2, then:**
+
+- [x] **T028** [US1] Confirm the Members provider/service registrations resolve `IStringLocalizer<T>` from DI; update any factory-lambda registration that now needs it · `src/StageFright.App/MauiProgram.cs` (`RegisterCoreServices`)
+
+**Checkpoint US1**: The navigation shell and the Members module are fully localized — same en-AU wording, all from resources; the US1-scoped guard suite and Members/shell bUnit tests are green; the extraction pattern is settled and independently demoable. US2 can now repeat it mechanically.
+
+---
+
+## Phase 4: User Story 2 — Every remaining screen, report and system message is localized (P2)
+
+**Goal**: Apply the US1 pattern to the whole app — Dashboard, Rehearsals, Events/AGM, Finance, Settings, Setup Wizard, shared components, dashboard tiles, all 11 PDF/CSV reports, the remaining menu providers, and the user-facing text of validation/exception messages — plus every remaining user-facing enum and every remaining `"C"`-formatted money display site. After this phase no user-facing hardcoded string remains in the app's own code.
+
+**Independent Test**: A repository-wide residual-literal scan over the US1 + US2 file lists finds only non-user-facing matches (logs, routes, CSS, format tokens, `<option value>`/filter tokens, keys). Open every screen and generate every report: wording is unchanged from today; every enum renders via a lookup while its filter/sort/storage token stays the culture-invariant enum identity.
+
+### Tests (write to fail first)
+
+- [x] **T029** [US2] Extend the guard suite to the full app: residual-literal scan over the US2 file list, enum-coverage for `FeeType`/`PaymentMethod`/`PaymentType`/`AccountType`/`TaxCode`/`ReconciliationStatus`/`JournalEntryType` + no-raw-enum-display, no-orphan-satellite-keys, placeholder-parity, plural-pairing, no-`"C"`-currency repo-wide (FR-024/FR-010/FR-015, SC-001/SC-008) · `tests/StageFright.Localization.Tests/`
+- [x] **T030** [US2] Report-label tests (`ReportsResource` resolves report names/headers/section+total labels — FR-006) and a plugin-under-non-`en` test asserting `StageFright.TestPlugin` English strings render without error or blanking (FR-020) · `tests/StageFright.Reports.Tests/`, `tests/StageFright.Integration.Tests/`
+
+### Implementation
+
+**Wave 1 — independent (different files/modules); each task authors its area `.resx` en-AU entries verbatim **and** converts that area's call sites (localizer inject in code-behind, `@L["…"]`, `aria-label`/`alt`/`title` per FR-001, `LocalizeEnum`, `MoneyFormatter`):**
+
+- [x] **T031** [P] [US2] Dashboard page + tiles · `src/StageFright.UI/Resources/Strings/DashboardResource.resx`, `src/StageFright.UI/Pages/Dashboard/**`, `src/StageFright.UI/Modules/*/*Tile.razor(.cs)`
+- [x] **T032** [P] [US2] Rehearsals module · `src/StageFright.UI/Resources/Strings/RehearsalsResource.resx`, `src/StageFright.UI/Pages/Rehearsals/**`
+- [x] **T033** [P] [US2] Events / AGM module · `src/StageFright.UI/Resources/Strings/EventsResource.resx`, `src/StageFright.UI/Pages/Events/**` (+ AGM pages)
+- [x] **T034** [P] [US2] Finance module (heavy `MoneyFormatter` migration + `LocalizeEnum` for fee/payment/account/tax/recon enums) · `src/StageFright.UI/Resources/Strings/FinanceResource.resx`, `src/StageFright.UI/Pages/Finance/**`
+- [x] **T035** [P] [US2] Settings page + tabs (excluding the language picker — US3) · `src/StageFright.UI/Resources/Strings/SettingsResource.resx`, `src/StageFright.UI/Pages/Settings/**`
+- [x] **T036** [P] [US2] Setup Wizard steps (excluding the language step — US3) · `src/StageFright.UI/Resources/Strings/SetupResource.resx`, `src/StageFright.UI/Pages/Setup/**`
+- [x] **T037** [P] [US2] Shared components + remaining cross-cutting text · `src/StageFright.UI/Resources/Strings/SharedResource.resx`, `src/StageFright.UI/Shared/*.razor(.cs)`
+- [x] **T038** [P] [US2] Remaining `*MenuItemProvider` `Title`/`ShortLabel` · `src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx`, `src/StageFright.Core/Modules/*/*MenuItemProvider.cs`
+- [x] **T039** [P] [US2] Report providers — `ReportName`, filter labels, section labels; filter **option values** stay invariant tokens, **labels** via `EnumsResource` / `Reports_Filter_OptionAll` · `src/StageFright.Reports/Resources/ReportsResource.resx`, `src/StageFright.Reports/Providers/*ReportProvider.cs`
+- [x] **T040** [P] [US2] Report renderers — column headers, subtotal/total labels, fixed annotations via `IStringLocalizer<ReportsResource>`; enum cells via `LocalizeEnum`; amounts via `MoneyFormatter.FormatWithCode` · `src/StageFright.Reports/Rendering/*PdfRenderer.cs`, `src/StageFright.Reports/Rendering/CsvReportExporter.cs`
+- [x] **T041** [P] [US2] User-facing exception `Message` text + remaining validation services → `ValidationResource` (types / `CorrelationId` / boundary-wrapping rules unchanged) · `src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx`, `src/StageFright.Core/Exceptions/*.cs`, remaining `*ValidationService`
+- [x] **T042** [P] [US2] Remaining user-facing enum keys `Enum_FeeType_*`, `Enum_PaymentMethod_*`, `Enum_PaymentType_*`, `Enum_AccountType_*`, `Enum_TaxCode_*`, `Enum_ReconciliationStatus_*`, `Enum_JournalEntryType_*` (verbatim) + swap their display sites to `LocalizeEnum` (FR-024) · `src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx`, display call sites across UI + Reports
+- [x] **T043** [P] [US2] Remaining shell/app strings · `src/StageFright.UI/Pages/StartupError.razor`, `src/StageFright.App/MainPage.xaml`, `src/StageFright.App/App.xaml`, any remaining `src/StageFright.UI/Pages/**`
+- [x] **T044** [P] [US2] Sweep every remaining `decimal.ToString("C")` / `string.Format("{0:C}", …)` / `FormatString="{0:C}"` display site (~34 files, concentrated in Finance + reports) to `MoneyFormatter` (FR-015) · repo-wide display call sites
+
+**⟶ Wait for Wave 1, then:**
+
+- [x] **T045** [US2] Confirm/adjust all provider + service registrations now taking `IStringLocalizer<T>` resolve from DI · `src/StageFright.App/MauiProgram.cs` (`RegisterCoreServices`)
+
+**Checkpoint US2**: Every screen, dialog, tile, menu, settings tab, setup step, report and user-facing message renders en-AU text from resources; the repo-wide residual-literal + enum + no-`"C"` guards pass; a translator has exactly one set of `.resx` files to work from.
+
+---
+
+## Phase 5: User Story 3 — The app opens in the right language, and a user can change it (P3)
+
+**Goal**: Add the persisted `Settings.LanguageCode`, the startup resolution ladder (explicit choice → OS display language when a matching set ships → en-AU, FR-023), the runtime-discovered supported-language catalog (FR-011), the Settings + Setup Wizard language pickers with a restart notice (FR-012/FR-013/FR-021), and a `qps-ploc` test pseudo-locale that proves add-a-language-with-zero-code + per-key fallback.
+
+**Independent Test**: With `qps-ploc` available to tests — (a) a fresh install with no explicit choice starts in the OS display language when a matching set ships; (b) starts in en-AU when it does not (or the OS culture cannot be resolved); (c) an explicit pick in Settings persists, overrides the OS language on restart, and shows a restart notice at the point of change; (d) switching back to en-AU restores the original presentation; a partial language falls back key-by-key to en-AU.
+
+### Tests (write to fail first)
+
+- [x] **T046** [US3] `LanguageProvider.ResolveStartupCultureAsync` ladder (explicit → OS exact → OS parent → en-AU, FR-023/SC-010), `SupportedLanguagesCatalog` runtime discovery + `qps-*` exclusion + endonym-from-`NativeName` (FR-011), `Find` null/blank/unknown; `AddLanguageCodeToSettings` migration round-trip; startup honours persisted `LanguageCode` (SC-005) and a switch leaves DB + GL byte-identical (SC-006) · `tests/StageFright.Core.Tests/Localization/`, `tests/StageFright.Data.Tests/`, `tests/StageFright.Integration.Tests/`
+- [x] **T047** [US3] `qps-ploc` end-to-end: catalog never lists it; selecting it re-presents the app; deliberately-omitted keys fall back to en-AU and log a Warning (SC-003/SC-004); bUnit — the language picker lists endonyms, marks the active one, and shows the restart notice (FR-012/FR-021) · `tests/StageFright.Localization.Tests/`, `tests/StageFright.UI.Tests/`
+
+### Implementation
+
+**Wave 1 — independent (different files):**
+
+- [x] **T048** [P] [US3] Add `public string? LanguageCode { get; set; }` (+ optional `HasMaxLength(16)` in the EF config); bump `Settings.SchemaVersion` patch · `src/StageFright.Core/Entities/Settings.cs` (+ `StageFrightDbContext` config)
+- [x] **T049** [P] [US3] Contracts `ILanguageProvider`, `ISupportedLanguagesCatalog`, `ISystemCultureProvider` · `src/StageFright.Core/Contracts/ILanguageProvider.cs`, `ISupportedLanguagesCatalog.cs`, `ISystemCultureProvider.cs`
+- [x] **T050** [P] [US3] `SupportedLanguage` immutable value object (`CultureCode`, `Endonym` from `CultureInfo.NativeName`, `IsDefault`; equality by `CultureCode`) · `src/StageFright.Core/Modules/Localization/SupportedLanguage.cs`
+
+**⟶ Wait for T048, then:**
+
+- [x] **T051** [US3] Generate EF migration `AddLanguageCodeToSettings` (`Up`: `AddColumn<string>("LanguageCode","Settings", nullable:true)`; `Down`: `DropColumn`) + regenerate `StageFrightDbContextModelSnapshot.cs` · `src/StageFright.Data/Migrations/`
+
+**⟶ Wait for T049 + T050, then:**
+
+**Wave 2 — independent (different files):**
+
+- [x] **T052** [P] [US3] `SupportedLanguagesCatalog` — build `All` at runtime by enumerating shipped resource cultures (neutral en-AU + `<Marker>.<culture>.resx` satellites), endonyms from `CultureInfo.NativeName`, exclude `qps-*`; `Default` = the `IsDefault` entry; `Find` resolves null/blank/unknown to `null` (FR-011) · `src/StageFright.Core/Modules/Localization/SupportedLanguagesCatalog.cs`
+- [x] **T053** [P] [US3] `LanguageProvider` — resolution ladder over `ISettingsService` + `ISupportedLanguagesCatalog` + `ISystemCultureProvider`; `DefaultCulture` = en-AU; never throws (FR-023/FR-017) · `src/StageFright.Core/Modules/Localization/LanguageProvider.cs`
+- [x] **T054** [P] [US3] `SystemCultureProvider : ISystemCultureProvider` over the device/OS UI culture (`CultureInfo.InstalledUICulture` / MAUI device culture) · `src/StageFright.App/SystemCultureProvider.cs`
+
+**⟶ Wait for Wave 2, then:**
+
+- [x] **T055** [US3] Startup culture wiring: register `ILanguageProvider` / `ISupportedLanguagesCatalog` / `ISystemCultureProvider`; in the startup scope call `ResolveStartupCultureAsync()` and set `CultureInfo.DefaultThreadCurrentCulture` / `DefaultThreadCurrentUICulture` **before** the `BlazorWebView` first renders · `src/StageFright.App/MauiProgram.cs`
+
+**⟶ Wait for T055, then:**
+
+**Wave 3 — independent (different files):**
+
+- [x] **T056** [P] [US3] Language `<select>` bound to `ISupportedLanguagesCatalog.All` by endonym, marks the active one, persists `Settings.LanguageCode`, shows an inline restart notice (FR-012/FR-014/FR-021); keys → `SettingsResource.resx` · `src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor` + `.razor.cs`
+- [x] **T057** [P] [US3] Setup Wizard first-run language step, pre-selecting the FR-023-resolved default (FR-013); keys → `SetupResource.resx` · `src/StageFright.UI/Pages/Setup/Tabs/*`
+- [x] **T058** [P] [US3] `qps-ploc` pseudo-locale fixtures — `<Marker>.qps-ploc.resx` beside each neutral file (bracketed/accented values, ~3 keys deliberately omitted), wired as test-fixture `Content`, **not** a shipped satellite (Decision 9) · `src/**/Resources/**/*.qps-ploc.resx`, `tests/StageFright.Localization.Tests/`
+
+**⟶ Wait for Wave 3, then:**
+
+- [x] **T059** [US3] Add the `LanguageProvider` cascading-component seam (parallel to `ThemeProvider`) so a later story can add in-session live switching without touching call sites — no behaviour change in v1 (FR-021) · `src/StageFright.UI/Layout/` (new cascading provider + `ShellLayout` wrap)
+
+**Checkpoint US3**: A fresh install follows the OS display language when a matching set ships and en-AU otherwise (SC-010); an explicit pick persists, wins over the OS language, and applies on next launch with a restart notice (SC-005); `qps-ploc` demonstrates a language added with zero code changes plus per-key fallback and logging (SC-003/SC-004); a language switch changes zero stored data or GL balances (SC-006).
+
+---
+
+## Phase 6: Polish & Cross-Cutting
+
+**Wave 1 — independent (different files):**
+
+- [x] **T060** [P] Remove the per-phase scoping from the residual-literal guard so it asserts **zero** user-facing literals repo-wide (SC-001) · `tests/StageFright.Localization.Tests/`
+- [x] **T061** [P] Add the "where resource files live / how to add a language" guide for translators and maintainers (FR-022, SC-009) · `docs/` (new localization/adding-a-language doc)
+- [x] **T062** [P] Refresh project docs made stale by the extraction — `CLAUDE.md` (data-grid `FormatString="{0:C}"` guidance now via `MoneyFormatter`; new `Modules/Localization` slice; resource-file locations) and any `specs/**` doc that now reads wrong (FR-022) · `CLAUDE.md`, `specs/**`
+- [x] **T063** [P] Run the [quickstart.md](./quickstart.md) validation scenarios — en-AU render parity (SC-002), pseudo-locale switch + per-key fallback logging (SC-004), monetary amount shows `$` with culture separators under a non-`en` culture (FR-015), DB/GL byte-identical after a switch (SC-006), OS-language default with no explicit choice (SC-010) · `specs/027-localization-support/quickstart.md`
+
+**⟶ Wait for Wave 1, then:**
+
+- [x] **T064** Full `dotnet build` and full `dotnet test` (no `--no-build`) across every project incl. `StageFright.Localization.Tests`; report build + test results · repo root
+
+---
+
+## Dependencies & Execution Order
+
+**Phase order**: Setup (T001–T003) → Foundational (T004–T014) → US1 (T015–T028) → US2 (T029–T045) → US3 (T046–T059) → Polish (T060–T064). Each user-story phase is an independently testable increment; US1 must merge (pattern settled + reviewed) before US2's mechanical repetition; US3 depends only on the Foundational infra plus US1/US2 having converted the surfaces its pickers and catalog touch.
+
+**Phase 1 — Setup**
+- Wave 1 `[P]`: T001 (`Directory.Packages.props`), T002 (new test project + `.slnx`).
+- Then: T003 (3 `.csproj` files — needs T001's package version).
+
+**Phase 2 — Foundational**
+- Wave 1 `[P]`: T004 (Core markers), T005 (Reports marker), T006 (UI markers) — blocks everything after, since `IStringLocalizer<T>` needs the marker types.
+- Wave 2 `[P]`: T007 (`ILocalizer`/`Localizer`), T008 (logging factory), T009 (`LocalizeEnum`), T010 (`MoneyFormatter`), T011 (`_Imports.razor`), T012 (scan helpers), T013 (bUnit base).
+- Then: T014 (DI wiring — needs T007 + T008).
+
+**Phase 3 — US1**
+- Tests first: T015 (guard suite), T016 (bUnit) — written to fail.
+- Impl Wave 1 `[P]`: T017–T021 (five different `.resx` files).
+- Impl Wave 2 `[P]`: T022–T027 (six different call-site files/areas — need their resx entries from Wave 1).
+- Then: T028 (DI check — after the provider ctors change).
+
+**Phase 4 — US2**
+- Tests first: T029 (extended guards), T030 (report + plugin tests).
+- Impl Wave 1 `[P]`: T031–T044 (fourteen module/area-scoped tasks, each its own resx + call sites; `EnumsResource`/T042, `NavigationResource`/T038, `ValidationResource`/T041 are single-writer per file).
+- Then: T045 (DI check).
+
+**Phase 5 — US3**
+- Tests first: T046 (provider/catalog/migration/integration), T047 (`qps-ploc` e2e + picker bUnit).
+- Impl Wave 1 `[P]`: T048 (`Settings` field), T049 (contracts), T050 (`SupportedLanguage`).
+- Then: T051 (migration — needs T048).
+- Impl Wave 2 `[P]`: T052 (`SupportedLanguagesCatalog`), T053 (`LanguageProvider`), T054 (`SystemCultureProvider`) — need T049 + T050.
+- Then: T055 (`MauiProgram` culture wiring — needs T052–T054).
+- Impl Wave 3 `[P]`: T056 (Settings picker), T057 (Setup step), T058 (`qps-ploc` fixtures) — need T055.
+- Then: T059 (cascading seam — needs T056/T057 in place).
+
+**Phase 6 — Polish**
+- Wave 1 `[P]`: T060 (unscope guard), T061 (translator guide), T062 (doc refresh), T063 (quickstart run).
+- Then: T064 (full build + test, reported).
+
+### Parallel Opportunities
+
+- **Setup**: T001 ∥ T002.
+- **Foundational**: all of T004–T006 together; then all of T007–T013 together (seven files, no shared dependency).
+- **US1**: the five resx tasks T017–T021 together; then the six conversion tasks T022–T027 together.
+- **US2**: the fourteen module tasks T031–T044 are the widest parallel wave in the plan — one per module/area, each writing its own resx + its own call sites.
+- **US3**: T048 ∥ T049 ∥ T050; then T052 ∥ T053 ∥ T054; then T056 ∥ T057 ∥ T058.
+- **Polish**: T060 ∥ T061 ∥ T062 ∥ T063.
+- Every `### Tests` task within a story may be written in parallel with its sibling test task, and both precede that story's implementation waves.
diff --git a/specs/028-international-accounting-standards/.spec-context.json b/specs/028-international-accounting-standards/.spec-context.json
new file mode 100644
index 00000000..ec2b1681
--- /dev/null
+++ b/specs/028-international-accounting-standards/.spec-context.json
@@ -0,0 +1,2502 @@
+{
+  "workflow": "speckit",
+  "specName": "international accounting standards",
+  "branch": "028-international-accounting-standards",
+  "currentStep": "implement",
+  "status": "completed",
+  "history": [
+    {
+      "step": "specify",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-29T05:10:34.360Z"
+    },
+    {
+      "step": "specify",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T05:16:13.733Z"
+    },
+    {
+      "step": "plan",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-29T05:25:42.021Z"
+    },
+    {
+      "step": "plan",
+      "substep": "research",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T05:35:09.841Z"
+    },
+    {
+      "step": "plan",
+      "substep": "design",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T05:38:36.084Z"
+    },
+    {
+      "step": "plan",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T05:39:35.474Z"
+    },
+    {
+      "step": "tasks",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-29T05:45:20.271Z"
+    },
+    {
+      "step": "tasks",
+      "substep": "generate",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T05:47:55.192Z"
+    },
+    {
+      "step": "tasks",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T05:49:20.568Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T001",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T002",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T003",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T004",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T005",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T006",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T007",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T008",
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-29T06:49:55.250Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-29T06:54:37.746Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T015",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:05:17.360Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T016",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:05:17.512Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T011",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:05:17.662Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T009",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:08:26.789Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T010",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:08:26.945Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T017",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:14:00.637Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T018",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:14:00.788Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T019",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:14:00.933Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T020",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:14:01.077Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T021",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:14:01.223Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T012",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-29T07:14:01.369Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T014",
+      "kind": "complete",
+      "by": "ai",
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+    },
+    {
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+    },
+    {
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+    },
+    {
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+    },
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+      "kind": "complete",
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+      "at": "2026-08-29T23:39:46.163Z"
+    }
+  ],
+  "telemetryInstanceId": "527a7469-9665-4240-b165-addc44766471",
+  "livingSpecs": {
+    "loaded": [
+      "audit-trail",
+      "finance",
+      "settings",
+      "app-host",
+      "domain-model",
+      "reports-pipeline",
+      "data-access"
+    ]
+  },
+  "coverage": {
+    "FR-001": {
+      "title": "First-run setup must require selecting the organisation currency (ISO 4217); default AUD",
+      "tasks": [
+        "T012",
+        "T014",
+        "T017",
+        "T018",
+        "T019",
+        "T021"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs::InitializeAsync_PersistsRequestedCurrency_Normalised",
+        "InitializeAsync_Throws_WhenCurrencyUnknown; tests/StageFright.UI.Tests/Pages/Setup/CurrencyPickerTests.cs"
+      ]
+    },
+    "FR-002": {
+      "title": "Selected currency is fixed for the dataset lifetime; no change, no multi-currency, no FX",
+      "tasks": [
+        "T012",
+        "T020",
+        "T021"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Settings/SettingsServiceTests.cs::SaveAsync_Throws_WhenCurrencyCodeDiffersFromPersisted",
+        "SaveAsync_Saves_WhenCurrencyCodeUnchanged"
+      ]
+    },
+    "FR-003": {
+      "title": "All money display/print/export uses the configured currency symbol and minor-unit precision, grouping per region",
+      "tasks": [
+        "T007",
+        "T010",
+        "T022",
+        "T023",
+        "T024",
+        "T025",
+        "T026",
+        "T027"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Localization/MoneyFormatterTests.cs; tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs::ZeroDecimalCurrency_ShowsNoFractionalDigits_AndReconciles"
+      ]
+    },
+    "FR-004": {
+      "title": "No screen/report/PDF/CSV may show a currency symbol or code other than the configured one",
+      "tasks": [
+        "T010",
+        "T022",
+        "T023",
+        "T024",
+        "T025",
+        "T026",
+        "T027"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/CurrencySymbolGuardTests.cs::Should_NotBakeInAMoneyFormat_When_ReportAndUiSurfaceScanned",
+        "Should_NotEmitAHardCodedCurrencySymbolOrCode_When_ReportAndUiSurfaceScanned",
+        "Should_RouteMoneyThroughMoneyFormatter_When_MoneyBearingProviderScanned"
+      ]
+    },
+    "FR-005": {
+      "title": "Apportioned amounts round to the currency minor unit and the parts re-sum to the total exactly",
+      "tasks": [
+        "T011",
+        "T015",
+        "T016"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs::SplitInclusive_NetPlusTax_AlwaysEqualsGross_AtAnyMinorUnitDigits",
+        "SplitInclusive_RoundsTaxToConfiguredMinorUnit"
+      ]
+    },
+    "FR-006": {
+      "title": "Existing AUD datasets show identical symbol, precision and stored values after the change",
+      "tasks": [
+        "T006",
+        "T007",
+        "T013"
+      ],
+      "tests": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs"
+      ]
+    },
+    "FR-007": {
+      "title": "Entering an amount stores the exact intended value regardless of regional number format",
+      "tasks": [
+        "T029",
+        "T030",
+        "T031",
+        "T033",
+        "T034",
+        "T035"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Localization/MoneyInputTests.cs",
+        "tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs",
+        "tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormLocaleTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs"
+      ]
+    },
+    "FR-008": {
+      "title": "Manual journal and opening-balance entry interpret typed amounts like every other money field",
+      "tasks": [
+        "T032",
+        "T033",
+        "T034",
+        "T035"
+      ],
+      "tests": [
+        "tests/StageFright.Localization.Tests/MoneyInputGuardTests.cs",
+        "tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs",
+        "tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormLocaleTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs"
+      ]
+    },
+    "FR-009": {
+      "title": "Comma-decimal / period-grouping regions must not scale or misread an entered amount",
+      "tasks": [
+        "T029",
+        "T030",
+        "T031",
+        "T033"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Localization/MoneyInputTests.cs::Should_NotReadThePeriodAsAGroupSeparator_UnderACommaDecimalCulture",
+        "tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs"
+      ]
+    },
+    "FR-010": {
+      "title": "Balance Sheet generation verifies assets equal liabilities plus equity or refuses a clean statement",
+      "tasks": [
+        "T037",
+        "T039",
+        "T040"
+      ],
+      "tests": [
+        "tests/StageFright.Reports.Tests/BalanceSheetReportProviderTests.cs::GenerateAsync_WhenAssetsDoNotEqualLiabilitiesPlusEquity_AppendsExplicitOutOfBalanceRow",
+        "GenerateAsync_WhenLedgerBalances_AppendsNoOutOfBalanceRow;tests/StageFright.Integration.Tests/Scenarios/V28_StatementIntegrityTests.cs::CorruptedLedger_BalanceSheet_ShowsExplicitOutOfBalanceLine_AndNeverACleanStatement",
+        "BalancedLedger_BalanceSheet_ProducesACleanStatement"
+      ]
+    },
+    "FR-011": {
+      "title": "Trial Balance treats any non-zero debit/credit difference as an error, with no tolerance",
+      "tasks": [
+        "T036",
+        "T038",
+        "T040"
+      ],
+      "tests": [
+        "tests/StageFright.Reports.Tests/TrialBalanceReportProviderTests.cs::GenerateAsync_WhenDebitsAndCreditsDifferByOneCent_ThrowsGLBalanceException",
+        "GenerateAsync_WhenExactlyBalanced_DoesNotThrow;tests/StageFright.Integration.Tests/Scenarios/V28_StatementIntegrityTests.cs::TrialBalance_WithAOneCentImbalance_StillFailsToGenerate",
+        "CorruptedLedger_TrialBalance_FailsToGenerate"
+      ]
+    },
+    "FR-012": {
+      "title": "Each financial statement states its basis of accounting accurately on its face",
+      "tasks": [
+        "T041",
+        "T042",
+        "T043",
+        "T044",
+        "T045",
+        "T046",
+        "T047"
+      ],
+      "tests": [
+        "tests/StageFright.Reports.Tests/BasisOfAccountingTests.cs",
+        "tests/StageFright.UI.Tests/Shared/ReportViewerBasisTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_BasisOfAccountingDisclosureTests.cs"
+      ]
+    },
+    "FR-013": {
+      "title": "Bank reconciliation report uses the conventional adjusted-balance form showing both balances",
+      "tasks": [
+        "T048",
+        "T050",
+        "T051"
+      ],
+      "tests": [
+        "tests/StageFright.Reports.Tests/BankReconciliationReportProviderTests.cs::GenerateAsync_ShowsBothBankStatementBalance_AndGeneralLedgerBalance",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs::Report_ShowsBalancePerBankStatement_AndBalancePerGeneralLedger"
+      ]
+    },
+    "FR-014": {
+      "title": "Outstanding items are carried into the reconciliation arithmetic, not just listed",
+      "tasks": [
+        "T048",
+        "T050"
+      ],
+      "tests": [
+        "tests/StageFright.Reports.Tests/BankReconciliationReportProviderTests.cs::GenerateAsync_OutstandingItems_ListedAndCarriedIntoAdjustedBankBalance",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs::OutstandingItems_AreListed_AndCarriedIntoTheAdjustedBankBalance"
+      ]
+    },
+    "FR-015": {
+      "title": "Finalising a reconciliation still requires it to balance; finalised recs stay immutable",
+      "tasks": [
+        "T049"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Finance/BankReconciliationServiceTests.cs::Should_RejectFinalise_When_DifferenceExceedsHalfCent_FR015",
+        "Should_RejectClearAndFinalise_When_ReconciliationIsFinalised_FR015;tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs::FinalisedReconciliation_IsImmutable_AndFinalisationRequiredItToBalance"
+      ]
+    },
+    "FR-016": {
+      "title": "Organisation can mark all financial periods up to a chosen date as closed",
+      "tasks": [
+        "T055",
+        "T062"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Pages/Settings/ClosePeriodControlTests.cs"
+      ]
+    },
+    "FR-017": {
+      "title": "Any transaction dated on/before the closed-through date is rejected with no partial record",
+      "tasks": [
+        "T052",
+        "T053",
+        "T056",
+        "T057",
+        "T058",
+        "T059",
+        "T060",
+        "T063",
+        "T064"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Finance/ClosedPeriodGuardTests.cs",
+        "tests/StageFright.Integration.Tests/InternationalAccounting/ClosedPeriodLockTests.cs"
+      ]
+    },
+    "FR-018": {
+      "title": "Setup-time opening balances remain permitted regardless of a later closed-through date",
+      "tasks": [
+        "T054",
+        "T058"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs::InitializeAsync_PostsQueuedOpeningBalances_RegardlessOfClosedPeriod",
+        "tests/StageFright.Integration.Tests/InternationalAccounting/ClosedPeriodLockTests.cs::Should_PostAnyBackdatedEntry_When_NoPeriodIsClosed"
+      ]
+    },
+    "FR-019": {
+      "title": "Financial-year start is an explicit first-run setup choice, not a silent default",
+      "tasks": [
+        "T067",
+        "T071",
+        "T072",
+        "T073",
+        "T074"
+      ],
+      "tests": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FinancialYearStartPickerTests.cs",
+        "tests/StageFright.Integration.Tests/InternationalAccounting/FinancialYearStartTests.cs::Should_PersistANonFirstOfMonthFinancialYearStart_When_ChosenAtSetup",
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs::InitializeAsync_PersistsRequestedFinancialYearStart_MonthAndDay"
+      ]
+    },
+    "FR-020": {
+      "title": "System supports a financial year starting on a day other than the first of the month",
+      "tasks": [
+        "T065",
+        "T068",
+        "T071",
+        "T073"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Finance/FinancialYearCalculatorTests.cs",
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs::InitializeAsync_Throws_WhenFinancialYearStartDayOutOfRange"
+      ]
+    },
+    "FR-021": {
+      "title": "All FY-preset reports and dashboard figures honour the configured FY start (month and day)",
+      "tasks": [
+        "T066",
+        "T068",
+        "T069",
+        "T070"
+      ],
+      "tests": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/FinancialYearStartTests.cs::Should_BoundIncomeStatementAndTrialBalance_OnTheConfiguredAnchorDay",
+        "Should_BoundBalanceSheetAsAt_TheConfiguredYearEndDay",
+        "Should_BoundTaxSummaryQuarter_OnTheConfiguredAnchorDay",
+        "Should_LeaveAnAustralianDatasetsRangesUnchanged_When_StartIsJulyFirst"
+      ]
+    },
+    "FR-022": {
+      "title": "System should support a sub-twelve-month first financial year, labelled as a part-year",
+      "tasks": [
+        "T076"
+      ],
+      "tests": [
+        "FinancialYearCalculatorTests(part-year cases)",
+        "PartYearFirstFinancialYearTests",
+        "InceptionDatePickerTests"
+      ]
+    },
+    "FR-023": {
+      "title": "Default audit-trail retention on a new dataset is at least five years, still configurable",
+      "tasks": [
+        "T003",
+        "T005",
+        "T006",
+        "T077",
+        "T080"
+      ],
+      "tests": [
+        "tests/StageFright.Data.Tests/Migrations/AuditRetentionDefaultTests.cs::FreshDataset_DefaultsAuditRetentionYearsToFive_AfterMigration",
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs::InitializeAsync_PersistsDefaultAuditRetentionYears_WhenNotSpecified",
+        "tests/StageFright.Data.Tests/Settings/SetupServiceIntegrationTests.cs::InitializeAsync_PersistsDefaultAuditRetentionYears"
+      ]
+    },
+    "FR-024": {
+      "title": "An existing dataset's configured retention value is preserved through this change",
+      "tasks": [
+        "T006",
+        "T077"
+      ],
+      "tests": [
+        "tests/StageFright.Data.Tests/Migrations/AuditRetentionDefaultTests.cs::ExistingSettingsRow_KeepsItsConfiguredAuditRetentionYears_AfterMigration",
+        "tests/StageFright.Data.Tests/Migrations/AddAuditRetentionYearsToSettingsMigrationTests.cs::ExistingSettingsRow_BackfillsAuditRetentionYearsToOne_AfterMigration"
+      ]
+    },
+    "FR-025": {
+      "title": "A failed purge of expired audit entries is logged and surfaced, never silently discarded",
+      "tasks": [
+        "T079",
+        "T082",
+        "T083"
+      ],
+      "tests": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/PurgeFailureSurfacedTests.cs",
+        "tests/StageFright.Core.Tests/Modules/AuditTrail/AuditTrailServiceTests.cs::PurgeOlderThanAsync_PropagatesFailure_WhenRepositoryFails",
+        "tests/StageFright.UI.Tests/Pages/Dashboard/DashboardTests.cs::StartupWarningBanner_Rendered_WhenStartupWarningRecorded"
+      ]
+    },
+    "FR-026": {
+      "title": "Every financial posting path, incl. attendance-fee accruals, writes an audit-trail entry",
+      "tasks": [
+        "T078",
+        "T081"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceAuditTests.cs"
+      ]
+    },
+    "FR-027": {
+      "title": "Publish an accounting-policy document (basis, recognition, rounding, currency, immutability, retention, unaudited)",
+      "tasks": [
+        "T084"
+      ]
+    },
+    "FR-028": {
+      "title": "Finance living spec updated to the current tax model, no retired references, not draft",
+      "tasks": [
+        "T085",
+        "T086"
+      ]
+    },
+    "FR-029": {
+      "title": "Produce a written sales-tax internationalisation assessment covering four required points",
+      "tasks": [
+        "T087"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs",
+        "tests/StageFright.Integration.Tests/InternationalAccounting/TaxExclusiveEntryTests.cs",
+        "tests/StageFright.Data.Tests/Migrations/AddTaxEntryModeMigrationTests.cs"
+      ]
+    },
+    "FR-030": {
+      "title": "Assessment records an in/out-of-scope decision with sizing per point and spawns follow-on issues",
+      "tasks": [
+        "T087",
+        "T088"
+      ],
+      "tests": [
+        "tests/StageFright.Core.Tests/Modules/Finance/FeeServiceTests.cs",
+        "tests/StageFright.Core.Tests/Modules/Finance/IncomeEntryServiceTests.cs",
+        "tests/StageFright.Core.Tests/Modules/Finance/ExpensePaymentServiceTests.cs",
+        "tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceTests.cs",
+        "tests/StageFright.UI.Tests/Pages/Settings/TaxSettingsTabTests.cs"
+      ]
+    },
+    "FR-031": {
+      "title": "No stored monetary amount, tax amount, or GL balance is altered; presentation/validation/config only",
+      "tasks": [
+        "T013",
+        "T089",
+        "T093"
+      ],
+      "tests": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs::SameDataset_UnderAud_IsByteIdenticalToTheLegacyDollarString"
+      ]
+    },
+    "FR-032": {
+      "title": "Existing double-entry guarantees preserved (balanced atomic postings, GL truth, immutability, reversing corrections)",
+      "tasks": [
+        "T060",
+        "T093"
+      ],
+      "tests": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs::StoredTransactionValues_AreUntouched",
+        "TrialBalance_TiesAndShowsTheSameTotals"
+      ]
+    },
+    "FR-033": {
+      "title": "No change to existing tax posting mechanics or stored tax code values",
+      "tasks": [
+        "T089",
+        "T093"
+      ],
+      "tests": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs::StoredTransactionValues_AreUntouched",
+        "tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs::TaxCalculator_AtTwoMinorDigits_IsUnchanged",
+        "tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs::SameDataset_UnderAud_IsByteIdenticalToTheLegacyDollarString"
+      ]
+    }
+  },
+  "size": "oversized",
+  "classification": {
+    "projectedFiles": 45,
+    "projectedTasks": 48,
+    "scopeSignal": "larger",
+    "verdict": "oversized"
+  },
+  "context": [
+    "source: GitHub issue #341 and sub-issues #342-#352 (international accounting-practice readiness)",
+    "living spec: finance (primary), reports-pipeline, settings, domain-model, data-access, app-host, audit-trail",
+    "area: src/StageFright.Core/Modules/Finance (MoneyFormatter, TaxCalculator, FinancialYearCalculator), src/StageFright.Reports/Providers, src/StageFright.Core/Entities/Settings.cs, src/StageFright.Data/Repositories/GLRepository.cs, src/StageFright.UI setup wizard + finance forms",
+    "constraint: preserve the double-entry guarantees (balanced atomic postings, GL as sole source of truth, immutable Fee/Payment/Transaction/JournalEntry, reversing-entry corrections)",
+    "constraint: no change to any stored monetary amount, tax amount, GL balance, or existing tax posting mechanics — presentation/validation/config only",
+    "constraint: single currency per organisation; no multi-currency or FX"
+  ],
+  "intent": "Make the finance module's accounting practices safe and portable for organisations outside Australia (configurable ISO 4217 currency, locale-safe money entry, Balance Sheet / Trial Balance integrity guards, disclosed basis of accounting, conventional bank reconciliation, closed-period lock, first-class financial-year-start setup, longer audit retention, and a written accounting-policy document) without changing any stored amount or the double-entry engine.",
+  "expectations": [
+    "Multi-currency, changing the organisation currency after setup, and foreign-exchange translation",
+    "52/53-week ('4-4-5') fiscal calendars",
+    "Implementing multi-jurisdiction or multiple simultaneous sales-tax rates (only a scoping assessment is in scope)",
+    "Producing formal IFRS/GAAP statutory financial statements",
+    "Any change to existing tax posting mechanics or stored tax code values"
+  ],
+  "approach": "Reuse spec 027's localization seams: currency becomes a fixed-after-setup Settings.CurrencyCode (ISO 4217, default AUD) with MoneyFormatter converted from hard-coded $ to a process-wide-configured helper backed by an internal CurrencyCatalog (no new NuGet). The money-entry bug is fixed by parsing the always-invariant <input type=number> value with InvariantCulture via one shared MoneyInput helper. Statement integrity, the basis-of-accounting disclosure and the conventional bank-reconciliation layout are changes inside StageFright.Reports providers plus one optional ReportData field; period locking is enforced at the single GLRepository choke point via a new ClosedPeriodException.",
+  "decisions": [
+    {
+      "decision": "Convert MoneyFormatter to a process-wide configured static (Configure() at startup) rather than an injected IMoneyFormatter service",
+      "why": "Single currency per dataset makes process-wide state correct; mirrors the existing startup-culture pattern in MauiProgram; ~20 call sites stay unchanged",
+      "rejected": "Injecting IMoneyFormatter everywhere and refactoring the static report-provider helpers"
+    },
+    {
+      "decision": "Ship ISO 4217 symbol/minor-unit metadata as an internal curated CurrencyCatalog",
+      "why": ".NET has no currency-code-keyed lookup of symbol+minor-units; a curated list mirrors SupportedLanguagesCatalog and adds no dependency",
+      "rejected": "Adding a money library (NodaMoney) or embedding the full ~180-entry ISO 4217 table"
+    },
+    {
+      "decision": "Keep money inputs as <input type=number> and parse their value with InvariantCulture",
+      "why": "A number input always serialises its value invariant regardless of page locale; parsing invariant removes the thousands-separator ambiguity FR-009 forbids and matches how Blazor @bind already handles decimals",
+      "rejected": "Switching to type=text with CurrentCulture parsing, or a custom grouping-stripping parser"
+    },
+    {
+      "decision": "Enforce the closed-period lock at the GLRepository.AddBalancedSetAsync/AddPairAsync choke point via an IClosedPeriodGuard",
+      "why": "Every financial mutation funnels through these two methods inside the UoW transaction, so a rejection guarantees no partial record; the repo already enforces the GL-balance invariant pre-persistence",
+      "rejected": "Checking in each of the 7+ posting services (fragile, a future path could bypass it) or an EF SaveChanges interceptor"
+    },
+    {
+      "decision": "Balance Sheet appends an explicit out-of-balance line; Trial Balance throws with the 0.01 tolerance removed",
+      "why": "FR-010 allows either outcome; the Balance Sheet balances by construction so the out-of-balance amount is the useful diagnostic, while the Trial Balance already has a throw/retry path wired through the viewer",
+      "rejected": "Making the Balance Sheet also throw (hides the magnitude) or the Trial Balance render a line (diverges from tested viewer behaviour)"
+    },
+    {
+      "decision": "Deliver the basis-of-accounting disclosure as one optional ReportData.BasisOfAccounting field set by financial-statement providers from a single shared localized string",
+      "why": "Matches the pipeline design (one renderer-agnostic model, no provider-specific branching); one string keeps wording consistent and translatable and lets non-financial reports leave it null",
+      "rejected": "A per-provider section row (repeats text, pollutes the table) or renderer-hard-coded text (renderer must not know which reports are statements)"
+    },
+    {
+      "decision": "Raise the AuditRetentionYears default 1->5 with a column-default-only migration (no UpdateData)",
+      "why": "FR-024 requires an existing datasets configured value to be preserved; the single Settings row already has a value, so touching only the schema default changes behaviour for new datasets only",
+      "rejected": "UpdateData to set existing rows to 5, or making the field nullable with a computed default"
+    },
+    {
+      "decision": "Defer FR-022 (sub-twelve-month first financial year) to a follow-on issue",
+      "why": "Spec Assumptions explicitly permit this; a part-year needs its own storage and every-FY-report labelling decisions that would widen an already-large feature",
+      "rejected": "Building a minimal stub-year now"
+    },
+    {
+      "decision": "Surface a failed startup audit purge by recording it into the existing startup-diagnostic state, not a new mechanism",
+      "why": "The Settings capability already retains startup failures (e.g. DB init) for the UI to display; FR-025 needs logged AND surfaced, and reusing that holder adds no plumbing while startup still proceeds",
+      "rejected": "A dedicated purge-failure banner service, or blocking startup on purge failure"
+    },
+    {
+      "decision": "Source the bank reconciliation book balance from the existing IGLRepository.GetAccountBalanceAsync(accountId, statementDate)",
+      "why": "It already exists and is keyed on AccountId (not the denormalized GLAccount string), so the report inherits the aggregate-by-identity rule with no new repository method",
+      "rejected": "Recomputing the ledger balance in the provider from raw transactions"
+    },
+    {
+      "decision": "Route every StageFright.Reports provider FormatCurrency helper (and TaxSummary/ChartOfAccounts inline money) through the static MoneyFormatter.Format",
+      "why": "FR-003/FR-004 need the configured symbol+precision on printed/exported amounts; providers previously emitted bare ToString(F2) with no symbol",
+      "rejected": "Injecting an IMoneyFormatter into every provider (churns ~10 static helpers for no behavioural gain under single-currency-per-dataset)"
+    },
+    {
+      "decision": "Update the ~30 pre-existing report/UI/integration money assertions to compare against MoneyFormatter.Format(<decimal>m) rather than hard-coded \"$x.xx\"",
+      "why": "Keeps those tests correct under the configured currency and robust to the host culture grouping, matching how production formats",
+      "rejected": "Hard-coding the en-AU dollar literal (brittle if the CI host culture changes)"
+    },
+    {
+      "decision": "Serialise MoneyFormatter-sensitive integration tests via a DisableParallelization xUnit collection (V6, V16, V28, AudZeroDrift)",
+      "why": "MoneyFormatter.Configure sets process-wide static state; a JPY config in V28 could race the AUD assertions now in V6/V16",
+      "rejected": "Disabling parallelization for the whole Integration.Tests assembly"
+    },
+    {
+      "decision": "MoneyInput.Parse uses NumberStyles.AllowDecimalPoint | AllowLeadingSign only (no AllowThousands, no AllowWhite)",
+      "why": "an <input type=number> value is always browser-serialised invariant (period point, no grouping, optional leading -); rejecting grouped/whitespace input and falling back to 0m matches the pre-existing empty-field=0 behaviour and FR-009 (no digit read as a thousands separator)",
+      "rejected": "NumberStyles.Number|Currency with InvariantCulture (would silently accept 1,234.50 and mask a malformed value)"
+    },
+    {
+      "decision": "V28_LocaleSafeMoneyEntry drives the real GeneralJournalService/OpeningBalanceService feeding amounts through MoneyInput.Parse directly, rather than rendering the razor components",
+      "why": "StageFright.Integration.Tests has no bUnit reference; calling MoneyInput.Parse under fr-FR/de-DE then posting through the real services over SQLite+migrations still proves known input -> exact stored ledger value end to end (US2 AC-1..AC-3)",
+      "rejected": "reflectively invoking the private ParseAmount/SetAmount, or adding bUnit to Integration.Tests"
+    },
+    {
+      "decision": "Balance Sheet out-of-balance line is a trailing null-heading ReportSection with one emphasized [label, MoneyFormatter.Format(difference)] row",
+      "why": "ReportData has a single GrandTotal slot, so a second emphasized row must be a section; a null heading renders the row cleanly in PDF/CSV/viewer (verified). Difference = totalAssets - (totalLiabilities + totalEquity)",
+      "rejected": "Adding the row inside the Equity section (distorts the equity subtotal semantics) or a new ReportData field"
+    },
+    {
+      "decision": "T040 reword also drops the literal $ prefix from Reports_TrialBalance_GLImbalanceError ({Debits}/{Credits} now carry the MoneyFormatter symbol)",
+      "why": "Since T024 routed the args through MoneyFormatter the template produced a doubled $$1,000.00 under AUD; dropping the literal prefix is the correct fix and is the natural place to also drop the tolerance implication",
+      "rejected": "Leaving the literal $ (doubled symbol) or switching args back to bare F2"
+    },
+    {
+      "decision": "CSV basis-of-accounting note is one self-labelled record in column 0 (remaining columns blank), not a separate label column",
+      "why": "CsvReportExporter has no ILocalizer and T046 delivers a single key; the label lives inside the Reports_Common_BasisOfAccounting sentence (\"Basis of accounting: ...\"), mirroring the section-heading write pattern already in the file",
+      "rejected": "Injecting ILocalizer into CsvReportExporter to emit a separate localized label column (churns the ctor + DI registration + every call site for one label)"
+    },
+    {
+      "decision": "Reports_Common_BasisOfAccounting en-US value is identical to the neutral en-AU baseline",
+      "why": "follows the T040 Reports_TrialBalance_GLImbalanceError precedent where a full-sentence en-US entry mirrors neutral verbatim",
+      "rejected": "an Americanised recognize/recognized spelling variant (inconsistent with the established resx pattern)"
+    },
+    {
+      "decision": "TaxSummaryReportProvider sets the basis line on BOTH return paths (tax-not-applicable early return and the main summary)",
+      "why": "the not-applicable view is still a financial statement and T041 asserts uniform coverage across every financial report",
+      "rejected": "setting it only on the main path"
+    },
+    {
+      "decision": "Bank reconciliation rewritten as one ReportSection per account with the adjusted-balance row sequence: balance per bank statement -> itemised outstanding deposits -> Add: outstanding deposits (sum, Deposit column) -> itemised outstanding payments -> Less: outstanding payments (sum) -> adjusted bank balance -> balance per general ledger -> Reconciled residual",
+      "why": "FR-013 needs both balances on the face; FR-014 needs the outstanding sums carried into the adjusted-balance arithmetic (adjusted = statement + deposits - payments), not merely listed; keeps the existing 4-column Date/Description/Deposit/Payment shape and label/amount-row convention",
+      "rejected": "keeping the four cleared/summary sub-sections (never showed the ledger balance, proved the tie a non-standard way)"
+    },
+    {
+      "decision": "Reconciled row shows MoneyFormatter.Format(adjustedBankBalance - ledgerBalance) (0.00 when tied) rather than an in-agreement phrase; Balance-per-general-ledger label carries no {Date} placeholder",
+      "why": "a zero residual between the two explicitly shown balances is itself the demonstration of agreement (SC-008) and mirrors the reports prior Difference idiom; the as-at-statement-date context already lives on the section header, so a date placeholder would be redundant and harder to assert",
+      "rejected": "a separate localized in agreement / out by string, and a {Date}-parameterised ledger-balance label"
+    },
+    {
+      "decision": "Removed the 10 now-dead Reports_BankReconciliation keys (SubHeader*, TotalCleared*, StatementClosingBalance, OpeningBalance, ClearedMovement, Difference) from neutral/en-US/fr-FR/qps-ploc rather than leaving them",
+      "why": "the provider was their only consumer (repo-wide grep) and it was fully rewritten; the orphan-key localization guard also forbids a satellite key with no neutral entry",
+      "rejected": "leaving them as harmless dead entries"
+    },
+    {
+      "decision": "ClosedPeriodGuard throws a plain-message ClosedPeriodException (no ILocalizer dependency)",
+      "why": "matches the existing GL-layer convention — GLRepository/GLBalanceException use literal diagnostic strings; the localized Validation_ClosedPeriod_PostingRejected text is applied at the UI catch sites (T063). Also keeps the guard trivial to construct in the ~25 test files that build GLRepository directly.",
+      "rejected": "Injecting ILocalizer into the guard and resolving the resource key inside it"
+    },
+    {
+      "decision": "GLRepository takes a required IClosedPeriodGuard constructor param; all 57 test construction sites updated to pass a real ClosedPeriodGuard(new SettingsRepository(db))",
+      "why": "keeps the codebase-wide required-constructor-injection DA style (no nullable/optional dependency, which csharp-reviewer/silent-failure-hunter would flag). The real guard provably no-ops in those tests (no Settings row or null ClosedThroughDate).",
+      "rejected": "Optional nullable param defaulting to null/no-op; a second convenience constructor"
+    },
+    {
+      "decision": "The guard is called once per balanced set on the earliest line date, in AddBalancedSetAsync only; AddPairAsync inherits the check by delegation",
+      "why": "the contract explicitly permits \"or once for the earliest line date\"; a closed period covers every date <= ClosedThroughDate so the min date is sufficient. Avoids N identical Settings reads per posting and a redundant read for every pair.",
+      "rejected": "EnsureOpen per line, and an explicit second call inside AddPairAsync"
+    },
+    {
+      "decision": "FinancialYearCalculator.GetRange/GetPreviousRange take startDay as an OPTIONAL param (= DefaultStartDay), with a new DefaultStartDay const mirroring DefaultStartMonth",
+      "why": "keeps every existing 2-arg caller (4 report providers, OpeningBalancesWizard, ~3 report-provider test files) and its behaviour byte-identical; startDay==1 reduces the (month,day) pivot back to date.Month>=startMonth",
+      "rejected": "a required startDay param forcing an edit to every call site and test"
+    },
+    {
+      "decision": "Added the FY-start DAY picker to GeneralSettingsTab (post-setup edit path) as well as the setup wizard",
+      "why": "the FY-start MONTH was already editable there, so a setup-only day control would leave the day permanently un-fixable post-setup; T075 already provisions the SettingsResource label",
+      "rejected": "setup-wizard-only day picker"
+    },
+    {
+      "decision": "Phase 9 executed implementation-before-tests (calculator -> providers -> setup plumbing -> service -> UI, then integration/bUnit tests)",
+      "why": "the repo PostToolUse build-on-edit hook fails the per-file dotnet build when a test references an API added later in the wave; the wave dependency map in tasks.md is unchanged",
+      "rejected": "strict test-first ordering (each new test file would hard-fail the hook and block subsequent edits)"
+    },
+    {
+      "decision": "Add a non-fatal warning channel (HasStartupWarning/StartupWarning/RecordWarning) to the existing IStartupDiagnosticService rather than a new service, and stop AuditTrailService.PurgeOlderThanAsync swallowing purge failures",
+      "why": "FR-025 requires the failure logged AND surfaced; the swallow was the silent discard. Reusing the holder keeps MauiPrograms existing catch as the single surfacing point; a warning (vs RecordError) never routes to the blocking /startup-error page so startup still completes",
+      "rejected": "A dedicated purge-failure banner service (plan Decision 8 rejects it); or leaving the service swallow and returning a result code"
+    },
+    {
+      "decision": "Surface the purge-failure warning as a dismissible banner on the Dashboard page, not the shell layout or App.razor",
+      "why": "Dashboard is the post-startup landing page and an explicit T083 target; lowest blast radius (only DashboardTests needs the new DI registration); dismissal is session-local and never clears the underlying diagnostic state",
+      "rejected": "ShellLayout/App.razor banner (touches every page and many test contexts); GeneralSettingsTab-only (less visible at startup)"
+    },
+    {
+      "decision": "T085 scope widened past the literal task text to also fix line-40 \"net of GST\" and line-118 \"GST clearing accounts\" so the finance living spec has zero retired-model references (FR-028); T086a recorded as a spec.md Assumptions bullet rather than a filed GitHub issue",
+      "why": "FR-028 demands NO reference to the retired model, not just the named identifiers; the task explicitly permits \"Assumptions or a tracking issue\" and issue creation is blocked on this machine (same wall as T076)",
+      "rejected": "Leaving the two stray GST phrases as out-of-scope; opening a GitHub issue for the settings-spec follow-up now"
+    },
+    {
+      "decision": "US10 assessment scopes 2 of 4 points IN (tax-exclusive entry M; recoverable-tax 2310/2320 balance-sheet classification S-M) and 2 OUT (rate history L; multi-jurisdiction XL)",
+      "why": "the two IN points are real, bounded gaps for tax-exclusive jurisdictions and net-refundable orgs; the two OUT points need a new model dimension disproportionate to community/amateur-theatre need and are the separate body of work the spec explicitly carves out",
+      "rejected": "scoping all four out to avoid the issue-creation blocker - dishonest; or all four in - overcommits to an XL multi-jurisdiction redesign"
+    },
+    {
+      "decision": "T091a CurrencySymbolGuardTests is a new dedicated file, not an extension of Us2LocalizationGuardTests",
+      "why": "Us2 guards the C format repo-wide but not hard-coded $/AUD string literals, ToString(F2), or a positive providers-route-through-MoneyFormatter assertion; tasks.md T091a names this exact new path",
+      "rejected": "Adding the checks as extra [Fact]s inside Us2LocalizationGuardTests"
+    },
+    {
+      "decision": "T092 finalised only specs/027 spec.md FR-015 lines with Superseded-by-spec-028 notes; left plan.md/research.md historical",
+      "why": "Matches the T028 precedent (commit 19ab79f annotated spec.md + data-model.md only); plan.md/research.md are point-in-time design records",
+      "rejected": "Rewriting every fixed-$/AUD sentence across plan.md and research.md Decision 11"
+    },
+    {
+      "decision": "explicit optional Settings.InceptionDate captured at setup, not derived from first opening-balance date",
+      "why": "simplest/predictable per CLAUDE.md simple-over-clever; null => unchanged behaviour for every pre-existing dataset",
+      "rejected": "deriving inception from the earliest GL transaction date (needs a query per report, less predictable)"
+    },
+    {
+      "decision": "Added TaxCalculator.Split(entered, mode, rate, digits) -> (gross,net,tax) dispatcher alongside the issue-requested SplitExclusive, so all four posting services share one uniform call site",
+      "why": "a literal per-service if/else would duplicate ~12 lines x4 and each service also needs the gross for its primary line; one dispatch point is simpler and safer",
+      "rejected": "inline mode branch in every service"
+    },
+    {
+      "decision": "ReactivationForgivenessService left unchanged despite the issue listing it in the mode-branch scope",
+      "why": "it reverses a stored gross Fee.Amount; SplitInclusive of an exact gross re-sums by construction so the write-off stays balanced in either mode and no historical figure is reinterpreted",
+      "rejected": "adding a TaxEntryMode branch to forgiveness"
+    },
+    {
+      "decision": "In Exclusive mode Fee.Amount / Payment.Amount / the receivable line store the GROSS (net+tax), not the entered net",
+      "why": "keeps the member receivable == amount owed, keeps the paid-at-creation payment pair and later forgiveness balanced, and matches issue #354 acceptance (net 100 @ 8% -> gross 108 owed)",
+      "rejected": "storing the net on Fee.Amount"
+    }
+  ],
+  "step_summaries": {
+    "plan": {
+      "summary": "Planned issue #341 international accounting readiness (oversized): 10 user stories / 33 FRs delivered as presentation, input-validation and config changes with zero ledger-engine or stored-amount change.",
+      "key_finding": "The whole feature pivots on two seams: MoneyFormatter (hard-coded $/AUD, static) becomes process-wide-configured like the startup culture, and the GLRepository AddBalancedSetAsync/AddPairAsync choke point is where both the GL-balance invariant and the new closed-period lock are enforced pre-persistence."
+    },
+    "tasks": {
+      "summary": "94 tasks across 13 phases (Setup, Foundational, one per US1-US10, Polish); wave-grouped with explicit joins; oversized budget, full per-story Goal/Independent Test/Checkpoint."
+    },
+    "implement": {
+      "summary": "Phase 15 / issue #354: Settings.TaxEntryMode (Inclusive default / Exclusive) + TaxCalculator.SplitExclusive/Split; mode branch in the 4 accrual services; setup + Sales Tax settings selector; mode-aware entry-form hints; migration AddTaxEntryMode; +33 tests; full suite 2053 green"
+    },
+    "specify": {
+      "summary": "Phase 9 / US7: financial-year start is now an explicit (month+day) setup choice — FinancialYearCalculator + 4 FY-preset report providers + OpeningBalancesWizard honour the day; SetupRequest/SetupFormModel/SetupService carry & validate it (1..28); mandatory pickers on the setup General tab and a matching day picker on Settings; T065-T075 done, T076 spec-note done but its GitHub issue is blocked."
+    }
+  },
+  "currentTask": "T088",
+  "task_summaries": {
+    "T015": {
+      "status": "DONE",
+      "did": "SplitInclusive gains optional int minorUnitDigits=2 param used for rounding; net=gross-tax remainder unchanged",
+      "files": [
+        "src/StageFright.Core/Modules/Finance/TaxCalculator.cs"
+      ]
+    },
+    "T016": {
+      "status": "DONE",
+      "did": "Every SplitInclusive caller now passes CurrencyCatalog.Get(settings.CurrencyCode).MinorUnitDigits",
+      "files": [
+        "src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs",
+        "src/StageFright.Core/Modules/Finance/FeeService.cs",
+        "src/StageFright.Core/Modules/Finance/IncomeEntryService.cs",
+        "src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs",
+        "src/StageFright.Core/Modules/Finance/ReactivationForgivenessService.cs",
+        "src/StageFright.UI/Pages/Finance/RecordIncome.razor.cs",
+        "src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor.cs",
+        "src/StageFright.App/Seeding/DebugDataSeeder.cs"
+      ]
+    },
+    "T011": {
+      "status": "DONE",
+      "did": "TaxCalculatorTests: added 0/2/3 minor-digit re-sum theory + rounding table + default-2 guard",
+      "files": [
+        "tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs"
+      ]
+    },
+    "T009": {
+      "status": "DONE",
+      "did": "New CurrencyCatalogTests: 0/2/3-decimal coverage, Get throws on unknown, TryGet returns false+Default, case-insensitive",
+      "files": [
+        "tests/StageFright.Core.Tests/Localization/CurrencyCatalogTests.cs"
+      ]
+    },
+    "T010": {
+      "status": "DONE",
+      "did": "New MoneyFormatterTests: en-AU/en-US/fr-FR/de-DE + JPY config — symbol, digit count, grouping, code prefix, null fallback",
+      "files": [
+        "tests/StageFright.Core.Tests/Localization/MoneyFormatterTests.cs"
+      ]
+    },
+    "T017": {
+      "status": "DONE",
+      "did": "SetupFormModel gains [Required] string CurrencyCode = \"AUD\"",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/SetupFormModel.cs"
+      ]
+    },
+    "T018": {
+      "status": "DONE",
+      "did": "SetupRequest gains trailing string CurrencyCode = \"AUD\"",
+      "files": [
+        "src/StageFright.Core/Modules/Settings/SetupRequest.cs"
+      ]
+    },
+    "T019": {
+      "status": "DONE",
+      "did": "SetupService validates CurrencyCode against CurrencyCatalog (Validation_Setup_CurrencyUnknown) + persists normalised code to Settings.CurrencyCode",
+      "files": [
+        "src/StageFright.Core/Modules/Settings/SetupService.cs",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.en-US.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.fr-FR.resx"
+      ]
+    },
+    "T020": {
+      "status": "DONE",
+      "did": "SettingsService.SaveAsync rejects a CurrencyCode change vs persisted (Validation_Settings_CurrencyImmutable)",
+      "files": [
+        "src/StageFright.Core/Modules/Settings/SettingsService.cs"
+      ]
+    },
+    "T021": {
+      "status": "DONE",
+      "did": "GeneralAppearanceTab: mandatory #setup-currency select from CurrencyCatalog.All bound to SetupFormModel.CurrencyCode; wired into SetupWizard request; Setup_General_Currency{Label,Help} keys",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor.cs",
+        "src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs",
+        "src/StageFright.UI/Resources/Strings/SetupResource.resx",
+        "src/StageFright.UI/Resources/Strings/SetupResource.en-US.resx",
+        "src/StageFright.UI/Resources/Strings/SetupResource.fr-FR.resx"
+      ]
+    },
+    "T012": {
+      "status": "DONE",
+      "did": "SetupServiceTests + SettingsServiceTests: non-AUD persist + normalise, unknown-currency throw, post-setup currency-change rejection",
+      "files": [
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs",
+        "tests/StageFright.Core.Tests/Modules/Settings/SettingsServiceTests.cs"
+      ]
+    },
+    "T014": {
+      "status": "DONE",
+      "did": "CurrencyPickerTests (bUnit): option-per-catalog-entry, defaults AUD, binds model",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/CurrencyPickerTests.cs"
+      ]
+    },
+    "T022": {
+      "status": "DONE",
+      "did": "IncomeStatementReportProvider.FormatCurrency -> MoneyFormatter.Format",
+      "files": [
+        "src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs"
+      ]
+    },
+    "T023": {
+      "status": "DONE",
+      "did": "BalanceSheetReportProvider.FormatCurrency -> MoneyFormatter.Format",
+      "files": [
+        "src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs"
+      ]
+    },
+    "T024": {
+      "status": "DONE",
+      "did": "TrialBalanceReportProvider.FormatCurrency -> MoneyFormatter.Format (incl. imbalance message args)",
+      "files": [
+        "src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs"
+      ]
+    },
+    "T025": {
+      "status": "DONE",
+      "did": "TaxSummaryReportProvider money cells route through new FormatCurrency -> MoneyFormatter.Format",
+      "files": [
+        "src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs"
+      ]
+    },
+    "T026": {
+      "status": "DONE",
+      "did": "AccountRegister/GeneralLedger/ChartOfAccounts/MemberAccountSummary money -> MoneyFormatter.Format (Committee/MemberList show no money)",
+      "files": [
+        "src/StageFright.Reports/Providers/AccountRegisterReportProvider.cs",
+        "src/StageFright.Reports/Providers/GeneralLedgerReportProvider.cs",
+        "src/StageFright.Reports/Providers/ChartOfAccountsReportProvider.cs",
+        "src/StageFright.Reports/Providers/MemberAccountSummaryReportProvider.cs"
+      ]
+    },
+    "T027": {
+      "status": "DONE",
+      "did": "JournalEntryPage totals row ToString(N2) -> MoneyFormatter.Format",
+      "files": [
+        "src/StageFright.UI/Pages/Finance/JournalEntryPage.razor"
+      ]
+    },
+    "T028": {
+      "status": "DONE",
+      "did": "Corrected stale fixed-$/AUD prose: CLAUDE.md Localization note + spec 027 spec.md/data-model.md/contracts superseding notes (MoneyFormatter XML doc already current from T007)",
+      "files": [
+        "CLAUDE.md",
+        "specs/027-localization-support/spec.md",
+        "specs/027-localization-support/data-model.md",
+        "specs/027-localization-support/contracts/localization-contracts.md",
+        "specs/027-localization-support/contracts/resource-key-catalog.md"
+      ]
+    },
+    "T013": {
+      "status": "DONE",
+      "did": "AudZeroDriftTests: AUD MoneyFormatter == legacy $ string, TaxCalculator 2-digit unchanged, IncomeStatement/TrialBalance figures + stored Transaction values byte-identical",
+      "files": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs",
+        "tests/StageFright.Integration.Tests/MoneyFormatterStateCollection.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V6_AccountingReportsTests.cs",
+        "tests/StageFright.Integration.Tests/Scenarios/V16_GenericSalesTaxTests.cs"
+      ]
+    },
+    "T014a": {
+      "status": "DONE",
+      "did": "V28_CurrencyConfigurationTests: US1 AC-1..AC-4 end to end — JPY reports carry ¥ never $/AUD, zero-decimal reconciles, fr-FR grouping keeps ¥, AUD byte-identical",
+      "files": [
+        "tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs"
+      ]
+    },
+    "T029": {
+      "status": "DONE",
+      "did": "MoneyInputTests: Parse under fr-FR/de-DE/en-AU for 1.5/1.50/1000.5/-3.2 exact, period never a group separator, null/blank/garbage/1.2.3 -> 0m, same value every culture",
+      "files": [
+        "tests/StageFright.Core.Tests/Localization/MoneyInputTests.cs"
+      ]
+    },
+    "T030": {
+      "status": "DONE",
+      "did": "JournalEntryPageLocaleTests (bUnit): fr-FR/de-DE debit+credit entry of 1.50/1234.50/1.5 -> running total equals the typed amount, never the x100 misread",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs"
+      ]
+    },
+    "T031": {
+      "status": "DONE",
+      "did": "OpeningBalanceEntryFormLocaleTests (bUnit): de-DE/fr-FR entry -> OnSubmit request carries the exact typed amount (1234.50/1.50/-150.00), identical across en-AU/de-DE/fr-FR",
+      "files": [
+        "tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormLocaleTests.cs"
+      ]
+    },
+    "T032": {
+      "status": "DONE",
+      "did": "MoneyInputGuardTests: repo-wide scan asserts no src/StageFright.UI *.cs parses input with CultureInfo.CurrentCulture, and both hand-rolled money-entry handlers call MoneyInput.Parse",
+      "files": [
+        "tests/StageFright.Localization.Tests/MoneyInputGuardTests.cs"
+      ]
+    },
+    "T032a": {
+      "status": "DONE",
+      "did": "V28_LocaleSafeMoneyEntryTests (integration acceptance): real GeneralJournalService/OpeningBalanceService over SQLite+migrations; fr-FR/de-DE input stored exact to the cent, identical to en-AU, no thousands-separator misread",
+      "files": [
+        "tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs"
+      ]
+    },
+    "T033": {
+      "status": "DONE",
+      "did": "MoneyInput.Parse(string?): invariant decimal.TryParse with AllowDecimalPoint|AllowLeadingSign, 0m for null/blank/unparseable; the one shared money-entry parse helper",
+      "files": [
+        "src/StageFright.Core/Localization/MoneyInput.cs"
+      ]
+    },
+    "T034": {
+      "status": "DONE",
+      "did": "JournalEntryPage.ParseAmount now delegates to MoneyInput.Parse(value?.ToString()); removed the NumberStyles.Number + CultureInfo.CurrentCulture parse and the now-unused System.Globalization using",
+      "files": [
+        "src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs"
+      ]
+    },
+    "T035": {
+      "status": "DONE",
+      "did": "OpeningBalanceEntryForm.SetAmount now delegates to MoneyInput.Parse(args.Value?.ToString()); removed the CurrentCulture parse and the now-unused System.Globalization using",
+      "files": [
+        "src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs"
+      ]
+    },
+    "T036": {
+      "status": "DONE",
+      "did": "TrialBalanceReportProviderTests: added one-cent-difference throws GLBalanceException test; renamed the misnamed tolerance test to _WhenExactlyBalanced; dropped stale FR-034 refs",
+      "files": [
+        "tests/StageFright.Reports.Tests/TrialBalanceReportProviderTests.cs"
+      ]
+    },
+    "T037": {
+      "status": "DONE",
+      "did": "BalanceSheetReportProviderTests: added unbalanced-ledger test asserting an explicit emphasized out-of-balance row + totals visibly disagree, and a balanced-ledger test asserting no such row",
+      "files": [
+        "tests/StageFright.Reports.Tests/BalanceSheetReportProviderTests.cs"
+      ]
+    },
+    "T037a": {
+      "status": "DONE",
+      "did": "V28_StatementIntegrityTests (integration acceptance): balanced ledger -> Trial Balance ties + Balance Sheet clean; corrupted ledger -> Trial Balance throws GLBalanceException + Balance Sheet shows an explicit emphasized out-of-balance row; one-cent imbalance still fails (no tolerance)",
+      "files": [
+        "tests/StageFright.Integration.Tests/Scenarios/V28_StatementIntegrityTests.cs"
+      ]
+    },
+    "T038": {
+      "status": "DONE",
+      "did": "TrialBalanceReportProvider: imbalance check is now totalDebits != totalCredits (was Math.Abs(...) > 0.01m); class doc-comment reworded to 'no tolerance band (FR-011)', dropping the stale FR-034 reference",
+      "files": [
+        "src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs"
+      ]
+    },
+    "T039": {
+      "status": "DONE",
+      "did": "BalanceSheetReportProvider: after building the three sections, if totalAssets != totalLiabilities + totalEquity append a bold null-heading section with a Reports_BalanceSheet_OutOfBalance row (label + MoneyFormatter.Format(difference)); class doc-comment notes the FR-010 behaviour",
+      "files": [
+        "src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs"
+      ]
+    },
+    "T040": {
+      "status": "DONE",
+      "did": "ReportsResource (neutral + en-US + fr-FR): reworded Reports_TrialBalance_GLImbalanceError to drop the tolerance implication and the doubled literal $ (args now carry the MoneyFormatter symbol), kept {Debits}/{Credits}; added Reports_BalanceSheet_OutOfBalance",
+      "files": [
+        "src/StageFright.Reports/Resources/ReportsResource.resx",
+        "src/StageFright.Reports/Resources/ReportsResource.en-US.resx",
+        "src/StageFright.Reports/Resources/ReportsResource.fr-FR.resx"
+      ]
+    },
+    "T042": {
+      "status": "DONE",
+      "did": "(reconfirm) ReportData.BasisOfAccounting string? init property",
+      "files": [
+        "src/StageFright.Reports/Models/ReportData.cs"
+      ]
+    },
+    "T041": {
+      "status": "DONE",
+      "did": "BasisOfAccountingTests (Reports.Tests): 8 financial providers set the shared Reports_Common_BasisOfAccounting string, MemberList/Committee leave it null, PDF renders + CSV appends a trailing basis record (absent when null); ReportViewerBasisTests (UI.Tests bUnit): viewer shows the basis line beneath the subtitle, none when null — all fail-first",
+      "files": [
+        "tests/StageFright.Reports.Tests/BasisOfAccountingTests.cs",
+        "tests/StageFright.UI.Tests/Shared/ReportViewerBasisTests.cs"
+      ]
+    },
+    "T041a": {
+      "status": "DONE",
+      "did": "V28_BasisOfAccountingDisclosureTests (integration acceptance): real SQLite+migrations; Income Statement/Balance Sheet/Tax Summary each carry the basis line on screen, in CSV (trailing record), and render to PDF; shared wording names both the accrual (member fees) and cash (other activity) treatments — fail-first",
+      "files": [
+        "tests/StageFright.Integration.Tests/Scenarios/V28_BasisOfAccountingDisclosureTests.cs"
+      ]
+    },
+    "T043": {
+      "status": "DONE",
+      "did": "PdfReportRenderer: renders report.BasisOfAccounting as a grey FontSize(9) line directly below the Generated: line when non-empty",
+      "files": [
+        "src/StageFright.Reports/Rendering/PdfReportRenderer.cs"
+      ]
+    },
+    "T044": {
+      "status": "DONE",
+      "did": "CsvReportExporter: appends report.BasisOfAccounting as a trailing self-labelled note record (field 0 = text, remaining columns blank) after the grand total when non-null",
+      "files": [
+        "src/StageFright.Reports/Rendering/CsvReportExporter.cs"
+      ]
+    },
+    "T045": {
+      "status": "DONE",
+      "did": "ReportViewer.razor: renders _report.BasisOfAccounting in a <p class='text-muted small mb-0'> directly beneath the subtitle when non-empty (no code-behind change needed)",
+      "files": [
+        "src/StageFright.UI/Shared/ReportViewer.razor"
+      ]
+    },
+    "T046": {
+      "status": "DONE",
+      "did": "ReportsResource neutral/en-US/fr-FR: added Reports_Common_BasisOfAccounting — hybrid wording naming both member-fee accrual and cash treatment of other activity (never a blanket basis)",
+      "files": [
+        "src/StageFright.Reports/Resources/ReportsResource.resx",
+        "src/StageFright.Reports/Resources/ReportsResource.en-US.resx",
+        "src/StageFright.Reports/Resources/ReportsResource.fr-FR.resx"
+      ]
+    },
+    "T047": {
+      "status": "DONE",
+      "did": "All 8 financial-statement providers set BasisOfAccounting = _localizer.Get<ReportsResource>(Reports_Common_BasisOfAccounting) on their returned ReportData (TaxSummary both the tax-not-applicable and main returns); Member List / Committee unchanged (null). Also synced reports-contract.md CSV rendering row.",
+      "files": [
+        "src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs",
+        "src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs",
+        "src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs",
+        "src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs",
+        "src/StageFright.Reports/Providers/AccountRegisterReportProvider.cs",
+        "src/StageFright.Reports/Providers/GeneralLedgerReportProvider.cs",
+        "src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs",
+        "src/StageFright.Reports/Providers/MemberAccountSummaryReportProvider.cs",
+        "specs/028-international-accounting-standards/contracts/reports-contract.md"
+      ]
+    },
+    "T048": {
+      "status": "DONE",
+      "did": "Rewrote BankReconciliationReportProviderTests for the conventional adjusted-balance layout — one section/account, both balances shown, outstanding items carried into the adjusted-bank-balance arithmetic, zero reconciled residual, with/without outstanding items, account filter; money via MoneyFormatter",
+      "files": [
+        "tests/StageFright.Reports.Tests/BankReconciliationReportProviderTests.cs"
+      ]
+    },
+    "T049": {
+      "status": "DONE",
+      "did": "Added two FR-015 tests to BankReconciliationServiceTests: finalise rejected when the difference exceeds the half-cent tolerance (no state change), and a finalised reconciliation rejects toggle-clear and re-finalise; updated the class doc-comment",
+      "files": [
+        "tests/StageFright.Core.Tests/Modules/Finance/BankReconciliationServiceTests.cs"
+      ]
+    },
+    "T049a": {
+      "status": "DONE",
+      "did": "New V28_ConventionalBankReconciliationTests (integration acceptance, real SQLite+migrations): report shows balance per bank statement + balance per general ledger, lists+carries outstanding deposits/payments into the adjusted bank balance, the two sides agree (residual 0), works with no outstanding items, and a finalised reconciliation is immutable while finalisation still required balancing",
+      "files": [
+        "tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs"
+      ]
+    },
+    "T050": {
+      "status": "DONE",
+      "did": "Rewrote BankReconciliationReportProvider.BuildAccountSectionsAsync to the conventional adjusted-balance form: one section/account — balance per bank statement, + outstanding deposits (listed+summed), − outstanding payments (listed+summed), adjusted bank balance, balance per general ledger (GetAccountBalanceAsync at the statement date), reconciled residual; all money via MoneyFormatter.Format",
+      "files": [
+        "src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs"
+      ]
+    },
+    "T051": {
+      "status": "DONE",
+      "did": "ReportsResource neutral/en-US/fr-FR: added Reports_BankReconciliation_{BalancePerBankStatement,AddOutstandingDeposits,LessOutstandingPayments,AdjustedBankBalance,BalancePerGeneralLedger,Reconciled}; removed the 10 now-dead cleared/summary/difference keys; synced reports-contract.md",
+      "files": [
+        "src/StageFright.Reports/Resources/ReportsResource.resx",
+        "src/StageFright.Reports/Resources/ReportsResource.en-US.resx",
+        "src/StageFright.Reports/Resources/ReportsResource.fr-FR.resx",
+        "specs/028-international-accounting-standards/contracts/reports-contract.md"
+      ]
+    },
+    "T056": {
+      "status": "DONE",
+      "did": "New sealed ClosedPeriodException (Constitution §5.2 five-member shape); distinct signal, not a GLBalanceException subclass",
+      "files": [
+        "src/StageFright.Core/Exceptions/ClosedPeriodException.cs"
+      ]
+    },
+    "T057": {
+      "status": "DONE",
+      "did": "New IClosedPeriodGuard contract — Task EnsureOpen(DateTime postingDate, CancellationToken)",
+      "files": [
+        "src/StageFright.Core/Contracts/IClosedPeriodGuard.cs"
+      ]
+    },
+    "T064": {
+      "status": "DONE",
+      "did": "Added Validation_ClosedPeriod_PostingRejected to ValidationResource (neutral/en-US/fr-FR)",
+      "files": [
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.en-US.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.fr-FR.resx"
+      ]
+    },
+    "T058": {
+      "status": "DONE",
+      "did": "New ClosedPeriodGuard : IClosedPeriodGuard — reads Settings singleton; no-op on null settings/null date; throws ClosedPeriodException when postingDate.Date <= ClosedThroughDate.Date",
+      "files": [
+        "src/StageFright.Core/Modules/Finance/ClosedPeriodGuard.cs"
+      ]
+    },
+    "T059": {
+      "status": "DONE",
+      "did": "GLRepository injects IClosedPeriodGuard; AddBalancedSetAsync calls EnsureOpen on the earliest line date before the write (AddPairAsync covered via delegation); updated 57 test call sites to pass a real ClosedPeriodGuard",
+      "files": [
+        "src/StageFright.Data/Repositories/GLRepository.cs",
+        "tests/**/*.cs"
+      ]
+    },
+    "T060": {
+      "status": "DONE",
+      "did": "UnitOfWork.ExecuteInTransactionAsync passes ClosedPeriodException through unwrapped (rollback + rethrow), same as GLBalanceException",
+      "files": [
+        "src/StageFright.Data/UnitOfWork.cs"
+      ]
+    },
+    "T061": {
+      "status": "DONE",
+      "did": "Registered IClosedPeriodGuard -> ClosedPeriodGuard (scoped) in MauiProgram.RegisterCoreServices",
+      "files": [
+        "src/StageFright.App/MauiProgram.cs"
+      ]
+    },
+    "T062": {
+      "status": "DONE",
+      "did": "GeneralSettingsTab gains a close-period date control (#settings-close-through-date) + confirmation checkbox (#settings-close-through-confirm); HandleSaveAsync advances Settings.ClosedThroughDate only when confirmed; SettingsRepository.SaveAsync now maps ClosedThroughDate; 3 SettingsResource keys x3 locales",
+      "files": [
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor",
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs",
+        "src/StageFright.Data/Repositories/SettingsRepository.cs",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.resx",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.en-US.resx",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.fr-FR.resx"
+      ]
+    },
+    "T063": {
+      "status": "DONE",
+      "did": "All 7 finance posting forms catch ClosedPeriodException before the generic catch and show Validation_ClosedPeriod_PostingRejected, leaving the form re-submittable",
+      "files": [
+        "src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs",
+        "src/StageFright.UI/Pages/Finance/PaymentForm.razor.cs",
+        "src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor.cs",
+        "src/StageFright.UI/Pages/Finance/RecordIncome.razor.cs",
+        "src/StageFright.UI/Pages/Finance/BankDepositPage.razor.cs",
+        "src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor.cs",
+        "src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor.cs"
+      ]
+    },
+    "T052": {
+      "status": "DONE",
+      "did": "New ClosedPeriodGuardTests — null settings, null date, before/exactly-on/after boundary, date-only comparison",
+      "files": [
+        "tests/StageFright.Core.Tests/Modules/Finance/ClosedPeriodGuardTests.cs"
+      ]
+    },
+    "T053": {
+      "status": "DONE",
+      "did": "New ClosedPeriodLockTests integration — journal/expense/income/deposit/payment/fee-accrual/forgiveness all reject a posting dated in the closed period leaving no JournalEntry/Transaction/Payment/Fee row; later-dated postings succeed",
+      "files": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/ClosedPeriodLockTests.cs"
+      ]
+    },
+    "T054": {
+      "status": "DONE",
+      "did": "SetupServiceTests: added InitializeAsync_PostsQueuedOpeningBalances_RegardlessOfClosedPeriod (FR-018)",
+      "files": [
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs"
+      ]
+    },
+    "T055": {
+      "status": "DONE",
+      "did": "New ClosePeriodControlTests bUnit — control renders, sets ClosedThroughDate only when date+confirm both given, seeds from persisted value",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Settings/ClosePeriodControlTests.cs"
+      ]
+    },
+    "T068": {
+      "status": "DONE",
+      "did": "FinancialYearCalculator.GetRange/GetPreviousRange gain optional startDay=1; year pivots on (month,day); range = start..start.AddYears(1).AddDays(-1)",
+      "files": [
+        "src/StageFright.Core/Modules/Finance/FinancialYearCalculator.cs"
+      ]
+    },
+    "T065": {
+      "status": "DONE",
+      "did": "FinancialYearCalculatorTests: non-first-of-month and February start-day boundaries, UTC end-of-day range, GetPreviousRange, startDay defaults-to-1 equivalence, out-of-range clamp",
+      "files": [
+        "tests/StageFright.Core.Tests/Modules/Finance/FinancialYearCalculatorTests.cs"
+      ]
+    },
+    "T069": {
+      "status": "DONE",
+      "did": "TrialBalance/BalanceSheet/IncomeStatement/TaxSummary providers now read settings.FinancialYearStartDay and pass it through ResolvePeriod/ParseDateRange/ParseAsAt/GetCurrentQuarterRange to FinancialYearCalculator",
+      "files": [
+        "src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs",
+        "src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs",
+        "src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs",
+        "src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs"
+      ]
+    },
+    "T070": {
+      "status": "DONE",
+      "did": "OpeningBalancesWizard.OnInitializedAsync passes settings.FinancialYearStartDay to FinancialYearCalculator.GetRange when seeding the as-at date",
+      "files": [
+        "src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor.cs"
+      ]
+    },
+    "T072": {
+      "status": "DONE",
+      "did": "SetupRequest gains trailing int FinancialYearStartMonth=7, int FinancialYearStartDay=1",
+      "files": [
+        "src/StageFright.Core/Modules/Settings/SetupRequest.cs"
+      ]
+    },
+    "T071": {
+      "status": "DONE",
+      "did": "SetupFormModel gains FinancialYearStartMonth [Range(1,12)] default 7 and FinancialYearStartDay [Range(1,28)] default 1; SetupWizard maps both into SetupRequest",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/SetupFormModel.cs",
+        "src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs"
+      ]
+    },
+    "T073": {
+      "status": "DONE",
+      "did": "SetupService.InitializeAsync persists FinancialYearStartMonth/Day and validates day 1..28 via Validation_Setup_FinancialYearStartDayRange (added to neutral/en-US/fr-FR); SetupServiceTests cover default, month+day persist, and out-of-range reject",
+      "files": [
+        "src/StageFright.Core/Modules/Settings/SetupService.cs",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.en-US.resx",
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.fr-FR.resx",
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs"
+      ]
+    },
+    "T075": {
+      "status": "DONE",
+      "did": "Added Setup_General_FinancialYearStartMonthLabel/DayLabel/Help to SetupResource and Settings_General_FinancialYearStartDayLabel to SettingsResource (neutral/en-US/fr-FR); reworded shared FY-start help",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SetupResource.resx",
+        "src/StageFright.UI/Resources/Strings/SetupResource.en-US.resx",
+        "src/StageFright.UI/Resources/Strings/SetupResource.fr-FR.resx",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.resx",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.en-US.resx",
+        "src/StageFright.UI/Resources/Strings/SettingsResource.fr-FR.resx"
+      ]
+    },
+    "T074": {
+      "status": "DONE",
+      "did": "GeneralAppearanceTab gains mandatory #setup-fy-start-month (12 opts) + #setup-fy-start-day (28 opts) InputSelects bound to the model; matching day picker added to GeneralSettingsTab beside the existing month picker; tab doc-comment updated",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor",
+        "src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor.cs",
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor"
+      ]
+    },
+    "T067": {
+      "status": "DONE",
+      "did": "FinancialYearStartPickerTests (bUnit): 12/28 option counts, July-day-1 defaults, month+day model binding, both pickers rendered and required-marked",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FinancialYearStartPickerTests.cs"
+      ]
+    },
+    "T066": {
+      "status": "DONE",
+      "did": "FinancialYearStartTests (integration, SQLite+migrations): setup persists non-first-of-month start; IncomeStatement/TrialBalance/BalanceSheet/TaxSummary default ranges honour the (month,day) anchor; AU July-1 dataset unchanged",
+      "files": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/FinancialYearStartTests.cs"
+      ]
+    },
+    "T077": {
+      "status": "DONE",
+      "did": "Migration test: fresh dataset defaults AuditRetentionYears to 5; a pre-028 configured value survives AddInternationalAccountingSettings",
+      "files": [
+        "tests/StageFright.Data.Tests/Migrations/AuditRetentionDefaultTests.cs"
+      ]
+    },
+    "T078": {
+      "status": "DONE",
+      "did": "AttendanceService audit test: fee accrual + auto-payment each write an AuditTrailEntry (paid); only the accrual when marked unpaid; inside the UoW transaction",
+      "files": [
+        "tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceAuditTests.cs"
+      ]
+    },
+    "T079": {
+      "status": "DONE",
+      "did": "Integration test: a failed purge propagates as DataAccessException and is recorded into StartupDiagnosticService as a non-fatal warning (HasStartupWarning, not HasStartupError); ClearError clears it",
+      "files": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/PurgeFailureSurfacedTests.cs"
+      ]
+    },
+    "T080": {
+      "status": "DONE",
+      "did": "Raised audit-retention default 1->5 at the remaining sites: SetupFormModel, SetupRequest; updated the SetupService default-flow test to expect 5",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/SetupFormModel.cs",
+        "src/StageFright.Core/Modules/Settings/SetupRequest.cs",
+        "tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs"
+      ]
+    },
+    "T081": {
+      "status": "DONE",
+      "did": "AttendanceService.RecordBatchAsync now writes IAuditTrailService.LogAsync entries for the fee accrual and (when paid at creation) the auto-payment, inside the existing UoW transaction (FR-026)",
+      "files": [
+        "src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs"
+      ]
+    },
+    "T082": {
+      "status": "DONE",
+      "did": "Purge failure now surfaced: AuditTrailService.PurgeOlderThanAsync stops swallowing; IStartupDiagnosticService gains a non-fatal warning channel (HasStartupWarning/StartupWarning/RecordWarning); MauiProgram's purge catch records the warning + Log.Error, retention fallback 1->5; reconciled AuditTrailServiceTests",
+      "files": [
+        "src/StageFright.Core/Contracts/IStartupDiagnosticService.cs",
+        "src/StageFright.Core/Modules/Settings/StartupDiagnosticService.cs",
+        "src/StageFright.Core/Modules/AuditTrail/AuditTrailService.cs",
+        "src/StageFright.App/MauiProgram.cs",
+        "tests/StageFright.Core.Tests/Modules/AuditTrail/AuditTrailServiceTests.cs"
+      ]
+    },
+    "T083": {
+      "status": "DONE",
+      "did": "Dashboard dismissible warning banner surfaces the non-fatal startup purge-failure diagnostic (Shared_StartupWarning_* in neutral/en-US/fr-FR); DashboardTests gains the IStartupDiagnosticService registration + 3 banner tests; data-model.md section 10 updated",
+      "files": [
+        "src/StageFright.UI/Pages/Dashboard/Dashboard.razor",
+        "src/StageFright.UI/Pages/Dashboard/Dashboard.razor.cs",
+        "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+        "src/StageFright.UI/Resources/Strings/SharedResource.en-US.resx",
+        "src/StageFright.UI/Resources/Strings/SharedResource.fr-FR.resx",
+        "tests/StageFright.UI.Tests/Pages/Dashboard/DashboardTests.cs",
+        "specs/028-international-accounting-standards/data-model.md"
+      ]
+    },
+    "T084": {
+      "status": "DONE",
+      "did": "New docs/accounting-policies.md — basis, revenue recognition, rounding, currency, immutability+reversing corrections, period lock, FY, audit retention; states reports are unaudited management accounts (FR-027)",
+      "files": [
+        "docs/accounting-policies.md"
+      ]
+    },
+    "T085": {
+      "status": "DONE",
+      "did": "Finance living spec de-drafted; retired IsGstRegistered/GstCode/gross÷11/GST-clearing wording rewritten to spec-016 IsTaxApplicable/TaxRate/TaxCode(Taxable,TaxExempt,Excluded) model, Tax Collected 2310 (FR-028)",
+      "files": [
+        "capabilities/finance/spec.md"
+      ]
+    },
+    "T086": {
+      "status": "DONE",
+      "did": "Audit-trail living spec: retention figure updated from fixed 12 months to configurable 1-7yr / default 5yr on new datasets, existing values preserved (spec 028 T003/T005/T006)",
+      "files": [
+        "capabilities/audit-trail/spec.md"
+      ]
+    },
+    "T086a": {
+      "status": "DONE",
+      "did": "spec.md Assumptions: noted capabilities/settings/spec.md retired ABN/GST wording (stale since spec 016) as a carried-forward follow-up outside FR-028's finance-only scope",
+      "files": [
+        "specs/028-international-accounting-standards/spec.md"
+      ]
+    },
+    "T087": {
+      "status": "DONE",
+      "did": "New docs/assessments/sales-tax-internationalisation.md: in-scope/out-of-scope decision + rough size for all 4 FR-029 points (rate history OUT/L, tax-exclusive entry IN/M, 2310-2320 balance-sheet classification IN/S-M, multi-jurisdiction OUT/XL)",
+      "files": [
+        "docs/assessments/sales-tax-internationalisation.md"
+      ]
+    },
+    "T089": {
+      "status": "DONE",
+      "did": "FR-033 verification: git diff master...HEAD of all tax-adjacent files confirms the only tax-path change is TaxCalculator.SplitInclusive's optional minorUnitDigits param (default 2 = byte-identical for AUD); TaxCode enum, 2310/2320 accounts, GL line structure, tax-inclusive entry model and Tax Summary net arithmetic all unchanged. AUD regression stored-value assertions (AudZeroDriftTests.StoredTransactionValues_AreUntouched, V28 byte-identical) hold. Recorded in spec.md Assumptions.",
+      "files": [
+        "specs/028-international-accounting-standards/spec.md"
+      ]
+    },
+    "T090": {
+      "status": "DONE",
+      "did": "Full dotnet build -t:Rebuild (0W/0E) + full dotnet test (2002 pass, 0 fail: Core 714, Localization 28, Reports 236, UI 624, Data 156, Integration 244)",
+      "files": [
+        "StageFrightCommunity.slnx"
+      ]
+    },
+    "T091": {
+      "status": "DONE",
+      "did": "StageFright.Localization.Tests green (28/28) incl. new currency guard; every spec-028 user-facing string localized neutral/en-US/fr-FR, no literal regressions",
+      "files": [
+        "tests/StageFright.Localization.Tests/"
+      ]
+    },
+    "T091a": {
+      "status": "DONE",
+      "did": "New CurrencySymbolGuardTests: repo-wide guard that no Reports provider / UI money site hard-codes $ or AUD literal or formats money with ToString(C)/{0:C}/ToString(F2); 9 money-bearing providers route through MoneyFormatter (FR-004, SC-002)",
+      "files": [
+        "tests/StageFright.Localization.Tests/CurrencySymbolGuardTests.cs"
+      ]
+    },
+    "T092": {
+      "status": "DONE",
+      "did": "CLAUDE.md Reports-pipeline money note added (MoneyFormatter for every provider/renderer/exporter amount + CurrencySymbolGuardTests ref); finalised remaining stale specs/027 spec.md FR-015 lines (Clarifications, Edge case, FR-015) with 'Superseded by spec 028' notes matching T028 precedent",
+      "files": [
+        "CLAUDE.md",
+        "specs/027-localization-support/spec.md"
+      ]
+    },
+    "T093": {
+      "status": "DONE",
+      "did": "Re-ran AUD zero-drift regression against final build: AudZeroDriftTests + V28_CurrencyConfigurationTests 9/9 pass - identical report figures and stored monetary/tax/GL values (SC-004, FR-031, FR-032)",
+      "files": [
+        "tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs"
+      ]
+    },
+    "T094": {
+      "status": "DONE",
+      "did": "Walked SC-001..SC-013: all covered by V28_* acceptance scenarios + InternationalAccounting suite (52/52 pass) against a non-AUD non-first-of-month org end to end; recorded sc-verification-evidence.md",
+      "files": [
+        "specs/028-international-accounting-standards/sc-verification-evidence.md"
+      ]
+    },
+    "T076": {
+      "status": "DONE",
+      "did": "Filed GitHub issue #353 (FR-022 sub-twelve-month first financial year / part-year label) against parent #341; recorded #353 in spec.md Assumptions",
+      "files": [
+        "specs/028-international-accounting-standards/spec.md"
+      ]
+    },
+    "T088": {
+      "status": "DONE",
+      "did": "Filed GitHub issues #354 (tax-exclusive entry) and #355 (recoverable input tax 2320 classification) against parent #341 / spike #350; linked both from docs/assessments/sales-tax-internationalisation.md and spec.md Assumptions",
+      "files": [
+        "docs/assessments/sales-tax-internationalisation.md",
+        "specs/028-international-accounting-standards/spec.md"
+      ]
+    }
+  },
+  "verified": [
+    {
+      "what": "full solution rebuild",
+      "command": "dotnet build StageFrightCommunity.slnx -t:Rebuild",
+      "result": "Build succeeded, 0 warnings, 0 errors",
+      "warnings": []
+    },
+    {
+      "what": "full test suite (no --no-build)",
+      "command": "dotnet test StageFrightCommunity.slnx",
+      "result": "1868 passed, 0 failed, 0 skipped (Core 671, Reports 217, Localization 23, UI 602, Data 154, Integration 201); baseline was 1805",
+      "warnings": [
+        "updated ~30 pre-existing report/UI/integration assertions from bare F2 strings to MoneyFormatter.Format(...) — expected consequence of routing report money through the configured formatter"
+      ]
+    },
+    {
+      "what": "full solution build",
+      "command": "dotnet build StageFrightCommunity.slnx",
+      "result": "Build succeeded, 0 warnings, 0 errors",
+      "warnings": []
+    },
+    {
+      "what": "US3 tests fail-first then green",
+      "command": "dotnet test --filter DifferByOneCent|OutOfBalanceRow",
+      "result": "red before T038/T039 (no exception / null row), green after; V28_StatementIntegrity 5/5 pass",
+      "warnings": []
+    },
+    {
+      "what": "full solution build after US4",
+      "command": "dotnet build StageFrightCommunity.slnx",
+      "result": "Build succeeded, 0 warnings, 0 errors",
+      "warnings": []
+    },
+    {
+      "what": "US4 tests fail-first then green",
+      "command": "dotnet test --filter BasisOfAccountingTests|ReportViewerBasisTests|V28_BasisOfAccountingDisclosureTests",
+      "result": "red before T043-T047 (BasisOfAccounting null / no basis text in CSV+viewer), green after: BasisOfAccountingTests 15/15, ReportViewerBasisTests 2/2, V28_BasisOfAccountingDisclosureTests 4/4",
+      "warnings": []
+    },
+    {
+      "what": "regression suites for the four touched test projects (no --no-build)",
+      "command": "dotnet test Reports.Tests + Localization.Tests + UI.Tests + Integration.Tests",
+      "result": "Reports 235 pass, Localization 25 pass, UI 613 pass, Integration 215 pass",
+      "warnings": []
+    },
+    {
+      "what": "US5 tests fail-first then green",
+      "command": "dotnet test --filter BankReconciliation|V28_ConventionalBankReconciliation",
+      "result": "red before T050/T051 (provider emitted 4 cleared/summary sections per account, no balance-per-bank-statement/ledger rows); green after — BankReconciliationReportProviderTests 12/12, BankReconciliationServiceTests +2 FR-015, V28_ConventionalBankReconciliationTests 5/5",
+      "warnings": []
+    },
+    {
+      "what": "full test suite (no --no-build skipped: ran --no-build after clean build)",
+      "command": "dotnet test StageFrightCommunity.slnx --no-build",
+      "result": "Core 691, Reports 236, UI 616 (+1 known GUID-substring flake, passes 5/5 on re-run), Data 154, Localization 25, Integration 235 — all green; +71 Core, +43 Integration vs baseline",
+      "warnings": [
+        "StageFright.UI.Tests EventListTests.DoesNotShow_FeeColumns_InEventList — documented random-hex-GUID contains-\"fee\" flake, unrelated to this diff (no Events/ParticipationGrid/EventForm change); confirmed passing 5/5 in isolation"
+      ]
+    },
+    {
+      "what": "full test suite after Phase 9 (US7 financial-year start)",
+      "command": "dotnet test StageFrightCommunity.slnx --no-build",
+      "result": "1986 passed, 0 failed, 0 skipped (Core 710, UI 621, Integration 240, Reports 236, Data 154, Localization 25)",
+      "warnings": []
+    },
+    {
+      "what": "Full solution build + entire test suite after Phase 10 (US8)",
+      "command": "dotnet build StageFrightCommunity.slnx && dotnet test StageFrightCommunity.slnx --no-build",
+      "result": "build 0W/0E; 1999 tests pass (Reports 236, Localization 25, Core 714, UI 624, Data 156, Integration 244)",
+      "warnings": [
+        "one full-run flake in StageFright.UI.Tests (documented fee-substring GUID false-positive; untouched area; green on isolated re-run)"
+      ]
+    },
+    {
+      "what": "Finance + audit-trail living specs carry no retired GST/ABN/DRAFT wording after rewrite; accounting-policy doc statements cross-checked against source (TaxCalculator, Settings fields, SystemAccounts 2310/2320, Reports_Common_BasisOfAccounting, immutability rules)",
+      "command": "grep -nE \"GST|Gst|DRAFT|12 months|fixed retention|÷ 11\" capabilities/finance/spec.md capabilities/audit-trail/spec.md",
+      "result": "clean — no matches; Phase 11 is Markdown-only so no dotnet build/test (deferred to Phase 13 T090/T091)",
+      "warnings": []
+    },
+    {
+      "what": "T089 FR-033 no-tax-change verification: git diff master...HEAD over every tax-adjacent file (TaxCalculator, FeeService, IncomeEntryService, ExpensePaymentService, ReactivationForgivenessService, TaxSummaryReportProvider, Settings, TaxSettingsTab, SalesTaxTab, TaxCode)",
+      "command": "git diff master...HEAD -- <tax-adjacent files>",
+      "result": "PASS - only tax-path change is the optional minorUnitDigits param on SplitInclusive (default 2 = AUD byte-identical); TaxCode enum unchanged; 2310/2320 accounts, GL line structure, TaxCode stamping, tax-inclusive entry model and Tax Summary net arithmetic all unchanged; rest is localization + MoneyFormatter routing",
+      "warnings": []
+    },
+    {
+      "what": "Full rebuild + full test suite (Phase 13 T090)",
+      "command": "dotnet build -t:Rebuild -c Debug ; dotnet test -c Debug",
+      "result": "build 0 warnings / 0 errors; 2002 tests pass, 0 fail, 0 skip (Core 714, Localization 28, Reports 236, UI 624, Data 156, Integration 244)",
+      "warnings": []
+    },
+    {
+      "what": "AUD zero-drift regression re-run against final build (T093)",
+      "command": "dotnet test tests/StageFright.Integration.Tests --filter FullyQualifiedName~AudZeroDrift|FullyQualifiedName~V28_CurrencyConfiguration",
+      "result": "9/9 pass - identical report figures and stored monetary/tax/GL values for an AUD dataset",
+      "warnings": []
+    },
+    {
+      "what": "SC-001..SC-013 walk via acceptance + integration suites (T094)",
+      "command": "dotnet test tests/StageFright.Integration.Tests --filter FullyQualifiedName~V28_|FullyQualifiedName~InternationalAccounting",
+      "result": "52/52 pass; every SC mapped to a green V28_* scenario or InternationalAccounting test in specs/028-international-accounting-standards/sc-verification-evidence.md",
+      "warnings": [
+        "no hand-driven CDP MAUI walkthrough performed - acceptance suite drives the identical non-AUD non-first-of-month code paths incl. PDF/CSV"
+      ]
+    },
+    {
+      "what": "Follow-on GitHub issues filed and parent + sub-issues closed (T076, T088)",
+      "command": "gh issue create x4 ; gh issue close 341-352",
+      "result": "filed #353 (FR-022), #354 (tax-exclusive entry), #355 (recoverable input tax 2320), #356 (settings living spec); closed #341 + #342-#352 with per-issue delivery comments",
+      "warnings": []
+    },
+    {
+      "what": "full rebuild + full test suite for issue #353 / FR-022 part-year first financial year",
+      "command": "dotnet build -t:Rebuild && dotnet test StageFrightCommunity.slnx",
+      "result": "0 warnings, 0 errors; 2019 tests pass (Core 722, Reports 236, Localization 28, Data 156, Integration 249, UI 628); AudZeroDriftTests still green",
+      "warnings": [
+        "stale qps-ploc pseudo-locale (test-only fixture) regenerated by scripts/generate-pseudo-locale.py — pre-existing spec-028 drift, now a clean no-op"
+      ]
+    },
+    {
+      "what": "full rebuild + full test suite (dotnet build -t:Rebuild; dotnet test --no-build)",
+      "command": "dotnet test StageFrightCommunity.slnx",
+      "result": "0 warnings, 0 errors; 2053 passed / 0 failed / 0 skipped incl. AudZeroDriftTests zero-drift and AddTaxEntryModeMigrationTests backfill",
+      "warnings": [
+        "one xUnit1051 in a new test surfaced only on full Rebuild, fixed before final run"
+      ]
+    }
+  ],
+  "concerns": [
+    {
+      "note": "T028 left specs/027-localization-support/research.md and plan.md decision-log lines still asserting a fixed $/AUD; the load-bearing current-reading docs (spec.md, data-model.md, both contracts) now carry a superseding note. T092 (Polish) is the designated final pass for the remaining 027 lines.",
+      "step": "implement"
+    },
+    {
+      "note": "PostToolUse dotnet-build-on-edit hook blocks any edit that leaves a project non-compiling, so the strict test-first order (all ### Tests, then ### Implementation) was adapted: T033 MoneyInput.cs was created before the test files so the tree compiles. Fail-first still held — T030/T031/T032 assert the buggy CurrentCulture behaviour and were red until T034/T035 changed the call sites.",
+      "step": "implement"
+    },
+    {
+      "note": "T032a (V28_LocaleSafeMoneyEntry) calls MoneyInput.Parse directly rather than rendering the razor code-behind (Integration.Tests has no bUnit), so it goes green on T033 rather than fail-first on T034/T035. The call-site regression guard is carried by T032 (repo scan) + T030/T031 (bUnit).",
+      "step": "implement"
+    },
+    {
+      "note": "OpeningBalanceEntryForm.razor plug row still renders @Plug.ToString(\"N2\") — a money DISPLAY site not routed through MoneyFormatter (would show 2 decimals under a 0-decimal org like JPY). Out of US2 scope (entry, not display); US1 T027 routed JournalEntryPage totals but not this sibling. Fold into Polish T091a or a US1 follow-up.",
+      "step": "implement"
+    },
+    {
+      "note": "tasks.md paths for T036/T037 name a tests/StageFright.Reports.Tests/Providers/ subfolder that does not exist; the repo keeps provider tests flat in tests/StageFright.Reports.Tests/. Edited the existing flat files (TrialBalanceReportProviderTests.cs, BalanceSheetReportProviderTests.cs) instead of creating a Providers/ folder.",
+      "step": "implement"
+    },
+    {
+      "note": "The Balance Sheet out-of-balance line renders after the Equity section but before the GrandTotal row (sections render, then GrandTotal), not immediately under Total Liabilities + Equity. Still an explicit, emphasized, never-clean line; a strictly-after-grand-total position would need a ReportData model change.",
+      "step": "implement"
+    },
+    {
+      "note": "T042 (ReportData.BasisOfAccounting) was authored before the T041/T041a test files that reference it — same compile-safety adaptation already recorded for T033 (PostToolUse dotnet-build-on-edit hook blocks non-compiling edits). Fail-first still held: 12/15 BasisOfAccountingTests plus all ReportViewerBasisTests/V28_BasisOfAccountingDisclosureTests were red until T043-T047.",
+      "step": "implement"
+    },
+    {
+      "note": "reports-contract.md originally specified the CSV basis note as label-in-column-0 + text-in-column-1; shipped as a single self-labelled column-0 record (CsvReportExporter has no localizer). Contract doc updated in the same task (T047) to match.",
+      "step": "implement"
+    },
+    {
+      "note": "BasisOfAccountingTests and V28_BasisOfAccountingDisclosureTests assert English tokens (accrual, cash, member) in the resolved Reports_Common_BasisOfAccounting string, so they are host-culture-dependent (green under en-*, would fail under a forced fr-FR test culture). Consistent with the existing integration suite English-literal assertions (e.g. V28_StatementIntegrityTests asserts s.Heading == Assets).",
+      "step": "implement"
+    },
+    {
+      "note": "V28_ConventionalBankReconciliationTests.FinalisedReconciliation_IsImmutable_AndFinalisationRequiredItToBalance (AC-3) passes immediately rather than fail-first — it exercises pre-existing BankReconciliationRepository/Service guards (FR-015 is presentation-neutral), consistent with the T032a/T037a acceptance-test pattern already recorded. The four report-shape tests were red before T050/T051.",
+      "step": "implement"
+    },
+    {
+      "note": "T051 also touched two files beyond the three in tasks.md: ReportsResource.qps-ploc.resx (prune the 10 orphaned pseudo-locale keys, required by the orphan-key guard) and contracts/reports-contract.md (sync the bank-reconciliation ASCII sketch + notes to the shipped row layout / no-placeholder ledger label / residual Reconciled row).",
+      "step": "implement"
+    },
+    {
+      "note": "SettingsRepository.SaveAsync did not map ClosedThroughDate (nor LanguageCode/AuditRetentionYears/CurrencyCode/FinancialYearStartDay) on the detached-update path — real app relies on EF change-tracking. Added ClosedThroughDate to the copy list so T062 save-path works detached; the other unmapped fields are pre-existing and out of scope here.",
+      "step": "implement"
+    },
+    {
+      "note": "T063 catch was added only to the 7 posting forms named in the task. ReactivationForgivenessDialog uses _applyError; the others _errorMessage. No new bUnit test asserts the friendly message renders (T055 covers the settings control only) — the catch paths are exercised by ClosedPeriodLockTests at the service layer, not the UI layer.",
+      "step": "implement"
+    },
+    {
+      "note": "T076: gh issue create for the FR-022 (sub-twelve-month first financial year) follow-on was blocked by the environment action classifier. spec.md Assumptions now records the deferral by issue title, but the GitHub issue itself still needs to be created by the user.",
+      "step": "implement"
+    },
+    {
+      "note": "Two follow-ups need GitHub issues that could not be filed from here: FR-022 short-first-FY (T076) and the capabilities/settings/spec.md retired-ABN/GST wording (T086a). Both are noted in spec.md Assumptions. Phase 12 T088 will hit the same constraint.",
+      "step": "implement"
+    },
+    {
+      "note": "T088 left unchecked: gh issue create is blocked by the environment action classifier (same as T076). The two in-scope follow-on issues (tax-exclusive entry; recoverable input tax 2320 classification) are specified verbatim in docs/assessments/sales-tax-internationalisation.md Follow-on issues section and noted in spec.md Assumptions, for the maintainer to file against parent #341.",
+      "step": "implement"
+    },
+    {
+      "note": "T076 and T088 stay unchecked: gh issue create is blocked by the Claude Code auto-mode classifier. All three follow-on issue specs (FR-022 part-year FY; tax-exclusive entry; recoverable input tax 2320 classification) are written in full in spec.md Assumptions + docs/assessments/sales-tax-internationalisation.md for the maintainer to file. Plus the pre-existing stale capabilities/settings/spec.md tax wording (T086a) noted there too.",
+      "step": "implement"
+    }
+  ],
+  "last_action": "Phase 15 (#354) complete — T114-T140 done, full rebuild 0W/0E, 2053 tests pass; closing issue #354"
+}
diff --git a/specs/028-international-accounting-standards/checklists/requirements.md b/specs/028-international-accounting-standards/checklists/requirements.md
new file mode 100644
index 00000000..7d4b1a33
--- /dev/null
+++ b/specs/028-international-accounting-standards/checklists/requirements.md
@@ -0,0 +1,45 @@
+# Specification Quality Checklist: International accounting-practice readiness
+
+**Purpose**: Validate Companion specification completeness before planning
+**Created**: 2026-08-29
+**Feature**: [spec.md](../spec.md)
+
+## Content Quality
+
+- [x] No implementation details (languages, frameworks, APIs)
+- [x] Focused on user value and business needs
+- [x] Written for non-technical stakeholders
+- [x] All mandatory sections completed (User Scenarios, Requirements, Success Criteria)
+
+## Requirement Completeness
+
+- [x] Any [NEEDS CLARIFICATION] markers are genuine ambiguities (≤3) deferred to clarify — not unresolved guesses
+- [x] Each Functional Requirement is a single, testable MUST/SHOULD statement
+- [x] Success criteria are measurable
+- [x] Success criteria are technology-agnostic (no implementation details)
+- [x] All acceptance scenarios are defined
+- [x] Edge cases are identified
+- [x] Scope is clearly bounded
+- [x] Dependencies and assumptions identified
+
+## Feature Readiness
+
+- [x] All functional requirements have clear acceptance criteria
+- [x] User scenarios cover primary flows
+- [x] Feature meets measurable outcomes defined in Success Criteria
+- [x] No implementation details leak into the specification
+
+## Notes
+
+- Self-check pass completed 2026-08-29. All items pass.
+- No `[NEEDS CLARIFICATION]` markers were needed: three open choices were resolved with informed
+  defaults recorded under Assumptions — (a) audit-retention default figure (five vs seven years),
+  (b) whether a currency can change after setup (out of scope), (c) whether a sub-twelve-month first
+  financial year is built now (optional; captured as follow-on if deferred). `clarify` may still
+  revisit these.
+- Domain vocabulary that is not implementation detail: `ISO 4217`, "Balance Sheet", "Trial Balance",
+  "general ledger", "PDF", "CSV". These name accounting artifacts and user-facing output formats, not
+  technologies, and appear as pinned values under Verbatim Constraints where applicable.
+- Size classification: **oversized** — the change spans currency across the whole UI and reporting
+  surface plus entities, setup, tax, audit and documentation. Full specify → plan → tasks → implement
+  pipeline applies; no fast-track.
diff --git a/specs/028-international-accounting-standards/contracts/currency-formatting-contract.md b/specs/028-international-accounting-standards/contracts/currency-formatting-contract.md
new file mode 100644
index 00000000..3d174dbe
--- /dev/null
+++ b/specs/028-international-accounting-standards/contracts/currency-formatting-contract.md
@@ -0,0 +1,103 @@
+# Contract: Currency formatting & money input
+
+Covers US1 (FR-001…006, FR-031) and US2 (FR-007…009). Consumers: every `MoneyFormatter` call site in
+`StageFright.UI` and `StageFright.Core`, every `StageFright.Reports` provider, and the two money-entry
+forms. Verbatim identifiers from the spec are used exactly: **`AUD`**, **`$`**, **`ISO 4217`**.
+
+---
+
+## `SupportedCurrency` (value object)
+
+`src/StageFright.Core/Localization/SupportedCurrency.cs`
+
+```csharp
+public sealed record SupportedCurrency(
+    string Code,            // ISO 4217 alphabetic, 3 upper-case letters, e.g. "AUD"
+    string Symbol,          // e.g. "$" for AUD
+    int MinorUnitDigits,    // 0, 2, or 3
+    string DisplayName);    // English, e.g. "Australian Dollar"
+```
+
+* Identity is `Code`. `Symbol` for `AUD` is exactly `$`.
+* `MinorUnitDigits` is the ISO 4217 minor-unit exponent; only 0, 2, 3 occur in the supported set.
+
+## `CurrencyCatalog` (static reference data)
+
+`src/StageFright.Core/Localization/CurrencyCatalog.cs`
+
+| Member | Signature | Behaviour |
+|--------|-----------|-----------|
+| `All` | `static IReadOnlyList<SupportedCurrency> All` | The curated shipped set, stable order (AUD first). |
+| `Default` | `static SupportedCurrency Default` | The `AUD` entry — `Code = "AUD"`, `Symbol = "$"`, `MinorUnitDigits = 2`. |
+| `TryGet` | `static bool TryGet(string code, out SupportedCurrency currency)` | Case-insensitive; `false` + `Default` on miss. |
+| `Get` | `static SupportedCurrency Get(string code)` | Case-insensitive; throws `ValidationException` on an unknown code. |
+
+Seed `All` (representative — extended by adding a row, no other code change):
+
+| Code | Symbol | MinorUnitDigits |
+|------|--------|-----------------|
+| `AUD` | `$` | 2 |
+| `USD` | `$` | 2 |
+| `EUR` | `€` | 2 |
+| `GBP` | `£` | 2 |
+| `NZD` | `$` | 2 |
+| `CAD` | `$` | 2 |
+| `JPY` | `¥` | 0 |
+| `KWD` | `د.ك` | 3 |
+| `BHD` | `.د.ب` | 3 |
+
+## `MoneyFormatter` (existing static — surface additions)
+
+`src/StageFright.Core/Localization/MoneyFormatter.cs`
+
+| Member | Signature | Contract |
+|--------|-----------|----------|
+| `Configure` | `static void Configure(SupportedCurrency currency)` | Called once at startup (`MauiProgram`, after the display culture is applied). Idempotent; last call wins. Stores an immutable reference. |
+| `Format` | `static string Format(decimal amount)` | Returns the amount with the **configured** currency `Symbol` prefixed/placed per `CultureInfo.CurrentCulture`, and exactly `MinorUnitDigits` fractional digits. Grouping and decimal separators follow `CultureInfo.CurrentCulture`. Never emits `"C"` / `"{0:C}"`. |
+| `FormatWithCode` | `static string FormatWithCode(decimal amount)` | As `Format`, but with the configured **`ISO 4217`** code and a trailing space instead of the symbol, e.g. `"AUD 1,234.50"`, `"JPY 1,235"`. |
+
+Guarantees:
+
+* Before `Configure` is called, both methods behave as if configured with `CurrencyCatalog.Default`
+  (an `AUD` / `$` / 2-digit dataset is byte-for-byte unchanged — FR-006).
+* No screen, report, PDF, or CSV emits a symbol or code other than the configured currency's
+  (FR-004) — all money display routes through these two methods.
+* For a 0-decimal currency (e.g. `JPY`) no fractional digits are shown and figures still reconcile
+  exactly (FR-003, Edge Cases).
+
+## `MoneyInput` (new parse helper)
+
+`src/StageFright.Core/Localization/MoneyInput.cs`
+
+| Member | Signature | Contract |
+|--------|-----------|----------|
+| `Parse` | `static decimal Parse(string? rawValue)` | Parses with `CultureInfo.InvariantCulture` and `NumberStyles.AllowDecimalPoint \| NumberStyles.AllowLeadingSign`. Returns `0m` for null, blank, or unparseable input. |
+
+Rationale: the value of an `<input type="number">` is always invariant-formatted by the browser,
+independent of page locale. Parsing it invariant makes the manual journal and opening-balance forms
+interpret an amount identically to every other money field (FR-008) and removes any
+thousands-separator ambiguity (FR-009).
+
+### Call-site changes
+
+| File | Before | After |
+|------|--------|-------|
+| `src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs` — `ParseAmount` | `decimal.TryParse(v, NumberStyles.Number, CultureInfo.CurrentCulture, …)` | `MoneyInput.Parse(v)` |
+| `src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs` — `SetAmount` | `decimal.TryParse(v, NumberStyles.Number, CultureInfo.CurrentCulture, …)` | `MoneyInput.Parse(v)` |
+
+Both inputs remain `type="number"`. A `StageFright.Localization.Tests` guard asserts no money field
+parses a numeric-input value with `CultureInfo.CurrentCulture`.
+
+## Rounding — `TaxCalculator.SplitInclusive`
+
+`src/StageFright.Core/Modules/Finance/TaxCalculator.cs`
+
+* Rounds the tax component to the **configured currency's `MinorUnitDigits`** (not a literal `2`).
+* `net = gross − tax` remains the remainder, so `net + tax == gross` exactly at 0, 2, or 3 digits
+  (FR-005). No stored tax value changes for an `AUD` dataset (FR-033).
+
+## Reports
+
+Each provider's private `FormatCurrency` (currently `amount.ToString("F2")`) routes through
+`MoneyFormatter.Format` / `FormatWithCode`, so printed and exported amounts carry the configured
+symbol and precision (FR-003) and never a mismatched one (FR-004).
diff --git a/specs/028-international-accounting-standards/contracts/period-lock-contract.md b/specs/028-international-accounting-standards/contracts/period-lock-contract.md
new file mode 100644
index 00000000..f0b4d101
--- /dev/null
+++ b/specs/028-international-accounting-standards/contracts/period-lock-contract.md
@@ -0,0 +1,96 @@
+# Contract: Closed-period lock
+
+Covers US6 (FR-016, FR-017, FR-018). Consumers: `GLRepository`, every finance posting service (via
+the GL choke point), and every finance posting form in `StageFright.UI`.
+
+---
+
+## `Settings.ClosedThroughDate`
+
+`DateTime?`, default `null`. `null` = no period is closed. When set, all financial periods up to **and
+including** that date are closed (FR-016).
+
+## `ClosedPeriodException` (new)
+
+`src/StageFright.Core/Exceptions/ClosedPeriodException.cs` — `sealed class ClosedPeriodException :
+Exception`, Constitution §5.2 shape:
+
+```csharp
+public ClosedPeriodException(
+    string message,
+    string entityType,
+    string operationContext,
+    Guid? entityId = null,
+    Exception? innerException = null)
+```
+
+with `EntityType`, `EntityId` (nullable `Guid`), `OperationContext`, `Timestamp` (`DateTime.UtcNow`
+at construction), `CorrelationId` (new `Guid`). Not a subclass of `GLBalanceException` — it is a
+distinct signal.
+
+## `IClosedPeriodGuard` (new)
+
+`src/StageFright.Core/Contracts/IClosedPeriodGuard.cs`
+
+```csharp
+public interface IClosedPeriodGuard
+{
+    Task EnsureOpen(DateTime postingDate, CancellationToken ct = default);
+}
+```
+
+Implementation `src/StageFright.Core/Modules/Finance/ClosedPeriodGuard.cs` (depends only on
+`ISettingsRepository`):
+
+| Condition | Result |
+|-----------|--------|
+| `Settings` is null (pre-setup) | returns (no-op) |
+| `Settings.ClosedThroughDate` is `null` | returns (no-op) |
+| `postingDate.Date <= Settings.ClosedThroughDate.Value.Date` | throws `ClosedPeriodException` (`Validation_ClosedPeriod_PostingRejected`) |
+| otherwise | returns |
+
+A posting dated **exactly on** the closed-through date is inside the closed period and is rejected
+(spec Edge Cases).
+
+## Enforcement point — `GLRepository`
+
+`src/StageFright.Data/Repositories/GLRepository.cs` (injects `IClosedPeriodGuard`):
+
+* `AddBalancedSetAsync(lines, ct)` — before the existing balance validation and before
+  `SaveChangesAsync`, call `await _closedPeriodGuard.EnsureOpen(line.Date, ct)` for every line
+  (or once for the earliest line's date).
+* `AddPairAsync(debit, credit, ct)` — same, before delegating to `AddBalancedSetAsync`.
+
+Because every financial mutation funnels through these two methods, and they run inside
+`UnitOfWork.ExecuteInTransactionAsync`, a rejection rolls the whole operation back: **no business row
+(Fee / Payment / JournalEntry) and no ledger line is persisted** (FR-017).
+
+`ClosedPeriodException` propagates unwrapped through `UnitOfWork.ExecuteInTransactionAsync` (added to
+the same pass-through list as `GLBalanceException`), so the UI receives the typed exception rather
+than a `DataAccessException` wrapper.
+
+## Setup-time opening balances (FR-018)
+
+No carve-out is implemented. First-run setup always completes before any period can be closed, so
+`ClosedThroughDate` is `null` while the setup wizard runs and opening balances post normally. This is
+documented in `ClosedPeriodGuard`'s XML doc. If a future story needs a genuine bypass, the ambient
+`AuditTrailSuppressionScope` pattern (`StageFright.Core/Modules/AuditTrail`) is the template — not a
+new parameter on the guard.
+
+## UI (FR-016)
+
+* A "close all financial periods through <date>" date control plus an explicit confirmation step on
+  the General settings tab (`src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor`), element id
+  `settings-close-through-date`. Saving sets `Settings.ClosedThroughDate` via `SettingsService.SaveAsync`.
+* Every finance posting form (journal, payment, expense, income, bank deposit, opening balances,
+  reactivation forgiveness) catches `ClosedPeriodException` and shows the friendly
+  `Validation_ClosedPeriod_PostingRejected` message; the form is left re-submittable after the user
+  changes the date.
+
+## Test surface
+
+* Unit: `ClosedPeriodGuard` — null settings, null date, date before / equal / after the closed-through
+  date.
+* Integration: for each posting path, a transaction dated on or before `ClosedThroughDate` leaves no
+  `Fee` / `Payment` / `Transaction` / `JournalEntry` row (FR-017, SC-009); a transaction dated after
+  it posts normally; opening balances during first-run setup are accepted (FR-018).
diff --git a/specs/028-international-accounting-standards/contracts/reports-contract.md b/specs/028-international-accounting-standards/contracts/reports-contract.md
new file mode 100644
index 00000000..01fdc8f8
--- /dev/null
+++ b/specs/028-international-accounting-standards/contracts/reports-contract.md
@@ -0,0 +1,146 @@
+# Contract: Financial statements
+
+Covers US3 statement integrity (FR-010, FR-011), US4 basis of accounting (FR-012), and US5 bank
+reconciliation (FR-013…015). Consumers: `PdfReportRenderer`, `CsvReportExporter`,
+`ReportViewer.razor`, and the financial-statement providers in `StageFright.Reports/Providers`.
+
+---
+
+## `ReportData.BasisOfAccounting` (new optional field)
+
+`src/StageFright.Reports/Models/ReportData.cs`
+
+```csharp
+/// <summary>
+/// Optional basis-of-accounting disclosure shown on financial statements. Null for
+/// non-financial reports (Member List, Committee).
+/// </summary>
+public string? BasisOfAccounting { get; init; }
+```
+
+Rendering contract:
+
+| Renderer | Placement |
+|----------|-----------|
+| `PdfReportRenderer` | Header column, one line below the "Generated: …" line, grey, small; only when non-null/non-empty. |
+| `CsvReportExporter` | After the grand-total row: one record with the self-labelled basis text ("Basis of accounting: …") in column 0 and the remaining columns empty; only when non-null. (`CsvReportExporter` has no localizer, so the label is carried inside the single `Reports_Common_BasisOfAccounting` string rather than as a separate column.) |
+| `ReportViewer.razor` | A `<p class="text-muted small">` directly under the subtitle; only when non-null. |
+
+Providers that MUST set it (FR-012), from the shared key `Reports_Common_BasisOfAccounting`:
+
+* `IncomeStatementReportProvider`
+* `BalanceSheetReportProvider`
+* `TrialBalanceReportProvider`
+* `TaxSummaryReportProvider`
+* `AccountRegisterReportProvider`
+* `GeneralLedgerReportProvider`
+* `BankReconciliationReportProvider`
+* `MemberAccountSummaryReportProvider`
+
+`MemberListReportProvider` and `CommitteeReportProvider` leave it null.
+
+The `Reports_Common_BasisOfAccounting` text must describe the hybrid basis accurately — member fees
+recognised when levied (accrual); all other income and expenditure recognised when received or paid
+(cash) — and must not claim a single blanket basis (FR-012).
+
+---
+
+## Trial Balance — exact debit/credit equality (FR-011)
+
+`src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs`
+
+| Before | After |
+|--------|-------|
+| `if (Math.Abs(totalDebits - totalCredits) > 0.01m) throw new GLBalanceException(...)` | `if (totalDebits != totalCredits) throw new GLBalanceException(...)` |
+
+* No tolerance band. A one-cent difference fails generation (SC-006).
+* The thrown exception message key `Reports_TrialBalance_GLImbalanceError` is reworded to drop any
+  "within tolerance" phrasing.
+* The class doc-comment's stale `FR-034` reference is corrected.
+* The viewer already catches `GLBalanceException` and offers "Try Again" — unchanged.
+
+---
+
+## Balance Sheet — explicit out-of-balance line (FR-010)
+
+`src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs`
+
+After building the Asset, Liability and Equity sections and totals:
+
+* Compute `difference = totalAssets - (totalLiabilities + totalEquity)`.
+* If `difference != 0m`: append a bold row to the report using the new key
+  `Reports_BalanceSheet_OutOfBalance` (label + `MoneyFormatter.Format(difference)`), rendered after
+  the grand total. A clean statement is never produced when the sheet does not balance.
+* If `difference == 0m`: unchanged output — total assets equal total liabilities plus equity and the
+  statement renders normally (SC-005).
+
+The Balance Sheet balances by construction today, so a non-zero difference indicates a real ledger
+integrity fault; the surfaced amount is the diagnostic (research.md, Decision 5).
+
+---
+
+## Bank Reconciliation — conventional adjusted-balance layout (FR-013…015)
+
+`src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs` — `BuildAccountSectionsAsync`
+is rewritten. For each bank/cash account's most recent reconciliation, at its statement date:
+
+```
+Balance per bank statement                         <StatementClosingBalance>
+  <each outstanding deposit, listed>               <amount in the Deposit column>
+  Add: outstanding deposits                        <+ sum, Deposit column>
+  <each outstanding payment, listed>              <amount in the Payment column>
+  Less: outstanding payments                       <- sum, Payment column>
+Adjusted bank balance                              <StatementClosingBalance + deposits − payments>
+Balance per general ledger                          <GetAccountBalanceAsync(accountId, statementDate)>
+Reconciled (adjusted bank balance less …)           <MoneyFormatter.Format(residual) — 0.00 when tied>
+```
+
+One `ReportSection` per account, headed by the existing `Reports_BankReconciliation_AccountHeader`
+line (which already carries the account, statement date and status). The four columns
+(Date / Description / Deposit / Payment) are kept; the summary lines are emphasized label/amount
+rows with the amount in the Payment column (the outstanding-deposit subtotal uses the Deposit
+column). All amounts route through `MoneyFormatter.Format`.
+
+Contract:
+
+* Both `balance per bank statement` **and** `balance per general ledger` appear on every finalised
+  reconciliation (FR-013, SC-008).
+* Outstanding deposits and outstanding payments are summed and **carried into** the adjusted-bank-balance
+  arithmetic, not merely listed (FR-014).
+* The `Reconciled` line shows the residual `adjusted bank balance − balance per general ledger`
+  (`0.00` on a reconciled statement); a zero residual between the two explicitly shown balances is
+  the demonstration of agreement. The `Balance per general ledger` label carries no date
+  placeholder — the "as at the statement date" context is on the section header.
+* Outstanding items come from `IGLRepository.GetUnreconciledByAccountAsync(accountId, statementDate)`;
+  the ledger balance from `IGLRepository.GetAccountBalanceAsync(accountId, statementDate)` (both
+  already exist).
+* With no outstanding items, the report still shows both balances and proves agreement (Edge Cases).
+* FR-015 (finalisation still requires the reconciliation to balance; a finalised reconciliation stays
+  immutable) is already enforced in `BankReconciliationService` — covered by added tests, no
+  behaviour change here.
+
+New `ReportsResource` keys (+ `.en-US`, `.fr-FR`):
+`Reports_BankReconciliation_BalancePerBankStatement`,
+`Reports_BankReconciliation_AddOutstandingDeposits`,
+`Reports_BankReconciliation_LessOutstandingPayments`,
+`Reports_BankReconciliation_AdjustedBankBalance`,
+`Reports_BankReconciliation_BalancePerGeneralLedger`,
+`Reports_BankReconciliation_Reconciled`.
+
+---
+
+## Money formatting in reports
+
+Every provider's private `FormatCurrency` helper (currently `amount.ToString("F2")`) routes through
+`MoneyFormatter.Format` / `FormatWithCode` so amounts carry the configured currency symbol and
+minor-unit precision (FR-003) and never a mismatched symbol/code (FR-004). See
+currency-formatting-contract.md.
+
+---
+
+## Out of scope for this contract
+
+The sales-tax internationalisation assessment (US10) may recommend reclassifying recoverable sales
+tax (general-ledger accounts **`2310`** / **`2320`**) but this feature makes **no** change to tax
+account classification or any stored tax value (FR-033). That work, if taken forward, is a follow-on
+issue.
diff --git a/specs/028-international-accounting-standards/contracts/settings-and-setup-contract.md b/specs/028-international-accounting-standards/contracts/settings-and-setup-contract.md
new file mode 100644
index 00000000..35663386
--- /dev/null
+++ b/specs/028-international-accounting-standards/contracts/settings-and-setup-contract.md
@@ -0,0 +1,88 @@
+# Contract: Settings & first-run setup
+
+Covers US1 currency selection (FR-001, FR-002), US7 financial-year start (FR-019…021), and US8 audit
+retention (FR-023, FR-024). Verbatim identifiers used exactly: **`AUD`**, **`ISO 4217`**,
+**`FinancialYearStartMonth`**, **`AuditRetentionYears`**.
+
+---
+
+## `Settings` entity fields (see data-model.md for storage detail)
+
+| Field | Type | Default | Editable after setup? |
+|-------|------|---------|-----------------------|
+| `CurrencyCode` | `string` (`ISO 4217`) | `"AUD"` | **No** — fixed for the life of the dataset (FR-002). |
+| `FinancialYearStartMonth` | `int` | `7` | Yes (existing behaviour, existing settings control). Name unchanged (Verbatim Constraint). |
+| `FinancialYearStartDay` | `int` (1–28) | `1` | Yes. New; paired with `FinancialYearStartMonth`. |
+| `ClosedThroughDate` | `DateTime?` | `null` | Yes — set/advanced from the settings "close periods" control (see period-lock-contract.md). |
+| `AuditRetentionYears` | `int` (1–7) | **`5`** (was `1`) | Yes (existing control). Name unchanged (Verbatim Constraint). |
+
+## `SetupRequest` (record) — added parameters
+
+`src/StageFright.Core/Modules/Settings/SetupRequest.cs`
+
+```
++ string CurrencyCode = "AUD"
++ int    FinancialYearStartMonth = 7
++ int    FinancialYearStartDay = 1
+  int    AuditRetentionYears = 5      // default changed from 1
+```
+
+All added as trailing optional parameters (record positional list), preserving existing call
+compatibility. `CurrencyCode` defaults to `"AUD"`.
+
+## `SetupFormModel` — added properties
+
+`src/StageFright.UI/Pages/Setup/SetupFormModel.cs`
+
+| Property | Attribute | Default |
+|----------|-----------|---------|
+| `string CurrencyCode` | `[Required]` | `"AUD"` |
+| `int FinancialYearStartMonth` | `[Range(1, 12)]` | `7` |
+| `int FinancialYearStartDay` | `[Range(1, 28)]` | `1` |
+| `int AuditRetentionYears` | `[Range(1, 7)]` (unchanged) | `5` (was `1`) |
+
+## `SetupService.InitializeAsync` — validation contract
+
+`src/StageFright.Core/Modules/Settings/SetupService.cs`
+
+* Reject the request (no `Settings` row created) when:
+  * `CurrencyCode` is not one of `CurrencyCatalog.All` codes → `ValidationException`
+    (`Validation_Setup_CurrencyUnknown`).
+  * `FinancialYearStartMonth` is outside `1..12` → `ValidationException`
+    (`Validation_Setup_FinancialYearStartMonthRange`).
+  * `FinancialYearStartDay` is outside `1..28` → `ValidationException`
+    (`Validation_Setup_FinancialYearStartDayRange`).
+* On success, persist `CurrencyCode`, `FinancialYearStartMonth`, `FinancialYearStartDay`,
+  `AuditRetentionYears` onto the new `Settings` singleton.
+* First-run setup MUST require a currency choice — the picker is a mandatory, always-visible control
+  defaulting to `AUD` (FR-001).
+* The financial-year start MUST be an explicit choice — month + day pickers are mandatory,
+  always-visible, defaulting to month `7` / day `1`; there is no hidden default path (FR-019).
+
+## `SettingsService.SaveAsync` — currency immutability
+
+`src/StageFright.Core/Modules/Settings/SettingsService.cs`
+
+* Before persisting, if the persisted `Settings.CurrencyCode` is non-empty and the incoming
+  `CurrencyCode` differs from it → throw `ValidationException`
+  (`Validation_Settings_CurrencyImmutable`); nothing is persisted.
+* No Settings *edit* tab renders a currency control (FR-002).
+
+## Setup UI — element identifiers a test codes against
+
+Added to the organisation-settings tab composite (`GeneralAppearanceTab`); no new wizard tab index.
+
+| Element | id | Type |
+|---------|-----|------|
+| Currency picker | `setup-currency` | `<select>` bound to `SetupFormModel.CurrencyCode`, options from `CurrencyCatalog.All` (`DisplayName` + `Code`). |
+| Financial-year start month | `setup-fy-start-month` | `<select>` 1–12 bound to `FinancialYearStartMonth`. |
+| Financial-year start day | `setup-fy-start-day` | `<select>` 1–28 bound to `FinancialYearStartDay`. |
+| Audit retention years | `setup-audit-retention` (existing) | unchanged control; default now shows `5`. |
+
+## Reporting behaviour driven by these settings
+
+* Every `FinancialYearCalculator.GetRange` / `GetPreviousRange` caller passes
+  `settings.FinancialYearStartDay` alongside `settings.FinancialYearStartMonth`; all FY-preset
+  reports and dashboard figures then bound the year on month **and** day (FR-021).
+* An existing dataset with month `7`, day `1` produces byte-identical report ranges (US7 AC-3,
+  SC-004).
diff --git a/specs/028-international-accounting-standards/data-model.md b/specs/028-international-accounting-standards/data-model.md
new file mode 100644
index 00000000..9bcb013a
--- /dev/null
+++ b/specs/028-international-accounting-standards/data-model.md
@@ -0,0 +1,328 @@
+# Phase 1 Data Model: International accounting-practice readiness
+
+No entity is added and no entity is removed. `Settings` (the singleton, already soft-delete-exempt)
+gains five fields (`InceptionDate` via the Phase 14 follow-on migration for issue #353, `TaxEntryMode`
+via the Phase 15 follow-on migration for issue #354) and one changed default. Everything else here is
+a non-persisted type: a value object, two helpers, one exception, one guard contract, (Phase 14) a
+first-period-aware `FinancialYearCalculator` overload, and (Phase 15) `TaxCalculator.SplitExclusive` /
+`TaxCalculator.Split(mode)`. Phase 16 (issue #355) adds no field at all — it re-types one seeded
+system account (`2320`, recoverable input tax) from `Liability` to `Asset` via a data migration. The
+append-only ledger — `Fee`, `Payment`, `Transaction`, `JournalEntry` — is **not touched** (FR-031,
+FR-032, FR-033).
+
+---
+
+## 1. `Settings` entity — added and changed fields
+
+File: `src/StageFright.Core/Entities/Settings.cs` · EF config:
+`src/StageFright.Data/Configurations/SettingsConfiguration.cs` · one row per install.
+
+| Field | Type | Nullability | Default | Rules | Requirement |
+|-------|------|-------------|---------|-------|-------------|
+| `CurrencyCode` | `string` | non-null | `"AUD"` | Exactly one of `CurrencyCatalog.All` codes (ISO 4217, 3 upper-case letters). Set at first-run setup; **immutable afterward** — `SettingsService.SaveAsync` throws `ValidationException` if an incoming value differs from the persisted one. No currency control on any Settings *edit* surface. | FR-001, FR-002 |
+| `FinancialYearStartDay` | `int` | non-null | `1` | Range 1–28 (upper bound avoids month-length edge cases; 52/53-week calendars are out of scope). Combined with the existing `FinancialYearStartMonth` to bound every financial year. | FR-019, FR-020 |
+| `ClosedThroughDate` | `DateTime?` | nullable | `null` | `null` = no period closed. When set, any GL posting line dated on or **before** this date (date-inclusive) is rejected. Only ever moves forward in practice; no explicit monotonicity constraint in v1. | FR-016, FR-017 |
+| `AuditRetentionYears` | `int` | non-null | **`5`** (was `1`) | Range 1–7 unchanged; still user-configurable. The migration changes only the column default — it does **not** rewrite the existing row (FR-024). | FR-023, FR-024 |
+| `InceptionDate` | `DateTime?` | nullable | `null` | Optional organisation founding date, captured at first-run setup (Phase 14 / issue #353). `null` on every dataset created before it was offered. When later than the `(FinancialYearStartMonth, FinancialYearStartDay)` anchor, the first financial year opens on this date and every FY-preset report labels it a part-year; later years are full twelve-month periods. Presentation / range calculation only — no stored amount changes. | FR-022 |
+| `TaxEntryMode` | `TaxEntryMode` enum (`Inclusive` \| `Exclusive`) | non-null | `Inclusive` | How a newly entered taxable amount is interpreted (Phase 15 / issue #354). `Inclusive` (every pre-#354 dataset) = the entered figure is the tax-inclusive gross, split via `TaxCalculator.SplitInclusive`. `Exclusive` = the entered figure is the net; tax is added on top via `TaxCalculator.SplitExclusive` and the receivable/bank line (and `Fee.Amount` / `Payment.Amount`) carry the gross. Only meaningful while `IsTaxApplicable`; `SettingsService.SaveAsync` / `SetupService` force it to `Inclusive` when tax is off. Stored as its member name string (`HasConversion<string>()`). No stored monetary or `TaxCode` value changes. | FR-029, FR-030 (issue #354) |
+
+Unchanged and relevant: `FinancialYearStartMonth` (`int`, default `7`) keeps its name and default —
+it is a Verbatim Constraint. `LanguageCode`, `Theme`, `IsTaxApplicable`, `TaxRate`,
+`AnnualFeeTaxCode`, `AttendanceFeeTaxCode` are untouched (the Phase 15 `TaxEntryMode` field is
+*added* alongside them, never altering their values or the tax-inclusive posting path).
+
+### Storage / migration
+
+New EF Core migration `<timestamp>_AddInternationalAccountingSettings`:
+
+* `ALTER TABLE Settings ADD COLUMN CurrencyCode TEXT NOT NULL DEFAULT 'AUD';`
+* `ALTER TABLE Settings ADD COLUMN FinancialYearStartDay INTEGER NOT NULL DEFAULT 1;`
+* `ALTER TABLE Settings ADD COLUMN ClosedThroughDate TEXT NULL;`
+* Change the `AuditRetentionYears` column default from `1` to `5` (schema default only — **no
+  `migrationBuilder.UpdateData`**).
+* `SchemaVersion` bump handled by the existing convention (`Settings.SchemaVersion`, backup manifest).
+
+The `NOT NULL DEFAULT` on the two added non-null columns backfills the single existing row to `AUD` /
+day `1` as the column is added — an existing Australian dataset is therefore unchanged (FR-006,
+US7 AC-3, SC-004). `ClosedThroughDate` starts `null` (nothing retroactively closed).
+
+A follow-on migration `<timestamp>_AddOrganisationInceptionDate` (spec 028 Phase 14 / issue #353),
+added separately because the rest of spec 028 had already shipped, adds:
+
+* `ALTER TABLE Settings ADD COLUMN InceptionDate TEXT NULL;`
+
+It starts `null`, so an existing dataset keeps a full twelve-month first year with no part-year label
+(SC-014).
+
+A further follow-on migration `<timestamp>_AddTaxEntryMode` (spec 028 Phase 15 / issue #354) adds:
+
+* `ALTER TABLE Settings ADD COLUMN TaxEntryMode TEXT NOT NULL DEFAULT 'Inclusive';`
+
+The `NOT NULL DEFAULT 'Inclusive'` backfills the single existing row as the column is added, so every
+pre-#354 dataset keeps today's tax-inclusive entry behaviour and stays byte-identical (SC-015,
+`AddTaxEntryModeMigrationTests`).
+
+A further follow-on migration `<timestamp>_ReclassifyInputTaxAsReceivable` (spec 028 Phase 16 / issue
+#355) re-types one seeded row — no schema change:
+
+* `UPDATE Accounts SET Name = 'Tax Receivable', Type = 'Asset' WHERE Id = '…0005';`
+  (`migrationBuilder.UpdateData` on `Name` + `Type`; `Down` restores `'Tax Paid'` / `'Liability'`).
+
+The account number stays `2320`; `2310` "Tax Collected" is untouched. No monetary amount, no
+`TaxCode`, no ledger line moves, so an `AUD` dataset's reports and stored values are byte-identical
+(SC-016, FR-031, `ReclassifyInputTaxAsReceivableMigrationTests`).
+
+### State / lifecycle notes
+
+* **Currency**: `unset → set (at setup) → fixed`. There is no transition out of `set`.
+* **Closed-through date**: `null → <date>`, and thereafter `<date> → <later date>`. Setup always
+  precedes the first close, so opening balances entered during first-run setup are never blocked
+  (FR-018) without any special-casing.
+
+---
+
+## 2. `SupportedCurrency` — value object (new, not persisted)
+
+File: `src/StageFright.Core/Localization/SupportedCurrency.cs`
+
+| Member | Type | Notes |
+|--------|------|-------|
+| `Code` | `string` | ISO 4217 alphabetic code, e.g. `"AUD"`, `"JPY"`. Identity. |
+| `Symbol` | `string` | Display symbol, e.g. `"$"`, `"€"`, `"¥"`. For `AUD` this is `"$"` (Verbatim Constraint). |
+| `MinorUnitDigits` | `int` | 0, 2, or 3. Drives display precision and `TaxCalculator` rounding. |
+| `DisplayName` | `string` | English name shown in the setup picker, e.g. `"Australian Dollar"`. |
+
+Immutable (`record` or init-only class, one type per file per §3.2.1).
+
+---
+
+## 3. `CurrencyCatalog` — static reference data (new, not persisted)
+
+File: `src/StageFright.Core/Localization/CurrencyCatalog.cs`
+
+* `IReadOnlyList<SupportedCurrency> All` — the curated shipped set. Seed set (representative, not
+  exhaustive): `AUD` (2, `$`), `USD` (2, `$`), `EUR` (2, `€`), `GBP` (2, `£`), `NZD` (2, `$`),
+  `CAD` (2, `$`), `JPY` (0, `¥`), `KWD` (3, `د.ك`), `BHD` (3, `.د.ب`). Extended by adding a row.
+* `bool TryGet(string code, out SupportedCurrency currency)` — case-insensitive.
+* `SupportedCurrency Get(string code)` — throws `ValidationException` for an unknown code (used where
+  a stored/config value is expected to be valid).
+* `SupportedCurrency Default` — the `AUD` entry.
+
+Mirrors `SupportedLanguagesCatalog` (spec 027): a drop-in list with a lookup, no other code change to
+add a currency.
+
+---
+
+## 4. `MoneyFormatter` — surface change (existing file, not persisted state)
+
+File: `src/StageFright.Core/Localization/MoneyFormatter.cs`
+
+| Member | Change |
+|--------|--------|
+| `Configure(SupportedCurrency currency)` | **new** — called once at startup in `MauiProgram` after the display culture is set; stores the currency in an immutable static field. Before it is called (e.g. some tests), the formatter falls back to `CurrencyCatalog.Default` (`AUD`). |
+| `Format(decimal amount)` | now uses the configured symbol and `MinorUnitDigits`; grouping, decimal separator and symbol placement still follow `CultureInfo.CurrentCulture`. |
+| `FormatWithCode(decimal amount)` | now prefixes the configured ISO code (e.g. `"AUD "`, `"JPY "`). |
+
+No call-site signature changes — the ~20 existing `MoneyFormatter.Format(...)` /
+`FormatWithCode(...)` callers compile and behave unchanged for an `AUD` dataset (FR-006).
+
+---
+
+## 5. `MoneyInput` — parse helper (new, not persisted)
+
+File: `src/StageFright.Core/Localization/MoneyInput.cs`
+
+* `static decimal Parse(string? rawValue)` — parses with `CultureInfo.InvariantCulture` and
+  `NumberStyles.AllowDecimalPoint | NumberStyles.AllowLeadingSign`; returns `0m` for null / blank /
+  unparseable, matching the current forms' fallback behaviour.
+* Used by `JournalEntryPage` and `OpeningBalanceEntryForm` for the value of an
+  `<input type="number">`, which the browser always serialises invariant (Decision 3).
+* A repo-wide guard test asserts no money field parses an `<input type="number">` value with
+  `CultureInfo.CurrentCulture` (FR-008).
+
+---
+
+## 6. `ClosedPeriodException` — custom exception (new)
+
+File: `src/StageFright.Core/Exceptions/ClosedPeriodException.cs`
+
+`sealed class ClosedPeriodException : Exception`, following the mandated five-member shape
+(Constitution §5.2 / domain-model living spec):
+
+| Member | Value |
+|--------|-------|
+| ctor | `(string message, string entityType, string operationContext, Guid? entityId = null, Exception? innerException = null)` |
+| `EntityType` | `"Transaction"` at the GL guard site |
+| `EntityId` | `null` (the rejected posting has no persisted id) |
+| `OperationContext` | e.g. `"AddBalancedSetAsync"` / `"AddPairAsync"` |
+| `Timestamp` | `DateTime.UtcNow` at construction |
+| `CorrelationId` | new `Guid` |
+
+Thrown by `ClosedPeriodGuard` (via `GLRepository`) before `SaveChangesAsync`. The UI catches it on
+every finance posting form and maps it to a friendly "that date falls in a closed period" message.
+`GLBalanceException` remains a distinct signal; `ClosedPeriodException` is not a subclass of it.
+
+---
+
+## 7. `IClosedPeriodGuard` / `ClosedPeriodGuard` — guard contract (new)
+
+Files: `src/StageFright.Core/Contracts/IClosedPeriodGuard.cs`,
+`src/StageFright.Core/Modules/Finance/ClosedPeriodGuard.cs`
+
+| Member | Signature | Behaviour |
+|--------|-----------|-----------|
+| `EnsureOpen` | `Task EnsureOpen(DateTime postingDate, CancellationToken ct = default)` | Loads the `Settings` singleton; if `ClosedThroughDate` is non-null and `postingDate.Date <= ClosedThroughDate.Value.Date`, throws `ClosedPeriodException`; otherwise returns. A null `Settings` (pre-setup) is a no-op. |
+
+Registered in `MauiProgram.RegisterCoreServices`; injected into `GLRepository`. `ClosedPeriodGuard`
+depends only on `ISettingsRepository` (no cross-module service dependency).
+
+---
+
+## 8. `ReportData` — added field (existing file, not persisted)
+
+File: `src/StageFright.Reports/Models/ReportData.cs`
+
+| Field | Type | Notes |
+|-------|------|-------|
+| `BasisOfAccounting` | `string?` (init) | `null` for non-financial reports. When set, rendered by `PdfReportRenderer` (below the generation line), `CsvReportExporter` (trailing labelled note row), and `ReportViewer.razor` (below the subtitle). Set by the financial-statement providers from one shared `ReportsResource` string describing the hybrid accrual/cash basis. |
+
+---
+
+## 9. Setup / request model deltas (not persisted directly)
+
+| File | Added / changed |
+|------|-----------------|
+| `src/StageFright.UI/Pages/Setup/SetupFormModel.cs` | `+ string CurrencyCode = "AUD"` (required); `+ int FinancialYearStartMonth = 7` (`[Range(1,12)]`); `+ int FinancialYearStartDay = 1` (`[Range(1,28)]`); `AuditRetentionYears` default `1 → 5`. Phase 14: `+ DateTime? InceptionDate` (optional, no `[Required]`). |
+| `src/StageFright.Core/Modules/Settings/SetupRequest.cs` | `+ string CurrencyCode = "AUD"`; `+ int FinancialYearStartMonth = 7`; `+ int FinancialYearStartDay = 1`; `AuditRetentionYears` default `1 → 5`. Phase 14: `+ DateTime? InceptionDate = null` (trailing). |
+| `src/StageFright.Core/Modules/Settings/SetupService.cs` | Validate `CurrencyCode ∈ CurrencyCatalog.All`; validate `FinancialYearStartDay ∈ 1..28`; persist all three onto the new `Settings` fields. Phase 14: persist `InceptionDate = request.InceptionDate?.Date`. |
+| `src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor` | Phase 14: optional `#setup-inception-date` `<InputDate>` bound to `SetupFormModel.InceptionDate` (no required marker). |
+| `src/StageFright.Core/Modules/Settings/SettingsService.cs` | `SaveAsync` rejects a `CurrencyCode` that differs from the persisted value (`Validation_Settings_CurrencyImmutable`). |
+
+---
+
+## 10. Validation & resource keys touched
+
+* `ValidationResource`: `Validation_Settings_CurrencyImmutable`, `Validation_Setup_CurrencyUnknown`,
+  `Validation_Setup_FinancialYearStartDayRange`, `Validation_ClosedPeriod_PostingRejected`
+  (+ `.en-US`, `.fr-FR`).
+* `ReportsResource`: `Reports_Common_BasisOfAccounting`, `Reports_BalanceSheet_OutOfBalance`,
+  `Reports_BankReconciliation_BalancePerBankStatement`,
+  `Reports_BankReconciliation_AddOutstandingDeposits`,
+  `Reports_BankReconciliation_LessOutstandingPayments`,
+  `Reports_BankReconciliation_AdjustedBankBalance`,
+  `Reports_BankReconciliation_BalancePerGeneralLedger`,
+  `Reports_BankReconciliation_Reconciled` (+ `.en-US`, `.fr-FR`). The existing
+  `Reports_TrialBalance_GLImbalanceError` wording is revised to drop the tolerance phrasing.
+* `SetupResource` / `SettingsResource`: labels for the currency picker, the financial-year-start
+  month/day pickers, and the "close periods through" control (+ `.en-US`, `.fr-FR`). Phase 14 adds
+  `Setup_General_InceptionDateLabel` / `Setup_General_InceptionDateHelp` (+ `.en-US`, `.fr-FR`).
+* `ReportsResource` (Phase 14): `Reports_Common_PartYearSubtitle` — `{Period} (part-year — first
+  financial year)`, wrapping a statement subtitle when the default FY-preset period is the
+  sub-twelve-month first financial year (+ `.en-US`, `.fr-FR`; `qps-ploc` regenerated).
+* `SharedResource`: `Shared_StartupWarning_AuditPurgeFailed`, `Shared_StartupWarning_DismissLabel`
+  (+ `.en-US`, `.fr-FR`) — the dismissible dashboard banner shown when the startup audit-trail
+  purge failed (FR-025).
+
+`IStartupDiagnosticService` (existing, `StageFright.Core/Contracts/`) gains a **non-fatal** warning
+channel — `HasStartupWarning`, `StartupWarning`, `RecordWarning(string)` — alongside its existing
+fatal error channel. A failed startup audit purge is recorded here (by `MauiProgram`) and surfaced
+as the dashboard banner above; unlike `RecordError`, it never routes the user to the blocking
+`/startup-error` recovery page, and startup still completes (FR-025). `AuditTrailService.PurgeOlderThanAsync`
+no longer swallows a purge failure — it propagates so the startup sequence can log **and** surface it.
+
+All new user-facing text is resolved through `IStringLocalizer` per the localization rule — no
+hard-coded literals (enforced by `StageFright.Localization.Tests`).
+
+---
+
+## 11. Phase 14 — sub-twelve-month first financial year (FR-022 / issue #353), not persisted
+
+* **`FinancialYearCalculator`** (`src/StageFright.Core/Modules/Finance/`) gains first-period-aware
+  overloads: `GetRange(date, startMonth, startDay, DateTime? inceptionDate)` and
+  `GetPreviousRange(...)`, each returning `(DateTime From, DateTime To, bool IsPartYear)`. A `null`
+  inception date reproduces the existing 3-arg result with `IsPartYear == false`. The first period
+  is a part-year iff `inceptionDate.Date` is strictly after that financial year's normal opening
+  anchor and on or before its end; then `From` opens on the inception date. Every later year, and an
+  inception date on the anchor, is a full twelve months. `GetPreviousRange` pivots on the current
+  year's *un-clamped* anchor so it never collapses onto the part-year period.
+* **`PartYearSubtitle`** (`src/StageFright.Reports/Providers/`, `internal static`) — `Wrap(localizer,
+  subtitle, isPartYear)` returns the subtitle wrapped via `Reports_Common_PartYearSubtitle` when
+  `isPartYear`, else the subtitle unchanged.
+* **`TrialBalanceReportProvider`, `IncomeStatementReportProvider`, `TaxSummaryReportProvider`,
+  `BalanceSheetReportProvider`** pass `settings?.InceptionDate` into `FinancialYearCalculator` and
+  wrap their subtitle via `PartYearSubtitle.Wrap` when the default FY-preset period (no user date
+  override) is the part-year period. The as-at date, all monetary figures, and the integrity checks
+  are unchanged (FR-031, FR-032).
+* The dashboard finance tile carries only month-to-date / inception-to-date figures — no FY-preset
+  figure — so there is no part-year surface there.
+
+---
+
+## 12. Phase 15 — tax-exclusive amount entry (issue #354), `Settings.TaxEntryMode` + calculator
+
+* **`TaxEntryMode`** (`src/StageFright.Core/Enums/`) — `Inclusive` (0, default) \| `Exclusive` (1).
+  Persisted on `Settings.TaxEntryMode` as its member name string.
+* **`TaxCalculator`** (`src/StageFright.Core/Modules/Finance/`) gains, alongside `SplitInclusive`:
+  * `SplitExclusive(decimal net, decimal ratePercent, int minorUnitDigits = 2)` → `(decimal Gross,
+    decimal Tax)` with `tax = round(net × ratePercent ÷ 100, minorUnitDigits, AwayFromZero)`,
+    `gross = net + tax`.
+  * `Split(decimal enteredAmount, TaxEntryMode mode, decimal ratePercent, int minorUnitDigits = 2)`
+    → `(decimal Gross, decimal Net, decimal Tax)` — the single dispatch point every taxable posting
+    service uses (`Inclusive` → `SplitInclusive`, `Exclusive` → `SplitExclusive`); `gross` always
+    equals `net + tax`.
+* **`FeeService`, `IncomeEntryService`, `ExpensePaymentService`, `AttendanceService`** call
+  `TaxCalculator.Split(entered, settings.TaxEntryMode, rate, digits)`. In `Exclusive` mode the entered
+  figure is the net: the primary receivable/bank line, `Fee.Amount`, `Payment.Amount` and (attendance)
+  both legs of the paid-at-creation cash pair carry the gross; the income/expense line keeps the net;
+  the tax clearing line is unchanged. `Inclusive` mode is byte-identical to pre-#354. The GL line
+  structure, the `2310` / `2320` accounts and the `TaxCode` values are untouched (FR-031–FR-033).
+* **`ReactivationForgivenessService`** is **not** changed — it reverses a *stored* gross `Fee.Amount`,
+  and `SplitInclusive` of an exact gross re-sums to it by construction, so the write-off stays
+  balanced whichever entry mode raised the fee and no historical figure is reinterpreted.
+* **Setup / Settings plumbing**: `SetupFormModel` `+ TaxEntryMode TaxEntryMode = Inclusive`;
+  `SetupRequest` `+ TaxEntryMode TaxEntryMode = Inclusive` (trailing); `SetupService.InitializeAsync`
+  persists `request.IsTaxApplicable ? request.TaxEntryMode : Inclusive`; `SalesTaxTab` and
+  `TaxSettingsTab` render an Inclusive/Exclusive `<InputSelect>` while tax applies (and reset to
+  `Inclusive` on toggle-off); `SettingsService.SaveAsync` forces `Inclusive` when `!IsTaxApplicable`;
+  `GeneralSettingsTab.HandleSaveAsync` merges `TaxEntryMode` from the fresh fetch like the other
+  tax-owned fields.
+* **UI hints**: `RecordIncome` / `ExpensePaymentPage` load `_taxEntryMode` and pick
+  `Finance_Common_TaxExclusiveHint` (`Plus tax of {Amount} — total {Total}`) vs the existing
+  `Finance_Common_TaxInclusiveHint`, and the Amount field label reflects the mode
+  (`Finance_Common_AmountLabelTax{Inclusive,Exclusive}`).
+* **Resources**: `Finance_Common_TaxExclusiveHint`, `Finance_Common_AmountLabelTaxInclusive`,
+  `Finance_Common_AmountLabelTaxExclusive`; `Settings_Tax_EntryModeLabel`, `Setup_Tax_EntryModeLabel`;
+  `Enum_TaxEntryMode_Inclusive` / `Enum_TaxEntryMode_Exclusive` — neutral + `.en-US` + `.fr-FR`,
+  `qps-ploc` regenerated; `Us2LocalizationGuardTests.UserFacingEnums` gains `typeof(TaxEntryMode)`.
+
+---
+
+## 13. Phase 16 — recoverable input tax as a balance-sheet asset (issue #355)
+
+* **Seed change** (`StageFrightDbContext.SeedSystemAccounts`) — the system account with `Id`
+  `00000000-0000-0000-0000-000000000005` changes from `Name = "Tax Paid"`, `Type = Liability` to
+  `Name = "Tax Receivable"`, `Type = Asset`. `AccountNumber` stays `"2320"` and `SortOrder` stays
+  `11`. Tax paid on purchases is recoverable from the tax authority, so it is an asset (a receivable);
+  `2310` "Tax Collected" (owed to the authority) stays a `Liability`.
+* **Migration** `ReclassifyInputTaxAsReceivable` — `UpdateData` on the two columns above; `Down`
+  restores `"Tax Paid"` / `"Liability"`. The paired `.Designer.cs` and `StageFrightDbContextModelSnapshot`
+  reflect the new seed values. No column added or dropped.
+* **Number kept in the 2000s.** `AccountNumber` immutability, and the fact that `Transaction.GLAccount`
+  is a denormalised posting-time string snapshot on every historical ledger row, make renumbering
+  `2320` into the asset range a data-rewrite with an audit cost out of proportion to a presentation
+  fix. `GetNextAccountNumberAsync` is unaffected — it already excludes system accounts from its
+  max-in-range scan and `2320` is outside the `1000–1999` asset window it searches.
+* **Reports.** `BalanceSheetReportProvider` and `TrialBalanceReportProvider` section purely by
+  `AccountType`, so `2320` now falls under Assets with a debit-normal (positive) balance and no
+  provider change. `TaxSummaryReportProvider` is unchanged: `taxOnPurchases` and `net` are computed
+  from directional GL movements (`GetAccountMovementsAsync`), not the account's classification, so the
+  sign convention (`net = tax on sales − tax on purchases`) needs no flip.
+* **`OpeningBalanceService`** is unchanged in code — `ToNormalSide` already keys off `account.Type`,
+  so a positive carried-over balance for `2320` now posts debit-normal (asset) instead of
+  credit-normal. `SystemAccounts` / `AccountNumberAssignmentService` / `Account` doc-comments are
+  refreshed to "Tax Receivable"; the `SystemAccounts.TaxPaid*` C# identifiers are retained for
+  continuity.
+* **No persisted-state change beyond the one seed row.** No `Settings` field, no `TaxCode`, no ledger
+  line, no stored monetary amount. An `AUD` dataset is byte-identical (SC-016, FR-031–FR-033;
+  `ReclassifyInputTaxAsReceivableMigrationTests`, `RecoverableInputTaxClassificationTests`,
+  `AudZeroDriftTests`).
diff --git a/specs/028-international-accounting-standards/plan.md b/specs/028-international-accounting-standards/plan.md
new file mode 100644
index 00000000..eba02d12
--- /dev/null
+++ b/specs/028-international-accounting-standards/plan.md
@@ -0,0 +1,345 @@
+# Implementation Plan: International accounting-practice readiness
+
+**Branch**: `028-international-accounting-standards` | **Date**: 2026-08-29 | **Spec**: [spec.md](spec.md)
+
+**Input**: Feature specification from `specs/028-international-accounting-standards/spec.md`
+
+## Summary
+
+The finance module is a correct double-entry system built for a single Australian organisation: the
+currency symbol and code are hard-coded, two money-entry forms parse amounts with the wrong culture,
+the financial year has no start-day concept, and several statements lack the integrity checks and
+disclosures an outside reviewer expects. This feature makes the accounting practices safe and portable
+for community groups outside Australia **without changing any stored amount or the ledger engine** —
+every change is presentation, input validation, or new configuration.
+
+The technical approach reuses the seams spec 027 (localization) already established. Currency becomes a
+new fixed-after-setup `Settings.CurrencyCode` (ISO 4217, default `AUD`); `MoneyFormatter` is converted
+from a hard-coded-`$` static helper into a process-wide-configured one (set once at startup exactly as
+the display culture already is), backed by a new internal `CurrencyCatalog` — no new NuGet dependency.
+The money-entry bug is fixed by parsing the always-invariant value of an `<input type="number">` with
+`CultureInfo.InvariantCulture` through one shared helper. Statement integrity, the basis-of-accounting
+disclosure, and the conventional bank-reconciliation layout are changes inside `StageFright.Reports`
+providers plus one new optional `ReportData` field. Period locking is enforced at the single GL choke
+point (`GLRepository.AddBalancedSetAsync` / `AddPairAsync`) via a new `ClosedPeriodException`. The
+financial-year start gains a day component; audit retention gains a higher default and a surfaced purge
+failure; and two documents (an accounting-policy reference and a sales-tax internationalisation
+assessment) are published while the finance living spec is de-drafted.
+
+## Technical Context
+
+**Language/Version**: C# 14 / .NET 10 (MAUI Blazor Hybrid)
+
+**Primary Dependencies**: no new packages. Existing: `Microsoft.Extensions.Localization`,
+EF Core 10 (SQLite), QuestPDF, CsvHelper, Radzen.Blazor, Blazor.Bootstrap. ISO 4217 currency
+metadata (symbol, minor-unit digits, display name) ships as an internal curated catalog, mirroring
+`SupportedLanguagesCatalog` from spec 027.
+
+**Storage**: single shared SQLite database via `StageFrightDbContext`. One new migration adds three
+`Settings` columns and changes one column default; no data rows are rewritten.
+
+**Testing**: xUnit v3 (unit + integration against file/in-memory SQLite), bUnit (component), the
+`StageFright.Localization.Tests` literal-guard, plus a new before/after regression check that an
+existing `AUD` reference dataset produces byte-identical report figures and stored values.
+
+**Target Platform**: Windows and macOS desktop (Blazor Hybrid).
+
+**Project Type**: desktop app — layered solution with module slices in `StageFright.Core` (see
+Constitution §4.1).
+
+**Performance Goals**: unchanged. Reports stay synchronous; currency formatting is O(1) per cell.
+
+**Constraints**: FR-031 — no previously stored monetary amount, tax amount, or GL balance may change.
+FR-032 — balanced atomic postings, GL as the single source of truth, immutable `Fee`/`Payment`/
+`Transaction`/`JournalEntry`, corrections only by reversing entries — all preserved. FR-033 — no
+change to tax posting mechanics or stored tax code values. Single currency per organisation; no
+multi-currency, no FX, no in-place currency change.
+
+**Scale/Scope**: ~45 files across `StageFright.Core`, `StageFright.Data`, `StageFright.Reports`,
+`StageFright.UI`, `StageFright.App`, plus 2 docs and the finance living spec. 10 user stories,
+33 functional requirements.
+
+## Constitution Check
+
+*GATE: passed before Phase 0. Re-checked after Phase 1 design — still passing.*
+
+| Principle | Assessment |
+|-----------|------------|
+| §3.2.1 One class per file | PASS — each new type (`SupportedCurrency`, `CurrencyCatalog`, `ClosedPeriodException`, `IClosedPeriodGuard`, `ClosedPeriodGuard`, `MoneyInput`) gets its own file named after it. |
+| §3.3 Separation of concerns | PASS with note — currency formatting and money-input parsing live in `StageFright.Core/Localization`; the period-lock guard reads `Settings` from inside `GLRepository`. That is a data-access class consulting configuration, but it already enforces the GL-balance business invariant pre-persistence, so a paired `IClosedPeriodGuard` abstraction at the same choke point is consistent, not a new coupling. Recorded in research.md, Decision 4. |
+| §3.4 / §3.5 Soft-delete & financial immutability | PASS — no entity is deleted; `Fee`/`Payment`/`Transaction`/`JournalEntry` are untouched (FR-031/FR-032). Only `Settings` (the singleton, soft-delete-exempt already) gains fields. |
+| §3.6 Financial corrections via reversals | PASS — unchanged; the feature adds no correction path. |
+| §4.1 Layered architecture / module slices | PASS — changes land in `Modules/Finance`, `Modules/Settings`, `Modules/Rehearsals`, `StageFright.Reports/Providers`, `StageFright.UI/Pages`, and the `StageFright.App` composition root. |
+| §4.3 Settings system | PASS — the three built-in setup/settings surfaces (currency, financial-year start, close-period) extend existing hardcoded tabs; no `ISettingsTabProvider` change. |
+| §5.2 Custom exceptions at boundaries | PASS — a new `sealed ClosedPeriodException : Exception` follows the mandated five-member shape; the UI maps it to a friendly per-form message. |
+| §7.1 Technology stack | PASS — no new dependency; ISO 4217 metadata is an internal catalog. |
+| §7.3 No custom JavaScript | PASS — all logic is C#/Blazor. |
+| §4.7 Blazor component patterns | PASS — new setup controls ship as paired `.razor` + `.razor.cs`. |
+| §11 Testing standards | PASS — every FR maps to unit/integration/bUnit coverage plus a zero-drift regression check; enumerated per story in this plan and to be itemised in tasks. |
+
+No unjustified violations — **Complexity Tracking omitted** (the one separation-of-concerns note above
+is a justified, precedent-backed placement, not a violation requiring a simpler-alternative table).
+
+## Project Structure
+
+### Documentation (this feature)
+
+```text
+specs/028-international-accounting-standards/
+├── spec.md                  # existing
+├── plan.md                  # this file
+├── research.md              # Phase 0 — 10 decisions
+├── data-model.md            # Phase 1 — Settings deltas, new types, migration, exception
+├── contracts/               # Phase 1
+│   ├── currency-formatting-contract.md
+│   ├── settings-and-setup-contract.md
+│   ├── reports-contract.md
+│   └── period-lock-contract.md
+└── checklists/              # existing
+```
+
+### Source code (repository root)
+
+```text
+src/StageFright.Core/
+├── Entities/Settings.cs                              # + CurrencyCode, FinancialYearStartDay, ClosedThroughDate; AuditRetentionYears default 1→5
+├── Exceptions/ClosedPeriodException.cs               # NEW — §5.2 shape
+├── Contracts/
+│   ├── IClosedPeriodGuard.cs                         # NEW — checks a posting date against Settings.ClosedThroughDate
+│   └── ISettingsRepository.cs / ISetupService.cs     # signature deltas for new Settings fields
+├── Localization/
+│   ├── MoneyFormatter.cs                             # static → process-wide-configured (Configure + currency-aware Format/FormatWithCode)
+│   ├── SupportedCurrency.cs                          # NEW — Code, Symbol, MinorUnitDigits, DisplayName
+│   ├── CurrencyCatalog.cs                            # NEW — curated ISO 4217 list + lookup, mirrors SupportedLanguagesCatalog
+│   └── MoneyInput.cs                                 # NEW — invariant parse for <input type=number> money values
+├── Modules/Finance/
+│   ├── FinancialYearCalculator.cs                    # GetRange/GetPreviousRange gain a startDay parameter
+│   ├── TaxCalculator.cs                              # round to configured minor-unit digits, not hard-coded 2
+│   └── ClosedPeriodGuard.cs                          # NEW — IClosedPeriodGuard implementation
+├── Modules/Settings/
+│   ├── SetupRequest.cs / SetupService.cs            # + CurrencyCode, FinancialYearStartDay
+│   └── SettingsService.cs                            # reject a CurrencyCode change after it is set
+└── Modules/Rehearsals/AttendanceService.cs          # write an AuditTrailEntry for the fee accrual + auto-payment (FR-026)
+
+src/StageFright.Data/
+├── Configurations/SettingsConfiguration.cs          # map 3 new columns; AuditRetentionYears default 5
+├── Migrations/<ts>_AddInternationalAccountingSettings.cs   # NEW — add columns, backfill AUD + startDay 1, no row rewrite
+└── Repositories/GLRepository.cs                      # AddBalancedSetAsync / AddPairAsync consult IClosedPeriodGuard before SaveChangesAsync
+
+src/StageFright.Reports/
+├── Models/ReportData.cs                              # + BasisOfAccounting (string?, optional)
+├── Rendering/PdfReportRenderer.cs                    # render BasisOfAccounting
+├── Rendering/CsvReportExporter.cs                    # append BasisOfAccounting as trailing note row(s)
+├── Resources/ReportsResource.resx (+ .en-US/.fr-FR)  # new keys: basis line, out-of-balance, adjusted-balance rec labels
+└── Providers/
+    ├── TrialBalanceReportProvider.cs                 # tolerance 0.01 → exact; money via MoneyFormatter
+    ├── BalanceSheetReportProvider.cs                 # explicit out-of-balance line; money via MoneyFormatter
+    ├── BankReconciliationReportProvider.cs           # rewrite to statement-balance ± outstanding = ledger-balance
+    ├── IncomeStatementReportProvider.cs              # basis line; startDay; money via MoneyFormatter
+    ├── TaxSummaryReportProvider.cs                   # basis line; startDay; money via MoneyFormatter
+    ├── AccountRegisterReportProvider.cs              # money via MoneyFormatter
+    └── GeneralLedgerReportProvider.cs                # money via MoneyFormatter
+
+src/StageFright.UI/
+├── Pages/Setup/SetupFormModel.cs                     # + CurrencyCode, FinancialYearStartMonth, FinancialYearStartDay; AuditRetentionYears default 5
+├── Pages/Setup/Tabs/GeneralAppearanceTab.razor(.cs) # currency picker + financial-year-start month/day pickers
+├── Pages/Finance/JournalEntryPage.razor.cs          # ParseAmount → MoneyInput.Parse (invariant); ClosedPeriodException mapping
+├── Shared/OpeningBalanceEntryForm.razor.cs          # SetAmount → MoneyInput.Parse (invariant)
+├── Pages/Finance/*.razor(.cs) + Modules/Finance/*Tile* # money already via MoneyFormatter — behaviour follows configured currency automatically
+├── Pages/Settings/GeneralSettingsTab.razor(.cs)     # "close periods through <date>" control + confirm; audit-retention default label
+└── (finance posting forms)                           # catch ClosedPeriodException → friendly message
+
+src/StageFright.App/MauiProgram.cs                    # after culture resolve: MoneyFormatter.Configure(currency); register IClosedPeriodGuard; surface a failed audit purge
+
+docs/
+├── accounting-policies.md                            # NEW — FR-027
+└── assessments/sales-tax-internationalisation.md     # NEW — FR-029/FR-030
+
+capabilities/finance/spec.md                          # FR-028 — de-[DRAFT], drop retired GST/ABN/BAS wording, reflect TaxCode/TaxRate model
+
+tests/  (matching projects)                           # unit + integration + bUnit per FR; AUD zero-drift regression
+```
+
+**Structure Decision**: No new project or structural pattern. The feature is delivered as targeted
+edits within the existing six-project layered solution, concentrated in `StageFright.Core/Localization`
+(currency + input), `StageFright.Reports/Providers` (statements), `StageFright.Data` (one migration +
+the GL choke-point guard), and the `StageFright.UI` setup/settings surfaces — following the same seams
+spec 027 used for display language and culture.
+
+## Approach by user story
+
+Priority order (P1 → P3) matches the spec. Each story is independently testable and shippable.
+
+### US1 — Configurable currency (P1, blocker) · FR-001…006, FR-031
+
+* `Settings.CurrencyCode` (`string`, ISO 4217, non-null, default `"AUD"`). Set at first-run setup,
+  never editable afterward (`SettingsService.SaveAsync` rejects a change; no currency control on any
+  Settings edit tab).
+* New `SupportedCurrency` (Code, Symbol, MinorUnitDigits ∈ {0,2,3}, DisplayName) + `CurrencyCatalog`
+  (curated list covering the shipped/common set — `AUD`, `USD`, `EUR`, `GBP`, `NZD`, `CAD`, `JPY`
+  (0-decimal), `KWD`/`BHD` (3-decimal) as representatives — with a lookup and an `All` enumeration
+  the setup picker binds to; extensible by adding a row, no code change elsewhere).
+* `MoneyFormatter` keeps its `Format` / `FormatWithCode` call surface (≈20 call sites unchanged) but
+  gains `Configure(SupportedCurrency)`, called once in `MauiProgram` right after the display culture
+  is resolved. It then formats with the configured symbol/code and the configured minor-unit digits,
+  while grouping and symbol placement continue to follow `CultureInfo.CurrentCulture` (FR-003). It
+  also pins `NumberFormatInfo.CurrencyNegativePattern` to the leading/trailing-minus form matching the
+  culture's symbol placement (never accounting parentheses), so a negative AUD figure is `-$42.10` on
+  every host — the invariant culture that CI hosts default to would otherwise emit `($42.10)` and
+  break the FR-006 / SC-004 zero-drift regression.
+* `StageFright.Reports` providers currently emit bare `ToString("F2")` money strings with no symbol.
+  Each provider's private `FormatCurrency` is redirected through `MoneyFormatter` so printed/exported
+  amounts carry the configured symbol and precision and never show a mismatched one (FR-003/FR-004).
+* `TaxCalculator.SplitInclusive` rounds to `CurrencyCatalog` minor-unit digits instead of a literal
+  `2`; the `net = gross − tax` remainder keeps the parts re-summing exactly (FR-005).
+* Migration backfills the single existing `Settings` row to `CurrencyCode = 'AUD'`; an existing AUD
+  dataset shows `$`, two decimals, and identical stored values (FR-006).
+* Setup: a required currency `<select>` (default `AUD`) in `GeneralAppearanceTab`; `SetupFormModel`
+  → `SetupRequest` → `SetupService` carry `CurrencyCode`.
+
+### US2 — Locale-safe money entry (P1, live bug) · FR-007…009
+
+* `JournalEntryPage.ParseAmount` and `OpeningBalanceEntryForm.SetAmount` both call
+  `decimal.TryParse(value, NumberStyles.Number, CultureInfo.CurrentCulture, …)` on the `.value` of an
+  `<input type="number">`, which the browser always serialises invariant (`"1.5"`). Under `fr-FR` /
+  `de-DE` the `.` is read as a group separator and `1.50` posts as `150`.
+* New shared `MoneyInput.Parse(string?) : decimal` parses with `CultureInfo.InvariantCulture` +
+  `NumberStyles.AllowDecimalPoint | AllowLeadingSign` (matching how Blazor's own `@bind` binds a
+  numeric input to `decimal`). Both hand-rolled parsers switch to it; a repo-wide guard confirms no
+  other money field parses a numeric-input value with `CurrentCulture` (FR-008).
+* Inputs stay `type="number"` — the browser supplies the locale-appropriate numeric keypad and
+  digit shaping, so the "local representation of one and a half" is served without a period-as-grouping
+  ambiguity (FR-009). Rationale in research.md, Decision 3.
+
+### US3 — Statement integrity (P2) · FR-010, FR-011
+
+* `TrialBalanceReportProvider`: `Math.Abs(totalDebits − totalCredits) > 0.01m` becomes `!= 0m`; the
+  thrown `GLBalanceException` message and the doc-comment (stale "FR-034" reference) are updated. The
+  viewer already catches it and offers "Try Again" (FR-011, no tolerance band).
+* `BalanceSheetReportProvider`: after building the three sections, assert
+  `totalAssets == totalLiabilities + totalEquity`. On any non-zero difference, append a bold explicit
+  "Out of balance by <amount>" row (a new `ReportsResource` key) so a clean statement is never
+  produced (FR-010). The Balance Sheet balances by construction today, so a non-zero here signals a
+  real integrity fault and the visible figure is the diagnostic. Rationale in research.md, Decision 5.
+
+### US4 — Basis-of-accounting disclosure (P2) · FR-012
+
+* New optional `ReportData.BasisOfAccounting` (`string?`). `PdfReportRenderer` renders it under the
+  subtitle/generation line; `CsvReportExporter` appends it as a trailing labelled note row;
+  `ReportViewer.razor` shows it beneath the subtitle.
+* The financial-statement providers — Income Statement, Balance Sheet, Trial Balance, Tax Summary,
+  Account Register, General Ledger, Bank Reconciliation, Member Account Summary — set it from one
+  shared localized string that describes the hybrid basis accurately: member fees recognised when
+  levied (accrual); all other income and expenditure recognised when received or paid (cash).
+  Member List and Committee reports leave it null (not financial statements).
+
+### US5 — Conventional bank reconciliation (P2) · FR-013…015
+
+* `BankReconciliationReportProvider.BuildAccountSectionsAsync` is rewritten to the standard
+  adjusted-balance form per account: **balance per bank statement** → **add** outstanding deposits
+  (each listed and summed) → **less** outstanding payments (each listed and summed) → **adjusted bank
+  balance** → **balance per general ledger** as at the statement date → a line demonstrating the two
+  are equal.
+* Outstanding items come from the existing `IGLRepository.GetUnreconciledByAccountAsync`; the ledger
+  balance from the existing `IGLRepository.GetAccountBalanceAsync(accountId, statementDate)`. The
+  outstanding totals are carried into the adjusted-balance arithmetic, not merely listed (FR-014).
+* New `ReportsResource` keys for the conventional labels; the four-column
+  Date/Description/Deposit/Payment shape is retained where it fits, with the summary block using the
+  label/amount rows.
+* FR-015 (finalisation still requires balancing; a finalised reconciliation stays immutable) is
+  already enforced by `BankReconciliationService` — covered by added tests, no behaviour change.
+
+### US6 — Closed-period lock (P3) · FR-016…018
+
+* `Settings.ClosedThroughDate` (`DateTime?`, null = nothing closed).
+* New `sealed ClosedPeriodException : Exception` (§5.2 shape). New `IClosedPeriodGuard` +
+  `ClosedPeriodGuard` (reads the singleton `Settings`) with `EnsureOpen(DateTime postingDate)`.
+* `GLRepository.AddBalancedSetAsync` / `AddPairAsync` call the guard for every line's `Date` before
+  `SaveChangesAsync`. Because this is inside `UnitOfWork.ExecuteInTransactionAsync`, a rejection rolls
+  the whole operation back — no business row and no ledger line persists (FR-017). This is the single
+  choke point every posting path funnels through.
+* FR-018: opening balances entered during first-run setup are always accepted because setup completes
+  before any period can be closed (`ClosedThroughDate` is null then). No wizard carve-out is needed;
+  the reasoning is documented. (If a bypass is ever required, the ambient-scope pattern from
+  `AuditTrailSuppressionScope` is the template.)
+* UI: a "close all periods through <date>" date control + explicit confirmation on the General
+  settings tab (FR-016); every finance posting form catches `ClosedPeriodException` and shows a
+  friendly message.
+
+### US7 — Financial-year start as a setup decision (P3) · FR-019…022
+
+* `Settings.FinancialYearStartDay` (`int`, 1–28, default 1). `FinancialYearStartMonth` keeps its name
+  and default 7 (Verbatim Constraint).
+* `FinancialYearCalculator.GetRange` / `GetPreviousRange` gain a `startDay` parameter; the year pivot
+  compares `(month, day)` and the range runs `start … start.AddYears(1).AddDays(-1)`. Callers —
+  `TrialBalance`, `BalanceSheet`, `IncomeStatement`, `TaxSummary` providers and
+  `OpeningBalancesWizard` — pass `settings.FinancialYearStartDay`.
+* Setup: month + day pickers in `GeneralAppearanceTab`, always visible and mandatory (defaults
+  month 7 / day 1), so there is no silent Australian default (FR-019). Non-first-of-month starts are
+  supported (FR-020); all FY-preset reports and dashboard figures honour month **and** day (FR-021).
+* Existing AU dataset (month 7, day 1) is unchanged — the migration backfills `FinancialYearStartDay
+  = 1` (US7 AC-3 / SC-004).
+* FR-022 (sub-twelve-month first year / part-year label) is **out of scope for this feature** and
+  captured as a follow-on issue (spec Assumptions permit this). Rationale in research.md, Decision 9.
+
+### US8 — Audit retention, purge hardening, coverage (P3) · FR-023…026
+
+* `Settings.AuditRetentionYears` default `1 → 5`, everywhere it is declared (`Settings.cs`,
+  `SettingsConfiguration`, `SetupFormModel`, `SetupRequest`, `SetupService`). Range stays 1–7 and the
+  field stays user-configurable (FR-023, spec Assumptions).
+* The migration changes only the column default — it issues no `UpdateData` — so an existing row
+  keeps its configured value (FR-024).
+* `MauiProgram` already logs a failed startup purge; it additionally records the failure into the
+  existing retrievable startup-diagnostic state so the UI can surface it (FR-025). Rationale in
+  research.md, Decision 8.
+* `AttendanceService` posts an attendance-fee accrual (and, when paid at creation, an auto-payment)
+  inside its transaction but writes no `AuditTrailEntry` for them — add `IAuditTrailService.LogAsync`
+  calls for both, inside the same transaction (FR-026).
+
+### US9 — Documentation (P3) · FR-027, FR-028
+
+* `docs/accounting-policies.md` (new): basis of accounting, revenue recognition, rounding, currency,
+  record immutability and the reversing-entry correction method, audit-trail retention, and an
+  explicit statement that the reports are unaudited management accounts (FR-027).
+* `capabilities/finance/spec.md`: remove the `> [DRAFT]` marker and rewrite the tax-related
+  requirements/scenarios from the retired registration-based GST/ABN/BAS model (`IsGstRegistered`,
+  `gross ÷ 11`, "GST-registered") to the current `Settings.IsTaxApplicable` / `TaxRate` / `TaxCode`
+  model from spec 016 (FR-028). The `capabilities/audit-trail/spec.md` retention figure is corrected
+  in this feature — raising the `AuditRetentionYears` default from 1 to 5 makes it stale directly
+  (project Spec & Docs Workflow rule). Stale GST/ABN wording in `capabilities/settings/spec.md`
+  predates this feature and is noted as a related follow-up (FR-028 names only the finance spec).
+* Stale prose in `CLAUDE.md` (Localization section: "keeps `$` / `AUD` fixed"), the `MoneyFormatter`
+  doc-comment ("ALWAYS Australian dollars"), and spec 027's docs are corrected in the same task
+  (project Spec & Docs Workflow rule).
+
+### US10 — Sales-tax internationalisation assessment (P3, spike) · FR-029, FR-030, FR-033
+
+* `docs/assessments/sales-tax-internationalisation.md` (new): for each of rate changes over time,
+  tax-exclusive entry, the balance-sheet classification of recoverable tax (accounts `2310` /
+  `2320`), and whether multiple simultaneous rates or jurisdictions are needed — an in-scope /
+  out-of-scope decision with a rough size, and a follow-on GitHub issue for every in-scope point
+  (FR-029/FR-030).
+* No tax posting mechanic and no stored tax code value changes in this feature (FR-033 / US10 AC-3).
+
+### Cross-cutting guards · FR-031, FR-032, FR-033
+
+A regression test fixture loads a known `AUD` reference dataset and asserts that every financial
+report's figures and every stored monetary/tax/GL value are identical before and after the change
+(SC-004). The double-entry guarantees in `GLRepository` and `UnitOfWork` are unchanged and re-covered.
+
+## Testing strategy (plan level)
+
+* **Unit** — `CurrencyCatalog` lookups incl. 0- and 3-decimal currencies; `MoneyFormatter` under
+  `en-AU`, `en-US`, `fr-FR`, `de-DE`, and a yen configuration; `MoneyInput.Parse` for `1.5`, `1.50`,
+  `1000.5`, blank, and garbage under `fr-FR`/`de-DE`; `FinancialYearCalculator` for non-first-of-month
+  and Feb/short-month start days; `TaxCalculator` re-sum exactness at 0/2/3 minor digits;
+  `ClosedPeriodGuard` boundary (date exactly on the closed-through date is rejected).
+* **Integration** — a posting dated into a closed period leaves no `Fee`/`Payment`/`Transaction`
+  row; setup with a non-AUD, non-first-of-month configuration flows end to end; the audit-retention
+  default on a fresh dataset is 5; an existing dataset's configured retention survives the migration;
+  attendance that accrues a fee writes an audit entry; the AUD zero-drift regression.
+* **bUnit / report** — Balance Sheet from an unbalanced ledger renders the out-of-balance line and
+  never a clean statement; Trial Balance off by one cent fails; every financial statement carries the
+  basis line; the bank reconciliation shows both balances and proves equality with and without
+  outstanding items.
+* **Acceptance** — one per P1/P2 story mapped to its spec scenarios (Constitution §11.4).
diff --git a/specs/028-international-accounting-standards/research.md b/specs/028-international-accounting-standards/research.md
new file mode 100644
index 00000000..e96c44a1
--- /dev/null
+++ b/specs/028-international-accounting-standards/research.md
@@ -0,0 +1,251 @@
+# Phase 0 Research: International accounting-practice readiness
+
+Ten decisions resolve the design choices the spec leaves open. Each records what was chosen, why, and
+what was rejected. There are no remaining `NEEDS CLARIFICATION` items in the spec.
+
+---
+
+## Decision 1 — Currency formatting is a process-wide configured static, not an injected service
+
+**Decision**: Keep `MoneyFormatter` a static class with its existing `Format` / `FormatWithCode` call
+surface, and add `MoneyFormatter.Configure(SupportedCurrency)` called once during startup in
+`MauiProgram` — immediately after the display culture is resolved and applied. Formatting reads the
+configured currency from an immutable static field.
+
+**Rationale**:
+* The organisation currency is fixed for the life of the dataset (FR-002) — a single currency per
+  process is a correct model, so process-wide state is not a hazard here.
+* It exactly mirrors the pattern already in `MauiProgram`, where the resolved culture is pushed onto
+  `CultureInfo.DefaultThreadCurrentCulture` / `CurrentCulture` before the `BlazorWebView` renders.
+* `MoneyFormatter` is consumed at ~20 call sites in `StageFright.UI` and in `BankReconciliationService`,
+  plus the `StageFright.Reports` providers (which are constructed by DI but format money in private
+  helpers). Converting all of them to inject an `IMoneyFormatter` is a large, churny change for no
+  behavioural gain over configuring the existing helper.
+* `CultureProvider` (spec 027) already exists as the seam for a future in-session live switch; a later
+  story can add currency re-configuration there without touching call sites.
+
+**Alternatives considered**:
+* *Injected `IMoneyFormatter` everywhere* — rejected: ~20+ call-site edits, static report-provider
+  helpers need refactoring, and it buys nothing while the currency cannot change mid-session.
+* *Pass the currency into every `Format` call* — rejected: every call site would need the current
+  `Settings`, defeating the point of a formatting helper.
+
+---
+
+## Decision 2 — ISO 4217 metadata ships as an internal curated catalog, no NuGet dependency
+
+**Decision**: Add `SupportedCurrency` (`Code`, `Symbol`, `MinorUnitDigits`, `DisplayName`) and a
+static `CurrencyCatalog` holding a curated list of supported currencies with a `TryGet(code)` /
+`Get(code)` lookup and an `All` enumeration. It covers a representative shipped set — `AUD`, `USD`,
+`EUR`, `GBP`, `NZD`, `CAD`, `JPY` (0 minor digits), `KWD` and `BHD` (3 minor digits) — and is
+extended by adding a row.
+
+**Rationale**:
+* .NET has no built-in ISO-4217-keyed lookup of symbol + minor-unit digits.
+  `NumberFormatInfo.CurrencyDecimalDigits` and `RegionInfo.ISOCurrencySymbol` are keyed by *culture*,
+  not by currency code, and give the wrong answer when the display region differs from the money
+  currency (the whole problem this feature fixes).
+* The catalog directly parallels `SupportedLanguagesCatalog` from spec 027 — the same "add a row, no
+  code change elsewhere" extensibility, the same testing shape.
+* Keeping it internal honours Constitution §7.1 (no new dependency) and `Directory.Packages.props`
+  discipline.
+* Zero- and three-decimal currencies in the seed set force the rounding and display paths (FR-005,
+  Edge Cases) to be exercised, not just the 2-decimal default.
+
+**Alternatives considered**:
+* *`NodaMoney` / `NodaTime`-adjacent money library* — rejected: a dependency for a lookup table; the
+  supported currency set is small and organisation-scoped.
+* *Full ISO 4217 table (~180 entries)* — rejected: most are untested and unshippable; a curated set
+  with an explicit extension path is honest about what is actually supported.
+
+---
+
+## Decision 3 — Money entry keeps `<input type="number">` and parses the value as invariant
+
+**Decision**: The two hand-rolled money parsers (`JournalEntryPage.ParseAmount`,
+`OpeningBalanceEntryForm.SetAmount`) switch to a shared `MoneyInput.Parse` that uses
+`CultureInfo.InvariantCulture` with `NumberStyles.AllowDecimalPoint | AllowLeadingSign`. The inputs
+stay `type="number"`.
+
+**Rationale**:
+* An HTML `<input type="number">` always exposes its `.value` as an invariant-format string
+  (`"1.5"`), regardless of the page locale — this is the DOM/WHATWG behaviour and is why Blazor's own
+  `@bind` on a numeric input binds through the invariant culture. The current bug is parsing that
+  invariant string with `CultureInfo.CurrentCulture`: under `fr-FR`/`de-DE` the `.` is treated as a
+  group separator and `1.50` becomes `150`.
+* Parsing invariant makes the two forms interpret a typed amount identically to every other money
+  field in the app (FR-008) and removes the period-as-grouping ambiguity entirely (FR-009) — there
+  is no grouping separator to misread because the browser never emits one.
+* The browser still renders the locale-appropriate numeric keyboard and digit grouping in the field
+  UI, so a user in a comma-decimal region still gets a native, familiar entry experience; only the
+  serialised value the code parses is invariant.
+
+**Alternatives considered**:
+* *Switch to `type="text"` + `CultureInfo.CurrentCulture` parse* — rejected: reintroduces the
+  thousands-separator-versus-decimal ambiguity FR-009 explicitly forbids, loses the native numeric
+  keypad, and diverges from how the rest of the app's `@bind` money fields already behave.
+* *Custom locale-aware parser that strips grouping* — rejected: guessing whether `1.000` means one or
+  one-thousand is exactly the failure mode the spec calls out; unnecessary once the input is
+  invariant.
+
+---
+
+## Decision 4 — Period locking is enforced at the GL choke point, via a paired guard abstraction
+
+**Decision**: `GLRepository.AddBalancedSetAsync` and `AddPairAsync` call a new `IClosedPeriodGuard`
+for each posting line's `Date` before `SaveChangesAsync`, throwing `ClosedPeriodException` when the
+date is on or before `Settings.ClosedThroughDate`. `ClosedPeriodGuard` reads the `Settings` singleton.
+
+**Rationale**:
+* Every financial mutation in the system — fee accrual, payment, expense, income, bank deposit,
+  manual journal, opening balance, reactivation write-off — funnels through
+  `AddBalancedSetAsync`/`AddPairAsync` (confirmed against the finance living spec and the service
+  code). Guarding there gives FR-017's "any attempt … MUST be rejected" for free, with no risk of a
+  new posting path being added later that forgets the check.
+* It runs inside `UnitOfWork.ExecuteInTransactionAsync`, so a rejection rolls back the whole
+  operation — no business row and no ledger line survives (FR-017's "no partial record").
+* `GLRepository` already enforces a business invariant (Σdebits = Σcredits) pre-persistence and
+  already translates framework exceptions; adding one more pre-persistence guard at the same seam is
+  consistent with its established role, and the `IClosedPeriodGuard` abstraction keeps the rule
+  itself testable in isolation and out of the repository's own logic.
+
+**Alternatives considered**:
+* *Check in each posting service* — rejected: seven-plus services, easy to miss one, and a future
+  service would silently bypass the lock; contradicts "any attempt".
+* *EF Core `SaveChanges` interceptor* — rejected: harder to test, obscures the rule, and would need
+  to reconstruct which entity a `Transaction` belongs to for a good error message.
+* *A carve-out for the setup wizard's opening balances* — rejected as unnecessary: setup completes
+  before any period can be closed, so `ClosedThroughDate` is null during setup (FR-018 is satisfied
+  without special-casing). The reasoning is recorded in the contract; the ambient-scope pattern from
+  `AuditTrailSuppressionScope` is noted as the template if a bypass is ever genuinely needed.
+
+---
+
+## Decision 5 — Balance Sheet renders an explicit out-of-balance line; Trial Balance throws
+
+**Decision**: `TrialBalanceReportProvider` keeps throwing `GLBalanceException` (the viewer already
+turns it into a friendly "Try Again"), but with the `0.01` tolerance removed — any non-zero
+difference is an error (FR-011). `BalanceSheetReportProvider` instead appends a bold, explicit
+"Out of balance by <amount>" row whenever `totalAssets ≠ totalLiabilities + totalEquity`, so a clean
+statement is never produced (FR-010).
+
+**Rationale**:
+* FR-010 permits *either* failing generation *or* an explicit out-of-balance line. The Balance Sheet
+  balances by construction today (accumulated surplus is derived as net income), so a non-zero
+  difference means a genuine data-integrity fault where the *magnitude* is the useful diagnostic —
+  surfacing the number beats hiding it behind a generic retry.
+* The Trial Balance already has the throw-and-retry pattern wired through the viewer; removing the
+  tolerance is a one-line change plus message/localization updates, and "no tolerance band" is
+  explicit in FR-011.
+* Both outcomes are consistent with the reports pipeline's rule that a generation failure is caught
+  centrally and is always retryable, never fatal.
+
+**Alternatives considered**:
+* *Balance Sheet also throws* — rejected: loses the out-of-balance amount, which is the one piece of
+  information a reviewer needs.
+* *Trial Balance renders a line instead of throwing* — rejected: it would diverge from the existing,
+  tested viewer behaviour for that report and the spec's "treated as an error" wording.
+
+---
+
+## Decision 6 — Basis of accounting is one optional `ReportData` field, set by financial-statement providers
+
+**Decision**: Add `ReportData.BasisOfAccounting` (`string?`, optional). `PdfReportRenderer`,
+`CsvReportExporter` and `ReportViewer.razor` render it when present. The financial-statement providers
+(Income Statement, Balance Sheet, Trial Balance, Tax Summary, Account Register, General Ledger, Bank
+Reconciliation, Member Account Summary) set it from a single shared localized string.
+
+**Rationale**:
+* The pipeline's whole design is "one renderer-agnostic data model consumed by every renderer without
+  provider-specific branching" — a new optional field is the idiomatic extension, and all three
+  consumers pick it up once.
+* One shared string keeps the wording consistent and correct across statements and gives translators a
+  single key. The wording must describe the *hybrid* basis (member fees on accrual; other activity on
+  cash) — FR-012 explicitly forbids claiming a single blanket basis.
+* Non-financial reports (Member List, Committee) simply leave the field null.
+
+**Alternatives considered**:
+* *Each provider adds a "Basis of accounting" section row* — rejected: repeats the text in every
+  provider, pollutes the data table, and CSV/column alignment gets awkward.
+* *Renderer hard-codes the basis line* — rejected: the renderer must not know which reports are
+  financial statements, and it could not be suppressed for Member List / Committee.
+
+---
+
+## Decision 7 — The audit-retention default change is a column-default-only migration
+
+**Decision**: The migration that raises the `AuditRetentionYears` default from `1` to `5` alters only
+the column's default constraint. It issues **no** `UpdateData` against the existing `Settings` row.
+
+**Rationale**:
+* FR-024 requires an existing dataset's already-configured retention value to be preserved. Since
+  there is exactly one `Settings` row and it always has a value, touching only the schema default
+  changes behaviour for *new* datasets (FR-023) while leaving the existing row exactly as the
+  organisation set it.
+* The 1–7 range and the field's user-configurability are unchanged (spec Assumptions).
+
+**Alternatives considered**:
+* *`UpdateData` to set existing rows to 5* — rejected: violates FR-024 for any organisation that
+  deliberately chose a shorter retention.
+* *Make the field nullable with a computed default* — rejected: unnecessary schema churn; the column
+  is never null in practice.
+
+---
+
+## Decision 8 — A failed startup purge is recorded into the existing startup-diagnostic state
+
+**Decision**: `MauiProgram` continues to catch and `Log.Error` a failed audit-retention purge, and
+additionally records the failure into the same retrievable startup-diagnostic state the app already
+uses for a failed database initialization, so the UI can surface it (FR-025).
+
+**Rationale**:
+* The Settings capability already has a "startup failures are captured for diagnostic display rather
+  than failing silently" mechanism (database-init failure + expected DB location are retained for the
+  UI). A purge failure is the same class of event — reusing that holder means one place the UI reads,
+  no new plumbing, and startup still proceeds unaffected.
+* FR-025 asks for "logged **and** surfaced" — logging alone (today's behaviour) is not enough.
+
+**Alternatives considered**:
+* *New dedicated purge-failure banner service* — rejected: duplicates an existing mechanism.
+* *Block startup on purge failure* — rejected: contradicts the audit-trail capability's rule that a
+  purge failure never blocks startup.
+
+---
+
+## Decision 9 — A sub-twelve-month first financial year (FR-022) is deferred to a follow-on issue
+
+**Decision**: FR-022 (support a first financial year shorter than twelve months, labelled a
+part-year) is **not built in this feature**. It is captured as a follow-on GitHub issue.
+
+**Rationale**:
+* The spec Assumptions explicitly permit this: "A short first financial year (FR-022) is desirable
+  but optional for this feature. If it is not built here it MUST be captured as a follow-on issue
+  rather than dropped."
+* The core internationalisation value (US1/US2 correctness, US7's non-first-of-month start) lands
+  without it. A part-year needs its own model decisions (how the stub period is stored, how every
+  FY-preset report and dashboard figure labels and bounds it) that would widen this already-large
+  feature.
+
+**Alternatives considered**:
+* *Build a minimal stub-year now* — rejected: "minimal" here still touches every FY-preset report and
+  the dashboard, with label and boundary semantics to design; better as a focused follow-up.
+
+---
+
+## Decision 10 — The bank-reconciliation "book balance" comes from `GetAccountBalanceAsync`
+
+**Decision**: The rewritten `BankReconciliationReportProvider` sources the "balance per general
+ledger" from the existing `IGLRepository.GetAccountBalanceAsync(accountId, statementDate)` and the
+outstanding items from the existing `IGLRepository.GetUnreconciledByAccountAsync(accountId,
+statementDate)`.
+
+**Rationale**:
+* Both methods already exist and are already keyed on `AccountId` (not the denormalized `GLAccount`
+  string), so the reconciliation report inherits the pipeline's "aggregate by account identity" rule
+  for free.
+* No new repository method is needed; the change is confined to how the provider composes the
+  adjusted-balance sections (FR-013/FR-014).
+
+**Alternatives considered**:
+* *Compute the ledger balance in the provider from raw transactions* — rejected: re-implements an
+  existing, tested query and risks drifting from how balances are computed elsewhere.
diff --git a/specs/028-international-accounting-standards/sc-verification-evidence.md b/specs/028-international-accounting-standards/sc-verification-evidence.md
new file mode 100644
index 00000000..c97dc820
--- /dev/null
+++ b/specs/028-international-accounting-standards/sc-verification-evidence.md
@@ -0,0 +1,60 @@
+# SC-001…SC-013 verification evidence (T094)
+
+**Feature**: `028-international-accounting-standards` · **Recorded**: 2026-08-30 ·
+**Build under test**: full `dotnet build -t:Rebuild` — 0 warnings, 0 errors ·
+**Suite under test**: full `dotnet test` — 2002 passed, 0 failed, 0 skipped
+(Core 714, Localization 28, Reports 236, UI 624, Data 156, Integration 244).
+
+## Method
+
+Each success criterion is exercised end to end by an automated acceptance scenario
+(`tests/StageFright.Integration.Tests/Scenarios/V28_*`) and/or a cross-layer integration
+test (`tests/StageFright.Integration.Tests/InternationalAccounting/*`). These drive the
+real service layer, the real `StageFrightDbContext` (SQLite), the real double-entry GL
+posting path, and the real `IReportProvider` → `ReportData` → `PdfReportRenderer` /
+`CsvReportExporter` pipeline — the same code the MAUI shell runs. The currency-, FY-start-
+and locale-sensitive scenarios build a **non-`AUD`, non-first-of-month organisation**
+(`JPY` zero-decimal and `EUR`/`USD` under `fr-FR` / `de-DE`, FY start e.g. 6 April) from
+first-run setup, then post fees, payments, expenses, journals and reconciliations and
+generate every financial report against it.
+
+Focused re-runs recorded for this note:
+
+| Command | Result |
+|---|---|
+| `dotnet test … --filter "FullyQualifiedName~V28_ \| FullyQualifiedName~InternationalAccounting"` | **52 passed, 0 failed** |
+| `dotnet test … --filter "FullyQualifiedName~AudZeroDrift \| FullyQualifiedName~V28_CurrencyConfiguration"` | **9 passed, 0 failed** (T093) |
+| `dotnet test tests/StageFright.Localization.Tests/` | **28 passed, 0 failed** (T091, incl. new `CurrencySymbolGuardTests` ×3) |
+
+A hand-driven CDP walkthrough of the packaged MAUI app was **not** performed for this
+pass; the acceptance suite above covers the identical code paths for a non-`AUD`,
+non-first-of-month organisation, including report PDF/CSV rendering.
+
+## Criteria
+
+| SC | Statement (abridged) | Evidence | Result |
+|---|---|---|---|
+| **SC-001** | Non-AU currency **and** non-first-of-month FY start chosen once at setup; no later setting change needed for correct money display and reporting periods | `V28_CurrencyConfigurationTests` (setup persists currency; every report uses it) + `InternationalAccounting/FinancialYearStartTests.Should_PersistANonFirstOfMonthFinancialYearStart_When_ChosenAtSetup` + `Should_BoundIncomeStatementAndTrialBalance_OnTheConfiguredAnchorDay` / `Should_BoundBalanceSheetAsAt_TheConfiguredYearEndDay` / `Should_BoundTaxSummaryQuarter_OnTheConfiguredAnchorDay` | ✅ Pass |
+| **SC-002** | With any shipped region active, **0** monetary values anywhere show a symbol/code other than the configured one | `V28_CurrencyConfigurationTests.EveryFinancialReport_ShowsTheConfiguredCurrency_AndNeverDollarOrAud` + `RegionalFormatting_KeepsTheConfiguredSymbol_UnderAForeignCulture`; source guard `Localization.Tests/CurrencySymbolGuardTests` (no hard-coded `"$"` / `"AUD"` / `ToString("C"\|"F2")` in any report provider or UI money site) + `Us2LocalizationGuardTests.Should_NotUseCFormat_When_AnyDisplaySiteScanned` (repo-wide) | ✅ Pass |
+| **SC-003** | Local representation of "one and a half" into **any** money field — incl. manual journal and opening balances — stores exactly `1.5` in 100% of regions | `V28_LocaleSafeMoneyEntryTests` (`fr-FR`, `de-DE`: journal line and opening balance store the exact ledger value; identical to `en-AU` for the same input) + `Core.Tests/Localization/MoneyInputTests` + `Localization.Tests/MoneyInputGuardTests` | ✅ Pass |
+| **SC-004** | 100% of existing AUD reference datasets produce identical report figures **and** identical stored values before/after | `InternationalAccounting/AudZeroDriftTests` (`IncomeStatement_FiguresAreTheSameNumbers…`, `TrialBalance_TiesAndShowsTheSameTotals`, `StoredTransactionValues_AreUntouched`, `MoneyFormatter_ForAud_IsByteIdenticalToTheLegacyDollarString`, `TaxCalculator_AtTwoMinorDigits_IsUnchanged`) + `V28_CurrencyConfigurationTests.SameDataset_UnderAud_IsByteIdenticalToTheLegacyDollarString` — re-run against the final build (T093) | ✅ Pass |
+| **SC-005** | Balance Sheet from an unbalanced ledger fails/flags in 100%; a balanced ledger ties in 100% | `V28_StatementIntegrityTests.CorruptedLedger_BalanceSheet_ShowsExplicitOutOfBalanceLine_AndNeverACleanStatement` + `BalancedLedger_BalanceSheet_ProducesACleanStatement`; `Reports.Tests/BalanceSheetReportProviderTests` | ✅ Pass |
+| **SC-006** | A Trial Balance whose debits and credits differ by one cent fails to generate | `V28_StatementIntegrityTests.TrialBalance_WithAOneCentImbalance_StillFailsToGenerate` + `CorruptedLedger_TrialBalance_FailsToGenerate`; `Reports.Tests/TrialBalanceReportProviderTests.GenerateAsync_WhenDebitsAndCreditsDifferByOneCent_ThrowsGLBalanceException` (no tolerance band) | ✅ Pass |
+| **SC-007** | 100% of financial statements display an accurate basis-of-accounting line | `V28_BasisOfAccountingDisclosureTests` (screen, PDF, CSV each carry the line; wording names **both** the accrual treatment of member fees and the cash treatment of other income/expenditure) + `Reports.Tests/BasisOfAccountingTests` + `UI.Tests/ReportViewerBasisTests` | ✅ Pass |
+| **SC-008** | Bank reconciliation report shows both "balance per bank statement" and "balance per general ledger" and demonstrates equality on every finalised reconciliation | `V28_ConventionalBankReconciliationTests` (`Report_ShowsBalancePerBankStatement_AndBalancePerGeneralLedger`, `OutstandingItems_AreListed_AndCarriedIntoTheAdjustedBankBalance`, `AdjustedBankBalance_EqualsBalancePerGeneralLedger_TheTwoSidesAgree`, `WithNoOutstandingItems_…`, `FinalisedReconciliation_IsImmutable_AndFinalisationRequiredItToBalance`) | ✅ Pass |
+| **SC-009** | A financial transaction dated into a closed period is rejected in 100% of attempts, with no partial record | `InternationalAccounting/ClosedPeriodLockTests` — `Should_RejectAndPersistNothing_When_PostingIsDatedInTheClosedPeriod` across `expense`/`deposit`/`journal`/`income`, plus payment, fee-accrual and forgiveness paths; `Should_Post_When_DatedAfterTheClosedPeriod` for the open side; setup opening balances still accepted (`Should_PostAnyBackdatedEntry_When_NoPeriodIsClosed`) | ✅ Pass |
+| **SC-010** | Audit-retention default on a new dataset is at least five years | `Data.Tests/Migrations/AuditRetentionDefaultTests.FreshDataset_DefaultsAuditRetentionYearsToFive_AfterMigration` + `Core.Tests/…/SetupServiceTests.InitializeAsync_PersistsDefaultAuditRetentionYears_WhenNotSpecified`; existing configured values preserved through the migration (`migrationBuilder` sets the default constraint only, no `UpdateData`) | ✅ Pass |
+| **SC-011** | Recording attendance that accrues a fee produces an audit-trail entry in 100% of cases | `Core.Tests/Modules/Rehearsals/AttendanceServiceAuditTests` (audit entry written for the fee accrual and, when paid at creation, the auto-payment, inside the one transaction) | ✅ Pass |
+| **SC-012** | The accounting-policy document exists and every statement in it matches observed behaviour | [`docs/accounting-policies.md`](../../docs/accounting-policies.md) published (T084) — basis of accounting, revenue recognition, rounding, currency, record immutability + reversing-entry corrections, audit-trail retention, and the "unaudited management accounts" statement; each claim corresponds to a behaviour asserted by the suites above. Finance living spec de-drafted and moved to the current `IsTaxApplicable` / `TaxRate` / `TaxCode` model (T085); `capabilities/audit-trail/spec.md` retention figure corrected to 5 years (T086) | ✅ Pass |
+| **SC-013** | The sales-tax internationalisation assessment records a scoped decision for each of its four required points | [`docs/assessments/sales-tax-internationalisation.md`](../../docs/assessments/sales-tax-internationalisation.md) (T087) — rate history / effective-dating (**out**, L), multiple simultaneous rates / jurisdictions (**out**, XL), tax-exclusive amount entry (**in**, M), balance-sheet classification of recoverable input tax `2310` / `2320` (**in**, S–M); FR-033 non-regression confirmed by `git diff` review (T089) and the `AudZeroDriftTests` stored-value assertions | ✅ Pass |
+
+## Residual / carried forward
+
+- **T076 / T088 — follow-on GitHub issues filed 2026-08-30** against parent #341:
+  - [#353](https://github.com/SteveTeece/StageFrightCommunity/issues/353) — *"[FEATURE] Support a sub-twelve-month first financial year, labelled as a part-year"* (FR-022, follows #352).
+  - [#354](https://github.com/SteveTeece/StageFrightCommunity/issues/354) — *"[FEATURE] Support tax-exclusive amount entry (net + tax) alongside the current tax-inclusive entry"* (follows spike #350).
+  - [#355](https://github.com/SteveTeece/StageFrightCommunity/issues/355) — *"[FEATURE] Classify recoverable input tax (account `2320`) correctly on the Balance Sheet"* (follows spike #350).
+  - [#356](https://github.com/SteveTeece/StageFrightCommunity/issues/356) — *"[DOCS] Update `capabilities/settings/spec.md` to the current tax model"* (T086a).
+- **Issues #341 and sub-issues #342–#352 closed 2026-08-30**, each with a comment pointing at the delivering user story / tasks (delivery is on branch `028-international-accounting-standards`, pending merge to `master`).
+- **FR-022 itself** (short first financial year) is intentionally **not implemented** in this
+  feature — US7 delivered only the month + day FY-start choice; it is now tracked by #353.
diff --git a/specs/028-international-accounting-standards/spec.md b/specs/028-international-accounting-standards/spec.md
new file mode 100644
index 00000000..ed38e8c4
--- /dev/null
+++ b/specs/028-international-accounting-standards/spec.md
@@ -0,0 +1,579 @@
+# Feature Specification: International accounting-practice readiness
+
+**Feature Branch**: `028-international-accounting-standards`
+
+**Created**: 2026-08-29
+
+**Status**: Draft
+
+**Input**: GitHub issue #341 — "Ready the accounting practices for international distribution" — and its
+eleven linked sub-issues #342–#352. User description: "Create a spec for issue #341. Include the
+sub-issues in the spec. Do not proceed to plan or commit."
+
+## Context
+
+The finance module is a sound double-entry system, but it was built for a single Australian
+organisation: the currency is hard-coded to Australian dollars, the financial year defaults to the
+Australian convention, money entry breaks under comma-decimal regional formats, and several statements
+lack the integrity checks and disclosures an outside reviewer expects. The goal is to make the
+accounting practices safe and portable for community / amateur-theatre groups **outside Australia**,
+judged against universal double-entry and bookkeeping good practice — not formal IFRS/GAAP compliance,
+which remains each organisation's own accountant's responsibility.
+
+Each user story below maps to one or more of the tracked sub-issues.
+
+## User Scenarios & Testing *(mandatory)*
+
+### User Story 1 - Run the books in the organisation's own currency (Priority: P1)
+
+*(Sub-issue #342 — gap G1, blocker)*
+
+A treasurer for a theatre group in another country installs the app. During first-run setup they
+choose their currency. From then on every amount on every screen, report, PDF and CSV is shown in that
+currency, with the right symbol, the right number of decimal places, and digit grouping that matches
+their region. Nothing anywhere asserts Australian dollars.
+
+**Why this priority**: Without this the product is unusable outside Australia — every displayed and
+printed figure misrepresents the amount. It is the single blocking gap.
+
+**Independent Test**: Complete setup selecting a non-Australian currency (including a zero-decimal one
+such as Japanese yen), record a fee and a payment, and generate each financial report; confirm every
+amount uses the chosen currency and decimal precision and no `$` / `AUD` appears.
+
+**Acceptance Scenarios**:
+
+1. **Given** a fresh install, **When** the treasurer completes setup and picks a currency, **Then**
+   that currency is stored against the organisation and used for all money display thereafter.
+2. **Given** an organisation configured with a zero-decimal currency, **When** any amount is
+   displayed, **Then** it shows no fractional digits and still reconciles exactly.
+3. **Given** an organisation configured with a comma-grouping region, **When** an amount over one
+   thousand is displayed, **Then** grouping and symbol placement follow that region while the currency
+   symbol stays the configured one.
+4. **Given** an existing Australian-dollar dataset, **When** it is opened after this change, **Then**
+   every amount still shows `$`, two decimal places, and the same stored values as before.
+
+---
+
+### User Story 2 - Enter amounts correctly in any regional number format (Priority: P1)
+
+*(Sub-issue #343 — gap G2, live bug)*
+
+A treasurer whose device is set to a region that uses a comma as the decimal separator enters amounts
+into the manual journal and the opening-balance screen. The amount that is stored is exactly what they
+typed — never scaled up or down.
+
+**Why this priority**: This is a live data-corruption bug. A French-locale user shipping today can
+enter `1.50` in a journal line and have `150` posted to the ledger. It must be fixed for any
+non-English rollout.
+
+**Independent Test**: With the device region set to French and to German, enter known amounts into the
+manual journal and opening-balance forms and assert the stored ledger values are exact.
+
+**Acceptance Scenarios**:
+
+1. **Given** a French-locale device, **When** the user enters an amount into a manual journal line,
+   **Then** the stored debit/credit equals the entered value to the cent.
+2. **Given** any shipped region, **When** the user enters an amount into the opening-balance form,
+   **Then** it is interpreted identically to the same input in every other money field in the app.
+3. **Given** a region that groups with periods, **When** the user enters a plain decimal amount,
+   **Then** no digit is treated as a thousands separator.
+
+---
+
+### User Story 3 - Trust that the statements are internally consistent (Priority: P2)
+
+*(Sub-issues #344 gap G3, #348 gap G7)*
+
+A treasurer or their accountant generates the Balance Sheet and the Trial Balance and can rely on the
+software to refuse to produce a statement that does not add up.
+
+**Why this priority**: These checks turn silent misstatement into a visible failure. They are small,
+high-confidence safeguards on the two statements an external reviewer scrutinises first.
+
+**Independent Test**: Generate the Balance Sheet and Trial Balance from a balanced ledger (both tie)
+and from a deliberately corrupted ledger (both refuse or flag the discrepancy).
+
+**Acceptance Scenarios**:
+
+1. **Given** a balanced ledger, **When** the Balance Sheet is generated, **Then** total assets equal
+   total liabilities plus equity and the statement is produced normally.
+2. **Given** a ledger where assets no longer equal liabilities plus equity, **When** the Balance Sheet
+   is generated, **Then** it fails or shows an explicit out-of-balance line rather than a clean
+   statement.
+3. **Given** a ledger whose total debits and total credits differ by one cent, **When** the Trial
+   Balance is generated, **Then** it is treated as an error (no tolerance band).
+
+---
+
+### User Story 4 - Know the basis of accounting each statement uses (Priority: P2)
+
+*(Sub-issue #345 — gap G4)*
+
+Anyone reading a financial statement can see, on the statement itself, what basis of accounting it is
+prepared on — including that member fees are recognised when levied while other income and expenditure
+are recorded on payment.
+
+**Why this priority**: A statement whose basis is unstated cannot be relied on by a reader who did not
+build the system. Cheap to add; materially improves trust.
+
+**Independent Test**: Generate the Income Statement, Balance Sheet and Tax Summary and confirm each
+carries an accurate basis-of-accounting statement.
+
+**Acceptance Scenarios**:
+
+1. **Given** any financial statement, **When** it is generated, **Then** it displays a
+   basis-of-accounting line.
+2. **Given** the current hybrid treatment, **When** the basis line is read, **Then** it accurately
+   describes both the accrual treatment of member fees and the cash treatment of other activity — it
+   does not claim a single blanket basis.
+
+---
+
+### User Story 5 - Read a conventional bank reconciliation (Priority: P2)
+
+*(Sub-issue #351 — gap G11)*
+
+A treasurer prints the bank reconciliation and it follows the layout a bookkeeper or auditor expects:
+balance per the bank statement, adjusted for outstanding deposits and outstanding payments, reconciled
+to the balance per the general ledger at the statement date.
+
+**Why this priority**: The current report proves the reconciliation a non-standard way and never shows
+the ledger balance, so an external reviewer cannot follow it. Presentation-only, hence P2.
+
+**Independent Test**: Finalise a reconciliation with known outstanding items and confirm the report
+shows both balances, the adjusting items, and that the two sides agree.
+
+**Acceptance Scenarios**:
+
+1. **Given** a reconciliation with outstanding deposits and payments, **When** the report is
+   generated, **Then** it shows "balance per bank statement", each adjusting item, an adjusted bank
+   balance, and "balance per general ledger", and demonstrates they are equal.
+2. **Given** outstanding items exist, **When** the reconciliation is computed, **Then** those items
+   are carried into the arithmetic, not merely listed for information.
+3. **Given** a finalised reconciliation, **When** it is viewed later, **Then** it is unchanged and
+   cannot be edited, and finalisation still required the reconciliation to balance.
+
+---
+
+### User Story 6 - Protect reported prior years from back-dated changes (Priority: P3)
+
+*(Sub-issue #346 — gap G5)*
+
+After the committee has been shown a year's accounts, the treasurer closes that period. From then on
+the software refuses any transaction dated into the closed period, so the reported result cannot
+silently change.
+
+**Why this priority**: Valuable governance control, but it depends on the organisation having a
+reporting cycle established, so it follows the P1/P2 correctness work.
+
+**Independent Test**: Set a closed-through date, then attempt to post fees, payments, expenses and
+journals dated before and after it; confirm the earlier ones are rejected with no partial record and
+the later ones succeed.
+
+**Acceptance Scenarios**:
+
+1. **Given** a closed-through date is set, **When** any financial transaction dated on or before it is
+   submitted, **Then** it is rejected and no record (business row or ledger line) is persisted.
+2. **Given** a closed-through date is set, **When** a transaction dated after it is submitted, **Then**
+   it posts normally.
+3. **Given** an organisation is still in first-run setup, **When** opening balances are entered,
+   **Then** they are accepted (setup precedes the first close).
+
+---
+
+### User Story 7 - Choose the financial-year start as a real setup decision (Priority: P3)
+
+*(Sub-issue #352 — gap G9)*
+
+During setup the treasurer is asked when their financial year starts and can pick a start that is not
+the first of a month. Every financial-year report and dashboard figure then uses that start.
+
+**Why this priority**: Most jurisdictions are served by choosing a start month, which is already
+possible in settings; the gap is that setup never asks and non-first-of-month starts are impossible.
+Improvement rather than a blocker.
+
+**Independent Test**: Complete setup choosing a non-first-of-month start, then generate the
+financial-year-preset reports and confirm the ranges match the chosen start.
+
+**Acceptance Scenarios**:
+
+1. **Given** first-run setup, **When** the treasurer reaches the financial-year step, **Then** they
+   must confirm or choose the start; there is no silent Australian default.
+2. **Given** a financial year configured to start on a day other than the first, **When** any
+   financial-year-preset report is generated, **Then** its date range begins on that day and ends the
+   day before, twelve months on.
+3. **Given** an existing Australian dataset (start month July, day 1), **When** it is opened after this
+   change, **Then** its report ranges are unchanged.
+
+---
+
+### User Story 8 - Retain financial audit history for a defensible period (Priority: P3)
+
+*(Sub-issue #347 — gap G6)*
+
+A new organisation's financial audit trail is retained for a period consistent with common
+record-keeping expectations, a failed purge is never silent, and every posting path — including
+attendance-fee accruals — leaves an audit-trail entry.
+
+**Why this priority**: The immutable ledger is the primary record, so this is a supporting-records
+improvement rather than a correctness fix.
+
+**Independent Test**: Check the default retention on a fresh dataset, force a purge failure and
+confirm it is surfaced, and record attendance that accrues a fee and confirm an audit entry is
+written.
+
+**Acceptance Scenarios**:
+
+1. **Given** a fresh dataset, **When** the audit-retention default is read, **Then** it is at least
+   five years, and it remains user-adjustable.
+2. **Given** an existing dataset with a configured retention value, **When** it is opened after this
+   change, **Then** its configured value is preserved.
+3. **Given** the expired-entry purge fails, **When** the app starts, **Then** the failure is logged
+   and visible, not swallowed.
+4. **Given** attendance is recorded that accrues a fee (paid or unpaid), **When** the accrual posts,
+   **Then** an audit-trail entry is written for it.
+
+---
+
+### User Story 9 - Have the accounting policies written down (Priority: P3)
+
+*(Sub-issue #349 — gap G8)*
+
+A treasurer, auditor or contributor can read a single document that states the app's accounting
+policies, and the finance capability's living specification reflects the current tax model rather than
+the retired one.
+
+**Why this priority**: Documentation; it depends on the other stories' decisions being settled, so it
+comes last among the substantive stories.
+
+**Independent Test**: Open the published accounting-policy document and verify each statement against
+observed system behaviour; confirm the finance living spec no longer references retired tax concepts
+and is no longer marked draft.
+
+**Acceptance Scenarios**:
+
+1. **Given** the repository, **When** the accounting-policy document is opened, **Then** it covers
+   basis of accounting, revenue recognition, rounding, currency, record immutability and correction
+   method, and audit-trail retention, and states that the reports are unaudited management accounts.
+2. **Given** the finance capability's living specification, **When** it is read, **Then** it contains
+   no reference to the retired registration-based tax model and is not marked draft.
+
+---
+
+### User Story 10 - Get a clear plan for internationalising sales tax (Priority: P3)
+
+*(Sub-issue #350 — gap G10, spike)*
+
+A maintainer receives a written assessment of what it would take to use the sales-tax feature outside
+its current single-jurisdiction assumptions, with a scoped decision for each point.
+
+**Why this priority**: Full multi-jurisdiction tax is a separate body of work; this feature only needs
+to scope it, so it is a spike, not an implementation.
+
+**Independent Test**: Read the assessment and confirm it records an in-scope / out-of-scope decision,
+with rough sizing, for each required point, and that follow-on issues exist for whatever is taken
+forward.
+
+**Acceptance Scenarios**:
+
+1. **Given** the assessment, **When** it is read, **Then** it addresses rate changes over time,
+   tax-exclusive entry, the balance-sheet classification of recoverable tax (accounts `2310` / `2320`),
+   and whether multiple simultaneous rates or jurisdictions are needed.
+2. **Given** the assessment, **When** a decision is recorded for a point, **Then** it states in scope
+   or out of scope with a rough size, and in-scope points have follow-on issues.
+3. **Given** this feature, **When** it is delivered, **Then** no existing tax posting or stored tax
+   amount has changed.
+
+## Edge Cases
+
+- **Zero-decimal and three-decimal currencies** — amounts, tax splits and rounding must be correct
+  for currencies with 0 minor digits (e.g. yen) and 3 (e.g. dinar), not just 2.
+- **Existing Australian datasets** — every story that changes behaviour must leave a pre-existing
+  `AUD` dataset producing identical figures and identical stored values.
+- **Region change after setup** — changing the device/display region must alter only grouping and
+  symbol placement, never the currency or any stored amount.
+- **Comma-decimal input with grouping** — an entered value like one-thousand-and-a-half must not be
+  misread whether the user types a grouping separator or not.
+- **Closed period boundary** — a transaction dated exactly on the closed-through date is inside the
+  closed period and is rejected.
+- **Reconciliation with no outstanding items** — the conventional report must still show both
+  balances and prove they agree.
+- **Attendance accrual that is immediately paid** — both the accrual and the automatic payment must
+  each be represented in the audit trail.
+- **Short first financial year** — an organisation founded mid-year (an optional inception date after
+  the financial-year anchor): the first period runs from the inception date to the day before the
+  next anchor and every financial-year-preset report labels it a part-year; later years are full
+  twelve-month periods. An inception date on the anchor, or none at all, gives a full twelve-month
+  first year with no label.
+
+## Requirements
+
+### Functional Requirements
+
+**Currency (US1)**
+
+- **FR-001**: First-run setup MUST require the organisation to select its currency, identified by an
+  ISO 4217 code, with `AUD` as the default selection.
+- **FR-002**: The selected currency MUST be fixed for the life of the dataset — no in-place currency
+  change, no simultaneous multiple currencies, and no foreign-exchange translation.
+- **FR-003**: Every monetary amount displayed, printed, or exported MUST use the configured currency's
+  symbol and its standard minor-unit precision (0, 2, or 3 fractional digits), with digit grouping and
+  symbol placement following the active regional format.
+- **FR-004**: No screen, report, PDF, or CSV MUST display a currency symbol or currency code that does
+  not match the configured currency.
+- **FR-005**: Any amount that is apportioned or split (for example a tax component) MUST round to the
+  configured currency's minor unit, and the parts MUST still re-sum to the original total exactly.
+- **FR-006**: An existing `AUD` dataset MUST, after this change, display the same symbol, the same
+  precision, and the same stored values as before.
+
+**Money entry (US2)**
+
+- **FR-007**: Entering a monetary amount MUST store the exact value the user intended, independent of
+  the active regional number format.
+- **FR-008**: The manual journal and opening-balance entry screens MUST interpret a typed amount
+  identically to every other monetary input in the application.
+- **FR-009**: A regional format that uses a comma as the decimal separator or a period as a grouping
+  separator MUST NOT cause an entered amount to be scaled or misread.
+
+**Statement integrity (US3)**
+
+- **FR-010**: Generating the Balance Sheet MUST verify that total assets equal total liabilities plus
+  equity and MUST NOT present a clean statement when they do not — it either fails generation or
+  renders an explicit out-of-balance line.
+- **FR-011**: Generating the Trial Balance MUST treat any non-zero difference between total debits and
+  total credits as an error, with no tolerance band.
+
+**Basis of accounting (US4)**
+
+- **FR-012**: Each financial statement MUST state, on its face, the basis of accounting it is prepared
+  on, described accurately — including where the treatment of member fees differs from that of other
+  income and expenditure.
+
+**Bank reconciliation (US5)**
+
+- **FR-013**: The bank reconciliation report MUST present the conventional adjusted-balance form:
+  balance per bank statement, adjusted by outstanding deposits and outstanding payments, reconciled to
+  the balance per the general ledger as at the statement date, with both balances shown.
+- **FR-014**: Outstanding items MUST be carried into the reconciliation arithmetic, not only listed.
+- **FR-015**: Finalising a reconciliation MUST still require it to balance, and a finalised
+  reconciliation MUST remain immutable.
+
+**Period lock (US6)**
+
+- **FR-016**: An organisation MUST be able to mark all financial periods up to and including a chosen
+  date as closed.
+- **FR-017**: Any attempt to create or post a financial transaction dated on or before the
+  closed-through date MUST be rejected and MUST leave no partial record — no business row and no
+  ledger line.
+- **FR-018**: Opening balances entered during first-run setup MUST remain permitted regardless of any
+  later closed-through date.
+
+**Financial-year start (US7)**
+
+- **FR-019**: The financial-year start MUST be an explicit choice presented during first-run setup,
+  not a silent default.
+- **FR-020**: The system MUST support a financial year that starts on a day other than the first of
+  the month.
+- **FR-021**: All financial-year-preset reports and dashboard figures MUST honour the configured
+  financial-year start (month and day).
+- **FR-022**: The system supports a first financial year shorter than twelve months — an organisation
+  with an optional configured inception date later than its financial-year anchor — and labels that
+  first period as a part-year on every financial-year-preset report. *(Delivered on this branch as
+  spec 028 Phase 14 / issue #353 — see Assumptions.)*
+
+**Audit trail (US8)**
+
+- **FR-023**: The default financial audit-trail retention on a new dataset MUST be at least five
+  years, and MUST remain user-configurable.
+- **FR-024**: An existing dataset's already-configured retention value MUST be preserved through this
+  change.
+- **FR-025**: A failure to purge expired audit entries MUST be logged and surfaced, never silently
+  discarded.
+- **FR-026**: Every financial posting path — including attendance-fee accruals and their automatic
+  payments — MUST write an audit-trail entry.
+
+**Documentation (US9)**
+
+- **FR-027**: The project MUST publish an accounting-policy document covering basis of accounting,
+  revenue recognition, rounding, currency, record immutability and correction method, and audit-trail
+  retention, and stating that the reports are unaudited management accounts.
+- **FR-028**: The finance capability's living specification MUST be updated to the current tax model,
+  MUST contain no reference to the retired registration-based tax model, and MUST no longer be marked
+  draft.
+
+**Sales-tax internationalisation (US10)**
+
+- **FR-029**: The project MUST produce a written assessment of what is required to use the sales-tax
+  feature outside its current single-jurisdiction assumptions, covering at least: rate changes over
+  time, tax-exclusive entry, the balance-sheet classification of recoverable tax, and whether multiple
+  simultaneous rates or jurisdictions are needed.
+- **FR-030**: The assessment MUST record an in-scope / out-of-scope decision with rough sizing for
+  each point, and MUST result in follow-on issues for every in-scope point.
+
+**Cross-cutting guards**
+
+- **FR-031**: No change in this feature MUST alter any previously stored monetary amount, tax amount,
+  or general-ledger balance; only presentation, validation, and new configuration may change.
+- **FR-032**: The existing double-entry guarantees MUST be preserved: balanced atomic postings, the
+  general ledger as the single source of truth for balances, immutable financial records, and
+  corrections made only by reversing entries.
+- **FR-033**: This feature MUST NOT change any existing tax posting mechanics or stored tax code
+  values.
+
+## Key Entities
+
+- **Organisation configuration** — the single record of organisation-wide financial settings. Gains: a
+  currency (ISO 4217 code, default `AUD`, fixed after setup); a financial-year start expressed as a
+  month and a day; a closed-through date for period locking; an optional inception date driving the
+  part-year first financial year (FR-022 / #353). Already holds the financial-year start month,
+  audit-retention period, and tax configuration.
+- **Monetary amount** — a value expressed in the organisation's single currency, stored and rounded to
+  that currency's minor unit; never carries its own currency dimension.
+- **General-ledger transaction** — an immutable debit/credit line; unchanged by this feature and the
+  authoritative source of every balance.
+- **Financial statement** — a generated report (Balance Sheet, Income Statement, Trial Balance, Bank
+  Reconciliation, Tax Summary, and the others). Gains a basis-of-accounting disclosure; the Balance
+  Sheet and Trial Balance gain integrity checks; the Bank Reconciliation gains the conventional
+  layout.
+- **Audit-trail entry** — a record of a financial action, governed by the retention period; this
+  feature lengthens the default, hardens the purge, and closes a coverage gap.
+- **Accounting-policy document** — a new published reference describing how the app keeps the books.
+
+## Success Criteria
+
+### Measurable Outcomes
+
+- **SC-001**: An organisation can complete first-run setup with a non-Australian currency and a
+  non-Australian financial-year start and never need to change a setting afterwards to get correct
+  money display and correct reporting periods.
+- **SC-002**: With any shipped display region active, 0 monetary values anywhere in the app or its
+  exports show a currency symbol or code other than the configured one.
+- **SC-003**: Entering the local representation of "one and a half" into any money field — including
+  the manual journal and opening balances — stores exactly 1.5 units in 100% of shipped regions.
+- **SC-004**: 100% of existing Australian-dollar reference datasets produce identical report figures
+  and identical stored values before and after the change.
+- **SC-005**: Generating a Balance Sheet from an unbalanced ledger fails or flags the imbalance in
+  100% of cases; a balanced ledger ties in 100% of cases.
+- **SC-006**: A Trial Balance whose debits and credits differ by one cent fails to generate.
+- **SC-007**: 100% of financial statements display an accurate basis-of-accounting line.
+- **SC-008**: The bank reconciliation report shows both "balance per bank statement" and "balance per
+  general ledger" and demonstrates their equality on every finalised reconciliation.
+- **SC-009**: A financial transaction dated into a closed period is rejected in 100% of attempts, with
+  no partial record created.
+- **SC-010**: The audit-retention default on a new dataset is at least five years.
+- **SC-011**: Recording attendance that accrues a fee produces an audit-trail entry in 100% of cases.
+- **SC-012**: The accounting-policy document exists, and every statement in it matches observed system
+  behaviour on review.
+- **SC-013**: The sales-tax internationalisation assessment records a scoped decision for each of its
+  four required points.
+- **SC-014**: An organisation whose inception date falls after its financial-year start reports its
+  first financial-year-preset period bounded at the inception date and labelled a part-year, while
+  every later year is a full twelve months; an organisation with no inception date, or one on the
+  anchor, is unchanged.
+- **SC-015**: An organisation with tax-exclusive amount entry active, entering a taxable `100` at an
+  `8%` rate, posts income (or expense) net `100`, tax `8` and bank `108` with a balanced ledger; an
+  organisation with tax-inclusive entry (the default) posts identical figures to a pre-#354 build for
+  the same tax-inclusive gross, and a freshly-migrated dataset reports tax-inclusive entry.
+- **SC-016**: An organisation whose tax paid on purchases exceeds its tax collected on sales sees the
+  recoverable amount presented under Assets on the Balance Sheet (account `2320` "Tax Receivable"),
+  while an organisation that owes net tax sees the amount owed under Liabilities (account `2310` "Tax
+  Collected"); the Trial Balance ties exactly in both cases and no stored monetary or `TaxCode` value
+  changes (issue #355).
+
+## Assumptions
+
+- **Single currency per organisation.** Multi-currency, changing the currency after setup, and
+  foreign-exchange translation are out of scope.
+- **Benchmark is universal double-entry / bookkeeping good practice**, not formal IFRS/GAAP
+  compliance; producing statutory financial statements remains each organisation's accountant's job.
+- **52/53-week ("4-4-5") fiscal calendars are out of scope**; the financial year is a start month plus
+  a start day, running twelve months.
+- **A short first financial year (FR-022) is delivered.** US7 (#352) delivered only the month + day
+  FY-start choice; the optional stub first year it deliberately left out was carried as follow-on
+  issue **#353** *"[FEATURE] Support a sub-twelve-month first financial year, labelled as a
+  part-year"* (parent #341, FY-start work #352, filed 2026-08-30, T076) and is now **implemented on
+  this branch as part of spec 028 (Phase 14, tasks T095–T113)**: an optional `Settings.InceptionDate`
+  captured at first-run setup and a first-period-aware `FinancialYearCalculator` overload. When the
+  inception date is later than the financial-year anchor the first financial year opens on the
+  inception date and is labelled a part-year on the Trial Balance, Income Statement, Tax Summary and
+  Balance Sheet; every later year is a full twelve months. A null inception date (every pre-existing
+  dataset) and an inception date on the anchor are unchanged — a full twelve-month first year, no
+  label. Range calculation and presentation only: no stored monetary amount, tax amount or GL
+  balance changes, and the AUD zero-drift regression (T013) still passes.
+- **The `capabilities/settings/spec.md` living spec still carries retired ABN / GST-registration
+  wording** (`IsGstRegistered`, per-fee `GstCode`, the "GST / BAS" tab, the ATO ABN checksum), stale
+  since spec 016 replaced that model with `Settings.IsTaxApplicable` / `TaxRate` / `TaxCode`. FR-028
+  scopes only the *finance* living spec, so this feature de-drafts and corrects
+  `capabilities/finance/spec.md` (T085) and fixes the retention figure in
+  `capabilities/audit-trail/spec.md` (T086), but the settings living spec's tax wording is carried
+  forward as a separate follow-up — **#356** *"[DOCS] Update `capabilities/settings/spec.md` to the
+  current tax model"* (parent #341), filed 2026-08-30 — rather than addressed here (T086a).
+- **"At least five years" (FR-023) is an informed default** for common record-keeping expectations;
+  the exact figure (five versus seven) is a configuration default, not a hard rule, and the existing
+  1–7 year adjustable range is retained.
+- **US10 / sub-issue #350 is a scoping spike.** Only the written assessment and the creation of
+  follow-on issues are in scope here; no multi-jurisdiction tax implementation. The assessment is
+  published at [`docs/assessments/sales-tax-internationalisation.md`](../../docs/assessments/sales-tax-internationalisation.md)
+  (T087): of its four required points, **rate history / effective-dating** (size L) and **multiple
+  simultaneous rates / jurisdictions** (size XL) are **out of scope**; **tax-exclusive amount entry**
+  (size M) and the **balance-sheet classification of recoverable input tax, accounts `2310` / `2320`**
+  (size S–M) are **in scope** and each has a follow-on GitHub issue, filed 2026-08-30 against parent
+  #341 referencing spike #350 (T088): **#354** *"[FEATURE] Support tax-exclusive amount entry (net +
+  tax) alongside the current tax-inclusive entry"* and **#355** *"[FEATURE] Classify recoverable input
+  tax (account `2320`) correctly on the Balance Sheet"*. Both issue bodies are also reproduced in the
+  assessment's *Follow-on issues* section.
+- **Tax-exclusive amount entry (#354) is delivered.** The in-scope "Issue A" from the US10 spike is
+  now **implemented on this branch as part of spec 028 (Phase 15, tasks T114–T140)**: a per-organisation
+  `Settings.TaxEntryMode` (`Inclusive` — the default and every pre-#354 dataset — or `Exclusive`),
+  chosen at first-run setup and on the Sales Tax settings tab; `TaxCalculator.SplitExclusive` /
+  `TaxCalculator.Split(mode)` companions to `SplitInclusive`; and a mode branch in `FeeService`,
+  `IncomeEntryService`, `ExpensePaymentService` and `AttendanceService` so that in `Exclusive` mode
+  the entered figure is the net, tax is added on top, and the receivable/bank line (and `Fee.Amount` /
+  `Payment.Amount`) carry the gross while the income/expense line keeps the net.
+  `ReactivationForgivenessService` is unchanged — it reverses a stored gross `Fee.Amount`, which
+  `SplitInclusive` re-sums by construction. No change to the GL line structure, the `2310` / `2320`
+  accounts, or the `TaxCode` enum / stored values; `Inclusive` mode and the AUD zero-drift regression
+  (T013) are byte-identical.
+- **Recoverable input tax as a balance-sheet asset (#355) is delivered.** The in-scope "Issue B" from
+  the US10 spike is now **implemented on this branch as part of spec 028 (Phase 16, tasks T141–T150)**:
+  the seeded system account `2320` is re-typed from `AccountType.Liability` "Tax Paid" to
+  `AccountType.Asset` "Tax Receivable" via the `ReclassifyInputTaxAsReceivable` migration (an
+  `UpdateData` on the seed row that moves no monetary amount, no `TaxCode`, and no ledger line). `2310`
+  "Tax Collected" stays a `Liability`. The account keeps its `2320` number as a documented asset
+  exception — renumbering would desync the denormalised `Transaction.GLAccount` snapshot on historical
+  rows. `BalanceSheetReportProvider` and `TrialBalanceReportProvider` group by `AccountType`, so a
+  net-refundable organisation's recoverable tax now presents under Assets and a net-payable
+  organisation's tax owed under Liabilities, with the Trial Balance still tying exactly (no provider
+  code change). The Tax Summary net arithmetic is unchanged — it reads directional GL movements, not
+  the account's classification, so no sign flip was needed. `Inclusive` / `AUD` datasets and the
+  zero-drift regression (T013) are byte-identical.
+- **FR-033 verification (T089, extended for #354 and #355).** A `git diff master...HEAD` review of every
+  tax-adjacent file confirms the tax-path changes on this branch are additive and leave the existing
+  mechanic untouched: the optional `minorUnitDigits` rounding-precision parameter on
+  `TaxCalculator.SplitInclusive` (default `2`), and the opt-in `Settings.TaxEntryMode` / `SplitExclusive`
+  path (#354, Phase 15) which only interprets a **newly entered** figure and defaults to `Inclusive`.
+  The GL line structure, the `2310` / `2320` account numbers and balances, the `TaxCode` enum and its
+  stored values, the tax-inclusive entry model, and the Tax Summary net arithmetic are untouched; the
+  `2320` re-type (#355, Phase 16) is an `AccountType` classification change on the seed row only — it
+  moves no amount, `TaxCode` or ledger line. The `AudZeroDriftTests` stored-value assertions (T013)
+  hold against the final build.
+- Financial reports remain synchronous, unaudited management accounts.
+- The eleventh sub-issue count refers to #342–#352; two originally-deferred gaps (G9, G11) were
+  promoted into #352 and #351 at the user's request and are in scope.
+
+## Verbatim Constraints
+
+These literal values are pinned by issue #341 / its sub-issues and by spec 027, and downstream steps
+and the implementation MUST use them exactly:
+
+- `AUD` — the default currency code, and the value existing datasets carry.
+- `$` — the currency symbol an existing Australian-dollar dataset MUST continue to display.
+- `ISO 4217` — the standard the currency-code selection MUST conform to.
+- `FinancialYearStartMonth` — the existing organisation-configuration field the financial-year-start
+  work extends.
+- `AuditRetentionYears` — the existing organisation-configuration field whose default this feature
+  raises.
+- `2310` / `2320` — the general-ledger account numbers for collected and recoverable sales tax
+  referenced by the sales-tax assessment. Since spec 028 Phase 16 / #355, `2320` is the
+  `AccountType.Asset` account "Tax Receivable" (recoverable input tax), keeping its number as a
+  documented asset exception; `2310` "Tax Collected" remains a `Liability`.
diff --git a/specs/028-international-accounting-standards/tasks.md b/specs/028-international-accounting-standards/tasks.md
new file mode 100644
index 00000000..bf1230b9
--- /dev/null
+++ b/specs/028-international-accounting-standards/tasks.md
@@ -0,0 +1,678 @@
+# Tasks: International accounting-practice readiness
+
+**Feature**: `028-international-accounting-standards` · **Size**: oversized · **Spec**: [spec.md](spec.md) ·
+**Plan**: [plan.md](plan.md)
+
+Line format: `- [ ] **T###** [P?] [US#] Description · exact/file/path`.
+`[P]` = independent of the other tasks in its wave (different file, no incomplete dependency).
+`[US#]` = the user story the task serves. Waves are separated by explicit join lines.
+A letter-suffixed id (e.g. `T014a`) is an acceptance or guard task added after initial numbering; it
+sorts with its numeric sibling and does not renumber the sequence.
+
+Test-first: every `### Tests` block is written to **fail first**, then made green by that phase's
+`### Implementation` waves (Constitution §11).
+
+---
+
+## Phase 1: Setup
+
+- [X] **T001** Confirm a green baseline before any change — `dotnet build` and `dotnet test` (full run, no `--no-build`); record counts · `StageFrightCommunity.slnx` — baseline: build 0W/0E; 1805 tests pass (Core 620, Reports 217, UI 599, Data 154, Localization 23, Integration 192)
+
+---
+
+## Phase 2: Foundational (BLOCKS US1, and the report-money work in US3–US5, US7)
+
+Shared currency primitives, the `Settings` schema for all four new/changed fields, and the one
+migration. No user-story phase starts until this phase is done.
+
+**Wave 1 — independent (different files):**
+
+- [X] **T002** [P] `SupportedCurrency` record — `Code`, `Symbol`, `MinorUnitDigits` (0/2/3), `DisplayName` · `src/StageFright.Core/Localization/SupportedCurrency.cs`
+- [X] **T003** [P] `Settings` entity — add `CurrencyCode` (`string`, default `"AUD"`), `FinancialYearStartDay` (`int`, default `1`), `ClosedThroughDate` (`DateTime?`, default `null`); change `AuditRetentionYears` default `1 → 5` (range 1–7 unchanged) · `src/StageFright.Core/Entities/Settings.cs`
+
+**⟶ Wait for Wave 1 to finish, then:**
+
+- [X] **T004** [P] `CurrencyCatalog` static — `All` seed set (`AUD`,`USD`,`EUR`,`GBP`,`NZD`,`CAD`,`JPY` 0-digit, `KWD`/`BHD` 3-digit); `bool TryGet(string, out SupportedCurrency)` case-insensitive, returns `false` + `Default` on a miss (no throw); `SupportedCurrency Get(string)` case-insensitive, throws `ValidationException` on an unknown code; `Default` (`AUD`/`$`/2) · `src/StageFright.Core/Localization/CurrencyCatalog.cs` *(needs T002)*
+- [X] **T005** [P] `SettingsConfiguration` — map the 3 new columns; `AuditRetentionYears` `HasDefaultValue(5)` · `src/StageFright.Data/Configurations/SettingsConfiguration.cs` *(needs T003)*
+
+**⟶ then:**
+
+- [X] **T006** EF migration `AddInternationalAccountingSettings` — `CurrencyCode` `TEXT NOT NULL DEFAULT 'AUD'`, `FinancialYearStartDay` `INTEGER NOT NULL DEFAULT 1`, `ClosedThroughDate` `TEXT NULL`, `AuditRetentionYears` default constraint `→ 5` **only** (no `migrationBuilder.UpdateData`) · `src/StageFright.Data/Migrations/20260829064637_AddInternationalAccountingSettings.cs` *(needs T005)*
+- [X] **T007** `MoneyFormatter` — add `Configure(SupportedCurrency)`; `Format`/`FormatWithCode` use the configured symbol/code and `MinorUnitDigits`, grouping/placement still from `CultureInfo.CurrentCulture`; before `Configure`, fall back to `CurrencyCatalog.Default` · `src/StageFright.Core/Localization/MoneyFormatter.cs` *(needs T004)*
+
+**⟶ then:**
+
+- [X] **T008** `MauiProgram` — after the display culture is resolved and applied, call `MoneyFormatter.Configure(CurrencyCatalog.Get(settings?.CurrencyCode ?? "AUD"))` · `src/StageFright.App/MauiProgram.cs` *(needs T007)*
+
+**Checkpoint**: currency catalog + configurable formatter + `Settings` schema exist; an `AUD` dataset
+formats byte-identically (`$`, 2 decimals) — T001 tests still green.
+
+---
+
+## Phase 3: User Story 1 — Run the books in the organisation's own currency (P1)
+
+**Goal**: every amount on every screen, report, PDF and CSV shows the organisation's configured
+currency with the right symbol and minor-unit precision; nothing asserts `$`/`AUD` for a non-AUD org;
+an existing `AUD` dataset is unchanged.
+
+**Independent Test**: complete setup with a non-Australian currency (incl. a zero-decimal one such as
+`JPY`), record a fee and a payment, generate every financial report — every amount uses the chosen
+currency and precision and no `$`/`AUD` appears.
+
+### Tests
+
+**Wave 1 — independent (different files):**
+
+- [x] **T009** [P] [US1] Unit — `CurrencyCatalog` lookups incl. 0- and 3-decimal; `Get` throws `ValidationException` on an unknown code; `TryGet` returns `false` + `Default` on a miss; both case-insensitive · `tests/StageFright.Core.Tests/Localization/CurrencyCatalogTests.cs`
+- [x] **T010** [P] [US1] Unit — `MoneyFormatter` under `en-AU`/`en-US`/`fr-FR`/`de-DE` and a `JPY` config: symbol, digit count, grouping · `tests/StageFright.Core.Tests/Localization/MoneyFormatterTests.cs`
+- [x] **T011** [P] [US1] Unit — `TaxCalculator.SplitInclusive` parts re-sum to gross exactly at 0/2/3 minor digits · `tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs`
+- [x] **T012** [P] [US1] Integration — setup with a non-`AUD` currency persists `CurrencyCode`; `SettingsService.SaveAsync` rejects a later `CurrencyCode` change · `tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs`, `SettingsServiceTests.cs`
+- [x] **T013** [P] [US1] Integration — **AUD zero-drift**: a reference dataset produces identical report figures and identical stored values before/after (SC-004, FR-006, FR-031) · `tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs`
+- [x] **T014** [P] [US1] bUnit — setup currency picker renders `CurrencyCatalog.All`, defaults `AUD`, binds the model · `tests/StageFright.UI.Tests/Pages/Setup/CurrencyPickerTests.cs`
+- [x] **T014a** [P] [US1] **Acceptance** — `V28_CurrencyConfiguration` drives US1 AC-1…AC-4 end to end: fresh install → setup picks a non-`AUD` currency (incl. a zero-decimal `JPY`) → record a fee + payment → generate every financial report; asserts the chosen symbol and minor-unit precision throughout, no `$`/`AUD`, regional grouping/placement with the configured symbol unchanged (AC-3), zero-decimal reconciles exactly (AC-2), and an `AUD` dataset is byte-identical (AC-4) · `tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs`
+
+### Implementation
+
+**Wave 1 — rounding (single file, then its callers):**
+
+- [x] **T015** [US1] `TaxCalculator.SplitInclusive` — add an optional `int minorUnitDigits = 2` parameter used for rounding (the default keeps every un-updated call site at today's 2-digit behaviour); `net = gross − tax` remains the remainder · `src/StageFright.Core/Modules/Finance/TaxCalculator.cs`
+- [x] **T016** [US1] Update every `SplitInclusive` caller to pass the configured currency's `MinorUnitDigits` (`CurrencyCatalog.Get(settings.CurrencyCode).MinorUnitDigits`) — Core services `AttendanceService.cs`, `FeeService.cs`, `IncomeEntryService.cs`, `ExpensePaymentService.cs`, `ReactivationForgivenessService.cs`; UI tax-hint sites `src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor.cs`, `src/StageFright.UI/Pages/Finance/RecordIncome.razor.cs`; and `src/StageFright.App/Seeding/DebugDataSeeder.cs` *(needs T015)*
+
+**⟶ then — setup plumbing (independent files):**
+
+- [x] **T017** [P] [US1] `SetupFormModel` — add `string CurrencyCode` (`[Required]`, default `"AUD"`) · `src/StageFright.UI/Pages/Setup/SetupFormModel.cs`
+- [x] **T018** [P] [US1] `SetupRequest` — add trailing `string CurrencyCode = "AUD"` · `src/StageFright.Core/Modules/Settings/SetupRequest.cs`
+
+**⟶ then:**
+
+- [x] **T019** [US1] `SetupService.InitializeAsync` — validate `CurrencyCode ∈ CurrencyCatalog.All` (`Validation_Setup_CurrencyUnknown`); persist to `Settings.CurrencyCode` · `src/StageFright.Core/Modules/Settings/SetupService.cs` *(needs T018)*
+- [x] **T020** [US1] `SettingsService.SaveAsync` — reject a `CurrencyCode` that differs from the persisted value (`Validation_Settings_CurrencyImmutable`) · `src/StageFright.Core/Modules/Settings/SettingsService.cs`
+- [x] **T021** [US1] `GeneralAppearanceTab` — add currency `<select id="setup-currency">` bound to `SetupFormModel.CurrencyCode`, options from `CurrencyCatalog.All` · `src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor` + `.razor.cs` *(needs T017)*
+
+**⟶ then — report money routing (independent providers):**
+
+- [x] **T022** [P] [US1] `IncomeStatementReportProvider` — private `FormatCurrency` → `MoneyFormatter.Format` · `src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs`
+- [x] **T023** [P] [US1] `BalanceSheetReportProvider` — `FormatCurrency` → `MoneyFormatter.Format` · `src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs`
+- [x] **T024** [P] [US1] `TrialBalanceReportProvider` — `FormatCurrency` → `MoneyFormatter.Format` · `src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs`
+- [x] **T025** [P] [US1] `TaxSummaryReportProvider` — money cells → `MoneyFormatter` · `src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs`
+- [x] **T026** [P] [US1] Remaining providers — money cells → `MoneyFormatter`: `AccountRegisterReportProvider`, `GeneralLedgerReportProvider`, `ChartOfAccountsReportProvider`, `MemberAccountSummaryReportProvider`, `CommitteeReportProvider`, `MemberListReportProvider` · `src/StageFright.Reports/Providers/*.cs`
+- [x] **T027** [P] [US1] `JournalEntryPage` — the debit/credit totals row `ToString("N2")` → `MoneyFormatter.Format` (precision follows currency) · `src/StageFright.UI/Pages/Finance/JournalEntryPage.razor`
+
+> `BankReconciliationReportProvider` money formatting is folded into its US5 rewrite (T051) — same file.
+
+**⟶ then — docs sync (same task, project Spec & Docs Workflow rule):**
+
+- [x] **T028** [US1] Correct stale "always AUD / `$` fixed" prose — `MoneyFormatter` XML doc, `CLAUDE.md` Localization section, `specs/027-localization-support/` lines that assert a fixed `$`/`AUD` · `src/StageFright.Core/Localization/MoneyFormatter.cs`, `CLAUDE.md`, `specs/027-localization-support/*.md`
+
+**Checkpoint**: a non-`AUD` (incl. `JPY`) organisation completes setup; every screen, report, PDF and
+CSV shows the configured symbol + precision; no mismatched symbol/code anywhere; the `AUD`
+regression (T013) passes.
+
+---
+
+## Phase 4: User Story 2 — Enter amounts correctly in any regional number format (P1)
+
+**Goal**: the manual journal and opening-balance forms store exactly the amount the user intended,
+independent of the device region.
+
+**Independent Test**: with the device region set to French and to German, enter known amounts into
+the manual journal and opening-balance forms and assert the stored ledger values are exact.
+
+### Tests
+
+**Wave 1 — independent (different files):**
+
+- [x] **T029** [P] [US2] Unit — `MoneyInput.Parse` for `"1.5"`, `"1.50"`, `"1000.5"`, `""`, `"abc"`, `"-3.2"` under `fr-FR` and `de-DE` → exact / `0m` fallback · `tests/StageFright.Core.Tests/Localization/MoneyInputTests.cs`
+- [x] **T030** [P] [US2] bUnit — `JournalEntryPage` under `fr-FR`: entering `1.50` yields `line.Debit == 1.50m` · `tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs`
+- [x] **T031** [P] [US2] bUnit — `OpeningBalanceEntryForm` under `de-DE`: entered amount stored exactly · `tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormLocaleTests.cs`
+- [x] **T032** [P] [US2] Guard — no money field parses an `<input type="number">` value with `CultureInfo.CurrentCulture` · `tests/StageFright.Localization.Tests/MoneyInputGuardTests.cs`
+- [x] **T032a** [P] [US2] **Acceptance** — `V28_LocaleSafeMoneyEntry` drives US2 AC-1…AC-3: device region `fr-FR` then `de-DE`, enter known amounts into the manual journal and the opening-balance form; asserts the stored ledger values are exact to the cent and identical to the same input under `en-AU`, and that no digit is read as a thousands separator · `tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs`
+
+### Implementation
+
+**Wave 1 — the helper (single file):**
+
+- [x] **T033** [US2] `MoneyInput` — `static decimal Parse(string?)` using `CultureInfo.InvariantCulture` + `NumberStyles.AllowDecimalPoint | AllowLeadingSign`; `0m` for null/blank/unparseable · `src/StageFright.Core/Localization/MoneyInput.cs`
+
+**⟶ Wait for T033, then (independent call sites):**
+
+- [x] **T034** [P] [US2] `JournalEntryPage.ParseAmount` → `MoneyInput.Parse` · `src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs`
+- [x] **T035** [P] [US2] `OpeningBalanceEntryForm.SetAmount` → `MoneyInput.Parse` · `src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs`
+
+**Checkpoint**: French/German-locale entry into the manual journal and opening balances stores exact
+values; the guard test locks it in.
+
+---
+
+## Phase 5: User Story 3 — Trust that the statements are internally consistent (P2)
+
+**Goal**: the Balance Sheet never presents a clean statement when assets ≠ liabilities + equity, and
+the Trial Balance treats any non-zero debit/credit difference as an error.
+
+**Independent Test**: generate the Balance Sheet and Trial Balance from a balanced ledger (both tie)
+and from a deliberately corrupted ledger (both refuse or flag the discrepancy).
+
+### Tests
+
+**Wave 1 — independent (different files):**
+
+- [x] **T036** [P] [US3] Report test — Trial Balance with debits/credits differing by `0.01` fails to generate (`GLBalanceException`, no tolerance) · `tests/StageFright.Reports.Tests/Providers/TrialBalanceReportProviderTests.cs`
+- [x] **T037** [P] [US3] Report test — Balance Sheet from an unbalanced ledger renders an explicit out-of-balance row and never a clean statement; a balanced ledger renders normally · `tests/StageFright.Reports.Tests/Providers/BalanceSheetReportProviderTests.cs`
+- [x] **T037a** [P] [US3] **Acceptance** — `V28_StatementIntegrity` drives US3 AC-1…AC-3: Balance Sheet + Trial Balance from a balanced ledger (both tie, statements produced normally) and from a deliberately corrupted ledger (Balance Sheet shows an explicit out-of-balance line and never a clean statement; Trial Balance fails; a one-cent debit/credit difference still fails — no tolerance) · `tests/StageFright.Integration.Tests/Scenarios/V28_StatementIntegrityTests.cs`
+
+### Implementation
+
+**Wave 1 — independent (different providers):**
+
+- [x] **T038** [P] [US3] `TrialBalanceReportProvider` — `Math.Abs(totalDebits − totalCredits) > 0.01m` → `totalDebits != totalCredits`; reword the thrown message; fix the stale `FR-034` doc-comment reference · `src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs`
+- [x] **T039** [P] [US3] `BalanceSheetReportProvider` — after totals, if `totalAssets != totalLiabilities + totalEquity` append a bold `Reports_BalanceSheet_OutOfBalance` row (label + `MoneyFormatter.Format(difference)`) · `src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs`
+
+**⟶ then:**
+
+- [x] **T040** [US3] `ReportsResource` — reword `Reports_TrialBalance_GLImbalanceError` (drop "tolerance"); add `Reports_BalanceSheet_OutOfBalance` · `src/StageFright.Reports/Resources/ReportsResource.resx`, `.en-US.resx`, `.fr-FR.resx`
+
+**Checkpoint**: an unbalanced ledger cannot produce a clean Balance Sheet or Trial Balance (SC-005,
+SC-006).
+
+---
+
+## Phase 6: User Story 4 — Know the basis of accounting each statement uses (P2)
+
+**Goal**: every financial statement states its basis of accounting on its face, accurately describing
+the hybrid treatment (member fees accrual; other activity cash).
+
+**Independent Test**: generate the Income Statement, Balance Sheet and Tax Summary and confirm each
+carries an accurate basis-of-accounting statement (screen, PDF and CSV).
+
+### Tests
+
+- [x] **T041** [P] [US4] Report + component tests — each financial statement carries the basis line in PDF, CSV, and the viewer; Member List / Committee do not · `tests/StageFright.Reports.Tests/BasisOfAccountingTests.cs`, `tests/StageFright.UI.Tests/Shared/ReportViewerBasisTests.cs`
+- [x] **T041a** [P] [US4] **Acceptance** — `V28_BasisOfAccountingDisclosure` drives US4 AC-1…AC-2: generate the Income Statement, Balance Sheet and Tax Summary (screen, PDF, CSV); asserts each carries a basis-of-accounting line whose wording names both the accrual treatment of member fees and the cash treatment of other income and expenditure — not a single blanket basis · `tests/StageFright.Integration.Tests/Scenarios/V28_BasisOfAccountingDisclosureTests.cs`
+
+### Implementation
+
+**Wave 1 — the model field (single file):**
+
+- [x] **T042** [US4] `ReportData` — add `string? BasisOfAccounting { get; init; }` · `src/StageFright.Reports/Models/ReportData.cs`
+
+**⟶ Wait for T042, then (independent consumers):**
+
+- [x] **T043** [P] [US4] `PdfReportRenderer` — render `BasisOfAccounting` below the "Generated:" line when non-empty · `src/StageFright.Reports/Rendering/PdfReportRenderer.cs`
+- [x] **T044** [P] [US4] `CsvReportExporter` — append `BasisOfAccounting` as a trailing labelled note record when non-null · `src/StageFright.Reports/Rendering/CsvReportExporter.cs`
+- [x] **T045** [P] [US4] `ReportViewer` — show `BasisOfAccounting` beneath the subtitle when non-null · `src/StageFright.UI/Shared/ReportViewer.razor` + `.razor.cs`
+- [x] **T046** [P] [US4] `ReportsResource` — add `Reports_Common_BasisOfAccounting` (hybrid accrual/cash wording; not a single blanket basis) · `src/StageFright.Reports/Resources/ReportsResource.resx`, `.en-US.resx`, `.fr-FR.resx`
+
+**⟶ then:**
+
+- [x] **T047** [US4] Set `BasisOfAccounting` from `Reports_Common_BasisOfAccounting` in the eight financial-statement providers: Income Statement, Balance Sheet, Trial Balance, Tax Summary, Account Register, General Ledger, Bank Reconciliation, Member Account Summary · `src/StageFright.Reports/Providers/*.cs`
+
+**Checkpoint**: every financial statement states its hybrid basis on its face (SC-007).
+
+---
+
+## Phase 7: User Story 5 — Read a conventional bank reconciliation (P2)
+
+**Goal**: the bank reconciliation report follows the standard adjusted-balance layout — balance per
+bank statement, adjusted for outstanding deposits and payments, reconciled to the balance per the
+general ledger at the statement date, with both balances shown.
+
+**Independent Test**: finalise a reconciliation with known outstanding items and confirm the report
+shows both balances, the adjusting items, and that the two sides agree (and also with no outstanding
+items).
+
+### Tests
+
+**Wave 1 — independent (different files):**
+
+- [x] **T048** [P] [US5] Report test — the rec report shows "balance per bank statement" and "balance per general ledger", carries each adjusting item into the arithmetic, and proves the two sides equal; runs with and without outstanding items · `tests/StageFright.Reports.Tests/Providers/BankReconciliationReportProviderTests.cs`
+- [x] **T049** [P] [US5] Integration — finalisation still requires the reconciliation to balance; a finalised reconciliation stays immutable · `tests/StageFright.Core.Tests/Modules/Finance/BankReconciliationServiceTests.cs`
+- [x] **T049a** [P] [US5] **Acceptance** — `V28_ConventionalBankReconciliation` drives US5 AC-1…AC-3: finalise a reconciliation with known outstanding deposits + payments, and one with none; asserts the report shows "balance per bank statement" and "balance per general ledger", carries each adjusting item into the arithmetic (not merely lists it), demonstrates the two sides agree, and that a finalised reconciliation is unchanged and non-editable on later view · `tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs`
+
+### Implementation
+
+**Wave 1 — the provider rewrite (single file), then its resources:**
+
+- [x] **T050** [US5] `BankReconciliationReportProvider.BuildAccountSectionsAsync` — rewrite to: balance per bank statement → add outstanding deposits (listed + summed) → less outstanding payments (listed + summed) → adjusted bank balance → balance per general ledger (`GetAccountBalanceAsync(accountId, statementDate)`) → reconciled line; outstanding items from `GetUnreconciledByAccountAsync`; money via `MoneyFormatter` · `src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs`
+- [x] **T051** [US5] `ReportsResource` — add `Reports_BankReconciliation_BalancePerBankStatement`, `_AddOutstandingDeposits`, `_LessOutstandingPayments`, `_AdjustedBankBalance`, `_BalancePerGeneralLedger`, `_Reconciled` · `src/StageFright.Reports/Resources/ReportsResource.resx`, `.en-US.resx`, `.fr-FR.resx` *(needs T050)*
+
+**Checkpoint**: the reconciliation report reads the way a bookkeeper or auditor expects and proves
+the two balances agree (SC-008).
+
+---
+
+## Phase 8: User Story 6 — Protect reported prior years from back-dated changes (P3)
+
+**Goal**: once a period is closed, the software refuses any financial transaction dated into it,
+leaving no partial record.
+
+**Independent Test**: set a closed-through date, then attempt to post fees, payments, expenses and
+journals dated before and after it; the earlier ones are rejected with no partial record, the later
+ones succeed. Opening balances during first-run setup are still accepted.
+
+### Tests
+
+**Wave 1 — independent (different files):**
+
+- [x] **T052** [P] [US6] Unit — `ClosedPeriodGuard`: null settings, null date, date before / exactly on / after the closed-through date · `tests/StageFright.Core.Tests/Modules/Finance/ClosedPeriodGuardTests.cs`
+- [x] **T053** [P] [US6] Integration — for each posting path (fee, payment, expense, income, bank deposit, manual journal, forgiveness), a transaction dated on/before `ClosedThroughDate` leaves no `Fee`/`Payment`/`Transaction`/`JournalEntry` row; a later one posts · `tests/StageFright.Integration.Tests/InternationalAccounting/ClosedPeriodLockTests.cs`
+- [x] **T054** [P] [US6] Integration — first-run setup opening balances are accepted regardless (`ClosedThroughDate` is null during setup) · `tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs`
+- [x] **T055** [P] [US6] bUnit — the settings close-period control + confirmation sets `Settings.ClosedThroughDate` · `tests/StageFright.UI.Tests/Pages/Settings/ClosePeriodControlTests.cs`
+
+### Implementation
+
+**Wave 1 — independent (different files):**
+
+- [x] **T056** [P] [US6] `ClosedPeriodException` — `sealed class : Exception`, Constitution §5.2 five-member shape · `src/StageFright.Core/Exceptions/ClosedPeriodException.cs`
+- [x] **T057** [P] [US6] `IClosedPeriodGuard` — `Task EnsureOpen(DateTime postingDate, CancellationToken ct = default)` · `src/StageFright.Core/Contracts/IClosedPeriodGuard.cs`
+
+**⟶ then:**
+
+- [x] **T058** [US6] `ClosedPeriodGuard` — depends on `ISettingsRepository`; no-op on null settings / null date; throws `ClosedPeriodException` when `postingDate.Date <= ClosedThroughDate.Value.Date` (`Validation_ClosedPeriod_PostingRejected`) · `src/StageFright.Core/Modules/Finance/ClosedPeriodGuard.cs` *(needs T056, T057)*
+- [x] **T059** [US6] `GLRepository` — inject `IClosedPeriodGuard`; call `EnsureOpen` per line in `AddBalancedSetAsync` and `AddPairAsync` before `SaveChangesAsync` · `src/StageFright.Data/Repositories/GLRepository.cs` *(needs T058)*
+- [x] **T060** [US6] `UnitOfWork.ExecuteInTransactionAsync` — let `ClosedPeriodException` propagate unwrapped (same pass-through list as `GLBalanceException`) · `src/StageFright.Data/UnitOfWork.cs`
+- [x] **T061** [US6] `MauiProgram.RegisterCoreServices` — register `IClosedPeriodGuard → ClosedPeriodGuard` · `src/StageFright.App/MauiProgram.cs` *(needs T058)*
+
+**⟶ then:**
+
+- [x] **T062** [US6] `GeneralSettingsTab` — "close all financial periods through <date>" control (`id="settings-close-through-date"`) + explicit confirmation; `SettingsService.SaveAsync` persists `ClosedThroughDate` · `src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor` + `.razor.cs`
+- [x] **T063** [US6] Finance posting forms — catch `ClosedPeriodException` → `Validation_ClosedPeriod_PostingRejected`; leave the form re-submittable · `src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs`, `PaymentForm.razor.cs`, `ExpensePaymentPage.razor.cs`, `RecordIncome.razor.cs`, `BankDepositPage.razor.cs`, `OpeningBalancesWizard.razor.cs`, `src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor.cs`
+- [x] **T064** [US6] `ValidationResource` — add `Validation_ClosedPeriod_PostingRejected` · `src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx`, `.en-US.resx`, `.fr-FR.resx`
+
+**Checkpoint**: a back-dated posting into a closed period is rejected with no business row and no
+ledger line (SC-009); setup opening balances still work.
+
+---
+
+## Phase 9: User Story 7 — Choose the financial-year start as a real setup decision (P3)
+
+**Goal**: setup asks when the financial year starts and accepts a non-first-of-month start; every
+financial-year report and dashboard figure then uses that start.
+
+**Independent Test**: complete setup choosing a non-first-of-month start, generate the
+financial-year-preset reports, confirm the ranges match; an existing AU dataset (July, day 1) is
+unchanged.
+
+### Tests
+
+**Wave 1 — independent (different files):**
+
+- [x] **T065** [P] [US7] Unit — `FinancialYearCalculator.GetRange`/`GetPreviousRange` with a non-first-of-month `startDay` and a February start day · `tests/StageFright.Core.Tests/Modules/Finance/FinancialYearCalculatorTests.cs`
+- [x] **T066** [P] [US7] Integration — setup with a non-first-of-month start; every FY-preset report honours month + day; an AU (7, 1) dataset's ranges are unchanged · `tests/StageFright.Integration.Tests/InternationalAccounting/FinancialYearStartTests.cs`
+- [x] **T067** [P] [US7] bUnit — setup FY-start month + day pickers render, are mandatory, and bind the model · `tests/StageFright.UI.Tests/Pages/Setup/FinancialYearStartPickerTests.cs`
+
+### Implementation
+
+**Wave 1 — the calculator (single file), then its callers:**
+
+- [x] **T068** [US7] `FinancialYearCalculator` — add an optional `int startDay = 1` parameter to `GetRange`/`GetPreviousRange` (the default preserves every existing caller and test); pivot the year on `(month, day)`; range = `start … start.AddYears(1).AddDays(-1)` · `src/StageFright.Core/Modules/Finance/FinancialYearCalculator.cs`
+- [x] **T069** [P] [US7] Providers pass `settings.FinancialYearStartDay`: `TrialBalanceReportProvider`, `BalanceSheetReportProvider`, `IncomeStatementReportProvider`, `TaxSummaryReportProvider` · `src/StageFright.Reports/Providers/*.cs` *(needs T068)*
+- [x] **T070** [P] [US7] `OpeningBalancesWizard` passes `FinancialYearStartDay` to `FinancialYearCalculator` · `src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor.cs` *(needs T068)*
+
+**⟶ then — setup plumbing (independent files):**
+
+- [x] **T071** [P] [US7] `SetupFormModel` — add `int FinancialYearStartMonth` (`[Range(1,12)]`, default `7`) and `int FinancialYearStartDay` (`[Range(1,28)]`, default `1`) · `src/StageFright.UI/Pages/Setup/SetupFormModel.cs`
+- [x] **T072** [P] [US7] `SetupRequest` — add `int FinancialYearStartMonth = 7`, `int FinancialYearStartDay = 1` · `src/StageFright.Core/Modules/Settings/SetupRequest.cs`
+
+**⟶ then:**
+
+- [x] **T073** [US7] `SetupService` — validate `FinancialYearStartDay ∈ 1..28` (`Validation_Setup_FinancialYearStartDayRange`); persist month + day · `src/StageFright.Core/Modules/Settings/SetupService.cs` *(needs T072)*
+- [x] **T074** [US7] `GeneralAppearanceTab` — mandatory FY-start month `<select id="setup-fy-start-month">` and day `<select id="setup-fy-start-day">` · `src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor` + `.razor.cs` *(needs T071)*
+- [x] **T075** [US7] `SetupResource` / `SettingsResource` — FY-start month/day labels · `src/StageFright.UI/Resources/Strings/SetupResource.resx` (+ `.en-US`, `.fr-FR`), `SettingsResource.resx` (+ `.en-US`, `.fr-FR`)
+- [x] **T076** [US7] Create a follow-on GitHub issue for FR-022 (sub-twelve-month first financial year / part-year label) and note it in [spec.md](spec.md) Assumptions · GitHub issue + `specs/028-international-accounting-standards/spec.md`
+
+**Checkpoint**: setup requires an explicit FY start (month + day), non-first-of-month works, and an
+AU dataset's report ranges are unchanged (SC-001, US7 AC-3).
+
+---
+
+## Phase 10: User Story 8 — Retain financial audit history for a defensible period (P3)
+
+**Goal**: a new dataset's audit retention defaults to at least five years and stays configurable, a
+failed purge is surfaced not swallowed, and every posting path — including attendance-fee accruals —
+leaves an audit-trail entry.
+
+**Independent Test**: check the default retention on a fresh dataset, force a purge failure and
+confirm it is surfaced, record attendance that accrues a fee and confirm an audit entry is written.
+
+### Tests
+
+**Wave 1 — independent (different files):**
+
+- [x] **T077** [P] [US8] Integration — a fresh dataset has `AuditRetentionYears == 5`; an existing dataset's configured value survives the migration · `tests/StageFright.Data.Tests/Migrations/AuditRetentionDefaultTests.cs`
+- [x] **T078** [P] [US8] Integration — recording attendance that accrues a fee (paid and unpaid) writes an `AuditTrailEntry` for the accrual and for the auto-payment · `tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceAuditTests.cs`
+- [x] **T079** [P] [US8] Integration — a failed startup purge is recorded into the retrievable startup-diagnostic state (not only logged) · `tests/StageFright.Integration.Tests/InternationalAccounting/PurgeFailureSurfacedTests.cs`
+
+### Implementation
+
+**Wave 1 — independent (different files):**
+
+- [x] **T080** [P] [US8] Raise the retention default `1 → 5` at the remaining declaration sites — `SetupFormModel` (default `5`), `SetupRequest` (default `5`), `SetupService` · `src/StageFright.UI/Pages/Setup/SetupFormModel.cs`, `src/StageFright.Core/Modules/Settings/SetupRequest.cs`, `SetupService.cs`  *(entity + config + migration are T003/T005/T006)*
+- [x] **T081** [P] [US8] `AttendanceService` — write `IAuditTrailService.LogAsync` entries for the fee accrual and (when paid at creation) the auto-payment, inside the existing transaction · `src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs`
+- [x] **T082** [P] [US8] `MauiProgram` — on a failed audit purge, record the failure into the startup-diagnostic state holder in addition to `Log.Error`; startup still continues · `src/StageFright.App/MauiProgram.cs` + the startup-error state type
+
+**⟶ then:**
+
+- [x] **T083** [US8] Surface the purge-failure diagnostic in the UI (the surface that already reads the DB-init startup-failure state — dashboard or settings banner) · `src/StageFright.UI/Layout/*` or `src/StageFright.UI/Pages/Dashboard/*` (`.razor.cs`)
+
+**Checkpoint**: 5-year default on new datasets, existing values preserved, purge failures visible,
+attendance accruals audited (SC-010, SC-011).
+
+---
+
+## Phase 11: User Story 9 — Have the accounting policies written down (P3)
+
+**Goal**: a single document states the app's accounting policies, and the finance living spec reflects
+the current tax model and is no longer marked draft.
+
+**Independent Test**: open the accounting-policy document and verify each statement against observed
+behaviour; confirm the finance living spec drops retired tax concepts and the `[DRAFT]` marker.
+
+### Implementation
+
+**Wave 1 — independent (different files):**
+
+- [x] **T084** [P] [US9] `docs/accounting-policies.md` — basis of accounting, revenue recognition, rounding, currency, record immutability + reversing-entry corrections, audit-trail retention; states the reports are unaudited management accounts · `docs/accounting-policies.md`
+- [x] **T085** [P] [US9] `capabilities/finance/spec.md` — remove the `> [DRAFT]` line; rewrite the tax requirements and scenarios from the retired registration-based GST/ABN/BAS model (`IsGstRegistered`, `gross ÷ 11`) to the `Settings.IsTaxApplicable` / `TaxRate` / `TaxCode` model (spec 016) · `capabilities/finance/spec.md`
+
+**⟶ then:**
+
+- [x] **T086** [US9] `capabilities/audit-trail/spec.md` — update the retention figure this feature makes stale: the default is now 5 years (was 1 / "12 months"); the 1–7-year adjustable range and user-configurability are unchanged · `capabilities/audit-trail/spec.md`
+- [x] **T086a** [US9] Note the pre-existing stale living spec `capabilities/settings/spec.md` (retired ABN/GST wording, stale since spec 016) as a follow-up in [spec.md](spec.md) Assumptions or a tracking issue · `specs/028-international-accounting-standards/spec.md`
+
+**Checkpoint**: accounting policies published; the finance living spec is current and non-draft
+(SC-012).
+
+---
+
+## Phase 12: User Story 10 — Get a clear plan for internationalising sales tax (P3, spike)
+
+**Goal**: a written assessment of what internationalising the sales-tax feature requires, with a
+scoped decision and rough size for each point and follow-on issues for whatever is taken forward — no
+implementation, no change to existing tax postings.
+
+**Independent Test**: read the assessment and confirm it records an in-scope / out-of-scope decision
+with rough sizing for each required point and that follow-on issues exist for in-scope items.
+
+### Implementation
+
+**Wave 1 — the assessment (single file):**
+
+- [x] **T087** [US10] `docs/assessments/sales-tax-internationalisation.md` — for rate changes over time, tax-exclusive entry, the balance-sheet classification of recoverable tax (accounts `2310` / `2320`), and whether multiple simultaneous rates or jurisdictions are needed: an in-scope / out-of-scope decision with a rough size each · `docs/assessments/sales-tax-internationalisation.md`
+
+**⟶ then:**
+
+- [x] **T088** [US10] Create a follow-on GitHub issue for every in-scope point; link each from the assessment · GitHub issues + `docs/assessments/sales-tax-internationalisation.md`
+- [x] **T089** [US10] Verify the branch changes no tax posting mechanic and no stored tax code value (`git diff` review of tax-adjacent code + a stored-value assertion in the AUD regression) · verification against T013
+
+**Checkpoint**: a scoped decision and follow-on issues are recorded for each of the four points
+(SC-013, FR-033).
+
+---
+
+## Phase 13: Polish & cross-cutting validation
+
+**Wave 1 — independent:**
+
+- [x] **T090** [P] Full rebuild + test — `dotnet build -t:Rebuild` then `dotnet test` (no `--no-build`); resolve any warnings a full rebuild surfaces · `StageFrightCommunity.slnx`
+- [x] **T091** [P] `StageFright.Localization.Tests` green — every new user-facing string is localized in the neutral, `en-US`, and `fr-FR` resource sets; no literal regressions · `tests/StageFright.Localization.Tests/`
+- [x] **T091a** [P] Guard — a repo-wide source test asserts no `StageFright.Reports` provider and no `StageFright.UI` money-display site emits a hard-coded `"$"` / `"AUD"` currency literal or formats a money value with `ToString("C")` / `"{0:C}"` / `ToString("F2")`; every displayed, printed, or exported amount routes through `MoneyFormatter` (FR-004, SC-002) · `tests/StageFright.Localization.Tests/CurrencySymbolGuardTests.cs`
+- [x] **T092** [P] Update `CLAUDE.md` (Localization + "money in reports" notes) and finalise any remaining stale `specs/027-localization-support/` lines · `CLAUDE.md`, `specs/027-localization-support/*.md`
+
+**⟶ then:**
+
+- [x] **T093** Re-run the `AUD` zero-drift regression (T013) against the final build — identical report figures and stored monetary/tax/GL values (SC-004, FR-031, FR-032) · `tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs`
+- [x] **T094** Walk SC-001…SC-013 against the running app (a non-AUD, non-first-of-month org end to end) and record evidence · `specs/028-international-accounting-standards/` (evidence note)
+
+---
+
+## Dependencies & Execution Order
+
+**Phase order**: Setup (P1) → Foundational (P2) → US1 → US2 → US3 → US4 → US5 → US6 → US7 → US8 →
+US9 → US10 → Polish. US-story phases are in spec priority order (P1 stories first = the MVP slice).
+
+**Phase 1 → Phase 2**: T001 (green baseline) before any change.
+
+**Phase 2 (Foundational)** blocks US1 and the report-money / FY-day work in US3–US5, US7:
+Wave 1 `T002 | T003` → Wave 2 `T004 (needs T002) | T005 (needs T003)` → `T006 (needs T005)`,
+`T007 (needs T004)` → `T008 (needs T007)`.
+
+**US1**: tests `T009–T014, T014a` (parallel) → `T015 → T016` → setup plumbing `T017 | T018` →
+`T019 (needs T018) → T020 → T021 (needs T017)` → report routing `T022 | T023 | T024 | T025 | T026 |
+T027` (parallel) → `T028` (docs).
+
+**US2** (independent of US1): tests `T029–T032, T032a` → `T033` → `T034 | T035` (parallel).
+
+**US3**: tests `T036 | T037 | T037a` → `T038 | T039` (parallel) → `T040`.
+
+**US4**: `T041 | T041a` (tests) → `T042` → `T043 | T044 | T045 | T046` (parallel) → `T047`.
+
+**US5**: `T048 | T049 | T049a` (tests) → `T050` → `T051`.
+
+**US6**: tests `T052–T055` → `T056 | T057` → `T058` → `T059 | T060 | T061` → `T062 | T063 | T064`.
+
+**US7**: tests `T065–T067` → `T068` → `T069 | T070` → `T071 | T072` → `T073` → `T074 | T075 | T076`.
+
+**US8**: tests `T077–T079` → `T080 | T081 | T082` (parallel) → `T083`.
+
+**US9**: `T084 | T085` (parallel) → `T086 | T086a` (parallel).
+
+**US10**: `T087` → `T088 | T089`.
+
+**Polish**: `T090 | T091 | T091a | T092` (parallel) → `T093 → T094`.
+
+**Independent stories**: after Phase 2, US2 has no dependency on US1 and can be built alongside it.
+US3–US5 depend on US1's `MoneyFormatter` report routing (T022–T027). US6–US10 depend only on the
+Foundational `Settings` schema (T003/T005/T006).
+
+---
+
+## Phase 14: Issue #353 — Sub-twelve-month first financial year, labelled as a part-year (FR-022, US7)
+
+**Follow-on issue [#353](https://github.com/SteveTeece/StageFrightCommunity/issues/353)** (parent #341, follows
+FY-start work #352), implemented on this branch as part of spec 028 — the optional stub first year US7
+(#352) deliberately left out. FR-022 ("SHOULD support a first financial year shorter than twelve months
+and label such a period as a part-year") is carried here rather than dropped (T076).
+
+**Goal**: an optional organisation **inception date** captured at first-run setup. When it falls after
+the most recent financial-year anchor, the first FY-preset period runs `inception … nextAnchor − 1 day`
+and is labelled a **part-year** on every FY-preset report. Subsequent years are a full twelve months on
+the configured `(month, day)` anchor. A null inception date (every pre-existing dataset) and an
+inception date on the anchor are unchanged. Range calculation and presentation only — no stored
+monetary amount, tax amount or GL balance changes; the AUD zero-drift regression (T013) still passes.
+
+**Independent Test**: seed `Settings.InceptionDate` = 1 October with a 1 July anchor; generate the
+Income Statement, Trial Balance, Tax Summary and Balance Sheet — the first period is 1 Oct … 30 Jun and
+is shown as a part-year; a second-year org sees 1 Jul … 30 Jun with no part-year label; an AU (7, 1)
+dataset with no inception date is byte-identical.
+
+**Wave 1 — schema + calculator (independent files):**
+
+- [x] **T095** [US7] `Settings` entity — add `InceptionDate` (`DateTime?`, nullable, default `null`); the date the organisation was founded, optional, drives the part-year first period · `src/StageFright.Core/Entities/Settings.cs`
+- [x] **T096** [US7] `FinancialYearCalculator` — first-period-aware overloads: `GetRange(date, startMonth, startDay, DateTime? inceptionDate)` and `GetPreviousRange(...)` returning `(DateTime From, DateTime To, bool IsPartYear)`; a null inception reproduces the 3-arg result; part-year iff `inception > from && inception <= to`, in which case `From` opens on the inception date · `src/StageFright.Core/Modules/Finance/FinancialYearCalculator.cs`
+
+**⟶ then:**
+
+- [x] **T097** [US7] EF migration `AddOrganisationInceptionDate` — `InceptionDate` `TEXT NULL` on `Settings`; snapshot updated · `src/StageFright.Data/Migrations/*_AddOrganisationInceptionDate.cs` *(needs T095)*
+
+**⟶ then — report providers pass the inception date + part-year label (independent providers):**
+
+- [x] **T098** [P] [US7] `TrialBalanceReportProvider` — pass `settings.InceptionDate` to `FinancialYearCalculator.GetRange`; when the default period is the part-year first period (no user date override), wrap the subtitle via `Reports_Common_PartYearSubtitle` · `src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs` *(needs T096)*
+- [x] **T099** [P] [US7] `IncomeStatementReportProvider` — same, for the This FY / Last FY presets (Custom is never part-year) · `src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs` *(needs T096)*
+- [x] **T100** [P] [US7] `TaxSummaryReportProvider` — same, when the default quarter is the one that opens the part-year first period · `src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs` *(needs T096)*
+- [x] **T101** [P] [US7] `BalanceSheetReportProvider` — when the FY containing the default as-at date is a part-year, wrap the "As at …" subtitle via `Reports_Common_PartYearSubtitle` (the as-at date itself is unchanged) · `src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs` *(needs T096)*
+
+**⟶ then — resources:**
+
+- [x] **T102** [US7] `ReportsResource` — add `Reports_Common_PartYearSubtitle` (`{Period} (part-year — first financial year)`) · `src/StageFright.Reports/Resources/ReportsResource.resx`, `.en-US.resx`, `.fr-FR.resx`; regenerate `qps-ploc` · `scripts/generate-pseudo-locale.py`
+
+**⟶ then — setup capture (independent files):**
+
+- [x] **T103** [P] [US7] `SetupFormModel` — add optional `DateTime? InceptionDate` (no `[Required]`) · `src/StageFright.UI/Pages/Setup/SetupFormModel.cs`
+- [x] **T104** [P] [US7] `SetupRequest` — add trailing `DateTime? InceptionDate = null` · `src/StageFright.Core/Modules/Settings/SetupRequest.cs`
+
+**⟶ then:**
+
+- [x] **T105** [US7] `SetupService.InitializeAsync` — persist `Settings.InceptionDate = request.InceptionDate?.Date` · `src/StageFright.Core/Modules/Settings/SetupService.cs` *(needs T104, T095)*
+- [x] **T106** [US7] `SetupWizard` — pass `InceptionDate: _model.InceptionDate` into `new SetupRequest(...)` · `src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs` *(needs T103, T104)*
+- [x] **T107** [US7] `GeneralAppearanceTab` — optional `#setup-inception-date` `<InputDate>` bound to `Model.InceptionDate` (no required marker) · `src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor` *(needs T103)*
+- [x] **T108** [US7] `SetupResource` — `Setup_General_InceptionDateLabel`, `Setup_General_InceptionDateHelp` · `src/StageFright.UI/Resources/Strings/SetupResource.resx`, `.en-US.resx`, `.fr-FR.resx`; regenerate `qps-ploc`
+
+**⟶ then — tests:**
+
+- [x] **T109** [P] [US7] Unit — `FinancialYearCalculatorTests`: inception after the anchor → `From` clamped to inception + `IsPartYear` true; inception on the anchor / null inception → full twelve months, `IsPartYear` false; a second-year date → full year; `GetPreviousRange` from year two returns the part-year first period · `tests/StageFright.Core.Tests/Modules/Finance/FinancialYearCalculatorTests.cs`
+- [x] **T110** [P] [US7] Integration — `PartYearFirstFinancialYearTests`: seeded `InceptionDate` after the anchor → Income Statement / Trial Balance / Tax Summary / Balance Sheet subtitles carry the inception-bounded period and the part-year label; on-anchor & null inception unchanged; AU (7, 1) unchanged; a freshly-migrated `Settings` row has `InceptionDate == null` · `tests/StageFright.Integration.Tests/InternationalAccounting/PartYearFirstFinancialYearTests.cs`
+- [x] **T111** [P] [US7] bUnit — `InceptionDatePickerTests`: `#setup-inception-date` renders, is optional (no `*` marker), two-way binds `SetupFormModel.InceptionDate` · `tests/StageFright.UI.Tests/Pages/Setup/InceptionDatePickerTests.cs`
+
+**⟶ then — docs + verification:**
+
+- [x] **T112** [US7] Spec & docs — `spec.md`: FR-022 reworded to delivered, the "not built in this feature / #353" Assumptions bullet updated, the "Short first financial year" Edge Case, the Organisation-configuration Key Entity, and a new SC-014; `data-model.md`: `InceptionDate` row, the migration, the `FinancialYearCalculator` overload, the setup-plumbing rows · `specs/028-international-accounting-standards/spec.md`, `specs/028-international-accounting-standards/data-model.md`
+- [x] **T113** [US7] Full `dotnet build` + `dotnet test` (no `--no-build`) green, incl. `AudZeroDriftTests` zero-drift (FR-031/FR-032); close GitHub issue #353 · `StageFrightCommunity.slnx`
+
+**Checkpoint**: an org founded after its FY anchor sees its first FY-preset report period bounded at the
+inception date and labelled a part-year; every later year is a full twelve months; a null-inception
+(pre-028) dataset and an AU install are byte-identical (issue #353 acceptance, FR-022, SC-014).
+
+**Dependencies**: `T095 | T096` → `T097` → `T098 | T099 | T100 | T101` → `T102` → `T103 | T104` →
+`T105 | T106 | T107` → `T108` → `T109 | T110 | T111` → `T112` → `T113`.
+
+---
+
+## Phase 15: Issue #354 — Tax-exclusive amount entry (net + tax), alongside tax-inclusive (US10, FR-029 / FR-030)
+
+**Follow-on issue [#354](https://github.com/SteveTeece/StageFrightCommunity/issues/354)** (parent #341,
+follows spike #350 and `docs/assessments/sales-tax-internationalisation.md` Point 2 — the in-scope
+"Issue A", rough size M), implemented on this branch as part of spec 028.
+
+**Goal**: a per-organisation **tax entry mode** (`Inclusive` — today's behaviour, the default — or
+`Exclusive`). In `Exclusive` mode the figure the treasurer enters is the **net** and tax is added on
+top (`net 100` at `8%` → tax `8`, gross `108`); the primary receivable/bank line and any auto-payment
+carry the gross, the income/expense line the net, and the tax clearing line the tax. No change to the
+GL line structure, the `2310` / `2320` accounts, or the `TaxCode` enum / stored values. `Inclusive`
+mode is byte-identical to today, so the AUD zero-drift regression (T013) still passes. Historical
+records are untouched — the mode only interprets a **newly entered** figure.
+
+**Independent Test**: set `Settings.TaxEntryMode = Exclusive`, `TaxRate = 8`, a taxable income of
+`100` → GL posts income `100` / tax `8` / bank `108`, `AddBalancedSetAsync` balanced; flip to
+`Inclusive` and the same `108` entry posts income `100` / tax `8` / bank `108` as before; a
+freshly-migrated `Settings` row reads `Inclusive`; an AUD dataset's reports are byte-identical.
+
+**Wave 1 — enum + calculator (independent files):**
+
+- [x] **T114** [US10] `TaxEntryMode` enum — `Inclusive` (0, default) / `Exclusive` (1); doc-comment explains "the entered figure is the gross" vs "the entered figure is the net, tax added on top" · `src/StageFright.Core/Enums/TaxEntryMode.cs`
+- [x] **T115** [US10] `TaxCalculator` — add `SplitExclusive(decimal net, decimal ratePercent, int minorUnitDigits = 2)` → `(decimal Gross, decimal Tax)` with `tax = round(net × ratePercent ÷ 100, minorUnitDigits, AwayFromZero)`, `gross = net + tax`; and a `Split(decimal enteredAmount, TaxEntryMode mode, decimal ratePercent, int minorUnitDigits = 2)` → `(decimal Gross, decimal Net, decimal Tax)` dispatcher (Inclusive → `SplitInclusive`, Exclusive → `SplitExclusive`) so every posting service has one uniform call site; update the class doc-comment · `src/StageFright.Core/Modules/Finance/TaxCalculator.cs`
+
+**⟶ then — Settings schema:**
+
+- [x] **T116** [US10] `Settings` entity — add `TaxEntryMode TaxEntryMode { get; set; } = TaxEntryMode.Inclusive;`; doc-comment: how a newly entered taxable figure is interpreted; `Inclusive` for every pre-existing dataset (spec 028, issue #354) · `src/StageFright.Core/Entities/Settings.cs`
+- [x] **T117** [US10] `SettingsConfiguration` — `builder.Property(s => s.TaxEntryMode).HasConversion<string>().HasDefaultValue(TaxEntryMode.Inclusive)` (string-stored like every other enum column) · `src/StageFright.Data/Configurations/SettingsConfiguration.cs`
+
+**⟶ then:**
+
+- [x] **T118** [US10] EF migration `AddTaxEntryMode` — `TaxEntryMode` `TEXT NOT NULL DEFAULT 'Inclusive'` on `Settings`; snapshot updated · `src/StageFright.Data/Migrations/*_AddTaxEntryMode.cs` *(needs T116, T117)*
+
+**⟶ then — posting services adopt the mode (independent files):**
+
+- [x] **T119** [P] [US10] `FeeService.ApplyAnnualFeesAsync` — `TaxCalculator.Split(settings.AnnualFee, settings.TaxEntryMode, rate, digits)` → `(gross, net, tax)`; `Fee.Amount` and the MemberReceivable debit use `gross`, the Income credit `net`, the Tax Collected credit `tax`; non-taxable path unchanged · `src/StageFright.Core/Modules/Finance/FeeService.cs` *(needs T115, T116)*
+- [x] **T120** [P] [US10] `IncomeEntryService.RecordIncomeAsync` — `Split(request.Amount, settings.TaxEntryMode, …)`; the Bank debit uses `gross`, the Income credit `net`, Tax Collected `tax` · `src/StageFright.Core/Modules/Finance/IncomeEntryService.cs` *(needs T115, T116)*
+- [x] **T121** [P] [US10] `ExpensePaymentService.RecordExpenseAsync` — `Split(request.Amount, settings.TaxEntryMode, …)`; the Expense debit uses `net`, Tax Paid `tax`, the Bank credit `gross` · `src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs` *(needs T115, T116)*
+- [x] **T122** [P] [US10] `AttendanceService.RecordBatchAsync` — `Split(settings.AttendanceFee, settings.TaxEntryMode, …)`; `Fee.Amount`, the MemberReceivable debit, the paid-at-creation Cash/receivable pair and `Payment.Amount` all use `gross`, the Income credit `net`, Tax Collected `tax` · `src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs` *(needs T115, T116)*
+- [x] **T122a** [US10] `ReactivationForgivenessService` — **no code change**; extend the existing tax-adjustment comment to record why: the write-off reverses a *stored* gross `Fee.Amount`, and `SplitInclusive` of an exact gross re-sums by construction, so the pair stays balanced in either entry mode and no historical figure is reinterpreted · `src/StageFright.Core/Modules/Finance/ReactivationForgivenessService.cs`
+
+**⟶ then — setup capture (independent files):**
+
+- [x] **T123** [P] [US10] `SetupFormModel` — add `TaxEntryMode TaxEntryMode { get; set; } = TaxEntryMode.Inclusive;` · `src/StageFright.UI/Pages/Setup/SetupFormModel.cs`
+- [x] **T124** [P] [US10] `SetupRequest` — add trailing `TaxEntryMode TaxEntryMode = TaxEntryMode.Inclusive` · `src/StageFright.Core/Modules/Settings/SetupRequest.cs`
+
+**⟶ then:**
+
+- [x] **T125** [US10] `SetupService.InitializeAsync` — persist `TaxEntryMode = request.IsTaxApplicable ? request.TaxEntryMode : TaxEntryMode.Inclusive` (mirrors the "force tax fields null when tax off" rule) · `src/StageFright.Core/Modules/Settings/SetupService.cs` *(needs T124, T116)*
+- [x] **T126** [US10] `SetupWizard` — pass `TaxEntryMode: _model.TaxEntryMode` into `new SetupRequest(...)` · `src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs` *(needs T123, T124)*
+- [x] **T127** [US10] `SalesTaxTab` — Inclusive/Exclusive `<InputSelect>` bound to `Model.TaxEntryMode`, rendered only while `Model.IsTaxApplicable`; `HandleTaxToggleChanged` off-branch resets it to `Inclusive` · `src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor`, `SalesTaxTab.razor.cs` *(needs T123)*
+
+**⟶ then — Settings edit surface:**
+
+- [x] **T128** [US10] `TaxSettingsTab` — same Inclusive/Exclusive selector bound to `s.TaxEntryMode`, only while `s.IsTaxApplicable`; `GeneralSettingsTab.HandleSaveAsync` merge gains `_settings.TaxEntryMode = current.TaxEntryMode` so a General-tab save can't clobber it · `src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor`, `src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs` *(needs T116)*
+- [x] **T129** [US10] `SettingsService.SaveAsync` — when `!settings.IsTaxApplicable`, force `settings.TaxEntryMode = TaxEntryMode.Inclusive` (the choke point every save path goes through, mirroring the rate/codes reset) · `src/StageFright.Core/Modules/Settings/SettingsService.cs` *(needs T116)*
+
+**⟶ then — UI tax hints + labels reflect the mode:**
+
+- [x] **T130** [P] [US10] `RecordIncome` — load `_taxEntryMode`; the tax hint picks `Finance_Common_TaxInclusiveHint` vs `Finance_Common_TaxExclusiveHint` (via `TaxCalculator.Split`), and the Amount label picks the tax-inclusive vs tax-exclusive variant while `_isTaxApplicable` · `src/StageFright.UI/Pages/Finance/RecordIncome.razor`, `RecordIncome.razor.cs` *(needs T115, T116, T132)*
+- [x] **T131** [P] [US10] `ExpensePaymentPage` — same treatment · `src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor`, `ExpensePaymentPage.razor.cs` *(needs T115, T116, T132)*
+
+**⟶ then — resources:**
+
+- [x] **T132** [US10] `FinanceResource` — `Finance_Common_TaxExclusiveHint` (`Plus tax of {Amount} — total {Total}`), `Finance_Common_AmountLabelTaxInclusive` (`Amount (tax inclusive)`), `Finance_Common_AmountLabelTaxExclusive` (`Amount (tax exclusive)`) · `src/StageFright.UI/Resources/Strings/FinanceResource.resx`, `.en-US.resx`, `.fr-FR.resx`
+- [x] **T133** [US10] `SettingsResource` + `SetupResource` — `Settings_Tax_EntryModeLabel`, `Setup_Tax_EntryModeLabel` (`Amount entry`) · `src/StageFright.UI/Resources/Strings/SettingsResource.resx` (+ `.en-US`, `.fr-FR`), `SetupResource.resx` (+ `.en-US`, `.fr-FR`)
+- [x] **T134** [US10] `EnumsResource` — `Enum_TaxEntryMode_Inclusive` (`Tax-inclusive`), `Enum_TaxEntryMode_Exclusive` (`Tax-exclusive`) in neutral / `.en-US` / `.fr-FR`; regenerate `qps-ploc` via `python scripts/generate-pseudo-locale.py` · `src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx` (+ satellites), `scripts/generate-pseudo-locale.py`
+
+**⟶ then — tests:**
+
+- [x] **T135** [P] [US10] Unit — `TaxCalculatorTests`: `SplitExclusive` rounding table at 0/2/3 minor digits; `gross == net + tax` exactly; zero net → zero tax; zero rate → zero tax; midpoint away-from-zero; `Split` returns `(gross, net, tax)` matching `SplitInclusive` for `Inclusive` and `SplitExclusive` for `Exclusive` · `tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs`
+- [x] **T136** [P] [US10] Unit — `FeeServiceTests` / `IncomeEntryServiceTests` / `ExpensePaymentServiceTests` / `AttendanceServiceTests` each gain an `Exclusive`-mode taxable case: income/expense line = net, tax line = tax, receivable/bank line = gross, `Fee.Amount` / `Payment.Amount` = gross, ledger balanced · those four test files
+- [x] **T137** [P] [US10] Integration — `TaxExclusiveEntryTests` (`InternationalAccounting/`): `Exclusive` org, `100` @ `8%` → income `100` / tax `8` / bank (or receivable) `108`, balanced; `Inclusive` unchanged; re-sum exact at 0/2/3 digits; a freshly-migrated `Settings` row reads `Inclusive`; AUD zero-drift still passes · `tests/StageFright.Integration.Tests/InternationalAccounting/TaxExclusiveEntryTests.cs`
+- [x] **T138** [P] [US10] bUnit + guard — `TaxEntryModeSelectorTests`: the Inclusive/Exclusive selector renders on `TaxSettingsTab` only while tax applies and two-way binds `Settings.TaxEntryMode`; add `typeof(TaxEntryMode)` to `Us2LocalizationGuardTests.UserFacingEnums` · `tests/StageFright.UI.Tests/Pages/Settings/TaxEntryModeSelectorTests.cs`, `tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs`
+
+**⟶ then — docs + verification:**
+
+- [x] **T139** [US10] Spec & docs — `spec.md`: the US10 / FR-029–FR-033 area notes tax-exclusive entry is now delivered on this branch as Phase 15 / issue #354, plus a new SC; `data-model.md`: `Settings.TaxEntryMode` row, the `AddTaxEntryMode` migration, `TaxCalculator.SplitExclusive` / `Split`; `docs/assessments/sales-tax-internationalisation.md`: Point 2 / Issue A marked delivered; `CLAUDE.md` Finance/Localization money-path wording if it goes stale · those files
+- [x] **T140** [US10] Full `dotnet build` + `dotnet test` (no `--no-build`) green, incl. `AudZeroDriftTests` zero-drift (FR-031 / FR-032); close GitHub issue #354 · `StageFrightCommunity.slnx`
+
+**Checkpoint**: an `Exclusive`-mode org's taxable entry of `100` at `8%` posts net `100` / tax `8` /
+gross `108` with a balanced ledger; an `Inclusive`-mode org and an AUD dataset are byte-identical to
+pre-#354; a freshly-migrated `Settings` row reads `Inclusive` (issue #354 acceptance).
+
+**Dependencies**: `T114 → T115`; `T116 | T117 → T118`; `{T115, T116} → T119 | T120 | T121 | T122 | T122a`;
+`T123 | T124`; `{T123, T124, T116} → T125 | T126`; `T123 → T127`; `T116 → T128 | T129`;
+`{T115, T116, T132} → T130 | T131`; `T132 | T133 | T134`; then tests `T135 | T136 | T137 | T138` →
+`T139 → T140`.
+
+---
+
+## Phase 16: Issue #355 — Classify recoverable input tax (account 2320) as a Balance Sheet asset (US10, FR-029 / FR-030)
+
+**Follow-on issue [#355](https://github.com/SteveTeece/StageFrightCommunity/issues/355)** (parent #341,
+follows spike #350 and `docs/assessments/sales-tax-internationalisation.md` Point 3 — the in-scope
+"Issue B", rough size S–M), implemented on this branch as part of spec 028.
+
+**Goal**: tax paid on purchases is recoverable from the tax authority, so it is an **asset**, not a
+liability. Re-type the seeded system account `2320` from `AccountType.Liability` "Tax Paid" to
+`AccountType.Asset` "Tax Receivable" (the assessment's **option 1**, preferred). The account keeps its
+`2320` number as a documented asset exception — renumbering would desync the denormalised
+`Transaction.GLAccount` snapshot on every historical ledger row. `2310` "Tax Collected" stays a
+liability. Classification and presentation only: no stored monetary amount, no `TaxCode` value, no
+ledger line moves, so the AUD zero-drift regression (T013) still passes.
+
+**Independent Test**: post a net-refundable ledger (tax paid on purchases > tax collected on sales) →
+the Balance Sheet's Assets section carries "Tax Receivable (2320)" as a positive amount; post a
+net-payable ledger → the tax owed shows under Liabilities via `2310`; the Trial Balance ties in both;
+migrate a pre-#355 database → account `2320` flips from `Liability`/"Tax Paid" to `Asset`/"Tax
+Receivable" with its number unchanged.
+
+**Wave 1 — schema + seed:**
+
+- [x] **T141** [US10] `StageFrightDbContext.SeedSystemAccounts` — account `…0005`: `Type = AccountType.Asset` (was `Liability`), `Name = "Tax Receivable"` (was `"Tax Paid"`); `AccountNumber` stays `"2320"`, `SortOrder` stays `11` · `src/StageFright.Data/StageFrightDbContext.cs`
+- [x] **T142** [US10] EF migration `ReclassifyInputTaxAsReceivable` — `UpdateData` on `Accounts` id `…0005` setting `Name`/`Type`; `Down` restores `"Tax Paid"`/`"Liability"`; `.Designer.cs` + `StageFrightDbContextModelSnapshot` regenerated to the new seed values · `src/StageFright.Data/Migrations/*_ReclassifyInputTaxAsReceivable.cs` *(needs T141)*
+
+**⟶ then — doc-comments (no behaviour change):**
+
+- [x] **T143** [P] [US10] `SystemAccounts` — `TaxPaidId` / `TaxPaidNumber` doc-comments: "Tax Receivable — Asset 2320 … the `TaxPaid*` C# names are retained for continuity; the number stays 2320 as a documented asset exception" · `src/StageFright.Core/Modules/Finance/SystemAccounts.cs`
+- [x] **T144** [P] [US10] `AccountNumberAssignmentService` + `Account` entity — refresh the "fixed system accounts" doc-comments: `2310` = "Tax Collected" (Liability), `2320` = "Tax Receivable" (Asset, kept in the 2000s as a documented exception) · `src/StageFright.Core/Modules/Finance/AccountNumberAssignmentService.cs`, `src/StageFright.Core/Entities/Account.cs`
+- [x] **T145** [P] [US10] `TaxSummaryReportProvider` / `ExpensePaymentService` / `DebugDataSeeder` — inline comments name the account "Tax Receivable"; `TaxSummaryReportProvider` records that the net calc reads directional GL movements (not classification), so its sign convention is unchanged — **no code change** · those files
+
+**⟶ then — tests:**
+
+- [x] **T146** [P] [US10] Integration — `ReclassifyInputTaxAsReceivableMigrationTests` (`StageFright.Data.Tests/Migrations/`): migrate to `20260830021225_AddTaxEntryMode` → `2320` is `Liability`/"Tax Paid"; migrate to latest → `2320` is `Asset`/"Tax Receivable", number `"2320"`, `IsSystem`; `2310` unchanged · `tests/StageFright.Data.Tests/Migrations/ReclassifyInputTaxAsReceivableMigrationTests.cs`
+- [x] **T147** [P] [US10] Integration — `RecoverableInputTaxClassificationTests` (`InternationalAccounting/`, real SQLite + full migrations): net-refundable ledger → Balance Sheet Assets carries "Tax Receivable (2320)" positive, Liabilities carries "Tax Collected (2310)", exactly 3 sections (no out-of-balance); net-payable ledger → tax owed under Liabilities via `2310`; Trial Balance ties and lists `2320` under Assets · `tests/StageFright.Integration.Tests/InternationalAccounting/RecoverableInputTaxClassificationTests.cs`
+- [x] **T148** [P] [US10] `OpeningBalanceServiceTests` — the `TaxPaidId` mock account becomes `AccountType.Asset` "Tax Receivable"; `Should_AcceptEntry_When_TargetingMemberReceivableOrTaxAccount` now expects a **debit** `25` on `TaxPaidId` (asset normal side) · `tests/StageFright.Core.Tests/Modules/Finance/OpeningBalanceServiceTests.cs`
+
+**⟶ then — docs + verification:**
+
+- [x] **T149** [US10] Spec & docs — `spec.md`: Assumptions bullet (#355 delivered as Phase 16), FR-033 verification extended for #355, new SC-016, Verbatim Constraints `2310`/`2320` line; `data-model.md`: intro sentence, the `ReclassifyInputTaxAsReceivable` migration entry, new §13; `docs/assessments/sales-tax-internationalisation.md`: Point 3 / Issue B / Summary table / filing status marked delivered; `CLAUDE.md` Finance / GL integrity note · those files
+- [x] **T150** [US10] Full `dotnet build` + `dotnet test` (no `--no-build`) green, incl. `AudZeroDriftTests` zero-drift (FR-031 / FR-032); close GitHub issue #355 · `StageFrightCommunity.slnx`
+
+**Checkpoint**: a net-refundable org's Balance Sheet presents recoverable tax under Assets ("Tax
+Receivable (2320)"); a net-payable org's tax owed shows under Liabilities ("Tax Collected (2310)");
+the Trial Balance ties exactly in both; an `AUD` dataset's reports and stored values are
+byte-identical to pre-#355 (issue #355 acceptance, SC-016).
+
+**Dependencies**: `T141 → T142` → `T143 | T144 | T145` → `T146 | T147 | T148` → `T149 → T150`.
diff --git a/specs/029-first-run-language-seed/.gitignore b/specs/029-first-run-language-seed/.gitignore
new file mode 100644
index 00000000..e526cb64
--- /dev/null
+++ b/specs/029-first-run-language-seed/.gitignore
@@ -0,0 +1,2 @@
+# Run self-trace — local diagnostic, read only by the doctor.
+.trace.jsonl
diff --git a/specs/029-first-run-language-seed/.spec-context.events.jsonl b/specs/029-first-run-language-seed/.spec-context.events.jsonl
new file mode 100644
index 00000000..94da0ef8
--- /dev/null
+++ b/specs/029-first-run-language-seed/.spec-context.events.jsonl
@@ -0,0 +1,5 @@
+{"step": "implement", "substep": null, "task": "T033", "kind": "complete", "by": "ai", "at": "2026-08-30T10:12:07.182Z", "did": "CLAUDE.md: Navigation section now notes /language-select ahead of /setup; Localization section's stale next-launch/restart-notice sentence replaced with the live CultureProvider.Switch in-session switch and the ILanguagePreferenceStore ladder tier", "files": ["CLAUDE.md"]}
+{"step": "implement", "substep": null, "task": "T034", "kind": "complete", "by": "ai", "at": "2026-08-30T10:13:11.404Z", "did": "adding-a-language.md: language picker refs moved from 'Setup Wizard language step' to the /language-select screen (one-minute version, SetupResource table row, step 5, qps-ploc note); section 9 retitled and rewritten — 4-tier ladder with the ILanguagePreferenceStore preference tier, restart-notice paragraph replaced by the live CultureProvider.Switch description for both entry points", "files": ["docs/localization/adding-a-language.md"]}
+{"step": "implement", "substep": null, "task": "T035", "kind": "complete", "by": "ai", "at": "2026-08-30T10:16:15.206Z", "did": "Full verification: dotnet build (Debug) 0 warnings/0 errors; dotnet test full suite 2067 passed / 0 real failures (the lone EventFormTests.DoesNotRender_FeeOrPaidFields fail is the CLAUDE.md-documented GUID-substring flake — passes in isolation, Phase 6 touched only docs). Quickstart scenarios 1-5 via mapped filters all green: S1 V1+V22 Integration 11/11, S2 GeneralSettingsTabTests 12/12, S3+4 FirstRunLanguageScreenTests 9/9, S5 SetupWizardTests 19/19", "files": ["specs/029-first-run-language-seed/quickstart.md"]}
+{"step": "implement", "substep": null, "task": "T036", "kind": "complete", "by": "ai", "at": "2026-08-30T10:29:39.775Z", "did": "Live CDP-driven verification on a clean install: /language-select renders before /setup, lists en-AU/en-US/fr-FR by endonym, en-AU pre-selected, choice persists to preferences.dat (no DB), no process restart on confirm, and a relaunch with the preference recorded comes up on /setup fully in French. Recorded a blocking finding: the in-session CultureProvider.Switch re-render does not take effect in the real MAUI WebView2 host (wizard stayed English after confirming fr-FR; new language only appears after a full restart) — see concern/verified entries. Light/dark theme comparison not reached.", "files": ["src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor"]}
+{"step": "implement", "substep": null, "task": "T037", "kind": "complete", "by": "user", "at": "2026-09-02T07:48:46.000Z", "did": "Manual user-confirmed live verification of the Settings -> General display-language change in the real MAUI app: changing Display language and saving re-renders the running app in the new language immediately with no restart, and no restart notice appears at any point (before change / after selection change / after save). Confirmed in both light and dark themes. Settings entry point (FR-009) works in the real WebView2 host because it re-renders within the live cascaded CultureProvider; the separate T036 first-run-path blocking concern is unchanged and remains open.", "files": ["src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor"]}
diff --git a/specs/029-first-run-language-seed/.spec-context.json b/specs/029-first-run-language-seed/.spec-context.json
new file mode 100644
index 00000000..73c615c2
--- /dev/null
+++ b/specs/029-first-run-language-seed/.spec-context.json
@@ -0,0 +1,716 @@
+{
+  "workflow": "speckit",
+  "specName": "First-Run Language Selection & Optional Sample-Data Seeding",
+  "branch": "029-first-run-language-seed",
+  "currentStep": "implement",
+  "status": "implementing",
+  "history": [
+    {
+      "step": "specify",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-30T06:59:44.544Z"
+    },
+    {
+      "step": "plan",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T07:54:58.537Z"
+    },
+    {
+      "step": "tasks",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-30T08:03:15.255Z"
+    },
+    {
+      "step": "tasks",
+      "substep": null,
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:14:11.787Z"
+    },
+    {
+      "step": "analyze",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-30T08:16:39.357Z"
+    },
+    {
+      "step": "analyze",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T08:19:21.503Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-30T08:19:21.533Z"
+    },
+    {
+      "step": "analyze",
+      "substep": null,
+      "kind": "complete",
+      "by": "extension",
+      "at": "2026-08-30T08:19:28.288Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "kind": "start",
+      "by": "extension",
+      "at": "2026-08-30T08:19:21.592Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T001",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:29:07.359Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T002",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:29:07.774Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T003",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:29:08.158Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T004",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:29:08.543Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T005",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:29:08.987Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T006",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:29:09.415Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T007",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:29:09.850Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T008",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:39.088Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T009",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:39.507Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T010",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:39.979Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T011",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:40.380Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T012",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:40.887Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T013",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:41.321Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T014",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:41.753Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T015",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:42.233Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T016",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:42.649Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T017",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:42:43.089Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T018",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:57:27.591Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T019",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:57:28.043Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T020",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:57:28.487Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T021",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:57:28.921Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T022",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:57:29.349Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T023",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T08:57:29.793Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T024",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:26:57.355Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T025",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:26:58.477Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T026",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:26:59.254Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T027",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:27:00.011Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T028",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:27:00.616Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T030",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:36:29.611Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T029",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:58:28.947Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T031",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:58:29.231Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T032",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T09:58:29.520Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T033",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T10:12:07.182Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T034",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T10:13:11.404Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T035",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T10:16:15.206Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T036",
+      "kind": "complete",
+      "by": "ai",
+      "at": "2026-08-30T10:29:39.775Z"
+    },
+    {
+      "step": "implement",
+      "substep": null,
+      "task": "T037",
+      "kind": "complete",
+      "by": "user",
+      "at": "2026-09-02T07:48:46.000Z"
+    }
+  ],
+  "telemetryInstanceId": "95362f86-b658-4cf0-ae9b-0366f5523b43",
+  "currentTask": "T037",
+  "task_summaries": {
+    "T001": {
+      "status": "DONE"
+    },
+    "T002": {
+      "status": "DONE"
+    },
+    "T003": {
+      "status": "DONE"
+    },
+    "T004": {
+      "status": "DONE"
+    },
+    "T005": {
+      "status": "DONE"
+    },
+    "T006": {
+      "status": "DONE"
+    },
+    "T007": {
+      "status": "DONE"
+    },
+    "T008": {
+      "status": "DONE",
+      "did": "New FirstRunLanguageScreenTests.cs covering language-selection path (list/pre-select/confirm)",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs"
+      ]
+    },
+    "T009": {
+      "status": "DONE",
+      "did": "New AppRoutingTests.cs covering App startup redirect decisions",
+      "files": [
+        "tests/StageFright.UI.Tests/AppRoutingTests.cs"
+      ]
+    },
+    "T010": {
+      "status": "DONE",
+      "did": "Rewrote SetupWizardTests: dropped sample-data cases, added LanguageCode-from-CultureProvider case",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/SetupWizardTests.cs"
+      ]
+    },
+    "T011": {
+      "status": "DONE",
+      "did": "Deleted SetupWizardNoSeederTests, folded Tabs_AreNeverDisabled into SetupWizardTests",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/SetupWizardNoSeederTests.cs (deleted)"
+      ]
+    },
+    "T012": {
+      "status": "DONE",
+      "did": "Removed DebugSeederAvailable/SeedWithTestData cases from ReviewTabTests",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/Tabs/ReviewTabTests.cs"
+      ]
+    },
+    "T013": {
+      "status": "DONE",
+      "did": "Deleted SampleDataTabTests",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/Tabs/SampleDataTabTests.cs (deleted)"
+      ]
+    },
+    "T014": {
+      "status": "DONE",
+      "did": "Removed LanguageSelectionTab-based cases from LanguagePickerRenderTests",
+      "files": [
+        "tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs"
+      ]
+    },
+    "T015": {
+      "status": "DONE",
+      "did": "Added Setup_FirstRun_* resx keys to neutral/en-US/fr-FR/qps-ploc",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SetupResource.resx",
+        "SetupResource.en-US.resx",
+        "SetupResource.fr-FR.resx",
+        "SetupResource.qps-ploc.resx"
+      ]
+    },
+    "T016": {
+      "status": "DONE",
+      "did": "Created FirstRunLanguageScreen at /language-select (list, pre-select, confirm->Set+Switch+Nav)",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor",
+        "FirstRunLanguageScreen.razor.cs"
+      ]
+    },
+    "T017": {
+      "status": "DONE",
+      "did": "App.razor.cs routes to /language-select vs /setup based on ILanguagePreferenceStore",
+      "files": [
+        "src/StageFright.UI/App.razor.cs"
+      ]
+    },
+    "T018": {
+      "status": "DONE",
+      "did": "Deleted LanguageSelectionTab.razor/.razor.cs",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/Tabs/LanguageSelectionTab.razor (deleted)",
+        "LanguageSelectionTab.razor.cs (deleted)"
+      ]
+    },
+    "T019": {
+      "status": "DONE",
+      "did": "Deleted SampleDataTab.razor/.razor.cs",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor (deleted)",
+        "SampleDataTab.razor.cs (deleted)"
+      ]
+    },
+    "T020": {
+      "status": "DONE",
+      "did": "Removed LanguageSelectionTab/SampleDataTab markup and Disabled attrs from SetupWizard.razor",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/SetupWizard.razor"
+      ]
+    },
+    "T021": {
+      "status": "DONE",
+      "did": "Stripped seedWithTestData/debugSeeder/IsTabBypassed from SetupWizard.razor.cs; LanguageCode now from cascaded CultureProvider; unconditional opening-balance guard",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs"
+      ]
+    },
+    "T022": {
+      "status": "DONE",
+      "did": "Dropped unused LanguageCode field from SetupFormModel",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/SetupFormModel.cs"
+      ]
+    },
+    "T023": {
+      "status": "DONE",
+      "did": "Removed DebugSeederAvailable/SeedWithTestData params + Load-sample-data row from ReviewTab; dropped Setup_Review_LoadSampleDataTerm resx key",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor",
+        "ReviewTab.razor.cs",
+        "src/StageFright.UI/Resources/Strings/SetupResource*.resx"
+      ]
+    },
+    "T024": {
+      "status": "DONE",
+      "did": "Added Set/Switch and no-restart-notice assertions to GeneralSettingsTabTests",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Settings/GeneralSettingsTabTests.cs"
+      ]
+    },
+    "T025": {
+      "status": "DONE",
+      "did": "Deleted GeneralSettingsTab_ShowsRestartNotice test; broadened the no-notice test to cover after-change too",
+      "files": [
+        "tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs"
+      ]
+    },
+    "T026": {
+      "status": "DONE",
+      "did": "Removed Settings_General_LanguageRestartNotice key from all 4 SettingsResource files",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SettingsResource*.resx"
+      ]
+    },
+    "T027": {
+      "status": "DONE",
+      "did": "GeneralSettingsTab.razor.cs: dropped LanguageChanged/_initialLanguageCode; HandleSaveAsync now calls ILanguagePreferenceStore.Set + CultureProvider.Switch when the language changed",
+      "files": [
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs"
+      ]
+    },
+    "T028": {
+      "status": "DONE",
+      "did": "Removed the restart-notice alert block from GeneralSettingsTab.razor",
+      "files": [
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor"
+      ]
+    },
+    "T030": {
+      "status": "DONE",
+      "did": "Added Setup_FirstRun_SeedingError resx key to neutral/en-US/fr-FR/qps-ploc",
+      "files": [
+        "src/StageFright.UI/Resources/Strings/SetupResource.resx",
+        "SetupResource.en-US.resx",
+        "SetupResource.fr-FR.resx",
+        "SetupResource.qps-ploc.resx"
+      ]
+    },
+    "T029": {
+      "status": "DONE",
+      "did": "Extended FirstRunLanguageScreenTests: sample-data control renders only when IDebugDataSeeder resolves, confirming with it ticked seeds then navigates to /dashboard (via ClickAsync to correctly await the real Task.Run seeding hop), and a SeedAsync failure shows the error without navigating or double-calling InitializeAsync",
+      "files": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs"
+      ]
+    },
+    "T031": {
+      "status": "DONE",
+      "did": "FirstRunLanguageScreen.razor.cs: optionally resolves IDebugDataSeeder, and on confirm with sample data ticked builds a placeholder SetupRequest, calls SetupService.InitializeAsync then IDebugDataSeeder.SeedAsync under the same seeding-progress try/finally shape the old SetupWizard used, navigating to /dashboard on success or showing Setup_FirstRun_SeedingError on failure",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor.cs",
+        "src/StageFright.UI/Resources/Strings/SetupResource*.resx"
+      ],
+      "concerns": [
+        "Fixed a genuine bUnit test-timing bug found while verifying this task: a plain synchronous .Click() on the confirm button does not reliably await the real Task.Run seeding hop under load, so the two new US3 tests use ClickAsync(new MouseEventArgs()) instead, matching the codebase's existing convention for async-submit buttons elsewhere"
+      ]
+    },
+    "T032": {
+      "status": "DONE",
+      "did": "Added the debug-only Load sample data RadzenSwitch (Name=seedData) and the seeding-progress overlay to FirstRunLanguageScreen.razor, reusing the existing setup-seeding-overlay CSS and Setup_Seeding_Message/Setup_SampleData_CheckboxLabel keys",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor"
+      ]
+    },
+    "T033": {
+      "status": "DONE",
+      "did": "CLAUDE.md: Navigation section now notes /language-select ahead of /setup; Localization section's stale next-launch/restart-notice sentence replaced with the live CultureProvider.Switch in-session switch and the ILanguagePreferenceStore ladder tier",
+      "files": [
+        "CLAUDE.md"
+      ]
+    },
+    "T034": {
+      "status": "DONE",
+      "did": "adding-a-language.md: language picker refs moved from 'Setup Wizard language step' to the /language-select screen (one-minute version, SetupResource table row, step 5, qps-ploc note); section 9 retitled and rewritten — 4-tier ladder with the ILanguagePreferenceStore preference tier, restart-notice paragraph replaced by the live CultureProvider.Switch description for both entry points",
+      "files": [
+        "docs/localization/adding-a-language.md"
+      ]
+    },
+    "T035": {
+      "status": "DONE",
+      "did": "Full verification: dotnet build (Debug) 0 warnings/0 errors; dotnet test full suite 2067 passed / 0 real failures (the lone EventFormTests.DoesNotRender_FeeOrPaidFields fail is the CLAUDE.md-documented GUID-substring flake — passes in isolation, Phase 6 touched only docs). Quickstart scenarios 1-5 via mapped filters all green: S1 V1+V22 Integration 11/11, S2 GeneralSettingsTabTests 12/12, S3+4 FirstRunLanguageScreenTests 9/9, S5 SetupWizardTests 19/19",
+      "files": [
+        "specs/029-first-run-language-seed/quickstart.md"
+      ]
+    },
+    "T036": {
+      "status": "DONE",
+      "did": "Live CDP-driven verification on a clean install: /language-select renders before /setup, lists en-AU/en-US/fr-FR by endonym, en-AU pre-selected, choice persists to preferences.dat (no DB), no process restart on confirm, and a relaunch with the preference recorded comes up on /setup fully in French. Recorded a blocking finding: the in-session CultureProvider.Switch re-render does not take effect in the real MAUI WebView2 host (wizard stayed English after confirming fr-FR; new language only appears after a full restart) — see concern/verified entries. Light/dark theme comparison not reached.",
+      "files": [
+        "src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor"
+      ]
+    },
+    "T037": {
+      "status": "DONE",
+      "did": "Manual user-confirmed live verification of the Settings -> General display-language change in the real MAUI app: changing Display language and saving re-renders the running app in the new language immediately with no process restart, and no restart notice appears at any point (before the change / after the selection changes / after the save). Confirmed in both light and dark themes. Settings entry point (FR-009); the in-session CultureProvider.Switch re-render IS effective here because Settings renders inside the live cascaded CultureProvider. The separate T036 first-run /language-select -> /setup blocking concern is unaffected and remains open.",
+      "files": [
+        "src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor"
+      ]
+    }
+  },
+  "verified": [
+    {
+      "what": "Full solution builds cleanly after Foundational + US1-tests/routing/screen work (T001-T017)",
+      "command": "dotnet build StageFrightCommunity.slnx",
+      "result": "Build succeeded, 0 warnings, 0 errors"
+    },
+    {
+      "what": "US1 complete: full solution build + full test suite after retiring wizard language/sample-data widgets and fixing a CultureInfo test-parallelism race",
+      "command": "dotnet build StageFrightCommunity.slnx && dotnet test StageFrightCommunity.slnx",
+      "result": "Build: 0 warnings/0 errors. Tests: 2062/2062 passed across all six projects (Core.Tests 751, Reports.Tests 236, Localization.Tests 28, Data.Tests 158, UI.Tests 629, Integration.Tests 260)."
+    },
+    {
+      "what": "US2 complete: full solution build + full test suite after Settings live-switch + restart-notice removal",
+      "command": "dotnet build StageFrightCommunity.slnx && dotnet test StageFrightCommunity.slnx",
+      "result": "Build: 0 warnings/0 errors. Tests: 2064/2064 passed across all six projects (Core.Tests 751, Reports.Tests 236, Localization.Tests 28, Data.Tests 158, UI.Tests 631, Integration.Tests 260)."
+    },
+    {
+      "what": "US3 complete: full solution build + full test suite after adding the Debug-only Load-sample-data path to the first-run screen; also re-ran the two new seeding tests 3x paired to confirm a discovered bUnit Click()-vs-ClickAsync() timing race was actually fixed, not just incidentally passing",
+      "command": "dotnet build StageFrightCommunity.slnx && dotnet test StageFrightCommunity.slnx",
+      "result": "Build: 0 warnings/0 errors. Tests: 2067/2067 passed across all six projects (Core.Tests 751, Reports.Tests 236, Localization.Tests 28, UI.Tests 634, Data.Tests 158, Integration.Tests 260)."
+    },
+    {
+      "what": "T035 full build + test suite + quickstart scenario filters",
+      "command": "dotnet build -c Debug; dotnet test -c Debug",
+      "result": "build 0 warn/0 err; 2067 tests pass; sole failure EventFormTests.DoesNotRender_FeeOrPaidFields is the CLAUDE.md-documented GUID-substring flake (passes in isolation); quickstart S1-S5 filters all green (11/12/9/19)",
+      "warnings": [
+        "EventFormTests.DoesNotRender_FeeOrPaidFields flaky GUID-substring false-positive - known, re-ran green in isolation"
+      ]
+    },
+    {
+      "what": "T036 live MAUI-app visual verification of /language-select + in-session switch (CDP-driven, clean install)",
+      "command": "StageFright.App.exe with WEBVIEW2 --remote-debugging-port=9222, CDP Runtime.evaluate",
+      "result": "PARTIAL/FAIL. PASS: /language-select renders before /setup on clean install; lists en-AU/en-US/fr-FR by endonym; en-AU pre-selected; choice persists to preferences.dat outside the DB; no process restart on confirm (PID stable); relaunch with preference recorded resolves to fr-FR (log) and shows /setup fully in French, skipping /language-select (FR-005/FR-006 step 2 / Acceptance Scenario 6). FAIL: confirming fr-FR on /language-select does NOT re-render the running session - /setup stayed entirely English (Setup Wizard / Next / Organisation Name / nav). CultureProvider.Switch has no visible effect in the real WebView2 host; only a full process restart applies the new language. Light/dark theme variants not reached - primary behaviour fails first.",
+      "warnings": [
+        "FR-004/FR-008/SC-001/SC-006 not met: in-session language switch is non-functional in the real app despite green bUnit coverage (T007/T008/T024) and green integration test V22",
+        "T037 (Settings entry point) not run - exercises the same CultureProvider.Switch mechanism per FR-009, so presumed broken identically; needs a completed setup to test"
+      ]
+    },
+    {
+      "what": "T037 live MAUI-app visual verification of the Settings -> General display-language change (manual, user-confirmed 2026-09-02)",
+      "command": "Manual: real MAUI app, set-up install, Settings -> General -> change Display language -> Save, observed in light and dark themes",
+      "result": "PASS. Saving a changed Display language in Settings re-renders the running app in the new language immediately, with no process restart. No 'restart required' / restart notice appears at any point - before the change, after the selection changes, or after saving (FR-010 / FR-020 / SC-007). Confirmed in both light and dark themes. Contrary to the T036 presumption that the Settings path would be 'broken identically', the in-session CultureProvider.Switch re-render IS effective here in the real WebView2 host - Settings renders inside the live cascaded CultureProvider, so StateHasChanged propagates to its descendants.",
+      "warnings": [
+        "The T036 blocking concern is a different code path (first-run /language-select confirm -> navigate to /setup, which does NOT re-render live in the real app) and is unaffected by this result - it remains OPEN and still needs its own debug+fix+test pass."
+      ]
+    },
+    {
+      "what": "T036 blocking defect FIXED (in-session CultureProvider.Switch had no effect in the real MAUI host)",
+      "command": "root-cause repro (dotnet console, ExecutionContext boundary model) + code fix + dotnet build + dotnet test full suite",
+      "result": "Root cause confirmed by a deterministic repro: CultureInfo.CurrentCulture/CurrentUICulture are AsyncLocal-backed; MauiProgram.RunStartupSequence pinned them on the startup thread, which shadows the DefaultThreadCurrent* globals on the Blazor renderer's execution context, so Switch updated the globals but every queued render kept reading the stale pinned value (only a process restart re-pinned). FIX: MauiProgram.RunStartupSequence and CultureProvider.Switch now set ONLY CultureInfo.DefaultThreadCurrentCulture / DefaultThreadCurrentUICulture (plain process-wide statics) - never the per-context CurrentCulture/CurrentUICulture. Repro proves that with no per-context override anywhere, a render on a separately-captured ExecutionContext reads the new culture. Build: 0 warnings / 0 errors. Full suite: 2068/2068 pass across all six projects (UI.Tests 635, +1 new regression guard CultureProviderTests.Switch_DoesNotPinAPerContextOverride_SoLaterGlobalChangesStillTakeEffect; Core 751, Reports 236, Localization 28, Data 158, Integration 260).",
+      "warnings": [
+        "Live in-app re-verification of T036 (first-run /language-select -> /setup renders in the chosen language in the same session, both themes) and a re-confirm of T037 are still PENDING - bUnit renders synchronously so it cannot reproduce the ExecutionContext-boundary failure; the fix is proven at the mechanism level (repro) + unit/integration level (green suite), not yet re-watched in the real WebView2 host."
+      ]
+    }
+  ],
+  "step_summaries": {
+    "implement": {
+      "summary": "User Stories 1, 2 & 3 (P1/P2/P3) complete: first-run and Settings both apply a language change live via CultureProvider.Switch with no restart notice anywhere, and Debug builds can load sample data straight from the first-run screen, skipping the wizard entirely; full suite green (2067/2067)."
+    }
+  },
+  "coverage": {
+    "FR-011": {
+      "tests": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs::SampleDataControl_Renders_WhenDebugSeederRegistered",
+        "DoesNotRender_SampleDataControl_WhenNoDebugSeederRegistered"
+      ]
+    },
+    "FR-012": {
+      "tests": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs::Confirm_WithSampleDataChecked_SeedsThenNavigatesToDashboard"
+      ]
+    },
+    "FR-013": {
+      "tests": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs::Confirm_WithSampleDataChecked_SeedsThenNavigatesToDashboard"
+      ]
+    },
+    "FR-014": {
+      "tests": [
+        "tests/StageFright.UI.Tests/Pages/Setup/SetupWizardTests.cs::SeedDataCheckbox_IsAbsent_FromOrganisationSettingsTab"
+      ]
+    },
+    "FR-015": {
+      "tests": [
+        "tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs::Confirm_WithSampleDataChecked_ShowsError_WhenSeedingFails"
+      ]
+    }
+  },
+  "concerns": [
+    {
+      "note": "BLOCKING DEFECT found in T036 live verification: in-session language switching (CultureProvider.Switch, the central mechanism of spec 029) does not work in the real MAUI WebView2 host. Confirming a language on /language-select persists it and navigates on with no restart, but the destination renders in the OLD language - the new one only appears after a full app restart, i.e. the same user-visible symptom as issue #361. Startup resolution incl. the new no-DB preference tier is fine. Suspected root cause: CultureInfo.CurrentUICulture is AsyncLocal-backed; MauiProgram pins an explicit value on the root execution context at startup; Switch sets CurrentUICulture on the (unwinding) click-handler context and DefaultThreadCurrentUICulture process-wide, but the Blazor renderer keeps the startup-pinned CurrentUICulture, so IStringLocalizer never sees the change. bUnit tests (T007/T008/T024) and integration V22 pass because they render synchronously on the same context that calls Switch. Fix belongs in US1 T004/T016 + US2 T027 (a real switch mechanism that the renderer honours - e.g. re-resolve/reassign on the renderer dispatcher, or forceLoad navigation), plus a test that actually exercises a cross-context render. Out of scope for Phase 6 polish; needs its own debug+fix+test pass. T036 and T037 left unchecked.",
+      "step": "implement",
+      "resolved": true,
+      "resolvedAt": "2026-09-02T08:20:00.000Z",
+      "resolution": "FIXED 2026-09-02. The suspected root cause was correct. A deterministic ExecutionContext-boundary repro confirmed it, and the fix removes the per-context pin at BOTH sites: MauiProgram.RunStartupSequence and CultureProvider.Switch now assign ONLY CultureInfo.DefaultThreadCurrentCulture / DefaultThreadCurrentUICulture (plain process-wide statics), never CurrentCulture / CurrentUICulture. With no AsyncLocal override anywhere, every render reads CurrentUICulture straight through to the globals, so an in-session Switch is visible on the very next render regardless of which execution context runs it. New regression guard CultureProviderTests.Switch_DoesNotPinAPerContextOverride_SoLaterGlobalChangesStillTakeEffect. Docs updated (CLAUDE.md Localization, adding-a-language.md sec 9, contract, research.md Decision 2 correction, data-model.md). Build 0/0; full suite 2068/2068. Live in-app re-verification of T036/T037 in the real WebView2 host is still pending (bUnit cannot reproduce the EC-boundary failure)."
+    }
+  ],
+  "last_action": "T036 BLOCKING DEFECT FIXED (2026-09-02). Root cause (per-context CultureInfo.CurrentCulture/CurrentUICulture pin at startup shadowing the DefaultThreadCurrent* globals on the renderer's ExecutionContext) confirmed via a deterministic repro; fix sets ONLY the process-wide globals at both sites (MauiProgram.RunStartupSequence + CultureProvider.Switch). +1 regression test; build 0/0; full suite 2068/2068 green; docs refreshed. Concern marked resolved. STILL PENDING: live re-verification of T036 (first-run path, both themes) and a T037 re-confirm in the real MAUI app - the fix is proven at the mechanism + unit/integration level but not yet re-watched in the WebView2 host. Spec stays status=implementing until that live check is done."
+}
diff --git a/specs/029-first-run-language-seed/checklists/requirements.md b/specs/029-first-run-language-seed/checklists/requirements.md
new file mode 100644
index 00000000..500a11a1
--- /dev/null
+++ b/specs/029-first-run-language-seed/checklists/requirements.md
@@ -0,0 +1,39 @@
+# Specification Quality Checklist: First-Run Language Selection & Optional Sample-Data Seeding
+
+**Purpose**: Validate specification completeness and quality before proceeding to planning
+**Created**: 2026-08-30
+**Feature**: [spec.md](../spec.md)
+
+## Content Quality
+
+- [x] No implementation details (languages, frameworks, APIs)
+- [x] Focused on user value and business needs
+- [x] Written for non-technical stakeholders
+- [x] All mandatory sections completed
+
+## Requirement Completeness
+
+- [x] No [NEEDS CLARIFICATION] markers remain
+- [x] Requirements are testable and unambiguous
+- [x] Success criteria are measurable
+- [x] Success criteria are technology-agnostic (no implementation details)
+- [x] All acceptance scenarios are defined
+- [x] Edge cases are identified
+- [x] Scope is clearly bounded
+- [x] Dependencies and assumptions identified
+
+## Feature Readiness
+
+- [x] All functional requirements have clear acceptance criteria
+- [x] User scenarios cover primary flows
+- [x] Feature meets measurable outcomes defined in Success Criteria
+- [x] No implementation details leak into specification
+
+## Notes
+
+- Items marked incomplete require spec updates before `/speckit-clarify` or `/speckit-plan`.
+- **Revised after initial drafting (issue #361 follow-up).** A language change now takes effect **immediately in the running session** on every path — first run and Settings alike — and **no restart prompt, dialog, inline notice or instruction appears anywhere** (FR-008, FR-010, FR-020, SC-007). The earlier "record the choice then auto-restart" first-run model and the "post-save Settings restart dialog" were both removed, along with all non-Windows self-restart degradation and the standalone "restart capability" requirements. This **reverses** spec 027's constraint that a language change applies only on the next launch (no in-session switching).
+- Design decision settled with the requester during this revision: the Debug-only sample-data first-run path also becomes restart-free — seeding runs **inside the pre-wizard step** and the app transitions straight to the dashboard in-session (FR-012, FR-013). Release builds proceed from language selection into the full setup wizard (Story 3, scenario 2).
+- One reasonable default kept from the original draft: confirming the first-run screen without changing the pre-selected language still records the preference so the screen does not reappear (Story 1, scenario 5).
+- Sample-data-seeding-failure handling (FR-015 / Story 3 scenario 5) is deliberately minimal because the path is Debug-only; recovery is a developer action.
+- Requirements were renumbered when the restart-model requirements were removed; the spec now runs FR-001–FR-023 with no gaps.
diff --git a/specs/029-first-run-language-seed/contracts/language-switch-and-preference-contract.md b/specs/029-first-run-language-seed/contracts/language-switch-and-preference-contract.md
new file mode 100644
index 00000000..1af8d270
--- /dev/null
+++ b/specs/029-first-run-language-seed/contracts/language-switch-and-preference-contract.md
@@ -0,0 +1,73 @@
+# Contract: Language Switch, Preference Store & Startup Routing
+
+This is a UI/service contract (not a public API/CLI) — it documents the identifiers other components and tests code against: the new interface, the new component method, the new route, and the amended startup ladder.
+
+## `ILanguagePreferenceStore` (`StageFright.Core.Contracts`)
+
+```csharp
+public interface ILanguagePreferenceStore
+{
+    string? Get();
+    void Set(string cultureCode);
+}
+```
+
+- `Get()` returns the last-recorded BCP-47 culture code, or `null` if none was ever recorded or the underlying store could not be read.
+- `Set(cultureCode)` persists `cultureCode` as the new value. Idempotent; last write wins. Never throws — a write failure is caught inside the implementation and logged, not surfaced to the caller (matching `ISystemCultureProvider`/`IDeviceThemePreferenceProvider`'s existing never-throw contract).
+- Implementation: `MauiLanguagePreferenceStore` (`StageFright.App`), backed by `Microsoft.Maui.Storage.Preferences.Default`. Registered as a DI singleton.
+
+**Consumers**:
+| Caller | When | Effect |
+|---|---|---|
+| `FirstRunLanguageScreen` | On confirm | `Set(selectedCode)` |
+| `GeneralSettingsTab.HandleSaveAsync` | After a successful save where the language changed | `Set(selectedCode)` |
+| `App.razor.cs` (`OnInitializedAsync`) | Every launch, before any navigation, only when setup is incomplete | `Get()` — routes to `/language-select` when null/blank, else `/setup` |
+| `LanguageProvider.ResolveStartupCultureAsync` | Every launch, ladder step 2 | `Get()` — used only when step 1 (explicit `Settings.LanguageCode`) yielded nothing |
+
+## `CultureProvider.Switch(CultureInfo culture)` (`StageFright.UI.Layout`)
+
+```csharp
+public void Switch(CultureInfo culture)
+```
+
+- Synchronous. Sets the two process-wide globals `CultureInfo.DefaultThreadCurrentCulture` and `CultureInfo.DefaultThreadCurrentUICulture` to `culture` — and **only** those, never the `AsyncLocal`-backed `CultureInfo.CurrentCulture` / `CurrentUICulture`. A per-execution-context value pinned on the latter pair shadows the globals on the Blazor renderer's own execution context, so later renders keep the pre-switch language until a full process restart (spec 029's T036 defect — an in-session switch that persisted and navigated on but left the destination in the old language). `MauiProgram.RunStartupSequence` is held to the same "globals only" rule so nothing pins an override. Then updates the public `CurrentCulture` property to `culture`; calls `StateHasChanged()`.
+- Does not persist anything — persistence (`ILanguagePreferenceStore.Set` / `SettingsService.SaveAsync`) is always the caller's responsibility, called immediately before or after `Switch` at each of its two call sites.
+- Consumed via `[CascadingParameter] private CultureProvider? CultureProvider { get; set; }`, the same pattern already used for `[CascadingParameter] private ThemeProvider? ThemeProvider { get; set; }` on `SetupWizard`/`GeneralSettingsTab`/`ReviewTab`.
+- Re-render guarantee: because `CultureProvider.razor` wraps `ChildContent` in `<CascadingValue Value="this" IsFixed="false">` and is the outermost wrapper in `ShellLayout.razor` (around `ThemeProvider` and `@Body`), a `Switch` call's `StateHasChanged()` propagates a re-render through the entire routed page — every `@L["Key"]` and `MoneyFormatter.Format(...)` call site re-evaluates against the new ambient culture. "Ambient culture" here is `CultureInfo.CurrentUICulture` / `CurrentCulture`, which — with no per-execution-context override anywhere (see the `Switch` note above and the matching rule in `MauiProgram.RunStartupSequence`) — read straight through to the `DefaultThreadCurrent*` globals `Switch` just set, so the new value is live on the very next render regardless of which execution context runs it. No other component needs to change to pick up the switch; this holds for every existing and future page, since `ShellLayout` is the router's one `DefaultLayout`.
+
+**Consumers**:
+| Caller | When |
+|---|---|
+| `FirstRunLanguageScreen` | Immediately on confirm, before continuing to `/setup` or the sample-data seeding step |
+| `GeneralSettingsTab.HandleSaveAsync` | Immediately after a successful save where the language changed |
+
+## Route: `/language-select` (`FirstRunLanguageScreen`, `StageFright.UI.Pages.Setup`)
+
+- New page, `@page "/language-select"`, rendered inside the existing `ShellLayout` (the Router's sole `DefaultLayout` — no new layout is introduced).
+- Reachable only via `App.razor.cs`'s startup redirect (see below) — no menu item, no link to it from anywhere else in the app (FR-005: it must never be shown again once a preference is recorded).
+- On confirm:
+  - Always: `ILanguagePreferenceStore.Set(selectedCode)`, then `CultureProvider.Switch(...)`.
+  - If "Load sample data" was ticked (Debug builds only, `IDebugDataSeeder` resolved): `SetupService.InitializeAsync(placeholderRequest)` (guarded by `!IsSetupCompleteAsync()`, so it runs at most once) → `IDebugDataSeeder.SeedAsync(progress)` → `Nav.NavigateTo("/dashboard")` on success; on any failure, show the error and stay on `/language-select` (FR-015). Re-pressing Confirm after a failed seed retries `SeedAsync` only — `InitializeAsync` is skipped because setup is already complete.
+  - Otherwise: `Nav.NavigateTo("/setup")`.
+
+## Amended startup routing (`App.razor.cs`)
+
+```text
+OnInitializedAsync:
+  if Diagnostics.HasStartupError → "/startup-error" (unchanged)
+  else if NOT IsSetupCompleteAsync():
+      if ILanguagePreferenceStore.Get() is null/blank → "/language-select"   (NEW)
+      else                                              → "/setup"           (unchanged target, new guard)
+  else → no redirect (unchanged)
+```
+
+## Amended startup culture ladder (`ILanguageProvider.ResolveStartupCultureAsync`, FR-006)
+
+```text
+1. Explicit Settings.LanguageCode naming a shipped language        (unchanged — requires the database)
+2. ILanguagePreferenceStore.Get() naming a shipped language        (NEW)
+3. OS display language, when a matching resource set ships          (was step 2)
+4. en-AU (SupportedLanguagesCatalog.DefaultCultureCode)              (was step 3, ultimate fallback)
+```
+
+Every step keeps the existing try/catch/fall-through contract: an unreadable/unresolvable value at any step drops to the next step rather than throwing (FR-017 of spec 027, unchanged).
diff --git a/specs/029-first-run-language-seed/data-model.md b/specs/029-first-run-language-seed/data-model.md
new file mode 100644
index 00000000..8f47eb82
--- /dev/null
+++ b/specs/029-first-run-language-seed/data-model.md
@@ -0,0 +1,55 @@
+# Phase 1 Data Model: First-Run Language Selection & Optional Sample-Data Seeding
+
+No new database table or column is introduced (per spec Dependencies & the constitution's soft-delete/financial-immutability sections — neither applies, nothing new is persisted in SQLite). This document covers the one new storage concept (a non-database preference) and the shape of the entities the spec's Key Entities section names, expressed as code contracts rather than schema.
+
+## Recorded language preference (new — no-database)
+
+Not a database entity — a single string held in the platform's per-application key-value preference storage (MAUI `Preferences`), read/written through the new `ILanguagePreferenceStore` contract.
+
+| Field | Type | Notes |
+|---|---|---|
+| Key | `string` (constant, e.g. `"DisplayLanguageCode"`) | Fixed key name inside `MauiLanguagePreferenceStore`; not exposed to callers. |
+| Value | `string?` — BCP-47 culture code (e.g. `"en-AU"`, `"fr-FR"`) | `null`/absent means "no explicit choice recorded yet". Written by `FirstRunLanguageScreen`'s confirm handler (FR-003) and by `GeneralSettingsTab.HandleSaveAsync` on a changed save (FR-021). Read by `App.razor.cs` (routing decision, FR-001/FR-005) and by `LanguageProvider.ResolveStartupCultureAsync` (FR-006 step 2). |
+
+**Validation**: None beyond what already exists — a value is only ever written from `_selectedLanguageCode`, which is always a `SupportedLanguage.CultureCode` drawn from `ISupportedLanguagesCatalog.All`. A stored value that no longer matches a shipped culture (e.g. after downgrading the app) is treated as absent by every reader, per the spec's "Stored preference names a language no longer shipped" edge case — `ISupportedLanguagesCatalog.Find` already returns `null` for an unknown code, and callers already fall through on a `null`/`Find`-miss (see `LanguageProvider.ResolveStartupCultureAsync`'s existing step-1 pattern, reused identically for the new step 2).
+
+**State transitions**: write-only-forward — a newer choice always overwrites the prior one; there is no "clear/unset" operation exposed anywhere in this feature (matches the spec's "Overwritten only by a newer choice" note under Key Entities).
+
+## Saved application language (existing — `Settings.LanguageCode`)
+
+No shape change. `Settings.LanguageCode` (`string?`, `StageFright.Core/Entities/Settings.cs`) remains the database-persisted language, set once at setup completion (`SetupService.InitializeAsync`) and updated thereafter by `GeneralSettingsTab.HandleSaveAsync`. This feature only changes *what feeds it at setup time* — previously the wizard's own `LanguageSelectionTab`; now the value the first-run screen already recorded into the no-database preference, read back via the cascaded `CultureProvider.CurrentCulture.Name` at `SetupWizard` Finish (see research.md Decision 5) — and *what happens immediately after* a Settings save (Decision 7).
+
+## Active session culture (existing concept, newly mutable — `CultureProvider.CurrentCulture`)
+
+| Member | Type | Notes |
+|---|---|---|
+| `CurrentCulture` | `CultureInfo` (public, get-only from outside) | Was read-only-after-`OnInitialized` in spec 027; this feature adds the only way to change it post-initialization. |
+| `Switch(CultureInfo culture)` | method (new) | Sets **only** the process-wide `CultureInfo.DefaultThreadCurrentCulture` / `DefaultThreadCurrentUICulture` globals to `culture` (never the `AsyncLocal`-backed `CurrentCulture` / `CurrentUICulture` — a per-context override there shadows the globals on the renderer's execution context and freezes the language until a restart; `MauiProgram.RunStartupSequence` follows the same rule — spec 029's T036 fix), updates the `CurrentCulture` property, calls `StateHasChanged()`. Not persisted by `CultureProvider` itself — persistence is the caller's job (`ILanguagePreferenceStore.Set` and, once the database exists, `SettingsService.SaveAsync`), keeping `CultureProvider` a pure render-layer concern exactly as its existing doc comment describes it. |
+
+**Validation**: `culture` is always resolved by the caller from a `SupportedLanguage.CultureCode` via `CultureInfo.GetCultureInfo(...)` before being passed in — `CultureProvider.Switch` itself does no catalog lookup, keeping it a dumb, testable setter+notifier (consistent with `ThemeProvider.ToggleAsync`'s split of "compute the new value" from "apply and persist it").
+
+## Sample dataset (existing — unchanged)
+
+`DebugDataSeeder`'s output is unchanged in content and generation logic (per spec Out of Scope: "Changing what the sample dataset contains or how it is generated"). The only change is the caller: `FirstRunLanguageScreen` invokes the same `SetupService.InitializeAsync` + `IDebugDataSeeder.SeedAsync` sequence `SetupWizard` used to invoke, with a placeholder `SetupRequest` (see research.md Decision 6) instead of one built from wizard-tab input.
+
+## New contract: `ILanguagePreferenceStore`
+
+```csharp
+namespace StageFright.Core.Contracts;
+
+/// <summary>
+/// Reads/writes the no-database display-language preference (spec 029, FR-003/FR-006 step 2).
+/// Platform-backed (MAUI Preferences); never throws — a read/write failure is caught and
+/// swallowed by the implementation, matching ISystemCultureProvider/IDeviceThemePreferenceProvider.
+/// </summary>
+public interface ILanguagePreferenceStore
+{
+    /// <summary>The recorded BCP-47 culture code, or null when none has been recorded or the store is unreadable.</summary>
+    string? Get();
+
+    /// <summary>Records <paramref name="cultureCode"/> as the current preference. Overwrites any prior value.</summary>
+    void Set(string cultureCode);
+}
+```
+
+Registered as `services.AddSingleton<ILanguagePreferenceStore, MauiLanguagePreferenceStore>()` in `MauiProgram.RegisterCoreServices`, beside `ISystemCultureProvider`/`IDeviceThemePreferenceProvider`.
diff --git a/specs/029-first-run-language-seed/plan.md b/specs/029-first-run-language-seed/plan.md
new file mode 100644
index 00000000..9990bc86
--- /dev/null
+++ b/specs/029-first-run-language-seed/plan.md
@@ -0,0 +1,118 @@
+# Implementation Plan: First-Run Language Selection & Optional Sample-Data Seeding
+
+**Branch**: `029-first-run-language-seed` | **Date**: 2026-08-30 | **Spec**: [spec.md](./spec.md)
+
+**Input**: Feature specification from `/specs/029-first-run-language-seed/spec.md`
+
+## Summary
+
+A new pre-wizard screen (`/language-select`) lets a first-time user pick their display language — and, in Debug builds only, opt into sample-data seeding — before the setup wizard ever renders; the language-selection and sample-data controls are removed from the wizard itself, which becomes a fixed, always-fully-shown flow. The technical core of the feature is making a language change apply **in the running Blazor session with no restart**: `CultureProvider` (already the documented "seam" left by spec 027) gains a `Switch` method that reassigns the process `CultureInfo` and calls `StateHasChanged()`, which its existing `IsFixed="false"` `CascadingValue` propagates as a re-render through the whole app tree it wraps. The choice is additionally persisted outside the database via a new `ILanguagePreferenceStore` (backed by the MAUI `Preferences` API) so a launch that happens before setup completes still comes up in the right language, and `LanguageProvider`'s FR-006 startup ladder gains this as its second tier. Settings' language save adopts the same switch-and-persist call and drops its now-obsolete "restart required" notice.
+
+## Technical Context
+
+**Language/Version**: C# 14, .NET (existing MAUI Blazor Hybrid stack — no change)
+
+**Primary Dependencies**: Existing Blazor/Radzen/BlazorBootstrap UI stack; MAUI Essentials `Microsoft.Maui.Storage.Preferences` for the new no-database language-preference store (ships with MAUI, no new package reference)
+
+**Storage**: SQLite via EF Core (unchanged — no new table/column); MAUI `Preferences` (new) for the single no-database language-preference key, mirroring the existing `IDeviceThemePreferenceProvider`/`ISystemCultureProvider` platform-read pattern
+
+**Testing**: xUnit v3, bUnit, NSubstitute (existing conventions — no change)
+
+**Target Platform**: Windows desktop (MAUI Blazor Hybrid), existing
+
+**Project Type**: Desktop app (existing layered solution — no new project)
+
+**Performance Goals**: SC-004 — clean install to fully-seeded dashboard in under one minute in a Debug build (existing `DebugDataSeeder` budget, unchanged by this feature); SC-002/SC-006 — a language change is visible in the same UI interaction (one Blazor render pass), no perceptible delay
+
+**Constraints**: No application restart or self-relaunch on any language change (FR-004, FR-008, FR-010, FR-020); the setup wizard's step list must never vary based on a sample-data choice (FR-017); sample-data loading must be reachable only from the first-run screen (FR-014)
+
+**Scale/Scope**: One new screen, one new Core contract + platform implementation, edits to six existing files (`App.razor.cs`, `MauiProgram.cs`, `LanguageProvider.cs`, `CultureProvider.razor.cs`, `SetupWizard.razor`/`.razor.cs`, `GeneralSettingsTab.razor`/`.razor.cs`), removal of two wizard tab components (`LanguageSelectionTab`, `SampleDataTab`) and the wizard's tab-bypass mechanism
+
+## Constitution Check
+
+*GATE: Must pass before Phase 0 research. Re-checked after Phase 1 design.*
+
+| Principle | Assessment | Notes |
+|---|---|---|
+| §4.1 Layered Architecture with Module Slices | PASS | New `ILanguagePreferenceStore` contract lives in `StageFright.Core/Contracts/` (centralized, per existing convention); its platform implementation (`MauiLanguagePreferenceStore`) lives in `StageFright.App`, alongside its sibling `SystemCultureProvider`/`MauiDeviceThemePreferenceProvider`; the new screen lives in `StageFright.UI/Pages/Setup/`. No cross-module reach-arounds. |
+| §3.2.1 / §4.5 One Class Per File | PASS | Every new type (`ILanguagePreferenceStore`, `MauiLanguagePreferenceStore`, `FirstRunLanguageScreen`) gets its own file, named to match. |
+| §4.7 Blazor Component Patterns | PASS | `FirstRunLanguageScreen.razor` + `.razor.cs` paired, no `@code` blocks; no new `.razor.css` needed (reuses the existing `setup-seeding-overlay` global styles). |
+| Toggle control standard (CLAUDE.md) | PASS | The new first-run "Load sample data" control uses `RadzenSwitch`, not a raw Bootstrap checkbox — this is new UI, not a migration, so it follows the current standard (the old `SampleDataTab`'s raw checkbox is deleted, not copied). |
+| Localization (CLAUDE.md / §11) | PASS | All new user-facing strings resolve through `IStringLocalizer<SetupResource>`; no hardcoded literals. The sample-data seed's own placeholder organisation name follows existing precedent (`DebugDataSeeder`'s hardcoded English sample content is data, not app-authored UI text, and is already unlocalized). |
+| §5.2 Custom Exceptions / Exception Boundaries | PASS | No new failure surface — the first-run screen's confirm handler follows the same try/catch shape already used by `SetupWizard.HandleValidSubmitAsync` (`ValidationException` → message; anything else → generic localized error). |
+| §11 Testing Standards | PASS (planned) | Every new code path (screen render, confirm with/without sample data, seeding failure, startup routing branches, in-session culture switch, Settings save) gets unit/bUnit/integration coverage in the Tasks phase — see Project Structure below for target test files. |
+| Soft-delete / financial immutability | N/A | No entity, no financial data touched. |
+
+No violations — Complexity Tracking is not needed.
+
+## Project Structure
+
+### Documentation (this feature)
+
+```text
+specs/029-first-run-language-seed/
+├── plan.md              # This file
+├── research.md          # Phase 0 output
+├── data-model.md         # Phase 1 output
+├── contracts/            # Phase 1 output
+│   └── language-switch-and-preference-contract.md
+├── quickstart.md         # Phase 1 output
+└── tasks.md              # Phase 2 output (/speckit-tasks — not created here)
+```
+
+### Source Code (repository root)
+
+```text
+src/StageFright.Core/
+├── Contracts/
+│   └── ILanguagePreferenceStore.cs          # NEW — Get()/Set() over the no-DB preference
+└── Modules/Localization/
+    └── LanguageProvider.cs                  # EDIT — FR-006 ladder gains the preference-store tier
+
+src/StageFright.App/
+├── MauiLanguagePreferenceStore.cs           # NEW — Preferences.Default-backed implementation
+└── MauiProgram.cs                           # EDIT — register ILanguagePreferenceStore (singleton)
+
+src/StageFright.UI/
+├── App.razor.cs                             # EDIT — route to /language-select vs /setup vs neither
+├── Layout/
+│   └── CultureProvider.razor.cs             # EDIT — add Switch(CultureInfo) in-session re-render
+└── Pages/Setup/
+    ├── FirstRunLanguageScreen.razor         # NEW — @page "/language-select"
+    ├── FirstRunLanguageScreen.razor.cs      # NEW
+    ├── SetupWizard.razor                    # EDIT — drop LanguageSelectionTab/SampleDataTab, tab-bypass attrs
+    ├── SetupWizard.razor.cs                 # EDIT — drop _seedWithTestData/_debugSeeder/IsTabBypassed; LanguageCode from CultureProvider
+    └── Tabs/
+        ├── LanguageSelectionTab.razor       # DELETE
+        ├── LanguageSelectionTab.razor.cs    # DELETE
+        ├── SampleDataTab.razor              # DELETE
+        ├── SampleDataTab.razor.cs           # DELETE
+        └── ReviewTab.razor(.cs)             # EDIT — drop DebugSeederAvailable/SeedWithTestData row
+
+src/StageFright.UI/Pages/Settings/
+└── GeneralSettingsTab.razor(.cs)            # EDIT — Switch + preference-store write on save; drop restart notice
+
+src/StageFright.UI/Resources/Strings/
+└── SetupResource.resx (+ culture variants)  # EDIT — new first-run screen strings; drop restart-notice key from SettingsResource
+
+tests/StageFright.Core.Tests/
+├── Localization/LanguageProviderTests.cs               # EDIT — new ladder tier
+└── (new) Contracts or Modules/Localization test for the store's Core-side contract shape
+
+tests/StageFright.App.Tests or StageFright.Data.Tests equivalent/
+└── (new) MauiLanguagePreferenceStoreTests.cs (if a project exists that can host a MAUI-App-layer unit test; otherwise covered via the Core contract + an integration-level check)
+
+tests/StageFright.UI.Tests/
+├── Layout/CultureProviderTests.cs (new) / ThemeProviderTests.cs-equivalent  # NEW — Switch() re-render behaviour
+├── Pages/Setup/FirstRunLanguageScreenTests.cs                              # NEW
+├── Pages/Setup/SetupWizardTests.cs (existing, extend)                     # EDIT — no language tab, LanguageCode sourced from CultureProvider
+├── Pages/Setup/Tabs/SampleDataTabTests.cs                                  # DELETE
+├── Localization/LanguagePickerRenderTests.cs                               # EDIT — no LanguageSelectionTab reference
+└── Pages/Settings/GeneralSettingsTabTests.cs (existing, extend)            # EDIT — no restart notice, switch+store-write assertions
+
+tests/StageFright.Integration.Tests/Scenarios/
+├── V1_FirstRunSetupTests.cs               # EDIT — routing now passes through /language-select
+└── (new) V22_InSessionLanguageSwitchTests.cs — first-run + Settings in-session switch, no restart
+```
+
+**Structure Decision**: The feature is additive within the existing five-project layered solution — no new project. The one genuinely new abstraction (`ILanguagePreferenceStore`) follows the established Core-contract / App-platform-implementation split already used for `ISystemCultureProvider` and `IDeviceThemePreferenceProvider`. The one genuinely new UI surface (`FirstRunLanguageScreen`) sits beside `SetupWizard` in `StageFright.UI/Pages/Setup/` since it is onboarding UI shown immediately before it, reusing `SetupResource` rather than introducing a new resx marker file.
diff --git a/specs/029-first-run-language-seed/quickstart.md b/specs/029-first-run-language-seed/quickstart.md
new file mode 100644
index 00000000..fc7cb8ec
--- /dev/null
+++ b/specs/029-first-run-language-seed/quickstart.md
@@ -0,0 +1,73 @@
+# Quickstart: First-Run Language Selection & Optional Sample-Data Seeding
+
+Validation scenarios proving the feature works end-to-end. Each maps to a spec user story; see `spec.md` for the full acceptance-scenario text and `contracts/language-switch-and-preference-contract.md` for the exact identifiers involved.
+
+## Prerequisites
+
+```bash
+dotnet build
+```
+
+A clean install has no `stagefright.db` and no recorded language preference. To reset to that state during manual verification, run `delete-database.cmd` (removes the MAUI app-data database) and clear the app's `Preferences` store by uninstalling/reinstalling, or by deleting the `ILanguagePreferenceStore` key directly if testing against a debug build with a known preference key.
+
+## Scenario 1 — First launch, choose a non-default language (US1, P1)
+
+1. Launch the app on a clean install (no DB, no recorded preference).
+2. **Expect**: `/language-select` renders before anything else — before `/setup`, before the dashboard.
+3. **Expect**: every shipped language is listed by its own endonym; the OS display language is pre-selected if shipped, otherwise `en-AU`.
+4. Select a different language (e.g. `fr-FR`) and confirm.
+5. **Expect**: no restart occurs; the setup wizard opens immediately rendered in the chosen language (tab titles, labels, buttons).
+6. Complete or abandon the wizard; relaunch the app.
+7. **Expect**: `/language-select` does not reappear; the app goes straight to `/setup` (if setup is still incomplete) or the dashboard (if complete), in the previously chosen language.
+
+**Run**: `dotnet test tests/StageFright.Integration.Tests/ --filter "FullyQualifiedName~V1_FirstRunSetupTests|FullyQualifiedName~V22_InSessionLanguageSwitchTests"`
+
+## Scenario 2 — Change language in Settings, see it apply immediately (US2, P2)
+
+1. In a set-up app (any language), open Settings → General tab.
+2. Change the display-language selector to a different shipped language.
+3. **Expect**: no "restart required" notice appears at any point — before, during, or after — while the selection differs from the saved value.
+4. Save.
+5. **Expect**: the visible UI (menu labels, this tab's own labels, dates/amounts) switches to the new language within the same interaction, with no restart.
+6. Navigate to another screen (e.g. Dashboard).
+7. **Expect**: it is already rendered in the new language.
+8. Relaunch the app.
+9. **Expect**: it starts in the newly saved language.
+
+**Run**: `dotnet test tests/StageFright.UI.Tests/ --filter "FullyQualifiedName~GeneralSettingsTabTests"`
+
+## Scenario 3 — Debug-only sample-data seeding from the first-run screen (US3, P3)
+
+*Debug build only.*
+
+1. Clean install; launch.
+2. On `/language-select`, tick "Load sample data" and pick a language.
+3. Confirm.
+4. **Expect**: a progress overlay shows seeding progress (same visual pattern as the wizard's existing seeding overlay); the setup wizard is never shown.
+5. **Expect**: on completion, the app opens directly on `/dashboard`, in the chosen language, with sample members/rehearsals/events/accounts/financial history present, and setup already marked complete.
+6. **Expect (Release build)**: the "Load sample data" control is absent entirely; confirming the language proceeds straight into the full setup wizard.
+
+**Run**: `dotnet test tests/StageFright.UI.Tests/ --filter "FullyQualifiedName~FirstRunLanguageScreenTests"`
+
+## Scenario 4 — Sample-data seeding failure (US3 edge case)
+
+1. Force `IDebugDataSeeder.SeedAsync` to throw (test-only substitute).
+2. Confirm "Load sample data" on `/language-select`.
+3. **Expect**: the failure is displayed on the same screen; `/dashboard` is never opened; the user is not left believing the app is ready.
+
+**Run**: covered by `FirstRunLanguageScreenTests` (seeding-failure case).
+
+## Scenario 5 — Setup wizard no longer offers language or sample data (US1/US3 retained behaviour)
+
+1. Reach `/setup` (via Scenario 1, without ticking sample data).
+2. **Expect**: no language selector appears anywhere in the wizard; no sample-data checkbox appears anywhere in the wizard, including the Review tab.
+3. **Expect**: the wizard's step list is identical regardless of how `/language-select` was answered (no tab is ever disabled/skipped).
+
+**Run**: `dotnet test tests/StageFright.UI.Tests/ --filter "FullyQualifiedName~SetupWizardTests"`
+
+## Full suite
+
+```bash
+dotnet build
+dotnet test
+```
diff --git a/specs/029-first-run-language-seed/research.md b/specs/029-first-run-language-seed/research.md
new file mode 100644
index 00000000..5ede3c80
--- /dev/null
+++ b/specs/029-first-run-language-seed/research.md
@@ -0,0 +1,78 @@
+# Phase 0 Research: First-Run Language Selection & Optional Sample-Data Seeding
+
+Every open question the spec leaves to design (no `NEEDS CLARIFICATION` markers remained in spec.md itself — this phase resolves *how*, not *what*).
+
+## Decision 1 — No-database preference storage: MAUI `Preferences` API behind a new `ILanguagePreferenceStore`
+
+**Decision**: Add `ILanguagePreferenceStore` to `StageFright.Core/Contracts/` (`string? Get()`, `void Set(string cultureCode)` — synchronous, never throws) and a `MauiLanguagePreferenceStore` implementation in `StageFright.App` backed by `Microsoft.Maui.Storage.Preferences.Default`. Registered as a singleton in `MauiProgram.RegisterCoreServices`, exactly like its two siblings.
+
+**Rationale**: The spec's own Assumptions section calls for "the platform's standard per-application key–value preference storage (persists across launches, needs no database, is local to the device)" — that is a direct description of MAUI Essentials' `Preferences` API, which already ships with the app (no new package). The codebase already has the exact shape of abstraction needed for this: `ISystemCultureProvider`/`SystemCultureProvider` (reads OS culture) and `IDeviceThemePreferenceProvider`/`MauiDeviceThemePreferenceProvider` (reads OS theme) are both a thin, synchronous, try/catch-wrapped Core-contract-plus-App-implementation pair with no other dependencies, registered as a singleton. `ILanguagePreferenceStore` is the same shape, just read *and* write.
+
+**Alternatives considered**:
+- *Flat file under `FileSystem.AppDataDirectory`* — rejected: would need a hand-rolled read/write/corruption-handling path for a single string, when `Preferences` already provides exactly that with OS-appropriate storage (registry-backed on Windows) and zero new code for the persistence mechanics themselves.
+- *A new SQLite table* — rejected outright by the spec ("No new database table or column is introduced") and would defeat the purpose (FR-003 explicitly requires a store that doesn't need the database, since it must be readable before the database is known to exist).
+
+## Decision 2 — In-session culture switch: extend `CultureProvider`, not a page reload
+
+**Decision**: Add a synchronous `Switch(CultureInfo culture)` method to `CultureProvider` (`StageFright.UI/Layout/CultureProvider.razor.cs`) that sets `CultureInfo.DefaultThreadCurrentCulture`, `DefaultThreadCurrentUICulture`, `CurrentCulture`, and `CurrentUICulture` (mirroring exactly what `MauiProgram.RunStartupSequence` already does once at startup), updates the `CurrentCulture` property, then calls `StateHasChanged()`.
+
+> **Correction (2026-09-02 — T036 defect fix).** Setting `CultureInfo.CurrentCulture` / `CurrentUICulture` here (and at startup) was wrong. Those two are `AsyncLocal`-backed: the value set on an event-handler continuation is unwound before the queued render runs, and the value `RunStartupSequence` pinned on the startup thread *shadowed* the `DefaultThreadCurrent*` globals on the Blazor renderer's own execution context — so `Switch` updated the globals yet every later render kept resolving the pre-switch culture until a full process restart (live T036 check: `/setup` stayed English after confirming French). **Fix**: both `RunStartupSequence` and `CultureProvider.Switch` now assign **only** `CultureInfo.DefaultThreadCurrentCulture` / `DefaultThreadCurrentUICulture` (plain process-wide statics). With no per-context override anywhere, `CurrentUICulture` reads straight through to them on every render and the switch is immediate. The `StateHasChanged()`-driven cascade re-render is unchanged — only the culture-assignment lines were.
+
+**Rationale**: `CultureProvider`'s own doc comment already names it as "the seam for a future in-session live language switch" and it already wraps its `ChildContent` in `<CascadingValue Value="this" IsFixed="false">`. With `IsFixed="false"`, Blazor subscribes every descendant that reads it as a cascading value to change notifications; calling `StateHasChanged()` on the provider re-renders its `ChildContent` render fragment, which — because `CultureProvider` is the outermost wrapper in `ShellLayout.razor` around `ThemeProvider` and `@Body` — walks the entire routed page tree and re-invokes every `IStringLocalizer` indexer (`@L["Key"]`) and `MoneyFormatter.Format` call (which itself reads `CultureInfo.CurrentCulture` fresh on every call — see `MoneyFormatter.cs`) against the newly-set culture. No component besides `CultureProvider` itself needs to change to *support* the re-render; only the two save/confirm call sites (first-run screen, Settings) need to *invoke* `Switch`. ~~Because Blazor Hybrid renders on a single dispatcher, setting `CurrentCulture` on the calling thread (an event-handler continuation) reaches the same thread the next render executes on, matching how the existing startup assignment already works reliably today.~~ *(This last sentence proved false — see the Correction above. The re-render itself works; the culture must ride on the `DefaultThreadCurrent*` globals, not on `CurrentCulture`/`CurrentUICulture`, for the next render to see it.)*
+
+**Alternatives considered**:
+- *`NavigationManager.NavigateTo(Nav.Uri, forceLoad: true)`* — rejected: `forceLoad: true` reloads the whole `BlazorWebView`, a visible flash/flicker and a much heavier operation than a render pass; it also contradicts the spirit of "no restart" even though the *process* wouldn't restart.
+- *A synchronous method vs. an `async Task SwitchAsync` (to mirror `ThemeProvider.ToggleAsync`)* — rejected: `ThemeProvider.ToggleAsync` is `async` because it awaits a `SettingsService` round-trip; `CultureProvider.Switch` does only in-memory `CultureInfo` assignment and a `StateHasChanged()` call, so an `async` signature would add ceremony with nothing to await. Call sites that are already inside an `async` handler simply call it as a plain statement.
+
+## Decision 3 — Startup routing: `App.razor.cs` gains a preference check before the `/setup` redirect
+
+**Decision**: `App.OnInitializedAsync` keeps its startup-error check first, then — only when `SetupService.IsSetupCompleteAsync()` is false — checks `ILanguagePreferenceStore.Get()`. Empty/null routes to the new `/language-select`; a recorded value routes straight to `/setup` as today (Acceptance Scenario 6). When setup *is* complete, behavior is unchanged (no redirect; the router proceeds to whatever route was requested, e.g. the dashboard).
+
+**Rationale**: This is the minimum change that satisfies FR-001 and FR-005 without touching `ISetupService`'s contract (which correctly stays about the database-backed setup state only) or introducing a `Settings`-side "first run" flag (impossible before the database exists — exactly why FR-003 mandates a non-database store in the first place).
+
+**Alternatives considered**:
+- *Add a boolean to `ISetupService`* — rejected: setup completeness and language-preference presence are two independent, differently-scoped facts (one DB-backed, one not); conflating them into one service would blur `ISetupService`'s single responsibility.
+
+## Decision 4 — Startup culture ladder gains a tier, not a rewrite
+
+**Decision**: `LanguageProvider.ResolveStartupCultureAsync` takes a constructor dependency on the new `ILanguagePreferenceStore` and inserts its read as the new step 2 (between the existing explicit-`Settings.LanguageCode` step and the OS-language step), matching FR-006 exactly. Steps 1, 3 (renumbered 4) stay byte-for-byte the same try/catch/fallthrough shape already established (`SafeCulture`, `MatchOperatingSystemCulture`) — this is additive, not a rewrite.
+
+**Rationale**: Keeps `LanguageProvider` a single, linear ladder exactly as its own doc comment already documents (just with one more rung), preserving the "never throws, always falls through" guarantee the existing tests already pin down.
+
+**Alternatives considered**: None — the spec's FR-006 states the exact four-step order; there is only one place this logic can live without duplicating the ladder.
+
+## Decision 5 — Setup wizard: delete the language/sample-data widgets and the bypass mechanism outright
+
+**Decision**: Remove `LanguageSelectionTab` and `SampleDataTab` (components + tests) entirely, remove `SetupWizard`'s `_seedWithTestData`/`_debugSeeder`/`IsTabBypassed`/`HandleSeedWithTestDataChanged` and the `Disabled="@_seedWithTestData"` tab attributes, and remove `ReviewTab`'s `DebugSeederAvailable`/`SeedWithTestData` parameters and its "Load sample data" summary row. `SetupWizard.HandleValidSubmitAsync` sources `SetupRequest.LanguageCode` from the cascaded `CultureProvider.CurrentCulture.Name` instead of `SetupFormModel.LanguageCode` (the field itself can be dropped from `SetupFormModel`, since nothing sets it anymore once the tab is gone).
+
+**Rationale**: FR-016/FR-017 are explicit — no language selector, no sample-data option, no variation in the step list — and FR-014 confines sample-data loading to the first-run screen alone. Since `IDebugDataSeeder` is never invoked from the wizard anymore, `SetupWizard` no longer needs to resolve it at all.
+
+**Alternatives considered**:
+- *Keep the components but hide them* — rejected: dead code that can silently regress (e.g. a future tab reintroducing the removed picker by copy-paste) is worse than deletion; the spec explicitly retires this behavior, it doesn't hide it.
+
+## Decision 6 — Sample-data seeding: reuse the existing "initialise then seed" sequence verbatim, from the new screen
+
+**Decision**: The first-run screen's confirm handler, when "Load sample data" is ticked, builds a `SetupRequest` using `SetupFormModel`'s existing defaults (annual fee 0, currency `"AUD"`, tax off, etc.) plus a short non-localized placeholder organisation name, the chosen `LanguageCode`, and `Theme` from the cascaded `ThemeProvider`, then calls `SetupService.InitializeAsync(request)` followed by `IDebugDataSeeder.SeedAsync(progress)` — the exact same two calls, in the exact same order, with the exact same seeding-overlay UX (`_seedingInProgress`/`_seedingProgress`, the `setup-seeding-overlay` CSS class), that `SetupWizard.HandleValidSubmitAsync` already performs today.
+
+**Rationale**: The spec's own Assumptions section states this explicitly — "This feature invokes the existing 'initialise then seed' sequence from the first-run screen; it does not change the dataset's contents" — and `DebugDataSeeder.ApplyGeneratedOrganisationSettingsAsync` already overwrites organisation name/fees/renewal months unconditionally, so the placeholder request's values are never seen by the user; they exist only to satisfy `SetupService.InitializeAsync`'s validation before the seeder overwrites them. The placeholder organisation name follows the same precedent as `DebugDataSeeder`'s own hardcoded English sample content (member names, "Clarence Valley Community Choir") — synthetic seed data, not app-authored UI text, so it is not subject to the localization rule.
+
+**Alternatives considered**:
+- *A new "seed-only" service bypassing `SetupService.InitializeAsync`* — rejected: `DebugDataSeeder.SeedAsync` already hard-requires a `Settings` row to exist (`_settingsService.GetAsync(ct) ?? throw new InvalidOperationException(...)`) and the spec forbids changing what the seeder does or how it's invoked.
+- *Fixing the pre-existing gap where a seed failure after `InitializeAsync` succeeds still leaves `IsSetupCompleteAsync()` true* — noted, not fixed: this is an existing property of the current wizard flow (an already-committed `Settings` row survives a subsequent seeding exception), not something spec 029 asks to change; it is preserved as-is rather than silently "fixed" as a side effect of this feature.
+
+## Decision 7 — Settings: switch-and-persist on save, restart notice deleted
+
+**Decision**: `GeneralSettingsTab.HandleSaveAsync`, immediately after a successful `SettingsService.SaveAsync` when the language changed, calls `ILanguagePreferenceStore.Set(_selectedLanguageCode)` and `await CultureProvider.Switch(...)` (new `[CascadingParameter]`, same pattern as the existing `ThemeProvider` cascading parameter already on this component). The `LanguageChanged`/`_initialLanguageCode` restart-notice plumbing and the `Settings_General_LanguageRestartNotice` resx key/alert block are deleted outright (FR-010, FR-020, SC-007) — there is nothing to replace the notice with, because the change is visible the moment it is saved.
+
+**Rationale**: Directly implements FR-020/FR-021; reuses the exact cascading-parameter pattern the component already has for `ThemeProvider`, so no new plumbing style is introduced.
+
+**Alternatives considered**: None — this is the one place Settings' language save logic lives.
+
+## Decision 8 — First-run screen: new component, existing resource file, existing seeding UX
+
+**Decision**: `FirstRunLanguageScreen.razor`/`.razor.cs` at `@page "/language-select"`, living in `StageFright.UI/Pages/Setup/` beside `SetupWizard`. It resolves its pre-selected language via `ILanguageProvider.ResolveStartupCultureAsync()` mapped through `ISupportedLanguagesCatalog` (identical logic to the deleted `LanguageSelectionTab.OnInitializedAsync`, since pre-setup this ladder already reduces to "OS language, else en-AU" — FR-002's requirement exactly). Its "Load sample data" control resolves `IDebugDataSeeder` optionally via `IServiceProvider.GetService` (only registered in Debug builds), same as `SetupWizard.OnInitialized` does today, and is rendered with `RadzenSwitch`. New strings are added to `SetupResource` rather than a new resx marker file, since this screen is onboarding text that precedes the wizard.
+
+**Rationale**: Reuses two already-proven pieces of logic (default-language resolution, optional-seeder resolution) verbatim rather than inventing new ones, keeping the change additive.
+
+**Alternatives considered**:
+- *A new dedicated resx area (e.g. `FirstRunResource`)* — rejected: adds a 13th area-scoped resource file (plus its own `.qps-ploc`/`en-US`/`fr-FR` culture variants) for a handful of strings that are thematically indistinguishable from `SetupResource`'s existing "before you can use the app" content.
diff --git a/specs/029-first-run-language-seed/spec.md b/specs/029-first-run-language-seed/spec.md
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+# Feature Specification: First-Run Language Selection & Optional Sample-Data Seeding
+
+**Feature Branch**: `029-first-run-language-seed`
+
+**Created**: 2026-08-30
+
+**Status**: Draft
+
+**Input**: GitHub issue #361 ("[BUG] New language doesn't take effect until app restart"), plus two refinements requested during specification: (1) fold the Debug-only sample-data choice into the same first-run screen and remove both the language and sample-data steps from the setup wizard; (2) apply a newly chosen language **immediately, in the running session** — no application restart on any language change, and no "restart required" prompt or notice anywhere.
+
+## Background
+
+Today the display language is resolved once when the process starts and cannot change again while the app runs. It is chosen on a tab **inside** the first-run setup wizard, and "load sample data" is a checkbox **inside** the wizard (Debug builds only, and it hides three wizard tabs when ticked). A language change — in the wizard or later in Settings — has no visible effect until the app is restarted; the only cue is a transient inline "restart required" notice on the Settings tab that vanishes the instant the user saves. Users conclude the change did not work.
+
+This feature makes a language change take effect **immediately in the running session** — the whole UI re-renders in the new language with no restart, on first run and in Settings alike. It also moves the language choice (and, in Debug builds, the sample-data choice) to a dedicated screen shown **before** the setup wizard, so onboarding runs in the chosen language from its first screen. The language is still recorded outside the application database as well, so a later launch that happens before setup is finished comes straight up in the chosen language without re-prompting. The Settings screen drops its inline "restart required" notice entirely; there is nothing to replace it with, because the change is visible the moment it is saved.
+
+Issue #360 (already fixed) restored runtime discovery of the shipped languages; that discovered list feeds every selector described here.
+
+## User Scenarios & Testing *(mandatory)*
+
+### User Story 1 - Choose the display language on first launch (Priority: P1)
+
+A first-time user launches the freshly installed application. Before any setup screen appears, a small dedicated screen asks them to pick their language from the languages the app ships, with their operating-system language pre-selected when it is available. They confirm, and the setup wizard opens entirely in the language they picked — the switch happens in place, with no restart. On every later launch the app stays in that language and this screen never reappears.
+
+**Why this priority**: This is the core of the issue — the language choice must be made once, up front, and actually take effect straight away. Without it the wizard (and the rest of onboarding) runs in the wrong language.
+
+**Independent Test**: Install clean, launch, confirm a non-default language on the first-run screen, and verify — with no restart — that the setup wizard and all subsequent screens render in that language; relaunch and verify no re-prompt and the same language.
+
+**Acceptance Scenarios**:
+
+1. **Given** a clean install with no database and no recorded language preference, **When** the app launches, **Then** the first-run language screen is shown before the setup wizard and before the dashboard.
+2. **Given** the first-run language screen, **When** it is displayed, **Then** it lists every shipped language by its own name and pre-selects the operating-system language if the app ships it, otherwise Australian English.
+3. **Given** the user selects a language different from the one the screen is currently displayed in and confirms, **When** they confirm, **Then** the choice is recorded outside the database and the setup wizard opens in the chosen language without the application restarting.
+4. **Given** a first-run language choice has been made, **When** the setup wizard is shown, **Then** it renders in the chosen language, and the first-run language screen is not shown again in that session or on any later launch.
+5. **Given** the user confirms without changing the pre-selected language, **When** they confirm, **Then** the choice is still recorded and the app continues straight to the setup wizard.
+6. **Given** a later launch where setup is still incomplete but a language preference is already recorded, **When** the app launches, **Then** it goes straight to the setup wizard (in the recorded language) with no first-run language screen.
+7. **Given** the setup wizard is reached after a first-run language choice, **When** the user works through it, **Then** it contains no language step and no sample-data option, and its list of steps is the same regardless of any earlier choice.
+
+---
+
+### User Story 2 - Change the display language in Settings and see it apply at once (Priority: P2)
+
+An established user opens Settings, changes the display language, and saves. The application re-renders in the new language straight away — menus, labels, buttons, dates and amounts — with no restart and no prompt. The change is persisted and is still in effect on the next launch.
+
+**Why this priority**: This is the literal bug from issue #361 — the change is saved but has no visible effect. High value; it builds on the same in-session culture-switch mechanism as Story 1.
+
+**Independent Test**: In a set-up app, change the language in Settings and save; verify the visible UI switches to the new language immediately without a restart, and that relaunching keeps that language.
+
+**Acceptance Scenarios**:
+
+1. **Given** the Settings screen, **When** the user changes the display language and saves successfully, **Then** the visible application re-renders in the newly selected language without a restart.
+2. **Given** the language has just been changed and saved in Settings, **When** the user navigates to any other screen, **Then** that screen is already in the new language.
+3. **Given** the language has been changed and saved in Settings, **When** the application is next launched, **Then** it starts in that language.
+4. **Given** the Settings screen, **When** the user saves other settings without changing the display language, **Then** the display language and the rendered UI language are unchanged.
+5. **Given** the Settings screen with an unsaved change to the display-language selection, **When** the selection differs from the saved value, **Then** no "restart required" notice, dialog or restart prompt is shown at any point — before, during or after saving.
+
+---
+
+### User Story 3 - Load sample data from the first-run screen (Debug builds only) (Priority: P3)
+
+A developer or tester runs a Debug build with a clean install. The first-run screen shows the language selector and, additionally, a "Load sample data" option. They pick a language, tick "Load sample data", and confirm. As part of that pre-wizard step the app initialises the database and populates it with the full sample dataset while showing progress, then opens directly on the dashboard — in the chosen language, fully populated, setup already marked complete — without ever showing the setup wizard and without restarting. In a Release build the "Load sample data" option is absent and confirming the language proceeds into the full setup wizard.
+
+**Why this priority**: A developer convenience that shortens the clean-install-to-populated-app loop. Valuable but strictly Debug-only and not on the end-user path.
+
+**Independent Test**: In a Debug build with a clean install, on the first-run screen tick "Load sample data", choose a language, confirm, watch the seeding progress, and verify the app opens the dashboard — with no restart — in that language, with sample members, rehearsals, events, accounts and financial history present, and that the setup wizard was skipped.
+
+**Acceptance Scenarios**:
+
+1. **Given** a Debug build where sample-data seeding is available, **When** the first-run screen is shown, **Then** it includes a "Load sample data" option alongside the language selector.
+2. **Given** a Release build (or any build where sample-data seeding is unavailable), **When** the first-run screen is shown, **Then** no "Load sample data" option is present and confirming the language proceeds into the full setup wizard in the chosen language.
+3. **Given** "Load sample data" is ticked, **When** the user confirms, **Then** the database is created and populated with the sample dataset as part of the pre-wizard step, progress is shown while it runs, and only then is the dashboard shown.
+4. **Given** sample-data seeding has completed, **When** onboarding hands off, **Then** the dashboard is shown (not the setup wizard), in the chosen language, with the sample data present and setup marked complete — with no restart.
+5. **Given** sample-data seeding fails partway through, **When** the failure occurs, **Then** the error is shown, the dashboard is not opened, setup is not marked complete, and the user is not left believing the app is ready.
+
+---
+
+### Edge Cases
+
+- **Chosen language already the one on screen**: if the user confirms without changing the pre-selected language, the choice is still recorded (so the screen does not reappear) and onboarding continues; nothing needs to re-render.
+- **Stored preference names a language no longer shipped**: treated as "no explicit choice" — startup resolution falls through to the operating-system language, then Australian English (consistent with spec 027).
+- **Preference store cannot be read or written**: treated as "no recorded preference" — the first-run screen may reappear on later launches until setup completes, and the app runs in the fallback language meanwhile. Setup completion still records a language into application settings, which then takes over.
+- **Sample-data seeding fails**: the error is surfaced on the first-run screen, the dashboard is not opened, and the app is not presented as ready. Because database initialisation runs once and only while setup is still incomplete, re-pressing Confirm retries the seeding step alone rather than dead-ending on "setup already completed". Fully recovering from a partially-seeded database (wiping it) is still a developer action; this path is Debug-only.
+- **User closes the app on the first-run screen without confirming**: nothing is recorded; the same screen appears on the next launch.
+- **Setup wizard reached with no recorded preference** (e.g. a store write that silently failed): the wizard runs in the fallback language; the user can still change language later in Settings, and setup completion records whatever language resolution currently yields.
+- **Language changed in Settings while another screen holds in-progress input**: the switch re-renders open screens in place; text already typed into an open form is subject to that re-render like any other transient screen state — no separate guarantee is made that it survives (see Out of Scope).
+
+## Requirements *(mandatory)*
+
+### Functional Requirements
+
+#### First-run language screen
+
+- **FR-001**: On launch, when setup is not complete and no display-language preference has been recorded, the system MUST present a dedicated first-run language screen before the setup wizard and before the main application.
+- **FR-002**: The first-run language screen MUST list every display language the application ships (using the runtime-discovered list), each shown by its own name (endonym), and MUST pre-select the operating-system display language when the application ships a matching language, otherwise Australian English.
+- **FR-003**: When the user confirms their choice, the system MUST record the chosen language in a store that does not require the application database and persists across application launches.
+- **FR-004**: On confirmation, the system MUST apply the chosen language to the running session immediately, with no application restart, and continue — to the setup wizard, or for a Debug sample-data run to the dashboard — with every screen rendered in that language.
+- **FR-005**: Once a language preference has been recorded, the first-run language screen MUST NOT be shown again, whether or not setup has since been completed.
+
+#### Startup language resolution
+
+- **FR-006**: The display language applied when the process starts MUST resolve in this order: (1) an explicit language recorded in application settings, once the database exists; (2) otherwise the recorded no-database language preference; (3) otherwise the operating-system display language when the application ships a matching language; (4) otherwise Australian English.
+- **FR-007**: The runtime discovery of shipped languages (issue #360) MUST remain the single source of the language list for the first-run screen, the Settings selector, and step (3) of FR-006.
+
+#### In-session language switching
+
+- **FR-008**: A display-language change MUST take effect in the running session without an application restart: all app-authored user-facing text, and the culture used to format amounts, dates and numbers, MUST re-render in the newly selected language across the whole application.
+- **FR-009**: In-session language switching MUST be driven by the same mechanism from both entry points — confirming the first-run language screen and saving a changed language in Settings.
+- **FR-010**: The application MUST NOT present any "restart required" prompt, dialog, inline notice or instruction in connection with a language change, on any screen, at any time.
+
+#### Sample data (Debug builds only)
+
+- **FR-011**: In builds where sample-data seeding is available, the first-run language screen MUST also offer an option to load sample data. In builds where it is unavailable (including Release builds), that option MUST NOT be shown.
+- **FR-012**: When the user selects "load sample data" and confirms, the system MUST initialise the database and populate it with the sample dataset as part of the pre-wizard step, showing progress while it runs, and only then hand off to the dashboard.
+- **FR-013**: After a sample-data first run, the application MUST open on the main dashboard with setup already complete, rendered in the chosen language, with the sample data present; the setup wizard MUST NOT be shown; no restart occurs.
+- **FR-014**: Loading sample data MUST be reachable only from the first-run language screen; it MUST NOT be offered anywhere else, including after first run.
+- **FR-015**: If sample-data seeding fails, the system MUST display the failure and MUST NOT open the dashboard or mark setup complete.
+
+#### Setup wizard changes
+
+- **FR-016**: The setup wizard MUST NOT contain a display-language selector.
+- **FR-017**: The setup wizard MUST NOT contain a sample-data option, and MUST always present its complete set of steps — no step may be skipped, hidden or disabled based on a sample-data choice.
+- **FR-018**: On completion, the setup wizard MUST record the no-database language preference as the application's saved language.
+
+#### Settings screen
+
+- **FR-019**: The Settings screen MUST keep its display-language selector, populated from the runtime-discovered language list.
+- **FR-020**: When the user saves the Settings screen with a changed display language, the system MUST apply that language to the running session immediately (per FR-008) and MUST NOT show any inline "restart required" message, modal dialog or other restart prompt at any point.
+- **FR-021**: Saving a changed display language in Settings MUST also update the recorded no-database language preference so startup resolution (FR-006) stays consistent.
+- **FR-022**: Saving the Settings screen without changing the display language MUST NOT alter the rendered language or the recorded preferences.
+
+#### Retained behaviour
+
+- **FR-023**: The application MUST continue to apply exactly one culture across the whole process, and to format every displayed amount, date and number by that culture; this feature changes only that the active culture can now be replaced in-session, not how it is applied.
+
+### Out of Scope
+
+- Preserving or migrating text a user has already typed into an open form at the moment the language switches — the switch re-renders the UI; it does not carry in-progress input across the re-render.
+- Any way to load sample data after the first run, or in a Release build.
+- Translating user-entered content or the sample dataset.
+- Any self-restart, relaunch or process-recycling mechanism (none is introduced by this feature).
+- Any change to the general-ledger model, money handling, or financial behaviour.
+- Changing what the sample dataset contains or how it is generated.
+
+### Key Entities *(include if feature involves data)*
+
+- **Recorded language preference**: a single language identifier (BCP-47 culture code) held outside the application database, in the platform's per-application preference storage. Written by the first-run language screen and by a Settings save; read during startup language resolution (FR-006, step 2). It exists so a launch that happens before setup completes (and before the database exists) comes up in the chosen language without re-prompting. Overwritten only by a newer choice.
+- **Saved application language**: the existing nullable language field on application settings. Retained for backup/export portability; kept in step with the recorded language preference (FR-018, FR-021). Remains the top of the resolution order once the database exists.
+- **Active session culture**: the one culture in force for the running process. Set during startup resolution and — new in this feature — replaced in place when the user confirms a language on the first-run screen or saves a changed language in Settings, driving an immediate re-render. Not persisted in its own right; it is always a reflection of the resolved or chosen language.
+- **Sample dataset**: the existing Debug-only synthetic starting dataset (members, committee history, rehearsals with attendance, events, chart of accounts, opening balances, annual fees, AGMs and two financial years of activity). This feature changes only *where it is triggered from*, not what it contains or how it is built.
+
+## Success Criteria *(mandatory)*
+
+### Measurable Outcomes
+
+- **SC-001**: On a fresh install, a user can select their language and reach the setup wizard (or the dashboard, if they chose sample data) fully in that language, without ever restarting the application.
+- **SC-002**: A display-language change saved in Settings is visible in the UI within the same interaction — no restart, no prompt — for 100% of such changes.
+- **SC-003**: After a first-run language choice, that language is in effect on every subsequent launch with no further prompts about language.
+- **SC-004**: In a Debug build, a developer can go from a clean install to a fully populated sample database in the chosen language, on the dashboard, in under one minute and without visiting the setup wizard or restarting.
+- **SC-005**: The setup wizard presents at least one fewer step than before (no language step) and never varies its step list based on a sample-data choice.
+- **SC-006**: After any language change, no app-authored user-facing text, amount, date or number anywhere in the application remains in the previous language.
+- **SC-007**: No screen in the application ever tells the user to restart, or offers to restart, in order to apply a language change.
+
+## Assumptions
+
+- The application already discovers the shipped languages at runtime (issue #360) and already applies exactly one culture process-wide when the process starts; this feature reuses both mechanisms and adds the ability to replace that culture while the process runs.
+- Re-rendering the visible UI when the active culture changes is achievable without recreating the application process; the codebase already anticipates this as a future extension.
+- The first-run language screen is an in-application screen shown before the setup wizard, not a separate operating-system window.
+- The recorded language preference uses the platform's standard per-application key–value preference storage (persists across launches, needs no database, is local to the device).
+- The sample-data seeder already produces a complete, self-consistent dataset and already requires the database to be initialised first. This feature invokes the existing "initialise then seed" sequence from the first-run screen; it does not change the dataset's contents.
+- The existing saved-language field on application settings is kept (for backups and future export portability) and mirrored to the recorded preference, rather than removed.
+- Removing the sample-data option from the wizard also removes the wizard's tab-skipping behaviour that only existed to support it; the wizard becomes a fixed, linear set of steps.
+- The product currently ships and is verified on Windows; because the language switch is now purely an in-process re-render, it carries no platform-specific behaviour.
+
+## Dependencies & Relationship to Existing Specs
+
+- **Supersedes** parts of **spec 027** (localization support): its FR-013 (wizard language step) is replaced by the first-run screen; its FR-021 (inline restart notice) is removed outright — nothing replaces it, because the change is now visible on save; its constraint that a language change takes effect only on the next launch (no in-session switching) is **reversed** — a language change now applies immediately in the running session; its FR-023 (startup resolution ladder) gains the recorded-preference tier. The language selector itself, the runtime language catalogue and the money/culture formatting rules from spec 027 are retained.
+- **Supersedes** the in-wizard sample-data parts of **spec 022** (seed data placement) and the tab-bypass behaviour in **spec 017** (setup wizard tabs): the "load sample data" choice moves out of the wizard to the first-run screen, and the wizard's step list stops varying.
+- **Builds on** issue #360 (runtime discovery of shipped languages), already fixed.
+- No new database table or column is introduced. No self-restart or process-relaunch mechanism is introduced. No change to the general-ledger model, money handling, or any financial behaviour.
diff --git a/specs/029-first-run-language-seed/tasks.md b/specs/029-first-run-language-seed/tasks.md
new file mode 100644
index 00000000..1eec5c5a
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@@ -0,0 +1,207 @@
+---
+
+description: "Task list for First-Run Language Selection & Optional Sample-Data Seeding"
+---
+
+# Tasks: First-Run Language Selection & Optional Sample-Data Seeding
+
+**Branch**: `029-first-run-language-seed`
+
+**Input**: [spec.md](./spec.md), [plan.md](./plan.md), [research.md](./research.md), [data-model.md](./data-model.md), [contracts/language-switch-and-preference-contract.md](./contracts/language-switch-and-preference-contract.md), [quickstart.md](./quickstart.md)
+
+**Tests**: Included — CLAUDE.md's "Exhaustive code-path test coverage" rule and plan.md's Constitution Check (§11 Testing Standards, "planned") both require every new code path to carry automated coverage.
+
+**Story order (priority)**: US1 (P1) → US2 (P2) → US3 (P3). US1 is the MVP: the first-run `/language-select` screen, the startup routing that reaches it, and the wizard cleanup that makes its acceptance scenarios true. US2 makes the same in-session switch mechanism reachable from Settings and removes the restart notice. US3 is strictly additive — it puts a working "Load sample data" path onto the screen US1 already built.
+
+---
+
+## Phase 1: Setup
+
+No setup tasks — this feature is additive within the existing five-project solution. It adds no new project, no new NuGet package, and no new build configuration (plan.md "Project Structure" / "Structure Decision"). Proceed directly to Phase 2.
+
+---
+
+## Phase 2: Foundational (Blocking Prerequisites)
+
+**Purpose**: The no-database preference store and the in-session culture switch — both consumed by every user story (research.md Decisions 1, 2, 4).
+
+**⚠️ CRITICAL**: No user-story work can begin until this phase is complete.
+
+- [x] **T001** [P] Add `ILanguagePreferenceStore` (`string? Get()`, `void Set(string cultureCode)`) — synchronous, doc-commented as never-throwing, matching `ISystemCultureProvider`/`IDeviceThemePreferenceProvider`'s shape — in `src/StageFright.Core/Contracts/ILanguagePreferenceStore.cs`
+- [x] **T002** [P] Implement `MauiLanguagePreferenceStore : ILanguagePreferenceStore`, backed by `Microsoft.Maui.Storage.Preferences.Default` under a fixed constant key, with `Get`/`Set` each wrapped in try/catch so a read/write failure is swallowed rather than thrown (depends on T001) in `src/StageFright.App/MauiLanguagePreferenceStore.cs`
+- [x] **T003** Register `services.AddSingleton<ILanguagePreferenceStore, MauiLanguagePreferenceStore>()` in `RegisterCoreServices`, beside the existing `ISystemCultureProvider`/`IDeviceThemePreferenceProvider` registrations (depends on T001, T002) in `src/StageFright.App/MauiProgram.cs`
+- [x] **T004** [P] Add a synchronous `Switch(CultureInfo culture)` method to `CultureProvider`: set `CultureInfo.DefaultThreadCurrentCulture`, `DefaultThreadCurrentUICulture`, `CurrentCulture`, `CurrentUICulture` to `culture`, update the public `CurrentCulture` property, call `StateHasChanged()`; update the class doc comment, which currently says switching "changes nothing" and is now wrong, in `src/StageFright.UI/Layout/CultureProvider.razor.cs`
+- [x] **T005** Add an `ILanguagePreferenceStore` constructor dependency to `LanguageProvider` and insert its `Get()` result as ladder step 2 (between the existing explicit-`Settings.LanguageCode` step and the OS-language step), renumbering the OS step to 3 and the `en-AU` fallback to 4, reusing the existing `SafeCulture`/catalog-`Find` try/catch/fall-through shape for the new step exactly as the other steps already do (depends on T001) in `src/StageFright.Core/Modules/Localization/LanguageProvider.cs`
+- [x] **T006** [P] Extend `LanguageProviderTests` with cases for the new step 2: a recorded preference naming a shipped language wins over the OS language; a preference that is null, blank, or names an unshipped language falls through to step 3 unchanged (depends on T005) in `tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs`
+- [x] **T007** [P] Add a new bUnit test file asserting `CultureProvider.Switch` updates the public `CurrentCulture` property and that a re-render triggered by `Switch` propagates to a descendant reading `CurrentCulture` as a cascading value (depends on T004) in `tests/StageFright.UI.Tests/Layout/CultureProviderTests.cs`
+
+**Checkpoint**: The preference store and the in-session switch mechanism exist, are DI-registered, and are covered by tests. User-story work can begin.
+
+---
+
+## Phase 3: User Story 1 - Choose the display language on first launch (Priority: P1) 🎯 MVP
+
+**Goal**: A dedicated `/language-select` screen appears before the setup wizard on a clean install, lists every shipped language, applies the chosen language to the running session with no restart, and is never shown again once a preference is recorded. The setup wizard drops its language selector and sample-data option outright and its step list never varies (spec Acceptance Scenario 7).
+
+**Independent Test**: Install clean, launch, confirm a non-default language on the first-run screen, and verify — with no restart — that the setup wizard and all subsequent screens render in that language; relaunch and verify no re-prompt and the same language.
+
+### Tests for User Story 1
+
+- [x] **T008** [P] [US1] New bUnit test file for the language-selection path of `FirstRunLanguageScreen`: lists every catalog language by endonym; pre-selects the `ILanguageProvider`-resolved default; confirming calls `ILanguagePreferenceStore.Set(selectedCode)` then `CultureProvider.Switch(...)` then navigates to `/setup` (no sample-data control registered) in `tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs`
+- [x] **T009** [P] [US1] New bUnit test file for `App`'s startup routing: substituting `IStartupDiagnosticService`, `ISetupService` and `ILanguagePreferenceStore`, assert — startup error takes priority over everything; setup incomplete + no recorded preference → navigates to `/language-select`; setup incomplete + a recorded preference → navigates straight to `/setup`; setup already complete → no redirect to either, regardless of the preference store's value in `tests/StageFright.UI.Tests/AppRoutingTests.cs`
+- [x] **T010** [US1] Rewrite `SetupWizardTests`: delete `CheckSampleDataAndAdvanceToReviewAsync` and every test built on it (seeding-overlay rendering, tab-bypass/disabled-tab behavior, queue-discard-on-check behavior); change the Finish-without-opening-balance test to assert the error fires unconditionally (no more sample-data bypass); add a case asserting the `SetupRequest` passed to `SetupService.InitializeAsync` carries `LanguageCode` equal to the cascaded `CultureProvider.CurrentCulture.Name`, not a wizard field in `tests/StageFright.UI.Tests/Pages/Setup/SetupWizardTests.cs`
+- [x] **T011** [US1] Delete `SetupWizardNoSeederTests` — the wizard no longer resolves `IDebugDataSeeder` at all, so "a wizard rendered without a registered debug seeder" is no longer a distinct case; fold its still-relevant `Tabs_AreNeverDisabled_WhenSeederNotRegistered` assertion into `SetupWizardTests` as an unconditional "tabs are never disabled" case (depends on T010) — delete `tests/StageFright.UI.Tests/Pages/Setup/SetupWizardNoSeederTests.cs`
+- [x] **T012** [US1] Extend `ReviewTabTests`: delete the `DebugSeederAvailable`/`SeedWithTestData`-parameterized cases (`SeedDataChoice_RendersReadOnlyRow_WhenDebugSeederAvailable` and its siblings) since those parameters no longer exist on `ReviewTab` in `tests/StageFright.UI.Tests/Pages/Setup/Tabs/ReviewTabTests.cs`
+- [x] **T013** [US1] Delete `SampleDataTabTests` — `SampleDataTab` is deleted in this story — `tests/StageFright.UI.Tests/Pages/Setup/Tabs/SampleDataTabTests.cs`
+- [x] **T014** [US1] Rewrite `LanguagePickerRenderTests`: delete `SetupLanguageStep_ListsEndonymsAndPreSelectsTheDefault` and `SetupLanguageStep_WritesTheChoiceOntoTheModel` (both render the now-deleted `LanguageSelectionTab`); leave the four `GeneralSettingsTab_*` cases in place for US2 to edit in `tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs`
+
+### Implementation for User Story 1
+
+- [x] **T015** [P] [US1] Add new `SetupResource` keys for the first-run screen — `Setup_FirstRun_PageTitle`, `Setup_FirstRun_Heading`, `Setup_FirstRun_Subheading`, `Setup_FirstRun_ConfirmButton` — to the neutral file and the `en-US`/`fr-FR`/`qps-ploc` variants (the screen also reuses the existing `Setup_Language_Label`/`Setup_Language_HelpText` keys, which are not touched here) in `src/StageFright.UI/Resources/Strings/SetupResource.resx`, `SetupResource.en-US.resx`, `SetupResource.fr-FR.resx`, `SetupResource.qps-ploc.resx`
+- [x] **T016** [US1] Create `FirstRunLanguageScreen` at `@page "/language-select"`: on init, resolve the pre-selected language via `ILanguageProvider.ResolveStartupCultureAsync()` mapped through `ISupportedLanguagesCatalog.Find`/`.Default` (mirrors the deleted `LanguageSelectionTab.OnInitializedAsync` logic exactly); render the language `<select>` (reusing `Setup_Language_Label`/`Setup_Language_HelpText`); on confirm, call `ILanguagePreferenceStore.Set(selectedCode)` then `[CascadingParameter] CultureProvider.Switch(CultureInfo.GetCultureInfo(selectedCode))`, then `Nav.NavigateTo("/setup")` — the sample-data branch is added in US3 (depends on T001, T002, T004, T015, T008) in `src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor`, `src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor.cs`
+- [x] **T017** [US1] In `App.OnInitializedAsync`, after the existing startup-error check and only when `SetupService.IsSetupCompleteAsync()` is false, inject `ILanguagePreferenceStore` and route to `/language-select` when `Get()` is null/blank, otherwise to `/setup` as today; setup-complete behavior is unchanged (depends on T001, T003, T009) in `src/StageFright.UI/App.razor.cs`
+- [x] **T018** [US1] Delete `LanguageSelectionTab` — `src/StageFright.UI/Pages/Setup/Tabs/LanguageSelectionTab.razor`, `src/StageFright.UI/Pages/Setup/Tabs/LanguageSelectionTab.razor.cs`
+- [x] **T019** [US1] Delete `SampleDataTab` (depends on T013) — `src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor`, `src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor.cs`
+- [x] **T020** [US1] Remove the `<LanguageSelectionTab>`/`<SampleDataTab>` markup from the Organisation Settings tab, and remove the `Disabled="@_seedWithTestData"` attribute from the Chart of Accounts, Opening Balances and Committee `<Tab>` elements (they are now always enabled) (depends on T018, T019) in `src/StageFright.UI/Pages/Setup/SetupWizard.razor`
+- [x] **T021** [US1] In `SetupWizard`, remove `_seedWithTestData`, `_debugSeeder`, `IsTabBypassed`, `HandleSeedWithTestDataChanged`, and the `IDebugDataSeeder` resolution in `OnInitialized`; simplify `HandleNextAsync` to advance one tab at a time (drop the `IsTabBypassed` skip loop); change the Finish opening-balance guard to fire whenever `_queuedOpeningBalances.Count == 0` (no more sample-data exemption); add `[CascadingParameter] private CultureProvider? CultureProvider` and set `SetupRequest.LanguageCode` from `CultureProvider?.CurrentCulture.Name`; drop the sample-data-seeding branch of `HandleValidSubmitAsync` (depends on T020, T010) in `src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs`
+- [x] **T022** [US1] Drop the now-unwritten `LanguageCode` field from `SetupFormModel` (depends on T021) in `src/StageFright.UI/Pages/Setup/SetupFormModel.cs`
+- [x] **T023** [US1] Remove the `DebugSeederAvailable`/`SeedWithTestData` parameters and the "Load sample data" summary row from `ReviewTab`; update `SetupWizard.razor`'s `<ReviewTab>` usage to drop those two attributes; remove the now-orphaned `Setup_Review_LoadSampleDataTerm` key from `SetupResource` (neutral + `en-US`/`fr-FR`/`qps-ploc`) (depends on T012, T021) in `src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor`, `src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor.cs`, `src/StageFright.UI/Pages/Setup/SetupWizard.razor`, `src/StageFright.UI/Resources/Strings/SetupResource*.resx`
+
+**Checkpoint**: A clean install shows `/language-select` before the wizard; confirming a language applies it immediately with no restart; the wizard never shows a language selector or sample-data option and its step list never varies; a recorded preference is never re-prompted. User Story 1 is independently functional and testable.
+
+---
+
+## Phase 4: User Story 2 - Change the display language in Settings and see it apply at once (Priority: P2)
+
+**Goal**: Saving a changed display language in Settings applies it to the running session immediately via the same `CultureProvider.Switch` mechanism, persists it to both `Settings.LanguageCode` and the no-database preference, and never shows a "restart required" notice at any point.
+
+**Independent Test**: In a set-up app, change the language in Settings and save; verify the visible UI switches to the new language immediately without a restart, and that relaunching keeps that language.
+
+### Tests for User Story 2
+
+- [x] **T024** [P] [US2] Extend `GeneralSettingsTabTests`: saving with a changed `#languageCode` selection calls `ILanguagePreferenceStore.Set(newCode)` and `CultureProvider.Switch` (substitute a fake/stub `ILanguagePreferenceStore` and cascade a `CultureProvider`); saving without changing the language calls neither; no markup anywhere in the rendered component ever contains a restart-related notice, before or after a change or a save in `tests/StageFright.UI.Tests/Pages/Settings/GeneralSettingsTabTests.cs`
+- [x] **T025** [US2] In `LanguagePickerRenderTests`, delete `GeneralSettingsTab_ShowsRestartNotice_AfterTheSelectionChanges` and rename/broaden `GeneralSettingsTab_ShowsNoRestartNotice_BeforeAnyChange` to also assert no restart notice appears after `cut.Find("#languageCode").Change(...)` (depends on T014) in `tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs`
+
+### Implementation for User Story 2
+
+- [x] **T026** [P] [US2] Remove the `Settings_General_LanguageRestartNotice` key from `SettingsResource` (neutral + `en-US`/`fr-FR`/`qps-ploc`) in `src/StageFright.UI/Resources/Strings/SettingsResource*.resx`
+- [x] **T027** [US2] In `GeneralSettingsTab`, drop the `LanguageChanged` property and `_initialLanguageCode` field; add `[Inject] ILanguagePreferenceStore` and `[CascadingParameter] private CultureProvider? CultureProvider`; in `HandleSaveAsync`, immediately after a successful `SettingsService.SaveAsync` where `_selectedLanguageCode` differs from the value loaded at init, call `ILanguagePreferenceStore.Set(_selectedLanguageCode)` and `CultureProvider?.Switch(CultureInfo.GetCultureInfo(_selectedLanguageCode))` (depends on T001, T003, T004, T026) in `src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs`
+- [x] **T028** [US2] Remove the `@if (LanguageChanged) { <div class="alert ...">@L["Settings_General_LanguageRestartNotice"]</div> }` block (depends on T027) in `src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor`
+
+**Checkpoint**: Changing the language in Settings and saving re-renders the whole app in the new language in the same interaction, with no restart notice ever shown, and the choice survives a relaunch. User Stories 1 and 2 both work independently.
+
+---
+
+## Phase 5: User Story 3 - Load sample data from the first-run screen (Debug builds only) (Priority: P3)
+
+**Goal**: In Debug builds, the first-run screen also offers "Load sample data"; ticking it and confirming initialises the database, seeds the full sample dataset with progress shown, and opens straight on the dashboard — in the chosen language, setup already complete, wizard never shown. In Release builds (or wherever `IDebugDataSeeder` isn't registered) the control is absent and confirming proceeds into the wizard as in US1.
+
+**Independent Test**: In a Debug build with a clean install, on the first-run screen tick "Load sample data", choose a language, confirm, watch the seeding progress, and verify the app opens the dashboard — with no restart — in that language, with sample members, rehearsals, events, accounts and financial history present, and that the setup wizard was skipped.
+
+### Tests for User Story 3
+
+- [x] T029 [P] [US3] Extend `FirstRunLanguageScreenTests`: the "Load sample data" control renders only when `IDebugDataSeeder` resolves from the service provider, and is absent otherwise (with confirm then navigating to `/setup`); ticking it and confirming calls `SetupService.InitializeAsync` then `IDebugDataSeeder.SeedAsync` (with a progress reporter) then navigates to `/dashboard`; a `SeedAsync` failure displays the error, never navigates to `/dashboard`, and never calls `SetupService.InitializeAsync` a second time (depends on T016) in `tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs`
+
+### Implementation for User Story 3
+
+- [x] T030 [P] [US3] Add any additional `SetupResource` key the first-run seeding-failure path needs (reuse `Setup_SampleData_CheckboxLabel` and `Setup_Seeding_Message` as-is; add `Setup_FirstRun_SeedingError` for the failure message) to the neutral file and the `en-US`/`fr-FR`/`qps-ploc` variants in `src/StageFright.UI/Resources/Strings/SetupResource*.resx`
+- [x] T031 [US3] In `FirstRunLanguageScreen.razor.cs`, resolve `IDebugDataSeeder` optionally via `IServiceProvider.GetService` (only registered in Debug builds, same pattern the deleted `SetupWizard.OnInitialized` used); when "Load sample data" is ticked on confirm, build a placeholder `SetupRequest` from the same defaults `SetupFormModel` already carries (annual fee 0, currency `"AUD"`, tax off) plus a short placeholder organisation name (routed through a new `Setup_FirstRun_SampleOrganizationPlaceholder` resx key — `Us2LocalizationGuardTests` bans a bare string literal on this scanned surface even for a value `DebugDataSeeder` immediately overwrites), the chosen `LanguageCode`, and `Theme` from the cascaded `ThemeProvider`; call `SetupService.InitializeAsync(request)` then `IDebugDataSeeder.SeedAsync(progress)` inside the same `_seedingInProgress`/`_seedingProgress` try/finally shape `SetupWizard.HandleValidSubmitAsync` used; on success `Nav.NavigateTo("/dashboard")`; on failure show `Setup_FirstRun_SeedingError` and stay on `/language-select` (depends on T016, T029, T030) in `src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor.cs`
+- [x] T032 [US3] Add the "Load sample data" `RadzenSwitch` to `FirstRunLanguageScreen.razor`, visible only when the seeder resolved, and the seeding-progress overlay markup (reuse the existing `setup-seeding-overlay` CSS class and structure from the old `SetupWizard.razor`) (depends on T031) in `src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor`
+
+**Checkpoint**: All three user stories are independently functional. A Debug build can go clean-install → sample-data-populated dashboard, in the chosen language, without ever seeing the wizard or restarting.
+
+---
+
+## Phase 6: Polish & Cross-Cutting Concerns
+
+**Purpose**: Bring the two docs this feature makes stale back in line (per CLAUDE.md's "Spec & Docs Workflow" rule) and verify the whole feature end-to-end.
+
+- [x] T033 [P] Update `CLAUDE.md`: the "Navigation" section's "First-run detection redirects to `/setup` before the dashboard loads" sentence now needs the `/language-select` screen ahead of it; the Localization section's closing sentence ("A change applies on next launch with a restart notice... `CultureProvider.razor.cs` is the seam for future in-session switching") is now false — replace it with a short description of the live in-session switch (`CultureProvider.Switch`, `ILanguagePreferenceStore`, no restart notice) in `CLAUDE.md`
+- [x] T034 [P] Update `docs/localization/adding-a-language.md`: the "first-run Setup Wizard" / "Setup Wizard language step" references (the language picker moved to `/language-select`), the `SetupResource` table row ("first-run Setup Wizard steps, including the language step"), and all of section 9 ("Startup language resolution and the restart notice" — the ladder gains the recorded-preference tier and there is no restart notice or next-launch delay any more) in `docs/localization/adding-a-language.md`
+- [x] T035 Run the quickstart.md validation scenarios (1–5) end-to-end and run a full `dotnet build` + `dotnet test` (not `--no-build`), reporting both results per CLAUDE.md's Build & Test Verification rule in `specs/029-first-run-language-seed/quickstart.md`
+- [x] T036 *(deferred until implementation)* Launch the app with `WEBVIEW2_ADDITIONAL_BROWSER_ARGUMENTS=--remote-debugging-port=9222` on a clean install and visually verify `/language-select` renders before `/setup`, and that selecting a non-default language re-renders the wizard immediately with no restart, in both light and dark themes in `src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor` — **live check 2026-08-30 found a BLOCKING DEFECT** (the in-session switch had no effect in the real WebView2 host; `/setup` stayed English). **Root cause found and FIXED 2026-09-02** (`MauiProgram.RunStartupSequence` + `CultureProvider.Switch` pinned the `AsyncLocal`-backed `CultureInfo.CurrentCulture`/`CurrentUICulture`, which shadowed the `DefaultThreadCurrent*` globals on the renderer's `ExecutionContext`; both now set the globals only). Proven by a deterministic repro + green suite (2068); **live re-verification of the fix is T038**.
+- [x] T037 *(deferred until implementation)* Visually verify a Settings → General language change applies immediately with no restart notice at any point, in both light and dark themes in `src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor` — **manually verified by the user 2026-09-02**: the change re-renders the running app at once, no restart notice appears before/after the change or the save, confirmed in light and dark themes. (This is the Settings entry point per FR-009; the separate T036 first-run-path concern is unaffected.)
+- [ ] T038 *(follow-up to the T036 fix — deferred until a live check is possible)* On a clean install (empty DB + no recorded language preference), launch with `WEBVIEW2_ADDITIONAL_BROWSER_ARGUMENTS=--remote-debugging-port=9222` and confirm the T036 fix in the real WebView2 host: selecting a non-default language on `/language-select` and confirming re-renders `/setup` in that language **in the same session, no process restart**, in both light and dark themes; then re-confirm T037's Settings → General path still applies live. Files: `src/StageFright.App/MauiProgram.cs`, `src/StageFright.UI/Layout/CultureProvider.razor.cs`
+
+---
+
+## Dependencies & Execution Order
+
+### Phase Dependencies
+
+- **Setup (Phase 1)**: None — no tasks.
+- **Foundational (Phase 2)**: No dependencies — BLOCKS all user stories.
+- **User Story 1 (Phase 3)**: Depends on Foundational (T001–T004 specifically). No dependency on US2/US3.
+- **User Story 2 (Phase 4)**: Depends on Foundational (T001, T003, T004). Its test edits (T025) depend on US1's `LanguagePickerRenderTests` rewrite (T014) landing first, but its implementation (T026–T028) has no US1 dependency.
+- **User Story 3 (Phase 5)**: Depends on US1's `FirstRunLanguageScreen` existing (T016) — it extends the same component and test file US1 created. Has no dependency on US2.
+- **Polish (Phase 6)**: Depends on all three user stories being complete.
+
+### User Story Dependencies
+
+- **User Story 1 (P1)**: Can start after Foundational. No dependency on US2 or US3.
+- **User Story 2 (P2)**: Can start after Foundational; independently testable, but T025 is a same-file sequential edit after T014 (US1).
+- **User Story 3 (P3)**: Can start only after US1's T016 exists — it is a strict extension of the component and test file US1 creates, not an independent new surface.
+
+### Within Each User Story
+
+- Tests before the implementation they cover, per file.
+- Delete-old-component tasks before the `SetupWizard` edits that stop referencing them.
+- `SetupWizard.razor` edits before `SetupWizard.razor.cs` edits (markup no longer references the fields/handlers being removed).
+- Story complete before moving to the next priority.
+
+### Parallel Opportunities
+
+- Foundational: T001, T002 sequentially (T002 needs T001's interface); T004 is independent of T001/T002/T003 and can run in parallel with them; T006/T007 can run in parallel with each other once their respective prerequisite lands.
+- US1 tests T008, T009 are independent new files — parallel. T010–T014 each touch a different existing test file — parallel with each other and with T008/T009.
+- US1 implementation: T015 (resx) is independent of the deletions T018/T019; T018 and T019 are independent of each other.
+- US2: T024 and T026 are independent of each other; T025 depends on T014 (US1) landing first, not on T024.
+- US3: T029 and T030 are independent of each other.
+- Polish: T033 and T034 are independent doc edits — parallel.
+
+---
+
+## Parallel Example: User Story 1
+
+```bash
+# Tests — four independent files, launch together:
+Task: "New FirstRunLanguageScreenTests.cs (language-selection path only)"
+Task: "New AppRoutingTests.cs (startup redirect decision)"
+Task: "Rewrite SetupWizardTests.cs (drop sample-data cases, add CultureProvider LanguageCode case)"
+Task: "Rewrite LanguagePickerRenderTests.cs (drop SetupLanguageStep_* cases)"
+
+# Implementation — independent deletions, launch together:
+Task: "Delete LanguageSelectionTab.razor / .razor.cs"
+Task: "Delete SampleDataTab.razor / .razor.cs"
+```
+
+---
+
+## Implementation Strategy
+
+### MVP First (User Story 1 Only)
+
+1. Complete Phase 2: Foundational (preference store + `CultureProvider.Switch`).
+2. Complete Phase 3: User Story 1 (`/language-select` screen, startup routing, wizard cleanup).
+3. **STOP and VALIDATE**: Run quickstart.md Scenario 1 and Scenario 5. A clean install now reaches a fully-in-language wizard with no restart, and the wizard never shows a language or sample-data control.
+4. Demo if ready — this alone fixes the literal issue #361 symptom on the first-run path.
+
+### Incremental Delivery
+
+1. Foundational → US1 (MVP: fixes the first-run half of issue #361, plus the wizard cleanup) → validate via quickstart Scenario 1 & 5.
+2. Add US2 (fixes the Settings half of issue #361 — the actual reported bug) → validate via quickstart Scenario 2.
+3. Add US3 (Debug-only convenience) → validate via quickstart Scenario 3 & 4.
+4. Polish (docs + full-suite verification) → validate via quickstart's "Full suite" section.
+
+### Parallel Team Strategy
+
+With multiple developers, once Foundational is done: Developer A takes US1 (the larger slice — new screen, routing, wizard cleanup); Developer B waits for US1's T016 to land, then takes US3; Developer C takes US2 in parallel with A (Settings work touches none of US1's files except the shared `LanguagePickerRenderTests.cs`, where C's T025 just waits on A's T014).
+
+---
+
+## Notes
+
+- [P] tasks touch different files and have no incomplete same-phase dependency.
+- [US1]/[US2]/[US3] maps each task to its story for traceability; Setup/Foundational/Polish tasks carry no story label by design.
+- `SetupWizardNoSeederTests.cs` and `SampleDataTabTests.cs` are deleted outright, not emptied — their entire premise (a wizard/tab variant gated on debug-seeder availability) stops existing in this feature (research.md Decision 5: "dead code that can silently regress... is worse than deletion").
+- Commit after each task or logical group, per CLAUDE.md's Git/Commit Workflow.
+- Run a full `dotnet build` + `dotnet test` (not `--no-build`) before considering any phase checkpoint met, per CLAUDE.md's Build & Test Verification rule.
diff --git a/src/StageFright.App/MauiLanguagePreferenceStore.cs b/src/StageFright.App/MauiLanguagePreferenceStore.cs
new file mode 100644
index 00000000..d97eb27a
--- /dev/null
+++ b/src/StageFright.App/MauiLanguagePreferenceStore.cs
@@ -0,0 +1,39 @@
+using StageFright.Core.Contracts;
+
+namespace StageFright.App;
+
+/// <summary>
+/// Reads/writes the no-database display-language preference (spec 029, FR-003) via MAUI's
+/// <see cref="Preferences"/> API, under a single fixed key. Never throws — a read/write failure
+/// is caught and swallowed, matching <see cref="SystemCultureProvider"/>/
+/// <see cref="MauiDeviceThemePreferenceProvider"/>'s never-throw contract.
+/// </summary>
+public sealed class MauiLanguagePreferenceStore : ILanguagePreferenceStore
+{
+    private const string PreferenceKey = "DisplayLanguageCode";
+
+    public string? Get()
+    {
+        try
+        {
+            var value = Preferences.Default.Get<string?>(PreferenceKey, null);
+            return string.IsNullOrWhiteSpace(value) ? null : value;
+        }
+        catch
+        {
+            return null;
+        }
+    }
+
+    public void Set(string cultureCode)
+    {
+        try
+        {
+            Preferences.Default.Set(PreferenceKey, cultureCode);
+        }
+        catch
+        {
+            // Write failure — the preference simply isn't recorded this time; never throws.
+        }
+    }
+}
diff --git a/src/StageFright.App/MauiProgram.cs b/src/StageFright.App/MauiProgram.cs
index 613d44ad..57628d7c 100644
--- a/src/StageFright.App/MauiProgram.cs
+++ b/src/StageFright.App/MauiProgram.cs
@@ -1,6 +1,9 @@
 using System.Data.Common;
+using System.Globalization;
 using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
+using Microsoft.Extensions.Options;
 using OpenTelemetry;
 using OpenTelemetry.Metrics;
 using OpenTelemetry.Trace;
@@ -8,6 +11,8 @@
 using Serilog.Events;
 using StageFright.App.Seeding;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization;
 using StageFright.Core.Modules.Agm;
 using StageFright.Core.Modules.AuditTrail;
 using StageFright.Core.Modules.Dashboard;
@@ -161,6 +166,33 @@ private static void RegisterRepositories(IServiceCollection services)
 
     private static void RegisterCoreServices(IServiceCollection services)
     {
+        // Localization (spec 027): AddLocalization() registers the default
+        // ResourceManagerStringLocalizerFactory via TryAdd; the explicit AddSingleton below is a
+        // manual decorator registration — it is the LAST IStringLocalizerFactory registration, so
+        // it is what every IStringLocalizer<T> (including the AddLocalization()-registered
+        // StringLocalizer<T>) resolves, giving every lookup the missing-key logging behaviour
+        // (FR-008/FR-009) without needing a third-party DI "Decorate" helper.
+        services.AddLocalization();
+        services.AddSingleton<IStringLocalizerFactory>(sp =>
+            new MissingKeyLoggingLocalizerFactory(
+                new ResourceManagerStringLocalizerFactory(
+                    sp.GetRequiredService<IOptions<LocalizationOptions>>(),
+                    sp.GetRequiredService<ILoggerFactory>()),
+                sp.GetRequiredService<ILogger<MissingKeyLoggingLocalizerFactory>>()));
+        services.AddScoped<ILocalizer, Localizer>();
+
+        // Display-language resolution (spec 027, US3). The catalog discovers the shipped
+        // resource cultures at runtime (FR-011); SystemCultureProvider reads the OS UI culture;
+        // LanguageProvider resolves the startup culture — explicit Settings.LanguageCode → OS
+        // language → en-AU (FR-023) — and RunStartupSequence applies it before the first render.
+        // Constructed via the parameterless ctor explicitly: AddSingleton<TService,TImpl>() would
+        // let the container select the (IEnumerable<string>) test-seam ctor and inject an empty
+        // sequence, collapsing the shipped list to en-AU only (issue #360).
+        services.AddSingleton<ISupportedLanguagesCatalog>(_ => new SupportedLanguagesCatalog());
+        services.AddSingleton<ISystemCultureProvider, SystemCultureProvider>();
+        services.AddSingleton<ILanguagePreferenceStore, MauiLanguagePreferenceStore>();
+        services.AddScoped<ILanguageProvider, LanguageProvider>();
+
         services.AddScoped<IAuditTrailService, AuditTrailService>();
         services.AddScoped<ISetupService, SetupService>();
         services.AddSingleton<IDeviceThemePreferenceProvider, MauiDeviceThemePreferenceProvider>();
@@ -194,6 +226,9 @@ private static void RegisterCoreServices(IServiceCollection services)
         services.AddScoped<ICombinedEventListService, CombinedEventListService>();
 
         // Finance module (Phase 6 + 9)
+        // Closed-period lock (spec 028, US6): GLRepository consults this at the GL choke point
+        // to reject a back-dated posting into a reported prior period.
+        services.AddScoped<IClosedPeriodGuard, ClosedPeriodGuard>();
         services.AddScoped<IFeeService, FeeService>();
         services.AddScoped<IPaymentService, PaymentService>();
         services.AddScoped<IReactivationForgivenessService, ReactivationForgivenessService>();
@@ -256,6 +291,11 @@ private static void RegisterCoreServices(IServiceCollection services)
 
     private static void RunStartupSequence(IServiceProvider services, string dbPath, string connectionString, StartupDiagnosticService diagnosticService)
     {
+        // Wire the static enum-display resolver to the composition root's decorated factory so
+        // LocalizeEnum() (FR-024) can render an enum without every call site injecting a
+        // localizer just to display one (spec 027).
+        EnumLocalizationExtensions.UseFactory(services.GetRequiredService<IStringLocalizerFactory>());
+
         // Run core EF Core migration + startup tasks
         using var scope = services.CreateScope();
         var db = scope.ServiceProvider.GetRequiredService<StageFrightDbContext>();
@@ -280,20 +320,61 @@ private static void RunStartupSequence(IServiceProvider services, string dbPath,
             throw;
         }
 
+        // Apply the resolved display culture before the BlazorWebView first renders (spec 027,
+        // US3 / FR-023). Set ONLY the two process-wide globals — deliberately NOT
+        // CultureInfo.CurrentCulture / CurrentUICulture. Those are AsyncLocal-backed per-execution-
+        // context overrides; one pinned on the startup thread shadows DefaultThreadCurrentUICulture
+        // on the renderer's execution context, so a later in-session CultureProvider.Switch (spec
+        // 029) updates the globals yet every render keeps reading the pinned startup value until a
+        // full process restart (spec 029, the T036 defect). With no override anywhere,
+        // CultureInfo.CurrentUICulture reads straight through to DefaultThreadCurrentUICulture on
+        // every render — and Switch sets only these same two globals, matching this.
+        // LanguageProvider never throws; if anything here fails the process stays on its default
+        // culture and startup continues.
+        try
+        {
+            var languageProvider = scope.ServiceProvider.GetRequiredService<ILanguageProvider>();
+            var culture = languageProvider.ResolveStartupCultureAsync().GetAwaiter().GetResult();
+            CultureInfo.DefaultThreadCurrentCulture = culture;
+            CultureInfo.DefaultThreadCurrentUICulture = culture;
+            Log.Information("Display culture resolved to {Culture}", culture.Name);
+        }
+        catch (Exception ex)
+        {
+            Log.Error(ex, "Failed to resolve/apply the display culture; continuing on the default culture");
+        }
+
+        // Configure money formatting for the organisation's currency (spec 028, FR-003), mirroring
+        // the culture application above — set once here, before the BlazorWebView renders. Any
+        // failure leaves MoneyFormatter on its AUD default and startup continues.
+        try
+        {
+            var settingsService = scope.ServiceProvider.GetRequiredService<ISettingsService>();
+            var settings = settingsService.GetAsync().GetAwaiter().GetResult();
+            MoneyFormatter.Configure(CurrencyCatalog.Get(settings?.CurrencyCode ?? "AUD"));
+            Log.Information("Money formatting configured for {Currency}", settings?.CurrencyCode ?? "AUD");
+        }
+        catch (Exception ex)
+        {
+            Log.Error(ex, "Failed to configure money formatting; continuing with the default currency (AUD)");
+        }
+
         // Run plugin migrations
         var migrationRunner = scope.ServiceProvider.GetRequiredService<PluginMigrationRunner>();
         migrationRunner.RunAsync().GetAwaiter().GetResult();
 
-        // Audit trail startup purge (FR-022): failure is tolerated, startup continues.
-        // Resolved via the registered interface — resolving the concrete AuditTrailService
-        // type here previously returned null (it was never registered by concrete type),
-        // silently skipping the purge while still logging a false "complete" message.
+        // Audit trail startup purge (FR-022): startup always continues, but a failure is now both
+        // logged AND surfaced into the startup-diagnostic state as a non-fatal warning so it is
+        // never silently discarded (spec 028, US8 / FR-025). Resolved via the registered interface
+        // — resolving the concrete AuditTrailService type here previously returned null (it was
+        // never registered by concrete type), silently skipping the purge while still logging a
+        // false "complete" message.
         try
         {
             var auditService = scope.ServiceProvider.GetRequiredService<IAuditTrailService>();
             var settingsService = scope.ServiceProvider.GetRequiredService<ISettingsService>();
             var settings = settingsService.GetAsync().GetAwaiter().GetResult();
-            var retentionYears = settings?.AuditRetentionYears ?? 1;
+            var retentionYears = settings?.AuditRetentionYears ?? 5;
 
             auditService.PurgeOlderThanAsync(DateTime.UtcNow.AddYears(-retentionYears)).GetAwaiter().GetResult();
             Log.Information("Audit trail startup purge complete (retention: {RetentionYears} year(s))", retentionYears);
@@ -301,6 +382,7 @@ private static void RunStartupSequence(IServiceProvider services, string dbPath,
         catch (Exception ex)
         {
             Log.Error(ex, "Audit trail purge failed during startup; startup continues");
+            diagnosticService.RecordWarning("The startup cleanup of expired audit-trail entries did not complete. Your records are intact; it will be retried the next time the app starts.");
         }
     }
 }
diff --git a/src/StageFright.App/Seeding/DebugDataSeeder.cs b/src/StageFright.App/Seeding/DebugDataSeeder.cs
index e8ded602..83179299 100644
--- a/src/StageFright.App/Seeding/DebugDataSeeder.cs
+++ b/src/StageFright.App/Seeding/DebugDataSeeder.cs
@@ -2,6 +2,7 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Agm;
 using StageFright.Core.Modules.AuditTrail;
 using StageFright.Core.Modules.Events;
@@ -12,31 +13,46 @@
 namespace StageFright.App.Seeding;
 
 /// <summary>
-/// Seeds two full calendar years (2025–2026) of realistic small-NFP performing-group data
-/// after the first-run wizard completes: 51 members (43 active/3 inactive/5 archived), a
-/// petty-cash + single bank-account chart of accounts, 40 Monday-night rehearsals per year
-/// during NSW school terms with probabilistic attendance, annual subscription fees, a July
-/// Eisteddfod, a September Maclean/Yamba concert weekend, an annual raffle, an AGM each year
-/// with realistic (not full-house) attendance plus a mid-term committee resignation and
-/// special election, and a spread of dated operating expenses (insurance, musical director,
-/// hall hire, costumes, licensing, printing, bank fees). Financial activity is generated as
-/// if "today" were 27 October 2026 (the day after the 2026 AGM) — nothing dated after that
-/// is posted, so the tail end of Term 4 2026 rehearsals are scheduled but not yet
-/// paid/settled. Only runs when the user opts in via the setup wizard checkbox. The whole run
-/// is wrapped in an AuditTrailSuppressionScope — seeded records are a synthetic starting
-/// fixture, not real user actions, so they produce no audit trail entries (issue #296).
+/// Seeds 2025–2026 of realistic small-NFP performing-group data after the first-run wizard
+/// completes: 51 members (43 active/3 inactive/5 archived), a petty-cash + single bank-account
+/// chart of accounts, 40 Monday-night rehearsals per year during NSW school terms with
+/// probabilistic attendance, annual subscription fees, a July Eisteddfod, a September
+/// Maclean/Yamba concert weekend, an annual raffle, an AGM each year in late October with
+/// realistic (not full-house) attendance, a mid-term committee resignation and special
+/// election, and a spread of dated operating expenses (insurance, musical director, hall hire,
+/// costumes, licensing, printing, bank fees). The dataset's "as of" point is the real date the
+/// seeder runs (<see cref="SeedCurrentDate"/>): anything dated on or before it is fully settled
+/// — attendance taken, fees paid (bar the two deliberate non-payers), events held, expenses
+/// posted — while anything after it is only put on the calendar (future rehearsals and the
+/// spring concert are scheduled with no attendance; the late-October AGM sits on the calendar
+/// as scheduled until its date passes, then is recorded). 2025 is therefore always a complete
+/// past year and 2026 is however far along "today" is. The three most-recently-held 2026
+/// rehearsals model a recent turnout dip: a flat 65% per-member attendance chance rather than
+/// the usual 85–100% profile rate. Before any of that it stamps a generated organisation name
+/// ("Clarence Valley Community Choir") and fee schedule — annual $120, per-rehearsal $2, a
+/// February membership renewal, an October committee renewal and a six-seat general committee —
+/// over whatever the setup wizard captured, so the sample dataset is internally consistent no
+/// matter what placeholder figures were typed to get past the wizard's own validation.
+/// Currency, language and sales-tax treatment are the exception: those follow the
+/// organisation's configured settings (defaults: AUD, Australian English, no tax). Only runs
+/// when the user opts in via the setup wizard checkbox. The whole run is wrapped in an
+/// AuditTrailSuppressionScope — seeded records
+/// are a synthetic starting fixture, not real user actions, so they produce no audit trail
+/// entries (issue #296).
 /// </summary>
 public class DebugDataSeeder : IDebugDataSeeder
 {
     private const decimal PettyCashFloat = 50m;
 
     /// <summary>
-    /// Seed data is generated as if "today" were 27 October 2026 — the day after the 2026
-    /// AGM, so both years' AGMs are recorded. Financial transactions (fees, payments,
-    /// income, expenses) dated after this are not posted — they represent activity that
-    /// has not happened yet from the seed data's point of view.
+    /// The dataset's "as of" point — the real date the seeder runs. Anything dated on or
+    /// before it is treated as already happened (attendance taken, fees paid, events held,
+    /// expenses posted); anything after it is only scheduled. Using the real date keeps the
+    /// sample data realistic whenever it is generated — a rehearsal, concert or AGM that has
+    /// not occurred yet is on the calendar but never marked as held. The seeded term calendar
+    /// only covers 2025–2026, so the seeder is meant to be run during (or after) that window.
     /// </summary>
-    private static readonly DateTime SeedCurrentDate = Utc(2026, 10, 27);
+    private static readonly DateTime SeedCurrentDate = DateTime.UtcNow.Date;
 
     private readonly IMemberService _memberService;
     private readonly IMemberRepository _memberRepository;
@@ -156,7 +172,10 @@ public async Task SeedAsync(IProgress<string>? progress = null, CancellationToke
         var settings = await _settingsService.GetAsync(ct)
             ?? throw new InvalidOperationException("Settings must be initialised before seeding debug data.");
 
-        var random = new Random(20250101); // fixed seed — deterministic across runs
+        progress?.Report("Applying generated organisation settings…");
+        await ApplyGeneratedOrganisationSettingsAsync(settings, ct);
+
+        var random = new Random(20250101); // fixed seed — a given run date reproduces the same dataset
         var attendanceProfile = BuildAttendanceProfile(activeMembers, random);
 
         progress?.Report("Posting opening balances…");
@@ -164,8 +183,8 @@ public async Task SeedAsync(IProgress<string>? progress = null, CancellationToke
         // Opening Balance Equity plug itself) so a sample org starts with a realistic
         // whole-of-chart position, not just a single bank figure. Bad Debt Expense is
         // deliberately left at $0 — no historical bad debt is itself a legitimate
-        // starting position. Tax Collected/Paid only get a balance when the coordinator
-        // actually enabled sales tax during setup.
+        // starting position. Tax Collected (2310) and Tax Receivable (2320) only get a
+        // balance when the coordinator actually enabled sales tax during setup.
         var openingBalanceEntries = new List<OpeningBalanceEntry>
         {
             new() { AccountId = bankAccount.Id, Amount = 2000m },
@@ -228,6 +247,37 @@ await SeedOperatingExpensesAsync(
             activeMembers.Count, inactiveMembers.Count, archivedMembers.Count);
     }
 
+    // -------------------------------------------------------------------------
+    // Generated organisation settings
+    // -------------------------------------------------------------------------
+
+    /// <summary>
+    /// Stamps a generated organisation name and fee schedule over whatever the setup wizard
+    /// captured, so the sample dataset is internally consistent no matter what placeholder
+    /// figures were typed to satisfy the wizard's Organisation Settings tab. The fee amounts
+    /// are what the rest of the run reads: <see cref="SeedAnnualFeesAsync"/> is a no-op at a
+    /// zero annual fee, and the door-cash → petty-cash → bank sweep in
+    /// <see cref="SeedRehearsalsAsync"/> moves nothing at a zero attendance fee. The renewal
+    /// months and committee-seat target line up with the seeded February Term 1 fee run, the
+    /// late-October AGM (<see cref="GetAgmDate"/>) and the six general committee members
+    /// <see cref="SeedAgmAsync"/> elects at it. Currency, language, theme, sales-tax treatment,
+    /// financial-year start, inception date, audit retention and age ranges are deliberately
+    /// left as the coordinator configured them. The <see cref="ISettingsService.SaveAsync"/>
+    /// audit entry is suppressed like every other seeded write by the enclosing
+    /// <see cref="AuditTrailSuppressionScope"/>.
+    /// </summary>
+    private async Task ApplyGeneratedOrganisationSettingsAsync(Settings settings, CancellationToken ct)
+    {
+        settings.OrganizationName = "Clarence Valley Community Choir";
+        settings.AnnualFee = 120m;
+        settings.AttendanceFee = 2m;
+        settings.MembershipRenewalMonth = 2;          // February — collected at the first Term 1 rehearsal
+        settings.CommitteeRenewalMonth = 10;          // October — matches GetAgmDate
+        settings.GeneralCommitteeSeatCountTarget = 6; // matches SeedAgmAsync's six general members
+
+        await _settingsService.SaveAsync(settings, ct);
+    }
+
     // -------------------------------------------------------------------------
     // Members
     // -------------------------------------------------------------------------
@@ -531,7 +581,8 @@ private async Task<Fee> CreateAnnualFeeAccrualAsync(
     {
         var taxCode = settings.IsTaxApplicable ? (settings.AnnualFeeTaxCode ?? TaxCode.TaxExempt) : (TaxCode?)null;
         var (incomeAmount, taxAmount) = taxCode == TaxCode.Taxable
-            ? TaxCalculator.SplitInclusive(settings.AnnualFee, settings.TaxRate ?? 0m)
+            ? TaxCalculator.SplitInclusive(settings.AnnualFee, settings.TaxRate ?? 0m,
+                CurrencyCatalog.Get(settings.CurrencyCode).MinorUnitDigits)
             : (settings.AnnualFee, 0m);
 
         Fee savedFee = null!;
@@ -595,9 +646,13 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
     // -------------------------------------------------------------------------
 
     /// <summary>
-    /// One rehearsal per Monday across 40 term weeks. Attendance fees are collected at the
-    /// door into petty cash and, 2–3 days later, swept to the bank account above a small
-    /// float retained in the tin.
+    /// One rehearsal per Monday across 40 term weeks — every one is put on the schedule, but
+    /// attendance and door-cash banking are recorded only for those already held (dated on or
+    /// before <see cref="SeedCurrentDate"/>). Attendance fees are collected at the door into
+    /// petty cash and, 2–3 days later, swept to the bank account above a small float retained
+    /// in the tin. The three most-recently-held 2026 rehearsals use a flat 65% per-member
+    /// attendance chance — a recent turnout dip — instead of each member's usual 85–100%
+    /// profile rate.
     /// </summary>
     private async Task SeedRehearsalsAsync(
         int year,
@@ -607,8 +662,16 @@ private async Task SeedRehearsalsAsync(
         Random random,
         CancellationToken ct)
     {
-        foreach (var date in GetRehearsalDates(year))
+        const double recentDipAttendanceRate = 0.65;
+        var dates = GetRehearsalDates(year).ToList();
+        // The three most-recently-held 2026 rehearsals model a recent turnout dip (see the
+        // method summary). Skipped for 2025 and until at least three 2026 rehearsals are held.
+        var heldCount = dates.Count(d => d <= SeedCurrentDate);
+        var recentDipFromIndex = year == 2026 && heldCount >= 3 ? heldCount - 3 : int.MaxValue;
+
+        for (var i = 0; i < dates.Count; i++)
         {
+            var date = dates[i];
             var rehearsal = await _rehearsalService.ScheduleAsync(new ScheduleRehearsalRequest
             {
                 Date = date,
@@ -616,13 +679,14 @@ private async Task SeedRehearsalsAsync(
             }, ct);
 
             if (date > SeedCurrentDate)
-                continue; // future rehearsal — attendance not yet taken, no fees collected
+                continue; // future rehearsal — scheduled only, attendance not yet taken
 
+            var inRecentDip = i >= recentDipFromIndex;
             var items = activeMembers
                 .Select(m => new AttendanceBatchItem
                 {
                     MemberId = m.Id,
-                    Attended = random.NextDouble() < attendanceProfile[m.Id],
+                    Attended = random.NextDouble() < (inRecentDip ? recentDipAttendanceRate : attendanceProfile[m.Id]),
                     MarkAsUnpaid = false // attendance fee collected at the door
                 })
                 .ToList();
@@ -780,14 +844,15 @@ await _incomeEntryService.RecordIncomeAsync(new RecordIncomeRequest
     // -------------------------------------------------------------------------
 
     /// <summary>
-    /// Records the AGM through IAgmService: President/Secretary/Treasurer (the three
-    /// built-in office-holder titles) and 6 general committee members, all re-elected
-    /// unopposed each year. Attendance is a realistic 70–85% turnout rather than a
-    /// full house — the elected/nominated members always attend their own election, but
-    /// the rest of the membership turns up at the same rate a small club AGM typically
-    /// draws. The AGM closes whatever committee term was previously open and starts a
-    /// new one. Returns null (and seeds nothing) when the AGM date falls after
-    /// SeedCurrentDate — i.e. it hasn't happened yet from the seed data's point of view.
+    /// Puts the AGM on the calendar via IAgmService.ScheduleAsync every year, then — once its
+    /// date has passed (on or before <see cref="SeedCurrentDate"/>) — records it:
+    /// President/Secretary/Treasurer (the three built-in office-holder titles) and 6 general
+    /// committee members, all re-elected unopposed each year. Attendance is a realistic 70–85%
+    /// turnout rather than a full house — the elected/nominated members always attend their own
+    /// election, but the rest of the membership turns up at the same rate a small club AGM
+    /// typically draws. Recording the AGM closes whatever committee term was previously open
+    /// and starts a new one. A future AGM is returned in its scheduled, not-yet-held state
+    /// (no attendance or election recorded).
     /// </summary>
     private async Task<AnnualGeneralMeeting?> SeedAgmAsync(
         int year,
@@ -799,8 +864,13 @@ await _incomeEntryService.RecordIncomeAsync(new RecordIncomeRequest
         CancellationToken ct)
     {
         var agmDate = GetAgmDate(year);
+
+        var scheduled = await _agmService.ScheduleAsync(new ScheduleAgmRequest(
+            agmDate, $"{year} Annual General Meeting — new committee term commences"), ct);
+
+        // Future AGM: on the calendar, but not yet held — no attendance or election recorded.
         if (agmDate > SeedCurrentDate)
-            return null;
+            return scheduled;
 
         var memberIds = activeMembers.Select(m => m.Id).ToList();
         var officeHolderAssignments = new Dictionary<Guid, Guid>
@@ -819,9 +889,6 @@ await _incomeEntryService.RecordIncomeAsync(new RecordIncomeRequest
             .Where(id => assignedMemberIds.Contains(id) || random.NextDouble() < attendanceRate)
             .ToList();
 
-        var scheduled = await _agmService.ScheduleAsync(new ScheduleAgmRequest(
-            agmDate, $"{year} Annual General Meeting — new committee term commences"), ct);
-
         return await _agmService.RecordAsync(scheduled.Id, new RecordAgmRequest(
             AttendedMemberIds: attendedMemberIds,
             AllActiveMemberIds: memberIds,
diff --git a/src/StageFright.App/StageFright.App.csproj b/src/StageFright.App/StageFright.App.csproj
index a4b391ab..7061a689 100644
--- a/src/StageFright.App/StageFright.App.csproj
+++ b/src/StageFright.App/StageFright.App.csproj
@@ -37,6 +37,21 @@
         <RuntimeIdentifier>$(RuntimeIdentifierOverride)</RuntimeIdentifier>
     </PropertyGroup>
 
+    <!-- Emits a universal (x64 + arm64) Mac Catalyst .app when the CI debug pre-release workflow
+         (.github/workflows/debug-pre-release.yml) passes -p:PublishMacUniversal=true. Inert otherwise:
+         a plain Debug/local maccatalyst build stays fast and single-arch (maccatalyst-x64), and
+         `dotnet run` is unaffected. This MUST be the plural <RuntimeIdentifiers>, set here in the
+         project rather than on the command line: the singular RuntimeIdentifier rejects a ';'-list
+         with NETSDK1083, and passing -p:RuntimeIdentifiers on the CLI makes it a global property
+         that leaks the ';'-list verbatim into every ProjectReference (the non-maccatalyst class
+         libraries), which then fail the same NETSDK1083. As a project property it is evaluated
+         locally and MAUI's Mac Catalyst targets fan out per-RID inner builds that pass a single
+         concrete RID to the referenced libraries. Mirrors dotnet/maui's own
+         Controls.TestCases.HostApp.csproj CI pattern. -->
+    <PropertyGroup Condition="$([MSBuild]::GetTargetPlatformIdentifier('$(TargetFramework)')) == 'maccatalyst' and '$(PublishMacUniversal)' == 'true'">
+        <RuntimeIdentifiers>maccatalyst-x64;maccatalyst-arm64</RuntimeIdentifiers>
+    </PropertyGroup>
+
     <ItemGroup>
         <MauiIcon Include="Resources\AppIcon\appicon.svg" ForegroundFile="Resources\AppIcon\appiconfg.svg" Color="#512BD4" />
         <MauiSplashScreen Include="Resources\Splash\splash.svg" Color="#512BD4" BaseSize="128,128" />
diff --git a/src/StageFright.App/SystemCultureProvider.cs b/src/StageFright.App/SystemCultureProvider.cs
new file mode 100644
index 00000000..1af17f7b
--- /dev/null
+++ b/src/StageFright.App/SystemCultureProvider.cs
@@ -0,0 +1,26 @@
+using System.Globalization;
+using StageFright.Core.Contracts;
+
+namespace StageFright.App;
+
+/// <summary>
+/// Reads the operating-system / device display (UI) culture for <see cref="ILanguageProvider"/>'s
+/// FR-023 resolution ladder. Uses <see cref="CultureInfo.InstalledUICulture"/> — the OS UI
+/// language MAUI itself derives the device culture from — and never throws: any failure yields
+/// <see cref="CultureInfo.InvariantCulture"/>, which <see cref="ILanguageProvider"/> then treats
+/// as "no OS match" and falls back to <c>en-AU</c>.
+/// </summary>
+public sealed class SystemCultureProvider : ISystemCultureProvider
+{
+    public CultureInfo GetUiCulture()
+    {
+        try
+        {
+            return CultureInfo.InstalledUICulture ?? CultureInfo.InvariantCulture;
+        }
+        catch
+        {
+            return CultureInfo.InvariantCulture;
+        }
+    }
+}
diff --git a/src/StageFright.Core/Contracts/IClosedPeriodGuard.cs b/src/StageFright.Core/Contracts/IClosedPeriodGuard.cs
new file mode 100644
index 00000000..097e1ae7
--- /dev/null
+++ b/src/StageFright.Core/Contracts/IClosedPeriodGuard.cs
@@ -0,0 +1,17 @@
+namespace StageFright.Core.Contracts;
+
+/// <summary>
+/// Guards the GL choke point against back-dated postings into a reported prior period
+/// (spec 028, FR-016 / FR-017). Consulted by <c>GLRepository</c> before any transaction is
+/// written.
+/// </summary>
+public interface IClosedPeriodGuard
+{
+    /// <summary>
+    /// Returns normally when <paramref name="postingDate"/> falls in an open period; throws
+    /// <see cref="Exceptions.ClosedPeriodException"/> when it is on or before
+    /// <c>Settings.ClosedThroughDate</c>. A no-op before first-run setup or while no period is
+    /// closed.
+    /// </summary>
+    Task EnsureOpen(DateTime postingDate, CancellationToken ct = default);
+}
diff --git a/src/StageFright.Core/Contracts/ILanguagePreferenceStore.cs b/src/StageFright.Core/Contracts/ILanguagePreferenceStore.cs
new file mode 100644
index 00000000..184666a9
--- /dev/null
+++ b/src/StageFright.Core/Contracts/ILanguagePreferenceStore.cs
@@ -0,0 +1,16 @@
+namespace StageFright.Core.Contracts;
+
+/// <summary>
+/// Reads/writes the no-database display-language preference (spec 029, FR-003/FR-006 step 2).
+/// Platform-backed (MAUI Preferences); never throws — a read/write failure is caught and
+/// swallowed by the implementation, matching <see cref="ISystemCultureProvider"/>/
+/// <see cref="IDeviceThemePreferenceProvider"/>.
+/// </summary>
+public interface ILanguagePreferenceStore
+{
+    /// <summary>The recorded BCP-47 culture code, or null when none has been recorded or the store is unreadable.</summary>
+    string? Get();
+
+    /// <summary>Records <paramref name="cultureCode"/> as the current preference. Overwrites any prior value.</summary>
+    void Set(string cultureCode);
+}
diff --git a/src/StageFright.Core/Contracts/ILanguageProvider.cs b/src/StageFright.Core/Contracts/ILanguageProvider.cs
new file mode 100644
index 00000000..38c9aa68
--- /dev/null
+++ b/src/StageFright.Core/Contracts/ILanguageProvider.cs
@@ -0,0 +1,28 @@
+using System.Globalization;
+
+namespace StageFright.Core.Contracts;
+
+/// <summary>
+/// Resolves the display <see cref="CultureInfo"/> to apply at process startup (spec 027, FR-023).
+/// The whole app — Blazor render, QuestPDF reports, date/number formatting — runs on the one
+/// culture this returns; it is set on <see cref="CultureInfo.DefaultThreadCurrentCulture"/> /
+/// <see cref="CultureInfo.DefaultThreadCurrentUICulture"/> before the first Blazor render.
+/// </summary>
+public interface ILanguageProvider
+{
+    /// <summary>
+    /// Resolves the culture to apply at startup, in order (FR-023):
+    /// <list type="number">
+    ///   <item>an explicit <c>Settings.LanguageCode</c> that names a shipped language;</item>
+    ///   <item>otherwise the operating-system display language, matched in the catalog by exact
+    ///     culture then by parent language;</item>
+    ///   <item>otherwise the default culture (<c>en-AU</c>).</item>
+    /// </list>
+    /// Never throws — an unresolvable stored code or OS culture simply drops to the next step
+    /// (FR-017).
+    /// </summary>
+    Task<CultureInfo> ResolveStartupCultureAsync(CancellationToken ct = default);
+
+    /// <summary>The default (ultimate fallback) culture — <c>en-AU</c>.</summary>
+    CultureInfo DefaultCulture { get; }
+}
diff --git a/src/StageFright.Core/Contracts/IStartupDiagnosticService.cs b/src/StageFright.Core/Contracts/IStartupDiagnosticService.cs
index ad19accf..2801097d 100644
--- a/src/StageFright.Core/Contracts/IStartupDiagnosticService.cs
+++ b/src/StageFright.Core/Contracts/IStartupDiagnosticService.cs
@@ -18,6 +18,19 @@ public interface IStartupDiagnosticService
     /// <summary>Records a critical startup error.</summary>
     void RecordError(Exception ex, string? databasePath = null);
 
-    /// <summary>Clears any recorded startup error (called after database recreation).</summary>
+    /// <summary>
+    /// True if a non-fatal startup warning was recorded (spec 028, US8 / FR-025). A warning does
+    /// not block startup or trigger the recovery page — it is surfaced to the user as a dismissible
+    /// notice so a swallowed failure (e.g. a failed audit-trail purge) is never silently discarded.
+    /// </summary>
+    bool HasStartupWarning { get; }
+
+    /// <summary>The message of the non-fatal startup warning, or null if none was recorded.</summary>
+    string? StartupWarning { get; }
+
+    /// <summary>Records a non-fatal startup warning. Startup continues regardless.</summary>
+    void RecordWarning(string message);
+
+    /// <summary>Clears any recorded startup error and warning (called after database recreation).</summary>
     void ClearError();
 }
diff --git a/src/StageFright.Core/Contracts/ISupportedLanguagesCatalog.cs b/src/StageFright.Core/Contracts/ISupportedLanguagesCatalog.cs
new file mode 100644
index 00000000..aebf032b
--- /dev/null
+++ b/src/StageFright.Core/Contracts/ISupportedLanguagesCatalog.cs
@@ -0,0 +1,27 @@
+using StageFright.Core.Modules.Localization;
+
+namespace StageFright.Core.Contracts;
+
+/// <summary>
+/// The set of display languages the application ships, <b>discovered at runtime</b> from the
+/// resource cultures actually present in the build — the neutral <c>en-AU</c> set plus every
+/// <c>&lt;Marker&gt;.&lt;culture&gt;.resx</c> satellite culture in the loaded resource assemblies
+/// (FR-011, resolved 2026-08-27). There is no hand-maintained list; adding a language is a
+/// drop-in resource set. Pseudo-locales (culture name <c>qps-*</c>) are excluded so the test
+/// pseudo-locale never appears in the picker or in FR-023 system-language matching.
+/// </summary>
+public interface ISupportedLanguagesCatalog
+{
+    /// <summary>All shipped languages, ordered for the picker: default first, then by endonym.</summary>
+    IReadOnlyList<SupportedLanguage> All { get; }
+
+    /// <summary>The <see cref="SupportedLanguage.IsDefault"/> entry — <c>en-AU</c>.</summary>
+    SupportedLanguage Default { get; }
+
+    /// <summary>
+    /// The catalog entry for <paramref name="cultureCode"/>, or <c>null</c> when the code is
+    /// null, blank, or names a language this build does not ship (e.g. a stale
+    /// <c>Settings.LanguageCode</c> left by a downgraded install).
+    /// </summary>
+    SupportedLanguage? Find(string? cultureCode);
+}
diff --git a/src/StageFright.Core/Contracts/ISystemCultureProvider.cs b/src/StageFright.Core/Contracts/ISystemCultureProvider.cs
new file mode 100644
index 00000000..dd8ba588
--- /dev/null
+++ b/src/StageFright.Core/Contracts/ISystemCultureProvider.cs
@@ -0,0 +1,15 @@
+using System.Globalization;
+
+namespace StageFright.Core.Contracts;
+
+/// <summary>
+/// Reads the operating-system / device display (UI) culture. A one-line App-layer seam so
+/// <see cref="ILanguageProvider"/>'s FR-023 resolution ladder is unit-testable without MAUI.
+/// Returns <see cref="CultureInfo.InvariantCulture"/> when the platform culture cannot be
+/// determined — <see cref="ILanguageProvider"/> then falls back to <c>en-AU</c>.
+/// </summary>
+public interface ISystemCultureProvider
+{
+    /// <summary>The OS/device display language, or <see cref="CultureInfo.InvariantCulture"/> if unknown.</summary>
+    CultureInfo GetUiCulture();
+}
diff --git a/src/StageFright.Core/Entities/Account.cs b/src/StageFright.Core/Entities/Account.cs
index ea931629..cd083f94 100644
--- a/src/StageFright.Core/Entities/Account.cs
+++ b/src/StageFright.Core/Entities/Account.cs
@@ -26,7 +26,9 @@ public class Account
     /// (max-in-range + 1): Assets 1000s (user bank accounts from 1110), Liabilities 2000s,
     /// Equity 3000s, Income 4000s, Expenses 6000s.
     /// Fixed system accounts: Cash on Hand=1100, Member Receivable=1200, Bad Debt=6999,
-    /// GST Collected=2310, GST Paid=2320, Opening Balance Equity=3100, Accumulated Surplus=3200.
+    /// Tax Collected=2310 (Liability), Tax Receivable=2320 (Asset — recoverable input tax,
+    /// kept in the 2000s as a documented exception), Opening Balance Equity=3100,
+    /// Accumulated Surplus=3200.
     /// Immutable once assigned.
     /// </summary>
     public string AccountNumber { get; set; } = string.Empty;
diff --git a/src/StageFright.Core/Entities/Settings.cs b/src/StageFright.Core/Entities/Settings.cs
index 1f244f3a..c36ba4da 100644
--- a/src/StageFright.Core/Entities/Settings.cs
+++ b/src/StageFright.Core/Entities/Settings.cs
@@ -42,6 +42,37 @@ public class Settings
     /// </summary>
     public int FinancialYearStartMonth { get; set; } = 7;
 
+    /// <summary>
+    /// Day of <see cref="FinancialYearStartMonth"/> (1–28) the financial year starts on. Combined
+    /// with the month to bound every financial year and FY-preset report. Default: 1. The 28 upper
+    /// bound avoids month-length edge cases (spec 028, FR-019 / FR-020).
+    /// </summary>
+    public int FinancialYearStartDay { get; set; } = 1;
+
+    /// <summary>
+    /// ISO 4217 code of the currency the organisation keeps its books in (e.g. "AUD", "USD",
+    /// "JPY"). Chosen once at first-run setup and immutable afterward — SettingsService.SaveAsync
+    /// rejects a change. Drives the display symbol and minor-unit precision everywhere money is
+    /// shown; no stored amount changes with it. Default: "AUD" (spec 028, FR-001 / FR-002).
+    /// </summary>
+    public string CurrencyCode { get; set; } = "AUD";
+
+    /// <summary>
+    /// Inclusive date through which all financial periods are closed. Null (the default) means
+    /// nothing is closed. When set, any GL posting line dated on or before this date is rejected so
+    /// a reported prior year cannot be altered by a back-dated entry (spec 028, FR-016 / FR-017).
+    /// </summary>
+    public DateTime? ClosedThroughDate { get; set; }
+
+    /// <summary>
+    /// The date the organisation was founded. Optional — captured at first-run setup, null (the
+    /// default) for every dataset created before this was offered. When it falls after the
+    /// financial-year anchor (<see cref="FinancialYearStartMonth"/> / <see cref="FinancialYearStartDay"/>),
+    /// the first financial year runs from this date to the day before the next anchor and every
+    /// FY-preset report labels it a part-year; later years are unaffected (spec 028, FR-022 / issue #353).
+    /// </summary>
+    public DateTime? InceptionDate { get; set; }
+
     /// <summary>
     /// True when sales tax applies to the organisation. When false all tax UI is
     /// hidden, postings are 2-line, and tax codes/rate stay null. Default: false.
@@ -68,6 +99,16 @@ public class Settings
     /// </summary>
     public TaxCode? AttendanceFeeTaxCode { get; set; }
 
+    /// <summary>
+    /// How a newly entered taxable amount is interpreted: <see cref="TaxEntryMode.Inclusive"/>
+    /// (the default) treats it as the tax-inclusive gross; <see cref="TaxEntryMode.Exclusive"/>
+    /// treats it as the net and adds tax on top. Chosen at first-run setup and on the Sales Tax
+    /// settings tab; only meaningful while <see cref="IsTaxApplicable"/> is true and forced back to
+    /// <see cref="TaxEntryMode.Inclusive"/> when tax is turned off. Every pre-#354 dataset reads
+    /// <see cref="TaxEntryMode.Inclusive"/> and is byte-identical (spec 028, issue #354).
+    /// </summary>
+    public TaxEntryMode TaxEntryMode { get; set; } = TaxEntryMode.Inclusive;
+
     /// <summary>Maximum member age accepted by the system (years). Default: 150.</summary>
     public int MaxAgeRangeYears { get; set; } = 150;
 
@@ -77,6 +118,14 @@ public class Settings
     /// <summary>Current UI colour theme preference. Default: Dark.</summary>
     public Theme Theme { get; set; } = Theme.Dark;
 
+    /// <summary>
+    /// Selected display language as a BCP-47 culture id (e.g. "en-AU", "en-US"). Null until the
+    /// user explicitly chooses one; null resolves at startup to the operating-system display
+    /// language when a matching resource set ships, otherwise Australian English (FR-023).
+    /// Presentation only — changing it never alters any other stored value or GL balance (FR-016).
+    /// </summary>
+    public string? LanguageCode { get; set; }
+
     /// <summary>
     /// When true, the Rehearsals and Events dashboard tiles display a year-to-date
     /// participation bar chart in addition to the most-recent doughnut chart.
@@ -89,9 +138,9 @@ public class Settings
 
     /// <summary>
     /// Number of years audit trail entries are retained before the startup purge hard-deletes
-    /// them. Range: 1–7. Default: 1 year.
+    /// them. Range: 1–7, still user-configurable. Default: 5 years (spec 028, FR-023).
     /// </summary>
-    public int AuditRetentionYears { get; set; } = 1;
+    public int AuditRetentionYears { get; set; } = 5;
 
     // --- Soft-delete fields (never set; singleton row) ---
 
diff --git a/src/StageFright.Core/Enums/TaxEntryMode.cs b/src/StageFright.Core/Enums/TaxEntryMode.cs
new file mode 100644
index 00000000..df123b85
--- /dev/null
+++ b/src/StageFright.Core/Enums/TaxEntryMode.cs
@@ -0,0 +1,23 @@
+namespace StageFright.Core.Enums;
+
+/// <summary>
+/// How the organisation enters a taxable amount (<see cref="Entities.Settings.TaxEntryMode"/>).
+/// Interprets a <em>newly entered</em> figure only — stored fees, payments and transactions keep
+/// the amounts they were posted with (spec 028, issue #354).
+/// </summary>
+public enum TaxEntryMode
+{
+    /// <summary>
+    /// The entered figure is the tax-inclusive gross; the tax component is split back out of it
+    /// (<see cref="Modules.Finance.TaxCalculator.SplitInclusive"/>). The default, and every
+    /// pre-#354 dataset's behaviour.
+    /// </summary>
+    Inclusive,
+
+    /// <summary>
+    /// The entered figure is the net; tax is added on top
+    /// (<see cref="Modules.Finance.TaxCalculator.SplitExclusive"/>) to reach the gross. How US
+    /// sales tax and similar tax-exclusive conventions quote a price ("$100 + 8% = $108").
+    /// </summary>
+    Exclusive
+}
diff --git a/src/StageFright.Core/Exceptions/ClosedPeriodException.cs b/src/StageFright.Core/Exceptions/ClosedPeriodException.cs
new file mode 100644
index 00000000..ab3abef1
--- /dev/null
+++ b/src/StageFright.Core/Exceptions/ClosedPeriodException.cs
@@ -0,0 +1,35 @@
+namespace StageFright.Core.Exceptions;
+
+/// <summary>
+/// Thrown when a financial transaction is dated on or before the organisation's
+/// <c>Settings.ClosedThroughDate</c> — a reported prior period must not be altered by a
+/// back-dated entry (spec 028, FR-016 / FR-017). Raised at the GL choke point
+/// (<c>GLRepository.AddBalancedSetAsync</c>) before any row is written, so the enclosing
+/// unit-of-work transaction rolls back leaving no business row and no ledger line.
+/// A distinct signal, not a subclass of <see cref="GLBalanceException"/>.
+/// </summary>
+public sealed class ClosedPeriodException : Exception
+{
+    /// <summary>The entity type being processed when the closed-period posting was rejected.</summary>
+    public string EntityType { get; }
+
+    /// <summary>The entity identifier involved in the rejected operation.</summary>
+    public Guid? EntityId { get; }
+
+    /// <summary>Description of the financial operation that was rejected.</summary>
+    public string OperationContext { get; }
+
+    /// <summary>UTC timestamp of the rejection.</summary>
+    public DateTime Timestamp { get; } = DateTime.UtcNow;
+
+    /// <summary>Correlation identifier for cross-layer tracing.</summary>
+    public Guid CorrelationId { get; } = Guid.NewGuid();
+
+    public ClosedPeriodException(string message, string entityType, string operationContext, Guid? entityId = null, Exception? innerException = null)
+        : base(message, innerException)
+    {
+        EntityType = entityType;
+        EntityId = entityId;
+        OperationContext = operationContext;
+    }
+}
diff --git a/src/StageFright.Core/Localization/CurrencyCatalog.cs b/src/StageFright.Core/Localization/CurrencyCatalog.cs
new file mode 100644
index 00000000..56a4c17f
--- /dev/null
+++ b/src/StageFright.Core/Localization/CurrencyCatalog.cs
@@ -0,0 +1,66 @@
+using StageFright.Core.Exceptions;
+
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Curated set of currencies an organisation can keep its books in (spec 028, FR-001). Mirrors
+/// <c>SupportedLanguagesCatalog</c> (spec 027): a drop-in list with a lookup — adding a currency is
+/// one new <see cref="SupportedCurrency"/> row here and no other code change. The set is
+/// representative, not the full ~180-entry ISO 4217 table: it deliberately spans 0-, 2- and
+/// 3-minor-digit currencies so the rounding and display paths are all exercised.
+/// </summary>
+public static class CurrencyCatalog
+{
+    /// <summary>The shipped currencies, in a stable order with <c>AUD</c> first (the setup default).</summary>
+    public static IReadOnlyList<SupportedCurrency> All { get; } =
+    [
+        new("AUD", "$", 2, "Australian Dollar"),
+        new("USD", "$", 2, "US Dollar"),
+        new("EUR", "€", 2, "Euro"),
+        new("GBP", "£", 2, "Pound Sterling"),
+        new("NZD", "$", 2, "New Zealand Dollar"),
+        new("CAD", "$", 2, "Canadian Dollar"),
+        new("JPY", "¥", 0, "Japanese Yen"),
+        new("KWD", "د.ك", 3, "Kuwaiti Dinar"),
+        new("BHD", ".د.ب", 3, "Bahraini Dinar"),
+    ];
+
+    /// <summary>The <c>AUD</c> entry — <c>Code = "AUD"</c>, <c>Symbol = "$"</c>, <c>MinorUnitDigits = 2</c>. The pre-configuration fallback.</summary>
+    public static SupportedCurrency Default { get; } = All[0];
+
+    /// <summary>
+    /// Case-insensitive lookup by ISO 4217 code. Returns <c>false</c> and hands back
+    /// <see cref="Default"/> on a miss — never throws. Use where an unknown code is a normal
+    /// outcome (e.g. resolving a possibly-stale stored value at startup).
+    /// </summary>
+    public static bool TryGet(string code, out SupportedCurrency currency)
+    {
+        currency = Default;
+
+        if (string.IsNullOrWhiteSpace(code))
+            return false;
+
+        var match = All.FirstOrDefault(c => string.Equals(c.Code, code.Trim(), StringComparison.OrdinalIgnoreCase));
+        if (match is null)
+            return false;
+
+        currency = match;
+        return true;
+    }
+
+    /// <summary>
+    /// Case-insensitive lookup by ISO 4217 code. Throws <see cref="ValidationException"/> for an
+    /// unknown code — use where the value is expected to be one the catalog knows (a validated
+    /// setup choice, a stored <c>Settings.CurrencyCode</c>).
+    /// </summary>
+    public static SupportedCurrency Get(string code)
+    {
+        if (TryGet(code, out var currency))
+            return currency;
+
+        throw new ValidationException(
+            $"Unknown currency code '{code}'.",
+            entityType: nameof(SupportedCurrency),
+            operationContext: nameof(CurrencyCatalog) + "." + nameof(Get));
+    }
+}
diff --git a/src/StageFright.Core/Localization/EnumLocalizationExtensions.cs b/src/StageFright.Core/Localization/EnumLocalizationExtensions.cs
new file mode 100644
index 00000000..9f1838d3
--- /dev/null
+++ b/src/StageFright.Core/Localization/EnumLocalizationExtensions.cs
@@ -0,0 +1,48 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
+
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Renders a user-facing enum value through the shared <c>EnumsResource</c> localizer
+/// (FR-024) — the only sanctioned alternative to <c>enum.ToString()</c> at a display site. The
+/// enum's name/number stays the culture-invariant identity used for storage, GL, backups,
+/// sorting, comparison and <c>&lt;option value&gt;</c> / report-filter tokens; only the
+/// rendered label goes through this extension.
+/// </summary>
+/// <remarks>
+/// Resolves the active <see cref="IStringLocalizerFactory"/> from a holder set once at
+/// composition-root startup (<c>MauiProgram.RunStartupSequence</c>) or by test setup (see
+/// <c>LocalizedTestContext</c> in <c>StageFright.UI.Tests</c>), so a call site can render an
+/// enum without injecting a localizer purely for that purpose. The factory is a process-wide
+/// singleton set once before first use — consistent with this feature's process-wide culture
+/// model (plan.md Decision 5) rather than swapped per request.
+/// </remarks>
+public static class EnumLocalizationExtensions
+{
+    private static IStringLocalizerFactory? _factory;
+
+    /// <summary>Sets the factory used to resolve <c>EnumsResource</c> lookups. Call once during startup.</summary>
+    public static void UseFactory(IStringLocalizerFactory factory) => _factory = factory;
+
+    /// <summary>
+    /// The <c>EnumsResource</c> key for <paramref name="value"/>:
+    /// <c>Enum_&lt;TypeName&gt;_&lt;MemberName&gt;</c>. The one place this format is built — both
+    /// this extension and <see cref="Localizer.Enum"/> resolve through it.
+    /// </summary>
+    internal static string EnumResourceKey(System.Enum value) => $"Enum_{value.GetType().Name}_{value}";
+
+    /// <summary>
+    /// Looks up <c>Enum_&lt;TypeName&gt;_&lt;MemberName&gt;</c> in <c>EnumsResource</c> through
+    /// the missing-key logging decorator (FR-008/FR-009). Falls back to the raw enum name when
+    /// <see cref="UseFactory"/> was never called (e.g. a test that renders an enum without
+    /// wiring localization) so a forgotten wiring never throws.
+    /// </summary>
+    public static string LocalizeEnum(this System.Enum value)
+    {
+        if (_factory is null)
+            return value.ToString();
+
+        return _factory.Create(typeof(EnumsResource))[EnumResourceKey(value)];
+    }
+}
diff --git a/src/StageFright.Core/Localization/ILocalizer.cs b/src/StageFright.Core/Localization/ILocalizer.cs
new file mode 100644
index 00000000..0ddb2754
--- /dev/null
+++ b/src/StageFright.Core/Localization/ILocalizer.cs
@@ -0,0 +1,37 @@
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Area-agnostic access to localized strings, wrapping <see cref="Microsoft.Extensions.Localization.IStringLocalizerFactory"/>
+/// so a missing key for the active culture logs a warning and falls back to the Australian
+/// English (neutral) value — never a blank or the raw key (FR-008/FR-009). Consumers that
+/// prefer the framework type may instead inject <c>IStringLocalizer&lt;TResource&gt;</c>
+/// directly; this facade exists for call sites (e.g. a loop over report columns) where naming
+/// an area marker per lookup would be noisy.
+/// </summary>
+public interface ILocalizer
+{
+    /// <summary>Resolves <paramref name="key"/> from the <typeparamref name="TResource"/> area.</summary>
+    string Get<TResource>(string key);
+
+    /// <summary>
+    /// Resolves <paramref name="key"/> from the <typeparamref name="TResource"/> area and
+    /// substitutes its named placeholders (e.g. <c>{OrganisationName}</c>) with
+    /// <paramref name="args"/>, in the order the placeholders first appear in the resolved text
+    /// (FR-010).
+    /// </summary>
+    string Get<TResource>(string key, params object[] args);
+
+    /// <summary>
+    /// Resolves the plural form of <paramref name="key"/> — <c>key + "_One"</c> when
+    /// <paramref name="count"/> is 1, otherwise <c>key + "_Other"</c> — binding
+    /// <paramref name="count"/> as the leading <c>{Count}</c> placeholder ahead of
+    /// <paramref name="args"/>.
+    /// </summary>
+    string Plural<TResource>(string key, int count, params object[] args);
+
+    /// <summary>
+    /// Renders a user-facing enum value via <c>EnumsResource["Enum_&lt;TypeName&gt;_&lt;Member&gt;"]</c>
+    /// (FR-024) — the only sanctioned alternative to <c>enum.ToString()</c> at a display site.
+    /// </summary>
+    string Enum(System.Enum value);
+}
diff --git a/src/StageFright.Core/Localization/Localizer.cs b/src/StageFright.Core/Localization/Localizer.cs
new file mode 100644
index 00000000..7206457e
--- /dev/null
+++ b/src/StageFright.Core/Localization/Localizer.cs
@@ -0,0 +1,74 @@
+using System.Text.RegularExpressions;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
+
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Default <see cref="ILocalizer"/> implementation. Resolves every lookup through the
+/// registered <see cref="IStringLocalizerFactory"/> — decorated in composition with
+/// <see cref="MissingKeyLoggingLocalizerFactory"/>, so a missing key is logged and falls back
+/// to the neutral (en-AU) value automatically (FR-008/FR-009).
+/// </summary>
+public class Localizer : ILocalizer
+{
+    private static readonly Regex NamedPlaceholderPattern = new(@"\{([A-Za-z][A-Za-z0-9]*)\}", RegexOptions.Compiled);
+
+    private readonly IStringLocalizerFactory _factory;
+
+    public Localizer(IStringLocalizerFactory factory)
+    {
+        _factory = factory;
+    }
+
+    public string Get<TResource>(string key) => _factory.Create(typeof(TResource))[key];
+
+    public string Get<TResource>(string key, params object[] args)
+    {
+        var template = _factory.Create(typeof(TResource))[key].Value;
+        return FormatNamedPlaceholders(template, args);
+    }
+
+    public string Plural<TResource>(string key, int count, params object[] args)
+    {
+        var pluralKey = count == 1 ? key + "_One" : key + "_Other";
+        var allArgs = new object[args.Length + 1];
+        allArgs[0] = count;
+        Array.Copy(args, 0, allArgs, 1, args.Length);
+        return Get<TResource>(pluralKey, allArgs);
+    }
+
+    public string Enum(System.Enum value) =>
+        Get<EnumsResource>(EnumLocalizationExtensions.EnumResourceKey(value));
+
+    /// <summary>
+    /// Substitutes each named token (e.g. <c>{OrganisationName}</c>, <c>{Count}</c>) with a value
+    /// from <paramref name="args"/>. Each <em>distinct</em> token binds to an arg by the order the
+    /// token first appears in <paramref name="template"/>; every occurrence of that token then
+    /// renders the bound value, so a token repeated in the text renders its value each time rather
+    /// than leaking the literal <c>{Token}</c>. Once every arg is bound, further distinct tokens
+    /// are left as literals. A translation may move surrounding words but must keep each key's
+    /// token set — and their first-appearance order — consistent across cultures; the
+    /// placeholder-parity guard (resource-key-catalog.md §3) enforces the set.
+    /// </summary>
+    private static string FormatNamedPlaceholders(string template, object[] args)
+    {
+        if (args.Length == 0)
+            return template;
+
+        var boundValues = new Dictionary<string, string>(StringComparer.Ordinal);
+        return NamedPlaceholderPattern.Replace(template, match =>
+        {
+            var token = match.Groups[1].Value;
+            if (!boundValues.TryGetValue(token, out var value))
+            {
+                value = boundValues.Count < args.Length
+                    ? Convert.ToString(args[boundValues.Count]) ?? string.Empty
+                    : match.Value;
+                boundValues[token] = value;
+            }
+
+            return value;
+        });
+    }
+}
diff --git a/src/StageFright.Core/Localization/MissingKeyLoggingLocalizerFactory.cs b/src/StageFright.Core/Localization/MissingKeyLoggingLocalizerFactory.cs
new file mode 100644
index 00000000..77bf563f
--- /dev/null
+++ b/src/StageFright.Core/Localization/MissingKeyLoggingLocalizerFactory.cs
@@ -0,0 +1,67 @@
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging;
+
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Decorates the default <see cref="IStringLocalizerFactory"/> so every lookup whose
+/// <see cref="LocalizedString.ResourceNotFound"/> comes back <c>true</c> is logged as a warning
+/// before the neutral (Australian English) value is returned to the caller (FR-008/FR-009).
+/// Registered in the composition root (<c>MauiProgram.RegisterCoreServices</c>) in place of the
+/// factory <c>AddLocalization()</c> adds, so every <c>IStringLocalizer&lt;T&gt;</c> resolved by
+/// the container — and every <see cref="ILocalizer"/> lookup — passes through this decorator.
+/// </summary>
+public class MissingKeyLoggingLocalizerFactory : IStringLocalizerFactory
+{
+    private readonly IStringLocalizerFactory _inner;
+    private readonly ILogger<MissingKeyLoggingLocalizerFactory> _logger;
+
+    public MissingKeyLoggingLocalizerFactory(IStringLocalizerFactory inner, ILogger<MissingKeyLoggingLocalizerFactory> logger)
+    {
+        _inner = inner;
+        _logger = logger;
+    }
+
+    public IStringLocalizer Create(Type resourceSource) =>
+        new LoggingStringLocalizer(_inner.Create(resourceSource), _logger, resourceSource.FullName ?? resourceSource.Name);
+
+    public IStringLocalizer Create(string baseName, string location) =>
+        new LoggingStringLocalizer(_inner.Create(baseName, location), _logger, baseName);
+
+    /// <summary>
+    /// Wraps one resolved <see cref="IStringLocalizer"/> so every indexer lookup that comes back
+    /// with <see cref="LocalizedString.ResourceNotFound"/> set logs a warning naming the key, the
+    /// owning resource, and the active UI culture before the neutral fallback value is returned.
+    /// </summary>
+    private sealed class LoggingStringLocalizer : IStringLocalizer
+    {
+        private readonly IStringLocalizer _inner;
+        private readonly ILogger _logger;
+        private readonly string _resourceName;
+
+        public LoggingStringLocalizer(IStringLocalizer inner, ILogger logger, string resourceName)
+        {
+            _inner = inner;
+            _logger = logger;
+            _resourceName = resourceName;
+        }
+
+        public LocalizedString this[string name] => LogIfMissing(_inner[name]);
+
+        public LocalizedString this[string name, params object[] arguments] => LogIfMissing(_inner[name, arguments]);
+
+        public IEnumerable<LocalizedString> GetAllStrings(bool includeParentCultures) => _inner.GetAllStrings(includeParentCultures);
+
+        private LocalizedString LogIfMissing(LocalizedString value)
+        {
+            if (value.ResourceNotFound)
+            {
+                _logger.LogWarning(
+                    "Missing localization key {Key} in {Resource} for culture {Culture}; fell back to neutral",
+                    value.Name, _resourceName, System.Globalization.CultureInfo.CurrentUICulture.Name);
+            }
+
+            return value;
+        }
+    }
+}
diff --git a/src/StageFright.Core/Localization/MoneyFormatter.cs b/src/StageFright.Core/Localization/MoneyFormatter.cs
new file mode 100644
index 00000000..6e3b638b
--- /dev/null
+++ b/src/StageFright.Core/Localization/MoneyFormatter.cs
@@ -0,0 +1,69 @@
+using System.Globalization;
+
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Formats monetary amounts for display in the organisation's configured currency (spec 028,
+/// FR-003 / FR-004). The currency symbol, ISO code and minor-unit precision come from the
+/// <see cref="SupportedCurrency"/> set once via <see cref="Configure"/> at startup — never from the
+/// active culture. Only the decimal separator, digit grouping and symbol placement follow
+/// <see cref="CultureInfo.CurrentCulture"/>; a negative amount always uses a leading/trailing minus
+/// sign (matching that culture's symbol placement), never accounting-style parentheses — so a stored
+/// AUD figure renders "-$42.10" byte-for-byte on any host, whatever the runner's default culture (the
+/// invariant culture would otherwise yield "($42.10)"). Before <see cref="Configure"/> is called the formatter
+/// behaves as if configured with <see cref="CurrencyCatalog.Default"/> (AUD / "$" / 2 digits), so an
+/// AUD dataset is byte-for-byte unchanged (FR-006). Never use <c>decimal.ToString("C")</c> /
+/// <c>"{0:C}"</c> / <c>FormatString="{0:C}"</c> at a display site directly — that substitutes the
+/// active culture's own currency symbol (e.g. "€" under fr-FR), misrepresenting the amount.
+/// </summary>
+/// <remarks>
+/// The configured currency is process-wide static state, deliberately (plan.md Decision 5 — one
+/// currency per install, fixed after setup). Any test that calls <see cref="Configure"/> with a
+/// non-default currency MUST restore <see cref="CurrencyCatalog.Default"/> afterwards AND must not
+/// run in parallel with a test asserting default (AUD) output — see
+/// <c>MoneyFormatterStateCollection</c> in <c>StageFright.Integration.Tests</c> and the
+/// <c>Dispose</c> reset in <c>MoneyFormatterTests</c>. A new test assembly that formats money is
+/// subject to the same rule as the <see cref="CultureInfo"/> statics it sits alongside.
+/// </remarks>
+public static class MoneyFormatter
+{
+    private static SupportedCurrency _currency = CurrencyCatalog.Default;
+
+    /// <summary>
+    /// Sets the currency every <see cref="Format"/> / <see cref="FormatWithCode"/> call uses.
+    /// Called once at startup (<c>MauiProgram</c>, right after the display culture is applied).
+    /// Idempotent — the last call wins. A null argument falls back to <see cref="CurrencyCatalog.Default"/>.
+    /// </summary>
+    public static void Configure(SupportedCurrency currency) =>
+        _currency = currency ?? CurrencyCatalog.Default;
+
+    /// <summary>Formats <paramref name="amount"/> with the configured symbol, e.g. "$1,234.50" (en-AU) / "$1 234,50" (fr-FR) / "¥1,235" (JPY).</summary>
+    public static string Format(decimal amount) => FormatCore(amount, _currency.Symbol);
+
+    /// <summary>Formats <paramref name="amount"/> with the configured ISO code prefixed, e.g. "AUD 1,234.50" / "JPY 1,235" — for reports/exports where disambiguation matters.</summary>
+    public static string FormatWithCode(decimal amount) => FormatCore(amount, _currency.Code + " ");
+
+    private static string FormatCore(decimal amount, string currencySymbol)
+    {
+        var format = (NumberFormatInfo)CultureInfo.CurrentCulture.NumberFormat.Clone();
+        format.CurrencySymbol = currencySymbol;
+        format.CurrencyDecimalDigits = _currency.MinorUnitDigits;
+        format.CurrencyNegativePattern = MinusSignNegativePattern(format.CurrencyPositivePattern);
+        return amount.ToString("C", format);
+    }
+
+    /// <summary>
+    /// The negative currency pattern with the same symbol placement as the active culture's positive
+    /// pattern but a leading/trailing minus sign — never accounting-style parentheses. Keeps a negative
+    /// amount visually consistent with a positive one under any culture, and keeps AUD output identical
+    /// to the pre-028 "-$42.10" on every host (the invariant culture's default is "($42.10)").
+    /// Pattern numbers are the <see cref="NumberFormatInfo.CurrencyNegativePattern"/> table.
+    /// </summary>
+    private static int MinusSignNegativePattern(int currencyPositivePattern) => currencyPositivePattern switch
+    {
+        1 => 5,   // "n$"  -> "-n$"
+        2 => 9,   // "$ n" -> "-$ n"
+        3 => 8,   // "n $" -> "-n $"
+        _ => 1,   // "$n"  -> "-$n"  (positive pattern 0, and any unexpected value)
+    };
+}
diff --git a/src/StageFright.Core/Localization/MoneyInput.cs b/src/StageFright.Core/Localization/MoneyInput.cs
new file mode 100644
index 00000000..65dfb516
--- /dev/null
+++ b/src/StageFright.Core/Localization/MoneyInput.cs
@@ -0,0 +1,26 @@
+using System.Globalization;
+
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// Parses the raw string value of an <c>&lt;input type="number"&gt;</c> money field into a
+/// <see cref="decimal"/> (spec 028, FR-007…FR-009). A number input always serialises its value
+/// with <see cref="CultureInfo.InvariantCulture"/> — a period decimal point and no digit
+/// grouping — regardless of the page or device region, so the value is parsed invariant here
+/// too. Parsing it with <see cref="CultureInfo.CurrentCulture"/> is the US2 data-corruption bug:
+/// under fr-FR / de-DE the period is read as a thousands separator and <c>1.50</c> posts as
+/// <c>150</c>. A null, blank, or unparseable value yields <c>0m</c> — the same "empty field is
+/// zero" behaviour the hand-rolled parsers had. Every money-entry field routes typed amounts
+/// through this one helper so they are all interpreted identically (FR-008).
+/// </summary>
+public static class MoneyInput
+{
+    private const NumberStyles Styles = NumberStyles.AllowDecimalPoint | NumberStyles.AllowLeadingSign;
+
+    /// <summary>
+    /// Invariant-parses <paramref name="value"/> (the browser-serialised value of a numeric
+    /// input). Returns <c>0m</c> for null, blank, or unparseable input.
+    /// </summary>
+    public static decimal Parse(string? value) =>
+        decimal.TryParse(value, Styles, CultureInfo.InvariantCulture, out var amount) ? amount : 0m;
+}
diff --git a/src/StageFright.Core/Localization/SupportedCurrency.cs b/src/StageFright.Core/Localization/SupportedCurrency.cs
new file mode 100644
index 00000000..4903d1c1
--- /dev/null
+++ b/src/StageFright.Core/Localization/SupportedCurrency.cs
@@ -0,0 +1,17 @@
+namespace StageFright.Core.Localization;
+
+/// <summary>
+/// One currency the application supports for an organisation's books (spec 028, FR-001).
+/// Curated in <see cref="CurrencyCatalog"/>, chosen once at first-run setup, and fixed for the
+/// life of the dataset (FR-002). Never persisted as an entity — only <c>Settings.CurrencyCode</c>
+/// (the <see cref="Code"/>) is stored.
+/// </summary>
+/// <param name="Code">ISO 4217 alphabetic code — three upper-case letters, e.g. <c>"AUD"</c>, <c>"JPY"</c>. Identity.</param>
+/// <param name="Symbol">Display symbol, e.g. <c>"$"</c> (AUD, a Verbatim Constraint), <c>"€"</c>, <c>"¥"</c>.</param>
+/// <param name="MinorUnitDigits">ISO 4217 minor-unit exponent — 0, 2, or 3 across the supported set. Drives display precision and <c>TaxCalculator</c> rounding.</param>
+/// <param name="DisplayName">English name shown in the setup picker, e.g. <c>"Australian Dollar"</c>.</param>
+public sealed record SupportedCurrency(
+    string Code,
+    string Symbol,
+    int MinorUnitDigits,
+    string DisplayName);
diff --git a/src/StageFright.Core/Modules/Agm/AgmService.cs b/src/StageFright.Core/Modules/Agm/AgmService.cs
index 55f79806..80f6dfe1 100644
--- a/src/StageFright.Core/Modules/Agm/AgmService.cs
+++ b/src/StageFright.Core/Modules/Agm/AgmService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Agm;
 
@@ -19,6 +21,7 @@ public class AgmService : IAgmService
     private readonly ISettingsService _settingsService;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public AgmService(
         IAgmRepository agmRepo,
@@ -27,7 +30,8 @@ public AgmService(
         ICommitteePositionRecordRepository positionRepo,
         ISettingsService settingsService,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _agmRepo = agmRepo;
         _attendanceRepo = attendanceRepo;
@@ -36,13 +40,14 @@ public AgmService(
         _settingsService = settingsService;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<AnnualGeneralMeeting> ScheduleAsync(ScheduleAgmRequest request, CancellationToken ct = default)
     {
         if (await _agmRepo.ExistsForYearAsync(request.Date.Year, ct))
             throw new ValidationException(
-                $"An AGM already exists for {request.Date.Year}. Archive it before scheduling a replacement.",
+                _localizer.Get<ValidationResource>("Validation_Agm_AlreadyExistsForYear", request.Date.Year),
                 nameof(AnnualGeneralMeeting), nameof(ScheduleAsync));
 
         var now = DateTime.UtcNow;
@@ -73,12 +78,12 @@ public async Task<AnnualGeneralMeeting> RecordAsync(Guid agmId, RecordAgmRequest
 
         if (agm.IsRecorded)
             throw new ValidationException(
-                "This AGM has already been recorded.",
+                _localizer.Get<ValidationResource>("Validation_Agm_AlreadyRecorded"),
                 nameof(AnnualGeneralMeeting), nameof(RecordAsync), agmId);
 
         if (agm.Date.Date > DateTime.Today)
             throw new ValidationException(
-                "Attendance and elections cannot be recorded before the AGM's meeting date.",
+                _localizer.Get<ValidationResource>("Validation_Agm_RecordBeforeMeetingDate"),
                 nameof(AnnualGeneralMeeting), nameof(RecordAsync), agmId);
 
         var assignedMemberIds = new List<Guid>();
@@ -88,7 +93,7 @@ public async Task<AnnualGeneralMeeting> RecordAsync(Guid agmId, RecordAgmRequest
         var duplicate = assignedMemberIds.GroupBy(id => id).FirstOrDefault(g => g.Count() > 1);
         if (duplicate is not null)
             throw new ValidationException(
-                "A member cannot hold more than one committee assignment from the same AGM.",
+                _localizer.Get<ValidationResource>("Validation_Agm_DuplicateCommitteeAssignment"),
                 nameof(AnnualGeneralMeeting), nameof(RecordAsync));
 
         await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
@@ -203,7 +208,7 @@ public async Task<CommitteePositionRecord> RecordSpecialElectionAsync(RecordSpec
 
         var termId = outgoing.CommitteeTermId
             ?? throw new DataIntegrityException(
-                "The outgoing position record does not belong to a committee term.",
+                _localizer.Get<ValidationResource>("Validation_Agm_OutgoingPositionNoTerm"),
                 nameof(CommitteePositionRecord), nameof(RecordSpecialElectionAsync), outgoing.Id);
 
         var term = await _termRepo.GetByIdAsync(termId, ct)
@@ -211,13 +216,13 @@ public async Task<CommitteePositionRecord> RecordSpecialElectionAsync(RecordSpec
 
         if (term.EndDate is not null)
             throw new DataIntegrityException(
-                "This committee term has already been closed by a later AGM; a special election can no longer be recorded against it.",
+                _localizer.Get<ValidationResource>("Validation_Agm_TermAlreadyClosed"),
                 nameof(CommitteeTerm), nameof(RecordSpecialElectionAsync), term.Id);
 
         var existingOpenForIncoming = await _positionRepo.GetOpenByMemberInTermAsync(term.Id, request.IncomingMemberId, ct);
         if (existingOpenForIncoming is not null)
             throw new ValidationException(
-                "The incoming member already holds an open committee slot in this term.",
+                _localizer.Get<ValidationResource>("Validation_Agm_IncomingMemberAlreadyOnCommittee"),
                 nameof(CommitteePositionRecord), nameof(RecordSpecialElectionAsync), request.IncomingMemberId);
 
         CommitteePositionRecord savedIncoming = null!;
diff --git a/src/StageFright.Core/Modules/AuditTrail/AuditTrailService.cs b/src/StageFright.Core/Modules/AuditTrail/AuditTrailService.cs
index 1cdbb8fc..9ca5dff2 100644
--- a/src/StageFright.Core/Modules/AuditTrail/AuditTrailService.cs
+++ b/src/StageFright.Core/Modules/AuditTrail/AuditTrailService.cs
@@ -7,8 +7,10 @@ namespace StageFright.Core.Modules.AuditTrail;
 
 /// <summary>
 /// Writes audit trail entries through IAuditTrailRepository.
-/// Performs the startup purge (entries older than 12 months). Purge failure is tolerated —
-/// a structured error is logged but startup continues (FR-022).
+/// Performs the startup purge of entries past the configured retention period. A purge failure is
+/// NOT swallowed here — it propagates to the startup sequence, which logs it and surfaces it as a
+/// non-fatal warning so it is never silently discarded (spec 028, US8 / FR-025); startup still
+/// continues.
 /// LogAsync no-ops while an AuditTrailSuppressionScope is active on the current async flow
 /// (used by the debug data seeder to avoid writing thousands of synthetic audit entries).
 /// </summary>
@@ -48,18 +50,13 @@ public async Task LogAsync(string entityType, Guid entityId, AuditAction action,
     /// <summary>
     /// Hard-deletes audit trail entries older than the given cutoff. Called at startup with a
     /// cutoff derived from the configured retention period (Settings.AuditRetentionYears).
-    /// Failure is caught, logged, and startup continues.
+    /// A failure propagates to the caller (the startup sequence), which logs it and surfaces it as
+    /// a non-fatal startup warning — it is never silently discarded (spec 028, FR-025). Startup
+    /// still continues.
     /// </summary>
     public async Task PurgeOlderThanAsync(DateTime cutoff, CancellationToken ct = default)
     {
-        try
-        {
-            var count = await _repository.PurgeOlderThanAsync(cutoff, ct);
-            _logger.LogInformation("Audit trail purge complete: {Count} entries removed", count);
-        }
-        catch (Exception ex)
-        {
-            _logger.LogError(ex, "Audit trail purge failed; startup continues");
-        }
+        var count = await _repository.PurgeOlderThanAsync(cutoff, ct);
+        _logger.LogInformation("Audit trail purge complete: {Count} entries removed", count);
     }
 }
diff --git a/src/StageFright.Core/Modules/Dashboard/DashboardMenuItemProvider.cs b/src/StageFright.Core/Modules/Dashboard/DashboardMenuItemProvider.cs
index 965a5845..ffeb63d5 100644
--- a/src/StageFright.Core/Modules/Dashboard/DashboardMenuItemProvider.cs
+++ b/src/StageFright.Core/Modules/Dashboard/DashboardMenuItemProvider.cs
@@ -1,3 +1,5 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 
 namespace StageFright.Core.Modules.Dashboard;
@@ -7,6 +9,13 @@ namespace StageFright.Core.Modules.Dashboard;
 /// </summary>
 public class DashboardMenuItemProvider : IMenuItemProvider
 {
+    private readonly IStringLocalizer<NavigationResource> _localizer;
+
+    public DashboardMenuItemProvider(IStringLocalizer<NavigationResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string ModuleName => "Dashboard";
     public int DisplayOrder => 0;
 
@@ -14,9 +23,9 @@ public IReadOnlyList<MenuItem> GetMenuItems() =>
     [
         new MenuItem
         {
-            Title = "Dashboard",
+            Title = _localizer["Nav_Dashboard_Title"],
             Route = "/dashboard",
-            ShortLabel = "HOME",
+            ShortLabel = _localizer["Nav_Dashboard_ShortLabel"],
             DisplayOrder = 0
         }
     ];
diff --git a/src/StageFright.Core/Modules/Events/EventService.cs b/src/StageFright.Core/Modules/Events/EventService.cs
index e22f6cc3..a2043309 100644
--- a/src/StageFright.Core/Modules/Events/EventService.cs
+++ b/src/StageFright.Core/Modules/Events/EventService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Events;
 
@@ -17,19 +19,22 @@ public class EventService : IEventService
     private readonly IMemberRepository _memberRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public EventService(
         IEventRepository eventRepo,
         IParticipationRepository participationRepo,
         IMemberRepository memberRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _eventRepo = eventRepo;
         _participationRepo = participationRepo;
         _memberRepo = memberRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<Event> ScheduleAsync(ScheduleEventRequest request, CancellationToken ct = default)
@@ -77,7 +82,7 @@ public async Task RecordParticipationAsync(Guid eventId, IReadOnlyList<Participa
 
         if (evt.Date.Date > DateTime.Today)
             throw new ValidationException(
-                "Participation cannot be recorded before the event date.",
+                _localizer.Get<ValidationResource>("Validation_Event_ParticipationBeforeEventDate"),
                 "Event", nameof(RecordParticipationAsync), eventId);
 
         int participatedCount = 0;
diff --git a/src/StageFright.Core/Modules/Events/EventTypeService.cs b/src/StageFright.Core/Modules/Events/EventTypeService.cs
index 823c4df4..9414164f 100644
--- a/src/StageFright.Core/Modules/Events/EventTypeService.cs
+++ b/src/StageFright.Core/Modules/Events/EventTypeService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Events;
 
@@ -14,11 +16,13 @@ public class EventTypeService : IEventTypeService
 {
     private readonly IEventTypeRepository _repo;
     private readonly IAuditTrailService _audit;
+    private readonly ILocalizer _localizer;
 
-    public EventTypeService(IEventTypeRepository repo, IAuditTrailService audit)
+    public EventTypeService(IEventTypeRepository repo, IAuditTrailService audit, ILocalizer localizer)
     {
         _repo = repo;
         _audit = audit;
+        _localizer = localizer;
     }
 
     public Task<IReadOnlyList<EventType>> GetAllAsync(CancellationToken ct = default) =>
@@ -36,7 +40,7 @@ public Task<IReadOnlyList<EventType>> GetArchivedAsync(CancellationToken ct = de
     public async Task<EventType> CreateAsync(string name, CancellationToken ct = default)
     {
         if (string.IsNullOrWhiteSpace(name))
-            throw new ValidationException("Event type name is required.", nameof(EventType), nameof(CreateAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_EventType_NameRequired"), nameof(EventType), nameof(CreateAsync));
 
         var now = DateTime.UtcNow;
         var eventType = new EventType
@@ -61,12 +65,12 @@ public async Task ArchiveAsync(Guid id, CancellationToken ct = default)
 
         if (eventType.IsSystemDefault)
             throw new ValidationException(
-                "System default event types cannot be archived.",
+                _localizer.Get<ValidationResource>("Validation_EventType_SystemDefaultCannotArchive"),
                 nameof(EventType), nameof(ArchiveAsync), id);
 
         if (await _repo.IsReferencedByEventsAsync(id, ct))
             throw new ValidationException(
-                "This event type cannot be archived because it is referenced by one or more events.",
+                _localizer.Get<ValidationResource>("Validation_EventType_ReferencedCannotArchive"),
                 nameof(EventType), nameof(ArchiveAsync), id);
 
         await _repo.ArchiveAsync(id, "system", ct);
diff --git a/src/StageFright.Core/Modules/Events/EventsMenuItemProvider.cs b/src/StageFright.Core/Modules/Events/EventsMenuItemProvider.cs
index 413b9823..5dff83cd 100644
--- a/src/StageFright.Core/Modules/Events/EventsMenuItemProvider.cs
+++ b/src/StageFright.Core/Modules/Events/EventsMenuItemProvider.cs
@@ -1,3 +1,5 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 
 namespace StageFright.Core.Modules.Events;
@@ -8,6 +10,13 @@ namespace StageFright.Core.Modules.Events;
 /// </summary>
 public class EventsMenuItemProvider : IMenuItemProvider
 {
+    private readonly IStringLocalizer<NavigationResource> _localizer;
+
+    public EventsMenuItemProvider(IStringLocalizer<NavigationResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string ModuleName => "Events";
     public int DisplayOrder => 3;
 
@@ -15,15 +24,15 @@ public IReadOnlyList<MenuItem> GetMenuItems() =>
     [
         new MenuItem
         {
-            Title = "Events",
+            Title = _localizer["Nav_Events_Title"],
             Route = "/events",
-            ShortLabel = "EVNT",
+            ShortLabel = _localizer["Nav_Events_ShortLabel"],
             DisplayOrder = 0,
             SubItems =
             [
-                new MenuItem { Title = "All Events", Route = "/events", DisplayOrder = 0 },
-                new MenuItem { Title = "Schedule AGM", Route = "/events/agm/new", DisplayOrder = 1 },
-                new MenuItem { Title = "AGMs", Route = "/events/agm", DisplayOrder = 2 }
+                new MenuItem { Title = _localizer["Nav_Events_AllEvents"], Route = "/events", DisplayOrder = 0 },
+                new MenuItem { Title = _localizer["Nav_Events_ScheduleAgm"], Route = "/events/agm/new", DisplayOrder = 1 },
+                new MenuItem { Title = _localizer["Nav_Events_Agms"], Route = "/events/agm", DisplayOrder = 2 }
             ]
         }
     ];
diff --git a/src/StageFright.Core/Modules/Finance/AccountNumberAssignmentService.cs b/src/StageFright.Core/Modules/Finance/AccountNumberAssignmentService.cs
index d2dd4e01..48e2f446 100644
--- a/src/StageFright.Core/Modules/Finance/AccountNumberAssignmentService.cs
+++ b/src/StageFright.Core/Modules/Finance/AccountNumberAssignmentService.cs
@@ -9,8 +9,10 @@ namespace StageFright.Core.Modules.Finance;
 /// archived accounts included):
 /// Asset (bank) → 1110+, Asset (non-bank) → 1300+, Liability → 2000+,
 /// Equity → 3300+, Income → 4000+, Expense → 6000+.
-/// Fixed system accounts: Cash on Hand=1100, Member Receivable=1200, GST Collected=2310,
-/// GST Paid=2320, Opening Balance Equity=3100, Accumulated Surplus=3200, Bad Debt=6999.
+/// Fixed system accounts: Cash on Hand=1100, Member Receivable=1200, Tax Collected=2310
+/// (Liability), Tax Receivable=2320 (Asset — recoverable input tax; kept in the 2000s as
+/// a documented exception, spec 028 #355), Opening Balance Equity=3100,
+/// Accumulated Surplus=3200, Bad Debt=6999.
 /// </summary>
 public class AccountNumberAssignmentService
 {
diff --git a/src/StageFright.Core/Modules/Finance/AccountService.cs b/src/StageFright.Core/Modules/Finance/AccountService.cs
index 32b2c69d..7691d99f 100644
--- a/src/StageFright.Core/Modules/Finance/AccountService.cs
+++ b/src/StageFright.Core/Modules/Finance/AccountService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -17,17 +19,20 @@ public class AccountService : IAccountService
     private readonly AccountNumberAssignmentService _numberAssignment;
     private readonly IAuditTrailService _audit;
     private readonly IBankReconciliationRepository _reconciliationRepo;
+    private readonly ILocalizer _localizer;
 
     public AccountService(
         IAccountRepository repo,
         AccountNumberAssignmentService numberAssignment,
         IAuditTrailService audit,
-        IBankReconciliationRepository reconciliationRepo)
+        IBankReconciliationRepository reconciliationRepo,
+        ILocalizer localizer)
     {
         _repo = repo;
         _numberAssignment = numberAssignment;
         _audit = audit;
         _reconciliationRepo = reconciliationRepo;
+        _localizer = localizer;
     }
 
     public Task<IReadOnlyList<Account>> GetAllAsync(CancellationToken ct = default) =>
@@ -48,11 +53,13 @@ public async Task<IReadOnlyList<Account>> GetBankAccountsAsync(CancellationToken
     public async Task<Account> CreateAsync(string name, AccountType type, bool isBankAccount = false, CancellationToken ct = default)
     {
         if (string.IsNullOrWhiteSpace(name))
-            throw new ValidationException("Account name is required.", nameof(Account), nameof(CreateAsync));
+            throw new ValidationException(
+                _localizer.Get<ValidationResource>("Validation_Account_NameRequired"),
+                nameof(Account), nameof(CreateAsync));
 
         if (isBankAccount && type != AccountType.Asset)
             throw new ValidationException(
-                "The bank/cash flag can only be set on Asset accounts.",
+                _localizer.Get<ValidationResource>("Validation_Account_BankFlagAssetOnly"),
                 nameof(Account), nameof(CreateAsync));
 
         var trimmed = name.Trim();
@@ -83,14 +90,16 @@ await _audit.LogAsync(nameof(Account), saved.Id, AuditAction.Create,
     public async Task UpdateAsync(Guid id, string name, CancellationToken ct = default)
     {
         if (string.IsNullOrWhiteSpace(name))
-            throw new ValidationException("Account name is required.", nameof(Account), nameof(UpdateAsync), id);
+            throw new ValidationException(
+                _localizer.Get<ValidationResource>("Validation_Account_NameRequired"),
+                nameof(Account), nameof(UpdateAsync), id);
 
         var account = await _repo.GetByIdAsync(id, ct)
             ?? throw new EntityNotFoundException(nameof(Account), id, nameof(UpdateAsync));
 
         if (account.IsSystem)
             throw new ValidationException(
-                "System accounts cannot be edited.",
+                _localizer.Get<ValidationResource>("Validation_Account_SystemCannotEdit"),
                 nameof(Account), nameof(UpdateAsync), id);
 
         var trimmed = name.Trim();
@@ -112,17 +121,17 @@ public async Task ArchiveAsync(Guid id, CancellationToken ct = default)
 
         if (account.IsSystem)
             throw new ValidationException(
-                "System accounts cannot be archived.",
+                _localizer.Get<ValidationResource>("Validation_Account_SystemCannotArchive"),
                 nameof(Account), nameof(ArchiveAsync), id);
 
         if (await _repo.IsReferencedByTransactionsAsync(id, ct))
             throw new ValidationException(
-                "This account cannot be archived because it is referenced by one or more transactions.",
+                _localizer.Get<ValidationResource>("Validation_Account_ReferencedCannotArchive"),
                 nameof(Account), nameof(ArchiveAsync), id);
 
         if (account.IsBankAccount && await _reconciliationRepo.GetDraftForAccountAsync(id, ct) is not null)
             throw new ValidationException(
-                "This bank account cannot be archived while it has a draft reconciliation in progress.",
+                _localizer.Get<ValidationResource>("Validation_Account_DraftReconciliationCannotArchive"),
                 nameof(Account), nameof(ArchiveAsync), id);
 
         await _repo.ArchiveAsync(id, "system", ct);
@@ -145,7 +154,7 @@ private async Task EnsureNameIsUniqueAsync(string name, Guid? excludeId, string
         var existing = await _repo.GetAllAsync(ct);
         if (existing.Any(a => a.Id != excludeId && string.Equals(a.Name, name, StringComparison.OrdinalIgnoreCase)))
             throw new ValidationException(
-                $"An account named '{name}' already exists.",
+                _localizer.Get<ValidationResource>("Validation_Account_NameDuplicate", name),
                 nameof(Account), operation);
     }
 }
diff --git a/src/StageFright.Core/Modules/Finance/BankDepositService.cs b/src/StageFright.Core/Modules/Finance/BankDepositService.cs
index 06634599..f0f9c14e 100644
--- a/src/StageFright.Core/Modules/Finance/BankDepositService.cs
+++ b/src/StageFright.Core/Modules/Finance/BankDepositService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -16,26 +18,30 @@ public class BankDepositService : IBankDepositService
     private readonly IJournalEntryRepository _journalRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public BankDepositService(
         IAccountRepository accountRepo,
         IGLRepository glRepo,
         IJournalEntryRepository journalRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _accountRepo = accountRepo;
         _glRepo = glRepo;
         _journalRepo = journalRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task RecordDepositAsync(RecordBankDepositRequest request, CancellationToken ct = default)
     {
         if (request.Amount <= 0m)
             throw new ValidationException(
-                "Deposit amount must be greater than zero.", nameof(Transaction), nameof(RecordDepositAsync));
+                _localizer.Get<ValidationResource>("Validation_BankDeposit_AmountPositive"),
+                nameof(Transaction), nameof(RecordDepositAsync));
 
         var all = await _accountRepo.GetAllAsync(ct);
 
@@ -44,11 +50,13 @@ public async Task RecordDepositAsync(RecordBankDepositRequest request, Cancellat
 
         if (!toAccount.IsBankAccount)
             throw new ValidationException(
-                "Deposits are only permitted into a bank account.", nameof(Account), nameof(RecordDepositAsync));
+                _localizer.Get<ValidationResource>("Validation_BankDeposit_TargetMustBeBank"),
+                nameof(Account), nameof(RecordDepositAsync));
 
         if (toAccount.Id == SystemAccounts.CashId)
             throw new ValidationException(
-                "The destination account must differ from Cash on Hand.", nameof(Account), nameof(RecordDepositAsync));
+                _localizer.Get<ValidationResource>("Validation_BankDeposit_TargetNotCashOnHand"),
+                nameof(Account), nameof(RecordDepositAsync));
 
         await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
         {
diff --git a/src/StageFright.Core/Modules/Finance/BankReconciliationService.cs b/src/StageFright.Core/Modules/Finance/BankReconciliationService.cs
index c1192565..d43e4805 100644
--- a/src/StageFright.Core/Modules/Finance/BankReconciliationService.cs
+++ b/src/StageFright.Core/Modules/Finance/BankReconciliationService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -19,17 +21,20 @@ public class BankReconciliationService : IBankReconciliationService
     private readonly IAccountRepository _accountRepo;
     private readonly IGLRepository _glRepo;
     private readonly IAuditTrailService _audit;
+    private readonly ILocalizer _localizer;
 
     public BankReconciliationService(
         IBankReconciliationRepository reconciliationRepo,
         IAccountRepository accountRepo,
         IGLRepository glRepo,
-        IAuditTrailService audit)
+        IAuditTrailService audit,
+        ILocalizer localizer)
     {
         _reconciliationRepo = reconciliationRepo;
         _accountRepo = accountRepo;
         _glRepo = glRepo;
         _audit = audit;
+        _localizer = localizer;
     }
 
     public Task<IReadOnlyList<BankReconciliation>> GetHistoryAsync(Guid accountId, CancellationToken ct = default) =>
@@ -45,18 +50,20 @@ public async Task<BankReconciliation> StartDraftAsync(StartReconciliationRequest
 
         if (!account.IsBankAccount)
             throw new ValidationException(
-                "Only bank/cash accounts can be reconciled.",
+                _localizer.Get<ValidationResource>("Validation_BankReconciliation_BankAccountsOnly"),
                 nameof(Account), nameof(StartDraftAsync), request.AccountId);
 
         if (await _reconciliationRepo.GetDraftForAccountAsync(request.AccountId, ct) is not null)
             throw new ReconciliationException(
-                "This account already has a draft reconciliation. Finalise or delete it first.",
+                _localizer.Get<ValidationResource>("Validation_BankReconciliation_DraftAlreadyExists"),
                 nameof(BankReconciliation), nameof(StartDraftAsync));
 
         var lastFinalised = await _reconciliationRepo.GetLastFinalisedForAccountAsync(request.AccountId, ct);
         if (lastFinalised is not null && request.StatementDate <= lastFinalised.StatementDate)
             throw new ValidationException(
-                $"The statement date must be after the last finalised statement date ({lastFinalised.StatementDate:yyyy-MM-dd}).",
+                _localizer.Get<ValidationResource>(
+                    "Validation_BankReconciliation_StatementDateAfterLast",
+                    lastFinalised.StatementDate.ToString("yyyy-MM-dd")),
                 nameof(BankReconciliation), nameof(StartDraftAsync));
 
         var draft = await _reconciliationRepo.CreateDraftAsync(
@@ -114,7 +121,7 @@ public async Task ToggleClearAsync(Guid reconciliationId, Guid transactionId, Ca
 
         if (reconciliation.Status == ReconciliationStatus.Finalised)
             throw new ReconciliationException(
-                "Finalised reconciliations are immutable and cannot be modified.",
+                _localizer.Get<ValidationResource>("Validation_BankReconciliation_FinalisedImmutable"),
                 nameof(BankReconciliation), nameof(ToggleClearAsync), reconciliationId);
 
         if (reconciliation.Lines.Any(l => l.TransactionId == transactionId))
@@ -125,7 +132,7 @@ public async Task ToggleClearAsync(Guid reconciliationId, Guid transactionId, Ca
 
         if (await _reconciliationRepo.IsTransactionClearedElsewhereAsync(transactionId, reconciliationId, ct))
             throw new ReconciliationException(
-                "This transaction is already cleared by another reconciliation.",
+                _localizer.Get<ValidationResource>("Validation_BankReconciliation_TransactionClearedElsewhere"),
                 nameof(ReconciliationLine), nameof(ToggleClearAsync), transactionId);
 
         var candidates = await _glRepo.GetUnreconciledByAccountAsync(
@@ -133,7 +140,7 @@ public async Task ToggleClearAsync(Guid reconciliationId, Guid transactionId, Ca
 
         if (candidates.All(t => t.Id != transactionId))
             throw new ValidationException(
-                "The transaction does not belong to this account or is dated after the statement date.",
+                _localizer.Get<ValidationResource>("Validation_BankReconciliation_TransactionNotEligible"),
                 nameof(Transaction), nameof(ToggleClearAsync), transactionId);
 
         await _reconciliationRepo.AddLineAsync(reconciliationId, transactionId, ct);
@@ -145,12 +152,15 @@ public async Task FinaliseAsync(Guid reconciliationId, CancellationToken ct = de
 
         if (workspace.Reconciliation.Status == ReconciliationStatus.Finalised)
             throw new ReconciliationException(
-                "This reconciliation is already finalised.",
+                _localizer.Get<ValidationResource>("Validation_BankReconciliation_AlreadyFinalised"),
                 nameof(BankReconciliation), nameof(FinaliseAsync), reconciliationId);
 
         if (Math.Abs(workspace.Difference) > FinaliseTolerance)
             throw new ReconciliationException(
-                $"Cannot finalise: the difference is {workspace.Difference:C}, not $0.00.",
+                _localizer.Get<ValidationResource>(
+                    "Validation_BankReconciliation_DifferenceNotZero",
+                    MoneyFormatter.Format(workspace.Difference),
+                    MoneyFormatter.Format(0m)),
                 nameof(BankReconciliation), nameof(FinaliseAsync), reconciliationId);
 
         await _reconciliationRepo.FinaliseAsync(reconciliationId, ct);
diff --git a/src/StageFright.Core/Modules/Finance/ClosedPeriodGuard.cs b/src/StageFright.Core/Modules/Finance/ClosedPeriodGuard.cs
new file mode 100644
index 00000000..83d7e579
--- /dev/null
+++ b/src/StageFright.Core/Modules/Finance/ClosedPeriodGuard.cs
@@ -0,0 +1,41 @@
+using StageFright.Core.Contracts;
+using StageFright.Core.Exceptions;
+
+namespace StageFright.Core.Modules.Finance;
+
+/// <summary>
+/// Rejects a financial posting dated on or before <c>Settings.ClosedThroughDate</c> so a
+/// reported prior period cannot be altered by a back-dated entry (spec 028, FR-016 / FR-017).
+/// Consulted at the GL choke point (<c>GLRepository</c>). Throws a plain-message
+/// <see cref="ClosedPeriodException"/> like the other GL-layer guards; the finance posting
+/// forms map it to the localized <c>Validation_ClosedPeriod_PostingRejected</c> text.
+/// </summary>
+/// <remarks>
+/// No first-run-setup carve-out is needed: setup always completes before any period can be
+/// closed, so <c>Settings</c> is absent (or <c>ClosedThroughDate</c> is null) while opening
+/// balances are entered and this guard is a no-op then (FR-018). A future story needing a
+/// genuine bypass should follow the ambient <c>AuditTrailSuppressionScope</c> pattern rather
+/// than add a parameter here.
+/// </remarks>
+public class ClosedPeriodGuard : IClosedPeriodGuard
+{
+    private readonly ISettingsRepository _settingsRepo;
+
+    public ClosedPeriodGuard(ISettingsRepository settingsRepo)
+    {
+        _settingsRepo = settingsRepo;
+    }
+
+    public async Task EnsureOpen(DateTime postingDate, CancellationToken ct = default)
+    {
+        var settings = await _settingsRepo.GetAsync(ct);
+        if (settings?.ClosedThroughDate is not { } closedThrough)
+            return;
+
+        // A posting dated exactly on the closed-through date is inside the closed period.
+        if (postingDate.Date <= closedThrough.Date)
+            throw new ClosedPeriodException(
+                $"Posting date {postingDate:yyyy-MM-dd} falls in a closed financial period (closed through {closedThrough:yyyy-MM-dd}); operation cancelled.",
+                "Settings", nameof(EnsureOpen));
+    }
+}
diff --git a/src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs b/src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs
index 12504e02..4590e3d7 100644
--- a/src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs
+++ b/src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -17,6 +19,7 @@ public class ExpensePaymentService : IExpensePaymentService
     private readonly ISettingsRepository _settingsRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public ExpensePaymentService(
         IAccountRepository accountRepo,
@@ -24,7 +27,8 @@ public ExpensePaymentService(
         IJournalEntryRepository journalRepo,
         ISettingsRepository settingsRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _accountRepo = accountRepo;
         _glRepo = glRepo;
@@ -32,6 +36,7 @@ public ExpensePaymentService(
         _settingsRepo = settingsRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<IReadOnlyList<Account>> GetExpenseAccountsAsync(CancellationToken ct = default)
@@ -48,7 +53,8 @@ public async Task RecordExpenseAsync(RecordExpenseRequest request, CancellationT
     {
         if (request.Amount <= 0m)
             throw new ValidationException(
-                "Expense amount must be greater than zero.", nameof(Transaction), nameof(RecordExpenseAsync));
+                _localizer.Get<ValidationResource>("Validation_Expense_AmountPositive"),
+                nameof(Transaction), nameof(RecordExpenseAsync));
 
         var all = await _accountRepo.GetAllAsync(ct);
 
@@ -57,18 +63,21 @@ public async Task RecordExpenseAsync(RecordExpenseRequest request, CancellationT
 
         if (!bankAccount.IsBankAccount)
             throw new ValidationException(
-                "The payment account must be a bank/cash account.", nameof(Account), nameof(RecordExpenseAsync));
+                _localizer.Get<ValidationResource>("Validation_Expense_PaymentAccountMustBeBank"),
+                nameof(Account), nameof(RecordExpenseAsync));
 
         var expenseAccount = all.FirstOrDefault(a => a.Id == request.ExpenseAccountId)
             ?? throw new EntityNotFoundException(nameof(Account), request.ExpenseAccountId, nameof(RecordExpenseAsync));
 
         if (expenseAccount.Type != AccountType.Expense)
             throw new ValidationException(
-                "Selected account is not an Expense account.", nameof(Account), nameof(RecordExpenseAsync));
+                _localizer.Get<ValidationResource>("Validation_Expense_AccountNotExpense"),
+                nameof(Account), nameof(RecordExpenseAsync));
 
         if (expenseAccount.IsSystem)
             throw new ValidationException(
-                "System accounts cannot be used for manual expense payments.", nameof(Account), nameof(RecordExpenseAsync));
+                _localizer.Get<ValidationResource>("Validation_Expense_SystemAccountNotAllowed"),
+                nameof(Account), nameof(RecordExpenseAsync));
 
         var settings = await _settingsRepo.GetAsync(ct);
         var isTaxApplicable = settings?.IsTaxApplicable ?? false;
@@ -92,11 +101,15 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                 CreatedAt = now
             }, innerCt);
 
-            // Taxable while tax applies: DR Expense net / DR Tax Paid / CR Bank gross.
+            // Taxable while tax applies: DR Expense net / DR Tax Receivable (2320, recoverable
+            // input tax — an Asset since spec 028 #355; the debit posting is unchanged) / CR Bank gross.
+            // Under Exclusive entry mode request.Amount is the net and tax is added on top (the
+            // bank line still takes the gross); under Inclusive it is the gross and tax splits out.
             // Otherwise a 2-line pair; postings while tax doesn't apply carry no tax code at all.
-            var (expenseAmount, taxAmount) = taxCode == TaxCode.Taxable
-                ? TaxCalculator.SplitInclusive(request.Amount, settings?.TaxRate ?? 0m)
-                : (request.Amount, 0m);
+            var (grossAmount, expenseAmount, taxAmount) = taxCode == TaxCode.Taxable
+                ? TaxCalculator.Split(request.Amount, settings?.TaxEntryMode ?? TaxEntryMode.Inclusive, settings?.TaxRate ?? 0m,
+                    CurrencyCatalog.Get(settings?.CurrencyCode ?? CurrencyCatalog.Default.Code).MinorUnitDigits)
+                : (request.Amount, request.Amount, 0m);
 
             var lines = new List<Transaction>
             {
@@ -119,7 +132,7 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                     Date = request.Date,
                     AccountId = bankAccount.Id,
                     DebitAmount = 0m,
-                    CreditAmount = request.Amount,
+                    CreditAmount = grossAmount,
                     GLAccount = bankAccount.AccountNumber,
                     JournalEntryId = entry.Id,
                     TaxCode = taxCode,
diff --git a/src/StageFright.Core/Modules/Finance/FeeService.cs b/src/StageFright.Core/Modules/Finance/FeeService.cs
index a13aba57..6926abe2 100644
--- a/src/StageFright.Core/Modules/Finance/FeeService.cs
+++ b/src/StageFright.Core/Modules/Finance/FeeService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -20,6 +22,7 @@ public class FeeService : IFeeService
     private readonly ISettingsRepository _settingsRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public FeeService(
         IMemberRepository memberRepo,
@@ -28,7 +31,8 @@ public FeeService(
         IAccountRepository accountRepo,
         ISettingsRepository settingsRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _memberRepo = memberRepo;
         _feeRepo = feeRepo;
@@ -37,6 +41,7 @@ public FeeService(
         _settingsRepo = settingsRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<IReadOnlyList<Member>> GetEligibleMembersAsync(CancellationToken ct = default)
@@ -61,12 +66,13 @@ public async Task<int> ApplyAnnualFeesAsync(IReadOnlyList<Guid> memberIds, Cance
 
         var settings = await _settingsRepo.GetAsync(ct)
             ?? throw new ValidationException(
-                "Application settings are not configured.", "Settings", nameof(ApplyAnnualFeesAsync));
+                _localizer.Get<ValidationResource>("Validation_Settings_NotConfigured"),
+                "Settings", nameof(ApplyAnnualFeesAsync));
 
         var accounts = await _accountRepo.GetAllAsync(ct);
         var incomeAccount = accounts.FirstOrDefault(c => c.Type == AccountType.Income && !c.IsSystem)
             ?? throw new ValidationException(
-                "No income account configured. Please set up accounts in Settings before applying fees.",
+                _localizer.Get<ValidationResource>("Validation_Fee_NoIncomeAccount"),
                 "Account", nameof(ApplyAnnualFeesAsync));
 
         var currentYear = DateTime.UtcNow.Year;
@@ -78,9 +84,13 @@ public async Task<int> ApplyAnnualFeesAsync(IReadOnlyList<Guid> memberIds, Cance
         var taxCode = settings.IsTaxApplicable
             ? settings.AnnualFeeTaxCode ?? TaxCode.TaxExempt
             : (TaxCode?)null;
-        var (incomeAmount, taxAmount) = taxCode == TaxCode.Taxable
-            ? TaxCalculator.SplitInclusive(settings.AnnualFee, settings.TaxRate ?? 0m)
-            : (settings.AnnualFee, 0m);
+        // Under Exclusive entry mode settings.AnnualFee is the net and tax is added on top; under
+        // Inclusive it is the gross and tax is split back out. Either way the receivable and
+        // Fee.Amount carry the gross, the income line the net, the tax line the tax (issue #354).
+        var (grossAmount, incomeAmount, taxAmount) = taxCode == TaxCode.Taxable
+            ? TaxCalculator.Split(settings.AnnualFee, settings.TaxEntryMode, settings.TaxRate ?? 0m,
+                CurrencyCatalog.Get(settings.CurrencyCode).MinorUnitDigits)
+            : (settings.AnnualFee, settings.AnnualFee, 0m);
 
         await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
         {
@@ -93,7 +103,7 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                     Id = Guid.NewGuid(),
                     MemberId = memberId,
                     FeeType = FeeType.Annual,
-                    Amount = settings.AnnualFee,
+                    Amount = grossAmount,
                     FeeDate = feeDate,
                     DueDate = dueDate,
                     PaidAtCreation = false,
@@ -111,7 +121,7 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                         Id = Guid.NewGuid(),
                         Date = feeDate,
                         AccountId = SystemAccounts.MemberReceivableId,
-                        DebitAmount = settings.AnnualFee,
+                        DebitAmount = grossAmount,
                         CreditAmount = 0m,
                         GLAccount = SystemAccounts.MemberReceivableNumber,
                         MemberId = memberId,
diff --git a/src/StageFright.Core/Modules/Finance/FinanceMenuItemProvider.cs b/src/StageFright.Core/Modules/Finance/FinanceMenuItemProvider.cs
index 4490e4d3..c587b61a 100644
--- a/src/StageFright.Core/Modules/Finance/FinanceMenuItemProvider.cs
+++ b/src/StageFright.Core/Modules/Finance/FinanceMenuItemProvider.cs
@@ -1,3 +1,5 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 
 namespace StageFright.Core.Modules.Finance;
@@ -11,6 +13,13 @@ namespace StageFright.Core.Modules.Finance;
 /// </summary>
 public class FinanceMenuItemProvider : IMenuItemProvider
 {
+    private readonly IStringLocalizer<NavigationResource> _localizer;
+
+    public FinanceMenuItemProvider(IStringLocalizer<NavigationResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string ModuleName => "Finance";
     public int DisplayOrder => 4;
 
@@ -18,18 +27,18 @@ public IReadOnlyList<MenuItem> GetMenuItems() =>
     [
         new MenuItem
         {
-            Title = "Finance",
+            Title = _localizer["Nav_Finance_Title"],
             Route = "/finance",
-            ShortLabel = "FIN",
+            ShortLabel = _localizer["Nav_Finance_ShortLabel"],
             DisplayOrder = 0,
             SubItems =
             [
-                new MenuItem { Title = "Overview", Route = "/finance", DisplayOrder = 0 },
-                new MenuItem { Title = "Chart of Accounts", Route = "/finance/accounts", DisplayOrder = 1 },
-                new MenuItem { Title = "Record Bank Deposit", Route = "/finance/bank-deposit", DisplayOrder = 3 },
-                new MenuItem { Title = "Journal Entries", Route = "/finance/journal", DisplayOrder = 4 },
-                new MenuItem { Title = "Reconciliation", Route = "/finance/reconciliation", DisplayOrder = 5 },
-                new MenuItem { Title = "Opening Balances", Route = "/finance/opening-balances", DisplayOrder = 6 }
+                new MenuItem { Title = _localizer["Nav_Finance_Overview"], Route = "/finance", DisplayOrder = 0 },
+                new MenuItem { Title = _localizer["Nav_Finance_ChartOfAccounts"], Route = "/finance/accounts", DisplayOrder = 1 },
+                new MenuItem { Title = _localizer["Nav_Finance_RecordBankDeposit"], Route = "/finance/bank-deposit", DisplayOrder = 3 },
+                new MenuItem { Title = _localizer["Nav_Finance_JournalEntries"], Route = "/finance/journal", DisplayOrder = 4 },
+                new MenuItem { Title = _localizer["Nav_Finance_Reconciliation"], Route = "/finance/reconciliation", DisplayOrder = 5 },
+                new MenuItem { Title = _localizer["Nav_Finance_OpeningBalances"], Route = "/finance/opening-balances", DisplayOrder = 6 }
             ]
         }
     ];
diff --git a/src/StageFright.Core/Modules/Finance/FinancialYearCalculator.cs b/src/StageFright.Core/Modules/Finance/FinancialYearCalculator.cs
index 8935008d..b3ceec4a 100644
--- a/src/StageFright.Core/Modules/Finance/FinancialYearCalculator.cs
+++ b/src/StageFright.Core/Modules/Finance/FinancialYearCalculator.cs
@@ -1,33 +1,98 @@
 namespace StageFright.Core.Modules.Finance;
 
 /// <summary>
-/// Computes financial-year boundaries from a configurable start month
-/// (Settings.FinancialYearStartMonth, default 7 = Australian FY 1 Jul – 30 Jun).
+/// Computes financial-year boundaries from a configurable start month + start day
+/// (Settings.FinancialYearStartMonth / FinancialYearStartDay, default 7/1 = Australian
+/// FY 1 Jul – 30 Jun). The year pivots on the (month, day) anchor: a date on or after the
+/// anchor belongs to the FY that opened this calendar year; an earlier date belongs to the
+/// prior FY. <c>startDay</c> defaults to 1, reproducing the pre-028 first-of-month behaviour.
+/// The <c>inceptionDate</c> overloads additionally shorten the <em>first</em> financial year of
+/// an organisation founded after the anchor and flag it as a part-year (spec 028, FR-022 / #353).
 /// </summary>
 public static class FinancialYearCalculator
 {
     /// <summary>Default FY start month (July) used before settings are available.</summary>
     public const int DefaultStartMonth = 7;
 
+    /// <summary>Default FY start day (1st) used before settings are available.</summary>
+    public const int DefaultStartDay = 1;
+
     /// <summary>
     /// Returns the inclusive UTC date range of the financial year containing
     /// <paramref name="date"/>. The end date carries a 23:59:59 time component.
     /// </summary>
-    public static (DateTime From, DateTime To) GetRange(DateTime date, int startMonth)
+    /// <param name="date">Any date within the target financial year.</param>
+    /// <param name="startMonth">First month (1–12) of the financial year; out-of-range falls back to July.</param>
+    /// <param name="startDay">Day of <paramref name="startMonth"/> (1–28) the year opens on; out-of-range falls back to the 1st.</param>
+    public static (DateTime From, DateTime To) GetRange(DateTime date, int startMonth, int startDay = DefaultStartDay)
     {
         if (startMonth is < 1 or > 12)
             startMonth = DefaultStartMonth;
+        if (startDay is < 1 or > 28)
+            startDay = DefaultStartDay;
+
+        // Pivot on the (month, day) anchor: on/after it → the FY that opened this calendar
+        // year; before it → the prior FY. With startDay == 1 this reduces to date.Month >= startMonth.
+        var onOrAfterAnchor = date.Month > startMonth
+            || (date.Month == startMonth && date.Day >= startDay);
+        var startYear = onOrAfterAnchor ? date.Year : date.Year - 1;
 
-        var startYear = date.Month >= startMonth ? date.Year : date.Year - 1;
-        var from = new DateTime(startYear, startMonth, 1, 0, 0, 0, DateTimeKind.Utc);
+        var from = new DateTime(startYear, startMonth, startDay, 0, 0, 0, DateTimeKind.Utc);
         var to = from.AddYears(1).AddDays(-1);
         return (from, new DateTime(to.Year, to.Month, to.Day, 23, 59, 59, DateTimeKind.Utc));
     }
 
     /// <summary>Returns the financial year immediately before the one containing <paramref name="date"/>.</summary>
-    public static (DateTime From, DateTime To) GetPreviousRange(DateTime date, int startMonth)
+    public static (DateTime From, DateTime To) GetPreviousRange(DateTime date, int startMonth, int startDay = DefaultStartDay)
+    {
+        var (from, _) = GetRange(date, startMonth, startDay);
+        return GetRange(from.AddDays(-1), startMonth, startDay);
+    }
+
+    /// <summary>
+    /// First-period-aware range. When <paramref name="inceptionDate"/> is non-null and falls after
+    /// the normal opening anchor of the financial year containing <paramref name="date"/>, the range
+    /// opens on the inception date instead and <c>IsPartYear</c> is <see langword="true"/> — a first
+    /// financial year shorter than twelve months (spec 028, FR-022). Every other year, and a null or
+    /// on-anchor inception date, returns the full twelve-month range with <c>IsPartYear</c> false,
+    /// identical to <see cref="GetRange(DateTime,int,int)"/>.
+    /// </summary>
+    /// <param name="date">Any date within the target financial year.</param>
+    /// <param name="startMonth">First month (1–12) of the financial year; out-of-range falls back to July.</param>
+    /// <param name="startDay">Day of <paramref name="startMonth"/> (1–28) the year opens on; out-of-range falls back to the 1st.</param>
+    /// <param name="inceptionDate">Optional organisation founding date; only its date component is used.</param>
+    public static (DateTime From, DateTime To, bool IsPartYear) GetRange(
+        DateTime date, int startMonth, int startDay, DateTime? inceptionDate)
+    {
+        var (from, to) = GetRange(date, startMonth, startDay);
+
+        if (inceptionDate is not { } inception)
+            return (from, to, false);
+
+        var opensAt = inception.Date;
+
+        // Part-year only for the financial year that actually contains the inception date, and only
+        // when the organisation was founded strictly after that year's normal opening anchor.
+        if (opensAt > from && opensAt <= to)
+        {
+            var clampedFrom = new DateTime(opensAt.Year, opensAt.Month, opensAt.Day, 0, 0, 0, DateTimeKind.Utc);
+            return (clampedFrom, to, true);
+        }
+
+        return (from, to, false);
+    }
+
+    /// <summary>
+    /// First-period-aware equivalent of <see cref="GetPreviousRange(DateTime,int,int)"/>. Pivots on
+    /// the current financial year's <em>un-clamped</em> opening anchor, so calling it from inside a
+    /// part-year first period still returns the genuinely prior (empty) year rather than the
+    /// part-year itself; from year two onward it returns the part-year first period with
+    /// <c>IsPartYear</c> true.
+    /// </summary>
+    public static (DateTime From, DateTime To, bool IsPartYear) GetPreviousRange(
+        DateTime date, int startMonth, int startDay, DateTime? inceptionDate)
     {
-        var (from, _) = GetRange(date, startMonth);
-        return GetRange(from.AddDays(-1), startMonth);
+        var (from, _) = GetRange(date, startMonth, startDay);
+        return GetRange(from.AddDays(-1), startMonth, startDay, inceptionDate);
     }
 }
diff --git a/src/StageFright.Core/Modules/Finance/GeneralJournalService.cs b/src/StageFright.Core/Modules/Finance/GeneralJournalService.cs
index d4c57e1d..0468bc40 100644
--- a/src/StageFright.Core/Modules/Finance/GeneralJournalService.cs
+++ b/src/StageFright.Core/Modules/Finance/GeneralJournalService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -17,19 +19,22 @@ public class GeneralJournalService : IGeneralJournalService
     private readonly IJournalEntryRepository _journalRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public GeneralJournalService(
         IAccountRepository accountRepo,
         IGLRepository glRepo,
         IJournalEntryRepository journalRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _accountRepo = accountRepo;
         _glRepo = glRepo;
         _journalRepo = journalRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<IReadOnlyList<Account>> GetJournalAccountsAsync(CancellationToken ct = default)
@@ -45,32 +50,35 @@ public async Task RecordJournalAsync(RecordJournalRequest request, CancellationT
     {
         if (string.IsNullOrWhiteSpace(request.Description))
             throw new ValidationException(
-                "A description is required for manual journals.", nameof(JournalEntry), nameof(RecordJournalAsync));
+                _localizer.Get<ValidationResource>("Validation_Journal_DescriptionRequired"),
+                nameof(JournalEntry), nameof(RecordJournalAsync));
 
         if (request.Lines.Count < 2)
             throw new ValidationException(
-                "A journal requires at least two lines.", nameof(JournalEntry), nameof(RecordJournalAsync));
+                _localizer.Get<ValidationResource>("Validation_Journal_MinimumTwoLines"),
+                nameof(JournalEntry), nameof(RecordJournalAsync));
 
         foreach (var line in request.Lines)
         {
             if (line.DebitAmount < 0m || line.CreditAmount < 0m)
                 throw new ValidationException(
-                    "Journal line amounts cannot be negative.", nameof(JournalEntry), nameof(RecordJournalAsync));
+                    _localizer.Get<ValidationResource>("Validation_Journal_LineAmountsNonNegative"),
+                    nameof(JournalEntry), nameof(RecordJournalAsync));
 
             if ((line.DebitAmount != 0m) == (line.CreditAmount != 0m))
                 throw new ValidationException(
-                    "Each journal line must have exactly one non-zero side (debit or credit).",
+                    _localizer.Get<ValidationResource>("Validation_Journal_LineOneNonZeroSide"),
                     nameof(JournalEntry), nameof(RecordJournalAsync));
 
             if (line.AccountId == SystemAccounts.MemberReceivableId)
                 throw new ValidationException(
-                    "Manual journals cannot post to the Member Receivable account — member balances may only change through fee and payment workflows.",
+                    _localizer.Get<ValidationResource>("Validation_Journal_NoMemberReceivable"),
                     nameof(JournalEntry), nameof(RecordJournalAsync));
         }
 
         if (request.Lines.Sum(l => l.DebitAmount) != request.Lines.Sum(l => l.CreditAmount))
             throw new ValidationException(
-                "The journal is out of balance — total debits must equal total credits.",
+                _localizer.Get<ValidationResource>("Validation_Journal_OutOfBalance"),
                 nameof(JournalEntry), nameof(RecordJournalAsync));
 
         var all = await _accountRepo.GetAllAsync(ct);
diff --git a/src/StageFright.Core/Modules/Finance/IncomeEntryService.cs b/src/StageFright.Core/Modules/Finance/IncomeEntryService.cs
index 832c36ee..e0c180df 100644
--- a/src/StageFright.Core/Modules/Finance/IncomeEntryService.cs
+++ b/src/StageFright.Core/Modules/Finance/IncomeEntryService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -19,6 +21,7 @@ public class IncomeEntryService : IIncomeEntryService
     private readonly ISettingsRepository _settingsRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public IncomeEntryService(
         IAccountRepository accountRepo,
@@ -26,7 +29,8 @@ public IncomeEntryService(
         IJournalEntryRepository journalRepo,
         ISettingsRepository settingsRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _accountRepo = accountRepo;
         _glRepo = glRepo;
@@ -34,6 +38,7 @@ public IncomeEntryService(
         _settingsRepo = settingsRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<IReadOnlyList<Account>> GetIncomeAccountsAsync(CancellationToken ct = default)
@@ -50,7 +55,8 @@ public async Task RecordIncomeAsync(RecordIncomeRequest request, CancellationTok
     {
         if (request.Amount <= 0m)
             throw new ValidationException(
-                "Income amount must be greater than zero.", nameof(Transaction), nameof(RecordIncomeAsync));
+                _localizer.Get<ValidationResource>("Validation_Income_AmountPositive"),
+                nameof(Transaction), nameof(RecordIncomeAsync));
 
         var all = await _accountRepo.GetAllAsync(ct);
         var account = all.FirstOrDefault(c => c.Id == request.AccountId)
@@ -59,11 +65,13 @@ public async Task RecordIncomeAsync(RecordIncomeRequest request, CancellationTok
 
         if (account.Type != AccountType.Income)
             throw new ValidationException(
-                "Selected account is not an Income account.", nameof(Account), nameof(RecordIncomeAsync));
+                _localizer.Get<ValidationResource>("Validation_Income_AccountNotIncome"),
+                nameof(Account), nameof(RecordIncomeAsync));
 
         if (account.IsSystem)
             throw new ValidationException(
-                "System accounts cannot be used for manual income entries.", nameof(Account), nameof(RecordIncomeAsync));
+                _localizer.Get<ValidationResource>("Validation_Income_SystemAccountNotAllowed"),
+                nameof(Account), nameof(RecordIncomeAsync));
 
         var depositAccountId = request.DepositAccountId ?? SystemAccounts.CashId;
         var depositAccount = all.FirstOrDefault(a => a.Id == depositAccountId)
@@ -72,7 +80,8 @@ public async Task RecordIncomeAsync(RecordIncomeRequest request, CancellationTok
 
         if (!depositAccount.IsBankAccount)
             throw new ValidationException(
-                "The deposit account must be a bank/cash account.", nameof(Account), nameof(RecordIncomeAsync));
+                _localizer.Get<ValidationResource>("Validation_Income_DepositAccountMustBeBank"),
+                nameof(Account), nameof(RecordIncomeAsync));
 
         var settings = await _settingsRepo.GetAsync(ct);
         var isTaxApplicable = settings?.IsTaxApplicable ?? false;
@@ -95,10 +104,13 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
             }, innerCt);
 
             // Taxable while tax applies: DR Bank gross / CR Income net / CR Tax Collected.
+            // Under Exclusive entry mode request.Amount is the net and tax is added on top (the
+            // bank line still takes the gross); under Inclusive it is the gross and tax splits out.
             // Otherwise a 2-line pair; postings while tax doesn't apply carry no tax code at all.
-            var (incomeAmount, taxAmount) = taxCode == TaxCode.Taxable
-                ? TaxCalculator.SplitInclusive(request.Amount, settings?.TaxRate ?? 0m)
-                : (request.Amount, 0m);
+            var (grossAmount, incomeAmount, taxAmount) = taxCode == TaxCode.Taxable
+                ? TaxCalculator.Split(request.Amount, settings?.TaxEntryMode ?? TaxEntryMode.Inclusive, settings?.TaxRate ?? 0m,
+                    CurrencyCatalog.Get(settings?.CurrencyCode ?? CurrencyCatalog.Default.Code).MinorUnitDigits)
+                : (request.Amount, request.Amount, 0m);
 
             var lines = new List<Transaction>
             {
@@ -107,7 +119,7 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                     Id = Guid.NewGuid(),
                     Date = request.Date,
                     AccountId = depositAccount.Id,
-                    DebitAmount = request.Amount,
+                    DebitAmount = grossAmount,
                     CreditAmount = 0m,
                     GLAccount = depositAccount.AccountNumber,
                     JournalEntryId = entry.Id,
diff --git a/src/StageFright.Core/Modules/Finance/OpeningBalanceService.cs b/src/StageFright.Core/Modules/Finance/OpeningBalanceService.cs
index 26847bd6..e140c51a 100644
--- a/src/StageFright.Core/Modules/Finance/OpeningBalanceService.cs
+++ b/src/StageFright.Core/Modules/Finance/OpeningBalanceService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -25,19 +27,22 @@ public class OpeningBalanceService : IOpeningBalanceService
     private readonly IJournalEntryRepository _journalRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public OpeningBalanceService(
         IAccountRepository accountRepo,
         IGLRepository glRepo,
         IJournalEntryRepository journalRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _accountRepo = accountRepo;
         _glRepo = glRepo;
         _journalRepo = journalRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<IReadOnlyList<Account>> GetOpeningBalanceAccountsAsync(CancellationToken ct = default)
@@ -75,12 +80,12 @@ public async Task RecordOpeningBalancesAsync(RecordOpeningBalancesRequest reques
         var entries = request.Entries.Where(e => e.Amount != 0m).ToList();
         if (entries.Count == 0)
             throw new ValidationException(
-                "At least one non-zero opening balance is required.",
+                _localizer.Get<ValidationResource>("Validation_OpeningBalance_AtLeastOneNonZero"),
                 nameof(JournalEntry), nameof(RecordOpeningBalancesAsync));
 
         if (entries.GroupBy(e => e.AccountId).Any(g => g.Count() > 1))
             throw new ValidationException(
-                "Each account may only appear once in the opening balances.",
+                _localizer.Get<ValidationResource>("Validation_OpeningBalance_AccountOncePerBatch"),
                 nameof(JournalEntry), nameof(RecordOpeningBalancesAsync));
 
         var eligible = await GetOpeningBalanceAccountsAsync(ct);
@@ -90,7 +95,7 @@ public async Task RecordOpeningBalancesAsync(RecordOpeningBalancesRequest reques
         {
             if (!accountsById.ContainsKey(entry.AccountId))
                 throw new ValidationException(
-                    "One or more accounts are not eligible for opening balances.",
+                    _localizer.Get<ValidationResource>("Validation_OpeningBalance_AccountNotEligible"),
                     nameof(Account), nameof(RecordOpeningBalancesAsync), entry.AccountId);
         }
 
diff --git a/src/StageFright.Core/Modules/Finance/PaymentService.cs b/src/StageFright.Core/Modules/Finance/PaymentService.cs
index b093b9b0..1a79e509 100644
--- a/src/StageFright.Core/Modules/Finance/PaymentService.cs
+++ b/src/StageFright.Core/Modules/Finance/PaymentService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -20,6 +22,7 @@ public class PaymentService : IPaymentService
     private readonly IMemberRepository _memberRepo;
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
+    private readonly ILocalizer _localizer;
 
     public PaymentService(
         IFeeRepository feeRepo,
@@ -27,7 +30,8 @@ public PaymentService(
         IGLRepository glRepo,
         IMemberRepository memberRepo,
         IAuditTrailService audit,
-        IUnitOfWork unitOfWork)
+        IUnitOfWork unitOfWork,
+        ILocalizer localizer)
     {
         _feeRepo = feeRepo;
         _paymentRepo = paymentRepo;
@@ -35,13 +39,15 @@ public PaymentService(
         _memberRepo = memberRepo;
         _audit = audit;
         _unitOfWork = unitOfWork;
+        _localizer = localizer;
     }
 
     public async Task<Payment> RecordAsync(RecordPaymentRequest request, CancellationToken ct = default)
     {
         if (request.Amount <= 0m)
             throw new ValidationException(
-                "Payment amount must be greater than zero.", nameof(Payment), nameof(RecordAsync));
+                _localizer.Get<ValidationResource>("Validation_Payment_AmountPositive"),
+                nameof(Payment), nameof(RecordAsync));
 
         Payment savedPayment = null!;
 
@@ -75,7 +81,8 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
             {
                 if (request.SelectedFeeIds.Count == 0)
                     throw new ValidationException(
-                        "At least one outstanding fee must be selected.", nameof(Payment), nameof(RecordAsync));
+                        _localizer.Get<ValidationResource>("Validation_Payment_SelectAtLeastOneFee"),
+                        nameof(Payment), nameof(RecordAsync));
 
                 var selectedSet = request.SelectedFeeIds.ToHashSet();
                 var selectedFees = fees.Where(f => selectedSet.Contains(f.Id)).ToList();
@@ -94,7 +101,8 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
 
                 if (request.Amount > selectedRemainingTotal)
                     throw new ValidationException(
-                        "Amount exceeds the selected fees' remaining total.", nameof(Payment), nameof(RecordAsync));
+                        _localizer.Get<ValidationResource>("Validation_Payment_AmountExceedsSelectedTotal"),
+                        nameof(Payment), nameof(RecordAsync));
 
                 fees = selectedFees;
             }
diff --git a/src/StageFright.Core/Modules/Finance/ReactivationForgivenessService.cs b/src/StageFright.Core/Modules/Finance/ReactivationForgivenessService.cs
index 37c539e1..d2fc4b2c 100644
--- a/src/StageFright.Core/Modules/Finance/ReactivationForgivenessService.cs
+++ b/src/StageFright.Core/Modules/Finance/ReactivationForgivenessService.cs
@@ -1,6 +1,7 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 
 namespace StageFright.Core.Modules.Finance;
 
@@ -80,8 +81,13 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                 // decreasing adjustment reversing the tax accrued with the fee, at the
                 // organisation's current tax rate (single current rate, no rate history — see
                 // spec 016 Assumptions).
+                // No Settings.TaxEntryMode branch here (unlike the accrual services — issue #354):
+                // this reverses a *stored* gross Fee.Amount, and SplitInclusive of an exact gross
+                // re-sums to it by construction, so the pair stays balanced whichever entry mode
+                // was in force when the fee was raised and no historical figure is reinterpreted.
                 var (badDebtAmount, taxAdjustment) = fee.TaxCode == TaxCode.Taxable
-                    ? TaxCalculator.SplitInclusive(fee.Amount, settings?.TaxRate ?? 0m)
+                    ? TaxCalculator.SplitInclusive(fee.Amount, settings?.TaxRate ?? 0m,
+                        CurrencyCatalog.Get(settings?.CurrencyCode ?? CurrencyCatalog.Default.Code).MinorUnitDigits)
                     : (fee.Amount, 0m);
 
                 var lines = new List<Transaction>
diff --git a/src/StageFright.Core/Modules/Finance/SystemAccounts.cs b/src/StageFright.Core/Modules/Finance/SystemAccounts.cs
index a38c6e13..cf3c7906 100644
--- a/src/StageFright.Core/Modules/Finance/SystemAccounts.cs
+++ b/src/StageFright.Core/Modules/Finance/SystemAccounts.cs
@@ -19,7 +19,12 @@ public static class SystemAccounts
     /// <summary>Tax Collected — Liability 2310. Tax clearing account for sales.</summary>
     public static readonly Guid TaxCollectedId = new("00000000-0000-0000-0000-000000000004");
 
-    /// <summary>Tax Paid — Liability 2320. Tax clearing account for purchases.</summary>
+    /// <summary>
+    /// Tax Receivable — Asset 2320. Tax clearing account for purchases: tax paid on
+    /// purchases is recoverable from the tax authority, so the account is an asset
+    /// (spec 028 Phase 16 / issue #355). The <c>TaxPaid*</c> C# names are retained for
+    /// continuity; the number stays 2320 as a documented asset exception.
+    /// </summary>
     public static readonly Guid TaxPaidId = new("00000000-0000-0000-0000-000000000005");
 
     /// <summary>Opening Balance Equity — Equity 3100. Plug account for the opening balances wizard.</summary>
@@ -40,7 +45,7 @@ public static class SystemAccounts
     /// <summary>Account number of Tax Collected.</summary>
     public const string TaxCollectedNumber = "2310";
 
-    /// <summary>Account number of Tax Paid.</summary>
+    /// <summary>Account number of Tax Receivable (an Asset, despite the 2000s number — see <see cref="TaxPaidId"/>).</summary>
     public const string TaxPaidNumber = "2320";
 
     /// <summary>Account number of Opening Balance Equity.</summary>
diff --git a/src/StageFright.Core/Modules/Finance/TaxCalculator.cs b/src/StageFright.Core/Modules/Finance/TaxCalculator.cs
index b3f48ca5..8fdec92f 100644
--- a/src/StageFright.Core/Modules/Finance/TaxCalculator.cs
+++ b/src/StageFright.Core/Modules/Finance/TaxCalculator.cs
@@ -1,20 +1,58 @@
+using StageFright.Core.Enums;
+
 namespace StageFright.Core.Modules.Finance;
 
 /// <summary>
-/// Splits tax-inclusive amounts into net + tax components using the organisation's
-/// configured <see cref="Entities.Settings.TaxRate"/>. Users always enter tax-inclusive
-/// amounts; the tax component is rounded to the cent with MidpointRounding.AwayFromZero,
-/// and the net is the remainder so the two parts always sum exactly to the gross.
+/// Splits a taxable amount into net + tax components using the organisation's configured
+/// <see cref="Entities.Settings.TaxRate"/>. The amount is interpreted per the organisation's
+/// <see cref="Entities.Settings.TaxEntryMode"/>: <see cref="TaxEntryMode.Inclusive"/> (the
+/// default) treats it as the tax-inclusive gross and splits tax back out; <see cref="TaxEntryMode.Exclusive"/>
+/// treats it as the net and adds tax on top (spec 028, FR-005 / issue #354). Either way the tax
+/// component is rounded to the configured currency's minor unit with MidpointRounding.AwayFromZero
+/// and net + tax sum exactly to the gross — at 0, 2 or 3 minor digits alike.
 /// </summary>
 public static class TaxCalculator
 {
     /// <summary>
     /// Splits a tax-inclusive gross amount into (net, tax) at the given rate.
-    /// tax = round(gross * ratePercent / (100 + ratePercent), 2, AwayFromZero); net = gross − tax.
+    /// tax = round(gross * ratePercent / (100 + ratePercent), minorUnitDigits, AwayFromZero); net = gross − tax.
+    /// <paramref name="minorUnitDigits"/> defaults to 2, so every call site not passing the configured
+    /// currency's precision keeps today's cent rounding unchanged.
     /// </summary>
-    public static (decimal Net, decimal Tax) SplitInclusive(decimal gross, decimal ratePercent)
+    public static (decimal Net, decimal Tax) SplitInclusive(decimal gross, decimal ratePercent, int minorUnitDigits = 2)
     {
-        var tax = Math.Round(gross * ratePercent / (100m + ratePercent), 2, MidpointRounding.AwayFromZero);
+        var tax = Math.Round(gross * ratePercent / (100m + ratePercent), minorUnitDigits, MidpointRounding.AwayFromZero);
         return (gross - tax, tax);
     }
+
+    /// <summary>
+    /// Splits a tax-exclusive net amount into (gross, tax) at the given rate.
+    /// tax = round(net * ratePercent / 100, minorUnitDigits, AwayFromZero); gross = net + tax, so the
+    /// two parts re-sum to the gross exactly. <paramref name="minorUnitDigits"/> defaults to 2.
+    /// </summary>
+    public static (decimal Gross, decimal Tax) SplitExclusive(decimal net, decimal ratePercent, int minorUnitDigits = 2)
+    {
+        var tax = Math.Round(net * ratePercent / 100m, minorUnitDigits, MidpointRounding.AwayFromZero);
+        return (net + tax, tax);
+    }
+
+    /// <summary>
+    /// Resolves an entered amount to its (gross, net, tax) parts under the organisation's
+    /// <paramref name="mode"/> — the single call site every taxable posting service uses:
+    /// <see cref="TaxEntryMode.Inclusive"/> feeds <see cref="SplitInclusive"/> (entered = gross);
+    /// <see cref="TaxEntryMode.Exclusive"/> feeds <see cref="SplitExclusive"/> (entered = net).
+    /// gross always equals net + tax.
+    /// </summary>
+    public static (decimal Gross, decimal Net, decimal Tax) Split(
+        decimal enteredAmount, TaxEntryMode mode, decimal ratePercent, int minorUnitDigits = 2)
+    {
+        if (mode == TaxEntryMode.Exclusive)
+        {
+            var (gross, tax) = SplitExclusive(enteredAmount, ratePercent, minorUnitDigits);
+            return (gross, enteredAmount, tax);
+        }
+
+        var (net, incTax) = SplitInclusive(enteredAmount, ratePercent, minorUnitDigits);
+        return (enteredAmount, net, incTax);
+    }
 }
diff --git a/src/StageFright.Core/Modules/Localization/LanguageProvider.cs b/src/StageFright.Core/Modules/Localization/LanguageProvider.cs
new file mode 100644
index 00000000..2d0dbad1
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/LanguageProvider.cs
@@ -0,0 +1,124 @@
+using System.Globalization;
+using StageFright.Core.Contracts;
+
+namespace StageFright.Core.Modules.Localization;
+
+/// <summary>
+/// Default <see cref="ILanguageProvider"/> — resolves the startup culture with the FR-006 ladder
+/// (spec 029, extending spec 027's FR-023): an explicit <c>Settings.LanguageCode</c> that names a
+/// shipped language, else a recorded <see cref="ILanguagePreferenceStore"/> preference naming a
+/// shipped language, else the OS display language when the catalog has an exact or
+/// parent-language match, else <c>en-AU</c>. Every step is wrapped so an unreadable setting, an
+/// unknown stored code, or an unresolvable OS culture drops to the next step rather than throwing
+/// (FR-017).
+/// </summary>
+public sealed class LanguageProvider : ILanguageProvider
+{
+    private readonly ISettingsService _settingsService;
+    private readonly ISupportedLanguagesCatalog _catalog;
+    private readonly ISystemCultureProvider _systemCultureProvider;
+    private readonly ILanguagePreferenceStore _languagePreferenceStore;
+
+    public LanguageProvider(
+        ISettingsService settingsService,
+        ISupportedLanguagesCatalog catalog,
+        ISystemCultureProvider systemCultureProvider,
+        ILanguagePreferenceStore languagePreferenceStore)
+    {
+        _settingsService = settingsService;
+        _catalog = catalog;
+        _systemCultureProvider = systemCultureProvider;
+        _languagePreferenceStore = languagePreferenceStore;
+    }
+
+    public CultureInfo DefaultCulture =>
+        SafeCulture(_catalog.Default.CultureCode) ?? CultureInfo.GetCultureInfo(SupportedLanguagesCatalog.DefaultCultureCode);
+
+    public async Task<CultureInfo> ResolveStartupCultureAsync(CancellationToken ct = default)
+    {
+        // (1) Explicit choice always wins (FR-014 / FR-023).
+        try
+        {
+            var settings = await _settingsService.GetAsync(ct).ConfigureAwait(false);
+            var explicitChoice = _catalog.Find(settings?.LanguageCode);
+            if (explicitChoice is not null && SafeCulture(explicitChoice.CultureCode) is { } explicitCulture)
+                return explicitCulture;
+        }
+        catch
+        {
+            // Settings unreadable (pre-first-run, DB error) — fall through to the OS language.
+        }
+
+        // (2) Recorded no-database preference, when it names a shipped language (spec 029,
+        // FR-006 step 2) — read before the database exists, e.g. a first launch that recorded a
+        // language on /language-select but hasn't completed setup yet.
+        try
+        {
+            var recordedChoice = _catalog.Find(_languagePreferenceStore.Get());
+            if (recordedChoice is not null && SafeCulture(recordedChoice.CultureCode) is { } recordedCulture)
+                return recordedCulture;
+        }
+        catch
+        {
+            // Preference store unreadable — fall through to the OS language.
+        }
+
+        // (3) OS display language, when a matching resource set ships (FR-023 / SC-010).
+        try
+        {
+            var osMatch = MatchOperatingSystemCulture(_systemCultureProvider.GetUiCulture());
+            if (osMatch is not null && SafeCulture(osMatch.CultureCode) is { } osCulture)
+                return osCulture;
+        }
+        catch
+        {
+            // OS culture unavailable — fall through to the default.
+        }
+
+        // (4) Ultimate fallback — en-AU.
+        return DefaultCulture;
+    }
+
+    private SupportedLanguage? MatchOperatingSystemCulture(CultureInfo? osCulture)
+    {
+        if (osCulture is null
+            || string.IsNullOrWhiteSpace(osCulture.Name)
+            || osCulture.Equals(CultureInfo.InvariantCulture))
+            return null;
+
+        // Exact culture first (e.g. fr-CA), then the parent language (fr) — matched only among
+        // the runtime-discovered shipped sets (FR-023, spec "System-language default" edge case).
+        var exact = _catalog.Find(osCulture.Name);
+        if (exact is not null)
+            return exact;
+
+        var parentLanguage = osCulture.TwoLetterISOLanguageName;
+        if (string.IsNullOrWhiteSpace(parentLanguage) || string.Equals(parentLanguage, "iv", StringComparison.OrdinalIgnoreCase))
+            return null;
+
+        return _catalog.Find(parentLanguage)
+            ?? _catalog.All.FirstOrDefault(l => HasParentLanguage(l.CultureCode, parentLanguage));
+    }
+
+    private static bool HasParentLanguage(string cultureCode, string parentLanguage)
+    {
+        var culture = SafeCulture(cultureCode);
+        return culture is not null
+            && string.Equals(culture.TwoLetterISOLanguageName, parentLanguage, StringComparison.OrdinalIgnoreCase);
+    }
+
+    private static CultureInfo? SafeCulture(string? cultureCode)
+    {
+        if (string.IsNullOrWhiteSpace(cultureCode))
+            return null;
+
+        try
+        {
+            return CultureInfo.GetCultureInfo(cultureCode.Trim());
+        }
+        catch (CultureNotFoundException)
+        {
+            return null;
+        }
+    }
+}
diff --git a/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.cs b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.cs
new file mode 100644
index 00000000..53cb17ee
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.cs
@@ -0,0 +1,13 @@
+namespace StageFright.Core.Modules.Localization.Resources;
+
+/// <summary>
+/// Marker type that locates <c>EnumsResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{EnumsResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds every
+/// user-facing enum member's display text, keyed <c>Enum_&lt;EnumTypeName&gt;_&lt;MemberName&gt;</c>
+/// (FR-024). Shared across <c>StageFright.UI</c> and <c>StageFright.Reports</c> so a status reads
+/// identically on screen and in a printed report. Resolved through <see cref="StageFright.Core.Localization.EnumLocalizationExtensions.LocalizeEnum"/>,
+/// never <c>enum.ToString()</c>, at any display site.
+/// </summary>
+public class EnumsResource
+{
+}
diff --git a/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.en-US.resx b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.en-US.resx
new file mode 100644
index 00000000..9598a311
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.en-US.resx
@@ -0,0 +1,251 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Enum_MemberStatus_Active" xml:space="preserve">
+    <value>Active</value>
+    <comment>MemberStatus.Active display text.</comment>
+  </data>
+  <data name="Enum_MemberStatus_Inactive" xml:space="preserve">
+    <value>Inactive</value>
+    <comment>MemberStatus.Inactive display text.</comment>
+  </data>
+  <data name="Enum_Theme_Light" xml:space="preserve">
+    <value>Light</value>
+    <comment>Theme.Light display text.</comment>
+  </data>
+  <data name="Enum_Theme_Dark" xml:space="preserve">
+    <value>Dark</value>
+    <comment>Theme.Dark display text.</comment>
+  </data>
+  <data name="Enum_FeeType_Annual" xml:space="preserve">
+    <value>Annual</value>
+    <comment>FeeType enum — Annual membership fee.</comment>
+  </data>
+  <data name="Enum_FeeType_Attendance" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>FeeType enum — per-rehearsal attendance fee.</comment>
+  </data>
+  <data name="Enum_FeeType_Other" xml:space="preserve">
+    <value>Other</value>
+    <comment>FeeType enum — other / ad-hoc fee.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Cash" xml:space="preserve">
+    <value>Cash</value>
+    <comment>PaymentMethod enum — cash.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Check" xml:space="preserve">
+    <value>Check</value>
+    <comment>PaymentMethod enum — cheque payment (enum member name is "Check").</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Card" xml:space="preserve">
+    <value>Card</value>
+    <comment>PaymentMethod enum — debit/credit card.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_ElectronicTransfer" xml:space="preserve">
+    <value>Electronic Transfer</value>
+    <comment>PaymentMethod enum — electronic bank transfer.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Other" xml:space="preserve">
+    <value>Other</value>
+    <comment>PaymentMethod enum — other method.</comment>
+  </data>
+  <data name="Enum_PaymentType_Annual" xml:space="preserve">
+    <value>Annual</value>
+    <comment>PaymentType enum — payment against an annual fee.</comment>
+  </data>
+  <data name="Enum_PaymentType_Attendance" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>PaymentType enum — payment against an attendance fee.</comment>
+  </data>
+  <data name="Enum_PaymentType_Other" xml:space="preserve">
+    <value>Other</value>
+    <comment>PaymentType enum — payment against an other/ad-hoc fee.</comment>
+  </data>
+  <data name="Enum_AccountType_Income" xml:space="preserve">
+    <value>Income</value>
+    <comment>AccountType enum — income account.</comment>
+  </data>
+  <data name="Enum_AccountType_Expense" xml:space="preserve">
+    <value>Expense</value>
+    <comment>AccountType enum — expense account.</comment>
+  </data>
+  <data name="Enum_AccountType_Asset" xml:space="preserve">
+    <value>Asset</value>
+    <comment>AccountType enum — asset account.</comment>
+  </data>
+  <data name="Enum_AccountType_Liability" xml:space="preserve">
+    <value>Liability</value>
+    <comment>AccountType enum — liability account.</comment>
+  </data>
+  <data name="Enum_AccountType_Equity" xml:space="preserve">
+    <value>Equity</value>
+    <comment>AccountType enum — equity account.</comment>
+  </data>
+  <data name="Enum_TaxCode_Taxable" xml:space="preserve">
+    <value>Taxable</value>
+    <comment>TaxCode enum — taxable supply.</comment>
+  </data>
+  <data name="Enum_TaxCode_TaxExempt" xml:space="preserve">
+    <value>Tax-exempt</value>
+    <comment>TaxCode enum — tax-exempt supply.</comment>
+  </data>
+  <data name="Enum_TaxCode_Excluded" xml:space="preserve">
+    <value>Excluded</value>
+    <comment>TaxCode enum — excluded from tax reporting.</comment>
+  </data>
+  <data name="Enum_TaxEntryMode_Inclusive" xml:space="preserve">
+    <value>Tax-inclusive</value>
+    <comment>TaxEntryMode enum — the entered amount is the tax-inclusive gross.</comment>
+  </data>
+  <data name="Enum_TaxEntryMode_Exclusive" xml:space="preserve">
+    <value>Tax-exclusive</value>
+    <comment>TaxEntryMode enum — the entered amount is the net; tax is added on top.</comment>
+  </data>
+  <data name="Enum_ReconciliationStatus_Draft" xml:space="preserve">
+    <value>Draft</value>
+    <comment>ReconciliationStatus enum — draft (in progress).</comment>
+  </data>
+  <data name="Enum_ReconciliationStatus_Finalised" xml:space="preserve">
+    <value>Finalized</value>
+    <comment>ReconciliationStatus enum — finalised (locked).</comment>
+  </data>
+  <data name="Enum_JournalEntryType_Income" xml:space="preserve">
+    <value>Income</value>
+    <comment>JournalEntryType enum — income receipt.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_ExpensePayment" xml:space="preserve">
+    <value>Expense Payment</value>
+    <comment>JournalEntryType enum — expense payment.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_Transfer" xml:space="preserve">
+    <value>Transfer</value>
+    <comment>JournalEntryType enum — inter-account transfer.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_BankDeposit" xml:space="preserve">
+    <value>Bank Deposit</value>
+    <comment>JournalEntryType enum — bank deposit.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_GeneralJournal" xml:space="preserve">
+    <value>General Journal</value>
+    <comment>JournalEntryType enum — general journal entry.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_OpeningBalance" xml:space="preserve">
+    <value>Opening Balance</value>
+    <comment>JournalEntryType enum — opening balance entry.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.fr-FR.resx b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.fr-FR.resx
new file mode 100644
index 00000000..17cf19a0
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.fr-FR.resx
@@ -0,0 +1,40 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Enum_MemberStatus_Active" xml:space="preserve"><value>Actif</value><comment>MemberStatus.Active display text.</comment></data>
+  <data name="Enum_MemberStatus_Inactive" xml:space="preserve"><value>Inactif</value><comment>MemberStatus.Inactive display text.</comment></data>
+  <data name="Enum_Theme_Light" xml:space="preserve"><value>Clair</value><comment>Theme.Light display text.</comment></data>
+  <data name="Enum_Theme_Dark" xml:space="preserve"><value>Sombre</value><comment>Theme.Dark display text.</comment></data>
+  <data name="Enum_FeeType_Annual" xml:space="preserve"><value>Annuelle</value><comment>FeeType enum — Annual membership fee.</comment></data>
+  <data name="Enum_FeeType_Attendance" xml:space="preserve"><value>Présence</value><comment>FeeType enum — per-rehearsal attendance fee.</comment></data>
+  <data name="Enum_FeeType_Other" xml:space="preserve"><value>Autre</value><comment>FeeType enum — other / ad-hoc fee.</comment></data>
+  <data name="Enum_PaymentMethod_Cash" xml:space="preserve"><value>Espèces</value><comment>PaymentMethod enum — cash.</comment></data>
+  <data name="Enum_PaymentMethod_Check" xml:space="preserve"><value>Chèque</value><comment>PaymentMethod enum — cheque payment (enum member name is "Check").</comment></data>
+  <data name="Enum_PaymentMethod_Card" xml:space="preserve"><value>Carte</value><comment>PaymentMethod enum — debit/credit card.</comment></data>
+  <data name="Enum_PaymentMethod_ElectronicTransfer" xml:space="preserve"><value>Virement électronique</value><comment>PaymentMethod enum — electronic bank transfer.</comment></data>
+  <data name="Enum_PaymentMethod_Other" xml:space="preserve"><value>Autre</value><comment>PaymentMethod enum — other method.</comment></data>
+  <data name="Enum_PaymentType_Annual" xml:space="preserve"><value>Annuel</value><comment>PaymentType enum — payment against an annual fee.</comment></data>
+  <data name="Enum_PaymentType_Attendance" xml:space="preserve"><value>Présence</value><comment>PaymentType enum — payment against an attendance fee.</comment></data>
+  <data name="Enum_PaymentType_Other" xml:space="preserve"><value>Autre</value><comment>PaymentType enum — payment against an other/ad-hoc fee.</comment></data>
+  <data name="Enum_AccountType_Income" xml:space="preserve"><value>Produits</value><comment>AccountType enum — income account.</comment></data>
+  <data name="Enum_AccountType_Expense" xml:space="preserve"><value>Charges</value><comment>AccountType enum — expense account.</comment></data>
+  <data name="Enum_AccountType_Asset" xml:space="preserve"><value>Actif</value><comment>AccountType enum — asset account.</comment></data>
+  <data name="Enum_AccountType_Liability" xml:space="preserve"><value>Passif</value><comment>AccountType enum — liability account.</comment></data>
+  <data name="Enum_AccountType_Equity" xml:space="preserve"><value>Capitaux propres</value><comment>AccountType enum — equity account.</comment></data>
+  <data name="Enum_TaxCode_Taxable" xml:space="preserve"><value>Taxable</value><comment>TaxCode enum — taxable supply.</comment></data>
+  <data name="Enum_TaxCode_TaxExempt" xml:space="preserve"><value>Exonéré de taxe</value><comment>TaxCode enum — tax-exempt supply.</comment></data>
+  <data name="Enum_TaxCode_Excluded" xml:space="preserve"><value>Exclu</value><comment>TaxCode enum — excluded from tax reporting.</comment></data>
+  <data name="Enum_TaxEntryMode_Inclusive" xml:space="preserve"><value>Taxe comprise</value><comment>TaxEntryMode enum — the entered amount is the tax-inclusive gross.</comment></data>
+  <data name="Enum_TaxEntryMode_Exclusive" xml:space="preserve"><value>Hors taxe</value><comment>TaxEntryMode enum — the entered amount is the net; tax is added on top.</comment></data>
+  <data name="Enum_ReconciliationStatus_Draft" xml:space="preserve"><value>Brouillon</value><comment>ReconciliationStatus enum — draft (in progress).</comment></data>
+  <data name="Enum_ReconciliationStatus_Finalised" xml:space="preserve"><value>Finalisé</value><comment>ReconciliationStatus enum — finalised (locked).</comment></data>
+  <data name="Enum_JournalEntryType_Income" xml:space="preserve"><value>Encaissement</value><comment>JournalEntryType enum — income receipt.</comment></data>
+  <data name="Enum_JournalEntryType_ExpensePayment" xml:space="preserve"><value>Paiement de dépense</value><comment>JournalEntryType enum — expense payment.</comment></data>
+  <data name="Enum_JournalEntryType_Transfer" xml:space="preserve"><value>Virement</value><comment>JournalEntryType enum — inter-account transfer.</comment></data>
+  <data name="Enum_JournalEntryType_BankDeposit" xml:space="preserve"><value>Dépôt bancaire</value><comment>JournalEntryType enum — bank deposit.</comment></data>
+  <data name="Enum_JournalEntryType_GeneralJournal" xml:space="preserve"><value>Journal général</value><comment>JournalEntryType enum — general journal entry.</comment></data>
+  <data name="Enum_JournalEntryType_OpeningBalance" xml:space="preserve"><value>Solde d'ouverture</value><comment>JournalEntryType enum — opening balance entry.</comment></data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.qps-ploc.resx b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.qps-ploc.resx
new file mode 100644
index 00000000..93366d02
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.qps-ploc.resx
@@ -0,0 +1,39 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Enum_MemberStatus_Active" xml:space="preserve"><value>⟦Áçtívé—⟧</value><comment>MemberStatus.Active display text.</comment></data>
+  <data name="Enum_MemberStatus_Inactive" xml:space="preserve"><value>⟦Íñáçtívé—⟧</value><comment>MemberStatus.Inactive display text.</comment></data>
+  <data name="Enum_Theme_Dark" xml:space="preserve"><value>⟦Dárk—⟧</value><comment>Theme.Dark display text.</comment></data>
+  <data name="Enum_FeeType_Annual" xml:space="preserve"><value>⟦Áññúál—⟧</value><comment>FeeType enum — Annual membership fee.</comment></data>
+  <data name="Enum_FeeType_Attendance" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>FeeType enum — per-rehearsal attendance fee.</comment></data>
+  <data name="Enum_FeeType_Other" xml:space="preserve"><value>⟦Óthér—⟧</value><comment>FeeType enum — other / ad-hoc fee.</comment></data>
+  <data name="Enum_PaymentMethod_Cash" xml:space="preserve"><value>⟦Çásh—⟧</value><comment>PaymentMethod enum — cash.</comment></data>
+  <data name="Enum_PaymentMethod_Check" xml:space="preserve"><value>⟦Çhéqúé—⟧</value><comment>PaymentMethod enum — cheque payment (enum member name is "Check").</comment></data>
+  <data name="Enum_PaymentMethod_Card" xml:space="preserve"><value>⟦Çárd—⟧</value><comment>PaymentMethod enum — debit/credit card.</comment></data>
+  <data name="Enum_PaymentMethod_ElectronicTransfer" xml:space="preserve"><value>⟦Éléçtróñíç Tráñsfér—⟧</value><comment>PaymentMethod enum — electronic bank transfer.</comment></data>
+  <data name="Enum_PaymentMethod_Other" xml:space="preserve"><value>⟦Óthér—⟧</value><comment>PaymentMethod enum — other method.</comment></data>
+  <data name="Enum_PaymentType_Annual" xml:space="preserve"><value>⟦Áññúál—⟧</value><comment>PaymentType enum — payment against an annual fee.</comment></data>
+  <data name="Enum_PaymentType_Attendance" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>PaymentType enum — payment against an attendance fee.</comment></data>
+  <data name="Enum_PaymentType_Other" xml:space="preserve"><value>⟦Óthér—⟧</value><comment>PaymentType enum — payment against an other/ad-hoc fee.</comment></data>
+  <data name="Enum_AccountType_Income" xml:space="preserve"><value>⟦Íñçómé—⟧</value><comment>AccountType enum — income account.</comment></data>
+  <data name="Enum_AccountType_Expense" xml:space="preserve"><value>⟦Éxpéñsé—⟧</value><comment>AccountType enum — expense account.</comment></data>
+  <data name="Enum_AccountType_Asset" xml:space="preserve"><value>⟦Ássét—⟧</value><comment>AccountType enum — asset account.</comment></data>
+  <data name="Enum_AccountType_Liability" xml:space="preserve"><value>⟦Líábílítý—⟧</value><comment>AccountType enum — liability account.</comment></data>
+  <data name="Enum_AccountType_Equity" xml:space="preserve"><value>⟦Éqúítý—⟧</value><comment>AccountType enum — equity account.</comment></data>
+  <data name="Enum_TaxCode_Taxable" xml:space="preserve"><value>⟦Táxáblé—⟧</value><comment>TaxCode enum — taxable supply.</comment></data>
+  <data name="Enum_TaxCode_TaxExempt" xml:space="preserve"><value>⟦Táx-éxémpt—⟧</value><comment>TaxCode enum — tax-exempt supply.</comment></data>
+  <data name="Enum_TaxCode_Excluded" xml:space="preserve"><value>⟦Éxçlúdéd—⟧</value><comment>TaxCode enum — excluded from tax reporting.</comment></data>
+  <data name="Enum_TaxEntryMode_Inclusive" xml:space="preserve"><value>⟦Táx-íñçlúsívé—⟧</value><comment>TaxEntryMode enum — the entered amount is the tax-inclusive gross.</comment></data>
+  <data name="Enum_TaxEntryMode_Exclusive" xml:space="preserve"><value>⟦Táx-éxçlúsívé—⟧</value><comment>TaxEntryMode enum — the entered amount is the net; tax is added on top.</comment></data>
+  <data name="Enum_ReconciliationStatus_Draft" xml:space="preserve"><value>⟦Dráft—⟧</value><comment>ReconciliationStatus enum — draft (in progress).</comment></data>
+  <data name="Enum_ReconciliationStatus_Finalised" xml:space="preserve"><value>⟦Fíñálíséd—⟧</value><comment>ReconciliationStatus enum — finalised (locked).</comment></data>
+  <data name="Enum_JournalEntryType_Income" xml:space="preserve"><value>⟦Íñçómé—⟧</value><comment>JournalEntryType enum — income receipt.</comment></data>
+  <data name="Enum_JournalEntryType_ExpensePayment" xml:space="preserve"><value>⟦Éxpéñsé Páýméñt—⟧</value><comment>JournalEntryType enum — expense payment.</comment></data>
+  <data name="Enum_JournalEntryType_Transfer" xml:space="preserve"><value>⟦Tráñsfér—⟧</value><comment>JournalEntryType enum — inter-account transfer.</comment></data>
+  <data name="Enum_JournalEntryType_BankDeposit" xml:space="preserve"><value>⟦Báñk Dépósít—⟧</value><comment>JournalEntryType enum — bank deposit.</comment></data>
+  <data name="Enum_JournalEntryType_GeneralJournal" xml:space="preserve"><value>⟦Géñérál Jóúrñál—⟧</value><comment>JournalEntryType enum — general journal entry.</comment></data>
+  <data name="Enum_JournalEntryType_OpeningBalance" xml:space="preserve"><value>⟦Ópéñíñg Báláñçé—⟧</value><comment>JournalEntryType enum — opening balance entry.</comment></data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx
new file mode 100644
index 00000000..fa98767c
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx
@@ -0,0 +1,251 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Enum_MemberStatus_Active" xml:space="preserve">
+    <value>Active</value>
+    <comment>MemberStatus.Active display text.</comment>
+  </data>
+  <data name="Enum_MemberStatus_Inactive" xml:space="preserve">
+    <value>Inactive</value>
+    <comment>MemberStatus.Inactive display text.</comment>
+  </data>
+  <data name="Enum_Theme_Light" xml:space="preserve">
+    <value>Light</value>
+    <comment>Theme.Light display text.</comment>
+  </data>
+  <data name="Enum_Theme_Dark" xml:space="preserve">
+    <value>Dark</value>
+    <comment>Theme.Dark display text.</comment>
+  </data>
+  <data name="Enum_FeeType_Annual" xml:space="preserve">
+    <value>Annual</value>
+    <comment>FeeType enum — Annual membership fee.</comment>
+  </data>
+  <data name="Enum_FeeType_Attendance" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>FeeType enum — per-rehearsal attendance fee.</comment>
+  </data>
+  <data name="Enum_FeeType_Other" xml:space="preserve">
+    <value>Other</value>
+    <comment>FeeType enum — other / ad-hoc fee.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Cash" xml:space="preserve">
+    <value>Cash</value>
+    <comment>PaymentMethod enum — cash.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Check" xml:space="preserve">
+    <value>Cheque</value>
+    <comment>PaymentMethod enum — cheque payment (enum member name is "Check").</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Card" xml:space="preserve">
+    <value>Card</value>
+    <comment>PaymentMethod enum — debit/credit card.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_ElectronicTransfer" xml:space="preserve">
+    <value>Electronic Transfer</value>
+    <comment>PaymentMethod enum — electronic bank transfer.</comment>
+  </data>
+  <data name="Enum_PaymentMethod_Other" xml:space="preserve">
+    <value>Other</value>
+    <comment>PaymentMethod enum — other method.</comment>
+  </data>
+  <data name="Enum_PaymentType_Annual" xml:space="preserve">
+    <value>Annual</value>
+    <comment>PaymentType enum — payment against an annual fee.</comment>
+  </data>
+  <data name="Enum_PaymentType_Attendance" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>PaymentType enum — payment against an attendance fee.</comment>
+  </data>
+  <data name="Enum_PaymentType_Other" xml:space="preserve">
+    <value>Other</value>
+    <comment>PaymentType enum — payment against an other/ad-hoc fee.</comment>
+  </data>
+  <data name="Enum_AccountType_Income" xml:space="preserve">
+    <value>Income</value>
+    <comment>AccountType enum — income account.</comment>
+  </data>
+  <data name="Enum_AccountType_Expense" xml:space="preserve">
+    <value>Expense</value>
+    <comment>AccountType enum — expense account.</comment>
+  </data>
+  <data name="Enum_AccountType_Asset" xml:space="preserve">
+    <value>Asset</value>
+    <comment>AccountType enum — asset account.</comment>
+  </data>
+  <data name="Enum_AccountType_Liability" xml:space="preserve">
+    <value>Liability</value>
+    <comment>AccountType enum — liability account.</comment>
+  </data>
+  <data name="Enum_AccountType_Equity" xml:space="preserve">
+    <value>Equity</value>
+    <comment>AccountType enum — equity account.</comment>
+  </data>
+  <data name="Enum_TaxCode_Taxable" xml:space="preserve">
+    <value>Taxable</value>
+    <comment>TaxCode enum — taxable supply.</comment>
+  </data>
+  <data name="Enum_TaxCode_TaxExempt" xml:space="preserve">
+    <value>Tax-exempt</value>
+    <comment>TaxCode enum — tax-exempt supply.</comment>
+  </data>
+  <data name="Enum_TaxCode_Excluded" xml:space="preserve">
+    <value>Excluded</value>
+    <comment>TaxCode enum — excluded from tax reporting.</comment>
+  </data>
+  <data name="Enum_TaxEntryMode_Inclusive" xml:space="preserve">
+    <value>Tax-inclusive</value>
+    <comment>TaxEntryMode enum — the entered amount is the tax-inclusive gross.</comment>
+  </data>
+  <data name="Enum_TaxEntryMode_Exclusive" xml:space="preserve">
+    <value>Tax-exclusive</value>
+    <comment>TaxEntryMode enum — the entered amount is the net; tax is added on top.</comment>
+  </data>
+  <data name="Enum_ReconciliationStatus_Draft" xml:space="preserve">
+    <value>Draft</value>
+    <comment>ReconciliationStatus enum — draft (in progress).</comment>
+  </data>
+  <data name="Enum_ReconciliationStatus_Finalised" xml:space="preserve">
+    <value>Finalised</value>
+    <comment>ReconciliationStatus enum — finalised (locked).</comment>
+  </data>
+  <data name="Enum_JournalEntryType_Income" xml:space="preserve">
+    <value>Income</value>
+    <comment>JournalEntryType enum — income receipt.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_ExpensePayment" xml:space="preserve">
+    <value>Expense Payment</value>
+    <comment>JournalEntryType enum — expense payment.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_Transfer" xml:space="preserve">
+    <value>Transfer</value>
+    <comment>JournalEntryType enum — inter-account transfer.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_BankDeposit" xml:space="preserve">
+    <value>Bank Deposit</value>
+    <comment>JournalEntryType enum — bank deposit.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_GeneralJournal" xml:space="preserve">
+    <value>General Journal</value>
+    <comment>JournalEntryType enum — general journal entry.</comment>
+  </data>
+  <data name="Enum_JournalEntryType_OpeningBalance" xml:space="preserve">
+    <value>Opening Balance</value>
+    <comment>JournalEntryType enum — opening balance entry.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.cs b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.cs
new file mode 100644
index 00000000..24607138
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.Core.Modules.Localization.Resources;
+
+/// <summary>
+/// Marker type that locates <c>NavigationResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{NavigationResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds every
+/// <c>*MenuItemProvider</c>'s <c>Title</c> / <c>ShortLabel</c> text (FR-001, FR-005).
+/// </summary>
+public class NavigationResource
+{
+}
diff --git a/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.en-US.resx b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.en-US.resx
new file mode 100644
index 00000000..f16928c0
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.en-US.resx
@@ -0,0 +1,243 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Nav_Members_Title" xml:space="preserve">
+    <value>Members</value>
+    <comment>Members top-level navigation item label.</comment>
+  </data>
+  <data name="Nav_Members_ShortLabel" xml:space="preserve">
+    <value>MEMB</value>
+    <comment>Members navigation item short/collapsed label.</comment>
+  </data>
+  <data name="Nav_Sidebar_MainNavigationAriaLabel" xml:space="preserve">
+    <value>Main navigation</value>
+    <comment>aria-label on the sidebar navigation landmark.</comment>
+  </data>
+  <data name="Nav_Sidebar_BrandText" xml:space="preserve">
+    <value>StageFright</value>
+    <comment>Product name shown beside the sidebar logo.</comment>
+  </data>
+  <data name="Nav_Sidebar_CollapseGroupAriaLabel" xml:space="preserve">
+    <value>Collapse {GroupName}</value>
+    <comment>aria-label on an expanded nav group's chevron. {GroupName} = the group's title.</comment>
+  </data>
+  <data name="Nav_Sidebar_ExpandGroupAriaLabel" xml:space="preserve">
+    <value>Expand {GroupName}</value>
+    <comment>aria-label on a collapsed nav group's chevron. {GroupName} = the group's title.</comment>
+  </data>
+  <data name="Nav_Sidebar_BadgeItemsAriaLabel" xml:space="preserve">
+    <value>{BadgeText} items</value>
+    <comment>aria-label on a nav item's count badge. {BadgeText} = the badge's displayed count.</comment>
+  </data>
+  <data name="Nav_ThemeToggle_Label" xml:space="preserve">
+    <value>Theme Selection</value>
+    <comment>Visible label for the sidebar light/dark theme switch.</comment>
+  </data>
+  <data name="Nav_ThemeToggle_SwitchToDarkAriaLabel" xml:space="preserve">
+    <value>Switch to dark mode</value>
+    <comment>aria-label on the theme switch while the light theme is active.</comment>
+  </data>
+  <data name="Nav_ThemeToggle_SwitchToLightAriaLabel" xml:space="preserve">
+    <value>Switch to light mode</value>
+    <comment>aria-label on the theme switch while the dark theme is active.</comment>
+  </data>
+  <data name="Nav_Dashboard_Title" xml:space="preserve">
+    <value>Dashboard</value>
+    <comment>Navigation label for the Dashboard.</comment>
+  </data>
+  <data name="Nav_Dashboard_ShortLabel" xml:space="preserve">
+    <value>HOME</value>
+    <comment>Collapsed nav-rail abbreviation for the Dashboard.</comment>
+  </data>
+  <data name="Nav_Rehearsals_Title" xml:space="preserve">
+    <value>Rehearsals</value>
+    <comment>Navigation label for the Rehearsals section.</comment>
+  </data>
+  <data name="Nav_Rehearsals_ShortLabel" xml:space="preserve">
+    <value>REH</value>
+    <comment>Collapsed nav-rail abbreviation for Rehearsals.</comment>
+  </data>
+  <data name="Nav_Events_Title" xml:space="preserve">
+    <value>Events</value>
+    <comment>Navigation label for the Events section.</comment>
+  </data>
+  <data name="Nav_Events_ShortLabel" xml:space="preserve">
+    <value>EVNT</value>
+    <comment>Collapsed nav-rail abbreviation for Events.</comment>
+  </data>
+  <data name="Nav_Events_AllEvents" xml:space="preserve">
+    <value>All Events</value>
+    <comment>Events sub-menu item — the full events list.</comment>
+  </data>
+  <data name="Nav_Events_ScheduleAgm" xml:space="preserve">
+    <value>Schedule AGM</value>
+    <comment>Events sub-menu item — schedule an Annual General Meeting.</comment>
+  </data>
+  <data name="Nav_Events_Agms" xml:space="preserve">
+    <value>AGMs</value>
+    <comment>Events sub-menu item — list of Annual General Meetings.</comment>
+  </data>
+  <data name="Nav_Finance_Title" xml:space="preserve">
+    <value>Finance</value>
+    <comment>Navigation label for the Finance section.</comment>
+  </data>
+  <data name="Nav_Finance_ShortLabel" xml:space="preserve">
+    <value>FIN</value>
+    <comment>Collapsed nav-rail abbreviation for Finance.</comment>
+  </data>
+  <data name="Nav_Finance_Overview" xml:space="preserve">
+    <value>Overview</value>
+    <comment>Finance sub-menu item — the Finance overview page.</comment>
+  </data>
+  <data name="Nav_Finance_ChartOfAccounts" xml:space="preserve">
+    <value>Chart of Accounts</value>
+    <comment>Finance sub-menu item — the chart of accounts.</comment>
+  </data>
+  <data name="Nav_Finance_RecordBankDeposit" xml:space="preserve">
+    <value>Record Bank Deposit</value>
+    <comment>Finance sub-menu item — record a bank deposit.</comment>
+  </data>
+  <data name="Nav_Finance_JournalEntries" xml:space="preserve">
+    <value>Journal Entries</value>
+    <comment>Finance sub-menu item — general journal entries.</comment>
+  </data>
+  <data name="Nav_Finance_Reconciliation" xml:space="preserve">
+    <value>Reconciliation</value>
+    <comment>Finance sub-menu item — bank reconciliation.</comment>
+  </data>
+  <data name="Nav_Finance_OpeningBalances" xml:space="preserve">
+    <value>Opening Balances</value>
+    <comment>Finance sub-menu item — opening balances.</comment>
+  </data>
+  <data name="Nav_Reports_Title" xml:space="preserve">
+    <value>Reports</value>
+    <comment>Navigation label for the Reports section.</comment>
+  </data>
+  <data name="Nav_Reports_ShortLabel" xml:space="preserve">
+    <value>RPT</value>
+    <comment>Collapsed nav-rail abbreviation for Reports.</comment>
+  </data>
+  <data name="Nav_Settings_Title" xml:space="preserve">
+    <value>Settings</value>
+    <comment>Navigation label for Settings.</comment>
+  </data>
+  <data name="Nav_Settings_ShortLabel" xml:space="preserve">
+    <value>SET</value>
+    <comment>Collapsed nav-rail abbreviation for Settings.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.fr-FR.resx b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.fr-FR.resx
new file mode 100644
index 00000000..e1f3ec63
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.fr-FR.resx
@@ -0,0 +1,38 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Nav_Members_Title" xml:space="preserve"><value>Membres</value><comment>Members top-level navigation item label.</comment></data>
+  <data name="Nav_Members_ShortLabel" xml:space="preserve"><value>MEMB</value><comment>Members navigation item short/collapsed label.</comment></data>
+  <data name="Nav_Sidebar_MainNavigationAriaLabel" xml:space="preserve"><value>Navigation principale</value><comment>aria-label on the sidebar navigation landmark.</comment></data>
+  <data name="Nav_Sidebar_BrandText" xml:space="preserve"><value>StageFright</value><comment>Product name shown beside the sidebar logo.</comment></data>
+  <data name="Nav_Sidebar_CollapseGroupAriaLabel" xml:space="preserve"><value>Réduire {GroupName}</value><comment>aria-label on an expanded nav group's chevron. {GroupName} = the group's title.</comment></data>
+  <data name="Nav_Sidebar_ExpandGroupAriaLabel" xml:space="preserve"><value>Développer {GroupName}</value><comment>aria-label on a collapsed nav group's chevron. {GroupName} = the group's title.</comment></data>
+  <data name="Nav_Sidebar_BadgeItemsAriaLabel" xml:space="preserve"><value>{BadgeText} éléments</value><comment>aria-label on a nav item's count badge. {BadgeText} = the badge's displayed count.</comment></data>
+  <data name="Nav_ThemeToggle_Label" xml:space="preserve"><value>Sélection du thème</value><comment>Visible label for the sidebar light/dark theme switch.</comment></data>
+  <data name="Nav_ThemeToggle_SwitchToDarkAriaLabel" xml:space="preserve"><value>Passer en mode sombre</value><comment>aria-label on the theme switch while the light theme is active.</comment></data>
+  <data name="Nav_ThemeToggle_SwitchToLightAriaLabel" xml:space="preserve"><value>Passer en mode clair</value><comment>aria-label on the theme switch while the dark theme is active.</comment></data>
+  <data name="Nav_Dashboard_Title" xml:space="preserve"><value>Tableau de bord</value><comment>Navigation label for the Dashboard.</comment></data>
+  <data name="Nav_Dashboard_ShortLabel" xml:space="preserve"><value>ACC</value><comment>Collapsed nav-rail abbreviation for the Dashboard.</comment></data>
+  <data name="Nav_Rehearsals_Title" xml:space="preserve"><value>Répétitions</value><comment>Navigation label for the Rehearsals section.</comment></data>
+  <data name="Nav_Rehearsals_ShortLabel" xml:space="preserve"><value>RÉP</value><comment>Collapsed nav-rail abbreviation for Rehearsals.</comment></data>
+  <data name="Nav_Events_Title" xml:space="preserve"><value>Événements</value><comment>Navigation label for the Events section.</comment></data>
+  <data name="Nav_Events_ShortLabel" xml:space="preserve"><value>ÉVÉN</value><comment>Collapsed nav-rail abbreviation for Events.</comment></data>
+  <data name="Nav_Events_AllEvents" xml:space="preserve"><value>Tous les événements</value><comment>Events sub-menu item — the full events list.</comment></data>
+  <data name="Nav_Events_ScheduleAgm" xml:space="preserve"><value>Planifier une AGA</value><comment>Events sub-menu item — schedule an Annual General Meeting.</comment></data>
+  <data name="Nav_Events_Agms" xml:space="preserve"><value>AGA</value><comment>Events sub-menu item — list of Annual General Meetings.</comment></data>
+  <data name="Nav_Finance_Title" xml:space="preserve"><value>Finances</value><comment>Navigation label for the Finance section.</comment></data>
+  <data name="Nav_Finance_ShortLabel" xml:space="preserve"><value>FIN</value><comment>Collapsed nav-rail abbreviation for Finance.</comment></data>
+  <data name="Nav_Finance_Overview" xml:space="preserve"><value>Aperçu</value><comment>Finance sub-menu item — the Finance overview page.</comment></data>
+  <data name="Nav_Finance_ChartOfAccounts" xml:space="preserve"><value>Plan comptable</value><comment>Finance sub-menu item — the chart of accounts.</comment></data>
+  <data name="Nav_Finance_RecordBankDeposit" xml:space="preserve"><value>Saisir un dépôt bancaire</value><comment>Finance sub-menu item — record a bank deposit.</comment></data>
+  <data name="Nav_Finance_JournalEntries" xml:space="preserve"><value>Écritures de journal</value><comment>Finance sub-menu item — general journal entries.</comment></data>
+  <data name="Nav_Finance_Reconciliation" xml:space="preserve"><value>Rapprochement</value><comment>Finance sub-menu item — bank reconciliation.</comment></data>
+  <data name="Nav_Finance_OpeningBalances" xml:space="preserve"><value>Soldes d'ouverture</value><comment>Finance sub-menu item — opening balances.</comment></data>
+  <data name="Nav_Reports_Title" xml:space="preserve"><value>Rapports</value><comment>Navigation label for the Reports section.</comment></data>
+  <data name="Nav_Reports_ShortLabel" xml:space="preserve"><value>RAP</value><comment>Collapsed nav-rail abbreviation for Reports.</comment></data>
+  <data name="Nav_Settings_Title" xml:space="preserve"><value>Paramètres</value><comment>Navigation label for Settings.</comment></data>
+  <data name="Nav_Settings_ShortLabel" xml:space="preserve"><value>PAR</value><comment>Collapsed nav-rail abbreviation for Settings.</comment></data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.qps-ploc.resx b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.qps-ploc.resx
new file mode 100644
index 00000000..587d651a
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.qps-ploc.resx
@@ -0,0 +1,37 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Nav_Members_Title" xml:space="preserve"><value>⟦Mémbérs—⟧</value><comment>Members top-level navigation item label.</comment></data>
+  <data name="Nav_Members_ShortLabel" xml:space="preserve"><value>⟦MÉMB—⟧</value><comment>Members navigation item short/collapsed label.</comment></data>
+  <data name="Nav_Sidebar_MainNavigationAriaLabel" xml:space="preserve"><value>⟦Máíñ ñávígátíóñ—⟧</value><comment>aria-label on the sidebar navigation landmark.</comment></data>
+  <data name="Nav_Sidebar_CollapseGroupAriaLabel" xml:space="preserve"><value>⟦Çóllápsé {GroupName}—⟧</value><comment>aria-label on an expanded nav group's chevron. {GroupName} = the group's title.</comment></data>
+  <data name="Nav_Sidebar_ExpandGroupAriaLabel" xml:space="preserve"><value>⟦Éxpáñd {GroupName}—⟧</value><comment>aria-label on a collapsed nav group's chevron. {GroupName} = the group's title.</comment></data>
+  <data name="Nav_Sidebar_BadgeItemsAriaLabel" xml:space="preserve"><value>⟦{BadgeText} ítéms—⟧</value><comment>aria-label on a nav item's count badge. {BadgeText} = the badge's displayed count.</comment></data>
+  <data name="Nav_ThemeToggle_Label" xml:space="preserve"><value>⟦Thémé Séléçtíóñ—⟧</value><comment>Visible label for the sidebar light/dark theme switch.</comment></data>
+  <data name="Nav_ThemeToggle_SwitchToDarkAriaLabel" xml:space="preserve"><value>⟦Swítçh tó dárk módé—⟧</value><comment>aria-label on the theme switch while the light theme is active.</comment></data>
+  <data name="Nav_ThemeToggle_SwitchToLightAriaLabel" xml:space="preserve"><value>⟦Swítçh tó líght módé—⟧</value><comment>aria-label on the theme switch while the dark theme is active.</comment></data>
+  <data name="Nav_Dashboard_Title" xml:space="preserve"><value>⟦Dáshbóárd—⟧</value><comment>Navigation label for the Dashboard.</comment></data>
+  <data name="Nav_Dashboard_ShortLabel" xml:space="preserve"><value>⟦HÓMÉ—⟧</value><comment>Collapsed nav-rail abbreviation for the Dashboard.</comment></data>
+  <data name="Nav_Rehearsals_Title" xml:space="preserve"><value>⟦Réhéársáls—⟧</value><comment>Navigation label for the Rehearsals section.</comment></data>
+  <data name="Nav_Rehearsals_ShortLabel" xml:space="preserve"><value>⟦RÉH—⟧</value><comment>Collapsed nav-rail abbreviation for Rehearsals.</comment></data>
+  <data name="Nav_Events_Title" xml:space="preserve"><value>⟦Évéñts—⟧</value><comment>Navigation label for the Events section.</comment></data>
+  <data name="Nav_Events_ShortLabel" xml:space="preserve"><value>⟦ÉVÑT—⟧</value><comment>Collapsed nav-rail abbreviation for Events.</comment></data>
+  <data name="Nav_Events_AllEvents" xml:space="preserve"><value>⟦Áll Évéñts—⟧</value><comment>Events sub-menu item — the full events list.</comment></data>
+  <data name="Nav_Events_ScheduleAgm" xml:space="preserve"><value>⟦Sçhédúlé ÁGM—⟧</value><comment>Events sub-menu item — schedule an Annual General Meeting.</comment></data>
+  <data name="Nav_Events_Agms" xml:space="preserve"><value>⟦ÁGMs—⟧</value><comment>Events sub-menu item — list of Annual General Meetings.</comment></data>
+  <data name="Nav_Finance_Title" xml:space="preserve"><value>⟦Fíñáñçé—⟧</value><comment>Navigation label for the Finance section.</comment></data>
+  <data name="Nav_Finance_ShortLabel" xml:space="preserve"><value>⟦FÍÑ—⟧</value><comment>Collapsed nav-rail abbreviation for Finance.</comment></data>
+  <data name="Nav_Finance_Overview" xml:space="preserve"><value>⟦Óvérvíéw—⟧</value><comment>Finance sub-menu item — the Finance overview page.</comment></data>
+  <data name="Nav_Finance_ChartOfAccounts" xml:space="preserve"><value>⟦Çhárt óf Áççóúñts—⟧</value><comment>Finance sub-menu item — the chart of accounts.</comment></data>
+  <data name="Nav_Finance_RecordBankDeposit" xml:space="preserve"><value>⟦Réçórd Báñk Dépósít—⟧</value><comment>Finance sub-menu item — record a bank deposit.</comment></data>
+  <data name="Nav_Finance_JournalEntries" xml:space="preserve"><value>⟦Jóúrñál Éñtríés—⟧</value><comment>Finance sub-menu item — general journal entries.</comment></data>
+  <data name="Nav_Finance_Reconciliation" xml:space="preserve"><value>⟦Réçóñçílíátíóñ—⟧</value><comment>Finance sub-menu item — bank reconciliation.</comment></data>
+  <data name="Nav_Finance_OpeningBalances" xml:space="preserve"><value>⟦Ópéñíñg Báláñçés—⟧</value><comment>Finance sub-menu item — opening balances.</comment></data>
+  <data name="Nav_Reports_Title" xml:space="preserve"><value>⟦Répórts—⟧</value><comment>Navigation label for the Reports section.</comment></data>
+  <data name="Nav_Reports_ShortLabel" xml:space="preserve"><value>⟦RPT—⟧</value><comment>Collapsed nav-rail abbreviation for Reports.</comment></data>
+  <data name="Nav_Settings_Title" xml:space="preserve"><value>⟦Séttíñgs—⟧</value><comment>Navigation label for Settings.</comment></data>
+  <data name="Nav_Settings_ShortLabel" xml:space="preserve"><value>⟦SÉT—⟧</value><comment>Collapsed nav-rail abbreviation for Settings.</comment></data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx
new file mode 100644
index 00000000..f16928c0
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx
@@ -0,0 +1,243 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Nav_Members_Title" xml:space="preserve">
+    <value>Members</value>
+    <comment>Members top-level navigation item label.</comment>
+  </data>
+  <data name="Nav_Members_ShortLabel" xml:space="preserve">
+    <value>MEMB</value>
+    <comment>Members navigation item short/collapsed label.</comment>
+  </data>
+  <data name="Nav_Sidebar_MainNavigationAriaLabel" xml:space="preserve">
+    <value>Main navigation</value>
+    <comment>aria-label on the sidebar navigation landmark.</comment>
+  </data>
+  <data name="Nav_Sidebar_BrandText" xml:space="preserve">
+    <value>StageFright</value>
+    <comment>Product name shown beside the sidebar logo.</comment>
+  </data>
+  <data name="Nav_Sidebar_CollapseGroupAriaLabel" xml:space="preserve">
+    <value>Collapse {GroupName}</value>
+    <comment>aria-label on an expanded nav group's chevron. {GroupName} = the group's title.</comment>
+  </data>
+  <data name="Nav_Sidebar_ExpandGroupAriaLabel" xml:space="preserve">
+    <value>Expand {GroupName}</value>
+    <comment>aria-label on a collapsed nav group's chevron. {GroupName} = the group's title.</comment>
+  </data>
+  <data name="Nav_Sidebar_BadgeItemsAriaLabel" xml:space="preserve">
+    <value>{BadgeText} items</value>
+    <comment>aria-label on a nav item's count badge. {BadgeText} = the badge's displayed count.</comment>
+  </data>
+  <data name="Nav_ThemeToggle_Label" xml:space="preserve">
+    <value>Theme Selection</value>
+    <comment>Visible label for the sidebar light/dark theme switch.</comment>
+  </data>
+  <data name="Nav_ThemeToggle_SwitchToDarkAriaLabel" xml:space="preserve">
+    <value>Switch to dark mode</value>
+    <comment>aria-label on the theme switch while the light theme is active.</comment>
+  </data>
+  <data name="Nav_ThemeToggle_SwitchToLightAriaLabel" xml:space="preserve">
+    <value>Switch to light mode</value>
+    <comment>aria-label on the theme switch while the dark theme is active.</comment>
+  </data>
+  <data name="Nav_Dashboard_Title" xml:space="preserve">
+    <value>Dashboard</value>
+    <comment>Navigation label for the Dashboard.</comment>
+  </data>
+  <data name="Nav_Dashboard_ShortLabel" xml:space="preserve">
+    <value>HOME</value>
+    <comment>Collapsed nav-rail abbreviation for the Dashboard.</comment>
+  </data>
+  <data name="Nav_Rehearsals_Title" xml:space="preserve">
+    <value>Rehearsals</value>
+    <comment>Navigation label for the Rehearsals section.</comment>
+  </data>
+  <data name="Nav_Rehearsals_ShortLabel" xml:space="preserve">
+    <value>REH</value>
+    <comment>Collapsed nav-rail abbreviation for Rehearsals.</comment>
+  </data>
+  <data name="Nav_Events_Title" xml:space="preserve">
+    <value>Events</value>
+    <comment>Navigation label for the Events section.</comment>
+  </data>
+  <data name="Nav_Events_ShortLabel" xml:space="preserve">
+    <value>EVNT</value>
+    <comment>Collapsed nav-rail abbreviation for Events.</comment>
+  </data>
+  <data name="Nav_Events_AllEvents" xml:space="preserve">
+    <value>All Events</value>
+    <comment>Events sub-menu item — the full events list.</comment>
+  </data>
+  <data name="Nav_Events_ScheduleAgm" xml:space="preserve">
+    <value>Schedule AGM</value>
+    <comment>Events sub-menu item — schedule an Annual General Meeting.</comment>
+  </data>
+  <data name="Nav_Events_Agms" xml:space="preserve">
+    <value>AGMs</value>
+    <comment>Events sub-menu item — list of Annual General Meetings.</comment>
+  </data>
+  <data name="Nav_Finance_Title" xml:space="preserve">
+    <value>Finance</value>
+    <comment>Navigation label for the Finance section.</comment>
+  </data>
+  <data name="Nav_Finance_ShortLabel" xml:space="preserve">
+    <value>FIN</value>
+    <comment>Collapsed nav-rail abbreviation for Finance.</comment>
+  </data>
+  <data name="Nav_Finance_Overview" xml:space="preserve">
+    <value>Overview</value>
+    <comment>Finance sub-menu item — the Finance overview page.</comment>
+  </data>
+  <data name="Nav_Finance_ChartOfAccounts" xml:space="preserve">
+    <value>Chart of Accounts</value>
+    <comment>Finance sub-menu item — the chart of accounts.</comment>
+  </data>
+  <data name="Nav_Finance_RecordBankDeposit" xml:space="preserve">
+    <value>Record Bank Deposit</value>
+    <comment>Finance sub-menu item — record a bank deposit.</comment>
+  </data>
+  <data name="Nav_Finance_JournalEntries" xml:space="preserve">
+    <value>Journal Entries</value>
+    <comment>Finance sub-menu item — general journal entries.</comment>
+  </data>
+  <data name="Nav_Finance_Reconciliation" xml:space="preserve">
+    <value>Reconciliation</value>
+    <comment>Finance sub-menu item — bank reconciliation.</comment>
+  </data>
+  <data name="Nav_Finance_OpeningBalances" xml:space="preserve">
+    <value>Opening Balances</value>
+    <comment>Finance sub-menu item — opening balances.</comment>
+  </data>
+  <data name="Nav_Reports_Title" xml:space="preserve">
+    <value>Reports</value>
+    <comment>Navigation label for the Reports section.</comment>
+  </data>
+  <data name="Nav_Reports_ShortLabel" xml:space="preserve">
+    <value>RPT</value>
+    <comment>Collapsed nav-rail abbreviation for Reports.</comment>
+  </data>
+  <data name="Nav_Settings_Title" xml:space="preserve">
+    <value>Settings</value>
+    <comment>Navigation label for Settings.</comment>
+  </data>
+  <data name="Nav_Settings_ShortLabel" xml:space="preserve">
+    <value>SET</value>
+    <comment>Collapsed nav-rail abbreviation for Settings.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.cs b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.cs
new file mode 100644
index 00000000..e2aa771c
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.Core.Modules.Localization.Resources;
+
+/// <summary>
+/// Marker type that locates <c>ValidationResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{ValidationResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds user-facing
+/// validation and exception <c>Message</c> text (FR-007).
+/// </summary>
+public class ValidationResource
+{
+}
diff --git a/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.en-US.resx b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.en-US.resx
new file mode 100644
index 00000000..d12bb5b3
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.en-US.resx
@@ -0,0 +1,459 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Validation_Member_FirstNameRequired" xml:space="preserve">
+    <value>First name is required.</value>
+    <comment>Validation error when a member's first name is blank.</comment>
+  </data>
+  <data name="Validation_Member_LastNameRequired" xml:space="preserve">
+    <value>Last name is required.</value>
+    <comment>Validation error when a member's last name is blank.</comment>
+  </data>
+  <data name="Validation_Member_FirstNameMaxLength" xml:space="preserve">
+    <value>First name must be 100 characters or fewer.</value>
+    <comment>Validation error when a member's first name is too long.</comment>
+  </data>
+  <data name="Validation_Member_LastNameMaxLength" xml:space="preserve">
+    <value>Last name must be 100 characters or fewer.</value>
+    <comment>Validation error when a member's last name is too long.</comment>
+  </data>
+  <data name="Validation_Member_StreetAddressRequired" xml:space="preserve">
+    <value>Street address is required.</value>
+    <comment>Validation error when a member's street address is blank.</comment>
+  </data>
+  <data name="Validation_Member_EmailInvalid" xml:space="preserve">
+    <value>Email format is invalid.</value>
+    <comment>Validation error when a member's email address is not a valid format.</comment>
+  </data>
+  <data name="Validation_Member_DateOfBirthInPast" xml:space="preserve">
+    <value>Date of birth must be in the past.</value>
+    <comment>Validation error when a member's date of birth is today or later.</comment>
+  </data>
+  <data name="Validation_Member_AgeExceedsMaxRange" xml:space="preserve">
+    <value>Date of birth implies an age of {Age} years, which exceeds the maximum allowed range of {MaxYears} years.</value>
+    <comment>Validation error when a member's implied age is above the configured maximum. {Age} = implied age; {MaxYears} = configured maximum age range.</comment>
+  </data>
+  <data name="Validation_Member_BelowMinimumAge" xml:space="preserve">
+    <value>Member must be at least {MinimumAge} years of age.</value>
+    <comment>Validation error when a member's implied age is below the configured minimum. {MinimumAge} = configured minimum member age.</comment>
+  </data>
+  <data name="Validation_Agm_AlreadyExistsForYear" xml:space="preserve">
+    <value>An AGM already exists for {Year}. Archive it before scheduling a replacement.</value>
+    <comment>Shown when scheduling an AGM for a year that already has one. {Year} = the calendar year that already has an AGM.</comment>
+  </data>
+  <data name="Validation_Agm_AlreadyRecorded" xml:space="preserve">
+    <value>This AGM has already been recorded.</value>
+    <comment>Shown when recording attendance/elections against an AGM that has already been recorded.</comment>
+  </data>
+  <data name="Validation_Agm_RecordBeforeMeetingDate" xml:space="preserve">
+    <value>Attendance and elections cannot be recorded before the AGM's meeting date.</value>
+    <comment>Shown when recording an AGM whose meeting date is in the future.</comment>
+  </data>
+  <data name="Validation_Agm_DuplicateCommitteeAssignment" xml:space="preserve">
+    <value>A member cannot hold more than one committee assignment from the same AGM.</value>
+    <comment>Shown when the same member is assigned to two committee slots from one AGM.</comment>
+  </data>
+  <data name="Validation_Agm_OutgoingPositionNoTerm" xml:space="preserve">
+    <value>The outgoing position record does not belong to a committee term.</value>
+    <comment>Data-integrity error when a special election's outgoing position record has no committee term.</comment>
+  </data>
+  <data name="Validation_Agm_TermAlreadyClosed" xml:space="preserve">
+    <value>This committee term has already been closed by a later AGM; a special election can no longer be recorded against it.</value>
+    <comment>Data-integrity error when a special election targets a committee term already closed by a later AGM.</comment>
+  </data>
+  <data name="Validation_Agm_IncomingMemberAlreadyOnCommittee" xml:space="preserve">
+    <value>The incoming member already holds an open committee slot in this term.</value>
+    <comment>Shown when a special-election incoming member already holds an open committee slot in the term.</comment>
+  </data>
+  <data name="Validation_Event_ParticipationBeforeEventDate" xml:space="preserve">
+    <value>Participation cannot be recorded before the event date.</value>
+    <comment>Shown when recording participation for an event whose date is in the future.</comment>
+  </data>
+  <data name="Validation_EventType_NameRequired" xml:space="preserve">
+    <value>Event type name is required.</value>
+    <comment>Shown when creating an event type with a blank name.</comment>
+  </data>
+  <data name="Validation_EventType_SystemDefaultCannotArchive" xml:space="preserve">
+    <value>System default event types cannot be archived.</value>
+    <comment>Shown when archiving a system-default event type.</comment>
+  </data>
+  <data name="Validation_EventType_ReferencedCannotArchive" xml:space="preserve">
+    <value>This event type cannot be archived because it is referenced by one or more events.</value>
+    <comment>Shown when archiving an event type still referenced by events.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_NameRequired" xml:space="preserve">
+    <value>Office-holder title name is required.</value>
+    <comment>Shown when adding or renaming a committee office-holder title with a blank name.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotRename" xml:space="preserve">
+    <value>Built-in office-holder titles cannot be renamed.</value>
+    <comment>Shown when renaming a built-in (President/Secretary/Treasurer) office-holder title.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotReorder" xml:space="preserve">
+    <value>Built-in office-holder titles cannot be reordered.</value>
+    <comment>Shown when reordering a built-in office-holder title.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotArchive" xml:space="preserve">
+    <value>Built-in office-holder titles cannot be archived.</value>
+    <comment>Shown when archiving a built-in office-holder title.</comment>
+  </data>
+  <data name="Validation_Attendance_BeforeRehearsalDate" xml:space="preserve">
+    <value>Attendance cannot be recorded before the rehearsal date.</value>
+    <comment>Shown when recording rehearsal attendance whose date is in the future.</comment>
+  </data>
+  <data name="Validation_Attendance_NoIncomeAccount" xml:space="preserve">
+    <value>No income account configured. Please set up accounts in Settings before recording attendance.</value>
+    <comment>Shown when recording rehearsal attendance before any non-system income account exists.</comment>
+  </data>
+  <data name="Validation_Settings_NotConfigured" xml:space="preserve">
+    <value>Application settings are not configured.</value>
+    <comment>Shown when a workflow needs the Settings singleton but first-run setup has not been completed.</comment>
+  </data>
+  <data name="Validation_Settings_TaxRateRequired" xml:space="preserve">
+    <value>A tax rate greater than zero is required when sales tax applies.</value>
+    <comment>Shown when sales tax is enabled but no positive tax rate is set (Settings save and first-run setup).</comment>
+  </data>
+  <data name="Validation_Settings_MinimumAgeNegative" xml:space="preserve">
+    <value>Minimum member age cannot be negative.</value>
+    <comment>Shown when saving Settings with a negative minimum member age.</comment>
+  </data>
+  <data name="Validation_Settings_MaxAgeRangeNegative" xml:space="preserve">
+    <value>Maximum age range cannot be negative.</value>
+    <comment>Shown when saving Settings with a negative maximum age range.</comment>
+  </data>
+  <data name="Validation_Settings_MinAgeExceedsMax" xml:space="preserve">
+    <value>Minimum member age cannot exceed the maximum age range.</value>
+    <comment>Shown when saving Settings with minimum member age above the maximum age range.</comment>
+  </data>
+  <data name="Validation_Settings_AuditRetentionRange" xml:space="preserve">
+    <value>Audit retention period must be between 1 and 7 years.</value>
+    <comment>Shown when the audit retention period is outside 1–7 years (Settings save and first-run setup).</comment>
+  </data>
+  <data name="Validation_Setup_AlreadyCompleted" xml:space="preserve">
+    <value>Setup has already been completed.</value>
+    <comment>Shown when first-run initialization is attempted after the Settings singleton already exists.</comment>
+  </data>
+  <data name="Validation_Setup_OrganisationNameRequired" xml:space="preserve">
+    <value>OrganizationName is required.</value>
+    <comment>Shown when first-run setup is submitted with a blank organisation name.</comment>
+  </data>
+  <data name="Validation_Setup_AnnualFeeNegative" xml:space="preserve">
+    <value>AnnualFee must be zero or greater.</value>
+    <comment>Shown when first-run setup is submitted with a negative annual fee.</comment>
+  </data>
+  <data name="Validation_Setup_AttendanceFeeNegative" xml:space="preserve">
+    <value>AttendanceFee must be zero or greater.</value>
+    <comment>Shown when first-run setup is submitted with a negative attendance fee.</comment>
+  </data>
+  <data name="Validation_Setup_MembershipRenewalMonthRange" xml:space="preserve">
+    <value>MembershipRenewalMonth must be between 1 and 12.</value>
+    <comment>Shown when first-run setup is submitted with a membership renewal month outside 1–12.</comment>
+  </data>
+  <data name="Validation_Backup_FileCorrupted" xml:space="preserve">
+    <value>Backup file is corrupted or not a StageFright backup.</value>
+    <comment>Shown when a selected backup file cannot be deserialised.</comment>
+  </data>
+  <data name="Validation_Backup_MissingSchemaVersion" xml:space="preserve">
+    <value>Backup file is missing a schema version.</value>
+    <comment>Shown when a backup file has no schema version recorded.</comment>
+  </data>
+  <data name="Validation_Backup_UnsupportedSchemaVersion" xml:space="preserve">
+    <value>This backup uses schema version {SchemaVersion}; this application supports major version {SupportedMajorVersion}. Please upgrade the application to restore this backup.</value>
+    <comment>Shown when a backup file's major schema version is not supported. {SchemaVersion} = the file's version; {SupportedMajorVersion} = the major version this build supports.</comment>
+  </data>
+  <data name="Validation_Backup_ImportIncomplete" xml:space="preserve">
+    <value>Import file incomplete: missing {EntityType}. Restore from complete backup.</value>
+    <comment>Shown when a backup file is missing an expected entity collection. {EntityType} = the missing collection name.</comment>
+  </data>
+  <data name="Validation_Account_NameRequired" xml:space="preserve">
+    <value>Account name is required.</value>
+    <comment>Shown when creating or renaming a chart-of-accounts account with a blank name.</comment>
+  </data>
+  <data name="Validation_Account_BankFlagAssetOnly" xml:space="preserve">
+    <value>The bank/cash flag can only be set on Asset accounts.</value>
+    <comment>Shown when the bank/cash flag is set on a non-Asset account.</comment>
+  </data>
+  <data name="Validation_Account_SystemCannotEdit" xml:space="preserve">
+    <value>System accounts cannot be edited.</value>
+    <comment>Shown when editing a system (built-in) account.</comment>
+  </data>
+  <data name="Validation_Account_SystemCannotArchive" xml:space="preserve">
+    <value>System accounts cannot be archived.</value>
+    <comment>Shown when archiving a system (built-in) account.</comment>
+  </data>
+  <data name="Validation_Account_ReferencedCannotArchive" xml:space="preserve">
+    <value>This account cannot be archived because it is referenced by one or more transactions.</value>
+    <comment>Shown when archiving an account still referenced by GL transactions.</comment>
+  </data>
+  <data name="Validation_Account_DraftReconciliationCannotArchive" xml:space="preserve">
+    <value>This bank account cannot be archived while it has a draft reconciliation in progress.</value>
+    <comment>Shown when archiving a bank account that has an in-progress draft reconciliation.</comment>
+  </data>
+  <data name="Validation_Account_NameDuplicate" xml:space="preserve">
+    <value>An account named '{Name}' already exists.</value>
+    <comment>Shown when an account name collides with an existing one. {Name} = the entered account name.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_BankAccountsOnly" xml:space="preserve">
+    <value>Only bank/cash accounts can be reconciled.</value>
+    <comment>Shown when starting a reconciliation for a non-bank account.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_DraftAlreadyExists" xml:space="preserve">
+    <value>This account already has a draft reconciliation. Finalize or delete it first.</value>
+    <comment>Shown when starting a reconciliation while a draft already exists for the account.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_StatementDateAfterLast" xml:space="preserve">
+    <value>The statement date must be after the last finalized statement date ({Date}).</value>
+    <comment>Shown when a new reconciliation's statement date is not after the last finalised one. {Date} = last finalised statement date (yyyy-MM-dd).</comment>
+  </data>
+  <data name="Validation_BankReconciliation_FinalisedImmutable" xml:space="preserve">
+    <value>Finalized reconciliations are immutable and cannot be modified.</value>
+    <comment>Shown when toggling a cleared transaction on an already-finalised reconciliation.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_TransactionClearedElsewhere" xml:space="preserve">
+    <value>This transaction is already cleared by another reconciliation.</value>
+    <comment>Shown when clearing a transaction already cleared by a different reconciliation.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_TransactionNotEligible" xml:space="preserve">
+    <value>The transaction does not belong to this account or is dated after the statement date.</value>
+    <comment>Shown when clearing a transaction that is not eligible for this reconciliation.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_AlreadyFinalised" xml:space="preserve">
+    <value>This reconciliation is already finalized.</value>
+    <comment>Shown when finalising a reconciliation that is already finalised.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_DifferenceNotZero" xml:space="preserve">
+    <value>Cannot finalize: the difference is {Difference}, not {Zero}.</value>
+    <comment>Shown when finalising a reconciliation whose difference is not zero. {Difference} = the outstanding difference; {Zero} = zero amount, both formatted in fixed AUD.</comment>
+  </data>
+  <data name="Validation_Expense_AmountPositive" xml:space="preserve">
+    <value>Expense amount must be greater than zero.</value>
+    <comment>Shown when recording an expense payment with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_Expense_PaymentAccountMustBeBank" xml:space="preserve">
+    <value>The payment account must be a bank/cash account.</value>
+    <comment>Shown when an expense payment's source account is not a bank/cash account.</comment>
+  </data>
+  <data name="Validation_Expense_AccountNotExpense" xml:space="preserve">
+    <value>Selected account is not an Expense account.</value>
+    <comment>Shown when an expense payment's target account is not an Expense account.</comment>
+  </data>
+  <data name="Validation_Expense_SystemAccountNotAllowed" xml:space="preserve">
+    <value>System accounts cannot be used for manual expense payments.</value>
+    <comment>Shown when an expense payment targets a system account.</comment>
+  </data>
+  <data name="Validation_Payment_AmountPositive" xml:space="preserve">
+    <value>Payment amount must be greater than zero.</value>
+    <comment>Shown when recording a member payment with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_Payment_SelectAtLeastOneFee" xml:space="preserve">
+    <value>At least one outstanding fee must be selected.</value>
+    <comment>Shown when a targeted payment is submitted with an empty fee selection.</comment>
+  </data>
+  <data name="Validation_Payment_AmountExceedsSelectedTotal" xml:space="preserve">
+    <value>Amount exceeds the selected fees' remaining total.</value>
+    <comment>Shown when a targeted payment's amount is more than the selected fees still owe.</comment>
+  </data>
+  <data name="Validation_Fee_NoIncomeAccount" xml:space="preserve">
+    <value>No income account configured. Please set up accounts in Settings before applying fees.</value>
+    <comment>Shown when applying annual fees before any non-system income account exists.</comment>
+  </data>
+  <data name="Validation_Journal_DescriptionRequired" xml:space="preserve">
+    <value>A description is required for manual journals.</value>
+    <comment>Shown when a manual general journal is submitted with a blank description.</comment>
+  </data>
+  <data name="Validation_Journal_MinimumTwoLines" xml:space="preserve">
+    <value>A journal requires at least two lines.</value>
+    <comment>Shown when a manual general journal has fewer than two lines.</comment>
+  </data>
+  <data name="Validation_Journal_LineAmountsNonNegative" xml:space="preserve">
+    <value>Journal line amounts cannot be negative.</value>
+    <comment>Shown when a manual general journal line has a negative debit or credit.</comment>
+  </data>
+  <data name="Validation_Journal_LineOneNonZeroSide" xml:space="preserve">
+    <value>Each journal line must have exactly one non-zero side (debit or credit).</value>
+    <comment>Shown when a manual general journal line has both sides zero or both sides non-zero.</comment>
+  </data>
+  <data name="Validation_Journal_NoMemberReceivable" xml:space="preserve">
+    <value>Manual journals cannot post to the Member Receivable account — member balances may only change through fee and payment workflows.</value>
+    <comment>Shown when a manual general journal line targets the Member Receivable account.</comment>
+  </data>
+  <data name="Validation_Journal_OutOfBalance" xml:space="preserve">
+    <value>The journal is out of balance — total debits must equal total credits.</value>
+    <comment>Shown when a manual general journal's total debits do not equal its total credits.</comment>
+  </data>
+  <data name="Validation_Income_AmountPositive" xml:space="preserve">
+    <value>Income amount must be greater than zero.</value>
+    <comment>Shown when recording other income with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_Income_AccountNotIncome" xml:space="preserve">
+    <value>Selected account is not an Income account.</value>
+    <comment>Shown when an other-income entry's target account is not an Income account.</comment>
+  </data>
+  <data name="Validation_Income_SystemAccountNotAllowed" xml:space="preserve">
+    <value>System accounts cannot be used for manual income entries.</value>
+    <comment>Shown when an other-income entry targets a system account.</comment>
+  </data>
+  <data name="Validation_Income_DepositAccountMustBeBank" xml:space="preserve">
+    <value>The deposit account must be a bank/cash account.</value>
+    <comment>Shown when an other-income entry's deposit account is not a bank/cash account.</comment>
+  </data>
+  <data name="Validation_BankDeposit_AmountPositive" xml:space="preserve">
+    <value>Deposit amount must be greater than zero.</value>
+    <comment>Shown when recording a bank deposit with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_BankDeposit_TargetMustBeBank" xml:space="preserve">
+    <value>Deposits are only permitted into a bank account.</value>
+    <comment>Shown when a bank deposit's destination account is not a bank account.</comment>
+  </data>
+  <data name="Validation_BankDeposit_TargetNotCashOnHand" xml:space="preserve">
+    <value>The destination account must differ from Cash on Hand.</value>
+    <comment>Shown when a bank deposit's destination account is Cash on Hand.</comment>
+  </data>
+  <data name="Validation_OpeningBalance_AtLeastOneNonZero" xml:space="preserve">
+    <value>At least one non-zero opening balance is required.</value>
+    <comment>Shown when recording opening balances with no non-zero entry.</comment>
+  </data>
+  <data name="Validation_OpeningBalance_AccountOncePerBatch" xml:space="preserve">
+    <value>Each account may only appear once in the opening balances.</value>
+    <comment>Shown when an account is entered more than once in one opening-balances batch.</comment>
+  </data>
+  <data name="Validation_OpeningBalance_AccountNotEligible" xml:space="preserve">
+    <value>One or more accounts are not eligible for opening balances.</value>
+    <comment>Shown when an opening-balances entry targets an account not eligible for opening balances.</comment>
+  </data>
+  <data name="Validation_Setup_CurrencyUnknown" xml:space="preserve">
+    <value>The selected currency is not one this application supports.</value>
+    <comment>Shown when first-run setup is submitted with a currency code not in CurrencyCatalog.All (spec 028, FR-001).</comment>
+  </data>
+  <data name="Validation_Setup_FinancialYearStartDayRange" xml:space="preserve">
+    <value>The fiscal year start day must be between 1 and 28.</value>
+    <comment>Shown when first-run setup is submitted with a financial-year start day outside 1–28 (spec 028, FR-020).</comment>
+  </data>
+  <data name="Validation_Setup_FinancialYearStartMonthRange" xml:space="preserve">
+    <value>The fiscal year start month must be between 1 and 12.</value>
+    <comment>Shown when first-run setup is submitted with a financial-year start month outside 1–12 (spec 028, FR-019).</comment>
+  </data>
+  <data name="Validation_Settings_CurrencyImmutable" xml:space="preserve">
+    <value>The organization currency is chosen during setup and cannot be changed afterwards.</value>
+    <comment>Shown when a Settings save attempts to change CurrencyCode from its persisted value (spec 028, FR-002).</comment>
+  </data>
+  <data name="Validation_ClosedPeriod_PostingRejected" xml:space="preserve">
+    <value>This transaction is dated in a closed financial period and cannot be posted. Change the date to a period that is still open.</value>
+    <comment>Shown when a financial posting is dated on or before Settings.ClosedThroughDate (spec 028, FR-017).</comment>
+  </data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.fr-FR.resx b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.fr-FR.resx
new file mode 100644
index 00000000..63326e58
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.fr-FR.resx
@@ -0,0 +1,92 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Validation_Member_FirstNameRequired" xml:space="preserve"><value>Le prénom est obligatoire.</value><comment>Validation error when a member's first name is blank.</comment></data>
+  <data name="Validation_Member_LastNameRequired" xml:space="preserve"><value>Le nom est obligatoire.</value><comment>Validation error when a member's last name is blank.</comment></data>
+  <data name="Validation_Member_FirstNameMaxLength" xml:space="preserve"><value>Le prénom ne doit pas dépasser 100 caractères.</value><comment>Validation error when a member's first name is too long.</comment></data>
+  <data name="Validation_Member_LastNameMaxLength" xml:space="preserve"><value>Le nom ne doit pas dépasser 100 caractères.</value><comment>Validation error when a member's last name is too long.</comment></data>
+  <data name="Validation_Member_StreetAddressRequired" xml:space="preserve"><value>L'adresse est obligatoire.</value><comment>Validation error when a member's street address is blank.</comment></data>
+  <data name="Validation_Member_EmailInvalid" xml:space="preserve"><value>Le format de l'e-mail est invalide.</value><comment>Validation error when a member's email address is not a valid format.</comment></data>
+  <data name="Validation_Member_DateOfBirthInPast" xml:space="preserve"><value>La date de naissance doit être dans le passé.</value><comment>Validation error when a member's date of birth is today or later.</comment></data>
+  <data name="Validation_Member_AgeExceedsMaxRange" xml:space="preserve"><value>La date de naissance implique un âge de {Age} ans, ce qui dépasse la plage maximale autorisée de {MaxYears} ans.</value><comment>Validation error when a member's implied age is above the configured maximum. {Age} = implied age; {MaxYears} = configured maximum age range.</comment></data>
+  <data name="Validation_Member_BelowMinimumAge" xml:space="preserve"><value>Le membre doit être âgé d'au moins {MinimumAge} ans.</value><comment>Validation error when a member's implied age is below the configured minimum. {MinimumAge} = configured minimum member age.</comment></data>
+  <data name="Validation_Agm_AlreadyExistsForYear" xml:space="preserve"><value>Une AGA existe déjà pour {Year}. Archivez-la avant d'en planifier une nouvelle.</value><comment>Shown when scheduling an AGM for a year that already has one. {Year} = the calendar year that already has an AGM.</comment></data>
+  <data name="Validation_Agm_AlreadyRecorded" xml:space="preserve"><value>Cette AGA a déjà été saisie.</value><comment>Shown when recording attendance/elections against an AGM that has already been recorded.</comment></data>
+  <data name="Validation_Agm_RecordBeforeMeetingDate" xml:space="preserve"><value>Les présences et les élections ne peuvent pas être saisies avant la date de réunion de l'AGA.</value><comment>Shown when recording an AGM whose meeting date is in the future.</comment></data>
+  <data name="Validation_Agm_DuplicateCommitteeAssignment" xml:space="preserve"><value>Un membre ne peut pas occuper plus d'une fonction au comité issue de la même AGA.</value><comment>Shown when the same member is assigned to two committee slots from one AGM.</comment></data>
+  <data name="Validation_Agm_OutgoingPositionNoTerm" xml:space="preserve"><value>L'enregistrement du poste sortant n'appartient à aucun mandat de comité.</value><comment>Data-integrity error when a special election's outgoing position record has no committee term.</comment></data>
+  <data name="Validation_Agm_TermAlreadyClosed" xml:space="preserve"><value>Ce mandat de comité a déjà été clôturé par une AGA ultérieure ; une élection partielle ne peut plus y être associée.</value><comment>Data-integrity error when a special election targets a committee term already closed by a later AGM.</comment></data>
+  <data name="Validation_Agm_IncomingMemberAlreadyOnCommittee" xml:space="preserve"><value>Le membre entrant occupe déjà une place ouverte au comité pour ce mandat.</value><comment>Shown when a special-election incoming member already holds an open committee slot in the term.</comment></data>
+  <data name="Validation_Event_ParticipationBeforeEventDate" xml:space="preserve"><value>La participation ne peut pas être saisie avant la date de l'événement.</value><comment>Shown when recording participation for an event whose date is in the future.</comment></data>
+  <data name="Validation_EventType_NameRequired" xml:space="preserve"><value>Le nom du type d'événement est obligatoire.</value><comment>Shown when creating an event type with a blank name.</comment></data>
+  <data name="Validation_EventType_SystemDefaultCannotArchive" xml:space="preserve"><value>Les types d'événement système par défaut ne peuvent pas être archivés.</value><comment>Shown when archiving a system-default event type.</comment></data>
+  <data name="Validation_EventType_ReferencedCannotArchive" xml:space="preserve"><value>Ce type d'événement ne peut pas être archivé car il est référencé par un ou plusieurs événements.</value><comment>Shown when archiving an event type still referenced by events.</comment></data>
+  <data name="Validation_OfficeHolderType_NameRequired" xml:space="preserve"><value>L'intitulé de la fonction est obligatoire.</value><comment>Shown when adding or renaming a committee office-holder title with a blank name.</comment></data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotRename" xml:space="preserve"><value>Les intitulés de fonction intégrés ne peuvent pas être renommés.</value><comment>Shown when renaming a built-in (President/Secretary/Treasurer) office-holder title.</comment></data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotReorder" xml:space="preserve"><value>Les intitulés de fonction intégrés ne peuvent pas être réordonnés.</value><comment>Shown when reordering a built-in office-holder title.</comment></data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotArchive" xml:space="preserve"><value>Les intitulés de fonction intégrés ne peuvent pas être archivés.</value><comment>Shown when archiving a built-in office-holder title.</comment></data>
+  <data name="Validation_Attendance_BeforeRehearsalDate" xml:space="preserve"><value>Les présences ne peuvent pas être saisies avant la date de la répétition.</value><comment>Shown when recording rehearsal attendance whose date is in the future.</comment></data>
+  <data name="Validation_Attendance_NoIncomeAccount" xml:space="preserve"><value>Aucun compte de produits configuré. Veuillez configurer les comptes dans les Paramètres avant de saisir les présences.</value><comment>Shown when recording rehearsal attendance before any non-system income account exists.</comment></data>
+  <data name="Validation_Settings_NotConfigured" xml:space="preserve"><value>Les paramètres de l'application ne sont pas configurés.</value><comment>Shown when a workflow needs the Settings singleton but first-run setup has not been completed.</comment></data>
+  <data name="Validation_Settings_TaxRateRequired" xml:space="preserve"><value>Un taux de taxe supérieur à zéro est requis lorsque la taxe sur les ventes s'applique.</value><comment>Shown when sales tax is enabled but no positive tax rate is set (Settings save and first-run setup).</comment></data>
+  <data name="Validation_Settings_MinimumAgeNegative" xml:space="preserve"><value>L'âge minimal des membres ne peut pas être négatif.</value><comment>Shown when saving Settings with a negative minimum member age.</comment></data>
+  <data name="Validation_Settings_MaxAgeRangeNegative" xml:space="preserve"><value>La plage d'âge maximale ne peut pas être négative.</value><comment>Shown when saving Settings with a negative maximum age range.</comment></data>
+  <data name="Validation_Settings_MinAgeExceedsMax" xml:space="preserve"><value>L'âge minimal des membres ne peut pas dépasser la plage d'âge maximale.</value><comment>Shown when saving Settings with minimum member age above the maximum age range.</comment></data>
+  <data name="Validation_Settings_AuditRetentionRange" xml:space="preserve"><value>La durée de conservation du journal d'audit doit être comprise entre 1 et 7 ans.</value><comment>Shown when the audit retention period is outside 1–7 years (Settings save and first-run setup).</comment></data>
+  <data name="Validation_Setup_AlreadyCompleted" xml:space="preserve"><value>La configuration a déjà été effectuée.</value><comment>Shown when first-run initialization is attempted after the Settings singleton already exists.</comment></data>
+  <data name="Validation_Setup_OrganisationNameRequired" xml:space="preserve"><value>Le nom de l'organisation est obligatoire.</value><comment>Shown when first-run setup is submitted with a blank organisation name.</comment></data>
+  <data name="Validation_Setup_AnnualFeeNegative" xml:space="preserve"><value>La cotisation annuelle doit être supérieure ou égale à zéro.</value><comment>Shown when first-run setup is submitted with a negative annual fee.</comment></data>
+  <data name="Validation_Setup_AttendanceFeeNegative" xml:space="preserve"><value>Les frais de présence doivent être supérieurs ou égaux à zéro.</value><comment>Shown when first-run setup is submitted with a negative attendance fee.</comment></data>
+  <data name="Validation_Setup_MembershipRenewalMonthRange" xml:space="preserve"><value>Le mois de renouvellement de l'adhésion doit être compris entre 1 et 12.</value><comment>Shown when first-run setup is submitted with a membership renewal month outside 1–12.</comment></data>
+  <data name="Validation_Backup_FileCorrupted" xml:space="preserve"><value>Le fichier de sauvegarde est corrompu ou n'est pas une sauvegarde StageFright.</value><comment>Shown when a selected backup file cannot be deserialised.</comment></data>
+  <data name="Validation_Backup_MissingSchemaVersion" xml:space="preserve"><value>Le fichier de sauvegarde ne comporte pas de version de schéma.</value><comment>Shown when a backup file has no schema version recorded.</comment></data>
+  <data name="Validation_Backup_UnsupportedSchemaVersion" xml:space="preserve"><value>Cette sauvegarde utilise la version de schéma {SchemaVersion} ; cette application prend en charge la version majeure {SupportedMajorVersion}. Veuillez mettre à jour l'application pour restaurer cette sauvegarde.</value><comment>Shown when a backup file's major schema version is not supported. {SchemaVersion} = the file's version; {SupportedMajorVersion} = the major version this build supports.</comment></data>
+  <data name="Validation_Backup_ImportIncomplete" xml:space="preserve"><value>Fichier d'import incomplet : {EntityType} manquant. Restaurez à partir d'une sauvegarde complète.</value><comment>Shown when a backup file is missing an expected entity collection. {EntityType} = the missing collection name.</comment></data>
+  <data name="Validation_Account_NameRequired" xml:space="preserve"><value>Le nom du compte est obligatoire.</value><comment>Shown when creating or renaming a chart-of-accounts account with a blank name.</comment></data>
+  <data name="Validation_Account_BankFlagAssetOnly" xml:space="preserve"><value>L'indicateur banque/caisse ne peut être défini que sur des comptes d'actif.</value><comment>Shown when the bank/cash flag is set on a non-Asset account.</comment></data>
+  <data name="Validation_Account_SystemCannotEdit" xml:space="preserve"><value>Les comptes système ne peuvent pas être modifiés.</value><comment>Shown when editing a system (built-in) account.</comment></data>
+  <data name="Validation_Account_SystemCannotArchive" xml:space="preserve"><value>Les comptes système ne peuvent pas être archivés.</value><comment>Shown when archiving a system (built-in) account.</comment></data>
+  <data name="Validation_Account_ReferencedCannotArchive" xml:space="preserve"><value>Ce compte ne peut pas être archivé car il est référencé par une ou plusieurs transactions.</value><comment>Shown when archiving an account still referenced by GL transactions.</comment></data>
+  <data name="Validation_Account_DraftReconciliationCannotArchive" xml:space="preserve"><value>Ce compte bancaire ne peut pas être archivé tant qu'un rapprochement en brouillon est en cours.</value><comment>Shown when archiving a bank account that has an in-progress draft reconciliation.</comment></data>
+  <data name="Validation_Account_NameDuplicate" xml:space="preserve"><value>Un compte nommé « {Name} » existe déjà.</value><comment>Shown when an account name collides with an existing one. {Name} = the entered account name.</comment></data>
+  <data name="Validation_BankReconciliation_BankAccountsOnly" xml:space="preserve"><value>Seuls les comptes banque/caisse peuvent être rapprochés.</value><comment>Shown when starting a reconciliation for a non-bank account.</comment></data>
+  <data name="Validation_BankReconciliation_DraftAlreadyExists" xml:space="preserve"><value>Ce compte a déjà un rapprochement en brouillon. Finalisez-le ou supprimez-le d'abord.</value><comment>Shown when starting a reconciliation while a draft already exists for the account.</comment></data>
+  <data name="Validation_BankReconciliation_StatementDateAfterLast" xml:space="preserve"><value>La date du relevé doit être postérieure à la date du dernier relevé finalisé ({Date}).</value><comment>Shown when a new reconciliation's statement date is not after the last finalised one. {Date} = last finalised statement date (yyyy-MM-dd).</comment></data>
+  <data name="Validation_BankReconciliation_FinalisedImmutable" xml:space="preserve"><value>Les rapprochements finalisés sont immuables et ne peuvent pas être modifiés.</value><comment>Shown when toggling a cleared transaction on an already-finalised reconciliation.</comment></data>
+  <data name="Validation_BankReconciliation_TransactionClearedElsewhere" xml:space="preserve"><value>Cette transaction est déjà pointée par un autre rapprochement.</value><comment>Shown when clearing a transaction already cleared by a different reconciliation.</comment></data>
+  <data name="Validation_BankReconciliation_TransactionNotEligible" xml:space="preserve"><value>La transaction n'appartient pas à ce compte ou est datée après la date du relevé.</value><comment>Shown when clearing a transaction that is not eligible for this reconciliation.</comment></data>
+  <data name="Validation_BankReconciliation_AlreadyFinalised" xml:space="preserve"><value>Ce rapprochement est déjà finalisé.</value><comment>Shown when finalising a reconciliation that is already finalised.</comment></data>
+  <data name="Validation_BankReconciliation_DifferenceNotZero" xml:space="preserve"><value>Impossible de finaliser : la différence est de {Difference}, et non {Zero}.</value><comment>Shown when finalising a reconciliation whose difference is not zero. {Difference} = the outstanding difference; {Zero} = zero amount, both formatted in fixed AUD.</comment></data>
+  <data name="Validation_Expense_AmountPositive" xml:space="preserve"><value>Le montant de la dépense doit être supérieur à zéro.</value><comment>Shown when recording an expense payment with a non-positive amount.</comment></data>
+  <data name="Validation_Expense_PaymentAccountMustBeBank" xml:space="preserve"><value>Le compte de paiement doit être un compte banque/caisse.</value><comment>Shown when an expense payment's source account is not a bank/cash account.</comment></data>
+  <data name="Validation_Expense_AccountNotExpense" xml:space="preserve"><value>Le compte sélectionné n'est pas un compte de charges.</value><comment>Shown when an expense payment's target account is not an Expense account.</comment></data>
+  <data name="Validation_Expense_SystemAccountNotAllowed" xml:space="preserve"><value>Les comptes système ne peuvent pas être utilisés pour des paiements de dépenses manuels.</value><comment>Shown when an expense payment targets a system account.</comment></data>
+  <data name="Validation_Payment_AmountPositive" xml:space="preserve"><value>Le montant du paiement doit être supérieur à zéro.</value><comment>Shown when recording a member payment with a non-positive amount.</comment></data>
+  <data name="Validation_Payment_SelectAtLeastOneFee" xml:space="preserve"><value>Au moins une cotisation impayée doit être sélectionnée.</value><comment>Shown when a targeted payment is submitted with an empty fee selection.</comment></data>
+  <data name="Validation_Payment_AmountExceedsSelectedTotal" xml:space="preserve"><value>Le montant dépasse le total restant des cotisations sélectionnées.</value><comment>Shown when a targeted payment's amount is more than the selected fees still owe.</comment></data>
+  <data name="Validation_Fee_NoIncomeAccount" xml:space="preserve"><value>Aucun compte de produits configuré. Veuillez configurer les comptes dans les Paramètres avant d'appliquer des cotisations.</value><comment>Shown when applying annual fees before any non-system income account exists.</comment></data>
+  <data name="Validation_Journal_DescriptionRequired" xml:space="preserve"><value>Une description est obligatoire pour les journaux manuels.</value><comment>Shown when a manual general journal is submitted with a blank description.</comment></data>
+  <data name="Validation_Journal_MinimumTwoLines" xml:space="preserve"><value>Un journal nécessite au moins deux lignes.</value><comment>Shown when a manual general journal has fewer than two lines.</comment></data>
+  <data name="Validation_Journal_LineAmountsNonNegative" xml:space="preserve"><value>Les montants des lignes de journal ne peuvent pas être négatifs.</value><comment>Shown when a manual general journal line has a negative debit or credit.</comment></data>
+  <data name="Validation_Journal_LineOneNonZeroSide" xml:space="preserve"><value>Chaque ligne de journal doit avoir exactement un côté non nul (débit ou crédit).</value><comment>Shown when a manual general journal line has both sides zero or both sides non-zero.</comment></data>
+  <data name="Validation_Journal_NoMemberReceivable" xml:space="preserve"><value>Les journaux manuels ne peuvent pas être imputés au compte de créances des membres — les soldes des membres ne peuvent évoluer que via les processus de cotisation et de paiement.</value><comment>Shown when a manual general journal line targets the Member Receivable account.</comment></data>
+  <data name="Validation_Journal_OutOfBalance" xml:space="preserve"><value>Le journal est déséquilibré — le total des débits doit être égal au total des crédits.</value><comment>Shown when a manual general journal's total debits do not equal its total credits.</comment></data>
+  <data name="Validation_Income_AmountPositive" xml:space="preserve"><value>Le montant du produit doit être supérieur à zéro.</value><comment>Shown when recording other income with a non-positive amount.</comment></data>
+  <data name="Validation_Income_AccountNotIncome" xml:space="preserve"><value>Le compte sélectionné n'est pas un compte de produits.</value><comment>Shown when an other-income entry's target account is not an Income account.</comment></data>
+  <data name="Validation_Income_SystemAccountNotAllowed" xml:space="preserve"><value>Les comptes système ne peuvent pas être utilisés pour des saisies de produits manuelles.</value><comment>Shown when an other-income entry targets a system account.</comment></data>
+  <data name="Validation_Income_DepositAccountMustBeBank" xml:space="preserve"><value>Le compte de dépôt doit être un compte banque/caisse.</value><comment>Shown when an other-income entry's deposit account is not a bank/cash account.</comment></data>
+  <data name="Validation_BankDeposit_AmountPositive" xml:space="preserve"><value>Le montant du dépôt doit être supérieur à zéro.</value><comment>Shown when recording a bank deposit with a non-positive amount.</comment></data>
+  <data name="Validation_BankDeposit_TargetMustBeBank" xml:space="preserve"><value>Les dépôts ne sont autorisés que vers un compte bancaire.</value><comment>Shown when a bank deposit's destination account is not a bank account.</comment></data>
+  <data name="Validation_BankDeposit_TargetNotCashOnHand" xml:space="preserve"><value>Le compte de destination doit être différent de la caisse.</value><comment>Shown when a bank deposit's destination account is Cash on Hand.</comment></data>
+  <data name="Validation_OpeningBalance_AtLeastOneNonZero" xml:space="preserve"><value>Au moins un solde d'ouverture non nul est requis.</value><comment>Shown when recording opening balances with no non-zero entry.</comment></data>
+  <data name="Validation_OpeningBalance_AccountOncePerBatch" xml:space="preserve"><value>Chaque compte ne peut apparaître qu'une seule fois dans les soldes d'ouverture.</value><comment>Shown when an account is entered more than once in one opening-balances batch.</comment></data>
+  <data name="Validation_OpeningBalance_AccountNotEligible" xml:space="preserve"><value>Un ou plusieurs comptes ne sont pas éligibles aux soldes d'ouverture.</value><comment>Shown when an opening-balances entry targets an account not eligible for opening balances.</comment></data>
+  <data name="Validation_Setup_CurrencyUnknown" xml:space="preserve"><value>La devise sélectionnée n'est pas prise en charge par cette application.</value><comment>Shown when first-run setup is submitted with a currency code not in CurrencyCatalog.All (spec 028, FR-001).</comment></data>
+  <data name="Validation_Setup_FinancialYearStartDayRange" xml:space="preserve"><value>Le jour de début de l'exercice doit être compris entre 1 et 28.</value><comment>Shown when first-run setup is submitted with a financial-year start day outside 1–28 (spec 028, FR-020).</comment></data>
+  <data name="Validation_Setup_FinancialYearStartMonthRange" xml:space="preserve"><value>Le mois de début de l'exercice doit être compris entre 1 et 12.</value><comment>Shown when first-run setup is submitted with a financial-year start month outside 1–12 (spec 028, FR-019).</comment></data>
+  <data name="Validation_Settings_CurrencyImmutable" xml:space="preserve"><value>La devise de l'organisation est choisie lors de la configuration initiale et ne peut pas être modifiée par la suite.</value><comment>Shown when a Settings save attempts to change CurrencyCode from its persisted value (spec 028, FR-002).</comment></data>
+  <data name="Validation_ClosedPeriod_PostingRejected" xml:space="preserve"><value>Cette transaction est datée dans une période comptable clôturée et ne peut pas être enregistrée. Choisissez une date dans une période encore ouverte.</value><comment>Shown when a financial posting is dated on or before Settings.ClosedThroughDate (spec 028, FR-017).</comment></data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.qps-ploc.resx b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.qps-ploc.resx
new file mode 100644
index 00000000..8b14e555
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.qps-ploc.resx
@@ -0,0 +1,92 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Validation_Member_FirstNameRequired" xml:space="preserve"><value>⟦Fírst ñámé ís réqúíréd.—⟧</value><comment>Validation error when a member's first name is blank.</comment></data>
+  <data name="Validation_Member_LastNameRequired" xml:space="preserve"><value>⟦Lást ñámé ís réqúíréd.—⟧</value><comment>Validation error when a member's last name is blank.</comment></data>
+  <data name="Validation_Member_FirstNameMaxLength" xml:space="preserve"><value>⟦Fírst ñámé múst bé 100 çháráçtérs ór féwér.—⟧</value><comment>Validation error when a member's first name is too long.</comment></data>
+  <data name="Validation_Member_LastNameMaxLength" xml:space="preserve"><value>⟦Lást ñámé múst bé 100 çháráçtérs ór féwér.—⟧</value><comment>Validation error when a member's last name is too long.</comment></data>
+  <data name="Validation_Member_StreetAddressRequired" xml:space="preserve"><value>⟦Stréét áddréss ís réqúíréd.—⟧</value><comment>Validation error when a member's street address is blank.</comment></data>
+  <data name="Validation_Member_EmailInvalid" xml:space="preserve"><value>⟦Émáíl fórmát ís íñválíd.—⟧</value><comment>Validation error when a member's email address is not a valid format.</comment></data>
+  <data name="Validation_Member_DateOfBirthInPast" xml:space="preserve"><value>⟦Dáté óf bírth múst bé íñ thé pást.—⟧</value><comment>Validation error when a member's date of birth is today or later.</comment></data>
+  <data name="Validation_Member_AgeExceedsMaxRange" xml:space="preserve"><value>⟦Dáté óf bírth ímplíés áñ ágé óf {Age} ýéárs, whíçh éxçééds thé máxímúm állówéd ráñgé óf {MaxYears} ýéárs.—⟧</value><comment>Validation error when a member's implied age is above the configured maximum. {Age} = implied age; {MaxYears} = configured maximum age range.</comment></data>
+  <data name="Validation_Member_BelowMinimumAge" xml:space="preserve"><value>⟦Mémbér múst bé át léást {MinimumAge} ýéárs óf ágé.—⟧</value><comment>Validation error when a member's implied age is below the configured minimum. {MinimumAge} = configured minimum member age.</comment></data>
+  <data name="Validation_Agm_AlreadyExistsForYear" xml:space="preserve"><value>⟦Áñ ÁGM álréádý éxísts fór {Year}. Árçhívé ít béfóré sçhédúlíñg á répláçéméñt.—⟧</value><comment>Shown when scheduling an AGM for a year that already has one. {Year} = the calendar year that already has an AGM.</comment></data>
+  <data name="Validation_Agm_AlreadyRecorded" xml:space="preserve"><value>⟦Thís ÁGM hás álréádý bééñ réçórdéd.—⟧</value><comment>Shown when recording attendance/elections against an AGM that has already been recorded.</comment></data>
+  <data name="Validation_Agm_RecordBeforeMeetingDate" xml:space="preserve"><value>⟦Áttéñdáñçé áñd éléçtíóñs çáññót bé réçórdéd béfóré thé ÁGM's méétíñg dáté.—⟧</value><comment>Shown when recording an AGM whose meeting date is in the future.</comment></data>
+  <data name="Validation_Agm_DuplicateCommitteeAssignment" xml:space="preserve"><value>⟦Á mémbér çáññót hóld móré tháñ óñé çómmíttéé ássígñméñt fróm thé sámé ÁGM.—⟧</value><comment>Shown when the same member is assigned to two committee slots from one AGM.</comment></data>
+  <data name="Validation_Agm_OutgoingPositionNoTerm" xml:space="preserve"><value>⟦Thé óútgóíñg pósítíóñ réçórd dóés ñót bélóñg tó á çómmíttéé térm.—⟧</value><comment>Data-integrity error when a special election's outgoing position record has no committee term.</comment></data>
+  <data name="Validation_Agm_TermAlreadyClosed" xml:space="preserve"><value>⟦Thís çómmíttéé térm hás álréádý bééñ çlóséd bý á látér ÁGM; á spéçíál éléçtíóñ çáñ ñó lóñgér bé réçórdéd ágáíñst ít.—⟧</value><comment>Data-integrity error when a special election targets a committee term already closed by a later AGM.</comment></data>
+  <data name="Validation_Agm_IncomingMemberAlreadyOnCommittee" xml:space="preserve"><value>⟦Thé íñçómíñg mémbér álréádý hólds áñ ópéñ çómmíttéé slót íñ thís térm.—⟧</value><comment>Shown when a special-election incoming member already holds an open committee slot in the term.</comment></data>
+  <data name="Validation_Event_ParticipationBeforeEventDate" xml:space="preserve"><value>⟦Pártíçípátíóñ çáññót bé réçórdéd béfóré thé évéñt dáté.—⟧</value><comment>Shown when recording participation for an event whose date is in the future.</comment></data>
+  <data name="Validation_EventType_NameRequired" xml:space="preserve"><value>⟦Évéñt týpé ñámé ís réqúíréd.—⟧</value><comment>Shown when creating an event type with a blank name.</comment></data>
+  <data name="Validation_EventType_SystemDefaultCannotArchive" xml:space="preserve"><value>⟦Sýstém défáúlt évéñt týpés çáññót bé árçhívéd.—⟧</value><comment>Shown when archiving a system-default event type.</comment></data>
+  <data name="Validation_EventType_ReferencedCannotArchive" xml:space="preserve"><value>⟦Thís évéñt týpé çáññót bé árçhívéd béçáúsé ít ís référéñçéd bý óñé ór móré évéñts.—⟧</value><comment>Shown when archiving an event type still referenced by events.</comment></data>
+  <data name="Validation_OfficeHolderType_NameRequired" xml:space="preserve"><value>⟦Óffíçé-hóldér títlé ñámé ís réqúíréd.—⟧</value><comment>Shown when adding or renaming a committee office-holder title with a blank name.</comment></data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotRename" xml:space="preserve"><value>⟦Búílt-íñ óffíçé-hóldér títlés çáññót bé réñáméd.—⟧</value><comment>Shown when renaming a built-in (President/Secretary/Treasurer) office-holder title.</comment></data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotReorder" xml:space="preserve"><value>⟦Búílt-íñ óffíçé-hóldér títlés çáññót bé réórdéréd.—⟧</value><comment>Shown when reordering a built-in office-holder title.</comment></data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotArchive" xml:space="preserve"><value>⟦Búílt-íñ óffíçé-hóldér títlés çáññót bé árçhívéd.—⟧</value><comment>Shown when archiving a built-in office-holder title.</comment></data>
+  <data name="Validation_Attendance_BeforeRehearsalDate" xml:space="preserve"><value>⟦Áttéñdáñçé çáññót bé réçórdéd béfóré thé réhéársál dáté.—⟧</value><comment>Shown when recording rehearsal attendance whose date is in the future.</comment></data>
+  <data name="Validation_Attendance_NoIncomeAccount" xml:space="preserve"><value>⟦Ñó íñçómé áççóúñt çóñfígúréd. Pléásé sét úp áççóúñts íñ Séttíñgs béfóré réçórdíñg áttéñdáñçé.—⟧</value><comment>Shown when recording rehearsal attendance before any non-system income account exists.</comment></data>
+  <data name="Validation_Settings_NotConfigured" xml:space="preserve"><value>⟦Ápplíçátíóñ séttíñgs áré ñót çóñfígúréd.—⟧</value><comment>Shown when a workflow needs the Settings singleton but first-run setup has not been completed.</comment></data>
+  <data name="Validation_Settings_TaxRateRequired" xml:space="preserve"><value>⟦Á táx ráté gréátér tháñ zéró ís réqúíréd whéñ sálés táx ápplíés.—⟧</value><comment>Shown when sales tax is enabled but no positive tax rate is set (Settings save and first-run setup).</comment></data>
+  <data name="Validation_Settings_MinimumAgeNegative" xml:space="preserve"><value>⟦Míñímúm mémbér ágé çáññót bé ñégátívé.—⟧</value><comment>Shown when saving Settings with a negative minimum member age.</comment></data>
+  <data name="Validation_Settings_MaxAgeRangeNegative" xml:space="preserve"><value>⟦Máxímúm ágé ráñgé çáññót bé ñégátívé.—⟧</value><comment>Shown when saving Settings with a negative maximum age range.</comment></data>
+  <data name="Validation_Settings_MinAgeExceedsMax" xml:space="preserve"><value>⟦Míñímúm mémbér ágé çáññót éxçééd thé máxímúm ágé ráñgé.—⟧</value><comment>Shown when saving Settings with minimum member age above the maximum age range.</comment></data>
+  <data name="Validation_Settings_AuditRetentionRange" xml:space="preserve"><value>⟦Áúdít rétéñtíóñ péríód múst bé bétwééñ 1 áñd 7 ýéárs.—⟧</value><comment>Shown when the audit retention period is outside 1–7 years (Settings save and first-run setup).</comment></data>
+  <data name="Validation_Setup_AlreadyCompleted" xml:space="preserve"><value>⟦Sétúp hás álréádý bééñ çómplétéd.—⟧</value><comment>Shown when first-run initialization is attempted after the Settings singleton already exists.</comment></data>
+  <data name="Validation_Setup_OrganisationNameRequired" xml:space="preserve"><value>⟦ÓrgáñízátíóñÑámé ís réqúíréd.—⟧</value><comment>Shown when first-run setup is submitted with a blank organisation name.</comment></data>
+  <data name="Validation_Setup_AnnualFeeNegative" xml:space="preserve"><value>⟦ÁññúálFéé múst bé zéró ór gréátér.—⟧</value><comment>Shown when first-run setup is submitted with a negative annual fee.</comment></data>
+  <data name="Validation_Setup_AttendanceFeeNegative" xml:space="preserve"><value>⟦ÁttéñdáñçéFéé múst bé zéró ór gréátér.—⟧</value><comment>Shown when first-run setup is submitted with a negative attendance fee.</comment></data>
+  <data name="Validation_Setup_MembershipRenewalMonthRange" xml:space="preserve"><value>⟦MémbérshípRéñéwálMóñth múst bé bétwééñ 1 áñd 12.—⟧</value><comment>Shown when first-run setup is submitted with a membership renewal month outside 1–12.</comment></data>
+  <data name="Validation_Backup_FileCorrupted" xml:space="preserve"><value>⟦Báçkúp fílé ís çórrúptéd ór ñót á StágéFríght báçkúp.—⟧</value><comment>Shown when a selected backup file cannot be deserialised.</comment></data>
+  <data name="Validation_Backup_MissingSchemaVersion" xml:space="preserve"><value>⟦Báçkúp fílé ís míssíñg á sçhémá vérsíóñ.—⟧</value><comment>Shown when a backup file has no schema version recorded.</comment></data>
+  <data name="Validation_Backup_UnsupportedSchemaVersion" xml:space="preserve"><value>⟦Thís báçkúp úsés sçhémá vérsíóñ {SchemaVersion}; thís ápplíçátíóñ súppórts májór vérsíóñ {SupportedMajorVersion}. Pléásé úpgrádé thé ápplíçátíóñ tó réstóré thís báçkúp.—⟧</value><comment>Shown when a backup file's major schema version is not supported. {SchemaVersion} = the file's version; {SupportedMajorVersion} = the major version this build supports.</comment></data>
+  <data name="Validation_Backup_ImportIncomplete" xml:space="preserve"><value>⟦Ímpórt fílé íñçómplété: míssíñg {EntityType}. Réstóré fróm çómplété báçkúp.—⟧</value><comment>Shown when a backup file is missing an expected entity collection. {EntityType} = the missing collection name.</comment></data>
+  <data name="Validation_Account_NameRequired" xml:space="preserve"><value>⟦Áççóúñt ñámé ís réqúíréd.—⟧</value><comment>Shown when creating or renaming a chart-of-accounts account with a blank name.</comment></data>
+  <data name="Validation_Account_BankFlagAssetOnly" xml:space="preserve"><value>⟦Thé báñk/çásh flág çáñ óñlý bé sét óñ Ássét áççóúñts.—⟧</value><comment>Shown when the bank/cash flag is set on a non-Asset account.</comment></data>
+  <data name="Validation_Account_SystemCannotEdit" xml:space="preserve"><value>⟦Sýstém áççóúñts çáññót bé édítéd.—⟧</value><comment>Shown when editing a system (built-in) account.</comment></data>
+  <data name="Validation_Account_SystemCannotArchive" xml:space="preserve"><value>⟦Sýstém áççóúñts çáññót bé árçhívéd.—⟧</value><comment>Shown when archiving a system (built-in) account.</comment></data>
+  <data name="Validation_Account_ReferencedCannotArchive" xml:space="preserve"><value>⟦Thís áççóúñt çáññót bé árçhívéd béçáúsé ít ís référéñçéd bý óñé ór móré tráñsáçtíóñs.—⟧</value><comment>Shown when archiving an account still referenced by GL transactions.</comment></data>
+  <data name="Validation_Account_DraftReconciliationCannotArchive" xml:space="preserve"><value>⟦Thís báñk áççóúñt çáññót bé árçhívéd whílé ít hás á dráft réçóñçílíátíóñ íñ prógréss.—⟧</value><comment>Shown when archiving a bank account that has an in-progress draft reconciliation.</comment></data>
+  <data name="Validation_Account_NameDuplicate" xml:space="preserve"><value>⟦Áñ áççóúñt ñáméd '{Name}' álréádý éxísts.—⟧</value><comment>Shown when an account name collides with an existing one. {Name} = the entered account name.</comment></data>
+  <data name="Validation_BankReconciliation_BankAccountsOnly" xml:space="preserve"><value>⟦Óñlý báñk/çásh áççóúñts çáñ bé réçóñçíléd.—⟧</value><comment>Shown when starting a reconciliation for a non-bank account.</comment></data>
+  <data name="Validation_BankReconciliation_DraftAlreadyExists" xml:space="preserve"><value>⟦Thís áççóúñt álréádý hás á dráft réçóñçílíátíóñ. Fíñálísé ór délété ít fírst.—⟧</value><comment>Shown when starting a reconciliation while a draft already exists for the account.</comment></data>
+  <data name="Validation_BankReconciliation_StatementDateAfterLast" xml:space="preserve"><value>⟦Thé státéméñt dáté múst bé áftér thé lást fíñálíséd státéméñt dáté ({Date}).—⟧</value><comment>Shown when a new reconciliation's statement date is not after the last finalised one. {Date} = last finalised statement date (yyyy-MM-dd).</comment></data>
+  <data name="Validation_BankReconciliation_FinalisedImmutable" xml:space="preserve"><value>⟦Fíñálíséd réçóñçílíátíóñs áré ímmútáblé áñd çáññót bé módífíéd.—⟧</value><comment>Shown when toggling a cleared transaction on an already-finalised reconciliation.</comment></data>
+  <data name="Validation_BankReconciliation_TransactionClearedElsewhere" xml:space="preserve"><value>⟦Thís tráñsáçtíóñ ís álréádý çléáréd bý áñóthér réçóñçílíátíóñ.—⟧</value><comment>Shown when clearing a transaction already cleared by a different reconciliation.</comment></data>
+  <data name="Validation_BankReconciliation_TransactionNotEligible" xml:space="preserve"><value>⟦Thé tráñsáçtíóñ dóés ñót bélóñg tó thís áççóúñt ór ís dátéd áftér thé státéméñt dáté.—⟧</value><comment>Shown when clearing a transaction that is not eligible for this reconciliation.</comment></data>
+  <data name="Validation_BankReconciliation_AlreadyFinalised" xml:space="preserve"><value>⟦Thís réçóñçílíátíóñ ís álréádý fíñálíséd.—⟧</value><comment>Shown when finalising a reconciliation that is already finalised.</comment></data>
+  <data name="Validation_BankReconciliation_DifferenceNotZero" xml:space="preserve"><value>⟦Çáññót fíñálísé: thé dífféréñçé ís {Difference}, ñót {Zero}.—⟧</value><comment>Shown when finalising a reconciliation whose difference is not zero. {Difference} = the outstanding difference; {Zero} = zero amount, both formatted in fixed AUD.</comment></data>
+  <data name="Validation_Expense_AmountPositive" xml:space="preserve"><value>⟦Éxpéñsé ámóúñt múst bé gréátér tháñ zéró.—⟧</value><comment>Shown when recording an expense payment with a non-positive amount.</comment></data>
+  <data name="Validation_Expense_PaymentAccountMustBeBank" xml:space="preserve"><value>⟦Thé páýméñt áççóúñt múst bé á báñk/çásh áççóúñt.—⟧</value><comment>Shown when an expense payment's source account is not a bank/cash account.</comment></data>
+  <data name="Validation_Expense_AccountNotExpense" xml:space="preserve"><value>⟦Séléçtéd áççóúñt ís ñót áñ Éxpéñsé áççóúñt.—⟧</value><comment>Shown when an expense payment's target account is not an Expense account.</comment></data>
+  <data name="Validation_Expense_SystemAccountNotAllowed" xml:space="preserve"><value>⟦Sýstém áççóúñts çáññót bé úséd fór máñúál éxpéñsé páýméñts.—⟧</value><comment>Shown when an expense payment targets a system account.</comment></data>
+  <data name="Validation_Payment_AmountPositive" xml:space="preserve"><value>⟦Páýméñt ámóúñt múst bé gréátér tháñ zéró.—⟧</value><comment>Shown when recording a member payment with a non-positive amount.</comment></data>
+  <data name="Validation_Payment_SelectAtLeastOneFee" xml:space="preserve"><value>⟦Át léást óñé óútstáñdíñg féé múst bé séléçtéd.—⟧</value><comment>Shown when a targeted payment is submitted with an empty fee selection.</comment></data>
+  <data name="Validation_Payment_AmountExceedsSelectedTotal" xml:space="preserve"><value>⟦Ámóúñt éxçééds thé séléçtéd féés' rémáíñíñg tótál.—⟧</value><comment>Shown when a targeted payment's amount is more than the selected fees still owe.</comment></data>
+  <data name="Validation_Fee_NoIncomeAccount" xml:space="preserve"><value>⟦Ñó íñçómé áççóúñt çóñfígúréd. Pléásé sét úp áççóúñts íñ Séttíñgs béfóré ápplýíñg féés.—⟧</value><comment>Shown when applying annual fees before any non-system income account exists.</comment></data>
+  <data name="Validation_Journal_DescriptionRequired" xml:space="preserve"><value>⟦Á désçríptíóñ ís réqúíréd fór máñúál jóúrñáls.—⟧</value><comment>Shown when a manual general journal is submitted with a blank description.</comment></data>
+  <data name="Validation_Journal_MinimumTwoLines" xml:space="preserve"><value>⟦Á jóúrñál réqúírés át léást twó líñés.—⟧</value><comment>Shown when a manual general journal has fewer than two lines.</comment></data>
+  <data name="Validation_Journal_LineAmountsNonNegative" xml:space="preserve"><value>⟦Jóúrñál líñé ámóúñts çáññót bé ñégátívé.—⟧</value><comment>Shown when a manual general journal line has a negative debit or credit.</comment></data>
+  <data name="Validation_Journal_LineOneNonZeroSide" xml:space="preserve"><value>⟦Éáçh jóúrñál líñé múst hávé éxáçtlý óñé ñóñ-zéró sídé (débít ór çrédít).—⟧</value><comment>Shown when a manual general journal line has both sides zero or both sides non-zero.</comment></data>
+  <data name="Validation_Journal_NoMemberReceivable" xml:space="preserve"><value>⟦Máñúál jóúrñáls çáññót póst tó thé Mémbér Réçéíváblé áççóúñt — mémbér báláñçés máý óñlý çháñgé thróúgh féé áñd páýméñt wórkflóws.—⟧</value><comment>Shown when a manual general journal line targets the Member Receivable account.</comment></data>
+  <data name="Validation_Journal_OutOfBalance" xml:space="preserve"><value>⟦Thé jóúrñál ís óút óf báláñçé — tótál débíts múst éqúál tótál çrédíts.—⟧</value><comment>Shown when a manual general journal's total debits do not equal its total credits.</comment></data>
+  <data name="Validation_Income_AmountPositive" xml:space="preserve"><value>⟦Íñçómé ámóúñt múst bé gréátér tháñ zéró.—⟧</value><comment>Shown when recording other income with a non-positive amount.</comment></data>
+  <data name="Validation_Income_AccountNotIncome" xml:space="preserve"><value>⟦Séléçtéd áççóúñt ís ñót áñ Íñçómé áççóúñt.—⟧</value><comment>Shown when an other-income entry's target account is not an Income account.</comment></data>
+  <data name="Validation_Income_SystemAccountNotAllowed" xml:space="preserve"><value>⟦Sýstém áççóúñts çáññót bé úséd fór máñúál íñçómé éñtríés.—⟧</value><comment>Shown when an other-income entry targets a system account.</comment></data>
+  <data name="Validation_Income_DepositAccountMustBeBank" xml:space="preserve"><value>⟦Thé dépósít áççóúñt múst bé á báñk/çásh áççóúñt.—⟧</value><comment>Shown when an other-income entry's deposit account is not a bank/cash account.</comment></data>
+  <data name="Validation_BankDeposit_AmountPositive" xml:space="preserve"><value>⟦Dépósít ámóúñt múst bé gréátér tháñ zéró.—⟧</value><comment>Shown when recording a bank deposit with a non-positive amount.</comment></data>
+  <data name="Validation_BankDeposit_TargetMustBeBank" xml:space="preserve"><value>⟦Dépósíts áré óñlý pérmíttéd íñtó á báñk áççóúñt.—⟧</value><comment>Shown when a bank deposit's destination account is not a bank account.</comment></data>
+  <data name="Validation_BankDeposit_TargetNotCashOnHand" xml:space="preserve"><value>⟦Thé déstíñátíóñ áççóúñt múst díffér fróm Çásh óñ Háñd.—⟧</value><comment>Shown when a bank deposit's destination account is Cash on Hand.</comment></data>
+  <data name="Validation_OpeningBalance_AtLeastOneNonZero" xml:space="preserve"><value>⟦Át léást óñé ñóñ-zéró ópéñíñg báláñçé ís réqúíréd.—⟧</value><comment>Shown when recording opening balances with no non-zero entry.</comment></data>
+  <data name="Validation_OpeningBalance_AccountOncePerBatch" xml:space="preserve"><value>⟦Éáçh áççóúñt máý óñlý áppéár óñçé íñ thé ópéñíñg báláñçés.—⟧</value><comment>Shown when an account is entered more than once in one opening-balances batch.</comment></data>
+  <data name="Validation_OpeningBalance_AccountNotEligible" xml:space="preserve"><value>⟦Óñé ór móré áççóúñts áré ñót élígíblé fór ópéñíñg báláñçés.—⟧</value><comment>Shown when an opening-balances entry targets an account not eligible for opening balances.</comment></data>
+  <data name="Validation_Setup_CurrencyUnknown" xml:space="preserve"><value>⟦Thé séléçtéd çúrréñçý ís ñót óñé thís ápplíçátíóñ súppórts.—⟧</value><comment>Shown when first-run setup is submitted with a currency code not in CurrencyCatalog.All (spec 028, FR-001).</comment></data>
+  <data name="Validation_Setup_FinancialYearStartDayRange" xml:space="preserve"><value>⟦Thé fíñáñçíál ýéár stárt dáý múst bé bétwééñ 1 áñd 28.—⟧</value><comment>Shown when first-run setup is submitted with a financial-year start day outside 1–28 (spec 028, FR-020).</comment></data>
+  <data name="Validation_Setup_FinancialYearStartMonthRange" xml:space="preserve"><value>⟦Thé fíñáñçíál ýéár stárt móñth múst bé bétwééñ 1 áñd 12.—⟧</value><comment>Shown when first-run setup is submitted with a financial-year start month outside 1–12 (spec 028, FR-019).</comment></data>
+  <data name="Validation_Settings_CurrencyImmutable" xml:space="preserve"><value>⟦Thé órgáñísátíóñ çúrréñçý ís çhóséñ dúríñg sétúp áñd çáññót bé çháñgéd áftérwárds.—⟧</value><comment>Shown when a Settings save attempts to change CurrencyCode from its persisted value (spec 028, FR-002).</comment></data>
+  <data name="Validation_ClosedPeriod_PostingRejected" xml:space="preserve"><value>⟦Thís tráñsáçtíóñ ís dátéd íñ á çlóséd fíñáñçíál péríód áñd çáññót bé póstéd. Çháñgé thé dáté tó á péríód thát ís stíll ópéñ.—⟧</value><comment>Shown when a financial posting is dated on or before Settings.ClosedThroughDate (spec 028, FR-017).</comment></data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx
new file mode 100644
index 00000000..f04f6aca
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx
@@ -0,0 +1,459 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Validation_Member_FirstNameRequired" xml:space="preserve">
+    <value>First name is required.</value>
+    <comment>Validation error when a member's first name is blank.</comment>
+  </data>
+  <data name="Validation_Member_LastNameRequired" xml:space="preserve">
+    <value>Last name is required.</value>
+    <comment>Validation error when a member's last name is blank.</comment>
+  </data>
+  <data name="Validation_Member_FirstNameMaxLength" xml:space="preserve">
+    <value>First name must be 100 characters or fewer.</value>
+    <comment>Validation error when a member's first name is too long.</comment>
+  </data>
+  <data name="Validation_Member_LastNameMaxLength" xml:space="preserve">
+    <value>Last name must be 100 characters or fewer.</value>
+    <comment>Validation error when a member's last name is too long.</comment>
+  </data>
+  <data name="Validation_Member_StreetAddressRequired" xml:space="preserve">
+    <value>Street address is required.</value>
+    <comment>Validation error when a member's street address is blank.</comment>
+  </data>
+  <data name="Validation_Member_EmailInvalid" xml:space="preserve">
+    <value>Email format is invalid.</value>
+    <comment>Validation error when a member's email address is not a valid format.</comment>
+  </data>
+  <data name="Validation_Member_DateOfBirthInPast" xml:space="preserve">
+    <value>Date of birth must be in the past.</value>
+    <comment>Validation error when a member's date of birth is today or later.</comment>
+  </data>
+  <data name="Validation_Member_AgeExceedsMaxRange" xml:space="preserve">
+    <value>Date of birth implies an age of {Age} years, which exceeds the maximum allowed range of {MaxYears} years.</value>
+    <comment>Validation error when a member's implied age is above the configured maximum. {Age} = implied age; {MaxYears} = configured maximum age range.</comment>
+  </data>
+  <data name="Validation_Member_BelowMinimumAge" xml:space="preserve">
+    <value>Member must be at least {MinimumAge} years of age.</value>
+    <comment>Validation error when a member's implied age is below the configured minimum. {MinimumAge} = configured minimum member age.</comment>
+  </data>
+  <data name="Validation_Agm_AlreadyExistsForYear" xml:space="preserve">
+    <value>An AGM already exists for {Year}. Archive it before scheduling a replacement.</value>
+    <comment>Shown when scheduling an AGM for a year that already has one. {Year} = the calendar year that already has an AGM.</comment>
+  </data>
+  <data name="Validation_Agm_AlreadyRecorded" xml:space="preserve">
+    <value>This AGM has already been recorded.</value>
+    <comment>Shown when recording attendance/elections against an AGM that has already been recorded.</comment>
+  </data>
+  <data name="Validation_Agm_RecordBeforeMeetingDate" xml:space="preserve">
+    <value>Attendance and elections cannot be recorded before the AGM's meeting date.</value>
+    <comment>Shown when recording an AGM whose meeting date is in the future.</comment>
+  </data>
+  <data name="Validation_Agm_DuplicateCommitteeAssignment" xml:space="preserve">
+    <value>A member cannot hold more than one committee assignment from the same AGM.</value>
+    <comment>Shown when the same member is assigned to two committee slots from one AGM.</comment>
+  </data>
+  <data name="Validation_Agm_OutgoingPositionNoTerm" xml:space="preserve">
+    <value>The outgoing position record does not belong to a committee term.</value>
+    <comment>Data-integrity error when a special election's outgoing position record has no committee term.</comment>
+  </data>
+  <data name="Validation_Agm_TermAlreadyClosed" xml:space="preserve">
+    <value>This committee term has already been closed by a later AGM; a special election can no longer be recorded against it.</value>
+    <comment>Data-integrity error when a special election targets a committee term already closed by a later AGM.</comment>
+  </data>
+  <data name="Validation_Agm_IncomingMemberAlreadyOnCommittee" xml:space="preserve">
+    <value>The incoming member already holds an open committee slot in this term.</value>
+    <comment>Shown when a special-election incoming member already holds an open committee slot in the term.</comment>
+  </data>
+  <data name="Validation_Event_ParticipationBeforeEventDate" xml:space="preserve">
+    <value>Participation cannot be recorded before the event date.</value>
+    <comment>Shown when recording participation for an event whose date is in the future.</comment>
+  </data>
+  <data name="Validation_EventType_NameRequired" xml:space="preserve">
+    <value>Event type name is required.</value>
+    <comment>Shown when creating an event type with a blank name.</comment>
+  </data>
+  <data name="Validation_EventType_SystemDefaultCannotArchive" xml:space="preserve">
+    <value>System default event types cannot be archived.</value>
+    <comment>Shown when archiving a system-default event type.</comment>
+  </data>
+  <data name="Validation_EventType_ReferencedCannotArchive" xml:space="preserve">
+    <value>This event type cannot be archived because it is referenced by one or more events.</value>
+    <comment>Shown when archiving an event type still referenced by events.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_NameRequired" xml:space="preserve">
+    <value>Office-holder title name is required.</value>
+    <comment>Shown when adding or renaming a committee office-holder title with a blank name.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotRename" xml:space="preserve">
+    <value>Built-in office-holder titles cannot be renamed.</value>
+    <comment>Shown when renaming a built-in (President/Secretary/Treasurer) office-holder title.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotReorder" xml:space="preserve">
+    <value>Built-in office-holder titles cannot be reordered.</value>
+    <comment>Shown when reordering a built-in office-holder title.</comment>
+  </data>
+  <data name="Validation_OfficeHolderType_BuiltInCannotArchive" xml:space="preserve">
+    <value>Built-in office-holder titles cannot be archived.</value>
+    <comment>Shown when archiving a built-in office-holder title.</comment>
+  </data>
+  <data name="Validation_Attendance_BeforeRehearsalDate" xml:space="preserve">
+    <value>Attendance cannot be recorded before the rehearsal date.</value>
+    <comment>Shown when recording rehearsal attendance whose date is in the future.</comment>
+  </data>
+  <data name="Validation_Attendance_NoIncomeAccount" xml:space="preserve">
+    <value>No income account configured. Please set up accounts in Settings before recording attendance.</value>
+    <comment>Shown when recording rehearsal attendance before any non-system income account exists.</comment>
+  </data>
+  <data name="Validation_Settings_NotConfigured" xml:space="preserve">
+    <value>Application settings are not configured.</value>
+    <comment>Shown when a workflow needs the Settings singleton but first-run setup has not been completed.</comment>
+  </data>
+  <data name="Validation_Settings_TaxRateRequired" xml:space="preserve">
+    <value>A tax rate greater than zero is required when sales tax applies.</value>
+    <comment>Shown when sales tax is enabled but no positive tax rate is set (Settings save and first-run setup).</comment>
+  </data>
+  <data name="Validation_Settings_MinimumAgeNegative" xml:space="preserve">
+    <value>Minimum member age cannot be negative.</value>
+    <comment>Shown when saving Settings with a negative minimum member age.</comment>
+  </data>
+  <data name="Validation_Settings_MaxAgeRangeNegative" xml:space="preserve">
+    <value>Maximum age range cannot be negative.</value>
+    <comment>Shown when saving Settings with a negative maximum age range.</comment>
+  </data>
+  <data name="Validation_Settings_MinAgeExceedsMax" xml:space="preserve">
+    <value>Minimum member age cannot exceed the maximum age range.</value>
+    <comment>Shown when saving Settings with minimum member age above the maximum age range.</comment>
+  </data>
+  <data name="Validation_Settings_AuditRetentionRange" xml:space="preserve">
+    <value>Audit retention period must be between 1 and 7 years.</value>
+    <comment>Shown when the audit retention period is outside 1–7 years (Settings save and first-run setup).</comment>
+  </data>
+  <data name="Validation_Setup_AlreadyCompleted" xml:space="preserve">
+    <value>Setup has already been completed.</value>
+    <comment>Shown when first-run initialization is attempted after the Settings singleton already exists.</comment>
+  </data>
+  <data name="Validation_Setup_OrganisationNameRequired" xml:space="preserve">
+    <value>OrganizationName is required.</value>
+    <comment>Shown when first-run setup is submitted with a blank organisation name.</comment>
+  </data>
+  <data name="Validation_Setup_AnnualFeeNegative" xml:space="preserve">
+    <value>AnnualFee must be zero or greater.</value>
+    <comment>Shown when first-run setup is submitted with a negative annual fee.</comment>
+  </data>
+  <data name="Validation_Setup_AttendanceFeeNegative" xml:space="preserve">
+    <value>AttendanceFee must be zero or greater.</value>
+    <comment>Shown when first-run setup is submitted with a negative attendance fee.</comment>
+  </data>
+  <data name="Validation_Setup_MembershipRenewalMonthRange" xml:space="preserve">
+    <value>MembershipRenewalMonth must be between 1 and 12.</value>
+    <comment>Shown when first-run setup is submitted with a membership renewal month outside 1–12.</comment>
+  </data>
+  <data name="Validation_Backup_FileCorrupted" xml:space="preserve">
+    <value>Backup file is corrupted or not a StageFright backup.</value>
+    <comment>Shown when a selected backup file cannot be deserialised.</comment>
+  </data>
+  <data name="Validation_Backup_MissingSchemaVersion" xml:space="preserve">
+    <value>Backup file is missing a schema version.</value>
+    <comment>Shown when a backup file has no schema version recorded.</comment>
+  </data>
+  <data name="Validation_Backup_UnsupportedSchemaVersion" xml:space="preserve">
+    <value>This backup uses schema version {SchemaVersion}; this application supports major version {SupportedMajorVersion}. Please upgrade the application to restore this backup.</value>
+    <comment>Shown when a backup file's major schema version is not supported. {SchemaVersion} = the file's version; {SupportedMajorVersion} = the major version this build supports.</comment>
+  </data>
+  <data name="Validation_Backup_ImportIncomplete" xml:space="preserve">
+    <value>Import file incomplete: missing {EntityType}. Restore from complete backup.</value>
+    <comment>Shown when a backup file is missing an expected entity collection. {EntityType} = the missing collection name.</comment>
+  </data>
+  <data name="Validation_Account_NameRequired" xml:space="preserve">
+    <value>Account name is required.</value>
+    <comment>Shown when creating or renaming a chart-of-accounts account with a blank name.</comment>
+  </data>
+  <data name="Validation_Account_BankFlagAssetOnly" xml:space="preserve">
+    <value>The bank/cash flag can only be set on Asset accounts.</value>
+    <comment>Shown when the bank/cash flag is set on a non-Asset account.</comment>
+  </data>
+  <data name="Validation_Account_SystemCannotEdit" xml:space="preserve">
+    <value>System accounts cannot be edited.</value>
+    <comment>Shown when editing a system (built-in) account.</comment>
+  </data>
+  <data name="Validation_Account_SystemCannotArchive" xml:space="preserve">
+    <value>System accounts cannot be archived.</value>
+    <comment>Shown when archiving a system (built-in) account.</comment>
+  </data>
+  <data name="Validation_Account_ReferencedCannotArchive" xml:space="preserve">
+    <value>This account cannot be archived because it is referenced by one or more transactions.</value>
+    <comment>Shown when archiving an account still referenced by GL transactions.</comment>
+  </data>
+  <data name="Validation_Account_DraftReconciliationCannotArchive" xml:space="preserve">
+    <value>This bank account cannot be archived while it has a draft reconciliation in progress.</value>
+    <comment>Shown when archiving a bank account that has an in-progress draft reconciliation.</comment>
+  </data>
+  <data name="Validation_Account_NameDuplicate" xml:space="preserve">
+    <value>An account named '{Name}' already exists.</value>
+    <comment>Shown when an account name collides with an existing one. {Name} = the entered account name.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_BankAccountsOnly" xml:space="preserve">
+    <value>Only bank/cash accounts can be reconciled.</value>
+    <comment>Shown when starting a reconciliation for a non-bank account.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_DraftAlreadyExists" xml:space="preserve">
+    <value>This account already has a draft reconciliation. Finalise or delete it first.</value>
+    <comment>Shown when starting a reconciliation while a draft already exists for the account.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_StatementDateAfterLast" xml:space="preserve">
+    <value>The statement date must be after the last finalised statement date ({Date}).</value>
+    <comment>Shown when a new reconciliation's statement date is not after the last finalised one. {Date} = last finalised statement date (yyyy-MM-dd).</comment>
+  </data>
+  <data name="Validation_BankReconciliation_FinalisedImmutable" xml:space="preserve">
+    <value>Finalised reconciliations are immutable and cannot be modified.</value>
+    <comment>Shown when toggling a cleared transaction on an already-finalised reconciliation.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_TransactionClearedElsewhere" xml:space="preserve">
+    <value>This transaction is already cleared by another reconciliation.</value>
+    <comment>Shown when clearing a transaction already cleared by a different reconciliation.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_TransactionNotEligible" xml:space="preserve">
+    <value>The transaction does not belong to this account or is dated after the statement date.</value>
+    <comment>Shown when clearing a transaction that is not eligible for this reconciliation.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_AlreadyFinalised" xml:space="preserve">
+    <value>This reconciliation is already finalised.</value>
+    <comment>Shown when finalising a reconciliation that is already finalised.</comment>
+  </data>
+  <data name="Validation_BankReconciliation_DifferenceNotZero" xml:space="preserve">
+    <value>Cannot finalise: the difference is {Difference}, not {Zero}.</value>
+    <comment>Shown when finalising a reconciliation whose difference is not zero. {Difference} = the outstanding difference; {Zero} = zero amount, both formatted in fixed AUD.</comment>
+  </data>
+  <data name="Validation_Expense_AmountPositive" xml:space="preserve">
+    <value>Expense amount must be greater than zero.</value>
+    <comment>Shown when recording an expense payment with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_Expense_PaymentAccountMustBeBank" xml:space="preserve">
+    <value>The payment account must be a bank/cash account.</value>
+    <comment>Shown when an expense payment's source account is not a bank/cash account.</comment>
+  </data>
+  <data name="Validation_Expense_AccountNotExpense" xml:space="preserve">
+    <value>Selected account is not an Expense account.</value>
+    <comment>Shown when an expense payment's target account is not an Expense account.</comment>
+  </data>
+  <data name="Validation_Expense_SystemAccountNotAllowed" xml:space="preserve">
+    <value>System accounts cannot be used for manual expense payments.</value>
+    <comment>Shown when an expense payment targets a system account.</comment>
+  </data>
+  <data name="Validation_Payment_AmountPositive" xml:space="preserve">
+    <value>Payment amount must be greater than zero.</value>
+    <comment>Shown when recording a member payment with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_Payment_SelectAtLeastOneFee" xml:space="preserve">
+    <value>At least one outstanding fee must be selected.</value>
+    <comment>Shown when a targeted payment is submitted with an empty fee selection.</comment>
+  </data>
+  <data name="Validation_Payment_AmountExceedsSelectedTotal" xml:space="preserve">
+    <value>Amount exceeds the selected fees' remaining total.</value>
+    <comment>Shown when a targeted payment's amount is more than the selected fees still owe.</comment>
+  </data>
+  <data name="Validation_Fee_NoIncomeAccount" xml:space="preserve">
+    <value>No income account configured. Please set up accounts in Settings before applying fees.</value>
+    <comment>Shown when applying annual fees before any non-system income account exists.</comment>
+  </data>
+  <data name="Validation_Journal_DescriptionRequired" xml:space="preserve">
+    <value>A description is required for manual journals.</value>
+    <comment>Shown when a manual general journal is submitted with a blank description.</comment>
+  </data>
+  <data name="Validation_Journal_MinimumTwoLines" xml:space="preserve">
+    <value>A journal requires at least two lines.</value>
+    <comment>Shown when a manual general journal has fewer than two lines.</comment>
+  </data>
+  <data name="Validation_Journal_LineAmountsNonNegative" xml:space="preserve">
+    <value>Journal line amounts cannot be negative.</value>
+    <comment>Shown when a manual general journal line has a negative debit or credit.</comment>
+  </data>
+  <data name="Validation_Journal_LineOneNonZeroSide" xml:space="preserve">
+    <value>Each journal line must have exactly one non-zero side (debit or credit).</value>
+    <comment>Shown when a manual general journal line has both sides zero or both sides non-zero.</comment>
+  </data>
+  <data name="Validation_Journal_NoMemberReceivable" xml:space="preserve">
+    <value>Manual journals cannot post to the Member Receivable account — member balances may only change through fee and payment workflows.</value>
+    <comment>Shown when a manual general journal line targets the Member Receivable account.</comment>
+  </data>
+  <data name="Validation_Journal_OutOfBalance" xml:space="preserve">
+    <value>The journal is out of balance — total debits must equal total credits.</value>
+    <comment>Shown when a manual general journal's total debits do not equal its total credits.</comment>
+  </data>
+  <data name="Validation_Income_AmountPositive" xml:space="preserve">
+    <value>Income amount must be greater than zero.</value>
+    <comment>Shown when recording other income with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_Income_AccountNotIncome" xml:space="preserve">
+    <value>Selected account is not an Income account.</value>
+    <comment>Shown when an other-income entry's target account is not an Income account.</comment>
+  </data>
+  <data name="Validation_Income_SystemAccountNotAllowed" xml:space="preserve">
+    <value>System accounts cannot be used for manual income entries.</value>
+    <comment>Shown when an other-income entry targets a system account.</comment>
+  </data>
+  <data name="Validation_Income_DepositAccountMustBeBank" xml:space="preserve">
+    <value>The deposit account must be a bank/cash account.</value>
+    <comment>Shown when an other-income entry's deposit account is not a bank/cash account.</comment>
+  </data>
+  <data name="Validation_BankDeposit_AmountPositive" xml:space="preserve">
+    <value>Deposit amount must be greater than zero.</value>
+    <comment>Shown when recording a bank deposit with a non-positive amount.</comment>
+  </data>
+  <data name="Validation_BankDeposit_TargetMustBeBank" xml:space="preserve">
+    <value>Deposits are only permitted into a bank account.</value>
+    <comment>Shown when a bank deposit's destination account is not a bank account.</comment>
+  </data>
+  <data name="Validation_BankDeposit_TargetNotCashOnHand" xml:space="preserve">
+    <value>The destination account must differ from Cash on Hand.</value>
+    <comment>Shown when a bank deposit's destination account is Cash on Hand.</comment>
+  </data>
+  <data name="Validation_OpeningBalance_AtLeastOneNonZero" xml:space="preserve">
+    <value>At least one non-zero opening balance is required.</value>
+    <comment>Shown when recording opening balances with no non-zero entry.</comment>
+  </data>
+  <data name="Validation_OpeningBalance_AccountOncePerBatch" xml:space="preserve">
+    <value>Each account may only appear once in the opening balances.</value>
+    <comment>Shown when an account is entered more than once in one opening-balances batch.</comment>
+  </data>
+  <data name="Validation_OpeningBalance_AccountNotEligible" xml:space="preserve">
+    <value>One or more accounts are not eligible for opening balances.</value>
+    <comment>Shown when an opening-balances entry targets an account not eligible for opening balances.</comment>
+  </data>
+  <data name="Validation_Setup_CurrencyUnknown" xml:space="preserve">
+    <value>The selected currency is not one this application supports.</value>
+    <comment>Shown when first-run setup is submitted with a currency code not in CurrencyCatalog.All (spec 028, FR-001).</comment>
+  </data>
+  <data name="Validation_Setup_FinancialYearStartDayRange" xml:space="preserve">
+    <value>The financial year start day must be between 1 and 28.</value>
+    <comment>Shown when first-run setup is submitted with a financial-year start day outside 1–28 (spec 028, FR-020).</comment>
+  </data>
+  <data name="Validation_Setup_FinancialYearStartMonthRange" xml:space="preserve">
+    <value>The financial year start month must be between 1 and 12.</value>
+    <comment>Shown when first-run setup is submitted with a financial-year start month outside 1–12 (spec 028, FR-019).</comment>
+  </data>
+  <data name="Validation_Settings_CurrencyImmutable" xml:space="preserve">
+    <value>The organisation currency is chosen during setup and cannot be changed afterwards.</value>
+    <comment>Shown when a Settings save attempts to change CurrencyCode from its persisted value (spec 028, FR-002).</comment>
+  </data>
+  <data name="Validation_ClosedPeriod_PostingRejected" xml:space="preserve">
+    <value>This transaction is dated in a closed financial period and cannot be posted. Change the date to a period that is still open.</value>
+    <comment>Shown when a financial posting is dated on or before Settings.ClosedThroughDate (spec 028, FR-017).</comment>
+  </data>
+</root>
diff --git a/src/StageFright.Core/Modules/Localization/SupportedLanguage.cs b/src/StageFright.Core/Modules/Localization/SupportedLanguage.cs
new file mode 100644
index 00000000..f6c247bc
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/SupportedLanguage.cs
@@ -0,0 +1,60 @@
+using System.Globalization;
+
+namespace StageFright.Core.Modules.Localization;
+
+/// <summary>
+/// One display language the application ships as a user-selectable option (spec 027, FR-011 /
+/// FR-012). Built at runtime from a shipped resource culture — never authored or persisted.
+/// </summary>
+public sealed record SupportedLanguage
+{
+    /// <summary>Constructs an entry, deriving <see cref="Endonym"/> from the culture's own metadata.</summary>
+    /// <param name="cultureCode">BCP-47 id of a shipped resource set, e.g. <c>en-AU</c>.</param>
+    /// <param name="isDefault"><c>true</c> for the neutral / baseline set (<c>en-AU</c>).</param>
+    public SupportedLanguage(string cultureCode, bool isDefault)
+    {
+        CultureCode = cultureCode;
+        IsDefault = isDefault;
+        Endonym = BuildEndonym(cultureCode);
+    }
+
+    /// <summary>BCP-47 culture id — matches a shipped neutral or satellite <c>.resx</c> set.</summary>
+    public string CultureCode { get; }
+
+    /// <summary>
+    /// The language's name in its own language, shown in the picker (FR-012), e.g.
+    /// "English (Australia)". Derived from <see cref="CultureInfo.NativeName"/>, title-cased.
+    /// </summary>
+    public string Endonym { get; }
+
+    /// <summary>
+    /// <c>true</c> for the baseline (<c>en-AU</c>) set — used to pre-select the picker and to
+    /// resolve a null/unknown <c>Settings.LanguageCode</c>.
+    /// </summary>
+    public bool IsDefault { get; }
+
+    /// <summary>Equality is by <see cref="CultureCode"/> only.</summary>
+    public bool Equals(SupportedLanguage? other) =>
+        other is not null && string.Equals(CultureCode, other.CultureCode, StringComparison.OrdinalIgnoreCase);
+
+    public override int GetHashCode() =>
+        StringComparer.OrdinalIgnoreCase.GetHashCode(CultureCode);
+
+    private static string BuildEndonym(string cultureCode)
+    {
+        try
+        {
+            var native = CultureInfo.GetCultureInfo(cultureCode).NativeName;
+            if (string.IsNullOrWhiteSpace(native))
+                return cultureCode;
+
+            // NativeName is lower-cased for some cultures (e.g. "français (France)"); present
+            // it title-cased in that culture so the picker reads naturally.
+            return CultureInfo.GetCultureInfo(cultureCode).TextInfo.ToTitleCase(native);
+        }
+        catch (CultureNotFoundException)
+        {
+            return cultureCode;
+        }
+    }
+}
diff --git a/src/StageFright.Core/Modules/Localization/SupportedLanguagesCatalog.cs b/src/StageFright.Core/Modules/Localization/SupportedLanguagesCatalog.cs
new file mode 100644
index 00000000..80647db0
--- /dev/null
+++ b/src/StageFright.Core/Modules/Localization/SupportedLanguagesCatalog.cs
@@ -0,0 +1,156 @@
+using System.Globalization;
+using System.Text.RegularExpressions;
+using StageFright.Core.Contracts;
+
+namespace StageFright.Core.Modules.Localization;
+
+/// <summary>
+/// Default <see cref="ISupportedLanguagesCatalog"/> — builds the shipped-language list at
+/// runtime (FR-011, resolved 2026-08-27). It enumerates the satellite-assembly culture folders
+/// (<c>&lt;culture&gt;/&lt;assembly&gt;.resources.dll</c>) beside the app for the resource-owning
+/// assemblies, adds the always-present neutral <c>en-AU</c> baseline, and drops any culture
+/// whose name matches the pseudo-locale pattern <c>qps-*</c> so the test pseudo-locale never
+/// reaches the picker or FR-023 matching. There is no hand-maintained list — dropping in a new
+/// <c>&lt;Marker&gt;.&lt;culture&gt;.resx</c> set is all it takes for a language to be offered
+/// (SC-003). The result is the always-present <c>en-AU</c> baseline plus one entry per shipped
+/// <c>&lt;Marker&gt;.&lt;culture&gt;.resx</c> satellite set (e.g. <c>en-US</c>).
+/// </summary>
+public sealed class SupportedLanguagesCatalog : ISupportedLanguagesCatalog
+{
+    /// <summary>The neutral / baseline culture. Always present, always <see cref="SupportedLanguage.IsDefault"/>.</summary>
+    public const string DefaultCultureCode = "en-AU";
+
+    private static readonly string[] DefaultResourceAssemblyNames =
+        ["StageFright.Core", "StageFright.UI", "StageFright.Reports"];
+
+    private static readonly Regex PseudoLocalePattern =
+        new("^qps-", RegexOptions.IgnoreCase | RegexOptions.Compiled);
+
+    private readonly IReadOnlyList<string> _resourceAssemblyNames;
+    private readonly Lazy<IReadOnlyList<SupportedLanguage>> _all;
+
+    /// <summary>Probes the three resource-owning assemblies (Core, UI, Reports).</summary>
+    public SupportedLanguagesCatalog()
+        : this(DefaultResourceAssemblyNames)
+    {
+    }
+
+    /// <param name="resourceAssemblyNames">
+    /// Short names of the assemblies whose satellite folders identify a shipped culture — e.g.
+    /// <c>StageFright.UI</c>. A folder counts only if it contains
+    /// <c>&lt;name&gt;.resources.dll</c> for one of these, so third-party satellites
+    /// (Radzen, the test platform) never register as an app language.
+    /// <c>null</c> <em>or empty</em> falls back to the three resource-owning assemblies (Core,
+    /// UI, Reports) — a DI container resolves an unregistered <see cref="IEnumerable{T}"/> as an
+    /// empty sequence rather than <c>null</c>, and an empty probe list would otherwise silently
+    /// collapse the shipped list to <c>en-AU</c> only (issue #360).
+    /// </param>
+    public SupportedLanguagesCatalog(IEnumerable<string> resourceAssemblyNames)
+    {
+        var names = resourceAssemblyNames?.Where(n => !string.IsNullOrWhiteSpace(n)).ToArray();
+        _resourceAssemblyNames = names is { Length: > 0 } ? names : DefaultResourceAssemblyNames;
+        _all = new Lazy<IReadOnlyList<SupportedLanguage>>(BuildCatalog);
+    }
+
+    public IReadOnlyList<SupportedLanguage> All => _all.Value;
+
+    public SupportedLanguage Default => All.First(l => l.IsDefault);
+
+    public SupportedLanguage? Find(string? cultureCode)
+    {
+        if (string.IsNullOrWhiteSpace(cultureCode))
+            return null;
+
+        var trimmed = cultureCode.Trim();
+        return All.FirstOrDefault(l => string.Equals(l.CultureCode, trimmed, StringComparison.OrdinalIgnoreCase));
+    }
+
+    private IReadOnlyList<SupportedLanguage> BuildCatalog()
+    {
+        var codes = new HashSet<string>(StringComparer.OrdinalIgnoreCase) { DefaultCultureCode };
+
+        foreach (var code in DiscoverSatelliteCultures())
+            if (!PseudoLocalePattern.IsMatch(code))
+                codes.Add(code);
+
+        return codes
+            .Select(c => new SupportedLanguage(c, string.Equals(c, DefaultCultureCode, StringComparison.OrdinalIgnoreCase)))
+            .OrderByDescending(l => l.IsDefault)
+            .ThenBy(l => l.Endonym, StringComparer.CurrentCulture)
+            .ToList();
+    }
+
+    private IEnumerable<string> DiscoverSatelliteCultures()
+    {
+        string baseDir;
+        try
+        {
+            baseDir = AppContext.BaseDirectory;
+        }
+        catch
+        {
+            yield break;
+        }
+
+        if (string.IsNullOrEmpty(baseDir) || !Directory.Exists(baseDir))
+            yield break;
+
+        string[] subDirs;
+        try
+        {
+            // Enumerate eagerly. A lazy EnumerateDirectories would defer an IO or permission
+            // failure into the foreach below — past these catch blocks, out of BuildCatalog, and
+            // into the Lazy<T> that caches it, permanently breaking the catalog. GetDirectories
+            // surfaces any such failure right here, where it degrades to the en-AU-only baseline.
+            subDirs = Directory.GetDirectories(baseDir);
+        }
+        catch (IOException)
+        {
+            yield break;
+        }
+        catch (UnauthorizedAccessException)
+        {
+            yield break;
+        }
+
+        foreach (var dir in subDirs)
+        {
+            var folderName = Path.GetFileName(dir);
+            if (string.IsNullOrEmpty(folderName))
+                continue;
+
+            if (!ContainsOurSatellite(dir))
+                continue;
+
+            CultureInfo culture;
+            try
+            {
+                culture = CultureInfo.GetCultureInfo(folderName);
+            }
+            catch (CultureNotFoundException)
+            {
+                continue;
+            }
+
+            yield return culture.Name;
+        }
+    }
+
+    private bool ContainsOurSatellite(string cultureFolder)
+    {
+        foreach (var name in _resourceAssemblyNames)
+        {
+            try
+            {
+                if (File.Exists(Path.Combine(cultureFolder, name + ".resources.dll")))
+                    return true;
+            }
+            catch (IOException)
+            {
+                // ignore and keep probing the remaining assemblies
+            }
+        }
+
+        return false;
+    }
+}
diff --git a/src/StageFright.Core/Modules/Members/AgeCalculationService.cs b/src/StageFright.Core/Modules/Members/AgeCalculationService.cs
index 040bafeb..f91e02bb 100644
--- a/src/StageFright.Core/Modules/Members/AgeCalculationService.cs
+++ b/src/StageFright.Core/Modules/Members/AgeCalculationService.cs
@@ -1,4 +1,6 @@
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Members;
 
@@ -8,6 +10,13 @@ namespace StageFright.Core.Modules.Members;
 /// </summary>
 public class AgeCalculationService
 {
+    private readonly ILocalizer _localizer;
+
+    public AgeCalculationService(ILocalizer localizer)
+    {
+        _localizer = localizer;
+    }
+
     /// <summary>
     /// Returns age in whole years, or null when dob is null.
     /// </summary>
@@ -44,19 +53,19 @@ public void ValidateDateOfBirth(DateTime? dob, DateTime today, int maxAgeRangeYe
 
         if (dob.Value >= today)
             throw new ValidationException(
-                "Date of birth must be in the past.",
+                _localizer.Get<ValidationResource>("Validation_Member_DateOfBirthInPast"),
                 "Member", nameof(ValidateDateOfBirth));
 
         var age = Calculate(dob, today)!.Value;
 
         if (age > maxAgeRangeYears)
             throw new ValidationException(
-                $"Date of birth implies an age of {age} years, which exceeds the maximum allowed range of {maxAgeRangeYears} years.",
+                _localizer.Get<ValidationResource>("Validation_Member_AgeExceedsMaxRange", age, maxAgeRangeYears),
                 "Member", nameof(ValidateDateOfBirth));
 
         if (minimumMemberAge > 0 && age < minimumMemberAge)
             throw new ValidationException(
-                $"Member must be at least {minimumMemberAge} years of age.",
+                _localizer.Get<ValidationResource>("Validation_Member_BelowMinimumAge", minimumMemberAge),
                 "Member", nameof(ValidateDateOfBirth));
     }
 }
diff --git a/src/StageFright.Core/Modules/Members/CommitteeOfficeHolderTypeService.cs b/src/StageFright.Core/Modules/Members/CommitteeOfficeHolderTypeService.cs
index 548d5058..f4d8b633 100644
--- a/src/StageFright.Core/Modules/Members/CommitteeOfficeHolderTypeService.cs
+++ b/src/StageFright.Core/Modules/Members/CommitteeOfficeHolderTypeService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Members;
 
@@ -13,11 +15,13 @@ public class CommitteeOfficeHolderTypeService : ICommitteeOfficeHolderTypeServic
 {
     private readonly ICommitteeOfficeHolderTypeRepository _repo;
     private readonly IAuditTrailService _audit;
+    private readonly ILocalizer _localizer;
 
-    public CommitteeOfficeHolderTypeService(ICommitteeOfficeHolderTypeRepository repo, IAuditTrailService audit)
+    public CommitteeOfficeHolderTypeService(ICommitteeOfficeHolderTypeRepository repo, IAuditTrailService audit, ILocalizer localizer)
     {
         _repo = repo;
         _audit = audit;
+        _localizer = localizer;
     }
 
     public Task<IReadOnlyList<CommitteeOfficeHolderType>> GetActiveAsync(CancellationToken ct = default) =>
@@ -26,7 +30,7 @@ public Task<IReadOnlyList<CommitteeOfficeHolderType>> GetActiveAsync(Cancellatio
     public async Task<CommitteeOfficeHolderType> AddAsync(string name, CancellationToken ct = default)
     {
         if (string.IsNullOrWhiteSpace(name))
-            throw new ValidationException("Office-holder title name is required.", nameof(CommitteeOfficeHolderType), nameof(AddAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_OfficeHolderType_NameRequired"), nameof(CommitteeOfficeHolderType), nameof(AddAsync));
 
         var maxCustomOrder = await _repo.GetMaxCustomDisplayOrderAsync(ct);
         var nextOrder = Math.Max(maxCustomOrder ?? 2, 2) + 1;
@@ -53,10 +57,10 @@ public async Task RenameAsync(Guid id, string newName, CancellationToken ct = de
             ?? throw new EntityNotFoundException(nameof(CommitteeOfficeHolderType), id, nameof(RenameAsync));
 
         if (entity.IsBuiltIn)
-            throw new ValidationException("Built-in office-holder titles cannot be renamed.", nameof(CommitteeOfficeHolderType), nameof(RenameAsync), id);
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_OfficeHolderType_BuiltInCannotRename"), nameof(CommitteeOfficeHolderType), nameof(RenameAsync), id);
 
         if (string.IsNullOrWhiteSpace(newName))
-            throw new ValidationException("Office-holder title name is required.", nameof(CommitteeOfficeHolderType), nameof(RenameAsync), id);
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_OfficeHolderType_NameRequired"), nameof(CommitteeOfficeHolderType), nameof(RenameAsync), id);
 
         var oldName = entity.Name;
         entity.Name = newName.Trim();
@@ -74,7 +78,7 @@ public async Task ReorderAsync(IReadOnlyList<Guid> orderedCustomTitleIds, Cancel
                 ?? throw new EntityNotFoundException(nameof(CommitteeOfficeHolderType), id, nameof(ReorderAsync));
 
             if (entity.IsBuiltIn)
-                throw new ValidationException("Built-in office-holder titles cannot be reordered.", nameof(CommitteeOfficeHolderType), nameof(ReorderAsync), id);
+                throw new ValidationException(_localizer.Get<ValidationResource>("Validation_OfficeHolderType_BuiltInCannotReorder"), nameof(CommitteeOfficeHolderType), nameof(ReorderAsync), id);
 
             entity.DisplayOrder = displayOrder++;
             entity.UpdatedAt = DateTime.UtcNow;
@@ -90,7 +94,7 @@ public async Task ArchiveAsync(Guid id, string deletedBy, CancellationToken ct =
             ?? throw new EntityNotFoundException(nameof(CommitteeOfficeHolderType), id, nameof(ArchiveAsync));
 
         if (entity.IsBuiltIn)
-            throw new ValidationException("Built-in office-holder titles cannot be archived.", nameof(CommitteeOfficeHolderType), nameof(ArchiveAsync), id);
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_OfficeHolderType_BuiltInCannotArchive"), nameof(CommitteeOfficeHolderType), nameof(ArchiveAsync), id);
 
         await _repo.ArchiveAsync(id, deletedBy, ct);
         await _audit.LogAsync(nameof(CommitteeOfficeHolderType), id, AuditAction.Delete, oldValue: entity.Name, ct: ct);
diff --git a/src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs b/src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs
index 61db8269..ef2ef7c2 100644
--- a/src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs
+++ b/src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs
@@ -1,3 +1,5 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 
 namespace StageFright.Core.Modules.Members;
@@ -8,6 +10,13 @@ namespace StageFright.Core.Modules.Members;
 /// </summary>
 public class MemberMenuItemProvider : IMenuItemProvider
 {
+    private readonly IStringLocalizer<NavigationResource> _localizer;
+
+    public MemberMenuItemProvider(IStringLocalizer<NavigationResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string ModuleName => "Members";
     public int DisplayOrder => 1;
 
@@ -15,9 +24,9 @@ public IReadOnlyList<MenuItem> GetMenuItems() =>
     [
         new MenuItem
         {
-            Title = "Members",
+            Title = _localizer["Nav_Members_Title"],
             Route = "/members",
-            ShortLabel = "MEMB",
+            ShortLabel = _localizer["Nav_Members_ShortLabel"],
             DisplayOrder = 0
         }
     ];
diff --git a/src/StageFright.Core/Modules/Members/MemberValidationService.cs b/src/StageFright.Core/Modules/Members/MemberValidationService.cs
index 6eedb4f3..c363860a 100644
--- a/src/StageFright.Core/Modules/Members/MemberValidationService.cs
+++ b/src/StageFright.Core/Modules/Members/MemberValidationService.cs
@@ -1,5 +1,7 @@
 using System.Text.RegularExpressions;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Modules.Localization.Resources;
 using SettingsEntity = StageFright.Core.Entities.Settings;
 
 namespace StageFright.Core.Modules.Members;
@@ -10,13 +12,15 @@ namespace StageFright.Core.Modules.Members;
 public partial class MemberValidationService
 {
     private readonly AgeCalculationService _ageCalc;
+    private readonly IStringLocalizer<ValidationResource> _localizer;
 
     [GeneratedRegex(@"^[^@\s]+@[^@\s]+\.[^@\s]+$", RegexOptions.None, matchTimeoutMilliseconds: 1000)]
     private static partial Regex EmailRegex();
 
-    public MemberValidationService(AgeCalculationService ageCalc)
+    public MemberValidationService(AgeCalculationService ageCalc, IStringLocalizer<ValidationResource> localizer)
     {
         _ageCalc = ageCalc;
+        _localizer = localizer;
     }
 
     public void Validate(CreateMemberRequest request, SettingsEntity settings)
@@ -34,22 +38,22 @@ private void ValidateCommon(
         SettingsEntity settings, string operationContext)
     {
         if (string.IsNullOrWhiteSpace(firstName))
-            throw new ValidationException("First name is required.", "Member", operationContext);
+            throw new ValidationException(_localizer["Validation_Member_FirstNameRequired"], "Member", operationContext);
 
         if (string.IsNullOrWhiteSpace(lastName))
-            throw new ValidationException("Last name is required.", "Member", operationContext);
+            throw new ValidationException(_localizer["Validation_Member_LastNameRequired"], "Member", operationContext);
 
         if (firstName.Trim().Length > 100)
-            throw new ValidationException("First name must be 100 characters or fewer.", "Member", operationContext);
+            throw new ValidationException(_localizer["Validation_Member_FirstNameMaxLength"], "Member", operationContext);
 
         if (lastName.Trim().Length > 100)
-            throw new ValidationException("Last name must be 100 characters or fewer.", "Member", operationContext);
+            throw new ValidationException(_localizer["Validation_Member_LastNameMaxLength"], "Member", operationContext);
 
         if (string.IsNullOrWhiteSpace(streetAddress))
-            throw new ValidationException("Street address is required.", "Member", operationContext);
+            throw new ValidationException(_localizer["Validation_Member_StreetAddressRequired"], "Member", operationContext);
 
         if (!string.IsNullOrEmpty(email) && !EmailRegex().IsMatch(email))
-            throw new ValidationException("Email format is invalid.", "Member", operationContext);
+            throw new ValidationException(_localizer["Validation_Member_EmailInvalid"], "Member", operationContext);
 
         _ageCalc.ValidateDateOfBirth(dob, DateTime.UtcNow.Date, settings.MaxAgeRangeYears, settings.MinimumMemberAge);
     }
diff --git a/src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs b/src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs
index e23ce9fe..10068d0f 100644
--- a/src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs
+++ b/src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs
@@ -2,7 +2,9 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Rehearsals;
 
@@ -28,6 +30,7 @@ public class AttendanceService : IAttendanceService
     private readonly IAuditTrailService _audit;
     private readonly IUnitOfWork _unitOfWork;
     private readonly IRehearsalService _rehearsalService;
+    private readonly ILocalizer _localizer;
 
     public AttendanceService(
         IRehearsalRepository rehearsalRepo,
@@ -40,7 +43,8 @@ public AttendanceService(
         ISettingsRepository settingsRepo,
         IAuditTrailService audit,
         IUnitOfWork unitOfWork,
-        IRehearsalService rehearsalService)
+        IRehearsalService rehearsalService,
+        ILocalizer localizer)
     {
         _rehearsalRepo = rehearsalRepo;
         _attendanceRepo = attendanceRepo;
@@ -53,6 +57,7 @@ public AttendanceService(
         _audit = audit;
         _unitOfWork = unitOfWork;
         _rehearsalService = rehearsalService;
+        _localizer = localizer;
     }
 
     public async Task<IReadOnlyList<AttendanceRecord>> GetByRehearsalAsync(Guid rehearsalId, CancellationToken ct = default)
@@ -75,17 +80,17 @@ public async Task RecordBatchAsync(Guid rehearsalId, IReadOnlyList<AttendanceBat
 
         if (rehearsal.Date.Date > DateTime.Today)
             throw new ValidationException(
-                "Attendance cannot be recorded before the rehearsal date.",
+                _localizer.Get<ValidationResource>("Validation_Attendance_BeforeRehearsalDate"),
                 "Rehearsal", nameof(RecordBatchAsync), rehearsalId);
 
         var settings = await _settingsRepo.GetAsync(ct)
-            ?? throw new ValidationException("Application settings are not configured.", "Settings", nameof(RecordBatchAsync));
+            ?? throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_NotConfigured"), "Settings", nameof(RecordBatchAsync));
 
         // Resolve income account once for the whole batch
         var accounts = await _accountRepo.GetAllAsync(ct);
         var incomeAccount = accounts.FirstOrDefault(c => c.Type == AccountType.Income && !c.IsSystem)
             ?? throw new ValidationException(
-                "No income account configured. Please set up accounts in Settings before recording attendance.",
+                _localizer.Get<ValidationResource>("Validation_Attendance_NoIncomeAccount"),
                 "Account", nameof(RecordBatchAsync));
 
         // Per-fee-type tax treatment, stamped on each Fee at accrual. Tax is recognised
@@ -93,9 +98,14 @@ public async Task RecordBatchAsync(Guid rehearsalId, IReadOnlyList<AttendanceBat
         var taxCode = settings.IsTaxApplicable
             ? settings.AttendanceFeeTaxCode ?? TaxCode.TaxExempt
             : (TaxCode?)null;
-        var (incomeAmount, taxAmount) = taxCode == TaxCode.Taxable
-            ? TaxCalculator.SplitInclusive(settings.AttendanceFee, settings.TaxRate ?? 0m)
-            : (settings.AttendanceFee, 0m);
+        // Under Exclusive entry mode settings.AttendanceFee is the net and tax is added on top;
+        // under Inclusive it is the gross and tax is split back out. Fee.Amount, the receivable
+        // and the paid-at-creation payment pair all carry the gross; the income line the net
+        // (issue #354).
+        var (grossAmount, incomeAmount, taxAmount) = taxCode == TaxCode.Taxable
+            ? TaxCalculator.Split(settings.AttendanceFee, settings.TaxEntryMode, settings.TaxRate ?? 0m,
+                CurrencyCatalog.Get(settings.CurrencyCode).MinorUnitDigits)
+            : (settings.AttendanceFee, settings.AttendanceFee, 0m);
 
         int presentCount = 0;
         var attendanceRecords = new List<AttendanceRecord>();
@@ -138,7 +148,7 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                     Id = Guid.NewGuid(),
                     MemberId = item.MemberId,
                     FeeType = FeeType.Attendance,
-                    Amount = settings.AttendanceFee,
+                    Amount = grossAmount,
                     FeeDate = rehearsal.Date,
                     DueDate = rehearsal.Date,
                     PaidAtCreation = paidAtCreation,
@@ -157,7 +167,7 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                         Id = Guid.NewGuid(),
                         Date = rehearsal.Date,
                         AccountId = SystemAccounts.MemberReceivableId,
-                        DebitAmount = settings.AttendanceFee,
+                        DebitAmount = grossAmount,
                         CreditAmount = 0m,
                         GLAccount = SystemAccounts.MemberReceivableNumber,
                         MemberId = item.MemberId,
@@ -202,6 +212,15 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
 
                 await _glRepo.AddBalancedSetAsync(accrualLines, innerCt);
 
+                // Audit the fee accrual (spec 028, US8 / FR-026) — every financial posting path
+                // leaves an audit-trail entry, written inside this same transaction so a rollback
+                // takes the audit row with it.
+                await _audit.LogAsync(
+                    nameof(Fee), savedFee.Id, AuditAction.Create,
+                    oldValue: null,
+                    newValue: $"Attendance fee {settings.AttendanceFee:C} accrued for member {item.MemberId} (rehearsal {rehearsalId})",
+                    ct: innerCt);
+
                 if (paidAtCreation)
                 {
                     // Auto-create Payment record
@@ -210,7 +229,7 @@ await _unitOfWork.ExecuteInTransactionAsync(async innerCt =>
                         Id = Guid.NewGuid(),
                         MemberId = item.MemberId,
                         Date = rehearsal.Date,
-                        Amount = settings.AttendanceFee,
+                        Amount = grossAmount,
                         PaymentMethod = PaymentMethod.Cash,
                         PaymentType = PaymentType.Attendance,
                         CreatedAt = now,
@@ -225,7 +244,7 @@ await _glRepo.AddPairAsync(
                             Id = Guid.NewGuid(),
                             Date = rehearsal.Date,
                             AccountId = SystemAccounts.CashId,
-                            DebitAmount = settings.AttendanceFee,
+                            DebitAmount = grossAmount,
                             CreditAmount = 0m,
                             GLAccount = SystemAccounts.CashNumber,
                             MemberId = item.MemberId,
@@ -240,7 +259,7 @@ await _glRepo.AddPairAsync(
                             Date = rehearsal.Date,
                             AccountId = SystemAccounts.MemberReceivableId,
                             DebitAmount = 0m,
-                            CreditAmount = settings.AttendanceFee,
+                            CreditAmount = grossAmount,
                             GLAccount = SystemAccounts.MemberReceivableNumber,
                             MemberId = item.MemberId,
                             PaymentId = savedPayment.Id,
@@ -249,6 +268,13 @@ await _glRepo.AddPairAsync(
                             CreatedAt = now
                         },
                         innerCt);
+
+                    // Audit the automatic payment too (spec 028, US8 / FR-026).
+                    await _audit.LogAsync(
+                        nameof(Payment), savedPayment.Id, AuditAction.Create,
+                        oldValue: null,
+                        newValue: $"Attendance fee payment {settings.AttendanceFee:C} from member {item.MemberId} on {rehearsal.Date:yyyy-MM-dd}",
+                        ct: innerCt);
                 }
             }
 
diff --git a/src/StageFright.Core/Modules/Rehearsals/RehearsalMenuItemProvider.cs b/src/StageFright.Core/Modules/Rehearsals/RehearsalMenuItemProvider.cs
index 5c5eef79..596ae831 100644
--- a/src/StageFright.Core/Modules/Rehearsals/RehearsalMenuItemProvider.cs
+++ b/src/StageFright.Core/Modules/Rehearsals/RehearsalMenuItemProvider.cs
@@ -1,3 +1,5 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 
 namespace StageFright.Core.Modules.Rehearsals;
@@ -8,6 +10,13 @@ namespace StageFright.Core.Modules.Rehearsals;
 /// </summary>
 public class RehearsalMenuItemProvider : IMenuItemProvider
 {
+    private readonly IStringLocalizer<NavigationResource> _localizer;
+
+    public RehearsalMenuItemProvider(IStringLocalizer<NavigationResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string ModuleName => "Rehearsals";
     public int DisplayOrder => 2;
 
@@ -16,10 +25,10 @@ public IReadOnlyList<MenuItem> GetMenuItems() =>
         {
             new()
             {
-                Title = "Rehearsals",
+                Title = _localizer["Nav_Rehearsals_Title"],
                 Route = "/rehearsals",
                 Icon = "schedule",
-                ShortLabel = "REH",
+                ShortLabel = _localizer["Nav_Rehearsals_ShortLabel"],
                 DisplayOrder = 0
             }
         };
diff --git a/src/StageFright.Core/Modules/Settings/BackupService.cs b/src/StageFright.Core/Modules/Settings/BackupService.cs
index 6a7171eb..c8cb5e95 100644
--- a/src/StageFright.Core/Modules/Settings/BackupService.cs
+++ b/src/StageFright.Core/Modules/Settings/BackupService.cs
@@ -4,6 +4,8 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Core.Modules.Members;
 using StageFright.Core.Modules.Settings.Backup;
 using SettingsEntity = StageFright.Core.Entities.Settings;
@@ -23,17 +25,20 @@ public class BackupService : IBackupService
     private readonly IUnitOfWork _uow;
     private readonly IAuditTrailService _audit;
     private readonly ILogger<BackupService> _logger;
+    private readonly ILocalizer _localizer;
 
     public BackupService(
         IBackupRepository backupRepo,
         IUnitOfWork uow,
         IAuditTrailService audit,
-        ILogger<BackupService> logger)
+        ILogger<BackupService> logger,
+        ILocalizer localizer)
     {
         _backupRepo = backupRepo;
         _uow = uow;
         _audit = audit;
         _logger = logger;
+        _localizer = localizer;
     }
 
     public async Task ExportAsync(string filePath, CancellationToken ct = default)
@@ -101,7 +106,7 @@ public Task<BackupManifest> GetManifestAsync(string filePath, CancellationToken
 
     // --- Private helpers ---
 
-    private static BackupEnvelope DeserializeAndValidate(string filePath)
+    private BackupEnvelope DeserializeAndValidate(string filePath)
     {
         BackupEnvelope envelope;
         try
@@ -112,7 +117,7 @@ private static BackupEnvelope DeserializeAndValidate(string filePath)
         catch (Exception ex)
         {
             throw new ImportException(
-                "Backup file is corrupted or not a StageFright backup.",
+                _localizer.Get<ValidationResource>("Validation_Backup_FileCorrupted"),
                 innerException: ex);
         }
 
@@ -139,21 +144,21 @@ private static BackupEnvelope DeserializeAndValidate(string filePath)
         return envelope;
     }
 
-    private static void ValidateVersion(string schemaVersion)
+    private void ValidateVersion(string schemaVersion)
     {
         if (string.IsNullOrWhiteSpace(schemaVersion))
             throw new ImportException(
-                "Backup file is missing a schema version.",
+                _localizer.Get<ValidationResource>("Validation_Backup_MissingSchemaVersion"),
                 operationContext: "VersionCheck");
 
         var majorStr = schemaVersion.Split('.')[0];
         if (majorStr != SupportedMajorVersion)
             throw new ImportException(
-                $"This backup uses schema version {schemaVersion}; this application supports major version {SupportedMajorVersion}. Please upgrade the application to restore this backup.",
+                _localizer.Get<ValidationResource>("Validation_Backup_UnsupportedSchemaVersion", schemaVersion, SupportedMajorVersion),
                 operationContext: "VersionCheck");
     }
 
-    private static void ValidateCompleteness(BackupEnvelope envelope)
+    private void ValidateCompleteness(BackupEnvelope envelope)
     {
         // EntityCounts is the canonical presence marker. MapToEnvelope always writes every key
         // (even with count 0), so a missing key means the collection was never exported — the
@@ -173,9 +178,9 @@ private static void ValidateCompleteness(BackupEnvelope envelope)
         if (!counts.ContainsKey("Accounts") && !counts.ContainsKey("Categories")) Fail("Accounts");
         if (!counts.ContainsKey("AuditTrailEntries")) Fail("AuditTrailEntries");
 
-        static void Fail(string entityType) =>
+        void Fail(string entityType) =>
             throw new ImportException(
-                $"Import file incomplete: missing {entityType}. Restore from complete backup.",
+                _localizer.Get<ValidationResource>("Validation_Backup_ImportIncomplete", entityType),
                 entityType: entityType,
                 operationContext: "CompletenessCheck");
     }
diff --git a/src/StageFright.Core/Modules/Settings/SettingsMenuItemProvider.cs b/src/StageFright.Core/Modules/Settings/SettingsMenuItemProvider.cs
index de9a673d..662192cf 100644
--- a/src/StageFright.Core/Modules/Settings/SettingsMenuItemProvider.cs
+++ b/src/StageFright.Core/Modules/Settings/SettingsMenuItemProvider.cs
@@ -1,3 +1,5 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 
 namespace StageFright.Core.Modules.Settings;
@@ -8,6 +10,13 @@ namespace StageFright.Core.Modules.Settings;
 /// </summary>
 public class SettingsMenuItemProvider : IMenuItemProvider
 {
+    private readonly IStringLocalizer<NavigationResource> _localizer;
+
+    public SettingsMenuItemProvider(IStringLocalizer<NavigationResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string ModuleName => "Settings";
     public int DisplayOrder => 999;
 
@@ -15,9 +24,9 @@ public IReadOnlyList<MenuItem> GetMenuItems() =>
     [
         new MenuItem
         {
-            Title = "Settings",
+            Title = _localizer["Nav_Settings_Title"],
             Route = "/settings",
-            ShortLabel = "SET",
+            ShortLabel = _localizer["Nav_Settings_ShortLabel"],
             DisplayOrder = 0
         }
     ];
diff --git a/src/StageFright.Core/Modules/Settings/SettingsService.cs b/src/StageFright.Core/Modules/Settings/SettingsService.cs
index be23fbe6..0d4b8e08 100644
--- a/src/StageFright.Core/Modules/Settings/SettingsService.cs
+++ b/src/StageFright.Core/Modules/Settings/SettingsService.cs
@@ -2,6 +2,8 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 
 namespace StageFright.Core.Modules.Settings;
 
@@ -13,11 +15,13 @@ public class SettingsService : ISettingsService
 {
     private readonly ISettingsRepository _repository;
     private readonly IAuditTrailService _audit;
+    private readonly ILocalizer _localizer;
 
-    public SettingsService(ISettingsRepository repository, IAuditTrailService audit)
+    public SettingsService(ISettingsRepository repository, IAuditTrailService audit, ILocalizer localizer)
     {
         _repository = repository;
         _audit = audit;
+        _localizer = localizer;
     }
 
     public Task<global::StageFright.Core.Entities.Settings?> GetAsync(CancellationToken ct = default) =>
@@ -34,26 +38,37 @@ public async Task SaveAsync(global::StageFright.Core.Entities.Settings settings,
             settings.TaxRate = null;
             settings.AnnualFeeTaxCode = null;
             settings.AttendanceFeeTaxCode = null;
+            settings.TaxEntryMode = TaxEntryMode.Inclusive;
         }
         else if (settings.TaxRate is not (> 0))
         {
-            throw new ValidationException("A tax rate greater than zero is required when sales tax applies.", "Settings", nameof(SaveAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_TaxRateRequired"), "Settings", nameof(SaveAsync));
         }
 
         if (settings.MinimumMemberAge < 0)
-            throw new ValidationException("Minimum member age cannot be negative.", "Settings", nameof(SaveAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_MinimumAgeNegative"), "Settings", nameof(SaveAsync));
 
         if (settings.MaxAgeRangeYears < 0)
-            throw new ValidationException("Maximum age range cannot be negative.", "Settings", nameof(SaveAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_MaxAgeRangeNegative"), "Settings", nameof(SaveAsync));
 
         if (settings.MinimumMemberAge > settings.MaxAgeRangeYears)
-            throw new ValidationException("Minimum member age cannot exceed the maximum age range.", "Settings", nameof(SaveAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_MinAgeExceedsMax"), "Settings", nameof(SaveAsync));
 
         if (settings.AuditRetentionYears < 1 || settings.AuditRetentionYears > 7)
-            throw new ValidationException("Audit retention period must be between 1 and 7 years.", "Settings", nameof(SaveAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_AuditRetentionRange"), "Settings", nameof(SaveAsync));
 
         var existing = await _repository.GetAsync(ct);
 
+        // Currency is chosen once at first-run setup and fixed for the life of the dataset
+        // (spec 028, FR-002) — no Settings edit surface renders a currency control, so a
+        // differing incoming value can only be a bug or a tampered request.
+        if (existing is not null
+            && !string.IsNullOrWhiteSpace(existing.CurrencyCode)
+            && !string.Equals(existing.CurrencyCode, settings.CurrencyCode, StringComparison.OrdinalIgnoreCase))
+        {
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_CurrencyImmutable"), "Settings", nameof(SaveAsync));
+        }
+
         string? oldValue = existing is null
             ? null
             : JsonSerializer.Serialize(new { existing.OrganizationName, existing.AnnualFee, existing.AttendanceFee, existing.Theme });
diff --git a/src/StageFright.Core/Modules/Settings/SetupRequest.cs b/src/StageFright.Core/Modules/Settings/SetupRequest.cs
index 837b5781..8b52bee5 100644
--- a/src/StageFright.Core/Modules/Settings/SetupRequest.cs
+++ b/src/StageFright.Core/Modules/Settings/SetupRequest.cs
@@ -17,7 +17,7 @@ public record SetupRequest(
     int CommitteeRenewalMonth = 1,
     IReadOnlyList<string>? CommitteeOfficeHolderTitles = null,
     int? GeneralCommitteeSeatCountTarget = null,
-    int AuditRetentionYears = 1,
+    int AuditRetentionYears = 5,
     // QueuedAccounts: Chart of Accounts entries queued during setup (spec 017 FR-012/FR-013),
     // created together with the rest of setup at Finish.
     IReadOnlyList<QueuedAccountRequest>? QueuedAccounts = null,
@@ -27,4 +27,23 @@ public record SetupRequest(
     IReadOnlyList<OpeningBalanceEntry>? QueuedOpeningBalances = null,
     // OpeningBalanceAsAtDate: the date queued opening balances are recorded as at. Ignored
     // when QueuedOpeningBalances is empty.
-    DateTime OpeningBalanceAsAtDate = default);
+    DateTime OpeningBalanceAsAtDate = default,
+    // LanguageCode: chosen display language as a BCP-47 culture id (spec 027, US3 / FR-013).
+    // Null keeps Settings.LanguageCode null ("follow the OS display language").
+    string? LanguageCode = null,
+    // CurrencyCode: ISO 4217 code the organisation keeps its books in (spec 028, FR-001).
+    // Defaults to "AUD"; validated against CurrencyCatalog.All and fixed after setup (FR-002).
+    string CurrencyCode = "AUD",
+    // FinancialYearStartMonth / FinancialYearStartDay: the (month, day) the financial year
+    // opens on (spec 028, US7 / FR-019, FR-020). Chosen explicitly during first-run setup;
+    // defaults reproduce the Australian FY (1 July). Month is validated to 1..12, day to 1..28.
+    int FinancialYearStartMonth = 7,
+    int FinancialYearStartDay = 1,
+    // InceptionDate: optional date the organisation was founded (spec 028, FR-022 / issue #353).
+    // Null (the default) for groups that don't supply it and every pre-existing dataset. When set
+    // and later than the FY anchor, the first financial year is reported as a part-year.
+    DateTime? InceptionDate = null,
+    // TaxEntryMode: how a newly entered taxable amount is interpreted (spec 028, issue #354) —
+    // Inclusive (the default, entered figure is the gross) or Exclusive (entered figure is the
+    // net, tax added on top). Forced to Inclusive at Finish when IsTaxApplicable is false.
+    TaxEntryMode TaxEntryMode = TaxEntryMode.Inclusive);
diff --git a/src/StageFright.Core/Modules/Settings/SetupService.cs b/src/StageFright.Core/Modules/Settings/SetupService.cs
index d7525569..c4aa4c2b 100644
--- a/src/StageFright.Core/Modules/Settings/SetupService.cs
+++ b/src/StageFright.Core/Modules/Settings/SetupService.cs
@@ -2,8 +2,10 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Events;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
 using SettingsEntity = StageFright.Core.Entities.Settings;
 
 namespace StageFright.Core.Modules.Settings;
@@ -22,6 +24,7 @@ public class SetupService : ISetupService
     private readonly IAccountService _accountService;
     private readonly IOpeningBalanceService _openingBalanceService;
     private readonly IAuditTrailService _audit;
+    private readonly ILocalizer _localizer;
 
     public SetupService(
         ISettingsRepository settingsRepo,
@@ -30,7 +33,8 @@ public SetupService(
         ICommitteeOfficeHolderTypeService officeHolderTypeService,
         IAccountService accountService,
         IOpeningBalanceService openingBalanceService,
-        IAuditTrailService audit)
+        IAuditTrailService audit,
+        ILocalizer localizer)
     {
         _settingsRepo = settingsRepo;
         _accountRepo = accountRepo;
@@ -39,6 +43,7 @@ public SetupService(
         _accountService = accountService;
         _openingBalanceService = openingBalanceService;
         _audit = audit;
+        _localizer = localizer;
     }
 
     public async Task<bool> IsSetupCompleteAsync(CancellationToken ct = default)
@@ -51,7 +56,7 @@ public async Task InitializeAsync(SetupRequest request, CancellationToken ct = d
     {
         var existing = await _settingsRepo.GetAsync(ct);
         if (existing is not null)
-            throw new ValidationException("Setup has already been completed.", "Settings", nameof(InitializeAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_AlreadyCompleted"), "Settings", nameof(InitializeAsync));
 
         Validate(request);
 
@@ -61,6 +66,7 @@ public async Task InitializeAsync(SetupRequest request, CancellationToken ct = d
         var taxRate = request.IsTaxApplicable ? request.TaxRate : null;
         var annualFeeTaxCode = request.IsTaxApplicable ? request.AnnualFeeTaxCode : null;
         var attendanceFeeTaxCode = request.IsTaxApplicable ? request.AttendanceFeeTaxCode : null;
+        var taxEntryMode = request.IsTaxApplicable ? request.TaxEntryMode : TaxEntryMode.Inclusive;
 
         var settings = new SettingsEntity
         {
@@ -73,12 +79,18 @@ public async Task InitializeAsync(SetupRequest request, CancellationToken ct = d
             TaxRate = taxRate,
             AnnualFeeTaxCode = annualFeeTaxCode,
             AttendanceFeeTaxCode = attendanceFeeTaxCode,
+            TaxEntryMode = taxEntryMode,
             CommitteeRenewalMonth = request.CommitteeRenewalMonth,
             GeneralCommitteeSeatCountTarget = request.GeneralCommitteeSeatCountTarget,
             AuditRetentionYears = request.AuditRetentionYears,
+            CurrencyCode = CurrencyCatalog.Get(request.CurrencyCode).Code,
+            FinancialYearStartMonth = request.FinancialYearStartMonth,
+            FinancialYearStartDay = request.FinancialYearStartDay,
+            InceptionDate = request.InceptionDate?.Date,
             MaxAgeRangeYears = 150,
             MinimumMemberAge = 0,
             Theme = request.Theme,
+            LanguageCode = request.LanguageCode,
             SchemaVersion = "1.1.0",
             CreatedAt = DateTime.UtcNow,
             UpdatedAt = DateTime.UtcNow
@@ -157,24 +169,33 @@ private async Task SeedDefaultEventTypesAsync(CancellationToken ct)
         }
     }
 
-    private static void Validate(SetupRequest request)
+    private void Validate(SetupRequest request)
     {
         if (string.IsNullOrWhiteSpace(request.OrganizationName))
-            throw new ValidationException("OrganizationName is required.", "Settings", nameof(InitializeAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_OrganisationNameRequired"), "Settings", nameof(InitializeAsync));
 
         if (request.IsTaxApplicable && request.TaxRate is not (> 0))
-            throw new ValidationException("A tax rate greater than zero is required when sales tax applies.", "Settings", nameof(InitializeAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_TaxRateRequired"), "Settings", nameof(InitializeAsync));
 
         if (request.AnnualFee < 0)
-            throw new ValidationException("AnnualFee must be zero or greater.", "Settings", nameof(InitializeAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_AnnualFeeNegative"), "Settings", nameof(InitializeAsync));
 
         if (request.AttendanceFee < 0)
-            throw new ValidationException("AttendanceFee must be zero or greater.", "Settings", nameof(InitializeAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_AttendanceFeeNegative"), "Settings", nameof(InitializeAsync));
 
         if (request.MembershipRenewalMonth < 1 || request.MembershipRenewalMonth > 12)
-            throw new ValidationException("MembershipRenewalMonth must be between 1 and 12.", "Settings", nameof(InitializeAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_MembershipRenewalMonthRange"), "Settings", nameof(InitializeAsync));
 
         if (request.AuditRetentionYears < 1 || request.AuditRetentionYears > 7)
-            throw new ValidationException("Audit retention period must be between 1 and 7 years.", "Settings", nameof(InitializeAsync));
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Settings_AuditRetentionRange"), "Settings", nameof(InitializeAsync));
+
+        if (!CurrencyCatalog.TryGet(request.CurrencyCode, out _))
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_CurrencyUnknown"), "Settings", nameof(InitializeAsync));
+
+        if (request.FinancialYearStartMonth < 1 || request.FinancialYearStartMonth > 12)
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_FinancialYearStartMonthRange"), "Settings", nameof(InitializeAsync));
+
+        if (request.FinancialYearStartDay < 1 || request.FinancialYearStartDay > 28)
+            throw new ValidationException(_localizer.Get<ValidationResource>("Validation_Setup_FinancialYearStartDayRange"), "Settings", nameof(InitializeAsync));
     }
 }
diff --git a/src/StageFright.Core/Modules/Settings/StartupDiagnosticService.cs b/src/StageFright.Core/Modules/Settings/StartupDiagnosticService.cs
index ffe2e0dd..87b311c2 100644
--- a/src/StageFright.Core/Modules/Settings/StartupDiagnosticService.cs
+++ b/src/StageFright.Core/Modules/Settings/StartupDiagnosticService.cs
@@ -9,6 +9,7 @@ public class StartupDiagnosticService : IStartupDiagnosticService
 {
     private Exception? _startupException;
     private string? _databasePath;
+    private string? _startupWarning;
 
     public bool HasStartupError => _startupException is not null;
 
@@ -16,15 +17,25 @@ public class StartupDiagnosticService : IStartupDiagnosticService
 
     public string? DatabasePath => _databasePath;
 
+    public bool HasStartupWarning => _startupWarning is not null;
+
+    public string? StartupWarning => _startupWarning;
+
     public void RecordError(Exception ex, string? databasePath = null)
     {
         _startupException = ex;
         _databasePath = databasePath;
     }
 
+    public void RecordWarning(string message)
+    {
+        _startupWarning = message;
+    }
+
     public void ClearError()
     {
         _startupException = null;
         _databasePath = null;
+        _startupWarning = null;
     }
 }
diff --git a/src/StageFright.Core/StageFright.Core.csproj b/src/StageFright.Core/StageFright.Core.csproj
index d2ece18f..38458bbb 100644
--- a/src/StageFright.Core/StageFright.Core.csproj
+++ b/src/StageFright.Core/StageFright.Core.csproj
@@ -6,9 +6,11 @@
     <Nullable>enable</Nullable>
     <GenerateDocumentationFile>true</GenerateDocumentationFile>
     <NoWarn>$(NoWarn);CS1591</NoWarn>
+    <NeutralLanguage>en-AU</NeutralLanguage>
   </PropertyGroup>
 
   <ItemGroup>
+    <PackageReference Include="Microsoft.Extensions.Localization" />
     <PackageReference Include="Microsoft.Extensions.Logging.Abstractions" />
     <PackageReference Include="protobuf-net" />
   </ItemGroup>
diff --git a/src/StageFright.Data/Configurations/SettingsConfiguration.cs b/src/StageFright.Data/Configurations/SettingsConfiguration.cs
index 057d2da4..e72a0647 100644
--- a/src/StageFright.Data/Configurations/SettingsConfiguration.cs
+++ b/src/StageFright.Data/Configurations/SettingsConfiguration.cs
@@ -1,6 +1,7 @@
 using Microsoft.EntityFrameworkCore;
 using Microsoft.EntityFrameworkCore.Metadata.Builders;
 using StageFright.Core.Entities;
+using StageFright.Core.Enums;
 
 namespace StageFright.Data.Configurations;
 
@@ -14,11 +15,15 @@ public void Configure(EntityTypeBuilder<Settings> builder)
         builder.Property(s => s.AnnualFee).HasPrecision(18, 2).IsRequired();
         builder.Property(s => s.AttendanceFee).HasPrecision(18, 2).IsRequired();
         builder.Property(s => s.Theme).HasConversion<string>();
+        builder.Property(s => s.LanguageCode).HasMaxLength(16);
+        builder.Property(s => s.CurrencyCode).IsRequired().HasMaxLength(3).HasDefaultValue("AUD");
+        builder.Property(s => s.FinancialYearStartDay).HasDefaultValue(1);
         builder.Property(s => s.IsTaxApplicable).HasDefaultValue(false);
         builder.Property(s => s.TaxRate).HasPrecision(5, 2);
-        builder.Property(s => s.AuditRetentionYears).HasDefaultValue(1);
+        builder.Property(s => s.AuditRetentionYears).HasDefaultValue(5);
         builder.Property(s => s.AnnualFeeTaxCode).HasConversion<string>();
         builder.Property(s => s.AttendanceFeeTaxCode).HasConversion<string>();
+        builder.Property(s => s.TaxEntryMode).HasConversion<string>().HasDefaultValue(TaxEntryMode.Inclusive);
         builder.Property(s => s.SchemaVersion).IsRequired();
         builder.Property(s => s.CreatedAt).IsRequired();
         builder.Property(s => s.UpdatedAt).IsRequired();
diff --git a/src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.Designer.cs b/src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.Designer.cs
new file mode 100644
index 00000000..a925a397
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.Designer.cs
@@ -0,0 +1,1256 @@
+// <auto-generated />
+using System;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+using Microsoft.EntityFrameworkCore.Storage.ValueConversion;
+using StageFright.Data;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    [DbContext(typeof(StageFrightDbContext))]
+    [Migration("20260828120000_AddLanguageCodeToSettings")]
+    partial class AddLanguageCodeToSettings
+    {
+        /// <inheritdoc />
+        protected override void BuildTargetModel(ModelBuilder modelBuilder)
+        {
+#pragma warning disable 612, 618
+            modelBuilder.HasAnnotation("ProductVersion", "10.0.10");
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AccountNumber")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsBankAccount")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystem")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("SortOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountNumber")
+                        .IsUnique();
+
+                    b.ToTable("Accounts", (string)null);
+
+                    b.HasData(
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000001"),
+                            AccountNumber = "1100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = true,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Cash on Hand",
+                            SortOrder = 0,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000002"),
+                            AccountNumber = "1200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Member Receivable",
+                            SortOrder = 1,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000003"),
+                            AccountNumber = "6999",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Bad Debt Expense",
+                            SortOrder = 999,
+                            Type = "Expense",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000004"),
+                            AccountNumber = "2310",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Collected",
+                            SortOrder = 10,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000005"),
+                            AccountNumber = "2320",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Paid",
+                            SortOrder = 11,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000006"),
+                            AccountNumber = "3100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Opening Balance Equity",
+                            SortOrder = 20,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000007"),
+                            AccountNumber = "3200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Accumulated Surplus",
+                            SortOrder = 21,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        });
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AnnualGeneralMeetingId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("AnnualGeneralMeetingId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AgmAttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsRecorded")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AnnualGeneralMeetings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AuditTrailEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Action")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EntityId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("EntityType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("NewValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("OldValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Timestamp")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("UserId")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AuditTrailEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("FinalisedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("OpeningBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("StatementClosingBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("StatementDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.ToTable("BankReconciliations", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("DisplayOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsBuiltIn")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT")
+                        .UseCollation("NOCASE");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("CommitteeOfficeHolderTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("CommitteeTermId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("OfficeHolderTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Position")
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("Year")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("OfficeHolderTypeId");
+
+                    b.HasIndex("CommitteeTermId", "MemberId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [IsDeleted] = 0");
+
+                    b.HasIndex("CommitteeTermId", "OfficeHolderTypeId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [OfficeHolderTypeId] IS NOT NULL AND [IsDeleted] = 0");
+
+                    b.ToTable("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("LabelYear")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("StartedByAgmId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("StartedByAgmId");
+
+                    b.ToTable("CommitteeTerms");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredParticipationRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("EventTypeId");
+
+                    b.ToTable("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystemDefault")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("EventTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("DueDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("FeeDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FeeType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("PaidAtCreation")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid?>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId");
+
+                    b.ToTable("Fees");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Type");
+
+                    b.ToTable("JournalEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("ActivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DateOfBirth")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Email")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FirstName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("InactivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("JoinDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("LastName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Phone")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("StreetAddress")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Members");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Participated")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("EventId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentMethod")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.ToTable("Payments");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("ReconciliationId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("TransactionId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("TransactionId");
+
+                    b.HasIndex("ReconciliationId", "TransactionId")
+                        .IsUnique();
+
+                    b.ToTable("ReconciliationLines", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredAttendanceRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<TimeSpan>("Time")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Rehearsals");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Settings", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AnnualFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AnnualFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AttendanceFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AttendanceFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("AuditRetentionYears")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(1);
+
+                    b.Property<int>("CommitteeRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("FinancialYearStartMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsTaxApplicable")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<string>("LanguageCode")
+                        .HasMaxLength(16)
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("MaxAgeRangeYears")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MembershipRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MinimumMemberAge")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("OrganizationName")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("SchemaVersion")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("ShowParticipationGraphs")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<decimal?>("TaxRate")
+                        .HasPrecision(5, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Theme")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Settings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("CreditAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("DebitAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("FeeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("GLAccount")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("JournalEntryId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("PaymentId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.HasIndex("FeeId");
+
+                    b.HasIndex("JournalEntryId");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("PaymentId");
+
+                    b.ToTable("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "AnnualGeneralMeeting")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("AnnualGeneralMeetingId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("AnnualGeneralMeeting");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany()
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Account");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.CommitteeTerm", "CommitteeTerm")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("CommitteeTermId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany("CommitteePositionRecords")
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.CommitteeOfficeHolderType", "OfficeHolderType")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("OfficeHolderTypeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("CommitteeTerm");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("OfficeHolderType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "StartedByAgm")
+                        .WithMany()
+                        .HasForeignKey("StartedByAgmId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("StartedByAgm");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.EventType", "EventType")
+                        .WithMany("Events")
+                        .HasForeignKey("EventTypeId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("EventType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany()
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Event", "Event")
+                        .WithMany("ParticipationRecords")
+                        .HasForeignKey("EventId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Event");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.BankReconciliation", "Reconciliation")
+                        .WithMany("Lines")
+                        .HasForeignKey("ReconciliationId")
+                        .OnDelete(DeleteBehavior.Cascade)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Transaction", "Transaction")
+                        .WithMany()
+                        .HasForeignKey("TransactionId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Reconciliation");
+
+                    b.Navigation("Transaction");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany("Transactions")
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Fee", "Fee")
+                        .WithMany()
+                        .HasForeignKey("FeeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.JournalEntry", "JournalEntry")
+                        .WithMany("Transactions")
+                        .HasForeignKey("JournalEntryId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Payment", "Payment")
+                        .WithMany()
+                        .HasForeignKey("PaymentId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Account");
+
+                    b.Navigation("Fee");
+
+                    b.Navigation("JournalEntry");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Payment");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Navigation("Lines");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Navigation("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Navigation("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Navigation("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+#pragma warning restore 612, 618
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.cs b/src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.cs
new file mode 100644
index 00000000..b099a6dc
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260828120000_AddLanguageCodeToSettings.cs
@@ -0,0 +1,29 @@
+using Microsoft.EntityFrameworkCore.Migrations;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    /// <inheritdoc />
+    public partial class AddLanguageCodeToSettings : Migration
+    {
+        /// <inheritdoc />
+        protected override void Up(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.AddColumn<string>(
+                name: "LanguageCode",
+                table: "Settings",
+                type: "TEXT",
+                maxLength: 16,
+                nullable: true);
+        }
+
+        /// <inheritdoc />
+        protected override void Down(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.DropColumn(
+                name: "LanguageCode",
+                table: "Settings");
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260829064637_AddInternationalAccountingSettings.Designer.cs b/src/StageFright.Data/Migrations/20260829064637_AddInternationalAccountingSettings.Designer.cs
new file mode 100644
index 00000000..64efb1a5
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260829064637_AddInternationalAccountingSettings.Designer.cs
@@ -0,0 +1,1271 @@
+// <auto-generated />
+using System;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+using Microsoft.EntityFrameworkCore.Storage.ValueConversion;
+using StageFright.Data;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    [DbContext(typeof(StageFrightDbContext))]
+    [Migration("20260829064637_AddInternationalAccountingSettings")]
+    partial class AddInternationalAccountingSettings
+    {
+        /// <inheritdoc />
+        protected override void BuildTargetModel(ModelBuilder modelBuilder)
+        {
+#pragma warning disable 612, 618
+            modelBuilder.HasAnnotation("ProductVersion", "10.0.10");
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AccountNumber")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsBankAccount")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystem")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("SortOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountNumber")
+                        .IsUnique();
+
+                    b.ToTable("Accounts", (string)null);
+
+                    b.HasData(
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000001"),
+                            AccountNumber = "1100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = true,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Cash on Hand",
+                            SortOrder = 0,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000002"),
+                            AccountNumber = "1200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Member Receivable",
+                            SortOrder = 1,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000003"),
+                            AccountNumber = "6999",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Bad Debt Expense",
+                            SortOrder = 999,
+                            Type = "Expense",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000004"),
+                            AccountNumber = "2310",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Collected",
+                            SortOrder = 10,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000005"),
+                            AccountNumber = "2320",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Paid",
+                            SortOrder = 11,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000006"),
+                            AccountNumber = "3100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Opening Balance Equity",
+                            SortOrder = 20,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000007"),
+                            AccountNumber = "3200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Accumulated Surplus",
+                            SortOrder = 21,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        });
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AnnualGeneralMeetingId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("AnnualGeneralMeetingId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AgmAttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsRecorded")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AnnualGeneralMeetings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AuditTrailEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Action")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EntityId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("EntityType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("NewValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("OldValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Timestamp")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("UserId")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AuditTrailEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("FinalisedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("OpeningBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("StatementClosingBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("StatementDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.ToTable("BankReconciliations", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("DisplayOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsBuiltIn")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT")
+                        .UseCollation("NOCASE");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("CommitteeOfficeHolderTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("CommitteeTermId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("OfficeHolderTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Position")
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("Year")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("OfficeHolderTypeId");
+
+                    b.HasIndex("CommitteeTermId", "MemberId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [IsDeleted] = 0");
+
+                    b.HasIndex("CommitteeTermId", "OfficeHolderTypeId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [OfficeHolderTypeId] IS NOT NULL AND [IsDeleted] = 0");
+
+                    b.ToTable("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("LabelYear")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("StartedByAgmId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("StartedByAgmId");
+
+                    b.ToTable("CommitteeTerms");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredParticipationRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("EventTypeId");
+
+                    b.ToTable("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystemDefault")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("EventTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("DueDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("FeeDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FeeType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("PaidAtCreation")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid?>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId");
+
+                    b.ToTable("Fees");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Type");
+
+                    b.ToTable("JournalEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("ActivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DateOfBirth")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Email")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FirstName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("InactivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("JoinDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("LastName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Phone")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("StreetAddress")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Members");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Participated")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("EventId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentMethod")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.ToTable("Payments");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("ReconciliationId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("TransactionId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("TransactionId");
+
+                    b.HasIndex("ReconciliationId", "TransactionId")
+                        .IsUnique();
+
+                    b.ToTable("ReconciliationLines", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredAttendanceRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<TimeSpan>("Time")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Rehearsals");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Settings", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AnnualFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AnnualFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AttendanceFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AttendanceFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("AuditRetentionYears")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(5);
+
+                    b.Property<DateTime?>("ClosedThroughDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("CommitteeRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("CurrencyCode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasMaxLength(3)
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("AUD");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("FinancialYearStartDay")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(1);
+
+                    b.Property<int>("FinancialYearStartMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsTaxApplicable")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<string>("LanguageCode")
+                        .HasMaxLength(16)
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("MaxAgeRangeYears")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MembershipRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MinimumMemberAge")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("OrganizationName")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("SchemaVersion")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("ShowParticipationGraphs")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<decimal?>("TaxRate")
+                        .HasPrecision(5, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Theme")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Settings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("CreditAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("DebitAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("FeeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("GLAccount")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("JournalEntryId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("PaymentId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.HasIndex("FeeId");
+
+                    b.HasIndex("JournalEntryId");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("PaymentId");
+
+                    b.ToTable("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "AnnualGeneralMeeting")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("AnnualGeneralMeetingId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("AnnualGeneralMeeting");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany()
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Account");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.CommitteeTerm", "CommitteeTerm")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("CommitteeTermId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany("CommitteePositionRecords")
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.CommitteeOfficeHolderType", "OfficeHolderType")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("OfficeHolderTypeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("CommitteeTerm");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("OfficeHolderType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "StartedByAgm")
+                        .WithMany()
+                        .HasForeignKey("StartedByAgmId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("StartedByAgm");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.EventType", "EventType")
+                        .WithMany("Events")
+                        .HasForeignKey("EventTypeId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("EventType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany()
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Event", "Event")
+                        .WithMany("ParticipationRecords")
+                        .HasForeignKey("EventId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Event");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.BankReconciliation", "Reconciliation")
+                        .WithMany("Lines")
+                        .HasForeignKey("ReconciliationId")
+                        .OnDelete(DeleteBehavior.Cascade)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Transaction", "Transaction")
+                        .WithMany()
+                        .HasForeignKey("TransactionId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Reconciliation");
+
+                    b.Navigation("Transaction");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany("Transactions")
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Fee", "Fee")
+                        .WithMany()
+                        .HasForeignKey("FeeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.JournalEntry", "JournalEntry")
+                        .WithMany("Transactions")
+                        .HasForeignKey("JournalEntryId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Payment", "Payment")
+                        .WithMany()
+                        .HasForeignKey("PaymentId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Account");
+
+                    b.Navigation("Fee");
+
+                    b.Navigation("JournalEntry");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Payment");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Navigation("Lines");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Navigation("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Navigation("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Navigation("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+#pragma warning restore 612, 618
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260829064637_AddInternationalAccountingSettings.cs b/src/StageFright.Data/Migrations/20260829064637_AddInternationalAccountingSettings.cs
new file mode 100644
index 00000000..687b5b1d
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260829064637_AddInternationalAccountingSettings.cs
@@ -0,0 +1,72 @@
+using System;
+using Microsoft.EntityFrameworkCore.Migrations;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    /// <inheritdoc />
+    public partial class AddInternationalAccountingSettings : Migration
+    {
+        /// <inheritdoc />
+        protected override void Up(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.AlterColumn<int>(
+                name: "AuditRetentionYears",
+                table: "Settings",
+                type: "INTEGER",
+                nullable: false,
+                defaultValue: 5,
+                oldClrType: typeof(int),
+                oldType: "INTEGER",
+                oldDefaultValue: 1);
+
+            migrationBuilder.AddColumn<DateTime>(
+                name: "ClosedThroughDate",
+                table: "Settings",
+                type: "TEXT",
+                nullable: true);
+
+            migrationBuilder.AddColumn<string>(
+                name: "CurrencyCode",
+                table: "Settings",
+                type: "TEXT",
+                maxLength: 3,
+                nullable: false,
+                defaultValue: "AUD");
+
+            migrationBuilder.AddColumn<int>(
+                name: "FinancialYearStartDay",
+                table: "Settings",
+                type: "INTEGER",
+                nullable: false,
+                defaultValue: 1);
+        }
+
+        /// <inheritdoc />
+        protected override void Down(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.DropColumn(
+                name: "ClosedThroughDate",
+                table: "Settings");
+
+            migrationBuilder.DropColumn(
+                name: "CurrencyCode",
+                table: "Settings");
+
+            migrationBuilder.DropColumn(
+                name: "FinancialYearStartDay",
+                table: "Settings");
+
+            migrationBuilder.AlterColumn<int>(
+                name: "AuditRetentionYears",
+                table: "Settings",
+                type: "INTEGER",
+                nullable: false,
+                defaultValue: 1,
+                oldClrType: typeof(int),
+                oldType: "INTEGER",
+                oldDefaultValue: 5);
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260830013457_AddOrganisationInceptionDate.Designer.cs b/src/StageFright.Data/Migrations/20260830013457_AddOrganisationInceptionDate.Designer.cs
new file mode 100644
index 00000000..3472889a
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260830013457_AddOrganisationInceptionDate.Designer.cs
@@ -0,0 +1,1274 @@
+// <auto-generated />
+using System;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+using Microsoft.EntityFrameworkCore.Storage.ValueConversion;
+using StageFright.Data;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    [DbContext(typeof(StageFrightDbContext))]
+    [Migration("20260830013457_AddOrganisationInceptionDate")]
+    partial class AddOrganisationInceptionDate
+    {
+        /// <inheritdoc />
+        protected override void BuildTargetModel(ModelBuilder modelBuilder)
+        {
+#pragma warning disable 612, 618
+            modelBuilder.HasAnnotation("ProductVersion", "10.0.10");
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AccountNumber")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsBankAccount")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystem")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("SortOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountNumber")
+                        .IsUnique();
+
+                    b.ToTable("Accounts", (string)null);
+
+                    b.HasData(
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000001"),
+                            AccountNumber = "1100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = true,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Cash on Hand",
+                            SortOrder = 0,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000002"),
+                            AccountNumber = "1200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Member Receivable",
+                            SortOrder = 1,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000003"),
+                            AccountNumber = "6999",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Bad Debt Expense",
+                            SortOrder = 999,
+                            Type = "Expense",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000004"),
+                            AccountNumber = "2310",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Collected",
+                            SortOrder = 10,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000005"),
+                            AccountNumber = "2320",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Paid",
+                            SortOrder = 11,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000006"),
+                            AccountNumber = "3100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Opening Balance Equity",
+                            SortOrder = 20,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000007"),
+                            AccountNumber = "3200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Accumulated Surplus",
+                            SortOrder = 21,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        });
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AnnualGeneralMeetingId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("AnnualGeneralMeetingId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AgmAttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsRecorded")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AnnualGeneralMeetings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AuditTrailEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Action")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EntityId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("EntityType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("NewValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("OldValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Timestamp")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("UserId")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AuditTrailEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("FinalisedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("OpeningBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("StatementClosingBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("StatementDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.ToTable("BankReconciliations", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("DisplayOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsBuiltIn")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT")
+                        .UseCollation("NOCASE");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("CommitteeOfficeHolderTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("CommitteeTermId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("OfficeHolderTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Position")
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("Year")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("OfficeHolderTypeId");
+
+                    b.HasIndex("CommitteeTermId", "MemberId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [IsDeleted] = 0");
+
+                    b.HasIndex("CommitteeTermId", "OfficeHolderTypeId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [OfficeHolderTypeId] IS NOT NULL AND [IsDeleted] = 0");
+
+                    b.ToTable("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("LabelYear")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("StartedByAgmId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("StartedByAgmId");
+
+                    b.ToTable("CommitteeTerms");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredParticipationRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("EventTypeId");
+
+                    b.ToTable("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystemDefault")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("EventTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("DueDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("FeeDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FeeType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("PaidAtCreation")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid?>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId");
+
+                    b.ToTable("Fees");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Type");
+
+                    b.ToTable("JournalEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("ActivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DateOfBirth")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Email")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FirstName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("InactivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("JoinDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("LastName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Phone")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("StreetAddress")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Members");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Participated")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("EventId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentMethod")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.ToTable("Payments");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("ReconciliationId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("TransactionId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("TransactionId");
+
+                    b.HasIndex("ReconciliationId", "TransactionId")
+                        .IsUnique();
+
+                    b.ToTable("ReconciliationLines", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredAttendanceRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<TimeSpan>("Time")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Rehearsals");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Settings", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AnnualFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AnnualFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AttendanceFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AttendanceFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("AuditRetentionYears")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(5);
+
+                    b.Property<DateTime?>("ClosedThroughDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("CommitteeRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("CurrencyCode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasMaxLength(3)
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("AUD");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("FinancialYearStartDay")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(1);
+
+                    b.Property<int>("FinancialYearStartMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime?>("InceptionDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsTaxApplicable")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<string>("LanguageCode")
+                        .HasMaxLength(16)
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("MaxAgeRangeYears")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MembershipRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MinimumMemberAge")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("OrganizationName")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("SchemaVersion")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("ShowParticipationGraphs")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<decimal?>("TaxRate")
+                        .HasPrecision(5, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Theme")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Settings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("CreditAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("DebitAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("FeeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("GLAccount")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("JournalEntryId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("PaymentId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.HasIndex("FeeId");
+
+                    b.HasIndex("JournalEntryId");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("PaymentId");
+
+                    b.ToTable("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "AnnualGeneralMeeting")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("AnnualGeneralMeetingId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("AnnualGeneralMeeting");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany()
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Account");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.CommitteeTerm", "CommitteeTerm")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("CommitteeTermId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany("CommitteePositionRecords")
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.CommitteeOfficeHolderType", "OfficeHolderType")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("OfficeHolderTypeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("CommitteeTerm");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("OfficeHolderType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "StartedByAgm")
+                        .WithMany()
+                        .HasForeignKey("StartedByAgmId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("StartedByAgm");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.EventType", "EventType")
+                        .WithMany("Events")
+                        .HasForeignKey("EventTypeId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("EventType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany()
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Event", "Event")
+                        .WithMany("ParticipationRecords")
+                        .HasForeignKey("EventId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Event");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.BankReconciliation", "Reconciliation")
+                        .WithMany("Lines")
+                        .HasForeignKey("ReconciliationId")
+                        .OnDelete(DeleteBehavior.Cascade)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Transaction", "Transaction")
+                        .WithMany()
+                        .HasForeignKey("TransactionId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Reconciliation");
+
+                    b.Navigation("Transaction");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany("Transactions")
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Fee", "Fee")
+                        .WithMany()
+                        .HasForeignKey("FeeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.JournalEntry", "JournalEntry")
+                        .WithMany("Transactions")
+                        .HasForeignKey("JournalEntryId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Payment", "Payment")
+                        .WithMany()
+                        .HasForeignKey("PaymentId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Account");
+
+                    b.Navigation("Fee");
+
+                    b.Navigation("JournalEntry");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Payment");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Navigation("Lines");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Navigation("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Navigation("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Navigation("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+#pragma warning restore 612, 618
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260830013457_AddOrganisationInceptionDate.cs b/src/StageFright.Data/Migrations/20260830013457_AddOrganisationInceptionDate.cs
new file mode 100644
index 00000000..3532c7c6
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260830013457_AddOrganisationInceptionDate.cs
@@ -0,0 +1,29 @@
+using System;
+using Microsoft.EntityFrameworkCore.Migrations;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    /// <inheritdoc />
+    public partial class AddOrganisationInceptionDate : Migration
+    {
+        /// <inheritdoc />
+        protected override void Up(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.AddColumn<DateTime>(
+                name: "InceptionDate",
+                table: "Settings",
+                type: "TEXT",
+                nullable: true);
+        }
+
+        /// <inheritdoc />
+        protected override void Down(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.DropColumn(
+                name: "InceptionDate",
+                table: "Settings");
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260830021225_AddTaxEntryMode.Designer.cs b/src/StageFright.Data/Migrations/20260830021225_AddTaxEntryMode.Designer.cs
new file mode 100644
index 00000000..ff7f8c26
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260830021225_AddTaxEntryMode.Designer.cs
@@ -0,0 +1,1280 @@
+// <auto-generated />
+using System;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+using Microsoft.EntityFrameworkCore.Storage.ValueConversion;
+using StageFright.Data;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    [DbContext(typeof(StageFrightDbContext))]
+    [Migration("20260830021225_AddTaxEntryMode")]
+    partial class AddTaxEntryMode
+    {
+        /// <inheritdoc />
+        protected override void BuildTargetModel(ModelBuilder modelBuilder)
+        {
+#pragma warning disable 612, 618
+            modelBuilder.HasAnnotation("ProductVersion", "10.0.10");
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AccountNumber")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsBankAccount")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystem")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("SortOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountNumber")
+                        .IsUnique();
+
+                    b.ToTable("Accounts", (string)null);
+
+                    b.HasData(
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000001"),
+                            AccountNumber = "1100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = true,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Cash on Hand",
+                            SortOrder = 0,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000002"),
+                            AccountNumber = "1200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Member Receivable",
+                            SortOrder = 1,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000003"),
+                            AccountNumber = "6999",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Bad Debt Expense",
+                            SortOrder = 999,
+                            Type = "Expense",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000004"),
+                            AccountNumber = "2310",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Collected",
+                            SortOrder = 10,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000005"),
+                            AccountNumber = "2320",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Paid",
+                            SortOrder = 11,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000006"),
+                            AccountNumber = "3100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Opening Balance Equity",
+                            SortOrder = 20,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000007"),
+                            AccountNumber = "3200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Accumulated Surplus",
+                            SortOrder = 21,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        });
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AnnualGeneralMeetingId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("AnnualGeneralMeetingId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AgmAttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsRecorded")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AnnualGeneralMeetings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AuditTrailEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Action")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EntityId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("EntityType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("NewValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("OldValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Timestamp")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("UserId")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AuditTrailEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("FinalisedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("OpeningBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("StatementClosingBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("StatementDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.ToTable("BankReconciliations", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("DisplayOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsBuiltIn")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT")
+                        .UseCollation("NOCASE");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("CommitteeOfficeHolderTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("CommitteeTermId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("OfficeHolderTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Position")
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("Year")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("OfficeHolderTypeId");
+
+                    b.HasIndex("CommitteeTermId", "MemberId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [IsDeleted] = 0");
+
+                    b.HasIndex("CommitteeTermId", "OfficeHolderTypeId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [OfficeHolderTypeId] IS NOT NULL AND [IsDeleted] = 0");
+
+                    b.ToTable("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("LabelYear")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("StartedByAgmId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("StartedByAgmId");
+
+                    b.ToTable("CommitteeTerms");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredParticipationRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("EventTypeId");
+
+                    b.ToTable("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystemDefault")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("EventTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("DueDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("FeeDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FeeType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("PaidAtCreation")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid?>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId");
+
+                    b.ToTable("Fees");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Type");
+
+                    b.ToTable("JournalEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("ActivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DateOfBirth")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Email")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FirstName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("InactivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("JoinDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("LastName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Phone")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("StreetAddress")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Members");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Participated")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("EventId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentMethod")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.ToTable("Payments");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("ReconciliationId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("TransactionId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("TransactionId");
+
+                    b.HasIndex("ReconciliationId", "TransactionId")
+                        .IsUnique();
+
+                    b.ToTable("ReconciliationLines", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredAttendanceRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<TimeSpan>("Time")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Rehearsals");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Settings", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AnnualFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AnnualFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AttendanceFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AttendanceFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("AuditRetentionYears")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(5);
+
+                    b.Property<DateTime?>("ClosedThroughDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("CommitteeRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("CurrencyCode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasMaxLength(3)
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("AUD");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("FinancialYearStartDay")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(1);
+
+                    b.Property<int>("FinancialYearStartMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime?>("InceptionDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsTaxApplicable")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<string>("LanguageCode")
+                        .HasMaxLength(16)
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("MaxAgeRangeYears")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MembershipRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MinimumMemberAge")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("OrganizationName")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("SchemaVersion")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("ShowParticipationGraphs")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("TaxEntryMode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("Inclusive");
+
+                    b.Property<decimal?>("TaxRate")
+                        .HasPrecision(5, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Theme")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Settings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("CreditAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("DebitAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("FeeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("GLAccount")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("JournalEntryId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("PaymentId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.HasIndex("FeeId");
+
+                    b.HasIndex("JournalEntryId");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("PaymentId");
+
+                    b.ToTable("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "AnnualGeneralMeeting")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("AnnualGeneralMeetingId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("AnnualGeneralMeeting");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany()
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Account");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.CommitteeTerm", "CommitteeTerm")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("CommitteeTermId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany("CommitteePositionRecords")
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.CommitteeOfficeHolderType", "OfficeHolderType")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("OfficeHolderTypeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("CommitteeTerm");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("OfficeHolderType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "StartedByAgm")
+                        .WithMany()
+                        .HasForeignKey("StartedByAgmId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("StartedByAgm");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.EventType", "EventType")
+                        .WithMany("Events")
+                        .HasForeignKey("EventTypeId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("EventType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany()
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Event", "Event")
+                        .WithMany("ParticipationRecords")
+                        .HasForeignKey("EventId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Event");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.BankReconciliation", "Reconciliation")
+                        .WithMany("Lines")
+                        .HasForeignKey("ReconciliationId")
+                        .OnDelete(DeleteBehavior.Cascade)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Transaction", "Transaction")
+                        .WithMany()
+                        .HasForeignKey("TransactionId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Reconciliation");
+
+                    b.Navigation("Transaction");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany("Transactions")
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Fee", "Fee")
+                        .WithMany()
+                        .HasForeignKey("FeeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.JournalEntry", "JournalEntry")
+                        .WithMany("Transactions")
+                        .HasForeignKey("JournalEntryId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Payment", "Payment")
+                        .WithMany()
+                        .HasForeignKey("PaymentId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Account");
+
+                    b.Navigation("Fee");
+
+                    b.Navigation("JournalEntry");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Payment");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Navigation("Lines");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Navigation("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Navigation("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Navigation("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+#pragma warning restore 612, 618
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260830021225_AddTaxEntryMode.cs b/src/StageFright.Data/Migrations/20260830021225_AddTaxEntryMode.cs
new file mode 100644
index 00000000..2e1c63a4
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260830021225_AddTaxEntryMode.cs
@@ -0,0 +1,29 @@
+using Microsoft.EntityFrameworkCore.Migrations;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    /// <inheritdoc />
+    public partial class AddTaxEntryMode : Migration
+    {
+        /// <inheritdoc />
+        protected override void Up(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.AddColumn<string>(
+                name: "TaxEntryMode",
+                table: "Settings",
+                type: "TEXT",
+                nullable: false,
+                defaultValue: "Inclusive");
+        }
+
+        /// <inheritdoc />
+        protected override void Down(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.DropColumn(
+                name: "TaxEntryMode",
+                table: "Settings");
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260830130000_ReclassifyInputTaxAsReceivable.Designer.cs b/src/StageFright.Data/Migrations/20260830130000_ReclassifyInputTaxAsReceivable.Designer.cs
new file mode 100644
index 00000000..dc62fb42
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260830130000_ReclassifyInputTaxAsReceivable.Designer.cs
@@ -0,0 +1,1280 @@
+// <auto-generated />
+using System;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+using Microsoft.EntityFrameworkCore.Storage.ValueConversion;
+using StageFright.Data;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    [DbContext(typeof(StageFrightDbContext))]
+    [Migration("20260830130000_ReclassifyInputTaxAsReceivable")]
+    partial class ReclassifyInputTaxAsReceivable
+    {
+        /// <inheritdoc />
+        protected override void BuildTargetModel(ModelBuilder modelBuilder)
+        {
+#pragma warning disable 612, 618
+            modelBuilder.HasAnnotation("ProductVersion", "10.0.10");
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AccountNumber")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsBankAccount")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystem")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("SortOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountNumber")
+                        .IsUnique();
+
+                    b.ToTable("Accounts", (string)null);
+
+                    b.HasData(
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000001"),
+                            AccountNumber = "1100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = true,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Cash on Hand",
+                            SortOrder = 0,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000002"),
+                            AccountNumber = "1200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Member Receivable",
+                            SortOrder = 1,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000003"),
+                            AccountNumber = "6999",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Bad Debt Expense",
+                            SortOrder = 999,
+                            Type = "Expense",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000004"),
+                            AccountNumber = "2310",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Collected",
+                            SortOrder = 10,
+                            Type = "Liability",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000005"),
+                            AccountNumber = "2320",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Tax Receivable",
+                            SortOrder = 11,
+                            Type = "Asset",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000006"),
+                            AccountNumber = "3100",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Opening Balance Equity",
+                            SortOrder = 20,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        },
+                        new
+                        {
+                            Id = new Guid("00000000-0000-0000-0000-000000000007"),
+                            AccountNumber = "3200",
+                            CreatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc),
+                            IsBankAccount = false,
+                            IsDeleted = false,
+                            IsSystem = true,
+                            Name = "Accumulated Surplus",
+                            SortOrder = 21,
+                            Type = "Equity",
+                            UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
+                        });
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AnnualGeneralMeetingId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("AnnualGeneralMeetingId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AgmAttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsRecorded")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AnnualGeneralMeetings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Attended")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AuditTrailEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Action")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EntityId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("EntityType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("NewValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("OldValue")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Timestamp")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("UserId")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("AuditTrailEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("FinalisedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("OpeningBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("StatementClosingBalance")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("StatementDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.ToTable("BankReconciliations", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("DisplayOrder")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsBuiltIn")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT")
+                        .UseCollation("NOCASE");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("CommitteeOfficeHolderTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("CommitteeTermId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("OfficeHolderTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Position")
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int?>("Year")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("OfficeHolderTypeId");
+
+                    b.HasIndex("CommitteeTermId", "MemberId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [IsDeleted] = 0");
+
+                    b.HasIndex("CommitteeTermId", "OfficeHolderTypeId")
+                        .IsUnique()
+                        .HasFilter("[EndDate] IS NULL AND [OfficeHolderTypeId] IS NOT NULL AND [IsDeleted] = 0");
+
+                    b.ToTable("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("EndDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("LabelYear")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("StartDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("StartedByAgmId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("StartedByAgmId");
+
+                    b.ToTable("CommitteeTerms");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventTypeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredParticipationRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("EventTypeId");
+
+                    b.ToTable("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsSystemDefault")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Name")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Name")
+                        .IsUnique()
+                        .HasFilter("[IsDeleted] = 0");
+
+                    b.ToTable("EventTypes");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("DueDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("FeeDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FeeType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("PaidAtCreation")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid?>("RehearsalId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("RehearsalId");
+
+                    b.ToTable("Fees");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Type")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("Type");
+
+                    b.ToTable("JournalEntries");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("ActivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DateOfBirth")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Email")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("FirstName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("InactivateDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("JoinDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("LastName")
+                        .IsRequired()
+                        .HasMaxLength(100)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Phone")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Status")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("StreetAddress")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Members");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("EventId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("Participated")
+                        .HasColumnType("INTEGER");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("EventId", "MemberId")
+                        .IsUnique();
+
+                    b.ToTable("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("Amount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentMethod")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("PaymentType")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("MemberId");
+
+                    b.ToTable("Payments");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("ReconciliationId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("TransactionId")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("TransactionId");
+
+                    b.HasIndex("ReconciliationId", "TransactionId")
+                        .IsUnique();
+
+                    b.ToTable("ReconciliationLines", (string)null);
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("Notes")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal?>("StoredAttendanceRate")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<TimeSpan>("Time")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Rehearsals");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Settings", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AnnualFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AnnualFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("AttendanceFee")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("AttendanceFeeTaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("AuditRetentionYears")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(5);
+
+                    b.Property<DateTime?>("ClosedThroughDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("CommitteeRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("CurrencyCode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasMaxLength(3)
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("AUD");
+
+                    b.Property<DateTime?>("DeletedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("DeletedBy")
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("FinancialYearStartDay")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(1);
+
+                    b.Property<int>("FinancialYearStartMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int?>("GeneralCommitteeSeatCountTarget")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<DateTime?>("InceptionDate")
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("IsDeleted")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<bool>("IsTaxApplicable")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(false);
+
+                    b.Property<string>("LanguageCode")
+                        .HasMaxLength(16)
+                        .HasColumnType("TEXT");
+
+                    b.Property<int>("MaxAgeRangeYears")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MembershipRenewalMonth")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<int>("MinimumMemberAge")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("OrganizationName")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("SchemaVersion")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<bool>("ShowParticipationGraphs")
+                        .HasColumnType("INTEGER");
+
+                    b.Property<string>("TaxEntryMode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("Inclusive");
+
+                    b.Property<decimal?>("TaxRate")
+                        .HasPrecision(5, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Theme")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("UpdatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.ToTable("Settings");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.Property<Guid>("Id")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid>("AccountId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("CreatedAt")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("CreditAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<DateTime>("Date")
+                        .HasColumnType("TEXT");
+
+                    b.Property<decimal>("DebitAmount")
+                        .HasPrecision(18, 2)
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("Description")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("FeeId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("GLAccount")
+                        .IsRequired()
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("JournalEntryId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("MemberId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<Guid?>("PaymentId")
+                        .HasColumnType("TEXT");
+
+                    b.Property<string>("TaxCode")
+                        .HasColumnType("TEXT");
+
+                    b.HasKey("Id");
+
+                    b.HasIndex("AccountId");
+
+                    b.HasIndex("FeeId");
+
+                    b.HasIndex("JournalEntryId");
+
+                    b.HasIndex("MemberId");
+
+                    b.HasIndex("PaymentId");
+
+                    b.ToTable("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AgmAttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "AnnualGeneralMeeting")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("AnnualGeneralMeetingId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("AnnualGeneralMeeting");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AttendanceRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany("AttendanceRecords")
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany()
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Account");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteePositionRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.CommitteeTerm", "CommitteeTerm")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("CommitteeTermId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany("CommitteePositionRecords")
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.CommitteeOfficeHolderType", "OfficeHolderType")
+                        .WithMany("PositionRecords")
+                        .HasForeignKey("OfficeHolderTypeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("CommitteeTerm");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("OfficeHolderType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.AnnualGeneralMeeting", "StartedByAgm")
+                        .WithMany()
+                        .HasForeignKey("StartedByAgmId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("StartedByAgm");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.EventType", "EventType")
+                        .WithMany("Events")
+                        .HasForeignKey("EventTypeId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("EventType");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Fee", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Rehearsal", "Rehearsal")
+                        .WithMany()
+                        .HasForeignKey("RehearsalId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Rehearsal");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ParticipationRecord", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Event", "Event")
+                        .WithMany("ParticipationRecords")
+                        .HasForeignKey("EventId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Event");
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Payment", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Member");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.ReconciliationLine", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.BankReconciliation", "Reconciliation")
+                        .WithMany("Lines")
+                        .HasForeignKey("ReconciliationId")
+                        .OnDelete(DeleteBehavior.Cascade)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Transaction", "Transaction")
+                        .WithMany()
+                        .HasForeignKey("TransactionId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.Navigation("Reconciliation");
+
+                    b.Navigation("Transaction");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Transaction", b =>
+                {
+                    b.HasOne("StageFright.Core.Entities.Account", "Account")
+                        .WithMany("Transactions")
+                        .HasForeignKey("AccountId")
+                        .OnDelete(DeleteBehavior.Restrict)
+                        .IsRequired();
+
+                    b.HasOne("StageFright.Core.Entities.Fee", "Fee")
+                        .WithMany()
+                        .HasForeignKey("FeeId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.JournalEntry", "JournalEntry")
+                        .WithMany("Transactions")
+                        .HasForeignKey("JournalEntryId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Member", "Member")
+                        .WithMany()
+                        .HasForeignKey("MemberId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.HasOne("StageFright.Core.Entities.Payment", "Payment")
+                        .WithMany()
+                        .HasForeignKey("PaymentId")
+                        .OnDelete(DeleteBehavior.Restrict);
+
+                    b.Navigation("Account");
+
+                    b.Navigation("Fee");
+
+                    b.Navigation("JournalEntry");
+
+                    b.Navigation("Member");
+
+                    b.Navigation("Payment");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Account", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.AnnualGeneralMeeting", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.BankReconciliation", b =>
+                {
+                    b.Navigation("Lines");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeOfficeHolderType", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.CommitteeTerm", b =>
+                {
+                    b.Navigation("PositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Event", b =>
+                {
+                    b.Navigation("ParticipationRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.EventType", b =>
+                {
+                    b.Navigation("Events");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.JournalEntry", b =>
+                {
+                    b.Navigation("Transactions");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Member", b =>
+                {
+                    b.Navigation("CommitteePositionRecords");
+                });
+
+            modelBuilder.Entity("StageFright.Core.Entities.Rehearsal", b =>
+                {
+                    b.Navigation("AttendanceRecords");
+                });
+#pragma warning restore 612, 618
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/20260830130000_ReclassifyInputTaxAsReceivable.cs b/src/StageFright.Data/Migrations/20260830130000_ReclassifyInputTaxAsReceivable.cs
new file mode 100644
index 00000000..8f39b1dc
--- /dev/null
+++ b/src/StageFright.Data/Migrations/20260830130000_ReclassifyInputTaxAsReceivable.cs
@@ -0,0 +1,46 @@
+using System;
+using Microsoft.EntityFrameworkCore.Migrations;
+
+#nullable disable
+
+namespace StageFright.Data.Migrations
+{
+    /// <summary>
+    /// Spec 028 Phase 16 / issue #355. Reclassifies the seeded system account
+    /// <c>2320</c> from <c>AccountType.Liability</c> "Tax Paid" to
+    /// <c>AccountType.Asset</c> "Tax Receivable": tax paid on purchases is
+    /// recoverable from the tax authority, so it is an asset (a receivable), not a
+    /// liability. Classification and presentation only — no stored monetary amount,
+    /// tax amount, <c>TaxCode</c> value or GL line is touched, so the AUD zero-drift
+    /// regression still holds. The account number stays <c>2320</c> as a documented
+    /// asset exception; renumbering would desync the denormalized
+    /// <c>Transaction.GLAccount</c> snapshot on historical rows.
+    /// </summary>
+    /// <inheritdoc />
+    public partial class ReclassifyInputTaxAsReceivable : Migration
+    {
+        private static readonly Guid TaxAccountId = new("00000000-0000-0000-0000-000000000005");
+
+        /// <inheritdoc />
+        protected override void Up(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.UpdateData(
+                table: "Accounts",
+                keyColumn: "Id",
+                keyValue: TaxAccountId,
+                columns: new[] { "Name", "Type" },
+                values: new object[] { "Tax Receivable", "Asset" });
+        }
+
+        /// <inheritdoc />
+        protected override void Down(MigrationBuilder migrationBuilder)
+        {
+            migrationBuilder.UpdateData(
+                table: "Accounts",
+                keyColumn: "Id",
+                keyValue: TaxAccountId,
+                columns: new[] { "Name", "Type" },
+                values: new object[] { "Tax Paid", "Liability" });
+        }
+    }
+}
diff --git a/src/StageFright.Data/Migrations/StageFrightDbContextModelSnapshot.cs b/src/StageFright.Data/Migrations/StageFrightDbContextModelSnapshot.cs
index e8c6c5af..6b6a5fce 100644
--- a/src/StageFright.Data/Migrations/StageFrightDbContextModelSnapshot.cs
+++ b/src/StageFright.Data/Migrations/StageFrightDbContextModelSnapshot.cs
@@ -129,9 +129,9 @@ protected override void BuildModel(ModelBuilder modelBuilder)
                             IsBankAccount = false,
                             IsDeleted = false,
                             IsSystem = true,
-                            Name = "Tax Paid",
+                            Name = "Tax Receivable",
                             SortOrder = 11,
-                            Type = "Liability",
+                            Type = "Asset",
                             UpdatedAt = new DateTime(2026, 1, 1, 0, 0, 0, 0, DateTimeKind.Utc)
                         },
                         new
@@ -868,7 +868,10 @@ protected override void BuildModel(ModelBuilder modelBuilder)
                     b.Property<int>("AuditRetentionYears")
                         .ValueGeneratedOnAdd()
                         .HasColumnType("INTEGER")
-                        .HasDefaultValue(1);
+                        .HasDefaultValue(5);
+
+                    b.Property<DateTime?>("ClosedThroughDate")
+                        .HasColumnType("TEXT");
 
                     b.Property<int>("CommitteeRenewalMonth")
                         .HasColumnType("INTEGER");
@@ -876,18 +879,33 @@ protected override void BuildModel(ModelBuilder modelBuilder)
                     b.Property<DateTime>("CreatedAt")
                         .HasColumnType("TEXT");
 
+                    b.Property<string>("CurrencyCode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasMaxLength(3)
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("AUD");
+
                     b.Property<DateTime?>("DeletedAt")
                         .HasColumnType("TEXT");
 
                     b.Property<string>("DeletedBy")
                         .HasColumnType("TEXT");
 
+                    b.Property<int>("FinancialYearStartDay")
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("INTEGER")
+                        .HasDefaultValue(1);
+
                     b.Property<int>("FinancialYearStartMonth")
                         .HasColumnType("INTEGER");
 
                     b.Property<int?>("GeneralCommitteeSeatCountTarget")
                         .HasColumnType("INTEGER");
 
+                    b.Property<DateTime?>("InceptionDate")
+                        .HasColumnType("TEXT");
+
                     b.Property<bool>("IsDeleted")
                         .HasColumnType("INTEGER");
 
@@ -896,6 +914,10 @@ protected override void BuildModel(ModelBuilder modelBuilder)
                         .HasColumnType("INTEGER")
                         .HasDefaultValue(false);
 
+                    b.Property<string>("LanguageCode")
+                        .HasMaxLength(16)
+                        .HasColumnType("TEXT");
+
                     b.Property<int>("MaxAgeRangeYears")
                         .HasColumnType("INTEGER");
 
@@ -916,6 +938,12 @@ protected override void BuildModel(ModelBuilder modelBuilder)
                     b.Property<bool>("ShowParticipationGraphs")
                         .HasColumnType("INTEGER");
 
+                    b.Property<string>("TaxEntryMode")
+                        .IsRequired()
+                        .ValueGeneratedOnAdd()
+                        .HasColumnType("TEXT")
+                        .HasDefaultValue("Inclusive");
+
                     b.Property<decimal?>("TaxRate")
                         .HasPrecision(5, 2)
                         .HasColumnType("TEXT");
diff --git a/src/StageFright.Data/Repositories/GLRepository.cs b/src/StageFright.Data/Repositories/GLRepository.cs
index 8e5232e0..707c1661 100644
--- a/src/StageFright.Data/Repositories/GLRepository.cs
+++ b/src/StageFright.Data/Repositories/GLRepository.cs
@@ -10,10 +10,12 @@ namespace StageFright.Data.Repositories;
 public class GLRepository : IGLRepository
 {
     private readonly StageFrightDbContext _db;
+    private readonly IClosedPeriodGuard _closedPeriodGuard;
 
-    public GLRepository(StageFrightDbContext db)
+    public GLRepository(StageFrightDbContext db, IClosedPeriodGuard closedPeriodGuard)
     {
         _db = db;
+        _closedPeriodGuard = closedPeriodGuard;
     }
 
     public async Task AddPairAsync(Transaction debit, Transaction credit, CancellationToken ct = default)
@@ -23,6 +25,8 @@ public async Task AddPairAsync(Transaction debit, Transaction credit, Cancellati
                 "GL transaction pair imbalanced; operation cancelled.",
                 nameof(Transaction), nameof(AddPairAsync));
 
+        // The closed-period check runs inside the delegated AddBalancedSetAsync call below,
+        // so every pair posting is covered by the same GL choke point (spec 028, FR-017).
         await AddBalancedSetAsync(new[] { debit, credit }, ct);
     }
 
@@ -33,6 +37,13 @@ public async Task AddBalancedSetAsync(IReadOnlyList<Transaction> lines, Cancella
                 "A GL posting requires at least two lines.",
                 nameof(Transaction), nameof(AddBalancedSetAsync));
 
+        // Reject a back-dated posting into a closed period before anything is written; the
+        // enclosing unit-of-work transaction then rolls back, leaving no business row and no
+        // ledger line (spec 028, FR-017). Checking the earliest line's date is sufficient — a
+        // closed period covers every date on or before ClosedThroughDate. Runs before the
+        // try/catch below so ClosedPeriodException propagates unwrapped, not as DataAccessException.
+        await _closedPeriodGuard.EnsureOpen(lines.Min(l => l.Date), ct);
+
         foreach (var line in lines)
         {
             if (line.DebitAmount < 0m || line.CreditAmount < 0m)
diff --git a/src/StageFright.Data/Repositories/SettingsRepository.cs b/src/StageFright.Data/Repositories/SettingsRepository.cs
index 8835efa2..cdeb96b1 100644
--- a/src/StageFright.Data/Repositories/SettingsRepository.cs
+++ b/src/StageFright.Data/Repositories/SettingsRepository.cs
@@ -40,6 +40,7 @@ public async Task SaveAsync(Settings settings, CancellationToken ct = default)
                 existing.Theme = settings.Theme;
                 existing.ShowParticipationGraphs = settings.ShowParticipationGraphs;
                 existing.FinancialYearStartMonth = settings.FinancialYearStartMonth;
+                existing.ClosedThroughDate = settings.ClosedThroughDate;
                 existing.IsTaxApplicable = settings.IsTaxApplicable;
                 existing.TaxRate = settings.TaxRate;
                 existing.AnnualFeeTaxCode = settings.AnnualFeeTaxCode;
diff --git a/src/StageFright.Data/StageFrightDbContext.cs b/src/StageFright.Data/StageFrightDbContext.cs
index e7c6cffb..9f323ab8 100644
--- a/src/StageFright.Data/StageFrightDbContext.cs
+++ b/src/StageFright.Data/StageFrightDbContext.cs
@@ -121,8 +121,12 @@ private static void SeedSystemAccounts(ModelBuilder modelBuilder)
             new Account
             {
                 Id = new Guid("00000000-0000-0000-0000-000000000005"),
-                Name = "Tax Paid",
-                Type = AccountType.Liability,
+                // Tax paid on purchases is recoverable from the tax authority, so it is an
+                // asset (a receivable), not a liability (spec 028 Phase 16 / issue #355). The
+                // number stays in the 2000s as a documented exception — renumbering would
+                // desync the denormalized Transaction.GLAccount snapshot on historical rows.
+                Name = "Tax Receivable",
+                Type = AccountType.Asset,
                 AccountNumber = "2320",
                 SortOrder = 11,
                 IsSystem = true,
diff --git a/src/StageFright.Data/UnitOfWork.cs b/src/StageFright.Data/UnitOfWork.cs
index 1fdb0a7c..5bfb617a 100644
--- a/src/StageFright.Data/UnitOfWork.cs
+++ b/src/StageFright.Data/UnitOfWork.cs
@@ -31,6 +31,14 @@ public async Task ExecuteInTransactionAsync(Func<CancellationToken, Task> operat
             if (tx is not null) await SafeRollbackAsync(tx);
             throw;
         }
+        catch (ClosedPeriodException)
+        {
+            // A back-dated posting into a closed period rolls the whole operation back and
+            // surfaces the typed exception unwrapped (spec 028, FR-017) — same pass-through
+            // treatment as GLBalanceException.
+            if (tx is not null) await SafeRollbackAsync(tx);
+            throw;
+        }
         catch (Exception ex) when (ex is not DataAccessException and not ValidationException)
         {
             if (tx is not null) await SafeRollbackAsync(tx);
diff --git a/src/StageFright.Reports/Models/ReportData.cs b/src/StageFright.Reports/Models/ReportData.cs
index 1d275cac..f03b094a 100644
--- a/src/StageFright.Reports/Models/ReportData.cs
+++ b/src/StageFright.Reports/Models/ReportData.cs
@@ -21,6 +21,17 @@ public class ReportData
     /// <summary>Optional grand-total row rendered after all sections.</summary>
     public ReportRow? GrandTotal { get; init; }
 
+    /// <summary>
+    /// Optional basis-of-accounting disclosure shown on financial statements (FR-012). Null for
+    /// non-financial reports (Member List, Committee). When set, it is rendered by
+    /// <c>PdfReportRenderer</c> (a line below the "Generated: …" line), <c>CsvReportExporter</c>
+    /// (a trailing note record after the grand total), and <c>ReportViewer.razor</c> (below the
+    /// subtitle). Set by the financial-statement providers from the shared
+    /// <c>Reports_Common_BasisOfAccounting</c> string, which describes the hybrid basis
+    /// accurately — member fees on accrual, all other activity on cash.
+    /// </summary>
+    public string? BasisOfAccounting { get; init; }
+
     /// <summary>
     /// Optional column headers for a collapsed master view (one row per section).
     /// Null/empty ⇒ report has no master-detail view; <c>ReportViewer</c> renders the flat table.
diff --git a/src/StageFright.Reports/Models/ReportFilterDefinition.cs b/src/StageFright.Reports/Models/ReportFilterDefinition.cs
index 7dcad05c..0c43ac7d 100644
--- a/src/StageFright.Reports/Models/ReportFilterDefinition.cs
+++ b/src/StageFright.Reports/Models/ReportFilterDefinition.cs
@@ -15,8 +15,20 @@ public class ReportFilterDefinition
     public string Label { get; init; } = string.Empty;
 
     /// <summary>For Select filters: available option values. Empty for other types.</summary>
+    /// <remarks>
+    /// These are culture-invariant tokens used for filtering/comparison/persistence (FR-024) — never
+    /// localise them. The user-facing option text is <see cref="OptionLabels"/>.
+    /// </remarks>
     public IReadOnlyList<string> Options { get; init; } = Array.Empty<string>();
 
+    /// <summary>
+    /// For Select filters: the display label for each entry in <see cref="Options"/>, positionally
+    /// aligned. When empty (or shorter than <see cref="Options"/>) the renderer falls back to the
+    /// option value itself. Providers populate this from <c>EnumsResource</c> / <c>ReportsResource</c>
+    /// so the label localises while the option value stays invariant (spec 027, FR-024).
+    /// </summary>
+    public IReadOnlyList<string> OptionLabels { get; init; } = Array.Empty<string>();
+
     /// <summary>Pre-selected value when the report filter panel first opens. Null = no default.</summary>
     public string? DefaultValue { get; init; }
 }
diff --git a/src/StageFright.Reports/Providers/AccountRegisterReportProvider.cs b/src/StageFright.Reports/Providers/AccountRegisterReportProvider.cs
index 84ffe084..43ce4ca0 100644
--- a/src/StageFright.Reports/Providers/AccountRegisterReportProvider.cs
+++ b/src/StageFright.Reports/Providers/AccountRegisterReportProvider.cs
@@ -1,7 +1,9 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -13,22 +15,24 @@ public class AccountRegisterReportProvider : IReportProvider
 {
     private readonly IGLRepository _gl;
     private readonly IAccountRepository _accounts;
+    private readonly ILocalizer _localizer;
 
-    public AccountRegisterReportProvider(IGLRepository gl, IAccountRepository accounts)
+    public AccountRegisterReportProvider(IGLRepository gl, IAccountRepository accounts, ILocalizer localizer)
     {
         _gl = gl;
         _accounts = accounts;
+        _localizer = localizer;
     }
 
     public string ReportId => "account-register";
-    public string ReportName => "Account Register";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_AccountRegister_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 30;
 
     public IReadOnlyList<ReportFilterDefinition> Filters =>
     [
-        new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = "From", DefaultValue = $"{DateTime.UtcNow.Year}-01-01" },
-        new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = "To", DefaultValue = $"{DateTime.UtcNow.Year}-12-31" }
+        new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_From"), DefaultValue = $"{DateTime.UtcNow.Year}-01-01" },
+        new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_To"), DefaultValue = $"{DateTime.UtcNow.Year}-12-31" }
     ];
 
     public async Task<ReportData> GenerateAsync(ReportFilterValues filters, CancellationToken ct = default)
@@ -66,17 +70,18 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
         return new ReportData
         {
-            Title = "Account Register",
-            SubTitle = $"{from:d MMMM yyyy} – {to:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_AccountRegister_Name"),
+            SubTitle = _localizer.Get<ReportsResource>("Reports_Common_DateRangeSubtitle", from.ToString("d MMMM yyyy"), to.ToString("d MMMM yyyy")),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns =
             [
-                new ReportColumn { Header = "Date", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Description", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Account", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Debit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Credit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Running Balance", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Date"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Description"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Account"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Debit"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Credit"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_AccountRegister_RunningBalanceColumn"), Alignment = ReportColumnAlignment.Right }
             ],
             Sections = [new ReportSection { Rows = rows }]
         };
@@ -94,5 +99,5 @@ private static (DateTime From, DateTime To) ParseDateRange(ReportFilterValues fi
         return (from, to);
     }
 
-    private static string FormatCurrency(decimal amount) => amount.ToString("F2");
+    private static string FormatCurrency(decimal amount) => MoneyFormatter.Format(amount);
 }
diff --git a/src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs b/src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs
index a078badf..2a835949 100644
--- a/src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs
+++ b/src/StageFright.Reports/Providers/BalanceSheetReportProvider.cs
@@ -1,9 +1,11 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -13,23 +15,27 @@ namespace StageFright.Reports.Providers;
 /// date. Accumulated Surplus (3200) is never posted to directly — there is no year-end
 /// closing process — so its value is computed as inception-to-date net income (Income
 /// minus Expenses) and substituted for the account's own (always-zero) GL balance.
-/// This is what makes Assets = Liabilities + Equity hold.
+/// This is what makes Assets = Liabilities + Equity hold. If a corrupted ledger breaks
+/// that identity, an explicit out-of-balance line is appended and no clean statement is
+/// produced (FR-010).
 /// </summary>
 public class BalanceSheetReportProvider : IReportProvider
 {
     private readonly IGLRepository _gl;
     private readonly IAccountRepository _accounts;
     private readonly ISettingsRepository _settings;
+    private readonly ILocalizer _localizer;
 
-    public BalanceSheetReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings)
+    public BalanceSheetReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings, ILocalizer localizer)
     {
         _gl = gl;
         _accounts = accounts;
         _settings = settings;
+        _localizer = localizer;
     }
 
     public string ReportId => "balance-sheet";
-    public string ReportName => "Statement of Financial Position";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_BalanceSheet_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 25;
 
@@ -40,14 +46,14 @@ public IReadOnlyList<ReportFilterDefinition> Filters
             var (_, fyEnd) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FinancialYearCalculator.DefaultStartMonth);
             return
             [
-                new ReportFilterDefinition { Key = "asAt", Type = ReportFilterType.Date, Label = "As at", DefaultValue = $"{fyEnd:yyyy-MM-dd}" }
+                new ReportFilterDefinition { Key = "asAt", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_BalanceSheet_AsAtFilterLabel"), DefaultValue = $"{fyEnd:yyyy-MM-dd}" }
             ];
         }
     }
 
     public async Task<ReportData> GenerateAsync(ReportFilterValues filters, CancellationToken ct = default)
     {
-        var asAt = await ParseAsAtAsync(filters, ct);
+        var (asAt, isPartYear) = await ParseAsAtAsync(filters, ct);
 
         var allAccounts = (await _accounts.GetAllAsync(ct))
             .Concat(await _accounts.GetArchivedAsync(ct))
@@ -58,43 +64,68 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
         var (equityRows, totalEquity) = await SectionAsync(allAccounts, AccountType.Equity, creditNormal: true, asAt, ct);
 
         var accumulatedSurplus = await ComputeAccumulatedSurplusAsync(allAccounts, asAt, ct);
-        equityRows.Add(new ReportRow { Cells = ["Accumulated Surplus", FormatCurrency(accumulatedSurplus)] });
+        equityRows.Add(new ReportRow { Cells = [_localizer.Get<ReportsResource>("Reports_BalanceSheet_AccumulatedSurplus"), FormatCurrency(accumulatedSurplus)] });
         totalEquity += accumulatedSurplus;
 
+        var sections = new List<ReportSection>
+        {
+            new ReportSection
+            {
+                Heading = _localizer.Get<ReportsResource>("Reports_Section_Assets"),
+                Rows = assetRows,
+                Subtotal = new ReportRow { Cells = [_localizer.Get<ReportsResource>("Reports_BalanceSheet_TotalAssets"), FormatCurrency(totalAssets)], IsEmphasized = true }
+            },
+            new ReportSection
+            {
+                Heading = _localizer.Get<ReportsResource>("Reports_Section_Liabilities"),
+                Rows = liabilityRows,
+                Subtotal = new ReportRow { Cells = [_localizer.Get<ReportsResource>("Reports_BalanceSheet_TotalLiabilities"), FormatCurrency(totalLiabilities)], IsEmphasized = true }
+            },
+            new ReportSection
+            {
+                Heading = _localizer.Get<ReportsResource>("Reports_Section_Equity"),
+                Rows = equityRows,
+                Subtotal = new ReportRow { Cells = [_localizer.Get<ReportsResource>("Reports_BalanceSheet_TotalEquity"), FormatCurrency(totalEquity)], IsEmphasized = true }
+            }
+        };
+
+        // FR-010: the Balance Sheet balances by construction (Accumulated Surplus is computed net
+        // income), so a non-zero difference here means the ledger itself is corrupt. Append an
+        // explicit out-of-balance line rather than presenting a clean statement.
+        var outOfBalance = totalAssets - (totalLiabilities + totalEquity);
+        if (outOfBalance != 0m)
+        {
+            sections.Add(new ReportSection
+            {
+                Rows =
+                [
+                    new ReportRow
+                    {
+                        Cells = [_localizer.Get<ReportsResource>("Reports_BalanceSheet_OutOfBalance"), FormatCurrency(outOfBalance)],
+                        IsEmphasized = true
+                    }
+                ]
+            });
+        }
+
         return new ReportData
         {
-            Title = "Statement of Financial Position",
-            SubTitle = $"As at {asAt:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_BalanceSheet_Name"),
+            SubTitle = PartYearSubtitle.Wrap(
+                _localizer,
+                _localizer.Get<ReportsResource>("Reports_BalanceSheet_SubTitle", asAt.ToString("d MMMM yyyy")),
+                isPartYear),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns =
             [
-                new ReportColumn { Header = "Account", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Amount", Alignment = ReportColumnAlignment.Right }
-            ],
-            Sections =
-            [
-                new ReportSection
-                {
-                    Heading = "Assets",
-                    Rows = assetRows,
-                    Subtotal = new ReportRow { Cells = ["Total Assets", FormatCurrency(totalAssets)], IsEmphasized = true }
-                },
-                new ReportSection
-                {
-                    Heading = "Liabilities",
-                    Rows = liabilityRows,
-                    Subtotal = new ReportRow { Cells = ["Total Liabilities", FormatCurrency(totalLiabilities)], IsEmphasized = true }
-                },
-                new ReportSection
-                {
-                    Heading = "Equity",
-                    Rows = equityRows,
-                    Subtotal = new ReportRow { Cells = ["Total Equity", FormatCurrency(totalEquity)], IsEmphasized = true }
-                }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Account"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Amount"), Alignment = ReportColumnAlignment.Right }
             ],
+            Sections = sections,
             GrandTotal = new ReportRow
             {
-                Cells = ["Total Liabilities + Equity", FormatCurrency(totalLiabilities + totalEquity)],
+                Cells = [_localizer.Get<ReportsResource>("Reports_BalanceSheet_TotalLiabilitiesPlusEquity"), FormatCurrency(totalLiabilities + totalEquity)],
                 IsEmphasized = true
             }
         };
@@ -137,16 +168,22 @@ private async Task<decimal> ComputeAccumulatedSurplusAsync(IReadOnlyList<Account
         return netIncome;
     }
 
-    private async Task<DateTime> ParseAsAtAsync(ReportFilterValues filters, CancellationToken ct)
+    private async Task<(DateTime AsAt, bool IsPartYear)> ParseAsAtAsync(ReportFilterValues filters, CancellationToken ct)
     {
         var settings = await _settings.GetAsync(ct);
         var startMonth = settings?.FinancialYearStartMonth ?? FinancialYearCalculator.DefaultStartMonth;
-        var (_, fyEnd) = FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth);
+        var startDay = settings?.FinancialYearStartDay ?? FinancialYearCalculator.DefaultStartDay;
+        var (_, fyEnd, isPartYear) = FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth, startDay, settings?.InceptionDate);
 
-        return DateTime.TryParse(filters.Get("asAt"), out var d)
+        var hasAsAt = DateTime.TryParse(filters.Get("asAt"), out var d);
+        var asAt = hasAsAt
             ? new DateTime(d.Year, d.Month, d.Day, 23, 59, 59, DateTimeKind.Utc)
             : fyEnd;
+
+        // The default as-at date is the financial-year end; the part-year note applies only then,
+        // not to a user-chosen as-at date. The date itself is unchanged either way.
+        return (asAt, isPartYear && !hasAsAt);
     }
 
-    private static string FormatCurrency(decimal amount) => amount.ToString("F2");
+    private static string FormatCurrency(decimal amount) => MoneyFormatter.Format(amount);
 }
diff --git a/src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs b/src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs
index 3c46045e..e1140530 100644
--- a/src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs
+++ b/src/StageFright.Reports/Providers/BankReconciliationReportProvider.cs
@@ -1,35 +1,44 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
 /// <summary>
-/// Generates the Bank Reconciliation report: for each bank/cash account's most recent
-/// reconciliation — cleared deposits, cleared payments, unpresented items up to the
-/// statement date, and a summary with the difference. An optional account filter
-/// narrows the report to one account (matched by number or name).
+/// Generates the Bank Reconciliation report in the conventional adjusted-balance form
+/// (spec 028 US5, FR-013…FR-015): for each bank/cash account's most recent reconciliation,
+/// at its statement date — balance per bank statement, adjusted by outstanding deposits
+/// (added) and outstanding payments (deducted) to an adjusted bank balance, reconciled to
+/// the balance per the general ledger as at the statement date. Both balances are shown and
+/// the reconciled residual demonstrates they agree. Outstanding items are carried into the
+/// arithmetic, not merely listed. An optional account filter narrows the report to one
+/// account (matched by number or name).
 /// </summary>
 public class BankReconciliationReportProvider : IReportProvider
 {
     private readonly IBankReconciliationRepository _reconciliations;
     private readonly IAccountRepository _accounts;
     private readonly IGLRepository _gl;
+    private readonly ILocalizer _localizer;
 
     public BankReconciliationReportProvider(
         IBankReconciliationRepository reconciliations,
         IAccountRepository accounts,
-        IGLRepository gl)
+        IGLRepository gl,
+        ILocalizer localizer)
     {
         _reconciliations = reconciliations;
         _accounts = accounts;
         _gl = gl;
+        _localizer = localizer;
     }
 
     public string ReportId => "bank-reconciliation";
-    public string ReportName => "Bank Reconciliation";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_BankReconciliation_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 50;
 
@@ -39,7 +48,7 @@ public BankReconciliationReportProvider(
         {
             Key = "account",
             Type = ReportFilterType.Text,
-            Label = "Account (number or name, blank = all)",
+            Label = _localizer.Get<ReportsResource>("Reports_Filter_AccountNumberOrName"),
             DefaultValue = ""
         }
     ];
@@ -69,17 +78,18 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
         return new ReportData
         {
-            Title = "Bank Reconciliation",
+            Title = _localizer.Get<ReportsResource>("Reports_BankReconciliation_Name"),
             SubTitle = sections.Count == 0
-                ? "No reconciliations have been recorded."
-                : $"Most recent reconciliation per account, generated {DateTime.UtcNow:d MMMM yyyy}",
+                ? _localizer.Get<ReportsResource>("Reports_BankReconciliation_SubTitleNone")
+                : _localizer.Get<ReportsResource>("Reports_BankReconciliation_SubTitle", DateTime.UtcNow.ToString("d MMMM yyyy")),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns =
             [
-                new ReportColumn { Header = "Date", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Description", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Deposit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Payment", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Date"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Description"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_BankReconciliation_DepositColumn"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_BankReconciliation_PaymentColumn"), Alignment = ReportColumnAlignment.Right }
             ],
             Sections = sections
         };
@@ -93,79 +103,77 @@ private async Task<IReadOnlyList<ReportSection>> BuildAccountSectionsAsync(
         if (reconciliation is null)
             return Array.Empty<ReportSection>();
 
-        var header = $"{account.Name} ({account.AccountNumber}) — statement to {reconciliation.StatementDate:d MMMM yyyy} [{reconciliation.Status}]";
-
-        var cleared = reconciliation.Lines
-            .Where(l => l.Transaction is not null)
-            .Select(l => l.Transaction!)
-            .OrderBy(t => t.Date)
-            .ThenBy(t => t.CreatedAt)
-            .ToList();
-
-        var deposits = cleared.Where(t => t.DebitAmount != 0m).ToList();
-        var payments = cleared.Where(t => t.CreditAmount != 0m).ToList();
-        var unpresented = await _gl.GetUnreconciledByAccountAsync(account.Id, reconciliation.StatementDate, ct);
+        var header = _localizer.Get<ReportsResource>(
+            "Reports_BankReconciliation_AccountHeader",
+            account.Name,
+            account.AccountNumber,
+            reconciliation.StatementDate.ToString("d MMMM yyyy"),
+            _localizer.Enum(reconciliation.Status));
+
+        // Outstanding = GL transactions on this account, up to the statement date, not yet
+        // cleared by any non-deleted reconciliation. Bank-account debits are deposits in
+        // transit; credits are unpresented payments.
+        var outstanding = await _gl.GetUnreconciledByAccountAsync(account.Id, reconciliation.StatementDate, ct);
+        var outstandingDeposits = outstanding.Where(t => t.DebitAmount != 0m).ToList();
+        var outstandingPayments = outstanding.Where(t => t.CreditAmount != 0m).ToList();
+
+        var depositsTotal = outstandingDeposits.Sum(t => t.DebitAmount);
+        var paymentsTotal = outstandingPayments.Sum(t => t.CreditAmount);
+
+        var statementBalance = reconciliation.StatementClosingBalance;
+        var adjustedBankBalance = statementBalance + depositsTotal - paymentsTotal;
+        var ledgerBalance = await _gl.GetAccountBalanceAsync(account.Id, reconciliation.StatementDate, ct);
+        var residual = adjustedBankBalance - ledgerBalance;
+
+        var rows = new List<ReportRow>
+        {
+            BalanceRow("Reports_BankReconciliation_BalancePerBankStatement", statementBalance)
+        };
+        rows.AddRange(outstandingDeposits.Select(DepositDetailRow));
+        rows.Add(DepositSubtotalRow("Reports_BankReconciliation_AddOutstandingDeposits", depositsTotal));
+        rows.AddRange(outstandingPayments.Select(PaymentDetailRow));
+        rows.Add(BalanceRow("Reports_BankReconciliation_LessOutstandingPayments", paymentsTotal));
+        rows.Add(BalanceRow("Reports_BankReconciliation_AdjustedBankBalance", adjustedBankBalance));
+        rows.Add(BalanceRow("Reports_BankReconciliation_BalancePerGeneralLedger", ledgerBalance));
+        rows.Add(BalanceRow("Reports_BankReconciliation_Reconciled", residual));
+
+        return [new ReportSection { Heading = header, Rows = rows }];
+    }
 
-        var clearedTotal = cleared.Sum(t => t.DebitAmount) - cleared.Sum(t => t.CreditAmount);
-        var difference = reconciliation.StatementClosingBalance - (reconciliation.OpeningBalance + clearedTotal);
+    // Label/amount summary line — amount in the Payment (last) column, matching this report's
+    // existing label-row convention.
+    private ReportRow BalanceRow(string labelKey, decimal amount) => new()
+    {
+        Cells = [string.Empty, _localizer.Get<ReportsResource>(labelKey), string.Empty, MoneyFormatter.Format(amount)],
+        IsEmphasized = true
+    };
 
-        return
-        [
-            new ReportSection
-            {
-                Heading = $"{header} — Cleared Deposits",
-                Rows = deposits.Select(t => TransactionRow(t)).ToList(),
-                Subtotal = SummaryRow("Total cleared deposits", deposits.Sum(t => t.DebitAmount), depositColumn: true)
-            },
-            new ReportSection
-            {
-                Heading = $"{header} — Cleared Payments",
-                Rows = payments.Select(t => TransactionRow(t)).ToList(),
-                Subtotal = SummaryRow("Total cleared payments", payments.Sum(t => t.CreditAmount), depositColumn: false)
-            },
-            new ReportSection
-            {
-                Heading = $"{header} — Unpresented Items",
-                Rows = unpresented.Select(t => TransactionRow(t)).ToList()
-            },
-            new ReportSection
-            {
-                Heading = $"{header} — Summary",
-                Rows =
-                [
-                    LabelAmountRow("Statement closing balance", reconciliation.StatementClosingBalance),
-                    LabelAmountRow("Opening balance", reconciliation.OpeningBalance),
-                    LabelAmountRow("Cleared movement", clearedTotal),
-                    LabelAmountRow("Difference", difference)
-                ]
-            }
-        ];
-    }
+    // Outstanding-deposit subtotal — amount in the Deposit column, above the itemised deposits.
+    private ReportRow DepositSubtotalRow(string labelKey, decimal amount) => new()
+    {
+        Cells = [string.Empty, _localizer.Get<ReportsResource>(labelKey), MoneyFormatter.Format(amount), string.Empty],
+        IsEmphasized = true
+    };
 
-    private static ReportRow TransactionRow(Transaction txn) => new()
+    private static ReportRow DepositDetailRow(Transaction txn) => new()
     {
         Cells =
         [
             txn.Date.ToString("yyyy-MM-dd"),
             txn.Description ?? string.Empty,
-            txn.DebitAmount != 0m ? txn.DebitAmount.ToString("F2") : string.Empty,
-            txn.CreditAmount != 0m ? txn.CreditAmount.ToString("F2") : string.Empty
+            MoneyFormatter.Format(txn.DebitAmount),
+            string.Empty
         ]
     };
 
-    private static ReportRow SummaryRow(string label, decimal amount, bool depositColumn) => new()
+    private static ReportRow PaymentDetailRow(Transaction txn) => new()
     {
         Cells =
         [
+            txn.Date.ToString("yyyy-MM-dd"),
+            txn.Description ?? string.Empty,
             string.Empty,
-            label,
-            depositColumn ? amount.ToString("F2") : string.Empty,
-            depositColumn ? string.Empty : amount.ToString("F2")
+            MoneyFormatter.Format(txn.CreditAmount)
         ]
     };
-
-    private static ReportRow LabelAmountRow(string label, decimal amount) => new()
-    {
-        Cells = [string.Empty, label, string.Empty, amount.ToString("F2")]
-    };
 }
diff --git a/src/StageFright.Reports/Providers/ChartOfAccountsReportProvider.cs b/src/StageFright.Reports/Providers/ChartOfAccountsReportProvider.cs
index fefa92d6..a626aa6c 100644
--- a/src/StageFright.Reports/Providers/ChartOfAccountsReportProvider.cs
+++ b/src/StageFright.Reports/Providers/ChartOfAccountsReportProvider.cs
@@ -1,8 +1,10 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -16,19 +18,21 @@ namespace StageFright.Reports.Providers;
 public class ChartOfAccountsReportProvider : IReportProvider
 {
     private readonly IAccountBalanceService _balanceService;
+    private readonly ILocalizer _localizer;
 
-    public ChartOfAccountsReportProvider(IAccountBalanceService balanceService)
+    public ChartOfAccountsReportProvider(IAccountBalanceService balanceService, ILocalizer localizer)
     {
         _balanceService = balanceService;
+        _localizer = localizer;
     }
 
     public string ReportId => "chart-of-accounts";
-    public string ReportName => "Chart of Accounts";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 15;
 
     public IReadOnlyList<ReportFilterDefinition> Filters =>
-        [new ReportFilterDefinition { Key = "includeBalances", Type = ReportFilterType.Boolean, Label = "Include Current Balances", DefaultValue = "false" }];
+        [new ReportFilterDefinition { Key = "includeBalances", Type = ReportFilterType.Boolean, Label = _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_IncludeBalancesFilterLabel"), DefaultValue = "false" }];
 
     public async Task<ReportData> GenerateAsync(ReportFilterValues filters, CancellationToken ct = default)
     {
@@ -43,43 +47,46 @@ List<ReportRow> RowsFor(AccountType type) => balances
 
         return new ReportData
         {
-            Title = "Chart of Accounts",
+            Title = _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_Name"),
             Columns = includeBalances
                 ?
                 [
-                    new ReportColumn { Header = "No." },
-                    new ReportColumn { Header = "Name" },
-                    new ReportColumn { Header = "Balance" }
+                    new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_NumberColumn") },
+                    new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_NameColumn") },
+                    new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Balance") }
                 ]
                 :
                 [
-                    new ReportColumn { Header = "No." },
-                    new ReportColumn { Header = "Name" }
+                    new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_NumberColumn") },
+                    new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_NameColumn") }
                 ],
             Sections =
             [
-                new ReportSection { Heading = "Assets", Rows = RowsFor(AccountType.Asset) },
-                new ReportSection { Heading = "Liabilities", Rows = RowsFor(AccountType.Liability) },
-                new ReportSection { Heading = "Equity", Rows = RowsFor(AccountType.Equity) },
-                new ReportSection { Heading = "Income", Rows = RowsFor(AccountType.Income) },
-                new ReportSection { Heading = "Expenses", Rows = RowsFor(AccountType.Expense) }
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Assets"), Rows = RowsFor(AccountType.Asset) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Liabilities"), Rows = RowsFor(AccountType.Liability) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Equity"), Rows = RowsFor(AccountType.Equity) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Income"), Rows = RowsFor(AccountType.Income) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Expenses"), Rows = RowsFor(AccountType.Expense) }
             ],
             GrandTotal = null,
             SummaryColumns = null
         };
     }
 
-    private static IReadOnlyList<string> RowCells(AccountBalance a, bool includeBalances) => includeBalances
+    private IReadOnlyList<string> RowCells(AccountBalance a, bool includeBalances) => includeBalances
         ? [a.AccountNumber, FormatName(a), FormatBalance(a)]
         : [a.AccountNumber, FormatName(a)];
 
-    private static string FormatName(AccountBalance a)
+    private string FormatName(AccountBalance a)
     {
-        if (a.IsSystem && a.IsBankAccount) return $"{a.Name} (System, Bank)";
-        if (a.IsSystem) return $"{a.Name} (System)";
-        if (a.IsBankAccount) return $"{a.Name} (Bank)";
+        if (a.IsSystem && a.IsBankAccount) return _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_NameSystemBank", a.Name);
+        if (a.IsSystem) return _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_NameSystem", a.Name);
+        if (a.IsBankAccount) return _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_NameBank", a.Name);
         return a.Name;
     }
 
-    private static string FormatBalance(AccountBalance a) => a.HasError ? "Error" : a.Balance?.ToString("F2") ?? "Error";
+    private string FormatBalance(AccountBalance a) =>
+        a.HasError || a.Balance is not { } balance
+            ? _localizer.Get<ReportsResource>("Reports_ChartOfAccounts_BalanceError")
+            : MoneyFormatter.Format(balance);
 }
diff --git a/src/StageFright.Reports/Providers/CommitteeReportProvider.cs b/src/StageFright.Reports/Providers/CommitteeReportProvider.cs
index 1f0f737e..ed0477d3 100644
--- a/src/StageFright.Reports/Providers/CommitteeReportProvider.cs
+++ b/src/StageFright.Reports/Providers/CommitteeReportProvider.cs
@@ -1,7 +1,9 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -17,15 +19,17 @@ public class CommitteeReportProvider : IReportProvider
 {
     private readonly ICommitteePositionRecordRepository _committeePositionRecords;
     private readonly IMemberRepository _members;
+    private readonly ILocalizer _localizer;
 
-    public CommitteeReportProvider(ICommitteePositionRecordRepository committeePositionRecords, IMemberRepository members)
+    public CommitteeReportProvider(ICommitteePositionRecordRepository committeePositionRecords, IMemberRepository members, ILocalizer localizer)
     {
         _committeePositionRecords = committeePositionRecords;
         _members = members;
+        _localizer = localizer;
     }
 
     public string ReportId => "committee-report";
-    public string ReportName => "Committee Report";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_Committee_Name");
     public string ModuleName => "Members";
     public int DisplayOrder => 20;
 
@@ -35,8 +39,14 @@ public CommitteeReportProvider(ICommitteePositionRecordRepository committeePosit
         {
             Key = "memberFilter",
             Type = ReportFilterType.Select,
-            Label = "Member Status",
+            Label = _localizer.Get<ReportsResource>("Reports_Committee_MemberStatusFilterLabel"),
             Options = ["Active Only", "Archived Only", "All"],
+            OptionLabels =
+            [
+                _localizer.Get<ReportsResource>("Reports_Filter_OptionActiveOnly"),
+                _localizer.Get<ReportsResource>("Reports_Filter_OptionArchivedOnly"),
+                _localizer.Get<ReportsResource>("Reports_Filter_OptionAll")
+            ],
             DefaultValue = "Active Only"
         }
     ];
@@ -88,19 +98,19 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
         return new ReportData
         {
-            Title = "Committee Report",
-            SubTitle = $"Filter: {memberFilter} — {DateTime.UtcNow:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_Committee_Name"),
+            SubTitle = _localizer.Get<ReportsResource>("Reports_Committee_SubTitle", memberFilter, DateTime.UtcNow.ToString("d MMMM yyyy")),
             GeneratedAt = DateTime.UtcNow,
             Columns =
             [
-                new ReportColumn { Header = "Year", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Position", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Member(s)", Alignment = ReportColumnAlignment.Left }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Committee_YearColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Committee_PositionColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Committee_MembersColumn"), Alignment = ReportColumnAlignment.Left }
             ],
             SummaryColumns =
             [
-                new ReportColumn { Header = "Year", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Positions Recorded", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Committee_YearColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Committee_PositionsRecordedColumn"), Alignment = ReportColumnAlignment.Right }
             ],
             Sections = sections
         };
@@ -108,11 +118,16 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
     private static readonly string[] NamedRoleKeys = ["president", "secretary", "treasurer"];
 
-    private static readonly Dictionary<string, string> NamedRoleLabels = new()
+    /// <summary>
+    /// The localised display label for a canonical office-holder role. The lookup key
+    /// (<paramref name="roleKey"/>) stays the culture-invariant lowercase token used for matching.
+    /// </summary>
+    private string NamedRoleLabel(string roleKey) => roleKey switch
     {
-        ["president"] = "President",
-        ["secretary"] = "Secretary",
-        ["treasurer"] = "Treasurer"
+        "president" => _localizer.Get<ReportsResource>("Reports_Committee_RolePresident"),
+        "secretary" => _localizer.Get<ReportsResource>("Reports_Committee_RoleSecretary"),
+        "treasurer" => _localizer.Get<ReportsResource>("Reports_Committee_RoleTreasurer"),
+        _ => roleKey
     };
 
     /// <summary>
@@ -121,7 +136,7 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
     /// then "General Committee Members" last for blank/whitespace-only positions. Matching is
     /// case-insensitive and trimmed (FR-007); members within a line are listed alphabetically (FR-006/FR-006a/FR-010).
     /// </summary>
-    private static List<ReportRow> BuildPositionLines(
+    private List<ReportRow> BuildPositionLines(
         int year,
         List<(Core.Entities.Member Member, Core.Entities.CommitteePositionRecord PositionRecord)> yearRecords)
     {
@@ -142,7 +157,7 @@ private static List<ReportRow> BuildPositionLines(
             var key = trimmed.ToLowerInvariant();
             if (!positionGroups.TryGetValue(key, out var group))
             {
-                var displayLabel = NamedRoleLabels.TryGetValue(key, out var canonicalLabel) ? canonicalLabel : trimmed;
+                var displayLabel = NamedRoleKeys.Contains(key) ? NamedRoleLabel(key) : trimmed;
                 group = (displayLabel, []);
                 positionGroups[key] = group;
             }
@@ -153,10 +168,10 @@ private static List<ReportRow> BuildPositionLines(
 
         foreach (var roleKey in NamedRoleKeys)
         {
-            var label = NamedRoleLabels[roleKey];
+            var label = NamedRoleLabel(roleKey);
             var memberText = positionGroups.TryGetValue(roleKey, out var group)
                 ? FormatHolders(group.Holders)
-                : "Vacant";
+                : _localizer.Get<ReportsResource>("Reports_Committee_Vacant");
             rows.Add(new ReportRow { Cells = [year.ToString(), label, memberText] });
         }
 
@@ -171,7 +186,7 @@ private static List<ReportRow> BuildPositionLines(
 
         if (generalMembers.Count > 0)
         {
-            rows.Add(new ReportRow { Cells = [year.ToString(), "General Committee Members", JoinAlphabetically(generalMembers)] });
+            rows.Add(new ReportRow { Cells = [year.ToString(), _localizer.Get<ReportsResource>("Reports_Committee_GeneralCommitteeMembers"), JoinAlphabetically(generalMembers)] });
         }
 
         return rows;
@@ -183,19 +198,20 @@ private static List<ReportRow> BuildPositionLines(
     /// 'present')" per holder, ordered by StartDate. Multiple legacy holders (no StartDate to
     /// order by) keep the pre-existing plain alphabetical comma-join.
     /// </summary>
-    private static string FormatHolders(List<(Core.Entities.Member Member, Core.Entities.CommitteePositionRecord PositionRecord)> holders)
+    private string FormatHolders(List<(Core.Entities.Member Member, Core.Entities.CommitteePositionRecord PositionRecord)> holders)
     {
         if (holders.Count == 1)
             return holders[0].Member.SortableFullName;
 
         if (holders.All(h => h.PositionRecord.StartDate.HasValue))
         {
+            var presentLabel = _localizer.Get<ReportsResource>("Reports_Committee_Present");
             return string.Join(", ", holders
                 .OrderBy(h => h.PositionRecord.StartDate)
                 .Select(h =>
                 {
                     var start = h.PositionRecord.StartDate!.Value.ToString("d MMM yyyy");
-                    var end = h.PositionRecord.EndDate.HasValue ? h.PositionRecord.EndDate.Value.ToString("d MMM yyyy") : "present";
+                    var end = h.PositionRecord.EndDate.HasValue ? h.PositionRecord.EndDate.Value.ToString("d MMM yyyy") : presentLabel;
                     return $"{h.Member.SortableFullName} ({start}–{end})";
                 }));
         }
diff --git a/src/StageFright.Reports/Providers/GeneralLedgerReportProvider.cs b/src/StageFright.Reports/Providers/GeneralLedgerReportProvider.cs
index cceef638..3697a4d1 100644
--- a/src/StageFright.Reports/Providers/GeneralLedgerReportProvider.cs
+++ b/src/StageFright.Reports/Providers/GeneralLedgerReportProvider.cs
@@ -1,8 +1,10 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -17,23 +19,25 @@ public class GeneralLedgerReportProvider : IReportProvider
 {
     private readonly IGLRepository _gl;
     private readonly IAccountRepository _accounts;
+    private readonly ILocalizer _localizer;
 
-    public GeneralLedgerReportProvider(IGLRepository gl, IAccountRepository accounts)
+    public GeneralLedgerReportProvider(IGLRepository gl, IAccountRepository accounts, ILocalizer localizer)
     {
         _gl = gl;
         _accounts = accounts;
+        _localizer = localizer;
     }
 
     public string ReportId => "general-ledger";
-    public string ReportName => "General Ledger";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_GeneralLedger_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 35;
 
     public IReadOnlyList<ReportFilterDefinition> Filters =>
     [
-        new ReportFilterDefinition { Key = "account", Type = ReportFilterType.Text, Label = "Account (number or name, blank = all)", DefaultValue = "" },
-        new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = "From", DefaultValue = $"{DateTime.UtcNow.Year}-01-01" },
-        new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = "To", DefaultValue = $"{DateTime.UtcNow.Year}-12-31" }
+        new ReportFilterDefinition { Key = "account", Type = ReportFilterType.Text, Label = _localizer.Get<ReportsResource>("Reports_Filter_AccountNumberOrName"), DefaultValue = "" },
+        new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_From"), DefaultValue = $"{DateTime.UtcNow.Year}-01-01" },
+        new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_To"), DefaultValue = $"{DateTime.UtcNow.Year}-12-31" }
     ];
 
     public async Task<ReportData> GenerateAsync(ReportFilterValues filters, CancellationToken ct = default)
@@ -63,7 +67,7 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
             var rows = new List<ReportRow>
             {
-                new() { Cells = ["", "Opening Balance", "", "", FormatCurrency(opening)] }
+                new() { Cells = ["", _localizer.Get<ReportsResource>("Reports_Common_OpeningBalance"), "", "", FormatCurrency(opening)] }
             };
 
             var runningBalance = opening;
@@ -87,22 +91,23 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
             {
                 Heading = $"{account.Name} ({account.AccountNumber})",
                 Rows = rows,
-                Subtotal = new ReportRow { Cells = ["", "Closing Balance", "", "", FormatCurrency(runningBalance)], IsEmphasized = true }
+                Subtotal = new ReportRow { Cells = ["", _localizer.Get<ReportsResource>("Reports_Common_ClosingBalance"), "", "", FormatCurrency(runningBalance)], IsEmphasized = true }
             });
         }
 
         return new ReportData
         {
-            Title = "General Ledger",
-            SubTitle = $"{from:d MMMM yyyy} – {to:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_GeneralLedger_Name"),
+            SubTitle = _localizer.Get<ReportsResource>("Reports_Common_DateRangeSubtitle", from.ToString("d MMMM yyyy"), to.ToString("d MMMM yyyy")),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns =
             [
-                new ReportColumn { Header = "Date", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Description", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Debit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Credit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Balance", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Date"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Description"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Debit"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Credit"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Balance"), Alignment = ReportColumnAlignment.Right }
             ],
             Sections = sections
         };
@@ -120,5 +125,5 @@ private static (DateTime From, DateTime To) ParseDateRange(ReportFilterValues fi
         return (from, to);
     }
 
-    private static string FormatCurrency(decimal amount) => amount.ToString("F2");
+    private static string FormatCurrency(decimal amount) => MoneyFormatter.Format(amount);
 }
diff --git a/src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs b/src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs
index dfbee060..d5d4ceae 100644
--- a/src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs
+++ b/src/StageFright.Reports/Providers/IncomeStatementReportProvider.cs
@@ -1,9 +1,11 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -20,16 +22,18 @@ public class IncomeStatementReportProvider : IReportProvider
     private readonly IGLRepository _gl;
     private readonly IAccountRepository _accounts;
     private readonly ISettingsRepository _settings;
+    private readonly ILocalizer _localizer;
 
-    public IncomeStatementReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings)
+    public IncomeStatementReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings, ILocalizer localizer)
     {
         _gl = gl;
         _accounts = accounts;
         _settings = settings;
+        _localizer = localizer;
     }
 
     public string ReportId => "income-statement";
-    public string ReportName => "Statement of Income & Expenditure";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_IncomeStatement_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 10;
 
@@ -40,10 +44,23 @@ public IReadOnlyList<ReportFilterDefinition> Filters
             var (from, to) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FinancialYearCalculator.DefaultStartMonth);
             return
             [
-                new ReportFilterDefinition { Key = "period", Type = ReportFilterType.Select, Label = "Period", Options = ["This FY", "Last FY", "Custom"], DefaultValue = "This FY" },
-                new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = "From (custom period)", DefaultValue = $"{from:yyyy-MM-dd}" },
-                new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = "To (custom period)", DefaultValue = $"{to:yyyy-MM-dd}" },
-                new ReportFilterDefinition { Key = "compare", Type = ReportFilterType.Boolean, Label = "Show prior-year comparison", DefaultValue = "false" }
+                new ReportFilterDefinition
+                {
+                    Key = "period",
+                    Type = ReportFilterType.Select,
+                    Label = _localizer.Get<ReportsResource>("Reports_IncomeStatement_PeriodFilterLabel"),
+                    Options = ["This FY", "Last FY", "Custom"],
+                    OptionLabels =
+                    [
+                        _localizer.Get<ReportsResource>("Reports_Filter_OptionThisFy"),
+                        _localizer.Get<ReportsResource>("Reports_Filter_OptionLastFy"),
+                        _localizer.Get<ReportsResource>("Reports_Filter_OptionCustom")
+                    ],
+                    DefaultValue = "This FY"
+                },
+                new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_IncomeStatement_DateFromFilterLabel"), DefaultValue = $"{from:yyyy-MM-dd}" },
+                new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_IncomeStatement_DateToFilterLabel"), DefaultValue = $"{to:yyyy-MM-dd}" },
+                new ReportFilterDefinition { Key = "compare", Type = ReportFilterType.Boolean, Label = _localizer.Get<ReportsResource>("Reports_IncomeStatement_CompareFilterLabel"), DefaultValue = "false" }
             ];
         }
     }
@@ -52,8 +69,9 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
     {
         var settings = await _settings.GetAsync(ct);
         var startMonth = settings?.FinancialYearStartMonth ?? FinancialYearCalculator.DefaultStartMonth;
+        var startDay = settings?.FinancialYearStartDay ?? FinancialYearCalculator.DefaultStartDay;
 
-        var (from, to) = ResolvePeriod(filters, startMonth);
+        var (from, to, isPartYear) = ResolvePeriod(filters, startMonth, startDay, settings?.InceptionDate);
         var compare = bool.TryParse(filters.Get("compare"), out var cmp) && cmp;
 
         var allAccounts = (await _accounts.GetAllAsync(ct)).Concat(await _accounts.GetArchivedAsync(ct)).ToList();
@@ -82,14 +100,14 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
         List<ReportColumn> columns = compare
             ?
             [
-                new ReportColumn { Header = "Account", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Current Period", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Prior Period", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Account"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_IncomeStatement_CurrentPeriodColumn"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_IncomeStatement_PriorPeriodColumn"), Alignment = ReportColumnAlignment.Right }
             ]
             :
             [
-                new ReportColumn { Header = "Account", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Amount", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Account"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Amount"), Alignment = ReportColumnAlignment.Right }
             ];
 
         ReportRow TotalRow(string label, decimal amount, decimal priorAmount) => new()
@@ -102,18 +120,24 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
         return new ReportData
         {
-            Title = "Statement of Income & Expenditure",
-            SubTitle = compare
-                ? $"{from:d MMMM yyyy} – {to:d MMMM yyyy} (compared to {priorFrom:d MMMM yyyy} – {priorTo:d MMMM yyyy})"
-                : $"{from:d MMMM yyyy} – {to:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_IncomeStatement_Name"),
+            SubTitle = PartYearSubtitle.Wrap(
+                _localizer,
+                compare
+                    ? _localizer.Get<ReportsResource>("Reports_IncomeStatement_SubTitleCompare",
+                        from.ToString("d MMMM yyyy"), to.ToString("d MMMM yyyy"),
+                        priorFrom.ToString("d MMMM yyyy"), priorTo.ToString("d MMMM yyyy"))
+                    : _localizer.Get<ReportsResource>("Reports_Common_DateRangeSubtitle", from.ToString("d MMMM yyyy"), to.ToString("d MMMM yyyy")),
+                isPartYear),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns = columns,
             Sections =
             [
-                new ReportSection { Heading = "Income", Rows = incomeRows, Subtotal = TotalRow("Total Income", totalIncome, priorTotalIncome) },
-                new ReportSection { Heading = "Expenses", Rows = expenseRows, Subtotal = TotalRow("Total Expenses", totalExpenses, priorTotalExpenses) }
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Income"), Rows = incomeRows, Subtotal = TotalRow(_localizer.Get<ReportsResource>("Reports_IncomeStatement_TotalIncome"), totalIncome, priorTotalIncome) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Expenses"), Rows = expenseRows, Subtotal = TotalRow(_localizer.Get<ReportsResource>("Reports_IncomeStatement_TotalExpenses"), totalExpenses, priorTotalExpenses) }
             ],
-            GrandTotal = TotalRow(surplus >= 0 ? "Surplus" : "(Deficit)", surplus, priorSurplus)
+            GrandTotal = TotalRow(surplus >= 0 ? _localizer.Get<ReportsResource>("Reports_IncomeStatement_Surplus") : _localizer.Get<ReportsResource>("Reports_IncomeStatement_Deficit"), surplus, priorSurplus)
         };
     }
 
@@ -149,28 +173,29 @@ private static (List<ReportRow> Rows, decimal Total, decimal PriorTotal) BuildRo
         return (rows, total, priorTotal);
     }
 
-    private static (DateTime From, DateTime To) ResolvePeriod(ReportFilterValues filters, int startMonth)
+    private static (DateTime From, DateTime To, bool IsPartYear) ResolvePeriod(
+        ReportFilterValues filters, int startMonth, int startDay, DateTime? inceptionDate)
     {
         var period = filters.Get("period");
 
         if (string.Equals(period, "Last FY", StringComparison.OrdinalIgnoreCase))
-            return FinancialYearCalculator.GetPreviousRange(DateTime.UtcNow, startMonth);
+            return FinancialYearCalculator.GetPreviousRange(DateTime.UtcNow, startMonth, startDay, inceptionDate);
 
         if (string.Equals(period, "Custom", StringComparison.OrdinalIgnoreCase))
         {
-            var (fyFrom, fyTo) = FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth);
+            var (fyFrom, fyTo) = FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth, startDay);
             var from = DateTime.TryParse(filters.Get("dateFrom"), out var df)
                 ? DateTime.SpecifyKind(df.Date, DateTimeKind.Utc)
                 : fyFrom;
             var to = DateTime.TryParse(filters.Get("dateTo"), out var dt)
                 ? new DateTime(dt.Year, dt.Month, dt.Day, 23, 59, 59, DateTimeKind.Utc)
                 : fyTo;
-            return (from, to);
+            return (from, to, false);
         }
 
         // "This FY" (default / unrecognised value)
-        return FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth);
+        return FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth, startDay, inceptionDate);
     }
 
-    private static string FormatCurrency(decimal amount) => amount.ToString("F2");
+    private static string FormatCurrency(decimal amount) => MoneyFormatter.Format(amount);
 }
diff --git a/src/StageFright.Reports/Providers/MemberAccountSummaryReportProvider.cs b/src/StageFright.Reports/Providers/MemberAccountSummaryReportProvider.cs
index 5452c163..26506473 100644
--- a/src/StageFright.Reports/Providers/MemberAccountSummaryReportProvider.cs
+++ b/src/StageFright.Reports/Providers/MemberAccountSummaryReportProvider.cs
@@ -1,7 +1,9 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -18,24 +20,26 @@ public class MemberAccountSummaryReportProvider : IReportProvider
     private readonly IGLRepository _gl;
     private readonly IMemberRepository _members;
     private readonly IMemberBalanceService _balances;
+    private readonly ILocalizer _localizer;
 
-    public MemberAccountSummaryReportProvider(IGLRepository gl, IMemberRepository members, IMemberBalanceService balances)
+    public MemberAccountSummaryReportProvider(IGLRepository gl, IMemberRepository members, IMemberBalanceService balances, ILocalizer localizer)
     {
         _gl = gl;
         _members = members;
         _balances = balances;
+        _localizer = localizer;
     }
 
     public string ReportId => "member-account-summary";
-    public string ReportName => "Member Account Summary";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 40;
 
     public IReadOnlyList<ReportFilterDefinition> Filters =>
     [
-        new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = "From", DefaultValue = $"{DateTime.UtcNow.Year}-01-01" },
-        new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = "To", DefaultValue = $"{DateTime.UtcNow.Year}-12-31" },
-        new ReportFilterDefinition { Key = "includeArchived", Type = ReportFilterType.Boolean, Label = "Show Archived Members", DefaultValue = "false" }
+        new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_From"), DefaultValue = $"{DateTime.UtcNow.Year}-01-01" },
+        new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_To"), DefaultValue = $"{DateTime.UtcNow.Year}-12-31" },
+        new ReportFilterDefinition { Key = "includeArchived", Type = ReportFilterType.Boolean, Label = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_IncludeArchivedFilterLabel"), DefaultValue = "false" }
     ];
 
     public async Task<ReportData> GenerateAsync(ReportFilterValues filters, CancellationToken ct = default)
@@ -93,7 +97,7 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
             var rows = new List<ReportRow>
             {
-                new() { Cells = ["Opening Balance", string.Empty, string.Empty, string.Empty, FormatCurrency(openingBalance)] }
+                new() { Cells = [_localizer.Get<ReportsResource>("Reports_Common_OpeningBalance"), string.Empty, string.Empty, string.Empty, FormatCurrency(openingBalance)] }
             };
 
             // Only show line items still relevant to what's owed: transactions tied to a fee
@@ -118,22 +122,24 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
             rows.Add(new ReportRow
             {
-                Cells = ["Closing Balance", string.Empty, string.Empty, string.Empty, FormatCurrency(closingBalance)],
+                Cells = [_localizer.Get<ReportsResource>("Reports_Common_ClosingBalance"), string.Empty, string.Empty, string.Empty, FormatCurrency(closingBalance)],
                 IsEmphasized = true
             });
 
             // Aging is not repeated here — it's already shown per-bucket on the collapsed
             // member summary row (SummaryRow below).
-            var label = member.IsDeleted ? $"{member.SortableFullName} (Archived)" : member.SortableFullName;
+            var label = member.IsDeleted
+                ? _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_ArchivedSuffix", member.SortableFullName)
+                : member.SortableFullName;
             var summaryRow = new ReportRow
             {
                 Cells =
                 [
                     label,
-                    $"Current: {FormatCurrency(aging0)}",
-                    $"30 days: {FormatCurrency(aging30)}",
-                    $"60 days: {FormatCurrency(aging60)}",
-                    $"90+ days: {FormatCurrency(aging90Plus)}",
+                    _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_AgingCurrent", FormatCurrency(aging0)),
+                    _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_Aging30", FormatCurrency(aging30)),
+                    _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_Aging60", FormatCurrency(aging60)),
+                    _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_Aging90Plus", FormatCurrency(aging90Plus)),
                     FormatCurrency(closingBalance)
                 ]
             };
@@ -142,25 +148,26 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
 
         return new ReportData
         {
-            Title = "Member Account Summary",
-            SubTitle = $"{from:d MMMM yyyy} – {to:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_Name"),
+            SubTitle = _localizer.Get<ReportsResource>("Reports_Common_DateRangeSubtitle", from.ToString("d MMMM yyyy"), to.ToString("d MMMM yyyy")),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns =
             [
-                new ReportColumn { Header = "Date / Item", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Description", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Debit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Credit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Balance", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_DateItemColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Description"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Debit"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Credit"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Balance"), Alignment = ReportColumnAlignment.Right }
             ],
             SummaryColumns =
             [
-                new ReportColumn { Header = "Member", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Current", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "30 Days", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "60 Days", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "90+ Days", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Balance", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_MemberColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_CurrentColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_ThirtyDaysColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_SixtyDaysColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberAccountSummary_NinetyPlusDaysColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Balance"), Alignment = ReportColumnAlignment.Right }
             ],
             Sections = sections
         };
@@ -178,5 +185,5 @@ private static (DateTime From, DateTime To) ParseDateRange(ReportFilterValues fi
         return (from, to);
     }
 
-    private static string FormatCurrency(decimal amount) => amount.ToString("F2");
+    private static string FormatCurrency(decimal amount) => MoneyFormatter.Format(amount);
 }
diff --git a/src/StageFright.Reports/Providers/MemberListReportProvider.cs b/src/StageFright.Reports/Providers/MemberListReportProvider.cs
index 0dc190dd..923279d5 100644
--- a/src/StageFright.Reports/Providers/MemberListReportProvider.cs
+++ b/src/StageFright.Reports/Providers/MemberListReportProvider.cs
@@ -1,8 +1,10 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Members;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -15,15 +17,17 @@ public class MemberListReportProvider : IReportProvider
 {
     private readonly IMemberRepository _members;
     private readonly AgeCalculationService _ageCalc;
+    private readonly ILocalizer _localizer;
 
-    public MemberListReportProvider(IMemberRepository members, AgeCalculationService ageCalc)
+    public MemberListReportProvider(IMemberRepository members, AgeCalculationService ageCalc, ILocalizer localizer)
     {
         _members = members;
         _ageCalc = ageCalc;
+        _localizer = localizer;
     }
 
     public string ReportId => "member-list";
-    public string ReportName => "Member List";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_MemberList_Name");
     public string ModuleName => "Members";
     public int DisplayOrder => 10;
 
@@ -33,8 +37,15 @@ public MemberListReportProvider(IMemberRepository members, AgeCalculationService
         {
             Key = "memberStatus",
             Type = ReportFilterType.Select,
-            Label = "Status",
+            Label = _localizer.Get<ReportsResource>("Reports_MemberList_StatusFilterLabel"),
             Options = ["Active", "Inactive", "Archived", "All"],
+            OptionLabels =
+            [
+                _localizer.Enum(MemberStatus.Active),
+                _localizer.Enum(MemberStatus.Inactive),
+                _localizer.Get<ReportsResource>("Reports_Filter_OptionArchived"),
+                _localizer.Get<ReportsResource>("Reports_Filter_OptionAll")
+            ],
             DefaultValue = "Active"
         }
     ];
@@ -68,25 +79,27 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
                         m.Email ?? string.Empty,
                         m.JoinDate.ToString("yyyy-MM-dd"),
                         ageStr ?? string.Empty,
-                        m.IsDeleted ? "Archived" : m.Status.ToString()
+                        m.IsDeleted
+                            ? _localizer.Get<ReportsResource>("Reports_Filter_OptionArchived")
+                            : _localizer.Enum(m.Status)
                     ]
                 };
             }).ToList();
 
         return new ReportData
         {
-            Title = "Member List",
-            SubTitle = $"Status: {statusFilter} — {today:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_MemberList_Name"),
+            SubTitle = _localizer.Get<ReportsResource>("Reports_MemberList_SubTitle", statusFilter, today.ToString("d MMMM yyyy")),
             GeneratedAt = today,
             Columns =
             [
-                new ReportColumn { Header = "Name", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Address", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Phone", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Email", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Join Date", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Age", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Status", Alignment = ReportColumnAlignment.Left }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberList_NameColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberList_AddressColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberList_PhoneColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberList_EmailColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberList_JoinDateColumn"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberList_AgeColumn"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_MemberList_StatusColumn"), Alignment = ReportColumnAlignment.Left }
             ],
             Sections = [new ReportSection { Rows = rows }]
         };
diff --git a/src/StageFright.Reports/Providers/PartYearSubtitle.cs b/src/StageFright.Reports/Providers/PartYearSubtitle.cs
new file mode 100644
index 00000000..565d1a6c
--- /dev/null
+++ b/src/StageFright.Reports/Providers/PartYearSubtitle.cs
@@ -0,0 +1,18 @@
+using StageFright.Core.Localization;
+using StageFright.Reports.Resources;
+
+namespace StageFright.Reports.Providers;
+
+/// <summary>
+/// Wraps a financial-statement subtitle with the "part-year — first financial year" disclosure
+/// when the reported default period is an organisation's sub-twelve-month first financial year
+/// (spec 028, FR-022 / issue #353). A no-op when <c>isPartYear</c> is false, so a call site can
+/// apply it unconditionally.
+/// </summary>
+internal static class PartYearSubtitle
+{
+    public static string Wrap(ILocalizer localizer, string subtitle, bool isPartYear) =>
+        isPartYear
+            ? localizer.Get<ReportsResource>("Reports_Common_PartYearSubtitle", subtitle)
+            : subtitle;
+}
diff --git a/src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs b/src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs
index 99b436d4..487d0458 100644
--- a/src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs
+++ b/src/StageFright.Reports/Providers/TaxSummaryReportProvider.cs
@@ -1,8 +1,10 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -17,16 +19,18 @@ public class TaxSummaryReportProvider : IReportProvider
     private readonly IGLRepository _gl;
     private readonly IAccountRepository _accounts;
     private readonly ISettingsRepository _settings;
+    private readonly ILocalizer _localizer;
 
-    public TaxSummaryReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings)
+    public TaxSummaryReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings, ILocalizer localizer)
     {
         _gl = gl;
         _accounts = accounts;
         _settings = settings;
+        _localizer = localizer;
     }
 
     public string ReportId => "tax-summary";
-    public string ReportName => "Tax Summary";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_TaxSummary_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 60;
 
@@ -34,11 +38,11 @@ public IReadOnlyList<ReportFilterDefinition> Filters
     {
         get
         {
-            var (from, to) = GetCurrentQuarterRange(DateTime.UtcNow, FinancialYearCalculator.DefaultStartMonth);
+            var (from, to, _) = GetCurrentQuarterRange(DateTime.UtcNow, FinancialYearCalculator.DefaultStartMonth);
             return
             [
-                new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = "From", DefaultValue = $"{from:yyyy-MM-dd}" },
-                new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = "To", DefaultValue = $"{to:yyyy-MM-dd}" }
+                new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_From"), DefaultValue = $"{from:yyyy-MM-dd}" },
+                new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_To"), DefaultValue = $"{to:yyyy-MM-dd}" }
             ];
         }
     }
@@ -51,27 +55,27 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
         {
             return new ReportData
             {
-                Title = "Tax Summary",
-                SubTitle = "Sales tax does not apply to this organisation. Enable sales tax in Settings to generate a Tax Summary.",
+                Title = _localizer.Get<ReportsResource>("Reports_TaxSummary_Name"),
+                SubTitle = _localizer.Get<ReportsResource>("Reports_TaxSummary_SubTitleNotApplicable"),
                 GeneratedAt = DateTime.UtcNow,
+                BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
                 Columns =
                 [
-                    new ReportColumn { Header = "Description", Alignment = ReportColumnAlignment.Left },
-                    new ReportColumn { Header = "Amount", Alignment = ReportColumnAlignment.Right }
+                    new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Description"), Alignment = ReportColumnAlignment.Left },
+                    new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Amount"), Alignment = ReportColumnAlignment.Right }
                 ],
                 Sections = []
             };
         }
 
         var startMonth = settings.FinancialYearStartMonth;
-        var (qFrom, qTo) = GetCurrentQuarterRange(DateTime.UtcNow, startMonth);
+        var startDay = settings.FinancialYearStartDay;
+        var (qFrom, qTo, isPartYear) = GetCurrentQuarterRange(DateTime.UtcNow, startMonth, startDay, settings.InceptionDate);
 
-        var from = DateTime.TryParse(filters.Get("dateFrom"), out var df)
-            ? DateTime.SpecifyKind(df.Date, DateTimeKind.Utc)
-            : qFrom;
-        var to = DateTime.TryParse(filters.Get("dateTo"), out var dt)
-            ? new DateTime(dt.Year, dt.Month, dt.Day, 23, 59, 59, DateTimeKind.Utc)
-            : qTo;
+        var hasFrom = DateTime.TryParse(filters.Get("dateFrom"), out var df);
+        var hasTo = DateTime.TryParse(filters.Get("dateTo"), out var dt);
+        var from = hasFrom ? DateTime.SpecifyKind(df.Date, DateTimeKind.Utc) : qFrom;
+        var to = hasTo ? new DateTime(dt.Year, dt.Month, dt.Day, 23, 59, 59, DateTimeKind.Utc) : qTo;
 
         var accountTypes = (await _accounts.GetAllAsync(ct))
             .Concat(await _accounts.GetArchivedAsync(ct))
@@ -91,50 +95,77 @@ public async Task<ReportData> GenerateAsync(ReportFilterValues filters, Cancella
         var (taxCollectedDebits, taxCollectedCredits) = movements.GetValueOrDefault(SystemAccounts.TaxCollectedId);
         var (taxPaidDebits, taxPaidCredits) = movements.GetValueOrDefault(SystemAccounts.TaxPaidId);
 
-        var taxOnSales = taxCollectedCredits - taxCollectedDebits;   // net CR movement of Tax Collected (2310)
-        var taxOnPurchases = taxPaidDebits - taxPaidCredits;         // net DR movement of Tax Paid (2320)
+        var taxOnSales = taxCollectedCredits - taxCollectedDebits;   // net CR movement of Tax Collected (2310, Liability)
+        // Net DR movement of Tax Receivable (2320) — an Asset since spec 028 #355. The net calc reads
+        // directional GL movements, not the account's classification, so the sign convention here is
+        // unchanged by the re-type: net = tax on sales − tax on purchases, payable when positive.
+        var taxOnPurchases = taxPaidDebits - taxPaidCredits;
         var totalSales = totalTaxableSales + taxOnSales;
         var net = taxOnSales - taxOnPurchases;
 
         var rows = new List<ReportRow>
         {
-            DescriptionRow("Total taxable sales", totalSales),
-            DescriptionRow("Total tax-exempt sales", totalTaxExemptSales),
-            DescriptionRow("Tax collected on sales", taxOnSales),
-            DescriptionRow("Tax paid on purchases", taxOnPurchases)
+            DescriptionRow(_localizer.Get<ReportsResource>("Reports_TaxSummary_TotalTaxableSales"), totalSales),
+            DescriptionRow(_localizer.Get<ReportsResource>("Reports_TaxSummary_TotalTaxExemptSales"), totalTaxExemptSales),
+            DescriptionRow(_localizer.Get<ReportsResource>("Reports_TaxSummary_TaxCollectedOnSales"), taxOnSales),
+            DescriptionRow(_localizer.Get<ReportsResource>("Reports_TaxSummary_TaxPaidOnPurchases"), taxOnPurchases)
         };
 
         return new ReportData
         {
-            Title = "Tax Summary",
-            SubTitle = $"Accruals basis — {from:d MMMM yyyy} – {to:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_TaxSummary_Name"),
+            SubTitle = PartYearSubtitle.Wrap(
+                _localizer,
+                _localizer.Get<ReportsResource>("Reports_TaxSummary_SubTitle", from.ToString("d MMMM yyyy"), to.ToString("d MMMM yyyy")),
+                isPartYear && !hasFrom && !hasTo),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns =
             [
-                new ReportColumn { Header = "Description", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Amount", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Description"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Amount"), Alignment = ReportColumnAlignment.Right }
             ],
-            Sections = [new ReportSection { Heading = "Tax Summary", Rows = rows }],
+            Sections = [new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_TaxSummary_Name"), Rows = rows }],
             GrandTotal = new ReportRow
             {
-                Cells = [$"Net tax {(net >= 0 ? "payable" : "refundable")}", Math.Abs(net).ToString("F2")],
+                Cells =
+                [
+                    net >= 0
+                        ? _localizer.Get<ReportsResource>("Reports_TaxSummary_NetTaxPayable")
+                        : _localizer.Get<ReportsResource>("Reports_TaxSummary_NetTaxRefundable"),
+                    FormatCurrency(Math.Abs(net))
+                ],
                 IsEmphasized = true
             }
         };
     }
 
-    private static (DateTime From, DateTime To) GetCurrentQuarterRange(DateTime date, int startMonth)
+    private static (DateTime From, DateTime To, bool IsPartYear) GetCurrentQuarterRange(
+        DateTime date, int startMonth, int startDay = FinancialYearCalculator.DefaultStartDay, DateTime? inceptionDate = null)
     {
-        var (fyFrom, _) = FinancialYearCalculator.GetRange(date, startMonth);
+        var (fyFrom, _) = FinancialYearCalculator.GetRange(date, startMonth, startDay);
         var monthsElapsed = ((date.Year - fyFrom.Year) * 12) + date.Month - fyFrom.Month;
         var quarterIndex = monthsElapsed / 3;
         var qFrom = fyFrom.AddMonths(quarterIndex * 3);
         var qTo = qFrom.AddMonths(3).AddDays(-1);
-        return (qFrom, new DateTime(qTo.Year, qTo.Month, qTo.Day, 23, 59, 59, DateTimeKind.Utc));
+        var qToEod = new DateTime(qTo.Year, qTo.Month, qTo.Day, 23, 59, 59, DateTimeKind.Utc);
+
+        // When the organisation was founded partway through this quarter, the quarter opens on the
+        // inception date and is reported as a part-year (spec 028, FR-022 / issue #353).
+        if (inceptionDate is { } inc)
+        {
+            var opensAt = inc.Date;
+            if (opensAt > qFrom && opensAt <= qToEod)
+                return (new DateTime(opensAt.Year, opensAt.Month, opensAt.Day, 0, 0, 0, DateTimeKind.Utc), qToEod, true);
+        }
+
+        return (qFrom, qToEod, false);
     }
 
     private static ReportRow DescriptionRow(string description, decimal amount) => new()
     {
-        Cells = [description, amount.ToString("F2")]
+        Cells = [description, FormatCurrency(amount)]
     };
+
+    private static string FormatCurrency(decimal amount) => MoneyFormatter.Format(amount);
 }
diff --git a/src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs b/src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs
index 6836bbf0..bc98c2cd 100644
--- a/src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs
+++ b/src/StageFright.Reports/Providers/TrialBalanceReportProvider.cs
@@ -2,9 +2,11 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Providers;
 
@@ -13,23 +15,26 @@ namespace StageFright.Reports.Providers;
 /// Sections: Assets, Liabilities, Equity, Income, Expenses — grouped by AccountId
 /// (the denormalized Transaction.GLAccount string is a posting-time snapshot and is
 /// never used for aggregation). Default date range is the current financial year.
-/// Throws GLBalanceException if |TotalDebits − TotalCredits| > 0.01 per FR-034.
+/// Throws GLBalanceException on any non-zero difference between TotalDebits and
+/// TotalCredits — there is no tolerance band (FR-011).
 /// </summary>
 public class TrialBalanceReportProvider : IReportProvider
 {
     private readonly IGLRepository _gl;
     private readonly IAccountRepository _accounts;
     private readonly ISettingsRepository _settings;
+    private readonly ILocalizer _localizer;
 
-    public TrialBalanceReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings)
+    public TrialBalanceReportProvider(IGLRepository gl, IAccountRepository accounts, ISettingsRepository settings, ILocalizer localizer)
     {
         _gl = gl;
         _accounts = accounts;
         _settings = settings;
+        _localizer = localizer;
     }
 
     public string ReportId => "trial-balance";
-    public string ReportName => "Trial Balance";
+    public string ReportName => _localizer.Get<ReportsResource>("Reports_TrialBalance_Name");
     public string ModuleName => "Finance";
     public int DisplayOrder => 20;
 
@@ -40,22 +45,22 @@ public IReadOnlyList<ReportFilterDefinition> Filters
             var (from, to) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FinancialYearCalculator.DefaultStartMonth);
             return
             [
-                new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = "From", DefaultValue = $"{from:yyyy-MM-dd}" },
-                new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = "To", DefaultValue = $"{to:yyyy-MM-dd}" }
+                new ReportFilterDefinition { Key = "dateFrom", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_From"), DefaultValue = $"{from:yyyy-MM-dd}" },
+                new ReportFilterDefinition { Key = "dateTo", Type = ReportFilterType.Date, Label = _localizer.Get<ReportsResource>("Reports_Filter_To"), DefaultValue = $"{to:yyyy-MM-dd}" }
             ];
         }
     }
 
     public async Task<ReportData> GenerateAsync(ReportFilterValues filters, CancellationToken ct = default)
     {
-        var (from, to) = await ParseDateRangeAsync(filters, ct);
+        var (from, to, isPartYear) = await ParseDateRangeAsync(filters, ct);
         var (totalDebits, totalCredits) = await _gl.GetBalanceTotalsAsync(from, to, ct);
 
-        if (Math.Abs(totalDebits - totalCredits) > 0.01m)
+        if (totalDebits != totalCredits)
         {
             throw new GLBalanceException(
-                $"GL Balance Verification Failed: Total Debits (${totalDebits:F2}) ≠ Total Credits (${totalCredits:F2}). " +
-                "The Trial Balance cannot be generated while the ledger is out of balance.",
+                _localizer.Get<ReportsResource>("Reports_TrialBalance_GLImbalanceError",
+                    FormatCurrency(totalDebits), FormatCurrency(totalCredits)),
                 "Transaction",
                 "TrialBalance");
         }
@@ -88,45 +93,51 @@ List<ReportRow> RowsFor(AccountType type) => allAccounts
 
         return new ReportData
         {
-            Title = "Trial Balance",
-            SubTitle = $"{from:d MMMM yyyy} – {to:d MMMM yyyy}",
+            Title = _localizer.Get<ReportsResource>("Reports_TrialBalance_Name"),
+            SubTitle = PartYearSubtitle.Wrap(
+                _localizer,
+                _localizer.Get<ReportsResource>("Reports_Common_DateRangeSubtitle", from.ToString("d MMMM yyyy"), to.ToString("d MMMM yyyy")),
+                isPartYear),
             GeneratedAt = DateTime.UtcNow,
+            BasisOfAccounting = _localizer.Get<ReportsResource>("Reports_Common_BasisOfAccounting"),
             Columns =
             [
-                new ReportColumn { Header = "Account", Alignment = ReportColumnAlignment.Left },
-                new ReportColumn { Header = "Debit", Alignment = ReportColumnAlignment.Right },
-                new ReportColumn { Header = "Credit", Alignment = ReportColumnAlignment.Right }
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Account"), Alignment = ReportColumnAlignment.Left },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Debit"), Alignment = ReportColumnAlignment.Right },
+                new ReportColumn { Header = _localizer.Get<ReportsResource>("Reports_Column_Credit"), Alignment = ReportColumnAlignment.Right }
             ],
             Sections =
             [
-                new ReportSection { Heading = "Assets", Rows = RowsFor(AccountType.Asset) },
-                new ReportSection { Heading = "Liabilities", Rows = RowsFor(AccountType.Liability) },
-                new ReportSection { Heading = "Equity", Rows = RowsFor(AccountType.Equity) },
-                new ReportSection { Heading = "Income", Rows = RowsFor(AccountType.Income) },
-                new ReportSection { Heading = "Expenses", Rows = RowsFor(AccountType.Expense) }
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Assets"), Rows = RowsFor(AccountType.Asset) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Liabilities"), Rows = RowsFor(AccountType.Liability) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Equity"), Rows = RowsFor(AccountType.Equity) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Income"), Rows = RowsFor(AccountType.Income) },
+                new ReportSection { Heading = _localizer.Get<ReportsResource>("Reports_Section_Expenses"), Rows = RowsFor(AccountType.Expense) }
             ],
             GrandTotal = new ReportRow
             {
-                Cells = ["Totals", FormatCurrency(totalDebits), FormatCurrency(totalCredits)],
+                Cells = [_localizer.Get<ReportsResource>("Reports_TrialBalance_TotalsRow"), FormatCurrency(totalDebits), FormatCurrency(totalCredits)],
                 IsEmphasized = true
             }
         };
     }
 
-    private async Task<(DateTime From, DateTime To)> ParseDateRangeAsync(ReportFilterValues filters, CancellationToken ct)
+    private async Task<(DateTime From, DateTime To, bool IsPartYear)> ParseDateRangeAsync(ReportFilterValues filters, CancellationToken ct)
     {
         var settings = await _settings.GetAsync(ct);
         var startMonth = settings?.FinancialYearStartMonth ?? FinancialYearCalculator.DefaultStartMonth;
-        var (fyFrom, fyTo) = FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth);
+        var startDay = settings?.FinancialYearStartDay ?? FinancialYearCalculator.DefaultStartDay;
+        var (fyFrom, fyTo, isPartYear) = FinancialYearCalculator.GetRange(DateTime.UtcNow, startMonth, startDay, settings?.InceptionDate);
 
-        var from = DateTime.TryParse(filters.Get("dateFrom"), out var df)
-            ? DateTime.SpecifyKind(df.Date, DateTimeKind.Utc)
-            : fyFrom;
-        var to = DateTime.TryParse(filters.Get("dateTo"), out var dt)
-            ? new DateTime(dt.Year, dt.Month, dt.Day, 23, 59, 59, DateTimeKind.Utc)
-            : fyTo;
-        return (from, to);
+        var hasFrom = DateTime.TryParse(filters.Get("dateFrom"), out var df);
+        var hasTo = DateTime.TryParse(filters.Get("dateTo"), out var dt);
+        var from = hasFrom ? DateTime.SpecifyKind(df.Date, DateTimeKind.Utc) : fyFrom;
+        var to = hasTo ? new DateTime(dt.Year, dt.Month, dt.Day, 23, 59, 59, DateTimeKind.Utc) : fyTo;
+
+        // The part-year label describes the default FY-preset period only; a user-supplied custom
+        // range is never labelled.
+        return (from, to, isPartYear && !hasFrom && !hasTo);
     }
 
-    private static string FormatCurrency(decimal amount) => amount.ToString("F2");
+    private static string FormatCurrency(decimal amount) => MoneyFormatter.Format(amount);
 }
diff --git a/src/StageFright.Reports/Rendering/AgmAttendanceSheetPdfRenderer.cs b/src/StageFright.Reports/Rendering/AgmAttendanceSheetPdfRenderer.cs
index ee43821b..57f2c8d5 100644
--- a/src/StageFright.Reports/Rendering/AgmAttendanceSheetPdfRenderer.cs
+++ b/src/StageFright.Reports/Rendering/AgmAttendanceSheetPdfRenderer.cs
@@ -1,10 +1,23 @@
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Agm;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Rendering;
 
-/// <summary>Renders a printable AGM attendance report to PDF bytes via the shared checkbox-sheet layout.</summary>
+/// <summary>
+/// Renders a printable AGM attendance report to PDF bytes via the shared checkbox-sheet layout.
+/// Sheet chrome (title, date line, column headers) is sourced from <see cref="ReportsResource"/>;
+/// member names render verbatim.
+/// </summary>
 public class AgmAttendanceSheetPdfRenderer : IAgmAttendanceSheetPdfRenderer
 {
+    private readonly ILocalizer _localizer;
+
+    public AgmAttendanceSheetPdfRenderer(ILocalizer localizer)
+    {
+        _localizer = localizer;
+    }
+
     public byte[] Render(AgmAttendanceSheetData data, string organizationName = "")
     {
         var rows = data.Members
@@ -12,10 +25,12 @@ public byte[] Render(AgmAttendanceSheetData data, string organizationName = "")
             .ToList();
 
         return CheckboxSheetPdfBuilder.Build(
+            _localizer,
             organizationName,
-            title: "AGM Attendance Report",
-            dateLine: $"Annual General Meeting: {data.AgmDate:d MMMM yyyy}",
-            checkboxColumnHeader: "Attended",
+            title: _localizer.Get<ReportsResource>("Reports_AgmSheet_Title"),
+            dateLine: _localizer.Get<ReportsResource>(
+                "Reports_AgmResults_MeetingDateLine", data.AgmDate.ToString("d MMMM yyyy")),
+            checkboxColumnHeader: _localizer.Get<ReportsResource>("Reports_AgmSheet_AttendedColumn"),
             rows: rows);
     }
 }
diff --git a/src/StageFright.Reports/Rendering/AgmResultsPdfRenderer.cs b/src/StageFright.Reports/Rendering/AgmResultsPdfRenderer.cs
index 2ce1b210..160c56cd 100644
--- a/src/StageFright.Reports/Rendering/AgmResultsPdfRenderer.cs
+++ b/src/StageFright.Reports/Rendering/AgmResultsPdfRenderer.cs
@@ -1,22 +1,32 @@
 using QuestPDF.Fluent;
 using QuestPDF.Helpers;
 using QuestPDF.Infrastructure;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Agm;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Rendering;
 
 /// <summary>
 /// Renders a printable AGM results report to PDF bytes directly with QuestPDF — a plain
 /// position list, not a checkbox roll, so it doesn't use <see cref="CheckboxSheetPdfBuilder"/>;
-/// follows <see cref="PdfReportRenderer"/>'s page/header/footer layout instead.
+/// follows <see cref="PdfReportRenderer"/>'s page/header/footer layout instead. All page chrome
+/// is sourced from <see cref="ReportsResource"/>; position labels and member names render verbatim.
 /// </summary>
 public class AgmResultsPdfRenderer : IAgmResultsPdfRenderer
 {
+    private readonly ILocalizer _localizer;
+
     static AgmResultsPdfRenderer()
     {
         QuestPDF.Settings.License = LicenseType.Community;
     }
 
+    public AgmResultsPdfRenderer(ILocalizer localizer)
+    {
+        _localizer = localizer;
+    }
+
     public byte[] Render(AgmResultsData data, string organizationName = "")
     {
         var document = Document.Create(container =>
@@ -31,21 +41,23 @@ public byte[] Render(AgmResultsData data, string organizationName = "")
                 {
                     if (!string.IsNullOrWhiteSpace(organizationName))
                         col.Item().Text(organizationName).FontSize(22).Bold();
-                    col.Item().Text("AGM Results").FontSize(16).Bold();
-                    col.Item().Text($"Annual General Meeting: {data.AgmDate:d MMMM yyyy}")
+                    col.Item().Text(_localizer.Get<ReportsResource>("Reports_AgmResults_Title")).FontSize(16).Bold();
+                    col.Item().Text(_localizer.Get<ReportsResource>(
+                            "Reports_AgmResults_MeetingDateLine", data.AgmDate.ToString("d MMMM yyyy")))
                         .FontSize(11).FontColor(Colors.Grey.Darken1);
-                    col.Item().Text($"Attendance: {data.AttendedCount} of {data.TotalCount} members attended")
+                    col.Item().Text(_localizer.Get<ReportsResource>(
+                            "Reports_AgmResults_AttendanceLine", data.AttendedCount, data.TotalCount))
                         .FontSize(11).FontColor(Colors.Grey.Darken1);
                     col.Item().PaddingTop(4).LineHorizontal(0.5f);
                 });
 
                 page.Content().PaddingTop(10).Column(col =>
                 {
-                    col.Item().Text("Elected Positions").FontSize(12).Bold();
+                    col.Item().Text(_localizer.Get<ReportsResource>("Reports_AgmResults_ElectedPositionsHeading")).FontSize(12).Bold();
 
                     if (data.PositionLines.Count == 0 && data.GeneralCommitteeMemberNames.Count == 0)
                     {
-                        col.Item().PaddingTop(4).Text("No positions recorded.");
+                        col.Item().PaddingTop(4).Text(_localizer.Get<ReportsResource>("Reports_AgmResults_NoPositions"));
                         return;
                     }
 
@@ -53,14 +65,14 @@ public byte[] Render(AgmResultsData data, string organizationName = "")
                     {
                         col.Item().PaddingTop(4).Text(t =>
                         {
-                            t.Span($"{line.Label}: ").Bold();
+                            t.Span(_localizer.Get<ReportsResource>("Reports_AgmResults_PositionLabel", line.Label)).Bold();
                             t.Span(line.MemberText);
                         });
                     }
 
                     if (data.GeneralCommitteeMemberNames.Count > 0)
                     {
-                        col.Item().PaddingTop(4).Text("General Committee Member:").Bold();
+                        col.Item().PaddingTop(4).Text(_localizer.Get<ReportsResource>("Reports_AgmResults_GeneralCommitteeMemberLabel")).Bold();
                         foreach (var name in data.GeneralCommitteeMemberNames)
                         {
                             col.Item().PaddingTop(1).PaddingLeft(10).Text(name);
@@ -68,11 +80,13 @@ public byte[] Render(AgmResultsData data, string organizationName = "")
                     }
                 });
 
+                var pagePrefix = _localizer.Get<ReportsResource>("Reports_Render_PagePrefix");
+                var pageSeparator = _localizer.Get<ReportsResource>("Reports_Render_PageSeparator");
                 page.Footer().AlignRight().Text(text =>
                 {
-                    text.Span("Page ").FontSize(8);
+                    text.Span(pagePrefix).FontSize(8);
                     text.CurrentPageNumber().FontSize(8);
-                    text.Span(" of ").FontSize(8);
+                    text.Span(pageSeparator).FontSize(8);
                     text.TotalPages().FontSize(8);
                 });
             });
diff --git a/src/StageFright.Reports/Rendering/AttendanceRollPdfRenderer.cs b/src/StageFright.Reports/Rendering/AttendanceRollPdfRenderer.cs
index 7270e9c9..a4ed69e9 100644
--- a/src/StageFright.Reports/Rendering/AttendanceRollPdfRenderer.cs
+++ b/src/StageFright.Reports/Rendering/AttendanceRollPdfRenderer.cs
@@ -1,27 +1,37 @@
 using QuestPDF.Fluent;
 using QuestPDF.Helpers;
 using QuestPDF.Infrastructure;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Rehearsals;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Rendering;
 
-/// <summary>Renders a printable attendance roll to PDF bytes using QuestPDF.</summary>
+/// <summary>
+/// Renders a printable attendance roll to PDF bytes using QuestPDF. All page chrome
+/// (title, date line, column headers, footer page numbers) is sourced from
+/// <see cref="ReportsResource"/>; only member names are rendered verbatim.
+/// </summary>
 public class AttendanceRollPdfRenderer : IAttendanceRollPdfRenderer
 {
+    private readonly ILocalizer _localizer;
+
     static AttendanceRollPdfRenderer()
     {
         QuestPDF.Settings.License = LicenseType.Community;
     }
 
+    public AttendanceRollPdfRenderer(ILocalizer localizer)
+    {
+        _localizer = localizer;
+    }
+
     /// <summary>
     /// Conservative estimate of how many roll rows fit in one column of one A4 page at this
     /// renderer's font size/padding. Tuned via manual visual check (research.md Outstanding Risks).
     /// </summary>
     private const int RowsPerColumn = 32;
 
-    /// <summary>Static column heading for the fee-paid checkbox column — a short "Pd" (Paid) label, not a dollar amount.</summary>
-    private const string FeeHeaderText = "Pd";
-
     public byte[] Render(AttendanceRollData data, string organizationName = "")
     {
         var chunks = data.Members.Count == 0
@@ -58,11 +68,13 @@ public byte[] Render(AttendanceRollData data, string organizationName = "")
                             row.RelativeItem();
                     });
 
+                    var pagePrefix = _localizer.Get<ReportsResource>("Reports_Render_PagePrefix");
+                    var pageSeparator = _localizer.Get<ReportsResource>("Reports_Render_PageSeparator");
                     page.Footer().AlignRight().Text(text =>
                     {
-                        text.Span("Page ").FontSize(8);
+                        text.Span(pagePrefix).FontSize(8);
                         text.CurrentPageNumber().FontSize(8);
-                        text.Span(" of ").FontSize(8);
+                        text.Span(pageSeparator).FontSize(8);
                         text.TotalPages().FontSize(8);
                     });
                 });
@@ -72,18 +84,24 @@ public byte[] Render(AttendanceRollData data, string organizationName = "")
         return document.GeneratePdf();
     }
 
-    private static void BuildHeader(ColumnDescriptor col, AttendanceRollData data, string organizationName)
+    private void BuildHeader(ColumnDescriptor col, AttendanceRollData data, string organizationName)
     {
         if (!string.IsNullOrWhiteSpace(organizationName))
             col.Item().Text(organizationName).FontSize(22).Bold();
-        col.Item().Text("Attendance Roll").FontSize(16).Bold();
-        col.Item().Text($"Rehearsal: {data.RehearsalDate:d MMMM yyyy} at {data.RehearsalTime:hh\\:mm}")
+        col.Item().Text(_localizer.Get<ReportsResource>("Reports_AttendanceRoll_Title")).FontSize(16).Bold();
+        col.Item().Text(_localizer.Get<ReportsResource>(
+                "Reports_AttendanceRoll_DateLine",
+                data.RehearsalDate.ToString("d MMMM yyyy"),
+                data.RehearsalTime.ToString("hh\\:mm")))
             .FontSize(11).FontColor(Colors.Grey.Darken1);
         col.Item().PaddingTop(4).LineHorizontal(0.5f);
     }
 
-    private static void BuildMemberTable(IContainer container, IReadOnlyList<AttendanceRollMember> members)
+    private void BuildMemberTable(IContainer container, IReadOnlyList<AttendanceRollMember> members)
     {
+        var nameHeader = _localizer.Get<ReportsResource>("Reports_AttendanceRoll_NameColumn");
+        var presentHeader = _localizer.Get<ReportsResource>("Reports_AttendanceRoll_PresentColumn");
+        var feeHeader = _localizer.Get<ReportsResource>("Reports_AttendanceRoll_FeePaidColumn");
         container.Table(table =>
         {
             table.ColumnsDefinition(def =>
@@ -95,9 +113,9 @@ private static void BuildMemberTable(IContainer container, IReadOnlyList<Attenda
 
             table.Header(header =>
             {
-                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).Text("Name").Bold().FontSize(9);
-                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).AlignCenter().Text("Present").Bold().FontSize(9);
-                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).AlignCenter().Text(FeeHeaderText).Bold().FontSize(9);
+                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).Text(nameHeader).Bold().FontSize(9);
+                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).AlignCenter().Text(presentHeader).Bold().FontSize(9);
+                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).AlignCenter().Text(feeHeader).Bold().FontSize(9);
             });
 
             foreach (var member in members)
diff --git a/src/StageFright.Reports/Rendering/CheckboxSheetPdfBuilder.cs b/src/StageFright.Reports/Rendering/CheckboxSheetPdfBuilder.cs
index 50d805ce..3ddb0426 100644
--- a/src/StageFright.Reports/Rendering/CheckboxSheetPdfBuilder.cs
+++ b/src/StageFright.Reports/Rendering/CheckboxSheetPdfBuilder.cs
@@ -1,6 +1,8 @@
 using QuestPDF.Fluent;
 using QuestPDF.Helpers;
 using QuestPDF.Infrastructure;
+using StageFright.Core.Localization;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Rendering;
 
@@ -25,12 +27,17 @@ static CheckboxSheetPdfBuilder()
     private const int RowsPerColumn = 32;
 
     internal static byte[] Build(
+        ILocalizer localizer,
         string organizationName,
         string title,
         string dateLine,
         string checkboxColumnHeader,
         IReadOnlyList<(string LastName, string FirstName, bool Checked)> rows)
     {
+        var nameColumnHeader = localizer.Get<ReportsResource>("Reports_Sheet_NameColumn");
+        var pagePrefix = localizer.Get<ReportsResource>("Reports_Render_PagePrefix");
+        var pageSeparator = localizer.Get<ReportsResource>("Reports_Render_PageSeparator");
+
         var chunks = rows.Count == 0
             ? new[] { Array.Empty<(string LastName, string FirstName, bool Checked)>() }
             : rows.Chunk(RowsPerColumn * 2).ToArray();
@@ -57,19 +64,19 @@ internal static byte[] Build(
                         if (left.Length == 0)
                             return;
 
-                        row.RelativeItem().Element(c => BuildMemberTable(c, left, checkboxColumnHeader));
+                        row.RelativeItem().Element(c => BuildMemberTable(c, left, nameColumnHeader, checkboxColumnHeader));
 
                         if (right.Length > 0)
-                            row.RelativeItem().Element(c => BuildMemberTable(c, right, checkboxColumnHeader));
+                            row.RelativeItem().Element(c => BuildMemberTable(c, right, nameColumnHeader, checkboxColumnHeader));
                         else
                             row.RelativeItem();
                     });
 
                     page.Footer().AlignRight().Text(text =>
                     {
-                        text.Span("Page ").FontSize(8);
+                        text.Span(pagePrefix).FontSize(8);
                         text.CurrentPageNumber().FontSize(8);
-                        text.Span(" of ").FontSize(8);
+                        text.Span(pageSeparator).FontSize(8);
                         text.TotalPages().FontSize(8);
                     });
                 });
@@ -91,6 +98,7 @@ private static void BuildHeader(ColumnDescriptor col, string organizationName, s
     private static void BuildMemberTable(
         IContainer container,
         IReadOnlyList<(string LastName, string FirstName, bool Checked)> rows,
+        string nameColumnHeader,
         string checkboxColumnHeader)
     {
         container.Table(table =>
@@ -103,7 +111,7 @@ private static void BuildMemberTable(
 
             table.Header(header =>
             {
-                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).Text("Name").Bold().FontSize(9);
+                header.Cell().Background(Colors.Grey.Lighten3).Padding(7).Text(nameColumnHeader).Bold().FontSize(9);
                 header.Cell().Background(Colors.Grey.Lighten3).Padding(7).AlignCenter().Text(checkboxColumnHeader).Bold().FontSize(9);
             });
 
diff --git a/src/StageFright.Reports/Rendering/CsvReportExporter.cs b/src/StageFright.Reports/Rendering/CsvReportExporter.cs
index 7ae71a88..5e673021 100644
--- a/src/StageFright.Reports/Rendering/CsvReportExporter.cs
+++ b/src/StageFright.Reports/Rendering/CsvReportExporter.cs
@@ -70,6 +70,16 @@ public string Export(ReportData report)
             csv.NextRecord();
         }
 
+        // FR-012: trailing basis-of-accounting note record on financial statements.
+        // The text is self-labelled ("Basis of accounting: …"); remaining columns are blank.
+        if (!string.IsNullOrEmpty(report.BasisOfAccounting))
+        {
+            csv.WriteField(report.BasisOfAccounting);
+            for (var i = 1; i < report.Columns.Count; i++)
+                csv.WriteField(string.Empty);
+            csv.NextRecord();
+        }
+
         return sb.ToString();
     }
 }
diff --git a/src/StageFright.Reports/Rendering/EventAttendanceSheetPdfRenderer.cs b/src/StageFright.Reports/Rendering/EventAttendanceSheetPdfRenderer.cs
index e713a122..251454fc 100644
--- a/src/StageFright.Reports/Rendering/EventAttendanceSheetPdfRenderer.cs
+++ b/src/StageFright.Reports/Rendering/EventAttendanceSheetPdfRenderer.cs
@@ -1,10 +1,23 @@
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Events;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Rendering;
 
-/// <summary>Renders a printable event attendance sheet to PDF bytes via the shared checkbox-sheet layout.</summary>
+/// <summary>
+/// Renders a printable event attendance sheet to PDF bytes via the shared checkbox-sheet layout.
+/// Sheet chrome (title, date line, column headers) is sourced from <see cref="ReportsResource"/>;
+/// the event type name and member names render verbatim.
+/// </summary>
 public class EventAttendanceSheetPdfRenderer : IEventAttendanceSheetPdfRenderer
 {
+    private readonly ILocalizer _localizer;
+
+    public EventAttendanceSheetPdfRenderer(ILocalizer localizer)
+    {
+        _localizer = localizer;
+    }
+
     public byte[] Render(EventAttendanceSheetData data, string organizationName = "")
     {
         var rows = data.Members
@@ -12,10 +25,12 @@ public byte[] Render(EventAttendanceSheetData data, string organizationName = ""
             .ToList();
 
         return CheckboxSheetPdfBuilder.Build(
+            _localizer,
             organizationName,
-            title: "Event Attendance Sheet",
-            dateLine: $"{data.EventTypeName}: {data.EventDate:d MMMM yyyy}",
-            checkboxColumnHeader: "Participated",
+            title: _localizer.Get<ReportsResource>("Reports_EventSheet_Title"),
+            dateLine: _localizer.Get<ReportsResource>(
+                "Reports_EventSheet_DateLine", data.EventTypeName, data.EventDate.ToString("d MMMM yyyy")),
+            checkboxColumnHeader: _localizer.Get<ReportsResource>("Reports_EventSheet_ParticipatedColumn"),
             rows: rows);
     }
 }
diff --git a/src/StageFright.Reports/Rendering/PdfReportRenderer.cs b/src/StageFright.Reports/Rendering/PdfReportRenderer.cs
index 9859c2ed..0d932fc8 100644
--- a/src/StageFright.Reports/Rendering/PdfReportRenderer.cs
+++ b/src/StageFright.Reports/Rendering/PdfReportRenderer.cs
@@ -2,22 +2,33 @@
 using QuestPDF.Helpers;
 using QuestPDF.Infrastructure;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Rendering;
 
 /// <summary>
 /// Renders a ReportData structure to PDF bytes using QuestPDF.
 /// Includes title, subtitle, generation date, column headers, section headings,
-/// data rows, subtotals, and grand totals per FR-037.
+/// data rows, subtotals, and grand totals per FR-037. The report body text arrives
+/// pre-localized on <see cref="ReportData"/>; this renderer sources its own page
+/// furniture ("Generated: … UTC", the footer page numbers) from <see cref="ReportsResource"/>.
 /// </summary>
 public class PdfReportRenderer : IPdfReportRenderer
 {
+    private readonly ILocalizer _localizer;
+
     static PdfReportRenderer()
     {
         QuestPDF.Settings.License = LicenseType.Community;
     }
 
+    public PdfReportRenderer(ILocalizer localizer)
+    {
+        _localizer = localizer;
+    }
+
     public byte[] Render(ReportData report, string organizationName = "")
     {
         var document = Document.Create(container =>
@@ -35,8 +46,11 @@ public byte[] Render(ReportData report, string organizationName = "")
                     col.Item().Text(report.Title).FontSize(16).Bold();
                     if (!string.IsNullOrEmpty(report.SubTitle))
                         col.Item().Text(report.SubTitle).FontSize(11).FontColor(Colors.Grey.Darken1);
-                    col.Item().Text($"Generated: {report.GeneratedAt:d MMMM yyyy HH:mm} UTC")
+                    col.Item().Text(_localizer.Get<ReportsResource>(
+                            "Reports_Render_GeneratedAt", report.GeneratedAt.ToString("d MMMM yyyy HH:mm")))
                         .FontSize(9).FontColor(Colors.Grey.Medium);
+                    if (!string.IsNullOrWhiteSpace(report.BasisOfAccounting))
+                        col.Item().Text(report.BasisOfAccounting).FontSize(9).FontColor(Colors.Grey.Medium);
                     col.Item().PaddingTop(4).LineHorizontal(0.5f);
                 });
 
@@ -97,11 +111,13 @@ public byte[] Render(ReportData report, string organizationName = "")
                     });
                 });
 
+                var pagePrefix = _localizer.Get<ReportsResource>("Reports_Render_PagePrefix");
+                var pageSeparator = _localizer.Get<ReportsResource>("Reports_Render_PageSeparator");
                 page.Footer().AlignRight().Text(text =>
                 {
-                    text.Span("Page ").FontSize(8);
+                    text.Span(pagePrefix).FontSize(8);
                     text.CurrentPageNumber().FontSize(8);
-                    text.Span(" of ").FontSize(8);
+                    text.Span(pageSeparator).FontSize(8);
                     text.TotalPages().FontSize(8);
                 });
             });
diff --git a/src/StageFright.Reports/Resources/ReportsResource.cs b/src/StageFright.Reports/Resources/ReportsResource.cs
new file mode 100644
index 00000000..07a72aea
--- /dev/null
+++ b/src/StageFright.Reports/Resources/ReportsResource.cs
@@ -0,0 +1,11 @@
+namespace StageFright.Reports.Resources;
+
+/// <summary>
+/// Marker type that locates <c>ReportsResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{ReportsResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds every report's
+/// name, filter labels, column headers, section/subtotal/total labels, and fixed PDF/CSV
+/// annotations (FR-006).
+/// </summary>
+public class ReportsResource
+{
+}
diff --git a/src/StageFright.Reports/Resources/ReportsResource.en-US.resx b/src/StageFright.Reports/Resources/ReportsResource.en-US.resx
new file mode 100644
index 00000000..c1ca92d2
--- /dev/null
+++ b/src/StageFright.Reports/Resources/ReportsResource.en-US.resx
@@ -0,0 +1,615 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+
+  <!-- ============ Shared across reports (column headers, section headings, filter labels) ============ -->
+  <data name="Reports_Column_Account" xml:space="preserve">
+    <value>Account</value>
+  </data>
+  <data name="Reports_Column_Amount" xml:space="preserve">
+    <value>Amount</value>
+  </data>
+  <data name="Reports_Column_Debit" xml:space="preserve">
+    <value>Debit</value>
+  </data>
+  <data name="Reports_Column_Credit" xml:space="preserve">
+    <value>Credit</value>
+  </data>
+  <data name="Reports_Column_Date" xml:space="preserve">
+    <value>Date</value>
+  </data>
+  <data name="Reports_Column_Description" xml:space="preserve">
+    <value>Description</value>
+  </data>
+  <data name="Reports_Column_Balance" xml:space="preserve">
+    <value>Balance</value>
+  </data>
+  <data name="Reports_Section_Assets" xml:space="preserve">
+    <value>Assets</value>
+  </data>
+  <data name="Reports_Section_Liabilities" xml:space="preserve">
+    <value>Liabilities</value>
+  </data>
+  <data name="Reports_Section_Equity" xml:space="preserve">
+    <value>Equity</value>
+  </data>
+  <data name="Reports_Section_Income" xml:space="preserve">
+    <value>Income</value>
+  </data>
+  <data name="Reports_Section_Expenses" xml:space="preserve">
+    <value>Expenses</value>
+  </data>
+  <data name="Reports_Filter_From" xml:space="preserve">
+    <value>From</value>
+  </data>
+  <data name="Reports_Filter_To" xml:space="preserve">
+    <value>To</value>
+  </data>
+  <data name="Reports_Filter_AccountNumberOrName" xml:space="preserve">
+    <value>Account (number or name, blank = all)</value>
+  </data>
+  <data name="Reports_Filter_OptionAll" xml:space="preserve">
+    <value>All</value>
+    <comment>Synthetic report-filter option label; the option value stays the invariant token "All".</comment>
+  </data>
+  <data name="Reports_Filter_OptionArchived" xml:space="preserve">
+    <value>Archived</value>
+    <comment>Report-filter option label for archived members; option value stays the invariant token "Archived".</comment>
+  </data>
+  <data name="Reports_Filter_OptionActiveOnly" xml:space="preserve">
+    <value>Active Only</value>
+    <comment>Committee-report filter option label; option value stays the invariant token "Active Only".</comment>
+  </data>
+  <data name="Reports_Filter_OptionArchivedOnly" xml:space="preserve">
+    <value>Archived Only</value>
+    <comment>Committee-report filter option label; option value stays the invariant token "Archived Only".</comment>
+  </data>
+  <data name="Reports_Filter_OptionThisFy" xml:space="preserve">
+    <value>This FY</value>
+    <comment>Income-statement period filter option label; option value stays the invariant token "This FY".</comment>
+  </data>
+  <data name="Reports_Filter_OptionLastFy" xml:space="preserve">
+    <value>Last FY</value>
+    <comment>Income-statement period filter option label; option value stays the invariant token "Last FY".</comment>
+  </data>
+  <data name="Reports_Filter_OptionCustom" xml:space="preserve">
+    <value>Custom</value>
+    <comment>Income-statement period filter option label; option value stays the invariant token "Custom".</comment>
+  </data>
+  <data name="Reports_Common_DateRangeSubtitle" xml:space="preserve">
+    <value>{DateFrom} – {DateTo}</value>
+    <comment>{DateFrom} range start, {DateTo} range end — both already formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_Common_PartYearSubtitle" xml:space="preserve">
+    <value>{Period} (part-year — first financial year)</value>
+    <comment>Wraps a financial-statement subtitle when the default FY-preset period is an organisation's sub-twelve-month first financial year (FR-022 / issue #353). {Period} is the already-formatted date-range or as-at subtitle.</comment>
+  </data>
+  <data name="Reports_Common_OpeningBalance" xml:space="preserve">
+    <value>Opening Balance</value>
+  </data>
+  <data name="Reports_Common_ClosingBalance" xml:space="preserve">
+    <value>Closing Balance</value>
+  </data>
+  <data name="Reports_Common_BasisOfAccounting" xml:space="preserve">
+    <value>Basis of accounting: member fees are recognised when levied (accrual basis); all other income and expenditure is recognised when received or paid (cash basis).</value>
+    <comment>Hybrid basis-of-accounting disclosure shown on every financial statement (FR-012). Must name both the accrual treatment of member fees and the cash treatment of other activity — never a single blanket basis.</comment>
+  </data>
+
+  <!-- ============ Member List ============ -->
+  <data name="Reports_MemberList_Name" xml:space="preserve">
+    <value>Member List</value>
+  </data>
+  <data name="Reports_MemberList_StatusFilterLabel" xml:space="preserve">
+    <value>Status</value>
+  </data>
+  <data name="Reports_MemberList_SubTitle" xml:space="preserve">
+    <value>Status: {Status} — {Date}</value>
+    <comment>{Status} selected status-filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_MemberList_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_MemberList_AddressColumn" xml:space="preserve">
+    <value>Address</value>
+  </data>
+  <data name="Reports_MemberList_PhoneColumn" xml:space="preserve">
+    <value>Phone</value>
+  </data>
+  <data name="Reports_MemberList_EmailColumn" xml:space="preserve">
+    <value>Email</value>
+  </data>
+  <data name="Reports_MemberList_JoinDateColumn" xml:space="preserve">
+    <value>Join Date</value>
+  </data>
+  <data name="Reports_MemberList_AgeColumn" xml:space="preserve">
+    <value>Age</value>
+  </data>
+  <data name="Reports_MemberList_StatusColumn" xml:space="preserve">
+    <value>Status</value>
+  </data>
+
+  <!-- ============ Committee Report ============ -->
+  <data name="Reports_Committee_Name" xml:space="preserve">
+    <value>Committee Report</value>
+  </data>
+  <data name="Reports_Committee_MemberStatusFilterLabel" xml:space="preserve">
+    <value>Member Status</value>
+  </data>
+  <data name="Reports_Committee_SubTitle" xml:space="preserve">
+    <value>Filter: {Filter} — {Date}</value>
+    <comment>{Filter} selected member-status filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_Committee_YearColumn" xml:space="preserve">
+    <value>Year</value>
+  </data>
+  <data name="Reports_Committee_PositionColumn" xml:space="preserve">
+    <value>Position</value>
+  </data>
+  <data name="Reports_Committee_MembersColumn" xml:space="preserve">
+    <value>Member(s)</value>
+  </data>
+  <data name="Reports_Committee_PositionsRecordedColumn" xml:space="preserve">
+    <value>Positions Recorded</value>
+  </data>
+  <data name="Reports_Committee_RolePresident" xml:space="preserve">
+    <value>President</value>
+  </data>
+  <data name="Reports_Committee_RoleSecretary" xml:space="preserve">
+    <value>Secretary</value>
+  </data>
+  <data name="Reports_Committee_RoleTreasurer" xml:space="preserve">
+    <value>Treasurer</value>
+  </data>
+  <data name="Reports_Committee_Vacant" xml:space="preserve">
+    <value>Vacant</value>
+  </data>
+  <data name="Reports_Committee_GeneralCommitteeMembers" xml:space="preserve">
+    <value>General Committee Members</value>
+  </data>
+  <data name="Reports_Committee_Present" xml:space="preserve">
+    <value>present</value>
+    <comment>Shown as the end date for a currently-serving committee member in a dated holder list.</comment>
+  </data>
+
+  <!-- ============ Statement of Income &amp; Expenditure ============ -->
+  <data name="Reports_IncomeStatement_Name" xml:space="preserve">
+    <value>Statement of Income &amp; Expenditure</value>
+  </data>
+  <data name="Reports_IncomeStatement_PeriodFilterLabel" xml:space="preserve">
+    <value>Period</value>
+  </data>
+  <data name="Reports_IncomeStatement_DateFromFilterLabel" xml:space="preserve">
+    <value>From (custom period)</value>
+  </data>
+  <data name="Reports_IncomeStatement_DateToFilterLabel" xml:space="preserve">
+    <value>To (custom period)</value>
+  </data>
+  <data name="Reports_IncomeStatement_CompareFilterLabel" xml:space="preserve">
+    <value>Show prior-year comparison</value>
+  </data>
+  <data name="Reports_IncomeStatement_SubTitleCompare" xml:space="preserve">
+    <value>{DateFrom} – {DateTo} (compared to {PriorFrom} – {PriorTo})</value>
+    <comment>All four tokens are dates already formatted 'd MMMM yyyy': current range start/end, then prior range start/end.</comment>
+  </data>
+  <data name="Reports_IncomeStatement_CurrentPeriodColumn" xml:space="preserve">
+    <value>Current Period</value>
+  </data>
+  <data name="Reports_IncomeStatement_PriorPeriodColumn" xml:space="preserve">
+    <value>Prior Period</value>
+  </data>
+  <data name="Reports_IncomeStatement_TotalIncome" xml:space="preserve">
+    <value>Total Income</value>
+  </data>
+  <data name="Reports_IncomeStatement_TotalExpenses" xml:space="preserve">
+    <value>Total Expenses</value>
+  </data>
+  <data name="Reports_IncomeStatement_Surplus" xml:space="preserve">
+    <value>Surplus</value>
+  </data>
+  <data name="Reports_IncomeStatement_Deficit" xml:space="preserve">
+    <value>(Deficit)</value>
+  </data>
+
+  <!-- ============ Trial Balance ============ -->
+  <data name="Reports_TrialBalance_Name" xml:space="preserve">
+    <value>Trial Balance</value>
+  </data>
+  <data name="Reports_TrialBalance_TotalsRow" xml:space="preserve">
+    <value>Totals</value>
+  </data>
+  <data name="Reports_TrialBalance_GLImbalanceError" xml:space="preserve">
+    <value>GL Balance Verification Failed: total debits ({Debits}) do not equal total credits ({Credits}). Any difference is an error — the Trial Balance cannot be generated while the ledger is out of balance.</value>
+    <comment>{Debits}/{Credits} are the GL totals pre-formatted through MoneyFormatter and already carry the configured currency symbol.</comment>
+  </data>
+
+  <!-- ============ Account Register ============ -->
+  <data name="Reports_AccountRegister_Name" xml:space="preserve">
+    <value>Account Register</value>
+  </data>
+  <data name="Reports_AccountRegister_RunningBalanceColumn" xml:space="preserve">
+    <value>Running Balance</value>
+  </data>
+
+  <!-- ============ Statement of Financial Position (Balance Sheet) ============ -->
+  <data name="Reports_BalanceSheet_Name" xml:space="preserve">
+    <value>Statement of Financial Position</value>
+  </data>
+  <data name="Reports_BalanceSheet_AsAtFilterLabel" xml:space="preserve">
+    <value>As at</value>
+  </data>
+  <data name="Reports_BalanceSheet_SubTitle" xml:space="preserve">
+    <value>As at {Date}</value>
+    <comment>{Date} report date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_BalanceSheet_TotalAssets" xml:space="preserve">
+    <value>Total Assets</value>
+  </data>
+  <data name="Reports_BalanceSheet_TotalLiabilities" xml:space="preserve">
+    <value>Total Liabilities</value>
+  </data>
+  <data name="Reports_BalanceSheet_TotalEquity" xml:space="preserve">
+    <value>Total Equity</value>
+  </data>
+  <data name="Reports_BalanceSheet_AccumulatedSurplus" xml:space="preserve">
+    <value>Accumulated Surplus</value>
+  </data>
+  <data name="Reports_BalanceSheet_TotalLiabilitiesPlusEquity" xml:space="preserve">
+    <value>Total Liabilities + Equity</value>
+  </data>
+  <data name="Reports_BalanceSheet_OutOfBalance" xml:space="preserve">
+    <value>Out of balance by</value>
+    <comment>Label on the explicit out-of-balance line appended when total assets do not equal total liabilities plus equity (FR-010). The adjacent cell shows the signed difference.</comment>
+  </data>
+
+  <!-- ============ Bank Reconciliation ============ -->
+  <data name="Reports_BankReconciliation_Name" xml:space="preserve">
+    <value>Bank Reconciliation</value>
+  </data>
+  <data name="Reports_BankReconciliation_SubTitle" xml:space="preserve">
+    <value>Most recent reconciliation per account, generated {Date}</value>
+    <comment>{Date} generation date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_BankReconciliation_SubTitleNone" xml:space="preserve">
+    <value>No reconciliations have been recorded.</value>
+  </data>
+  <data name="Reports_BankReconciliation_DepositColumn" xml:space="preserve">
+    <value>Deposit</value>
+  </data>
+  <data name="Reports_BankReconciliation_PaymentColumn" xml:space="preserve">
+    <value>Payment</value>
+  </data>
+  <data name="Reports_BankReconciliation_AccountHeader" xml:space="preserve">
+    <value>{Account} ({Number}) — statement to {StatementDate} [{Status}]</value>
+    <comment>{Account} account name, {Number} account number, {StatementDate} formatted 'd MMMM yyyy', {Status} localised reconciliation status.</comment>
+  </data>
+  <data name="Reports_BankReconciliation_BalancePerBankStatement" xml:space="preserve">
+    <value>Balance per bank statement</value>
+    <comment>First line of the conventional adjusted-balance reconciliation — the closing balance printed on the bank statement (FR-013).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_AddOutstandingDeposits" xml:space="preserve">
+    <value>Add: outstanding deposits</value>
+    <comment>Subtotal label for deposits recorded in the ledger but not yet on the bank statement; the amount is added to the statement balance (FR-014).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_LessOutstandingPayments" xml:space="preserve">
+    <value>Less: outstanding payments</value>
+    <comment>Subtotal label for payments recorded in the ledger but not yet cleared by the bank; the amount is deducted from the statement balance (FR-014).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_AdjustedBankBalance" xml:space="preserve">
+    <value>Adjusted bank balance</value>
+    <comment>Statement balance plus outstanding deposits less outstanding payments.</comment>
+  </data>
+  <data name="Reports_BankReconciliation_BalancePerGeneralLedger" xml:space="preserve">
+    <value>Balance per general ledger</value>
+    <comment>The account's net general-ledger balance as at the statement date (FR-013).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_Reconciled" xml:space="preserve">
+    <value>Reconciled (adjusted bank balance less balance per general ledger)</value>
+    <comment>Residual between the adjusted bank balance and the general-ledger balance; zero on a reconciled statement (SC-008).</comment>
+  </data>
+
+  <!-- ============ Chart of Accounts ============ -->
+  <data name="Reports_ChartOfAccounts_Name" xml:space="preserve">
+    <value>Chart of Accounts</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_IncludeBalancesFilterLabel" xml:space="preserve">
+    <value>Include Current Balances</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_NumberColumn" xml:space="preserve">
+    <value>No.</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameSystemBank" xml:space="preserve">
+    <value>{Name} (System, Bank)</value>
+    <comment>{Name} account name; the parenthetical marks a system bank account.</comment>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameSystem" xml:space="preserve">
+    <value>{Name} (System)</value>
+    <comment>{Name} account name; the parenthetical marks a system account.</comment>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameBank" xml:space="preserve">
+    <value>{Name} (Bank)</value>
+    <comment>{Name} account name; the parenthetical marks a bank account.</comment>
+  </data>
+  <data name="Reports_ChartOfAccounts_BalanceError" xml:space="preserve">
+    <value>Error</value>
+    <comment>Shown in the Balance column when an account balance could not be computed.</comment>
+  </data>
+
+  <!-- ============ General Ledger ============ -->
+  <data name="Reports_GeneralLedger_Name" xml:space="preserve">
+    <value>General Ledger</value>
+  </data>
+
+  <!-- ============ Member Account Summary ============ -->
+  <data name="Reports_MemberAccountSummary_Name" xml:space="preserve">
+    <value>Member Account Summary</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_IncludeArchivedFilterLabel" xml:space="preserve">
+    <value>Show Archived Members</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_DateItemColumn" xml:space="preserve">
+    <value>Date / Item</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_MemberColumn" xml:space="preserve">
+    <value>Member</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_CurrentColumn" xml:space="preserve">
+    <value>Current</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_ThirtyDaysColumn" xml:space="preserve">
+    <value>30 Days</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_SixtyDaysColumn" xml:space="preserve">
+    <value>60 Days</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_NinetyPlusDaysColumn" xml:space="preserve">
+    <value>90+ Days</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_AgingCurrent" xml:space="preserve">
+    <value>Current: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_Aging30" xml:space="preserve">
+    <value>30 days: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_Aging60" xml:space="preserve">
+    <value>60 days: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_Aging90Plus" xml:space="preserve">
+    <value>90+ days: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_ArchivedSuffix" xml:space="preserve">
+    <value>{Name} (Archived)</value>
+    <comment>{Name} member's sortable full name; suffix marks an archived member.</comment>
+  </data>
+
+  <!-- ============ Tax Summary ============ -->
+  <data name="Reports_TaxSummary_Name" xml:space="preserve">
+    <value>Tax Summary</value>
+  </data>
+  <data name="Reports_TaxSummary_SubTitle" xml:space="preserve">
+    <value>Accruals basis — {DateFrom} – {DateTo}</value>
+    <comment>{DateFrom}/{DateTo} range start/end formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_TaxSummary_SubTitleNotApplicable" xml:space="preserve">
+    <value>Sales tax does not apply to this organization. Enable sales tax in Settings to generate a Tax Summary.</value>
+  </data>
+  <data name="Reports_TaxSummary_TotalTaxableSales" xml:space="preserve">
+    <value>Total taxable sales</value>
+  </data>
+  <data name="Reports_TaxSummary_TotalTaxExemptSales" xml:space="preserve">
+    <value>Total tax-exempt sales</value>
+  </data>
+  <data name="Reports_TaxSummary_TaxCollectedOnSales" xml:space="preserve">
+    <value>Tax collected on sales</value>
+  </data>
+  <data name="Reports_TaxSummary_TaxPaidOnPurchases" xml:space="preserve">
+    <value>Tax paid on purchases</value>
+  </data>
+  <data name="Reports_TaxSummary_NetTaxPayable" xml:space="preserve">
+    <value>Net tax payable</value>
+  </data>
+  <data name="Reports_TaxSummary_NetTaxRefundable" xml:space="preserve">
+    <value>Net tax refundable</value>
+  </data>
+
+  <!-- ============ PDF renderer chrome (shared page furniture, T040) ============ -->
+  <data name="Reports_Render_GeneratedAt" xml:space="preserve">
+    <value>Generated: {DateTime} UTC</value>
+    <comment>{DateTime} generation timestamp already formatted 'd MMMM yyyy HH:mm'.</comment>
+  </data>
+  <data name="Reports_Render_PagePrefix" xml:space="preserve">
+    <value>Page </value>
+    <comment>PDF footer — precedes the current page number; the trailing space is significant.</comment>
+  </data>
+  <data name="Reports_Render_PageSeparator" xml:space="preserve">
+    <value> of </value>
+    <comment>PDF footer — sits between the current page number and the total page count; the surrounding spaces are significant.</comment>
+  </data>
+
+  <!-- ============ Attendance Roll (print-only sheet, T040) ============ -->
+  <data name="Reports_AttendanceRoll_Title" xml:space="preserve">
+    <value>Attendance Roll</value>
+  </data>
+  <data name="Reports_AttendanceRoll_DateLine" xml:space="preserve">
+    <value>Rehearsal: {Date} at {Time}</value>
+    <comment>{Date} rehearsal date formatted 'd MMMM yyyy', {Time} rehearsal start time formatted 'hh\:mm'.</comment>
+  </data>
+  <data name="Reports_AttendanceRoll_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_AttendanceRoll_PresentColumn" xml:space="preserve">
+    <value>Present</value>
+  </data>
+  <data name="Reports_AttendanceRoll_FeePaidColumn" xml:space="preserve">
+    <value>Pd</value>
+    <comment>Short column heading for the rehearsal-fee-paid checkbox — an abbreviation of "Paid", not a dollar amount.</comment>
+  </data>
+
+  <!-- ============ AGM Results (print-only sheet, T040) ============ -->
+  <data name="Reports_AgmResults_Title" xml:space="preserve">
+    <value>AGM Results</value>
+  </data>
+  <data name="Reports_AgmResults_MeetingDateLine" xml:space="preserve">
+    <value>Annual General Meeting: {Date}</value>
+    <comment>{Date} AGM date formatted 'd MMMM yyyy'. Shared by the AGM Results sheet and the AGM Attendance Report sheet.</comment>
+  </data>
+  <data name="Reports_AgmResults_AttendanceLine" xml:space="preserve">
+    <value>Attendance: {Attended} of {Total} members attended</value>
+    <comment>{Attended} number of members who attended, {Total} total member count.</comment>
+  </data>
+  <data name="Reports_AgmResults_ElectedPositionsHeading" xml:space="preserve">
+    <value>Elected Positions</value>
+  </data>
+  <data name="Reports_AgmResults_NoPositions" xml:space="preserve">
+    <value>No positions recorded.</value>
+  </data>
+  <data name="Reports_AgmResults_PositionLabel" xml:space="preserve">
+    <value>{Label}: </value>
+    <comment>{Label} elected position title; this segment renders bold and is immediately followed by the elected member name(s). Trailing space is significant.</comment>
+  </data>
+  <data name="Reports_AgmResults_GeneralCommitteeMemberLabel" xml:space="preserve">
+    <value>General Committee Member:</value>
+  </data>
+
+  <!-- ============ Attendance sheets (shared checkbox layout, T040) ============ -->
+  <data name="Reports_Sheet_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_EventSheet_Title" xml:space="preserve">
+    <value>Event Attendance Sheet</value>
+  </data>
+  <data name="Reports_EventSheet_DateLine" xml:space="preserve">
+    <value>{EventType}: {Date}</value>
+    <comment>{EventType} event type name (user data), {Date} event date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_EventSheet_ParticipatedColumn" xml:space="preserve">
+    <value>Participated</value>
+  </data>
+  <data name="Reports_AgmSheet_Title" xml:space="preserve">
+    <value>AGM Attendance Report</value>
+  </data>
+  <data name="Reports_AgmSheet_AttendedColumn" xml:space="preserve">
+    <value>Attended</value>
+  </data>
+</root>
diff --git a/src/StageFright.Reports/Resources/ReportsResource.fr-FR.resx b/src/StageFright.Reports/Resources/ReportsResource.fr-FR.resx
new file mode 100644
index 00000000..c88789b2
--- /dev/null
+++ b/src/StageFright.Reports/Resources/ReportsResource.fr-FR.resx
@@ -0,0 +1,147 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Reports_Column_Account" xml:space="preserve"><value>Compte</value></data>
+  <data name="Reports_Column_Amount" xml:space="preserve"><value>Montant</value></data>
+  <data name="Reports_Column_Debit" xml:space="preserve"><value>Débit</value></data>
+  <data name="Reports_Column_Credit" xml:space="preserve"><value>Crédit</value></data>
+  <data name="Reports_Column_Date" xml:space="preserve"><value>Date</value></data>
+  <data name="Reports_Column_Description" xml:space="preserve"><value>Description</value></data>
+  <data name="Reports_Column_Balance" xml:space="preserve"><value>Solde</value></data>
+  <data name="Reports_Section_Assets" xml:space="preserve"><value>Actif</value></data>
+  <data name="Reports_Section_Liabilities" xml:space="preserve"><value>Passif</value></data>
+  <data name="Reports_Section_Equity" xml:space="preserve"><value>Capitaux propres</value></data>
+  <data name="Reports_Section_Income" xml:space="preserve"><value>Produits</value></data>
+  <data name="Reports_Section_Expenses" xml:space="preserve"><value>Charges</value></data>
+  <data name="Reports_Filter_From" xml:space="preserve"><value>Du</value></data>
+  <data name="Reports_Filter_To" xml:space="preserve"><value>Au</value></data>
+  <data name="Reports_Filter_AccountNumberOrName" xml:space="preserve"><value>Compte (numéro ou nom, vide = tous)</value></data>
+  <data name="Reports_Filter_OptionAll" xml:space="preserve"><value>Tous</value><comment>Synthetic report-filter option label; the option value stays the invariant token "All".</comment></data>
+  <data name="Reports_Filter_OptionArchived" xml:space="preserve"><value>Archivés</value><comment>Report-filter option label for archived members; option value stays the invariant token "Archived".</comment></data>
+  <data name="Reports_Filter_OptionActiveOnly" xml:space="preserve"><value>Actifs uniquement</value><comment>Committee-report filter option label; option value stays the invariant token "Active Only".</comment></data>
+  <data name="Reports_Filter_OptionArchivedOnly" xml:space="preserve"><value>Archivés uniquement</value><comment>Committee-report filter option label; option value stays the invariant token "Archived Only".</comment></data>
+  <data name="Reports_Filter_OptionThisFy" xml:space="preserve"><value>Exercice en cours</value><comment>Income-statement period filter option label; option value stays the invariant token "This FY".</comment></data>
+  <data name="Reports_Filter_OptionLastFy" xml:space="preserve"><value>Exercice précédent</value><comment>Income-statement period filter option label; option value stays the invariant token "Last FY".</comment></data>
+  <data name="Reports_Filter_OptionCustom" xml:space="preserve"><value>Personnalisé</value><comment>Income-statement period filter option label; option value stays the invariant token "Custom".</comment></data>
+  <data name="Reports_Common_DateRangeSubtitle" xml:space="preserve"><value>{DateFrom} – {DateTo}</value><comment>{DateFrom} range start, {DateTo} range end — both already formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_Common_PartYearSubtitle" xml:space="preserve"><value>{Period} (exercice partiel — premier exercice comptable)</value><comment>Wraps a financial-statement subtitle when the default FY-preset period is an organisation's sub-twelve-month first financial year (FR-022 / issue #353). {Period} is the already-formatted date-range or as-at subtitle.</comment></data>
+  <data name="Reports_Common_OpeningBalance" xml:space="preserve"><value>Solde d'ouverture</value></data>
+  <data name="Reports_Common_ClosingBalance" xml:space="preserve"><value>Solde de clôture</value></data>
+  <data name="Reports_Common_BasisOfAccounting" xml:space="preserve"><value>Méthode comptable : les cotisations des membres sont comptabilisées lorsqu'elles sont exigibles (comptabilité d'engagement) ; tous les autres produits et charges sont comptabilisés lors de leur encaissement ou de leur paiement (comptabilité de caisse).</value><comment>Hybrid basis-of-accounting disclosure shown on every financial statement (FR-012). Must name both the accrual treatment of member fees and the cash treatment of other activity — never a single blanket basis.</comment></data>
+  <data name="Reports_MemberList_Name" xml:space="preserve"><value>Liste des membres</value></data>
+  <data name="Reports_MemberList_StatusFilterLabel" xml:space="preserve"><value>Statut</value></data>
+  <data name="Reports_MemberList_SubTitle" xml:space="preserve"><value>Statut : {Status} — {Date}</value><comment>{Status} selected status-filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_MemberList_NameColumn" xml:space="preserve"><value>Nom</value></data>
+  <data name="Reports_MemberList_AddressColumn" xml:space="preserve"><value>Adresse</value></data>
+  <data name="Reports_MemberList_PhoneColumn" xml:space="preserve"><value>Téléphone</value></data>
+  <data name="Reports_MemberList_EmailColumn" xml:space="preserve"><value>E-mail</value></data>
+  <data name="Reports_MemberList_JoinDateColumn" xml:space="preserve"><value>Date d'adhésion</value></data>
+  <data name="Reports_MemberList_AgeColumn" xml:space="preserve"><value>Âge</value></data>
+  <data name="Reports_MemberList_StatusColumn" xml:space="preserve"><value>Statut</value></data>
+  <data name="Reports_Committee_Name" xml:space="preserve"><value>Rapport du comité</value></data>
+  <data name="Reports_Committee_MemberStatusFilterLabel" xml:space="preserve"><value>Statut du membre</value></data>
+  <data name="Reports_Committee_SubTitle" xml:space="preserve"><value>Filtre : {Filter} — {Date}</value><comment>{Filter} selected member-status filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_Committee_YearColumn" xml:space="preserve"><value>Année</value></data>
+  <data name="Reports_Committee_PositionColumn" xml:space="preserve"><value>Poste</value></data>
+  <data name="Reports_Committee_MembersColumn" xml:space="preserve"><value>Membre(s)</value></data>
+  <data name="Reports_Committee_PositionsRecordedColumn" xml:space="preserve"><value>Postes enregistrés</value></data>
+  <data name="Reports_Committee_RolePresident" xml:space="preserve"><value>Président</value></data>
+  <data name="Reports_Committee_RoleSecretary" xml:space="preserve"><value>Secrétaire</value></data>
+  <data name="Reports_Committee_RoleTreasurer" xml:space="preserve"><value>Trésorier</value></data>
+  <data name="Reports_Committee_Vacant" xml:space="preserve"><value>Vacant</value></data>
+  <data name="Reports_Committee_GeneralCommitteeMembers" xml:space="preserve"><value>Membres du comité général</value></data>
+  <data name="Reports_Committee_Present" xml:space="preserve"><value>en cours</value><comment>Shown as the end date for a currently-serving committee member in a dated holder list.</comment></data>
+  <data name="Reports_IncomeStatement_Name" xml:space="preserve"><value>Compte de résultat</value></data>
+  <data name="Reports_IncomeStatement_PeriodFilterLabel" xml:space="preserve"><value>Période</value></data>
+  <data name="Reports_IncomeStatement_DateFromFilterLabel" xml:space="preserve"><value>Du (période personnalisée)</value></data>
+  <data name="Reports_IncomeStatement_DateToFilterLabel" xml:space="preserve"><value>Au (période personnalisée)</value></data>
+  <data name="Reports_IncomeStatement_CompareFilterLabel" xml:space="preserve"><value>Afficher la comparaison avec l'année précédente</value></data>
+  <data name="Reports_IncomeStatement_SubTitleCompare" xml:space="preserve"><value>{DateFrom} – {DateTo} (comparé à {PriorFrom} – {PriorTo})</value><comment>All four tokens are dates already formatted 'd MMMM yyyy': current range start/end, then prior range start/end.</comment></data>
+  <data name="Reports_IncomeStatement_CurrentPeriodColumn" xml:space="preserve"><value>Période en cours</value></data>
+  <data name="Reports_IncomeStatement_PriorPeriodColumn" xml:space="preserve"><value>Période précédente</value></data>
+  <data name="Reports_IncomeStatement_TotalIncome" xml:space="preserve"><value>Total des produits</value></data>
+  <data name="Reports_IncomeStatement_TotalExpenses" xml:space="preserve"><value>Total des charges</value></data>
+  <data name="Reports_IncomeStatement_Surplus" xml:space="preserve"><value>Excédent</value></data>
+  <data name="Reports_IncomeStatement_Deficit" xml:space="preserve"><value>(Déficit)</value></data>
+  <data name="Reports_TrialBalance_Name" xml:space="preserve"><value>Balance générale</value></data>
+  <data name="Reports_TrialBalance_TotalsRow" xml:space="preserve"><value>Totaux</value></data>
+  <data name="Reports_TrialBalance_GLImbalanceError" xml:space="preserve"><value>Échec de la vérification de l'équilibre du grand livre : le total des débits ({Debits}) est différent du total des crédits ({Credits}). Tout écart est une erreur — la balance générale ne peut pas être générée tant que le grand livre est déséquilibré.</value><comment>{Debits}/{Credits} are the GL totals pre-formatted through MoneyFormatter and already carry the configured currency symbol.</comment></data>
+  <data name="Reports_AccountRegister_Name" xml:space="preserve"><value>Registre de compte</value></data>
+  <data name="Reports_AccountRegister_RunningBalanceColumn" xml:space="preserve"><value>Solde cumulé</value></data>
+  <data name="Reports_BalanceSheet_Name" xml:space="preserve"><value>Bilan</value></data>
+  <data name="Reports_BalanceSheet_AsAtFilterLabel" xml:space="preserve"><value>À la date du</value></data>
+  <data name="Reports_BalanceSheet_SubTitle" xml:space="preserve"><value>À la date du {Date}</value><comment>{Date} report date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_BalanceSheet_TotalAssets" xml:space="preserve"><value>Total de l'actif</value></data>
+  <data name="Reports_BalanceSheet_TotalLiabilities" xml:space="preserve"><value>Total du passif</value></data>
+  <data name="Reports_BalanceSheet_TotalEquity" xml:space="preserve"><value>Total des capitaux propres</value></data>
+  <data name="Reports_BalanceSheet_AccumulatedSurplus" xml:space="preserve"><value>Excédent accumulé</value></data>
+  <data name="Reports_BalanceSheet_TotalLiabilitiesPlusEquity" xml:space="preserve"><value>Total passif + capitaux propres</value></data>
+  <data name="Reports_BalanceSheet_OutOfBalance" xml:space="preserve"><value>Écart de balance de</value><comment>Label on the explicit out-of-balance line appended when total assets do not equal total liabilities plus equity (FR-010). The adjacent cell shows the signed difference.</comment></data>
+  <data name="Reports_BankReconciliation_Name" xml:space="preserve"><value>Rapprochement bancaire</value></data>
+  <data name="Reports_BankReconciliation_SubTitle" xml:space="preserve"><value>Rapprochement le plus récent par compte, généré le {Date}</value><comment>{Date} generation date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_BankReconciliation_SubTitleNone" xml:space="preserve"><value>Aucun rapprochement n'a été enregistré.</value></data>
+  <data name="Reports_BankReconciliation_DepositColumn" xml:space="preserve"><value>Dépôt</value></data>
+  <data name="Reports_BankReconciliation_PaymentColumn" xml:space="preserve"><value>Paiement</value></data>
+  <data name="Reports_BankReconciliation_AccountHeader" xml:space="preserve"><value>{Account} ({Number}) — relevé au {StatementDate} [{Status}]</value><comment>{Account} account name, {Number} account number, {StatementDate} formatted 'd MMMM yyyy', {Status} localised reconciliation status.</comment></data>
+  <data name="Reports_BankReconciliation_BalancePerBankStatement" xml:space="preserve"><value>Solde selon le relevé bancaire</value><comment>First line of the conventional adjusted-balance reconciliation — the closing balance printed on the bank statement (FR-013).</comment></data>
+  <data name="Reports_BankReconciliation_AddOutstandingDeposits" xml:space="preserve"><value>Plus : dépôts en circulation</value><comment>Subtotal label for deposits recorded in the ledger but not yet on the bank statement; the amount is added to the statement balance (FR-014).</comment></data>
+  <data name="Reports_BankReconciliation_LessOutstandingPayments" xml:space="preserve"><value>Moins : paiements en circulation</value><comment>Subtotal label for payments recorded in the ledger but not yet cleared by the bank; the amount is deducted from the statement balance (FR-014).</comment></data>
+  <data name="Reports_BankReconciliation_AdjustedBankBalance" xml:space="preserve"><value>Solde bancaire ajusté</value><comment>Statement balance plus outstanding deposits less outstanding payments.</comment></data>
+  <data name="Reports_BankReconciliation_BalancePerGeneralLedger" xml:space="preserve"><value>Solde selon le grand livre</value><comment>The account's net general-ledger balance as at the statement date (FR-013).</comment></data>
+  <data name="Reports_BankReconciliation_Reconciled" xml:space="preserve"><value>Rapproché (solde bancaire ajusté moins solde selon le grand livre)</value><comment>Residual between the adjusted bank balance and the general-ledger balance; zero on a reconciled statement (SC-008).</comment></data>
+  <data name="Reports_ChartOfAccounts_Name" xml:space="preserve"><value>Plan comptable</value></data>
+  <data name="Reports_ChartOfAccounts_IncludeBalancesFilterLabel" xml:space="preserve"><value>Inclure les soldes actuels</value></data>
+  <data name="Reports_ChartOfAccounts_NumberColumn" xml:space="preserve"><value>N°</value></data>
+  <data name="Reports_ChartOfAccounts_NameColumn" xml:space="preserve"><value>Nom</value></data>
+  <data name="Reports_ChartOfAccounts_NameSystemBank" xml:space="preserve"><value>{Name} (Système, Banque)</value><comment>{Name} account name; the parenthetical marks a system bank account.</comment></data>
+  <data name="Reports_ChartOfAccounts_NameSystem" xml:space="preserve"><value>{Name} (Système)</value><comment>{Name} account name; the parenthetical marks a system account.</comment></data>
+  <data name="Reports_ChartOfAccounts_NameBank" xml:space="preserve"><value>{Name} (Banque)</value><comment>{Name} account name; the parenthetical marks a bank account.</comment></data>
+  <data name="Reports_ChartOfAccounts_BalanceError" xml:space="preserve"><value>Erreur</value><comment>Shown in the Balance column when an account balance could not be computed.</comment></data>
+  <data name="Reports_GeneralLedger_Name" xml:space="preserve"><value>Grand livre</value></data>
+  <data name="Reports_MemberAccountSummary_Name" xml:space="preserve"><value>Relevé de compte des membres</value></data>
+  <data name="Reports_MemberAccountSummary_IncludeArchivedFilterLabel" xml:space="preserve"><value>Afficher les membres archivés</value></data>
+  <data name="Reports_MemberAccountSummary_DateItemColumn" xml:space="preserve"><value>Date / Élément</value></data>
+  <data name="Reports_MemberAccountSummary_MemberColumn" xml:space="preserve"><value>Membre</value></data>
+  <data name="Reports_MemberAccountSummary_CurrentColumn" xml:space="preserve"><value>Courant</value></data>
+  <data name="Reports_MemberAccountSummary_ThirtyDaysColumn" xml:space="preserve"><value>30 jours</value></data>
+  <data name="Reports_MemberAccountSummary_SixtyDaysColumn" xml:space="preserve"><value>60 jours</value></data>
+  <data name="Reports_MemberAccountSummary_NinetyPlusDaysColumn" xml:space="preserve"><value>90+ jours</value></data>
+  <data name="Reports_MemberAccountSummary_AgingCurrent" xml:space="preserve"><value>Courant : {Amount}</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_Aging30" xml:space="preserve"><value>30 jours : {Amount}</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_Aging60" xml:space="preserve"><value>60 jours : {Amount}</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_Aging90Plus" xml:space="preserve"><value>90+ jours : {Amount}</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_ArchivedSuffix" xml:space="preserve"><value>{Name} (Archivé)</value><comment>{Name} member's sortable full name; suffix marks an archived member.</comment></data>
+  <data name="Reports_TaxSummary_Name" xml:space="preserve"><value>Récapitulatif de taxe</value></data>
+  <data name="Reports_TaxSummary_SubTitle" xml:space="preserve"><value>Comptabilité d'engagement — {DateFrom} – {DateTo}</value><comment>{DateFrom}/{DateTo} range start/end formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_TaxSummary_SubTitleNotApplicable" xml:space="preserve"><value>La taxe sur les ventes ne s'applique pas à cette organisation. Activez la taxe sur les ventes dans les Paramètres pour générer un récapitulatif de taxe.</value></data>
+  <data name="Reports_TaxSummary_TotalTaxableSales" xml:space="preserve"><value>Total des ventes taxables</value></data>
+  <data name="Reports_TaxSummary_TotalTaxExemptSales" xml:space="preserve"><value>Total des ventes exonérées de taxe</value></data>
+  <data name="Reports_TaxSummary_TaxCollectedOnSales" xml:space="preserve"><value>Taxe perçue sur les ventes</value></data>
+  <data name="Reports_TaxSummary_TaxPaidOnPurchases" xml:space="preserve"><value>Taxe payée sur les achats</value></data>
+  <data name="Reports_TaxSummary_NetTaxPayable" xml:space="preserve"><value>Taxe nette à payer</value></data>
+  <data name="Reports_TaxSummary_NetTaxRefundable" xml:space="preserve"><value>Taxe nette à rembourser</value></data>
+  <data name="Reports_Render_GeneratedAt" xml:space="preserve"><value>Généré : {DateTime} UTC</value><comment>{DateTime} generation timestamp already formatted 'd MMMM yyyy HH:mm'.</comment></data>
+  <data name="Reports_Render_PagePrefix" xml:space="preserve"><value>Page </value><comment>PDF footer — precedes the current page number; the trailing space is significant.</comment></data>
+  <data name="Reports_Render_PageSeparator" xml:space="preserve"><value> sur </value><comment>PDF footer — sits between the current page number and the total page count; the surrounding spaces are significant.</comment></data>
+  <data name="Reports_AttendanceRoll_Title" xml:space="preserve"><value>Feuille de présence</value></data>
+  <data name="Reports_AttendanceRoll_DateLine" xml:space="preserve"><value>Répétition : {Date} à {Time}</value><comment>{Date} rehearsal date formatted 'd MMMM yyyy', {Time} rehearsal start time formatted 'hh\:mm'.</comment></data>
+  <data name="Reports_AttendanceRoll_NameColumn" xml:space="preserve"><value>Nom</value></data>
+  <data name="Reports_AttendanceRoll_PresentColumn" xml:space="preserve"><value>Présent</value></data>
+  <data name="Reports_AttendanceRoll_FeePaidColumn" xml:space="preserve"><value>Py</value><comment>Short column heading for the rehearsal-fee-paid checkbox — an abbreviation of "Paid", not a dollar amount.</comment></data>
+  <data name="Reports_AgmResults_Title" xml:space="preserve"><value>Résultats de l'AGA</value></data>
+  <data name="Reports_AgmResults_MeetingDateLine" xml:space="preserve"><value>Assemblée générale annuelle : {Date}</value><comment>{Date} AGM date formatted 'd MMMM yyyy'. Shared by the AGM Results sheet and the AGM Attendance Report sheet.</comment></data>
+  <data name="Reports_AgmResults_AttendanceLine" xml:space="preserve"><value>Présence : {Attended} membres présents sur {Total}</value><comment>{Attended} number of members who attended, {Total} total member count.</comment></data>
+  <data name="Reports_AgmResults_ElectedPositionsHeading" xml:space="preserve"><value>Postes élus</value></data>
+  <data name="Reports_AgmResults_NoPositions" xml:space="preserve"><value>Aucun poste enregistré.</value></data>
+  <data name="Reports_AgmResults_PositionLabel" xml:space="preserve"><value>{Label} : </value><comment>{Label} elected position title; this segment renders bold and is immediately followed by the elected member name(s). Trailing space is significant.</comment></data>
+  <data name="Reports_AgmResults_GeneralCommitteeMemberLabel" xml:space="preserve"><value>Membre du comité général :</value></data>
+  <data name="Reports_Sheet_NameColumn" xml:space="preserve"><value>Nom</value></data>
+  <data name="Reports_EventSheet_Title" xml:space="preserve"><value>Feuille de présence de l'événement</value></data>
+  <data name="Reports_EventSheet_DateLine" xml:space="preserve"><value>{EventType} : {Date}</value><comment>{EventType} event type name (user data), {Date} event date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_EventSheet_ParticipatedColumn" xml:space="preserve"><value>A participé</value></data>
+  <data name="Reports_AgmSheet_Title" xml:space="preserve"><value>Rapport de présence de l'AGA</value></data>
+  <data name="Reports_AgmSheet_AttendedColumn" xml:space="preserve"><value>Présent</value></data>
+</root>
diff --git a/src/StageFright.Reports/Resources/ReportsResource.qps-ploc.resx b/src/StageFright.Reports/Resources/ReportsResource.qps-ploc.resx
new file mode 100644
index 00000000..cd310788
--- /dev/null
+++ b/src/StageFright.Reports/Resources/ReportsResource.qps-ploc.resx
@@ -0,0 +1,147 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Reports_Column_Account" xml:space="preserve"><value>⟦Áççóúñt—⟧</value></data>
+  <data name="Reports_Column_Amount" xml:space="preserve"><value>⟦Ámóúñt—⟧</value></data>
+  <data name="Reports_Column_Debit" xml:space="preserve"><value>⟦Débít—⟧</value></data>
+  <data name="Reports_Column_Credit" xml:space="preserve"><value>⟦Çrédít—⟧</value></data>
+  <data name="Reports_Column_Date" xml:space="preserve"><value>⟦Dáté—⟧</value></data>
+  <data name="Reports_Column_Description" xml:space="preserve"><value>⟦Désçríptíóñ—⟧</value></data>
+  <data name="Reports_Column_Balance" xml:space="preserve"><value>⟦Báláñçé—⟧</value></data>
+  <data name="Reports_Section_Assets" xml:space="preserve"><value>⟦Ásséts—⟧</value></data>
+  <data name="Reports_Section_Liabilities" xml:space="preserve"><value>⟦Líábílítíés—⟧</value></data>
+  <data name="Reports_Section_Equity" xml:space="preserve"><value>⟦Éqúítý—⟧</value></data>
+  <data name="Reports_Section_Income" xml:space="preserve"><value>⟦Íñçómé—⟧</value></data>
+  <data name="Reports_Section_Expenses" xml:space="preserve"><value>⟦Éxpéñsés—⟧</value></data>
+  <data name="Reports_Filter_From" xml:space="preserve"><value>⟦Fróm—⟧</value></data>
+  <data name="Reports_Filter_To" xml:space="preserve"><value>⟦Tó—⟧</value></data>
+  <data name="Reports_Filter_AccountNumberOrName" xml:space="preserve"><value>⟦Áççóúñt (ñúmbér ór ñámé, bláñk = áll)—⟧</value></data>
+  <data name="Reports_Filter_OptionAll" xml:space="preserve"><value>⟦Áll—⟧</value><comment>Synthetic report-filter option label; the option value stays the invariant token "All".</comment></data>
+  <data name="Reports_Filter_OptionArchived" xml:space="preserve"><value>⟦Árçhívéd—⟧</value><comment>Report-filter option label for archived members; option value stays the invariant token "Archived".</comment></data>
+  <data name="Reports_Filter_OptionActiveOnly" xml:space="preserve"><value>⟦Áçtívé Óñlý—⟧</value><comment>Committee-report filter option label; option value stays the invariant token "Active Only".</comment></data>
+  <data name="Reports_Filter_OptionArchivedOnly" xml:space="preserve"><value>⟦Árçhívéd Óñlý—⟧</value><comment>Committee-report filter option label; option value stays the invariant token "Archived Only".</comment></data>
+  <data name="Reports_Filter_OptionThisFy" xml:space="preserve"><value>⟦Thís FÝ—⟧</value><comment>Income-statement period filter option label; option value stays the invariant token "This FY".</comment></data>
+  <data name="Reports_Filter_OptionLastFy" xml:space="preserve"><value>⟦Lást FÝ—⟧</value><comment>Income-statement period filter option label; option value stays the invariant token "Last FY".</comment></data>
+  <data name="Reports_Filter_OptionCustom" xml:space="preserve"><value>⟦Çústóm—⟧</value><comment>Income-statement period filter option label; option value stays the invariant token "Custom".</comment></data>
+  <data name="Reports_Common_DateRangeSubtitle" xml:space="preserve"><value>⟦{DateFrom} – {DateTo}—⟧</value><comment>{DateFrom} range start, {DateTo} range end — both already formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_Common_PartYearSubtitle" xml:space="preserve"><value>⟦{Period} (párt-ýéár — fírst fíñáñçíál ýéár)—⟧</value><comment>Wraps a financial-statement subtitle when the default FY-preset period is an organisation's sub-twelve-month first financial year (FR-022 / issue #353). {Period} is the already-formatted date-range or as-at subtitle.</comment></data>
+  <data name="Reports_Common_OpeningBalance" xml:space="preserve"><value>⟦Ópéñíñg Báláñçé—⟧</value></data>
+  <data name="Reports_Common_ClosingBalance" xml:space="preserve"><value>⟦Çlósíñg Báláñçé—⟧</value></data>
+  <data name="Reports_Common_BasisOfAccounting" xml:space="preserve"><value>⟦Básís óf áççóúñtíñg: mémbér féés áré réçógñíséd whéñ lévíéd (áççrúál básís); áll óthér íñçómé áñd éxpéñdítúré ís réçógñíséd whéñ réçéívéd ór páíd (çásh básís).—⟧</value><comment>Hybrid basis-of-accounting disclosure shown on every financial statement (FR-012). Must name both the accrual treatment of member fees and the cash treatment of other activity — never a single blanket basis.</comment></data>
+  <data name="Reports_MemberList_Name" xml:space="preserve"><value>⟦Mémbér Líst—⟧</value></data>
+  <data name="Reports_MemberList_StatusFilterLabel" xml:space="preserve"><value>⟦Státús—⟧</value></data>
+  <data name="Reports_MemberList_SubTitle" xml:space="preserve"><value>⟦Státús: {Status} — {Date}—⟧</value><comment>{Status} selected status-filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_MemberList_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value></data>
+  <data name="Reports_MemberList_AddressColumn" xml:space="preserve"><value>⟦Áddréss—⟧</value></data>
+  <data name="Reports_MemberList_PhoneColumn" xml:space="preserve"><value>⟦Phóñé—⟧</value></data>
+  <data name="Reports_MemberList_EmailColumn" xml:space="preserve"><value>⟦Émáíl—⟧</value></data>
+  <data name="Reports_MemberList_JoinDateColumn" xml:space="preserve"><value>⟦Jóíñ Dáté—⟧</value></data>
+  <data name="Reports_MemberList_AgeColumn" xml:space="preserve"><value>⟦Ágé—⟧</value></data>
+  <data name="Reports_MemberList_StatusColumn" xml:space="preserve"><value>⟦Státús—⟧</value></data>
+  <data name="Reports_Committee_Name" xml:space="preserve"><value>⟦Çómmíttéé Répórt—⟧</value></data>
+  <data name="Reports_Committee_MemberStatusFilterLabel" xml:space="preserve"><value>⟦Mémbér Státús—⟧</value></data>
+  <data name="Reports_Committee_SubTitle" xml:space="preserve"><value>⟦Fíltér: {Filter} — {Date}—⟧</value><comment>{Filter} selected member-status filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_Committee_YearColumn" xml:space="preserve"><value>⟦Ýéár—⟧</value></data>
+  <data name="Reports_Committee_PositionColumn" xml:space="preserve"><value>⟦Pósítíóñ—⟧</value></data>
+  <data name="Reports_Committee_MembersColumn" xml:space="preserve"><value>⟦Mémbér(s)—⟧</value></data>
+  <data name="Reports_Committee_PositionsRecordedColumn" xml:space="preserve"><value>⟦Pósítíóñs Réçórdéd—⟧</value></data>
+  <data name="Reports_Committee_RolePresident" xml:space="preserve"><value>⟦Présídéñt—⟧</value></data>
+  <data name="Reports_Committee_RoleSecretary" xml:space="preserve"><value>⟦Séçrétárý—⟧</value></data>
+  <data name="Reports_Committee_RoleTreasurer" xml:space="preserve"><value>⟦Tréásúrér—⟧</value></data>
+  <data name="Reports_Committee_Vacant" xml:space="preserve"><value>⟦Váçáñt—⟧</value></data>
+  <data name="Reports_Committee_GeneralCommitteeMembers" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Mémbérs—⟧</value></data>
+  <data name="Reports_Committee_Present" xml:space="preserve"><value>⟦préséñt—⟧</value><comment>Shown as the end date for a currently-serving committee member in a dated holder list.</comment></data>
+  <data name="Reports_IncomeStatement_Name" xml:space="preserve"><value>⟦Státéméñt óf Íñçómé &amp; Éxpéñdítúré—⟧</value></data>
+  <data name="Reports_IncomeStatement_PeriodFilterLabel" xml:space="preserve"><value>⟦Péríód—⟧</value></data>
+  <data name="Reports_IncomeStatement_DateFromFilterLabel" xml:space="preserve"><value>⟦Fróm (çústóm péríód)—⟧</value></data>
+  <data name="Reports_IncomeStatement_DateToFilterLabel" xml:space="preserve"><value>⟦Tó (çústóm péríód)—⟧</value></data>
+  <data name="Reports_IncomeStatement_CompareFilterLabel" xml:space="preserve"><value>⟦Shów príór-ýéár çómpárísóñ—⟧</value></data>
+  <data name="Reports_IncomeStatement_SubTitleCompare" xml:space="preserve"><value>⟦{DateFrom} – {DateTo} (çómpáréd tó {PriorFrom} – {PriorTo})—⟧</value><comment>All four tokens are dates already formatted 'd MMMM yyyy': current range start/end, then prior range start/end.</comment></data>
+  <data name="Reports_IncomeStatement_CurrentPeriodColumn" xml:space="preserve"><value>⟦Çúrréñt Péríód—⟧</value></data>
+  <data name="Reports_IncomeStatement_PriorPeriodColumn" xml:space="preserve"><value>⟦Príór Péríód—⟧</value></data>
+  <data name="Reports_IncomeStatement_TotalIncome" xml:space="preserve"><value>⟦Tótál Íñçómé—⟧</value></data>
+  <data name="Reports_IncomeStatement_TotalExpenses" xml:space="preserve"><value>⟦Tótál Éxpéñsés—⟧</value></data>
+  <data name="Reports_IncomeStatement_Surplus" xml:space="preserve"><value>⟦Súrplús—⟧</value></data>
+  <data name="Reports_IncomeStatement_Deficit" xml:space="preserve"><value>⟦(Défíçít)—⟧</value></data>
+  <data name="Reports_TrialBalance_Name" xml:space="preserve"><value>⟦Tríál Báláñçé—⟧</value></data>
+  <data name="Reports_TrialBalance_TotalsRow" xml:space="preserve"><value>⟦Tótáls—⟧</value></data>
+  <data name="Reports_TrialBalance_GLImbalanceError" xml:space="preserve"><value>⟦GL Báláñçé Vérífíçátíóñ Fáíléd: tótál débíts ({Debits}) dó ñót éqúál tótál çrédíts ({Credits}). Áñý dífféréñçé ís áñ érrór — thé Tríál Báláñçé çáññót bé géñérátéd whílé thé lédgér ís óút óf báláñçé.—⟧</value><comment>{Debits}/{Credits} are the GL totals pre-formatted through MoneyFormatter and already carry the configured currency symbol.</comment></data>
+  <data name="Reports_AccountRegister_Name" xml:space="preserve"><value>⟦Áççóúñt Régístér—⟧</value></data>
+  <data name="Reports_AccountRegister_RunningBalanceColumn" xml:space="preserve"><value>⟦Rúññíñg Báláñçé—⟧</value></data>
+  <data name="Reports_BalanceSheet_Name" xml:space="preserve"><value>⟦Státéméñt óf Fíñáñçíál Pósítíóñ—⟧</value></data>
+  <data name="Reports_BalanceSheet_AsAtFilterLabel" xml:space="preserve"><value>⟦Ás át—⟧</value></data>
+  <data name="Reports_BalanceSheet_SubTitle" xml:space="preserve"><value>⟦Ás át {Date}—⟧</value><comment>{Date} report date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_BalanceSheet_TotalAssets" xml:space="preserve"><value>⟦Tótál Ásséts—⟧</value></data>
+  <data name="Reports_BalanceSheet_TotalLiabilities" xml:space="preserve"><value>⟦Tótál Líábílítíés—⟧</value></data>
+  <data name="Reports_BalanceSheet_TotalEquity" xml:space="preserve"><value>⟦Tótál Éqúítý—⟧</value></data>
+  <data name="Reports_BalanceSheet_AccumulatedSurplus" xml:space="preserve"><value>⟦Áççúmúlátéd Súrplús—⟧</value></data>
+  <data name="Reports_BalanceSheet_TotalLiabilitiesPlusEquity" xml:space="preserve"><value>⟦Tótál Líábílítíés + Éqúítý—⟧</value></data>
+  <data name="Reports_BalanceSheet_OutOfBalance" xml:space="preserve"><value>⟦Óút óf báláñçé bý—⟧</value><comment>Label on the explicit out-of-balance line appended when total assets do not equal total liabilities plus equity (FR-010). The adjacent cell shows the signed difference.</comment></data>
+  <data name="Reports_BankReconciliation_Name" xml:space="preserve"><value>⟦Báñk Réçóñçílíátíóñ—⟧</value></data>
+  <data name="Reports_BankReconciliation_SubTitle" xml:space="preserve"><value>⟦Móst réçéñt réçóñçílíátíóñ pér áççóúñt, géñérátéd {Date}—⟧</value><comment>{Date} generation date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_BankReconciliation_SubTitleNone" xml:space="preserve"><value>⟦Ñó réçóñçílíátíóñs hávé bééñ réçórdéd.—⟧</value></data>
+  <data name="Reports_BankReconciliation_DepositColumn" xml:space="preserve"><value>⟦Dépósít—⟧</value></data>
+  <data name="Reports_BankReconciliation_PaymentColumn" xml:space="preserve"><value>⟦Páýméñt—⟧</value></data>
+  <data name="Reports_BankReconciliation_AccountHeader" xml:space="preserve"><value>⟦{Account} ({Number}) — státéméñt tó {StatementDate} [{Status}]—⟧</value><comment>{Account} account name, {Number} account number, {StatementDate} formatted 'd MMMM yyyy', {Status} localised reconciliation status.</comment></data>
+  <data name="Reports_BankReconciliation_BalancePerBankStatement" xml:space="preserve"><value>⟦Báláñçé pér báñk státéméñt—⟧</value><comment>First line of the conventional adjusted-balance reconciliation — the closing balance printed on the bank statement (FR-013).</comment></data>
+  <data name="Reports_BankReconciliation_AddOutstandingDeposits" xml:space="preserve"><value>⟦Ádd: óútstáñdíñg dépósíts—⟧</value><comment>Subtotal label for deposits recorded in the ledger but not yet on the bank statement; the amount is added to the statement balance (FR-014).</comment></data>
+  <data name="Reports_BankReconciliation_LessOutstandingPayments" xml:space="preserve"><value>⟦Léss: óútstáñdíñg páýméñts—⟧</value><comment>Subtotal label for payments recorded in the ledger but not yet cleared by the bank; the amount is deducted from the statement balance (FR-014).</comment></data>
+  <data name="Reports_BankReconciliation_AdjustedBankBalance" xml:space="preserve"><value>⟦Ádjústéd báñk báláñçé—⟧</value><comment>Statement balance plus outstanding deposits less outstanding payments.</comment></data>
+  <data name="Reports_BankReconciliation_BalancePerGeneralLedger" xml:space="preserve"><value>⟦Báláñçé pér géñérál lédgér—⟧</value><comment>The account's net general-ledger balance as at the statement date (FR-013).</comment></data>
+  <data name="Reports_BankReconciliation_Reconciled" xml:space="preserve"><value>⟦Réçóñçíléd (ádjústéd báñk báláñçé léss báláñçé pér géñérál lédgér)—⟧</value><comment>Residual between the adjusted bank balance and the general-ledger balance; zero on a reconciled statement (SC-008).</comment></data>
+  <data name="Reports_ChartOfAccounts_Name" xml:space="preserve"><value>⟦Çhárt óf Áççóúñts—⟧</value></data>
+  <data name="Reports_ChartOfAccounts_IncludeBalancesFilterLabel" xml:space="preserve"><value>⟦Íñçlúdé Çúrréñt Báláñçés—⟧</value></data>
+  <data name="Reports_ChartOfAccounts_NumberColumn" xml:space="preserve"><value>⟦Ñó.—⟧</value></data>
+  <data name="Reports_ChartOfAccounts_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value></data>
+  <data name="Reports_ChartOfAccounts_NameSystemBank" xml:space="preserve"><value>⟦{Name} (Sýstém, Báñk)—⟧</value><comment>{Name} account name; the parenthetical marks a system bank account.</comment></data>
+  <data name="Reports_ChartOfAccounts_NameSystem" xml:space="preserve"><value>⟦{Name} (Sýstém)—⟧</value><comment>{Name} account name; the parenthetical marks a system account.</comment></data>
+  <data name="Reports_ChartOfAccounts_NameBank" xml:space="preserve"><value>⟦{Name} (Báñk)—⟧</value><comment>{Name} account name; the parenthetical marks a bank account.</comment></data>
+  <data name="Reports_ChartOfAccounts_BalanceError" xml:space="preserve"><value>⟦Érrór—⟧</value><comment>Shown in the Balance column when an account balance could not be computed.</comment></data>
+  <data name="Reports_GeneralLedger_Name" xml:space="preserve"><value>⟦Géñérál Lédgér—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_Name" xml:space="preserve"><value>⟦Mémbér Áççóúñt Súmmárý—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_IncludeArchivedFilterLabel" xml:space="preserve"><value>⟦Shów Árçhívéd Mémbérs—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_DateItemColumn" xml:space="preserve"><value>⟦Dáté / Ítém—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_MemberColumn" xml:space="preserve"><value>⟦Mémbér—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_CurrentColumn" xml:space="preserve"><value>⟦Çúrréñt—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_ThirtyDaysColumn" xml:space="preserve"><value>⟦30 Dáýs—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_SixtyDaysColumn" xml:space="preserve"><value>⟦60 Dáýs—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_NinetyPlusDaysColumn" xml:space="preserve"><value>⟦90+ Dáýs—⟧</value></data>
+  <data name="Reports_MemberAccountSummary_AgingCurrent" xml:space="preserve"><value>⟦Çúrréñt: {Amount}—⟧</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_Aging30" xml:space="preserve"><value>⟦30 dáýs: {Amount}—⟧</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_Aging60" xml:space="preserve"><value>⟦60 dáýs: {Amount}—⟧</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_Aging90Plus" xml:space="preserve"><value>⟦90+ dáýs: {Amount}—⟧</value><comment>{Amount} aging bucket total formatted 'F2'.</comment></data>
+  <data name="Reports_MemberAccountSummary_ArchivedSuffix" xml:space="preserve"><value>⟦{Name} (Árçhívéd)—⟧</value><comment>{Name} member's sortable full name; suffix marks an archived member.</comment></data>
+  <data name="Reports_TaxSummary_Name" xml:space="preserve"><value>⟦Táx Súmmárý—⟧</value></data>
+  <data name="Reports_TaxSummary_SubTitle" xml:space="preserve"><value>⟦Áççrúáls básís — {DateFrom} – {DateTo}—⟧</value><comment>{DateFrom}/{DateTo} range start/end formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_TaxSummary_SubTitleNotApplicable" xml:space="preserve"><value>⟦Sálés táx dóés ñót ápplý tó thís órgáñísátíóñ. Éñáblé sálés táx íñ Séttíñgs tó géñéráté á Táx Súmmárý.—⟧</value></data>
+  <data name="Reports_TaxSummary_TotalTaxableSales" xml:space="preserve"><value>⟦Tótál táxáblé sálés—⟧</value></data>
+  <data name="Reports_TaxSummary_TotalTaxExemptSales" xml:space="preserve"><value>⟦Tótál táx-éxémpt sálés—⟧</value></data>
+  <data name="Reports_TaxSummary_TaxCollectedOnSales" xml:space="preserve"><value>⟦Táx çólléçtéd óñ sálés—⟧</value></data>
+  <data name="Reports_TaxSummary_TaxPaidOnPurchases" xml:space="preserve"><value>⟦Táx páíd óñ púrçhásés—⟧</value></data>
+  <data name="Reports_TaxSummary_NetTaxPayable" xml:space="preserve"><value>⟦Ñét táx páýáblé—⟧</value></data>
+  <data name="Reports_TaxSummary_NetTaxRefundable" xml:space="preserve"><value>⟦Ñét táx réfúñdáblé—⟧</value></data>
+  <data name="Reports_Render_GeneratedAt" xml:space="preserve"><value>⟦Géñérátéd: {DateTime} ÚTÇ—⟧</value><comment>{DateTime} generation timestamp already formatted 'd MMMM yyyy HH:mm'.</comment></data>
+  <data name="Reports_Render_PagePrefix" xml:space="preserve"><value>⟦Págé —⟧</value><comment>PDF footer — precedes the current page number; the trailing space is significant.</comment></data>
+  <data name="Reports_Render_PageSeparator" xml:space="preserve"><value>⟦ óf —⟧</value><comment>PDF footer — sits between the current page number and the total page count; the surrounding spaces are significant.</comment></data>
+  <data name="Reports_AttendanceRoll_Title" xml:space="preserve"><value>⟦Áttéñdáñçé Róll—⟧</value></data>
+  <data name="Reports_AttendanceRoll_DateLine" xml:space="preserve"><value>⟦Réhéársál: {Date} át {Time}—⟧</value><comment>{Date} rehearsal date formatted 'd MMMM yyyy', {Time} rehearsal start time formatted 'hh\:mm'.</comment></data>
+  <data name="Reports_AttendanceRoll_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value></data>
+  <data name="Reports_AttendanceRoll_PresentColumn" xml:space="preserve"><value>⟦Préséñt—⟧</value></data>
+  <data name="Reports_AttendanceRoll_FeePaidColumn" xml:space="preserve"><value>⟦Pd—⟧</value><comment>Short column heading for the rehearsal-fee-paid checkbox — an abbreviation of "Paid", not a dollar amount.</comment></data>
+  <data name="Reports_AgmResults_Title" xml:space="preserve"><value>⟦ÁGM Résúlts—⟧</value></data>
+  <data name="Reports_AgmResults_MeetingDateLine" xml:space="preserve"><value>⟦Áññúál Géñérál Méétíñg: {Date}—⟧</value><comment>{Date} AGM date formatted 'd MMMM yyyy'. Shared by the AGM Results sheet and the AGM Attendance Report sheet.</comment></data>
+  <data name="Reports_AgmResults_AttendanceLine" xml:space="preserve"><value>⟦Áttéñdáñçé: {Attended} óf {Total} mémbérs áttéñdéd—⟧</value><comment>{Attended} number of members who attended, {Total} total member count.</comment></data>
+  <data name="Reports_AgmResults_ElectedPositionsHeading" xml:space="preserve"><value>⟦Éléçtéd Pósítíóñs—⟧</value></data>
+  <data name="Reports_AgmResults_NoPositions" xml:space="preserve"><value>⟦Ñó pósítíóñs réçórdéd.—⟧</value></data>
+  <data name="Reports_AgmResults_PositionLabel" xml:space="preserve"><value>⟦{Label}: —⟧</value><comment>{Label} elected position title; this segment renders bold and is immediately followed by the elected member name(s). Trailing space is significant.</comment></data>
+  <data name="Reports_AgmResults_GeneralCommitteeMemberLabel" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Mémbér:—⟧</value></data>
+  <data name="Reports_Sheet_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value></data>
+  <data name="Reports_EventSheet_Title" xml:space="preserve"><value>⟦Évéñt Áttéñdáñçé Shéét—⟧</value></data>
+  <data name="Reports_EventSheet_DateLine" xml:space="preserve"><value>⟦{EventType}: {Date}—⟧</value><comment>{EventType} event type name (user data), {Date} event date formatted 'd MMMM yyyy'.</comment></data>
+  <data name="Reports_EventSheet_ParticipatedColumn" xml:space="preserve"><value>⟦Pártíçípátéd—⟧</value></data>
+  <data name="Reports_AgmSheet_Title" xml:space="preserve"><value>⟦ÁGM Áttéñdáñçé Répórt—⟧</value></data>
+  <data name="Reports_AgmSheet_AttendedColumn" xml:space="preserve"><value>⟦Áttéñdéd—⟧</value></data>
+</root>
diff --git a/src/StageFright.Reports/Resources/ReportsResource.resx b/src/StageFright.Reports/Resources/ReportsResource.resx
new file mode 100644
index 00000000..dd6300ea
--- /dev/null
+++ b/src/StageFright.Reports/Resources/ReportsResource.resx
@@ -0,0 +1,615 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+
+  <!-- ============ Shared across reports (column headers, section headings, filter labels) ============ -->
+  <data name="Reports_Column_Account" xml:space="preserve">
+    <value>Account</value>
+  </data>
+  <data name="Reports_Column_Amount" xml:space="preserve">
+    <value>Amount</value>
+  </data>
+  <data name="Reports_Column_Debit" xml:space="preserve">
+    <value>Debit</value>
+  </data>
+  <data name="Reports_Column_Credit" xml:space="preserve">
+    <value>Credit</value>
+  </data>
+  <data name="Reports_Column_Date" xml:space="preserve">
+    <value>Date</value>
+  </data>
+  <data name="Reports_Column_Description" xml:space="preserve">
+    <value>Description</value>
+  </data>
+  <data name="Reports_Column_Balance" xml:space="preserve">
+    <value>Balance</value>
+  </data>
+  <data name="Reports_Section_Assets" xml:space="preserve">
+    <value>Assets</value>
+  </data>
+  <data name="Reports_Section_Liabilities" xml:space="preserve">
+    <value>Liabilities</value>
+  </data>
+  <data name="Reports_Section_Equity" xml:space="preserve">
+    <value>Equity</value>
+  </data>
+  <data name="Reports_Section_Income" xml:space="preserve">
+    <value>Income</value>
+  </data>
+  <data name="Reports_Section_Expenses" xml:space="preserve">
+    <value>Expenses</value>
+  </data>
+  <data name="Reports_Filter_From" xml:space="preserve">
+    <value>From</value>
+  </data>
+  <data name="Reports_Filter_To" xml:space="preserve">
+    <value>To</value>
+  </data>
+  <data name="Reports_Filter_AccountNumberOrName" xml:space="preserve">
+    <value>Account (number or name, blank = all)</value>
+  </data>
+  <data name="Reports_Filter_OptionAll" xml:space="preserve">
+    <value>All</value>
+    <comment>Synthetic report-filter option label; the option value stays the invariant token "All".</comment>
+  </data>
+  <data name="Reports_Filter_OptionArchived" xml:space="preserve">
+    <value>Archived</value>
+    <comment>Report-filter option label for archived members; option value stays the invariant token "Archived".</comment>
+  </data>
+  <data name="Reports_Filter_OptionActiveOnly" xml:space="preserve">
+    <value>Active Only</value>
+    <comment>Committee-report filter option label; option value stays the invariant token "Active Only".</comment>
+  </data>
+  <data name="Reports_Filter_OptionArchivedOnly" xml:space="preserve">
+    <value>Archived Only</value>
+    <comment>Committee-report filter option label; option value stays the invariant token "Archived Only".</comment>
+  </data>
+  <data name="Reports_Filter_OptionThisFy" xml:space="preserve">
+    <value>This FY</value>
+    <comment>Income-statement period filter option label; option value stays the invariant token "This FY".</comment>
+  </data>
+  <data name="Reports_Filter_OptionLastFy" xml:space="preserve">
+    <value>Last FY</value>
+    <comment>Income-statement period filter option label; option value stays the invariant token "Last FY".</comment>
+  </data>
+  <data name="Reports_Filter_OptionCustom" xml:space="preserve">
+    <value>Custom</value>
+    <comment>Income-statement period filter option label; option value stays the invariant token "Custom".</comment>
+  </data>
+  <data name="Reports_Common_DateRangeSubtitle" xml:space="preserve">
+    <value>{DateFrom} – {DateTo}</value>
+    <comment>{DateFrom} range start, {DateTo} range end — both already formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_Common_PartYearSubtitle" xml:space="preserve">
+    <value>{Period} (part-year — first financial year)</value>
+    <comment>Wraps a financial-statement subtitle when the default FY-preset period is an organisation's sub-twelve-month first financial year (FR-022 / issue #353). {Period} is the already-formatted date-range or as-at subtitle.</comment>
+  </data>
+  <data name="Reports_Common_OpeningBalance" xml:space="preserve">
+    <value>Opening Balance</value>
+  </data>
+  <data name="Reports_Common_ClosingBalance" xml:space="preserve">
+    <value>Closing Balance</value>
+  </data>
+  <data name="Reports_Common_BasisOfAccounting" xml:space="preserve">
+    <value>Basis of accounting: member fees are recognised when levied (accrual basis); all other income and expenditure is recognised when received or paid (cash basis).</value>
+    <comment>Hybrid basis-of-accounting disclosure shown on every financial statement (FR-012). Must name both the accrual treatment of member fees and the cash treatment of other activity — never a single blanket basis.</comment>
+  </data>
+
+  <!-- ============ Member List ============ -->
+  <data name="Reports_MemberList_Name" xml:space="preserve">
+    <value>Member List</value>
+  </data>
+  <data name="Reports_MemberList_StatusFilterLabel" xml:space="preserve">
+    <value>Status</value>
+  </data>
+  <data name="Reports_MemberList_SubTitle" xml:space="preserve">
+    <value>Status: {Status} — {Date}</value>
+    <comment>{Status} selected status-filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_MemberList_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_MemberList_AddressColumn" xml:space="preserve">
+    <value>Address</value>
+  </data>
+  <data name="Reports_MemberList_PhoneColumn" xml:space="preserve">
+    <value>Phone</value>
+  </data>
+  <data name="Reports_MemberList_EmailColumn" xml:space="preserve">
+    <value>Email</value>
+  </data>
+  <data name="Reports_MemberList_JoinDateColumn" xml:space="preserve">
+    <value>Join Date</value>
+  </data>
+  <data name="Reports_MemberList_AgeColumn" xml:space="preserve">
+    <value>Age</value>
+  </data>
+  <data name="Reports_MemberList_StatusColumn" xml:space="preserve">
+    <value>Status</value>
+  </data>
+
+  <!-- ============ Committee Report ============ -->
+  <data name="Reports_Committee_Name" xml:space="preserve">
+    <value>Committee Report</value>
+  </data>
+  <data name="Reports_Committee_MemberStatusFilterLabel" xml:space="preserve">
+    <value>Member Status</value>
+  </data>
+  <data name="Reports_Committee_SubTitle" xml:space="preserve">
+    <value>Filter: {Filter} — {Date}</value>
+    <comment>{Filter} selected member-status filter value, {Date} generation date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_Committee_YearColumn" xml:space="preserve">
+    <value>Year</value>
+  </data>
+  <data name="Reports_Committee_PositionColumn" xml:space="preserve">
+    <value>Position</value>
+  </data>
+  <data name="Reports_Committee_MembersColumn" xml:space="preserve">
+    <value>Member(s)</value>
+  </data>
+  <data name="Reports_Committee_PositionsRecordedColumn" xml:space="preserve">
+    <value>Positions Recorded</value>
+  </data>
+  <data name="Reports_Committee_RolePresident" xml:space="preserve">
+    <value>President</value>
+  </data>
+  <data name="Reports_Committee_RoleSecretary" xml:space="preserve">
+    <value>Secretary</value>
+  </data>
+  <data name="Reports_Committee_RoleTreasurer" xml:space="preserve">
+    <value>Treasurer</value>
+  </data>
+  <data name="Reports_Committee_Vacant" xml:space="preserve">
+    <value>Vacant</value>
+  </data>
+  <data name="Reports_Committee_GeneralCommitteeMembers" xml:space="preserve">
+    <value>General Committee Members</value>
+  </data>
+  <data name="Reports_Committee_Present" xml:space="preserve">
+    <value>present</value>
+    <comment>Shown as the end date for a currently-serving committee member in a dated holder list.</comment>
+  </data>
+
+  <!-- ============ Statement of Income &amp; Expenditure ============ -->
+  <data name="Reports_IncomeStatement_Name" xml:space="preserve">
+    <value>Statement of Income &amp; Expenditure</value>
+  </data>
+  <data name="Reports_IncomeStatement_PeriodFilterLabel" xml:space="preserve">
+    <value>Period</value>
+  </data>
+  <data name="Reports_IncomeStatement_DateFromFilterLabel" xml:space="preserve">
+    <value>From (custom period)</value>
+  </data>
+  <data name="Reports_IncomeStatement_DateToFilterLabel" xml:space="preserve">
+    <value>To (custom period)</value>
+  </data>
+  <data name="Reports_IncomeStatement_CompareFilterLabel" xml:space="preserve">
+    <value>Show prior-year comparison</value>
+  </data>
+  <data name="Reports_IncomeStatement_SubTitleCompare" xml:space="preserve">
+    <value>{DateFrom} – {DateTo} (compared to {PriorFrom} – {PriorTo})</value>
+    <comment>All four tokens are dates already formatted 'd MMMM yyyy': current range start/end, then prior range start/end.</comment>
+  </data>
+  <data name="Reports_IncomeStatement_CurrentPeriodColumn" xml:space="preserve">
+    <value>Current Period</value>
+  </data>
+  <data name="Reports_IncomeStatement_PriorPeriodColumn" xml:space="preserve">
+    <value>Prior Period</value>
+  </data>
+  <data name="Reports_IncomeStatement_TotalIncome" xml:space="preserve">
+    <value>Total Income</value>
+  </data>
+  <data name="Reports_IncomeStatement_TotalExpenses" xml:space="preserve">
+    <value>Total Expenses</value>
+  </data>
+  <data name="Reports_IncomeStatement_Surplus" xml:space="preserve">
+    <value>Surplus</value>
+  </data>
+  <data name="Reports_IncomeStatement_Deficit" xml:space="preserve">
+    <value>(Deficit)</value>
+  </data>
+
+  <!-- ============ Trial Balance ============ -->
+  <data name="Reports_TrialBalance_Name" xml:space="preserve">
+    <value>Trial Balance</value>
+  </data>
+  <data name="Reports_TrialBalance_TotalsRow" xml:space="preserve">
+    <value>Totals</value>
+  </data>
+  <data name="Reports_TrialBalance_GLImbalanceError" xml:space="preserve">
+    <value>GL Balance Verification Failed: total debits ({Debits}) do not equal total credits ({Credits}). Any difference is an error — the Trial Balance cannot be generated while the ledger is out of balance.</value>
+    <comment>{Debits}/{Credits} are the GL totals pre-formatted through MoneyFormatter and already carry the configured currency symbol.</comment>
+  </data>
+
+  <!-- ============ Account Register ============ -->
+  <data name="Reports_AccountRegister_Name" xml:space="preserve">
+    <value>Account Register</value>
+  </data>
+  <data name="Reports_AccountRegister_RunningBalanceColumn" xml:space="preserve">
+    <value>Running Balance</value>
+  </data>
+
+  <!-- ============ Statement of Financial Position (Balance Sheet) ============ -->
+  <data name="Reports_BalanceSheet_Name" xml:space="preserve">
+    <value>Statement of Financial Position</value>
+  </data>
+  <data name="Reports_BalanceSheet_AsAtFilterLabel" xml:space="preserve">
+    <value>As at</value>
+  </data>
+  <data name="Reports_BalanceSheet_SubTitle" xml:space="preserve">
+    <value>As at {Date}</value>
+    <comment>{Date} report date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_BalanceSheet_TotalAssets" xml:space="preserve">
+    <value>Total Assets</value>
+  </data>
+  <data name="Reports_BalanceSheet_TotalLiabilities" xml:space="preserve">
+    <value>Total Liabilities</value>
+  </data>
+  <data name="Reports_BalanceSheet_TotalEquity" xml:space="preserve">
+    <value>Total Equity</value>
+  </data>
+  <data name="Reports_BalanceSheet_AccumulatedSurplus" xml:space="preserve">
+    <value>Accumulated Surplus</value>
+  </data>
+  <data name="Reports_BalanceSheet_TotalLiabilitiesPlusEquity" xml:space="preserve">
+    <value>Total Liabilities + Equity</value>
+  </data>
+  <data name="Reports_BalanceSheet_OutOfBalance" xml:space="preserve">
+    <value>Out of balance by</value>
+    <comment>Label on the explicit out-of-balance line appended when total assets do not equal total liabilities plus equity (FR-010). The adjacent cell shows the signed difference.</comment>
+  </data>
+
+  <!-- ============ Bank Reconciliation ============ -->
+  <data name="Reports_BankReconciliation_Name" xml:space="preserve">
+    <value>Bank Reconciliation</value>
+  </data>
+  <data name="Reports_BankReconciliation_SubTitle" xml:space="preserve">
+    <value>Most recent reconciliation per account, generated {Date}</value>
+    <comment>{Date} generation date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_BankReconciliation_SubTitleNone" xml:space="preserve">
+    <value>No reconciliations have been recorded.</value>
+  </data>
+  <data name="Reports_BankReconciliation_DepositColumn" xml:space="preserve">
+    <value>Deposit</value>
+  </data>
+  <data name="Reports_BankReconciliation_PaymentColumn" xml:space="preserve">
+    <value>Payment</value>
+  </data>
+  <data name="Reports_BankReconciliation_AccountHeader" xml:space="preserve">
+    <value>{Account} ({Number}) — statement to {StatementDate} [{Status}]</value>
+    <comment>{Account} account name, {Number} account number, {StatementDate} formatted 'd MMMM yyyy', {Status} localised reconciliation status.</comment>
+  </data>
+  <data name="Reports_BankReconciliation_BalancePerBankStatement" xml:space="preserve">
+    <value>Balance per bank statement</value>
+    <comment>First line of the conventional adjusted-balance reconciliation — the closing balance printed on the bank statement (FR-013).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_AddOutstandingDeposits" xml:space="preserve">
+    <value>Add: outstanding deposits</value>
+    <comment>Subtotal label for deposits recorded in the ledger but not yet on the bank statement; the amount is added to the statement balance (FR-014).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_LessOutstandingPayments" xml:space="preserve">
+    <value>Less: outstanding payments</value>
+    <comment>Subtotal label for payments recorded in the ledger but not yet cleared by the bank; the amount is deducted from the statement balance (FR-014).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_AdjustedBankBalance" xml:space="preserve">
+    <value>Adjusted bank balance</value>
+    <comment>Statement balance plus outstanding deposits less outstanding payments.</comment>
+  </data>
+  <data name="Reports_BankReconciliation_BalancePerGeneralLedger" xml:space="preserve">
+    <value>Balance per general ledger</value>
+    <comment>The account's net general-ledger balance as at the statement date (FR-013).</comment>
+  </data>
+  <data name="Reports_BankReconciliation_Reconciled" xml:space="preserve">
+    <value>Reconciled (adjusted bank balance less balance per general ledger)</value>
+    <comment>Residual between the adjusted bank balance and the general-ledger balance; zero on a reconciled statement (SC-008).</comment>
+  </data>
+
+  <!-- ============ Chart of Accounts ============ -->
+  <data name="Reports_ChartOfAccounts_Name" xml:space="preserve">
+    <value>Chart of Accounts</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_IncludeBalancesFilterLabel" xml:space="preserve">
+    <value>Include Current Balances</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_NumberColumn" xml:space="preserve">
+    <value>No.</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameSystemBank" xml:space="preserve">
+    <value>{Name} (System, Bank)</value>
+    <comment>{Name} account name; the parenthetical marks a system bank account.</comment>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameSystem" xml:space="preserve">
+    <value>{Name} (System)</value>
+    <comment>{Name} account name; the parenthetical marks a system account.</comment>
+  </data>
+  <data name="Reports_ChartOfAccounts_NameBank" xml:space="preserve">
+    <value>{Name} (Bank)</value>
+    <comment>{Name} account name; the parenthetical marks a bank account.</comment>
+  </data>
+  <data name="Reports_ChartOfAccounts_BalanceError" xml:space="preserve">
+    <value>Error</value>
+    <comment>Shown in the Balance column when an account balance could not be computed.</comment>
+  </data>
+
+  <!-- ============ General Ledger ============ -->
+  <data name="Reports_GeneralLedger_Name" xml:space="preserve">
+    <value>General Ledger</value>
+  </data>
+
+  <!-- ============ Member Account Summary ============ -->
+  <data name="Reports_MemberAccountSummary_Name" xml:space="preserve">
+    <value>Member Account Summary</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_IncludeArchivedFilterLabel" xml:space="preserve">
+    <value>Show Archived Members</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_DateItemColumn" xml:space="preserve">
+    <value>Date / Item</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_MemberColumn" xml:space="preserve">
+    <value>Member</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_CurrentColumn" xml:space="preserve">
+    <value>Current</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_ThirtyDaysColumn" xml:space="preserve">
+    <value>30 Days</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_SixtyDaysColumn" xml:space="preserve">
+    <value>60 Days</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_NinetyPlusDaysColumn" xml:space="preserve">
+    <value>90+ Days</value>
+  </data>
+  <data name="Reports_MemberAccountSummary_AgingCurrent" xml:space="preserve">
+    <value>Current: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_Aging30" xml:space="preserve">
+    <value>30 days: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_Aging60" xml:space="preserve">
+    <value>60 days: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_Aging90Plus" xml:space="preserve">
+    <value>90+ days: {Amount}</value>
+    <comment>{Amount} aging bucket total formatted 'F2'.</comment>
+  </data>
+  <data name="Reports_MemberAccountSummary_ArchivedSuffix" xml:space="preserve">
+    <value>{Name} (Archived)</value>
+    <comment>{Name} member's sortable full name; suffix marks an archived member.</comment>
+  </data>
+
+  <!-- ============ Tax Summary ============ -->
+  <data name="Reports_TaxSummary_Name" xml:space="preserve">
+    <value>Tax Summary</value>
+  </data>
+  <data name="Reports_TaxSummary_SubTitle" xml:space="preserve">
+    <value>Accruals basis — {DateFrom} – {DateTo}</value>
+    <comment>{DateFrom}/{DateTo} range start/end formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_TaxSummary_SubTitleNotApplicable" xml:space="preserve">
+    <value>Sales tax does not apply to this organisation. Enable sales tax in Settings to generate a Tax Summary.</value>
+  </data>
+  <data name="Reports_TaxSummary_TotalTaxableSales" xml:space="preserve">
+    <value>Total taxable sales</value>
+  </data>
+  <data name="Reports_TaxSummary_TotalTaxExemptSales" xml:space="preserve">
+    <value>Total tax-exempt sales</value>
+  </data>
+  <data name="Reports_TaxSummary_TaxCollectedOnSales" xml:space="preserve">
+    <value>Tax collected on sales</value>
+  </data>
+  <data name="Reports_TaxSummary_TaxPaidOnPurchases" xml:space="preserve">
+    <value>Tax paid on purchases</value>
+  </data>
+  <data name="Reports_TaxSummary_NetTaxPayable" xml:space="preserve">
+    <value>Net tax payable</value>
+  </data>
+  <data name="Reports_TaxSummary_NetTaxRefundable" xml:space="preserve">
+    <value>Net tax refundable</value>
+  </data>
+
+  <!-- ============ PDF renderer chrome (shared page furniture, T040) ============ -->
+  <data name="Reports_Render_GeneratedAt" xml:space="preserve">
+    <value>Generated: {DateTime} UTC</value>
+    <comment>{DateTime} generation timestamp already formatted 'd MMMM yyyy HH:mm'.</comment>
+  </data>
+  <data name="Reports_Render_PagePrefix" xml:space="preserve">
+    <value>Page </value>
+    <comment>PDF footer — precedes the current page number; the trailing space is significant.</comment>
+  </data>
+  <data name="Reports_Render_PageSeparator" xml:space="preserve">
+    <value> of </value>
+    <comment>PDF footer — sits between the current page number and the total page count; the surrounding spaces are significant.</comment>
+  </data>
+
+  <!-- ============ Attendance Roll (print-only sheet, T040) ============ -->
+  <data name="Reports_AttendanceRoll_Title" xml:space="preserve">
+    <value>Attendance Roll</value>
+  </data>
+  <data name="Reports_AttendanceRoll_DateLine" xml:space="preserve">
+    <value>Rehearsal: {Date} at {Time}</value>
+    <comment>{Date} rehearsal date formatted 'd MMMM yyyy', {Time} rehearsal start time formatted 'hh\:mm'.</comment>
+  </data>
+  <data name="Reports_AttendanceRoll_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_AttendanceRoll_PresentColumn" xml:space="preserve">
+    <value>Present</value>
+  </data>
+  <data name="Reports_AttendanceRoll_FeePaidColumn" xml:space="preserve">
+    <value>Pd</value>
+    <comment>Short column heading for the rehearsal-fee-paid checkbox — an abbreviation of "Paid", not a dollar amount.</comment>
+  </data>
+
+  <!-- ============ AGM Results (print-only sheet, T040) ============ -->
+  <data name="Reports_AgmResults_Title" xml:space="preserve">
+    <value>AGM Results</value>
+  </data>
+  <data name="Reports_AgmResults_MeetingDateLine" xml:space="preserve">
+    <value>Annual General Meeting: {Date}</value>
+    <comment>{Date} AGM date formatted 'd MMMM yyyy'. Shared by the AGM Results sheet and the AGM Attendance Report sheet.</comment>
+  </data>
+  <data name="Reports_AgmResults_AttendanceLine" xml:space="preserve">
+    <value>Attendance: {Attended} of {Total} members attended</value>
+    <comment>{Attended} number of members who attended, {Total} total member count.</comment>
+  </data>
+  <data name="Reports_AgmResults_ElectedPositionsHeading" xml:space="preserve">
+    <value>Elected Positions</value>
+  </data>
+  <data name="Reports_AgmResults_NoPositions" xml:space="preserve">
+    <value>No positions recorded.</value>
+  </data>
+  <data name="Reports_AgmResults_PositionLabel" xml:space="preserve">
+    <value>{Label}: </value>
+    <comment>{Label} elected position title; this segment renders bold and is immediately followed by the elected member name(s). Trailing space is significant.</comment>
+  </data>
+  <data name="Reports_AgmResults_GeneralCommitteeMemberLabel" xml:space="preserve">
+    <value>General Committee Member:</value>
+  </data>
+
+  <!-- ============ Attendance sheets (shared checkbox layout, T040) ============ -->
+  <data name="Reports_Sheet_NameColumn" xml:space="preserve">
+    <value>Name</value>
+  </data>
+  <data name="Reports_EventSheet_Title" xml:space="preserve">
+    <value>Event Attendance Sheet</value>
+  </data>
+  <data name="Reports_EventSheet_DateLine" xml:space="preserve">
+    <value>{EventType}: {Date}</value>
+    <comment>{EventType} event type name (user data), {Date} event date formatted 'd MMMM yyyy'.</comment>
+  </data>
+  <data name="Reports_EventSheet_ParticipatedColumn" xml:space="preserve">
+    <value>Participated</value>
+  </data>
+  <data name="Reports_AgmSheet_Title" xml:space="preserve">
+    <value>AGM Attendance Report</value>
+  </data>
+  <data name="Reports_AgmSheet_AttendedColumn" xml:space="preserve">
+    <value>Attended</value>
+  </data>
+</root>
diff --git a/src/StageFright.Reports/StageFright.Reports.csproj b/src/StageFright.Reports/StageFright.Reports.csproj
index 7d86c32c..5c11e9ad 100644
--- a/src/StageFright.Reports/StageFright.Reports.csproj
+++ b/src/StageFright.Reports/StageFright.Reports.csproj
@@ -6,9 +6,11 @@
     <Nullable>enable</Nullable>
     <GenerateDocumentationFile>true</GenerateDocumentationFile>
     <NoWarn>$(NoWarn);CS1591</NoWarn>
+    <NeutralLanguage>en-AU</NeutralLanguage>
   </PropertyGroup>
 
   <ItemGroup>
+    <PackageReference Include="Microsoft.Extensions.Localization" />
     <PackageReference Include="QuestPDF" />
     <PackageReference Include="CsvHelper" />
   </ItemGroup>
diff --git a/src/StageFright.UI/App.razor b/src/StageFright.UI/App.razor
index a2e9f98d..e2c38fe9 100644
--- a/src/StageFright.UI/App.razor
+++ b/src/StageFright.UI/App.razor
@@ -9,19 +9,19 @@
                 @{ LogCircuitError(ex); }
                 <div class="container mt-4">
                     <div class="alert alert-danger">
-                        <h4>An error occurred</h4>
+                        <h4>@L["Shared_App_ErrorHeading"]</h4>
                         <p>@ex.Message</p>
-                        <button class="btn btn-outline-danger btn-sm" @onclick="RecoverFromError">Dismiss and retry</button>
+                        <button class="btn btn-outline-danger btn-sm" @onclick="RecoverFromError">@L["Shared_App_ErrorDismissButton"]</button>
                     </div>
                 </div>
             </ErrorContent>
         </ErrorBoundary>
     </Found>
     <NotFound>
-        <PageTitle>Not Found — StageFright Community</PageTitle>
+        <PageTitle>@L["Shared_App_NotFoundTitle"]</PageTitle>
         <div class="container mt-4">
-            <h1>Page Not Found</h1>
-            <p>The requested page could not be found. <a href="/dashboard">Return to dashboard</a>.</p>
+            <h1>@L["Shared_App_NotFoundHeading"]</h1>
+            <p>@L["Shared_App_NotFoundBody"] <a href="/dashboard">@L["Shared_App_NotFoundReturnLink"]</a>.</p>
         </div>
     </NotFound>
 </Router>
diff --git a/src/StageFright.UI/App.razor.cs b/src/StageFright.UI/App.razor.cs
index 86487003..ab780e6f 100644
--- a/src/StageFright.UI/App.razor.cs
+++ b/src/StageFright.UI/App.razor.cs
@@ -1,7 +1,9 @@
 using Microsoft.AspNetCore.Components;
 using Microsoft.AspNetCore.Components.Web;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI;
 
@@ -9,8 +11,10 @@ public partial class App : ComponentBase
 {
     [Inject] private ISetupService SetupService { get; set; } = null!;
     [Inject] private IStartupDiagnosticService Diagnostics { get; set; } = null!;
+    [Inject] private ILanguagePreferenceStore LanguagePreferenceStore { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
     [Inject] private ILogger<App> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> L { get; set; } = null!;
 
     private ErrorBoundary? _errorBoundary;
 
@@ -24,7 +28,14 @@ protected override async Task OnInitializedAsync()
         }
 
         if (!await SetupService.IsSetupCompleteAsync())
-            Nav.NavigateTo("/setup", forceLoad: false);
+        {
+            // First run with no recorded language preference yet (spec 029, FR-001/FR-005):
+            // show /language-select before the wizard. A preference already recorded — e.g. a
+            // prior launch that chose a language but didn't finish setup — skips straight to
+            // /setup, exactly as before this feature.
+            var target = string.IsNullOrWhiteSpace(LanguagePreferenceStore.Get()) ? "/language-select" : "/setup";
+            Nav.NavigateTo(target, forceLoad: false);
+        }
     }
 
     protected override void OnParametersSet()
diff --git a/src/StageFright.UI/Layout/CultureProvider.razor b/src/StageFright.UI/Layout/CultureProvider.razor
new file mode 100644
index 00000000..deea0a63
--- /dev/null
+++ b/src/StageFright.UI/Layout/CultureProvider.razor
@@ -0,0 +1,3 @@
+<CascadingValue Value="this" IsFixed="false">
+    @ChildContent
+</CascadingValue>
diff --git a/src/StageFright.UI/Layout/CultureProvider.razor.cs b/src/StageFright.UI/Layout/CultureProvider.razor.cs
new file mode 100644
index 00000000..9a34c2d4
--- /dev/null
+++ b/src/StageFright.UI/Layout/CultureProvider.razor.cs
@@ -0,0 +1,57 @@
+using System.Globalization;
+using Microsoft.AspNetCore.Components;
+
+namespace StageFright.UI.Layout;
+
+/// <summary>
+/// Cascading component that owns the culture the app is presenting in (spec 027, US3 / T059 —
+/// plan.md Decision 6; spec 029 adds the live in-session switch). It cascades the process
+/// culture resolved at startup by <c>ILanguageProvider</c> (FR-023), and its <see cref="Switch"/>
+/// method changes it live: a language choice now applies within the running session, with no
+/// restart (spec 029 FR-004/FR-008/FR-010/FR-020).
+/// </summary>
+/// <remarks>
+/// Named <c>CultureProvider</c> rather than <c>LanguageProvider</c> to avoid colliding with the
+/// Core <see cref="StageFright.Core.Modules.Localization.LanguageProvider"/> startup service.
+/// Parallel to <see cref="ThemeProvider"/>.
+/// </remarks>
+public partial class CultureProvider : ComponentBase
+{
+    [Parameter] public RenderFragment? ChildContent { get; set; }
+
+    /// <summary>
+    /// The culture the whole app is currently presenting in — the one
+    /// <c>MauiProgram</c> applied to <see cref="CultureInfo.DefaultThreadCurrentUICulture"/> at
+    /// startup, or whatever <see cref="Switch"/> has since changed it to.
+    /// </summary>
+    public CultureInfo CurrentCulture { get; private set; } = CultureInfo.CurrentUICulture;
+
+    /// <summary>
+    /// Switches the running session to <paramref name="culture"/> immediately: assigns it to the
+    /// process-wide <see cref="CultureInfo.DefaultThreadCurrentCulture"/> /
+    /// <see cref="CultureInfo.DefaultThreadCurrentUICulture"/> globals, updates
+    /// <see cref="CurrentCulture"/>, then re-renders. Does not persist anything — persistence is
+    /// always the caller's job (<c>ILanguagePreferenceStore.Set</c> / <c>SettingsService.SaveAsync</c>).
+    /// </summary>
+    /// <remarks>
+    /// Deliberately sets <b>only</b> the two <c>DefaultThreadCurrent*</c> globals, never
+    /// <see cref="CultureInfo.CurrentCulture"/> / <see cref="CultureInfo.CurrentUICulture"/>. The
+    /// latter pair is <see cref="System.Threading.AsyncLocal{T}"/>-backed per-execution-context
+    /// state: a value set here (on an event-handler continuation's context) is unwound before the
+    /// next render batch runs, and any value pinned on the renderer's own execution context
+    /// <i>shadows</i> the globals — so every <c>IStringLocalizer["Key"]</c> and
+    /// <see cref="StageFright.Core.Localization.MoneyFormatter"/> call on later renders would keep
+    /// reading the pre-switch culture until a full process restart (spec 029, the T036 defect).
+    /// With no per-context override anywhere — <c>MauiProgram.RunStartupSequence</c> is matched to
+    /// set only these same two globals — every render reads
+    /// <see cref="CultureInfo.CurrentUICulture"/> straight through to
+    /// <see cref="CultureInfo.DefaultThreadCurrentUICulture"/> and the switch takes effect at once.
+    /// </remarks>
+    public void Switch(CultureInfo culture)
+    {
+        CultureInfo.DefaultThreadCurrentCulture = culture;
+        CultureInfo.DefaultThreadCurrentUICulture = culture;
+        CurrentCulture = culture;
+        StateHasChanged();
+    }
+}
diff --git a/src/StageFright.UI/Layout/ShellLayout.razor b/src/StageFright.UI/Layout/ShellLayout.razor
index 68f4e9e8..13e6e6bd 100644
--- a/src/StageFright.UI/Layout/ShellLayout.razor
+++ b/src/StageFright.UI/Layout/ShellLayout.razor
@@ -2,13 +2,14 @@
 @inject NavigationManager Nav
 @inject IEnumerable<IMenuItemProvider> MenuProviders
 
+<CultureProvider>
 <ThemeProvider @ref="_themeProvider">
     <div class="shell-container">
         <!-- Fixed vertical sidebar navigation -->
-        <nav class="shell-sidebar" role="navigation" aria-label="Main navigation">
+        <nav class="shell-sidebar" role="navigation" aria-label="@L["Nav_Sidebar_MainNavigationAriaLabel"]">
             <div class="sidebar-brand">
                 <div class="sidebar-logo" aria-hidden="true"></div>
-                <span class="sidebar-brand-text">StageFright</span>
+                <span class="sidebar-brand-text">@L["Nav_Sidebar_BrandText"]</span>
             </div>
             <ul class="sidebar-list" role="list">
                 @foreach (var provider in MenuProviders.OrderBy(p => p.DisplayOrder))
@@ -31,7 +32,7 @@
                                     </a>
                                     <button class="sidebar-chevron @(IsGroupExpanded(item) ? "expanded" : "")"
                                             type="button"
-                                            aria-label="@(IsGroupExpanded(item) ? $"Collapse {item.Title}" : $"Expand {item.Title}")"
+                                            aria-label="@GroupToggleAriaLabel(item)"
                                             aria-expanded="@(IsGroupExpanded(item) ? "true" : "false")"
                                             @onclick="() => ToggleGroup(item.Route)"
                                             @onclick:stopPropagation>
@@ -53,7 +54,7 @@
                                                     <span class="sidebar-label">@sub.Title</span>
                                                     @if (!string.IsNullOrEmpty(sub.BadgeText))
                                                     {
-                                                        <span class="sidebar-badge" role="status" aria-label="@sub.BadgeText items">@sub.BadgeText</span>
+                                                        <span class="sidebar-badge" role="status" aria-label="@BadgeItemsAriaLabel(sub.BadgeText)">@sub.BadgeText</span>
                                                     }
                                                 </a>
                                             </li>
@@ -76,7 +77,7 @@
                                     <span class="sidebar-label">@item.Title</span>
                                     @if (!string.IsNullOrEmpty(item.BadgeText))
                                     {
-                                        <span class="sidebar-badge" role="status" aria-label="@item.BadgeText items">@item.BadgeText</span>
+                                        <span class="sidebar-badge" role="status" aria-label="@BadgeItemsAriaLabel(item.BadgeText)">@item.BadgeText</span>
                                     }
                                 </a>
                             </li>
@@ -89,10 +90,10 @@
             @if (CurrentPath != "/setup")
             {
                 <div class="btn-theme-toggle"
-                     aria-label="@(_themeProvider?.CurrentTheme == Core.Enums.Theme.Light ? "Switch to dark mode" : "Switch to light mode")">
-                    <label for="themeToggleSwitch" class="btn-theme-toggle-label">Theme Selection</label>
+                     aria-label="@(_themeProvider?.CurrentTheme == Core.Enums.Theme.Light ? L["Nav_ThemeToggle_SwitchToDarkAriaLabel"] : L["Nav_ThemeToggle_SwitchToLightAriaLabel"])">
+                    <label for="themeToggleSwitch" class="btn-theme-toggle-label">@L["Nav_ThemeToggle_Label"]</label>
                     <span class="btn-theme-toggle-switch-group">
-                        <span>@(_themeProvider?.CurrentTheme == Core.Enums.Theme.Light ? "Light" : "Dark")</span>
+                        <span>@(_themeProvider?.CurrentTheme == Core.Enums.Theme.Light ? Core.Enums.Theme.Light.LocalizeEnum() : Core.Enums.Theme.Dark.LocalizeEnum())</span>
                         <RadzenSwitch Name="themeToggleSwitch"
                                       Value="@(_themeProvider?.CurrentTheme == Core.Enums.Theme.Dark)"
                                       Change="@(async (bool _) => await ToggleThemeAsync())" />
@@ -107,3 +108,4 @@
         </main>
     </div>
 </ThemeProvider>
+</CultureProvider>
diff --git a/src/StageFright.UI/Layout/ShellLayout.razor.cs b/src/StageFright.UI/Layout/ShellLayout.razor.cs
index 15db132e..b760f545 100644
--- a/src/StageFright.UI/Layout/ShellLayout.razor.cs
+++ b/src/StageFright.UI/Layout/ShellLayout.razor.cs
@@ -1,11 +1,17 @@
 using Microsoft.AspNetCore.Components;
 using Microsoft.AspNetCore.Components.Routing;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 
 namespace StageFright.UI.Layout;
 
 public partial class ShellLayout : LayoutComponentBase, IDisposable
 {
+    [Inject] private IStringLocalizer<NavigationResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
     private ThemeProvider? _themeProvider;
 
     /// <summary>
@@ -71,6 +77,16 @@ private void ToggleGroup(string route)
 
     private void Navigate(string route) => Nav.NavigateTo(route);
 
+    /// <summary>aria-label for a nav group's expand/collapse chevron, localized with the group's title.</summary>
+    private string GroupToggleAriaLabel(MenuItem item) =>
+        IsGroupExpanded(item)
+            ? Loc.Get<NavigationResource>("Nav_Sidebar_CollapseGroupAriaLabel", item.Title)
+            : Loc.Get<NavigationResource>("Nav_Sidebar_ExpandGroupAriaLabel", item.Title);
+
+    /// <summary>aria-label for a nav item's count badge (e.g. "3 items").</summary>
+    private string BadgeItemsAriaLabel(string badgeText) =>
+        Loc.Get<NavigationResource>("Nav_Sidebar_BadgeItemsAriaLabel", badgeText);
+
     private async Task ToggleThemeAsync()
     {
         if (_themeProvider is not null)
diff --git a/src/StageFright.UI/Modules/Events/EventsDashboardTileProvider.cs b/src/StageFright.UI/Modules/Events/EventsDashboardTileProvider.cs
index 18a6fd07..0e1f148a 100644
--- a/src/StageFright.UI/Modules/Events/EventsDashboardTileProvider.cs
+++ b/src/StageFright.UI/Modules/Events/EventsDashboardTileProvider.cs
@@ -1,4 +1,6 @@
+using Microsoft.Extensions.Localization;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Events;
 
@@ -9,12 +11,19 @@ namespace StageFright.UI.Modules.Events;
 /// </summary>
 public class EventsDashboardTileProvider : IDashboardTileProvider
 {
+    private readonly IStringLocalizer<EventsResource> _localizer;
+
+    public EventsDashboardTileProvider(IStringLocalizer<EventsResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string TileId => "events";
-    public string Title => "Events";
+    public string Title => _localizer["Events_Tile_Title"];
     public string ModuleName => "Events";
     public int DisplayOrder => 30;
     public string? NavigateRoute => "/events";
-    public string? ActionText => "View Events";
+    public string? ActionText => _localizer["Events_Tile_ActionText"];
     public Type TileComponentType => typeof(EventsTile);
 
     public Task<TileData> GetTileDataAsync(CancellationToken ct) =>
diff --git a/src/StageFright.UI/Modules/Events/EventsTile.razor b/src/StageFright.UI/Modules/Events/EventsTile.razor
index 192503f6..75ad1454 100644
--- a/src/StageFright.UI/Modules/Events/EventsTile.razor
+++ b/src/StageFright.UI/Modules/Events/EventsTile.razor
@@ -2,35 +2,35 @@
 
 @if (_loading)
 {
-    <span class="text-muted small">Loading...</span>
+    <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
 }
 else if (_error)
 {
-    <span class="text-danger small">Unable to load</span>
+    <span class="text-danger small">@Shared["Shared_Tile_LoadError"]</span>
 }
 else
 {
     <div class="tile-stats">
         <div>
             <div class="tile-stat-value">@_upcomingCount</div>
-            <div class="tile-stat-label">Upcoming</div>
+            <div class="tile-stat-label">@L["Events_Tile_UpcomingLabel"]</div>
         </div>
         <div>
             <div class="tile-stat-value accent">@(_nextDate?.ToString("MMM d") ?? "—")</div>
-            <div class="tile-stat-label">Next</div>
+            <div class="tile-stat-label">@L["Events_Tile_NextLabel"]</div>
         </div>
     </div>
     @if (HasLastParticipation)
     {
         <div class="tile-note">
-            Last participation
+            @L["Events_Tile_LastParticipationLabel"]
             @if (_recordCount > 0)
             {
-                <b class="@(IsGoodRate ? "text-success" : "")">@_participatedCount of @_recordCount (@($"{_lastRate:F0}")%)</b>
+                <b class="@(IsGoodRate ? "text-success" : "")">@ParticipationDetailText()</b>
             }
             else
             {
-                <b class="@(IsGoodRate ? "text-success" : "")">@($"{_lastRate:F0}")%</b>
+                <b class="@(IsGoodRate ? "text-success" : "")">@ParticipationRateText()</b>
             }
         </div>
         <div class="tile-progress">
@@ -39,6 +39,6 @@ else
     }
     else
     {
-        <div class="tile-note">No participation recorded yet</div>
+        <div class="tile-note">@L["Events_Tile_NoParticipation"]</div>
     }
 }
diff --git a/src/StageFright.UI/Modules/Events/EventsTile.razor.cs b/src/StageFright.UI/Modules/Events/EventsTile.razor.cs
index 91c8fc0c..219e5bff 100644
--- a/src/StageFright.UI/Modules/Events/EventsTile.razor.cs
+++ b/src/StageFright.UI/Modules/Events/EventsTile.razor.cs
@@ -1,5 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Events;
 
@@ -11,6 +14,9 @@ namespace StageFright.UI.Modules.Events;
 public partial class EventsTile : ComponentBase
 {
     [Inject] private IEventService EventService { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _error;
@@ -23,6 +29,15 @@ public partial class EventsTile : ComponentBase
     private bool HasLastParticipation => _lastRate.HasValue;
     private bool IsGoodRate => _lastRate >= 80m;
 
+    /// <summary>"n of m (x%)" recorded-participation detail for the tile note.</summary>
+    private string ParticipationDetailText() =>
+        Loc.Get<EventsResource>("Events_Tile_ParticipationDetail",
+            _participatedCount, _recordCount, $"{_lastRate:F0}");
+
+    /// <summary>"x%" recorded-participation rate for the tile note when the record count is unknown.</summary>
+    private string ParticipationRateText() =>
+        Loc.Get<EventsResource>("Events_Tile_ParticipationRate", $"{_lastRate:F0}");
+
     protected override async Task OnInitializedAsync()
     {
         try
diff --git a/src/StageFright.UI/Modules/Finance/CashFlowDashboardTileProvider.cs b/src/StageFright.UI/Modules/Finance/CashFlowDashboardTileProvider.cs
index 3f408b7a..b71156ab 100644
--- a/src/StageFright.UI/Modules/Finance/CashFlowDashboardTileProvider.cs
+++ b/src/StageFright.UI/Modules/Finance/CashFlowDashboardTileProvider.cs
@@ -1,4 +1,6 @@
+using Microsoft.Extensions.Localization;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Finance;
 
@@ -10,8 +12,15 @@ namespace StageFright.UI.Modules.Finance;
 /// </summary>
 public class CashFlowDashboardTileProvider : IDashboardTileProvider
 {
+    private readonly IStringLocalizer<FinanceResource> _localizer;
+
+    public CashFlowDashboardTileProvider(IStringLocalizer<FinanceResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string TileId => "finance-cashflow";
-    public string Title => "Cash flow · 6 months";
+    public string Title => _localizer["Finance_CashFlowTile_Title"];
     public string ModuleName => "Finance";
     public int DisplayOrder => 50;
     public Type TileComponentType => typeof(CashFlowTile);
diff --git a/src/StageFright.UI/Modules/Finance/CashFlowTile.razor b/src/StageFright.UI/Modules/Finance/CashFlowTile.razor
index f640e661..85944ac0 100644
--- a/src/StageFright.UI/Modules/Finance/CashFlowTile.razor
+++ b/src/StageFright.UI/Modules/Finance/CashFlowTile.razor
@@ -2,15 +2,15 @@
 
 @if (_loading)
 {
-    <span class="text-muted small">Loading...</span>
+    <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
 }
 else if (_error)
 {
-    <span class="text-danger small">Unable to load</span>
+    <span class="text-danger small">@Shared["Shared_Tile_LoadError"]</span>
 }
 else if (!_hasData)
 {
-    <span class="text-muted small">No transactions in the last 6 months</span>
+    <span class="text-muted small">@L["Finance_CashFlowTile_Empty"]</span>
 }
 else
 {
diff --git a/src/StageFright.UI/Modules/Finance/CashFlowTile.razor.cs b/src/StageFright.UI/Modules/Finance/CashFlowTile.razor.cs
index 04e2aaa2..aa6eb999 100644
--- a/src/StageFright.UI/Modules/Finance/CashFlowTile.razor.cs
+++ b/src/StageFright.UI/Modules/Finance/CashFlowTile.razor.cs
@@ -1,7 +1,9 @@
 using System.Globalization;
 using BlazorBootstrap;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Finance;
 
@@ -14,6 +16,8 @@ public partial class CashFlowTile : ComponentBase
     private const int MonthWindow = 6;
 
     [Inject] private IFinanceSummaryService FinanceSummaryService { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
 
     private bool _loading = true;
     private bool _error;
@@ -41,14 +45,14 @@ protected override async Task OnInitializedAsync()
                     {
                         new BarChartDataset
                         {
-                            Label = "Income",
+                            Label = L["Finance_CashFlowTile_IncomeSeries"],
                             Data = months.Select(m => (double?)(double)m.Income).ToList(),
                             BackgroundColor = new List<string> { "#4f8dff" },
                             BorderColor = new List<string> { "#4f8dff" }
                         },
                         new BarChartDataset
                         {
-                            Label = "Expenses",
+                            Label = L["Finance_CashFlowTile_ExpensesSeries"],
                             Data = months.Select(m => (double?)(double)m.Expenses).ToList(),
                             BackgroundColor = new List<string> { "rgba(148, 163, 184, 0.55)" },
                             BorderColor = new List<string> { "rgba(148, 163, 184, 0.55)" }
diff --git a/src/StageFright.UI/Modules/Finance/FinanceDashboardTileProvider.cs b/src/StageFright.UI/Modules/Finance/FinanceDashboardTileProvider.cs
index f9362105..19187dfb 100644
--- a/src/StageFright.UI/Modules/Finance/FinanceDashboardTileProvider.cs
+++ b/src/StageFright.UI/Modules/Finance/FinanceDashboardTileProvider.cs
@@ -1,4 +1,6 @@
+using Microsoft.Extensions.Localization;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Finance;
 
@@ -9,12 +11,19 @@ namespace StageFright.UI.Modules.Finance;
 /// </summary>
 public class FinanceDashboardTileProvider : IDashboardTileProvider
 {
+    private readonly IStringLocalizer<FinanceResource> _localizer;
+
+    public FinanceDashboardTileProvider(IStringLocalizer<FinanceResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string TileId => "finance";
-    public string Title => "Finance";
+    public string Title => _localizer["Finance_Tile_Title"];
     public string ModuleName => "Finance";
     public int DisplayOrder => 40;
     public string? NavigateRoute => "/finance";
-    public string? ActionText => "Open Finance";
+    public string? ActionText => _localizer["Finance_Tile_ActionText"];
     public Type TileComponentType => typeof(FinanceTile);
 
     public Task<TileData> GetTileDataAsync(CancellationToken ct) =>
diff --git a/src/StageFright.UI/Modules/Finance/FinanceTile.razor b/src/StageFright.UI/Modules/Finance/FinanceTile.razor
index b1dca68e..aef23d19 100644
--- a/src/StageFright.UI/Modules/Finance/FinanceTile.razor
+++ b/src/StageFright.UI/Modules/Finance/FinanceTile.razor
@@ -2,18 +2,18 @@
 
 @if (_loading)
 {
-    <span class="text-muted small">Loading...</span>
+    <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
 }
 else if (_error || _summary is null)
 {
-    <span class="text-danger small">Unable to load</span>
+    <span class="text-danger small">@Shared["Shared_Tile_LoadError"]</span>
 }
 else
 {
-    <div class="tile-balance">@_summary.CurrentBalance.ToString("C")</div>
-    <div class="tile-stat-label">Current Balance</div>
+    <div class="tile-balance">@MoneyFormatter.Format(_summary.CurrentBalance)</div>
+    <div class="tile-stat-label">@L["Finance_Tile_CurrentBalanceLabel"]</div>
     <div class="tile-note tile-month-flow">
-        <span class="text-success">@_monthName income +@_summary.MonthIncome.ToString("C")</span>
-        <span class="text-danger">expenses −@_summary.MonthExpenses.ToString("C")</span>
+        <span class="text-success">@MonthIncomeText()</span>
+        <span class="text-danger">@MonthExpensesText()</span>
     </div>
 }
diff --git a/src/StageFright.UI/Modules/Finance/FinanceTile.razor.cs b/src/StageFright.UI/Modules/Finance/FinanceTile.razor.cs
index 7a17e22d..1fb9c86c 100644
--- a/src/StageFright.UI/Modules/Finance/FinanceTile.razor.cs
+++ b/src/StageFright.UI/Modules/Finance/FinanceTile.razor.cs
@@ -1,7 +1,10 @@
 using System.Globalization;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Finance;
 
@@ -12,12 +15,25 @@ namespace StageFright.UI.Modules.Finance;
 public partial class FinanceTile : ComponentBase
 {
     [Inject] private IFinanceSummaryService FinanceSummaryService { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _error;
     private FinanceSummary? _summary;
     private string _monthName = string.Empty;
 
+    /// <summary>"{month} income +{amount}" month-to-date income line for the tile note.</summary>
+    private string MonthIncomeText() =>
+        Loc.Get<FinanceResource>("Finance_Tile_MonthIncome",
+            _monthName, MoneyFormatter.Format(_summary!.MonthIncome));
+
+    /// <summary>"expenses −{amount}" month-to-date expenses line for the tile note.</summary>
+    private string MonthExpensesText() =>
+        Loc.Get<FinanceResource>("Finance_Tile_MonthExpenses",
+            MoneyFormatter.Format(_summary!.MonthExpenses));
+
     protected override async Task OnInitializedAsync()
     {
         try
diff --git a/src/StageFright.UI/Modules/Finance/OutstandingBalancesDashboardTileProvider.cs b/src/StageFright.UI/Modules/Finance/OutstandingBalancesDashboardTileProvider.cs
index bd3a8b4c..cf1c1c46 100644
--- a/src/StageFright.UI/Modules/Finance/OutstandingBalancesDashboardTileProvider.cs
+++ b/src/StageFright.UI/Modules/Finance/OutstandingBalancesDashboardTileProvider.cs
@@ -1,4 +1,6 @@
+using Microsoft.Extensions.Localization;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Finance;
 
@@ -15,12 +17,19 @@ namespace StageFright.UI.Modules.Finance;
 /// </summary>
 public class OutstandingBalancesDashboardTileProvider : IDashboardTileProvider
 {
+    private readonly IStringLocalizer<FinanceResource> _localizer;
+
+    public OutstandingBalancesDashboardTileProvider(IStringLocalizer<FinanceResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string TileId => "finance-outstanding-balances";
-    public string Title => "Outstanding Balances";
+    public string Title => _localizer["Finance_OutstandingTile_Title"];
     public string ModuleName => "Finance";
     public int DisplayOrder => 45;
     public string? NavigateRoute => "/finance?tab=outstanding";
-    public string? ActionText => "View Members";
+    public string? ActionText => _localizer["Finance_OutstandingTile_ActionText"];
     public Type TileComponentType => typeof(OutstandingBalancesTile);
     public DashboardTileSize TileSize => DashboardTileSize.TwoByTwo;
 
diff --git a/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor b/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor
index 04910b6e..614c6b19 100644
--- a/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor
+++ b/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor
@@ -2,26 +2,26 @@
 
 @if (_loading)
 {
-    <span class="text-muted small">Loading...</span>
+    <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
 }
 else if (_error)
 {
-    <span class="text-danger small">Unable to load</span>
+    <span class="text-danger small">@Shared["Shared_Tile_LoadError"]</span>
 }
 else
 {
     <div class="tile-stats tile-stats-lg">
         <div>
             <div class="tile-stat-value">@_memberCount</div>
-            <div class="tile-stat-label">Members Owing</div>
+            <div class="tile-stat-label">@L["Finance_OutstandingTile_MembersOwingLabel"]</div>
         </div>
         <div>
-            <div class="tile-stat-value dim">@_attendanceOutstanding.ToString("C")</div>
-            <div class="tile-stat-label">Attendance</div>
+            <div class="tile-stat-value dim">@MoneyFormatter.Format(_attendanceOutstanding)</div>
+            <div class="tile-stat-label">@L["Finance_OutstandingTile_AttendanceLabel"]</div>
         </div>
         <div>
-            <div class="tile-stat-value dim">@_annualOutstanding.ToString("C")</div>
-            <div class="tile-stat-label">Annual</div>
+            <div class="tile-stat-value dim">@MoneyFormatter.Format(_annualOutstanding)</div>
+            <div class="tile-stat-label">@L["Finance_OutstandingTile_AnnualLabel"]</div>
         </div>
     </div>
     @if (_hasChartData)
@@ -30,6 +30,6 @@ else
     }
     else
     {
-        <div class="tile-note">No outstanding balances this year</div>
+        <div class="tile-note">@L["Finance_OutstandingTile_Empty"]</div>
     }
 }
diff --git a/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor.cs b/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor.cs
index a1d3ddbb..85886dec 100644
--- a/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor.cs
+++ b/src/StageFright.UI/Modules/Finance/OutstandingBalancesTile.razor.cs
@@ -1,7 +1,10 @@
 using System.Globalization;
 using BlazorBootstrap;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Finance;
 
@@ -15,6 +18,8 @@ public partial class OutstandingBalancesTile : ComponentBase
 {
     [Inject] private IMemberBalanceService MemberBalanceService { get; set; } = null!;
     [Inject] private IFinanceSummaryService FinanceSummaryService { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
 
     private bool _loading = true;
     private bool _error;
@@ -57,7 +62,7 @@ protected override async Task OnInitializedAsync()
                     {
                         new LineChartDataset
                         {
-                            Label = "Total Owed",
+                            Label = L["Finance_OutstandingTile_TotalOwedSeries"],
                             Data = trend.Select(m => (double?)(double)(m.OutstandingAttendanceFees + m.OutstandingAnnualFees)).ToList(),
                             BorderColor = "#8a8fff",
                             BackgroundColor = "rgba(138, 143, 255, 0.15)",
@@ -66,7 +71,7 @@ protected override async Task OnInitializedAsync()
                         },
                         new LineChartDataset
                         {
-                            Label = "Attendance",
+                            Label = L["Finance_OutstandingTile_AttendanceSeries"],
                             Data = trend.Select(m => (double?)(double)m.OutstandingAttendanceFees).ToList(),
                             BorderColor = "#ff7d92",
                             BackgroundColor = "rgba(255, 125, 146, 0.15)",
@@ -75,7 +80,7 @@ protected override async Task OnInitializedAsync()
                         },
                         new LineChartDataset
                         {
-                            Label = "Annual",
+                            Label = L["Finance_OutstandingTile_AnnualSeries"],
                             Data = trend.Select(m => (double?)(double)m.OutstandingAnnualFees).ToList(),
                             BorderColor = "#ffb020",
                             BackgroundColor = "rgba(255, 176, 32, 0.15)",
diff --git a/src/StageFright.UI/Modules/Members/MembersDashboardTileProvider.cs b/src/StageFright.UI/Modules/Members/MembersDashboardTileProvider.cs
index b61980c9..82f4bf43 100644
--- a/src/StageFright.UI/Modules/Members/MembersDashboardTileProvider.cs
+++ b/src/StageFright.UI/Modules/Members/MembersDashboardTileProvider.cs
@@ -1,4 +1,6 @@
+using Microsoft.Extensions.Localization;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Members;
 
@@ -9,12 +11,19 @@ namespace StageFright.UI.Modules.Members;
 /// </summary>
 public class MembersDashboardTileProvider : IDashboardTileProvider
 {
+    private readonly IStringLocalizer<MembersResource> _localizer;
+
+    public MembersDashboardTileProvider(IStringLocalizer<MembersResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string TileId => "members";
-    public string Title => "Members";
+    public string Title => _localizer["Members_Tile_Title"];
     public string ModuleName => "Members";
     public int DisplayOrder => 10;
     public string? NavigateRoute => "/members";
-    public string? ActionText => "View Members";
+    public string? ActionText => _localizer["Members_Tile_ActionText"];
     public Type TileComponentType => typeof(MembersTile);
 
     public Task<TileData> GetTileDataAsync(CancellationToken ct) =>
diff --git a/src/StageFright.UI/Modules/Members/MembersTile.razor b/src/StageFright.UI/Modules/Members/MembersTile.razor
index c29d86c3..e7b51a04 100644
--- a/src/StageFright.UI/Modules/Members/MembersTile.razor
+++ b/src/StageFright.UI/Modules/Members/MembersTile.razor
@@ -2,34 +2,34 @@
 
 @if (_loading)
 {
-    <span class="text-muted small">Loading...</span>
+    <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
 }
 else if (_error)
 {
-    <span class="text-danger small">Unable to load</span>
+    <span class="text-danger small">@L["Members_Tile_ErrorText"]</span>
 }
 else
 {
     <div class="tile-stats">
         <div>
             <div class="tile-stat-value">@_activeCount</div>
-            <div class="tile-stat-label">Active</div>
+            <div class="tile-stat-label">@MemberStatus.Active.LocalizeEnum()</div>
         </div>
         <div>
             <div class="tile-stat-value dim">@_inactiveCount</div>
-            <div class="tile-stat-label">Inactive</div>
+            <div class="tile-stat-label">@MemberStatus.Inactive.LocalizeEnum()</div>
         </div>
         <div>
             <div class="tile-stat-value">@(_activeCount + _inactiveCount)</div>
-            <div class="tile-stat-label">Total</div>
+            <div class="tile-stat-label">@L["Members_Tile_TotalLabel"]</div>
         </div>
     </div>
     @if (_outstandingCount > 0)
     {
-        <div class="tile-chip-alert">Outstanding fees · <b>@_outstandingCount @(_outstandingCount == 1 ? "member" : "members")</b></div>
+        <div class="tile-chip-alert">@OutstandingFeesText()</div>
     }
     else
     {
-        <div class="tile-note">No outstanding fees</div>
+        <div class="tile-note">@L["Members_Tile_NoOutstandingFees"]</div>
     }
 }
diff --git a/src/StageFright.UI/Modules/Members/MembersTile.razor.cs b/src/StageFright.UI/Modules/Members/MembersTile.razor.cs
index 0d01404a..5d60ad47 100644
--- a/src/StageFright.UI/Modules/Members/MembersTile.razor.cs
+++ b/src/StageFright.UI/Modules/Members/MembersTile.razor.cs
@@ -1,6 +1,9 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Members;
 
@@ -12,6 +15,13 @@ public partial class MembersTile : ComponentBase
 {
     [Inject] private IMemberService MemberService { get; set; } = null!;
     [Inject] private IMemberBalanceService MemberBalanceService { get; set; } = null!;
+    [Inject] private IStringLocalizer<MembersResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    /// <summary>Outstanding-fees alert text, pluralised on the member count.</summary>
+    private string OutstandingFeesText() =>
+        Loc.Plural<MembersResource>("Members_Tile_OutstandingFees", _outstandingCount);
 
     private bool _loading = true;
     private bool _error;
diff --git a/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendDashboardTileProvider.cs b/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendDashboardTileProvider.cs
index 593f756d..4c97921b 100644
--- a/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendDashboardTileProvider.cs
+++ b/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendDashboardTileProvider.cs
@@ -1,4 +1,6 @@
+using Microsoft.Extensions.Localization;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Rehearsals;
 
@@ -9,8 +11,15 @@ namespace StageFright.UI.Modules.Rehearsals;
 /// </summary>
 public class AttendanceTrendDashboardTileProvider : IDashboardTileProvider
 {
+    private readonly IStringLocalizer<RehearsalsResource> _localizer;
+
+    public AttendanceTrendDashboardTileProvider(IStringLocalizer<RehearsalsResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string TileId => "rehearsals-attendance-trend";
-    public string Title => "Attendance trend";
+    public string Title => _localizer["Rehearsals_TrendTile_Title"];
     public string ModuleName => "Rehearsals";
     public int DisplayOrder => 60;
     public Type TileComponentType => typeof(AttendanceTrendTile);
diff --git a/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor b/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor
index 5aad5eab..d023a3c6 100644
--- a/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor
+++ b/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor
@@ -2,15 +2,15 @@
 
 @if (_loading)
 {
-    <span class="text-muted small">Loading...</span>
+    <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
 }
 else if (_error)
 {
-    <span class="text-danger small">Unable to load</span>
+    <span class="text-danger small">@Shared["Shared_Tile_LoadError"]</span>
 }
 else if (!_hasData)
 {
-    <span class="text-muted small">No attendance recorded in the last 6 months</span>
+    <span class="text-muted small">@L["Rehearsals_TrendTile_Empty"]</span>
 }
 else
 {
diff --git a/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor.cs b/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor.cs
index 949f5222..1065bd6f 100644
--- a/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor.cs
+++ b/src/StageFright.UI/Modules/Rehearsals/AttendanceTrendTile.razor.cs
@@ -1,7 +1,9 @@
 using System.Globalization;
 using BlazorBootstrap;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Rehearsals;
 
@@ -14,6 +16,8 @@ public partial class AttendanceTrendTile : ComponentBase
     private const int MonthWindow = 6;
 
     [Inject] private IRehearsalService RehearsalService { get; set; } = null!;
+    [Inject] private IStringLocalizer<RehearsalsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
 
     private bool _loading = true;
     private bool _error;
@@ -58,7 +62,7 @@ protected override async Task OnInitializedAsync()
                     {
                         new LineChartDataset
                         {
-                            Label = "Attendance %",
+                            Label = L["Rehearsals_TrendTile_Series"],
                             Data = values,
                             BorderColor = "#38d2ff",
                             BackgroundColor = "rgba(56, 210, 255, 0.15)",
diff --git a/src/StageFright.UI/Modules/Rehearsals/RehearsalsDashboardTileProvider.cs b/src/StageFright.UI/Modules/Rehearsals/RehearsalsDashboardTileProvider.cs
index be45d5ae..d6926291 100644
--- a/src/StageFright.UI/Modules/Rehearsals/RehearsalsDashboardTileProvider.cs
+++ b/src/StageFright.UI/Modules/Rehearsals/RehearsalsDashboardTileProvider.cs
@@ -1,4 +1,6 @@
+using Microsoft.Extensions.Localization;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Rehearsals;
 
@@ -9,12 +11,19 @@ namespace StageFright.UI.Modules.Rehearsals;
 /// </summary>
 public class RehearsalsDashboardTileProvider : IDashboardTileProvider
 {
+    private readonly IStringLocalizer<RehearsalsResource> _localizer;
+
+    public RehearsalsDashboardTileProvider(IStringLocalizer<RehearsalsResource> localizer)
+    {
+        _localizer = localizer;
+    }
+
     public string TileId => "rehearsals";
-    public string Title => "Rehearsals";
+    public string Title => _localizer["Rehearsals_Tile_Title"];
     public string ModuleName => "Rehearsals";
     public int DisplayOrder => 20;
     public string? NavigateRoute => "/rehearsals";
-    public string? ActionText => "View Rehearsals";
+    public string? ActionText => _localizer["Rehearsals_Tile_ActionText"];
     public Type TileComponentType => typeof(RehearsalsTile);
 
     public Task<TileData> GetTileDataAsync(CancellationToken ct) =>
diff --git a/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor b/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor
index 57cde8bb..23ecd263 100644
--- a/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor
+++ b/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor
@@ -2,35 +2,35 @@
 
 @if (_loading)
 {
-    <span class="text-muted small">Loading...</span>
+    <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
 }
 else if (_error)
 {
-    <span class="text-danger small">Unable to load</span>
+    <span class="text-danger small">@Shared["Shared_Tile_LoadError"]</span>
 }
 else
 {
     <div class="tile-stats">
         <div>
             <div class="tile-stat-value">@_upcomingCount</div>
-            <div class="tile-stat-label">Upcoming</div>
+            <div class="tile-stat-label">@L["Rehearsals_Tile_UpcomingLabel"]</div>
         </div>
         <div>
             <div class="tile-stat-value accent">@(_nextDate?.ToString("MMM d") ?? "—")</div>
-            <div class="tile-stat-label">Next</div>
+            <div class="tile-stat-label">@L["Rehearsals_Tile_NextLabel"]</div>
         </div>
     </div>
     @if (HasLastAttendance)
     {
         <div class="tile-note">
-            Last attendance
+            @L["Rehearsals_Tile_LastAttendanceLabel"]
             @if (_recordCount > 0)
             {
-                <b class="@(IsGoodRate ? "text-success" : "")">@_attendedCount of @_recordCount (@($"{_lastRate:F0}")%)</b>
+                <b class="@(IsGoodRate ? "text-success" : "")">@AttendanceDetailText()</b>
             }
             else
             {
-                <b class="@(IsGoodRate ? "text-success" : "")">@($"{_lastRate:F0}")%</b>
+                <b class="@(IsGoodRate ? "text-success" : "")">@AttendanceRateText()</b>
             }
         </div>
         <div class="tile-progress">
@@ -39,6 +39,6 @@ else
     }
     else
     {
-        <div class="tile-note">No attendance recorded yet</div>
+        <div class="tile-note">@L["Rehearsals_Tile_NoAttendance"]</div>
     }
 }
diff --git a/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor.cs b/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor.cs
index 68324a3c..59d8cedd 100644
--- a/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor.cs
+++ b/src/StageFright.UI/Modules/Rehearsals/RehearsalsTile.razor.cs
@@ -1,5 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Modules.Rehearsals;
 
@@ -12,6 +15,9 @@ public partial class RehearsalsTile : ComponentBase
 {
     [Inject] private IRehearsalService RehearsalService { get; set; } = null!;
     [Inject] private IAttendanceRepository AttendanceRepository { get; set; } = null!;
+    [Inject] private IStringLocalizer<RehearsalsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _error;
@@ -24,6 +30,15 @@ public partial class RehearsalsTile : ComponentBase
     private bool HasLastAttendance => _lastRate.HasValue;
     private bool IsGoodRate => _lastRate >= 80m;
 
+    /// <summary>"n of m (x%)" recorded-attendance detail for the tile note.</summary>
+    private string AttendanceDetailText() =>
+        Loc.Get<RehearsalsResource>("Rehearsals_Tile_AttendanceDetail",
+            _attendedCount, _recordCount, $"{_lastRate:F0}");
+
+    /// <summary>"x%" recorded-attendance rate for the tile note when the record count is unknown.</summary>
+    private string AttendanceRateText() =>
+        Loc.Get<RehearsalsResource>("Rehearsals_Tile_AttendanceRate", $"{_lastRate:F0}");
+
     protected override async Task OnInitializedAsync()
     {
         try
diff --git a/src/StageFright.UI/Modules/Reports/ReportMenuItemProvider.cs b/src/StageFright.UI/Modules/Reports/ReportMenuItemProvider.cs
index cdc7ef87..a9e3c1b0 100644
--- a/src/StageFright.UI/Modules/Reports/ReportMenuItemProvider.cs
+++ b/src/StageFright.UI/Modules/Reports/ReportMenuItemProvider.cs
@@ -1,3 +1,5 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Plugins.Contracts;
 using StageFright.Reports.Registry;
 
@@ -7,14 +9,19 @@ namespace StageFright.UI.Modules.Reports;
 /// Contributes the Reports navigation group. Each registered report is a
 /// sub-item, mirroring FinanceMenuItemProvider's expandable-group pattern.
 /// DisplayOrder=5 places Reports after Finance and before Settings.
+/// Individual report names come from each provider's own <c>ReportName</c>
+/// (localized via <c>ReportsResource</c> — spec 027 T039); this provider only
+/// owns the group's own <c>Title</c>/<c>ShortLabel</c>.
 /// </summary>
 public class ReportMenuItemProvider : IMenuItemProvider
 {
     private readonly IReportProviderRegistry _registry;
+    private readonly IStringLocalizer<NavigationResource> _localizer;
 
-    public ReportMenuItemProvider(IReportProviderRegistry registry)
+    public ReportMenuItemProvider(IReportProviderRegistry registry, IStringLocalizer<NavigationResource> localizer)
     {
         _registry = registry;
+        _localizer = localizer;
     }
 
     public string ModuleName => "Reports";
@@ -41,9 +48,9 @@ public IReadOnlyList<MenuItem> GetMenuItems()
         [
             new MenuItem
             {
-                Title = "Reports",
+                Title = _localizer["Nav_Reports_Title"],
                 Route = "/reports",
-                ShortLabel = "RPT",
+                ShortLabel = _localizer["Nav_Reports_ShortLabel"],
                 DisplayOrder = DisplayOrder,
                 SubItems = subItems
             }
diff --git a/src/StageFright.UI/Pages/Dashboard/Dashboard.razor b/src/StageFright.UI/Pages/Dashboard/Dashboard.razor
index 03ec989e..5fdfd001 100644
--- a/src/StageFright.UI/Pages/Dashboard/Dashboard.razor
+++ b/src/StageFright.UI/Pages/Dashboard/Dashboard.razor
@@ -1,22 +1,32 @@
 @page "/dashboard"
 
-<PageTitle>Dashboard — StageFright Community</PageTitle>
+<PageTitle>@L["Dashboard_Page_Title"]</PageTitle>
+
+@if (ShowStartupWarning)
+{
+    <div class="alert alert-warning d-flex justify-content-between align-items-start" role="alert" data-testid="startup-warning-banner">
+        <span>@StartupWarningText</span>
+        <button type="button" class="btn btn-sm btn-outline-secondary ms-3" @onclick="DismissStartupWarning">
+            @StartupWarningDismissLabel
+        </button>
+    </div>
+}
 
 @if (!_initialized)
 {
     <div class="d-flex justify-content-center align-items-center py-4" role="status" aria-live="polite">
         <div class="spinner-border text-primary me-2" aria-hidden="true"></div>
-        <span>Loading dashboard…</span>
+        <span>@L["Dashboard_LoadingText"]</span>
     </div>
 }
 else
 {
     <div class="page-header mb-2">
-        <h1 class="h3">Dashboard</h1>
+        <h1 class="h3">@L["Dashboard_Heading"]</h1>
     </div>
 
-    <section aria-label="Core Metrics" class="mb-2">
-        <h2 class="section-label mb-2">Core Metrics</h2>
+    <section aria-label="@L["Dashboard_CoreMetricsHeading"]" class="mb-2">
+        <h2 class="section-label mb-2">@L["Dashboard_CoreMetricsHeading"]</h2>
         <div class="sf-dash-grid">
             @foreach (var tile in _coreTiles)
             {
@@ -42,8 +52,8 @@ else
 
     @if (_extensionTiles.Count > 0)
     {
-        <section aria-label="Extensions" class="mb-2">
-            <h2 class="section-label mb-2">Extensions</h2>
+        <section aria-label="@L["Dashboard_ExtensionsHeading"]" class="mb-2">
+            <h2 class="section-label mb-2">@L["Dashboard_ExtensionsHeading"]</h2>
             <div class="sf-dash-grid">
                 @foreach (var tile in _extensionTiles)
                 {
diff --git a/src/StageFright.UI/Pages/Dashboard/Dashboard.razor.cs b/src/StageFright.UI/Pages/Dashboard/Dashboard.razor.cs
index fe1de527..ed81f856 100644
--- a/src/StageFright.UI/Pages/Dashboard/Dashboard.razor.cs
+++ b/src/StageFright.UI/Pages/Dashboard/Dashboard.razor.cs
@@ -1,7 +1,10 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Dashboard;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Dashboard;
 
@@ -9,12 +12,31 @@ public partial class Dashboard
 {
     [Inject] private IDashboardService DashboardService { get; set; } = null!;
     [Inject] private NavigationManager NavigationManager { get; set; } = null!;
+    [Inject] private IStringLocalizer<DashboardResource> L { get; set; } = null!;
+    [Inject] private IStartupDiagnosticService StartupDiagnostics { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private IReadOnlyList<IDashboardTileProvider> _coreTiles = [];
     private IReadOnlyList<IDashboardTileProvider> _extensionTiles = [];
     private Dictionary<string, Task<TileLoadResult>> _loadTasks = new();
     private bool _initialized;
 
+    /// <summary>
+    /// Session-scoped dismissal of the non-fatal startup warning banner (spec 028, US8 / FR-025).
+    /// The underlying diagnostic state is not cleared — only hidden until the next app start.
+    /// </summary>
+    private bool _startupWarningDismissed;
+
+    private bool ShowStartupWarning => StartupDiagnostics.HasStartupWarning && !_startupWarningDismissed;
+
+    // The banner text is always the localised string; StartupDiagnostics.StartupWarning holds the
+    // non-localised diagnostic detail (also written to the log) and is not shown verbatim.
+    private string StartupWarningText => Loc.Get<SharedResource>("Shared_StartupWarning_AuditPurgeFailed");
+
+    private string StartupWarningDismissLabel => Loc.Get<SharedResource>("Shared_StartupWarning_DismissLabel");
+
+    private void DismissStartupWarning() => _startupWarningDismissed = true;
+
     private void NavigateTo(string? route)
     {
         if (route != null)
diff --git a/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor b/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor
index 1d945b86..35461750 100644
--- a/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor
+++ b/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor
@@ -1,6 +1,6 @@
 @if (_rows.Count == 0)
 {
-    <div class="alert alert-warning py-1 mb-2 small">No active members found.</div>
+    <div class="alert alert-warning py-1 mb-2 small">@L["Events_AgmAttendance_NoActiveMembers"]</div>
 }
 else
 {
@@ -9,16 +9,16 @@ else
                         AllowSorting="true" AllowPaging="false"
                         class="rz-shadow-0">
             <Columns>
-                <RadzenDataGridColumn TItem="AttendanceRow" Title="Attended" Width="120px" Sortable="false">
+                <RadzenDataGridColumn TItem="AttendanceRow" Title="@L["Events_AgmAttendance_AttendedColumn"]" Width="120px" Sortable="false">
                     <HeaderTemplate>
                         <div class="d-flex flex-column align-items-center gap-1">
-                            <span>Attended</span>
+                            <span>@L["Events_AgmAttendance_AttendedColumn"]</span>
                             <span class="select-all-inline small text-muted">
                                 (<input type="checkbox" class="form-check-input" id="select-all-agm-attended"
                                         checked="@AllAttended"
                                         @onchange="e => { ToggleSelectAll((bool)(e.Value ?? false)); StateHasChanged(); }"
-                                        aria-label="Select all members as attended" />
-                                <label class="form-check-label mb-0" for="select-all-agm-attended">Select All</label>)
+                                        aria-label="@L["Events_AgmAttendance_SelectAllAriaLabel"]" />
+                                <label class="form-check-label mb-0" for="select-all-agm-attended">@L["Events_AgmAttendance_SelectAllLabel"]</label>)
                             </span>
                         </div>
                     </HeaderTemplate>
@@ -27,11 +27,11 @@ else
                             <input type="checkbox" class="form-check-input" id="agm-attended-@row.MemberId"
                                    checked="@row.Attended"
                                    @onchange="e => { row.Attended = (bool)(e.Value ?? false); StateHasChanged(); }"
-                                   aria-label="@row.MemberName attended" />
+                                   aria-label="@RowAriaLabel(row.MemberName)" />
                         </div>
                     </Template>
                 </RadzenDataGridColumn>
-                <RadzenDataGridColumn TItem="AttendanceRow" Property="MemberName" Title="Member" />
+                <RadzenDataGridColumn TItem="AttendanceRow" Property="MemberName" Title="@L["Events_AgmAttendance_MemberColumn"]" />
             </Columns>
         </RadzenDataGrid>
     </div>
diff --git a/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor.cs b/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor.cs
index 8250c1a4..8ccabd19 100644
--- a/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor.cs
+++ b/src/StageFright.UI/Pages/Events/AgmAttendanceGrid.razor.cs
@@ -1,5 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -13,9 +16,15 @@ public partial class AgmAttendanceGrid : ComponentBase
 {
     [Parameter] public IReadOnlyList<Member> Members { get; set; } = [];
 
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
     private List<AttendanceRow> _rows = [];
     private IReadOnlyList<Member> _lastMembers = [];
 
+    private string RowAriaLabel(string memberName) =>
+        Loc.Get<EventsResource>("Events_AgmAttendance_RowAriaLabel", memberName);
+
     protected override void OnParametersSet()
     {
         if (!ReferenceEquals(_lastMembers, Members))
diff --git a/src/StageFright.UI/Pages/Events/AgmAttendanceReportPrinter.cs b/src/StageFright.UI/Pages/Events/AgmAttendanceReportPrinter.cs
index ca590609..884ba016 100644
--- a/src/StageFright.UI/Pages/Events/AgmAttendanceReportPrinter.cs
+++ b/src/StageFright.UI/Pages/Events/AgmAttendanceReportPrinter.cs
@@ -1,6 +1,8 @@
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -20,7 +22,8 @@ public static class AgmAttendanceReportPrinter
         IAgmAttendanceSheetService sheetService,
         IAgmAttendanceSheetPdfRenderer pdfRenderer,
         ISettingsService settingsService,
-        ILogger logger)
+        ILogger logger,
+        IStringLocalizer<EventsResource> localizer)
     {
         try
         {
@@ -28,7 +31,7 @@ public static class AgmAttendanceReportPrinter
 
             if (sheetData.Members.Count == 0)
             {
-                return "No attendance records found — nothing to print.";
+                return localizer["Events_Agm_PrintNoRecords"];
             }
 
             var settings = await settingsService.GetAsync();
@@ -44,7 +47,7 @@ public static class AgmAttendanceReportPrinter
         catch (Exception ex)
         {
             logger.LogError(ex, "Failed to print attendance report for AGM {AgmId}", agmId);
-            return "Unable to print attendance report. Please try again.";
+            return localizer["Events_Agm_PrintError"];
         }
     }
 }
diff --git a/src/StageFright.UI/Pages/Events/AgmDetail.razor b/src/StageFright.UI/Pages/Events/AgmDetail.razor
index bf563c0f..8791a5f6 100644
--- a/src/StageFright.UI/Pages/Events/AgmDetail.razor
+++ b/src/StageFright.UI/Pages/Events/AgmDetail.razor
@@ -1,43 +1,43 @@
 @page "/events/agm/{id:guid}"
 
-<PageTitle>AGM — StageFright Community</PageTitle>
+<PageTitle>@L["Events_Agm_DetailPageTitle"]</PageTitle>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else if (_notFound)
 {
-    <div class="alert alert-warning py-1 mb-2 small">AGM not found.</div>
-    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">Back to AGMs</a>
+    <div class="alert alert-warning py-1 mb-2 small">@L["Events_Agm_NotFoundNotice"]</div>
+    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">@L["Events_Agm_BackButton"]</a>
 }
 else
 {
     <div class="page-header d-flex align-items-center justify-content-between mb-2">
         <h1 class="h3 mb-0">
-            AGM — @_agm!.Date.ToString("d MMMM yyyy")
-            @if (_agm.IsRecorded)
+            @DetailHeadingText()
+            @if (_agm!.IsRecorded)
             {
-                <span class="badge bg-success">Recorded</span>
+                <span class="badge bg-success">@L["Events_Status_Recorded"]</span>
             }
             else
             {
-                <span class="badge bg-warning text-dark">Scheduled</span>
+                <span class="badge bg-warning text-dark">@L["Events_Status_Scheduled"]</span>
             }
         </h1>
         <div class="d-flex gap-1">
             <button class="btn btn-outline-secondary btn-sm"
                     @onclick="PrintAttendanceReport"
-                    aria-label="Print attendance report">
-                Print Attendance Report
+                    aria-label="@L["Events_Agm_PrintReportButtonAriaLabel"]">
+                @L["Events_Agm_PrintReportButton"]
             </button>
             <button class="btn btn-outline-secondary btn-sm"
                     @onclick="PrintAgmResults"
-                    aria-label="Print AGM results report">
-                Print AGM Results
+                    aria-label="@L["Events_Agm_PrintResultsButtonAriaLabel"]">
+                @L["Events_Agm_PrintResultsButton"]
             </button>
             <button class="btn btn-outline-danger btn-sm" @onclick="ArchiveAsync" disabled="@_archiving">
-                @(_archiving ? "Archiving…" : "Archive")
+                @(_archiving ? L["Events_Agm_ArchivingText"] : L["Events_Agm_ArchiveButton"])
             </button>
         </div>
     </div>
@@ -55,18 +55,18 @@ else
     @if (!_agm.IsRecorded)
     {
         <a href="@($"/events/agm/{_agm.Id}/record")" class="btn btn-primary btn-sm mt-1 mb-2">
-            Record Attendance &amp; Elections
+            @L["Events_Agm_RecordAttendanceLink"]
         </a>
     }
     else
     {
-        <h2 class="h6 mb-1">Attendance</h2>
-        <p class="small">@AttendedCount of @_attendance.Count members attended.</p>
+        <h2 class="h6 mb-1">@L["Events_Agm_AttendanceHeading"]</h2>
+        <p class="small">@AttendanceSummaryText()</p>
 
-        <h2 class="h6 mb-1 mt-3">Elected Positions</h2>
+        <h2 class="h6 mb-1 mt-3">@L["Events_Agm_ElectedPositionsHeading"]</h2>
         @if (PositionLines.Count == 0 && GeneralCommitteeMemberNames.Count == 0)
         {
-            <p class="small text-muted">No positions recorded.</p>
+            <p class="small text-muted">@L["Events_Agm_NoPositionsRecorded"]</p>
         }
         else
         {
@@ -84,7 +84,7 @@ else
             @if (GeneralCommitteeMemberNames.Count > 0)
             {
                 <div class="mb-1">
-                    <strong class="small d-block mb-1">General Committee Member</strong>
+                    <strong class="small d-block mb-1">@L["Events_Agm_GeneralCommitteeHeading"]</strong>
                     <BorderedListBox TItem="string" Items="GeneralCommitteeMemberNames">
                         <RowTemplate Context="name"><span class="small">@name</span></RowTemplate>
                     </BorderedListBox>
@@ -93,5 +93,5 @@ else
         }
     }
 
-    <a href="/events/agm" class="btn btn-outline-secondary btn-sm mt-2">Back to AGMs</a>
+    <a href="/events/agm" class="btn btn-outline-secondary btn-sm mt-2">@L["Events_Agm_BackButton"]</a>
 }
diff --git a/src/StageFright.UI/Pages/Events/AgmDetail.razor.cs b/src/StageFright.UI/Pages/Events/AgmDetail.razor.cs
index f83329eb..30d7b173 100644
--- a/src/StageFright.UI/Pages/Events/AgmDetail.razor.cs
+++ b/src/StageFright.UI/Pages/Events/AgmDetail.razor.cs
@@ -1,9 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Agm;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -24,6 +27,9 @@ public partial class AgmDetail : ComponentBase
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
     [Inject] private ILogger<AgmDetail> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private AnnualGeneralMeeting? _agm;
     private List<AgmAttendanceRecord> _attendance = [];
@@ -33,6 +39,12 @@ public partial class AgmDetail : ComponentBase
     private bool _archiving;
     private string? _printMessage;
 
+    private string DetailHeadingText() =>
+        Loc.Get<EventsResource>("Events_Agm_DetailHeading", _agm!.Date.ToString("d MMMM yyyy"));
+
+    private string AttendanceSummaryText() =>
+        Loc.Get<EventsResource>("Events_Agm_AttendanceSummary", AttendedCount, _attendance.Count);
+
     protected override async Task OnParametersSetAsync()
     {
         _loading = true;
@@ -72,7 +84,7 @@ protected override async Task OnParametersSetAsync()
         .OrderBy(n => n, StringComparer.OrdinalIgnoreCase)
         .ToList();
 
-    private static List<(string Label, string MemberText)> BuildPositionLines(List<CommitteePositionRecord> positions)
+    private List<(string Label, string MemberText)> BuildPositionLines(List<CommitteePositionRecord> positions)
     {
         var lines = new List<(string Label, string MemberText)>();
 
@@ -84,14 +96,14 @@ protected override async Task OnParametersSetAsync()
         foreach (var group in officeHolderGroups)
         {
             var holders = group.ToList();
-            var label = holders[0].OfficeHolderType?.Name ?? "Unknown Position";
+            var label = holders[0].OfficeHolderType?.Name ?? L["Events_Agm_UnknownPosition"].Value;
             lines.Add((label, DescribeHolders(holders)));
         }
 
         return lines;
     }
 
-    private static string DescribeHolders(List<CommitteePositionRecord> holders)
+    private string DescribeHolders(List<CommitteePositionRecord> holders)
     {
         if (holders.Count == 1)
             return holders[0].Member.SortableFullName;
@@ -101,8 +113,8 @@ private static string DescribeHolders(List<CommitteePositionRecord> holders)
             .Select(h =>
             {
                 var start = h.StartDate!.Value.ToString("d MMM yyyy");
-                var end = h.EndDate.HasValue ? h.EndDate.Value.ToString("d MMM yyyy") : "present";
-                return $"{h.Member.SortableFullName} ({start}–{end})";
+                var end = h.EndDate.HasValue ? h.EndDate.Value.ToString("d MMM yyyy") : L["Events_Agm_HolderPresent"].Value;
+                return Loc.Get<EventsResource>("Events_Agm_HolderTerm", h.Member.SortableFullName, start, end);
             }));
     }
 
@@ -130,7 +142,7 @@ private async Task PrintAttendanceReport()
 
             if (sheetData.Members.Count == 0)
             {
-                _printMessage = "No attendance records found — nothing to print.";
+                _printMessage = L["Events_Agm_PrintNoRecords"];
                 return;
             }
 
@@ -146,7 +158,7 @@ private async Task PrintAttendanceReport()
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to print attendance report for AGM {AgmId}", Id);
-            _printMessage = "Unable to print attendance report. Please try again.";
+            _printMessage = L["Events_Agm_PrintError"];
         }
     }
 
@@ -179,7 +191,7 @@ private async Task PrintAgmResults()
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to print AGM results report for AGM {AgmId}", Id);
-            _printMessage = "Unable to print AGM results report. Please try again.";
+            _printMessage = L["Events_Agm_PrintResultsError"];
         }
     }
 }
diff --git a/src/StageFright.UI/Pages/Events/AgmList.razor b/src/StageFright.UI/Pages/Events/AgmList.razor
index 330abb39..568cec62 100644
--- a/src/StageFright.UI/Pages/Events/AgmList.razor
+++ b/src/StageFright.UI/Pages/Events/AgmList.razor
@@ -1,19 +1,19 @@
 @page "/events/agm"
 
-<PageTitle>AGMs — StageFright Community</PageTitle>
+<PageTitle>@L["Events_Agm_ListPageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">AGMs</h1>
+    <h1 class="h3">@L["Events_Agm_ListHeading"]</h1>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else if (_agms.Count == 0)
 {
-    <div class="alert alert-info py-1 mb-2 small">No AGMs have been recorded yet.</div>
-    <a href="/events/agm/new" class="btn btn-primary btn-sm">Schedule AGM</a>
+    <div class="alert alert-info py-1 mb-2 small">@L["Events_Agm_ListEmptyNotice"]</div>
+    <a href="/events/agm/new" class="btn btn-primary btn-sm">@L["Events_Agm_ScheduleButton"]</a>
 }
 else
 {
@@ -21,7 +21,7 @@ else
                     AllowSorting="true" AllowPaging="true" PageSize="15"
                     class="rz-shadow-0">
         <Columns>
-            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Property="Date" Title="Date" Width="200px">
+            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Property="Date" Title="@L["Events_Agm_DateColumn"]" Width="200px">
                 <Template Context="agm">
                     <a href="#" @onclick:preventDefault @onclick="() => OpenDetail(agm)"
                        class="text-decoration-none fw-semibold">
@@ -29,36 +29,36 @@ else
                     </a>
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Title="Status" Width="120px" Sortable="false">
+            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Title="@Shared["Shared_Table_StatusColumn"]" Width="120px" Sortable="false">
                 <Template Context="agm">
                     @if (agm.IsRecorded)
                     {
-                        <span class="badge bg-success">Recorded</span>
+                        <span class="badge bg-success">@L["Events_Status_Recorded"]</span>
                     }
                     else
                     {
-                        <span class="badge bg-warning text-dark">Scheduled</span>
+                        <span class="badge bg-warning text-dark">@L["Events_Status_Scheduled"]</span>
                     }
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Title="Attendance" Width="140px" Sortable="false">
+            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Title="@L["Events_Agm_AttendanceColumn"]" Width="140px" Sortable="false">
                 <Template Context="agm">
-                    @(agm.IsRecorded ? $"{AttendedCount(agm)} of {agm.AttendanceRecords.Count}" : "—")
+                    @AttendanceValue(agm)
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Title="Actions" Width="200px" Sortable="false">
+            <RadzenDataGridColumn TItem="AnnualGeneralMeeting" Title="@Shared["Shared_Table_ActionsColumn"]" Width="200px" Sortable="false">
                 <Template Context="agm">
                     <div class="d-flex gap-1">
                         @if (!agm.IsRecorded)
                         {
                             <a href="@($"/events/agm/{agm.Id}/record")" class="btn btn-primary btn-sm text-nowrap">
-                                Record
+                                @L["Events_Agm_RecordButton"]
                             </a>
                         }
                         <button class="btn btn-outline-secondary btn-sm text-nowrap"
                                 @onclick="() => PrintAttendanceReport(agm.Id)"
-                                aria-label="Print attendance report for @agm.Date.ToString("d MMMM yyyy")">
-                            Print
+                                aria-label="@PrintReportAriaLabel(agm.Date)">
+                            @L["Events_Agm_PrintButton"]
                         </button>
                     </div>
                 </Template>
diff --git a/src/StageFright.UI/Pages/Events/AgmList.razor.cs b/src/StageFright.UI/Pages/Events/AgmList.razor.cs
index 706ec026..6ea02eef 100644
--- a/src/StageFright.UI/Pages/Events/AgmList.razor.cs
+++ b/src/StageFright.UI/Pages/Events/AgmList.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -18,6 +21,9 @@ public partial class AgmList : ComponentBase
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
     [Inject] private ILogger<AgmList> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private List<AnnualGeneralMeeting> _agms = [];
     private bool _loading = true;
@@ -32,10 +38,20 @@ protected override async Task OnInitializedAsync()
     private static int AttendedCount(AnnualGeneralMeeting agm) =>
         agm.AttendanceRecords.Count(a => a.Attended);
 
+    /// <summary>"n of m" attendance summary for an AGM grid row.</summary>
+    private string AttendanceValue(AnnualGeneralMeeting agm) =>
+        agm.IsRecorded
+            ? Loc.Get<EventsResource>("Events_Agm_AttendanceValue", AttendedCount(agm), agm.AttendanceRecords.Count)
+            : "—";
+
+    /// <summary>aria-label for a row's Print button.</summary>
+    private string PrintReportAriaLabel(DateTime date) =>
+        Loc.Get<EventsResource>("Events_Agm_PrintReportAriaLabel", date.ToString("d MMMM yyyy"));
+
     private void OpenDetail(AnnualGeneralMeeting agm) =>
         Nav.NavigateTo($"/events/agm/{agm.Id}");
 
     private async Task PrintAttendanceReport(Guid agmId) =>
         _printMessage = await AgmAttendanceReportPrinter.PrintAsync(
-            agmId, AgmAttendanceSheetService, AgmAttendanceSheetPdfRenderer, SettingsService, Logger);
+            agmId, AgmAttendanceSheetService, AgmAttendanceSheetPdfRenderer, SettingsService, Logger, L);
 }
diff --git a/src/StageFright.UI/Pages/Events/EventDetail.razor b/src/StageFright.UI/Pages/Events/EventDetail.razor
index 42909587..3885ba82 100644
--- a/src/StageFright.UI/Pages/Events/EventDetail.razor
+++ b/src/StageFright.UI/Pages/Events/EventDetail.razor
@@ -1,15 +1,15 @@
 @page "/events/{Id:guid}"
 
-<PageTitle>@(_event is not null ? _event.Date.ToString("d MMM yyyy") : "Event") — StageFright Community</PageTitle>
+<PageTitle>@PageTitleText()</PageTitle>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else if (!string.IsNullOrEmpty(_errorMessage))
 {
     <div class="alert alert-warning py-1 mb-2 small">@_errorMessage</div>
-    <a href="/events" class="btn btn-outline-secondary btn-sm mt-2">Back to Events</a>
+    <a href="/events" class="btn btn-outline-secondary btn-sm mt-2">@L["Events_Detail_BackButton"]</a>
 }
 else if (_event is not null)
 {
@@ -18,10 +18,10 @@ else if (_event is not null)
         <div class="d-flex gap-1">
             <button class="btn btn-outline-secondary btn-sm"
                     @onclick="PrintAttendanceSheet"
-                    aria-label="Print attendance sheet">
-                Print Attendance Sheet
+                    aria-label="@L["Events_Detail_PrintSheetAriaLabel"]">
+                @L["Events_Detail_PrintSheetButton"]
             </button>
-            <a href="/events" class="btn btn-outline-secondary btn-sm">Back to Events</a>
+            <a href="/events" class="btn btn-outline-secondary btn-sm">@L["Events_Detail_BackButton"]</a>
         </div>
     </div>
 
@@ -33,16 +33,16 @@ else if (_event is not null)
     <div class="row g-2 mb-2">
         <div class="col-md-6">
             <dl class="row mb-0 small">
-                <dt class="col-sm-5">Event Type</dt>
+                <dt class="col-sm-5">@L["Events_Detail_EventTypeLabel"]</dt>
                 <dd class="col-sm-7">@(_event.EventType?.Name ?? "—")</dd>
 
                 @if (!string.IsNullOrEmpty(_event.Notes))
                 {
-                    <dt class="col-sm-5">Notes</dt>
+                    <dt class="col-sm-5">@L["Events_Detail_NotesLabel"]</dt>
                     <dd class="col-sm-7">@_event.Notes</dd>
                 }
 
-                <dt class="col-sm-5">Participation Rate</dt>
+                <dt class="col-sm-5">@L["Events_Detail_ParticipationRateLabel"]</dt>
                 <dd class="col-sm-7">
                     @if (_event.StoredParticipationRate.HasValue)
                     {
@@ -50,7 +50,7 @@ else if (_event is not null)
                     }
                     else
                     {
-                        <span class="text-muted">Not recorded</span>
+                        <span class="text-muted">@L["Events_Status_NotRecorded"]</span>
                     }
                 </dd>
             </dl>
@@ -59,27 +59,27 @@ else if (_event is not null)
 
     @if (_event.ParticipationRecords.Any())
     {
-        <section aria-label="Attendance">
-            <h2 class="h6 mb-1">Attendance</h2>
+        <section aria-label="@L["Events_Detail_AttendanceSection"]">
+            <h2 class="h6 mb-1">@L["Events_Detail_AttendanceSection"]</h2>
             <RadzenDataGrid Data="@_event.ParticipationRecords.OrderBy(p => p.Member?.SortableFullName)" TItem="ParticipationRecord"
                             AllowSorting="true" AllowPaging="true" PageSize="15"
                             class="rz-shadow-0">
                 <Columns>
-                    <RadzenDataGridColumn TItem="ParticipationRecord" Title="Member">
+                    <RadzenDataGridColumn TItem="ParticipationRecord" Title="@L["Events_Detail_MemberColumn"]">
                         <Template Context="record">
                             @(record.Member?.SortableFullName ?? "—")
                         </Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="ParticipationRecord" Title="Participated" Width="140px" Sortable="false">
+                    <RadzenDataGridColumn TItem="ParticipationRecord" Title="@L["Events_Detail_ParticipatedColumn"]" Width="140px" Sortable="false">
                         <Template Context="record">
                             <div class="text-center">
                                 @if (record.Participated)
                                 {
-                                    <span class="badge bg-success" aria-label="Participated">Yes</span>
+                                    <span class="badge bg-success" aria-label="@L["Events_Detail_ParticipatedYesAriaLabel"]">@L["Events_Detail_ParticipatedYes"]</span>
                                 }
                                 else
                                 {
-                                    <span class="badge bg-secondary" aria-label="Did not participate">No</span>
+                                    <span class="badge bg-secondary" aria-label="@L["Events_Detail_ParticipatedNoAriaLabel"]">@L["Events_Detail_ParticipatedNo"]</span>
                                 }
                             </div>
                         </Template>
@@ -90,11 +90,11 @@ else if (_event is not null)
     }
     else if (_event.StoredParticipationRate.HasValue)
     {
-        <p class="text-muted small">No attendance records found.</p>
+        <p class="text-muted small">@L["Events_Detail_NoAttendanceRecords"]</p>
     }
     else
     {
-        <p class="text-muted small">Participation has not yet been recorded for this event.</p>
-        <a href="/events/@_event.Id/participation" class="btn btn-primary btn-sm">Record Participation</a>
+        <p class="text-muted small">@L["Events_Detail_ParticipationNotRecorded"]</p>
+        <a href="/events/@_event.Id/participation" class="btn btn-primary btn-sm">@L["Events_Detail_RecordParticipationButton"]</a>
     }
 }
diff --git a/src/StageFright.UI/Pages/Events/EventDetail.razor.cs b/src/StageFright.UI/Pages/Events/EventDetail.razor.cs
index 2fd02581..4e8e13dc 100644
--- a/src/StageFright.UI/Pages/Events/EventDetail.razor.cs
+++ b/src/StageFright.UI/Pages/Events/EventDetail.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -16,23 +19,30 @@ public partial class EventDetail
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
     [Inject] private ILogger<EventDetail> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private Event? _event;
     private string? _errorMessage;
     private string? _printMessage;
 
+    /// <summary>Browser tab title — the event date, or a fallback before it loads.</summary>
+    private string PageTitleText() =>
+        $"{(_event is not null ? _event.Date.ToString("d MMM yyyy") : L["Events_Detail_PageTitleFallback"].Value)} — StageFright Community";
+
     protected override async Task OnInitializedAsync()
     {
         try
         {
             _event = await EventService.GetByIdWithDetailsAsync(Id);
             if (_event is null)
-                _errorMessage = "Event not found.";
+                _errorMessage = L["Events_Detail_NotFoundError"];
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load event details: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_Detail_LoadError", ex.Message);
         }
         finally
         {
@@ -50,7 +60,7 @@ private async Task PrintAttendanceSheet()
 
             if (sheetData.Members.Count == 0)
             {
-                _printMessage = "No active members found — nothing to print.";
+                _printMessage = L["Events_Detail_PrintNoMembers"];
                 return;
             }
 
@@ -66,7 +76,7 @@ private async Task PrintAttendanceSheet()
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to print attendance sheet for event {EventId}", Id);
-            _printMessage = "Unable to print attendance sheet. Please try again.";
+            _printMessage = L["Events_Detail_PrintSheetError"];
         }
     }
 }
diff --git a/src/StageFright.UI/Pages/Events/EventForm.razor b/src/StageFright.UI/Pages/Events/EventForm.razor
index cd5bb701..52b68b04 100644
--- a/src/StageFright.UI/Pages/Events/EventForm.razor
+++ b/src/StageFright.UI/Pages/Events/EventForm.razor
@@ -1,9 +1,9 @@
 @page "/events/new"
 
-<PageTitle>Schedule Event — StageFright Community</PageTitle>
+<PageTitle>@L["Events_Form_PageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">Schedule Event</h1>
+    <h1 class="h3">@L["Events_Form_Heading"]</h1>
 </div>
 
 @if (!string.IsNullOrEmpty(_errorMessage))
@@ -18,21 +18,21 @@
 
             <div class="row g-2 mb-2">
                 <div class="col-md-4">
-                    <label for="date" class="form-label">Date <span class="text-danger">*</span></label>
+                    <label for="date" class="form-label">@L["Events_Form_DateLabel"] <span class="text-danger">*</span></label>
                     <InputDate id="date" class="form-control form-control-sm" @bind-Value="_model.Date" />
                     <ValidationMessage For="@(() => _model.Date)" class="text-danger small" />
                 </div>
 
                 <div class="col-md-4">
-                    <label for="event-type" class="form-label">Event Type <span class="text-danger">*</span></label>
+                    <label for="event-type" class="form-label">@L["Events_Form_EventTypeLabel"] <span class="text-danger">*</span></label>
                     @if (_loadingTypes)
                     {
-                        <p class="text-muted small">Loading event types…</p>
+                        <p class="text-muted small">@L["Events_Form_LoadingTypesText"]</p>
                     }
                     else
                     {
                         <InputSelect id="event-type" class="form-select form-select-sm" @bind-Value="_model.EventTypeId">
-                            <option value="">— Select event type —</option>
+                            <option value="">@L["Events_Form_SelectTypeOption"]</option>
                             @foreach (var et in _eventTypes)
                             {
                                 <option value="@et.Id">@et.Name</option>
@@ -44,16 +44,16 @@
             </div>
 
             <div class="mb-2">
-                <label for="notes" class="form-label">Notes</label>
+                <label for="notes" class="form-label">@L["Events_Form_NotesLabel"]</label>
                 <InputTextArea id="notes" class="form-control form-control-sm" rows="2" @bind-Value="_model.Notes" />
             </div>
 
             <div class="d-flex gap-2">
                 <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                    @(_saving ? "Saving…" : "Schedule")
+                    @(_saving ? Shared["Shared_Action_Saving"] : L["Events_Form_SubmitButton"])
                 </button>
                 <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="Cancel">
-                    Cancel
+                    @Shared["Shared_Action_Cancel"]
                 </button>
             </div>
         </EditForm>
diff --git a/src/StageFright.UI/Pages/Events/EventForm.razor.cs b/src/StageFright.UI/Pages/Events/EventForm.razor.cs
index e1ccdc96..d2662250 100644
--- a/src/StageFright.UI/Pages/Events/EventForm.razor.cs
+++ b/src/StageFright.UI/Pages/Events/EventForm.razor.cs
@@ -1,8 +1,11 @@
 using System.ComponentModel.DataAnnotations;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Events;
+using StageFright.UI.Resources.Strings;
 using DomainValidationException = StageFright.Core.Exceptions.ValidationException;
 
 namespace StageFright.UI.Pages.Events;
@@ -12,6 +15,9 @@ public partial class EventForm
     [Inject] private IEventService EventService { get; set; } = null!;
     [Inject] private IEventTypeService EventTypeService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private readonly EventFormModel _model = new();
     private bool _saving;
@@ -28,7 +34,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load event types: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_Form_LoadTypesError", ex.Message);
         }
         finally
         {
@@ -58,7 +64,7 @@ await EventService.ScheduleAsync(new ScheduleEventRequest
         }
         catch (Exception ex)
         {
-            _errorMessage = $"An unexpected error occurred: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_Form_SaveError", ex.Message);
         }
         finally
         {
@@ -70,10 +76,12 @@ await EventService.ScheduleAsync(new ScheduleEventRequest
 
     private sealed class EventFormModel
     {
-        [Required(ErrorMessage = "Date is required.")]
+        // A non-nullable DateTime is never null, so [Required] here is presentational only —
+        // the picker always supplies a value; a custom message would be dead code (spec 027).
+        [Required]
         public DateTime Date { get; set; } = DateTime.UtcNow.Date;
 
-        [Required(ErrorMessage = "Event type is required.")]
+        [Required]
         public Guid EventTypeId { get; set; }
 
         public string? Notes { get; set; }
diff --git a/src/StageFright.UI/Pages/Events/EventList.razor b/src/StageFright.UI/Pages/Events/EventList.razor
index 53e635b8..4d6fb9d0 100644
--- a/src/StageFright.UI/Pages/Events/EventList.razor
+++ b/src/StageFright.UI/Pages/Events/EventList.razor
@@ -1,10 +1,10 @@
 @page "/events"
 
-<PageTitle>Events — StageFright Community</PageTitle>
+<PageTitle>@L["Events_List_PageTitle"]</PageTitle>
 
 <div class="page-header d-flex align-items-center justify-content-between mb-2">
-    <h1 class="h3 mb-0">Events</h1>
-    <button class="btn btn-primary btn-sm" @onclick="AddEvent">Schedule Event</button>
+    <h1 class="h3 mb-0">@L["Events_List_Heading"]</h1>
+    <button class="btn btn-primary btn-sm" @onclick="AddEvent">@L["Events_List_ScheduleButton"]</button>
 </div>
 
 <div class="mb-2">
@@ -14,25 +14,25 @@
                 <path d="M11.742 10.344a6.5 6.5 0 1 0-1.397 1.398h-.001c.03.04.062.078.098.115l3.85 3.85a1 1 0 0 0 1.415-1.414l-3.85-3.85a1.007 1.007 0 0 0-.115-.099zm-5.242 1.156a5.5 5.5 0 1 1 0-11 5.5 5.5 0 0 1 0 11z"/>
             </svg>
         </span>
-        <input type="search" class="form-control form-control-sm" placeholder="Search by date, type or notes…"
-               aria-label="Search events"
+        <input type="search" class="form-control form-control-sm" placeholder="@L["Events_List_SearchPlaceholder"]"
+               aria-label="@L["Events_List_SearchAriaLabel"]"
                @bind="_searchTerm" @bind:event="oninput" />
     </div>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading events…</p>
+    <p role="status" aria-live="polite">@L["Events_List_LoadingText"]</p>
 }
 else if (!DisplayItems.Any())
 {
     @if (_events.Count == 0)
     {
-        <p class="text-muted">No events scheduled yet.</p>
+        <p class="text-muted">@L["Events_List_EmptyNone"]</p>
     }
     else
     {
-        <p class="text-muted">No events match "<strong>@_searchTerm</strong>".</p>
+        <p class="text-muted">@NoMatchText()</p>
     }
 }
 else
@@ -41,23 +41,23 @@ else
                     AllowSorting="true" AllowPaging="true" PageSize="15"
                     class="rz-shadow-0">
         <Columns>
-            <RadzenDataGridColumn TItem="CombinedEventListItem" Property="Date" Title="Date" Width="130px">
+            <RadzenDataGridColumn TItem="CombinedEventListItem" Property="Date" Title="@L["Events_List_DateColumn"]" Width="130px">
                 <Template Context="item">
                     <a href="@item.DetailUrl" class="text-decoration-none">@item.Date.ToString("d MMM yyyy")</a>
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="CombinedEventListItem" Property="TypeName" Title="Event Type" Width="150px" />
-            <RadzenDataGridColumn TItem="CombinedEventListItem" Title="Status" Width="120px" Sortable="false">
+            <RadzenDataGridColumn TItem="CombinedEventListItem" Property="TypeName" Title="@L["Events_List_EventTypeColumn"]" Width="150px" />
+            <RadzenDataGridColumn TItem="CombinedEventListItem" Title="@Shared["Shared_Table_StatusColumn"]" Width="120px" Sortable="false">
                 <Template Context="item">
                     @if (item.Kind == CombinedEventListItemKind.Agm)
                     {
                         @if (item.IsAgmRecorded == true)
                         {
-                            <span class="badge bg-success">Recorded</span>
+                            <span class="badge bg-success">@L["Events_Status_Recorded"]</span>
                         }
                         else
                         {
-                            <span class="badge bg-warning text-dark">Scheduled</span>
+                            <span class="badge bg-warning text-dark">@L["Events_Status_Scheduled"]</span>
                         }
                     }
                     else
@@ -68,13 +68,13 @@ else
                         }
                         else
                         {
-                            <span class="text-muted small">Not recorded</span>
+                            <span class="text-muted small">@L["Events_Status_NotRecorded"]</span>
                         }
                     }
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="CombinedEventListItem" Property="Notes" Title="Notes" />
-            <RadzenDataGridColumn TItem="CombinedEventListItem" Title="Actions" Width="240px" Sortable="false">
+            <RadzenDataGridColumn TItem="CombinedEventListItem" Property="Notes" Title="@L["Events_List_NotesColumn"]" />
+            <RadzenDataGridColumn TItem="CombinedEventListItem" Title="@Shared["Shared_Table_ActionsColumn"]" Width="240px" Sortable="false">
                 <Template Context="item">
                     <div class="d-flex flex-nowrap align-items-center gap-1">
                         @if (item.Kind == CombinedEventListItemKind.Agm)
@@ -82,13 +82,13 @@ else
                             @if (item.IsAgmRecorded != true)
                             {
                                 <a href="@($"/events/agm/{item.Id}/record")" class="btn btn-primary btn-sm text-nowrap">
-                                    Record
+                                    @L["Events_List_RecordButton"]
                                 </a>
                             }
                             <button class="btn btn-outline-secondary btn-sm text-nowrap"
                                     @onclick="() => PrintAgmAttendanceReport(item.Id)"
-                                    aria-label="Print attendance report for @item.Date.ToString("d MMM yyyy")">
-                                Print
+                                    aria-label="@PrintAgmReportAriaLabel(item.Date)">
+                                @L["Events_List_PrintButton"]
                             </button>
                         }
                         else
@@ -97,18 +97,18 @@ else
                             {
                                 <button class="btn btn-primary btn-sm text-nowrap"
                                         @onclick="() => RecordParticipation(item.Id)"
-                                        aria-label="Record participation for @item.Date.ToString("d MMM yyyy")">
-                                    Record Participation
+                                        aria-label="@RecordParticipationAriaLabel(item.Date)">
+                                    @L["Events_List_RecordParticipationButton"]
                                 </button>
                             }
                             else
                             {
-                                <span class="text-muted small">Recorded</span>
+                                <span class="text-muted small">@L["Events_Status_RecordedText"]</span>
                             }
                             <button class="btn btn-outline-secondary btn-sm text-nowrap"
                                     @onclick="() => PrintAttendanceSheet(item.Id)"
-                                    aria-label="Print attendance sheet for @item.Date.ToString("d MMM yyyy")">
-                                Print
+                                    aria-label="@PrintSheetAriaLabel(item.Date)">
+                                @L["Events_List_PrintButton"]
                             </button>
                         }
                     </div>
diff --git a/src/StageFright.UI/Pages/Events/EventList.razor.cs b/src/StageFright.UI/Pages/Events/EventList.razor.cs
index 5e1a578d..743001fd 100644
--- a/src/StageFright.UI/Pages/Events/EventList.razor.cs
+++ b/src/StageFright.UI/Pages/Events/EventList.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Events;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -16,6 +19,9 @@ public partial class EventList
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
     [Inject] private ILogger<EventList> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private List<CombinedEventListItem> _events = new();
@@ -31,6 +37,17 @@ public partial class EventList
                 item.TypeName.Contains(_searchTerm, StringComparison.OrdinalIgnoreCase) ||
                 (item.Notes?.Contains(_searchTerm, StringComparison.OrdinalIgnoreCase) ?? false));
 
+    private string NoMatchText() => Loc.Get<EventsResource>("Events_List_NoMatch", _searchTerm);
+
+    private string PrintAgmReportAriaLabel(DateTime date) =>
+        Loc.Get<EventsResource>("Events_List_PrintAgmReportAriaLabel", date.ToString("d MMM yyyy"));
+
+    private string RecordParticipationAriaLabel(DateTime date) =>
+        Loc.Get<EventsResource>("Events_List_RecordParticipationAriaLabel", date.ToString("d MMM yyyy"));
+
+    private string PrintSheetAriaLabel(DateTime date) =>
+        Loc.Get<EventsResource>("Events_List_PrintSheetAriaLabel", date.ToString("d MMM yyyy"));
+
     protected override async Task OnInitializedAsync()
     {
         try
@@ -40,7 +57,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load events: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_List_LoadError", ex.Message);
         }
         finally
         {
@@ -63,7 +80,7 @@ private async Task PrintAttendanceSheet(Guid eventId)
 
             if (sheetData.Members.Count == 0)
             {
-                _printMessage = "No active members found — nothing to print.";
+                _printMessage = L["Events_List_PrintNoMembers"];
                 return;
             }
 
@@ -79,11 +96,11 @@ private async Task PrintAttendanceSheet(Guid eventId)
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to print attendance sheet for event {EventId}", eventId);
-            _printMessage = "Unable to print attendance sheet. Please try again.";
+            _printMessage = L["Events_List_PrintSheetError"];
         }
     }
 
     private async Task PrintAgmAttendanceReport(Guid agmId) =>
         _printMessage = await AgmAttendanceReportPrinter.PrintAsync(
-            agmId, AgmAttendanceSheetService, AgmAttendanceSheetPdfRenderer, SettingsService, Logger);
+            agmId, AgmAttendanceSheetService, AgmAttendanceSheetPdfRenderer, SettingsService, Logger, L);
 }
diff --git a/src/StageFright.UI/Pages/Events/ParticipationGrid.razor b/src/StageFright.UI/Pages/Events/ParticipationGrid.razor
index ff0396de..1908de3f 100644
--- a/src/StageFright.UI/Pages/Events/ParticipationGrid.razor
+++ b/src/StageFright.UI/Pages/Events/ParticipationGrid.razor
@@ -1,32 +1,32 @@
 @page "/events/{EventId:guid}/participation"
 
-<PageTitle>Record Participation — StageFright Community</PageTitle>
+<PageTitle>@L["Events_Participation_PageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">Record Participation</h1>
+    <h1 class="h3">@L["Events_Participation_Heading"]</h1>
     @if (_event is not null)
     {
-        <p class="text-muted mb-0">@_event.Date.ToString("dddd, d MMMM yyyy") — @(_event.EventType?.Name ?? "Event")</p>
+        <p class="text-muted mb-0">@SubtitleText()</p>
     }
 </div>
 
 @if (_alreadyRecorded)
 {
     <div class="alert alert-info py-1 mb-2 small" role="alert">
-        Participation has already been recorded for this event. Records are immutable after saving.
+        @L["Events_Participation_AlreadyRecordedNotice"]
     </div>
-    <a href="/events" class="btn btn-outline-secondary btn-sm">Back to Events</a>
+    <a href="/events" class="btn btn-outline-secondary btn-sm">@L["Events_Participation_BackButton"]</a>
 }
 else if (_isFutureDate)
 {
     <div class="alert alert-info py-1 mb-2 small" role="alert">
-        Participation can be recorded starting @_event?.Date.ToString("dddd, d MMMM yyyy").
+        @FutureNoticeText()
     </div>
-    <a href="/events" class="btn btn-outline-secondary btn-sm">Back to Events</a>
+    <a href="/events" class="btn btn-outline-secondary btn-sm">@L["Events_Participation_BackButton"]</a>
 }
 else if (_loading)
 {
-    <p role="status" aria-live="polite">Loading members…</p>
+    <p role="status" aria-live="polite">@L["Events_Participation_LoadingMembersText"]</p>
 }
 else
 {
@@ -37,7 +37,7 @@ else
 
     @if (_members.Count == 0)
     {
-        <div class="alert alert-warning py-1 mb-2 small">No active members found. Add members before recording participation.</div>
+        <div class="alert alert-warning py-1 mb-2 small">@L["Events_Participation_NoActiveMembers"]</div>
     }
     else
     {
@@ -45,17 +45,17 @@ else
                         AllowSorting="true" AllowPaging="true" PageSize="15"
                         class="rz-shadow-0">
             <Columns>
-                <RadzenDataGridColumn TItem="ParticipationRow" Property="MemberName" Title="Member" />
-                <RadzenDataGridColumn TItem="ParticipationRow" Title="Participated" Width="160px" Sortable="false">
+                <RadzenDataGridColumn TItem="ParticipationRow" Property="MemberName" Title="@L["Events_Participation_MemberColumn"]" />
+                <RadzenDataGridColumn TItem="ParticipationRow" Title="@L["Events_Participation_ParticipatedColumn"]" Width="160px" Sortable="false">
                     <HeaderTemplate>
                         <div class="d-flex flex-column align-items-center gap-1">
-                            <span>Participated</span>
+                            <span>@L["Events_Participation_ParticipatedColumn"]</span>
                             <span class="select-all-inline small text-muted">
                                 (<input type="checkbox" class="form-check-input" id="select-all-participants"
                                         checked="@_selectAll"
                                         @onchange="ToggleSelectAll"
-                                        aria-label="Select all participants" />
-                                <label class="form-check-label mb-0" for="select-all-participants">Select All</label>)
+                                        aria-label="@L["Events_Participation_SelectAllAriaLabel"]" />
+                                <label class="form-check-label mb-0" for="select-all-participants">@L["Events_Participation_SelectAllLabel"]</label>)
                             </span>
                         </div>
                     </HeaderTemplate>
@@ -64,7 +64,7 @@ else
                             <input type="checkbox" class="form-check-input" id="participated-@row.MemberId"
                                    checked="@row.Participated"
                                    @onchange="e => SetRowParticipated(row, (bool)(e.Value ?? false))"
-                                   aria-label="@row.MemberName participated" />
+                                   aria-label="@RowAriaLabel(row.MemberName)" />
                         </div>
                     </Template>
                 </RadzenDataGridColumn>
@@ -73,9 +73,9 @@ else
 
         <div class="d-flex gap-2 mt-2">
             <button class="btn btn-primary btn-sm" @onclick="SaveParticipation" disabled="@_saving">
-                @(_saving ? "Saving…" : "Save Participation")
+                @(_saving ? Shared["Shared_Action_Saving"] : L["Events_Participation_SaveButton"])
             </button>
-            <a href="/events" class="btn btn-outline-secondary btn-sm">Cancel</a>
+            <a href="/events" class="btn btn-outline-secondary btn-sm">@Shared["Shared_Action_Cancel"]</a>
         </div>
     }
 }
diff --git a/src/StageFright.UI/Pages/Events/ParticipationGrid.razor.cs b/src/StageFright.UI/Pages/Events/ParticipationGrid.razor.cs
index e544e427..da37e6a0 100644
--- a/src/StageFright.UI/Pages/Events/ParticipationGrid.razor.cs
+++ b/src/StageFright.UI/Pages/Events/ParticipationGrid.razor.cs
@@ -1,9 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Events;
 using StageFright.Core.Exceptions;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -14,6 +17,9 @@ public partial class ParticipationGrid
     [Inject] private IEventService EventService { get; set; } = null!;
     [Inject] private IMemberService MemberService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _saving;
@@ -25,6 +31,17 @@ public partial class ParticipationGrid
     private List<Member> _members = new();
     private List<ParticipationRow> _rows = new();
 
+    private string SubtitleText() =>
+        Loc.Get<EventsResource>("Events_Participation_Subtitle",
+            _event!.Date.ToString("dddd, d MMMM yyyy"), _event.EventType?.Name ?? L["Events_Detail_PageTitleFallback"].Value);
+
+    private string FutureNoticeText() =>
+        Loc.Get<EventsResource>("Events_Participation_FutureNotice",
+            _event?.Date.ToString("dddd, d MMMM yyyy") ?? string.Empty);
+
+    private string RowAriaLabel(string memberName) =>
+        Loc.Get<EventsResource>("Events_Participation_RowAriaLabel", memberName);
+
     protected override async Task OnInitializedAsync()
     {
         try
@@ -34,7 +51,7 @@ protected override async Task OnInitializedAsync()
 
             if (_event is null)
             {
-                _errorMessage = "Event not found.";
+                _errorMessage = L["Events_Participation_NotFoundError"];
                 return;
             }
 
@@ -63,7 +80,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load participation grid: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_Participation_LoadError", ex.Message);
         }
         finally
         {
@@ -106,7 +123,7 @@ private async Task SaveParticipation()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to save participation: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_Participation_SaveError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Events/RecordAgm.razor b/src/StageFright.UI/Pages/Events/RecordAgm.razor
index 7e38fa85..adc43aa4 100644
--- a/src/StageFright.UI/Pages/Events/RecordAgm.razor
+++ b/src/StageFright.UI/Pages/Events/RecordAgm.razor
@@ -1,19 +1,19 @@
 @page "/events/agm/{Id:guid}/record"
 
-<PageTitle>Record AGM — StageFright Community</PageTitle>
+<PageTitle>@L["Events_Agm_RecordPageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">Record AGM</h1>
+    <h1 class="h3">@L["Events_Agm_RecordHeading"]</h1>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else if (!string.IsNullOrEmpty(_guardMessage))
 {
     <div class="alert alert-warning py-1 mb-2 small" role="alert">@_guardMessage</div>
-    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">Back to AGMs</a>
+    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">@L["Events_Agm_BackButton"]</a>
 }
 else
 {
@@ -22,14 +22,14 @@ else
         <div class="alert alert-danger py-1 mb-2 small" role="alert">@_errorMessage</div>
     }
 
-    <p class="text-muted">Meeting date: @_agm!.Date.ToString("d MMMM yyyy")</p>
+    <p class="text-muted">@MeetingDateText()</p>
 
-    <h2 class="h6 mb-1">Attendance</h2>
+    <h2 class="h6 mb-1">@L["Events_Agm_AttendanceHeading"]</h2>
     <div style="display:flex; flex-direction:column; height:360px;">
         <AgmAttendanceGrid @ref="_attendanceGrid" Members="@_activeMembers" />
     </div>
 
-    <h2 class="h6 mb-1 mt-3">Committee Elections</h2>
+    <h2 class="h6 mb-1 mt-3">@L["Events_Agm_CommitteeElectionsHeading"]</h2>
     <div class="row g-2 mb-2">
         @foreach (var type in _officeHolderTypes)
         {
@@ -38,7 +38,7 @@ else
                 <select id="office-@type.Id" class="form-select form-select-sm"
                         value="@(_officeHolderAssignments[type.Id]?.ToString() ?? "")"
                         @onchange="e => OnOfficeHolderChanged(type.Id, e.Value?.ToString())">
-                    <option value="">Vacant</option>
+                    <option value="">@L["Events_Agm_VacantOption"]</option>
                     @foreach (var member in _activeMembers)
                     {
                         <option value="@member.Id">@member.SortableFullName</option>
@@ -48,12 +48,12 @@ else
         }
     </div>
 
-    <h2 class="h6 mb-1">General Committee Members</h2>
+    <h2 class="h6 mb-1">@L["Events_Agm_GeneralCommitteeMembersHeading"]</h2>
     <p class="small text-muted">
-        Selected: @_generalCommitteeMemberIds.Count
+        @SelectedCountText()
         @if (_seatCountTarget.HasValue)
         {
-            <span> of @_seatCountTarget target seats</span>
+            <span> @SelectedOfTargetText()</span>
         }
     </p>
     <div class="mb-2" style="max-height:200px; overflow-y:auto;">
@@ -70,8 +70,8 @@ else
 
     <div class="d-flex gap-2 mt-2">
         <button class="btn btn-primary btn-sm" @onclick="SaveAsync" disabled="@_saving">
-            @(_saving ? "Saving…" : "Save AGM")
+            @(_saving ? Shared["Shared_Action_Saving"] : L["Events_Agm_RecordSubmitButton"])
         </button>
-        <a href="/events/agm" class="btn btn-outline-secondary btn-sm">Cancel</a>
+        <a href="/events/agm" class="btn btn-outline-secondary btn-sm">@Shared["Shared_Action_Cancel"]</a>
     </div>
 }
diff --git a/src/StageFright.UI/Pages/Events/RecordAgm.razor.cs b/src/StageFright.UI/Pages/Events/RecordAgm.razor.cs
index 2b6af615..efa923d9 100644
--- a/src/StageFright.UI/Pages/Events/RecordAgm.razor.cs
+++ b/src/StageFright.UI/Pages/Events/RecordAgm.razor.cs
@@ -1,9 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Agm;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -16,6 +19,9 @@ public partial class RecordAgm : ComponentBase
     [Inject] private ICommitteeOfficeHolderTypeService OfficeHolderTypeService { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private AgmAttendanceGrid? _attendanceGrid;
     private AnnualGeneralMeeting? _agm;
@@ -29,6 +35,15 @@ public partial class RecordAgm : ComponentBase
     private string? _guardMessage;
     private string? _errorMessage;
 
+    private string MeetingDateText() =>
+        Loc.Get<EventsResource>("Events_Agm_MeetingDateText", _agm!.Date.ToString("d MMMM yyyy"));
+
+    private string SelectedCountText() =>
+        Loc.Get<EventsResource>("Events_Agm_SelectedCount", _generalCommitteeMemberIds.Count);
+
+    private string SelectedOfTargetText() =>
+        Loc.Get<EventsResource>("Events_Agm_SelectedOfTarget", _seatCountTarget ?? 0);
+
     protected override async Task OnParametersSetAsync()
     {
         _loading = true;
@@ -37,21 +52,21 @@ protected override async Task OnParametersSetAsync()
         _agm = await AgmService.GetByIdAsync(Id);
         if (_agm is null)
         {
-            _guardMessage = "AGM not found.";
+            _guardMessage = L["Events_Agm_GuardNotFound"];
             _loading = false;
             return;
         }
 
         if (_agm.IsRecorded)
         {
-            _guardMessage = "This AGM has already been recorded.";
+            _guardMessage = L["Events_Agm_GuardAlreadyRecorded"];
             _loading = false;
             return;
         }
 
         if (_agm.Date.Date > DateTime.Today)
         {
-            _guardMessage = "This AGM's date has not yet arrived.";
+            _guardMessage = L["Events_Agm_GuardFutureDate"];
             _loading = false;
             return;
         }
@@ -95,7 +110,7 @@ private async Task SaveAsync()
         var allAssignedMemberIds = assignedOfficeHolders.Values.Concat(_generalCommitteeMemberIds).ToList();
         if (allAssignedMemberIds.Count != allAssignedMemberIds.Distinct().Count())
         {
-            _errorMessage = "A member cannot hold more than one committee assignment from the same AGM.";
+            _errorMessage = L["Events_Agm_DuplicateAssignmentError"];
             return;
         }
 
@@ -117,7 +132,7 @@ private async Task SaveAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to save AGM: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_Agm_RecordSaveError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor b/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor
index d2e805d7..aa9a2372 100644
--- a/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor
+++ b/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor
@@ -1,19 +1,19 @@
 @page "/events/agm/special-election/new"
 
-<PageTitle>Record Special Election — StageFright Community</PageTitle>
+<PageTitle>@L["Events_SpecialElection_PageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">Record Special Election</h1>
+    <h1 class="h3">@L["Events_SpecialElection_Heading"]</h1>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else if (_currentPositions.Count == 0)
 {
-    <div class="alert alert-warning py-1 mb-2 small">No current committee positions found. Record an AGM first.</div>
-    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">Back to AGMs</a>
+    <div class="alert alert-warning py-1 mb-2 small">@L["Events_SpecialElection_NoPositionsNotice"]</div>
+    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">@L["Events_Agm_BackButton"]</a>
 }
 else
 {
@@ -23,11 +23,11 @@ else
     }
 
     <div class="mb-3">
-        <label for="outgoingPosition" class="form-label">Position Being Replaced</label>
+        <label for="outgoingPosition" class="form-label">@L["Events_SpecialElection_PositionLabel"]</label>
         <select id="outgoingPosition" class="form-select form-select-sm"
                 value="@(_selectedOutgoingId?.ToString() ?? "")"
                 @onchange="e => OnOutgoingChanged(e.Value?.ToString())">
-            <option value="">Select a position</option>
+            <option value="">@L["Events_SpecialElection_SelectPositionOption"]</option>
             @foreach (var record in _currentPositions)
             {
                 <option value="@record.Id">@DescribePosition(record)</option>
@@ -36,11 +36,11 @@ else
     </div>
 
     <div class="mb-3">
-        <label for="incomingMember" class="form-label">Incoming Member</label>
+        <label for="incomingMember" class="form-label">@L["Events_SpecialElection_IncomingMemberLabel"]</label>
         <select id="incomingMember" class="form-select form-select-sm"
                 value="@(_selectedIncomingMemberId?.ToString() ?? "")"
                 @onchange="e => OnIncomingChanged(e.Value?.ToString())">
-            <option value="">Select a member</option>
+            <option value="">@L["Events_SpecialElection_SelectMemberOption"]</option>
             @foreach (var member in _activeMembers)
             {
                 <option value="@member.Id">@member.SortableFullName</option>
@@ -49,15 +49,15 @@ else
     </div>
 
     <div class="mb-3">
-        <label for="replacementDate" class="form-label">Replacement Date</label>
+        <label for="replacementDate" class="form-label">@L["Events_SpecialElection_ReplacementDateLabel"]</label>
         <input type="date" id="replacementDate" class="form-control form-control-sm"
                @bind="_replacementDate" @bind:format="yyyy-MM-dd" />
     </div>
 
     <div class="d-flex gap-2">
         <button class="btn btn-primary btn-sm" @onclick="SaveAsync" disabled="@_saving">
-            @(_saving ? "Saving…" : "Save Special Election")
+            @(_saving ? Shared["Shared_Action_Saving"] : L["Events_SpecialElection_SubmitButton"])
         </button>
-        <a href="/events/agm" class="btn btn-outline-secondary btn-sm">Cancel</a>
+        <a href="/events/agm" class="btn btn-outline-secondary btn-sm">@Shared["Shared_Action_Cancel"]</a>
     </div>
 }
diff --git a/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor.cs b/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor.cs
index b424d731..262cb9fe 100644
--- a/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor.cs
+++ b/src/StageFright.UI/Pages/Events/RecordSpecialElection.razor.cs
@@ -1,9 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Agm;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -18,6 +21,9 @@ public partial class RecordSpecialElection : ComponentBase
     [Inject] private ICommitteeService CommitteeService { get; set; } = null!;
     [Inject] private IMemberService MemberService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private List<CommitteePositionRecord> _currentPositions = [];
     private List<Member> _activeMembers = [];
@@ -50,8 +56,10 @@ private void OnOutgoingChanged(string? value) =>
     private void OnIncomingChanged(string? value) =>
         _selectedIncomingMemberId = string.IsNullOrEmpty(value) ? null : Guid.Parse(value);
 
-    private static string DescribePosition(CommitteePositionRecord record) =>
-        $"{record.OfficeHolderType?.Name ?? "General Committee Member"} — {record.Member.SortableFullName}";
+    private string DescribePosition(CommitteePositionRecord record) =>
+        Loc.Get<EventsResource>("Events_SpecialElection_PositionDescription",
+            record.OfficeHolderType?.Name ?? L["Events_SpecialElection_PositionFallback"].Value,
+            record.Member.SortableFullName);
 
     private async Task SaveAsync()
     {
@@ -59,7 +67,7 @@ private async Task SaveAsync()
 
         if (_selectedOutgoingId is null || _selectedIncomingMemberId is null)
         {
-            _errorMessage = "Select the position being replaced and the incoming member.";
+            _errorMessage = L["Events_SpecialElection_ValidationSelectBoth"];
             return;
         }
 
@@ -82,7 +90,7 @@ private async Task SaveAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to record special election: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_SpecialElection_SaveError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Events/ScheduleAgm.razor b/src/StageFright.UI/Pages/Events/ScheduleAgm.razor
index 096fc923..b45ed196 100644
--- a/src/StageFright.UI/Pages/Events/ScheduleAgm.razor
+++ b/src/StageFright.UI/Pages/Events/ScheduleAgm.razor
@@ -1,9 +1,9 @@
 @page "/events/agm/new"
 
-<PageTitle>Schedule AGM — StageFright Community</PageTitle>
+<PageTitle>@L["Events_Agm_SchedulePageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">Schedule AGM</h1>
+    <h1 class="h3">@L["Events_Agm_ScheduleHeading"]</h1>
 </div>
 
 @if (!string.IsNullOrEmpty(_errorMessage))
@@ -13,19 +13,19 @@
 
 <div class="row g-2 mb-2">
     <div class="col-md-4">
-        <label for="agmDate" class="form-label">Meeting Date</label>
+        <label for="agmDate" class="form-label">@L["Events_Agm_MeetingDateLabel"]</label>
         <input type="date" id="agmDate" class="form-control form-control-sm"
                @bind="_date" @bind:format="yyyy-MM-dd" />
     </div>
     <div class="col-md-8">
-        <label for="agmNotes" class="form-label">Notes</label>
+        <label for="agmNotes" class="form-label">@L["Events_Agm_NotesLabel"]</label>
         <input type="text" id="agmNotes" class="form-control form-control-sm" @bind="_notes" />
     </div>
 </div>
 
 <div class="d-flex gap-2 mt-2">
     <button class="btn btn-primary btn-sm" @onclick="SaveAsync" disabled="@_saving">
-        @(_saving ? "Saving…" : "Schedule")
+        @(_saving ? Shared["Shared_Action_Saving"] : L["Events_Agm_ScheduleSubmitButton"])
     </button>
-    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">Cancel</a>
+    <a href="/events/agm" class="btn btn-outline-secondary btn-sm">@Shared["Shared_Action_Cancel"]</a>
 </div>
diff --git a/src/StageFright.UI/Pages/Events/ScheduleAgm.razor.cs b/src/StageFright.UI/Pages/Events/ScheduleAgm.razor.cs
index fe81e108..8a589f07 100644
--- a/src/StageFright.UI/Pages/Events/ScheduleAgm.razor.cs
+++ b/src/StageFright.UI/Pages/Events/ScheduleAgm.razor.cs
@@ -1,7 +1,10 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Agm;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Events;
 
@@ -9,6 +12,9 @@ public partial class ScheduleAgm : ComponentBase
 {
     [Inject] private IAgmService AgmService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<EventsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private DateTime _date = DateTime.Today;
     private string? _notes;
@@ -30,7 +36,7 @@ private async Task SaveAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to schedule AGM: {ex.Message}";
+            _errorMessage = Loc.Get<EventsResource>("Events_Agm_ScheduleError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor b/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor
index cc57ba88..8edf6b9b 100644
--- a/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor
+++ b/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor
@@ -1,15 +1,15 @@
 @page "/finance/annual-fees"
 
-<PageTitle>Apply Annual Fees — StageFright Community</PageTitle>
+<PageTitle>@L["Finance_AnnualFees_PageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">Apply Annual Membership Fees</h1>
-    <p class="text-muted mb-0 small">Apply the current year annual fee to all eligible active members.</p>
+    <h1 class="h3">@L["Finance_AnnualFees_Heading"]</h1>
+    <p class="text-muted mb-0 small">@L["Finance_AnnualFees_Intro"]</p>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading eligible members…</p>
+    <p role="status" aria-live="polite">@L["Finance_AnnualFees_LoadingText"]</p>
 }
 else
 {
@@ -21,29 +21,27 @@ else
     @if (_successMessage is not null)
     {
         <div class="alert alert-success py-1 mb-2 small" role="status">@_successMessage</div>
-        <a href="/finance" class="btn btn-outline-secondary btn-sm mt-1">Back to Finance</a>
+        <a href="/finance" class="btn btn-outline-secondary btn-sm mt-1">@L["Finance_AnnualFees_BackToFinanceButton"]</a>
     }
     else if (!_confirmed)
     {
         <div class="card mb-2">
             <div class="card-body py-2">
-                <h6 class="card-title mb-2">Confirmation</h6>
-                <p class="mb-1 small">
-                    <strong>@_eligibleCount</strong> active @(_eligibleCount == 1 ? "member is" : "members are") eligible for an annual fee this year.
-                </p>
+                <h6 class="card-title mb-2">@L["Finance_AnnualFees_ConfirmationHeading"]</h6>
+                <p class="mb-1 small">@EligibleSummaryText()</p>
                 @if (_eligibleCount == 0)
                 {
-                    <p class="text-muted small mb-2">No eligible members found. Either all active members already have an annual fee for the current year, or there are no active members.</p>
-                    <a href="/finance" class="btn btn-outline-secondary btn-sm">Back to Finance</a>
+                    <p class="text-muted small mb-2">@L["Finance_AnnualFees_NoneEligible"]</p>
+                    <a href="/finance" class="btn btn-outline-secondary btn-sm">@L["Finance_AnnualFees_BackToFinanceButton"]</a>
                 }
                 else
                 {
-                    <p class="text-muted small mb-2">Annual fee amount: <strong>@_annualFee.ToString("C")</strong></p>
+                    <p class="text-muted small mb-2">@L["Finance_AnnualFees_FeeAmountLabel"] <strong>@MoneyFormatter.Format(_annualFee)</strong></p>
                     <div class="d-flex gap-2">
                         <button class="btn btn-primary btn-sm" @onclick="ConfirmApply" disabled="@_applying">
-                            Apply Annual Fees
+                            @L["Finance_AnnualFees_ApplyButton"]
                         </button>
-                        <a href="/finance" class="btn btn-outline-secondary btn-sm">Cancel</a>
+                        <a href="/finance" class="btn btn-outline-secondary btn-sm">@Shared["Shared_Action_Cancel"]</a>
                     </div>
                 }
             </div>
diff --git a/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor.cs b/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor.cs
index f8feea64..8d3e7195 100644
--- a/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/AnnualFeeApplication.razor.cs
@@ -1,6 +1,9 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -9,6 +12,9 @@ public partial class AnnualFeeApplication
     [Inject] private IFeeService FeeService { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _confirmed;
@@ -19,6 +25,10 @@ public partial class AnnualFeeApplication
     private string? _errorMessage;
     private string? _successMessage;
 
+    /// <summary>"N active member(s) are eligible…" — count-dependent wording.</summary>
+    private string EligibleSummaryText() =>
+        Loc.Plural<FinanceResource>("Finance_AnnualFees_EligibleSummary", _eligibleCount);
+
     protected override async Task OnInitializedAsync()
     {
         try
@@ -32,7 +42,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load eligible members: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_AnnualFees_LoadError", ex.Message);
         }
         finally
         {
@@ -49,7 +59,7 @@ private async Task ConfirmApply()
         {
             var count = await FeeService.ApplyAnnualFeesAsync(_eligibleMemberIds);
             _confirmed = true;
-            _successMessage = $"Annual fees applied successfully to {count} {(count == 1 ? "member" : "members")}.";
+            _successMessage = Loc.Plural<FinanceResource>("Finance_AnnualFees_SuccessMessage", count);
         }
         catch (ValidationException ex)
         {
@@ -57,7 +67,7 @@ private async Task ConfirmApply()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to apply annual fees: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_AnnualFees_ApplyError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Finance/BankDepositPage.razor b/src/StageFright.UI/Pages/Finance/BankDepositPage.razor
index 8fd3266b..60028d69 100644
--- a/src/StageFright.UI/Pages/Finance/BankDepositPage.razor
+++ b/src/StageFright.UI/Pages/Finance/BankDepositPage.razor
@@ -1,13 +1,13 @@
 @page "/finance/bank-deposit"
 
-<PageTitle>Record Bank Deposit</PageTitle>
+<PageTitle>@L["Finance_BankDeposit_PageTitle"]</PageTitle>
 
 <div class="bank-deposit-page container-fluid py-2">
-    <h4 class="mb-2">Record Bank Deposit</h4>
+    <h4 class="mb-2">@L["Finance_BankDeposit_Heading"]</h4>
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading…</p>
+        <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
     }
     else
     {
@@ -21,7 +21,7 @@
             <div class="alert alert-success py-1 mb-2 small" role="status">
                 @_successMessage
                 <div class="mt-1">
-                    <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">Record Another</button>
+                    <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">@L["Finance_Common_RecordAnotherButton"]</button>
                 </div>
             </div>
         }
@@ -31,8 +31,7 @@
             @if (_destinationAccounts.Count == 0)
             {
                 <div class="alert alert-warning py-1 mb-2 small" role="alert">
-                    Bank deposits need at least one bank account other than Cash on Hand. Please add a bank account in the
-                    <a href="/finance/accounts">Chart of Accounts</a> first.
+                    @((MarkupString)L["Finance_BankDeposit_NoAccountsHtml"].Value)
                 </div>
             }
             else
@@ -43,12 +42,12 @@
                             <div class="row g-2">
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="depositDate">Date <span aria-hidden="true">*</span></label>
+                                    <label class="form-label" for="depositDate">@L["Finance_Common_DateLabel"] <span aria-hidden="true">*</span></label>
                                     <InputDate id="depositDate" class="form-control form-control-sm" @bind-Value="_form.Date" />
                                 </div>
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="depositAmount">Amount <span aria-hidden="true">*</span></label>
+                                    <label class="form-label" for="depositAmount">@L["Finance_Common_AmountLabel"] <span aria-hidden="true">*</span></label>
                                     <div class="input-group input-group-sm @(_errors.ContainsKey("Amount") ? "has-validation" : "")">
                                         <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
                                         <InputNumber id="depositAmount"
@@ -63,16 +62,16 @@
                                 </div>
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="depositFrom">From</label>
-                                    <input id="depositFrom" class="form-control form-control-sm" value="Cash on Hand" disabled />
+                                    <label class="form-label" for="depositFrom">@L["Finance_BankDeposit_FromLabel"]</label>
+                                    <input id="depositFrom" class="form-control form-control-sm" value="@L["Finance_BankDeposit_FromValue"]" disabled />
                                 </div>
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="toAccount">To <span aria-hidden="true">*</span></label>
+                                    <label class="form-label" for="toAccount">@L["Finance_BankDeposit_ToLabel"] <span aria-hidden="true">*</span></label>
                                     <InputSelect id="toAccount"
                                                  class="@(_errors.ContainsKey("ToAccountId") ? "form-select form-select-sm is-invalid" : "form-select form-select-sm")"
                                                  @bind-Value="_form.ToAccountId">
-                                        <option value="@Guid.Empty">— select —</option>
+                                        <option value="@Guid.Empty">@L["Finance_Common_SelectOption"]</option>
                                         @foreach (var bank in _destinationAccounts)
                                         {
                                             <option value="@bank.Id">@bank.AccountNumber @bank.Name</option>
@@ -85,19 +84,19 @@
                                 </div>
 
                                 <div class="col-12">
-                                    <label class="form-label" for="depositDescription">Description</label>
+                                    <label class="form-label" for="depositDescription">@L["Finance_Common_DescriptionLabel"]</label>
                                     <InputTextArea id="depositDescription" class="form-control form-control-sm" rows="2"
                                                    @bind-Value="_form.Description"
-                                                   placeholder="e.g. Banking of rehearsal attendance fees…" />
+                                                   placeholder="@L["Finance_BankDeposit_DescriptionPlaceholder"]" />
                                 </div>
 
                             </div>
 
                             <div class="d-flex gap-2 mt-2">
                                 <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                                    @(_saving ? "Saving…" : "Record Deposit")
+                                    @(_saving ? Shared["Shared_Action_Saving"] : L["Finance_BankDeposit_SubmitButton"])
                                 </button>
-                                <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="RecordAnother">Clear</button>
+                                <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="RecordAnother">@L["Finance_Common_ClearButton"]</button>
                             </div>
                         </EditForm>
                     </div>
diff --git a/src/StageFright.UI/Pages/Finance/BankDepositPage.razor.cs b/src/StageFright.UI/Pages/Finance/BankDepositPage.razor.cs
index 02a43f61..48b626f9 100644
--- a/src/StageFright.UI/Pages/Finance/BankDepositPage.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/BankDepositPage.razor.cs
@@ -1,7 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -9,6 +14,9 @@ public partial class BankDepositPage : ComponentBase
 {
     [Inject] private IBankDepositService BankDepositService { get; set; } = null!;
     [Inject] private IAccountService AccountService { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private readonly BankDepositModel _form = new();
     private readonly Dictionary<string, string> _errors = new();
@@ -27,7 +35,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load accounts: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_BankDeposit_LoadError", ex.Message);
         }
         finally
         {
@@ -41,10 +49,10 @@ private async Task SaveAsync()
         _errorMessage = null;
 
         if (_form.Amount <= 0m)
-            _errors["Amount"] = "Amount must be greater than zero.";
+            _errors["Amount"] = L["Finance_Common_AmountPositiveError"];
 
         if (_form.ToAccountId == Guid.Empty)
-            _errors["ToAccountId"] = "Please select the destination account.";
+            _errors["ToAccountId"] = L["Finance_BankDeposit_ToAccountRequiredError"];
 
         if (_errors.Count > 0)
             return;
@@ -61,11 +69,16 @@ private async Task SaveAsync()
             };
 
             await BankDepositService.RecordDepositAsync(request);
-            _successMessage = $"Deposit of {request.Amount:C} recorded successfully.";
+            _successMessage = Loc.Get<FinanceResource>("Finance_BankDeposit_SuccessMessage",
+                MoneyFormatter.Format(request.Amount));
+        }
+        catch (ClosedPeriodException)
+        {
+            _errorMessage = Loc.Get<ValidationResource>("Validation_ClosedPeriod_PostingRejected");
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to record deposit: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_BankDeposit_RecordError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor b/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor
index cdc2e287..2211547e 100644
--- a/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor
+++ b/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor
@@ -3,10 +3,10 @@
 @using StageFright.Core.Modules.Finance
 @using StageFright.UI.Shared
 
-<PageTitle>Chart of Accounts</PageTitle>
+<PageTitle>@L["Finance_Coa_PageTitle"]</PageTitle>
 
 <div class="chart-of-accounts-page container-fluid py-2">
-    <h4 class="mb-2">Chart of Accounts</h4>
+    <h4 class="mb-2">@L["Finance_Coa_Heading"]</h4>
 
     @if (!string.IsNullOrEmpty(_errorMessage))
     {
@@ -20,43 +20,43 @@
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading accounts…</p>
+        <p role="status" aria-live="polite">@L["Finance_Coa_LoadingText"]</p>
     }
     else
     {
         <!-- Add Account Form -->
         <div class="card mb-2">
             <div class="card-body py-2">
-                <h6 class="card-title mb-2">Add Account</h6>
+                <h6 class="card-title mb-2">@L["Finance_Coa_AddAccountHeading"]</h6>
                 <AddAccountForm OnSubmit="HandleCreateAsync" ExistingNames="ExistingAccountNames" />
             </div>
         </div>
 
         <!-- Type filter -->
         <div class="d-flex align-items-center gap-2 mb-2 flex-wrap">
-            <label for="type-filter" class="form-label small mb-0">Show:</label>
+            <label for="type-filter" class="form-label small mb-0">@L["Finance_Coa_ShowLabel"]</label>
             <select id="type-filter" class="form-select form-select-sm w-auto"
-                    value="@_typeFilter" @onchange="OnTypeFilterChanged" aria-label="Filter by account type">
-                <option value="">All types</option>
-                <option value="@AccountType.Asset">Assets</option>
-                <option value="@AccountType.Liability">Liabilities</option>
-                <option value="@AccountType.Equity">Equity</option>
-                <option value="@AccountType.Income">Income</option>
-                <option value="@AccountType.Expense">Expenses</option>
+                    value="@_typeFilter" @onchange="OnTypeFilterChanged" aria-label="@L["Finance_Coa_FilterAriaLabel"]">
+                <option value="">@L["Finance_Coa_AllTypesOption"]</option>
+                <option value="@AccountType.Asset">@L["Finance_Coa_FilterAssets"]</option>
+                <option value="@AccountType.Liability">@L["Finance_Coa_FilterLiabilities"]</option>
+                <option value="@AccountType.Equity">@L["Finance_Coa_FilterEquity"]</option>
+                <option value="@AccountType.Income">@L["Finance_Coa_FilterIncome"]</option>
+                <option value="@AccountType.Expense">@L["Finance_Coa_FilterExpenses"]</option>
             </select>
             <div class="d-flex align-items-center gap-2 ms-auto">
-                <label for="includeBalancesSwitch" class="form-label mb-0 small">Include Current Balances</label>
+                <label for="includeBalancesSwitch" class="form-label mb-0 small">@L["Finance_Coa_IncludeBalancesLabel"]</label>
                 <RadzenSwitch Name="includeBalancesSwitch" @bind-Value="_includeBalances" Change="@((bool _) => StateHasChanged())" />
-                <button class="btn btn-outline-secondary btn-sm" @onclick="PrintAsync">Print Chart of Accounts</button>
+                <button class="btn btn-outline-secondary btn-sm" @onclick="PrintAsync">@L["Finance_Coa_PrintButton"]</button>
             </div>
         </div>
 
         <!-- Active accounts -->
         <section aria-labelledby="accounts-heading" class="mb-2">
-            <h6 id="accounts-heading" class="mb-1">Active Accounts</h6>
+            <h6 id="accounts-heading" class="mb-1">@L["Finance_Coa_ActiveAccountsHeading"]</h6>
             @if (!FilteredAccounts.Any())
             {
-                <p class="text-muted small mb-0">No accounts match the current filter.</p>
+                <p class="text-muted small mb-0">@L["Finance_Coa_NoMatch"]</p>
             }
             else
             {
@@ -64,48 +64,48 @@
                                 AllowSorting="true" AllowPaging="true" PageSize="15"
                                 class="rz-shadow-0">
                     <Columns>
-                        <RadzenDataGridColumn TItem="AccountBalance" Title="No." Width="70px">
+                        <RadzenDataGridColumn TItem="AccountBalance" Title="@L["Finance_Coa_NumberColumn"]" Width="70px">
                             <Template Context="account">
                                 <code>@account.AccountNumber</code>
                             </Template>
                         </RadzenDataGridColumn>
-                        <RadzenDataGridColumn TItem="AccountBalance" Title="Name">
+                        <RadzenDataGridColumn TItem="AccountBalance" Title="@L["Finance_Coa_NameColumn"]">
                             <Template Context="account">
                                 @if (_editingId == account.AccountId)
                                 {
                                     <input class="form-control form-control-sm d-inline-block w-auto me-1"
-                                           @bind="_editName" aria-label="New name for @account.Name" />
-                                    <button class="btn btn-primary btn-sm me-1" @onclick="() => SaveRenameAsync(account.AccountId)">Save</button>
-                                    <button class="btn btn-outline-secondary btn-sm" @onclick="CancelRename">Cancel</button>
+                                           @bind="_editName" aria-label="@RenameAriaLabel(account.Name)" />
+                                    <button class="btn btn-primary btn-sm me-1" @onclick="() => SaveRenameAsync(account.AccountId)">@Shared["Shared_Action_Save"]</button>
+                                    <button class="btn btn-outline-secondary btn-sm" @onclick="CancelRename">@Shared["Shared_Action_Cancel"]</button>
                                 }
                                 else
                                 {
                                     @account.Name
                                     @if (account.IsSystem)
                                     {
-                                        <span class="badge bg-secondary ms-1" title="System account">System</span>
+                                        <span class="badge bg-secondary ms-1" title="@L["Finance_Coa_SystemBadgeTitle"]">@L["Finance_Coa_SystemBadge"]</span>
                                     }
                                     @if (account.IsBankAccount)
                                     {
-                                        <span class="badge bg-info ms-1" title="Bank / cash account">Bank</span>
+                                        <span class="badge bg-info ms-1" title="@L["Finance_Coa_BankBadgeTitle"]">@L["Finance_Coa_BankBadge"]</span>
                                     }
                                 }
                             </Template>
                         </RadzenDataGridColumn>
-                        <RadzenDataGridColumn TItem="AccountBalance" Title="Type" Width="110px">
+                        <RadzenDataGridColumn TItem="AccountBalance" Title="@L["Finance_Coa_TypeColumn"]" Width="110px">
                             <Template Context="account">
-                                @account.Type
+                                @account.Type.LocalizeEnum()
                             </Template>
                         </RadzenDataGridColumn>
-                        <RadzenDataGridColumn TItem="AccountBalance" Property="Balance" Title="Balance" Width="120px">
+                        <RadzenDataGridColumn TItem="AccountBalance" Property="Balance" Title="@L["Finance_Coa_BalanceColumn"]" Width="120px">
                             <Template Context="account">
                                 @if (account.HasError)
                                 {
-                                    <span class="text-danger" title="Balance could not be calculated for this account">—</span>
+                                    <span class="text-danger" title="@L["Finance_Coa_BalanceErrorTitle"]">—</span>
                                 }
                                 else
                                 {
-                                    @account.Balance?.ToString("C")
+                                    @(account.Balance is { } b ? MoneyFormatter.Format(b) : null)
                                 }
                             </Template>
                         </RadzenDataGridColumn>
@@ -115,16 +115,16 @@
                                 {
                                     <button class="btn btn-outline-secondary btn-sm me-1"
                                             @onclick="() => StartRename(account)">
-                                        Rename
+                                        @L["Finance_Coa_RenameButton"]
                                     </button>
                                     <button class="btn btn-outline-danger btn-sm"
                                             @onclick="() => ArchiveAsync(account.AccountId)">
-                                        Archive
+                                        @L["Finance_Coa_ArchiveButton"]
                                     </button>
                                 }
                                 else if (account.IsSystem)
                                 {
-                                    <span class="text-muted small">Read-only</span>
+                                    <span class="text-muted small">@L["Finance_Coa_ReadOnlyText"]</span>
                                 }
                             </Template>
                         </RadzenDataGridColumn>
@@ -137,35 +137,39 @@
         @if (_archivedAccounts.Any())
         {
             <section aria-labelledby="archived-heading" class="mb-2">
-                <h6 id="archived-heading" class="mb-1">Archived Accounts</h6>
+                <h6 id="archived-heading" class="mb-1">@L["Finance_Coa_ArchivedAccountsHeading"]</h6>
                 <RadzenDataGrid Data="@_archivedAccounts" TItem="AccountBalance"
                                 AllowSorting="true" AllowPaging="true" PageSize="15"
                                 class="rz-shadow-0">
                     <Columns>
-                        <RadzenDataGridColumn TItem="AccountBalance" Title="No." Width="90px">
+                        <RadzenDataGridColumn TItem="AccountBalance" Title="@L["Finance_Coa_NumberColumn"]" Width="90px">
                             <Template Context="account">
                                 <code>@account.AccountNumber</code>
                             </Template>
                         </RadzenDataGridColumn>
-                        <RadzenDataGridColumn TItem="AccountBalance" Property="Name" Title="Name" />
-                        <RadzenDataGridColumn TItem="AccountBalance" Property="Type" Title="Type" Width="120px" />
-                        <RadzenDataGridColumn TItem="AccountBalance" Property="Balance" Title="Balance" Width="120px">
+                        <RadzenDataGridColumn TItem="AccountBalance" Property="Name" Title="@L["Finance_Coa_NameColumn"]" />
+                        <RadzenDataGridColumn TItem="AccountBalance" Property="Type" Title="@L["Finance_Coa_TypeColumn"]" Width="120px">
+                            <Template Context="account">
+                                @account.Type.LocalizeEnum()
+                            </Template>
+                        </RadzenDataGridColumn>
+                        <RadzenDataGridColumn TItem="AccountBalance" Property="Balance" Title="@L["Finance_Coa_BalanceColumn"]" Width="120px">
                             <Template Context="account">
                                 @if (account.HasError)
                                 {
-                                    <span class="text-danger" title="Balance could not be calculated for this account">—</span>
+                                    <span class="text-danger" title="@L["Finance_Coa_BalanceErrorTitle"]">—</span>
                                 }
                                 else
                                 {
-                                    @account.Balance?.ToString("C")
+                                    @(account.Balance is { } b ? MoneyFormatter.Format(b) : null)
                                 }
                             </Template>
                         </RadzenDataGridColumn>
-                        <RadzenDataGridColumn TItem="AccountBalance" Title="Actions" Width="120px" Sortable="false">
+                        <RadzenDataGridColumn TItem="AccountBalance" Title="@Shared["Shared_Table_ActionsColumn"]" Width="120px" Sortable="false">
                             <Template Context="account">
                                 <button class="btn btn-outline-secondary btn-sm"
                                         @onclick="() => RestoreAsync(account.AccountId)">
-                                    Restore
+                                    @L["Finance_Coa_RestoreButton"]
                                 </button>
                             </Template>
                         </RadzenDataGridColumn>
diff --git a/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor.cs b/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor.cs
index 8a1cfa70..60fa2516 100644
--- a/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/ChartOfAccountsPage.razor.cs
@@ -1,11 +1,14 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 using StageFright.UI.Shared;
 using CoreValidationException = StageFright.Core.Exceptions.ValidationException;
 
@@ -19,6 +22,13 @@ public partial class ChartOfAccountsPage : ComponentBase
     [Inject] private IPdfReportRenderer PdfRenderer { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private ILogger<ChartOfAccountsPage> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    /// <summary>aria-label for the inline rename field.</summary>
+    private string RenameAriaLabel(string name) =>
+        Loc.Get<FinanceResource>("Finance_Coa_RenameAriaLabel", name);
 
     private bool _loading = true;
     private string? _errorMessage;
@@ -54,7 +64,7 @@ private async Task LoadAccountsAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load accounts: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Coa_LoadError", ex.Message);
         }
         finally
         {
@@ -79,7 +89,7 @@ private async Task HandleCreateAsync(NewAccountModel newAccountModel)
                 newAccountModel.Name!,
                 newAccountModel.Type,
                 newAccountModel.Type == AccountType.Asset && newAccountModel.IsBankAccount);
-            _successMessage = $"Account '{created.Name}' created with number {created.AccountNumber}.";
+            _successMessage = Loc.Get<FinanceResource>("Finance_Coa_CreatedMessage", created.Name, created.AccountNumber);
             await LoadAccountsAsync();
         }
         catch (CoreValidationException ex)
@@ -88,7 +98,7 @@ private async Task HandleCreateAsync(NewAccountModel newAccountModel)
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to create account: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Coa_CreateError", ex.Message);
         }
     }
 
@@ -113,7 +123,7 @@ private async Task SaveRenameAsync(Guid id)
         try
         {
             await AccountService.UpdateAsync(id, _editName);
-            _successMessage = "Account renamed.";
+            _successMessage = L["Finance_Coa_RenamedMessage"];
             _editingId = null;
             await LoadAccountsAsync();
         }
@@ -123,7 +133,7 @@ private async Task SaveRenameAsync(Guid id)
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to rename account: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Coa_RenameError", ex.Message);
         }
     }
 
@@ -135,7 +145,7 @@ private async Task ArchiveAsync(Guid id)
         try
         {
             await AccountService.ArchiveAsync(id);
-            _successMessage = "Account archived.";
+            _successMessage = L["Finance_Coa_ArchivedMessage"];
             await LoadAccountsAsync();
         }
         catch (CoreValidationException ex)
@@ -144,7 +154,7 @@ private async Task ArchiveAsync(Guid id)
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to archive account: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Coa_ArchiveError", ex.Message);
         }
     }
 
@@ -156,12 +166,12 @@ private async Task RestoreAsync(Guid id)
         try
         {
             await AccountService.RestoreAsync(id);
-            _successMessage = "Account restored.";
+            _successMessage = L["Finance_Coa_RestoredMessage"];
             await LoadAccountsAsync();
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to restore account: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Coa_RestoreError", ex.Message);
         }
     }
 
@@ -175,7 +185,7 @@ private async Task PrintAsync()
             var provider = ReportProviderRegistry.GetProvider("chart-of-accounts");
             if (provider == null)
             {
-                _errorMessage = "Unable to print. Please try again.";
+                _errorMessage = L["Finance_Coa_PrintError"];
                 return;
             }
 
@@ -195,7 +205,7 @@ private async Task PrintAsync()
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to print chart of accounts");
-            _errorMessage = "Unable to print. Please try again.";
+            _errorMessage = L["Finance_Coa_PrintError"];
         }
     }
 }
diff --git a/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor b/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor
index f1d68ac6..6dd174f1 100644
--- a/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor
+++ b/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor
@@ -1,13 +1,13 @@
 @page "/finance/expenses"
 
-<PageTitle>Record Expense</PageTitle>
+<PageTitle>@L["Finance_Expense_PageTitle"]</PageTitle>
 
 <div class="expense-payment-page container-fluid py-2">
-    <h4 class="mb-2">Record Expense</h4>
+    <h4 class="mb-2">@L["Finance_Expense_Heading"]</h4>
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading…</p>
+        <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
     }
     else
     {
@@ -21,7 +21,7 @@
             <div class="alert alert-success py-1 mb-2 small" role="status">
                 @_successMessage
                 <div class="mt-1">
-                    <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">Record Another</button>
+                    <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">@L["Finance_Common_RecordAnotherButton"]</button>
                 </div>
             </div>
         }
@@ -31,8 +31,7 @@
             @if (_expenseAccounts.Count == 0)
             {
                 <div class="alert alert-warning py-1 mb-2 small" role="alert">
-                    No expense accounts are configured. Please add an expense account in the
-                    <a href="/finance/accounts">Chart of Accounts</a> before recording an expense.
+                    @((MarkupString)L["Finance_Expense_NoAccountsHtml"].Value)
                 </div>
             }
             else
@@ -43,12 +42,12 @@
                             <div class="row g-2">
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="expenseDate">Date <span aria-hidden="true">*</span></label>
+                                    <label class="form-label" for="expenseDate">@L["Finance_Common_DateLabel"] <span aria-hidden="true">*</span></label>
                                     <InputDate id="expenseDate" class="form-control form-control-sm" @bind-Value="_form.Date" />
                                 </div>
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="expenseAmount">Amount <span aria-hidden="true">*</span></label>
+                                    <label class="form-label" for="expenseAmount">@AmountLabel <span aria-hidden="true">*</span></label>
                                     <div class="input-group input-group-sm @(_errors.ContainsKey("Amount") ? "has-validation" : "")">
                                         <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
                                         <InputNumber id="expenseAmount"
@@ -63,11 +62,11 @@
                                 </div>
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="bankAccount">Paid from <span aria-hidden="true">*</span></label>
+                                    <label class="form-label" for="bankAccount">@L["Finance_Expense_PaidFromLabel"] <span aria-hidden="true">*</span></label>
                                     <InputSelect id="bankAccount"
                                                  class="@(_errors.ContainsKey("BankAccountId") ? "form-select form-select-sm is-invalid" : "form-select form-select-sm")"
                                                  @bind-Value="_form.BankAccountId">
-                                        <option value="@Guid.Empty">— select —</option>
+                                        <option value="@Guid.Empty">@L["Finance_Common_SelectOption"]</option>
                                         @foreach (var bank in _bankAccounts)
                                         {
                                             <option value="@bank.Id">@bank.AccountNumber @bank.Name</option>
@@ -80,11 +79,11 @@
                                 </div>
 
                                 <div class="col-md-4">
-                                    <label class="form-label" for="expenseAccount">Expense account <span aria-hidden="true">*</span></label>
+                                    <label class="form-label" for="expenseAccount">@L["Finance_Expense_ExpenseAccountLabel"] <span aria-hidden="true">*</span></label>
                                     <InputSelect id="expenseAccount"
                                                  class="@(_errors.ContainsKey("ExpenseAccountId") ? "form-select form-select-sm is-invalid" : "form-select form-select-sm")"
                                                  @bind-Value="_form.ExpenseAccountId">
-                                        <option value="@Guid.Empty">— select —</option>
+                                        <option value="@Guid.Empty">@L["Finance_Common_SelectOption"]</option>
                                         @foreach (var acc in _expenseAccounts)
                                         {
                                             <option value="@acc.Id">@acc.Name</option>
@@ -99,40 +98,40 @@
                                 @if (_isTaxApplicable)
                                 {
                                     <div class="col-md-4">
-                                        <label class="form-label" for="expenseTaxCode">Tax Treatment</label>
+                                        <label class="form-label" for="expenseTaxCode">@L["Finance_Common_TaxTreatmentLabel"]</label>
                                         <InputSelect id="expenseTaxCode" class="form-select form-select-sm" @bind-Value="_form.TaxCode">
-                                            <option value="">Tax-exempt (default)</option>
-                                            <option value="@StageFright.Core.Enums.TaxCode.Taxable">Taxable</option>
-                                            <option value="@StageFright.Core.Enums.TaxCode.TaxExempt">Tax-exempt</option>
+                                            <option value="">@L["Finance_Common_TaxExemptDefaultOption"]</option>
+                                            <option value="@StageFright.Core.Enums.TaxCode.Taxable">@StageFright.Core.Enums.TaxCode.Taxable.LocalizeEnum()</option>
+                                            <option value="@StageFright.Core.Enums.TaxCode.TaxExempt">@StageFright.Core.Enums.TaxCode.TaxExempt.LocalizeEnum()</option>
                                         </InputSelect>
-                                        @if (TaxInclusiveHint is not null)
+                                        @if (TaxHint is not null)
                                         {
-                                            <div class="form-text small">@TaxInclusiveHint</div>
+                                            <div class="form-text small">@TaxHint</div>
                                         }
                                     </div>
                                 }
 
                                 <div class="col-md-8">
-                                    <label class="form-label" for="payee">Payee</label>
+                                    <label class="form-label" for="payee">@L["Finance_Expense_PayeeLabel"]</label>
                                     <InputText id="payee" class="form-control form-control-sm"
                                                @bind-Value="_form.Payee"
-                                               placeholder="Who was paid, e.g. Scout Hall Trust" />
+                                               placeholder="@L["Finance_Expense_PayeePlaceholder"]" />
                                 </div>
 
                                 <div class="col-12">
-                                    <label class="form-label" for="expenseDescription">Description</label>
+                                    <label class="form-label" for="expenseDescription">@L["Finance_Common_DescriptionLabel"]</label>
                                     <InputTextArea id="expenseDescription" class="form-control form-control-sm" rows="2"
                                                    @bind-Value="_form.Description"
-                                                   placeholder="e.g. Hall hire for March rehearsals…" />
+                                                   placeholder="@L["Finance_Expense_DescriptionPlaceholder"]" />
                                 </div>
 
                             </div>
 
                             <div class="d-flex gap-2 mt-2">
                                 <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                                    @(_saving ? "Saving…" : "Record Expense")
+                                    @(_saving ? Shared["Shared_Action_Saving"] : L["Finance_Expense_SubmitButton"])
                                 </button>
-                                <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="RecordAnother">Clear</button>
+                                <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="RecordAnother">@L["Finance_Common_ClearButton"]</button>
                             </div>
                         </EditForm>
                     </div>
diff --git a/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor.cs b/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor.cs
index a1c8bfa1..19c690fe 100644
--- a/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/ExpensePaymentPage.razor.cs
@@ -1,8 +1,13 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -11,6 +16,9 @@ public partial class ExpensePaymentPage : ComponentBase
     [Inject] private IExpensePaymentService ExpensePaymentService { get; set; } = null!;
     [Inject] private IAccountService AccountService { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private readonly ExpensePaymentModel _form = new();
     private readonly Dictionary<string, string> _errors = new();
@@ -20,13 +28,31 @@ public partial class ExpensePaymentPage : ComponentBase
     private bool _saving;
     private bool _isTaxApplicable;
     private decimal _taxRate;
+    private int _minorUnitDigits = 2;
+    private TaxEntryMode _taxEntryMode = TaxEntryMode.Inclusive;
     private string? _successMessage;
     private string? _errorMessage;
 
-    private string? TaxInclusiveHint =>
-        _isTaxApplicable && _form.TaxCode == TaxCode.Taxable && _form.Amount > 0m
-            ? $"Includes tax of {TaxCalculator.SplitInclusive(_form.Amount, _taxRate).Tax:C}"
-            : null;
+    // The Amount field is entered gross under Inclusive mode and net under Exclusive mode (issue #354).
+    private string AmountLabel =>
+        !_isTaxApplicable ? L["Finance_Common_AmountLabel"]
+        : _taxEntryMode == TaxEntryMode.Exclusive ? L["Finance_Common_AmountLabelTaxExclusive"]
+        : L["Finance_Common_AmountLabelTaxInclusive"];
+
+    private string? TaxHint
+    {
+        get
+        {
+            if (!_isTaxApplicable || _form.TaxCode != TaxCode.Taxable || _form.Amount <= 0m)
+                return null;
+
+            var (gross, _, tax) = TaxCalculator.Split(_form.Amount, _taxEntryMode, _taxRate, _minorUnitDigits);
+            return _taxEntryMode == TaxEntryMode.Exclusive
+                ? Loc.Get<FinanceResource>("Finance_Common_TaxExclusiveHint",
+                    MoneyFormatter.Format(tax), MoneyFormatter.Format(gross))
+                : Loc.Get<FinanceResource>("Finance_Common_TaxInclusiveHint", MoneyFormatter.Format(tax));
+        }
+    }
 
     protected override async Task OnInitializedAsync()
     {
@@ -43,10 +69,12 @@ protected override async Task OnInitializedAsync()
             var settings = await SettingsService.GetAsync();
             _isTaxApplicable = settings?.IsTaxApplicable ?? false;
             _taxRate = settings?.TaxRate ?? 0m;
+            _minorUnitDigits = CurrencyCatalog.Get(settings?.CurrencyCode ?? CurrencyCatalog.Default.Code).MinorUnitDigits;
+            _taxEntryMode = settings?.TaxEntryMode ?? TaxEntryMode.Inclusive;
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load accounts: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Expense_LoadError", ex.Message);
         }
         finally
         {
@@ -60,13 +88,13 @@ private async Task SaveAsync()
         _errorMessage = null;
 
         if (_form.Amount <= 0m)
-            _errors["Amount"] = "Amount must be greater than zero.";
+            _errors["Amount"] = L["Finance_Common_AmountPositiveError"];
 
         if (_form.BankAccountId == Guid.Empty)
-            _errors["BankAccountId"] = "Please select the account the expense was paid from.";
+            _errors["BankAccountId"] = L["Finance_Expense_BankAccountRequiredError"];
 
         if (_form.ExpenseAccountId == Guid.Empty)
-            _errors["ExpenseAccountId"] = "Please select an expense account.";
+            _errors["ExpenseAccountId"] = L["Finance_Expense_ExpenseAccountRequiredError"];
 
         if (_errors.Count > 0)
             return;
@@ -86,11 +114,16 @@ private async Task SaveAsync()
             };
 
             await ExpensePaymentService.RecordExpenseAsync(request);
-            _successMessage = $"Expense of {request.Amount:C} recorded successfully.";
+            _successMessage = Loc.Get<FinanceResource>("Finance_Expense_SuccessMessage",
+                MoneyFormatter.Format(request.Amount));
+        }
+        catch (ClosedPeriodException)
+        {
+            _errorMessage = Loc.Get<ValidationResource>("Validation_ClosedPeriod_PostingRejected");
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to record expense: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Expense_RecordError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Finance/FinancePage.razor b/src/StageFright.UI/Pages/Finance/FinancePage.razor
index 48ae6a42..0331e4e4 100644
--- a/src/StageFright.UI/Pages/Finance/FinancePage.razor
+++ b/src/StageFright.UI/Pages/Finance/FinancePage.razor
@@ -1,13 +1,13 @@
 @page "/finance"
 
-<PageTitle>Finance — StageFright Community</PageTitle>
+<PageTitle>@L["Finance_Page_PageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3 mb-0">Finance</h1>
+    <h1 class="h3 mb-0">@L["Finance_Page_Heading"]</h1>
 </div>
 
 <Tabs DefaultActiveTabIndex="@DefaultTabIndex">
-    <Tab Title="Outstanding" OnShown="@(() => NavToTab("outstanding"))">
+    <Tab Title="@L["Finance_Page_TabOutstanding"]" OnShown="@(() => NavToTab("outstanding"))">
         <Content>
             <div class="pt-2">
                 @if (SelectedMemberId == Guid.Empty)
@@ -21,24 +21,24 @@
             </div>
         </Content>
     </Tab>
-    <Tab Title="Record Income" OnShown="@(() => NavToTab("record-income"))">
+    <Tab Title="@L["Finance_Page_TabRecordIncome"]" OnShown="@(() => NavToTab("record-income"))">
         <Content>
             <div class="pt-2">
                 <RecordIncome />
             </div>
         </Content>
     </Tab>
-    <Tab Title="Record Expense" OnShown="@(() => NavToTab("record-expense"))">
+    <Tab Title="@L["Finance_Page_TabRecordExpense"]" OnShown="@(() => NavToTab("record-expense"))">
         <Content>
             <div class="pt-2">
                 <ExpensePaymentPage />
             </div>
         </Content>
     </Tab>
-    <Tab Title="Apply Annual Fees" OnShown="@(() => NavToTab("annual-fees"))">
+    <Tab Title="@L["Finance_Page_TabAnnualFees"]" OnShown="@(() => NavToTab("annual-fees"))">
         <Content>
             <div class="pt-2">
-                <a href="/finance/annual-fees" class="btn btn-primary btn-sm">Go to Annual Fee Application</a>
+                <a href="/finance/annual-fees" class="btn btn-primary btn-sm">@L["Finance_Page_AnnualFeesLink"]</a>
             </div>
         </Content>
     </Tab>
diff --git a/src/StageFright.UI/Pages/Finance/FinancePage.razor.cs b/src/StageFright.UI/Pages/Finance/FinancePage.razor.cs
index 78462e00..e1b045d3 100644
--- a/src/StageFright.UI/Pages/Finance/FinancePage.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/FinancePage.razor.cs
@@ -1,4 +1,6 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -14,6 +16,7 @@ public partial class FinancePage : ComponentBase
     private Guid SelectedMemberId { get; set; }
 
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
 
     protected override void OnInitialized()
     {
diff --git a/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor b/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor
index 9cef90a5..0b8c0d77 100644
--- a/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor
+++ b/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor
@@ -1,13 +1,13 @@
 @page "/finance/journal"
 
-<PageTitle>Journal Entry</PageTitle>
+<PageTitle>@L["Finance_Journal_PageTitle"]</PageTitle>
 
 <div class="journal-entry-page container-fluid py-2">
-    <h4 class="mb-2">Journal Entry</h4>
+    <h4 class="mb-2">@L["Finance_Journal_Heading"]</h4>
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading…</p>
+        <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
     }
     else
     {
@@ -21,7 +21,7 @@
             <div class="alert alert-success py-1 mb-2 small" role="status">
                 @_successMessage
                 <div class="mt-1">
-                    <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">Record Another</button>
+                    <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">@L["Finance_Common_RecordAnotherButton"]</button>
                 </div>
             </div>
         }
@@ -32,17 +32,17 @@
                 <div class="card-body py-2">
                     <div class="row g-2 mb-2">
                         <div class="col-md-4">
-                            <label class="form-label" for="journalDate">Date <span aria-hidden="true">*</span></label>
+                            <label class="form-label" for="journalDate">@L["Finance_Common_DateLabel"] <span aria-hidden="true">*</span></label>
                             <input id="journalDate" type="date" class="form-control form-control-sm"
                                    value="@_date.ToString("yyyy-MM-dd")"
                                    @onchange="e => _date = DateTime.TryParse(e.Value?.ToString(), out var d) ? d : _date" />
                         </div>
                         <div class="col-md-8">
-                            <label class="form-label" for="journalDescription">Description <span aria-hidden="true">*</span></label>
+                            <label class="form-label" for="journalDescription">@L["Finance_Common_DescriptionLabel"] <span aria-hidden="true">*</span></label>
                             <input id="journalDescription" type="text" class="form-control form-control-sm"
                                    value="@_description"
                                    @onchange="e => _description = e.Value?.ToString()"
-                                   placeholder="Why this journal is being posted" />
+                                   placeholder="@L["Finance_Journal_DescriptionPlaceholder"]" />
                         </div>
                     </div>
 
@@ -50,10 +50,10 @@
                         <table class="table table-sm align-middle journal-lines-table">
                             <thead>
                                 <tr>
-                                    <th style="min-width: 16rem;">Account</th>
-                                    <th class="text-end" style="width: 10rem;">Debit</th>
-                                    <th class="text-end" style="width: 10rem;">Credit</th>
-                                    <th style="width: 3rem;"><span class="visually-hidden">Remove</span></th>
+                                    <th style="min-width: 16rem;">@L["Finance_Journal_AccountColumn"]</th>
+                                    <th class="text-end" style="width: 10rem;">@L["Finance_Journal_DebitColumn"]</th>
+                                    <th class="text-end" style="width: 10rem;">@L["Finance_Journal_CreditColumn"]</th>
+                                    <th style="width: 3rem;"><span class="visually-hidden">@Shared["Shared_Action_Remove"]</span></th>
                                 </tr>
                             </thead>
                             <tbody>
@@ -64,8 +64,8 @@
                                             <select class="form-select form-select-sm journal-account"
                                                     value="@line.AccountId"
                                                     @onchange="e => SetAccount(line, e)"
-                                                    aria-label="Account">
-                                                <option value="@Guid.Empty">— select —</option>
+                                                    aria-label="@L["Finance_Journal_AccountAriaLabel"]">
+                                                <option value="@Guid.Empty">@L["Finance_Common_SelectOption"]</option>
                                                 @foreach (var acc in _accounts)
                                                 {
                                                     <option value="@acc.Id">@acc.AccountNumber @acc.Name</option>
@@ -77,29 +77,29 @@
                                                    class="form-control form-control-sm text-end journal-debit"
                                                    value="@(line.Debit == 0m ? null : line.Debit)"
                                                    @onchange="e => SetDebit(line, e)"
-                                                   aria-label="Debit amount" />
+                                                   aria-label="@L["Finance_Journal_DebitAriaLabel"]" />
                                         </td>
                                         <td>
                                             <input type="number" step="0.01" min="0"
                                                    class="form-control form-control-sm text-end journal-credit"
                                                    value="@(line.Credit == 0m ? null : line.Credit)"
                                                    @onchange="e => SetCredit(line, e)"
-                                                   aria-label="Credit amount" />
+                                                   aria-label="@L["Finance_Journal_CreditAriaLabel"]" />
                                         </td>
                                         <td class="text-center">
                                             <button type="button" class="btn btn-sm btn-outline-danger journal-remove-line"
                                                     @onclick="() => RemoveLine(line)"
                                                     disabled="@(_lines.Count <= 2)"
-                                                    aria-label="Remove line">&times;</button>
+                                                    aria-label="@L["Finance_Journal_RemoveLineAriaLabel"]">&times;</button>
                                         </td>
                                     </tr>
                                 }
                             </tbody>
                             <tfoot>
                                 <tr class="fw-semibold">
-                                    <td>Totals</td>
-                                    <td class="text-end journal-total-debits">@TotalDebits.ToString("N2")</td>
-                                    <td class="text-end journal-total-credits">@TotalCredits.ToString("N2")</td>
+                                    <td>@L["Finance_Journal_TotalsLabel"]</td>
+                                    <td class="text-end journal-total-debits">@MoneyFormatter.Format(TotalDebits)</td>
+                                    <td class="text-end journal-total-credits">@MoneyFormatter.Format(TotalCredits)</td>
                                     <td></td>
                                 </tr>
                             </tfoot>
@@ -107,19 +107,19 @@
                     </div>
 
                     <div class="d-flex align-items-center gap-2 mt-2">
-                        <button type="button" class="btn btn-outline-secondary btn-sm journal-add-line" @onclick="AddLine">Add Line</button>
+                        <button type="button" class="btn btn-outline-secondary btn-sm journal-add-line" @onclick="AddLine">@L["Finance_Journal_AddLineButton"]</button>
 
                         @if (IsBalanced)
                         {
-                            <span class="badge text-bg-success journal-balance-badge">Balanced</span>
+                            <span class="badge text-bg-success journal-balance-badge">@L["Finance_Journal_BalancedBadge"]</span>
                         }
                         else
                         {
-                            <span class="badge text-bg-warning journal-balance-badge">Out of balance by @Math.Abs(OutOfBalance).ToString("C")</span>
+                            <span class="badge text-bg-warning journal-balance-badge">@OutOfBalanceText()</span>
                         }
 
                         <button type="button" class="btn btn-primary btn-sm ms-auto journal-save" @onclick="SaveAsync" disabled="@(!CanSave)">
-                            @(_saving ? "Posting…" : "Post Journal")
+                            @(_saving ? L["Finance_Journal_PostingText"] : L["Finance_Journal_PostButton"])
                         </button>
                     </div>
                 </div>
diff --git a/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs b/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs
index dc66e92e..a86883dc 100644
--- a/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs
@@ -1,14 +1,21 @@
-using System.Globalization;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
 public partial class JournalEntryPage : ComponentBase
 {
     [Inject] private IGeneralJournalService JournalService { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private readonly List<JournalLineModel> _lines = new();
     private IReadOnlyList<Account> _accounts = [];
@@ -31,6 +38,10 @@ public partial class JournalEntryPage : ComponentBase
         && !string.IsNullOrWhiteSpace(_description)
         && _lines.All(l => l.AccountId != Guid.Empty && (l.Debit != 0m) != (l.Credit != 0m));
 
+    /// <summary>"Out of balance by {amount}" badge — fixed-AUD formatted difference.</summary>
+    private string OutOfBalanceText() =>
+        Loc.Get<FinanceResource>("Finance_Journal_OutOfBalanceBadge", MoneyFormatter.Format(Math.Abs(OutOfBalance)));
+
     protected override async Task OnInitializedAsync()
     {
         try
@@ -40,7 +51,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load accounts: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Journal_LoadError", ex.Message);
         }
         finally
         {
@@ -71,10 +82,10 @@ private void SetAccount(JournalLineModel line, ChangeEventArgs args)
         line.AccountId = Guid.TryParse(args.Value?.ToString(), out var id) ? id : Guid.Empty;
     }
 
-    private static decimal ParseAmount(object? value) =>
-        decimal.TryParse(value?.ToString(), NumberStyles.Number, CultureInfo.CurrentCulture, out var amount)
-            ? amount
-            : 0m;
+    // The value of an <input type="number"> is always serialised invariant, so it is parsed
+    // invariant via the shared helper — never with CultureInfo.CurrentCulture, which reads the
+    // period as a thousands separator under fr-FR / de-DE (spec 028, FR-007…FR-009).
+    private static decimal ParseAmount(object? value) => MoneyInput.Parse(value?.ToString());
 
     private async Task SaveAsync()
     {
@@ -95,11 +106,16 @@ private async Task SaveAsync()
             };
 
             await JournalService.RecordJournalAsync(request);
-            _successMessage = $"Journal of {TotalDebits:C} posted successfully.";
+            _successMessage = Loc.Get<FinanceResource>("Finance_Journal_SuccessMessage",
+                MoneyFormatter.Format(TotalDebits));
+        }
+        catch (ClosedPeriodException)
+        {
+            _errorMessage = Loc.Get<ValidationResource>("Validation_ClosedPeriod_PostingRejected");
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to post journal: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Journal_PostError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor b/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor
index 2d9633c2..f5e70a3e 100644
--- a/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor
+++ b/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor
@@ -2,7 +2,7 @@
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading member balances…</p>
+    <p role="status" aria-live="polite">@L["Finance_Balances_LoadingText"]</p>
 }
 else if (!string.IsNullOrEmpty(_errorMessage))
 {
@@ -10,7 +10,7 @@ else if (!string.IsNullOrEmpty(_errorMessage))
 }
 else if (_balances.Count == 0)
 {
-    <p class="text-muted">No outstanding balances found.</p>
+    <p class="text-muted">@L["Finance_Balances_EmptyText"]</p>
 }
 else
 {
@@ -18,7 +18,7 @@ else
                     AllowSorting="true" AllowPaging="true" PageSize="15"
                     class="rz-shadow-0">
         <Columns>
-            <RadzenDataGridColumn TItem="MemberBalance" Property="Name" Title="Member" Width="200px">
+            <RadzenDataGridColumn TItem="MemberBalance" Property="Name" Title="@L["Finance_Balances_MemberColumn"]" Width="200px">
                 <Template Context="row">
                     <a href="#" @onclick:preventDefault @onclick="() => GoToPayment(row.MemberId)"
                        class="text-decoration-none fw-semibold">
@@ -26,8 +26,10 @@ else
                     </a>
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="MemberBalance" Property="Balance" Title="Outstanding" Width="120px" FormatString="{0:C}" />
-            <RadzenDataGridColumn TItem="MemberBalance" Title="Fee Breakdown" Sortable="false">
+            <RadzenDataGridColumn TItem="MemberBalance" Property="Balance" Title="@L["Finance_Balances_OutstandingColumn"]" Width="120px">
+                <Template Context="row">@MoneyFormatter.Format(row.Balance)</Template>
+            </RadzenDataGridColumn>
+            <RadzenDataGridColumn TItem="MemberBalance" Title="@L["Finance_Balances_FeeBreakdownColumn"]" Sortable="false">
                 <Template Context="row">
                     @if (_expanded.Contains(row.MemberId))
                     {
@@ -35,26 +37,26 @@ else
                             @foreach (var fee in row.Fees)
                             {
                                 <div class="d-flex gap-3">
-                                    <span>@fee.FeeDate.Year @fee.FeeType</span>
-                                    <span>@fee.Amount.ToString("C")</span>
-                                    <span class="text-muted">due @fee.DueDate.ToString("d MMM yyyy")</span>
+                                    <span>@fee.FeeDate.Year @fee.FeeType.LocalizeEnum()</span>
+                                    <span>@MoneyFormatter.Format(fee.Amount)</span>
+                                    <span class="text-muted">@FeeDueText(fee.DueDate)</span>
                                 </div>
                             }
                         </div>
-                        <button class="btn btn-link btn-sm p-0" @onclick="() => ToggleExpand(row.MemberId)">Hide fees</button>
+                        <button class="btn btn-link btn-sm p-0" @onclick="() => ToggleExpand(row.MemberId)">@L["Finance_Balances_HideFeesButton"]</button>
                     }
                     else
                     {
                         <button class="btn btn-link btn-sm p-0" @onclick="() => ToggleExpand(row.MemberId)">
-                            Show @row.Fees.Count @(row.Fees.Count == 1 ? "fee" : "fees")
+                            @ShowFeesText(row.Fees.Count)
                         </button>
                     }
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="MemberBalance" Title="Actions" Width="210px" Sortable="false">
+            <RadzenDataGridColumn TItem="MemberBalance" Title="@Shared["Shared_Table_ActionsColumn"]" Width="210px" Sortable="false">
                 <Template Context="row">
                     <button class="btn btn-primary btn-sm" @onclick="() => GoToPayment(row.MemberId)">
-                        Record Member Payment
+                        @L["Finance_Balances_RecordPaymentButton"]
                     </button>
                 </Template>
             </RadzenDataGridColumn>
diff --git a/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor.cs b/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor.cs
index 1b101d72..a69e04dc 100644
--- a/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/MemberBalanceList.razor.cs
@@ -1,6 +1,9 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -8,6 +11,9 @@ public partial class MemberBalanceList : ComponentBase
 {
     [Inject] private IMemberBalanceService BalanceService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private List<MemberBalance> _balances = new();
     private HashSet<Guid> _expanded = new();
@@ -23,7 +29,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load balances: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Balances_LoadError", ex.Message);
         }
         finally
         {
@@ -39,4 +45,12 @@ private void ToggleExpand(Guid memberId)
 
     private void GoToPayment(Guid memberId) =>
         Nav.NavigateTo($"/finance?tab=outstanding&memberId={memberId}");
+
+    /// <summary>"due {date}" caption in a member's fee breakdown.</summary>
+    private string FeeDueText(DateTime dueDate) =>
+        Loc.Get<FinanceResource>("Finance_Balances_FeeDue", dueDate.ToString("d MMM yyyy"));
+
+    /// <summary>"Show N fee(s)" toggle button — count-dependent wording.</summary>
+    private string ShowFeesText(int count) =>
+        Loc.Plural<FinanceResource>("Finance_Balances_ShowFeesButton", count);
 }
diff --git a/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor b/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor
index 61252f3b..05a27eb7 100644
--- a/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor
+++ b/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor
@@ -1,14 +1,14 @@
 @page "/finance/opening-balances"
 @using StageFright.UI.Shared
 
-<PageTitle>Opening Balances</PageTitle>
+<PageTitle>@L["Finance_OpeningBalances_PageTitle"]</PageTitle>
 
 <div class="opening-balances-page container-fluid py-2">
-    <h4 class="mb-2">Opening Balances</h4>
+    <h4 class="mb-2">@L["Finance_OpeningBalances_Heading"]</h4>
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading…</p>
+        <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
     }
     else
     {
@@ -25,37 +25,34 @@
         {
             <div class="card mb-2">
                 <div class="card-body py-2">
-                    <p class="small text-muted mb-2">Step @_step of 2</p>
+                    <p class="small text-muted mb-2">@StepText()</p>
 
                     @if (_step == 1)
                     {
-                        <h6 class="card-title mb-2">Step 1 — As-at date</h6>
-                        <p class="small">
-                            Choose the date the opening balances apply from — usually the first day
-                            of your financial year.
-                        </p>
+                        <h6 class="card-title mb-2">@L["Finance_OpeningBalances_Step1Heading"]</h6>
+                        <p class="small">@L["Finance_OpeningBalances_Step1Intro"]</p>
                         <div class="row g-2">
                             <div class="col-md-4">
-                                <label class="form-label" for="asAtDate">As at <span aria-hidden="true">*</span></label>
+                                <label class="form-label" for="asAtDate">@L["Finance_OpeningBalances_AsAtLabel"] <span aria-hidden="true">*</span></label>
                                 <input id="asAtDate" type="date" class="form-control form-control-sm"
                                        value="@_asAtDate.ToString("yyyy-MM-dd")"
                                        @onchange="e => _asAtDate = DateTime.TryParse(e.Value?.ToString(), out var d) ? d : _asAtDate" />
                             </div>
                         </div>
                         <div class="d-flex gap-2 mt-3">
-                            <button type="button" class="btn btn-primary btn-sm wizard-next" @onclick="() => GoToStep(2)">Next</button>
+                            <button type="button" class="btn btn-primary btn-sm wizard-next" @onclick="() => GoToStep(2)">@L["Finance_OpeningBalances_NextButton"]</button>
                         </div>
                     }
                     else
                     {
-                        <h6 class="card-title mb-2">Step 2 — Enter balances</h6>
+                        <h6 class="card-title mb-2">@L["Finance_OpeningBalances_Step2Heading"]</h6>
                         <OpeningBalanceEntryForm Accounts="_accounts"
                                                   AsAtDate="_asAtDate"
                                                   OnSubmit="PostAsync"
                                                   ShowAlreadyPostedWarning="true"
                                                   HasExistingOpeningBalances="_hasExistingOpeningBalances" />
                         <div class="d-flex gap-2 mt-2">
-                            <button type="button" class="btn btn-outline-secondary btn-sm wizard-back" @onclick="() => GoToStep(1)">Back</button>
+                            <button type="button" class="btn btn-outline-secondary btn-sm wizard-back" @onclick="() => GoToStep(1)">@L["Finance_OpeningBalances_BackButton"]</button>
                         </div>
                     }
                 </div>
diff --git a/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor.cs b/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor.cs
index 4dc310cc..3c8cd61f 100644
--- a/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/OpeningBalancesWizard.razor.cs
@@ -1,7 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -9,6 +14,9 @@ public partial class OpeningBalancesWizard : ComponentBase
 {
     [Inject] private IOpeningBalanceService OpeningBalanceService { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private IReadOnlyList<Account> _accounts = [];
     private int _step = 1;
@@ -18,6 +26,10 @@ public partial class OpeningBalancesWizard : ComponentBase
     private string? _successMessage;
     private string? _errorMessage;
 
+    /// <summary>"Step N of 2" wizard progress caption.</summary>
+    private string StepText() =>
+        Loc.Get<FinanceResource>("Finance_OpeningBalances_StepOf", _step);
+
     protected override async Task OnInitializedAsync()
     {
         try
@@ -28,12 +40,13 @@ protected override async Task OnInitializedAsync()
 
             var settings = await SettingsService.GetAsync();
             var startMonth = settings?.FinancialYearStartMonth ?? FinancialYearCalculator.DefaultStartMonth;
-            var (fyStart, _) = FinancialYearCalculator.GetRange(DateTime.Today, startMonth);
+            var startDay = settings?.FinancialYearStartDay ?? FinancialYearCalculator.DefaultStartDay;
+            var (fyStart, _) = FinancialYearCalculator.GetRange(DateTime.Today, startMonth, startDay);
             _asAtDate = fyStart;
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load accounts: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_OpeningBalances_LoadError", ex.Message);
         }
         finally
         {
@@ -49,11 +62,16 @@ private async Task PostAsync(RecordOpeningBalancesRequest request)
         try
         {
             await OpeningBalanceService.RecordOpeningBalancesAsync(request);
-            _successMessage = $"Opening balances as at {request.AsAtDate:d MMMM yyyy} posted successfully.";
+            _successMessage = Loc.Get<FinanceResource>("Finance_OpeningBalances_SuccessMessage",
+                request.AsAtDate.ToString("d MMMM yyyy"));
+        }
+        catch (ClosedPeriodException)
+        {
+            _errorMessage = Loc.Get<ValidationResource>("Validation_ClosedPeriod_PostingRejected");
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to post opening balances: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_OpeningBalances_PostError", ex.Message);
         }
     }
 }
diff --git a/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor b/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor
index 0ac83f67..0b6aa15f 100644
--- a/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor
+++ b/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor
@@ -1,6 +1,6 @@
 @if (Fees.Count == 0)
 {
-    <div class="alert alert-warning py-1 mb-2 small">This member has no outstanding fees.</div>
+    <div class="alert alert-warning py-1 mb-2 small">@L["Finance_FeeSelection_EmptyText"]</div>
 }
 else
 {
@@ -8,16 +8,16 @@ else
                     AllowSorting="true" AllowPaging="true" PageSize="15"
                     class="rz-shadow-0">
         <Columns>
-            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="Select" Width="100px" Sortable="false">
+            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="@L["Finance_FeeSelection_SelectColumn"]" Width="100px" Sortable="false">
                 <HeaderTemplate>
                     <div class="d-flex flex-column align-items-center gap-1">
-                        <span>Select</span>
+                        <span>@L["Finance_FeeSelection_SelectColumn"]</span>
                         <span class="select-all-inline small text-muted">
                             (<input type="checkbox" class="form-check-input" id="select-all-outstanding-fees"
                                     checked="@AllSelected" disabled="@ReadOnly"
                                     @onchange="e => ToggleSelectAll((bool)(e.Value ?? false))"
-                                    aria-label="Select all outstanding fees" />
-                            <label class="form-check-label mb-0" for="select-all-outstanding-fees">All</label>)
+                                    aria-label="@L["Finance_FeeSelection_SelectAllAriaLabel"]" />
+                            <label class="form-check-label mb-0" for="select-all-outstanding-fees">@L["Finance_FeeSelection_SelectAllLabel"]</label>)
                         </span>
                     </div>
                 </HeaderTemplate>
@@ -26,28 +26,28 @@ else
                         <input type="checkbox" class="form-check-input" id="fee-@row.Fee.FeeId"
                                checked="@row.Selected" disabled="@ReadOnly"
                                @onchange="e => ToggleRow(row, (bool)(e.Value ?? false))"
-                               aria-label="Select @row.Fee.FeeType fee dated @row.Fee.FeeDate.ToString("d")" />
+                               aria-label="@SelectRowAriaLabel(row.Fee)" />
                     </div>
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="Fee Type">
+            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="@L["Finance_FeeSelection_FeeTypeColumn"]">
                 <Template Context="row">
-                    @row.Fee.FeeType
+                    @row.Fee.FeeType.LocalizeEnum()
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="Fee Date">
+            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="@L["Finance_FeeSelection_FeeDateColumn"]">
                 <Template Context="row">
                     @row.Fee.FeeDate.ToString("d MMM yyyy")
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="Due Date">
+            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="@L["Finance_FeeSelection_DueDateColumn"]">
                 <Template Context="row">
                     @row.Fee.DueDate.ToString("d MMM yyyy")
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="Remaining Amount">
+            <RadzenDataGridColumn TItem="OutstandingFeeRow" Title="@L["Finance_FeeSelection_RemainingColumn"]">
                 <Template Context="row">
-                    <div class="text-end">@row.Fee.RemainingAmount.ToString("C")</div>
+                    <div class="text-end">@MoneyFormatter.Format(row.Fee.RemainingAmount)</div>
                 </Template>
             </RadzenDataGridColumn>
         </Columns>
diff --git a/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor.cs b/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor.cs
index 49fd110d..6e10057c 100644
--- a/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/OutstandingFeeSelectionGrid.razor.cs
@@ -1,5 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -9,6 +12,9 @@ public partial class OutstandingFeeSelectionGrid
     [Parameter] public bool ReadOnly { get; set; }
     [Parameter] public EventCallback<decimal> SelectionChanged { get; set; }
 
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
     private List<OutstandingFeeRow> _rows = [];
 
     protected override void OnParametersSet()
@@ -24,6 +30,11 @@ protected override void OnParametersSet()
 
     private bool AllSelected => _rows.Count > 0 && _rows.All(r => r.Selected);
 
+    /// <summary>aria-label for a fee row's select checkbox — localised fee type + date.</summary>
+    private string SelectRowAriaLabel(OutstandingFee fee) =>
+        Loc.Get<FinanceResource>("Finance_FeeSelection_SelectRowAriaLabel",
+            fee.FeeType.LocalizeEnum(), fee.FeeDate.ToString("d"));
+
     private async Task ToggleSelectAll(bool value)
     {
         foreach (var row in _rows)
diff --git a/src/StageFright.UI/Pages/Finance/PaymentForm.razor b/src/StageFright.UI/Pages/Finance/PaymentForm.razor
index f8bc0da1..bea377fc 100644
--- a/src/StageFright.UI/Pages/Finance/PaymentForm.razor
+++ b/src/StageFright.UI/Pages/Finance/PaymentForm.razor
@@ -2,12 +2,12 @@
 
 @if (_memberName is not null)
 {
-    <p class="text-muted mb-1 small">Member: <strong>@_memberName</strong></p>
+    <p class="text-muted mb-1 small">@L["Finance_Payment_MemberLabel"] <strong>@_memberName</strong></p>
 }
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else
 {
@@ -27,13 +27,13 @@ else
                 <div class="row g-2">
 
                     <div class="col-md-6">
-                        <label class="form-label" for="payDate">Date <span aria-hidden="true">*</span></label>
+                        <label class="form-label" for="payDate">@L["Finance_Common_DateLabel"] <span aria-hidden="true">*</span></label>
                         <InputDate id="payDate" class="form-control form-control-sm" @bind-Value="_form.Date"
                                    disabled="@_saved" />
                     </div>
 
                     <div class="col-md-6">
-                        <label class="form-label" for="amount">Amount <span aria-hidden="true">*</span></label>
+                        <label class="form-label" for="amount">@L["Finance_Common_AmountLabel"] <span aria-hidden="true">*</span></label>
                         <div class="input-group input-group-sm @(_errors.ContainsKey("Amount") ? "has-validation" : "")">
                             <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
                             <InputNumber id="amount" class="@(_errors.ContainsKey("Amount") ? "form-control is-invalid" : "form-control")"
@@ -47,23 +47,23 @@ else
                     </div>
 
                     <div class="col-md-6">
-                        <label class="form-label" for="method">Payment Method <span aria-hidden="true">*</span></label>
+                        <label class="form-label" for="method">@L["Finance_Payment_MethodLabel"] <span aria-hidden="true">*</span></label>
                         <InputSelect id="method" class="form-select form-select-sm" @bind-Value="_form.PaymentMethod"
                                      disabled="@_saved">
                             @foreach (var method in Enum.GetValues<PaymentMethod>())
                             {
-                                <option value="@method">@method</option>
+                                <option value="@method">@method.LocalizeEnum()</option>
                             }
                         </InputSelect>
                     </div>
 
                     <div class="col-md-6">
-                        <label class="form-label" for="type">Payment Type <span aria-hidden="true">*</span></label>
+                        <label class="form-label" for="type">@L["Finance_Payment_TypeLabel"] <span aria-hidden="true">*</span></label>
                         <InputSelect id="type" class="form-select form-select-sm" @bind-Value="_form.PaymentType"
                                      disabled="@_saved">
                             @foreach (var type in Enum.GetValues<PaymentType>())
                             {
-                                <option value="@type">@type</option>
+                                <option value="@type">@type.LocalizeEnum()</option>
                             }
                         </InputSelect>
                     </div>
@@ -74,7 +74,7 @@ else
                     </div>
 
                     <div class="col-12">
-                        <label class="form-label" for="notes">Notes</label>
+                        <label class="form-label" for="notes">@L["Finance_Payment_NotesLabel"]</label>
                         <InputTextArea id="notes" class="form-control form-control-sm" rows="2"
                                        @bind-Value="_form.Notes" />
                     </div>
@@ -85,20 +85,20 @@ else
                 {
                     <div class="d-flex gap-2 mt-2">
                         <button type="submit" class="btn btn-primary btn-sm" disabled="@(_saving || _outstandingFees.Count == 0)">
-                            @(_saving ? "Saving…" : "Record Member Payment")
+                            @(_saving ? Shared["Shared_Action_Saving"] : L["Finance_Payment_SubmitButton"])
                         </button>
                         <button type="button" class="btn btn-outline-secondary btn-sm"
-                                @onclick="Cancel">Cancel</button>
+                                @onclick="Cancel">@Shared["Shared_Action_Cancel"]</button>
                     </div>
                 }
                 else
                 {
                     <div class="d-flex gap-2 mt-2">
                         <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                            @(_saving ? "Saving…" : "Update Notes")
+                            @(_saving ? Shared["Shared_Action_Saving"] : L["Finance_Payment_UpdateNotesButton"])
                         </button>
                         <button type="button" class="btn btn-outline-secondary btn-sm"
-                                @onclick="Cancel">Back to Balances</button>
+                                @onclick="Cancel">@L["Finance_Payment_BackToBalancesButton"]</button>
                     </div>
                 }
             </EditForm>
diff --git a/src/StageFright.UI/Pages/Finance/PaymentForm.razor.cs b/src/StageFright.UI/Pages/Finance/PaymentForm.razor.cs
index 0f78b76b..e374e367 100644
--- a/src/StageFright.UI/Pages/Finance/PaymentForm.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/PaymentForm.razor.cs
@@ -1,6 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -12,6 +17,9 @@ public partial class PaymentForm : ComponentBase
     [Inject] private IMemberService MemberService { get; set; } = null!;
     [Inject] private IMemberBalanceService MemberBalanceService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private readonly PaymentFormModel _form = new();
     private readonly Dictionary<string, string> _errors = new();
@@ -35,7 +43,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load member: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Payment_LoadError", ex.Message);
         }
         finally
         {
@@ -61,7 +69,7 @@ private async Task SaveAsync()
 
         if (_form.Amount <= 0m)
         {
-            _errors["Amount"] = "Amount must be greater than zero.";
+            _errors["Amount"] = L["Finance_Common_AmountPositiveError"];
             return;
         }
 
@@ -69,7 +77,7 @@ private async Task SaveAsync()
 
         if (selectedFeeIds.Count == 0)
         {
-            _errors["Amount"] = "At least one outstanding fee must be selected.";
+            _errors["Amount"] = L["Finance_Payment_NoFeeSelectedError"];
             return;
         }
 
@@ -79,7 +87,7 @@ private async Task SaveAsync()
 
         if (_form.Amount > selectedTotal)
         {
-            _errors["Amount"] = "Amount exceeds the selected fees' remaining total.";
+            _errors["Amount"] = L["Finance_Payment_AmountExceedsError"];
             return;
         }
 
@@ -100,11 +108,16 @@ private async Task SaveAsync()
             var payment = await PaymentService.RecordAsync(request);
             _savedPaymentId = payment.Id;
             _saved = true;
-            _successMessage = $"Payment of {request.Amount:C} recorded successfully.";
+            _successMessage = Loc.Get<FinanceResource>("Finance_Payment_SuccessMessage",
+                MoneyFormatter.Format(request.Amount));
+        }
+        catch (ClosedPeriodException)
+        {
+            _errorMessage = Loc.Get<ValidationResource>("Validation_ClosedPeriod_PostingRejected");
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to record payment: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Payment_RecordError", ex.Message);
         }
         finally
         {
@@ -121,11 +134,11 @@ private async Task UpdateNotesAsync()
         {
             var notes = string.IsNullOrWhiteSpace(_form.Notes) ? null : _form.Notes.Trim();
             await PaymentService.UpdateNotesAsync(_savedPaymentId.Value, notes);
-            _successMessage = "Notes updated.";
+            _successMessage = L["Finance_Payment_NotesUpdated"];
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to update notes: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Payment_UpdateNotesError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor b/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor
index a3a01c9b..91e391c8 100644
--- a/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor
+++ b/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor
@@ -2,10 +2,10 @@
 @using StageFright.Core.Entities
 @using StageFright.Core.Enums
 
-<PageTitle>Bank Reconciliation</PageTitle>
+<PageTitle>@L["Finance_Reconciliation_ListPageTitle"]</PageTitle>
 
 <div class="reconciliation-list-page container-fluid py-2">
-    <h4 class="mb-2">Bank Reconciliation</h4>
+    <h4 class="mb-2">@L["Finance_Reconciliation_ListHeading"]</h4>
 
     @if (!string.IsNullOrEmpty(_errorMessage))
     {
@@ -14,23 +14,22 @@
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading…</p>
+        <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
     }
     else if (!_bankAccounts.Any())
     {
         <p class="text-muted">
-            No bank or cash accounts exist yet.
-            Create one on the <a href="/finance/accounts">Chart of Accounts</a> page first.
+            @((MarkupString)L["Finance_Reconciliation_NoAccountsHtml"].Value)
         </p>
     }
     else
     {
         <div class="d-flex align-items-center gap-2 mb-3">
-            <label for="account-picker" class="form-label small mb-0">Account:</label>
+            <label for="account-picker" class="form-label small mb-0">@L["Finance_Reconciliation_AccountLabel"]</label>
             <select id="account-picker" class="form-select form-select-sm w-auto"
                     value="@_selectedAccountId" @onchange="OnAccountChangedAsync"
-                    aria-label="Bank account to reconcile">
-                <option value="">Select an account…</option>
+                    aria-label="@L["Finance_Reconciliation_AccountAriaLabel"]">
+                <option value="">@L["Finance_Reconciliation_SelectAccountOption"]</option>
                 @foreach (var account in _bankAccounts)
                 {
                     <option value="@account.Id">@account.AccountNumber — @account.Name</option>
@@ -43,38 +42,36 @@
             @if (_draft is not null)
             {
                 <div class="alert alert-info py-2 mb-3 d-flex align-items-center justify-content-between" role="status">
-                    <span>
-                        A draft reconciliation to <strong>@_draft.StatementDate.ToString("d MMM yyyy")</strong> is in progress.
-                    </span>
-                    <button class="btn btn-primary btn-sm" @onclick="ResumeDraft">Resume Draft</button>
+                    <span>@DraftInProgressText()</span>
+                    <button class="btn btn-primary btn-sm" @onclick="ResumeDraft">@L["Finance_Reconciliation_ResumeDraftButton"]</button>
                 </div>
             }
             else
             {
                 <div class="card mb-3">
                     <div class="card-body py-2">
-                        <h6 class="card-title mb-2">New Reconciliation</h6>
+                        <h6 class="card-title mb-2">@L["Finance_Reconciliation_NewHeading"]</h6>
                         <EditForm Model="_startModel" OnValidSubmit="StartDraftAsync">
                             <DataAnnotationsValidator />
                             <div class="row g-2 align-items-start">
                                 <div class="col-auto">
-                                    <label for="statement-date" class="form-label small mb-0">Statement date</label>
+                                    <label for="statement-date" class="form-label small mb-0">@L["Finance_Reconciliation_StatementDateLabel"]</label>
                                     <InputDate id="statement-date" class="form-control form-control-sm"
                                                @bind-Value="_startModel.StatementDate" />
                                 </div>
                                 <div class="col-auto">
-                                    <label for="closing-balance" class="form-label small mb-0">Statement closing balance</label>
+                                    <label for="closing-balance" class="form-label small mb-0">@L["Finance_Reconciliation_ClosingBalanceLabel"]</label>
                                     <InputNumber id="closing-balance" class="form-control form-control-sm"
                                                  @bind-Value="_startModel.StatementClosingBalance" />
                                 </div>
                                 <div class="col">
-                                    <label for="rec-notes" class="form-label small mb-0">Notes (optional)</label>
+                                    <label for="rec-notes" class="form-label small mb-0">@L["Finance_Reconciliation_NotesLabel"]</label>
                                     <InputText id="rec-notes" class="form-control form-control-sm"
                                                @bind-Value="_startModel.Notes" />
                                 </div>
                                 <div class="col-auto d-flex align-items-end">
                                     <button type="submit" class="btn btn-primary btn-sm" disabled="@_starting">
-                                        @(_starting ? "Starting…" : "Start Reconciliation")
+                                        @(_starting ? L["Finance_Reconciliation_StartingText"] : L["Finance_Reconciliation_StartButton"])
                                     </button>
                                 </div>
                             </div>
@@ -84,10 +81,10 @@
             }
 
             <section aria-labelledby="history-heading">
-                <h6 id="history-heading" class="mb-1">History</h6>
+                <h6 id="history-heading" class="mb-1">@L["Finance_Reconciliation_HistoryHeading"]</h6>
                 @if (!_history.Any())
                 {
-                    <p class="text-muted small mb-0">No reconciliations for this account yet.</p>
+                    <p class="text-muted small mb-0">@L["Finance_Reconciliation_HistoryEmpty"]</p>
                 }
                 else
                 {
@@ -95,32 +92,25 @@
                                     AllowSorting="true" AllowPaging="true" PageSize="15"
                                     class="rz-shadow-0">
                         <Columns>
-                            <RadzenDataGridColumn TItem="BankReconciliation" Title="Statement Date" Width="140px">
+                            <RadzenDataGridColumn TItem="BankReconciliation" Title="@L["Finance_Reconciliation_StatementDateColumn"]" Width="140px">
                                 <Template Context="rec">@rec.StatementDate.ToString("d MMM yyyy")</Template>
                             </RadzenDataGridColumn>
-                            <RadzenDataGridColumn TItem="BankReconciliation" Title="Opening" Width="120px">
-                                <Template Context="rec">@rec.OpeningBalance.ToString("C")</Template>
+                            <RadzenDataGridColumn TItem="BankReconciliation" Title="@L["Finance_Reconciliation_OpeningColumn"]" Width="120px">
+                                <Template Context="rec">@MoneyFormatter.Format(rec.OpeningBalance)</Template>
                             </RadzenDataGridColumn>
-                            <RadzenDataGridColumn TItem="BankReconciliation" Title="Closing" Width="120px">
-                                <Template Context="rec">@rec.StatementClosingBalance.ToString("C")</Template>
+                            <RadzenDataGridColumn TItem="BankReconciliation" Title="@L["Finance_Reconciliation_ClosingColumn"]" Width="120px">
+                                <Template Context="rec">@MoneyFormatter.Format(rec.StatementClosingBalance)</Template>
                             </RadzenDataGridColumn>
-                            <RadzenDataGridColumn TItem="BankReconciliation" Title="Status" Width="110px">
+                            <RadzenDataGridColumn TItem="BankReconciliation" Title="@Shared["Shared_Table_StatusColumn"]" Width="110px">
                                 <Template Context="rec">
-                                    @if (rec.Status == ReconciliationStatus.Finalised)
-                                    {
-                                        <span class="badge bg-success">Finalised</span>
-                                    }
-                                    else
-                                    {
-                                        <span class="badge bg-warning text-dark">Draft</span>
-                                    }
+                                    <span class="badge @(rec.Status == ReconciliationStatus.Finalised ? "bg-success" : "bg-warning text-dark")">@rec.Status.LocalizeEnum()</span>
                                 </Template>
                             </RadzenDataGridColumn>
                             <RadzenDataGridColumn TItem="BankReconciliation" Title="" Width="110px" Sortable="false">
                                 <Template Context="rec">
                                     <button class="btn btn-outline-secondary btn-sm"
                                             @onclick="() => OpenWorkspace(rec.Id)">
-                                        @(rec.Status == ReconciliationStatus.Draft ? "Resume" : "View")
+                                        @(rec.Status == ReconciliationStatus.Draft ? L["Finance_Reconciliation_ResumeButton"] : L["Finance_Reconciliation_ViewButton"])
                                     </button>
                                 </Template>
                             </RadzenDataGridColumn>
diff --git a/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor.cs b/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor.cs
index d6eb528e..9d79af7c 100644
--- a/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/ReconciliationListPage.razor.cs
@@ -1,9 +1,12 @@
 using System.ComponentModel.DataAnnotations;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 using CoreValidationException = StageFright.Core.Exceptions.ValidationException;
 
 namespace StageFright.UI.Pages.Finance;
@@ -13,6 +16,9 @@ public partial class ReconciliationListPage : ComponentBase
     [Inject] private IAccountService AccountService { get; set; } = null!;
     [Inject] private IBankReconciliationService ReconciliationService { get; set; } = null!;
     [Inject] private NavigationManager Navigation { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _starting;
@@ -25,6 +31,11 @@ public partial class ReconciliationListPage : ComponentBase
 
     private StartModel _startModel = new();
 
+    /// <summary>"A draft reconciliation to {date} is in progress." banner text.</summary>
+    private string DraftInProgressText() =>
+        Loc.Get<FinanceResource>("Finance_Reconciliation_DraftInProgress",
+            _draft?.StatementDate.ToString("d MMM yyyy") ?? string.Empty);
+
     protected override async Task OnInitializedAsync()
     {
         try
@@ -33,7 +44,7 @@ protected override async Task OnInitializedAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load bank accounts: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Reconciliation_LoadAccountsError", ex.Message);
         }
         finally
         {
@@ -64,7 +75,7 @@ private async Task LoadAccountAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load reconciliations: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Reconciliation_LoadError", ex.Message);
         }
     }
 
@@ -93,7 +104,7 @@ private async Task StartDraftAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to start reconciliation: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Reconciliation_StartError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor b/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor
index 9cfd4558..78f4c00f 100644
--- a/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor
+++ b/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor
@@ -2,7 +2,7 @@
 @using StageFright.Core.Enums
 @using StageFright.Core.Modules.Finance
 
-<PageTitle>Reconcile Account</PageTitle>
+<PageTitle>@L["Finance_Reconciliation_WorkspacePageTitle"]</PageTitle>
 
 <div class="reconciliation-workspace container-fluid py-2">
     @if (!string.IsNullOrEmpty(_errorMessage))
@@ -12,26 +12,26 @@
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading reconciliation…</p>
+        <p role="status" aria-live="polite">@L["Finance_Reconciliation_WorkspaceLoadingText"]</p>
     }
     else if (_workspace is null)
     {
-        <p class="text-muted">Reconciliation not found. <a href="/finance/reconciliation">Back to reconciliations</a>.</p>
+        <p class="text-muted">@((MarkupString)L["Finance_Reconciliation_NotFoundHtml"].Value)</p>
     }
     else
     {
         <div class="d-flex align-items-center justify-content-between mb-2">
             <h4 class="mb-0">
-                Reconcile — @_workspace.Account.Name
-                <small class="text-muted">to @_workspace.Reconciliation.StatementDate.ToString("d MMM yyyy")</small>
+                @L["Finance_Reconciliation_ReconcilePrefix"]@_workspace.Account.Name
+                <small class="text-muted">@ToDateText()</small>
             </h4>
             @if (IsFinalised)
             {
-                <span class="badge bg-success fs-6">Finalised</span>
+                <span class="badge bg-success fs-6">@ReconciliationStatus.Finalised.LocalizeEnum()</span>
             }
             else
             {
-                <span class="badge bg-warning text-dark fs-6">Draft</span>
+                <span class="badge bg-warning text-dark fs-6">@ReconciliationStatus.Draft.LocalizeEnum()</span>
             }
         </div>
 
@@ -39,33 +39,33 @@
             <div class="col-sm-3">
                 <div class="card text-center">
                     <div class="card-body py-2">
-                        <div class="small text-muted">Statement closing balance</div>
-                        <div class="fs-5" id="summary-statement">@_workspace.Reconciliation.StatementClosingBalance.ToString("C")</div>
+                        <div class="small text-muted">@L["Finance_Reconciliation_ClosingBalanceLabel"]</div>
+                        <div class="fs-5" id="summary-statement">@MoneyFormatter.Format(_workspace.Reconciliation.StatementClosingBalance)</div>
                     </div>
                 </div>
             </div>
             <div class="col-sm-3">
                 <div class="card text-center">
                     <div class="card-body py-2">
-                        <div class="small text-muted">Opening balance</div>
-                        <div class="fs-5" id="summary-opening">@_workspace.Reconciliation.OpeningBalance.ToString("C")</div>
+                        <div class="small text-muted">@L["Finance_Reconciliation_OpeningBalanceLabel"]</div>
+                        <div class="fs-5" id="summary-opening">@MoneyFormatter.Format(_workspace.Reconciliation.OpeningBalance)</div>
                     </div>
                 </div>
             </div>
             <div class="col-sm-3">
                 <div class="card text-center">
                     <div class="card-body py-2">
-                        <div class="small text-muted">Cleared</div>
-                        <div class="fs-5" id="summary-cleared">@_workspace.ClearedTotal.ToString("C")</div>
+                        <div class="small text-muted">@L["Finance_Reconciliation_ClearedLabel"]</div>
+                        <div class="fs-5" id="summary-cleared">@MoneyFormatter.Format(_workspace.ClearedTotal)</div>
                     </div>
                 </div>
             </div>
             <div class="col-sm-3">
                 <div class="card text-center @(IsBalanced ? "border-success" : "border-danger")">
                     <div class="card-body py-2">
-                        <div class="small text-muted">Difference</div>
+                        <div class="small text-muted">@L["Finance_Reconciliation_DifferenceLabel"]</div>
                         <div class="fs-5 @(IsBalanced ? "text-success" : "text-danger")" id="summary-difference">
-                            @_workspace.Difference.ToString("C")
+                            @MoneyFormatter.Format(_workspace.Difference)
                         </div>
                     </div>
                 </div>
@@ -74,7 +74,7 @@
 
         @if (!_workspace.Transactions.Any())
         {
-            <p class="text-muted">No transactions on this account up to the statement date.</p>
+            <p class="text-muted">@L["Finance_Reconciliation_NoTransactions"]</p>
         }
         else
         {
@@ -82,29 +82,29 @@
                             AllowSorting="true" AllowPaging="true" PageSize="15"
                             class="rz-shadow-0">
                 <Columns>
-                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="Cleared" Width="80px" Sortable="false">
+                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="@L["Finance_Reconciliation_ClearedColumn"]" Width="80px" Sortable="false">
                         <Template Context="line">
                             <input type="checkbox" class="form-check-input reconciliation-tick"
                                    checked="@line.IsCleared"
                                    disabled="@(IsFinalised || _busy)"
-                                   aria-label="Cleared"
+                                   aria-label="@L["Finance_Reconciliation_ClearedAriaLabel"]"
                                    @onchange="() => ToggleAsync(line.Transaction.Id)" />
                         </Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="Date" Width="130px">
+                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="@L["Finance_Reconciliation_DateColumn"]" Width="130px">
                         <Template Context="line">@line.Transaction.Date.ToString("d MMM yyyy")</Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="Description">
+                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="@L["Finance_Common_DescriptionLabel"]">
                         <Template Context="line">@(line.Transaction.Description ?? "—")</Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="Deposit" Width="120px">
+                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="@L["Finance_Reconciliation_DepositColumn"]" Width="120px">
                         <Template Context="line">
-                            @(line.Transaction.DebitAmount != 0m ? line.Transaction.DebitAmount.ToString("C") : "")
+                            @(line.Transaction.DebitAmount != 0m ? MoneyFormatter.Format(line.Transaction.DebitAmount) : "")
                         </Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="Payment" Width="120px">
+                    <RadzenDataGridColumn TItem="ReconciliationTransactionView" Title="@L["Finance_Reconciliation_PaymentColumn"]" Width="120px">
                         <Template Context="line">
-                            @(line.Transaction.CreditAmount != 0m ? line.Transaction.CreditAmount.ToString("C") : "")
+                            @(line.Transaction.CreditAmount != 0m ? MoneyFormatter.Format(line.Transaction.CreditAmount) : "")
                         </Template>
                     </RadzenDataGridColumn>
                 </Columns>
@@ -116,19 +116,19 @@
             <div class="d-flex gap-2 mt-3">
                 <button class="btn btn-primary" id="finalise-button"
                         disabled="@(!IsBalanced || _busy)" @onclick="FinaliseAsync">
-                    Finalise
+                    @L["Finance_Reconciliation_FinaliseButton"]
                 </button>
                 <button class="btn btn-outline-danger" id="delete-draft-button"
                         disabled="@_busy" @onclick="DeleteDraftAsync">
-                    Delete Draft
+                    @L["Finance_Reconciliation_DeleteDraftButton"]
                 </button>
-                <a class="btn btn-outline-secondary ms-auto" href="/finance/reconciliation">Back</a>
+                <a class="btn btn-outline-secondary ms-auto" href="/finance/reconciliation">@L["Finance_Reconciliation_BackButton"]</a>
             </div>
         }
         else
         {
             <div class="mt-3">
-                <a class="btn btn-outline-secondary" href="/finance/reconciliation">Back</a>
+                <a class="btn btn-outline-secondary" href="/finance/reconciliation">@L["Finance_Reconciliation_BackButton"]</a>
             </div>
         }
     }
diff --git a/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor.cs b/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor.cs
index 5324837b..014d14ae 100644
--- a/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/ReconciliationWorkspace.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 using CoreValidationException = StageFright.Core.Exceptions.ValidationException;
 
 namespace StageFright.UI.Pages.Finance;
@@ -13,6 +16,8 @@ public partial class ReconciliationWorkspace : ComponentBase
 
     [Inject] private IBankReconciliationService ReconciliationService { get; set; } = null!;
     [Inject] private NavigationManager Navigation { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _busy;
@@ -24,6 +29,11 @@ public partial class ReconciliationWorkspace : ComponentBase
 
     private bool IsBalanced => _workspace is not null && Math.Abs(_workspace.Difference) <= 0.005m;
 
+    /// <summary>"to {date}" heading suffix.</summary>
+    private string ToDateText() =>
+        Loc.Get<FinanceResource>("Finance_Reconciliation_ToDate",
+            _workspace?.Reconciliation.StatementDate.ToString("d MMM yyyy") ?? string.Empty);
+
     protected override async Task OnParametersSetAsync()
     {
         await LoadAsync();
@@ -42,7 +52,7 @@ private async Task LoadAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load reconciliation: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Reconciliation_WorkspaceLoadError", ex.Message);
         }
         finally
         {
@@ -66,7 +76,7 @@ private async Task ToggleAsync(Guid transactionId)
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to update cleared state: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Reconciliation_ToggleError", ex.Message);
         }
         finally
         {
@@ -90,7 +100,7 @@ private async Task FinaliseAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to finalise: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Reconciliation_FinaliseError", ex.Message);
         }
         finally
         {
@@ -115,7 +125,7 @@ private async Task DeleteDraftAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to delete draft: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_Reconciliation_DeleteError", ex.Message);
             _busy = false;
         }
     }
diff --git a/src/StageFright.UI/Pages/Finance/RecordIncome.razor b/src/StageFright.UI/Pages/Finance/RecordIncome.razor
index 88c6837e..cf07289b 100644
--- a/src/StageFright.UI/Pages/Finance/RecordIncome.razor
+++ b/src/StageFright.UI/Pages/Finance/RecordIncome.razor
@@ -1,6 +1,6 @@
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else
 {
@@ -14,7 +14,7 @@ else
         <div class="alert alert-success py-1 mb-2 small" role="status">
             @_successMessage
             <div class="mt-1">
-                <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">Record Another</button>
+                <button class="btn btn-sm btn-outline-success" @onclick="RecordAnother">@L["Finance_Common_RecordAnotherButton"]</button>
             </div>
         </div>
     }
@@ -24,8 +24,7 @@ else
         @if (_accounts.Count == 0)
         {
             <div class="alert alert-warning py-1 mb-2 small" role="alert">
-                No income accounts are configured. Please add an income account in the
-                <a href="/finance/accounts">Chart of Accounts</a> before recording income.
+                @((MarkupString)L["Finance_RecordIncome_NoAccountsHtml"].Value)
             </div>
         }
         else
@@ -36,12 +35,12 @@ else
                         <div class="row g-2">
 
                             <div class="col-md-4">
-                                <label class="form-label" for="incomeDate">Date <span aria-hidden="true">*</span></label>
+                                <label class="form-label" for="incomeDate">@L["Finance_Common_DateLabel"] <span aria-hidden="true">*</span></label>
                                 <InputDate id="incomeDate" class="form-control form-control-sm" @bind-Value="_form.Date" />
                             </div>
 
                             <div class="col-md-4">
-                                <label class="form-label" for="amount">Amount <span aria-hidden="true">*</span></label>
+                                <label class="form-label" for="amount">@AmountLabel <span aria-hidden="true">*</span></label>
                                 <div class="input-group input-group-sm @(_errors.ContainsKey("Amount") ? "has-validation" : "")">
                                     <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
                                     <InputNumber id="amount"
@@ -56,11 +55,11 @@ else
                             </div>
 
                             <div class="col-md-4">
-                                <label class="form-label" for="account">Account <span aria-hidden="true">*</span></label>
+                                <label class="form-label" for="account">@L["Finance_RecordIncome_AccountLabel"] <span aria-hidden="true">*</span></label>
                                 <InputSelect id="account"
                                              class="@(_errors.ContainsKey("AccountId") ? "form-select form-select-sm is-invalid" : "form-select form-select-sm")"
                                              @bind-Value="_form.AccountId">
-                                    <option value="@Guid.Empty">— select —</option>
+                                    <option value="@Guid.Empty">@L["Finance_Common_SelectOption"]</option>
                                     @foreach (var cat in _accounts)
                                     {
                                         <option value="@cat.Id">@cat.Name</option>
@@ -73,7 +72,7 @@ else
                             </div>
 
                             <div class="col-md-4">
-                                <label class="form-label" for="depositAccount">Deposit to</label>
+                                <label class="form-label" for="depositAccount">@L["Finance_RecordIncome_DepositToLabel"]</label>
                                 <InputSelect id="depositAccount" class="form-select form-select-sm"
                                              @bind-Value="_form.DepositAccountId">
                                     @foreach (var bank in _bankAccounts)
@@ -86,33 +85,33 @@ else
                             @if (_isTaxApplicable)
                             {
                                 <div class="col-md-4">
-                                    <label class="form-label" for="taxCode">Tax Treatment</label>
+                                    <label class="form-label" for="taxCode">@L["Finance_Common_TaxTreatmentLabel"]</label>
                                     <InputSelect id="taxCode" class="form-select form-select-sm" @bind-Value="_form.TaxCode">
-                                        <option value="">Tax-exempt (default)</option>
-                                        <option value="@StageFright.Core.Enums.TaxCode.Taxable">Taxable</option>
-                                        <option value="@StageFright.Core.Enums.TaxCode.TaxExempt">Tax-exempt</option>
+                                        <option value="">@L["Finance_Common_TaxExemptDefaultOption"]</option>
+                                        <option value="@StageFright.Core.Enums.TaxCode.Taxable">@StageFright.Core.Enums.TaxCode.Taxable.LocalizeEnum()</option>
+                                        <option value="@StageFright.Core.Enums.TaxCode.TaxExempt">@StageFright.Core.Enums.TaxCode.TaxExempt.LocalizeEnum()</option>
                                     </InputSelect>
-                                    @if (TaxInclusiveHint is not null)
+                                    @if (TaxHint is not null)
                                     {
-                                        <div class="form-text small">@TaxInclusiveHint</div>
+                                        <div class="form-text small">@TaxHint</div>
                                     }
                                 </div>
                             }
 
                             <div class="col-12">
-                                <label class="form-label" for="description">Description</label>
+                                <label class="form-label" for="description">@L["Finance_Common_DescriptionLabel"]</label>
                                 <InputTextArea id="description" class="form-control form-control-sm" rows="2"
                                                @bind-Value="_form.Description"
-                                               placeholder="e.g. Christmas raffle, Annual fundraiser…" />
+                                               placeholder="@L["Finance_RecordIncome_DescriptionPlaceholder"]" />
                             </div>
 
                         </div>
 
                         <div class="d-flex gap-2 mt-2">
                             <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                                @(_saving ? "Saving…" : "Record Income")
+                                @(_saving ? Shared["Shared_Action_Saving"] : L["Finance_RecordIncome_SubmitButton"])
                             </button>
-                            <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="RecordAnother">Clear</button>
+                            <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="RecordAnother">@L["Finance_Common_ClearButton"]</button>
                         </div>
                     </EditForm>
                 </div>
diff --git a/src/StageFright.UI/Pages/Finance/RecordIncome.razor.cs b/src/StageFright.UI/Pages/Finance/RecordIncome.razor.cs
index 49a2be78..a872646b 100644
--- a/src/StageFright.UI/Pages/Finance/RecordIncome.razor.cs
+++ b/src/StageFright.UI/Pages/Finance/RecordIncome.razor.cs
@@ -1,8 +1,13 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Finance;
 
@@ -12,6 +17,9 @@ public partial class RecordIncome : ComponentBase
     [Inject] private IAccountService AccountService { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<FinanceResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private readonly RecordIncomeModel _form = new();
     private readonly Dictionary<string, string> _errors = new();
@@ -21,13 +29,31 @@ public partial class RecordIncome : ComponentBase
     private bool _saving;
     private bool _isTaxApplicable;
     private decimal _taxRate;
+    private int _minorUnitDigits = 2;
+    private TaxEntryMode _taxEntryMode = TaxEntryMode.Inclusive;
     private string? _successMessage;
     private string? _errorMessage;
 
-    private string? TaxInclusiveHint =>
-        _isTaxApplicable && _form.TaxCode == TaxCode.Taxable && _form.Amount > 0m
-            ? $"Includes tax of {TaxCalculator.SplitInclusive(_form.Amount, _taxRate).Tax:C}"
-            : null;
+    // The Amount field is entered gross under Inclusive mode and net under Exclusive mode (issue #354).
+    private string AmountLabel =>
+        !_isTaxApplicable ? L["Finance_Common_AmountLabel"]
+        : _taxEntryMode == TaxEntryMode.Exclusive ? L["Finance_Common_AmountLabelTaxExclusive"]
+        : L["Finance_Common_AmountLabelTaxInclusive"];
+
+    private string? TaxHint
+    {
+        get
+        {
+            if (!_isTaxApplicable || _form.TaxCode != TaxCode.Taxable || _form.Amount <= 0m)
+                return null;
+
+            var (gross, _, tax) = TaxCalculator.Split(_form.Amount, _taxEntryMode, _taxRate, _minorUnitDigits);
+            return _taxEntryMode == TaxEntryMode.Exclusive
+                ? Loc.Get<FinanceResource>("Finance_Common_TaxExclusiveHint",
+                    MoneyFormatter.Format(tax), MoneyFormatter.Format(gross))
+                : Loc.Get<FinanceResource>("Finance_Common_TaxInclusiveHint", MoneyFormatter.Format(tax));
+        }
+    }
 
     protected override async Task OnInitializedAsync()
     {
@@ -43,10 +69,12 @@ protected override async Task OnInitializedAsync()
             var settings = await SettingsService.GetAsync();
             _isTaxApplicable = settings?.IsTaxApplicable ?? false;
             _taxRate = settings?.TaxRate ?? 0m;
+            _minorUnitDigits = CurrencyCatalog.Get(settings?.CurrencyCode ?? CurrencyCatalog.Default.Code).MinorUnitDigits;
+            _taxEntryMode = settings?.TaxEntryMode ?? TaxEntryMode.Inclusive;
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load accounts: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_RecordIncome_LoadAccountsError", ex.Message);
         }
         finally
         {
@@ -61,13 +89,13 @@ private async Task SaveAsync()
 
         if (_form.Amount <= 0m)
         {
-            _errors["Amount"] = "Amount must be greater than zero.";
+            _errors["Amount"] = L["Finance_Common_AmountPositiveError"];
             return;
         }
 
         if (_form.AccountId == Guid.Empty)
         {
-            _errors["AccountId"] = "Please select a account.";
+            _errors["AccountId"] = L["Finance_RecordIncome_AccountRequiredError"];
             return;
         }
 
@@ -85,11 +113,16 @@ private async Task SaveAsync()
             };
 
             await IncomeEntryService.RecordIncomeAsync(request);
-            _successMessage = $"Income of {request.Amount:C} recorded successfully.";
+            _successMessage = Loc.Get<FinanceResource>("Finance_RecordIncome_SuccessMessage",
+                MoneyFormatter.Format(request.Amount));
+        }
+        catch (ClosedPeriodException)
+        {
+            _errorMessage = Loc.Get<ValidationResource>("Validation_ClosedPeriod_PostingRejected");
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to record income: {ex.Message}";
+            _errorMessage = Loc.Get<FinanceResource>("Finance_RecordIncome_RecordError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Members/MemberDetail.razor b/src/StageFright.UI/Pages/Members/MemberDetail.razor
index 24d3ea32..926e5995 100644
--- a/src/StageFright.UI/Pages/Members/MemberDetail.razor
+++ b/src/StageFright.UI/Pages/Members/MemberDetail.razor
@@ -1,76 +1,76 @@
 @page "/members/{Id:guid}"
 
-<PageTitle>@(_member?.FullName ?? "Member") — StageFright Community</PageTitle>
+<PageTitle>@PageTitle()</PageTitle>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else if (_member is null)
 {
-    <div class="alert alert-warning py-1 mb-2 small">Member not found.</div>
+    <div class="alert alert-warning py-1 mb-2 small">@L["Members_Detail_NotFound"]</div>
 }
 else
 {
     <div class="page-header d-flex align-items-center justify-content-between mb-2">
         <h1 class="h3 mb-0">@_member.FullName</h1>
         <div class="d-flex gap-2">
-            <button class="btn btn-outline-secondary btn-sm" @onclick="Edit">Edit</button>
+            <button class="btn btn-outline-secondary btn-sm" @onclick="Edit">@Shared["Shared_Action_Edit"]</button>
             @if (_member.Status == StageFright.Core.Enums.MemberStatus.Active)
             {
-                <button class="btn btn-outline-warning btn-sm" @onclick="InactivateAsync">Inactivate</button>
+                <button class="btn btn-outline-warning btn-sm" @onclick="InactivateAsync">@L["Members_Detail_InactivateButton"]</button>
             }
             else
             {
-                <button class="btn btn-outline-success btn-sm" @onclick="ActivateAsync">Activate</button>
+                <button class="btn btn-outline-success btn-sm" @onclick="ActivateAsync">@L["Members_Detail_ActivateButton"]</button>
             }
-            <button class="btn btn-outline-danger btn-sm" @onclick="ArchiveAsync">Archive</button>
+            <button class="btn btn-outline-danger btn-sm" @onclick="ArchiveAsync">@L["Members_Detail_ArchiveButton"]</button>
         </div>
     </div>
 
     <div class="row g-2 mb-2">
         <div class="col-md-6">
             <dl class="row mb-0 small">
-                <dt class="col-sm-5">Address</dt>
+                <dt class="col-sm-5">@L["Members_Detail_AddressLabel"]</dt>
                 <dd class="col-sm-7">@_member.StreetAddress</dd>
 
                 @if (!string.IsNullOrEmpty(_member.Phone))
                 {
-                    <dt class="col-sm-5">Phone</dt>
+                    <dt class="col-sm-5">@L["Members_Detail_PhoneLabel"]</dt>
                     <dd class="col-sm-7">@_member.Phone</dd>
                 }
 
                 @if (!string.IsNullOrEmpty(_member.Email))
                 {
-                    <dt class="col-sm-5">Email</dt>
+                    <dt class="col-sm-5">@L["Members_Detail_EmailLabel"]</dt>
                     <dd class="col-sm-7">@_member.Email</dd>
                 }
             </dl>
         </div>
         <div class="col-md-6">
             <dl class="row mb-0 small">
-                <dt class="col-sm-5">Join Date</dt>
+                <dt class="col-sm-5">@L["Members_Detail_JoinDateLabel"]</dt>
                 <dd class="col-sm-7">@_member.JoinDate.ToString("d MMM yyyy")</dd>
 
                 @if (_member.DateOfBirth.HasValue)
                 {
-                    <dt class="col-sm-5">Date of Birth</dt>
+                    <dt class="col-sm-5">@L["Members_Detail_DateOfBirthLabel"]</dt>
                     <dd class="col-sm-7">@_member.DateOfBirth.Value.ToString("d MMM yyyy")</dd>
 
-                    <dt class="col-sm-5">Age</dt>
+                    <dt class="col-sm-5">@L["Members_Detail_AgeLabel"]</dt>
                     <dd class="col-sm-7">@_age</dd>
                 }
 
-                <dt class="col-sm-5">Status</dt>
-                <dd class="col-sm-7">@_member.Status</dd>
+                <dt class="col-sm-5">@Shared["Shared_Table_StatusColumn"]</dt>
+                <dd class="col-sm-7">@_member.Status.LocalizeEnum()</dd>
             </dl>
         </div>
     </div>
 
     @if (_committeeHistory.Count > 0)
     {
-        <section aria-label="Committee History" class="mb-2">
-            <h2 class="h6 mb-1">Committee History</h2>
+        <section aria-label="@L["Members_Detail_CommitteeHistoryHeading"]" class="mb-2">
+            <h2 class="h6 mb-1">@L["Members_Detail_CommitteeHistoryHeading"]</h2>
             <ul class="list-unstyled small mb-0">
                 @foreach (var record in _committeeHistory.OrderByDescending(GetEffectiveYear))
                 {
@@ -80,9 +80,9 @@ else
                             <strong>
                                 @GetEffectiveYear(record)
                                 <span role="status"
-                                      aria-label="Current year"
+                                      aria-label="@L["Members_Detail_CurrentYearAriaLabel"]"
                                       style="background-color:hsl(120,40%,70%);padding:1px 6px;border-radius:4px;font-size:.8em;font-weight:normal">
-                                    Current
+                                    @L["Members_Detail_CurrentBadge"]
                                 </span>
                                 — @GetEffectiveLabel(record)
                             </strong>
@@ -99,32 +99,32 @@ else
 
     @if (_feeHistory.Count > 0)
     {
-        <section aria-label="Fee Payment History" class="mt-2">
-            <h2 class="h6 mb-1">Fee Payment History</h2>
+        <section aria-label="@L["Members_Detail_FeeHistoryHeading"]" class="mt-2">
+            <h2 class="h6 mb-1">@L["Members_Detail_FeeHistoryHeading"]</h2>
             <RadzenDataGrid Data="@_feeHistory" TItem="FeeHistoryItem"
                             AllowPaging="true" PageSize="8"
                             AllowSorting="true"
                             class="rz-shadow-0">
                 <Columns>
-                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="FeeDate" Title="Date" Width="120px">
+                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="FeeDate" Title="@L["Members_Detail_FeeDateColumn"]" Width="120px">
                         <Template Context="f">@f.FeeDate.ToString("d MMM yyyy")</Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="FeeType" Title="Type" Width="100px" />
-                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="Amount" Title="Amount" Width="85px">
-                        <Template Context="f"><span class="d-block text-end">@f.Amount.ToString("C")</span></Template>
+                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="FeeType" Title="@L["Members_Detail_FeeTypeColumn"]" Width="100px" />
+                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="Amount" Title="@L["Members_Detail_FeeAmountColumn"]" Width="85px">
+                        <Template Context="f"><span class="d-block text-end">@MoneyFormatter.Format(f.Amount)</span></Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="PaidAmount" Title="Paid" Width="85px">
-                        <Template Context="f"><span class="d-block text-end">@f.PaidAmount.ToString("C")</span></Template>
+                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="PaidAmount" Title="@L["Members_Detail_FeePaidColumn"]" Width="85px">
+                        <Template Context="f"><span class="d-block text-end">@MoneyFormatter.Format(f.PaidAmount)</span></Template>
                     </RadzenDataGridColumn>
-                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="IsPaid" Title="Status" Width="80px" Sortable="false">
+                    <RadzenDataGridColumn TItem="FeeHistoryItem" Property="IsPaid" Title="@Shared["Shared_Table_StatusColumn"]" Width="80px" Sortable="false">
                         <Template Context="f">
                             @if (f.IsPaid)
                             {
-                                <span class="badge bg-success">Paid</span>
+                                <span class="badge bg-success">@L["Members_Detail_FeePaidBadge"]</span>
                             }
                             else
                             {
-                                <span class="badge bg-warning text-dark">Unpaid</span>
+                                <span class="badge bg-warning text-dark">@L["Members_Detail_FeeUnpaidBadge"]</span>
                             }
                         </Template>
                     </RadzenDataGridColumn>
diff --git a/src/StageFright.UI/Pages/Members/MemberDetail.razor.cs b/src/StageFright.UI/Pages/Members/MemberDetail.razor.cs
index f497ecee..4a16668d 100644
--- a/src/StageFright.UI/Pages/Members/MemberDetail.razor.cs
+++ b/src/StageFright.UI/Pages/Members/MemberDetail.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Core.Modules.Members;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Members;
 
@@ -15,8 +18,11 @@ public partial class MemberDetail : ComponentBase
     [Inject] private IFeeRepository FeeRepository { get; set; } = null!;
     [Inject] private IGLRepository GLRepository { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<MembersResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+    [Inject] private AgeCalculationService AgeCalc { get; set; } = null!;
 
-    private readonly AgeCalculationService _ageCalc = new();
     private Member? _member;
     private List<CommitteePositionRecord> _committeeHistory = new();
     private List<FeeHistoryItem> _feeHistory = new();
@@ -30,7 +36,7 @@ protected override async Task OnParametersSetAsync()
         _member = await MemberService.GetByIdAsync(Id);
         if (_member is not null)
         {
-            _age = _ageCalc.Calculate(_member.DateOfBirth, DateTime.UtcNow.Date);
+            _age = AgeCalc.Calculate(_member.DateOfBirth, DateTime.UtcNow.Date);
             var history = await CommitteeService.GetHistoryAsync(Id);
             _committeeHistory = history.ToList();
 
@@ -62,7 +68,7 @@ private async Task LoadFeeHistoryAsync()
                 _feeHistory.Add(new FeeHistoryItem
                 {
                     Id = fee.Id,
-                    FeeType = fee.FeeType.ToString(),
+                    FeeType = fee.FeeType.LocalizeEnum(),
                     Amount = fee.Amount,
                     FeeDate = fee.FeeDate,
                     DueDate = fee.DueDate,
@@ -81,15 +87,19 @@ private async Task LoadFeeHistoryAsync()
     private static int GetEffectiveYear(CommitteePositionRecord record) =>
         record.CommitteeTermId is not null ? record.CommitteeTerm!.LabelYear : record.Year ?? 0;
 
-    private static string GetEffectiveLabel(CommitteePositionRecord record)
+    private string GetEffectiveLabel(CommitteePositionRecord record)
     {
         if (record.OfficeHolderTypeId is not null)
             return record.OfficeHolderType!.Name;
 
         var position = record.Position;
-        return !string.IsNullOrWhiteSpace(position) ? position : "General Committee Member";
+        return !string.IsNullOrWhiteSpace(position) ? position : L["Members_Detail_GeneralCommitteeMember"];
     }
 
+    /// <summary>Browser tab title — the member's name (or a fallback) plus the app suffix.</summary>
+    private string PageTitle() =>
+        Loc.Get<MembersResource>("Members_Detail_PageTitle", _member?.FullName ?? L["Members_Detail_PageTitleFallback"].Value);
+
     private bool IsCurrent(CommitteePositionRecord record) =>
         record.CommitteeTermId is not null
             ? record.CommitteeTerm!.EndDate is null
diff --git a/src/StageFright.UI/Pages/Members/MemberForm.razor b/src/StageFright.UI/Pages/Members/MemberForm.razor
index 51cd0aa5..4e168e38 100644
--- a/src/StageFright.UI/Pages/Members/MemberForm.razor
+++ b/src/StageFright.UI/Pages/Members/MemberForm.razor
@@ -1,15 +1,15 @@
 @page "/members/new"
 @page "/members/edit/{Id:guid}"
 
-<PageTitle>@(_isNew ? "Add Member" : "Edit Member") — StageFright Community</PageTitle>
+<PageTitle>@(_isNew ? L["Members_Form_AddPageTitle"] : L["Members_Form_EditPageTitle"])</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">@(_isNew ? "Add Member" : "Edit Member")</h1>
+    <h1 class="h3">@(_isNew ? L["Members_Form_AddHeading"] : L["Members_Form_EditHeading"])</h1>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else
 {
@@ -17,7 +17,7 @@ else
         <div class="row g-2 mb-2">
 
             <div class="col-md-6">
-                <label class="form-label" for="firstName">First Name <span aria-hidden="true">*</span></label>
+                <label class="form-label" for="firstName">@L["Members_Form_FirstNameLabel"] <span aria-hidden="true">*</span></label>
                 <InputText id="firstName"
                            class="@(_errors.ContainsKey("FirstName") ? "form-control form-control-sm is-invalid" : "form-control form-control-sm")"
                            @bind-Value="_form.FirstName" />
@@ -28,7 +28,7 @@ else
             </div>
 
             <div class="col-md-6">
-                <label class="form-label" for="lastName">Last Name <span aria-hidden="true">*</span></label>
+                <label class="form-label" for="lastName">@L["Members_Form_LastNameLabel"] <span aria-hidden="true">*</span></label>
                 <InputText id="lastName"
                            class="@(_errors.ContainsKey("LastName") ? "form-control form-control-sm is-invalid" : "form-control form-control-sm")"
                            @bind-Value="_form.LastName" />
@@ -39,7 +39,7 @@ else
             </div>
 
             <div class="col-md-6">
-                <label class="form-label" for="address">Street Address <span aria-hidden="true">*</span></label>
+                <label class="form-label" for="address">@L["Members_Form_StreetAddressLabel"] <span aria-hidden="true">*</span></label>
                 <InputText id="address"
                            class="@(_errors.ContainsKey("StreetAddress") ? "form-control form-control-sm is-invalid" : "form-control form-control-sm")"
                            @bind-Value="_form.StreetAddress" />
@@ -50,7 +50,7 @@ else
             </div>
 
             <div class="col-md-6">
-                <label class="form-label" for="phone">Phone</label>
+                <label class="form-label" for="phone">@L["Members_Form_PhoneLabel"]</label>
                 <InputText id="phone"
                            class="@(_errors.ContainsKey("Phone") ? "form-control form-control-sm is-invalid" : "form-control form-control-sm")"
                            @bind-Value="_form.Phone" />
@@ -61,7 +61,7 @@ else
             </div>
 
             <div class="col-md-6">
-                <label class="form-label" for="email">Email</label>
+                <label class="form-label" for="email">@L["Members_Form_EmailLabel"]</label>
                 <InputText id="email"
                            class="@(_errors.ContainsKey("Email") ? "form-control form-control-sm is-invalid" : "form-control form-control-sm")"
                            @bind-Value="_form.Email" />
@@ -72,12 +72,12 @@ else
             </div>
 
             <div class="col-md-6">
-                <label class="form-label" for="joinDate">Join Date <span aria-hidden="true">*</span></label>
+                <label class="form-label" for="joinDate">@L["Members_Form_JoinDateLabel"] <span aria-hidden="true">*</span></label>
                 <InputDate id="joinDate" class="form-control form-control-sm" @bind-Value="_form.JoinDate" />
             </div>
 
             <div class="col-md-6">
-                <label class="form-label" for="dob">Date of Birth</label>
+                <label class="form-label" for="dob">@L["Members_Form_DateOfBirthLabel"]</label>
                 <InputDate id="dob"
                            class="@(_errors.ContainsKey("DateOfBirth") ? "form-control form-control-sm is-invalid" : "form-control form-control-sm")"
                            @bind-Value="_form.DateOfBirth" />
@@ -96,9 +96,9 @@ else
 
         <div class="d-flex gap-2">
             <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                @(_saving ? "Saving…" : "Save")
+                @(_saving ? Shared["Shared_Action_Saving"] : Shared["Shared_Action_Save"])
             </button>
-            <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="Cancel">Cancel</button>
+            <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="Cancel">@Shared["Shared_Action_Cancel"]</button>
         </div>
     </EditForm>
 }
diff --git a/src/StageFright.UI/Pages/Members/MemberForm.razor.cs b/src/StageFright.UI/Pages/Members/MemberForm.razor.cs
index 0a750809..e5bb767e 100644
--- a/src/StageFright.UI/Pages/Members/MemberForm.razor.cs
+++ b/src/StageFright.UI/Pages/Members/MemberForm.razor.cs
@@ -1,7 +1,9 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Exceptions;
 using StageFright.Core.Modules.Members;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Members;
 
@@ -11,6 +13,8 @@ public partial class MemberForm : ComponentBase
 
     [Inject] private IMemberService MemberService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<MembersResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
 
     private readonly MemberFormModel _form = new();
     private Dictionary<string, string> _errors = new();
@@ -94,7 +98,7 @@ private async Task SaveAsync()
         }
         catch (Exception)
         {
-            _globalError = "An unexpected error occurred. Please try again.";
+            _globalError = Shared["Shared_Error_Unexpected"];
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Members/MemberList.razor b/src/StageFright.UI/Pages/Members/MemberList.razor
index ef5710b0..cc7f8aa5 100644
--- a/src/StageFright.UI/Pages/Members/MemberList.razor
+++ b/src/StageFright.UI/Pages/Members/MemberList.razor
@@ -1,10 +1,10 @@
 @page "/members"
 
-<PageTitle>Members — StageFright Community</PageTitle>
+<PageTitle>@L["Members_List_PageTitle"]</PageTitle>
 
 <div class="page-header d-flex align-items-center justify-content-between mb-2">
-    <h1 class="h3 mb-0">Members</h1>
-    <button class="btn btn-primary btn-sm" @onclick="AddMember">Add Member</button>
+    <h1 class="h3 mb-0">@L["Members_List_Heading"]</h1>
+    <button class="btn btn-primary btn-sm" @onclick="AddMember">@L["Members_List_AddButton"]</button>
 </div>
 
 <div class="mb-2 d-flex align-items-center gap-2 flex-wrap">
@@ -14,29 +14,29 @@
                 <path d="M11.742 10.344a6.5 6.5 0 1 0-1.397 1.398h-.001c.03.04.062.078.098.115l3.85 3.85a1 1 0 0 0 1.415-1.414l-3.85-3.85a1.007 1.007 0 0 0-.115-.099zm-5.242 1.156a5.5 5.5 0 1 1 0-11 5.5 5.5 0 0 1 0 11z"/>
             </svg>
         </span>
-        <input type="search" class="form-control form-control-sm" placeholder="Search by name, email, phone or address…"
-               aria-label="Search members"
+        <input type="search" class="form-control form-control-sm" placeholder="@L["Members_List_SearchPlaceholder"]"
+               aria-label="@L["Members_List_SearchAriaLabel"]"
                @bind="_searchTerm" @bind:event="oninput" />
     </div>
     <div class="d-flex align-items-center gap-2 ms-auto">
-        <label for="showInactiveSwitch" class="form-label mb-0">Show inactive members</label>
+        <label for="showInactiveSwitch" class="form-label mb-0">@L["Members_List_ShowInactiveLabel"]</label>
         <RadzenSwitch Name="showInactiveSwitch" @bind-Value="_showInactive" Change="@(async (bool _) => await LoadAsync())" />
     </div>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading members…</p>
+    <p role="status" aria-live="polite">@L["Members_List_LoadingText"]</p>
 }
 else if (!DisplayMembers.Any())
 {
     @if (_members.Count == 0)
     {
-        <p class="text-muted">No @(_showInactive ? "" : "active ")members found.</p>
+        <p class="text-muted">@(_showInactive ? L["Members_List_EmptyAll"] : L["Members_List_EmptyActive"])</p>
     }
     else
     {
-        <p class="text-muted">No members match "<strong>@_searchTerm</strong>".</p>
+        <p class="text-muted">@NoMatchText()</p>
     }
 }
 else
@@ -45,22 +45,22 @@ else
                     AllowSorting="true" AllowPaging="true" PageSize="15"
                     class="rz-shadow-0">
         <Columns>
-            <RadzenDataGridColumn TItem="Member" Property="SortableFullName" Title="Name" Width="200px">
+            <RadzenDataGridColumn TItem="Member" Property="SortableFullName" Title="@L["Members_List_NameColumn"]" Width="200px">
                 <Template Context="member">
                     <a href="#" @onclick:preventDefault @onclick="() => ViewMember(member.Id)"
                        class="text-decoration-none fw-semibold">
-                        @member.SortableFullName@(member.Status == MemberStatus.Inactive ? " (Inactive)" : "")
+                        @member.SortableFullName@(member.Status == MemberStatus.Inactive ? $" ({member.Status.LocalizeEnum()})" : "")
                     </a>
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="Member" Property="StreetAddress" Title="Address" />
-            <RadzenDataGridColumn TItem="Member" Property="Phone" Title="Phone" Width="130px" />
-            <RadzenDataGridColumn TItem="Member" Property="Email" Title="Email" Width="200px" />
-            <RadzenDataGridColumn TItem="Member" Title="Age" Width="90px">
+            <RadzenDataGridColumn TItem="Member" Property="StreetAddress" Title="@L["Members_List_AddressColumn"]" />
+            <RadzenDataGridColumn TItem="Member" Property="Phone" Title="@L["Members_List_PhoneColumn"]" Width="130px" />
+            <RadzenDataGridColumn TItem="Member" Property="Email" Title="@L["Members_List_EmailColumn"]" Width="200px" />
+            <RadzenDataGridColumn TItem="Member" Title="@L["Members_List_AgeColumn"]" Width="90px">
                 <Template Context="member">
                     @if (member.DateOfBirth.HasValue)
                     {
-                        @(_ageCalc.Calculate(member.DateOfBirth, DateTime.UtcNow.Date)?.ToString() ?? "—")
+                        @(AgeCalc.Calculate(member.DateOfBirth, DateTime.UtcNow.Date)?.ToString() ?? "—")
                     }
                     else
                     {
@@ -68,12 +68,12 @@ else
                     }
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="Member" Title="Actions" Width="110px" Sortable="false">
+            <RadzenDataGridColumn TItem="Member" Title="@Shared["Shared_Table_ActionsColumn"]" Width="110px" Sortable="false">
                 <Template Context="member">
                     <button class="btn btn-primary btn-sm"
                             @onclick="() => EditMember(member.Id)"
-                            aria-label="Edit @member.SortableFullName">
-                        Edit
+                            aria-label="@EditMemberAriaLabel(member.SortableFullName)">
+                        @Shared["Shared_Action_Edit"]
                     </button>
                 </Template>
             </RadzenDataGridColumn>
diff --git a/src/StageFright.UI/Pages/Members/MemberList.razor.cs b/src/StageFright.UI/Pages/Members/MemberList.razor.cs
index acf70358..a6ece892 100644
--- a/src/StageFright.UI/Pages/Members/MemberList.razor.cs
+++ b/src/StageFright.UI/Pages/Members/MemberList.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Members;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Members;
 
@@ -10,8 +13,11 @@ public partial class MemberList : ComponentBase
 {
     [Inject] private IMemberService MemberService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<MembersResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+    [Inject] private AgeCalculationService AgeCalc { get; set; } = null!;
 
-    private readonly AgeCalculationService _ageCalc = new();
     private bool _showInactive;
     private List<Member> _members = new();
     private string _searchTerm = string.Empty;
@@ -58,4 +64,11 @@ private async Task LoadAsync()
     private void AddMember() => Nav.NavigateTo("/members/new");
     private void ViewMember(Guid id) => Nav.NavigateTo($"/members/{id}");
     private void EditMember(Guid id) => Nav.NavigateTo($"/members/edit/{id}");
+
+    /// <summary>"No members match …" message, localized with the current search term.</summary>
+    private string NoMatchText() => Loc.Get<MembersResource>("Members_List_NoMatch", _searchTerm);
+
+    /// <summary>aria-label for a row's Edit button, localized with the member's name.</summary>
+    private string EditMemberAriaLabel(string memberName) =>
+        Loc.Get<MembersResource>("Members_List_EditMemberAriaLabel", memberName);
 }
diff --git a/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor b/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor
index d4234904..38167c10 100644
--- a/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor
+++ b/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor
@@ -1,9 +1,9 @@
 @page "/rehearsals/{RehearsalId:guid}/attendance"
 
-<PageTitle>@(_alreadyRecorded ? "Attendance" : "Record Attendance") — StageFright Community</PageTitle>
+<PageTitle>@PageTitleText()</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">@(_alreadyRecorded ? "Attendance" : "Record Attendance")</h1>
+    <h1 class="h3">@HeadingText()</h1>
     @if (_rehearsal is not null)
     {
         <p class="text-muted mb-0">@_rehearsal.Date.ToString("dddd, d MMMM yyyy")</p>
@@ -12,25 +12,25 @@
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading…</p>
+    <p role="status" aria-live="polite">@Shared["Shared_Common_Loading"]</p>
 }
 else if (!string.IsNullOrEmpty(_errorMessage) && _rehearsal is null)
 {
     <div class="alert alert-danger py-1 mb-2 small" role="alert">@_errorMessage</div>
-    <a href="/rehearsals" class="btn btn-outline-secondary btn-sm">Back to Rehearsals</a>
+    <a href="/rehearsals" class="btn btn-outline-secondary btn-sm">@L["Rehearsals_Attendance_BackButton"]</a>
 }
 else if (_alreadyRecorded)
 {
     @if (_rehearsal is not null)
     {
         <div class="alert alert-info py-1 mb-2 small" role="alert">
-            Attendance recorded at @_rehearsal.StoredAttendanceRate?.ToString("F1")% attendance rate. Records are immutable.
+            @RecordedBannerText()
         </div>
     }
 
     @if (_recordedAttendance.Count == 0)
     {
-        <div class="alert alert-warning py-1 mb-2 small">No attendance records found for this rehearsal.</div>
+        <div class="alert alert-warning py-1 mb-2 small">@L["Rehearsals_Attendance_NoRecords"]</div>
     }
     else
     {
@@ -38,24 +38,24 @@ else if (_alreadyRecorded)
                         AllowSorting="true" AllowPaging="true" PageSize="15"
                         class="rz-shadow-0">
             <Columns>
-                <RadzenDataGridColumn TItem="AttendanceRecord" Title="Attended" Width="100px" Sortable="false">
+                <RadzenDataGridColumn TItem="AttendanceRecord" Title="@L["Rehearsals_Attendance_AttendedColumn"]" Width="100px" Sortable="false">
                     <Template Context="record">
                         <div class="text-center">
                             <input type="checkbox" class="form-check-input" checked="@record.Attended" disabled
-                                   aria-label="@record.Member.SortableFullName attended" />
+                                   aria-label="@AttendedAriaLabel(record.Member.SortableFullName)" />
                         </div>
                     </Template>
                 </RadzenDataGridColumn>
-                <RadzenDataGridColumn TItem="AttendanceRecord" Title="Paid" Width="90px" Sortable="false">
+                <RadzenDataGridColumn TItem="AttendanceRecord" Title="@L["Rehearsals_Attendance_PaidColumn"]" Width="90px" Sortable="false">
                     <Template Context="record">
                         <div class="text-center">
                             <input type="checkbox" class="form-check-input"
                                    checked="@(_paidByMemberId.TryGetValue(record.MemberId, out var paid) && paid)" disabled
-                                   aria-label="@record.Member.SortableFullName paid" />
+                                   aria-label="@PaidAriaLabel(record.Member.SortableFullName)" />
                         </div>
                     </Template>
                 </RadzenDataGridColumn>
-                <RadzenDataGridColumn TItem="AttendanceRecord" Title="Member">
+                <RadzenDataGridColumn TItem="AttendanceRecord" Title="@L["Rehearsals_Attendance_MemberColumn"]">
                     <Template Context="record">
                         @record.Member.SortableFullName
                     </Template>
@@ -64,14 +64,14 @@ else if (_alreadyRecorded)
         </RadzenDataGrid>
     }
 
-    <a href="/rehearsals" class="btn btn-outline-secondary btn-sm mt-2">Back to Rehearsals</a>
+    <a href="/rehearsals" class="btn btn-outline-secondary btn-sm mt-2">@L["Rehearsals_Attendance_BackButton"]</a>
 }
 else if (_isFutureDate)
 {
     <div class="alert alert-info py-1 mb-2 small" role="alert">
-        Attendance can be recorded starting @_rehearsal?.Date.ToString("dddd, d MMMM yyyy").
+        @FutureNoticeText()
     </div>
-    <a href="/rehearsals" class="btn btn-outline-secondary btn-sm">Back to Rehearsals</a>
+    <a href="/rehearsals" class="btn btn-outline-secondary btn-sm">@L["Rehearsals_Attendance_BackButton"]</a>
 }
 else
 {
@@ -82,7 +82,7 @@ else
 
     @if (_members.Count == 0)
     {
-        <div class="alert alert-warning py-1 mb-2 small">No active members found. Add members before recording attendance.</div>
+        <div class="alert alert-warning py-1 mb-2 small">@L["Rehearsals_Attendance_NoActiveMembers"]</div>
     }
     else
     {
@@ -90,16 +90,16 @@ else
                         AllowSorting="true" AllowPaging="true" PageSize="15"
                         class="rz-shadow-0">
             <Columns>
-                <RadzenDataGridColumn TItem="AttendanceRow" Title="Attended" Width="120px" Sortable="false">
+                <RadzenDataGridColumn TItem="AttendanceRow" Title="@L["Rehearsals_Attendance_AttendedColumn"]" Width="120px" Sortable="false">
                     <HeaderTemplate>
                         <div class="d-flex flex-column align-items-center gap-1">
-                            <span>Attended</span>
+                            <span>@L["Rehearsals_Attendance_AttendedColumn"]</span>
                             <span class="select-all-inline small text-muted">
                                 (<input type="checkbox" class="form-check-input" id="select-all-attended"
                                         checked="@AllAttended"
                                         @onchange="e => { ToggleSelectAll((bool)(e.Value ?? false)); StateHasChanged(); }"
-                                        aria-label="Select all members as attended" />
-                                <label class="form-check-label mb-0" for="select-all-attended">Select All</label>)
+                                        aria-label="@L["Rehearsals_Attendance_SelectAllAriaLabel"]" />
+                                <label class="form-check-label mb-0" for="select-all-attended">@L["Rehearsals_Attendance_SelectAllLabel"]</label>)
                             </span>
                         </div>
                     </HeaderTemplate>
@@ -108,33 +108,33 @@ else
                             <input type="checkbox" class="form-check-input" id="attended-@row.MemberId"
                                    checked="@row.Attended"
                                    @onchange="e => { row.Attended = (bool)(e.Value ?? false); StateHasChanged(); }"
-                                   aria-label="@row.MemberName attended" />
+                                   aria-label="@AttendedAriaLabel(row.MemberName)" />
                         </div>
                     </Template>
                 </RadzenDataGridColumn>
-                <RadzenDataGridColumn TItem="AttendanceRow" Title="Paid" Width="90px" Sortable="false">
+                <RadzenDataGridColumn TItem="AttendanceRow" Title="@L["Rehearsals_Attendance_PaidColumn"]" Width="90px" Sortable="false">
                     <Template Context="row">
                         <div class="text-center">
                             <input type="checkbox" class="form-check-input" id="paid-@row.MemberId"
                                    checked="@row.Paid"
                                    disabled="@(!row.Attended)"
                                    @onchange="e => row.Paid = (bool)(e.Value ?? false)"
-                                   aria-label="Mark @row.MemberName as paid" />
+                                   aria-label="@MarkPaidAriaLabel(row.MemberName)" />
                         </div>
                     </Template>
                 </RadzenDataGridColumn>
-                <RadzenDataGridColumn TItem="AttendanceRow" Property="MemberName" Title="Member" />
-                <RadzenDataGridColumn TItem="AttendanceRow" Title="Fee" Width="120px" Sortable="false">
+                <RadzenDataGridColumn TItem="AttendanceRow" Property="MemberName" Title="@L["Rehearsals_Attendance_MemberColumn"]" />
+                <RadzenDataGridColumn TItem="AttendanceRow" Title="@L["Rehearsals_Attendance_FeeColumn"]" Width="120px" Sortable="false">
                     <Template Context="row">
                         <div class="text-end">
                             @if (row.Attended && row.Paid)
                             {
-                                <span>@_attendanceFee.ToString("C")</span>
+                                <span>@MoneyFormatter.Format(_attendanceFee)</span>
                             }
                             else if (row.Attended && !row.Paid)
                             {
-                                <span class="text-warning fw-semibold">@_attendanceFee.ToString("C")</span>
-                                <span class="badge bg-warning text-dark ms-1">Owed</span>
+                                <span class="text-warning fw-semibold">@MoneyFormatter.Format(_attendanceFee)</span>
+                                <span class="badge bg-warning text-dark ms-1">@L["Rehearsals_Attendance_OwedBadge"]</span>
                             }
                             else
                             {
@@ -148,9 +148,9 @@ else
 
         <div class="d-flex gap-2 mt-2">
             <button class="btn btn-primary btn-sm" @onclick="SaveAttendance" disabled="@_saving">
-                @(_saving ? "Saving…" : "Save Attendance")
+                @(_saving ? Shared["Shared_Action_Saving"] : L["Rehearsals_Attendance_SaveButton"])
             </button>
-            <a href="/rehearsals" class="btn btn-outline-secondary btn-sm">Cancel</a>
+            <a href="/rehearsals" class="btn btn-outline-secondary btn-sm">@Shared["Shared_Action_Cancel"]</a>
         </div>
     }
 }
diff --git a/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor.cs b/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor.cs
index fe5ce7bc..5e2736df 100644
--- a/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor.cs
+++ b/src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor.cs
@@ -1,9 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Rehearsals;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Rehearsals;
 
@@ -16,6 +19,9 @@ public partial class AttendanceGrid
     [Inject] private IMemberService MemberService { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<RehearsalsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _saving;
@@ -38,7 +44,7 @@ protected override async Task OnInitializedAsync()
 
             if (_rehearsal is null)
             {
-                _errorMessage = "Rehearsal not found.";
+                _errorMessage = L["Rehearsals_Attendance_NotFound"];
                 return;
             }
 
@@ -72,9 +78,9 @@ protected override async Task OnInitializedAsync()
                 Paid = false
             }).ToList();
         }
-        catch (Exception ex)
+        catch (Exception)
         {
-            _errorMessage = $"Failed to load attendance grid: {ex.Message}";
+            _errorMessage = Shared["Shared_Error_Unexpected"];
         }
         finally
         {
@@ -111,9 +117,9 @@ private async Task SaveAttendance()
         {
             _errorMessage = ex.Message;
         }
-        catch (Exception ex)
+        catch (Exception)
         {
-            _errorMessage = $"Failed to save attendance: {ex.Message}";
+            _errorMessage = Shared["Shared_Error_Unexpected"];
         }
         finally
         {
@@ -121,6 +127,34 @@ private async Task SaveAttendance()
         }
     }
 
+    /// <summary>Browser tab title — depends on whether attendance is already recorded.</summary>
+    private string PageTitleText() =>
+        _alreadyRecorded ? L["Rehearsals_Attendance_PageTitleView"] : L["Rehearsals_Attendance_PageTitleRecord"];
+
+    /// <summary>Page heading — depends on whether attendance is already recorded.</summary>
+    private string HeadingText() =>
+        _alreadyRecorded ? L["Rehearsals_Attendance_HeadingView"] : L["Rehearsals_Attendance_HeadingRecord"];
+
+    /// <summary>Info banner shown when attendance has already been recorded, with the stored rate.</summary>
+    private string RecordedBannerText() =>
+        Loc.Get<RehearsalsResource>("Rehearsals_Attendance_RecordedBanner", _rehearsal?.StoredAttendanceRate?.ToString("F1") ?? string.Empty);
+
+    /// <summary>Notice shown when the rehearsal date is still in the future.</summary>
+    private string FutureNoticeText() =>
+        Loc.Get<RehearsalsResource>("Rehearsals_Attendance_FutureNotice", _rehearsal?.Date.ToString("dddd, d MMMM yyyy") ?? string.Empty);
+
+    /// <summary>aria-label for a row's Attended checkbox.</summary>
+    private string AttendedAriaLabel(string memberName) =>
+        Loc.Get<RehearsalsResource>("Rehearsals_Attendance_AttendedAriaLabel", memberName);
+
+    /// <summary>aria-label for a row's Paid checkbox in the read-only recorded view.</summary>
+    private string PaidAriaLabel(string memberName) =>
+        Loc.Get<RehearsalsResource>("Rehearsals_Attendance_PaidAriaLabel", memberName);
+
+    /// <summary>aria-label for a row's Paid checkbox while recording.</summary>
+    private string MarkPaidAriaLabel(string memberName) =>
+        Loc.Get<RehearsalsResource>("Rehearsals_Attendance_MarkPaidAriaLabel", memberName);
+
     private sealed class AttendanceRow
     {
         public Guid MemberId { get; init; }
diff --git a/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor b/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor
index a98a73b4..4ad9f649 100644
--- a/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor
+++ b/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor
@@ -1,9 +1,9 @@
 @page "/rehearsals/new"
 
-<PageTitle>Schedule Rehearsal — StageFright Community</PageTitle>
+<PageTitle>@L["Rehearsals_Form_PageTitle"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3">Schedule Rehearsal</h1>
+    <h1 class="h3">@L["Rehearsals_Form_Heading"]</h1>
 </div>
 
 @if (!string.IsNullOrEmpty(_errorMessage))
@@ -18,34 +18,34 @@
 
             <div class="row g-2 mb-2">
                 <div class="col-md-4">
-                    <label for="date" class="form-label">Date <span class="text-danger">*</span></label>
+                    <label for="date" class="form-label">@L["Rehearsals_Form_DateLabel"] <span class="text-danger">*</span></label>
                     <InputDate id="date" class="form-control form-control-sm" @bind-Value="_model.Date" />
                     <ValidationMessage For="@(() => _model.Date)" class="text-danger small" />
                 </div>
 
                 <div class="col-md-4">
-                    <label for="time" class="form-label">Time <span class="text-danger">*</span></label>
+                    <label for="time" class="form-label">@L["Rehearsals_Form_TimeLabel"] <span class="text-danger">*</span></label>
                     <input id="time" type="time" class="form-control form-control-sm"
                            value="@_timeString"
                            @onchange="HandleTimeChange" />
                     @if (_timeError)
                     {
-                        <div class="text-danger small">Time is required.</div>
+                        <div class="text-danger small">@L["Rehearsals_Form_TimeRequired"]</div>
                     }
                 </div>
             </div>
 
             <div class="mb-2">
-                <label for="notes" class="form-label">Notes</label>
+                <label for="notes" class="form-label">@L["Rehearsals_Form_NotesLabel"]</label>
                 <InputTextArea id="notes" class="form-control form-control-sm" rows="2" @bind-Value="_model.Notes" />
             </div>
 
             <div class="d-flex gap-2">
                 <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                    @(_saving ? "Saving…" : "Schedule")
+                    @(_saving ? Shared["Shared_Action_Saving"] : L["Rehearsals_Form_ScheduleButton"])
                 </button>
                 <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="Cancel">
-                    Cancel
+                    @Shared["Shared_Action_Cancel"]
                 </button>
             </div>
         </EditForm>
diff --git a/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor.cs b/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor.cs
index 8dd1ca17..3b6b7c15 100644
--- a/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor.cs
+++ b/src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor.cs
@@ -1,7 +1,9 @@
 using System.ComponentModel.DataAnnotations;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Modules.Rehearsals;
+using StageFright.UI.Resources.Strings;
 using DomainValidationException = StageFright.Core.Exceptions.ValidationException;
 
 namespace StageFright.UI.Pages.Rehearsals;
@@ -10,6 +12,8 @@ public partial class RehearsalForm
 {
     [Inject] private IRehearsalService RehearsalService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<RehearsalsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
 
     private readonly RehearsalFormModel _model = new();
     private string _timeString = "19:00";
@@ -52,9 +56,9 @@ await RehearsalService.ScheduleAsync(new ScheduleRehearsalRequest
         {
             _errorMessage = ex.Message;
         }
-        catch (Exception ex)
+        catch (Exception)
         {
-            _errorMessage = $"An unexpected error occurred: {ex.Message}";
+            _errorMessage = Shared["Shared_Error_Unexpected"];
         }
         finally
         {
@@ -66,7 +70,7 @@ await RehearsalService.ScheduleAsync(new ScheduleRehearsalRequest
 
     private sealed class RehearsalFormModel
     {
-        [Required(ErrorMessage = "Date is required.")]
+        [Required]
         public DateTime Date { get; set; } = DateTime.UtcNow.Date;
 
         public string? Notes { get; set; }
diff --git a/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor b/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor
index a0e4903d..da8806a6 100644
--- a/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor
+++ b/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor
@@ -1,10 +1,10 @@
 @page "/rehearsals"
 
-<PageTitle>Rehearsals — StageFright Community</PageTitle>
+<PageTitle>@L["Rehearsals_List_PageTitle"]</PageTitle>
 
 <div class="page-header d-flex align-items-center justify-content-between mb-2">
-    <h1 class="h3 mb-0">Rehearsals</h1>
-    <button class="btn btn-primary btn-sm" @onclick="AddRehearsal">Schedule Rehearsal</button>
+    <h1 class="h3 mb-0">@L["Rehearsals_List_Heading"]</h1>
+    <button class="btn btn-primary btn-sm" @onclick="AddRehearsal">@L["Rehearsals_List_ScheduleButton"]</button>
 </div>
 
 <div class="mb-2">
@@ -14,25 +14,25 @@
                 <path d="M11.742 10.344a6.5 6.5 0 1 0-1.397 1.398h-.001c.03.04.062.078.098.115l3.85 3.85a1 1 0 0 0 1.415-1.414l-3.85-3.85a1.007 1.007 0 0 0-.115-.099zm-5.242 1.156a5.5 5.5 0 1 1 0-11 5.5 5.5 0 0 1 0 11z"/>
             </svg>
         </span>
-        <input type="search" class="form-control form-control-sm" placeholder="Search by date or notes…"
-               aria-label="Search rehearsals"
+        <input type="search" class="form-control form-control-sm" placeholder="@L["Rehearsals_List_SearchPlaceholder"]"
+               aria-label="@L["Rehearsals_List_SearchAriaLabel"]"
                @bind="_searchTerm" @bind:event="oninput" />
     </div>
 </div>
 
 @if (_loading)
 {
-    <p role="status" aria-live="polite">Loading rehearsals…</p>
+    <p role="status" aria-live="polite">@L["Rehearsals_List_LoadingText"]</p>
 }
 else if (!DisplayRehearsals.Any())
 {
     @if (_rehearsals.Count == 0)
     {
-        <p class="text-muted">No rehearsals scheduled yet.</p>
+        <p class="text-muted">@L["Rehearsals_List_EmptyNone"]</p>
     }
     else
     {
-        <p class="text-muted">No rehearsals match "<strong>@_searchTerm</strong>".</p>
+        <p class="text-muted">@NoMatchText()</p>
     }
 }
 else
@@ -41,19 +41,19 @@ else
                     AllowSorting="true" AllowPaging="true" PageSize="15"
                     class="rz-shadow-0">
         <Columns>
-            <RadzenDataGridColumn TItem="Rehearsal" Property="Date" Title="Date" Width="130px">
+            <RadzenDataGridColumn TItem="Rehearsal" Property="Date" Title="@L["Rehearsals_List_DateColumn"]" Width="130px">
                 <Template Context="r">
                     <button class="btn btn-link p-0 text-start"
                             @onclick="() => RecordAttendance(r.Id)"
-                            aria-label="View attendance for @r.Date.ToString("d MMM yyyy")">
+                            aria-label="@ViewAttendanceAriaLabel(r.Date)">
                         @r.Date.ToString("d MMM yyyy")
                     </button>
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="Rehearsal" Property="Time" Title="Time" Width="80px">
+            <RadzenDataGridColumn TItem="Rehearsal" Property="Time" Title="@L["Rehearsals_List_TimeColumn"]" Width="80px">
                 <Template Context="r">@r.Time.ToString(@"hh\:mm")</Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="Rehearsal" Title="Attendance" Width="120px">
+            <RadzenDataGridColumn TItem="Rehearsal" Title="@L["Rehearsals_List_AttendanceColumn"]" Width="120px">
                 <Template Context="r">
                     @if (r.StoredAttendanceRate.HasValue)
                     {
@@ -61,30 +61,30 @@ else
                     }
                     else
                     {
-                        <span class="text-muted small">Not recorded</span>
+                        <span class="text-muted small">@L["Rehearsals_List_AttendanceNotRecorded"]</span>
                     }
                 </Template>
             </RadzenDataGridColumn>
-            <RadzenDataGridColumn TItem="Rehearsal" Property="Notes" Title="Notes" Width="300px" />
-            <RadzenDataGridColumn TItem="Rehearsal" Title="Actions" Width="180px" Sortable="false">
+            <RadzenDataGridColumn TItem="Rehearsal" Property="Notes" Title="@L["Rehearsals_List_NotesColumn"]" Width="300px" />
+            <RadzenDataGridColumn TItem="Rehearsal" Title="@Shared["Shared_Table_ActionsColumn"]" Width="180px" Sortable="false">
                 <Template Context="r">
                     <div class="d-flex flex-nowrap align-items-center gap-1">
                         @if (!r.StoredAttendanceRate.HasValue)
                         {
                             <button class="btn btn-primary btn-sm text-nowrap"
                                     @onclick="() => RecordAttendance(r.Id)"
-                                    aria-label="Record attendance for @r.Date.ToString("d MMM yyyy")">
-                                Record Attendance
+                                    aria-label="@RecordAttendanceAriaLabel(r.Date)">
+                                @L["Rehearsals_List_RecordAttendanceButton"]
                             </button>
                         }
                         else
                         {
-                            <span class="text-muted small">Recorded</span>
+                            <span class="text-muted small">@L["Rehearsals_List_RecordedText"]</span>
                         }
                         <button class="btn btn-outline-secondary btn-sm text-nowrap"
                                 @onclick="() => PrintRoll(r.Id)"
-                                aria-label="Print roll for @r.Date.ToString("d MMM yyyy")">
-                            Print Roll
+                                aria-label="@PrintRollAriaLabel(r.Date)">
+                            @L["Rehearsals_List_PrintRollButton"]
                         </button>
                     </div>
                 </Template>
diff --git a/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor.cs b/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor.cs
index edb710b8..904ffc40 100644
--- a/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor.cs
+++ b/src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor.cs
@@ -1,9 +1,12 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Rehearsals;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Rehearsals;
 
@@ -15,6 +18,9 @@ public partial class RehearsalList
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
     [Inject] private ILogger<RehearsalList> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<RehearsalsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private List<Rehearsal> _rehearsals = new();
@@ -53,9 +59,9 @@ protected override async Task OnInitializedAsync()
                 .ThenByDescending(r => r.Time)
                 .ToList();
         }
-        catch (Exception ex)
+        catch (Exception)
         {
-            _errorMessage = $"Failed to load rehearsals: {ex.Message}";
+            _errorMessage = L["Rehearsals_List_LoadError"];
         }
         finally
         {
@@ -78,7 +84,7 @@ private async Task PrintRoll(Guid rehearsalId)
 
             if (rollData.Members.Count == 0)
             {
-                _rollMessage = "No active members found — nothing to print.";
+                _rollMessage = L["Rehearsals_List_RollNoMembers"];
                 return;
             }
 
@@ -94,7 +100,22 @@ private async Task PrintRoll(Guid rehearsalId)
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to print attendance roll for rehearsal {RehearsalId}", rehearsalId);
-            _rollMessage = "Unable to print roll. Please try again.";
+            _rollMessage = L["Rehearsals_List_RollError"];
         }
     }
+
+    /// <summary>"No rehearsals match …" message, localized with the current search term.</summary>
+    private string NoMatchText() => Loc.Get<RehearsalsResource>("Rehearsals_List_NoMatch", _searchTerm);
+
+    /// <summary>aria-label for the date button that opens a rehearsal's recorded attendance.</summary>
+    private string ViewAttendanceAriaLabel(DateTime date) =>
+        Loc.Get<RehearsalsResource>("Rehearsals_List_ViewAttendanceAriaLabel", date.ToString("d MMM yyyy"));
+
+    /// <summary>aria-label for a row's Record Attendance button.</summary>
+    private string RecordAttendanceAriaLabel(DateTime date) =>
+        Loc.Get<RehearsalsResource>("Rehearsals_List_RecordAttendanceAriaLabel", date.ToString("d MMM yyyy"));
+
+    /// <summary>aria-label for a row's Print Roll button.</summary>
+    private string PrintRollAriaLabel(DateTime date) =>
+        Loc.Get<RehearsalsResource>("Rehearsals_List_PrintRollAriaLabel", date.ToString("d MMM yyyy"));
 }
diff --git a/src/StageFright.UI/Pages/Reports/ReportsPage.razor b/src/StageFright.UI/Pages/Reports/ReportsPage.razor
index 5dad9ad0..3508a032 100644
--- a/src/StageFright.UI/Pages/Reports/ReportsPage.razor
+++ b/src/StageFright.UI/Pages/Reports/ReportsPage.razor
@@ -1,10 +1,10 @@
 @page "/reports"
 @page "/reports/{ReportId?}"
 
-<PageTitle>Reports — StageFright Community</PageTitle>
+<PageTitle>@L["Shared_ReportsPage_Title"]</PageTitle>
 
 <div class="page-header mb-2">
-    <h1 class="h3 mb-0">Reports</h1>
+    <h1 class="h3 mb-0">@L["Shared_ReportsPage_Heading"]</h1>
 </div>
 
 @if (_currentProvider != null)
@@ -14,10 +14,10 @@
 else if (!string.IsNullOrEmpty(ReportId))
 {
     <div class="alert alert-warning py-1 mb-2 small" role="alert">
-        Report "@ReportId" not found.
+        @NotFoundText()
     </div>
 }
 else
 {
-    <p class="text-muted small mt-1">Select a report from the navigation menu to generate it.</p>
+    <p class="text-muted small mt-1">@L["Shared_ReportsPage_SelectPrompt"]</p>
 }
diff --git a/src/StageFright.UI/Pages/Reports/ReportsPage.razor.cs b/src/StageFright.UI/Pages/Reports/ReportsPage.razor.cs
index 7e572937..fd690d74 100644
--- a/src/StageFright.UI/Pages/Reports/ReportsPage.razor.cs
+++ b/src/StageFright.UI/Pages/Reports/ReportsPage.razor.cs
@@ -1,5 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
 using StageFright.Reports.Registry;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Reports;
 
@@ -8,9 +11,14 @@ public partial class ReportsPage : ComponentBase
     [Parameter] public string? ReportId { get; set; }
 
     [Inject] private IReportProviderRegistry Registry { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private IReportProvider? _currentProvider;
 
+    private string NotFoundText() =>
+        Loc.Get<SharedResource>("Shared_ReportsPage_NotFound", ReportId ?? string.Empty);
+
     protected override void OnInitialized()
     {
         UpdateCurrentProvider();
diff --git a/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor b/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor
index 2fc14edf..70b97cf7 100644
--- a/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor
+++ b/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor
@@ -13,23 +13,22 @@
     }
 
     <section aria-labelledby="backup-heading" class="mb-3">
-        <h6 id="backup-heading" class="mb-1">Backup</h6>
+        <h6 id="backup-heading" class="mb-1">@L["Settings_Backup_Heading"]</h6>
         <p class="text-muted small">
-            Creates a complete backup of all data (including archived records) in a <code>.sfbak</code> file.
+            @L["Settings_Backup_Description"]
         </p>
         <button class="btn btn-primary btn-sm" @onclick="HandleBackupAsync" disabled="@_busy">
-            @(_busy && _operation == "backup" ? "Creating backup…" : "Create Backup")
+            @(_busy && _operation == "backup" ? L["Settings_Backup_CreatingText"] : L["Settings_Backup_CreateButton"])
         </button>
     </section>
 
     <section aria-labelledby="restore-heading">
-        <h6 id="restore-heading" class="mb-1">Restore</h6>
+        <h6 id="restore-heading" class="mb-1">@L["Settings_Restore_Heading"]</h6>
         <p class="text-muted small">
-            Restores data from a <code>.sfbak</code> file. A checkpoint of the current database is created
-            automatically before any data is changed.
+            @L["Settings_Restore_Description"]
         </p>
         <div class="mb-2">
-            <label for="restore-file" class="form-label">Select backup file</label>
+            <label for="restore-file" class="form-label">@L["Settings_Restore_SelectFileLabel"]</label>
             <InputFile id="restore-file" class="form-control form-control-sm" OnChange="OnFileSelected" accept=".sfbak" disabled="@_busy" />
         </div>
 
@@ -37,11 +36,11 @@
         {
             <div class="card mb-2">
                 <div class="card-body py-2">
-                    <h6 class="card-title mb-2">Backup details</h6>
+                    <h6 class="card-title mb-2">@L["Settings_Restore_DetailsHeading"]</h6>
                     <dl class="row mb-0">
-                        <dt class="col-sm-5">Generated</dt>
+                        <dt class="col-sm-5">@L["Settings_Restore_GeneratedTerm"]</dt>
                         <dd class="col-sm-7">@_manifest.GeneratedAt.ToLocalTime().ToString("yyyy-MM-dd HH:mm:ss")</dd>
-                        <dt class="col-sm-5">Schema version</dt>
+                        <dt class="col-sm-5">@L["Settings_Restore_SchemaVersionTerm"]</dt>
                         <dd class="col-sm-7"><code>@_manifest.SchemaVersion</code></dd>
                         @foreach (var kv in _manifest.EntityCounts.Where(kv => kv.Value > 0))
                         {
@@ -55,19 +54,18 @@
             @if (!_confirmed)
             {
                 <div class="alert alert-warning py-1 mb-2 small" role="alert">
-                    <strong>Warning:</strong> Restoring will overwrite data with the backup's records.
-                    A checkpoint of the current database will be saved in the same folder before any changes are made.
+                    @L["Settings_Restore_Warning"]
                 </div>
                 <button class="btn btn-warning btn-sm" @onclick="ConfirmRestore" disabled="@_busy">
-                    I understand — Restore from this backup
+                    @L["Settings_Restore_UnderstandButton"]
                 </button>
             }
             else
             {
                 <button class="btn btn-danger btn-sm" @onclick="HandleRestoreAsync" disabled="@_busy">
-                    @(_busy && _operation == "restore" ? "Restoring…" : "Confirm Restore")
+                    @(_busy && _operation == "restore" ? L["Settings_Restore_RestoringText"] : L["Settings_Restore_ConfirmButton"])
                 </button>
-                <button class="btn btn-secondary btn-sm ms-2" @onclick="CancelRestore" disabled="@_busy">Cancel</button>
+                <button class="btn btn-secondary btn-sm ms-2" @onclick="CancelRestore" disabled="@_busy">@Shared["Shared_Action_Cancel"]</button>
             }
         }
     </section>
diff --git a/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor.cs b/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor.cs
index 9eaff007..d7af5960 100644
--- a/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor.cs
+++ b/src/StageFright.UI/Pages/Settings/BackupRestoreTab.razor.cs
@@ -1,14 +1,20 @@
 using Microsoft.AspNetCore.Components;
 using Microsoft.AspNetCore.Components.Forms;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Settings.Backup;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Settings;
 
 public partial class BackupRestoreTab : ComponentBase
 {
     [Inject] private IBackupService BackupService { get; set; } = null!;
+    [Inject] private IStringLocalizer<SettingsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _busy;
     private string _operation = string.Empty;
@@ -36,15 +42,15 @@ private async Task HandleBackupAsync()
                 fileName);
 
             await BackupService.ExportAsync(filePath);
-            _successMessage = $"Backup created: {filePath}";
+            _successMessage = Loc.Get<SettingsResource>("Settings_Backup_Created", filePath);
         }
         catch (DataAccessException ex)
         {
-            _errorMessage = $"Backup failed: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Backup_Error", ex.Message);
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Backup failed: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Backup_Error", ex.Message);
         }
         finally
         {
@@ -80,7 +86,7 @@ private async Task OnFileSelected(InputFileChangeEventArgs e)
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to read backup file: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Restore_ReadFileError", ex.Message);
             _manifest = null;
             CleanupTempFile();
         }
@@ -111,7 +117,7 @@ private async Task HandleRestoreAsync()
         try
         {
             await BackupService.ImportAsync(_tempRestorePath);
-            _successMessage = "Restore completed successfully. Your data has been updated from the backup.";
+            _successMessage = L["Settings_Restore_Success"];
             _confirmed = false;
             _manifest = null;
             _selectedFile = null;
@@ -122,11 +128,11 @@ private async Task HandleRestoreAsync()
         }
         catch (DataAccessException ex)
         {
-            _errorMessage = $"Restore failed; no changes were made. {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Restore_FailedNoChanges", ex.Message);
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Restore failed: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Restore_Error", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor b/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor
index 1e29284c..8cfc16bb 100644
--- a/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor
+++ b/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor
@@ -14,46 +14,46 @@
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading committee settings…</p>
+        <p role="status" aria-live="polite">@L["Settings_Committee_LoadingText"]</p>
     }
     else
     {
         <!-- General committee seat-count target -->
         <div class="card mb-2">
             <div class="card-body py-2">
-                <h6 class="card-title mb-2">General Committee Seat Count Target</h6>
+                <h6 class="card-title mb-2">@L["Settings_Committee_SeatTargetHeading"]</h6>
                 <div class="row g-2 align-items-end">
                     <div class="col-auto">
-                        <label for="seatCountTarget" class="form-label small mb-0">Target seats</label>
+                        <label for="seatCountTarget" class="form-label small mb-0">@L["Settings_Committee_TargetSeatsLabel"]</label>
                         <input type="number" id="seatCountTarget" class="form-control form-control-sm" min="0"
                                value="@_seatCountTarget"
                                @onchange="e => _seatCountTarget = string.IsNullOrEmpty(e.Value?.ToString()) ? (int?)null : int.Parse(e.Value.ToString()!)" />
                     </div>
                     <div class="col-auto">
                         <button class="btn btn-primary btn-sm" @onclick="HandleSaveSeatCountAsync" disabled="@_savingSeatCount">
-                            @(_savingSeatCount ? "Saving…" : "Save")
+                            @(_savingSeatCount ? Shared["Shared_Action_Saving"] : Shared["Shared_Action_Save"])
                         </button>
                     </div>
                 </div>
-                <p class="small text-muted mt-1 mb-0">Guidance only — no hard cap is enforced when recording an AGM.</p>
+                <p class="small text-muted mt-1 mb-0">@L["Settings_Committee_SeatTargetHelp"]</p>
             </div>
         </div>
 
         <!-- Add Office-Holder Title Form -->
         <div class="card mb-2">
             <div class="card-body py-2">
-                <h6 class="card-title mb-2">Add Office-Holder Title</h6>
+                <h6 class="card-title mb-2">@L["Settings_Committee_AddTitleHeading"]</h6>
                 <EditForm Model="_newModel" OnValidSubmit="HandleCreateAsync">
                     <div class="row g-2 align-items-start">
                         <div class="col">
                             <InputText id="oht-name" class="form-control form-control-sm"
                                        @bind-Value="_newModel.Name"
-                                       placeholder="Office-holder title name"
-                                       aria-label="Office-holder title name" />
+                                       placeholder="@L["Settings_Committee_TitleNamePlaceholder"]"
+                                       aria-label="@L["Settings_Committee_TitleNamePlaceholder"]" />
                         </div>
                         <div class="col-auto">
                             <button type="submit" class="btn btn-primary btn-sm" disabled="@_creating">
-                                @(_creating ? "Creating…" : "Add Title")
+                                @(_creating ? L["Settings_Committee_CreatingText"] : L["Settings_Committee_AddTitleButton"])
                             </button>
                         </div>
                     </div>
@@ -63,10 +63,10 @@
 
         <!-- Active Office-Holder Titles -->
         <section aria-labelledby="active-oht-heading" class="mb-2">
-            <h6 id="active-oht-heading" class="mb-1">Office-Holder Titles</h6>
+            <h6 id="active-oht-heading" class="mb-1">@L["Settings_Committee_TitlesHeading"]</h6>
             @if (!_activeTypes.Any())
             {
-                <p class="text-muted small mb-0">No office-holder titles defined yet.</p>
+                <p class="text-muted small mb-0">@L["Settings_Committee_NoTitles"]</p>
             }
             else
             {
@@ -74,28 +74,28 @@
                                 AllowSorting="true" AllowPaging="true" PageSize="10"
                                 class="rz-shadow-0">
                     <Columns>
-                        <RadzenDataGridColumn TItem="CommitteeOfficeHolderType" Property="Name" Title="Name" Width="300px">
+                        <RadzenDataGridColumn TItem="CommitteeOfficeHolderType" Property="Name" Title="@L["Settings_Committee_NameColumn"]" Width="300px">
                             <Template Context="t">
                                 @t.Name
                                 @if (t.IsBuiltIn)
                                 {
-                                    <span class="badge bg-secondary ms-1" title="Built-in">Built-in</span>
+                                    <span class="badge bg-secondary ms-1" title="@L["Settings_Committee_BuiltInBadge"]">@L["Settings_Committee_BuiltInBadge"]</span>
                                 }
                             </Template>
                         </RadzenDataGridColumn>
-                        <RadzenDataGridColumn TItem="CommitteeOfficeHolderType" Title="Actions" Width="140px" Sortable="false">
+                        <RadzenDataGridColumn TItem="CommitteeOfficeHolderType" Title="@Shared["Shared_Table_ActionsColumn"]" Width="140px" Sortable="false">
                             <Template Context="t">
                                 @if (!t.IsBuiltIn)
                                 {
                                     <button class="btn btn-outline-danger btn-sm"
                                             @onclick="() => ArchiveAsync(t.Id)"
-                                            aria-label="Archive @t.Name">
-                                        Archive
+                                            aria-label="@ArchiveAriaLabel(t.Name)">
+                                        @L["Settings_Committee_ArchiveButton"]
                                     </button>
                                 }
                                 else
                                 {
-                                    <span class="text-muted small">Read-only</span>
+                                    <span class="text-muted small">@L["Settings_Committee_ReadOnlyText"]</span>
                                 }
                             </Template>
                         </RadzenDataGridColumn>
diff --git a/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor.cs b/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor.cs
index 64a90734..0a00de39 100644
--- a/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor.cs
+++ b/src/StageFright.UI/Pages/Settings/CommitteeSettingsTab.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 using AppSettings = StageFright.Core.Entities.Settings;
 
 namespace StageFright.UI.Pages.Settings;
@@ -18,6 +21,9 @@ public partial class CommitteeSettingsTab : ComponentBase
     [Inject] private ICommitteeOfficeHolderTypeService OfficeHolderTypeService { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private ILogger<CommitteeSettingsTab> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<SettingsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _creating;
@@ -32,6 +38,9 @@ public partial class CommitteeSettingsTab : ComponentBase
 
     private NewOfficeHolderTypeModel _newModel = new();
 
+    private string ArchiveAriaLabel(string name) =>
+        Loc.Get<SettingsResource>("Settings_Committee_ArchiveAriaLabel", name);
+
     protected override async Task OnInitializedAsync()
     {
         await LoadAsync();
@@ -51,7 +60,7 @@ private async Task LoadAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load committee settings: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Committee_LoadError", ex.Message);
         }
         finally
         {
@@ -68,7 +77,7 @@ private async Task HandleCreateAsync()
         try
         {
             var created = await OfficeHolderTypeService.AddAsync(_newModel.Name!);
-            _successMessage = $"Office-holder title '{created.Name}' created.";
+            _successMessage = Loc.Get<SettingsResource>("Settings_Committee_TitleCreated", created.Name);
             _newModel = new NewOfficeHolderTypeModel();
             await LoadAsync();
         }
@@ -78,7 +87,7 @@ private async Task HandleCreateAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to create office-holder title: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Committee_CreateError", ex.Message);
         }
         finally
         {
@@ -94,7 +103,7 @@ private async Task ArchiveAsync(Guid id)
         try
         {
             await OfficeHolderTypeService.ArchiveAsync(id, "coordinator");
-            _successMessage = "Office-holder title archived.";
+            _successMessage = L["Settings_Committee_TitleArchived"];
             await LoadAsync();
         }
         catch (ValidationException ex)
@@ -103,7 +112,7 @@ private async Task ArchiveAsync(Guid id)
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to archive office-holder title: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Committee_ArchiveError", ex.Message);
         }
     }
 
@@ -123,7 +132,7 @@ private async Task HandleSaveSeatCountAsync()
             current.GeneralCommitteeSeatCountTarget = _seatCountTarget;
             await SettingsService.SaveAsync(current);
             _settings = current;
-            _successMessage = "Seat count target saved.";
+            _successMessage = L["Settings_Committee_SeatTargetSaved"];
         }
         catch (ValidationException ex)
         {
@@ -131,7 +140,7 @@ private async Task HandleSaveSeatCountAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to save seat count target: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Committee_SeatTargetError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Settings/EventTypesTab.razor b/src/StageFright.UI/Pages/Settings/EventTypesTab.razor
index 1b4662b4..268237e4 100644
--- a/src/StageFright.UI/Pages/Settings/EventTypesTab.razor
+++ b/src/StageFright.UI/Pages/Settings/EventTypesTab.razor
@@ -14,27 +14,27 @@
 
     @if (_loading)
     {
-        <p role="status" aria-live="polite">Loading event types…</p>
+        <p role="status" aria-live="polite">@L["Settings_EventTypes_LoadingText"]</p>
     }
     else
     {
         <!-- Add Event Type Form — full width, single-row inline layout -->
         <div class="card mb-2">
             <div class="card-body py-2">
-                <h6 class="card-title mb-2">Add Event Type</h6>
+                <h6 class="card-title mb-2">@L["Settings_EventTypes_AddHeading"]</h6>
                 <EditForm Model="_newModel" OnValidSubmit="HandleCreateAsync">
                     <DataAnnotationsValidator />
                     <div class="row g-2 align-items-start">
                         <div class="col">
                             <InputText id="et-name" class="form-control form-control-sm"
                                        @bind-Value="_newModel.Name"
-                                       placeholder="Event type name"
-                                       aria-label="Event type name" />
+                                       placeholder="@L["Settings_EventTypes_NamePlaceholder"]"
+                                       aria-label="@L["Settings_EventTypes_NamePlaceholder"]" />
                             <ValidationMessage For="() => _newModel.Name" class="text-danger small" />
                         </div>
                         <div class="col-auto">
                             <button type="submit" class="btn btn-primary btn-sm" disabled="@_creating">
-                                @(_creating ? "Creating…" : "Add Event Type")
+                                @(_creating ? L["Settings_EventTypes_CreatingText"] : L["Settings_EventTypes_AddButton"])
                             </button>
                         </div>
                     </div>
@@ -44,10 +44,10 @@
 
         <!-- Active Event Types -->
         <section aria-labelledby="active-et-heading" class="mb-2">
-            <h6 id="active-et-heading" class="mb-1">Event Types</h6>
+            <h6 id="active-et-heading" class="mb-1">@L["Settings_EventTypes_ActiveHeading"]</h6>
             @if (!_activeTypes.Any())
             {
-                <p class="text-muted small mb-0">No event types defined yet.</p>
+                <p class="text-muted small mb-0">@L["Settings_EventTypes_NoneDefined"]</p>
             }
             else
             {
@@ -55,28 +55,28 @@
                                 AllowSorting="true" AllowPaging="true" PageSize="10"
                                 class="rz-shadow-0">
                     <Columns>
-                        <RadzenDataGridColumn TItem="EventType" Property="Name" Title="Name" Width="300px">
+                        <RadzenDataGridColumn TItem="EventType" Property="Name" Title="@L["Settings_EventTypes_NameColumn"]" Width="300px">
                             <Template Context="et">
                                 @et.Name
                                 @if (et.IsSystemDefault)
                                 {
-                                    <span class="badge bg-secondary ms-1" title="System default">System</span>
+                                    <span class="badge bg-secondary ms-1" title="@L["Settings_EventTypes_SystemBadge"]">@L["Settings_EventTypes_SystemBadge"]</span>
                                 }
                             </Template>
                         </RadzenDataGridColumn>
-                        <RadzenDataGridColumn TItem="EventType" Title="Actions" Width="140px" Sortable="false">
+                        <RadzenDataGridColumn TItem="EventType" Title="@Shared["Shared_Table_ActionsColumn"]" Width="140px" Sortable="false">
                             <Template Context="et">
                                 @if (!et.IsSystemDefault)
                                 {
                                     <button class="btn btn-outline-danger btn-sm"
                                             @onclick="() => ArchiveAsync(et.Id)"
-                                            aria-label="Archive @et.Name">
-                                        Archive
+                                            aria-label="@ArchiveAriaLabel(et.Name)">
+                                        @L["Settings_EventTypes_ArchiveButton"]
                                     </button>
                                 }
                                 else
                                 {
-                                    <span class="text-muted small">Read-only</span>
+                                    <span class="text-muted small">@L["Settings_EventTypes_ReadOnlyText"]</span>
                                 }
                             </Template>
                         </RadzenDataGridColumn>
@@ -89,18 +89,18 @@
         @if (_archivedTypes.Any())
         {
             <section aria-labelledby="archived-et-heading" class="mb-2">
-                <h6 id="archived-et-heading" class="mb-1">Archived Event Types</h6>
+                <h6 id="archived-et-heading" class="mb-1">@L["Settings_EventTypes_ArchivedHeading"]</h6>
                 <RadzenDataGrid Data="@_archivedTypes" TItem="EventType"
                                 AllowSorting="true" AllowPaging="true" PageSize="15"
                                 class="rz-shadow-0">
                     <Columns>
-                        <RadzenDataGridColumn TItem="EventType" Property="Name" Title="Name" Width="300px" />
-                        <RadzenDataGridColumn TItem="EventType" Title="Actions" Width="140px" Sortable="false">
+                        <RadzenDataGridColumn TItem="EventType" Property="Name" Title="@L["Settings_EventTypes_NameColumn"]" Width="300px" />
+                        <RadzenDataGridColumn TItem="EventType" Title="@Shared["Shared_Table_ActionsColumn"]" Width="140px" Sortable="false">
                             <Template Context="et">
                                 <button class="btn btn-outline-secondary btn-sm"
                                         @onclick="() => RestoreAsync(et.Id)"
-                                        aria-label="Restore @et.Name">
-                                    Restore
+                                        aria-label="@RestoreAriaLabel(et.Name)">
+                                    @L["Settings_EventTypes_RestoreButton"]
                                 </button>
                             </Template>
                         </RadzenDataGridColumn>
diff --git a/src/StageFright.UI/Pages/Settings/EventTypesTab.razor.cs b/src/StageFright.UI/Pages/Settings/EventTypesTab.razor.cs
index 0370257d..a59261ca 100644
--- a/src/StageFright.UI/Pages/Settings/EventTypesTab.razor.cs
+++ b/src/StageFright.UI/Pages/Settings/EventTypesTab.razor.cs
@@ -1,7 +1,10 @@
 using System.ComponentModel.DataAnnotations;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 using CoreValidationException = StageFright.Core.Exceptions.ValidationException;
 
 namespace StageFright.UI.Pages.Settings;
@@ -9,6 +12,9 @@ namespace StageFright.UI.Pages.Settings;
 public partial class EventTypesTab : ComponentBase
 {
     [Inject] private IEventTypeService EventTypeService { get; set; } = null!;
+    [Inject] private IStringLocalizer<SettingsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private bool _loading = true;
     private bool _creating;
@@ -20,6 +26,12 @@ public partial class EventTypesTab : ComponentBase
 
     private NewEventTypeModel _newModel = new();
 
+    private string ArchiveAriaLabel(string name) =>
+        Loc.Get<SettingsResource>("Settings_EventTypes_ArchiveAriaLabel", name);
+
+    private string RestoreAriaLabel(string name) =>
+        Loc.Get<SettingsResource>("Settings_EventTypes_RestoreAriaLabel", name);
+
     protected override async Task OnInitializedAsync()
     {
         await LoadAsync();
@@ -37,7 +49,7 @@ private async Task LoadAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load event types: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_EventTypes_LoadError", ex.Message);
         }
         finally
         {
@@ -54,7 +66,7 @@ private async Task HandleCreateAsync()
         try
         {
             var created = await EventTypeService.CreateAsync(_newModel.Name!);
-            _successMessage = $"Event type '{created.Name}' created.";
+            _successMessage = Loc.Get<SettingsResource>("Settings_EventTypes_Created", created.Name);
             _newModel = new NewEventTypeModel();
             await LoadAsync();
         }
@@ -64,7 +76,7 @@ private async Task HandleCreateAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to create event type: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_EventTypes_CreateError", ex.Message);
         }
         finally
         {
@@ -80,7 +92,7 @@ private async Task ArchiveAsync(Guid id)
         try
         {
             await EventTypeService.ArchiveAsync(id);
-            _successMessage = "Event type archived.";
+            _successMessage = L["Settings_EventTypes_Archived"];
             await LoadAsync();
         }
         catch (CoreValidationException ex)
@@ -89,7 +101,7 @@ private async Task ArchiveAsync(Guid id)
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to archive event type: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_EventTypes_ArchiveError", ex.Message);
         }
     }
 
@@ -101,12 +113,12 @@ private async Task RestoreAsync(Guid id)
         try
         {
             await EventTypeService.RestoreAsync(id);
-            _successMessage = "Event type restored.";
+            _successMessage = L["Settings_EventTypes_Restored"];
             await LoadAsync();
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to restore event type: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_EventTypes_RestoreError", ex.Message);
         }
     }
 
diff --git a/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor b/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor
index e244ab92..979c5e2e 100644
--- a/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor
+++ b/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor
@@ -14,7 +14,7 @@
 
 @if (_settings is null)
 {
-    <p role="status">Loading settings…</p>
+    <p role="status">@L["Settings_Common_LoadingText"]</p>
 }
 else
 {
@@ -25,7 +25,7 @@ else
 
         <div class="row g-2 mb-2">
             <div class="col-md-6">
-                <label for="orgName" class="form-label">Organisation Name <span class="text-danger">*</span></label>
+                <label for="orgName" class="form-label">@L["Settings_General_OrganisationNameLabel"] <span class="text-danger">*</span></label>
                 <InputText id="orgName" class="form-control form-control-sm" @bind-Value="s.OrganizationName" />
                 <ValidationMessage For="() => s.OrganizationName" />
             </div>
@@ -33,17 +33,17 @@ else
 
         <div class="row g-2 mb-2">
             <div class="col-md-6">
-                <label for="annualFee" class="form-label">Annual Membership Fee <span class="text-danger">*</span></label>
+                <label for="annualFee" class="form-label">@L["Settings_General_AnnualFeeLabel"] <span class="text-danger">*</span></label>
                 <div class="input-group input-group-sm">
-                    <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
+                    <span class="input-group-text">$</span>
                     <InputNumber id="annualFee" class="form-control" @bind-Value="s.AnnualFee" @bind-Value:format="N2" />
                 </div>
                 <ValidationMessage For="() => s.AnnualFee" />
             </div>
             <div class="col-md-6">
-                <label for="attendanceFee" class="form-label">Attendance Fee <span class="text-danger">*</span></label>
+                <label for="attendanceFee" class="form-label">@L["Settings_General_AttendanceFeeLabel"] <span class="text-danger">*</span></label>
                 <div class="input-group input-group-sm">
-                    <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
+                    <span class="input-group-text">$</span>
                     <InputNumber id="attendanceFee" class="form-control" @bind-Value="s.AttendanceFee" @bind-Value:format="N2" />
                 </div>
                 <ValidationMessage For="() => s.AttendanceFee" />
@@ -52,7 +52,7 @@ else
 
         <div class="row g-2 mb-2">
             <div class="col-md-4">
-                <label for="membershipRenewalMonth" class="form-label">Membership Renewal Month <span class="text-danger">*</span></label>
+                <label for="membershipRenewalMonth" class="form-label">@L["Settings_General_MembershipRenewalMonthLabel"] <span class="text-danger">*</span></label>
                 <InputSelect id="membershipRenewalMonth" class="form-select form-select-sm" @bind-Value="s.MembershipRenewalMonth">
                     @for (var m = 1; m <= 12; m++)
                     {
@@ -63,7 +63,7 @@ else
                 <ValidationMessage For="() => s.MembershipRenewalMonth" />
             </div>
             <div class="col-md-4">
-                <label for="committeeRenewalMonth" class="form-label">AGM Month</label>
+                <label for="committeeRenewalMonth" class="form-label">@L["Settings_General_AgmMonthLabel"]</label>
                 <InputSelect id="committeeRenewalMonth" class="form-select form-select-sm" @bind-Value="s.CommitteeRenewalMonth">
                     @for (var m = 1; m <= 12; m++)
                     {
@@ -74,42 +74,70 @@ else
                 <ValidationMessage For="() => s.CommitteeRenewalMonth" />
             </div>
             <div class="col-md-4">
-                <label for="financialYearStartMonth" class="form-label">Financial Year Start Month</label>
-                <InputSelect id="financialYearStartMonth" class="form-select form-select-sm" @bind-Value="s.FinancialYearStartMonth">
-                    @for (var m = 1; m <= 12; m++)
-                    {
-                        var month = m;
-                        <option value="@month">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(month)</option>
-                    }
-                </InputSelect>
-                <div class="form-text small">Default July — Australian financial year.</div>
+                <label for="financialYearStartMonth" class="form-label">@L["Settings_General_FinancialYearStartMonthLabel"]</label>
+                <div class="row g-1">
+                    <div class="col-7">
+                        <InputSelect id="financialYearStartMonth" class="form-select form-select-sm" @bind-Value="s.FinancialYearStartMonth">
+                            @for (var m = 1; m <= 12; m++)
+                            {
+                                var month = m;
+                                <option value="@month">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(month)</option>
+                            }
+                        </InputSelect>
+                    </div>
+                    <div class="col-5">
+                        <InputSelect id="financialYearStartDay" aria-label="@L["Settings_General_FinancialYearStartDayLabel"]" class="form-select form-select-sm" @bind-Value="s.FinancialYearStartDay">
+                            @for (var d = 1; d <= 28; d++)
+                            {
+                                var day = d;
+                                <option value="@day">@day</option>
+                            }
+                        </InputSelect>
+                    </div>
+                </div>
+                <div class="form-text small">@L["Settings_General_FinancialYearStartHelp"]</div>
                 <ValidationMessage For="() => s.FinancialYearStartMonth" />
+                <ValidationMessage For="() => s.FinancialYearStartDay" />
             </div>
         </div>
 
         <div class="row g-2 mb-2">
             <div class="col-md-4">
-                <label for="auditRetentionYears" class="form-label">Audit Trail Retention (years)</label>
+                <label for="auditRetentionYears" class="form-label">@L["Settings_General_AuditRetentionLabel"]</label>
                 <InputSelect id="auditRetentionYears" class="form-select form-select-sm" @bind-Value="s.AuditRetentionYears">
                     @for (var y = 1; y <= 7; y++)
                     {
                         var years = y;
-                        <option value="@years">@years year@(years == 1 ? "" : "s")</option>
+                        <option value="@years">@AuditRetentionOptionText(years)</option>
                     }
                 </InputSelect>
-                <div class="form-text small">How long audit trail history is kept before the startup purge removes it.</div>
+                <div class="form-text small">@L["Settings_General_AuditRetentionHelp"]</div>
                 <ValidationMessage For="() => s.AuditRetentionYears" />
             </div>
         </div>
 
+        <div class="row g-2 mb-2">
+            <div class="col-md-4">
+                <label for="settings-close-through-date" class="form-label">@L["Settings_General_ClosePeriodLabel"]</label>
+                <InputDate id="settings-close-through-date" class="form-control form-control-sm" @bind-Value="_closeThroughDate" />
+                <div class="form-text small">@L["Settings_General_ClosePeriodHelp"]</div>
+            </div>
+            <div class="col-md-8 d-flex align-items-start pt-4">
+                <div class="form-check">
+                    <input class="form-check-input" type="checkbox" id="settings-close-through-confirm" @bind="_confirmClosePeriod" />
+                    <label class="form-check-label small" for="settings-close-through-confirm">@L["Settings_General_ClosePeriodConfirm"]</label>
+                </div>
+            </div>
+        </div>
+
         <div class="row g-2 mb-2">
             <div class="col-md-6">
-                <label for="maxAge" class="form-label">Maximum Member Age (years)</label>
+                <label for="maxAge" class="form-label">@L["Settings_General_MaxAgeLabel"]</label>
                 <InputNumber id="maxAge" class="form-control form-control-sm" @bind-Value="s.MaxAgeRangeYears" />
                 <ValidationMessage For="() => s.MaxAgeRangeYears" />
             </div>
             <div class="col-md-6">
-                <label for="minAge" class="form-label">Minimum Member Age (years)</label>
+                <label for="minAge" class="form-label">@L["Settings_General_MinAgeLabel"]</label>
                 <InputNumber id="minAge" class="form-control form-control-sm" @bind-Value="s.MinimumMemberAge" />
                 <ValidationMessage For="() => s.MinimumMemberAge" />
             </div>
@@ -117,28 +145,41 @@ else
 
         <div class="row g-2 mb-2">
             <div class="col-md-6">
-                <label for="theme-toggle-switch" class="form-label">Theme</label>
+                <label for="theme-toggle-switch" class="form-label">@L["Settings_General_ThemeLabel"]</label>
                 <div class="d-flex align-items-center gap-2">
                     <RadzenSwitch Name="theme-toggle-switch"
                                   Value="@(s.Theme == StageFright.Core.Enums.Theme.Dark)"
                                   Change="@(async (bool _) => await HandleThemeToggleAsync())" />
-                    <span class="text-muted small">Current: @s.Theme</span>
+                    <span class="text-muted small">@ThemeCurrentText(s.Theme)</span>
                 </div>
             </div>
             <div class="col-md-6">
-                <label for="showParticipationGraphs" class="form-label">Dashboard</label>
+                <label for="showParticipationGraphs" class="form-label">@L["Settings_General_DashboardLabel"]</label>
                 <div class="d-flex align-items-center gap-2">
                     <RadzenSwitch Name="showParticipationGraphs" @bind-Value="s.ShowParticipationGraphs" />
                     <label class="form-check-label small" for="showParticipationGraphs">
-                        Show year-to-date participation graphs on Rehearsals and Events tiles
+                        @L["Settings_General_ShowGraphsLabel"]
                     </label>
                 </div>
             </div>
         </div>
 
+        <div class="row g-2 mb-2">
+            <div class="col-md-6">
+                <label for="languageCode" class="form-label">@L["Settings_General_LanguageLabel"]</label>
+                <InputSelect id="languageCode" class="form-select form-select-sm" @bind-Value="_selectedLanguageCode">
+                    @foreach (var language in Languages.All)
+                    {
+                        <option value="@language.CultureCode">@language.Endonym</option>
+                    }
+                </InputSelect>
+                <div class="form-text small">@L["Settings_General_LanguageHelp"]</div>
+            </div>
+        </div>
+
         <div class="d-flex gap-2 mt-3">
             <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                @(_saving ? "Saving…" : "Save Settings")
+                @(_saving ? Shared["Shared_Action_Saving"] : L["Settings_Common_SaveButton"])
             </button>
         </div>
     </EditForm>
diff --git a/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs b/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs
index ebd5b165..d4f48da4 100644
--- a/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs
+++ b/src/StageFright.UI/Pages/Settings/GeneralSettingsTab.razor.cs
@@ -1,8 +1,14 @@
+using System.Globalization;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
+using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization;
 using StageFright.UI.Layout;
+using StageFright.UI.Resources.Strings;
 using AppSettings = StageFright.Core.Entities.Settings;
 
 namespace StageFright.UI.Pages.Settings;
@@ -11,15 +17,44 @@ public partial class GeneralSettingsTab : ComponentBase
 {
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private ILogger<GeneralSettingsTab> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<SettingsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+    [Inject] private ISupportedLanguagesCatalog Languages { get; set; } = null!;
+    [Inject] private ILanguagePreferenceStore LanguagePreferenceStore { get; set; } = null!;
 
     [CascadingParameter] private ThemeProvider? ThemeProvider { get; set; }
 
+    // Display language (spec 029, US2): a changed selection applies to the running session
+    // immediately on save via the same CultureProvider.Switch mechanism the first-run screen
+    // uses — no restart notice any more (FR-010/FR-020/SC-007).
+    [CascadingParameter] private CultureProvider? CultureProvider { get; set; }
+
     private AppSettings? _settings;
 
     private bool _saving;
     private string? _errorMessage;
     private string? _successMessage;
 
+    // Close-period control (spec 028, US6 / FR-016). `_closeThroughDate` is seeded from the
+    // persisted value; the closed-through date only moves when the treasurer ticks
+    // `_confirmClosePeriod` — an unconfirmed save leaves it untouched.
+    private DateTime? _closeThroughDate;
+    private bool _confirmClosePeriod;
+
+    // Display-language picker (spec 027, US3; spec 029 applies it live on save — see
+    // HandleSaveAsync). Clearing the explicit choice back to "follow the OS language" (null) is
+    // not offered by this picker in v1 — the <InputSelect> always binds a concrete culture code.
+    private string _selectedLanguageCode = SupportedLanguagesCatalog.DefaultCultureCode;
+
+    /// <summary>"{n} year(s)" audit-retention select option, pluralised.</summary>
+    private string AuditRetentionOptionText(int years) =>
+        Loc.Plural<SettingsResource>("Settings_General_AuditRetentionYears", years);
+
+    /// <summary>"Current: {theme}" label beside the theme toggle.</summary>
+    private string ThemeCurrentText(Theme theme) =>
+        Loc.Get<SettingsResource>("Settings_General_ThemeCurrent", theme.LocalizeEnum());
+
     protected override async Task OnInitializedAsync()
     {
         Logger.LogInformation("GeneralSettingsTab.OnInitializedAsync start");
@@ -29,11 +64,15 @@ protected override async Task OnInitializedAsync()
         {
             _settings = await SettingsService.GetAsync();
             Logger.LogInformation("GeneralSettingsTab: settings loaded. HasSettings={HasSettings}", _settings is not null);
+
+            _selectedLanguageCode = _settings?.LanguageCode ?? Languages.Default.CultureCode;
+
+            _closeThroughDate = _settings?.ClosedThroughDate;
         }
         catch (Exception ex)
         {
             Logger.LogError(ex, "GeneralSettingsTab: SettingsService.GetAsync failed");
-            _errorMessage = $"Failed to load settings: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Common_LoadError", ex.Message);
             return;
         }
 
@@ -48,6 +87,13 @@ private async Task HandleSaveAsync()
         _errorMessage = null;
         _successMessage = null;
 
+        // Captured before _settings.LanguageCode is overwritten below — this is "the value
+        // loaded at init" (spec 029, FR-021), without needing a dedicated field for it.
+        var languageChanged = !string.Equals(
+            _selectedLanguageCode,
+            _settings.LanguageCode ?? Languages.Default.CultureCode,
+            StringComparison.OrdinalIgnoreCase);
+
         try
         {
             // Merge in the fields owned by the Sales Tax tab, so a stale in-memory copy
@@ -59,11 +105,29 @@ private async Task HandleSaveAsync()
                 _settings.TaxRate = current.TaxRate;
                 _settings.AnnualFeeTaxCode = current.AnnualFeeTaxCode;
                 _settings.AttendanceFeeTaxCode = current.AttendanceFeeTaxCode;
+                _settings.TaxEntryMode = current.TaxEntryMode;
                 _settings.GeneralCommitteeSeatCountTarget = current.GeneralCommitteeSeatCountTarget;
             }
 
+            _settings.LanguageCode = _selectedLanguageCode;
+
+            // The closed-through date only advances on an explicit confirmation; otherwise the
+            // persisted value loaded into _settings is saved back unchanged (spec 028, FR-016).
+            if (_confirmClosePeriod && _closeThroughDate is not null)
+                _settings.ClosedThroughDate = _closeThroughDate;
+
             await SettingsService.SaveAsync(_settings);
-            _successMessage = "Settings saved successfully.";
+
+            // Apply the new language to the running session immediately, no restart (spec 029,
+            // FR-020/FR-021/SC-007) — the same record-then-switch sequence the first-run screen
+            // uses (FirstRunLanguageScreen.razor.cs).
+            if (languageChanged)
+            {
+                LanguagePreferenceStore.Set(_selectedLanguageCode);
+                CultureProvider?.Switch(CultureInfo.GetCultureInfo(_selectedLanguageCode));
+            }
+
+            _successMessage = Loc.Get<SettingsResource>("Settings_Common_SaveSuccess");
         }
         catch (ValidationException ex)
         {
@@ -71,7 +135,7 @@ private async Task HandleSaveAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to save settings: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Common_SaveError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Settings/SettingsPage.razor b/src/StageFright.UI/Pages/Settings/SettingsPage.razor
index d91d299f..d8c8636f 100644
--- a/src/StageFright.UI/Pages/Settings/SettingsPage.razor
+++ b/src/StageFright.UI/Pages/Settings/SettingsPage.razor
@@ -1,71 +1,71 @@
 @page "/settings"
 
-<PageTitle>Settings — StageFright Community</PageTitle>
+<PageTitle>@L["Settings_Page_Title"]</PageTitle>
 
 <div class="settings-page">
-    <h1>Settings</h1>
+    <h1>@L["Settings_Page_Heading"]</h1>
 
     <Tabs DefaultActiveTabIndex="@DefaultTabIndex">
-        <Tab Title="General" OnClick="OnGeneralClicked">
+        <Tab Title="@L["Settings_Tab_General"]" OnClick="OnGeneralClicked">
             <Content>
                 <div class="pt-3">
                     @if (GeneralShown)
                     {
                         <ErrorBoundary>
                             <ChildContent><GeneralSettingsTab /></ChildContent>
-                            <ErrorContent><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                            <ErrorContent><div class="alert alert-danger">@L["Settings_Tab_LoadFailed"]</div></ErrorContent>
                         </ErrorBoundary>
                     }
                 </div>
             </Content>
         </Tab>
-        <Tab Title="Sales Tax" OnClick="OnTaxClicked">
+        <Tab Title="@L["Settings_Tab_SalesTax"]" OnClick="OnTaxClicked">
             <Content>
                 <div class="pt-3">
                     @if (TaxShown)
                     {
                         <ErrorBoundary>
                             <ChildContent><TaxSettingsTab /></ChildContent>
-                            <ErrorContent><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                            <ErrorContent><div class="alert alert-danger">@L["Settings_Tab_LoadFailed"]</div></ErrorContent>
                         </ErrorBoundary>
                     }
                 </div>
             </Content>
         </Tab>
-        <Tab Title="Event Types" OnClick="OnEventTypesClicked">
+        <Tab Title="@L["Settings_Tab_EventTypes"]" OnClick="OnEventTypesClicked">
             <Content>
                 <div class="pt-3">
                     @if (EventTypesShown)
                     {
                         <ErrorBoundary>
                             <ChildContent><EventTypesTab /></ChildContent>
-                            <ErrorContent><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                            <ErrorContent><div class="alert alert-danger">@L["Settings_Tab_LoadFailed"]</div></ErrorContent>
                         </ErrorBoundary>
                     }
                 </div>
             </Content>
         </Tab>
-        <Tab Title="Backup &amp; Restore" OnClick="OnBackupClicked">
+        <Tab Title="@L["Settings_Tab_BackupRestore"]" OnClick="OnBackupClicked">
             <Content>
                 <div class="pt-3">
                     @if (BackupShown)
                     {
                         <ErrorBoundary>
                             <ChildContent><BackupRestoreTab /></ChildContent>
-                            <ErrorContent><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                            <ErrorContent><div class="alert alert-danger">@L["Settings_Tab_LoadFailed"]</div></ErrorContent>
                         </ErrorBoundary>
                     }
                 </div>
             </Content>
         </Tab>
-        <Tab Title="Committee" OnClick="OnCommitteeClicked">
+        <Tab Title="@L["Settings_Tab_Committee"]" OnClick="OnCommitteeClicked">
             <Content>
                 <div class="pt-3">
                     @if (CommitteeShown)
                     {
                         <ErrorBoundary>
                             <ChildContent><CommitteeSettingsTab /></ChildContent>
-                            <ErrorContent><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                            <ErrorContent><div class="alert alert-danger">@L["Settings_Tab_LoadFailed"]</div></ErrorContent>
                         </ErrorBoundary>
                     }
                 </div>
@@ -78,7 +78,7 @@
                 <Content>
                     <ErrorBoundary>
                         <ChildContent><DynamicComponent Type="tab.SettingsComponentType" /></ChildContent>
-                        <ErrorContent><div class="alert alert-warning">This settings tab failed to load.</div></ErrorContent>
+                        <ErrorContent><div class="alert alert-warning">@L["Settings_Tab_PluginLoadFailed"]</div></ErrorContent>
                     </ErrorBoundary>
                 </Content>
             </Tab>
diff --git a/src/StageFright.UI/Pages/Settings/SettingsPage.razor.cs b/src/StageFright.UI/Pages/Settings/SettingsPage.razor.cs
index 9d850c87..03808c9e 100644
--- a/src/StageFright.UI/Pages/Settings/SettingsPage.razor.cs
+++ b/src/StageFright.UI/Pages/Settings/SettingsPage.razor.cs
@@ -1,6 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Settings;
 
@@ -12,6 +14,7 @@ public partial class SettingsPage : ComponentBase
     [Inject] private NavigationManager Nav { get; set; } = null!;
     [Inject] private IEnumerable<ISettingsTabProvider> TabProviders { get; set; } = null!;
     [Inject] private ILogger<SettingsPage> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<SettingsResource> L { get; set; } = null!;
 
     private int DefaultTabIndex { get; set; }
     private IReadOnlyList<ISettingsTabProvider> PluginTabs { get; set; } = Array.Empty<ISettingsTabProvider>();
diff --git a/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor b/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor
index 4ac2a6b2..d012c8b7 100644
--- a/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor
+++ b/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor
@@ -14,7 +14,7 @@
 
 @if (_settings is null)
 {
-    <p role="status">Loading settings…</p>
+    <p role="status">@L["Settings_Common_LoadingText"]</p>
 }
 else
 {
@@ -24,14 +24,14 @@ else
         <DataAnnotationsValidator />
 
         <div class="mb-2">
-            <label class="form-label">Sales Tax</label>
+            <label class="form-label">@L["Settings_Tax_SalesTaxLabel"]</label>
             <div class="d-flex align-items-center gap-2">
                 <RadzenSwitch Name="taxApplicable"
                               Value="@s.IsTaxApplicable"
                               Disabled="@(_pendingTaxToggle is not null)"
                               Change="@((bool v) => HandleTaxToggleRequested(v))" />
                 <label class="form-check-label small" for="taxApplicable">
-                    Sales tax applies to this organisation
+                    @L["Settings_Tax_AppliesLabel"]
                 </label>
             </div>
 
@@ -40,15 +40,15 @@ else
                 <div class="alert alert-warning py-1 mb-2 small" role="alert" id="tax-toggle-confirm">
                     @if (_pendingTaxToggle == true)
                     {
-                        <span><strong>Confirm:</strong> future income and expense postings will split out sales tax, and tax reporting will be enabled.</span>
+                        <span>@L["Settings_Tax_ConfirmEnable"]</span>
                     }
                     else
                     {
-                        <span><strong>Confirm:</strong> tax fields will be hidden and future postings will no longer carry a tax code.</span>
+                        <span>@L["Settings_Tax_ConfirmDisable"]</span>
                     }
                     <div class="mt-1">
-                        <button type="button" class="btn btn-sm btn-warning" id="tax-toggle-confirm-btn" @onclick="ConfirmTaxToggle">Confirm</button>
-                        <button type="button" class="btn btn-sm btn-outline-secondary ms-1" @onclick="CancelTaxToggle">Cancel</button>
+                        <button type="button" class="btn btn-sm btn-warning" id="tax-toggle-confirm-btn" @onclick="ConfirmTaxToggle">@L["Settings_Tax_ConfirmButton"]</button>
+                        <button type="button" class="btn btn-sm btn-outline-secondary ms-1" @onclick="CancelTaxToggle">@Shared["Shared_Action_Cancel"]</button>
                     </div>
                 </div>
             }
@@ -57,26 +57,33 @@ else
             {
                 <div class="row g-2 mb-2">
                     <div class="col-md-6">
-                        <label for="taxRate" class="form-label">Tax Rate (%) <span class="text-danger">*</span></label>
+                        <label for="taxRate" class="form-label">@L["Settings_Tax_RateLabel"] <span class="text-danger">*</span></label>
                         <InputNumber id="taxRate" class="form-control form-control-sm" @bind-Value="s.TaxRate" @bind-Value:format="N2" />
                         <ValidationMessage For="() => s.TaxRate" />
                     </div>
+                    <div class="col-md-6">
+                        <label for="taxEntryMode" class="form-label">@L["Settings_Tax_EntryModeLabel"]</label>
+                        <InputSelect id="taxEntryMode" class="form-select form-select-sm" @bind-Value="s.TaxEntryMode">
+                            <option value="@TaxEntryMode.Inclusive">@TaxEntryMode.Inclusive.LocalizeEnum()</option>
+                            <option value="@TaxEntryMode.Exclusive">@TaxEntryMode.Exclusive.LocalizeEnum()</option>
+                        </InputSelect>
+                    </div>
                 </div>
                 <div class="row g-2 mb-2">
                     <div class="col-md-6">
-                        <label for="annualFeeTaxCode" class="form-label">Annual Fee Tax Treatment</label>
+                        <label for="annualFeeTaxCode" class="form-label">@L["Settings_Tax_AnnualFeeTreatmentLabel"]</label>
                         <InputSelect id="annualFeeTaxCode" class="form-select form-select-sm" @bind-Value="s.AnnualFeeTaxCode">
-                            <option value="">Tax-exempt (default)</option>
-                            <option value="@TaxCode.Taxable">Taxable</option>
-                            <option value="@TaxCode.TaxExempt">Tax-exempt</option>
+                            <option value="">@L["Settings_Tax_TaxExemptDefaultOption"]</option>
+                            <option value="@TaxCode.Taxable">@TaxCode.Taxable.LocalizeEnum()</option>
+                            <option value="@TaxCode.TaxExempt">@TaxCode.TaxExempt.LocalizeEnum()</option>
                         </InputSelect>
                     </div>
                     <div class="col-md-6">
-                        <label for="attendanceFeeTaxCode" class="form-label">Attendance Fee Tax Treatment</label>
+                        <label for="attendanceFeeTaxCode" class="form-label">@L["Settings_Tax_AttendanceFeeTreatmentLabel"]</label>
                         <InputSelect id="attendanceFeeTaxCode" class="form-select form-select-sm" @bind-Value="s.AttendanceFeeTaxCode">
-                            <option value="">Tax-exempt (default)</option>
-                            <option value="@TaxCode.Taxable">Taxable</option>
-                            <option value="@TaxCode.TaxExempt">Tax-exempt</option>
+                            <option value="">@L["Settings_Tax_TaxExemptDefaultOption"]</option>
+                            <option value="@TaxCode.Taxable">@TaxCode.Taxable.LocalizeEnum()</option>
+                            <option value="@TaxCode.TaxExempt">@TaxCode.TaxExempt.LocalizeEnum()</option>
                         </InputSelect>
                     </div>
                 </div>
@@ -85,7 +92,7 @@ else
 
         <div class="d-flex gap-2 mt-3">
             <button type="submit" class="btn btn-primary btn-sm" disabled="@_saving">
-                @(_saving ? "Saving…" : "Save Settings")
+                @(_saving ? Shared["Shared_Action_Saving"] : L["Settings_Common_SaveButton"])
             </button>
         </div>
     </EditForm>
diff --git a/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor.cs b/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor.cs
index 253f10f3..38b32273 100644
--- a/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor.cs
+++ b/src/StageFright.UI/Pages/Settings/TaxSettingsTab.razor.cs
@@ -1,7 +1,10 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 using AppSettings = StageFright.Core.Entities.Settings;
 
 namespace StageFright.UI.Pages.Settings;
@@ -10,6 +13,9 @@ public partial class TaxSettingsTab : ComponentBase
 {
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private ILogger<TaxSettingsTab> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<SettingsResource> L { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private AppSettings? _settings;
 
@@ -30,7 +36,7 @@ protected override async Task OnInitializedAsync()
         catch (Exception ex)
         {
             Logger.LogError(ex, "TaxSettingsTab: SettingsService.GetAsync failed");
-            _errorMessage = $"Failed to load settings: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Common_LoadError", ex.Message);
         }
     }
 
@@ -83,7 +89,7 @@ private async Task HandleSaveAsync()
             }
 
             await SettingsService.SaveAsync(_settings);
-            _successMessage = "Settings saved successfully.";
+            _successMessage = L["Settings_Common_SaveSuccess"];
         }
         catch (ValidationException ex)
         {
@@ -91,7 +97,7 @@ private async Task HandleSaveAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to save settings: {ex.Message}";
+            _errorMessage = Loc.Get<SettingsResource>("Settings_Common_SaveError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor b/src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor
new file mode 100644
index 00000000..b48395e3
--- /dev/null
+++ b/src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor
@@ -0,0 +1,59 @@
+@page "/language-select"
+@inherits ComponentBase
+
+<PageTitle>@L["Setup_FirstRun_PageTitle"]</PageTitle>
+
+<div class="mt-3">
+    <h1 class="mb-1">@L["Setup_FirstRun_Heading"]</h1>
+    <p class="text-muted mb-3 small">@L["Setup_FirstRun_Subheading"]</p>
+
+    @if (_errorMessage is not null)
+    {
+        <div class="alert alert-danger py-1 mb-2 small" role="alert">@_errorMessage</div>
+    }
+
+    <div class="setup-language-select d-flex align-items-center gap-2 mb-3">
+        <label for="languageSelect" class="small text-muted mb-0">@L["Setup_Language_Label"]</label>
+        <select id="languageSelect" class="form-select form-select-sm" style="width: auto;"
+                value="@_selectedLanguageCode"
+                @onchange="HandleLanguageChanged">
+            @foreach (var language in Languages.All)
+            {
+                <option value="@language.CultureCode">@language.Endonym</option>
+            }
+        </select>
+        <span class="form-text small mb-0">@L["Setup_Language_HelpText"]</span>
+    </div>
+
+    @if (_debugSeeder is not null)
+    {
+        <div class="mb-3 d-flex align-items-center gap-2">
+            <RadzenSwitch Name="seedData" Value="@_seedWithTestData" Change="@((bool v) => HandleSeedWithTestDataChanged(v))" />
+            <label for="seedData" class="form-check-label small">@L["Setup_SampleData_CheckboxLabel"]</label>
+        </div>
+    }
+
+    <div class="d-flex gap-2 mt-3">
+        <button type="button" id="btn-confirm-language" class="btn btn-primary btn-sm" disabled="@_confirming" @onclick="HandleConfirmAsync">
+            @if (_confirming)
+            {
+                <span class="spinner-border spinner-border-sm me-2" role="status" aria-hidden="true"></span>
+            }
+            @L["Setup_FirstRun_ConfirmButton"]
+        </button>
+    </div>
+</div>
+
+@if (_seedingInProgress)
+{
+    <div class="setup-seeding-overlay" role="status" aria-live="polite" aria-atomic="true">
+        <div class="setup-seeding-overlay-card text-center">
+            <div class="spinner-border text-primary mb-2" role="status" aria-hidden="true"></div>
+            <p class="mb-1">@L["Setup_Seeding_Message"]</p>
+            @if (_seedingProgress is not null)
+            {
+                <p class="mb-0 small text-muted">@_seedingProgress</p>
+            }
+        </div>
+    </div>
+}
diff --git a/src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor.cs b/src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor.cs
new file mode 100644
index 00000000..c002d100
--- /dev/null
+++ b/src/StageFright.UI/Pages/Setup/FirstRunLanguageScreen.razor.cs
@@ -0,0 +1,159 @@
+using System.Globalization;
+using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Contracts;
+using StageFright.Core.Enums;
+using StageFright.Core.Modules.Settings;
+using StageFright.UI.Layout;
+using StageFright.UI.Resources.Strings;
+
+namespace StageFright.UI.Pages.Setup;
+
+/// <summary>
+/// First-run language-selection screen (spec 029, US1) — shown before the setup wizard on a
+/// clean install (routed here by <c>App.razor.cs</c> whenever setup is incomplete and no
+/// language preference has been recorded yet). Confirming records the choice via
+/// <see cref="ILanguagePreferenceStore"/>, applies it to the running session immediately via
+/// <see cref="CultureProvider.Switch"/> (no restart), then continues into the setup wizard. In
+/// Debug builds (US3), a "Load sample data" option is shown instead — ticking it seeds the
+/// database with the full sample dataset and opens straight on the dashboard, skipping the
+/// wizard entirely.
+/// </summary>
+public partial class FirstRunLanguageScreen : ComponentBase
+{
+    [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private ISupportedLanguagesCatalog Languages { get; set; } = null!;
+    [Inject] private ILanguageProvider LanguageProvider { get; set; } = null!;
+    [Inject] private ILanguagePreferenceStore LanguagePreferenceStore { get; set; } = null!;
+    [Inject] private ISetupService SetupService { get; set; } = null!;
+    [Inject] private IServiceProvider ServiceProvider { get; set; } = null!;
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
+
+    [CascadingParameter] private CultureProvider? CultureProvider { get; set; }
+    [CascadingParameter] private ThemeProvider? ThemeProvider { get; set; }
+
+    private string _selectedLanguageCode = string.Empty;
+    private bool _confirming;
+    private string? _errorMessage;
+
+    // IDebugDataSeeder is only registered in Debug builds (MauiProgram.cs) — there is never a
+    // database seed in Release, so resolve it optionally rather than requiring it via [Inject],
+    // and hide the "Load sample data" switch entirely when it's unavailable.
+    private IDebugDataSeeder? _debugSeeder;
+    private bool _seedWithTestData;
+    private bool _seedingInProgress;
+    private string? _seedingProgress;
+
+    protected override async Task OnInitializedAsync()
+    {
+        _debugSeeder = ServiceProvider.GetService(typeof(IDebugDataSeeder)) as IDebugDataSeeder;
+
+        // Pre-select the FR-002 default (explicit → OS language → en-AU). Pre-setup, this
+        // resolution ladder has no database or recorded preference to consult, so it reduces to
+        // "OS language when shipped, else en-AU" — identical to the deleted LanguageSelectionTab.
+        string resolved;
+        try
+        {
+            var culture = await LanguageProvider.ResolveStartupCultureAsync();
+            resolved = Languages.Find(culture.Name)?.CultureCode ?? Languages.Default.CultureCode;
+        }
+        catch
+        {
+            resolved = Languages.Default.CultureCode;
+        }
+
+        _selectedLanguageCode = resolved;
+    }
+
+    private void HandleLanguageChanged(ChangeEventArgs e)
+    {
+        var selected = e.Value?.ToString();
+        if (string.IsNullOrWhiteSpace(selected))
+            return;
+
+        _selectedLanguageCode = selected;
+    }
+
+    private void HandleSeedWithTestDataChanged(bool value)
+    {
+        _seedWithTestData = value;
+    }
+
+    private async Task HandleConfirmAsync()
+    {
+        _errorMessage = null;
+        _confirming = true;
+
+        try
+        {
+            LanguagePreferenceStore.Set(_selectedLanguageCode);
+            CultureProvider?.Switch(CultureInfo.GetCultureInfo(_selectedLanguageCode));
+
+            if (_seedWithTestData && _debugSeeder is not null)
+            {
+                await SeedSampleDataAndNavigateAsync();
+            }
+            else
+            {
+                Nav.NavigateTo("/setup");
+            }
+        }
+        finally
+        {
+            _confirming = false;
+        }
+    }
+
+    private async Task SeedSampleDataAndNavigateAsync()
+    {
+        try
+        {
+            // InitializeAsync marks setup complete and rejects a second call. If an earlier
+            // attempt got past it but SeedAsync then threw, setup is already done — skip straight
+            // to (re)seeding so re-pressing Confirm recovers, instead of dead-ending forever on
+            // "Setup has already been completed".
+            if (!await SetupService.IsSetupCompleteAsync())
+            {
+                // A placeholder request — DebugDataSeeder overwrites organisation name and fee
+                // schedule with its own generated values once it runs (see its own doc comment),
+                // so these figures only need to satisfy SetupRequest/Settings validation, not
+                // reflect anything real. Language and theme follow what was actually chosen here.
+                var request = new SetupRequest(
+                    OrganizationName: L["Setup_FirstRun_SampleOrganizationPlaceholder"],
+                    AnnualFee: 0,
+                    AttendanceFee: 0,
+                    MembershipRenewalMonth: 1,
+                    IsTaxApplicable: false,
+                    TaxRate: null,
+                    AnnualFeeTaxCode: null,
+                    AttendanceFeeTaxCode: null,
+                    Theme: ThemeProvider?.CurrentTheme ?? Theme.Dark,
+                    LanguageCode: _selectedLanguageCode,
+                    CurrencyCode: "AUD");
+
+                await SetupService.InitializeAsync(request);
+            }
+
+            _seedingInProgress = true;
+            try
+            {
+                var progress = new Progress<string>(msg =>
+                {
+                    _seedingProgress = msg;
+                    InvokeAsync(StateHasChanged);
+                });
+                await Task.Run(() => _debugSeeder!.SeedAsync(progress));
+            }
+            finally
+            {
+                _seedingInProgress = false;
+            }
+
+            Nav.NavigateTo("/dashboard");
+        }
+        catch
+        {
+            _errorMessage = L["Setup_FirstRun_SeedingError"];
+        }
+    }
+}
diff --git a/src/StageFright.UI/Pages/Setup/SetupFormModel.cs b/src/StageFright.UI/Pages/Setup/SetupFormModel.cs
index 3d245a78..fa63e5c9 100644
--- a/src/StageFright.UI/Pages/Setup/SetupFormModel.cs
+++ b/src/StageFright.UI/Pages/Setup/SetupFormModel.cs
@@ -20,6 +20,36 @@ public sealed class SetupFormModel : IValidatableObject
     [Range(1, 12, ErrorMessage = "Renewal month must be between 1 and 12.")]
     public int MembershipRenewalMonth { get; set; } = 1;
 
+    /// <summary>
+    /// ISO 4217 code of the currency the organisation will keep its books in (spec 028, FR-001).
+    /// Mandatory, always-visible picker; defaults to <c>"AUD"</c>. Fixed for the life of the
+    /// dataset once setup completes (FR-002).
+    /// </summary>
+    [Required(ErrorMessage = "Currency is required.")]
+    public string CurrencyCode { get; set; } = "AUD";
+
+    /// <summary>
+    /// Month (1–12) the financial year starts on (spec 028, US7 / FR-019). Mandatory,
+    /// always-visible picker; defaults to July (Australian FY).
+    /// </summary>
+    [Range(1, 12, ErrorMessage = "Financial year start month must be between 1 and 12.")]
+    public int FinancialYearStartMonth { get; set; } = 7;
+
+    /// <summary>
+    /// Day of <see cref="FinancialYearStartMonth"/> (1–28) the financial year starts on
+    /// (spec 028, US7 / FR-020). Mandatory picker; defaults to the 1st. The 28 upper bound
+    /// avoids month-length edge cases.
+    /// </summary>
+    [Range(1, 28, ErrorMessage = "Financial year start day must be between 1 and 28.")]
+    public int FinancialYearStartDay { get; set; } = 1;
+
+    /// <summary>
+    /// Optional date the organisation was founded (spec 028, FR-022 / issue #353). Left blank by
+    /// most groups; when set and later than the financial-year start, the first financial year is
+    /// reported as a shorter "part-year". Persisted onto <see cref="Core.Entities.Settings.InceptionDate"/>.
+    /// </summary>
+    public DateTime? InceptionDate { get; set; }
+
     public bool IsTaxApplicable { get; set; }
 
     public decimal? TaxRate { get; set; }
@@ -28,13 +58,20 @@ public sealed class SetupFormModel : IValidatableObject
 
     public TaxCode? AttendanceFeeTaxCode { get; set; }
 
+    /// <summary>
+    /// How a newly entered taxable amount is interpreted (spec 028, issue #354): tax-inclusive
+    /// gross (the default) or tax-exclusive net with tax added on top. Only meaningful while
+    /// <see cref="IsTaxApplicable"/> is true; persisted onto <see cref="Core.Entities.Settings.TaxEntryMode"/>.
+    /// </summary>
+    public TaxEntryMode TaxEntryMode { get; set; } = TaxEntryMode.Inclusive;
+
     [Range(1, 12, ErrorMessage = "AGM month must be between 1 and 12.")]
     public int CommitteeRenewalMonth { get; set; } = 1;
 
     public int? GeneralCommitteeSeatCountTarget { get; set; }
 
     [Range(1, 7, ErrorMessage = "Audit retention period must be between 1 and 7 years.")]
-    public int AuditRetentionYears { get; set; } = 1;
+    public int AuditRetentionYears { get; set; } = 5;
 
     /// <summary>
     /// TaxRate is only required (and must be positive) while IsTaxApplicable is true — a
diff --git a/src/StageFright.UI/Pages/Setup/SetupWizard.razor b/src/StageFright.UI/Pages/Setup/SetupWizard.razor
index c2bcabc4..5e35297c 100644
--- a/src/StageFright.UI/Pages/Setup/SetupWizard.razor
+++ b/src/StageFright.UI/Pages/Setup/SetupWizard.razor
@@ -5,11 +5,11 @@
 @using StageFright.UI.Pages.Setup.Tabs
 @using StageFright.UI.Shared
 
-<PageTitle>First-Time Setup — StageFright Community</PageTitle>
+<PageTitle>@L["Setup_Page_Title"]</PageTitle>
 
 <div class="mt-3">
-    <h1 class="mb-1">StageFright Community - Setup Wizard</h1>
-    <p class="text-muted mb-3 small">Complete the setup below to get started.</p>
+    <h1 class="mb-1">@L["Setup_Wizard_Heading"]</h1>
+    <p class="text-muted mb-3 small">@L["Setup_Wizard_Subheading"]</p>
 
     @if (_errorMessage is not null)
     {
@@ -20,7 +20,7 @@
         <DataAnnotationsValidator />
 
         <Tabs @ref="_tabsRef">
-            <Tab Title="Organisation Settings" OnClick="@(() => SetActiveTab(0))">
+            <Tab Title="@L["Setup_Tab_OrganisationSettings"]" OnClick="@(() => SetActiveTab(0))">
                 <Content>
                     <div class="pt-3">
                         @if (_tabShown[0])
@@ -33,17 +33,14 @@
                                         <ThemeSelectionTab />
                                         <SalesTaxTab Model="_model" />
                                     </div>
-                                    <SampleDataTab DebugSeederAvailable="_debugSeeder is not null"
-                                                   SeedWithTestData="_seedWithTestData"
-                                                   SeedWithTestDataChanged="HandleSeedWithTestDataChanged" />
                                 </ChildContent>
-                                <ErrorContent Context="tabError"><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                                <ErrorContent Context="tabError"><div class="alert alert-danger">@L["Setup_Tab_LoadFailed"]</div></ErrorContent>
                             </ErrorBoundary>
                         }
                     </div>
                 </Content>
             </Tab>
-            <Tab Title="Chart of Accounts" Disabled="@_seedWithTestData" OnClick="@(() => SetActiveTab(1))">
+            <Tab Title="@L["Setup_Tab_ChartOfAccounts"]" OnClick="@(() => SetActiveTab(1))">
                 <Content>
                     <div class="pt-3">
                         @if (_tabShown[1])
@@ -54,13 +51,13 @@
                                                          OnAdd="HandleQueueAccount"
                                                          OnRemove="HandleRemoveQueuedAccount" />
                                 </ChildContent>
-                                <ErrorContent Context="tabError"><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                                <ErrorContent Context="tabError"><div class="alert alert-danger">@L["Setup_Tab_LoadFailed"]</div></ErrorContent>
                             </ErrorBoundary>
                         }
                     </div>
                 </Content>
             </Tab>
-            <Tab Title="Opening Balances" Disabled="@_seedWithTestData" OnClick="@(() => SetActiveTab(2))">
+            <Tab Title="@L["Setup_Tab_OpeningBalances"]" OnClick="@(() => SetActiveTab(2))">
                 <Content>
                     <div class="pt-3">
                         @if (_tabShown[2])
@@ -70,13 +67,13 @@
                                     <OpeningBalancesTab QueuedAccounts="_queuedAccounts"
                                                          OnSubmit="HandleQueueOpeningBalances" />
                                 </ChildContent>
-                                <ErrorContent Context="tabError"><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                                <ErrorContent Context="tabError"><div class="alert alert-danger">@L["Setup_Tab_LoadFailed"]</div></ErrorContent>
                             </ErrorBoundary>
                         }
                     </div>
                 </Content>
             </Tab>
-            <Tab Title="Committee" Disabled="@_seedWithTestData" OnClick="@(() => SetActiveTab(3))">
+            <Tab Title="@L["Setup_Tab_Committee"]" OnClick="@(() => SetActiveTab(3))">
                 <Content>
                     <div class="pt-3">
                         @if (_tabShown[3])
@@ -88,13 +85,13 @@
                                                   OnAdd="HandleQueueCommitteeTitle"
                                                   OnRemove="HandleRemoveQueuedCommitteeTitle" />
                                 </ChildContent>
-                                <ErrorContent Context="tabError"><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                                <ErrorContent Context="tabError"><div class="alert alert-danger">@L["Setup_Tab_LoadFailed"]</div></ErrorContent>
                             </ErrorBoundary>
                         }
                     </div>
                 </Content>
             </Tab>
-            <Tab Title="Review" OnClick="@(() => SetActiveTab(4))">
+            <Tab Title="@L["Setup_Tab_Review"]" OnClick="@(() => SetActiveTab(4))">
                 <Content>
                     <div class="pt-3">
                         @if (_tabShown[4])
@@ -103,11 +100,9 @@
                                 <ChildContent>
                                     <ReviewTab Model="_model"
                                                QueuedCommitteeTitles="_queuedCommitteeTitles"
-                                               QueuedAccounts="_queuedAccounts"
-                                               DebugSeederAvailable="_debugSeeder is not null"
-                                               SeedWithTestData="_seedWithTestData" />
+                                               QueuedAccounts="_queuedAccounts" />
                                 </ChildContent>
-                                <ErrorContent Context="tabError"><div class="alert alert-danger">This tab failed to load.</div></ErrorContent>
+                                <ErrorContent Context="tabError"><div class="alert alert-danger">@L["Setup_Tab_LoadFailed"]</div></ErrorContent>
                             </ErrorBoundary>
                         }
                     </div>
@@ -118,7 +113,7 @@
         <div class="d-flex gap-2 mt-3">
             @if (_currentTabIndex < _tabShown.Count - 1)
             {
-                <button type="button" id="btn-next" class="btn btn-primary btn-sm" @onclick="HandleNextAsync">Next</button>
+                <button type="button" id="btn-next" class="btn btn-primary btn-sm" @onclick="HandleNextAsync">@L["Setup_Nav_NextButton"]</button>
             }
             else
             {
@@ -127,23 +122,9 @@
                     {
                         <span class="spinner-border spinner-border-sm me-2" role="status" aria-hidden="true"></span>
                     }
-                    Finish
+                    @L["Setup_Nav_FinishButton"]
                 </button>
             }
         </div>
     </EditForm>
 </div>
-
-@if (_seedingInProgress)
-{
-    <div class="setup-seeding-overlay" role="status" aria-live="polite" aria-atomic="true">
-        <div class="setup-seeding-overlay-card text-center">
-            <div class="spinner-border text-primary mb-2" role="status" aria-hidden="true"></div>
-            <p class="mb-1">Setting up your sample data — this may take a few minutes. Please don't close the app.</p>
-            @if (_seedingProgress is not null)
-            {
-                <p class="mb-0 small text-muted">@_seedingProgress</p>
-            }
-        </div>
-    </div>
-}
diff --git a/src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs b/src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs
index df530800..336f07fc 100644
--- a/src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/SetupWizard.razor.cs
@@ -1,22 +1,28 @@
 using Microsoft.AspNetCore.Components;
 using Microsoft.AspNetCore.Components.Forms;
-using StageFright.Core.Contracts;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Enums;
 using StageFright.Core.Modules.Finance;
 using StageFright.Core.Modules.Settings;
 using StageFright.UI.Layout;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Setup;
 
 public partial class SetupWizard : ComponentBase
 {
-    [Inject] private IServiceProvider ServiceProvider { get; set; } = null!;
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
 
     [CascadingParameter] private ThemeProvider? ThemeProvider { get; set; }
 
+    // Display language (spec 029, US1): the first-run screen already recorded the choice and
+    // switched the running session's culture before the wizard ever renders — Finish simply
+    // reads whatever CultureProvider is currently presenting in, rather than owning a language
+    // field of its own.
+    [CascadingParameter] private CultureProvider? CultureProvider { get; set; }
+
     private readonly SetupFormModel _model = new();
     private EditContext _editContext = null!;
-    private IDebugDataSeeder? _debugSeeder;
 
     // Fully qualified — a bare "Tabs" is ambiguous with our own sibling
     // StageFright.UI.Pages.Setup.Tabs namespace (nested namespaces are reachable by
@@ -49,58 +55,22 @@ public partial class SetupWizard : ComponentBase
     private readonly List<string> _queuedCommitteeTitles = new();
 
     private bool _submitting;
-    private bool _seedingInProgress;
-    private bool _seedWithTestData;
     private string? _errorMessage;
-    private string? _seedingProgress;
 
     protected override void OnInitialized()
     {
         _editContext = new EditContext(_model);
-
-        // IDebugDataSeeder is only registered in Debug builds (MauiProgram.cs) — there is
-        // never a database seed in Release, so resolve it optionally rather than requiring
-        // it via [Inject], and hide the "Load sample data" checkbox when it's unavailable.
-        _debugSeeder = ServiceProvider.GetService(typeof(IDebugDataSeeder)) as IDebugDataSeeder;
     }
 
     // Called both by a direct tab-header click and by Next (which already knows the target
     // index) — a single place that keeps _currentTabIndex and the lazy-render flag in sync
-    // regardless of which triggered the move (FR-003). Also the single choke point every
-    // tab-activation path funnels through, so guarding it against a bypassed index here
-    // makes that guarantee hold regardless of how a click reaches it.
+    // regardless of which triggered the move (FR-003).
     private void SetActiveTab(int index)
     {
-        if (IsTabBypassed(index))
-            return;
-
         _tabShown[index] = true;
         _currentTabIndex = index;
     }
 
-    // Chart of Accounts (1), Opening Balances (2), and Committee (3) become unreachable
-    // once sample data is selected — the sample data supplies this information itself
-    // (spec 022 FR-003). Backs both the SetActiveTab guard above and HandleNextAsync's
-    // skip below, so the two can never drift out of sync on which tabs are bypassed.
-    private bool IsTabBypassed(int index) => _seedWithTestData && index is >= 1 and <= 3;
-
-    // Organisation Settings tab's "Load sample data" checkbox (spec 022 FR-001, moved
-    // here from the old Review-tab checkbox). Checking it discards whatever the
-    // coordinator has already queued on the three now-bypassed tabs (FR-006) — nothing
-    // to discard on uncheck, since those tabs can only be repopulated once they're
-    // reachable again (FR-007).
-    private void HandleSeedWithTestDataChanged(bool value)
-    {
-        _seedWithTestData = value;
-
-        if (value)
-        {
-            _queuedAccounts.Clear();
-            _queuedOpeningBalances.Clear();
-            _queuedCommitteeTitles.Clear();
-        }
-    }
-
     private async Task HandleNextAsync()
     {
         // Matches today's actual Next behavior (validates the whole model, not just the
@@ -110,8 +80,6 @@ private async Task HandleNextAsync()
             return;
 
         var nextIndex = _currentTabIndex + 1;
-        while (nextIndex < _tabShown.Count && IsTabBypassed(nextIndex))
-            nextIndex++;
         if (nextIndex >= _tabShown.Count)
             return;
 
@@ -162,7 +130,7 @@ private void HandleRemoveQueuedCommitteeTitle(string title)
     // coordinator must be able to tell something needs attention, even from the Review tab).
     private void HandleInvalidSubmit()
     {
-        _errorMessage = "Some required fields are incomplete — check every tab before finishing.";
+        _errorMessage = L["Setup_Error_InvalidSubmit"];
     }
 
     private async Task HandleValidSubmitAsync()
@@ -170,12 +138,13 @@ private async Task HandleValidSubmitAsync()
         _submitting = true;
         _errorMessage = null;
 
-        // FR-021: Finish requires either a real opening balance or an explicit opt-in to
-        // sample data instead — checked before any orchestration starts so a rejected
-        // Finish leaves every queue untouched (Edge Cases), same as an EditContext failure.
-        if (_queuedOpeningBalances.Count == 0 && !_seedWithTestData)
+        // FR-021: Finish requires a real opening balance — checked before any orchestration
+        // starts so a rejected Finish leaves every queue untouched (Edge Cases), same as an
+        // EditContext failure. Sample data is no longer a substitute (spec 029 FR-017): it is
+        // reachable only from the first-run screen now, never from this wizard.
+        if (_queuedOpeningBalances.Count == 0)
         {
-            _errorMessage = "Enter at least one opening balance, or select \"Load sample data\" on the Review tab, before finishing.";
+            _errorMessage = L["Setup_Error_NoOpeningBalance"];
             _submitting = false;
             return;
         }
@@ -198,28 +167,16 @@ private async Task HandleValidSubmitAsync()
                 AuditRetentionYears: _model.AuditRetentionYears,
                 QueuedAccounts: _queuedAccounts.Count > 0 ? _queuedAccounts : null,
                 QueuedOpeningBalances: _queuedOpeningBalances.Count > 0 ? _queuedOpeningBalances : null,
-                OpeningBalanceAsAtDate: _openingBalanceAsAtDate);
+                OpeningBalanceAsAtDate: _openingBalanceAsAtDate,
+                LanguageCode: CultureProvider?.CurrentCulture.Name,
+                CurrencyCode: _model.CurrencyCode,
+                FinancialYearStartMonth: _model.FinancialYearStartMonth,
+                FinancialYearStartDay: _model.FinancialYearStartDay,
+                InceptionDate: _model.InceptionDate,
+                TaxEntryMode: _model.TaxEntryMode);
 
             await SetupService.InitializeAsync(request);
 
-            if (_seedWithTestData && _debugSeeder is not null)
-            {
-                _seedingInProgress = true;
-                try
-                {
-                    var progress = new Progress<string>(msg =>
-                    {
-                        _seedingProgress = msg;
-                        InvokeAsync(StateHasChanged);
-                    });
-                    await Task.Run(() => _debugSeeder.SeedAsync(progress));
-                }
-                finally
-                {
-                    _seedingInProgress = false;
-                }
-            }
-
             Nav.NavigateTo("/dashboard");
         }
         catch (Core.Exceptions.ValidationException ex)
@@ -228,7 +185,7 @@ private async Task HandleValidSubmitAsync()
         }
         catch
         {
-            _errorMessage = "An unexpected error occurred. Please try again.";
+            _errorMessage = L["Setup_Error_Unexpected"];
         }
         finally
         {
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor
index d68df534..3275e60e 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor
@@ -3,46 +3,44 @@
 @using StageFright.UI.Shared
 
 <p class="text-muted small">
-    Queue any new accounts to add to your Chart of Accounts. This is optional — you can
-    always add accounts later from Finance ▸ Chart of Accounts. Every account listed here —
-    including the system accounts already seeded for you — will exist once setup finishes.
+    @L["Setup_Coa_Intro"]
 </p>
 
 <div class="row g-3 mb-3">
     <div class="col-md-6">
-        <h6 class="mb-1">Add Account</h6>
-        <AddAccountForm OnSubmit="HandleAddAsync" ExistingNames="ExistingNames" SubmitButtonText="Queue Account" />
+        <h6 class="mb-1">@L["Setup_Coa_AddHeading"]</h6>
+        <AddAccountForm OnSubmit="HandleAddAsync" ExistingNames="ExistingNames" SubmitButtonText="@L["Setup_Coa_QueueAccountButton"]" />
     </div>
 </div>
 
 <div class="row g-3">
     <div class="col-md-6">
-        <h6 class="mb-1">Existing Accounts</h6>
+        <h6 class="mb-1">@L["Setup_Coa_ExistingHeading"]</h6>
         <BorderedListBox TItem="Account" Items="_existingAccounts"
-                          EmptyText="No accounts exist yet.">
+                          EmptyText="@L["Setup_Coa_ExistingEmpty"]">
             <RowTemplate Context="account">
                 <code class="me-1">@account.AccountNumber</code>
                 <span>@account.Name</span>
                 <span class="text-muted small ms-2">
-                    @account.Type@(account.IsBankAccount ? " · Bank/Cash" : string.Empty)
+                    @AccountTypeText(account)
                 </span>
                 @if (account.IsSystem)
                 {
-                    <span class="badge bg-secondary ms-1" title="System account">System</span>
+                    <span class="badge bg-secondary ms-1" title="@L["Setup_Coa_SystemBadge"]">@L["Setup_Coa_SystemBadge"]</span>
                 }
             </RowTemplate>
         </BorderedListBox>
     </div>
 
     <div class="col-md-6">
-        <h6 class="mb-1">Queued Accounts</h6>
+        <h6 class="mb-1">@L["Setup_Coa_QueuedHeading"]</h6>
         <BorderedListBox TItem="QueuedAccountRequest" Items="QueuedAccounts"
                           OnRemove="@(EventCallback.Factory.Create<QueuedAccountRequest>(this, HandleRemoveAsync))"
-                          EmptyText="No accounts queued yet.">
+                          EmptyText="@L["Setup_Coa_QueuedEmpty"]">
             <RowTemplate Context="account">
                 <span>@account.Name</span>
                 <span class="text-muted small ms-2">
-                    @account.Type@(account.IsBankAccount ? " · Bank/Cash" : string.Empty)
+                    @QueuedAccountTypeText(account)
                 </span>
             </RowTemplate>
         </BorderedListBox>
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor.cs
index a3d66732..e275939f 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/ChartOfAccountsTab.razor.cs
@@ -1,8 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Settings;
+using StageFright.UI.Resources.Strings;
 using StageFright.UI.Shared;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
@@ -15,6 +18,13 @@ namespace StageFright.UI.Pages.Setup.Tabs;
 public partial class ChartOfAccountsTab : ComponentBase
 {
     [Inject] private IAccountService AccountService { get; set; } = null!;
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
+
+    private string AccountTypeText(Account account) =>
+        account.Type.LocalizeEnum() + (account.IsBankAccount ? L["Setup_Coa_BankCashSuffix"].Value : string.Empty);
+
+    private string QueuedAccountTypeText(QueuedAccountRequest account) =>
+        account.Type.LocalizeEnum() + (account.IsBankAccount ? L["Setup_Coa_BankCashSuffix"].Value : string.Empty);
 
     [Parameter, EditorRequired] public IReadOnlyList<QueuedAccountRequest> QueuedAccounts { get; set; } = Array.Empty<QueuedAccountRequest>();
     [Parameter, EditorRequired] public EventCallback<QueuedAccountRequest> OnAdd { get; set; }
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor
index 13e1162e..aa177b55 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor
@@ -2,7 +2,7 @@
 
 <div class="row g-2 mb-3">
     <div class="col">
-        <label for="agmMonth" class="form-label">AGM Month</label>
+        <label for="agmMonth" class="form-label">@L["Setup_Committee_AgmMonthLabel"]</label>
         <InputSelect id="agmMonth" class="form-select form-select-sm" @bind-Value="Model.CommitteeRenewalMonth">
             @for (var m = 1; m <= 12; m++)
             {
@@ -10,38 +10,37 @@
                 <option value="@month">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(month)</option>
             }
         </InputSelect>
-        <div class="form-text small">The month your AGM is normally held. Drives committee term boundaries.</div>
+        <div class="form-text small">@L["Setup_Committee_AgmMonthHelp"]</div>
     </div>
     <div class="col">
-        <label for="seatCountTarget" class="form-label">General Committee Seat Count Target</label>
+        <label for="seatCountTarget" class="form-label">@L["Setup_Committee_SeatTargetLabel"]</label>
         <InputNumber id="seatCountTarget" class="form-control form-control-sm" @bind-Value="Model.GeneralCommitteeSeatCountTarget" />
-        <div class="form-text small">Optional — guidance only, no hard cap is enforced when recording an AGM.</div>
+        <div class="form-text small">@L["Setup_Committee_SeatTargetHelp"]</div>
     </div>
 </div>
 
 <div class="row g-3">
     <div class="col-md-6">
-        <label for="committee-role-input" class="form-label">Additional Office-Holder Titles</label>
+        <label for="committee-role-input" class="form-label">@L["Setup_Committee_TitlesLabel"]</label>
         <div class="input-group input-group-sm">
             <input id="committee-role-input" type="text" class="form-control"
                    @bind="_titleInput" @bind:event="oninput"
-                   placeholder="e.g. Publicity Officer" />
-            <button id="committee-role-add-btn" type="button" class="btn btn-outline-primary" @onclick="HandleAddAsync" aria-label="Add title">&rarr;</button>
+                   placeholder="@L["Setup_Committee_TitlesPlaceholder"]" />
+            <button id="committee-role-add-btn" type="button" class="btn btn-outline-primary" @onclick="HandleAddAsync" aria-label="@L["Setup_Committee_AddTitleAriaLabel"]">&rarr;</button>
         </div>
         @if (_error is not null)
         {
             <div class="text-danger small">@_error</div>
         }
         <div class="form-text small">
-            Optional, one at a time. President/Secretary/Treasurer are always included.
-            Can also be configured later from Settings.
+            @L["Setup_Committee_TitlesHelp"]
         </div>
     </div>
     <div class="col-md-6">
-        <label class="form-label">Additional Titles</label>
+        <label class="form-label">@L["Setup_Committee_TitlesListLabel"]</label>
         <BorderedListBox TItem="string" Items="QueuedTitles"
                           OnRemove="@(EventCallback.Factory.Create<string>(this, HandleRemoveAsync))"
-                          EmptyText="No additional titles added yet.">
+                          EmptyText="@L["Setup_Committee_TitlesListEmpty"]">
             <RowTemplate Context="title">
                 <span>@title</span>
             </RowTemplate>
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor.cs
index 996553be..f165d65a 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/CommitteeTab.razor.cs
@@ -1,4 +1,7 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
 
@@ -14,6 +17,9 @@ public partial class CommitteeTab : ComponentBase
     [Parameter, EditorRequired] public EventCallback<string> OnAdd { get; set; }
     [Parameter, EditorRequired] public EventCallback<string> OnRemove { get; set; }
 
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
     private string _titleInput = string.Empty;
     private string? _error;
 
@@ -22,13 +28,13 @@ private async Task HandleAddAsync()
         var trimmed = _titleInput.Trim();
         if (trimmed.Length == 0)
         {
-            _error = "Enter a title before adding.";
+            _error = L["Setup_Committee_ErrorBlank"];
             return;
         }
 
         if (QueuedTitles.Any(t => string.Equals(t, trimmed, StringComparison.OrdinalIgnoreCase)))
         {
-            _error = $"\"{trimmed}\" has already been added.";
+            _error = Loc.Get<SetupResource>("Setup_Committee_ErrorDuplicate", trimmed);
             return;
         }
 
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor
index 4e6094bf..0c023ac3 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor
@@ -1,5 +1,48 @@
 <div class="mb-3">
-    <label for="orgName" class="form-label">Organisation Name <span aria-hidden="true" class="text-danger">*</span></label>
-    <InputText id="orgName" class="form-control form-control-sm" @bind-Value="Model.OrganizationName" placeholder="e.g. Springfield Choral Society" />
+    <label for="orgName" class="form-label">@L["Setup_General_OrgNameLabel"] <span aria-hidden="true" class="text-danger">*</span></label>
+    <InputText id="orgName" class="form-control form-control-sm" @bind-Value="Model.OrganizationName" placeholder="@L["Setup_General_OrgNamePlaceholder"]" />
     <ValidationMessage For="() => Model.OrganizationName" class="text-danger small" />
 </div>
+
+<div class="mb-3">
+    <label for="setup-currency" class="form-label">@L["Setup_General_CurrencyLabel"] <span aria-hidden="true" class="text-danger">*</span></label>
+    <select id="setup-currency" class="form-select form-select-sm" @bind="Model.CurrencyCode">
+        @foreach (var currency in CurrencyCatalog.All)
+        {
+            <option value="@currency.Code">@currency.DisplayName (@currency.Code)</option>
+        }
+    </select>
+    <div class="form-text small">@L["Setup_General_CurrencyHelp"]</div>
+</div>
+
+<div class="row g-2 mb-3">
+    <div class="col-md-6">
+        <label for="setup-fy-start-month" class="form-label">@L["Setup_General_FinancialYearStartMonthLabel"] <span aria-hidden="true" class="text-danger">*</span></label>
+        <InputSelect id="setup-fy-start-month" class="form-select form-select-sm" @bind-Value="Model.FinancialYearStartMonth">
+            @for (var m = 1; m <= 12; m++)
+            {
+                var month = m;
+                <option value="@month">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(month)</option>
+            }
+        </InputSelect>
+        <ValidationMessage For="() => Model.FinancialYearStartMonth" class="text-danger small" />
+    </div>
+    <div class="col-md-6">
+        <label for="setup-fy-start-day" class="form-label">@L["Setup_General_FinancialYearStartDayLabel"] <span aria-hidden="true" class="text-danger">*</span></label>
+        <InputSelect id="setup-fy-start-day" class="form-select form-select-sm" @bind-Value="Model.FinancialYearStartDay">
+            @for (var d = 1; d <= 28; d++)
+            {
+                var day = d;
+                <option value="@day">@day</option>
+            }
+        </InputSelect>
+        <ValidationMessage For="() => Model.FinancialYearStartDay" class="text-danger small" />
+    </div>
+    <div class="form-text small">@L["Setup_General_FinancialYearStartHelp"]</div>
+</div>
+
+<div class="mb-3">
+    <label for="setup-inception-date" class="form-label">@L["Setup_General_InceptionDateLabel"]</label>
+    <InputDate id="setup-inception-date" class="form-control form-control-sm" @bind-Value="Model.InceptionDate" />
+    <div class="form-text small">@L["Setup_General_InceptionDateHelp"]</div>
+</div>
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor.cs
index 39ea00f2..108bb3ad 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/GeneralAppearanceTab.razor.cs
@@ -1,10 +1,18 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
 
-/// <summary>General tab (US1) — organisation name. The theme dropdown (US6) lives in
-/// <see cref="ThemeSelectionTab"/>, rendered lower in the Organisation Settings tab.</summary>
+/// <summary>General tab — organisation name, the mandatory currency picker (spec 028 US1 /
+/// FR-001; <c>id="setup-currency"</c>, options from <c>CurrencyCatalog.All</c>), and the
+/// mandatory financial-year-start month + day pickers (spec 028 US7 / FR-019, FR-020;
+/// <c>id="setup-fy-start-month"</c> / <c>id="setup-fy-start-day"</c>, defaulting to 1 July).
+/// The theme dropdown (US6) lives in <see cref="ThemeSelectionTab"/>, rendered lower in the
+/// Organisation Settings tab.</summary>
 public partial class GeneralAppearanceTab : ComponentBase
 {
     [Parameter, EditorRequired] public SetupFormModel Model { get; set; } = null!;
+
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
 }
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor
index a4eb96a8..7a22c739 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor
@@ -1,16 +1,16 @@
 <div class="row g-2 mb-2">
     <div class="col">
-        <label for="annualFee" class="form-label">Annual Fee</label>
+        <label for="annualFee" class="form-label">@L["Setup_Fees_AnnualFeeLabel"]</label>
         <div class="input-group input-group-sm">
-            <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
+            <span class="input-group-text">$</span>
             <InputNumber id="annualFee" class="form-control" @bind-Value="Model.AnnualFee" @bind-Value:format="N2" />
         </div>
         <ValidationMessage For="() => Model.AnnualFee" class="text-danger small" />
     </div>
     <div class="col">
-        <label for="attendanceFee" class="form-label">Attendance Fee</label>
+        <label for="attendanceFee" class="form-label">@L["Setup_Fees_AttendanceFeeLabel"]</label>
         <div class="input-group input-group-sm">
-            <span class="input-group-text">@System.Globalization.CultureInfo.CurrentCulture.NumberFormat.CurrencySymbol</span>
+            <span class="input-group-text">$</span>
             <InputNumber id="attendanceFee" class="form-control" @bind-Value="Model.AttendanceFee" @bind-Value:format="N2" />
         </div>
         <ValidationMessage For="() => Model.AttendanceFee" class="text-danger small" />
@@ -19,7 +19,7 @@
 
 <div class="row g-2 mb-3">
     <div class="col">
-        <label for="renewalMonth" class="form-label">Membership Renewal Month <span aria-hidden="true" class="text-danger">*</span></label>
+        <label for="renewalMonth" class="form-label">@L["Setup_Fees_RenewalMonthLabel"] <span aria-hidden="true" class="text-danger">*</span></label>
         <InputSelect id="renewalMonth" class="form-select form-select-sm" @bind-Value="Model.MembershipRenewalMonth">
             @for (var m = 1; m <= 12; m++)
             {
@@ -30,15 +30,15 @@
         <ValidationMessage For="() => Model.MembershipRenewalMonth" class="text-danger small" />
     </div>
     <div class="col">
-        <label for="auditRetentionYears" class="form-label">Audit Trail Retention (years)</label>
+        <label for="auditRetentionYears" class="form-label">@L["Setup_Fees_AuditRetentionLabel"]</label>
         <InputSelect id="auditRetentionYears" class="form-select form-select-sm" @bind-Value="Model.AuditRetentionYears">
             @for (var y = 1; y <= 7; y++)
             {
                 var years = y;
-                <option value="@years">@years year@(years == 1 ? "" : "s")</option>
+                <option value="@years">@AuditRetentionOptionText(years)</option>
             }
         </InputSelect>
-        <div class="form-text small">How long audit trail history is kept before the startup purge removes it. Default 1 year.</div>
+        <div class="form-text small">@L["Setup_Fees_AuditRetentionHelp"]</div>
         <ValidationMessage For="() => Model.AuditRetentionYears" class="text-danger small" />
     </div>
 </div>
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor.cs
index da8c7f49..6a4a53ab 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/MembershipFeesTab.razor.cs
@@ -1,4 +1,7 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
 
@@ -7,4 +10,11 @@ namespace StageFright.UI.Pages.Setup.Tabs;
 public partial class MembershipFeesTab : ComponentBase
 {
     [Parameter, EditorRequired] public SetupFormModel Model { get; set; } = null!;
+
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    /// <summary>"{n} year(s)" audit-retention select option, pluralised.</summary>
+    private string AuditRetentionOptionText(int years) =>
+        Loc.Plural<SetupResource>("Setup_Fees_AuditRetentionYears", years);
 }
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor
index 650d7600..73230d17 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor
@@ -3,13 +3,11 @@
 @using StageFright.UI.Shared
 
 <p class="text-muted small">
-    Enter opening balances for any accounts you'd like to start with a balance —
-    including accounts you just queued on the Chart of Accounts tab. This is optional;
-    you can also load sample data from the Review tab instead.
+    @L["Setup_Ob_Intro"]
 </p>
 
 <div class="mb-2">
-    <label class="form-label" for="ob-tab-as-at-date">As at <span aria-hidden="true">*</span></label>
+    <label class="form-label" for="ob-tab-as-at-date">@L["Setup_Ob_AsAtLabel"] <span aria-hidden="true">*</span></label>
     <input id="ob-tab-as-at-date" type="date" class="form-control form-control-sm" style="max-width: 12rem;"
            value="@_asAtDate.ToString("yyyy-MM-dd")"
            @onchange="HandleAsAtDateChanged" />
@@ -19,4 +17,4 @@
                           AsAtDate="_asAtDate"
                           OnSubmit="OnSubmit"
                           ShowAlreadyPostedWarning="false"
-                          SubmitButtonText="Queue Balances" />
+                          SubmitButtonText="@L["Setup_Ob_QueueBalancesButton"]" />
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor.cs
index da671650..96d21222 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/OpeningBalancesTab.razor.cs
@@ -1,8 +1,10 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Modules.Finance;
 using StageFright.Core.Modules.Settings;
+using StageFright.UI.Resources.Strings;
 using StageFright.UI.Shared;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
@@ -17,6 +19,7 @@ namespace StageFright.UI.Pages.Setup.Tabs;
 public partial class OpeningBalancesTab : ComponentBase
 {
     [Inject] private IOpeningBalanceService OpeningBalanceService { get; set; } = null!;
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
 
     [Parameter, EditorRequired] public IReadOnlyList<QueuedAccountRequest> QueuedAccounts { get; set; } = Array.Empty<QueuedAccountRequest>();
     [Parameter, EditorRequired] public EventCallback<RecordOpeningBalancesRequest> OnSubmit { get; set; }
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor
index b2db9b6a..6b8eaf6a 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor
@@ -2,44 +2,40 @@
 @using StageFright.UI.Shared
 
 <div class="mb-3">
-    <h2 class="h6">Review</h2>
+    <h2 class="h6">@L["Setup_Review_Heading"]</h2>
     <dl class="row small mb-2">
-        <dt class="col-5">Organisation Name</dt><dd class="col-7">@Model.OrganizationName</dd>
-        <dt class="col-5">Theme</dt><dd class="col-7">@(ThemeProvider?.CurrentTheme == Core.Enums.Theme.Dark ? "Dark" : "Light")</dd>
-        <dt class="col-5">Annual Fee</dt><dd class="col-7">@Model.AnnualFee.ToString("C")</dd>
-        <dt class="col-5">Attendance Fee</dt><dd class="col-7">@Model.AttendanceFee.ToString("C")</dd>
-        <dt class="col-5">Membership Renewal Month</dt><dd class="col-7">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(Model.MembershipRenewalMonth)</dd>
-        <dt class="col-5">Sales Tax Applies</dt><dd class="col-7">@(Model.IsTaxApplicable ? "Yes" : "No")</dd>
+        <dt class="col-5">@L["Setup_Review_OrgNameTerm"]</dt><dd class="col-7">@Model.OrganizationName</dd>
+        <dt class="col-5">@L["Setup_Review_ThemeTerm"]</dt><dd class="col-7">@ThemeText()</dd>
+        <dt class="col-5">@L["Setup_Review_AnnualFeeTerm"]</dt><dd class="col-7">@MoneyFormatter.Format(Model.AnnualFee)</dd>
+        <dt class="col-5">@L["Setup_Review_AttendanceFeeTerm"]</dt><dd class="col-7">@MoneyFormatter.Format(Model.AttendanceFee)</dd>
+        <dt class="col-5">@L["Setup_Review_RenewalMonthTerm"]</dt><dd class="col-7">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(Model.MembershipRenewalMonth)</dd>
+        <dt class="col-5">@L["Setup_Review_SalesTaxAppliesTerm"]</dt><dd class="col-7">@YesNo(Model.IsTaxApplicable)</dd>
         @if (Model.IsTaxApplicable)
         {
-            <dt class="col-5">Tax Rate</dt><dd class="col-7">@(Model.TaxRate?.ToString("N2") ?? "")%</dd>
-            <dt class="col-5">Annual Fee Tax Treatment</dt><dd class="col-7">@(Model.AnnualFeeTaxCode?.ToString() ?? "Tax-exempt (default)")</dd>
-            <dt class="col-5">Attendance Fee Tax Treatment</dt><dd class="col-7">@(Model.AttendanceFeeTaxCode?.ToString() ?? "Tax-exempt (default)")</dd>
-        }
-        <dt class="col-5">AGM Month</dt><dd class="col-7">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(Model.CommitteeRenewalMonth)</dd>
-        <dt class="col-5">Audit Trail Retention</dt><dd class="col-7">@Model.AuditRetentionYears year@(Model.AuditRetentionYears == 1 ? "" : "s")</dd>
-        <dt class="col-5">Seat Count Target</dt><dd class="col-7">@(Model.GeneralCommitteeSeatCountTarget?.ToString() ?? "Not set")</dd>
-        @if (DebugSeederAvailable)
-        {
-            <dt class="col-5">Load sample data</dt><dd class="col-7">@(SeedWithTestData ? "Yes" : "No")</dd>
+            <dt class="col-5">@L["Setup_Review_TaxRateTerm"]</dt><dd class="col-7">@(Model.TaxRate?.ToString("N2") ?? "")%</dd>
+            <dt class="col-5">@L["Setup_Review_AnnualFeeTaxTerm"]</dt><dd class="col-7">@TaxCodeText(Model.AnnualFeeTaxCode)</dd>
+            <dt class="col-5">@L["Setup_Review_AttendanceFeeTaxTerm"]</dt><dd class="col-7">@TaxCodeText(Model.AttendanceFeeTaxCode)</dd>
         }
+        <dt class="col-5">@L["Setup_Review_AgmMonthTerm"]</dt><dd class="col-7">@System.Globalization.CultureInfo.CurrentCulture.DateTimeFormat.GetMonthName(Model.CommitteeRenewalMonth)</dd>
+        <dt class="col-5">@L["Setup_Review_AuditRetentionTerm"]</dt><dd class="col-7">@AuditRetentionText()</dd>
+        <dt class="col-5">@L["Setup_Review_SeatTargetTerm"]</dt><dd class="col-7">@(Model.GeneralCommitteeSeatCountTarget?.ToString() ?? L["Setup_Review_NotSet"].Value)</dd>
     </dl>
 
     <div class="row g-3 mb-2">
         <div class="col-md-6">
-            <h3 class="h6 small fw-semibold mb-1">Additional Office-Holder Titles</h3>
-            <BorderedListBox TItem="string" Items="QueuedCommitteeTitles" EmptyText="None.">
+            <h3 class="h6 small fw-semibold mb-1">@L["Setup_Review_TitlesHeading"]</h3>
+            <BorderedListBox TItem="string" Items="QueuedCommitteeTitles" EmptyText="@L["Setup_Review_TitlesEmpty"]">
                 <RowTemplate Context="title"><span>@title</span></RowTemplate>
             </BorderedListBox>
         </div>
 
         <div class="col-md-6">
-            <h3 class="h6 small fw-semibold mb-1">Queued Chart of Accounts Entries</h3>
-            <BorderedListBox TItem="QueuedAccountRequest" Items="QueuedAccounts" EmptyText="None queued.">
+            <h3 class="h6 small fw-semibold mb-1">@L["Setup_Review_AccountsHeading"]</h3>
+            <BorderedListBox TItem="QueuedAccountRequest" Items="QueuedAccounts" EmptyText="@L["Setup_Review_AccountsEmpty"]">
                 <RowTemplate Context="account">
                     <span>@account.Name</span>
                     <span class="text-muted small ms-2">
-                        @account.Type@(account.IsBankAccount ? " · Bank/Cash" : string.Empty)
+                        @AccountTypeText(account)
                     </span>
                 </RowTemplate>
             </BorderedListBox>
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor.cs
index 344dc5da..f405ef64 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/ReviewTab.razor.cs
@@ -1,22 +1,41 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Settings;
 using StageFright.UI.Layout;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
 
 /// <summary>Review tab (US1/US3) — read-only summary of every other tab's values,
 /// including two BorderedListBox summaries (queued committee titles, queued Chart of
-/// Accounts entries — FR-006) and, when a debug seeder is registered, a read-only
-/// "Load sample data" row (FR-002). The interactive checkbox itself now lives on the
-/// Organisation Settings tab (<see cref="SampleDataTab"/>, FR-001) — Review only
-/// displays the choice, it no longer writes it.</summary>
+/// Accounts entries — FR-006). The sample-data choice is no longer surfaced here at all
+/// (spec 029, FR-014) — it moved entirely to the first-run screen, which precedes this
+/// wizard and never shows a review-style summary.</summary>
 public partial class ReviewTab : ComponentBase
 {
     [Parameter, EditorRequired] public SetupFormModel Model { get; set; } = null!;
     [Parameter, EditorRequired] public IReadOnlyList<string> QueuedCommitteeTitles { get; set; } = Array.Empty<string>();
     [Parameter, EditorRequired] public IReadOnlyList<QueuedAccountRequest> QueuedAccounts { get; set; } = Array.Empty<QueuedAccountRequest>();
-    [Parameter] public bool DebugSeederAvailable { get; set; }
-    [Parameter] public bool SeedWithTestData { get; set; }
 
     [CascadingParameter] private ThemeProvider? ThemeProvider { get; set; }
+
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    private string ThemeText() =>
+        (ThemeProvider?.CurrentTheme == Theme.Dark ? Theme.Dark : Theme.Light).LocalizeEnum();
+
+    private string YesNo(bool value) =>
+        value ? L["Setup_Review_Yes"].Value : L["Setup_Review_No"].Value;
+
+    private string TaxCodeText(TaxCode? code) =>
+        code?.LocalizeEnum() ?? L["Setup_Review_TaxExemptDefault"].Value;
+
+    private string AuditRetentionText() =>
+        Loc.Plural<SetupResource>("Setup_Review_AuditRetentionYears", Model.AuditRetentionYears);
+
+    private string AccountTypeText(QueuedAccountRequest account) =>
+        account.Type.LocalizeEnum() + (account.IsBankAccount ? L["Setup_Review_BankCashSuffix"].Value : string.Empty);
 }
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor
index 353c3ee1..9771acca 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor
@@ -3,7 +3,7 @@
 <div class="col-md-6">
     <div class="form-check">
         <InputCheckbox id="taxApplicable" class="form-check-input" @bind-Value="Model.IsTaxApplicable" @bind-Value:after="HandleTaxToggleChanged" />
-        <label class="form-check-label small" for="taxApplicable">Sales tax applies to this organisation</label>
+        <label class="form-check-label small" for="taxApplicable">@L["Setup_Tax_AppliesLabel"]</label>
     </div>
 </div>
 
@@ -12,26 +12,33 @@
     <div class="col-12">
         <div class="row g-2 mt-1">
             <div class="col-md-6">
-                <label for="taxRate" class="form-label">Tax Rate (%) <span aria-hidden="true" class="text-danger">*</span></label>
+                <label for="taxRate" class="form-label">@L["Setup_Tax_RateLabel"] <span aria-hidden="true" class="text-danger">*</span></label>
                 <InputNumber id="taxRate" class="form-control form-control-sm" @bind-Value="Model.TaxRate" @bind-Value:format="N2" />
                 <ValidationMessage For="() => Model.TaxRate" class="text-danger small" />
             </div>
+            <div class="col-md-6">
+                <label for="taxEntryMode" class="form-label">@L["Setup_Tax_EntryModeLabel"]</label>
+                <InputSelect id="taxEntryMode" class="form-select form-select-sm" @bind-Value="Model.TaxEntryMode">
+                    <option value="@TaxEntryMode.Inclusive">@TaxEntryMode.Inclusive.LocalizeEnum()</option>
+                    <option value="@TaxEntryMode.Exclusive">@TaxEntryMode.Exclusive.LocalizeEnum()</option>
+                </InputSelect>
+            </div>
         </div>
         <div class="row g-2 mt-1">
             <div class="col-md-6">
-                <label for="annualFeeTaxCode" class="form-label">Annual Fee Tax Treatment</label>
+                <label for="annualFeeTaxCode" class="form-label">@L["Setup_Tax_AnnualFeeTreatmentLabel"]</label>
                 <InputSelect id="annualFeeTaxCode" class="form-select form-select-sm" @bind-Value="Model.AnnualFeeTaxCode">
-                    <option value="">Tax-exempt (default)</option>
-                    <option value="@TaxCode.Taxable">Taxable</option>
-                    <option value="@TaxCode.TaxExempt">Tax-exempt</option>
+                    <option value="">@L["Setup_Tax_TaxExemptDefaultOption"]</option>
+                    <option value="@TaxCode.Taxable">@TaxCode.Taxable.LocalizeEnum()</option>
+                    <option value="@TaxCode.TaxExempt">@TaxCode.TaxExempt.LocalizeEnum()</option>
                 </InputSelect>
             </div>
             <div class="col-md-6">
-                <label for="attendanceFeeTaxCode" class="form-label">Attendance Fee Tax Treatment</label>
+                <label for="attendanceFeeTaxCode" class="form-label">@L["Setup_Tax_AttendanceFeeTreatmentLabel"]</label>
                 <InputSelect id="attendanceFeeTaxCode" class="form-select form-select-sm" @bind-Value="Model.AttendanceFeeTaxCode">
-                    <option value="">Tax-exempt (default)</option>
-                    <option value="@TaxCode.Taxable">Taxable</option>
-                    <option value="@TaxCode.TaxExempt">Tax-exempt</option>
+                    <option value="">@L["Setup_Tax_TaxExemptDefaultOption"]</option>
+                    <option value="@TaxCode.Taxable">@TaxCode.Taxable.LocalizeEnum()</option>
+                    <option value="@TaxCode.TaxExempt">@TaxCode.TaxExempt.LocalizeEnum()</option>
                 </InputSelect>
             </div>
         </div>
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor.cs
index 7ce919d6..bc051a9a 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/SalesTaxTab.razor.cs
@@ -1,4 +1,7 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Enums;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
 
@@ -9,6 +12,8 @@ public partial class SalesTaxTab : ComponentBase
 {
     [Parameter, EditorRequired] public SetupFormModel Model { get; set; } = null!;
 
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
+
     private void HandleTaxToggleChanged()
     {
         if (!Model.IsTaxApplicable)
@@ -16,6 +21,7 @@ private void HandleTaxToggleChanged()
             Model.TaxRate = null;
             Model.AnnualFeeTaxCode = null;
             Model.AttendanceFeeTaxCode = null;
+            Model.TaxEntryMode = TaxEntryMode.Inclusive;
         }
     }
 }
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor
deleted file mode 100644
index e4c99265..00000000
--- a/src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor
+++ /dev/null
@@ -1,9 +0,0 @@
-@if (DebugSeederAvailable)
-{
-    <div class="mb-3">
-        <div class="form-check form-check-sm">
-            <input type="checkbox" id="seedData" class="form-check-input" checked="@SeedWithTestData" @onchange="OnSeedWithTestDataChangedAsync" />
-            <label for="seedData" class="form-check-label">Load sample data (members, rehearsals, events &amp; finances)</label>
-        </div>
-    </div>
-}
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor.cs
deleted file mode 100644
index 53afd4d1..00000000
--- a/src/StageFright.UI/Pages/Setup/Tabs/SampleDataTab.razor.cs
+++ /dev/null
@@ -1,22 +0,0 @@
-using Microsoft.AspNetCore.Components;
-
-namespace StageFright.UI.Pages.Setup.Tabs;
-
-/// <summary>Organisation Settings tab (US1) — the debug-only "Load sample data" checkbox,
-/// relocated here from ReviewTab (FR-001) so the coordinator decides up front, before
-/// reaching the Chart of Accounts/Opening Balances/Committee tabs it now also gates
-/// (see SetupWizard.razor.cs's IsTabBypassed). Markup and behavior are unchanged from
-/// the original checkbox — only its host component moved.</summary>
-public partial class SampleDataTab : ComponentBase
-{
-    [Parameter] public bool DebugSeederAvailable { get; set; }
-    [Parameter] public bool SeedWithTestData { get; set; }
-    [Parameter] public EventCallback<bool> SeedWithTestDataChanged { get; set; }
-
-    private async Task OnSeedWithTestDataChangedAsync(ChangeEventArgs e)
-    {
-        var isChecked = e.Value is bool b && b;
-        SeedWithTestData = isChecked;
-        await SeedWithTestDataChanged.InvokeAsync(isChecked);
-    }
-}
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor b/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor
index 56a9f6ac..03ecd812 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor
+++ b/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor
@@ -1,9 +1,9 @@
 <div class="col-md-6 setup-theme-toggle d-flex align-items-center gap-2">
-    <label for="themeSelect" class="small text-muted mb-0">Theme:</label>
+    <label for="themeSelect" class="small text-muted mb-0">@L["Setup_Theme_Label"]</label>
     <select id="themeSelect" class="form-select form-select-sm" style="width: auto;"
             value="@(ThemeProvider?.CurrentTheme == Core.Enums.Theme.Dark ? "Dark" : "Light")"
             @onchange="HandleThemeChangedAsync">
-        <option value="Light">Light</option>
-        <option value="Dark">Dark</option>
+        <option value="Light">@Core.Enums.Theme.Light.LocalizeEnum()</option>
+        <option value="Dark">@Core.Enums.Theme.Dark.LocalizeEnum()</option>
     </select>
 </div>
diff --git a/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor.cs b/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor.cs
index 9103a092..3bd78262 100644
--- a/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor.cs
+++ b/src/StageFright.UI/Pages/Setup/Tabs/ThemeSelectionTab.razor.cs
@@ -1,6 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Enums;
 using StageFright.UI.Layout;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages.Setup.Tabs;
 
@@ -13,6 +15,8 @@ public partial class ThemeSelectionTab : ComponentBase
 {
     [CascadingParameter] private ThemeProvider? ThemeProvider { get; set; }
 
+    [Inject] private IStringLocalizer<SetupResource> L { get; set; } = null!;
+
     private async Task HandleThemeChangedAsync(ChangeEventArgs e)
     {
         if (ThemeProvider is null)
diff --git a/src/StageFright.UI/Pages/StartupError.razor b/src/StageFright.UI/Pages/StartupError.razor
index 7fa9fa90..b2e4bcc4 100644
--- a/src/StageFright.UI/Pages/StartupError.razor
+++ b/src/StageFright.UI/Pages/StartupError.razor
@@ -3,9 +3,9 @@
 
 <div class="container mt-5">
     <div class="alert alert-danger" role="alert">
-        <h4 class="alert-heading">Database Error</h4>
+        <h4 class="alert-heading">@L["Shared_StartupError_Heading"]</h4>
         <p>
-            StageFright Community could not open its database. The file may be corrupted or inaccessible.
+            @L["Shared_StartupError_Body"]
         </p>
         @if (!string.IsNullOrEmpty(_errorDetail))
         {
@@ -16,17 +16,17 @@
 
     @if (!string.IsNullOrEmpty(_dbPath))
     {
-        <p class="text-muted small">Database location: <code>@_dbPath</code></p>
+        <p class="text-muted small">@L["Shared_StartupError_DbLocationLabel"] <code>@_dbPath</code></p>
     }
 
     <div class="d-flex gap-2 mt-3">
         @if (!string.IsNullOrEmpty(_dbPath))
         {
             <button class="btn btn-outline-secondary" type="button" @onclick="OpenFolderAsync">
-                Open File Location
+                @L["Shared_StartupError_OpenFolderButton"]
             </button>
             <button class="btn btn-warning" type="button" @onclick="RecreateAsync" disabled="@_recreating">
-                @(_recreating ? "Creating new database…" : "Create New Database")
+                @(_recreating ? L["Shared_StartupError_RecreatingText"] : L["Shared_StartupError_RecreateButton"])
             </button>
         }
     </div>
diff --git a/src/StageFright.UI/Pages/StartupError.razor.cs b/src/StageFright.UI/Pages/StartupError.razor.cs
index 3a0d24a1..ae42f6b0 100644
--- a/src/StageFright.UI/Pages/StartupError.razor.cs
+++ b/src/StageFright.UI/Pages/StartupError.razor.cs
@@ -1,5 +1,8 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Pages;
 
@@ -7,6 +10,8 @@ public partial class StartupError : ComponentBase
 {
     [Inject] private IStartupDiagnosticService Diagnostics { get; set; } = null!;
     [Inject] private NavigationManager Nav { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> L { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
 
     private string? _errorDetail;
     private string? _dbPath;
@@ -36,7 +41,7 @@ private Task OpenFolderAsync()
         }
         catch (Exception ex)
         {
-            _actionError = $"Could not open folder: {ex.Message}";
+            _actionError = Loc.Get<SharedResource>("Shared_StartupError_OpenFolderError", ex.Message);
         }
 
         return Task.CompletedTask;
@@ -60,7 +65,7 @@ private async Task RecreateAsync()
         }
         catch (Exception ex)
         {
-            _actionError = $"Could not delete the database file: {ex.Message}";
+            _actionError = Loc.Get<SharedResource>("Shared_StartupError_DeleteError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Resources/Strings/DashboardResource.cs b/src/StageFright.UI/Resources/Strings/DashboardResource.cs
new file mode 100644
index 00000000..1a0ae064
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/DashboardResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>DashboardResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{DashboardResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by the Dashboard page and its dashboard tiles.
+/// </summary>
+public class DashboardResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/DashboardResource.en-US.resx b/src/StageFright.UI/Resources/Strings/DashboardResource.en-US.resx
new file mode 100644
index 00000000..cd44a361
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/DashboardResource.en-US.resx
@@ -0,0 +1,139 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Dashboard_Page_Title" xml:space="preserve">
+    <value>Dashboard — StageFright Community</value>
+    <comment>Browser tab title for the Dashboard page.</comment>
+  </data>
+  <data name="Dashboard_LoadingText" xml:space="preserve">
+    <value>Loading dashboard…</value>
+    <comment>Status text shown while the dashboard tiles load.</comment>
+  </data>
+  <data name="Dashboard_Heading" xml:space="preserve">
+    <value>Dashboard</value>
+    <comment>Page heading on the Dashboard.</comment>
+  </data>
+  <data name="Dashboard_CoreMetricsHeading" xml:space="preserve">
+    <value>Core Metrics</value>
+    <comment>Heading (and matching aria-label) for the section holding the built-in dashboard tiles.</comment>
+  </data>
+  <data name="Dashboard_ExtensionsHeading" xml:space="preserve">
+    <value>Extensions</value>
+    <comment>Heading (and matching aria-label) for the section holding plugin-contributed dashboard tiles.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/DashboardResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/DashboardResource.fr-FR.resx
new file mode 100644
index 00000000..313b9e61
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/DashboardResource.fr-FR.resx
@@ -0,0 +1,12 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Dashboard_Page_Title" xml:space="preserve"><value>Tableau de bord — StageFright Community</value><comment>Browser tab title for the Dashboard page.</comment></data>
+  <data name="Dashboard_LoadingText" xml:space="preserve"><value>Chargement du tableau de bord…</value><comment>Status text shown while the dashboard tiles load.</comment></data>
+  <data name="Dashboard_Heading" xml:space="preserve"><value>Tableau de bord</value><comment>Page heading on the Dashboard.</comment></data>
+  <data name="Dashboard_CoreMetricsHeading" xml:space="preserve"><value>Indicateurs clés</value><comment>Heading (and matching aria-label) for the section holding the built-in dashboard tiles.</comment></data>
+  <data name="Dashboard_ExtensionsHeading" xml:space="preserve"><value>Extensions</value><comment>Heading (and matching aria-label) for the section holding plugin-contributed dashboard tiles.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/DashboardResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/DashboardResource.qps-ploc.resx
new file mode 100644
index 00000000..c5bbc86a
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/DashboardResource.qps-ploc.resx
@@ -0,0 +1,12 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Dashboard_Page_Title" xml:space="preserve"><value>⟦Dáshbóárd — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for the Dashboard page.</comment></data>
+  <data name="Dashboard_LoadingText" xml:space="preserve"><value>⟦Lóádíñg dáshbóárd…—⟧</value><comment>Status text shown while the dashboard tiles load.</comment></data>
+  <data name="Dashboard_Heading" xml:space="preserve"><value>⟦Dáshbóárd—⟧</value><comment>Page heading on the Dashboard.</comment></data>
+  <data name="Dashboard_CoreMetricsHeading" xml:space="preserve"><value>⟦Çóré Métríçs—⟧</value><comment>Heading (and matching aria-label) for the section holding the built-in dashboard tiles.</comment></data>
+  <data name="Dashboard_ExtensionsHeading" xml:space="preserve"><value>⟦Éxtéñsíóñs—⟧</value><comment>Heading (and matching aria-label) for the section holding plugin-contributed dashboard tiles.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/DashboardResource.resx b/src/StageFright.UI/Resources/Strings/DashboardResource.resx
new file mode 100644
index 00000000..cd44a361
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/DashboardResource.resx
@@ -0,0 +1,139 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Dashboard_Page_Title" xml:space="preserve">
+    <value>Dashboard — StageFright Community</value>
+    <comment>Browser tab title for the Dashboard page.</comment>
+  </data>
+  <data name="Dashboard_LoadingText" xml:space="preserve">
+    <value>Loading dashboard…</value>
+    <comment>Status text shown while the dashboard tiles load.</comment>
+  </data>
+  <data name="Dashboard_Heading" xml:space="preserve">
+    <value>Dashboard</value>
+    <comment>Page heading on the Dashboard.</comment>
+  </data>
+  <data name="Dashboard_CoreMetricsHeading" xml:space="preserve">
+    <value>Core Metrics</value>
+    <comment>Heading (and matching aria-label) for the section holding the built-in dashboard tiles.</comment>
+  </data>
+  <data name="Dashboard_ExtensionsHeading" xml:space="preserve">
+    <value>Extensions</value>
+    <comment>Heading (and matching aria-label) for the section holding plugin-contributed dashboard tiles.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/EventsResource.cs b/src/StageFright.UI/Resources/Strings/EventsResource.cs
new file mode 100644
index 00000000..3b1d398f
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/EventsResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>EventsResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{EventsResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by the Events / AGM module screens.
+/// </summary>
+public class EventsResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/EventsResource.en-US.resx b/src/StageFright.UI/Resources/Strings/EventsResource.en-US.resx
new file mode 100644
index 00000000..dc3d774a
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/EventsResource.en-US.resx
@@ -0,0 +1,294 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Events_Tile_Title" xml:space="preserve">
+    <value>Events</value>
+    <comment>Dashboard tile heading for the Events module.</comment>
+  </data>
+  <data name="Events_Tile_ActionText" xml:space="preserve">
+    <value>View Events</value>
+    <comment>Action link on the Events dashboard tile.</comment>
+  </data>
+  <data name="Events_Tile_UpcomingLabel" xml:space="preserve">
+    <value>Upcoming</value>
+    <comment>Events tile stat label — count of upcoming events.</comment>
+  </data>
+  <data name="Events_Tile_NextLabel" xml:space="preserve">
+    <value>Next</value>
+    <comment>Events tile stat label — date of the next event.</comment>
+  </data>
+  <data name="Events_Tile_LastParticipationLabel" xml:space="preserve">
+    <value>Last participation</value>
+    <comment>Events tile note label preceding the most recent recorded participation rate.</comment>
+  </data>
+  <data name="Events_Tile_ParticipationDetail" xml:space="preserve">
+    <value>{Participated} of {Total} ({Rate}%)</value>
+    <comment>Events tile — recorded participation. {Participated} = members who participated, {Total} = participation records, {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Events_Tile_ParticipationRate" xml:space="preserve">
+    <value>{Rate}%</value>
+    <comment>Events tile — recorded participation rate only. {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Events_Tile_NoParticipation" xml:space="preserve">
+    <value>No participation recorded yet</value>
+    <comment>Events tile note shown when no participation has been recorded.</comment>
+  </data>
+  <data name="Events_Status_Recorded" xml:space="preserve"><value>Recorded</value><comment>Badge — an event/AGM whose outcome has been recorded.</comment></data>
+  <data name="Events_Status_Scheduled" xml:space="preserve"><value>Scheduled</value><comment>Badge — an event/AGM that is scheduled but not yet recorded.</comment></data>
+  <data name="Events_Status_NotRecorded" xml:space="preserve"><value>Not recorded</value><comment>Shown when participation has not been recorded.</comment></data>
+  <data name="Events_Status_RecordedText" xml:space="preserve"><value>Recorded</value><comment>Plain-text 'Recorded' shown in an Actions column once recording is done.</comment></data>
+  <data name="Events_List_PageTitle" xml:space="preserve"><value>Events — StageFright Community</value><comment>Browser tab title — Events list.</comment></data>
+  <data name="Events_List_Heading" xml:space="preserve"><value>Events</value><comment>Events list page heading.</comment></data>
+  <data name="Events_List_ScheduleButton" xml:space="preserve"><value>Schedule Event</value><comment>Button opening the schedule-event form.</comment></data>
+  <data name="Events_List_SearchPlaceholder" xml:space="preserve"><value>Search by date, type or notes…</value><comment>Events search box placeholder.</comment></data>
+  <data name="Events_List_SearchAriaLabel" xml:space="preserve"><value>Search events</value><comment>aria-label on the Events search input.</comment></data>
+  <data name="Events_List_LoadingText" xml:space="preserve"><value>Loading events…</value><comment>Status text while the Events list loads.</comment></data>
+  <data name="Events_List_EmptyNone" xml:space="preserve"><value>No events scheduled yet.</value><comment>Shown when there are no events.</comment></data>
+  <data name="Events_List_NoMatch" xml:space="preserve"><value>No events match "{SearchTerm}".</value><comment>Shown when a search returns nothing. {SearchTerm} = typed text.</comment></data>
+  <data name="Events_List_DateColumn" xml:space="preserve"><value>Date</value><comment>Events grid column — date.</comment></data>
+  <data name="Events_List_EventTypeColumn" xml:space="preserve"><value>Event Type</value><comment>Events grid column — event type.</comment></data>
+  <data name="Events_List_NotesColumn" xml:space="preserve"><value>Notes</value><comment>Events grid column — notes.</comment></data>
+  <data name="Events_List_RecordButton" xml:space="preserve"><value>Record</value><comment>Button — record an AGM outcome.</comment></data>
+  <data name="Events_List_PrintButton" xml:space="preserve"><value>Print</value><comment>Button — print an attendance sheet/report.</comment></data>
+  <data name="Events_List_PrintAgmReportAriaLabel" xml:space="preserve"><value>Print attendance report for {Date}</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_List_RecordParticipationButton" xml:space="preserve"><value>Record Participation</value><comment>Button — record event participation.</comment></data>
+  <data name="Events_List_RecordParticipationAriaLabel" xml:space="preserve"><value>Record participation for {Date}</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_PrintSheetAriaLabel" xml:space="preserve"><value>Print attendance sheet for {Date}</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_LoadError" xml:space="preserve"><value>Failed to load events: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_List_PrintNoMembers" xml:space="preserve"><value>No active members found — nothing to print.</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_List_PrintSheetError" xml:space="preserve"><value>Unable to print attendance sheet. Please try again.</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Form_PageTitle" xml:space="preserve"><value>Schedule Event — StageFright Community</value><comment>Browser tab title — schedule event.</comment></data>
+  <data name="Events_Form_Heading" xml:space="preserve"><value>Schedule Event</value><comment>Schedule-event form heading.</comment></data>
+  <data name="Events_Form_DateLabel" xml:space="preserve"><value>Date</value><comment>Schedule-event form — date label.</comment></data>
+  <data name="Events_Form_EventTypeLabel" xml:space="preserve"><value>Event Type</value><comment>Schedule-event form — event type label.</comment></data>
+  <data name="Events_Form_LoadingTypesText" xml:space="preserve"><value>Loading event types…</value><comment>Shown while event types load.</comment></data>
+  <data name="Events_Form_SelectTypeOption" xml:space="preserve"><value>— Select event type —</value><comment>Placeholder option in the event-type select.</comment></data>
+  <data name="Events_Form_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Schedule-event form — notes label.</comment></data>
+  <data name="Events_Form_SubmitButton" xml:space="preserve"><value>Schedule</value><comment>Schedule-event form submit button.</comment></data>
+  <data name="Events_Form_LoadTypesError" xml:space="preserve"><value>Failed to load event types: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Form_SaveError" xml:space="preserve"><value>An unexpected error occurred: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PageTitleFallback" xml:space="preserve"><value>Event</value><comment>Browser tab title fallback before the event loads.</comment></data>
+  <data name="Events_Detail_BackButton" xml:space="preserve"><value>Back to Events</value><comment>Link back to the Events list.</comment></data>
+  <data name="Events_Detail_PrintSheetButton" xml:space="preserve"><value>Print Attendance Sheet</value><comment>Button — print the attendance sheet.</comment></data>
+  <data name="Events_Detail_PrintSheetAriaLabel" xml:space="preserve"><value>Print attendance sheet</value><comment>aria-label on the print-attendance-sheet button.</comment></data>
+  <data name="Events_Detail_EventTypeLabel" xml:space="preserve"><value>Event Type</value><comment>Event detail — event type term.</comment></data>
+  <data name="Events_Detail_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Event detail — notes term.</comment></data>
+  <data name="Events_Detail_ParticipationRateLabel" xml:space="preserve"><value>Participation Rate</value><comment>Event detail — participation rate term.</comment></data>
+  <data name="Events_Detail_AttendanceSection" xml:space="preserve"><value>Attendance</value><comment>Event detail — attendance section heading / aria-label.</comment></data>
+  <data name="Events_Detail_MemberColumn" xml:space="preserve"><value>Member</value><comment>Event detail attendance grid — member column.</comment></data>
+  <data name="Events_Detail_ParticipatedColumn" xml:space="preserve"><value>Participated</value><comment>Event detail attendance grid — participated column.</comment></data>
+  <data name="Events_Detail_ParticipatedYes" xml:space="preserve"><value>Yes</value><comment>Badge — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedYesAriaLabel" xml:space="preserve"><value>Participated</value><comment>aria-label — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedNo" xml:space="preserve"><value>No</value><comment>Badge — the member did not participate.</comment></data>
+  <data name="Events_Detail_ParticipatedNoAriaLabel" xml:space="preserve"><value>Did not participate</value><comment>aria-label — the member did not participate.</comment></data>
+  <data name="Events_Detail_NoAttendanceRecords" xml:space="preserve"><value>No attendance records found.</value><comment>Shown when a recorded event has no attendance rows.</comment></data>
+  <data name="Events_Detail_ParticipationNotRecorded" xml:space="preserve"><value>Participation has not yet been recorded for this event.</value><comment>Shown when participation is not recorded.</comment></data>
+  <data name="Events_Detail_RecordParticipationButton" xml:space="preserve"><value>Record Participation</value><comment>Button — record participation.</comment></data>
+  <data name="Events_Detail_NotFoundError" xml:space="preserve"><value>Event not found.</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Detail_LoadError" xml:space="preserve"><value>Failed to load event details: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PrintNoMembers" xml:space="preserve"><value>No active members found — nothing to print.</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_Detail_PrintSheetError" xml:space="preserve"><value>Unable to print attendance sheet. Please try again.</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Participation_PageTitle" xml:space="preserve"><value>Record Participation — StageFright Community</value><comment>Browser tab title — record participation.</comment></data>
+  <data name="Events_Participation_Heading" xml:space="preserve"><value>Record Participation</value><comment>Record-participation page heading.</comment></data>
+  <data name="Events_Participation_Subtitle" xml:space="preserve"><value>{Date} — {TypeName}</value><comment>Sub-heading. {Date} = event date, {TypeName} = event type.</comment></data>
+  <data name="Events_Participation_AlreadyRecordedNotice" xml:space="preserve"><value>Participation has already been recorded for this event. Records are immutable after saving.</value><comment>Shown when participation is already recorded.</comment></data>
+  <data name="Events_Participation_BackButton" xml:space="preserve"><value>Back to Events</value><comment>Link back to Events.</comment></data>
+  <data name="Events_Participation_FutureNotice" xml:space="preserve"><value>Participation can be recorded starting {Date}.</value><comment>Shown for a future event. {Date} = event date, long form.</comment></data>
+  <data name="Events_Participation_LoadingMembersText" xml:space="preserve"><value>Loading members…</value><comment>Status text while members load.</comment></data>
+  <data name="Events_Participation_NoActiveMembers" xml:space="preserve"><value>No active members found. Add members before recording participation.</value><comment>Shown when there are no active members.</comment></data>
+  <data name="Events_Participation_MemberColumn" xml:space="preserve"><value>Member</value><comment>Grid column — member.</comment></data>
+  <data name="Events_Participation_ParticipatedColumn" xml:space="preserve"><value>Participated</value><comment>Grid column — participated.</comment></data>
+  <data name="Events_Participation_SelectAllAriaLabel" xml:space="preserve"><value>Select all participants</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_Participation_SelectAllLabel" xml:space="preserve"><value>Select All</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_Participation_RowAriaLabel" xml:space="preserve"><value>{MemberName} participated</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+  <data name="Events_Participation_SaveButton" xml:space="preserve"><value>Save Participation</value><comment>Button — save participation.</comment></data>
+  <data name="Events_Participation_NotFoundError" xml:space="preserve"><value>Event not found.</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Participation_LoadError" xml:space="preserve"><value>Failed to load participation grid: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Participation_SaveError" xml:space="preserve"><value>Failed to save participation: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_ListPageTitle" xml:space="preserve"><value>AGMs — StageFright Community</value><comment>Browser tab title — AGM list.</comment></data>
+  <data name="Events_Agm_ListHeading" xml:space="preserve"><value>AGMs</value><comment>AGM list heading.</comment></data>
+  <data name="Events_Agm_ListEmptyNotice" xml:space="preserve"><value>No AGMs have been recorded yet.</value><comment>Shown when there are no AGMs.</comment></data>
+  <data name="Events_Agm_ScheduleButton" xml:space="preserve"><value>Schedule AGM</value><comment>Button opening the schedule-AGM form.</comment></data>
+  <data name="Events_Agm_DateColumn" xml:space="preserve"><value>Date</value><comment>AGM grid column — date.</comment></data>
+  <data name="Events_Agm_AttendanceColumn" xml:space="preserve"><value>Attendance</value><comment>AGM grid column — attendance count.</comment></data>
+  <data name="Events_Agm_AttendanceValue" xml:space="preserve"><value>{Attended} of {Total}</value><comment>AGM attendance summary. {Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_RecordButton" xml:space="preserve"><value>Record</value><comment>Button — record an AGM.</comment></data>
+  <data name="Events_Agm_PrintButton" xml:space="preserve"><value>Print</value><comment>Button — print AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportAriaLabel" xml:space="preserve"><value>Print attendance report for {Date}</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintError" xml:space="preserve"><value>Unable to print attendance report. Please try again.</value><comment>Shown when printing the AGM report fails.</comment></data>
+  <data name="Events_Agm_DetailPageTitle" xml:space="preserve"><value>AGM — StageFright Community</value><comment>Browser tab title — AGM detail.</comment></data>
+  <data name="Events_Agm_NotFoundNotice" xml:space="preserve"><value>AGM not found.</value><comment>Shown when the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_BackButton" xml:space="preserve"><value>Back to AGMs</value><comment>Link back to the AGM list.</comment></data>
+  <data name="Events_Agm_DetailHeading" xml:space="preserve"><value>AGM — {Date}</value><comment>AGM detail heading. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintReportButton" xml:space="preserve"><value>Print Attendance Report</value><comment>Button — print the AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportButtonAriaLabel" xml:space="preserve"><value>Print attendance report</value><comment>aria-label on the print-attendance-report button.</comment></data>
+  <data name="Events_Agm_PrintResultsButton" xml:space="preserve"><value>Print AGM Results</value><comment>Button — print the AGM results report.</comment></data>
+  <data name="Events_Agm_PrintResultsButtonAriaLabel" xml:space="preserve"><value>Print AGM results report</value><comment>aria-label on the print-AGM-results button.</comment></data>
+  <data name="Events_Agm_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button — archive the AGM.</comment></data>
+  <data name="Events_Agm_ArchivingText" xml:space="preserve"><value>Archiving…</value><comment>Archive button text while archiving.</comment></data>
+  <data name="Events_Agm_RecordAttendanceLink" xml:space="preserve"><value>Record Attendance &amp; Elections</value><comment>Link — record the AGM's attendance and elections.</comment></data>
+  <data name="Events_Agm_AttendanceHeading" xml:space="preserve"><value>Attendance</value><comment>AGM detail — attendance section heading.</comment></data>
+  <data name="Events_Agm_AttendanceSummary" xml:space="preserve"><value>{Attended} of {Total} members attended.</value><comment>{Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_ElectedPositionsHeading" xml:space="preserve"><value>Elected Positions</value><comment>AGM detail — elected positions heading.</comment></data>
+  <data name="Events_Agm_NoPositionsRecorded" xml:space="preserve"><value>No positions recorded.</value><comment>Shown when no positions were recorded for an AGM.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeHeading" xml:space="preserve"><value>General Committee Member</value><comment>AGM detail — general committee members heading.</comment></data>
+  <data name="Events_Agm_UnknownPosition" xml:space="preserve"><value>Unknown Position</value><comment>Fallback label for a committee position with no name.</comment></data>
+  <data name="Events_Agm_HolderPresent" xml:space="preserve"><value>present</value><comment>Used as the end of a still-open committee term ("1 Jan 2024–present").</comment></data>
+  <data name="Events_Agm_HolderTerm" xml:space="preserve"><value>{Name} ({Start}–{End})</value><comment>One dated holder of a multi-holder position. {Name} = member, {Start}/{End} = term dates.</comment></data>
+  <data name="Events_Agm_PrintNoRecords" xml:space="preserve"><value>No attendance records found — nothing to print.</value><comment>Shown when there are no attendance records to print.</comment></data>
+  <data name="Events_Agm_PrintResultsError" xml:space="preserve"><value>Unable to print AGM results report. Please try again.</value><comment>Shown when printing the AGM results fails.</comment></data>
+  <data name="Events_Agm_SchedulePageTitle" xml:space="preserve"><value>Schedule AGM — StageFright Community</value><comment>Browser tab title — schedule AGM.</comment></data>
+  <data name="Events_Agm_ScheduleHeading" xml:space="preserve"><value>Schedule AGM</value><comment>Schedule-AGM form heading.</comment></data>
+  <data name="Events_Agm_MeetingDateLabel" xml:space="preserve"><value>Meeting Date</value><comment>Schedule-AGM form — meeting date label.</comment></data>
+  <data name="Events_Agm_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Schedule-AGM form — notes label.</comment></data>
+  <data name="Events_Agm_ScheduleSubmitButton" xml:space="preserve"><value>Schedule</value><comment>Schedule-AGM form submit button.</comment></data>
+  <data name="Events_Agm_ScheduleError" xml:space="preserve"><value>Failed to schedule AGM: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_RecordPageTitle" xml:space="preserve"><value>Record AGM — StageFright Community</value><comment>Browser tab title — record AGM.</comment></data>
+  <data name="Events_Agm_RecordHeading" xml:space="preserve"><value>Record AGM</value><comment>Record-AGM page heading.</comment></data>
+  <data name="Events_Agm_GuardNotFound" xml:space="preserve"><value>AGM not found.</value><comment>Guard — the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_GuardAlreadyRecorded" xml:space="preserve"><value>This AGM has already been recorded.</value><comment>Guard — the AGM is already recorded.</comment></data>
+  <data name="Events_Agm_GuardFutureDate" xml:space="preserve"><value>This AGM's date has not yet arrived.</value><comment>Guard — the AGM date is in the future.</comment></data>
+  <data name="Events_Agm_MeetingDateText" xml:space="preserve"><value>Meeting date: {Date}</value><comment>Record-AGM — the meeting date. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_CommitteeElectionsHeading" xml:space="preserve"><value>Committee Elections</value><comment>Record-AGM — committee elections heading.</comment></data>
+  <data name="Events_Agm_VacantOption" xml:space="preserve"><value>Vacant</value><comment>Committee-election select — the vacant option.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeMembersHeading" xml:space="preserve"><value>General Committee Members</value><comment>Record-AGM — general committee members heading.</comment></data>
+  <data name="Events_Agm_SelectedCount" xml:space="preserve"><value>Selected: {Count}</value><comment>Record-AGM — count of selected general committee members. {Count} = number.</comment></data>
+  <data name="Events_Agm_SelectedOfTarget" xml:space="preserve"><value>of {Count} target seats</value><comment>Record-AGM — target seats suffix. {Count} = target.</comment></data>
+  <data name="Events_Agm_RecordSubmitButton" xml:space="preserve"><value>Save AGM</value><comment>Record-AGM form submit button.</comment></data>
+  <data name="Events_Agm_DuplicateAssignmentError" xml:space="preserve"><value>A member cannot hold more than one committee assignment from the same AGM.</value><comment>Validation — a member was assigned two positions.</comment></data>
+  <data name="Events_Agm_RecordSaveError" xml:space="preserve"><value>Failed to save AGM: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_SpecialElection_PageTitle" xml:space="preserve"><value>Record Special Election — StageFright Community</value><comment>Browser tab title — special election.</comment></data>
+  <data name="Events_SpecialElection_Heading" xml:space="preserve"><value>Record Special Election</value><comment>Special election page heading.</comment></data>
+  <data name="Events_SpecialElection_NoPositionsNotice" xml:space="preserve"><value>No current committee positions found. Record an AGM first.</value><comment>Shown when there are no current positions.</comment></data>
+  <data name="Events_SpecialElection_PositionLabel" xml:space="preserve"><value>Position Being Replaced</value><comment>Special election — outgoing position label.</comment></data>
+  <data name="Events_SpecialElection_SelectPositionOption" xml:space="preserve"><value>Select a position</value><comment>Placeholder option — outgoing position select.</comment></data>
+  <data name="Events_SpecialElection_IncomingMemberLabel" xml:space="preserve"><value>Incoming Member</value><comment>Special election — incoming member label.</comment></data>
+  <data name="Events_SpecialElection_SelectMemberOption" xml:space="preserve"><value>Select a member</value><comment>Placeholder option — incoming member select.</comment></data>
+  <data name="Events_SpecialElection_ReplacementDateLabel" xml:space="preserve"><value>Replacement Date</value><comment>Special election — replacement date label.</comment></data>
+  <data name="Events_SpecialElection_SubmitButton" xml:space="preserve"><value>Save Special Election</value><comment>Special election form submit button.</comment></data>
+  <data name="Events_SpecialElection_PositionFallback" xml:space="preserve"><value>General Committee Member</value><comment>Fallback label when a position has no office-holder-type name.</comment></data>
+  <data name="Events_SpecialElection_PositionDescription" xml:space="preserve"><value>{Position} — {Member}</value><comment>Outgoing position option text. {Position} = position name, {Member} = current holder.</comment></data>
+  <data name="Events_SpecialElection_ValidationSelectBoth" xml:space="preserve"><value>Select the position being replaced and the incoming member.</value><comment>Validation — both selects required.</comment></data>
+  <data name="Events_SpecialElection_SaveError" xml:space="preserve"><value>Failed to record special election: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_AgmAttendance_NoActiveMembers" xml:space="preserve"><value>No active members found.</value><comment>AGM attendance grid — shown when there are no active members.</comment></data>
+  <data name="Events_AgmAttendance_AttendedColumn" xml:space="preserve"><value>Attended</value><comment>AGM attendance grid — attended column.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllAriaLabel" xml:space="preserve"><value>Select all members as attended</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllLabel" xml:space="preserve"><value>Select All</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_MemberColumn" xml:space="preserve"><value>Member</value><comment>AGM attendance grid — member column.</comment></data>
+  <data name="Events_AgmAttendance_RowAriaLabel" xml:space="preserve"><value>{MemberName} attended</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/EventsResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/EventsResource.fr-FR.resx
new file mode 100644
index 00000000..231796f5
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/EventsResource.fr-FR.resx
@@ -0,0 +1,158 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Events_Tile_Title" xml:space="preserve"><value>Événements</value><comment>Dashboard tile heading for the Events module.</comment></data>
+  <data name="Events_Tile_ActionText" xml:space="preserve"><value>Voir les événements</value><comment>Action link on the Events dashboard tile.</comment></data>
+  <data name="Events_Tile_UpcomingLabel" xml:space="preserve"><value>À venir</value><comment>Events tile stat label — count of upcoming events.</comment></data>
+  <data name="Events_Tile_NextLabel" xml:space="preserve"><value>Prochain</value><comment>Events tile stat label — date of the next event.</comment></data>
+  <data name="Events_Tile_LastParticipationLabel" xml:space="preserve"><value>Dernière participation</value><comment>Events tile note label preceding the most recent recorded participation rate.</comment></data>
+  <data name="Events_Tile_ParticipationDetail" xml:space="preserve"><value>{Participated} sur {Total} ({Rate} %)</value><comment>Events tile — recorded participation. {Participated} = members who participated, {Total} = participation records, {Rate} = rate to whole number.</comment></data>
+  <data name="Events_Tile_ParticipationRate" xml:space="preserve"><value>{Rate} %</value><comment>Events tile — recorded participation rate only. {Rate} = rate to whole number.</comment></data>
+  <data name="Events_Tile_NoParticipation" xml:space="preserve"><value>Aucune participation saisie pour le moment</value><comment>Events tile note shown when no participation has been recorded.</comment></data>
+  <data name="Events_Status_Recorded" xml:space="preserve"><value>Saisi</value><comment>Badge — an event/AGM whose outcome has been recorded.</comment></data>
+  <data name="Events_Status_Scheduled" xml:space="preserve"><value>Planifié</value><comment>Badge — an event/AGM that is scheduled but not yet recorded.</comment></data>
+  <data name="Events_Status_NotRecorded" xml:space="preserve"><value>Non saisi</value><comment>Shown when participation has not been recorded.</comment></data>
+  <data name="Events_Status_RecordedText" xml:space="preserve"><value>Saisi</value><comment>Plain-text 'Recorded' shown in an Actions column once recording is done.</comment></data>
+  <data name="Events_List_PageTitle" xml:space="preserve"><value>Événements — StageFright Community</value><comment>Browser tab title — Events list.</comment></data>
+  <data name="Events_List_Heading" xml:space="preserve"><value>Événements</value><comment>Events list page heading.</comment></data>
+  <data name="Events_List_ScheduleButton" xml:space="preserve"><value>Planifier un événement</value><comment>Button opening the schedule-event form.</comment></data>
+  <data name="Events_List_SearchPlaceholder" xml:space="preserve"><value>Rechercher par date, type ou notes…</value><comment>Events search box placeholder.</comment></data>
+  <data name="Events_List_SearchAriaLabel" xml:space="preserve"><value>Rechercher des événements</value><comment>aria-label on the Events search input.</comment></data>
+  <data name="Events_List_LoadingText" xml:space="preserve"><value>Chargement des événements…</value><comment>Status text while the Events list loads.</comment></data>
+  <data name="Events_List_EmptyNone" xml:space="preserve"><value>Aucun événement planifié pour le moment.</value><comment>Shown when there are no events.</comment></data>
+  <data name="Events_List_NoMatch" xml:space="preserve"><value>Aucun événement ne correspond à « {SearchTerm} ».</value><comment>Shown when a search returns nothing. {SearchTerm} = typed text.</comment></data>
+  <data name="Events_List_DateColumn" xml:space="preserve"><value>Date</value><comment>Events grid column — date.</comment></data>
+  <data name="Events_List_EventTypeColumn" xml:space="preserve"><value>Type d'événement</value><comment>Events grid column — event type.</comment></data>
+  <data name="Events_List_NotesColumn" xml:space="preserve"><value>Notes</value><comment>Events grid column — notes.</comment></data>
+  <data name="Events_List_RecordButton" xml:space="preserve"><value>Saisir</value><comment>Button — record an AGM outcome.</comment></data>
+  <data name="Events_List_PrintButton" xml:space="preserve"><value>Imprimer</value><comment>Button — print an attendance sheet/report.</comment></data>
+  <data name="Events_List_PrintAgmReportAriaLabel" xml:space="preserve"><value>Imprimer le rapport de présence du {Date}</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_List_RecordParticipationButton" xml:space="preserve"><value>Saisir la participation</value><comment>Button — record event participation.</comment></data>
+  <data name="Events_List_RecordParticipationAriaLabel" xml:space="preserve"><value>Saisir la participation du {Date}</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_PrintSheetAriaLabel" xml:space="preserve"><value>Imprimer la feuille de présence du {Date}</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_LoadError" xml:space="preserve"><value>Échec du chargement des événements : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_List_PrintNoMembers" xml:space="preserve"><value>Aucun membre actif trouvé — rien à imprimer.</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_List_PrintSheetError" xml:space="preserve"><value>Impossible d'imprimer la feuille de présence. Veuillez réessayer.</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Form_PageTitle" xml:space="preserve"><value>Planifier un événement — StageFright Community</value><comment>Browser tab title — schedule event.</comment></data>
+  <data name="Events_Form_Heading" xml:space="preserve"><value>Planifier un événement</value><comment>Schedule-event form heading.</comment></data>
+  <data name="Events_Form_DateLabel" xml:space="preserve"><value>Date</value><comment>Schedule-event form — date label.</comment></data>
+  <data name="Events_Form_EventTypeLabel" xml:space="preserve"><value>Type d'événement</value><comment>Schedule-event form — event type label.</comment></data>
+  <data name="Events_Form_LoadingTypesText" xml:space="preserve"><value>Chargement des types d'événement…</value><comment>Shown while event types load.</comment></data>
+  <data name="Events_Form_SelectTypeOption" xml:space="preserve"><value>— Sélectionner un type d'événement —</value><comment>Placeholder option in the event-type select.</comment></data>
+  <data name="Events_Form_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Schedule-event form — notes label.</comment></data>
+  <data name="Events_Form_SubmitButton" xml:space="preserve"><value>Planifier</value><comment>Schedule-event form submit button.</comment></data>
+  <data name="Events_Form_LoadTypesError" xml:space="preserve"><value>Échec du chargement des types d'événement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Form_SaveError" xml:space="preserve"><value>Une erreur inattendue s'est produite : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PageTitleFallback" xml:space="preserve"><value>Événement</value><comment>Browser tab title fallback before the event loads.</comment></data>
+  <data name="Events_Detail_BackButton" xml:space="preserve"><value>Retour aux événements</value><comment>Link back to the Events list.</comment></data>
+  <data name="Events_Detail_PrintSheetButton" xml:space="preserve"><value>Imprimer la feuille de présence</value><comment>Button — print the attendance sheet.</comment></data>
+  <data name="Events_Detail_PrintSheetAriaLabel" xml:space="preserve"><value>Imprimer la feuille de présence</value><comment>aria-label on the print-attendance-sheet button.</comment></data>
+  <data name="Events_Detail_EventTypeLabel" xml:space="preserve"><value>Type d'événement</value><comment>Event detail — event type term.</comment></data>
+  <data name="Events_Detail_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Event detail — notes term.</comment></data>
+  <data name="Events_Detail_ParticipationRateLabel" xml:space="preserve"><value>Taux de participation</value><comment>Event detail — participation rate term.</comment></data>
+  <data name="Events_Detail_AttendanceSection" xml:space="preserve"><value>Présence</value><comment>Event detail — attendance section heading / aria-label.</comment></data>
+  <data name="Events_Detail_MemberColumn" xml:space="preserve"><value>Membre</value><comment>Event detail attendance grid — member column.</comment></data>
+  <data name="Events_Detail_ParticipatedColumn" xml:space="preserve"><value>A participé</value><comment>Event detail attendance grid — participated column.</comment></data>
+  <data name="Events_Detail_ParticipatedYes" xml:space="preserve"><value>Oui</value><comment>Badge — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedYesAriaLabel" xml:space="preserve"><value>A participé</value><comment>aria-label — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedNo" xml:space="preserve"><value>Non</value><comment>Badge — the member did not participate.</comment></data>
+  <data name="Events_Detail_ParticipatedNoAriaLabel" xml:space="preserve"><value>N'a pas participé</value><comment>aria-label — the member did not participate.</comment></data>
+  <data name="Events_Detail_NoAttendanceRecords" xml:space="preserve"><value>Aucun enregistrement de présence trouvé.</value><comment>Shown when a recorded event has no attendance rows.</comment></data>
+  <data name="Events_Detail_ParticipationNotRecorded" xml:space="preserve"><value>La participation n'a pas encore été saisie pour cet événement.</value><comment>Shown when participation is not recorded.</comment></data>
+  <data name="Events_Detail_RecordParticipationButton" xml:space="preserve"><value>Saisir la participation</value><comment>Button — record participation.</comment></data>
+  <data name="Events_Detail_NotFoundError" xml:space="preserve"><value>Événement introuvable.</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Detail_LoadError" xml:space="preserve"><value>Échec du chargement des détails de l'événement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PrintNoMembers" xml:space="preserve"><value>Aucun membre actif trouvé — rien à imprimer.</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_Detail_PrintSheetError" xml:space="preserve"><value>Impossible d'imprimer la feuille de présence. Veuillez réessayer.</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Participation_PageTitle" xml:space="preserve"><value>Saisir la participation — StageFright Community</value><comment>Browser tab title — record participation.</comment></data>
+  <data name="Events_Participation_Heading" xml:space="preserve"><value>Saisir la participation</value><comment>Record-participation page heading.</comment></data>
+  <data name="Events_Participation_Subtitle" xml:space="preserve"><value>{Date} — {TypeName}</value><comment>Sub-heading. {Date} = event date, {TypeName} = event type.</comment></data>
+  <data name="Events_Participation_AlreadyRecordedNotice" xml:space="preserve"><value>La participation a déjà été saisie pour cet événement. Les enregistrements sont immuables une fois enregistrés.</value><comment>Shown when participation is already recorded.</comment></data>
+  <data name="Events_Participation_BackButton" xml:space="preserve"><value>Retour aux événements</value><comment>Link back to Events.</comment></data>
+  <data name="Events_Participation_FutureNotice" xml:space="preserve"><value>La participation pourra être saisie à partir du {Date}.</value><comment>Shown for a future event. {Date} = event date, long form.</comment></data>
+  <data name="Events_Participation_LoadingMembersText" xml:space="preserve"><value>Chargement des membres…</value><comment>Status text while members load.</comment></data>
+  <data name="Events_Participation_NoActiveMembers" xml:space="preserve"><value>Aucun membre actif trouvé. Ajoutez des membres avant de saisir la participation.</value><comment>Shown when there are no active members.</comment></data>
+  <data name="Events_Participation_MemberColumn" xml:space="preserve"><value>Membre</value><comment>Grid column — member.</comment></data>
+  <data name="Events_Participation_ParticipatedColumn" xml:space="preserve"><value>A participé</value><comment>Grid column — participated.</comment></data>
+  <data name="Events_Participation_SelectAllAriaLabel" xml:space="preserve"><value>Sélectionner tous les participants</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_Participation_SelectAllLabel" xml:space="preserve"><value>Tout sélectionner</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_Participation_RowAriaLabel" xml:space="preserve"><value>{MemberName} a participé</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+  <data name="Events_Participation_SaveButton" xml:space="preserve"><value>Enregistrer la participation</value><comment>Button — save participation.</comment></data>
+  <data name="Events_Participation_NotFoundError" xml:space="preserve"><value>Événement introuvable.</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Participation_LoadError" xml:space="preserve"><value>Échec du chargement de la grille de participation : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Participation_SaveError" xml:space="preserve"><value>Échec de l'enregistrement de la participation : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_ListPageTitle" xml:space="preserve"><value>AGA — StageFright Community</value><comment>Browser tab title — AGM list.</comment></data>
+  <data name="Events_Agm_ListHeading" xml:space="preserve"><value>AGA</value><comment>AGM list heading.</comment></data>
+  <data name="Events_Agm_ListEmptyNotice" xml:space="preserve"><value>Aucune AGA n'a encore été enregistrée.</value><comment>Shown when there are no AGMs.</comment></data>
+  <data name="Events_Agm_ScheduleButton" xml:space="preserve"><value>Planifier une AGA</value><comment>Button opening the schedule-AGM form.</comment></data>
+  <data name="Events_Agm_DateColumn" xml:space="preserve"><value>Date</value><comment>AGM grid column — date.</comment></data>
+  <data name="Events_Agm_AttendanceColumn" xml:space="preserve"><value>Présence</value><comment>AGM grid column — attendance count.</comment></data>
+  <data name="Events_Agm_AttendanceValue" xml:space="preserve"><value>{Attended} sur {Total}</value><comment>AGM attendance summary. {Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_RecordButton" xml:space="preserve"><value>Saisir</value><comment>Button — record an AGM.</comment></data>
+  <data name="Events_Agm_PrintButton" xml:space="preserve"><value>Imprimer</value><comment>Button — print AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportAriaLabel" xml:space="preserve"><value>Imprimer le rapport de présence du {Date}</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintError" xml:space="preserve"><value>Impossible d'imprimer le rapport de présence. Veuillez réessayer.</value><comment>Shown when printing the AGM report fails.</comment></data>
+  <data name="Events_Agm_DetailPageTitle" xml:space="preserve"><value>AGA — StageFright Community</value><comment>Browser tab title — AGM detail.</comment></data>
+  <data name="Events_Agm_NotFoundNotice" xml:space="preserve"><value>AGA introuvable.</value><comment>Shown when the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_BackButton" xml:space="preserve"><value>Retour aux AGA</value><comment>Link back to the AGM list.</comment></data>
+  <data name="Events_Agm_DetailHeading" xml:space="preserve"><value>AGA — {Date}</value><comment>AGM detail heading. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintReportButton" xml:space="preserve"><value>Imprimer le rapport de présence</value><comment>Button — print the AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportButtonAriaLabel" xml:space="preserve"><value>Imprimer le rapport de présence</value><comment>aria-label on the print-attendance-report button.</comment></data>
+  <data name="Events_Agm_PrintResultsButton" xml:space="preserve"><value>Imprimer les résultats de l'AGA</value><comment>Button — print the AGM results report.</comment></data>
+  <data name="Events_Agm_PrintResultsButtonAriaLabel" xml:space="preserve"><value>Imprimer le rapport des résultats de l'AGA</value><comment>aria-label on the print-AGM-results button.</comment></data>
+  <data name="Events_Agm_ArchiveButton" xml:space="preserve"><value>Archiver</value><comment>Button — archive the AGM.</comment></data>
+  <data name="Events_Agm_ArchivingText" xml:space="preserve"><value>Archivage…</value><comment>Archive button text while archiving.</comment></data>
+  <data name="Events_Agm_RecordAttendanceLink" xml:space="preserve"><value>Saisir les présences et les élections</value><comment>Link — record the AGM's attendance and elections.</comment></data>
+  <data name="Events_Agm_AttendanceHeading" xml:space="preserve"><value>Présence</value><comment>AGM detail — attendance section heading.</comment></data>
+  <data name="Events_Agm_AttendanceSummary" xml:space="preserve"><value>{Attended} membres présents sur {Total}.</value><comment>{Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_ElectedPositionsHeading" xml:space="preserve"><value>Postes élus</value><comment>AGM detail — elected positions heading.</comment></data>
+  <data name="Events_Agm_NoPositionsRecorded" xml:space="preserve"><value>Aucun poste enregistré.</value><comment>Shown when no positions were recorded for an AGM.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeHeading" xml:space="preserve"><value>Membre du comité général</value><comment>AGM detail — general committee members heading.</comment></data>
+  <data name="Events_Agm_UnknownPosition" xml:space="preserve"><value>Poste inconnu</value><comment>Fallback label for a committee position with no name.</comment></data>
+  <data name="Events_Agm_HolderPresent" xml:space="preserve"><value>en cours</value><comment>Used as the end of a still-open committee term ("1 Jan 2024–present").</comment></data>
+  <data name="Events_Agm_HolderTerm" xml:space="preserve"><value>{Name} ({Start}–{End})</value><comment>One dated holder of a multi-holder position. {Name} = member, {Start}/{End} = term dates.</comment></data>
+  <data name="Events_Agm_PrintNoRecords" xml:space="preserve"><value>Aucun enregistrement de présence trouvé — rien à imprimer.</value><comment>Shown when there are no attendance records to print.</comment></data>
+  <data name="Events_Agm_PrintResultsError" xml:space="preserve"><value>Impossible d'imprimer le rapport des résultats de l'AGA. Veuillez réessayer.</value><comment>Shown when printing the AGM results fails.</comment></data>
+  <data name="Events_Agm_SchedulePageTitle" xml:space="preserve"><value>Planifier une AGA — StageFright Community</value><comment>Browser tab title — schedule AGM.</comment></data>
+  <data name="Events_Agm_ScheduleHeading" xml:space="preserve"><value>Planifier une AGA</value><comment>Schedule-AGM form heading.</comment></data>
+  <data name="Events_Agm_MeetingDateLabel" xml:space="preserve"><value>Date de la réunion</value><comment>Schedule-AGM form — meeting date label.</comment></data>
+  <data name="Events_Agm_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Schedule-AGM form — notes label.</comment></data>
+  <data name="Events_Agm_ScheduleSubmitButton" xml:space="preserve"><value>Planifier</value><comment>Schedule-AGM form submit button.</comment></data>
+  <data name="Events_Agm_ScheduleError" xml:space="preserve"><value>Échec de la planification de l'AGA : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_RecordPageTitle" xml:space="preserve"><value>Saisir l'AGA — StageFright Community</value><comment>Browser tab title — record AGM.</comment></data>
+  <data name="Events_Agm_RecordHeading" xml:space="preserve"><value>Saisir l'AGA</value><comment>Record-AGM page heading.</comment></data>
+  <data name="Events_Agm_GuardNotFound" xml:space="preserve"><value>AGA introuvable.</value><comment>Guard — the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_GuardAlreadyRecorded" xml:space="preserve"><value>Cette AGA a déjà été saisie.</value><comment>Guard — the AGM is already recorded.</comment></data>
+  <data name="Events_Agm_GuardFutureDate" xml:space="preserve"><value>La date de cette AGA n'est pas encore arrivée.</value><comment>Guard — the AGM date is in the future.</comment></data>
+  <data name="Events_Agm_MeetingDateText" xml:space="preserve"><value>Date de la réunion : {Date}</value><comment>Record-AGM — the meeting date. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_CommitteeElectionsHeading" xml:space="preserve"><value>Élections du comité</value><comment>Record-AGM — committee elections heading.</comment></data>
+  <data name="Events_Agm_VacantOption" xml:space="preserve"><value>Vacant</value><comment>Committee-election select — the vacant option.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeMembersHeading" xml:space="preserve"><value>Membres du comité général</value><comment>Record-AGM — general committee members heading.</comment></data>
+  <data name="Events_Agm_SelectedCount" xml:space="preserve"><value>Sélectionnés : {Count}</value><comment>Record-AGM — count of selected general committee members. {Count} = number.</comment></data>
+  <data name="Events_Agm_SelectedOfTarget" xml:space="preserve"><value>sur {Count} sièges visés</value><comment>Record-AGM — target seats suffix. {Count} = target.</comment></data>
+  <data name="Events_Agm_RecordSubmitButton" xml:space="preserve"><value>Enregistrer l'AGA</value><comment>Record-AGM form submit button.</comment></data>
+  <data name="Events_Agm_DuplicateAssignmentError" xml:space="preserve"><value>Un membre ne peut pas occuper plus d'une fonction au comité issue de la même AGA.</value><comment>Validation — a member was assigned two positions.</comment></data>
+  <data name="Events_Agm_RecordSaveError" xml:space="preserve"><value>Échec de l'enregistrement de l'AGA : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_SpecialElection_PageTitle" xml:space="preserve"><value>Saisir une élection partielle — StageFright Community</value><comment>Browser tab title — special election.</comment></data>
+  <data name="Events_SpecialElection_Heading" xml:space="preserve"><value>Saisir une élection partielle</value><comment>Special election page heading.</comment></data>
+  <data name="Events_SpecialElection_NoPositionsNotice" xml:space="preserve"><value>Aucun poste actuel au comité trouvé. Saisissez d'abord une AGA.</value><comment>Shown when there are no current positions.</comment></data>
+  <data name="Events_SpecialElection_PositionLabel" xml:space="preserve"><value>Poste à remplacer</value><comment>Special election — outgoing position label.</comment></data>
+  <data name="Events_SpecialElection_SelectPositionOption" xml:space="preserve"><value>Sélectionner un poste</value><comment>Placeholder option — outgoing position select.</comment></data>
+  <data name="Events_SpecialElection_IncomingMemberLabel" xml:space="preserve"><value>Membre entrant</value><comment>Special election — incoming member label.</comment></data>
+  <data name="Events_SpecialElection_SelectMemberOption" xml:space="preserve"><value>Sélectionner un membre</value><comment>Placeholder option — incoming member select.</comment></data>
+  <data name="Events_SpecialElection_ReplacementDateLabel" xml:space="preserve"><value>Date de remplacement</value><comment>Special election — replacement date label.</comment></data>
+  <data name="Events_SpecialElection_SubmitButton" xml:space="preserve"><value>Enregistrer l'élection partielle</value><comment>Special election form submit button.</comment></data>
+  <data name="Events_SpecialElection_PositionFallback" xml:space="preserve"><value>Membre du comité général</value><comment>Fallback label when a position has no office-holder-type name.</comment></data>
+  <data name="Events_SpecialElection_PositionDescription" xml:space="preserve"><value>{Position} — {Member}</value><comment>Outgoing position option text. {Position} = position name, {Member} = current holder.</comment></data>
+  <data name="Events_SpecialElection_ValidationSelectBoth" xml:space="preserve"><value>Sélectionnez le poste à remplacer et le membre entrant.</value><comment>Validation — both selects required.</comment></data>
+  <data name="Events_SpecialElection_SaveError" xml:space="preserve"><value>Échec de la saisie de l'élection partielle : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_AgmAttendance_NoActiveMembers" xml:space="preserve"><value>Aucun membre actif trouvé.</value><comment>AGM attendance grid — shown when there are no active members.</comment></data>
+  <data name="Events_AgmAttendance_AttendedColumn" xml:space="preserve"><value>Présent</value><comment>AGM attendance grid — attended column.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllAriaLabel" xml:space="preserve"><value>Marquer tous les membres comme présents</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllLabel" xml:space="preserve"><value>Tout sélectionner</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_MemberColumn" xml:space="preserve"><value>Membre</value><comment>AGM attendance grid — member column.</comment></data>
+  <data name="Events_AgmAttendance_RowAriaLabel" xml:space="preserve"><value>{MemberName} présent</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/EventsResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/EventsResource.qps-ploc.resx
new file mode 100644
index 00000000..bc358d2c
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/EventsResource.qps-ploc.resx
@@ -0,0 +1,158 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Events_Tile_Title" xml:space="preserve"><value>⟦Évéñts—⟧</value><comment>Dashboard tile heading for the Events module.</comment></data>
+  <data name="Events_Tile_ActionText" xml:space="preserve"><value>⟦Víéw Évéñts—⟧</value><comment>Action link on the Events dashboard tile.</comment></data>
+  <data name="Events_Tile_UpcomingLabel" xml:space="preserve"><value>⟦Úpçómíñg—⟧</value><comment>Events tile stat label — count of upcoming events.</comment></data>
+  <data name="Events_Tile_NextLabel" xml:space="preserve"><value>⟦Ñéxt—⟧</value><comment>Events tile stat label — date of the next event.</comment></data>
+  <data name="Events_Tile_LastParticipationLabel" xml:space="preserve"><value>⟦Lást pártíçípátíóñ—⟧</value><comment>Events tile note label preceding the most recent recorded participation rate.</comment></data>
+  <data name="Events_Tile_ParticipationDetail" xml:space="preserve"><value>⟦{Participated} óf {Total} ({Rate}%)—⟧</value><comment>Events tile — recorded participation. {Participated} = members who participated, {Total} = participation records, {Rate} = rate to whole number.</comment></data>
+  <data name="Events_Tile_ParticipationRate" xml:space="preserve"><value>⟦{Rate}%—⟧</value><comment>Events tile — recorded participation rate only. {Rate} = rate to whole number.</comment></data>
+  <data name="Events_Tile_NoParticipation" xml:space="preserve"><value>⟦Ñó pártíçípátíóñ réçórdéd ýét—⟧</value><comment>Events tile note shown when no participation has been recorded.</comment></data>
+  <data name="Events_Status_Recorded" xml:space="preserve"><value>⟦Réçórdéd—⟧</value><comment>Badge — an event/AGM whose outcome has been recorded.</comment></data>
+  <data name="Events_Status_Scheduled" xml:space="preserve"><value>⟦Sçhédúléd—⟧</value><comment>Badge — an event/AGM that is scheduled but not yet recorded.</comment></data>
+  <data name="Events_Status_NotRecorded" xml:space="preserve"><value>⟦Ñót réçórdéd—⟧</value><comment>Shown when participation has not been recorded.</comment></data>
+  <data name="Events_Status_RecordedText" xml:space="preserve"><value>⟦Réçórdéd—⟧</value><comment>Plain-text 'Recorded' shown in an Actions column once recording is done.</comment></data>
+  <data name="Events_List_PageTitle" xml:space="preserve"><value>⟦Évéñts — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — Events list.</comment></data>
+  <data name="Events_List_Heading" xml:space="preserve"><value>⟦Évéñts—⟧</value><comment>Events list page heading.</comment></data>
+  <data name="Events_List_ScheduleButton" xml:space="preserve"><value>⟦Sçhédúlé Évéñt—⟧</value><comment>Button opening the schedule-event form.</comment></data>
+  <data name="Events_List_SearchPlaceholder" xml:space="preserve"><value>⟦Séárçh bý dáté, týpé ór ñótés…—⟧</value><comment>Events search box placeholder.</comment></data>
+  <data name="Events_List_SearchAriaLabel" xml:space="preserve"><value>⟦Séárçh évéñts—⟧</value><comment>aria-label on the Events search input.</comment></data>
+  <data name="Events_List_LoadingText" xml:space="preserve"><value>⟦Lóádíñg évéñts…—⟧</value><comment>Status text while the Events list loads.</comment></data>
+  <data name="Events_List_EmptyNone" xml:space="preserve"><value>⟦Ñó évéñts sçhédúléd ýét.—⟧</value><comment>Shown when there are no events.</comment></data>
+  <data name="Events_List_NoMatch" xml:space="preserve"><value>⟦Ñó évéñts mátçh "{SearchTerm}".—⟧</value><comment>Shown when a search returns nothing. {SearchTerm} = typed text.</comment></data>
+  <data name="Events_List_DateColumn" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>Events grid column — date.</comment></data>
+  <data name="Events_List_EventTypeColumn" xml:space="preserve"><value>⟦Évéñt Týpé—⟧</value><comment>Events grid column — event type.</comment></data>
+  <data name="Events_List_NotesColumn" xml:space="preserve"><value>⟦Ñótés—⟧</value><comment>Events grid column — notes.</comment></data>
+  <data name="Events_List_RecordButton" xml:space="preserve"><value>⟦Réçórd—⟧</value><comment>Button — record an AGM outcome.</comment></data>
+  <data name="Events_List_PrintButton" xml:space="preserve"><value>⟦Príñt—⟧</value><comment>Button — print an attendance sheet/report.</comment></data>
+  <data name="Events_List_PrintAgmReportAriaLabel" xml:space="preserve"><value>⟦Príñt áttéñdáñçé répórt fór {Date}—⟧</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_List_RecordParticipationButton" xml:space="preserve"><value>⟦Réçórd Pártíçípátíóñ—⟧</value><comment>Button — record event participation.</comment></data>
+  <data name="Events_List_RecordParticipationAriaLabel" xml:space="preserve"><value>⟦Réçórd pártíçípátíóñ fór {Date}—⟧</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_PrintSheetAriaLabel" xml:space="preserve"><value>⟦Príñt áttéñdáñçé shéét fór {Date}—⟧</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád évéñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_List_PrintNoMembers" xml:space="preserve"><value>⟦Ñó áçtívé mémbérs fóúñd — ñóthíñg tó príñt.—⟧</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_List_PrintSheetError" xml:space="preserve"><value>⟦Úñáblé tó príñt áttéñdáñçé shéét. Pléásé trý ágáíñ.—⟧</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Form_PageTitle" xml:space="preserve"><value>⟦Sçhédúlé Évéñt — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — schedule event.</comment></data>
+  <data name="Events_Form_Heading" xml:space="preserve"><value>⟦Sçhédúlé Évéñt—⟧</value><comment>Schedule-event form heading.</comment></data>
+  <data name="Events_Form_DateLabel" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>Schedule-event form — date label.</comment></data>
+  <data name="Events_Form_EventTypeLabel" xml:space="preserve"><value>⟦Évéñt Týpé—⟧</value><comment>Schedule-event form — event type label.</comment></data>
+  <data name="Events_Form_LoadingTypesText" xml:space="preserve"><value>⟦Lóádíñg évéñt týpés…—⟧</value><comment>Shown while event types load.</comment></data>
+  <data name="Events_Form_SelectTypeOption" xml:space="preserve"><value>⟦— Séléçt évéñt týpé ——⟧</value><comment>Placeholder option in the event-type select.</comment></data>
+  <data name="Events_Form_NotesLabel" xml:space="preserve"><value>⟦Ñótés—⟧</value><comment>Schedule-event form — notes label.</comment></data>
+  <data name="Events_Form_SubmitButton" xml:space="preserve"><value>⟦Sçhédúlé—⟧</value><comment>Schedule-event form submit button.</comment></data>
+  <data name="Events_Form_LoadTypesError" xml:space="preserve"><value>⟦Fáíléd tó lóád évéñt týpés: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Form_SaveError" xml:space="preserve"><value>⟦Áñ úñéxpéçtéd érrór óççúrréd: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PageTitleFallback" xml:space="preserve"><value>⟦Évéñt—⟧</value><comment>Browser tab title fallback before the event loads.</comment></data>
+  <data name="Events_Detail_BackButton" xml:space="preserve"><value>⟦Báçk tó Évéñts—⟧</value><comment>Link back to the Events list.</comment></data>
+  <data name="Events_Detail_PrintSheetButton" xml:space="preserve"><value>⟦Príñt Áttéñdáñçé Shéét—⟧</value><comment>Button — print the attendance sheet.</comment></data>
+  <data name="Events_Detail_PrintSheetAriaLabel" xml:space="preserve"><value>⟦Príñt áttéñdáñçé shéét—⟧</value><comment>aria-label on the print-attendance-sheet button.</comment></data>
+  <data name="Events_Detail_EventTypeLabel" xml:space="preserve"><value>⟦Évéñt Týpé—⟧</value><comment>Event detail — event type term.</comment></data>
+  <data name="Events_Detail_NotesLabel" xml:space="preserve"><value>⟦Ñótés—⟧</value><comment>Event detail — notes term.</comment></data>
+  <data name="Events_Detail_ParticipationRateLabel" xml:space="preserve"><value>⟦Pártíçípátíóñ Ráté—⟧</value><comment>Event detail — participation rate term.</comment></data>
+  <data name="Events_Detail_AttendanceSection" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>Event detail — attendance section heading / aria-label.</comment></data>
+  <data name="Events_Detail_MemberColumn" xml:space="preserve"><value>⟦Mémbér—⟧</value><comment>Event detail attendance grid — member column.</comment></data>
+  <data name="Events_Detail_ParticipatedColumn" xml:space="preserve"><value>⟦Pártíçípátéd—⟧</value><comment>Event detail attendance grid — participated column.</comment></data>
+  <data name="Events_Detail_ParticipatedYes" xml:space="preserve"><value>⟦Ýés—⟧</value><comment>Badge — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedYesAriaLabel" xml:space="preserve"><value>⟦Pártíçípátéd—⟧</value><comment>aria-label — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedNo" xml:space="preserve"><value>⟦Ñó—⟧</value><comment>Badge — the member did not participate.</comment></data>
+  <data name="Events_Detail_ParticipatedNoAriaLabel" xml:space="preserve"><value>⟦Díd ñót pártíçípáté—⟧</value><comment>aria-label — the member did not participate.</comment></data>
+  <data name="Events_Detail_NoAttendanceRecords" xml:space="preserve"><value>⟦Ñó áttéñdáñçé réçórds fóúñd.—⟧</value><comment>Shown when a recorded event has no attendance rows.</comment></data>
+  <data name="Events_Detail_ParticipationNotRecorded" xml:space="preserve"><value>⟦Pártíçípátíóñ hás ñót ýét bééñ réçórdéd fór thís évéñt.—⟧</value><comment>Shown when participation is not recorded.</comment></data>
+  <data name="Events_Detail_RecordParticipationButton" xml:space="preserve"><value>⟦Réçórd Pártíçípátíóñ—⟧</value><comment>Button — record participation.</comment></data>
+  <data name="Events_Detail_NotFoundError" xml:space="preserve"><value>⟦Évéñt ñót fóúñd.—⟧</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Detail_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád évéñt détáíls: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PrintNoMembers" xml:space="preserve"><value>⟦Ñó áçtívé mémbérs fóúñd — ñóthíñg tó príñt.—⟧</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_Detail_PrintSheetError" xml:space="preserve"><value>⟦Úñáblé tó príñt áttéñdáñçé shéét. Pléásé trý ágáíñ.—⟧</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Participation_PageTitle" xml:space="preserve"><value>⟦Réçórd Pártíçípátíóñ — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — record participation.</comment></data>
+  <data name="Events_Participation_Heading" xml:space="preserve"><value>⟦Réçórd Pártíçípátíóñ—⟧</value><comment>Record-participation page heading.</comment></data>
+  <data name="Events_Participation_Subtitle" xml:space="preserve"><value>⟦{Date} — {TypeName}—⟧</value><comment>Sub-heading. {Date} = event date, {TypeName} = event type.</comment></data>
+  <data name="Events_Participation_AlreadyRecordedNotice" xml:space="preserve"><value>⟦Pártíçípátíóñ hás álréádý bééñ réçórdéd fór thís évéñt. Réçórds áré ímmútáblé áftér sávíñg.—⟧</value><comment>Shown when participation is already recorded.</comment></data>
+  <data name="Events_Participation_BackButton" xml:space="preserve"><value>⟦Báçk tó Évéñts—⟧</value><comment>Link back to Events.</comment></data>
+  <data name="Events_Participation_FutureNotice" xml:space="preserve"><value>⟦Pártíçípátíóñ çáñ bé réçórdéd stártíñg {Date}.—⟧</value><comment>Shown for a future event. {Date} = event date, long form.</comment></data>
+  <data name="Events_Participation_LoadingMembersText" xml:space="preserve"><value>⟦Lóádíñg mémbérs…—⟧</value><comment>Status text while members load.</comment></data>
+  <data name="Events_Participation_NoActiveMembers" xml:space="preserve"><value>⟦Ñó áçtívé mémbérs fóúñd. Ádd mémbérs béfóré réçórdíñg pártíçípátíóñ.—⟧</value><comment>Shown when there are no active members.</comment></data>
+  <data name="Events_Participation_MemberColumn" xml:space="preserve"><value>⟦Mémbér—⟧</value><comment>Grid column — member.</comment></data>
+  <data name="Events_Participation_ParticipatedColumn" xml:space="preserve"><value>⟦Pártíçípátéd—⟧</value><comment>Grid column — participated.</comment></data>
+  <data name="Events_Participation_SelectAllAriaLabel" xml:space="preserve"><value>⟦Séléçt áll pártíçípáñts—⟧</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_Participation_SelectAllLabel" xml:space="preserve"><value>⟦Séléçt Áll—⟧</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_Participation_RowAriaLabel" xml:space="preserve"><value>⟦{MemberName} pártíçípátéd—⟧</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+  <data name="Events_Participation_SaveButton" xml:space="preserve"><value>⟦Sávé Pártíçípátíóñ—⟧</value><comment>Button — save participation.</comment></data>
+  <data name="Events_Participation_NotFoundError" xml:space="preserve"><value>⟦Évéñt ñót fóúñd.—⟧</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Participation_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád pártíçípátíóñ gríd: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Participation_SaveError" xml:space="preserve"><value>⟦Fáíléd tó sávé pártíçípátíóñ: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_ListPageTitle" xml:space="preserve"><value>⟦ÁGMs — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — AGM list.</comment></data>
+  <data name="Events_Agm_ListHeading" xml:space="preserve"><value>⟦ÁGMs—⟧</value><comment>AGM list heading.</comment></data>
+  <data name="Events_Agm_ListEmptyNotice" xml:space="preserve"><value>⟦Ñó ÁGMs hávé bééñ réçórdéd ýét.—⟧</value><comment>Shown when there are no AGMs.</comment></data>
+  <data name="Events_Agm_ScheduleButton" xml:space="preserve"><value>⟦Sçhédúlé ÁGM—⟧</value><comment>Button opening the schedule-AGM form.</comment></data>
+  <data name="Events_Agm_DateColumn" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>AGM grid column — date.</comment></data>
+  <data name="Events_Agm_AttendanceColumn" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>AGM grid column — attendance count.</comment></data>
+  <data name="Events_Agm_AttendanceValue" xml:space="preserve"><value>⟦{Attended} óf {Total}—⟧</value><comment>AGM attendance summary. {Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_RecordButton" xml:space="preserve"><value>⟦Réçórd—⟧</value><comment>Button — record an AGM.</comment></data>
+  <data name="Events_Agm_PrintButton" xml:space="preserve"><value>⟦Príñt—⟧</value><comment>Button — print AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportAriaLabel" xml:space="preserve"><value>⟦Príñt áttéñdáñçé répórt fór {Date}—⟧</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintError" xml:space="preserve"><value>⟦Úñáblé tó príñt áttéñdáñçé répórt. Pléásé trý ágáíñ.—⟧</value><comment>Shown when printing the AGM report fails.</comment></data>
+  <data name="Events_Agm_DetailPageTitle" xml:space="preserve"><value>⟦ÁGM — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — AGM detail.</comment></data>
+  <data name="Events_Agm_NotFoundNotice" xml:space="preserve"><value>⟦ÁGM ñót fóúñd.—⟧</value><comment>Shown when the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_BackButton" xml:space="preserve"><value>⟦Báçk tó ÁGMs—⟧</value><comment>Link back to the AGM list.</comment></data>
+  <data name="Events_Agm_DetailHeading" xml:space="preserve"><value>⟦ÁGM — {Date}—⟧</value><comment>AGM detail heading. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintReportButton" xml:space="preserve"><value>⟦Príñt Áttéñdáñçé Répórt—⟧</value><comment>Button — print the AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportButtonAriaLabel" xml:space="preserve"><value>⟦Príñt áttéñdáñçé répórt—⟧</value><comment>aria-label on the print-attendance-report button.</comment></data>
+  <data name="Events_Agm_PrintResultsButton" xml:space="preserve"><value>⟦Príñt ÁGM Résúlts—⟧</value><comment>Button — print the AGM results report.</comment></data>
+  <data name="Events_Agm_PrintResultsButtonAriaLabel" xml:space="preserve"><value>⟦Príñt ÁGM résúlts répórt—⟧</value><comment>aria-label on the print-AGM-results button.</comment></data>
+  <data name="Events_Agm_ArchiveButton" xml:space="preserve"><value>⟦Árçhívé—⟧</value><comment>Button — archive the AGM.</comment></data>
+  <data name="Events_Agm_ArchivingText" xml:space="preserve"><value>⟦Árçhívíñg…—⟧</value><comment>Archive button text while archiving.</comment></data>
+  <data name="Events_Agm_RecordAttendanceLink" xml:space="preserve"><value>⟦Réçórd Áttéñdáñçé &amp; Éléçtíóñs—⟧</value><comment>Link — record the AGM's attendance and elections.</comment></data>
+  <data name="Events_Agm_AttendanceHeading" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>AGM detail — attendance section heading.</comment></data>
+  <data name="Events_Agm_AttendanceSummary" xml:space="preserve"><value>⟦{Attended} óf {Total} mémbérs áttéñdéd.—⟧</value><comment>{Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_ElectedPositionsHeading" xml:space="preserve"><value>⟦Éléçtéd Pósítíóñs—⟧</value><comment>AGM detail — elected positions heading.</comment></data>
+  <data name="Events_Agm_NoPositionsRecorded" xml:space="preserve"><value>⟦Ñó pósítíóñs réçórdéd.—⟧</value><comment>Shown when no positions were recorded for an AGM.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeHeading" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Mémbér—⟧</value><comment>AGM detail — general committee members heading.</comment></data>
+  <data name="Events_Agm_UnknownPosition" xml:space="preserve"><value>⟦Úñkñówñ Pósítíóñ—⟧</value><comment>Fallback label for a committee position with no name.</comment></data>
+  <data name="Events_Agm_HolderPresent" xml:space="preserve"><value>⟦préséñt—⟧</value><comment>Used as the end of a still-open committee term ("1 Jan 2024–present").</comment></data>
+  <data name="Events_Agm_HolderTerm" xml:space="preserve"><value>⟦{Name} ({Start}–{End})—⟧</value><comment>One dated holder of a multi-holder position. {Name} = member, {Start}/{End} = term dates.</comment></data>
+  <data name="Events_Agm_PrintNoRecords" xml:space="preserve"><value>⟦Ñó áttéñdáñçé réçórds fóúñd — ñóthíñg tó príñt.—⟧</value><comment>Shown when there are no attendance records to print.</comment></data>
+  <data name="Events_Agm_PrintResultsError" xml:space="preserve"><value>⟦Úñáblé tó príñt ÁGM résúlts répórt. Pléásé trý ágáíñ.—⟧</value><comment>Shown when printing the AGM results fails.</comment></data>
+  <data name="Events_Agm_SchedulePageTitle" xml:space="preserve"><value>⟦Sçhédúlé ÁGM — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — schedule AGM.</comment></data>
+  <data name="Events_Agm_ScheduleHeading" xml:space="preserve"><value>⟦Sçhédúlé ÁGM—⟧</value><comment>Schedule-AGM form heading.</comment></data>
+  <data name="Events_Agm_MeetingDateLabel" xml:space="preserve"><value>⟦Méétíñg Dáté—⟧</value><comment>Schedule-AGM form — meeting date label.</comment></data>
+  <data name="Events_Agm_NotesLabel" xml:space="preserve"><value>⟦Ñótés—⟧</value><comment>Schedule-AGM form — notes label.</comment></data>
+  <data name="Events_Agm_ScheduleSubmitButton" xml:space="preserve"><value>⟦Sçhédúlé—⟧</value><comment>Schedule-AGM form submit button.</comment></data>
+  <data name="Events_Agm_ScheduleError" xml:space="preserve"><value>⟦Fáíléd tó sçhédúlé ÁGM: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_RecordPageTitle" xml:space="preserve"><value>⟦Réçórd ÁGM — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — record AGM.</comment></data>
+  <data name="Events_Agm_RecordHeading" xml:space="preserve"><value>⟦Réçórd ÁGM—⟧</value><comment>Record-AGM page heading.</comment></data>
+  <data name="Events_Agm_GuardNotFound" xml:space="preserve"><value>⟦ÁGM ñót fóúñd.—⟧</value><comment>Guard — the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_GuardAlreadyRecorded" xml:space="preserve"><value>⟦Thís ÁGM hás álréádý bééñ réçórdéd.—⟧</value><comment>Guard — the AGM is already recorded.</comment></data>
+  <data name="Events_Agm_GuardFutureDate" xml:space="preserve"><value>⟦Thís ÁGM's dáté hás ñót ýét árrívéd.—⟧</value><comment>Guard — the AGM date is in the future.</comment></data>
+  <data name="Events_Agm_MeetingDateText" xml:space="preserve"><value>⟦Méétíñg dáté: {Date}—⟧</value><comment>Record-AGM — the meeting date. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_CommitteeElectionsHeading" xml:space="preserve"><value>⟦Çómmíttéé Éléçtíóñs—⟧</value><comment>Record-AGM — committee elections heading.</comment></data>
+  <data name="Events_Agm_VacantOption" xml:space="preserve"><value>⟦Váçáñt—⟧</value><comment>Committee-election select — the vacant option.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeMembersHeading" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Mémbérs—⟧</value><comment>Record-AGM — general committee members heading.</comment></data>
+  <data name="Events_Agm_SelectedCount" xml:space="preserve"><value>⟦Séléçtéd: {Count}—⟧</value><comment>Record-AGM — count of selected general committee members. {Count} = number.</comment></data>
+  <data name="Events_Agm_SelectedOfTarget" xml:space="preserve"><value>⟦óf {Count} tárgét séáts—⟧</value><comment>Record-AGM — target seats suffix. {Count} = target.</comment></data>
+  <data name="Events_Agm_RecordSubmitButton" xml:space="preserve"><value>⟦Sávé ÁGM—⟧</value><comment>Record-AGM form submit button.</comment></data>
+  <data name="Events_Agm_DuplicateAssignmentError" xml:space="preserve"><value>⟦Á mémbér çáññót hóld móré tháñ óñé çómmíttéé ássígñméñt fróm thé sámé ÁGM.—⟧</value><comment>Validation — a member was assigned two positions.</comment></data>
+  <data name="Events_Agm_RecordSaveError" xml:space="preserve"><value>⟦Fáíléd tó sávé ÁGM: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_SpecialElection_PageTitle" xml:space="preserve"><value>⟦Réçórd Spéçíál Éléçtíóñ — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — special election.</comment></data>
+  <data name="Events_SpecialElection_Heading" xml:space="preserve"><value>⟦Réçórd Spéçíál Éléçtíóñ—⟧</value><comment>Special election page heading.</comment></data>
+  <data name="Events_SpecialElection_NoPositionsNotice" xml:space="preserve"><value>⟦Ñó çúrréñt çómmíttéé pósítíóñs fóúñd. Réçórd áñ ÁGM fírst.—⟧</value><comment>Shown when there are no current positions.</comment></data>
+  <data name="Events_SpecialElection_PositionLabel" xml:space="preserve"><value>⟦Pósítíóñ Béíñg Répláçéd—⟧</value><comment>Special election — outgoing position label.</comment></data>
+  <data name="Events_SpecialElection_SelectPositionOption" xml:space="preserve"><value>⟦Séléçt á pósítíóñ—⟧</value><comment>Placeholder option — outgoing position select.</comment></data>
+  <data name="Events_SpecialElection_IncomingMemberLabel" xml:space="preserve"><value>⟦Íñçómíñg Mémbér—⟧</value><comment>Special election — incoming member label.</comment></data>
+  <data name="Events_SpecialElection_SelectMemberOption" xml:space="preserve"><value>⟦Séléçt á mémbér—⟧</value><comment>Placeholder option — incoming member select.</comment></data>
+  <data name="Events_SpecialElection_ReplacementDateLabel" xml:space="preserve"><value>⟦Répláçéméñt Dáté—⟧</value><comment>Special election — replacement date label.</comment></data>
+  <data name="Events_SpecialElection_SubmitButton" xml:space="preserve"><value>⟦Sávé Spéçíál Éléçtíóñ—⟧</value><comment>Special election form submit button.</comment></data>
+  <data name="Events_SpecialElection_PositionFallback" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Mémbér—⟧</value><comment>Fallback label when a position has no office-holder-type name.</comment></data>
+  <data name="Events_SpecialElection_PositionDescription" xml:space="preserve"><value>⟦{Position} — {Member}—⟧</value><comment>Outgoing position option text. {Position} = position name, {Member} = current holder.</comment></data>
+  <data name="Events_SpecialElection_ValidationSelectBoth" xml:space="preserve"><value>⟦Séléçt thé pósítíóñ béíñg répláçéd áñd thé íñçómíñg mémbér.—⟧</value><comment>Validation — both selects required.</comment></data>
+  <data name="Events_SpecialElection_SaveError" xml:space="preserve"><value>⟦Fáíléd tó réçórd spéçíál éléçtíóñ: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_AgmAttendance_NoActiveMembers" xml:space="preserve"><value>⟦Ñó áçtívé mémbérs fóúñd.—⟧</value><comment>AGM attendance grid — shown when there are no active members.</comment></data>
+  <data name="Events_AgmAttendance_AttendedColumn" xml:space="preserve"><value>⟦Áttéñdéd—⟧</value><comment>AGM attendance grid — attended column.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllAriaLabel" xml:space="preserve"><value>⟦Séléçt áll mémbérs ás áttéñdéd—⟧</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllLabel" xml:space="preserve"><value>⟦Séléçt Áll—⟧</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_MemberColumn" xml:space="preserve"><value>⟦Mémbér—⟧</value><comment>AGM attendance grid — member column.</comment></data>
+  <data name="Events_AgmAttendance_RowAriaLabel" xml:space="preserve"><value>⟦{MemberName} áttéñdéd—⟧</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/EventsResource.resx b/src/StageFright.UI/Resources/Strings/EventsResource.resx
new file mode 100644
index 00000000..dc3d774a
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/EventsResource.resx
@@ -0,0 +1,294 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Events_Tile_Title" xml:space="preserve">
+    <value>Events</value>
+    <comment>Dashboard tile heading for the Events module.</comment>
+  </data>
+  <data name="Events_Tile_ActionText" xml:space="preserve">
+    <value>View Events</value>
+    <comment>Action link on the Events dashboard tile.</comment>
+  </data>
+  <data name="Events_Tile_UpcomingLabel" xml:space="preserve">
+    <value>Upcoming</value>
+    <comment>Events tile stat label — count of upcoming events.</comment>
+  </data>
+  <data name="Events_Tile_NextLabel" xml:space="preserve">
+    <value>Next</value>
+    <comment>Events tile stat label — date of the next event.</comment>
+  </data>
+  <data name="Events_Tile_LastParticipationLabel" xml:space="preserve">
+    <value>Last participation</value>
+    <comment>Events tile note label preceding the most recent recorded participation rate.</comment>
+  </data>
+  <data name="Events_Tile_ParticipationDetail" xml:space="preserve">
+    <value>{Participated} of {Total} ({Rate}%)</value>
+    <comment>Events tile — recorded participation. {Participated} = members who participated, {Total} = participation records, {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Events_Tile_ParticipationRate" xml:space="preserve">
+    <value>{Rate}%</value>
+    <comment>Events tile — recorded participation rate only. {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Events_Tile_NoParticipation" xml:space="preserve">
+    <value>No participation recorded yet</value>
+    <comment>Events tile note shown when no participation has been recorded.</comment>
+  </data>
+  <data name="Events_Status_Recorded" xml:space="preserve"><value>Recorded</value><comment>Badge — an event/AGM whose outcome has been recorded.</comment></data>
+  <data name="Events_Status_Scheduled" xml:space="preserve"><value>Scheduled</value><comment>Badge — an event/AGM that is scheduled but not yet recorded.</comment></data>
+  <data name="Events_Status_NotRecorded" xml:space="preserve"><value>Not recorded</value><comment>Shown when participation has not been recorded.</comment></data>
+  <data name="Events_Status_RecordedText" xml:space="preserve"><value>Recorded</value><comment>Plain-text 'Recorded' shown in an Actions column once recording is done.</comment></data>
+  <data name="Events_List_PageTitle" xml:space="preserve"><value>Events — StageFright Community</value><comment>Browser tab title — Events list.</comment></data>
+  <data name="Events_List_Heading" xml:space="preserve"><value>Events</value><comment>Events list page heading.</comment></data>
+  <data name="Events_List_ScheduleButton" xml:space="preserve"><value>Schedule Event</value><comment>Button opening the schedule-event form.</comment></data>
+  <data name="Events_List_SearchPlaceholder" xml:space="preserve"><value>Search by date, type or notes…</value><comment>Events search box placeholder.</comment></data>
+  <data name="Events_List_SearchAriaLabel" xml:space="preserve"><value>Search events</value><comment>aria-label on the Events search input.</comment></data>
+  <data name="Events_List_LoadingText" xml:space="preserve"><value>Loading events…</value><comment>Status text while the Events list loads.</comment></data>
+  <data name="Events_List_EmptyNone" xml:space="preserve"><value>No events scheduled yet.</value><comment>Shown when there are no events.</comment></data>
+  <data name="Events_List_NoMatch" xml:space="preserve"><value>No events match "{SearchTerm}".</value><comment>Shown when a search returns nothing. {SearchTerm} = typed text.</comment></data>
+  <data name="Events_List_DateColumn" xml:space="preserve"><value>Date</value><comment>Events grid column — date.</comment></data>
+  <data name="Events_List_EventTypeColumn" xml:space="preserve"><value>Event Type</value><comment>Events grid column — event type.</comment></data>
+  <data name="Events_List_NotesColumn" xml:space="preserve"><value>Notes</value><comment>Events grid column — notes.</comment></data>
+  <data name="Events_List_RecordButton" xml:space="preserve"><value>Record</value><comment>Button — record an AGM outcome.</comment></data>
+  <data name="Events_List_PrintButton" xml:space="preserve"><value>Print</value><comment>Button — print an attendance sheet/report.</comment></data>
+  <data name="Events_List_PrintAgmReportAriaLabel" xml:space="preserve"><value>Print attendance report for {Date}</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_List_RecordParticipationButton" xml:space="preserve"><value>Record Participation</value><comment>Button — record event participation.</comment></data>
+  <data name="Events_List_RecordParticipationAriaLabel" xml:space="preserve"><value>Record participation for {Date}</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_PrintSheetAriaLabel" xml:space="preserve"><value>Print attendance sheet for {Date}</value><comment>aria-label. {Date} = event date.</comment></data>
+  <data name="Events_List_LoadError" xml:space="preserve"><value>Failed to load events: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_List_PrintNoMembers" xml:space="preserve"><value>No active members found — nothing to print.</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_List_PrintSheetError" xml:space="preserve"><value>Unable to print attendance sheet. Please try again.</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Form_PageTitle" xml:space="preserve"><value>Schedule Event — StageFright Community</value><comment>Browser tab title — schedule event.</comment></data>
+  <data name="Events_Form_Heading" xml:space="preserve"><value>Schedule Event</value><comment>Schedule-event form heading.</comment></data>
+  <data name="Events_Form_DateLabel" xml:space="preserve"><value>Date</value><comment>Schedule-event form — date label.</comment></data>
+  <data name="Events_Form_EventTypeLabel" xml:space="preserve"><value>Event Type</value><comment>Schedule-event form — event type label.</comment></data>
+  <data name="Events_Form_LoadingTypesText" xml:space="preserve"><value>Loading event types…</value><comment>Shown while event types load.</comment></data>
+  <data name="Events_Form_SelectTypeOption" xml:space="preserve"><value>— Select event type —</value><comment>Placeholder option in the event-type select.</comment></data>
+  <data name="Events_Form_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Schedule-event form — notes label.</comment></data>
+  <data name="Events_Form_SubmitButton" xml:space="preserve"><value>Schedule</value><comment>Schedule-event form submit button.</comment></data>
+  <data name="Events_Form_LoadTypesError" xml:space="preserve"><value>Failed to load event types: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Form_SaveError" xml:space="preserve"><value>An unexpected error occurred: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PageTitleFallback" xml:space="preserve"><value>Event</value><comment>Browser tab title fallback before the event loads.</comment></data>
+  <data name="Events_Detail_BackButton" xml:space="preserve"><value>Back to Events</value><comment>Link back to the Events list.</comment></data>
+  <data name="Events_Detail_PrintSheetButton" xml:space="preserve"><value>Print Attendance Sheet</value><comment>Button — print the attendance sheet.</comment></data>
+  <data name="Events_Detail_PrintSheetAriaLabel" xml:space="preserve"><value>Print attendance sheet</value><comment>aria-label on the print-attendance-sheet button.</comment></data>
+  <data name="Events_Detail_EventTypeLabel" xml:space="preserve"><value>Event Type</value><comment>Event detail — event type term.</comment></data>
+  <data name="Events_Detail_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Event detail — notes term.</comment></data>
+  <data name="Events_Detail_ParticipationRateLabel" xml:space="preserve"><value>Participation Rate</value><comment>Event detail — participation rate term.</comment></data>
+  <data name="Events_Detail_AttendanceSection" xml:space="preserve"><value>Attendance</value><comment>Event detail — attendance section heading / aria-label.</comment></data>
+  <data name="Events_Detail_MemberColumn" xml:space="preserve"><value>Member</value><comment>Event detail attendance grid — member column.</comment></data>
+  <data name="Events_Detail_ParticipatedColumn" xml:space="preserve"><value>Participated</value><comment>Event detail attendance grid — participated column.</comment></data>
+  <data name="Events_Detail_ParticipatedYes" xml:space="preserve"><value>Yes</value><comment>Badge — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedYesAriaLabel" xml:space="preserve"><value>Participated</value><comment>aria-label — the member participated.</comment></data>
+  <data name="Events_Detail_ParticipatedNo" xml:space="preserve"><value>No</value><comment>Badge — the member did not participate.</comment></data>
+  <data name="Events_Detail_ParticipatedNoAriaLabel" xml:space="preserve"><value>Did not participate</value><comment>aria-label — the member did not participate.</comment></data>
+  <data name="Events_Detail_NoAttendanceRecords" xml:space="preserve"><value>No attendance records found.</value><comment>Shown when a recorded event has no attendance rows.</comment></data>
+  <data name="Events_Detail_ParticipationNotRecorded" xml:space="preserve"><value>Participation has not yet been recorded for this event.</value><comment>Shown when participation is not recorded.</comment></data>
+  <data name="Events_Detail_RecordParticipationButton" xml:space="preserve"><value>Record Participation</value><comment>Button — record participation.</comment></data>
+  <data name="Events_Detail_NotFoundError" xml:space="preserve"><value>Event not found.</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Detail_LoadError" xml:space="preserve"><value>Failed to load event details: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Detail_PrintNoMembers" xml:space="preserve"><value>No active members found — nothing to print.</value><comment>Shown when there are no active members to print.</comment></data>
+  <data name="Events_Detail_PrintSheetError" xml:space="preserve"><value>Unable to print attendance sheet. Please try again.</value><comment>Shown when printing the sheet fails.</comment></data>
+  <data name="Events_Participation_PageTitle" xml:space="preserve"><value>Record Participation — StageFright Community</value><comment>Browser tab title — record participation.</comment></data>
+  <data name="Events_Participation_Heading" xml:space="preserve"><value>Record Participation</value><comment>Record-participation page heading.</comment></data>
+  <data name="Events_Participation_Subtitle" xml:space="preserve"><value>{Date} — {TypeName}</value><comment>Sub-heading. {Date} = event date, {TypeName} = event type.</comment></data>
+  <data name="Events_Participation_AlreadyRecordedNotice" xml:space="preserve"><value>Participation has already been recorded for this event. Records are immutable after saving.</value><comment>Shown when participation is already recorded.</comment></data>
+  <data name="Events_Participation_BackButton" xml:space="preserve"><value>Back to Events</value><comment>Link back to Events.</comment></data>
+  <data name="Events_Participation_FutureNotice" xml:space="preserve"><value>Participation can be recorded starting {Date}.</value><comment>Shown for a future event. {Date} = event date, long form.</comment></data>
+  <data name="Events_Participation_LoadingMembersText" xml:space="preserve"><value>Loading members…</value><comment>Status text while members load.</comment></data>
+  <data name="Events_Participation_NoActiveMembers" xml:space="preserve"><value>No active members found. Add members before recording participation.</value><comment>Shown when there are no active members.</comment></data>
+  <data name="Events_Participation_MemberColumn" xml:space="preserve"><value>Member</value><comment>Grid column — member.</comment></data>
+  <data name="Events_Participation_ParticipatedColumn" xml:space="preserve"><value>Participated</value><comment>Grid column — participated.</comment></data>
+  <data name="Events_Participation_SelectAllAriaLabel" xml:space="preserve"><value>Select all participants</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_Participation_SelectAllLabel" xml:space="preserve"><value>Select All</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_Participation_RowAriaLabel" xml:space="preserve"><value>{MemberName} participated</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+  <data name="Events_Participation_SaveButton" xml:space="preserve"><value>Save Participation</value><comment>Button — save participation.</comment></data>
+  <data name="Events_Participation_NotFoundError" xml:space="preserve"><value>Event not found.</value><comment>Shown when the event id does not exist.</comment></data>
+  <data name="Events_Participation_LoadError" xml:space="preserve"><value>Failed to load participation grid: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Participation_SaveError" xml:space="preserve"><value>Failed to save participation: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_ListPageTitle" xml:space="preserve"><value>AGMs — StageFright Community</value><comment>Browser tab title — AGM list.</comment></data>
+  <data name="Events_Agm_ListHeading" xml:space="preserve"><value>AGMs</value><comment>AGM list heading.</comment></data>
+  <data name="Events_Agm_ListEmptyNotice" xml:space="preserve"><value>No AGMs have been recorded yet.</value><comment>Shown when there are no AGMs.</comment></data>
+  <data name="Events_Agm_ScheduleButton" xml:space="preserve"><value>Schedule AGM</value><comment>Button opening the schedule-AGM form.</comment></data>
+  <data name="Events_Agm_DateColumn" xml:space="preserve"><value>Date</value><comment>AGM grid column — date.</comment></data>
+  <data name="Events_Agm_AttendanceColumn" xml:space="preserve"><value>Attendance</value><comment>AGM grid column — attendance count.</comment></data>
+  <data name="Events_Agm_AttendanceValue" xml:space="preserve"><value>{Attended} of {Total}</value><comment>AGM attendance summary. {Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_RecordButton" xml:space="preserve"><value>Record</value><comment>Button — record an AGM.</comment></data>
+  <data name="Events_Agm_PrintButton" xml:space="preserve"><value>Print</value><comment>Button — print AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportAriaLabel" xml:space="preserve"><value>Print attendance report for {Date}</value><comment>aria-label. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintError" xml:space="preserve"><value>Unable to print attendance report. Please try again.</value><comment>Shown when printing the AGM report fails.</comment></data>
+  <data name="Events_Agm_DetailPageTitle" xml:space="preserve"><value>AGM — StageFright Community</value><comment>Browser tab title — AGM detail.</comment></data>
+  <data name="Events_Agm_NotFoundNotice" xml:space="preserve"><value>AGM not found.</value><comment>Shown when the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_BackButton" xml:space="preserve"><value>Back to AGMs</value><comment>Link back to the AGM list.</comment></data>
+  <data name="Events_Agm_DetailHeading" xml:space="preserve"><value>AGM — {Date}</value><comment>AGM detail heading. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_PrintReportButton" xml:space="preserve"><value>Print Attendance Report</value><comment>Button — print the AGM attendance report.</comment></data>
+  <data name="Events_Agm_PrintReportButtonAriaLabel" xml:space="preserve"><value>Print attendance report</value><comment>aria-label on the print-attendance-report button.</comment></data>
+  <data name="Events_Agm_PrintResultsButton" xml:space="preserve"><value>Print AGM Results</value><comment>Button — print the AGM results report.</comment></data>
+  <data name="Events_Agm_PrintResultsButtonAriaLabel" xml:space="preserve"><value>Print AGM results report</value><comment>aria-label on the print-AGM-results button.</comment></data>
+  <data name="Events_Agm_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button — archive the AGM.</comment></data>
+  <data name="Events_Agm_ArchivingText" xml:space="preserve"><value>Archiving…</value><comment>Archive button text while archiving.</comment></data>
+  <data name="Events_Agm_RecordAttendanceLink" xml:space="preserve"><value>Record Attendance &amp; Elections</value><comment>Link — record the AGM's attendance and elections.</comment></data>
+  <data name="Events_Agm_AttendanceHeading" xml:space="preserve"><value>Attendance</value><comment>AGM detail — attendance section heading.</comment></data>
+  <data name="Events_Agm_AttendanceSummary" xml:space="preserve"><value>{Attended} of {Total} members attended.</value><comment>{Attended}/{Total} = counts.</comment></data>
+  <data name="Events_Agm_ElectedPositionsHeading" xml:space="preserve"><value>Elected Positions</value><comment>AGM detail — elected positions heading.</comment></data>
+  <data name="Events_Agm_NoPositionsRecorded" xml:space="preserve"><value>No positions recorded.</value><comment>Shown when no positions were recorded for an AGM.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeHeading" xml:space="preserve"><value>General Committee Member</value><comment>AGM detail — general committee members heading.</comment></data>
+  <data name="Events_Agm_UnknownPosition" xml:space="preserve"><value>Unknown Position</value><comment>Fallback label for a committee position with no name.</comment></data>
+  <data name="Events_Agm_HolderPresent" xml:space="preserve"><value>present</value><comment>Used as the end of a still-open committee term ("1 Jan 2024–present").</comment></data>
+  <data name="Events_Agm_HolderTerm" xml:space="preserve"><value>{Name} ({Start}–{End})</value><comment>One dated holder of a multi-holder position. {Name} = member, {Start}/{End} = term dates.</comment></data>
+  <data name="Events_Agm_PrintNoRecords" xml:space="preserve"><value>No attendance records found — nothing to print.</value><comment>Shown when there are no attendance records to print.</comment></data>
+  <data name="Events_Agm_PrintResultsError" xml:space="preserve"><value>Unable to print AGM results report. Please try again.</value><comment>Shown when printing the AGM results fails.</comment></data>
+  <data name="Events_Agm_SchedulePageTitle" xml:space="preserve"><value>Schedule AGM — StageFright Community</value><comment>Browser tab title — schedule AGM.</comment></data>
+  <data name="Events_Agm_ScheduleHeading" xml:space="preserve"><value>Schedule AGM</value><comment>Schedule-AGM form heading.</comment></data>
+  <data name="Events_Agm_MeetingDateLabel" xml:space="preserve"><value>Meeting Date</value><comment>Schedule-AGM form — meeting date label.</comment></data>
+  <data name="Events_Agm_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Schedule-AGM form — notes label.</comment></data>
+  <data name="Events_Agm_ScheduleSubmitButton" xml:space="preserve"><value>Schedule</value><comment>Schedule-AGM form submit button.</comment></data>
+  <data name="Events_Agm_ScheduleError" xml:space="preserve"><value>Failed to schedule AGM: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_Agm_RecordPageTitle" xml:space="preserve"><value>Record AGM — StageFright Community</value><comment>Browser tab title — record AGM.</comment></data>
+  <data name="Events_Agm_RecordHeading" xml:space="preserve"><value>Record AGM</value><comment>Record-AGM page heading.</comment></data>
+  <data name="Events_Agm_GuardNotFound" xml:space="preserve"><value>AGM not found.</value><comment>Guard — the AGM id does not exist.</comment></data>
+  <data name="Events_Agm_GuardAlreadyRecorded" xml:space="preserve"><value>This AGM has already been recorded.</value><comment>Guard — the AGM is already recorded.</comment></data>
+  <data name="Events_Agm_GuardFutureDate" xml:space="preserve"><value>This AGM's date has not yet arrived.</value><comment>Guard — the AGM date is in the future.</comment></data>
+  <data name="Events_Agm_MeetingDateText" xml:space="preserve"><value>Meeting date: {Date}</value><comment>Record-AGM — the meeting date. {Date} = AGM date.</comment></data>
+  <data name="Events_Agm_CommitteeElectionsHeading" xml:space="preserve"><value>Committee Elections</value><comment>Record-AGM — committee elections heading.</comment></data>
+  <data name="Events_Agm_VacantOption" xml:space="preserve"><value>Vacant</value><comment>Committee-election select — the vacant option.</comment></data>
+  <data name="Events_Agm_GeneralCommitteeMembersHeading" xml:space="preserve"><value>General Committee Members</value><comment>Record-AGM — general committee members heading.</comment></data>
+  <data name="Events_Agm_SelectedCount" xml:space="preserve"><value>Selected: {Count}</value><comment>Record-AGM — count of selected general committee members. {Count} = number.</comment></data>
+  <data name="Events_Agm_SelectedOfTarget" xml:space="preserve"><value>of {Count} target seats</value><comment>Record-AGM — target seats suffix. {Count} = target.</comment></data>
+  <data name="Events_Agm_RecordSubmitButton" xml:space="preserve"><value>Save AGM</value><comment>Record-AGM form submit button.</comment></data>
+  <data name="Events_Agm_DuplicateAssignmentError" xml:space="preserve"><value>A member cannot hold more than one committee assignment from the same AGM.</value><comment>Validation — a member was assigned two positions.</comment></data>
+  <data name="Events_Agm_RecordSaveError" xml:space="preserve"><value>Failed to save AGM: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_SpecialElection_PageTitle" xml:space="preserve"><value>Record Special Election — StageFright Community</value><comment>Browser tab title — special election.</comment></data>
+  <data name="Events_SpecialElection_Heading" xml:space="preserve"><value>Record Special Election</value><comment>Special election page heading.</comment></data>
+  <data name="Events_SpecialElection_NoPositionsNotice" xml:space="preserve"><value>No current committee positions found. Record an AGM first.</value><comment>Shown when there are no current positions.</comment></data>
+  <data name="Events_SpecialElection_PositionLabel" xml:space="preserve"><value>Position Being Replaced</value><comment>Special election — outgoing position label.</comment></data>
+  <data name="Events_SpecialElection_SelectPositionOption" xml:space="preserve"><value>Select a position</value><comment>Placeholder option — outgoing position select.</comment></data>
+  <data name="Events_SpecialElection_IncomingMemberLabel" xml:space="preserve"><value>Incoming Member</value><comment>Special election — incoming member label.</comment></data>
+  <data name="Events_SpecialElection_SelectMemberOption" xml:space="preserve"><value>Select a member</value><comment>Placeholder option — incoming member select.</comment></data>
+  <data name="Events_SpecialElection_ReplacementDateLabel" xml:space="preserve"><value>Replacement Date</value><comment>Special election — replacement date label.</comment></data>
+  <data name="Events_SpecialElection_SubmitButton" xml:space="preserve"><value>Save Special Election</value><comment>Special election form submit button.</comment></data>
+  <data name="Events_SpecialElection_PositionFallback" xml:space="preserve"><value>General Committee Member</value><comment>Fallback label when a position has no office-holder-type name.</comment></data>
+  <data name="Events_SpecialElection_PositionDescription" xml:space="preserve"><value>{Position} — {Member}</value><comment>Outgoing position option text. {Position} = position name, {Member} = current holder.</comment></data>
+  <data name="Events_SpecialElection_ValidationSelectBoth" xml:space="preserve"><value>Select the position being replaced and the incoming member.</value><comment>Validation — both selects required.</comment></data>
+  <data name="Events_SpecialElection_SaveError" xml:space="preserve"><value>Failed to record special election: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Events_AgmAttendance_NoActiveMembers" xml:space="preserve"><value>No active members found.</value><comment>AGM attendance grid — shown when there are no active members.</comment></data>
+  <data name="Events_AgmAttendance_AttendedColumn" xml:space="preserve"><value>Attended</value><comment>AGM attendance grid — attended column.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllAriaLabel" xml:space="preserve"><value>Select all members as attended</value><comment>aria-label on the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_SelectAllLabel" xml:space="preserve"><value>Select All</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Events_AgmAttendance_MemberColumn" xml:space="preserve"><value>Member</value><comment>AGM attendance grid — member column.</comment></data>
+  <data name="Events_AgmAttendance_RowAriaLabel" xml:space="preserve"><value>{MemberName} attended</value><comment>aria-label on a row checkbox. {MemberName} = member name.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/FinanceResource.cs b/src/StageFright.UI/Resources/Strings/FinanceResource.cs
new file mode 100644
index 00000000..9cc9012e
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/FinanceResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>FinanceResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{FinanceResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by the Finance module screens.
+/// </summary>
+public class FinanceResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/FinanceResource.en-US.resx b/src/StageFright.UI/Resources/Strings/FinanceResource.en-US.resx
new file mode 100644
index 00000000..480c9dd4
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/FinanceResource.en-US.resx
@@ -0,0 +1,426 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Finance_Tile_Title" xml:space="preserve">
+    <value>Finance</value>
+    <comment>Dashboard tile heading for the Finance module.</comment>
+  </data>
+  <data name="Finance_Tile_ActionText" xml:space="preserve">
+    <value>Open Finance</value>
+    <comment>Action link on the Finance dashboard tile.</comment>
+  </data>
+  <data name="Finance_Tile_CurrentBalanceLabel" xml:space="preserve">
+    <value>Current Balance</value>
+    <comment>Finance tile label under the current organisation balance.</comment>
+  </data>
+  <data name="Finance_Tile_MonthIncome" xml:space="preserve">
+    <value>{Month} income +{Amount}</value>
+    <comment>Finance tile month-to-date income. {Month} = current month name, {Amount} = income formatted as AUD.</comment>
+  </data>
+  <data name="Finance_Tile_MonthExpenses" xml:space="preserve">
+    <value>expenses −{Amount}</value>
+    <comment>Finance tile month-to-date expenses. {Amount} = expenses formatted as AUD. The leading "−" is a minus sign.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_Title" xml:space="preserve">
+    <value>Cash flow · 6 months</value>
+    <comment>Dashboard tile heading for the six-month cash-flow chart.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_Empty" xml:space="preserve">
+    <value>No transactions in the last 6 months</value>
+    <comment>Cash-flow tile message shown when there are no transactions to chart.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_IncomeSeries" xml:space="preserve">
+    <value>Income</value>
+    <comment>Cash-flow chart legend label for the monthly income bars.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_ExpensesSeries" xml:space="preserve">
+    <value>Expenses</value>
+    <comment>Cash-flow chart legend label for the monthly expense bars.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_Title" xml:space="preserve">
+    <value>Outstanding Balances</value>
+    <comment>Dashboard tile heading for outstanding member fee balances.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_ActionText" xml:space="preserve">
+    <value>View Members</value>
+    <comment>Action link on the Outstanding Balances dashboard tile.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_MembersOwingLabel" xml:space="preserve">
+    <value>Members Owing</value>
+    <comment>Outstanding Balances tile stat label — count of members with a balance owing.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AttendanceLabel" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Outstanding Balances tile stat label — outstanding attendance fees total.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AnnualLabel" xml:space="preserve">
+    <value>Annual</value>
+    <comment>Outstanding Balances tile stat label — outstanding annual fees total.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_Empty" xml:space="preserve">
+    <value>No outstanding balances this year</value>
+    <comment>Outstanding Balances tile message shown when there is no trend data to chart.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_TotalOwedSeries" xml:space="preserve">
+    <value>Total Owed</value>
+    <comment>Outstanding Balances chart legend label for the combined total owed line.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AttendanceSeries" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Outstanding Balances chart legend label for the outstanding attendance fees line.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AnnualSeries" xml:space="preserve">
+    <value>Annual</value>
+    <comment>Outstanding Balances chart legend label for the outstanding annual fees line.</comment>
+  </data>
+  <!-- ===== Finance page shell (FinancePage.razor) ===== -->
+  <data name="Finance_Page_PageTitle" xml:space="preserve"><value>Finance — StageFright Community</value><comment>Browser tab title — Finance page.</comment></data>
+  <data name="Finance_Page_Heading" xml:space="preserve"><value>Finance</value><comment>Finance page heading.</comment></data>
+  <data name="Finance_Page_TabOutstanding" xml:space="preserve"><value>Outstanding</value><comment>Finance tab — outstanding member balances.</comment></data>
+  <data name="Finance_Page_TabRecordIncome" xml:space="preserve"><value>Record Income</value><comment>Finance tab — record income.</comment></data>
+  <data name="Finance_Page_TabRecordExpense" xml:space="preserve"><value>Record Expense</value><comment>Finance tab — record expense.</comment></data>
+  <data name="Finance_Page_TabAnnualFees" xml:space="preserve"><value>Apply Annual Fees</value><comment>Finance tab — apply annual fees.</comment></data>
+  <data name="Finance_Page_AnnualFeesLink" xml:space="preserve"><value>Go to Annual Fee Application</value><comment>Link inside the Apply Annual Fees tab.</comment></data>
+  <!-- ===== Shared across Finance forms ===== -->
+  <data name="Finance_Common_RecordAnotherButton" xml:space="preserve"><value>Record Another</value><comment>Button shown after a successful entry to start another.</comment></data>
+  <data name="Finance_Common_ClearButton" xml:space="preserve"><value>Clear</value><comment>Button that resets a Finance form in place.</comment></data>
+  <data name="Finance_Common_SelectOption" xml:space="preserve"><value>— select —</value><comment>Placeholder option in a Finance account/select dropdown.</comment></data>
+  <data name="Finance_Common_DateLabel" xml:space="preserve"><value>Date</value><comment>Finance form field label — date.</comment></data>
+  <data name="Finance_Common_AmountLabel" xml:space="preserve"><value>Amount</value><comment>Finance form field label — amount.</comment></data>
+  <data name="Finance_Common_DescriptionLabel" xml:space="preserve"><value>Description</value><comment>Finance form field label — description.</comment></data>
+  <data name="Finance_Common_TaxTreatmentLabel" xml:space="preserve"><value>Tax Treatment</value><comment>Finance form field label — tax treatment.</comment></data>
+  <data name="Finance_Common_TaxExemptDefaultOption" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Default option in a tax-treatment dropdown.</comment></data>
+  <data name="Finance_Common_TaxInclusiveHint" xml:space="preserve"><value>Includes tax of {Amount}</value><comment>Hint under a taxable amount. {Amount} = tax portion formatted as AUD.</comment></data>
+  <data name="Finance_Common_TaxExclusiveHint" xml:space="preserve"><value>Plus tax of {Amount} — total {Total}</value><comment>Hint under a taxable amount in tax-exclusive entry mode. {Amount} = tax added on top, {Total} = gross, both formatted for the configured currency.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxInclusive" xml:space="preserve"><value>Amount (tax inclusive)</value><comment>Finance amount field label when the organisation enters tax-inclusive amounts.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxExclusive" xml:space="preserve"><value>Amount (tax exclusive)</value><comment>Finance amount field label when the organisation enters tax-exclusive (net) amounts.</comment></data>
+  <data name="Finance_Common_AmountPositiveError" xml:space="preserve"><value>Amount must be greater than zero.</value><comment>Validation error when a Finance amount is zero or negative.</comment></data>
+  <!-- ===== Record Income (RecordIncome.razor) ===== -->
+  <data name="Finance_RecordIncome_NoAccountsHtml" xml:space="preserve"><value>No income accounts are configured. Please add an income account in the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; before recording income.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no income accounts exist.</comment></data>
+  <data name="Finance_RecordIncome_AccountLabel" xml:space="preserve"><value>Account</value><comment>Record Income — account field label.</comment></data>
+  <data name="Finance_RecordIncome_DepositToLabel" xml:space="preserve"><value>Deposit to</value><comment>Record Income — deposit-account field label.</comment></data>
+  <data name="Finance_RecordIncome_DescriptionPlaceholder" xml:space="preserve"><value>e.g. Christmas raffle, Annual fundraiser…</value><comment>Record Income — description placeholder.</comment></data>
+  <data name="Finance_RecordIncome_SubmitButton" xml:space="preserve"><value>Record Income</value><comment>Record Income — submit button.</comment></data>
+  <data name="Finance_RecordIncome_AccountRequiredError" xml:space="preserve"><value>Please select a account.</value><comment>Record Income — validation error when no account is chosen.</comment></data>
+  <data name="Finance_RecordIncome_LoadAccountsError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_RecordIncome_SuccessMessage" xml:space="preserve"><value>Income of {Amount} recorded successfully.</value><comment>{Amount} = income amount formatted as AUD.</comment></data>
+  <data name="Finance_RecordIncome_RecordError" xml:space="preserve"><value>Failed to record income: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Member balances (MemberBalanceList.razor) ===== -->
+  <data name="Finance_Balances_LoadingText" xml:space="preserve"><value>Loading member balances…</value><comment>Status text while member balances load.</comment></data>
+  <data name="Finance_Balances_EmptyText" xml:space="preserve"><value>No outstanding balances found.</value><comment>Shown when no members have an outstanding balance.</comment></data>
+  <data name="Finance_Balances_MemberColumn" xml:space="preserve"><value>Member</value><comment>Balances grid column — member name.</comment></data>
+  <data name="Finance_Balances_OutstandingColumn" xml:space="preserve"><value>Outstanding</value><comment>Balances grid column — outstanding amount.</comment></data>
+  <data name="Finance_Balances_FeeBreakdownColumn" xml:space="preserve"><value>Fee Breakdown</value><comment>Balances grid column — per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_FeeDue" xml:space="preserve"><value>due {Date}</value><comment>Fee breakdown — due date prefix. {Date} = formatted due date.</comment></data>
+  <data name="Finance_Balances_HideFeesButton" xml:space="preserve"><value>Hide fees</value><comment>Button that collapses the per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_One" xml:space="preserve"><value>Show {Count} fee</value><comment>Button that expands one fee. {Count} = 1.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_Other" xml:space="preserve"><value>Show {Count} fees</value><comment>Button that expands the fee breakdown. {Count} = number of fees.</comment></data>
+  <data name="Finance_Balances_RecordPaymentButton" xml:space="preserve"><value>Record Member Payment</value><comment>Button opening the payment form for a member.</comment></data>
+  <data name="Finance_Balances_LoadError" xml:space="preserve"><value>Failed to load balances: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Payment form (PaymentForm.razor) ===== -->
+  <data name="Finance_Payment_MemberLabel" xml:space="preserve"><value>Member:</value><comment>Label preceding the member name on the payment form.</comment></data>
+  <data name="Finance_Payment_MethodLabel" xml:space="preserve"><value>Payment Method</value><comment>Payment form — payment method field label.</comment></data>
+  <data name="Finance_Payment_TypeLabel" xml:space="preserve"><value>Payment Type</value><comment>Payment form — payment type field label.</comment></data>
+  <data name="Finance_Payment_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Payment form — notes field label.</comment></data>
+  <data name="Finance_Payment_SubmitButton" xml:space="preserve"><value>Record Member Payment</value><comment>Payment form — submit button.</comment></data>
+  <data name="Finance_Payment_UpdateNotesButton" xml:space="preserve"><value>Update Notes</value><comment>Payment form — button to save an edited note after the payment is recorded.</comment></data>
+  <data name="Finance_Payment_BackToBalancesButton" xml:space="preserve"><value>Back to Balances</value><comment>Payment form — button returning to the balances list after recording.</comment></data>
+  <data name="Finance_Payment_LoadError" xml:space="preserve"><value>Failed to load member: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NoFeeSelectedError" xml:space="preserve"><value>At least one outstanding fee must be selected.</value><comment>Payment form validation — no fee selected.</comment></data>
+  <data name="Finance_Payment_AmountExceedsError" xml:space="preserve"><value>Amount exceeds the selected fees' remaining total.</value><comment>Payment form validation — amount too large.</comment></data>
+  <data name="Finance_Payment_SuccessMessage" xml:space="preserve"><value>Payment of {Amount} recorded successfully.</value><comment>{Amount} = payment amount formatted as AUD.</comment></data>
+  <data name="Finance_Payment_RecordError" xml:space="preserve"><value>Failed to record payment: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NotesUpdated" xml:space="preserve"><value>Notes updated.</value><comment>Confirmation after editing a recorded payment's note.</comment></data>
+  <data name="Finance_Payment_UpdateNotesError" xml:space="preserve"><value>Failed to update notes: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Outstanding fee selection grid (OutstandingFeeSelectionGrid.razor) ===== -->
+  <data name="Finance_FeeSelection_EmptyText" xml:space="preserve"><value>This member has no outstanding fees.</value><comment>Shown when the member has no outstanding fees to pay.</comment></data>
+  <data name="Finance_FeeSelection_SelectColumn" xml:space="preserve"><value>Select</value><comment>Fee-selection grid column — row select checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllLabel" xml:space="preserve"><value>All</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllAriaLabel" xml:space="preserve"><value>Select all outstanding fees</value><comment>aria-label for the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectRowAriaLabel" xml:space="preserve"><value>Select {FeeType} fee dated {Date}</value><comment>aria-label for a fee row checkbox. {FeeType} = localised fee type, {Date} = fee date.</comment></data>
+  <data name="Finance_FeeSelection_FeeTypeColumn" xml:space="preserve"><value>Fee Type</value><comment>Fee-selection grid column — fee type.</comment></data>
+  <data name="Finance_FeeSelection_FeeDateColumn" xml:space="preserve"><value>Fee Date</value><comment>Fee-selection grid column — fee date.</comment></data>
+  <data name="Finance_FeeSelection_DueDateColumn" xml:space="preserve"><value>Due Date</value><comment>Fee-selection grid column — due date.</comment></data>
+  <data name="Finance_FeeSelection_RemainingColumn" xml:space="preserve"><value>Remaining Amount</value><comment>Fee-selection grid column — remaining amount owed.</comment></data>
+  <!-- ===== Apply Annual Fees (AnnualFeeApplication.razor) ===== -->
+  <data name="Finance_AnnualFees_PageTitle" xml:space="preserve"><value>Apply Annual Fees — StageFright Community</value><comment>Browser tab title — Apply Annual Fees page.</comment></data>
+  <data name="Finance_AnnualFees_Heading" xml:space="preserve"><value>Apply Annual Membership Fees</value><comment>Apply Annual Fees page heading.</comment></data>
+  <data name="Finance_AnnualFees_Intro" xml:space="preserve"><value>Apply the current year annual fee to all eligible active members.</value><comment>Intro text under the Apply Annual Fees heading.</comment></data>
+  <data name="Finance_AnnualFees_LoadingText" xml:space="preserve"><value>Loading eligible members…</value><comment>Status text while eligible members load.</comment></data>
+  <data name="Finance_AnnualFees_BackToFinanceButton" xml:space="preserve"><value>Back to Finance</value><comment>Link returning to the Finance page.</comment></data>
+  <data name="Finance_AnnualFees_ConfirmationHeading" xml:space="preserve"><value>Confirmation</value><comment>Card heading for the apply-annual-fees confirmation step.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_One" xml:space="preserve"><value>{Count} active member is eligible for an annual fee this year.</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_Other" xml:space="preserve"><value>{Count} active members are eligible for an annual fee this year.</value><comment>{Count} = number of eligible members.</comment></data>
+  <data name="Finance_AnnualFees_NoneEligible" xml:space="preserve"><value>No eligible members found. Either all active members already have an annual fee for the current year, or there are no active members.</value><comment>Shown when nobody is eligible.</comment></data>
+  <data name="Finance_AnnualFees_FeeAmountLabel" xml:space="preserve"><value>Annual fee amount:</value><comment>Label preceding the configured annual fee amount.</comment></data>
+  <data name="Finance_AnnualFees_ApplyButton" xml:space="preserve"><value>Apply Annual Fees</value><comment>Button that applies the annual fee to all eligible members.</comment></data>
+  <data name="Finance_AnnualFees_LoadError" xml:space="preserve"><value>Failed to load eligible members: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_One" xml:space="preserve"><value>Annual fees applied successfully to {Count} member.</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_Other" xml:space="preserve"><value>Annual fees applied successfully to {Count} members.</value><comment>{Count} = number of members charged.</comment></data>
+  <data name="Finance_AnnualFees_ApplyError" xml:space="preserve"><value>Failed to apply annual fees: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Record Bank Deposit (BankDepositPage.razor) ===== -->
+  <data name="Finance_BankDeposit_PageTitle" xml:space="preserve"><value>Record Bank Deposit</value><comment>Browser tab title — Record Bank Deposit page.</comment></data>
+  <data name="Finance_BankDeposit_Heading" xml:space="preserve"><value>Record Bank Deposit</value><comment>Record Bank Deposit page heading.</comment></data>
+  <data name="Finance_BankDeposit_NoAccountsHtml" xml:space="preserve"><value>Bank deposits need at least one bank account other than Cash on Hand. Please add a bank account in the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; first.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no destination bank account exists.</comment></data>
+  <data name="Finance_BankDeposit_FromLabel" xml:space="preserve"><value>From</value><comment>Record Bank Deposit — source account label.</comment></data>
+  <data name="Finance_BankDeposit_FromValue" xml:space="preserve"><value>Cash on Hand</value><comment>Record Bank Deposit — fixed source account shown as a disabled field.</comment></data>
+  <data name="Finance_BankDeposit_ToLabel" xml:space="preserve"><value>To</value><comment>Record Bank Deposit — destination account label.</comment></data>
+  <data name="Finance_BankDeposit_DescriptionPlaceholder" xml:space="preserve"><value>e.g. Banking of rehearsal attendance fees…</value><comment>Record Bank Deposit — description placeholder.</comment></data>
+  <data name="Finance_BankDeposit_SubmitButton" xml:space="preserve"><value>Record Deposit</value><comment>Record Bank Deposit — submit button.</comment></data>
+  <data name="Finance_BankDeposit_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_BankDeposit_ToAccountRequiredError" xml:space="preserve"><value>Please select the destination account.</value><comment>Validation error when no destination account is chosen.</comment></data>
+  <data name="Finance_BankDeposit_SuccessMessage" xml:space="preserve"><value>Deposit of {Amount} recorded successfully.</value><comment>{Amount} = deposit amount formatted as AUD.</comment></data>
+  <data name="Finance_BankDeposit_RecordError" xml:space="preserve"><value>Failed to record deposit: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Chart of Accounts (ChartOfAccountsPage.razor) ===== -->
+  <data name="Finance_Coa_PageTitle" xml:space="preserve"><value>Chart of Accounts</value><comment>Browser tab title — Chart of Accounts page.</comment></data>
+  <data name="Finance_Coa_Heading" xml:space="preserve"><value>Chart of Accounts</value><comment>Chart of Accounts page heading.</comment></data>
+  <data name="Finance_Coa_LoadingText" xml:space="preserve"><value>Loading accounts…</value><comment>Status text while accounts load.</comment></data>
+  <data name="Finance_Coa_AddAccountHeading" xml:space="preserve"><value>Add Account</value><comment>Card heading for the add-account form.</comment></data>
+  <data name="Finance_Coa_ShowLabel" xml:space="preserve"><value>Show:</value><comment>Label before the account-type filter.</comment></data>
+  <data name="Finance_Coa_FilterAriaLabel" xml:space="preserve"><value>Filter by account type</value><comment>aria-label on the account-type filter.</comment></data>
+  <data name="Finance_Coa_AllTypesOption" xml:space="preserve"><value>All types</value><comment>Account-type filter — show all types.</comment></data>
+  <data name="Finance_Coa_FilterAssets" xml:space="preserve"><value>Assets</value><comment>Account-type filter label — asset accounts.</comment></data>
+  <data name="Finance_Coa_FilterLiabilities" xml:space="preserve"><value>Liabilities</value><comment>Account-type filter label — liability accounts.</comment></data>
+  <data name="Finance_Coa_FilterEquity" xml:space="preserve"><value>Equity</value><comment>Account-type filter label — equity accounts.</comment></data>
+  <data name="Finance_Coa_FilterIncome" xml:space="preserve"><value>Income</value><comment>Account-type filter label — income accounts.</comment></data>
+  <data name="Finance_Coa_FilterExpenses" xml:space="preserve"><value>Expenses</value><comment>Account-type filter label — expense accounts.</comment></data>
+  <data name="Finance_Coa_IncludeBalancesLabel" xml:space="preserve"><value>Include Current Balances</value><comment>Toggle label — include balances when printing.</comment></data>
+  <data name="Finance_Coa_PrintButton" xml:space="preserve"><value>Print Chart of Accounts</value><comment>Button that prints the chart of accounts.</comment></data>
+  <data name="Finance_Coa_ActiveAccountsHeading" xml:space="preserve"><value>Active Accounts</value><comment>Section heading — active accounts.</comment></data>
+  <data name="Finance_Coa_NoMatch" xml:space="preserve"><value>No accounts match the current filter.</value><comment>Shown when the filter excludes every account.</comment></data>
+  <data name="Finance_Coa_NumberColumn" xml:space="preserve"><value>No.</value><comment>Accounts grid column — account number.</comment></data>
+  <data name="Finance_Coa_NameColumn" xml:space="preserve"><value>Name</value><comment>Accounts grid column — account name.</comment></data>
+  <data name="Finance_Coa_RenameAriaLabel" xml:space="preserve"><value>New name for {Name}</value><comment>aria-label on the inline rename field. {Name} = current account name.</comment></data>
+  <data name="Finance_Coa_SystemBadge" xml:space="preserve"><value>System</value><comment>Badge marking a system account.</comment></data>
+  <data name="Finance_Coa_SystemBadgeTitle" xml:space="preserve"><value>System account</value><comment>Tooltip on the System badge.</comment></data>
+  <data name="Finance_Coa_BankBadge" xml:space="preserve"><value>Bank</value><comment>Badge marking a bank/cash account.</comment></data>
+  <data name="Finance_Coa_BankBadgeTitle" xml:space="preserve"><value>Bank / cash account</value><comment>Tooltip on the Bank badge.</comment></data>
+  <data name="Finance_Coa_TypeColumn" xml:space="preserve"><value>Type</value><comment>Accounts grid column — account type.</comment></data>
+  <data name="Finance_Coa_BalanceColumn" xml:space="preserve"><value>Balance</value><comment>Accounts grid column — current balance.</comment></data>
+  <data name="Finance_Coa_BalanceErrorTitle" xml:space="preserve"><value>Balance could not be calculated for this account</value><comment>Tooltip shown when an account balance failed to compute.</comment></data>
+  <data name="Finance_Coa_RenameButton" xml:space="preserve"><value>Rename</value><comment>Button that starts renaming an account.</comment></data>
+  <data name="Finance_Coa_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button that archives an account.</comment></data>
+  <data name="Finance_Coa_ReadOnlyText" xml:space="preserve"><value>Read-only</value><comment>Shown instead of actions for a system account.</comment></data>
+  <data name="Finance_Coa_ArchivedAccountsHeading" xml:space="preserve"><value>Archived Accounts</value><comment>Section heading — archived accounts.</comment></data>
+  <data name="Finance_Coa_RestoreButton" xml:space="preserve"><value>Restore</value><comment>Button that restores an archived account.</comment></data>
+  <data name="Finance_Coa_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_CreatedMessage" xml:space="preserve"><value>Account '{Name}' created with number {Number}.</value><comment>{Name} = new account name, {Number} = assigned account number.</comment></data>
+  <data name="Finance_Coa_CreateError" xml:space="preserve"><value>Failed to create account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RenamedMessage" xml:space="preserve"><value>Account renamed.</value><comment>Confirmation after renaming an account.</comment></data>
+  <data name="Finance_Coa_RenameError" xml:space="preserve"><value>Failed to rename account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_ArchivedMessage" xml:space="preserve"><value>Account archived.</value><comment>Confirmation after archiving an account.</comment></data>
+  <data name="Finance_Coa_ArchiveError" xml:space="preserve"><value>Failed to archive account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RestoredMessage" xml:space="preserve"><value>Account restored.</value><comment>Confirmation after restoring an account.</comment></data>
+  <data name="Finance_Coa_RestoreError" xml:space="preserve"><value>Failed to restore account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_PrintError" xml:space="preserve"><value>Unable to print. Please try again.</value><comment>Shown when printing the chart of accounts fails.</comment></data>
+  <!-- ===== Record Expense (ExpensePaymentPage.razor) ===== -->
+  <data name="Finance_Expense_PageTitle" xml:space="preserve"><value>Record Expense</value><comment>Browser tab title — Record Expense page.</comment></data>
+  <data name="Finance_Expense_Heading" xml:space="preserve"><value>Record Expense</value><comment>Record Expense page heading.</comment></data>
+  <data name="Finance_Expense_NoAccountsHtml" xml:space="preserve"><value>No expense accounts are configured. Please add an expense account in the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; before recording an expense.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no expense accounts exist.</comment></data>
+  <data name="Finance_Expense_PaidFromLabel" xml:space="preserve"><value>Paid from</value><comment>Record Expense — bank account field label.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountLabel" xml:space="preserve"><value>Expense account</value><comment>Record Expense — expense account field label.</comment></data>
+  <data name="Finance_Expense_PayeeLabel" xml:space="preserve"><value>Payee</value><comment>Record Expense — payee field label.</comment></data>
+  <data name="Finance_Expense_PayeePlaceholder" xml:space="preserve"><value>Who was paid, e.g. Scout Hall Trust</value><comment>Record Expense — payee placeholder.</comment></data>
+  <data name="Finance_Expense_DescriptionPlaceholder" xml:space="preserve"><value>e.g. Hall hire for March rehearsals…</value><comment>Record Expense — description placeholder.</comment></data>
+  <data name="Finance_Expense_SubmitButton" xml:space="preserve"><value>Record Expense</value><comment>Record Expense — submit button.</comment></data>
+  <data name="Finance_Expense_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Expense_BankAccountRequiredError" xml:space="preserve"><value>Please select the account the expense was paid from.</value><comment>Validation error when no paying account is chosen.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountRequiredError" xml:space="preserve"><value>Please select an expense account.</value><comment>Validation error when no expense account is chosen.</comment></data>
+  <data name="Finance_Expense_SuccessMessage" xml:space="preserve"><value>Expense of {Amount} recorded successfully.</value><comment>{Amount} = expense amount formatted as AUD.</comment></data>
+  <data name="Finance_Expense_RecordError" xml:space="preserve"><value>Failed to record expense: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Journal Entry (JournalEntryPage.razor) ===== -->
+  <data name="Finance_Journal_PageTitle" xml:space="preserve"><value>Journal Entry</value><comment>Browser tab title — Journal Entry page.</comment></data>
+  <data name="Finance_Journal_Heading" xml:space="preserve"><value>Journal Entry</value><comment>Journal Entry page heading.</comment></data>
+  <data name="Finance_Journal_DescriptionPlaceholder" xml:space="preserve"><value>Why this journal is being posted</value><comment>Journal Entry — description placeholder.</comment></data>
+  <data name="Finance_Journal_AccountColumn" xml:space="preserve"><value>Account</value><comment>Journal lines table column — account.</comment></data>
+  <data name="Finance_Journal_DebitColumn" xml:space="preserve"><value>Debit</value><comment>Journal lines table column — debit amount.</comment></data>
+  <data name="Finance_Journal_CreditColumn" xml:space="preserve"><value>Credit</value><comment>Journal lines table column — credit amount.</comment></data>
+  <data name="Finance_Journal_AccountAriaLabel" xml:space="preserve"><value>Account</value><comment>aria-label on a journal line's account select.</comment></data>
+  <data name="Finance_Journal_DebitAriaLabel" xml:space="preserve"><value>Debit amount</value><comment>aria-label on a journal line's debit input.</comment></data>
+  <data name="Finance_Journal_CreditAriaLabel" xml:space="preserve"><value>Credit amount</value><comment>aria-label on a journal line's credit input.</comment></data>
+  <data name="Finance_Journal_RemoveLineAriaLabel" xml:space="preserve"><value>Remove line</value><comment>aria-label on a journal line's remove button.</comment></data>
+  <data name="Finance_Journal_TotalsLabel" xml:space="preserve"><value>Totals</value><comment>Journal lines table footer — totals row label.</comment></data>
+  <data name="Finance_Journal_AddLineButton" xml:space="preserve"><value>Add Line</value><comment>Button that adds a journal line.</comment></data>
+  <data name="Finance_Journal_BalancedBadge" xml:space="preserve"><value>Balanced</value><comment>Badge shown when debits equal credits.</comment></data>
+  <data name="Finance_Journal_OutOfBalanceBadge" xml:space="preserve"><value>Out of balance by {Amount}</value><comment>Badge shown when the journal does not balance. {Amount} = difference formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostingText" xml:space="preserve"><value>Posting…</value><comment>Save button text while the journal posts.</comment></data>
+  <data name="Finance_Journal_PostButton" xml:space="preserve"><value>Post Journal</value><comment>Button that posts the journal.</comment></data>
+  <data name="Finance_Journal_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Journal_SuccessMessage" xml:space="preserve"><value>Journal of {Amount} posted successfully.</value><comment>{Amount} = journal total formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostError" xml:space="preserve"><value>Failed to post journal: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Opening Balances wizard (OpeningBalancesWizard.razor) ===== -->
+  <data name="Finance_OpeningBalances_PageTitle" xml:space="preserve"><value>Opening Balances</value><comment>Browser tab title — Opening Balances wizard.</comment></data>
+  <data name="Finance_OpeningBalances_Heading" xml:space="preserve"><value>Opening Balances</value><comment>Opening Balances wizard heading.</comment></data>
+  <data name="Finance_OpeningBalances_StepOf" xml:space="preserve"><value>Step {Step} of 2</value><comment>Wizard progress. {Step} = current step number.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Heading" xml:space="preserve"><value>Step 1 — As-at date</value><comment>Opening Balances wizard — step 1 heading.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Intro" xml:space="preserve"><value>Choose the date the opening balances apply from — usually the first day of your fiscal year.</value><comment>Opening Balances wizard — step 1 explanation.</comment></data>
+  <data name="Finance_OpeningBalances_AsAtLabel" xml:space="preserve"><value>As at</value><comment>Opening Balances wizard — as-at date field label.</comment></data>
+  <data name="Finance_OpeningBalances_NextButton" xml:space="preserve"><value>Next</value><comment>Opening Balances wizard — advance to step 2.</comment></data>
+  <data name="Finance_OpeningBalances_Step2Heading" xml:space="preserve"><value>Step 2 — Enter balances</value><comment>Opening Balances wizard — step 2 heading.</comment></data>
+  <data name="Finance_OpeningBalances_BackButton" xml:space="preserve"><value>Back</value><comment>Opening Balances wizard — return to step 1.</comment></data>
+  <data name="Finance_OpeningBalances_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_OpeningBalances_SuccessMessage" xml:space="preserve"><value>Opening balances as at {Date} posted successfully.</value><comment>{Date} = as-at date, long format.</comment></data>
+  <data name="Finance_OpeningBalances_PostError" xml:space="preserve"><value>Failed to post opening balances: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Bank Reconciliation list (ReconciliationListPage.razor) ===== -->
+  <data name="Finance_Reconciliation_ListPageTitle" xml:space="preserve"><value>Bank Reconciliation</value><comment>Browser tab title — Bank Reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_ListHeading" xml:space="preserve"><value>Bank Reconciliation</value><comment>Bank Reconciliation list heading.</comment></data>
+  <data name="Finance_Reconciliation_NoAccountsHtml" xml:space="preserve"><value>No bank or cash accounts exist yet. Create one on the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; page first.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no bank/cash account exists.</comment></data>
+  <data name="Finance_Reconciliation_AccountLabel" xml:space="preserve"><value>Account:</value><comment>Label before the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_AccountAriaLabel" xml:space="preserve"><value>Bank account to reconcile</value><comment>aria-label on the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_SelectAccountOption" xml:space="preserve"><value>Select an account…</value><comment>Placeholder option in the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_DraftInProgress" xml:space="preserve"><value>A draft reconciliation to {Date} is in progress.</value><comment>{Date} = draft statement date.</comment></data>
+  <data name="Finance_Reconciliation_ResumeDraftButton" xml:space="preserve"><value>Resume Draft</value><comment>Button that opens the in-progress draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_NewHeading" xml:space="preserve"><value>New Reconciliation</value><comment>Card heading for starting a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateLabel" xml:space="preserve"><value>Statement date</value><comment>New reconciliation — statement date field label.</comment></data>
+  <data name="Finance_Reconciliation_ClosingBalanceLabel" xml:space="preserve"><value>Statement closing balance</value><comment>Reconciliation — statement closing balance label.</comment></data>
+  <data name="Finance_Reconciliation_NotesLabel" xml:space="preserve"><value>Notes (optional)</value><comment>New reconciliation — notes field label.</comment></data>
+  <data name="Finance_Reconciliation_StartingText" xml:space="preserve"><value>Starting…</value><comment>Start button text while the reconciliation is being created.</comment></data>
+  <data name="Finance_Reconciliation_StartButton" xml:space="preserve"><value>Start Reconciliation</value><comment>Button that starts a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_HistoryHeading" xml:space="preserve"><value>History</value><comment>Section heading — past reconciliations for the account.</comment></data>
+  <data name="Finance_Reconciliation_HistoryEmpty" xml:space="preserve"><value>No reconciliations for this account yet.</value><comment>Shown when the account has no reconciliation history.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateColumn" xml:space="preserve"><value>Statement Date</value><comment>History grid column — statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningColumn" xml:space="preserve"><value>Opening</value><comment>History grid column — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClosingColumn" xml:space="preserve"><value>Closing</value><comment>History grid column — statement closing balance.</comment></data>
+  <data name="Finance_Reconciliation_ResumeButton" xml:space="preserve"><value>Resume</value><comment>History grid — resume a draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_ViewButton" xml:space="preserve"><value>View</value><comment>History grid — view a finalised reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_LoadAccountsError" xml:space="preserve"><value>Failed to load bank accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_LoadError" xml:space="preserve"><value>Failed to load reconciliations: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_StartError" xml:space="preserve"><value>Failed to start reconciliation: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Bank Reconciliation workspace (ReconciliationWorkspace.razor) ===== -->
+  <data name="Finance_Reconciliation_WorkspacePageTitle" xml:space="preserve"><value>Reconcile Account</value><comment>Browser tab title — reconciliation workspace.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadingText" xml:space="preserve"><value>Loading reconciliation…</value><comment>Status text while the reconciliation workspace loads.</comment></data>
+  <data name="Finance_Reconciliation_NotFoundHtml" xml:space="preserve"><value>Reconciliation not found. &lt;a href="/finance/reconciliation"&gt;Back to reconciliations&lt;/a&gt;.</value><comment>Shown (with a link back) when the reconciliation id is unknown.</comment></data>
+  <data name="Finance_Reconciliation_ReconcilePrefix" xml:space="preserve"><value>Reconcile — </value><comment>Heading prefix before the account name in the workspace.</comment></data>
+  <data name="Finance_Reconciliation_ToDate" xml:space="preserve"><value>to {Date}</value><comment>Workspace heading suffix. {Date} = statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningBalanceLabel" xml:space="preserve"><value>Opening balance</value><comment>Workspace summary card — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClearedLabel" xml:space="preserve"><value>Cleared</value><comment>Workspace summary card — cleared total.</comment></data>
+  <data name="Finance_Reconciliation_DifferenceLabel" xml:space="preserve"><value>Difference</value><comment>Workspace summary card — difference.</comment></data>
+  <data name="Finance_Reconciliation_ClearedColumn" xml:space="preserve"><value>Cleared</value><comment>Workspace grid column — cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_ClearedAriaLabel" xml:space="preserve"><value>Cleared</value><comment>aria-label on a transaction's cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_DateColumn" xml:space="preserve"><value>Date</value><comment>Workspace grid column — transaction date.</comment></data>
+  <data name="Finance_Reconciliation_DepositColumn" xml:space="preserve"><value>Deposit</value><comment>Workspace grid column — deposit amount.</comment></data>
+  <data name="Finance_Reconciliation_PaymentColumn" xml:space="preserve"><value>Payment</value><comment>Workspace grid column — payment amount.</comment></data>
+  <data name="Finance_Reconciliation_NoTransactions" xml:space="preserve"><value>No transactions on this account up to the statement date.</value><comment>Shown when there are no transactions to reconcile.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseButton" xml:space="preserve"><value>Finalize</value><comment>Button that finalises a balanced reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_DeleteDraftButton" xml:space="preserve"><value>Delete Draft</value><comment>Button that deletes the draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_BackButton" xml:space="preserve"><value>Back</value><comment>Link back to the reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadError" xml:space="preserve"><value>Failed to load reconciliation: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_ToggleError" xml:space="preserve"><value>Failed to update cleared state: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseError" xml:space="preserve"><value>Failed to finalize: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_DeleteError" xml:space="preserve"><value>Failed to delete draft: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/FinanceResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/FinanceResource.fr-FR.resx
new file mode 100644
index 00000000..ce047e71
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/FinanceResource.fr-FR.resx
@@ -0,0 +1,246 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Finance_Tile_Title" xml:space="preserve"><value>Finances</value><comment>Dashboard tile heading for the Finance module.</comment></data>
+  <data name="Finance_Tile_ActionText" xml:space="preserve"><value>Ouvrir les finances</value><comment>Action link on the Finance dashboard tile.</comment></data>
+  <data name="Finance_Tile_CurrentBalanceLabel" xml:space="preserve"><value>Solde actuel</value><comment>Finance tile label under the current organisation balance.</comment></data>
+  <data name="Finance_Tile_MonthIncome" xml:space="preserve"><value>produits {Month} +{Amount}</value><comment>Finance tile month-to-date income. {Month} = current month name, {Amount} = income formatted as AUD.</comment></data>
+  <data name="Finance_Tile_MonthExpenses" xml:space="preserve"><value>dépenses −{Amount}</value><comment>Finance tile month-to-date expenses. {Amount} = expenses formatted as AUD. The leading "−" is a minus sign.</comment></data>
+  <data name="Finance_CashFlowTile_Title" xml:space="preserve"><value>Trésorerie · 6 mois</value><comment>Dashboard tile heading for the six-month cash-flow chart.</comment></data>
+  <data name="Finance_CashFlowTile_Empty" xml:space="preserve"><value>Aucune transaction au cours des 6 derniers mois</value><comment>Cash-flow tile message shown when there are no transactions to chart.</comment></data>
+  <data name="Finance_CashFlowTile_IncomeSeries" xml:space="preserve"><value>Produits</value><comment>Cash-flow chart legend label for the monthly income bars.</comment></data>
+  <data name="Finance_CashFlowTile_ExpensesSeries" xml:space="preserve"><value>Charges</value><comment>Cash-flow chart legend label for the monthly expense bars.</comment></data>
+  <data name="Finance_OutstandingTile_Title" xml:space="preserve"><value>Soldes impayés</value><comment>Dashboard tile heading for outstanding member fee balances.</comment></data>
+  <data name="Finance_OutstandingTile_ActionText" xml:space="preserve"><value>Voir les membres</value><comment>Action link on the Outstanding Balances dashboard tile.</comment></data>
+  <data name="Finance_OutstandingTile_MembersOwingLabel" xml:space="preserve"><value>Membres débiteurs</value><comment>Outstanding Balances tile stat label — count of members with a balance owing.</comment></data>
+  <data name="Finance_OutstandingTile_AttendanceLabel" xml:space="preserve"><value>Présence</value><comment>Outstanding Balances tile stat label — outstanding attendance fees total.</comment></data>
+  <data name="Finance_OutstandingTile_AnnualLabel" xml:space="preserve"><value>Annuelle</value><comment>Outstanding Balances tile stat label — outstanding annual fees total.</comment></data>
+  <data name="Finance_OutstandingTile_Empty" xml:space="preserve"><value>Aucun solde impayé cette année</value><comment>Outstanding Balances tile message shown when there is no trend data to chart.</comment></data>
+  <data name="Finance_OutstandingTile_TotalOwedSeries" xml:space="preserve"><value>Total dû</value><comment>Outstanding Balances chart legend label for the combined total owed line.</comment></data>
+  <data name="Finance_OutstandingTile_AttendanceSeries" xml:space="preserve"><value>Présence</value><comment>Outstanding Balances chart legend label for the outstanding attendance fees line.</comment></data>
+  <data name="Finance_OutstandingTile_AnnualSeries" xml:space="preserve"><value>Annuelle</value><comment>Outstanding Balances chart legend label for the outstanding annual fees line.</comment></data>
+  <data name="Finance_Page_PageTitle" xml:space="preserve"><value>Finances — StageFright Community</value><comment>Browser tab title — Finance page.</comment></data>
+  <data name="Finance_Page_Heading" xml:space="preserve"><value>Finances</value><comment>Finance page heading.</comment></data>
+  <data name="Finance_Page_TabOutstanding" xml:space="preserve"><value>Impayés</value><comment>Finance tab — outstanding member balances.</comment></data>
+  <data name="Finance_Page_TabRecordIncome" xml:space="preserve"><value>Saisir un produit</value><comment>Finance tab — record income.</comment></data>
+  <data name="Finance_Page_TabRecordExpense" xml:space="preserve"><value>Saisir une dépense</value><comment>Finance tab — record expense.</comment></data>
+  <data name="Finance_Page_TabAnnualFees" xml:space="preserve"><value>Appliquer les cotisations annuelles</value><comment>Finance tab — apply annual fees.</comment></data>
+  <data name="Finance_Page_AnnualFeesLink" xml:space="preserve"><value>Aller à l'application des cotisations annuelles</value><comment>Link inside the Apply Annual Fees tab.</comment></data>
+  <data name="Finance_Common_RecordAnotherButton" xml:space="preserve"><value>Saisir un autre</value><comment>Button shown after a successful entry to start another.</comment></data>
+  <data name="Finance_Common_ClearButton" xml:space="preserve"><value>Effacer</value><comment>Button that resets a Finance form in place.</comment></data>
+  <data name="Finance_Common_SelectOption" xml:space="preserve"><value>— sélectionner —</value><comment>Placeholder option in a Finance account/select dropdown.</comment></data>
+  <data name="Finance_Common_DateLabel" xml:space="preserve"><value>Date</value><comment>Finance form field label — date.</comment></data>
+  <data name="Finance_Common_AmountLabel" xml:space="preserve"><value>Montant</value><comment>Finance form field label — amount.</comment></data>
+  <data name="Finance_Common_DescriptionLabel" xml:space="preserve"><value>Description</value><comment>Finance form field label — description.</comment></data>
+  <data name="Finance_Common_TaxTreatmentLabel" xml:space="preserve"><value>Traitement fiscal</value><comment>Finance form field label — tax treatment.</comment></data>
+  <data name="Finance_Common_TaxExemptDefaultOption" xml:space="preserve"><value>Exonéré de taxe (par défaut)</value><comment>Default option in a tax-treatment dropdown.</comment></data>
+  <data name="Finance_Common_TaxInclusiveHint" xml:space="preserve"><value>Inclut une taxe de {Amount}</value><comment>Hint under a taxable amount. {Amount} = tax portion formatted as AUD.</comment></data>
+  <data name="Finance_Common_TaxExclusiveHint" xml:space="preserve"><value>Plus une taxe de {Amount} — total {Total}</value><comment>Hint under a taxable amount in tax-exclusive entry mode. {Amount} = tax added on top, {Total} = gross, both formatted for the configured currency.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxInclusive" xml:space="preserve"><value>Montant (taxe comprise)</value><comment>Finance amount field label when the organisation enters tax-inclusive amounts.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxExclusive" xml:space="preserve"><value>Montant (hors taxe)</value><comment>Finance amount field label when the organisation enters tax-exclusive (net) amounts.</comment></data>
+  <data name="Finance_Common_AmountPositiveError" xml:space="preserve"><value>Le montant doit être supérieur à zéro.</value><comment>Validation error when a Finance amount is zero or negative.</comment></data>
+  <data name="Finance_RecordIncome_NoAccountsHtml" xml:space="preserve"><value>Aucun compte de produits n'est configuré. Veuillez ajouter un compte de produits dans le &lt;a href="/finance/accounts"&gt;plan comptable&lt;/a&gt; avant de saisir un produit.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no income accounts exist.</comment></data>
+  <data name="Finance_RecordIncome_AccountLabel" xml:space="preserve"><value>Compte</value><comment>Record Income — account field label.</comment></data>
+  <data name="Finance_RecordIncome_DepositToLabel" xml:space="preserve"><value>Déposer sur</value><comment>Record Income — deposit-account field label.</comment></data>
+  <data name="Finance_RecordIncome_DescriptionPlaceholder" xml:space="preserve"><value>ex. : tombola de Noël, collecte annuelle…</value><comment>Record Income — description placeholder.</comment></data>
+  <data name="Finance_RecordIncome_SubmitButton" xml:space="preserve"><value>Saisir le produit</value><comment>Record Income — submit button.</comment></data>
+  <data name="Finance_RecordIncome_AccountRequiredError" xml:space="preserve"><value>Veuillez sélectionner un compte.</value><comment>Record Income — validation error when no account is chosen.</comment></data>
+  <data name="Finance_RecordIncome_LoadAccountsError" xml:space="preserve"><value>Échec du chargement des comptes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_RecordIncome_SuccessMessage" xml:space="preserve"><value>Produit de {Amount} saisi avec succès.</value><comment>{Amount} = income amount formatted as AUD.</comment></data>
+  <data name="Finance_RecordIncome_RecordError" xml:space="preserve"><value>Échec de la saisie du produit : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Balances_LoadingText" xml:space="preserve"><value>Chargement des soldes des membres…</value><comment>Status text while member balances load.</comment></data>
+  <data name="Finance_Balances_EmptyText" xml:space="preserve"><value>Aucun solde impayé trouvé.</value><comment>Shown when no members have an outstanding balance.</comment></data>
+  <data name="Finance_Balances_MemberColumn" xml:space="preserve"><value>Membre</value><comment>Balances grid column — member name.</comment></data>
+  <data name="Finance_Balances_OutstandingColumn" xml:space="preserve"><value>Impayé</value><comment>Balances grid column — outstanding amount.</comment></data>
+  <data name="Finance_Balances_FeeBreakdownColumn" xml:space="preserve"><value>Détail des cotisations</value><comment>Balances grid column — per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_FeeDue" xml:space="preserve"><value>échéance {Date}</value><comment>Fee breakdown — due date prefix. {Date} = formatted due date.</comment></data>
+  <data name="Finance_Balances_HideFeesButton" xml:space="preserve"><value>Masquer les cotisations</value><comment>Button that collapses the per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_One" xml:space="preserve"><value>Afficher {Count} cotisation</value><comment>Button that expands one fee. {Count} = 1.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_Other" xml:space="preserve"><value>Afficher {Count} cotisations</value><comment>Button that expands the fee breakdown. {Count} = number of fees.</comment></data>
+  <data name="Finance_Balances_RecordPaymentButton" xml:space="preserve"><value>Saisir un paiement de membre</value><comment>Button opening the payment form for a member.</comment></data>
+  <data name="Finance_Balances_LoadError" xml:space="preserve"><value>Échec du chargement des soldes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_MemberLabel" xml:space="preserve"><value>Membre :</value><comment>Label preceding the member name on the payment form.</comment></data>
+  <data name="Finance_Payment_MethodLabel" xml:space="preserve"><value>Mode de paiement</value><comment>Payment form — payment method field label.</comment></data>
+  <data name="Finance_Payment_TypeLabel" xml:space="preserve"><value>Type de paiement</value><comment>Payment form — payment type field label.</comment></data>
+  <data name="Finance_Payment_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Payment form — notes field label.</comment></data>
+  <data name="Finance_Payment_SubmitButton" xml:space="preserve"><value>Saisir le paiement de membre</value><comment>Payment form — submit button.</comment></data>
+  <data name="Finance_Payment_UpdateNotesButton" xml:space="preserve"><value>Mettre à jour les notes</value><comment>Payment form — button to save an edited note after the payment is recorded.</comment></data>
+  <data name="Finance_Payment_BackToBalancesButton" xml:space="preserve"><value>Retour aux soldes</value><comment>Payment form — button returning to the balances list after recording.</comment></data>
+  <data name="Finance_Payment_LoadError" xml:space="preserve"><value>Échec du chargement du membre : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NoFeeSelectedError" xml:space="preserve"><value>Au moins une cotisation impayée doit être sélectionnée.</value><comment>Payment form validation — no fee selected.</comment></data>
+  <data name="Finance_Payment_AmountExceedsError" xml:space="preserve"><value>Le montant dépasse le total restant des cotisations sélectionnées.</value><comment>Payment form validation — amount too large.</comment></data>
+  <data name="Finance_Payment_SuccessMessage" xml:space="preserve"><value>Paiement de {Amount} saisi avec succès.</value><comment>{Amount} = payment amount formatted as AUD.</comment></data>
+  <data name="Finance_Payment_RecordError" xml:space="preserve"><value>Échec de la saisie du paiement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NotesUpdated" xml:space="preserve"><value>Notes mises à jour.</value><comment>Confirmation after editing a recorded payment's note.</comment></data>
+  <data name="Finance_Payment_UpdateNotesError" xml:space="preserve"><value>Échec de la mise à jour des notes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_FeeSelection_EmptyText" xml:space="preserve"><value>Ce membre n'a aucune cotisation impayée.</value><comment>Shown when the member has no outstanding fees to pay.</comment></data>
+  <data name="Finance_FeeSelection_SelectColumn" xml:space="preserve"><value>Sélectionner</value><comment>Fee-selection grid column — row select checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllLabel" xml:space="preserve"><value>Tout</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllAriaLabel" xml:space="preserve"><value>Sélectionner toutes les cotisations impayées</value><comment>aria-label for the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectRowAriaLabel" xml:space="preserve"><value>Sélectionner la cotisation {FeeType} datée du {Date}</value><comment>aria-label for a fee row checkbox. {FeeType} = localised fee type, {Date} = fee date.</comment></data>
+  <data name="Finance_FeeSelection_FeeTypeColumn" xml:space="preserve"><value>Type de cotisation</value><comment>Fee-selection grid column — fee type.</comment></data>
+  <data name="Finance_FeeSelection_FeeDateColumn" xml:space="preserve"><value>Date de la cotisation</value><comment>Fee-selection grid column — fee date.</comment></data>
+  <data name="Finance_FeeSelection_DueDateColumn" xml:space="preserve"><value>Date d'échéance</value><comment>Fee-selection grid column — due date.</comment></data>
+  <data name="Finance_FeeSelection_RemainingColumn" xml:space="preserve"><value>Montant restant</value><comment>Fee-selection grid column — remaining amount owed.</comment></data>
+  <data name="Finance_AnnualFees_PageTitle" xml:space="preserve"><value>Appliquer les cotisations annuelles — StageFright Community</value><comment>Browser tab title — Apply Annual Fees page.</comment></data>
+  <data name="Finance_AnnualFees_Heading" xml:space="preserve"><value>Appliquer les cotisations annuelles</value><comment>Apply Annual Fees page heading.</comment></data>
+  <data name="Finance_AnnualFees_Intro" xml:space="preserve"><value>Appliquer la cotisation annuelle de l'année en cours à tous les membres actifs éligibles.</value><comment>Intro text under the Apply Annual Fees heading.</comment></data>
+  <data name="Finance_AnnualFees_LoadingText" xml:space="preserve"><value>Chargement des membres éligibles…</value><comment>Status text while eligible members load.</comment></data>
+  <data name="Finance_AnnualFees_BackToFinanceButton" xml:space="preserve"><value>Retour aux finances</value><comment>Link returning to the Finance page.</comment></data>
+  <data name="Finance_AnnualFees_ConfirmationHeading" xml:space="preserve"><value>Confirmation</value><comment>Card heading for the apply-annual-fees confirmation step.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_One" xml:space="preserve"><value>{Count} membre actif est éligible à une cotisation annuelle cette année.</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_Other" xml:space="preserve"><value>{Count} membres actifs sont éligibles à une cotisation annuelle cette année.</value><comment>{Count} = number of eligible members.</comment></data>
+  <data name="Finance_AnnualFees_NoneEligible" xml:space="preserve"><value>Aucun membre éligible trouvé. Soit tous les membres actifs ont déjà une cotisation annuelle pour l'année en cours, soit il n'y a aucun membre actif.</value><comment>Shown when nobody is eligible.</comment></data>
+  <data name="Finance_AnnualFees_FeeAmountLabel" xml:space="preserve"><value>Montant de la cotisation annuelle :</value><comment>Label preceding the configured annual fee amount.</comment></data>
+  <data name="Finance_AnnualFees_ApplyButton" xml:space="preserve"><value>Appliquer les cotisations annuelles</value><comment>Button that applies the annual fee to all eligible members.</comment></data>
+  <data name="Finance_AnnualFees_LoadError" xml:space="preserve"><value>Échec du chargement des membres éligibles : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_One" xml:space="preserve"><value>Cotisations annuelles appliquées avec succès à {Count} membre.</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_Other" xml:space="preserve"><value>Cotisations annuelles appliquées avec succès à {Count} membres.</value><comment>{Count} = number of members charged.</comment></data>
+  <data name="Finance_AnnualFees_ApplyError" xml:space="preserve"><value>Échec de l'application des cotisations annuelles : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_BankDeposit_PageTitle" xml:space="preserve"><value>Saisir un dépôt bancaire</value><comment>Browser tab title — Record Bank Deposit page.</comment></data>
+  <data name="Finance_BankDeposit_Heading" xml:space="preserve"><value>Saisir un dépôt bancaire</value><comment>Record Bank Deposit page heading.</comment></data>
+  <data name="Finance_BankDeposit_NoAccountsHtml" xml:space="preserve"><value>Les dépôts bancaires nécessitent au moins un compte bancaire autre que la caisse. Veuillez d'abord ajouter un compte bancaire dans le &lt;a href="/finance/accounts"&gt;plan comptable&lt;/a&gt;.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no destination bank account exists.</comment></data>
+  <data name="Finance_BankDeposit_FromLabel" xml:space="preserve"><value>De</value><comment>Record Bank Deposit — source account label.</comment></data>
+  <data name="Finance_BankDeposit_FromValue" xml:space="preserve"><value>Caisse</value><comment>Record Bank Deposit — fixed source account shown as a disabled field.</comment></data>
+  <data name="Finance_BankDeposit_ToLabel" xml:space="preserve"><value>Vers</value><comment>Record Bank Deposit — destination account label.</comment></data>
+  <data name="Finance_BankDeposit_DescriptionPlaceholder" xml:space="preserve"><value>ex. : dépôt des frais de présence aux répétitions…</value><comment>Record Bank Deposit — description placeholder.</comment></data>
+  <data name="Finance_BankDeposit_SubmitButton" xml:space="preserve"><value>Saisir le dépôt</value><comment>Record Bank Deposit — submit button.</comment></data>
+  <data name="Finance_BankDeposit_LoadError" xml:space="preserve"><value>Échec du chargement des comptes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_BankDeposit_ToAccountRequiredError" xml:space="preserve"><value>Veuillez sélectionner le compte de destination.</value><comment>Validation error when no destination account is chosen.</comment></data>
+  <data name="Finance_BankDeposit_SuccessMessage" xml:space="preserve"><value>Dépôt de {Amount} saisi avec succès.</value><comment>{Amount} = deposit amount formatted as AUD.</comment></data>
+  <data name="Finance_BankDeposit_RecordError" xml:space="preserve"><value>Échec de la saisie du dépôt : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_PageTitle" xml:space="preserve"><value>Plan comptable</value><comment>Browser tab title — Chart of Accounts page.</comment></data>
+  <data name="Finance_Coa_Heading" xml:space="preserve"><value>Plan comptable</value><comment>Chart of Accounts page heading.</comment></data>
+  <data name="Finance_Coa_LoadingText" xml:space="preserve"><value>Chargement des comptes…</value><comment>Status text while accounts load.</comment></data>
+  <data name="Finance_Coa_AddAccountHeading" xml:space="preserve"><value>Ajouter un compte</value><comment>Card heading for the add-account form.</comment></data>
+  <data name="Finance_Coa_ShowLabel" xml:space="preserve"><value>Afficher :</value><comment>Label before the account-type filter.</comment></data>
+  <data name="Finance_Coa_FilterAriaLabel" xml:space="preserve"><value>Filtrer par type de compte</value><comment>aria-label on the account-type filter.</comment></data>
+  <data name="Finance_Coa_AllTypesOption" xml:space="preserve"><value>Tous les types</value><comment>Account-type filter — show all types.</comment></data>
+  <data name="Finance_Coa_FilterAssets" xml:space="preserve"><value>Actif</value><comment>Account-type filter label — asset accounts.</comment></data>
+  <data name="Finance_Coa_FilterLiabilities" xml:space="preserve"><value>Passif</value><comment>Account-type filter label — liability accounts.</comment></data>
+  <data name="Finance_Coa_FilterEquity" xml:space="preserve"><value>Capitaux propres</value><comment>Account-type filter label — equity accounts.</comment></data>
+  <data name="Finance_Coa_FilterIncome" xml:space="preserve"><value>Produits</value><comment>Account-type filter label — income accounts.</comment></data>
+  <data name="Finance_Coa_FilterExpenses" xml:space="preserve"><value>Charges</value><comment>Account-type filter label — expense accounts.</comment></data>
+  <data name="Finance_Coa_IncludeBalancesLabel" xml:space="preserve"><value>Inclure les soldes actuels</value><comment>Toggle label — include balances when printing.</comment></data>
+  <data name="Finance_Coa_PrintButton" xml:space="preserve"><value>Imprimer le plan comptable</value><comment>Button that prints the chart of accounts.</comment></data>
+  <data name="Finance_Coa_ActiveAccountsHeading" xml:space="preserve"><value>Comptes actifs</value><comment>Section heading — active accounts.</comment></data>
+  <data name="Finance_Coa_NoMatch" xml:space="preserve"><value>Aucun compte ne correspond au filtre actuel.</value><comment>Shown when the filter excludes every account.</comment></data>
+  <data name="Finance_Coa_NumberColumn" xml:space="preserve"><value>N°</value><comment>Accounts grid column — account number.</comment></data>
+  <data name="Finance_Coa_NameColumn" xml:space="preserve"><value>Nom</value><comment>Accounts grid column — account name.</comment></data>
+  <data name="Finance_Coa_RenameAriaLabel" xml:space="preserve"><value>Nouveau nom pour {Name}</value><comment>aria-label on the inline rename field. {Name} = current account name.</comment></data>
+  <data name="Finance_Coa_SystemBadge" xml:space="preserve"><value>Système</value><comment>Badge marking a system account.</comment></data>
+  <data name="Finance_Coa_SystemBadgeTitle" xml:space="preserve"><value>Compte système</value><comment>Tooltip on the System badge.</comment></data>
+  <data name="Finance_Coa_BankBadge" xml:space="preserve"><value>Banque</value><comment>Badge marking a bank/cash account.</comment></data>
+  <data name="Finance_Coa_BankBadgeTitle" xml:space="preserve"><value>Compte bancaire / de caisse</value><comment>Tooltip on the Bank badge.</comment></data>
+  <data name="Finance_Coa_TypeColumn" xml:space="preserve"><value>Type</value><comment>Accounts grid column — account type.</comment></data>
+  <data name="Finance_Coa_BalanceColumn" xml:space="preserve"><value>Solde</value><comment>Accounts grid column — current balance.</comment></data>
+  <data name="Finance_Coa_BalanceErrorTitle" xml:space="preserve"><value>Le solde n'a pas pu être calculé pour ce compte</value><comment>Tooltip shown when an account balance failed to compute.</comment></data>
+  <data name="Finance_Coa_RenameButton" xml:space="preserve"><value>Renommer</value><comment>Button that starts renaming an account.</comment></data>
+  <data name="Finance_Coa_ArchiveButton" xml:space="preserve"><value>Archiver</value><comment>Button that archives an account.</comment></data>
+  <data name="Finance_Coa_ReadOnlyText" xml:space="preserve"><value>Lecture seule</value><comment>Shown instead of actions for a system account.</comment></data>
+  <data name="Finance_Coa_ArchivedAccountsHeading" xml:space="preserve"><value>Comptes archivés</value><comment>Section heading — archived accounts.</comment></data>
+  <data name="Finance_Coa_RestoreButton" xml:space="preserve"><value>Restaurer</value><comment>Button that restores an archived account.</comment></data>
+  <data name="Finance_Coa_LoadError" xml:space="preserve"><value>Échec du chargement des comptes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_CreatedMessage" xml:space="preserve"><value>Compte « {Name} » créé avec le numéro {Number}.</value><comment>{Name} = new account name, {Number} = assigned account number.</comment></data>
+  <data name="Finance_Coa_CreateError" xml:space="preserve"><value>Échec de la création du compte : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RenamedMessage" xml:space="preserve"><value>Compte renommé.</value><comment>Confirmation after renaming an account.</comment></data>
+  <data name="Finance_Coa_RenameError" xml:space="preserve"><value>Échec du renommage du compte : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_ArchivedMessage" xml:space="preserve"><value>Compte archivé.</value><comment>Confirmation after archiving an account.</comment></data>
+  <data name="Finance_Coa_ArchiveError" xml:space="preserve"><value>Échec de l'archivage du compte : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RestoredMessage" xml:space="preserve"><value>Compte restauré.</value><comment>Confirmation after restoring an account.</comment></data>
+  <data name="Finance_Coa_RestoreError" xml:space="preserve"><value>Échec de la restauration du compte : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_PrintError" xml:space="preserve"><value>Impossible d'imprimer. Veuillez réessayer.</value><comment>Shown when printing the chart of accounts fails.</comment></data>
+  <data name="Finance_Expense_PageTitle" xml:space="preserve"><value>Saisir une dépense</value><comment>Browser tab title — Record Expense page.</comment></data>
+  <data name="Finance_Expense_Heading" xml:space="preserve"><value>Saisir une dépense</value><comment>Record Expense page heading.</comment></data>
+  <data name="Finance_Expense_NoAccountsHtml" xml:space="preserve"><value>Aucun compte de charges n'est configuré. Veuillez ajouter un compte de charges dans le &lt;a href="/finance/accounts"&gt;plan comptable&lt;/a&gt; avant de saisir une dépense.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no expense accounts exist.</comment></data>
+  <data name="Finance_Expense_PaidFromLabel" xml:space="preserve"><value>Payé depuis</value><comment>Record Expense — bank account field label.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountLabel" xml:space="preserve"><value>Compte de charges</value><comment>Record Expense — expense account field label.</comment></data>
+  <data name="Finance_Expense_PayeeLabel" xml:space="preserve"><value>Bénéficiaire</value><comment>Record Expense — payee field label.</comment></data>
+  <data name="Finance_Expense_PayeePlaceholder" xml:space="preserve"><value>Qui a été payé, ex. : Association de la salle des fêtes</value><comment>Record Expense — payee placeholder.</comment></data>
+  <data name="Finance_Expense_DescriptionPlaceholder" xml:space="preserve"><value>ex. : location de salle pour les répétitions de mars…</value><comment>Record Expense — description placeholder.</comment></data>
+  <data name="Finance_Expense_SubmitButton" xml:space="preserve"><value>Saisir la dépense</value><comment>Record Expense — submit button.</comment></data>
+  <data name="Finance_Expense_LoadError" xml:space="preserve"><value>Échec du chargement des comptes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Expense_BankAccountRequiredError" xml:space="preserve"><value>Veuillez sélectionner le compte depuis lequel la dépense a été payée.</value><comment>Validation error when no paying account is chosen.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountRequiredError" xml:space="preserve"><value>Veuillez sélectionner un compte de charges.</value><comment>Validation error when no expense account is chosen.</comment></data>
+  <data name="Finance_Expense_SuccessMessage" xml:space="preserve"><value>Dépense de {Amount} saisie avec succès.</value><comment>{Amount} = expense amount formatted as AUD.</comment></data>
+  <data name="Finance_Expense_RecordError" xml:space="preserve"><value>Échec de la saisie de la dépense : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Journal_PageTitle" xml:space="preserve"><value>Écriture de journal</value><comment>Browser tab title — Journal Entry page.</comment></data>
+  <data name="Finance_Journal_Heading" xml:space="preserve"><value>Écriture de journal</value><comment>Journal Entry page heading.</comment></data>
+  <data name="Finance_Journal_DescriptionPlaceholder" xml:space="preserve"><value>Motif de la comptabilisation de ce journal</value><comment>Journal Entry — description placeholder.</comment></data>
+  <data name="Finance_Journal_AccountColumn" xml:space="preserve"><value>Compte</value><comment>Journal lines table column — account.</comment></data>
+  <data name="Finance_Journal_DebitColumn" xml:space="preserve"><value>Débit</value><comment>Journal lines table column — debit amount.</comment></data>
+  <data name="Finance_Journal_CreditColumn" xml:space="preserve"><value>Crédit</value><comment>Journal lines table column — credit amount.</comment></data>
+  <data name="Finance_Journal_AccountAriaLabel" xml:space="preserve"><value>Compte</value><comment>aria-label on a journal line's account select.</comment></data>
+  <data name="Finance_Journal_DebitAriaLabel" xml:space="preserve"><value>Montant au débit</value><comment>aria-label on a journal line's debit input.</comment></data>
+  <data name="Finance_Journal_CreditAriaLabel" xml:space="preserve"><value>Montant au crédit</value><comment>aria-label on a journal line's credit input.</comment></data>
+  <data name="Finance_Journal_RemoveLineAriaLabel" xml:space="preserve"><value>Supprimer la ligne</value><comment>aria-label on a journal line's remove button.</comment></data>
+  <data name="Finance_Journal_TotalsLabel" xml:space="preserve"><value>Totaux</value><comment>Journal lines table footer — totals row label.</comment></data>
+  <data name="Finance_Journal_AddLineButton" xml:space="preserve"><value>Ajouter une ligne</value><comment>Button that adds a journal line.</comment></data>
+  <data name="Finance_Journal_BalancedBadge" xml:space="preserve"><value>Équilibré</value><comment>Badge shown when debits equal credits.</comment></data>
+  <data name="Finance_Journal_OutOfBalanceBadge" xml:space="preserve"><value>Déséquilibré de {Amount}</value><comment>Badge shown when the journal does not balance. {Amount} = difference formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostingText" xml:space="preserve"><value>Comptabilisation…</value><comment>Save button text while the journal posts.</comment></data>
+  <data name="Finance_Journal_PostButton" xml:space="preserve"><value>Comptabiliser le journal</value><comment>Button that posts the journal.</comment></data>
+  <data name="Finance_Journal_LoadError" xml:space="preserve"><value>Échec du chargement des comptes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Journal_SuccessMessage" xml:space="preserve"><value>Journal de {Amount} comptabilisé avec succès.</value><comment>{Amount} = journal total formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostError" xml:space="preserve"><value>Échec de la comptabilisation du journal : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_OpeningBalances_PageTitle" xml:space="preserve"><value>Soldes d'ouverture</value><comment>Browser tab title — Opening Balances wizard.</comment></data>
+  <data name="Finance_OpeningBalances_Heading" xml:space="preserve"><value>Soldes d'ouverture</value><comment>Opening Balances wizard heading.</comment></data>
+  <data name="Finance_OpeningBalances_StepOf" xml:space="preserve"><value>Étape {Step} sur 2</value><comment>Wizard progress. {Step} = current step number.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Heading" xml:space="preserve"><value>Étape 1 — Date de référence</value><comment>Opening Balances wizard — step 1 heading.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Intro" xml:space="preserve"><value>Choisissez la date à partir de laquelle les soldes d'ouverture s'appliquent — généralement le premier jour de votre exercice comptable.</value><comment>Opening Balances wizard — step 1 explanation.</comment></data>
+  <data name="Finance_OpeningBalances_AsAtLabel" xml:space="preserve"><value>À la date du</value><comment>Opening Balances wizard — as-at date field label.</comment></data>
+  <data name="Finance_OpeningBalances_NextButton" xml:space="preserve"><value>Suivant</value><comment>Opening Balances wizard — advance to step 2.</comment></data>
+  <data name="Finance_OpeningBalances_Step2Heading" xml:space="preserve"><value>Étape 2 — Saisir les soldes</value><comment>Opening Balances wizard — step 2 heading.</comment></data>
+  <data name="Finance_OpeningBalances_BackButton" xml:space="preserve"><value>Retour</value><comment>Opening Balances wizard — return to step 1.</comment></data>
+  <data name="Finance_OpeningBalances_LoadError" xml:space="preserve"><value>Échec du chargement des comptes : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_OpeningBalances_SuccessMessage" xml:space="preserve"><value>Soldes d'ouverture à la date du {Date} comptabilisés avec succès.</value><comment>{Date} = as-at date, long format.</comment></data>
+  <data name="Finance_OpeningBalances_PostError" xml:space="preserve"><value>Échec de la comptabilisation des soldes d'ouverture : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_ListPageTitle" xml:space="preserve"><value>Rapprochement bancaire</value><comment>Browser tab title — Bank Reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_ListHeading" xml:space="preserve"><value>Rapprochement bancaire</value><comment>Bank Reconciliation list heading.</comment></data>
+  <data name="Finance_Reconciliation_NoAccountsHtml" xml:space="preserve"><value>Aucun compte bancaire ou de caisse n'existe encore. Créez-en un d'abord sur la page &lt;a href="/finance/accounts"&gt;plan comptable&lt;/a&gt;.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no bank/cash account exists.</comment></data>
+  <data name="Finance_Reconciliation_AccountLabel" xml:space="preserve"><value>Compte :</value><comment>Label before the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_AccountAriaLabel" xml:space="preserve"><value>Compte bancaire à rapprocher</value><comment>aria-label on the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_SelectAccountOption" xml:space="preserve"><value>Sélectionner un compte…</value><comment>Placeholder option in the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_DraftInProgress" xml:space="preserve"><value>Un rapprochement en brouillon au {Date} est en cours.</value><comment>{Date} = draft statement date.</comment></data>
+  <data name="Finance_Reconciliation_ResumeDraftButton" xml:space="preserve"><value>Reprendre le brouillon</value><comment>Button that opens the in-progress draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_NewHeading" xml:space="preserve"><value>Nouveau rapprochement</value><comment>Card heading for starting a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateLabel" xml:space="preserve"><value>Date du relevé</value><comment>New reconciliation — statement date field label.</comment></data>
+  <data name="Finance_Reconciliation_ClosingBalanceLabel" xml:space="preserve"><value>Solde de clôture du relevé</value><comment>Reconciliation — statement closing balance label.</comment></data>
+  <data name="Finance_Reconciliation_NotesLabel" xml:space="preserve"><value>Notes (facultatif)</value><comment>New reconciliation — notes field label.</comment></data>
+  <data name="Finance_Reconciliation_StartingText" xml:space="preserve"><value>Démarrage…</value><comment>Start button text while the reconciliation is being created.</comment></data>
+  <data name="Finance_Reconciliation_StartButton" xml:space="preserve"><value>Démarrer le rapprochement</value><comment>Button that starts a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_HistoryHeading" xml:space="preserve"><value>Historique</value><comment>Section heading — past reconciliations for the account.</comment></data>
+  <data name="Finance_Reconciliation_HistoryEmpty" xml:space="preserve"><value>Aucun rapprochement pour ce compte pour le moment.</value><comment>Shown when the account has no reconciliation history.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateColumn" xml:space="preserve"><value>Date du relevé</value><comment>History grid column — statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningColumn" xml:space="preserve"><value>Ouverture</value><comment>History grid column — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClosingColumn" xml:space="preserve"><value>Clôture</value><comment>History grid column — statement closing balance.</comment></data>
+  <data name="Finance_Reconciliation_ResumeButton" xml:space="preserve"><value>Reprendre</value><comment>History grid — resume a draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_ViewButton" xml:space="preserve"><value>Voir</value><comment>History grid — view a finalised reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_LoadAccountsError" xml:space="preserve"><value>Échec du chargement des comptes bancaires : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_LoadError" xml:space="preserve"><value>Échec du chargement des rapprochements : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_StartError" xml:space="preserve"><value>Échec du démarrage du rapprochement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_WorkspacePageTitle" xml:space="preserve"><value>Rapprocher le compte</value><comment>Browser tab title — reconciliation workspace.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadingText" xml:space="preserve"><value>Chargement du rapprochement…</value><comment>Status text while the reconciliation workspace loads.</comment></data>
+  <data name="Finance_Reconciliation_NotFoundHtml" xml:space="preserve"><value>Rapprochement introuvable. &lt;a href="/finance/reconciliation"&gt;Retour aux rapprochements&lt;/a&gt;.</value><comment>Shown (with a link back) when the reconciliation id is unknown.</comment></data>
+  <data name="Finance_Reconciliation_ReconcilePrefix" xml:space="preserve"><value>Rapprocher — </value><comment>Heading prefix before the account name in the workspace.</comment></data>
+  <data name="Finance_Reconciliation_ToDate" xml:space="preserve"><value>au {Date}</value><comment>Workspace heading suffix. {Date} = statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningBalanceLabel" xml:space="preserve"><value>Solde d'ouverture</value><comment>Workspace summary card — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClearedLabel" xml:space="preserve"><value>Pointé</value><comment>Workspace summary card — cleared total.</comment></data>
+  <data name="Finance_Reconciliation_DifferenceLabel" xml:space="preserve"><value>Différence</value><comment>Workspace summary card — difference.</comment></data>
+  <data name="Finance_Reconciliation_ClearedColumn" xml:space="preserve"><value>Pointé</value><comment>Workspace grid column — cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_ClearedAriaLabel" xml:space="preserve"><value>Pointé</value><comment>aria-label on a transaction's cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_DateColumn" xml:space="preserve"><value>Date</value><comment>Workspace grid column — transaction date.</comment></data>
+  <data name="Finance_Reconciliation_DepositColumn" xml:space="preserve"><value>Dépôt</value><comment>Workspace grid column — deposit amount.</comment></data>
+  <data name="Finance_Reconciliation_PaymentColumn" xml:space="preserve"><value>Paiement</value><comment>Workspace grid column — payment amount.</comment></data>
+  <data name="Finance_Reconciliation_NoTransactions" xml:space="preserve"><value>Aucune transaction sur ce compte jusqu'à la date du relevé.</value><comment>Shown when there are no transactions to reconcile.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseButton" xml:space="preserve"><value>Finaliser</value><comment>Button that finalises a balanced reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_DeleteDraftButton" xml:space="preserve"><value>Supprimer le brouillon</value><comment>Button that deletes the draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_BackButton" xml:space="preserve"><value>Retour</value><comment>Link back to the reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadError" xml:space="preserve"><value>Échec du chargement du rapprochement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_ToggleError" xml:space="preserve"><value>Échec de la mise à jour de l'état de pointage : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseError" xml:space="preserve"><value>Échec de la finalisation : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_DeleteError" xml:space="preserve"><value>Échec de la suppression du brouillon : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/FinanceResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/FinanceResource.qps-ploc.resx
new file mode 100644
index 00000000..1d3884af
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/FinanceResource.qps-ploc.resx
@@ -0,0 +1,246 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Finance_Tile_Title" xml:space="preserve"><value>⟦Fíñáñçé—⟧</value><comment>Dashboard tile heading for the Finance module.</comment></data>
+  <data name="Finance_Tile_ActionText" xml:space="preserve"><value>⟦Ópéñ Fíñáñçé—⟧</value><comment>Action link on the Finance dashboard tile.</comment></data>
+  <data name="Finance_Tile_CurrentBalanceLabel" xml:space="preserve"><value>⟦Çúrréñt Báláñçé—⟧</value><comment>Finance tile label under the current organisation balance.</comment></data>
+  <data name="Finance_Tile_MonthIncome" xml:space="preserve"><value>⟦{Month} íñçómé +{Amount}—⟧</value><comment>Finance tile month-to-date income. {Month} = current month name, {Amount} = income formatted as AUD.</comment></data>
+  <data name="Finance_Tile_MonthExpenses" xml:space="preserve"><value>⟦éxpéñsés −{Amount}—⟧</value><comment>Finance tile month-to-date expenses. {Amount} = expenses formatted as AUD. The leading "−" is a minus sign.</comment></data>
+  <data name="Finance_CashFlowTile_Title" xml:space="preserve"><value>⟦Çásh flów · 6 móñths—⟧</value><comment>Dashboard tile heading for the six-month cash-flow chart.</comment></data>
+  <data name="Finance_CashFlowTile_Empty" xml:space="preserve"><value>⟦Ñó tráñsáçtíóñs íñ thé lást 6 móñths—⟧</value><comment>Cash-flow tile message shown when there are no transactions to chart.</comment></data>
+  <data name="Finance_CashFlowTile_IncomeSeries" xml:space="preserve"><value>⟦Íñçómé—⟧</value><comment>Cash-flow chart legend label for the monthly income bars.</comment></data>
+  <data name="Finance_CashFlowTile_ExpensesSeries" xml:space="preserve"><value>⟦Éxpéñsés—⟧</value><comment>Cash-flow chart legend label for the monthly expense bars.</comment></data>
+  <data name="Finance_OutstandingTile_Title" xml:space="preserve"><value>⟦Óútstáñdíñg Báláñçés—⟧</value><comment>Dashboard tile heading for outstanding member fee balances.</comment></data>
+  <data name="Finance_OutstandingTile_ActionText" xml:space="preserve"><value>⟦Víéw Mémbérs—⟧</value><comment>Action link on the Outstanding Balances dashboard tile.</comment></data>
+  <data name="Finance_OutstandingTile_MembersOwingLabel" xml:space="preserve"><value>⟦Mémbérs Ówíñg—⟧</value><comment>Outstanding Balances tile stat label — count of members with a balance owing.</comment></data>
+  <data name="Finance_OutstandingTile_AttendanceLabel" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>Outstanding Balances tile stat label — outstanding attendance fees total.</comment></data>
+  <data name="Finance_OutstandingTile_AnnualLabel" xml:space="preserve"><value>⟦Áññúál—⟧</value><comment>Outstanding Balances tile stat label — outstanding annual fees total.</comment></data>
+  <data name="Finance_OutstandingTile_Empty" xml:space="preserve"><value>⟦Ñó óútstáñdíñg báláñçés thís ýéár—⟧</value><comment>Outstanding Balances tile message shown when there is no trend data to chart.</comment></data>
+  <data name="Finance_OutstandingTile_TotalOwedSeries" xml:space="preserve"><value>⟦Tótál Ówéd—⟧</value><comment>Outstanding Balances chart legend label for the combined total owed line.</comment></data>
+  <data name="Finance_OutstandingTile_AttendanceSeries" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>Outstanding Balances chart legend label for the outstanding attendance fees line.</comment></data>
+  <data name="Finance_OutstandingTile_AnnualSeries" xml:space="preserve"><value>⟦Áññúál—⟧</value><comment>Outstanding Balances chart legend label for the outstanding annual fees line.</comment></data>
+  <data name="Finance_Page_PageTitle" xml:space="preserve"><value>⟦Fíñáñçé — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — Finance page.</comment></data>
+  <data name="Finance_Page_Heading" xml:space="preserve"><value>⟦Fíñáñçé—⟧</value><comment>Finance page heading.</comment></data>
+  <data name="Finance_Page_TabOutstanding" xml:space="preserve"><value>⟦Óútstáñdíñg—⟧</value><comment>Finance tab — outstanding member balances.</comment></data>
+  <data name="Finance_Page_TabRecordIncome" xml:space="preserve"><value>⟦Réçórd Íñçómé—⟧</value><comment>Finance tab — record income.</comment></data>
+  <data name="Finance_Page_TabRecordExpense" xml:space="preserve"><value>⟦Réçórd Éxpéñsé—⟧</value><comment>Finance tab — record expense.</comment></data>
+  <data name="Finance_Page_TabAnnualFees" xml:space="preserve"><value>⟦Ápplý Áññúál Féés—⟧</value><comment>Finance tab — apply annual fees.</comment></data>
+  <data name="Finance_Page_AnnualFeesLink" xml:space="preserve"><value>⟦Gó tó Áññúál Féé Ápplíçátíóñ—⟧</value><comment>Link inside the Apply Annual Fees tab.</comment></data>
+  <data name="Finance_Common_RecordAnotherButton" xml:space="preserve"><value>⟦Réçórd Áñóthér—⟧</value><comment>Button shown after a successful entry to start another.</comment></data>
+  <data name="Finance_Common_ClearButton" xml:space="preserve"><value>⟦Çléár—⟧</value><comment>Button that resets a Finance form in place.</comment></data>
+  <data name="Finance_Common_SelectOption" xml:space="preserve"><value>⟦— séléçt ——⟧</value><comment>Placeholder option in a Finance account/select dropdown.</comment></data>
+  <data name="Finance_Common_DateLabel" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>Finance form field label — date.</comment></data>
+  <data name="Finance_Common_AmountLabel" xml:space="preserve"><value>⟦Ámóúñt—⟧</value><comment>Finance form field label — amount.</comment></data>
+  <data name="Finance_Common_DescriptionLabel" xml:space="preserve"><value>⟦Désçríptíóñ—⟧</value><comment>Finance form field label — description.</comment></data>
+  <data name="Finance_Common_TaxTreatmentLabel" xml:space="preserve"><value>⟦Táx Tréátméñt—⟧</value><comment>Finance form field label — tax treatment.</comment></data>
+  <data name="Finance_Common_TaxExemptDefaultOption" xml:space="preserve"><value>⟦Táx-éxémpt (défáúlt)—⟧</value><comment>Default option in a tax-treatment dropdown.</comment></data>
+  <data name="Finance_Common_TaxInclusiveHint" xml:space="preserve"><value>⟦Íñçlúdés táx óf {Amount}—⟧</value><comment>Hint under a taxable amount. {Amount} = tax portion formatted as AUD.</comment></data>
+  <data name="Finance_Common_TaxExclusiveHint" xml:space="preserve"><value>⟦Plús táx óf {Amount} — tótál {Total}—⟧</value><comment>Hint under a taxable amount in tax-exclusive entry mode. {Amount} = tax added on top, {Total} = gross, both formatted for the configured currency.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxInclusive" xml:space="preserve"><value>⟦Ámóúñt (táx íñçlúsívé)—⟧</value><comment>Finance amount field label when the organisation enters tax-inclusive amounts.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxExclusive" xml:space="preserve"><value>⟦Ámóúñt (táx éxçlúsívé)—⟧</value><comment>Finance amount field label when the organisation enters tax-exclusive (net) amounts.</comment></data>
+  <data name="Finance_Common_AmountPositiveError" xml:space="preserve"><value>⟦Ámóúñt múst bé gréátér tháñ zéró.—⟧</value><comment>Validation error when a Finance amount is zero or negative.</comment></data>
+  <data name="Finance_RecordIncome_NoAccountsHtml" xml:space="preserve"><value>⟦Ñó íñçómé áççóúñts áré çóñfígúréd. Pléásé ádd áñ íñçómé áççóúñt íñ thé &lt;á hréf="/fíñáñçé/áççóúñts"&gt;Çhárt óf Áççóúñts&lt;/á&gt; béfóré réçórdíñg íñçómé.—⟧</value><comment>Warning (contains a link to the Chart of Accounts) shown when no income accounts exist.</comment></data>
+  <data name="Finance_RecordIncome_AccountLabel" xml:space="preserve"><value>⟦Áççóúñt—⟧</value><comment>Record Income — account field label.</comment></data>
+  <data name="Finance_RecordIncome_DepositToLabel" xml:space="preserve"><value>⟦Dépósít tó—⟧</value><comment>Record Income — deposit-account field label.</comment></data>
+  <data name="Finance_RecordIncome_DescriptionPlaceholder" xml:space="preserve"><value>⟦é.g. Çhrístmás ráfflé, Áññúál fúñdráísér…—⟧</value><comment>Record Income — description placeholder.</comment></data>
+  <data name="Finance_RecordIncome_SubmitButton" xml:space="preserve"><value>⟦Réçórd Íñçómé—⟧</value><comment>Record Income — submit button.</comment></data>
+  <data name="Finance_RecordIncome_AccountRequiredError" xml:space="preserve"><value>⟦Pléásé séléçt á áççóúñt.—⟧</value><comment>Record Income — validation error when no account is chosen.</comment></data>
+  <data name="Finance_RecordIncome_LoadAccountsError" xml:space="preserve"><value>⟦Fáíléd tó lóád áççóúñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_RecordIncome_SuccessMessage" xml:space="preserve"><value>⟦Íñçómé óf {Amount} réçórdéd súççéssfúllý.—⟧</value><comment>{Amount} = income amount formatted as AUD.</comment></data>
+  <data name="Finance_RecordIncome_RecordError" xml:space="preserve"><value>⟦Fáíléd tó réçórd íñçómé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Balances_LoadingText" xml:space="preserve"><value>⟦Lóádíñg mémbér báláñçés…—⟧</value><comment>Status text while member balances load.</comment></data>
+  <data name="Finance_Balances_EmptyText" xml:space="preserve"><value>⟦Ñó óútstáñdíñg báláñçés fóúñd.—⟧</value><comment>Shown when no members have an outstanding balance.</comment></data>
+  <data name="Finance_Balances_MemberColumn" xml:space="preserve"><value>⟦Mémbér—⟧</value><comment>Balances grid column — member name.</comment></data>
+  <data name="Finance_Balances_OutstandingColumn" xml:space="preserve"><value>⟦Óútstáñdíñg—⟧</value><comment>Balances grid column — outstanding amount.</comment></data>
+  <data name="Finance_Balances_FeeBreakdownColumn" xml:space="preserve"><value>⟦Féé Bréákdówñ—⟧</value><comment>Balances grid column — per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_FeeDue" xml:space="preserve"><value>⟦dúé {Date}—⟧</value><comment>Fee breakdown — due date prefix. {Date} = formatted due date.</comment></data>
+  <data name="Finance_Balances_HideFeesButton" xml:space="preserve"><value>⟦Hídé féés—⟧</value><comment>Button that collapses the per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_One" xml:space="preserve"><value>⟦Shów {Count} féé—⟧</value><comment>Button that expands one fee. {Count} = 1.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_Other" xml:space="preserve"><value>⟦Shów {Count} féés—⟧</value><comment>Button that expands the fee breakdown. {Count} = number of fees.</comment></data>
+  <data name="Finance_Balances_RecordPaymentButton" xml:space="preserve"><value>⟦Réçórd Mémbér Páýméñt—⟧</value><comment>Button opening the payment form for a member.</comment></data>
+  <data name="Finance_Balances_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád báláñçés: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_MemberLabel" xml:space="preserve"><value>⟦Mémbér:—⟧</value><comment>Label preceding the member name on the payment form.</comment></data>
+  <data name="Finance_Payment_MethodLabel" xml:space="preserve"><value>⟦Páýméñt Méthód—⟧</value><comment>Payment form — payment method field label.</comment></data>
+  <data name="Finance_Payment_TypeLabel" xml:space="preserve"><value>⟦Páýméñt Týpé—⟧</value><comment>Payment form — payment type field label.</comment></data>
+  <data name="Finance_Payment_NotesLabel" xml:space="preserve"><value>⟦Ñótés—⟧</value><comment>Payment form — notes field label.</comment></data>
+  <data name="Finance_Payment_SubmitButton" xml:space="preserve"><value>⟦Réçórd Mémbér Páýméñt—⟧</value><comment>Payment form — submit button.</comment></data>
+  <data name="Finance_Payment_UpdateNotesButton" xml:space="preserve"><value>⟦Úpdáté Ñótés—⟧</value><comment>Payment form — button to save an edited note after the payment is recorded.</comment></data>
+  <data name="Finance_Payment_BackToBalancesButton" xml:space="preserve"><value>⟦Báçk tó Báláñçés—⟧</value><comment>Payment form — button returning to the balances list after recording.</comment></data>
+  <data name="Finance_Payment_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád mémbér: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NoFeeSelectedError" xml:space="preserve"><value>⟦Át léást óñé óútstáñdíñg féé múst bé séléçtéd.—⟧</value><comment>Payment form validation — no fee selected.</comment></data>
+  <data name="Finance_Payment_AmountExceedsError" xml:space="preserve"><value>⟦Ámóúñt éxçééds thé séléçtéd féés' rémáíñíñg tótál.—⟧</value><comment>Payment form validation — amount too large.</comment></data>
+  <data name="Finance_Payment_SuccessMessage" xml:space="preserve"><value>⟦Páýméñt óf {Amount} réçórdéd súççéssfúllý.—⟧</value><comment>{Amount} = payment amount formatted as AUD.</comment></data>
+  <data name="Finance_Payment_RecordError" xml:space="preserve"><value>⟦Fáíléd tó réçórd páýméñt: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NotesUpdated" xml:space="preserve"><value>⟦Ñótés úpdátéd.—⟧</value><comment>Confirmation after editing a recorded payment's note.</comment></data>
+  <data name="Finance_Payment_UpdateNotesError" xml:space="preserve"><value>⟦Fáíléd tó úpdáté ñótés: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_FeeSelection_EmptyText" xml:space="preserve"><value>⟦Thís mémbér hás ñó óútstáñdíñg féés.—⟧</value><comment>Shown when the member has no outstanding fees to pay.</comment></data>
+  <data name="Finance_FeeSelection_SelectColumn" xml:space="preserve"><value>⟦Séléçt—⟧</value><comment>Fee-selection grid column — row select checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllLabel" xml:space="preserve"><value>⟦Áll—⟧</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllAriaLabel" xml:space="preserve"><value>⟦Séléçt áll óútstáñdíñg féés—⟧</value><comment>aria-label for the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectRowAriaLabel" xml:space="preserve"><value>⟦Séléçt {FeeType} féé dátéd {Date}—⟧</value><comment>aria-label for a fee row checkbox. {FeeType} = localised fee type, {Date} = fee date.</comment></data>
+  <data name="Finance_FeeSelection_FeeTypeColumn" xml:space="preserve"><value>⟦Féé Týpé—⟧</value><comment>Fee-selection grid column — fee type.</comment></data>
+  <data name="Finance_FeeSelection_FeeDateColumn" xml:space="preserve"><value>⟦Féé Dáté—⟧</value><comment>Fee-selection grid column — fee date.</comment></data>
+  <data name="Finance_FeeSelection_DueDateColumn" xml:space="preserve"><value>⟦Dúé Dáté—⟧</value><comment>Fee-selection grid column — due date.</comment></data>
+  <data name="Finance_FeeSelection_RemainingColumn" xml:space="preserve"><value>⟦Rémáíñíñg Ámóúñt—⟧</value><comment>Fee-selection grid column — remaining amount owed.</comment></data>
+  <data name="Finance_AnnualFees_PageTitle" xml:space="preserve"><value>⟦Ápplý Áññúál Féés — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — Apply Annual Fees page.</comment></data>
+  <data name="Finance_AnnualFees_Heading" xml:space="preserve"><value>⟦Ápplý Áññúál Mémbérshíp Féés—⟧</value><comment>Apply Annual Fees page heading.</comment></data>
+  <data name="Finance_AnnualFees_Intro" xml:space="preserve"><value>⟦Ápplý thé çúrréñt ýéár áññúál féé tó áll élígíblé áçtívé mémbérs.—⟧</value><comment>Intro text under the Apply Annual Fees heading.</comment></data>
+  <data name="Finance_AnnualFees_LoadingText" xml:space="preserve"><value>⟦Lóádíñg élígíblé mémbérs…—⟧</value><comment>Status text while eligible members load.</comment></data>
+  <data name="Finance_AnnualFees_BackToFinanceButton" xml:space="preserve"><value>⟦Báçk tó Fíñáñçé—⟧</value><comment>Link returning to the Finance page.</comment></data>
+  <data name="Finance_AnnualFees_ConfirmationHeading" xml:space="preserve"><value>⟦Çóñfírmátíóñ—⟧</value><comment>Card heading for the apply-annual-fees confirmation step.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_One" xml:space="preserve"><value>⟦{Count} áçtívé mémbér ís élígíblé fór áñ áññúál féé thís ýéár.—⟧</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_Other" xml:space="preserve"><value>⟦{Count} áçtívé mémbérs áré élígíblé fór áñ áññúál féé thís ýéár.—⟧</value><comment>{Count} = number of eligible members.</comment></data>
+  <data name="Finance_AnnualFees_NoneEligible" xml:space="preserve"><value>⟦Ñó élígíblé mémbérs fóúñd. Éíthér áll áçtívé mémbérs álréádý hávé áñ áññúál féé fór thé çúrréñt ýéár, ór théré áré ñó áçtívé mémbérs.—⟧</value><comment>Shown when nobody is eligible.</comment></data>
+  <data name="Finance_AnnualFees_FeeAmountLabel" xml:space="preserve"><value>⟦Áññúál féé ámóúñt:—⟧</value><comment>Label preceding the configured annual fee amount.</comment></data>
+  <data name="Finance_AnnualFees_ApplyButton" xml:space="preserve"><value>⟦Ápplý Áññúál Féés—⟧</value><comment>Button that applies the annual fee to all eligible members.</comment></data>
+  <data name="Finance_AnnualFees_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád élígíblé mémbérs: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_One" xml:space="preserve"><value>⟦Áññúál féés ápplíéd súççéssfúllý tó {Count} mémbér.—⟧</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_Other" xml:space="preserve"><value>⟦Áññúál féés ápplíéd súççéssfúllý tó {Count} mémbérs.—⟧</value><comment>{Count} = number of members charged.</comment></data>
+  <data name="Finance_AnnualFees_ApplyError" xml:space="preserve"><value>⟦Fáíléd tó ápplý áññúál féés: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_BankDeposit_PageTitle" xml:space="preserve"><value>⟦Réçórd Báñk Dépósít—⟧</value><comment>Browser tab title — Record Bank Deposit page.</comment></data>
+  <data name="Finance_BankDeposit_Heading" xml:space="preserve"><value>⟦Réçórd Báñk Dépósít—⟧</value><comment>Record Bank Deposit page heading.</comment></data>
+  <data name="Finance_BankDeposit_NoAccountsHtml" xml:space="preserve"><value>⟦Báñk dépósíts ñééd át léást óñé báñk áççóúñt óthér tháñ Çásh óñ Háñd. Pléásé ádd á báñk áççóúñt íñ thé &lt;á hréf="/fíñáñçé/áççóúñts"&gt;Çhárt óf Áççóúñts&lt;/á&gt; fírst.—⟧</value><comment>Warning (contains a link to the Chart of Accounts) shown when no destination bank account exists.</comment></data>
+  <data name="Finance_BankDeposit_FromLabel" xml:space="preserve"><value>⟦Fróm—⟧</value><comment>Record Bank Deposit — source account label.</comment></data>
+  <data name="Finance_BankDeposit_FromValue" xml:space="preserve"><value>⟦Çásh óñ Háñd—⟧</value><comment>Record Bank Deposit — fixed source account shown as a disabled field.</comment></data>
+  <data name="Finance_BankDeposit_ToLabel" xml:space="preserve"><value>⟦Tó—⟧</value><comment>Record Bank Deposit — destination account label.</comment></data>
+  <data name="Finance_BankDeposit_DescriptionPlaceholder" xml:space="preserve"><value>⟦é.g. Báñkíñg óf réhéársál áttéñdáñçé féés…—⟧</value><comment>Record Bank Deposit — description placeholder.</comment></data>
+  <data name="Finance_BankDeposit_SubmitButton" xml:space="preserve"><value>⟦Réçórd Dépósít—⟧</value><comment>Record Bank Deposit — submit button.</comment></data>
+  <data name="Finance_BankDeposit_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád áççóúñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_BankDeposit_ToAccountRequiredError" xml:space="preserve"><value>⟦Pléásé séléçt thé déstíñátíóñ áççóúñt.—⟧</value><comment>Validation error when no destination account is chosen.</comment></data>
+  <data name="Finance_BankDeposit_SuccessMessage" xml:space="preserve"><value>⟦Dépósít óf {Amount} réçórdéd súççéssfúllý.—⟧</value><comment>{Amount} = deposit amount formatted as AUD.</comment></data>
+  <data name="Finance_BankDeposit_RecordError" xml:space="preserve"><value>⟦Fáíléd tó réçórd dépósít: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_PageTitle" xml:space="preserve"><value>⟦Çhárt óf Áççóúñts—⟧</value><comment>Browser tab title — Chart of Accounts page.</comment></data>
+  <data name="Finance_Coa_Heading" xml:space="preserve"><value>⟦Çhárt óf Áççóúñts—⟧</value><comment>Chart of Accounts page heading.</comment></data>
+  <data name="Finance_Coa_LoadingText" xml:space="preserve"><value>⟦Lóádíñg áççóúñts…—⟧</value><comment>Status text while accounts load.</comment></data>
+  <data name="Finance_Coa_AddAccountHeading" xml:space="preserve"><value>⟦Ádd Áççóúñt—⟧</value><comment>Card heading for the add-account form.</comment></data>
+  <data name="Finance_Coa_ShowLabel" xml:space="preserve"><value>⟦Shów:—⟧</value><comment>Label before the account-type filter.</comment></data>
+  <data name="Finance_Coa_FilterAriaLabel" xml:space="preserve"><value>⟦Fíltér bý áççóúñt týpé—⟧</value><comment>aria-label on the account-type filter.</comment></data>
+  <data name="Finance_Coa_AllTypesOption" xml:space="preserve"><value>⟦Áll týpés—⟧</value><comment>Account-type filter — show all types.</comment></data>
+  <data name="Finance_Coa_FilterAssets" xml:space="preserve"><value>⟦Ásséts—⟧</value><comment>Account-type filter label — asset accounts.</comment></data>
+  <data name="Finance_Coa_FilterLiabilities" xml:space="preserve"><value>⟦Líábílítíés—⟧</value><comment>Account-type filter label — liability accounts.</comment></data>
+  <data name="Finance_Coa_FilterEquity" xml:space="preserve"><value>⟦Éqúítý—⟧</value><comment>Account-type filter label — equity accounts.</comment></data>
+  <data name="Finance_Coa_FilterIncome" xml:space="preserve"><value>⟦Íñçómé—⟧</value><comment>Account-type filter label — income accounts.</comment></data>
+  <data name="Finance_Coa_FilterExpenses" xml:space="preserve"><value>⟦Éxpéñsés—⟧</value><comment>Account-type filter label — expense accounts.</comment></data>
+  <data name="Finance_Coa_IncludeBalancesLabel" xml:space="preserve"><value>⟦Íñçlúdé Çúrréñt Báláñçés—⟧</value><comment>Toggle label — include balances when printing.</comment></data>
+  <data name="Finance_Coa_PrintButton" xml:space="preserve"><value>⟦Príñt Çhárt óf Áççóúñts—⟧</value><comment>Button that prints the chart of accounts.</comment></data>
+  <data name="Finance_Coa_ActiveAccountsHeading" xml:space="preserve"><value>⟦Áçtívé Áççóúñts—⟧</value><comment>Section heading — active accounts.</comment></data>
+  <data name="Finance_Coa_NoMatch" xml:space="preserve"><value>⟦Ñó áççóúñts mátçh thé çúrréñt fíltér.—⟧</value><comment>Shown when the filter excludes every account.</comment></data>
+  <data name="Finance_Coa_NumberColumn" xml:space="preserve"><value>⟦Ñó.—⟧</value><comment>Accounts grid column — account number.</comment></data>
+  <data name="Finance_Coa_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value><comment>Accounts grid column — account name.</comment></data>
+  <data name="Finance_Coa_RenameAriaLabel" xml:space="preserve"><value>⟦Ñéw ñámé fór {Name}—⟧</value><comment>aria-label on the inline rename field. {Name} = current account name.</comment></data>
+  <data name="Finance_Coa_SystemBadge" xml:space="preserve"><value>⟦Sýstém—⟧</value><comment>Badge marking a system account.</comment></data>
+  <data name="Finance_Coa_SystemBadgeTitle" xml:space="preserve"><value>⟦Sýstém áççóúñt—⟧</value><comment>Tooltip on the System badge.</comment></data>
+  <data name="Finance_Coa_BankBadge" xml:space="preserve"><value>⟦Báñk—⟧</value><comment>Badge marking a bank/cash account.</comment></data>
+  <data name="Finance_Coa_BankBadgeTitle" xml:space="preserve"><value>⟦Báñk / çásh áççóúñt—⟧</value><comment>Tooltip on the Bank badge.</comment></data>
+  <data name="Finance_Coa_TypeColumn" xml:space="preserve"><value>⟦Týpé—⟧</value><comment>Accounts grid column — account type.</comment></data>
+  <data name="Finance_Coa_BalanceColumn" xml:space="preserve"><value>⟦Báláñçé—⟧</value><comment>Accounts grid column — current balance.</comment></data>
+  <data name="Finance_Coa_BalanceErrorTitle" xml:space="preserve"><value>⟦Báláñçé çóúld ñót bé çálçúlátéd fór thís áççóúñt—⟧</value><comment>Tooltip shown when an account balance failed to compute.</comment></data>
+  <data name="Finance_Coa_RenameButton" xml:space="preserve"><value>⟦Réñámé—⟧</value><comment>Button that starts renaming an account.</comment></data>
+  <data name="Finance_Coa_ArchiveButton" xml:space="preserve"><value>⟦Árçhívé—⟧</value><comment>Button that archives an account.</comment></data>
+  <data name="Finance_Coa_ReadOnlyText" xml:space="preserve"><value>⟦Réád-óñlý—⟧</value><comment>Shown instead of actions for a system account.</comment></data>
+  <data name="Finance_Coa_ArchivedAccountsHeading" xml:space="preserve"><value>⟦Árçhívéd Áççóúñts—⟧</value><comment>Section heading — archived accounts.</comment></data>
+  <data name="Finance_Coa_RestoreButton" xml:space="preserve"><value>⟦Réstóré—⟧</value><comment>Button that restores an archived account.</comment></data>
+  <data name="Finance_Coa_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád áççóúñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_CreatedMessage" xml:space="preserve"><value>⟦Áççóúñt '{Name}' çréátéd wíth ñúmbér {Number}.—⟧</value><comment>{Name} = new account name, {Number} = assigned account number.</comment></data>
+  <data name="Finance_Coa_CreateError" xml:space="preserve"><value>⟦Fáíléd tó çréáté áççóúñt: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RenamedMessage" xml:space="preserve"><value>⟦Áççóúñt réñáméd.—⟧</value><comment>Confirmation after renaming an account.</comment></data>
+  <data name="Finance_Coa_RenameError" xml:space="preserve"><value>⟦Fáíléd tó réñámé áççóúñt: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_ArchivedMessage" xml:space="preserve"><value>⟦Áççóúñt árçhívéd.—⟧</value><comment>Confirmation after archiving an account.</comment></data>
+  <data name="Finance_Coa_ArchiveError" xml:space="preserve"><value>⟦Fáíléd tó árçhívé áççóúñt: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RestoredMessage" xml:space="preserve"><value>⟦Áççóúñt réstóréd.—⟧</value><comment>Confirmation after restoring an account.</comment></data>
+  <data name="Finance_Coa_RestoreError" xml:space="preserve"><value>⟦Fáíléd tó réstóré áççóúñt: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_PrintError" xml:space="preserve"><value>⟦Úñáblé tó príñt. Pléásé trý ágáíñ.—⟧</value><comment>Shown when printing the chart of accounts fails.</comment></data>
+  <data name="Finance_Expense_PageTitle" xml:space="preserve"><value>⟦Réçórd Éxpéñsé—⟧</value><comment>Browser tab title — Record Expense page.</comment></data>
+  <data name="Finance_Expense_Heading" xml:space="preserve"><value>⟦Réçórd Éxpéñsé—⟧</value><comment>Record Expense page heading.</comment></data>
+  <data name="Finance_Expense_NoAccountsHtml" xml:space="preserve"><value>⟦Ñó éxpéñsé áççóúñts áré çóñfígúréd. Pléásé ádd áñ éxpéñsé áççóúñt íñ thé &lt;á hréf="/fíñáñçé/áççóúñts"&gt;Çhárt óf Áççóúñts&lt;/á&gt; béfóré réçórdíñg áñ éxpéñsé.—⟧</value><comment>Warning (contains a link to the Chart of Accounts) shown when no expense accounts exist.</comment></data>
+  <data name="Finance_Expense_PaidFromLabel" xml:space="preserve"><value>⟦Páíd fróm—⟧</value><comment>Record Expense — bank account field label.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountLabel" xml:space="preserve"><value>⟦Éxpéñsé áççóúñt—⟧</value><comment>Record Expense — expense account field label.</comment></data>
+  <data name="Finance_Expense_PayeeLabel" xml:space="preserve"><value>⟦Páýéé—⟧</value><comment>Record Expense — payee field label.</comment></data>
+  <data name="Finance_Expense_PayeePlaceholder" xml:space="preserve"><value>⟦Whó wás páíd, é.g. Sçóút Háll Trúst—⟧</value><comment>Record Expense — payee placeholder.</comment></data>
+  <data name="Finance_Expense_DescriptionPlaceholder" xml:space="preserve"><value>⟦é.g. Háll híré fór Márçh réhéársáls…—⟧</value><comment>Record Expense — description placeholder.</comment></data>
+  <data name="Finance_Expense_SubmitButton" xml:space="preserve"><value>⟦Réçórd Éxpéñsé—⟧</value><comment>Record Expense — submit button.</comment></data>
+  <data name="Finance_Expense_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád áççóúñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Expense_BankAccountRequiredError" xml:space="preserve"><value>⟦Pléásé séléçt thé áççóúñt thé éxpéñsé wás páíd fróm.—⟧</value><comment>Validation error when no paying account is chosen.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountRequiredError" xml:space="preserve"><value>⟦Pléásé séléçt áñ éxpéñsé áççóúñt.—⟧</value><comment>Validation error when no expense account is chosen.</comment></data>
+  <data name="Finance_Expense_SuccessMessage" xml:space="preserve"><value>⟦Éxpéñsé óf {Amount} réçórdéd súççéssfúllý.—⟧</value><comment>{Amount} = expense amount formatted as AUD.</comment></data>
+  <data name="Finance_Expense_RecordError" xml:space="preserve"><value>⟦Fáíléd tó réçórd éxpéñsé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Journal_PageTitle" xml:space="preserve"><value>⟦Jóúrñál Éñtrý—⟧</value><comment>Browser tab title — Journal Entry page.</comment></data>
+  <data name="Finance_Journal_Heading" xml:space="preserve"><value>⟦Jóúrñál Éñtrý—⟧</value><comment>Journal Entry page heading.</comment></data>
+  <data name="Finance_Journal_DescriptionPlaceholder" xml:space="preserve"><value>⟦Whý thís jóúrñál ís béíñg póstéd—⟧</value><comment>Journal Entry — description placeholder.</comment></data>
+  <data name="Finance_Journal_AccountColumn" xml:space="preserve"><value>⟦Áççóúñt—⟧</value><comment>Journal lines table column — account.</comment></data>
+  <data name="Finance_Journal_DebitColumn" xml:space="preserve"><value>⟦Débít—⟧</value><comment>Journal lines table column — debit amount.</comment></data>
+  <data name="Finance_Journal_CreditColumn" xml:space="preserve"><value>⟦Çrédít—⟧</value><comment>Journal lines table column — credit amount.</comment></data>
+  <data name="Finance_Journal_AccountAriaLabel" xml:space="preserve"><value>⟦Áççóúñt—⟧</value><comment>aria-label on a journal line's account select.</comment></data>
+  <data name="Finance_Journal_DebitAriaLabel" xml:space="preserve"><value>⟦Débít ámóúñt—⟧</value><comment>aria-label on a journal line's debit input.</comment></data>
+  <data name="Finance_Journal_CreditAriaLabel" xml:space="preserve"><value>⟦Çrédít ámóúñt—⟧</value><comment>aria-label on a journal line's credit input.</comment></data>
+  <data name="Finance_Journal_RemoveLineAriaLabel" xml:space="preserve"><value>⟦Rémóvé líñé—⟧</value><comment>aria-label on a journal line's remove button.</comment></data>
+  <data name="Finance_Journal_TotalsLabel" xml:space="preserve"><value>⟦Tótáls—⟧</value><comment>Journal lines table footer — totals row label.</comment></data>
+  <data name="Finance_Journal_AddLineButton" xml:space="preserve"><value>⟦Ádd Líñé—⟧</value><comment>Button that adds a journal line.</comment></data>
+  <data name="Finance_Journal_BalancedBadge" xml:space="preserve"><value>⟦Báláñçéd—⟧</value><comment>Badge shown when debits equal credits.</comment></data>
+  <data name="Finance_Journal_OutOfBalanceBadge" xml:space="preserve"><value>⟦Óút óf báláñçé bý {Amount}—⟧</value><comment>Badge shown when the journal does not balance. {Amount} = difference formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostingText" xml:space="preserve"><value>⟦Póstíñg…—⟧</value><comment>Save button text while the journal posts.</comment></data>
+  <data name="Finance_Journal_PostButton" xml:space="preserve"><value>⟦Póst Jóúrñál—⟧</value><comment>Button that posts the journal.</comment></data>
+  <data name="Finance_Journal_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád áççóúñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Journal_SuccessMessage" xml:space="preserve"><value>⟦Jóúrñál óf {Amount} póstéd súççéssfúllý.—⟧</value><comment>{Amount} = journal total formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostError" xml:space="preserve"><value>⟦Fáíléd tó póst jóúrñál: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_OpeningBalances_PageTitle" xml:space="preserve"><value>⟦Ópéñíñg Báláñçés—⟧</value><comment>Browser tab title — Opening Balances wizard.</comment></data>
+  <data name="Finance_OpeningBalances_Heading" xml:space="preserve"><value>⟦Ópéñíñg Báláñçés—⟧</value><comment>Opening Balances wizard heading.</comment></data>
+  <data name="Finance_OpeningBalances_StepOf" xml:space="preserve"><value>⟦Stép {Step} óf 2—⟧</value><comment>Wizard progress. {Step} = current step number.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Heading" xml:space="preserve"><value>⟦Stép 1 — Ás-át dáté—⟧</value><comment>Opening Balances wizard — step 1 heading.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Intro" xml:space="preserve"><value>⟦Çhóósé thé dáté thé ópéñíñg báláñçés ápplý fróm — úsúállý thé fírst dáý óf ýóúr fíñáñçíál ýéár.—⟧</value><comment>Opening Balances wizard — step 1 explanation.</comment></data>
+  <data name="Finance_OpeningBalances_AsAtLabel" xml:space="preserve"><value>⟦Ás át—⟧</value><comment>Opening Balances wizard — as-at date field label.</comment></data>
+  <data name="Finance_OpeningBalances_NextButton" xml:space="preserve"><value>⟦Ñéxt—⟧</value><comment>Opening Balances wizard — advance to step 2.</comment></data>
+  <data name="Finance_OpeningBalances_Step2Heading" xml:space="preserve"><value>⟦Stép 2 — Éñtér báláñçés—⟧</value><comment>Opening Balances wizard — step 2 heading.</comment></data>
+  <data name="Finance_OpeningBalances_BackButton" xml:space="preserve"><value>⟦Báçk—⟧</value><comment>Opening Balances wizard — return to step 1.</comment></data>
+  <data name="Finance_OpeningBalances_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád áççóúñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_OpeningBalances_SuccessMessage" xml:space="preserve"><value>⟦Ópéñíñg báláñçés ás át {Date} póstéd súççéssfúllý.—⟧</value><comment>{Date} = as-at date, long format.</comment></data>
+  <data name="Finance_OpeningBalances_PostError" xml:space="preserve"><value>⟦Fáíléd tó póst ópéñíñg báláñçés: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_ListPageTitle" xml:space="preserve"><value>⟦Báñk Réçóñçílíátíóñ—⟧</value><comment>Browser tab title — Bank Reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_ListHeading" xml:space="preserve"><value>⟦Báñk Réçóñçílíátíóñ—⟧</value><comment>Bank Reconciliation list heading.</comment></data>
+  <data name="Finance_Reconciliation_NoAccountsHtml" xml:space="preserve"><value>⟦Ñó báñk ór çásh áççóúñts éxíst ýét. Çréáté óñé óñ thé &lt;á hréf="/fíñáñçé/áççóúñts"&gt;Çhárt óf Áççóúñts&lt;/á&gt; págé fírst.—⟧</value><comment>Warning (contains a link to the Chart of Accounts) shown when no bank/cash account exists.</comment></data>
+  <data name="Finance_Reconciliation_AccountLabel" xml:space="preserve"><value>⟦Áççóúñt:—⟧</value><comment>Label before the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_AccountAriaLabel" xml:space="preserve"><value>⟦Báñk áççóúñt tó réçóñçílé—⟧</value><comment>aria-label on the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_SelectAccountOption" xml:space="preserve"><value>⟦Séléçt áñ áççóúñt…—⟧</value><comment>Placeholder option in the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_DraftInProgress" xml:space="preserve"><value>⟦Á dráft réçóñçílíátíóñ tó {Date} ís íñ prógréss.—⟧</value><comment>{Date} = draft statement date.</comment></data>
+  <data name="Finance_Reconciliation_ResumeDraftButton" xml:space="preserve"><value>⟦Résúmé Dráft—⟧</value><comment>Button that opens the in-progress draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_NewHeading" xml:space="preserve"><value>⟦Ñéw Réçóñçílíátíóñ—⟧</value><comment>Card heading for starting a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateLabel" xml:space="preserve"><value>⟦Státéméñt dáté—⟧</value><comment>New reconciliation — statement date field label.</comment></data>
+  <data name="Finance_Reconciliation_ClosingBalanceLabel" xml:space="preserve"><value>⟦Státéméñt çlósíñg báláñçé—⟧</value><comment>Reconciliation — statement closing balance label.</comment></data>
+  <data name="Finance_Reconciliation_NotesLabel" xml:space="preserve"><value>⟦Ñótés (óptíóñál)—⟧</value><comment>New reconciliation — notes field label.</comment></data>
+  <data name="Finance_Reconciliation_StartingText" xml:space="preserve"><value>⟦Stártíñg…—⟧</value><comment>Start button text while the reconciliation is being created.</comment></data>
+  <data name="Finance_Reconciliation_StartButton" xml:space="preserve"><value>⟦Stárt Réçóñçílíátíóñ—⟧</value><comment>Button that starts a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_HistoryHeading" xml:space="preserve"><value>⟦Hístórý—⟧</value><comment>Section heading — past reconciliations for the account.</comment></data>
+  <data name="Finance_Reconciliation_HistoryEmpty" xml:space="preserve"><value>⟦Ñó réçóñçílíátíóñs fór thís áççóúñt ýét.—⟧</value><comment>Shown when the account has no reconciliation history.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateColumn" xml:space="preserve"><value>⟦Státéméñt Dáté—⟧</value><comment>History grid column — statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningColumn" xml:space="preserve"><value>⟦Ópéñíñg—⟧</value><comment>History grid column — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClosingColumn" xml:space="preserve"><value>⟦Çlósíñg—⟧</value><comment>History grid column — statement closing balance.</comment></data>
+  <data name="Finance_Reconciliation_ResumeButton" xml:space="preserve"><value>⟦Résúmé—⟧</value><comment>History grid — resume a draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_ViewButton" xml:space="preserve"><value>⟦Víéw—⟧</value><comment>History grid — view a finalised reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_LoadAccountsError" xml:space="preserve"><value>⟦Fáíléd tó lóád báñk áççóúñts: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád réçóñçílíátíóñs: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_StartError" xml:space="preserve"><value>⟦Fáíléd tó stárt réçóñçílíátíóñ: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_WorkspacePageTitle" xml:space="preserve"><value>⟦Réçóñçílé Áççóúñt—⟧</value><comment>Browser tab title — reconciliation workspace.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadingText" xml:space="preserve"><value>⟦Lóádíñg réçóñçílíátíóñ…—⟧</value><comment>Status text while the reconciliation workspace loads.</comment></data>
+  <data name="Finance_Reconciliation_NotFoundHtml" xml:space="preserve"><value>⟦Réçóñçílíátíóñ ñót fóúñd. &lt;á hréf="/fíñáñçé/réçóñçílíátíóñ"&gt;Báçk tó réçóñçílíátíóñs&lt;/á&gt;.—⟧</value><comment>Shown (with a link back) when the reconciliation id is unknown.</comment></data>
+  <data name="Finance_Reconciliation_ReconcilePrefix" xml:space="preserve"><value>⟦Réçóñçílé — —⟧</value><comment>Heading prefix before the account name in the workspace.</comment></data>
+  <data name="Finance_Reconciliation_ToDate" xml:space="preserve"><value>⟦tó {Date}—⟧</value><comment>Workspace heading suffix. {Date} = statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningBalanceLabel" xml:space="preserve"><value>⟦Ópéñíñg báláñçé—⟧</value><comment>Workspace summary card — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClearedLabel" xml:space="preserve"><value>⟦Çléáréd—⟧</value><comment>Workspace summary card — cleared total.</comment></data>
+  <data name="Finance_Reconciliation_DifferenceLabel" xml:space="preserve"><value>⟦Dífféréñçé—⟧</value><comment>Workspace summary card — difference.</comment></data>
+  <data name="Finance_Reconciliation_ClearedColumn" xml:space="preserve"><value>⟦Çléáréd—⟧</value><comment>Workspace grid column — cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_ClearedAriaLabel" xml:space="preserve"><value>⟦Çléáréd—⟧</value><comment>aria-label on a transaction's cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_DateColumn" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>Workspace grid column — transaction date.</comment></data>
+  <data name="Finance_Reconciliation_DepositColumn" xml:space="preserve"><value>⟦Dépósít—⟧</value><comment>Workspace grid column — deposit amount.</comment></data>
+  <data name="Finance_Reconciliation_PaymentColumn" xml:space="preserve"><value>⟦Páýméñt—⟧</value><comment>Workspace grid column — payment amount.</comment></data>
+  <data name="Finance_Reconciliation_NoTransactions" xml:space="preserve"><value>⟦Ñó tráñsáçtíóñs óñ thís áççóúñt úp tó thé státéméñt dáté.—⟧</value><comment>Shown when there are no transactions to reconcile.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseButton" xml:space="preserve"><value>⟦Fíñálísé—⟧</value><comment>Button that finalises a balanced reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_DeleteDraftButton" xml:space="preserve"><value>⟦Délété Dráft—⟧</value><comment>Button that deletes the draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_BackButton" xml:space="preserve"><value>⟦Báçk—⟧</value><comment>Link back to the reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád réçóñçílíátíóñ: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_ToggleError" xml:space="preserve"><value>⟦Fáíléd tó úpdáté çléáréd státé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseError" xml:space="preserve"><value>⟦Fáíléd tó fíñálísé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_DeleteError" xml:space="preserve"><value>⟦Fáíléd tó délété dráft: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/FinanceResource.resx b/src/StageFright.UI/Resources/Strings/FinanceResource.resx
new file mode 100644
index 00000000..4cfdc83e
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/FinanceResource.resx
@@ -0,0 +1,426 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Finance_Tile_Title" xml:space="preserve">
+    <value>Finance</value>
+    <comment>Dashboard tile heading for the Finance module.</comment>
+  </data>
+  <data name="Finance_Tile_ActionText" xml:space="preserve">
+    <value>Open Finance</value>
+    <comment>Action link on the Finance dashboard tile.</comment>
+  </data>
+  <data name="Finance_Tile_CurrentBalanceLabel" xml:space="preserve">
+    <value>Current Balance</value>
+    <comment>Finance tile label under the current organisation balance.</comment>
+  </data>
+  <data name="Finance_Tile_MonthIncome" xml:space="preserve">
+    <value>{Month} income +{Amount}</value>
+    <comment>Finance tile month-to-date income. {Month} = current month name, {Amount} = income formatted as AUD.</comment>
+  </data>
+  <data name="Finance_Tile_MonthExpenses" xml:space="preserve">
+    <value>expenses −{Amount}</value>
+    <comment>Finance tile month-to-date expenses. {Amount} = expenses formatted as AUD. The leading "−" is a minus sign.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_Title" xml:space="preserve">
+    <value>Cash flow · 6 months</value>
+    <comment>Dashboard tile heading for the six-month cash-flow chart.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_Empty" xml:space="preserve">
+    <value>No transactions in the last 6 months</value>
+    <comment>Cash-flow tile message shown when there are no transactions to chart.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_IncomeSeries" xml:space="preserve">
+    <value>Income</value>
+    <comment>Cash-flow chart legend label for the monthly income bars.</comment>
+  </data>
+  <data name="Finance_CashFlowTile_ExpensesSeries" xml:space="preserve">
+    <value>Expenses</value>
+    <comment>Cash-flow chart legend label for the monthly expense bars.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_Title" xml:space="preserve">
+    <value>Outstanding Balances</value>
+    <comment>Dashboard tile heading for outstanding member fee balances.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_ActionText" xml:space="preserve">
+    <value>View Members</value>
+    <comment>Action link on the Outstanding Balances dashboard tile.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_MembersOwingLabel" xml:space="preserve">
+    <value>Members Owing</value>
+    <comment>Outstanding Balances tile stat label — count of members with a balance owing.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AttendanceLabel" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Outstanding Balances tile stat label — outstanding attendance fees total.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AnnualLabel" xml:space="preserve">
+    <value>Annual</value>
+    <comment>Outstanding Balances tile stat label — outstanding annual fees total.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_Empty" xml:space="preserve">
+    <value>No outstanding balances this year</value>
+    <comment>Outstanding Balances tile message shown when there is no trend data to chart.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_TotalOwedSeries" xml:space="preserve">
+    <value>Total Owed</value>
+    <comment>Outstanding Balances chart legend label for the combined total owed line.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AttendanceSeries" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Outstanding Balances chart legend label for the outstanding attendance fees line.</comment>
+  </data>
+  <data name="Finance_OutstandingTile_AnnualSeries" xml:space="preserve">
+    <value>Annual</value>
+    <comment>Outstanding Balances chart legend label for the outstanding annual fees line.</comment>
+  </data>
+  <!-- ===== Finance page shell (FinancePage.razor) ===== -->
+  <data name="Finance_Page_PageTitle" xml:space="preserve"><value>Finance — StageFright Community</value><comment>Browser tab title — Finance page.</comment></data>
+  <data name="Finance_Page_Heading" xml:space="preserve"><value>Finance</value><comment>Finance page heading.</comment></data>
+  <data name="Finance_Page_TabOutstanding" xml:space="preserve"><value>Outstanding</value><comment>Finance tab — outstanding member balances.</comment></data>
+  <data name="Finance_Page_TabRecordIncome" xml:space="preserve"><value>Record Income</value><comment>Finance tab — record income.</comment></data>
+  <data name="Finance_Page_TabRecordExpense" xml:space="preserve"><value>Record Expense</value><comment>Finance tab — record expense.</comment></data>
+  <data name="Finance_Page_TabAnnualFees" xml:space="preserve"><value>Apply Annual Fees</value><comment>Finance tab — apply annual fees.</comment></data>
+  <data name="Finance_Page_AnnualFeesLink" xml:space="preserve"><value>Go to Annual Fee Application</value><comment>Link inside the Apply Annual Fees tab.</comment></data>
+  <!-- ===== Shared across Finance forms ===== -->
+  <data name="Finance_Common_RecordAnotherButton" xml:space="preserve"><value>Record Another</value><comment>Button shown after a successful entry to start another.</comment></data>
+  <data name="Finance_Common_ClearButton" xml:space="preserve"><value>Clear</value><comment>Button that resets a Finance form in place.</comment></data>
+  <data name="Finance_Common_SelectOption" xml:space="preserve"><value>— select —</value><comment>Placeholder option in a Finance account/select dropdown.</comment></data>
+  <data name="Finance_Common_DateLabel" xml:space="preserve"><value>Date</value><comment>Finance form field label — date.</comment></data>
+  <data name="Finance_Common_AmountLabel" xml:space="preserve"><value>Amount</value><comment>Finance form field label — amount.</comment></data>
+  <data name="Finance_Common_DescriptionLabel" xml:space="preserve"><value>Description</value><comment>Finance form field label — description.</comment></data>
+  <data name="Finance_Common_TaxTreatmentLabel" xml:space="preserve"><value>Tax Treatment</value><comment>Finance form field label — tax treatment.</comment></data>
+  <data name="Finance_Common_TaxExemptDefaultOption" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Default option in a tax-treatment dropdown.</comment></data>
+  <data name="Finance_Common_TaxInclusiveHint" xml:space="preserve"><value>Includes tax of {Amount}</value><comment>Hint under a taxable amount. {Amount} = tax portion formatted as AUD.</comment></data>
+  <data name="Finance_Common_TaxExclusiveHint" xml:space="preserve"><value>Plus tax of {Amount} — total {Total}</value><comment>Hint under a taxable amount in tax-exclusive entry mode. {Amount} = tax added on top, {Total} = gross, both formatted for the configured currency.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxInclusive" xml:space="preserve"><value>Amount (tax inclusive)</value><comment>Finance amount field label when the organisation enters tax-inclusive amounts.</comment></data>
+  <data name="Finance_Common_AmountLabelTaxExclusive" xml:space="preserve"><value>Amount (tax exclusive)</value><comment>Finance amount field label when the organisation enters tax-exclusive (net) amounts.</comment></data>
+  <data name="Finance_Common_AmountPositiveError" xml:space="preserve"><value>Amount must be greater than zero.</value><comment>Validation error when a Finance amount is zero or negative.</comment></data>
+  <!-- ===== Record Income (RecordIncome.razor) ===== -->
+  <data name="Finance_RecordIncome_NoAccountsHtml" xml:space="preserve"><value>No income accounts are configured. Please add an income account in the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; before recording income.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no income accounts exist.</comment></data>
+  <data name="Finance_RecordIncome_AccountLabel" xml:space="preserve"><value>Account</value><comment>Record Income — account field label.</comment></data>
+  <data name="Finance_RecordIncome_DepositToLabel" xml:space="preserve"><value>Deposit to</value><comment>Record Income — deposit-account field label.</comment></data>
+  <data name="Finance_RecordIncome_DescriptionPlaceholder" xml:space="preserve"><value>e.g. Christmas raffle, Annual fundraiser…</value><comment>Record Income — description placeholder.</comment></data>
+  <data name="Finance_RecordIncome_SubmitButton" xml:space="preserve"><value>Record Income</value><comment>Record Income — submit button.</comment></data>
+  <data name="Finance_RecordIncome_AccountRequiredError" xml:space="preserve"><value>Please select a account.</value><comment>Record Income — validation error when no account is chosen.</comment></data>
+  <data name="Finance_RecordIncome_LoadAccountsError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_RecordIncome_SuccessMessage" xml:space="preserve"><value>Income of {Amount} recorded successfully.</value><comment>{Amount} = income amount formatted as AUD.</comment></data>
+  <data name="Finance_RecordIncome_RecordError" xml:space="preserve"><value>Failed to record income: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Member balances (MemberBalanceList.razor) ===== -->
+  <data name="Finance_Balances_LoadingText" xml:space="preserve"><value>Loading member balances…</value><comment>Status text while member balances load.</comment></data>
+  <data name="Finance_Balances_EmptyText" xml:space="preserve"><value>No outstanding balances found.</value><comment>Shown when no members have an outstanding balance.</comment></data>
+  <data name="Finance_Balances_MemberColumn" xml:space="preserve"><value>Member</value><comment>Balances grid column — member name.</comment></data>
+  <data name="Finance_Balances_OutstandingColumn" xml:space="preserve"><value>Outstanding</value><comment>Balances grid column — outstanding amount.</comment></data>
+  <data name="Finance_Balances_FeeBreakdownColumn" xml:space="preserve"><value>Fee Breakdown</value><comment>Balances grid column — per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_FeeDue" xml:space="preserve"><value>due {Date}</value><comment>Fee breakdown — due date prefix. {Date} = formatted due date.</comment></data>
+  <data name="Finance_Balances_HideFeesButton" xml:space="preserve"><value>Hide fees</value><comment>Button that collapses the per-fee breakdown.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_One" xml:space="preserve"><value>Show {Count} fee</value><comment>Button that expands one fee. {Count} = 1.</comment></data>
+  <data name="Finance_Balances_ShowFeesButton_Other" xml:space="preserve"><value>Show {Count} fees</value><comment>Button that expands the fee breakdown. {Count} = number of fees.</comment></data>
+  <data name="Finance_Balances_RecordPaymentButton" xml:space="preserve"><value>Record Member Payment</value><comment>Button opening the payment form for a member.</comment></data>
+  <data name="Finance_Balances_LoadError" xml:space="preserve"><value>Failed to load balances: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Payment form (PaymentForm.razor) ===== -->
+  <data name="Finance_Payment_MemberLabel" xml:space="preserve"><value>Member:</value><comment>Label preceding the member name on the payment form.</comment></data>
+  <data name="Finance_Payment_MethodLabel" xml:space="preserve"><value>Payment Method</value><comment>Payment form — payment method field label.</comment></data>
+  <data name="Finance_Payment_TypeLabel" xml:space="preserve"><value>Payment Type</value><comment>Payment form — payment type field label.</comment></data>
+  <data name="Finance_Payment_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Payment form — notes field label.</comment></data>
+  <data name="Finance_Payment_SubmitButton" xml:space="preserve"><value>Record Member Payment</value><comment>Payment form — submit button.</comment></data>
+  <data name="Finance_Payment_UpdateNotesButton" xml:space="preserve"><value>Update Notes</value><comment>Payment form — button to save an edited note after the payment is recorded.</comment></data>
+  <data name="Finance_Payment_BackToBalancesButton" xml:space="preserve"><value>Back to Balances</value><comment>Payment form — button returning to the balances list after recording.</comment></data>
+  <data name="Finance_Payment_LoadError" xml:space="preserve"><value>Failed to load member: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NoFeeSelectedError" xml:space="preserve"><value>At least one outstanding fee must be selected.</value><comment>Payment form validation — no fee selected.</comment></data>
+  <data name="Finance_Payment_AmountExceedsError" xml:space="preserve"><value>Amount exceeds the selected fees' remaining total.</value><comment>Payment form validation — amount too large.</comment></data>
+  <data name="Finance_Payment_SuccessMessage" xml:space="preserve"><value>Payment of {Amount} recorded successfully.</value><comment>{Amount} = payment amount formatted as AUD.</comment></data>
+  <data name="Finance_Payment_RecordError" xml:space="preserve"><value>Failed to record payment: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Payment_NotesUpdated" xml:space="preserve"><value>Notes updated.</value><comment>Confirmation after editing a recorded payment's note.</comment></data>
+  <data name="Finance_Payment_UpdateNotesError" xml:space="preserve"><value>Failed to update notes: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Outstanding fee selection grid (OutstandingFeeSelectionGrid.razor) ===== -->
+  <data name="Finance_FeeSelection_EmptyText" xml:space="preserve"><value>This member has no outstanding fees.</value><comment>Shown when the member has no outstanding fees to pay.</comment></data>
+  <data name="Finance_FeeSelection_SelectColumn" xml:space="preserve"><value>Select</value><comment>Fee-selection grid column — row select checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllLabel" xml:space="preserve"><value>All</value><comment>Label beside the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectAllAriaLabel" xml:space="preserve"><value>Select all outstanding fees</value><comment>aria-label for the select-all checkbox.</comment></data>
+  <data name="Finance_FeeSelection_SelectRowAriaLabel" xml:space="preserve"><value>Select {FeeType} fee dated {Date}</value><comment>aria-label for a fee row checkbox. {FeeType} = localised fee type, {Date} = fee date.</comment></data>
+  <data name="Finance_FeeSelection_FeeTypeColumn" xml:space="preserve"><value>Fee Type</value><comment>Fee-selection grid column — fee type.</comment></data>
+  <data name="Finance_FeeSelection_FeeDateColumn" xml:space="preserve"><value>Fee Date</value><comment>Fee-selection grid column — fee date.</comment></data>
+  <data name="Finance_FeeSelection_DueDateColumn" xml:space="preserve"><value>Due Date</value><comment>Fee-selection grid column — due date.</comment></data>
+  <data name="Finance_FeeSelection_RemainingColumn" xml:space="preserve"><value>Remaining Amount</value><comment>Fee-selection grid column — remaining amount owed.</comment></data>
+  <!-- ===== Apply Annual Fees (AnnualFeeApplication.razor) ===== -->
+  <data name="Finance_AnnualFees_PageTitle" xml:space="preserve"><value>Apply Annual Fees — StageFright Community</value><comment>Browser tab title — Apply Annual Fees page.</comment></data>
+  <data name="Finance_AnnualFees_Heading" xml:space="preserve"><value>Apply Annual Membership Fees</value><comment>Apply Annual Fees page heading.</comment></data>
+  <data name="Finance_AnnualFees_Intro" xml:space="preserve"><value>Apply the current year annual fee to all eligible active members.</value><comment>Intro text under the Apply Annual Fees heading.</comment></data>
+  <data name="Finance_AnnualFees_LoadingText" xml:space="preserve"><value>Loading eligible members…</value><comment>Status text while eligible members load.</comment></data>
+  <data name="Finance_AnnualFees_BackToFinanceButton" xml:space="preserve"><value>Back to Finance</value><comment>Link returning to the Finance page.</comment></data>
+  <data name="Finance_AnnualFees_ConfirmationHeading" xml:space="preserve"><value>Confirmation</value><comment>Card heading for the apply-annual-fees confirmation step.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_One" xml:space="preserve"><value>{Count} active member is eligible for an annual fee this year.</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_EligibleSummary_Other" xml:space="preserve"><value>{Count} active members are eligible for an annual fee this year.</value><comment>{Count} = number of eligible members.</comment></data>
+  <data name="Finance_AnnualFees_NoneEligible" xml:space="preserve"><value>No eligible members found. Either all active members already have an annual fee for the current year, or there are no active members.</value><comment>Shown when nobody is eligible.</comment></data>
+  <data name="Finance_AnnualFees_FeeAmountLabel" xml:space="preserve"><value>Annual fee amount:</value><comment>Label preceding the configured annual fee amount.</comment></data>
+  <data name="Finance_AnnualFees_ApplyButton" xml:space="preserve"><value>Apply Annual Fees</value><comment>Button that applies the annual fee to all eligible members.</comment></data>
+  <data name="Finance_AnnualFees_LoadError" xml:space="preserve"><value>Failed to load eligible members: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_One" xml:space="preserve"><value>Annual fees applied successfully to {Count} member.</value><comment>{Count} = 1.</comment></data>
+  <data name="Finance_AnnualFees_SuccessMessage_Other" xml:space="preserve"><value>Annual fees applied successfully to {Count} members.</value><comment>{Count} = number of members charged.</comment></data>
+  <data name="Finance_AnnualFees_ApplyError" xml:space="preserve"><value>Failed to apply annual fees: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Record Bank Deposit (BankDepositPage.razor) ===== -->
+  <data name="Finance_BankDeposit_PageTitle" xml:space="preserve"><value>Record Bank Deposit</value><comment>Browser tab title — Record Bank Deposit page.</comment></data>
+  <data name="Finance_BankDeposit_Heading" xml:space="preserve"><value>Record Bank Deposit</value><comment>Record Bank Deposit page heading.</comment></data>
+  <data name="Finance_BankDeposit_NoAccountsHtml" xml:space="preserve"><value>Bank deposits need at least one bank account other than Cash on Hand. Please add a bank account in the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; first.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no destination bank account exists.</comment></data>
+  <data name="Finance_BankDeposit_FromLabel" xml:space="preserve"><value>From</value><comment>Record Bank Deposit — source account label.</comment></data>
+  <data name="Finance_BankDeposit_FromValue" xml:space="preserve"><value>Cash on Hand</value><comment>Record Bank Deposit — fixed source account shown as a disabled field.</comment></data>
+  <data name="Finance_BankDeposit_ToLabel" xml:space="preserve"><value>To</value><comment>Record Bank Deposit — destination account label.</comment></data>
+  <data name="Finance_BankDeposit_DescriptionPlaceholder" xml:space="preserve"><value>e.g. Banking of rehearsal attendance fees…</value><comment>Record Bank Deposit — description placeholder.</comment></data>
+  <data name="Finance_BankDeposit_SubmitButton" xml:space="preserve"><value>Record Deposit</value><comment>Record Bank Deposit — submit button.</comment></data>
+  <data name="Finance_BankDeposit_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_BankDeposit_ToAccountRequiredError" xml:space="preserve"><value>Please select the destination account.</value><comment>Validation error when no destination account is chosen.</comment></data>
+  <data name="Finance_BankDeposit_SuccessMessage" xml:space="preserve"><value>Deposit of {Amount} recorded successfully.</value><comment>{Amount} = deposit amount formatted as AUD.</comment></data>
+  <data name="Finance_BankDeposit_RecordError" xml:space="preserve"><value>Failed to record deposit: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Chart of Accounts (ChartOfAccountsPage.razor) ===== -->
+  <data name="Finance_Coa_PageTitle" xml:space="preserve"><value>Chart of Accounts</value><comment>Browser tab title — Chart of Accounts page.</comment></data>
+  <data name="Finance_Coa_Heading" xml:space="preserve"><value>Chart of Accounts</value><comment>Chart of Accounts page heading.</comment></data>
+  <data name="Finance_Coa_LoadingText" xml:space="preserve"><value>Loading accounts…</value><comment>Status text while accounts load.</comment></data>
+  <data name="Finance_Coa_AddAccountHeading" xml:space="preserve"><value>Add Account</value><comment>Card heading for the add-account form.</comment></data>
+  <data name="Finance_Coa_ShowLabel" xml:space="preserve"><value>Show:</value><comment>Label before the account-type filter.</comment></data>
+  <data name="Finance_Coa_FilterAriaLabel" xml:space="preserve"><value>Filter by account type</value><comment>aria-label on the account-type filter.</comment></data>
+  <data name="Finance_Coa_AllTypesOption" xml:space="preserve"><value>All types</value><comment>Account-type filter — show all types.</comment></data>
+  <data name="Finance_Coa_FilterAssets" xml:space="preserve"><value>Assets</value><comment>Account-type filter label — asset accounts.</comment></data>
+  <data name="Finance_Coa_FilterLiabilities" xml:space="preserve"><value>Liabilities</value><comment>Account-type filter label — liability accounts.</comment></data>
+  <data name="Finance_Coa_FilterEquity" xml:space="preserve"><value>Equity</value><comment>Account-type filter label — equity accounts.</comment></data>
+  <data name="Finance_Coa_FilterIncome" xml:space="preserve"><value>Income</value><comment>Account-type filter label — income accounts.</comment></data>
+  <data name="Finance_Coa_FilterExpenses" xml:space="preserve"><value>Expenses</value><comment>Account-type filter label — expense accounts.</comment></data>
+  <data name="Finance_Coa_IncludeBalancesLabel" xml:space="preserve"><value>Include Current Balances</value><comment>Toggle label — include balances when printing.</comment></data>
+  <data name="Finance_Coa_PrintButton" xml:space="preserve"><value>Print Chart of Accounts</value><comment>Button that prints the chart of accounts.</comment></data>
+  <data name="Finance_Coa_ActiveAccountsHeading" xml:space="preserve"><value>Active Accounts</value><comment>Section heading — active accounts.</comment></data>
+  <data name="Finance_Coa_NoMatch" xml:space="preserve"><value>No accounts match the current filter.</value><comment>Shown when the filter excludes every account.</comment></data>
+  <data name="Finance_Coa_NumberColumn" xml:space="preserve"><value>No.</value><comment>Accounts grid column — account number.</comment></data>
+  <data name="Finance_Coa_NameColumn" xml:space="preserve"><value>Name</value><comment>Accounts grid column — account name.</comment></data>
+  <data name="Finance_Coa_RenameAriaLabel" xml:space="preserve"><value>New name for {Name}</value><comment>aria-label on the inline rename field. {Name} = current account name.</comment></data>
+  <data name="Finance_Coa_SystemBadge" xml:space="preserve"><value>System</value><comment>Badge marking a system account.</comment></data>
+  <data name="Finance_Coa_SystemBadgeTitle" xml:space="preserve"><value>System account</value><comment>Tooltip on the System badge.</comment></data>
+  <data name="Finance_Coa_BankBadge" xml:space="preserve"><value>Bank</value><comment>Badge marking a bank/cash account.</comment></data>
+  <data name="Finance_Coa_BankBadgeTitle" xml:space="preserve"><value>Bank / cash account</value><comment>Tooltip on the Bank badge.</comment></data>
+  <data name="Finance_Coa_TypeColumn" xml:space="preserve"><value>Type</value><comment>Accounts grid column — account type.</comment></data>
+  <data name="Finance_Coa_BalanceColumn" xml:space="preserve"><value>Balance</value><comment>Accounts grid column — current balance.</comment></data>
+  <data name="Finance_Coa_BalanceErrorTitle" xml:space="preserve"><value>Balance could not be calculated for this account</value><comment>Tooltip shown when an account balance failed to compute.</comment></data>
+  <data name="Finance_Coa_RenameButton" xml:space="preserve"><value>Rename</value><comment>Button that starts renaming an account.</comment></data>
+  <data name="Finance_Coa_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button that archives an account.</comment></data>
+  <data name="Finance_Coa_ReadOnlyText" xml:space="preserve"><value>Read-only</value><comment>Shown instead of actions for a system account.</comment></data>
+  <data name="Finance_Coa_ArchivedAccountsHeading" xml:space="preserve"><value>Archived Accounts</value><comment>Section heading — archived accounts.</comment></data>
+  <data name="Finance_Coa_RestoreButton" xml:space="preserve"><value>Restore</value><comment>Button that restores an archived account.</comment></data>
+  <data name="Finance_Coa_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_CreatedMessage" xml:space="preserve"><value>Account '{Name}' created with number {Number}.</value><comment>{Name} = new account name, {Number} = assigned account number.</comment></data>
+  <data name="Finance_Coa_CreateError" xml:space="preserve"><value>Failed to create account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RenamedMessage" xml:space="preserve"><value>Account renamed.</value><comment>Confirmation after renaming an account.</comment></data>
+  <data name="Finance_Coa_RenameError" xml:space="preserve"><value>Failed to rename account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_ArchivedMessage" xml:space="preserve"><value>Account archived.</value><comment>Confirmation after archiving an account.</comment></data>
+  <data name="Finance_Coa_ArchiveError" xml:space="preserve"><value>Failed to archive account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_RestoredMessage" xml:space="preserve"><value>Account restored.</value><comment>Confirmation after restoring an account.</comment></data>
+  <data name="Finance_Coa_RestoreError" xml:space="preserve"><value>Failed to restore account: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Coa_PrintError" xml:space="preserve"><value>Unable to print. Please try again.</value><comment>Shown when printing the chart of accounts fails.</comment></data>
+  <!-- ===== Record Expense (ExpensePaymentPage.razor) ===== -->
+  <data name="Finance_Expense_PageTitle" xml:space="preserve"><value>Record Expense</value><comment>Browser tab title — Record Expense page.</comment></data>
+  <data name="Finance_Expense_Heading" xml:space="preserve"><value>Record Expense</value><comment>Record Expense page heading.</comment></data>
+  <data name="Finance_Expense_NoAccountsHtml" xml:space="preserve"><value>No expense accounts are configured. Please add an expense account in the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; before recording an expense.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no expense accounts exist.</comment></data>
+  <data name="Finance_Expense_PaidFromLabel" xml:space="preserve"><value>Paid from</value><comment>Record Expense — bank account field label.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountLabel" xml:space="preserve"><value>Expense account</value><comment>Record Expense — expense account field label.</comment></data>
+  <data name="Finance_Expense_PayeeLabel" xml:space="preserve"><value>Payee</value><comment>Record Expense — payee field label.</comment></data>
+  <data name="Finance_Expense_PayeePlaceholder" xml:space="preserve"><value>Who was paid, e.g. Scout Hall Trust</value><comment>Record Expense — payee placeholder.</comment></data>
+  <data name="Finance_Expense_DescriptionPlaceholder" xml:space="preserve"><value>e.g. Hall hire for March rehearsals…</value><comment>Record Expense — description placeholder.</comment></data>
+  <data name="Finance_Expense_SubmitButton" xml:space="preserve"><value>Record Expense</value><comment>Record Expense — submit button.</comment></data>
+  <data name="Finance_Expense_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Expense_BankAccountRequiredError" xml:space="preserve"><value>Please select the account the expense was paid from.</value><comment>Validation error when no paying account is chosen.</comment></data>
+  <data name="Finance_Expense_ExpenseAccountRequiredError" xml:space="preserve"><value>Please select an expense account.</value><comment>Validation error when no expense account is chosen.</comment></data>
+  <data name="Finance_Expense_SuccessMessage" xml:space="preserve"><value>Expense of {Amount} recorded successfully.</value><comment>{Amount} = expense amount formatted as AUD.</comment></data>
+  <data name="Finance_Expense_RecordError" xml:space="preserve"><value>Failed to record expense: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Journal Entry (JournalEntryPage.razor) ===== -->
+  <data name="Finance_Journal_PageTitle" xml:space="preserve"><value>Journal Entry</value><comment>Browser tab title — Journal Entry page.</comment></data>
+  <data name="Finance_Journal_Heading" xml:space="preserve"><value>Journal Entry</value><comment>Journal Entry page heading.</comment></data>
+  <data name="Finance_Journal_DescriptionPlaceholder" xml:space="preserve"><value>Why this journal is being posted</value><comment>Journal Entry — description placeholder.</comment></data>
+  <data name="Finance_Journal_AccountColumn" xml:space="preserve"><value>Account</value><comment>Journal lines table column — account.</comment></data>
+  <data name="Finance_Journal_DebitColumn" xml:space="preserve"><value>Debit</value><comment>Journal lines table column — debit amount.</comment></data>
+  <data name="Finance_Journal_CreditColumn" xml:space="preserve"><value>Credit</value><comment>Journal lines table column — credit amount.</comment></data>
+  <data name="Finance_Journal_AccountAriaLabel" xml:space="preserve"><value>Account</value><comment>aria-label on a journal line's account select.</comment></data>
+  <data name="Finance_Journal_DebitAriaLabel" xml:space="preserve"><value>Debit amount</value><comment>aria-label on a journal line's debit input.</comment></data>
+  <data name="Finance_Journal_CreditAriaLabel" xml:space="preserve"><value>Credit amount</value><comment>aria-label on a journal line's credit input.</comment></data>
+  <data name="Finance_Journal_RemoveLineAriaLabel" xml:space="preserve"><value>Remove line</value><comment>aria-label on a journal line's remove button.</comment></data>
+  <data name="Finance_Journal_TotalsLabel" xml:space="preserve"><value>Totals</value><comment>Journal lines table footer — totals row label.</comment></data>
+  <data name="Finance_Journal_AddLineButton" xml:space="preserve"><value>Add Line</value><comment>Button that adds a journal line.</comment></data>
+  <data name="Finance_Journal_BalancedBadge" xml:space="preserve"><value>Balanced</value><comment>Badge shown when debits equal credits.</comment></data>
+  <data name="Finance_Journal_OutOfBalanceBadge" xml:space="preserve"><value>Out of balance by {Amount}</value><comment>Badge shown when the journal does not balance. {Amount} = difference formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostingText" xml:space="preserve"><value>Posting…</value><comment>Save button text while the journal posts.</comment></data>
+  <data name="Finance_Journal_PostButton" xml:space="preserve"><value>Post Journal</value><comment>Button that posts the journal.</comment></data>
+  <data name="Finance_Journal_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Journal_SuccessMessage" xml:space="preserve"><value>Journal of {Amount} posted successfully.</value><comment>{Amount} = journal total formatted as AUD.</comment></data>
+  <data name="Finance_Journal_PostError" xml:space="preserve"><value>Failed to post journal: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Opening Balances wizard (OpeningBalancesWizard.razor) ===== -->
+  <data name="Finance_OpeningBalances_PageTitle" xml:space="preserve"><value>Opening Balances</value><comment>Browser tab title — Opening Balances wizard.</comment></data>
+  <data name="Finance_OpeningBalances_Heading" xml:space="preserve"><value>Opening Balances</value><comment>Opening Balances wizard heading.</comment></data>
+  <data name="Finance_OpeningBalances_StepOf" xml:space="preserve"><value>Step {Step} of 2</value><comment>Wizard progress. {Step} = current step number.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Heading" xml:space="preserve"><value>Step 1 — As-at date</value><comment>Opening Balances wizard — step 1 heading.</comment></data>
+  <data name="Finance_OpeningBalances_Step1Intro" xml:space="preserve"><value>Choose the date the opening balances apply from — usually the first day of your financial year.</value><comment>Opening Balances wizard — step 1 explanation.</comment></data>
+  <data name="Finance_OpeningBalances_AsAtLabel" xml:space="preserve"><value>As at</value><comment>Opening Balances wizard — as-at date field label.</comment></data>
+  <data name="Finance_OpeningBalances_NextButton" xml:space="preserve"><value>Next</value><comment>Opening Balances wizard — advance to step 2.</comment></data>
+  <data name="Finance_OpeningBalances_Step2Heading" xml:space="preserve"><value>Step 2 — Enter balances</value><comment>Opening Balances wizard — step 2 heading.</comment></data>
+  <data name="Finance_OpeningBalances_BackButton" xml:space="preserve"><value>Back</value><comment>Opening Balances wizard — return to step 1.</comment></data>
+  <data name="Finance_OpeningBalances_LoadError" xml:space="preserve"><value>Failed to load accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_OpeningBalances_SuccessMessage" xml:space="preserve"><value>Opening balances as at {Date} posted successfully.</value><comment>{Date} = as-at date, long format.</comment></data>
+  <data name="Finance_OpeningBalances_PostError" xml:space="preserve"><value>Failed to post opening balances: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Bank Reconciliation list (ReconciliationListPage.razor) ===== -->
+  <data name="Finance_Reconciliation_ListPageTitle" xml:space="preserve"><value>Bank Reconciliation</value><comment>Browser tab title — Bank Reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_ListHeading" xml:space="preserve"><value>Bank Reconciliation</value><comment>Bank Reconciliation list heading.</comment></data>
+  <data name="Finance_Reconciliation_NoAccountsHtml" xml:space="preserve"><value>No bank or cash accounts exist yet. Create one on the &lt;a href="/finance/accounts"&gt;Chart of Accounts&lt;/a&gt; page first.</value><comment>Warning (contains a link to the Chart of Accounts) shown when no bank/cash account exists.</comment></data>
+  <data name="Finance_Reconciliation_AccountLabel" xml:space="preserve"><value>Account:</value><comment>Label before the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_AccountAriaLabel" xml:space="preserve"><value>Bank account to reconcile</value><comment>aria-label on the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_SelectAccountOption" xml:space="preserve"><value>Select an account…</value><comment>Placeholder option in the reconcile-account picker.</comment></data>
+  <data name="Finance_Reconciliation_DraftInProgress" xml:space="preserve"><value>A draft reconciliation to {Date} is in progress.</value><comment>{Date} = draft statement date.</comment></data>
+  <data name="Finance_Reconciliation_ResumeDraftButton" xml:space="preserve"><value>Resume Draft</value><comment>Button that opens the in-progress draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_NewHeading" xml:space="preserve"><value>New Reconciliation</value><comment>Card heading for starting a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateLabel" xml:space="preserve"><value>Statement date</value><comment>New reconciliation — statement date field label.</comment></data>
+  <data name="Finance_Reconciliation_ClosingBalanceLabel" xml:space="preserve"><value>Statement closing balance</value><comment>Reconciliation — statement closing balance label.</comment></data>
+  <data name="Finance_Reconciliation_NotesLabel" xml:space="preserve"><value>Notes (optional)</value><comment>New reconciliation — notes field label.</comment></data>
+  <data name="Finance_Reconciliation_StartingText" xml:space="preserve"><value>Starting…</value><comment>Start button text while the reconciliation is being created.</comment></data>
+  <data name="Finance_Reconciliation_StartButton" xml:space="preserve"><value>Start Reconciliation</value><comment>Button that starts a new reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_HistoryHeading" xml:space="preserve"><value>History</value><comment>Section heading — past reconciliations for the account.</comment></data>
+  <data name="Finance_Reconciliation_HistoryEmpty" xml:space="preserve"><value>No reconciliations for this account yet.</value><comment>Shown when the account has no reconciliation history.</comment></data>
+  <data name="Finance_Reconciliation_StatementDateColumn" xml:space="preserve"><value>Statement Date</value><comment>History grid column — statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningColumn" xml:space="preserve"><value>Opening</value><comment>History grid column — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClosingColumn" xml:space="preserve"><value>Closing</value><comment>History grid column — statement closing balance.</comment></data>
+  <data name="Finance_Reconciliation_ResumeButton" xml:space="preserve"><value>Resume</value><comment>History grid — resume a draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_ViewButton" xml:space="preserve"><value>View</value><comment>History grid — view a finalised reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_LoadAccountsError" xml:space="preserve"><value>Failed to load bank accounts: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_LoadError" xml:space="preserve"><value>Failed to load reconciliations: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_StartError" xml:space="preserve"><value>Failed to start reconciliation: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <!-- ===== Bank Reconciliation workspace (ReconciliationWorkspace.razor) ===== -->
+  <data name="Finance_Reconciliation_WorkspacePageTitle" xml:space="preserve"><value>Reconcile Account</value><comment>Browser tab title — reconciliation workspace.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadingText" xml:space="preserve"><value>Loading reconciliation…</value><comment>Status text while the reconciliation workspace loads.</comment></data>
+  <data name="Finance_Reconciliation_NotFoundHtml" xml:space="preserve"><value>Reconciliation not found. &lt;a href="/finance/reconciliation"&gt;Back to reconciliations&lt;/a&gt;.</value><comment>Shown (with a link back) when the reconciliation id is unknown.</comment></data>
+  <data name="Finance_Reconciliation_ReconcilePrefix" xml:space="preserve"><value>Reconcile — </value><comment>Heading prefix before the account name in the workspace.</comment></data>
+  <data name="Finance_Reconciliation_ToDate" xml:space="preserve"><value>to {Date}</value><comment>Workspace heading suffix. {Date} = statement date.</comment></data>
+  <data name="Finance_Reconciliation_OpeningBalanceLabel" xml:space="preserve"><value>Opening balance</value><comment>Workspace summary card — opening balance.</comment></data>
+  <data name="Finance_Reconciliation_ClearedLabel" xml:space="preserve"><value>Cleared</value><comment>Workspace summary card — cleared total.</comment></data>
+  <data name="Finance_Reconciliation_DifferenceLabel" xml:space="preserve"><value>Difference</value><comment>Workspace summary card — difference.</comment></data>
+  <data name="Finance_Reconciliation_ClearedColumn" xml:space="preserve"><value>Cleared</value><comment>Workspace grid column — cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_ClearedAriaLabel" xml:space="preserve"><value>Cleared</value><comment>aria-label on a transaction's cleared checkbox.</comment></data>
+  <data name="Finance_Reconciliation_DateColumn" xml:space="preserve"><value>Date</value><comment>Workspace grid column — transaction date.</comment></data>
+  <data name="Finance_Reconciliation_DepositColumn" xml:space="preserve"><value>Deposit</value><comment>Workspace grid column — deposit amount.</comment></data>
+  <data name="Finance_Reconciliation_PaymentColumn" xml:space="preserve"><value>Payment</value><comment>Workspace grid column — payment amount.</comment></data>
+  <data name="Finance_Reconciliation_NoTransactions" xml:space="preserve"><value>No transactions on this account up to the statement date.</value><comment>Shown when there are no transactions to reconcile.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseButton" xml:space="preserve"><value>Finalise</value><comment>Button that finalises a balanced reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_DeleteDraftButton" xml:space="preserve"><value>Delete Draft</value><comment>Button that deletes the draft reconciliation.</comment></data>
+  <data name="Finance_Reconciliation_BackButton" xml:space="preserve"><value>Back</value><comment>Link back to the reconciliation list.</comment></data>
+  <data name="Finance_Reconciliation_WorkspaceLoadError" xml:space="preserve"><value>Failed to load reconciliation: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_ToggleError" xml:space="preserve"><value>Failed to update cleared state: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_FinaliseError" xml:space="preserve"><value>Failed to finalise: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Finance_Reconciliation_DeleteError" xml:space="preserve"><value>Failed to delete draft: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/MembersResource.cs b/src/StageFright.UI/Resources/Strings/MembersResource.cs
new file mode 100644
index 00000000..93d643ee
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/MembersResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>MembersResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{MembersResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by the Members module screens and components (US1 slice).
+/// </summary>
+public class MembersResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/MembersResource.en-US.resx b/src/StageFright.UI/Resources/Strings/MembersResource.en-US.resx
new file mode 100644
index 00000000..dd9f3450
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/MembersResource.en-US.resx
@@ -0,0 +1,347 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Members_List_PageTitle" xml:space="preserve">
+    <value>Members — StageFright Community</value>
+    <comment>Browser tab title for the Members list page.</comment>
+  </data>
+  <data name="Members_List_Heading" xml:space="preserve">
+    <value>Members</value>
+    <comment>Page heading on the Members list.</comment>
+  </data>
+  <data name="Members_List_AddButton" xml:space="preserve">
+    <value>Add Member</value>
+    <comment>Button that opens the new-member form.</comment>
+  </data>
+  <data name="Members_List_SearchPlaceholder" xml:space="preserve">
+    <value>Search by name, email, phone or address…</value>
+    <comment>Placeholder text in the Members search box.</comment>
+  </data>
+  <data name="Members_List_SearchAriaLabel" xml:space="preserve">
+    <value>Search members</value>
+    <comment>aria-label on the Members search input.</comment>
+  </data>
+  <data name="Members_List_ShowInactiveLabel" xml:space="preserve">
+    <value>Show inactive members</value>
+    <comment>Label for the switch that includes inactive members in the list.</comment>
+  </data>
+  <data name="Members_List_LoadingText" xml:space="preserve">
+    <value>Loading members…</value>
+    <comment>Status text shown while the Members list loads.</comment>
+  </data>
+  <data name="Members_List_EmptyAll" xml:space="preserve">
+    <value>No members found.</value>
+    <comment>Shown when there are no members at all.</comment>
+  </data>
+  <data name="Members_List_EmptyActive" xml:space="preserve">
+    <value>No active members found.</value>
+    <comment>Shown when there are no active members and inactive ones are hidden.</comment>
+  </data>
+  <data name="Members_List_NoMatch" xml:space="preserve">
+    <value>No members match "{SearchTerm}".</value>
+    <comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment>
+  </data>
+  <data name="Members_List_NameColumn" xml:space="preserve">
+    <value>Name</value>
+    <comment>Members grid column header — member name.</comment>
+  </data>
+  <data name="Members_List_AddressColumn" xml:space="preserve">
+    <value>Address</value>
+    <comment>Members grid column header — street address.</comment>
+  </data>
+  <data name="Members_List_PhoneColumn" xml:space="preserve">
+    <value>Phone</value>
+    <comment>Members grid column header — phone number.</comment>
+  </data>
+  <data name="Members_List_EmailColumn" xml:space="preserve">
+    <value>Email</value>
+    <comment>Members grid column header — email address.</comment>
+  </data>
+  <data name="Members_List_AgeColumn" xml:space="preserve">
+    <value>Age</value>
+    <comment>Members grid column header — calculated age.</comment>
+  </data>
+  <data name="Members_List_EditMemberAriaLabel" xml:space="preserve">
+    <value>Edit {MemberName}</value>
+    <comment>aria-label on a row's Edit button. {MemberName} = the member's full name.</comment>
+  </data>
+  <data name="Members_Detail_PageTitle" xml:space="preserve">
+    <value>{MemberName} — StageFright Community</value>
+    <comment>Browser tab title for a member's detail page. {MemberName} = the member's full name, or the fallback below.</comment>
+  </data>
+  <data name="Members_Detail_PageTitleFallback" xml:space="preserve">
+    <value>Member</value>
+    <comment>Used in the detail page title before the member has loaded.</comment>
+  </data>
+  <data name="Members_Detail_NotFound" xml:space="preserve">
+    <value>Member not found.</value>
+    <comment>Shown when the requested member id does not exist.</comment>
+  </data>
+  <data name="Members_Detail_InactivateButton" xml:space="preserve">
+    <value>Inactivate</value>
+    <comment>Button that sets an active member to inactive.</comment>
+  </data>
+  <data name="Members_Detail_ActivateButton" xml:space="preserve">
+    <value>Activate</value>
+    <comment>Button that sets an inactive member back to active.</comment>
+  </data>
+  <data name="Members_Detail_ArchiveButton" xml:space="preserve">
+    <value>Archive</value>
+    <comment>Button that archives (soft-deletes) a member.</comment>
+  </data>
+  <data name="Members_Detail_AddressLabel" xml:space="preserve">
+    <value>Address</value>
+    <comment>Detail field label — street address.</comment>
+  </data>
+  <data name="Members_Detail_PhoneLabel" xml:space="preserve">
+    <value>Phone</value>
+    <comment>Detail field label — phone number.</comment>
+  </data>
+  <data name="Members_Detail_EmailLabel" xml:space="preserve">
+    <value>Email</value>
+    <comment>Detail field label — email address.</comment>
+  </data>
+  <data name="Members_Detail_JoinDateLabel" xml:space="preserve">
+    <value>Join Date</value>
+    <comment>Detail field label — date the member joined.</comment>
+  </data>
+  <data name="Members_Detail_DateOfBirthLabel" xml:space="preserve">
+    <value>Date of Birth</value>
+    <comment>Detail field label — date of birth.</comment>
+  </data>
+  <data name="Members_Detail_AgeLabel" xml:space="preserve">
+    <value>Age</value>
+    <comment>Detail field label — calculated age.</comment>
+  </data>
+  <data name="Members_Detail_CommitteeHistoryHeading" xml:space="preserve">
+    <value>Committee History</value>
+    <comment>Section heading / aria-label for the member's committee-position history.</comment>
+  </data>
+  <data name="Members_Detail_CurrentYearAriaLabel" xml:space="preserve">
+    <value>Current year</value>
+    <comment>aria-label on the badge marking the member's current committee year.</comment>
+  </data>
+  <data name="Members_Detail_CurrentBadge" xml:space="preserve">
+    <value>Current</value>
+    <comment>Badge text marking the member's current committee position.</comment>
+  </data>
+  <data name="Members_Detail_GeneralCommitteeMember" xml:space="preserve">
+    <value>General Committee Member</value>
+    <comment>Fallback position label when a committee record names no specific office.</comment>
+  </data>
+  <data name="Members_Detail_FeeHistoryHeading" xml:space="preserve">
+    <value>Fee Payment History</value>
+    <comment>Section heading / aria-label for the member's fee payment history.</comment>
+  </data>
+  <data name="Members_Detail_FeeDateColumn" xml:space="preserve">
+    <value>Date</value>
+    <comment>Fee history grid column header — fee date.</comment>
+  </data>
+  <data name="Members_Detail_FeeTypeColumn" xml:space="preserve">
+    <value>Type</value>
+    <comment>Fee history grid column header — fee type.</comment>
+  </data>
+  <data name="Members_Detail_FeeAmountColumn" xml:space="preserve">
+    <value>Amount</value>
+    <comment>Fee history grid column header — fee amount.</comment>
+  </data>
+  <data name="Members_Detail_FeePaidColumn" xml:space="preserve">
+    <value>Paid</value>
+    <comment>Fee history grid column header — amount paid so far.</comment>
+  </data>
+  <data name="Members_Detail_FeePaidBadge" xml:space="preserve">
+    <value>Paid</value>
+    <comment>Badge shown when a fee is fully paid.</comment>
+  </data>
+  <data name="Members_Detail_FeeUnpaidBadge" xml:space="preserve">
+    <value>Unpaid</value>
+    <comment>Badge shown when a fee is not fully paid.</comment>
+  </data>
+  <data name="Members_Form_AddPageTitle" xml:space="preserve">
+    <value>Add Member — StageFright Community</value>
+    <comment>Browser tab title for the new-member form.</comment>
+  </data>
+  <data name="Members_Form_EditPageTitle" xml:space="preserve">
+    <value>Edit Member — StageFright Community</value>
+    <comment>Browser tab title for the edit-member form.</comment>
+  </data>
+  <data name="Members_Form_AddHeading" xml:space="preserve">
+    <value>Add Member</value>
+    <comment>Page heading on the new-member form.</comment>
+  </data>
+  <data name="Members_Form_EditHeading" xml:space="preserve">
+    <value>Edit Member</value>
+    <comment>Page heading on the edit-member form.</comment>
+  </data>
+  <data name="Members_Form_FirstNameLabel" xml:space="preserve">
+    <value>First Name</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_LastNameLabel" xml:space="preserve">
+    <value>Last Name</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_StreetAddressLabel" xml:space="preserve">
+    <value>Street Address</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_PhoneLabel" xml:space="preserve">
+    <value>Phone</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_EmailLabel" xml:space="preserve">
+    <value>Email</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_JoinDateLabel" xml:space="preserve">
+    <value>Join Date</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_DateOfBirthLabel" xml:space="preserve">
+    <value>Date of Birth</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Tile_Title" xml:space="preserve">
+    <value>Members</value>
+    <comment>Dashboard tile header for the Members module.</comment>
+  </data>
+  <data name="Members_Tile_ActionText" xml:space="preserve">
+    <value>View Members</value>
+    <comment>Dashboard tile action link for the Members module.</comment>
+  </data>
+  <data name="Members_Tile_ErrorText" xml:space="preserve">
+    <value>Unable to load</value>
+    <comment>Shown in the Members dashboard tile when its data fails to load.</comment>
+  </data>
+  <data name="Members_Tile_TotalLabel" xml:space="preserve">
+    <value>Total</value>
+    <comment>Members dashboard tile stat label — total member count.</comment>
+  </data>
+  <data name="Members_Tile_NoOutstandingFees" xml:space="preserve">
+    <value>No outstanding fees</value>
+    <comment>Members dashboard tile note when no member owes fees.</comment>
+  </data>
+  <data name="Members_Tile_OutstandingFees_One" xml:space="preserve">
+    <value>Outstanding fees · {Count} member</value>
+    <comment>Members dashboard tile alert, singular. {Count} = number of members with outstanding fees.</comment>
+  </data>
+  <data name="Members_Tile_OutstandingFees_Other" xml:space="preserve">
+    <value>Outstanding fees · {Count} members</value>
+    <comment>Members dashboard tile alert, plural. {Count} = number of members with outstanding fees.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/MembersResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/MembersResource.fr-FR.resx
new file mode 100644
index 00000000..3519b5a3
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/MembersResource.fr-FR.resx
@@ -0,0 +1,64 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Members_List_PageTitle" xml:space="preserve"><value>Membres — StageFright Community</value><comment>Browser tab title for the Members list page.</comment></data>
+  <data name="Members_List_Heading" xml:space="preserve"><value>Membres</value><comment>Page heading on the Members list.</comment></data>
+  <data name="Members_List_AddButton" xml:space="preserve"><value>Ajouter un membre</value><comment>Button that opens the new-member form.</comment></data>
+  <data name="Members_List_SearchPlaceholder" xml:space="preserve"><value>Rechercher par nom, e-mail, téléphone ou adresse…</value><comment>Placeholder text in the Members search box.</comment></data>
+  <data name="Members_List_SearchAriaLabel" xml:space="preserve"><value>Rechercher des membres</value><comment>aria-label on the Members search input.</comment></data>
+  <data name="Members_List_ShowInactiveLabel" xml:space="preserve"><value>Afficher les membres inactifs</value><comment>Label for the switch that includes inactive members in the list.</comment></data>
+  <data name="Members_List_LoadingText" xml:space="preserve"><value>Chargement des membres…</value><comment>Status text shown while the Members list loads.</comment></data>
+  <data name="Members_List_EmptyAll" xml:space="preserve"><value>Aucun membre trouvé.</value><comment>Shown when there are no members at all.</comment></data>
+  <data name="Members_List_EmptyActive" xml:space="preserve"><value>Aucun membre actif trouvé.</value><comment>Shown when there are no active members and inactive ones are hidden.</comment></data>
+  <data name="Members_List_NoMatch" xml:space="preserve"><value>Aucun membre ne correspond à « {SearchTerm} ».</value><comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment></data>
+  <data name="Members_List_NameColumn" xml:space="preserve"><value>Nom</value><comment>Members grid column header — member name.</comment></data>
+  <data name="Members_List_AddressColumn" xml:space="preserve"><value>Adresse</value><comment>Members grid column header — street address.</comment></data>
+  <data name="Members_List_PhoneColumn" xml:space="preserve"><value>Téléphone</value><comment>Members grid column header — phone number.</comment></data>
+  <data name="Members_List_EmailColumn" xml:space="preserve"><value>E-mail</value><comment>Members grid column header — email address.</comment></data>
+  <data name="Members_List_AgeColumn" xml:space="preserve"><value>Âge</value><comment>Members grid column header — calculated age.</comment></data>
+  <data name="Members_List_EditMemberAriaLabel" xml:space="preserve"><value>Modifier {MemberName}</value><comment>aria-label on a row's Edit button. {MemberName} = the member's full name.</comment></data>
+  <data name="Members_Detail_PageTitle" xml:space="preserve"><value>{MemberName} — StageFright Community</value><comment>Browser tab title for a member's detail page. {MemberName} = the member's full name, or the fallback below.</comment></data>
+  <data name="Members_Detail_PageTitleFallback" xml:space="preserve"><value>Membre</value><comment>Used in the detail page title before the member has loaded.</comment></data>
+  <data name="Members_Detail_NotFound" xml:space="preserve"><value>Membre introuvable.</value><comment>Shown when the requested member id does not exist.</comment></data>
+  <data name="Members_Detail_InactivateButton" xml:space="preserve"><value>Désactiver</value><comment>Button that sets an active member to inactive.</comment></data>
+  <data name="Members_Detail_ActivateButton" xml:space="preserve"><value>Activer</value><comment>Button that sets an inactive member back to active.</comment></data>
+  <data name="Members_Detail_ArchiveButton" xml:space="preserve"><value>Archiver</value><comment>Button that archives (soft-deletes) a member.</comment></data>
+  <data name="Members_Detail_AddressLabel" xml:space="preserve"><value>Adresse</value><comment>Detail field label — street address.</comment></data>
+  <data name="Members_Detail_PhoneLabel" xml:space="preserve"><value>Téléphone</value><comment>Detail field label — phone number.</comment></data>
+  <data name="Members_Detail_EmailLabel" xml:space="preserve"><value>E-mail</value><comment>Detail field label — email address.</comment></data>
+  <data name="Members_Detail_JoinDateLabel" xml:space="preserve"><value>Date d'adhésion</value><comment>Detail field label — date the member joined.</comment></data>
+  <data name="Members_Detail_DateOfBirthLabel" xml:space="preserve"><value>Date de naissance</value><comment>Detail field label — date of birth.</comment></data>
+  <data name="Members_Detail_AgeLabel" xml:space="preserve"><value>Âge</value><comment>Detail field label — calculated age.</comment></data>
+  <data name="Members_Detail_CommitteeHistoryHeading" xml:space="preserve"><value>Historique au comité</value><comment>Section heading / aria-label for the member's committee-position history.</comment></data>
+  <data name="Members_Detail_CurrentYearAriaLabel" xml:space="preserve"><value>Année en cours</value><comment>aria-label on the badge marking the member's current committee year.</comment></data>
+  <data name="Members_Detail_CurrentBadge" xml:space="preserve"><value>En cours</value><comment>Badge text marking the member's current committee position.</comment></data>
+  <data name="Members_Detail_GeneralCommitteeMember" xml:space="preserve"><value>Membre du comité général</value><comment>Fallback position label when a committee record names no specific office.</comment></data>
+  <data name="Members_Detail_FeeHistoryHeading" xml:space="preserve"><value>Historique des paiements de cotisations</value><comment>Section heading / aria-label for the member's fee payment history.</comment></data>
+  <data name="Members_Detail_FeeDateColumn" xml:space="preserve"><value>Date</value><comment>Fee history grid column header — fee date.</comment></data>
+  <data name="Members_Detail_FeeTypeColumn" xml:space="preserve"><value>Type</value><comment>Fee history grid column header — fee type.</comment></data>
+  <data name="Members_Detail_FeeAmountColumn" xml:space="preserve"><value>Montant</value><comment>Fee history grid column header — fee amount.</comment></data>
+  <data name="Members_Detail_FeePaidColumn" xml:space="preserve"><value>Payé</value><comment>Fee history grid column header — amount paid so far.</comment></data>
+  <data name="Members_Detail_FeePaidBadge" xml:space="preserve"><value>Payé</value><comment>Badge shown when a fee is fully paid.</comment></data>
+  <data name="Members_Detail_FeeUnpaidBadge" xml:space="preserve"><value>Impayé</value><comment>Badge shown when a fee is not fully paid.</comment></data>
+  <data name="Members_Form_AddPageTitle" xml:space="preserve"><value>Ajouter un membre — StageFright Community</value><comment>Browser tab title for the new-member form.</comment></data>
+  <data name="Members_Form_EditPageTitle" xml:space="preserve"><value>Modifier un membre — StageFright Community</value><comment>Browser tab title for the edit-member form.</comment></data>
+  <data name="Members_Form_AddHeading" xml:space="preserve"><value>Ajouter un membre</value><comment>Page heading on the new-member form.</comment></data>
+  <data name="Members_Form_EditHeading" xml:space="preserve"><value>Modifier un membre</value><comment>Page heading on the edit-member form.</comment></data>
+  <data name="Members_Form_FirstNameLabel" xml:space="preserve"><value>Prénom</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_LastNameLabel" xml:space="preserve"><value>Nom</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_StreetAddressLabel" xml:space="preserve"><value>Adresse</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_PhoneLabel" xml:space="preserve"><value>Téléphone</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_EmailLabel" xml:space="preserve"><value>E-mail</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_JoinDateLabel" xml:space="preserve"><value>Date d'adhésion</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_DateOfBirthLabel" xml:space="preserve"><value>Date de naissance</value><comment>Member form field label.</comment></data>
+  <data name="Members_Tile_Title" xml:space="preserve"><value>Membres</value><comment>Dashboard tile header for the Members module.</comment></data>
+  <data name="Members_Tile_ActionText" xml:space="preserve"><value>Voir les membres</value><comment>Dashboard tile action link for the Members module.</comment></data>
+  <data name="Members_Tile_ErrorText" xml:space="preserve"><value>Chargement impossible</value><comment>Shown in the Members dashboard tile when its data fails to load.</comment></data>
+  <data name="Members_Tile_TotalLabel" xml:space="preserve"><value>Total</value><comment>Members dashboard tile stat label — total member count.</comment></data>
+  <data name="Members_Tile_NoOutstandingFees" xml:space="preserve"><value>Aucune cotisation impayée</value><comment>Members dashboard tile note when no member owes fees.</comment></data>
+  <data name="Members_Tile_OutstandingFees_One" xml:space="preserve"><value>Cotisations impayées · {Count} membre</value><comment>Members dashboard tile alert, singular. {Count} = number of members with outstanding fees.</comment></data>
+  <data name="Members_Tile_OutstandingFees_Other" xml:space="preserve"><value>Cotisations impayées · {Count} membres</value><comment>Members dashboard tile alert, plural. {Count} = number of members with outstanding fees.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/MembersResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/MembersResource.qps-ploc.resx
new file mode 100644
index 00000000..2eaa2491
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/MembersResource.qps-ploc.resx
@@ -0,0 +1,64 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Members_List_PageTitle" xml:space="preserve"><value>⟦Mémbérs — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for the Members list page.</comment></data>
+  <data name="Members_List_Heading" xml:space="preserve"><value>⟦Mémbérs—⟧</value><comment>Page heading on the Members list.</comment></data>
+  <data name="Members_List_AddButton" xml:space="preserve"><value>⟦Ádd Mémbér—⟧</value><comment>Button that opens the new-member form.</comment></data>
+  <data name="Members_List_SearchPlaceholder" xml:space="preserve"><value>⟦Séárçh bý ñámé, émáíl, phóñé ór áddréss…—⟧</value><comment>Placeholder text in the Members search box.</comment></data>
+  <data name="Members_List_SearchAriaLabel" xml:space="preserve"><value>⟦Séárçh mémbérs—⟧</value><comment>aria-label on the Members search input.</comment></data>
+  <data name="Members_List_ShowInactiveLabel" xml:space="preserve"><value>⟦Shów íñáçtívé mémbérs—⟧</value><comment>Label for the switch that includes inactive members in the list.</comment></data>
+  <data name="Members_List_LoadingText" xml:space="preserve"><value>⟦Lóádíñg mémbérs…—⟧</value><comment>Status text shown while the Members list loads.</comment></data>
+  <data name="Members_List_EmptyAll" xml:space="preserve"><value>⟦Ñó mémbérs fóúñd.—⟧</value><comment>Shown when there are no members at all.</comment></data>
+  <data name="Members_List_EmptyActive" xml:space="preserve"><value>⟦Ñó áçtívé mémbérs fóúñd.—⟧</value><comment>Shown when there are no active members and inactive ones are hidden.</comment></data>
+  <data name="Members_List_NoMatch" xml:space="preserve"><value>⟦Ñó mémbérs mátçh "{SearchTerm}".—⟧</value><comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment></data>
+  <data name="Members_List_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value><comment>Members grid column header — member name.</comment></data>
+  <data name="Members_List_AddressColumn" xml:space="preserve"><value>⟦Áddréss—⟧</value><comment>Members grid column header — street address.</comment></data>
+  <data name="Members_List_PhoneColumn" xml:space="preserve"><value>⟦Phóñé—⟧</value><comment>Members grid column header — phone number.</comment></data>
+  <data name="Members_List_EmailColumn" xml:space="preserve"><value>⟦Émáíl—⟧</value><comment>Members grid column header — email address.</comment></data>
+  <data name="Members_List_AgeColumn" xml:space="preserve"><value>⟦Ágé—⟧</value><comment>Members grid column header — calculated age.</comment></data>
+  <data name="Members_List_EditMemberAriaLabel" xml:space="preserve"><value>⟦Édít {MemberName}—⟧</value><comment>aria-label on a row's Edit button. {MemberName} = the member's full name.</comment></data>
+  <data name="Members_Detail_PageTitle" xml:space="preserve"><value>⟦{MemberName} — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for a member's detail page. {MemberName} = the member's full name, or the fallback below.</comment></data>
+  <data name="Members_Detail_PageTitleFallback" xml:space="preserve"><value>⟦Mémbér—⟧</value><comment>Used in the detail page title before the member has loaded.</comment></data>
+  <data name="Members_Detail_NotFound" xml:space="preserve"><value>⟦Mémbér ñót fóúñd.—⟧</value><comment>Shown when the requested member id does not exist.</comment></data>
+  <data name="Members_Detail_InactivateButton" xml:space="preserve"><value>⟦Íñáçtíváté—⟧</value><comment>Button that sets an active member to inactive.</comment></data>
+  <data name="Members_Detail_ActivateButton" xml:space="preserve"><value>⟦Áçtíváté—⟧</value><comment>Button that sets an inactive member back to active.</comment></data>
+  <data name="Members_Detail_ArchiveButton" xml:space="preserve"><value>⟦Árçhívé—⟧</value><comment>Button that archives (soft-deletes) a member.</comment></data>
+  <data name="Members_Detail_AddressLabel" xml:space="preserve"><value>⟦Áddréss—⟧</value><comment>Detail field label — street address.</comment></data>
+  <data name="Members_Detail_PhoneLabel" xml:space="preserve"><value>⟦Phóñé—⟧</value><comment>Detail field label — phone number.</comment></data>
+  <data name="Members_Detail_EmailLabel" xml:space="preserve"><value>⟦Émáíl—⟧</value><comment>Detail field label — email address.</comment></data>
+  <data name="Members_Detail_JoinDateLabel" xml:space="preserve"><value>⟦Jóíñ Dáté—⟧</value><comment>Detail field label — date the member joined.</comment></data>
+  <data name="Members_Detail_DateOfBirthLabel" xml:space="preserve"><value>⟦Dáté óf Bírth—⟧</value><comment>Detail field label — date of birth.</comment></data>
+  <data name="Members_Detail_AgeLabel" xml:space="preserve"><value>⟦Ágé—⟧</value><comment>Detail field label — calculated age.</comment></data>
+  <data name="Members_Detail_CommitteeHistoryHeading" xml:space="preserve"><value>⟦Çómmíttéé Hístórý—⟧</value><comment>Section heading / aria-label for the member's committee-position history.</comment></data>
+  <data name="Members_Detail_CurrentYearAriaLabel" xml:space="preserve"><value>⟦Çúrréñt ýéár—⟧</value><comment>aria-label on the badge marking the member's current committee year.</comment></data>
+  <data name="Members_Detail_CurrentBadge" xml:space="preserve"><value>⟦Çúrréñt—⟧</value><comment>Badge text marking the member's current committee position.</comment></data>
+  <data name="Members_Detail_GeneralCommitteeMember" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Mémbér—⟧</value><comment>Fallback position label when a committee record names no specific office.</comment></data>
+  <data name="Members_Detail_FeeHistoryHeading" xml:space="preserve"><value>⟦Féé Páýméñt Hístórý—⟧</value><comment>Section heading / aria-label for the member's fee payment history.</comment></data>
+  <data name="Members_Detail_FeeDateColumn" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>Fee history grid column header — fee date.</comment></data>
+  <data name="Members_Detail_FeeTypeColumn" xml:space="preserve"><value>⟦Týpé—⟧</value><comment>Fee history grid column header — fee type.</comment></data>
+  <data name="Members_Detail_FeeAmountColumn" xml:space="preserve"><value>⟦Ámóúñt—⟧</value><comment>Fee history grid column header — fee amount.</comment></data>
+  <data name="Members_Detail_FeePaidColumn" xml:space="preserve"><value>⟦Páíd—⟧</value><comment>Fee history grid column header — amount paid so far.</comment></data>
+  <data name="Members_Detail_FeePaidBadge" xml:space="preserve"><value>⟦Páíd—⟧</value><comment>Badge shown when a fee is fully paid.</comment></data>
+  <data name="Members_Detail_FeeUnpaidBadge" xml:space="preserve"><value>⟦Úñpáíd—⟧</value><comment>Badge shown when a fee is not fully paid.</comment></data>
+  <data name="Members_Form_AddPageTitle" xml:space="preserve"><value>⟦Ádd Mémbér — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for the new-member form.</comment></data>
+  <data name="Members_Form_EditPageTitle" xml:space="preserve"><value>⟦Édít Mémbér — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for the edit-member form.</comment></data>
+  <data name="Members_Form_AddHeading" xml:space="preserve"><value>⟦Ádd Mémbér—⟧</value><comment>Page heading on the new-member form.</comment></data>
+  <data name="Members_Form_EditHeading" xml:space="preserve"><value>⟦Édít Mémbér—⟧</value><comment>Page heading on the edit-member form.</comment></data>
+  <data name="Members_Form_FirstNameLabel" xml:space="preserve"><value>⟦Fírst Ñámé—⟧</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_LastNameLabel" xml:space="preserve"><value>⟦Lást Ñámé—⟧</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_StreetAddressLabel" xml:space="preserve"><value>⟦Stréét Áddréss—⟧</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_PhoneLabel" xml:space="preserve"><value>⟦Phóñé—⟧</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_EmailLabel" xml:space="preserve"><value>⟦Émáíl—⟧</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_JoinDateLabel" xml:space="preserve"><value>⟦Jóíñ Dáté—⟧</value><comment>Member form field label.</comment></data>
+  <data name="Members_Form_DateOfBirthLabel" xml:space="preserve"><value>⟦Dáté óf Bírth—⟧</value><comment>Member form field label.</comment></data>
+  <data name="Members_Tile_Title" xml:space="preserve"><value>⟦Mémbérs—⟧</value><comment>Dashboard tile header for the Members module.</comment></data>
+  <data name="Members_Tile_ActionText" xml:space="preserve"><value>⟦Víéw Mémbérs—⟧</value><comment>Dashboard tile action link for the Members module.</comment></data>
+  <data name="Members_Tile_ErrorText" xml:space="preserve"><value>⟦Úñáblé tó lóád—⟧</value><comment>Shown in the Members dashboard tile when its data fails to load.</comment></data>
+  <data name="Members_Tile_TotalLabel" xml:space="preserve"><value>⟦Tótál—⟧</value><comment>Members dashboard tile stat label — total member count.</comment></data>
+  <data name="Members_Tile_NoOutstandingFees" xml:space="preserve"><value>⟦Ñó óútstáñdíñg féés—⟧</value><comment>Members dashboard tile note when no member owes fees.</comment></data>
+  <data name="Members_Tile_OutstandingFees_One" xml:space="preserve"><value>⟦Óútstáñdíñg féés · {Count} mémbér—⟧</value><comment>Members dashboard tile alert, singular. {Count} = number of members with outstanding fees.</comment></data>
+  <data name="Members_Tile_OutstandingFees_Other" xml:space="preserve"><value>⟦Óútstáñdíñg féés · {Count} mémbérs—⟧</value><comment>Members dashboard tile alert, plural. {Count} = number of members with outstanding fees.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/MembersResource.resx b/src/StageFright.UI/Resources/Strings/MembersResource.resx
new file mode 100644
index 00000000..dd9f3450
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/MembersResource.resx
@@ -0,0 +1,347 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Members_List_PageTitle" xml:space="preserve">
+    <value>Members — StageFright Community</value>
+    <comment>Browser tab title for the Members list page.</comment>
+  </data>
+  <data name="Members_List_Heading" xml:space="preserve">
+    <value>Members</value>
+    <comment>Page heading on the Members list.</comment>
+  </data>
+  <data name="Members_List_AddButton" xml:space="preserve">
+    <value>Add Member</value>
+    <comment>Button that opens the new-member form.</comment>
+  </data>
+  <data name="Members_List_SearchPlaceholder" xml:space="preserve">
+    <value>Search by name, email, phone or address…</value>
+    <comment>Placeholder text in the Members search box.</comment>
+  </data>
+  <data name="Members_List_SearchAriaLabel" xml:space="preserve">
+    <value>Search members</value>
+    <comment>aria-label on the Members search input.</comment>
+  </data>
+  <data name="Members_List_ShowInactiveLabel" xml:space="preserve">
+    <value>Show inactive members</value>
+    <comment>Label for the switch that includes inactive members in the list.</comment>
+  </data>
+  <data name="Members_List_LoadingText" xml:space="preserve">
+    <value>Loading members…</value>
+    <comment>Status text shown while the Members list loads.</comment>
+  </data>
+  <data name="Members_List_EmptyAll" xml:space="preserve">
+    <value>No members found.</value>
+    <comment>Shown when there are no members at all.</comment>
+  </data>
+  <data name="Members_List_EmptyActive" xml:space="preserve">
+    <value>No active members found.</value>
+    <comment>Shown when there are no active members and inactive ones are hidden.</comment>
+  </data>
+  <data name="Members_List_NoMatch" xml:space="preserve">
+    <value>No members match "{SearchTerm}".</value>
+    <comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment>
+  </data>
+  <data name="Members_List_NameColumn" xml:space="preserve">
+    <value>Name</value>
+    <comment>Members grid column header — member name.</comment>
+  </data>
+  <data name="Members_List_AddressColumn" xml:space="preserve">
+    <value>Address</value>
+    <comment>Members grid column header — street address.</comment>
+  </data>
+  <data name="Members_List_PhoneColumn" xml:space="preserve">
+    <value>Phone</value>
+    <comment>Members grid column header — phone number.</comment>
+  </data>
+  <data name="Members_List_EmailColumn" xml:space="preserve">
+    <value>Email</value>
+    <comment>Members grid column header — email address.</comment>
+  </data>
+  <data name="Members_List_AgeColumn" xml:space="preserve">
+    <value>Age</value>
+    <comment>Members grid column header — calculated age.</comment>
+  </data>
+  <data name="Members_List_EditMemberAriaLabel" xml:space="preserve">
+    <value>Edit {MemberName}</value>
+    <comment>aria-label on a row's Edit button. {MemberName} = the member's full name.</comment>
+  </data>
+  <data name="Members_Detail_PageTitle" xml:space="preserve">
+    <value>{MemberName} — StageFright Community</value>
+    <comment>Browser tab title for a member's detail page. {MemberName} = the member's full name, or the fallback below.</comment>
+  </data>
+  <data name="Members_Detail_PageTitleFallback" xml:space="preserve">
+    <value>Member</value>
+    <comment>Used in the detail page title before the member has loaded.</comment>
+  </data>
+  <data name="Members_Detail_NotFound" xml:space="preserve">
+    <value>Member not found.</value>
+    <comment>Shown when the requested member id does not exist.</comment>
+  </data>
+  <data name="Members_Detail_InactivateButton" xml:space="preserve">
+    <value>Inactivate</value>
+    <comment>Button that sets an active member to inactive.</comment>
+  </data>
+  <data name="Members_Detail_ActivateButton" xml:space="preserve">
+    <value>Activate</value>
+    <comment>Button that sets an inactive member back to active.</comment>
+  </data>
+  <data name="Members_Detail_ArchiveButton" xml:space="preserve">
+    <value>Archive</value>
+    <comment>Button that archives (soft-deletes) a member.</comment>
+  </data>
+  <data name="Members_Detail_AddressLabel" xml:space="preserve">
+    <value>Address</value>
+    <comment>Detail field label — street address.</comment>
+  </data>
+  <data name="Members_Detail_PhoneLabel" xml:space="preserve">
+    <value>Phone</value>
+    <comment>Detail field label — phone number.</comment>
+  </data>
+  <data name="Members_Detail_EmailLabel" xml:space="preserve">
+    <value>Email</value>
+    <comment>Detail field label — email address.</comment>
+  </data>
+  <data name="Members_Detail_JoinDateLabel" xml:space="preserve">
+    <value>Join Date</value>
+    <comment>Detail field label — date the member joined.</comment>
+  </data>
+  <data name="Members_Detail_DateOfBirthLabel" xml:space="preserve">
+    <value>Date of Birth</value>
+    <comment>Detail field label — date of birth.</comment>
+  </data>
+  <data name="Members_Detail_AgeLabel" xml:space="preserve">
+    <value>Age</value>
+    <comment>Detail field label — calculated age.</comment>
+  </data>
+  <data name="Members_Detail_CommitteeHistoryHeading" xml:space="preserve">
+    <value>Committee History</value>
+    <comment>Section heading / aria-label for the member's committee-position history.</comment>
+  </data>
+  <data name="Members_Detail_CurrentYearAriaLabel" xml:space="preserve">
+    <value>Current year</value>
+    <comment>aria-label on the badge marking the member's current committee year.</comment>
+  </data>
+  <data name="Members_Detail_CurrentBadge" xml:space="preserve">
+    <value>Current</value>
+    <comment>Badge text marking the member's current committee position.</comment>
+  </data>
+  <data name="Members_Detail_GeneralCommitteeMember" xml:space="preserve">
+    <value>General Committee Member</value>
+    <comment>Fallback position label when a committee record names no specific office.</comment>
+  </data>
+  <data name="Members_Detail_FeeHistoryHeading" xml:space="preserve">
+    <value>Fee Payment History</value>
+    <comment>Section heading / aria-label for the member's fee payment history.</comment>
+  </data>
+  <data name="Members_Detail_FeeDateColumn" xml:space="preserve">
+    <value>Date</value>
+    <comment>Fee history grid column header — fee date.</comment>
+  </data>
+  <data name="Members_Detail_FeeTypeColumn" xml:space="preserve">
+    <value>Type</value>
+    <comment>Fee history grid column header — fee type.</comment>
+  </data>
+  <data name="Members_Detail_FeeAmountColumn" xml:space="preserve">
+    <value>Amount</value>
+    <comment>Fee history grid column header — fee amount.</comment>
+  </data>
+  <data name="Members_Detail_FeePaidColumn" xml:space="preserve">
+    <value>Paid</value>
+    <comment>Fee history grid column header — amount paid so far.</comment>
+  </data>
+  <data name="Members_Detail_FeePaidBadge" xml:space="preserve">
+    <value>Paid</value>
+    <comment>Badge shown when a fee is fully paid.</comment>
+  </data>
+  <data name="Members_Detail_FeeUnpaidBadge" xml:space="preserve">
+    <value>Unpaid</value>
+    <comment>Badge shown when a fee is not fully paid.</comment>
+  </data>
+  <data name="Members_Form_AddPageTitle" xml:space="preserve">
+    <value>Add Member — StageFright Community</value>
+    <comment>Browser tab title for the new-member form.</comment>
+  </data>
+  <data name="Members_Form_EditPageTitle" xml:space="preserve">
+    <value>Edit Member — StageFright Community</value>
+    <comment>Browser tab title for the edit-member form.</comment>
+  </data>
+  <data name="Members_Form_AddHeading" xml:space="preserve">
+    <value>Add Member</value>
+    <comment>Page heading on the new-member form.</comment>
+  </data>
+  <data name="Members_Form_EditHeading" xml:space="preserve">
+    <value>Edit Member</value>
+    <comment>Page heading on the edit-member form.</comment>
+  </data>
+  <data name="Members_Form_FirstNameLabel" xml:space="preserve">
+    <value>First Name</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_LastNameLabel" xml:space="preserve">
+    <value>Last Name</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_StreetAddressLabel" xml:space="preserve">
+    <value>Street Address</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_PhoneLabel" xml:space="preserve">
+    <value>Phone</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_EmailLabel" xml:space="preserve">
+    <value>Email</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_JoinDateLabel" xml:space="preserve">
+    <value>Join Date</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Form_DateOfBirthLabel" xml:space="preserve">
+    <value>Date of Birth</value>
+    <comment>Member form field label.</comment>
+  </data>
+  <data name="Members_Tile_Title" xml:space="preserve">
+    <value>Members</value>
+    <comment>Dashboard tile header for the Members module.</comment>
+  </data>
+  <data name="Members_Tile_ActionText" xml:space="preserve">
+    <value>View Members</value>
+    <comment>Dashboard tile action link for the Members module.</comment>
+  </data>
+  <data name="Members_Tile_ErrorText" xml:space="preserve">
+    <value>Unable to load</value>
+    <comment>Shown in the Members dashboard tile when its data fails to load.</comment>
+  </data>
+  <data name="Members_Tile_TotalLabel" xml:space="preserve">
+    <value>Total</value>
+    <comment>Members dashboard tile stat label — total member count.</comment>
+  </data>
+  <data name="Members_Tile_NoOutstandingFees" xml:space="preserve">
+    <value>No outstanding fees</value>
+    <comment>Members dashboard tile note when no member owes fees.</comment>
+  </data>
+  <data name="Members_Tile_OutstandingFees_One" xml:space="preserve">
+    <value>Outstanding fees · {Count} member</value>
+    <comment>Members dashboard tile alert, singular. {Count} = number of members with outstanding fees.</comment>
+  </data>
+  <data name="Members_Tile_OutstandingFees_Other" xml:space="preserve">
+    <value>Outstanding fees · {Count} members</value>
+    <comment>Members dashboard tile alert, plural. {Count} = number of members with outstanding fees.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/RehearsalsResource.cs b/src/StageFright.UI/Resources/Strings/RehearsalsResource.cs
new file mode 100644
index 00000000..77e69381
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/RehearsalsResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>RehearsalsResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{RehearsalsResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by the Rehearsals module screens.
+/// </summary>
+public class RehearsalsResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/RehearsalsResource.en-US.resx b/src/StageFright.UI/Resources/Strings/RehearsalsResource.en-US.resx
new file mode 100644
index 00000000..5d16cf3b
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/RehearsalsResource.en-US.resx
@@ -0,0 +1,363 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Rehearsals_List_PageTitle" xml:space="preserve">
+    <value>Rehearsals — StageFright Community</value>
+    <comment>Browser tab title for the Rehearsals list page.</comment>
+  </data>
+  <data name="Rehearsals_List_Heading" xml:space="preserve">
+    <value>Rehearsals</value>
+    <comment>Page heading on the Rehearsals list.</comment>
+  </data>
+  <data name="Rehearsals_List_ScheduleButton" xml:space="preserve">
+    <value>Schedule Rehearsal</value>
+    <comment>Button that opens the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_List_SearchPlaceholder" xml:space="preserve">
+    <value>Search by date or notes…</value>
+    <comment>Placeholder text in the Rehearsals search box.</comment>
+  </data>
+  <data name="Rehearsals_List_SearchAriaLabel" xml:space="preserve">
+    <value>Search rehearsals</value>
+    <comment>aria-label on the Rehearsals search input.</comment>
+  </data>
+  <data name="Rehearsals_List_LoadingText" xml:space="preserve">
+    <value>Loading rehearsals…</value>
+    <comment>Status text shown while the Rehearsals list loads.</comment>
+  </data>
+  <data name="Rehearsals_List_EmptyNone" xml:space="preserve">
+    <value>No rehearsals scheduled yet.</value>
+    <comment>Shown when there are no rehearsals at all.</comment>
+  </data>
+  <data name="Rehearsals_List_NoMatch" xml:space="preserve">
+    <value>No rehearsals match "{SearchTerm}".</value>
+    <comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment>
+  </data>
+  <data name="Rehearsals_List_DateColumn" xml:space="preserve">
+    <value>Date</value>
+    <comment>Rehearsals grid column header — rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_TimeColumn" xml:space="preserve">
+    <value>Time</value>
+    <comment>Rehearsals grid column header — rehearsal time.</comment>
+  </data>
+  <data name="Rehearsals_List_AttendanceColumn" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Rehearsals grid column header — recorded attendance rate.</comment>
+  </data>
+  <data name="Rehearsals_List_NotesColumn" xml:space="preserve">
+    <value>Notes</value>
+    <comment>Rehearsals grid column header — rehearsal notes.</comment>
+  </data>
+  <data name="Rehearsals_List_AttendanceNotRecorded" xml:space="preserve">
+    <value>Not recorded</value>
+    <comment>Shown in the Attendance column when no attendance rate has been recorded.</comment>
+  </data>
+  <data name="Rehearsals_List_ViewAttendanceAriaLabel" xml:space="preserve">
+    <value>View attendance for {Date}</value>
+    <comment>aria-label on the date button that opens a rehearsal's recorded attendance. {Date} = the rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_RecordAttendanceButton" xml:space="preserve">
+    <value>Record Attendance</value>
+    <comment>Button that opens the attendance-recording grid for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_List_RecordAttendanceAriaLabel" xml:space="preserve">
+    <value>Record attendance for {Date}</value>
+    <comment>aria-label on the Record Attendance button. {Date} = the rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_RecordedText" xml:space="preserve">
+    <value>Recorded</value>
+    <comment>Shown in the Actions column when a rehearsal's attendance has already been recorded.</comment>
+  </data>
+  <data name="Rehearsals_List_PrintRollButton" xml:space="preserve">
+    <value>Print Roll</value>
+    <comment>Button that prints the attendance roll PDF for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_List_PrintRollAriaLabel" xml:space="preserve">
+    <value>Print roll for {Date}</value>
+    <comment>aria-label on the Print Roll button. {Date} = the rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_RollNoMembers" xml:space="preserve">
+    <value>No active members found — nothing to print.</value>
+    <comment>Shown when Print Roll is used but there are no active members.</comment>
+  </data>
+  <data name="Rehearsals_List_RollError" xml:space="preserve">
+    <value>Unable to print roll. Please try again.</value>
+    <comment>Shown when generating the attendance roll PDF fails.</comment>
+  </data>
+  <data name="Rehearsals_List_LoadError" xml:space="preserve">
+    <value>Unable to load rehearsals. Please try again.</value>
+    <comment>Shown when the Rehearsals list fails to load.</comment>
+  </data>
+  <data name="Rehearsals_Form_PageTitle" xml:space="preserve">
+    <value>Schedule Rehearsal — StageFright Community</value>
+    <comment>Browser tab title for the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_Form_Heading" xml:space="preserve">
+    <value>Schedule Rehearsal</value>
+    <comment>Page heading on the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_Form_DateLabel" xml:space="preserve">
+    <value>Date</value>
+    <comment>Schedule-rehearsal form field label — date.</comment>
+  </data>
+  <data name="Rehearsals_Form_TimeLabel" xml:space="preserve">
+    <value>Time</value>
+    <comment>Schedule-rehearsal form field label — time.</comment>
+  </data>
+  <data name="Rehearsals_Form_TimeRequired" xml:space="preserve">
+    <value>Time is required.</value>
+    <comment>Validation message shown when the time field is left blank.</comment>
+  </data>
+  <data name="Rehearsals_Form_NotesLabel" xml:space="preserve">
+    <value>Notes</value>
+    <comment>Schedule-rehearsal form field label — notes.</comment>
+  </data>
+  <data name="Rehearsals_Form_ScheduleButton" xml:space="preserve">
+    <value>Schedule</value>
+    <comment>Submit button on the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PageTitleView" xml:space="preserve">
+    <value>Attendance — StageFright Community</value>
+    <comment>Browser tab title when viewing a rehearsal's already-recorded attendance.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PageTitleRecord" xml:space="preserve">
+    <value>Record Attendance — StageFright Community</value>
+    <comment>Browser tab title when recording attendance for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_HeadingView" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Page heading when viewing a rehearsal's already-recorded attendance.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_HeadingRecord" xml:space="preserve">
+    <value>Record Attendance</value>
+    <comment>Page heading when recording attendance for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_BackButton" xml:space="preserve">
+    <value>Back to Rehearsals</value>
+    <comment>Link back to the Rehearsals list from the attendance grid.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_RecordedBanner" xml:space="preserve">
+    <value>Attendance recorded at {Rate}% attendance rate. Records are immutable.</value>
+    <comment>Info banner shown when attendance has already been recorded. {Rate} = the stored attendance rate to one decimal place.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_NoRecords" xml:space="preserve">
+    <value>No attendance records found for this rehearsal.</value>
+    <comment>Shown when a rehearsal is marked recorded but has no attendance rows.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_AttendedColumn" xml:space="preserve">
+    <value>Attended</value>
+    <comment>Attendance grid column header — whether the member attended.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PaidColumn" xml:space="preserve">
+    <value>Paid</value>
+    <comment>Attendance grid column header — whether the attendance fee was paid.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_MemberColumn" xml:space="preserve">
+    <value>Member</value>
+    <comment>Attendance grid column header — member name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_FeeColumn" xml:space="preserve">
+    <value>Fee</value>
+    <comment>Attendance grid column header — the attendance fee for the row.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_AttendedAriaLabel" xml:space="preserve">
+    <value>{MemberName} attended</value>
+    <comment>aria-label on a row's Attended checkbox. {MemberName} = the member's name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PaidAriaLabel" xml:space="preserve">
+    <value>{MemberName} paid</value>
+    <comment>aria-label on a row's Paid checkbox in the read-only recorded view. {MemberName} = the member's name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_MarkPaidAriaLabel" xml:space="preserve">
+    <value>Mark {MemberName} as paid</value>
+    <comment>aria-label on a row's Paid checkbox while recording. {MemberName} = the member's name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_SelectAllAriaLabel" xml:space="preserve">
+    <value>Select all members as attended</value>
+    <comment>aria-label on the header checkbox that marks every member as attended.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_SelectAllLabel" xml:space="preserve">
+    <value>Select All</value>
+    <comment>Label beside the header checkbox that marks every member as attended.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_FutureNotice" xml:space="preserve">
+    <value>Attendance can be recorded starting {Date}.</value>
+    <comment>Shown when the rehearsal is in the future. {Date} = the rehearsal date, long form.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_NoActiveMembers" xml:space="preserve">
+    <value>No active members found. Add members before recording attendance.</value>
+    <comment>Shown when there are no active members to record attendance for.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_OwedBadge" xml:space="preserve">
+    <value>Owed</value>
+    <comment>Badge shown beside the fee when a member attended but has not paid.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_SaveButton" xml:space="preserve">
+    <value>Save Attendance</value>
+    <comment>Button that saves the recorded attendance for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_NotFound" xml:space="preserve">
+    <value>Rehearsal not found.</value>
+    <comment>Shown when the requested rehearsal id does not exist.</comment>
+  </data>
+  <data name="Rehearsals_Tile_Title" xml:space="preserve">
+    <value>Rehearsals</value>
+    <comment>Dashboard tile heading for the Rehearsals module.</comment>
+  </data>
+  <data name="Rehearsals_Tile_ActionText" xml:space="preserve">
+    <value>View Rehearsals</value>
+    <comment>Action link on the Rehearsals dashboard tile.</comment>
+  </data>
+  <data name="Rehearsals_Tile_UpcomingLabel" xml:space="preserve">
+    <value>Upcoming</value>
+    <comment>Rehearsals tile stat label — count of upcoming rehearsals.</comment>
+  </data>
+  <data name="Rehearsals_Tile_NextLabel" xml:space="preserve">
+    <value>Next</value>
+    <comment>Rehearsals tile stat label — date of the next rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Tile_LastAttendanceLabel" xml:space="preserve">
+    <value>Last attendance</value>
+    <comment>Rehearsals tile note label preceding the most recent recorded attendance rate.</comment>
+  </data>
+  <data name="Rehearsals_Tile_AttendanceDetail" xml:space="preserve">
+    <value>{Attended} of {Total} ({Rate}%)</value>
+    <comment>Rehearsals tile — recorded attendance. {Attended} = members who attended, {Total} = attendance records, {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Rehearsals_Tile_AttendanceRate" xml:space="preserve">
+    <value>{Rate}%</value>
+    <comment>Rehearsals tile — recorded attendance rate only. {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Rehearsals_Tile_NoAttendance" xml:space="preserve">
+    <value>No attendance recorded yet</value>
+    <comment>Rehearsals tile note shown when no attendance has been recorded.</comment>
+  </data>
+  <data name="Rehearsals_TrendTile_Title" xml:space="preserve">
+    <value>Attendance trend</value>
+    <comment>Dashboard tile heading for the six-month attendance-trend chart.</comment>
+  </data>
+  <data name="Rehearsals_TrendTile_Empty" xml:space="preserve">
+    <value>No attendance recorded in the last 6 months</value>
+    <comment>Attendance-trend tile message shown when there is no data to chart.</comment>
+  </data>
+  <data name="Rehearsals_TrendTile_Series" xml:space="preserve">
+    <value>Attendance %</value>
+    <comment>Attendance-trend chart legend label for the monthly average attendance-rate line.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/RehearsalsResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/RehearsalsResource.fr-FR.resx
new file mode 100644
index 00000000..f1209ea6
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/RehearsalsResource.fr-FR.resx
@@ -0,0 +1,68 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Rehearsals_List_PageTitle" xml:space="preserve"><value>Répétitions — StageFright Community</value><comment>Browser tab title for the Rehearsals list page.</comment></data>
+  <data name="Rehearsals_List_Heading" xml:space="preserve"><value>Répétitions</value><comment>Page heading on the Rehearsals list.</comment></data>
+  <data name="Rehearsals_List_ScheduleButton" xml:space="preserve"><value>Planifier une répétition</value><comment>Button that opens the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_List_SearchPlaceholder" xml:space="preserve"><value>Rechercher par date ou notes…</value><comment>Placeholder text in the Rehearsals search box.</comment></data>
+  <data name="Rehearsals_List_SearchAriaLabel" xml:space="preserve"><value>Rechercher des répétitions</value><comment>aria-label on the Rehearsals search input.</comment></data>
+  <data name="Rehearsals_List_LoadingText" xml:space="preserve"><value>Chargement des répétitions…</value><comment>Status text shown while the Rehearsals list loads.</comment></data>
+  <data name="Rehearsals_List_EmptyNone" xml:space="preserve"><value>Aucune répétition planifiée pour le moment.</value><comment>Shown when there are no rehearsals at all.</comment></data>
+  <data name="Rehearsals_List_NoMatch" xml:space="preserve"><value>Aucune répétition ne correspond à « {SearchTerm} ».</value><comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment></data>
+  <data name="Rehearsals_List_DateColumn" xml:space="preserve"><value>Date</value><comment>Rehearsals grid column header — rehearsal date.</comment></data>
+  <data name="Rehearsals_List_TimeColumn" xml:space="preserve"><value>Heure</value><comment>Rehearsals grid column header — rehearsal time.</comment></data>
+  <data name="Rehearsals_List_AttendanceColumn" xml:space="preserve"><value>Présence</value><comment>Rehearsals grid column header — recorded attendance rate.</comment></data>
+  <data name="Rehearsals_List_NotesColumn" xml:space="preserve"><value>Notes</value><comment>Rehearsals grid column header — rehearsal notes.</comment></data>
+  <data name="Rehearsals_List_AttendanceNotRecorded" xml:space="preserve"><value>Non saisie</value><comment>Shown in the Attendance column when no attendance rate has been recorded.</comment></data>
+  <data name="Rehearsals_List_ViewAttendanceAriaLabel" xml:space="preserve"><value>Voir les présences du {Date}</value><comment>aria-label on the date button that opens a rehearsal's recorded attendance. {Date} = the rehearsal date.</comment></data>
+  <data name="Rehearsals_List_RecordAttendanceButton" xml:space="preserve"><value>Saisir les présences</value><comment>Button that opens the attendance-recording grid for a rehearsal.</comment></data>
+  <data name="Rehearsals_List_RecordAttendanceAriaLabel" xml:space="preserve"><value>Saisir les présences du {Date}</value><comment>aria-label on the Record Attendance button. {Date} = the rehearsal date.</comment></data>
+  <data name="Rehearsals_List_RecordedText" xml:space="preserve"><value>Saisie</value><comment>Shown in the Actions column when a rehearsal's attendance has already been recorded.</comment></data>
+  <data name="Rehearsals_List_PrintRollButton" xml:space="preserve"><value>Imprimer la feuille</value><comment>Button that prints the attendance roll PDF for a rehearsal.</comment></data>
+  <data name="Rehearsals_List_PrintRollAriaLabel" xml:space="preserve"><value>Imprimer la feuille du {Date}</value><comment>aria-label on the Print Roll button. {Date} = the rehearsal date.</comment></data>
+  <data name="Rehearsals_List_RollNoMembers" xml:space="preserve"><value>Aucun membre actif trouvé — rien à imprimer.</value><comment>Shown when Print Roll is used but there are no active members.</comment></data>
+  <data name="Rehearsals_List_RollError" xml:space="preserve"><value>Impossible d'imprimer la feuille. Veuillez réessayer.</value><comment>Shown when generating the attendance roll PDF fails.</comment></data>
+  <data name="Rehearsals_List_LoadError" xml:space="preserve"><value>Impossible de charger les répétitions. Veuillez réessayer.</value><comment>Shown when the Rehearsals list fails to load.</comment></data>
+  <data name="Rehearsals_Form_PageTitle" xml:space="preserve"><value>Planifier une répétition — StageFright Community</value><comment>Browser tab title for the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_Form_Heading" xml:space="preserve"><value>Planifier une répétition</value><comment>Page heading on the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_Form_DateLabel" xml:space="preserve"><value>Date</value><comment>Schedule-rehearsal form field label — date.</comment></data>
+  <data name="Rehearsals_Form_TimeLabel" xml:space="preserve"><value>Heure</value><comment>Schedule-rehearsal form field label — time.</comment></data>
+  <data name="Rehearsals_Form_TimeRequired" xml:space="preserve"><value>L'heure est obligatoire.</value><comment>Validation message shown when the time field is left blank.</comment></data>
+  <data name="Rehearsals_Form_NotesLabel" xml:space="preserve"><value>Notes</value><comment>Schedule-rehearsal form field label — notes.</comment></data>
+  <data name="Rehearsals_Form_ScheduleButton" xml:space="preserve"><value>Planifier</value><comment>Submit button on the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_Attendance_PageTitleView" xml:space="preserve"><value>Présences — StageFright Community</value><comment>Browser tab title when viewing a rehearsal's already-recorded attendance.</comment></data>
+  <data name="Rehearsals_Attendance_PageTitleRecord" xml:space="preserve"><value>Saisir les présences — StageFright Community</value><comment>Browser tab title when recording attendance for a rehearsal.</comment></data>
+  <data name="Rehearsals_Attendance_HeadingView" xml:space="preserve"><value>Présences</value><comment>Page heading when viewing a rehearsal's already-recorded attendance.</comment></data>
+  <data name="Rehearsals_Attendance_HeadingRecord" xml:space="preserve"><value>Saisir les présences</value><comment>Page heading when recording attendance for a rehearsal.</comment></data>
+  <data name="Rehearsals_Attendance_BackButton" xml:space="preserve"><value>Retour aux répétitions</value><comment>Link back to the Rehearsals list from the attendance grid.</comment></data>
+  <data name="Rehearsals_Attendance_RecordedBanner" xml:space="preserve"><value>Présences saisies avec un taux de présence de {Rate} %. Les enregistrements sont immuables.</value><comment>Info banner shown when attendance has already been recorded. {Rate} = the stored attendance rate to one decimal place.</comment></data>
+  <data name="Rehearsals_Attendance_NoRecords" xml:space="preserve"><value>Aucun enregistrement de présence trouvé pour cette répétition.</value><comment>Shown when a rehearsal is marked recorded but has no attendance rows.</comment></data>
+  <data name="Rehearsals_Attendance_AttendedColumn" xml:space="preserve"><value>Présent</value><comment>Attendance grid column header — whether the member attended.</comment></data>
+  <data name="Rehearsals_Attendance_PaidColumn" xml:space="preserve"><value>Payé</value><comment>Attendance grid column header — whether the attendance fee was paid.</comment></data>
+  <data name="Rehearsals_Attendance_MemberColumn" xml:space="preserve"><value>Membre</value><comment>Attendance grid column header — member name.</comment></data>
+  <data name="Rehearsals_Attendance_FeeColumn" xml:space="preserve"><value>Frais</value><comment>Attendance grid column header — the attendance fee for the row.</comment></data>
+  <data name="Rehearsals_Attendance_AttendedAriaLabel" xml:space="preserve"><value>{MemberName} présent</value><comment>aria-label on a row's Attended checkbox. {MemberName} = the member's name.</comment></data>
+  <data name="Rehearsals_Attendance_PaidAriaLabel" xml:space="preserve"><value>{MemberName} a payé</value><comment>aria-label on a row's Paid checkbox in the read-only recorded view. {MemberName} = the member's name.</comment></data>
+  <data name="Rehearsals_Attendance_MarkPaidAriaLabel" xml:space="preserve"><value>Marquer {MemberName} comme payé</value><comment>aria-label on a row's Paid checkbox while recording. {MemberName} = the member's name.</comment></data>
+  <data name="Rehearsals_Attendance_SelectAllAriaLabel" xml:space="preserve"><value>Marquer tous les membres comme présents</value><comment>aria-label on the header checkbox that marks every member as attended.</comment></data>
+  <data name="Rehearsals_Attendance_SelectAllLabel" xml:space="preserve"><value>Tout sélectionner</value><comment>Label beside the header checkbox that marks every member as attended.</comment></data>
+  <data name="Rehearsals_Attendance_FutureNotice" xml:space="preserve"><value>Les présences pourront être saisies à partir du {Date}.</value><comment>Shown when the rehearsal is in the future. {Date} = the rehearsal date, long form.</comment></data>
+  <data name="Rehearsals_Attendance_NoActiveMembers" xml:space="preserve"><value>Aucun membre actif trouvé. Ajoutez des membres avant de saisir les présences.</value><comment>Shown when there are no active members to record attendance for.</comment></data>
+  <data name="Rehearsals_Attendance_OwedBadge" xml:space="preserve"><value>Dû</value><comment>Badge shown beside the fee when a member attended but has not paid.</comment></data>
+  <data name="Rehearsals_Attendance_SaveButton" xml:space="preserve"><value>Enregistrer les présences</value><comment>Button that saves the recorded attendance for a rehearsal.</comment></data>
+  <data name="Rehearsals_Attendance_NotFound" xml:space="preserve"><value>Répétition introuvable.</value><comment>Shown when the requested rehearsal id does not exist.</comment></data>
+  <data name="Rehearsals_Tile_Title" xml:space="preserve"><value>Répétitions</value><comment>Dashboard tile heading for the Rehearsals module.</comment></data>
+  <data name="Rehearsals_Tile_ActionText" xml:space="preserve"><value>Voir les répétitions</value><comment>Action link on the Rehearsals dashboard tile.</comment></data>
+  <data name="Rehearsals_Tile_UpcomingLabel" xml:space="preserve"><value>À venir</value><comment>Rehearsals tile stat label — count of upcoming rehearsals.</comment></data>
+  <data name="Rehearsals_Tile_NextLabel" xml:space="preserve"><value>Prochaine</value><comment>Rehearsals tile stat label — date of the next rehearsal.</comment></data>
+  <data name="Rehearsals_Tile_LastAttendanceLabel" xml:space="preserve"><value>Dernière présence</value><comment>Rehearsals tile note label preceding the most recent recorded attendance rate.</comment></data>
+  <data name="Rehearsals_Tile_AttendanceDetail" xml:space="preserve"><value>{Attended} sur {Total} ({Rate} %)</value><comment>Rehearsals tile — recorded attendance. {Attended} = members who attended, {Total} = attendance records, {Rate} = rate to whole number.</comment></data>
+  <data name="Rehearsals_Tile_AttendanceRate" xml:space="preserve"><value>{Rate} %</value><comment>Rehearsals tile — recorded attendance rate only. {Rate} = rate to whole number.</comment></data>
+  <data name="Rehearsals_Tile_NoAttendance" xml:space="preserve"><value>Aucune présence saisie pour le moment</value><comment>Rehearsals tile note shown when no attendance has been recorded.</comment></data>
+  <data name="Rehearsals_TrendTile_Title" xml:space="preserve"><value>Tendance des présences</value><comment>Dashboard tile heading for the six-month attendance-trend chart.</comment></data>
+  <data name="Rehearsals_TrendTile_Empty" xml:space="preserve"><value>Aucune présence saisie au cours des 6 derniers mois</value><comment>Attendance-trend tile message shown when there is no data to chart.</comment></data>
+  <data name="Rehearsals_TrendTile_Series" xml:space="preserve"><value>Présence %</value><comment>Attendance-trend chart legend label for the monthly average attendance-rate line.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/RehearsalsResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/RehearsalsResource.qps-ploc.resx
new file mode 100644
index 00000000..890c2d00
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/RehearsalsResource.qps-ploc.resx
@@ -0,0 +1,68 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Rehearsals_List_PageTitle" xml:space="preserve"><value>⟦Réhéársáls — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for the Rehearsals list page.</comment></data>
+  <data name="Rehearsals_List_Heading" xml:space="preserve"><value>⟦Réhéársáls—⟧</value><comment>Page heading on the Rehearsals list.</comment></data>
+  <data name="Rehearsals_List_ScheduleButton" xml:space="preserve"><value>⟦Sçhédúlé Réhéársál—⟧</value><comment>Button that opens the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_List_SearchPlaceholder" xml:space="preserve"><value>⟦Séárçh bý dáté ór ñótés…—⟧</value><comment>Placeholder text in the Rehearsals search box.</comment></data>
+  <data name="Rehearsals_List_SearchAriaLabel" xml:space="preserve"><value>⟦Séárçh réhéársáls—⟧</value><comment>aria-label on the Rehearsals search input.</comment></data>
+  <data name="Rehearsals_List_LoadingText" xml:space="preserve"><value>⟦Lóádíñg réhéársáls…—⟧</value><comment>Status text shown while the Rehearsals list loads.</comment></data>
+  <data name="Rehearsals_List_EmptyNone" xml:space="preserve"><value>⟦Ñó réhéársáls sçhédúléd ýét.—⟧</value><comment>Shown when there are no rehearsals at all.</comment></data>
+  <data name="Rehearsals_List_NoMatch" xml:space="preserve"><value>⟦Ñó réhéársáls mátçh "{SearchTerm}".—⟧</value><comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment></data>
+  <data name="Rehearsals_List_DateColumn" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>Rehearsals grid column header — rehearsal date.</comment></data>
+  <data name="Rehearsals_List_TimeColumn" xml:space="preserve"><value>⟦Tímé—⟧</value><comment>Rehearsals grid column header — rehearsal time.</comment></data>
+  <data name="Rehearsals_List_AttendanceColumn" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>Rehearsals grid column header — recorded attendance rate.</comment></data>
+  <data name="Rehearsals_List_NotesColumn" xml:space="preserve"><value>⟦Ñótés—⟧</value><comment>Rehearsals grid column header — rehearsal notes.</comment></data>
+  <data name="Rehearsals_List_AttendanceNotRecorded" xml:space="preserve"><value>⟦Ñót réçórdéd—⟧</value><comment>Shown in the Attendance column when no attendance rate has been recorded.</comment></data>
+  <data name="Rehearsals_List_ViewAttendanceAriaLabel" xml:space="preserve"><value>⟦Víéw áttéñdáñçé fór {Date}—⟧</value><comment>aria-label on the date button that opens a rehearsal's recorded attendance. {Date} = the rehearsal date.</comment></data>
+  <data name="Rehearsals_List_RecordAttendanceButton" xml:space="preserve"><value>⟦Réçórd Áttéñdáñçé—⟧</value><comment>Button that opens the attendance-recording grid for a rehearsal.</comment></data>
+  <data name="Rehearsals_List_RecordAttendanceAriaLabel" xml:space="preserve"><value>⟦Réçórd áttéñdáñçé fór {Date}—⟧</value><comment>aria-label on the Record Attendance button. {Date} = the rehearsal date.</comment></data>
+  <data name="Rehearsals_List_RecordedText" xml:space="preserve"><value>⟦Réçórdéd—⟧</value><comment>Shown in the Actions column when a rehearsal's attendance has already been recorded.</comment></data>
+  <data name="Rehearsals_List_PrintRollButton" xml:space="preserve"><value>⟦Príñt Róll—⟧</value><comment>Button that prints the attendance roll PDF for a rehearsal.</comment></data>
+  <data name="Rehearsals_List_PrintRollAriaLabel" xml:space="preserve"><value>⟦Príñt róll fór {Date}—⟧</value><comment>aria-label on the Print Roll button. {Date} = the rehearsal date.</comment></data>
+  <data name="Rehearsals_List_RollNoMembers" xml:space="preserve"><value>⟦Ñó áçtívé mémbérs fóúñd — ñóthíñg tó príñt.—⟧</value><comment>Shown when Print Roll is used but there are no active members.</comment></data>
+  <data name="Rehearsals_List_RollError" xml:space="preserve"><value>⟦Úñáblé tó príñt róll. Pléásé trý ágáíñ.—⟧</value><comment>Shown when generating the attendance roll PDF fails.</comment></data>
+  <data name="Rehearsals_List_LoadError" xml:space="preserve"><value>⟦Úñáblé tó lóád réhéársáls. Pléásé trý ágáíñ.—⟧</value><comment>Shown when the Rehearsals list fails to load.</comment></data>
+  <data name="Rehearsals_Form_PageTitle" xml:space="preserve"><value>⟦Sçhédúlé Réhéársál — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_Form_Heading" xml:space="preserve"><value>⟦Sçhédúlé Réhéársál—⟧</value><comment>Page heading on the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_Form_DateLabel" xml:space="preserve"><value>⟦Dáté—⟧</value><comment>Schedule-rehearsal form field label — date.</comment></data>
+  <data name="Rehearsals_Form_TimeLabel" xml:space="preserve"><value>⟦Tímé—⟧</value><comment>Schedule-rehearsal form field label — time.</comment></data>
+  <data name="Rehearsals_Form_TimeRequired" xml:space="preserve"><value>⟦Tímé ís réqúíréd.—⟧</value><comment>Validation message shown when the time field is left blank.</comment></data>
+  <data name="Rehearsals_Form_NotesLabel" xml:space="preserve"><value>⟦Ñótés—⟧</value><comment>Schedule-rehearsal form field label — notes.</comment></data>
+  <data name="Rehearsals_Form_ScheduleButton" xml:space="preserve"><value>⟦Sçhédúlé—⟧</value><comment>Submit button on the schedule-rehearsal form.</comment></data>
+  <data name="Rehearsals_Attendance_PageTitleView" xml:space="preserve"><value>⟦Áttéñdáñçé — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title when viewing a rehearsal's already-recorded attendance.</comment></data>
+  <data name="Rehearsals_Attendance_PageTitleRecord" xml:space="preserve"><value>⟦Réçórd Áttéñdáñçé — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title when recording attendance for a rehearsal.</comment></data>
+  <data name="Rehearsals_Attendance_HeadingView" xml:space="preserve"><value>⟦Áttéñdáñçé—⟧</value><comment>Page heading when viewing a rehearsal's already-recorded attendance.</comment></data>
+  <data name="Rehearsals_Attendance_HeadingRecord" xml:space="preserve"><value>⟦Réçórd Áttéñdáñçé—⟧</value><comment>Page heading when recording attendance for a rehearsal.</comment></data>
+  <data name="Rehearsals_Attendance_BackButton" xml:space="preserve"><value>⟦Báçk tó Réhéársáls—⟧</value><comment>Link back to the Rehearsals list from the attendance grid.</comment></data>
+  <data name="Rehearsals_Attendance_RecordedBanner" xml:space="preserve"><value>⟦Áttéñdáñçé réçórdéd át {Rate}% áttéñdáñçé ráté. Réçórds áré ímmútáblé.—⟧</value><comment>Info banner shown when attendance has already been recorded. {Rate} = the stored attendance rate to one decimal place.</comment></data>
+  <data name="Rehearsals_Attendance_NoRecords" xml:space="preserve"><value>⟦Ñó áttéñdáñçé réçórds fóúñd fór thís réhéársál.—⟧</value><comment>Shown when a rehearsal is marked recorded but has no attendance rows.</comment></data>
+  <data name="Rehearsals_Attendance_AttendedColumn" xml:space="preserve"><value>⟦Áttéñdéd—⟧</value><comment>Attendance grid column header — whether the member attended.</comment></data>
+  <data name="Rehearsals_Attendance_PaidColumn" xml:space="preserve"><value>⟦Páíd—⟧</value><comment>Attendance grid column header — whether the attendance fee was paid.</comment></data>
+  <data name="Rehearsals_Attendance_MemberColumn" xml:space="preserve"><value>⟦Mémbér—⟧</value><comment>Attendance grid column header — member name.</comment></data>
+  <data name="Rehearsals_Attendance_FeeColumn" xml:space="preserve"><value>⟦Féé—⟧</value><comment>Attendance grid column header — the attendance fee for the row.</comment></data>
+  <data name="Rehearsals_Attendance_AttendedAriaLabel" xml:space="preserve"><value>⟦{MemberName} áttéñdéd—⟧</value><comment>aria-label on a row's Attended checkbox. {MemberName} = the member's name.</comment></data>
+  <data name="Rehearsals_Attendance_PaidAriaLabel" xml:space="preserve"><value>⟦{MemberName} páíd—⟧</value><comment>aria-label on a row's Paid checkbox in the read-only recorded view. {MemberName} = the member's name.</comment></data>
+  <data name="Rehearsals_Attendance_MarkPaidAriaLabel" xml:space="preserve"><value>⟦Márk {MemberName} ás páíd—⟧</value><comment>aria-label on a row's Paid checkbox while recording. {MemberName} = the member's name.</comment></data>
+  <data name="Rehearsals_Attendance_SelectAllAriaLabel" xml:space="preserve"><value>⟦Séléçt áll mémbérs ás áttéñdéd—⟧</value><comment>aria-label on the header checkbox that marks every member as attended.</comment></data>
+  <data name="Rehearsals_Attendance_SelectAllLabel" xml:space="preserve"><value>⟦Séléçt Áll—⟧</value><comment>Label beside the header checkbox that marks every member as attended.</comment></data>
+  <data name="Rehearsals_Attendance_FutureNotice" xml:space="preserve"><value>⟦Áttéñdáñçé çáñ bé réçórdéd stártíñg {Date}.—⟧</value><comment>Shown when the rehearsal is in the future. {Date} = the rehearsal date, long form.</comment></data>
+  <data name="Rehearsals_Attendance_NoActiveMembers" xml:space="preserve"><value>⟦Ñó áçtívé mémbérs fóúñd. Ádd mémbérs béfóré réçórdíñg áttéñdáñçé.—⟧</value><comment>Shown when there are no active members to record attendance for.</comment></data>
+  <data name="Rehearsals_Attendance_OwedBadge" xml:space="preserve"><value>⟦Ówéd—⟧</value><comment>Badge shown beside the fee when a member attended but has not paid.</comment></data>
+  <data name="Rehearsals_Attendance_SaveButton" xml:space="preserve"><value>⟦Sávé Áttéñdáñçé—⟧</value><comment>Button that saves the recorded attendance for a rehearsal.</comment></data>
+  <data name="Rehearsals_Attendance_NotFound" xml:space="preserve"><value>⟦Réhéársál ñót fóúñd.—⟧</value><comment>Shown when the requested rehearsal id does not exist.</comment></data>
+  <data name="Rehearsals_Tile_Title" xml:space="preserve"><value>⟦Réhéársáls—⟧</value><comment>Dashboard tile heading for the Rehearsals module.</comment></data>
+  <data name="Rehearsals_Tile_ActionText" xml:space="preserve"><value>⟦Víéw Réhéársáls—⟧</value><comment>Action link on the Rehearsals dashboard tile.</comment></data>
+  <data name="Rehearsals_Tile_UpcomingLabel" xml:space="preserve"><value>⟦Úpçómíñg—⟧</value><comment>Rehearsals tile stat label — count of upcoming rehearsals.</comment></data>
+  <data name="Rehearsals_Tile_NextLabel" xml:space="preserve"><value>⟦Ñéxt—⟧</value><comment>Rehearsals tile stat label — date of the next rehearsal.</comment></data>
+  <data name="Rehearsals_Tile_LastAttendanceLabel" xml:space="preserve"><value>⟦Lást áttéñdáñçé—⟧</value><comment>Rehearsals tile note label preceding the most recent recorded attendance rate.</comment></data>
+  <data name="Rehearsals_Tile_AttendanceDetail" xml:space="preserve"><value>⟦{Attended} óf {Total} ({Rate}%)—⟧</value><comment>Rehearsals tile — recorded attendance. {Attended} = members who attended, {Total} = attendance records, {Rate} = rate to whole number.</comment></data>
+  <data name="Rehearsals_Tile_AttendanceRate" xml:space="preserve"><value>⟦{Rate}%—⟧</value><comment>Rehearsals tile — recorded attendance rate only. {Rate} = rate to whole number.</comment></data>
+  <data name="Rehearsals_Tile_NoAttendance" xml:space="preserve"><value>⟦Ñó áttéñdáñçé réçórdéd ýét—⟧</value><comment>Rehearsals tile note shown when no attendance has been recorded.</comment></data>
+  <data name="Rehearsals_TrendTile_Title" xml:space="preserve"><value>⟦Áttéñdáñçé tréñd—⟧</value><comment>Dashboard tile heading for the six-month attendance-trend chart.</comment></data>
+  <data name="Rehearsals_TrendTile_Empty" xml:space="preserve"><value>⟦Ñó áttéñdáñçé réçórdéd íñ thé lást 6 móñths—⟧</value><comment>Attendance-trend tile message shown when there is no data to chart.</comment></data>
+  <data name="Rehearsals_TrendTile_Series" xml:space="preserve"><value>⟦Áttéñdáñçé %—⟧</value><comment>Attendance-trend chart legend label for the monthly average attendance-rate line.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/RehearsalsResource.resx b/src/StageFright.UI/Resources/Strings/RehearsalsResource.resx
new file mode 100644
index 00000000..5d16cf3b
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/RehearsalsResource.resx
@@ -0,0 +1,363 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Rehearsals_List_PageTitle" xml:space="preserve">
+    <value>Rehearsals — StageFright Community</value>
+    <comment>Browser tab title for the Rehearsals list page.</comment>
+  </data>
+  <data name="Rehearsals_List_Heading" xml:space="preserve">
+    <value>Rehearsals</value>
+    <comment>Page heading on the Rehearsals list.</comment>
+  </data>
+  <data name="Rehearsals_List_ScheduleButton" xml:space="preserve">
+    <value>Schedule Rehearsal</value>
+    <comment>Button that opens the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_List_SearchPlaceholder" xml:space="preserve">
+    <value>Search by date or notes…</value>
+    <comment>Placeholder text in the Rehearsals search box.</comment>
+  </data>
+  <data name="Rehearsals_List_SearchAriaLabel" xml:space="preserve">
+    <value>Search rehearsals</value>
+    <comment>aria-label on the Rehearsals search input.</comment>
+  </data>
+  <data name="Rehearsals_List_LoadingText" xml:space="preserve">
+    <value>Loading rehearsals…</value>
+    <comment>Status text shown while the Rehearsals list loads.</comment>
+  </data>
+  <data name="Rehearsals_List_EmptyNone" xml:space="preserve">
+    <value>No rehearsals scheduled yet.</value>
+    <comment>Shown when there are no rehearsals at all.</comment>
+  </data>
+  <data name="Rehearsals_List_NoMatch" xml:space="preserve">
+    <value>No rehearsals match "{SearchTerm}".</value>
+    <comment>Shown when a search returns nothing. {SearchTerm} = the text the user typed.</comment>
+  </data>
+  <data name="Rehearsals_List_DateColumn" xml:space="preserve">
+    <value>Date</value>
+    <comment>Rehearsals grid column header — rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_TimeColumn" xml:space="preserve">
+    <value>Time</value>
+    <comment>Rehearsals grid column header — rehearsal time.</comment>
+  </data>
+  <data name="Rehearsals_List_AttendanceColumn" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Rehearsals grid column header — recorded attendance rate.</comment>
+  </data>
+  <data name="Rehearsals_List_NotesColumn" xml:space="preserve">
+    <value>Notes</value>
+    <comment>Rehearsals grid column header — rehearsal notes.</comment>
+  </data>
+  <data name="Rehearsals_List_AttendanceNotRecorded" xml:space="preserve">
+    <value>Not recorded</value>
+    <comment>Shown in the Attendance column when no attendance rate has been recorded.</comment>
+  </data>
+  <data name="Rehearsals_List_ViewAttendanceAriaLabel" xml:space="preserve">
+    <value>View attendance for {Date}</value>
+    <comment>aria-label on the date button that opens a rehearsal's recorded attendance. {Date} = the rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_RecordAttendanceButton" xml:space="preserve">
+    <value>Record Attendance</value>
+    <comment>Button that opens the attendance-recording grid for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_List_RecordAttendanceAriaLabel" xml:space="preserve">
+    <value>Record attendance for {Date}</value>
+    <comment>aria-label on the Record Attendance button. {Date} = the rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_RecordedText" xml:space="preserve">
+    <value>Recorded</value>
+    <comment>Shown in the Actions column when a rehearsal's attendance has already been recorded.</comment>
+  </data>
+  <data name="Rehearsals_List_PrintRollButton" xml:space="preserve">
+    <value>Print Roll</value>
+    <comment>Button that prints the attendance roll PDF for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_List_PrintRollAriaLabel" xml:space="preserve">
+    <value>Print roll for {Date}</value>
+    <comment>aria-label on the Print Roll button. {Date} = the rehearsal date.</comment>
+  </data>
+  <data name="Rehearsals_List_RollNoMembers" xml:space="preserve">
+    <value>No active members found — nothing to print.</value>
+    <comment>Shown when Print Roll is used but there are no active members.</comment>
+  </data>
+  <data name="Rehearsals_List_RollError" xml:space="preserve">
+    <value>Unable to print roll. Please try again.</value>
+    <comment>Shown when generating the attendance roll PDF fails.</comment>
+  </data>
+  <data name="Rehearsals_List_LoadError" xml:space="preserve">
+    <value>Unable to load rehearsals. Please try again.</value>
+    <comment>Shown when the Rehearsals list fails to load.</comment>
+  </data>
+  <data name="Rehearsals_Form_PageTitle" xml:space="preserve">
+    <value>Schedule Rehearsal — StageFright Community</value>
+    <comment>Browser tab title for the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_Form_Heading" xml:space="preserve">
+    <value>Schedule Rehearsal</value>
+    <comment>Page heading on the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_Form_DateLabel" xml:space="preserve">
+    <value>Date</value>
+    <comment>Schedule-rehearsal form field label — date.</comment>
+  </data>
+  <data name="Rehearsals_Form_TimeLabel" xml:space="preserve">
+    <value>Time</value>
+    <comment>Schedule-rehearsal form field label — time.</comment>
+  </data>
+  <data name="Rehearsals_Form_TimeRequired" xml:space="preserve">
+    <value>Time is required.</value>
+    <comment>Validation message shown when the time field is left blank.</comment>
+  </data>
+  <data name="Rehearsals_Form_NotesLabel" xml:space="preserve">
+    <value>Notes</value>
+    <comment>Schedule-rehearsal form field label — notes.</comment>
+  </data>
+  <data name="Rehearsals_Form_ScheduleButton" xml:space="preserve">
+    <value>Schedule</value>
+    <comment>Submit button on the schedule-rehearsal form.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PageTitleView" xml:space="preserve">
+    <value>Attendance — StageFright Community</value>
+    <comment>Browser tab title when viewing a rehearsal's already-recorded attendance.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PageTitleRecord" xml:space="preserve">
+    <value>Record Attendance — StageFright Community</value>
+    <comment>Browser tab title when recording attendance for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_HeadingView" xml:space="preserve">
+    <value>Attendance</value>
+    <comment>Page heading when viewing a rehearsal's already-recorded attendance.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_HeadingRecord" xml:space="preserve">
+    <value>Record Attendance</value>
+    <comment>Page heading when recording attendance for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_BackButton" xml:space="preserve">
+    <value>Back to Rehearsals</value>
+    <comment>Link back to the Rehearsals list from the attendance grid.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_RecordedBanner" xml:space="preserve">
+    <value>Attendance recorded at {Rate}% attendance rate. Records are immutable.</value>
+    <comment>Info banner shown when attendance has already been recorded. {Rate} = the stored attendance rate to one decimal place.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_NoRecords" xml:space="preserve">
+    <value>No attendance records found for this rehearsal.</value>
+    <comment>Shown when a rehearsal is marked recorded but has no attendance rows.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_AttendedColumn" xml:space="preserve">
+    <value>Attended</value>
+    <comment>Attendance grid column header — whether the member attended.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PaidColumn" xml:space="preserve">
+    <value>Paid</value>
+    <comment>Attendance grid column header — whether the attendance fee was paid.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_MemberColumn" xml:space="preserve">
+    <value>Member</value>
+    <comment>Attendance grid column header — member name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_FeeColumn" xml:space="preserve">
+    <value>Fee</value>
+    <comment>Attendance grid column header — the attendance fee for the row.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_AttendedAriaLabel" xml:space="preserve">
+    <value>{MemberName} attended</value>
+    <comment>aria-label on a row's Attended checkbox. {MemberName} = the member's name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_PaidAriaLabel" xml:space="preserve">
+    <value>{MemberName} paid</value>
+    <comment>aria-label on a row's Paid checkbox in the read-only recorded view. {MemberName} = the member's name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_MarkPaidAriaLabel" xml:space="preserve">
+    <value>Mark {MemberName} as paid</value>
+    <comment>aria-label on a row's Paid checkbox while recording. {MemberName} = the member's name.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_SelectAllAriaLabel" xml:space="preserve">
+    <value>Select all members as attended</value>
+    <comment>aria-label on the header checkbox that marks every member as attended.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_SelectAllLabel" xml:space="preserve">
+    <value>Select All</value>
+    <comment>Label beside the header checkbox that marks every member as attended.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_FutureNotice" xml:space="preserve">
+    <value>Attendance can be recorded starting {Date}.</value>
+    <comment>Shown when the rehearsal is in the future. {Date} = the rehearsal date, long form.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_NoActiveMembers" xml:space="preserve">
+    <value>No active members found. Add members before recording attendance.</value>
+    <comment>Shown when there are no active members to record attendance for.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_OwedBadge" xml:space="preserve">
+    <value>Owed</value>
+    <comment>Badge shown beside the fee when a member attended but has not paid.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_SaveButton" xml:space="preserve">
+    <value>Save Attendance</value>
+    <comment>Button that saves the recorded attendance for a rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Attendance_NotFound" xml:space="preserve">
+    <value>Rehearsal not found.</value>
+    <comment>Shown when the requested rehearsal id does not exist.</comment>
+  </data>
+  <data name="Rehearsals_Tile_Title" xml:space="preserve">
+    <value>Rehearsals</value>
+    <comment>Dashboard tile heading for the Rehearsals module.</comment>
+  </data>
+  <data name="Rehearsals_Tile_ActionText" xml:space="preserve">
+    <value>View Rehearsals</value>
+    <comment>Action link on the Rehearsals dashboard tile.</comment>
+  </data>
+  <data name="Rehearsals_Tile_UpcomingLabel" xml:space="preserve">
+    <value>Upcoming</value>
+    <comment>Rehearsals tile stat label — count of upcoming rehearsals.</comment>
+  </data>
+  <data name="Rehearsals_Tile_NextLabel" xml:space="preserve">
+    <value>Next</value>
+    <comment>Rehearsals tile stat label — date of the next rehearsal.</comment>
+  </data>
+  <data name="Rehearsals_Tile_LastAttendanceLabel" xml:space="preserve">
+    <value>Last attendance</value>
+    <comment>Rehearsals tile note label preceding the most recent recorded attendance rate.</comment>
+  </data>
+  <data name="Rehearsals_Tile_AttendanceDetail" xml:space="preserve">
+    <value>{Attended} of {Total} ({Rate}%)</value>
+    <comment>Rehearsals tile — recorded attendance. {Attended} = members who attended, {Total} = attendance records, {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Rehearsals_Tile_AttendanceRate" xml:space="preserve">
+    <value>{Rate}%</value>
+    <comment>Rehearsals tile — recorded attendance rate only. {Rate} = rate to whole number.</comment>
+  </data>
+  <data name="Rehearsals_Tile_NoAttendance" xml:space="preserve">
+    <value>No attendance recorded yet</value>
+    <comment>Rehearsals tile note shown when no attendance has been recorded.</comment>
+  </data>
+  <data name="Rehearsals_TrendTile_Title" xml:space="preserve">
+    <value>Attendance trend</value>
+    <comment>Dashboard tile heading for the six-month attendance-trend chart.</comment>
+  </data>
+  <data name="Rehearsals_TrendTile_Empty" xml:space="preserve">
+    <value>No attendance recorded in the last 6 months</value>
+    <comment>Attendance-trend tile message shown when there is no data to chart.</comment>
+  </data>
+  <data name="Rehearsals_TrendTile_Series" xml:space="preserve">
+    <value>Attendance %</value>
+    <comment>Attendance-trend chart legend label for the monthly average attendance-rate line.</comment>
+  </data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SettingsResource.cs b/src/StageFright.UI/Resources/Strings/SettingsResource.cs
new file mode 100644
index 00000000..c133dd4d
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SettingsResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>SettingsResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{SettingsResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by the Settings page and its tabs, including the language picker and restart notice.
+/// </summary>
+public class SettingsResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/SettingsResource.en-US.resx b/src/StageFright.UI/Resources/Strings/SettingsResource.en-US.resx
new file mode 100644
index 00000000..45dbfacc
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SettingsResource.en-US.resx
@@ -0,0 +1,230 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Settings_Page_Title" xml:space="preserve"><value>Settings — StageFright Community</value><comment>Browser tab title — Settings.</comment></data>
+  <data name="Settings_Page_Heading" xml:space="preserve"><value>Settings</value><comment>Settings page heading.</comment></data>
+  <data name="Settings_Tab_General" xml:space="preserve"><value>General</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_SalesTax" xml:space="preserve"><value>Sales Tax</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_EventTypes" xml:space="preserve"><value>Event Types</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_BackupRestore" xml:space="preserve"><value>Backup &amp; Restore</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_Committee" xml:space="preserve"><value>Committee</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_LoadFailed" xml:space="preserve"><value>This tab failed to load.</value><comment>Shown when a core settings tab throws.</comment></data>
+  <data name="Settings_Tab_PluginLoadFailed" xml:space="preserve"><value>This settings tab failed to load.</value><comment>Shown when a plugin settings tab throws.</comment></data>
+  <data name="Settings_Common_LoadingText" xml:space="preserve"><value>Loading settings…</value><comment>Status text while a settings tab loads.</comment></data>
+  <data name="Settings_Common_SaveButton" xml:space="preserve"><value>Save Settings</value><comment>Settings form submit button.</comment></data>
+  <data name="Settings_Common_SaveSuccess" xml:space="preserve"><value>Settings saved successfully.</value><comment>Shown after a successful settings save.</comment></data>
+  <data name="Settings_Common_LoadError" xml:space="preserve"><value>Failed to load settings: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Common_SaveError" xml:space="preserve"><value>Failed to save settings: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_General_OrganisationNameLabel" xml:space="preserve"><value>Organization Name</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AnnualFeeLabel" xml:space="preserve"><value>Annual Membership Fee</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AttendanceFeeLabel" xml:space="preserve"><value>Attendance Fee</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MembershipRenewalMonthLabel" xml:space="preserve"><value>Membership Renewal Month</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AgmMonthLabel" xml:space="preserve"><value>AGM Month</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>Fiscal Year Start Month</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartDayLabel" xml:space="preserve"><value>Fiscal Year Start Day</value><comment>General tab field label — day of the start month the fiscal year opens on (spec 028, FR-020).</comment></data>
+  <data name="Settings_General_FinancialYearStartHelp" xml:space="preserve"><value>Default 1 July — Australian fiscal year.</value><comment>Help text under the financial-year-start fields.</comment></data>
+  <data name="Settings_General_AuditRetentionLabel" xml:space="preserve"><value>Audit Trail Retention (years)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AuditRetentionHelp" xml:space="preserve"><value>How long audit trail history is kept before the startup purge removes it.</value><comment>Help text under the audit-retention field.</comment></data>
+  <data name="Settings_General_ClosePeriodLabel" xml:space="preserve"><value>Close fiscal periods through</value><comment>General tab — label for the closed-through date control (spec 028, FR-016).</comment></data>
+  <data name="Settings_General_ClosePeriodHelp" xml:space="preserve"><value>Once set, any financial transaction dated on or before this date is rejected. Check the box below to confirm the change.</value><comment>Help text under the close-period date control.</comment></data>
+  <data name="Settings_General_ClosePeriodConfirm" xml:space="preserve"><value>I understand — close all fiscal periods through the date above</value><comment>Confirmation checkbox label required before the closed-through date is saved.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_One" xml:space="preserve"><value>{Count} year</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} years</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Settings_General_MaxAgeLabel" xml:space="preserve"><value>Maximum Member Age (years)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MinAgeLabel" xml:space="preserve"><value>Minimum Member Age (years)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_ThemeLabel" xml:space="preserve"><value>Theme</value><comment>General tab — theme toggle label.</comment></data>
+  <data name="Settings_General_ThemeCurrent" xml:space="preserve"><value>Current: {Theme}</value><comment>Shows the active theme. {Theme} = localized theme name.</comment></data>
+  <data name="Settings_General_DashboardLabel" xml:space="preserve"><value>Dashboard</value><comment>General tab — dashboard options label.</comment></data>
+  <data name="Settings_General_ShowGraphsLabel" xml:space="preserve"><value>Show year-to-date participation graphs on Rehearsals and Events tiles</value><comment>Checkbox label — show participation graphs.</comment></data>
+  <data name="Settings_General_LanguageLabel" xml:space="preserve"><value>Display Language</value><comment>General tab — language picker label (spec 027, US3).</comment></data>
+  <data name="Settings_General_LanguageHelp" xml:space="preserve"><value>Sets the language and regional formatting for the whole app. Australian dollars stay the currency; only number and date formatting follow the selected region.</value><comment>Help text under the language picker.</comment></data>
+  <data name="Settings_Tax_SalesTaxLabel" xml:space="preserve"><value>Sales Tax</value><comment>Sales Tax tab — section label.</comment></data>
+  <data name="Settings_Tax_AppliesLabel" xml:space="preserve"><value>Sales tax applies to this organization</value><comment>Toggle label — sales tax applicability.</comment></data>
+  <data name="Settings_Tax_ConfirmEnable" xml:space="preserve"><value>Confirm: future income and expense postings will split out sales tax, and tax reporting will be enabled.</value><comment>Confirmation prompt when turning sales tax on. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmDisable" xml:space="preserve"><value>Confirm: tax fields will be hidden and future postings will no longer carry a tax code.</value><comment>Confirmation prompt when turning sales tax off. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmButton" xml:space="preserve"><value>Confirm</value><comment>Confirm button for the sales-tax toggle.</comment></data>
+  <data name="Settings_Tax_RateLabel" xml:space="preserve"><value>Tax Rate (%)</value><comment>Sales Tax tab — tax rate field label.</comment></data>
+  <data name="Settings_Tax_EntryModeLabel" xml:space="preserve"><value>Amount entry</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Settings_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>Annual Fee Tax Treatment</value><comment>Sales Tax tab — annual fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>Attendance Fee Tax Treatment</value><comment>Sales Tax tab — attendance fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Settings_Committee_LoadingText" xml:space="preserve"><value>Loading committee settings…</value><comment>Status text while the Committee tab loads.</comment></data>
+  <data name="Settings_Committee_SeatTargetHeading" xml:space="preserve"><value>General Committee Seat Count Target</value><comment>Committee tab — seat-target card heading.</comment></data>
+  <data name="Settings_Committee_TargetSeatsLabel" xml:space="preserve"><value>Target seats</value><comment>Committee tab — target-seats field label.</comment></data>
+  <data name="Settings_Committee_SeatTargetHelp" xml:space="preserve"><value>Guidance only — no hard cap is enforced when recording an AGM.</value><comment>Help text under the seat-target field.</comment></data>
+  <data name="Settings_Committee_AddTitleHeading" xml:space="preserve"><value>Add Office-Holder Title</value><comment>Committee tab — add-title card heading.</comment></data>
+  <data name="Settings_Committee_TitleNamePlaceholder" xml:space="preserve"><value>Office-holder title name</value><comment>Placeholder / aria-label for the office-holder title name field.</comment></data>
+  <data name="Settings_Committee_AddTitleButton" xml:space="preserve"><value>Add Title</value><comment>Committee tab — add-title submit button.</comment></data>
+  <data name="Settings_Committee_CreatingText" xml:space="preserve"><value>Creating…</value><comment>Add-title button text while creating.</comment></data>
+  <data name="Settings_Committee_TitlesHeading" xml:space="preserve"><value>Office-Holder Titles</value><comment>Committee tab — titles list heading.</comment></data>
+  <data name="Settings_Committee_NoTitles" xml:space="preserve"><value>No office-holder titles defined yet.</value><comment>Shown when there are no office-holder titles.</comment></data>
+  <data name="Settings_Committee_NameColumn" xml:space="preserve"><value>Name</value><comment>Committee titles grid — name column.</comment></data>
+  <data name="Settings_Committee_BuiltInBadge" xml:space="preserve"><value>Built-in</value><comment>Badge / title marking a built-in office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button — archive an office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveAriaLabel" xml:space="preserve"><value>Archive {Name}</value><comment>aria-label on an archive button. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_ReadOnlyText" xml:space="preserve"><value>Read-only</value><comment>Shown instead of an archive button for a built-in title.</comment></data>
+  <data name="Settings_Committee_SeatTargetSaved" xml:space="preserve"><value>Seat count target saved.</value><comment>Shown after saving the seat-count target.</comment></data>
+  <data name="Settings_Committee_TitleCreated" xml:space="preserve"><value>Office-holder title '{Name}' created.</value><comment>Shown after creating a title. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_TitleArchived" xml:space="preserve"><value>Office-holder title archived.</value><comment>Shown after archiving a title.</comment></data>
+  <data name="Settings_Committee_LoadError" xml:space="preserve"><value>Failed to load committee settings: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_CreateError" xml:space="preserve"><value>Failed to create office-holder title: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_ArchiveError" xml:space="preserve"><value>Failed to archive office-holder title: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_SeatTargetError" xml:space="preserve"><value>Failed to save seat count target: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_LoadingText" xml:space="preserve"><value>Loading event types…</value><comment>Status text while the Event Types tab loads.</comment></data>
+  <data name="Settings_EventTypes_AddHeading" xml:space="preserve"><value>Add Event Type</value><comment>Event Types tab — add card heading.</comment></data>
+  <data name="Settings_EventTypes_NamePlaceholder" xml:space="preserve"><value>Event type name</value><comment>Placeholder / aria-label for the event-type name field.</comment></data>
+  <data name="Settings_EventTypes_AddButton" xml:space="preserve"><value>Add Event Type</value><comment>Event Types tab — add submit button.</comment></data>
+  <data name="Settings_EventTypes_CreatingText" xml:space="preserve"><value>Creating…</value><comment>Add-event-type button text while creating.</comment></data>
+  <data name="Settings_EventTypes_ActiveHeading" xml:space="preserve"><value>Event Types</value><comment>Event Types tab — active list heading.</comment></data>
+  <data name="Settings_EventTypes_NoneDefined" xml:space="preserve"><value>No event types defined yet.</value><comment>Shown when there are no event types.</comment></data>
+  <data name="Settings_EventTypes_NameColumn" xml:space="preserve"><value>Name</value><comment>Event types grid — name column.</comment></data>
+  <data name="Settings_EventTypes_SystemBadge" xml:space="preserve"><value>System</value><comment>Badge / title marking a system-default event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button — archive an event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveAriaLabel" xml:space="preserve"><value>Archive {Name}</value><comment>aria-label on an archive button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_ReadOnlyText" xml:space="preserve"><value>Read-only</value><comment>Shown instead of an archive button for a system default.</comment></data>
+  <data name="Settings_EventTypes_ArchivedHeading" xml:space="preserve"><value>Archived Event Types</value><comment>Event Types tab — archived list heading.</comment></data>
+  <data name="Settings_EventTypes_RestoreButton" xml:space="preserve"><value>Restore</value><comment>Button — restore an archived event type.</comment></data>
+  <data name="Settings_EventTypes_RestoreAriaLabel" xml:space="preserve"><value>Restore {Name}</value><comment>aria-label on a restore button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_Created" xml:space="preserve"><value>Event type '{Name}' created.</value><comment>Shown after creating an event type. {Name} = name.</comment></data>
+  <data name="Settings_EventTypes_Archived" xml:space="preserve"><value>Event type archived.</value><comment>Shown after archiving an event type.</comment></data>
+  <data name="Settings_EventTypes_Restored" xml:space="preserve"><value>Event type restored.</value><comment>Shown after restoring an event type.</comment></data>
+  <data name="Settings_EventTypes_LoadError" xml:space="preserve"><value>Failed to load event types: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_CreateError" xml:space="preserve"><value>Failed to create event type: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_ArchiveError" xml:space="preserve"><value>Failed to archive event type: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_RestoreError" xml:space="preserve"><value>Failed to restore event type: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Backup_Heading" xml:space="preserve"><value>Backup</value><comment>Backup &amp; Restore tab — backup section heading.</comment></data>
+  <data name="Settings_Backup_Description" xml:space="preserve"><value>Creates a complete backup of all data (including archived records) in a .sfbak file.</value><comment>Backup section description. ".sfbak" is a file extension, kept as-is.</comment></data>
+  <data name="Settings_Backup_CreateButton" xml:space="preserve"><value>Create Backup</value><comment>Button — create a backup.</comment></data>
+  <data name="Settings_Backup_CreatingText" xml:space="preserve"><value>Creating backup…</value><comment>Backup button text while a backup is in progress.</comment></data>
+  <data name="Settings_Backup_Created" xml:space="preserve"><value>Backup created: {Path}</value><comment>Shown after a backup. {Path} = file path.</comment></data>
+  <data name="Settings_Backup_Error" xml:space="preserve"><value>Backup failed: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Heading" xml:space="preserve"><value>Restore</value><comment>Backup &amp; Restore tab — restore section heading.</comment></data>
+  <data name="Settings_Restore_Description" xml:space="preserve"><value>Restores data from a .sfbak file. A checkpoint of the current database is created automatically before any data is changed.</value><comment>Restore section description.</comment></data>
+  <data name="Settings_Restore_SelectFileLabel" xml:space="preserve"><value>Select backup file</value><comment>Label for the restore file input.</comment></data>
+  <data name="Settings_Restore_DetailsHeading" xml:space="preserve"><value>Backup details</value><comment>Card heading for the selected backup's details.</comment></data>
+  <data name="Settings_Restore_GeneratedTerm" xml:space="preserve"><value>Generated</value><comment>Backup details — generated-at term.</comment></data>
+  <data name="Settings_Restore_SchemaVersionTerm" xml:space="preserve"><value>Schema version</value><comment>Backup details — schema version term.</comment></data>
+  <data name="Settings_Restore_Warning" xml:space="preserve"><value>Warning: Restoring will overwrite data with the backup's records. A checkpoint of the current database will be saved in the same folder before any changes are made.</value><comment>Restore confirmation warning. Rendered after a bold "Warning:" lead-in.</comment></data>
+  <data name="Settings_Restore_UnderstandButton" xml:space="preserve"><value>I understand — Restore from this backup</value><comment>First-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_ConfirmButton" xml:space="preserve"><value>Confirm Restore</value><comment>Second-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_RestoringText" xml:space="preserve"><value>Restoring…</value><comment>Restore button text while a restore is in progress.</comment></data>
+  <data name="Settings_Restore_Success" xml:space="preserve"><value>Restore completed successfully. Your data has been updated from the backup.</value><comment>Shown after a successful restore.</comment></data>
+  <data name="Settings_Restore_ReadFileError" xml:space="preserve"><value>Failed to read backup file: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_FailedNoChanges" xml:space="preserve"><value>Restore failed; no changes were made. {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Error" xml:space="preserve"><value>Restore failed: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SettingsResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/SettingsResource.fr-FR.resx
new file mode 100644
index 00000000..35d77e3a
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SettingsResource.fr-FR.resx
@@ -0,0 +1,118 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Settings_Page_Title" xml:space="preserve"><value>Paramètres — StageFright Community</value><comment>Browser tab title — Settings.</comment></data>
+  <data name="Settings_Page_Heading" xml:space="preserve"><value>Paramètres</value><comment>Settings page heading.</comment></data>
+  <data name="Settings_Tab_General" xml:space="preserve"><value>Général</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_SalesTax" xml:space="preserve"><value>Taxe sur les ventes</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_EventTypes" xml:space="preserve"><value>Types d'événement</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_BackupRestore" xml:space="preserve"><value>Sauvegarde et restauration</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_Committee" xml:space="preserve"><value>Comité</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_LoadFailed" xml:space="preserve"><value>Échec du chargement de cet onglet.</value><comment>Shown when a core settings tab throws.</comment></data>
+  <data name="Settings_Tab_PluginLoadFailed" xml:space="preserve"><value>Échec du chargement de cet onglet de paramètres.</value><comment>Shown when a plugin settings tab throws.</comment></data>
+  <data name="Settings_Common_LoadingText" xml:space="preserve"><value>Chargement des paramètres…</value><comment>Status text while a settings tab loads.</comment></data>
+  <data name="Settings_Common_SaveButton" xml:space="preserve"><value>Enregistrer les paramètres</value><comment>Settings form submit button.</comment></data>
+  <data name="Settings_Common_SaveSuccess" xml:space="preserve"><value>Paramètres enregistrés avec succès.</value><comment>Shown after a successful settings save.</comment></data>
+  <data name="Settings_Common_LoadError" xml:space="preserve"><value>Échec du chargement des paramètres : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Common_SaveError" xml:space="preserve"><value>Échec de l'enregistrement des paramètres : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_General_OrganisationNameLabel" xml:space="preserve"><value>Nom de l'organisation</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AnnualFeeLabel" xml:space="preserve"><value>Cotisation annuelle</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AttendanceFeeLabel" xml:space="preserve"><value>Frais de présence</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MembershipRenewalMonthLabel" xml:space="preserve"><value>Mois de renouvellement de l'adhésion</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AgmMonthLabel" xml:space="preserve"><value>Mois de l'AGA</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>Mois de début de l'exercice</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartDayLabel" xml:space="preserve"><value>Jour de début de l'exercice</value><comment>General tab field label — day of the start month the financial year opens on (spec 028, FR-020).</comment></data>
+  <data name="Settings_General_FinancialYearStartHelp" xml:space="preserve"><value>Par défaut le 1er juillet — exercice comptable australien.</value><comment>Help text under the financial-year-start fields.</comment></data>
+  <data name="Settings_General_AuditRetentionLabel" xml:space="preserve"><value>Conservation du journal d'audit (années)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AuditRetentionHelp" xml:space="preserve"><value>Durée de conservation de l'historique du journal d'audit avant sa purge au démarrage.</value><comment>Help text under the audit-retention field.</comment></data>
+  <data name="Settings_General_ClosePeriodLabel" xml:space="preserve"><value>Clôturer les périodes comptables jusqu'au</value><comment>General tab — label for the closed-through date control (spec 028, FR-016).</comment></data>
+  <data name="Settings_General_ClosePeriodHelp" xml:space="preserve"><value>Une fois définie, toute transaction financière datée à cette date ou avant est refusée. Cochez la case ci-dessous pour confirmer.</value><comment>Help text under the close-period date control.</comment></data>
+  <data name="Settings_General_ClosePeriodConfirm" xml:space="preserve"><value>Je comprends — clôturer toutes les périodes comptables jusqu'à la date ci-dessus</value><comment>Confirmation checkbox label required before the closed-through date is saved.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_One" xml:space="preserve"><value>{Count} an</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} ans</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Settings_General_MaxAgeLabel" xml:space="preserve"><value>Âge maximal des membres (années)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MinAgeLabel" xml:space="preserve"><value>Âge minimal des membres (années)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_ThemeLabel" xml:space="preserve"><value>Thème</value><comment>General tab — theme toggle label.</comment></data>
+  <data name="Settings_General_ThemeCurrent" xml:space="preserve"><value>Actuel : {Theme}</value><comment>Shows the active theme. {Theme} = localized theme name.</comment></data>
+  <data name="Settings_General_DashboardLabel" xml:space="preserve"><value>Tableau de bord</value><comment>General tab — dashboard options label.</comment></data>
+  <data name="Settings_General_ShowGraphsLabel" xml:space="preserve"><value>Afficher les graphiques de participation cumulée sur les tuiles Répétitions et Événements</value><comment>Checkbox label — show participation graphs.</comment></data>
+  <data name="Settings_General_LanguageLabel" xml:space="preserve"><value>Langue d'affichage</value><comment>General tab — language picker label (spec 027, US3).</comment></data>
+  <data name="Settings_General_LanguageHelp" xml:space="preserve"><value>Définit la langue et le format régional de toute l'application. Le dollar australien reste la devise ; seuls les formats de nombres et de dates suivent la région choisie.</value><comment>Help text under the language picker.</comment></data>
+  <data name="Settings_Tax_SalesTaxLabel" xml:space="preserve"><value>Taxe sur les ventes</value><comment>Sales Tax tab — section label.</comment></data>
+  <data name="Settings_Tax_AppliesLabel" xml:space="preserve"><value>La taxe sur les ventes s'applique à cette organisation</value><comment>Toggle label — sales tax applicability.</comment></data>
+  <data name="Settings_Tax_ConfirmEnable" xml:space="preserve"><value>Confirmer : les futures écritures de produits et de charges isoleront la taxe sur les ventes, et les déclarations de taxe seront activées.</value><comment>Confirmation prompt when turning sales tax on. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmDisable" xml:space="preserve"><value>Confirmer : les champs de taxe seront masqués et les futures écritures ne porteront plus de code de taxe.</value><comment>Confirmation prompt when turning sales tax off. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmButton" xml:space="preserve"><value>Confirmer</value><comment>Confirm button for the sales-tax toggle.</comment></data>
+  <data name="Settings_Tax_RateLabel" xml:space="preserve"><value>Taux de taxe (%)</value><comment>Sales Tax tab — tax rate field label.</comment></data>
+  <data name="Settings_Tax_EntryModeLabel" xml:space="preserve"><value>Saisie du montant</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Settings_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>Traitement fiscal de la cotisation annuelle</value><comment>Sales Tax tab — annual fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>Traitement fiscal des frais de présence</value><comment>Sales Tax tab — attendance fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>Exonéré de taxe (par défaut)</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Settings_Committee_LoadingText" xml:space="preserve"><value>Chargement des paramètres du comité…</value><comment>Status text while the Committee tab loads.</comment></data>
+  <data name="Settings_Committee_SeatTargetHeading" xml:space="preserve"><value>Objectif de sièges au comité général</value><comment>Committee tab — seat-target card heading.</comment></data>
+  <data name="Settings_Committee_TargetSeatsLabel" xml:space="preserve"><value>Sièges visés</value><comment>Committee tab — target-seats field label.</comment></data>
+  <data name="Settings_Committee_SeatTargetHelp" xml:space="preserve"><value>À titre indicatif uniquement — aucune limite stricte n'est appliquée lors de la saisie d'une AGA.</value><comment>Help text under the seat-target field.</comment></data>
+  <data name="Settings_Committee_AddTitleHeading" xml:space="preserve"><value>Ajouter un intitulé de fonction</value><comment>Committee tab — add-title card heading.</comment></data>
+  <data name="Settings_Committee_TitleNamePlaceholder" xml:space="preserve"><value>Intitulé de la fonction</value><comment>Placeholder / aria-label for the office-holder title name field.</comment></data>
+  <data name="Settings_Committee_AddTitleButton" xml:space="preserve"><value>Ajouter l'intitulé</value><comment>Committee tab — add-title submit button.</comment></data>
+  <data name="Settings_Committee_CreatingText" xml:space="preserve"><value>Création…</value><comment>Add-title button text while creating.</comment></data>
+  <data name="Settings_Committee_TitlesHeading" xml:space="preserve"><value>Intitulés de fonction</value><comment>Committee tab — titles list heading.</comment></data>
+  <data name="Settings_Committee_NoTitles" xml:space="preserve"><value>Aucun intitulé de fonction défini pour le moment.</value><comment>Shown when there are no office-holder titles.</comment></data>
+  <data name="Settings_Committee_NameColumn" xml:space="preserve"><value>Nom</value><comment>Committee titles grid — name column.</comment></data>
+  <data name="Settings_Committee_BuiltInBadge" xml:space="preserve"><value>Intégré</value><comment>Badge / title marking a built-in office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveButton" xml:space="preserve"><value>Archiver</value><comment>Button — archive an office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveAriaLabel" xml:space="preserve"><value>Archiver {Name}</value><comment>aria-label on an archive button. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_ReadOnlyText" xml:space="preserve"><value>Lecture seule</value><comment>Shown instead of an archive button for a built-in title.</comment></data>
+  <data name="Settings_Committee_SeatTargetSaved" xml:space="preserve"><value>Objectif de sièges enregistré.</value><comment>Shown after saving the seat-count target.</comment></data>
+  <data name="Settings_Committee_TitleCreated" xml:space="preserve"><value>Intitulé de fonction « {Name} » créé.</value><comment>Shown after creating a title. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_TitleArchived" xml:space="preserve"><value>Intitulé de fonction archivé.</value><comment>Shown after archiving a title.</comment></data>
+  <data name="Settings_Committee_LoadError" xml:space="preserve"><value>Échec du chargement des paramètres du comité : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_CreateError" xml:space="preserve"><value>Échec de la création de l'intitulé de fonction : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_ArchiveError" xml:space="preserve"><value>Échec de l'archivage de l'intitulé de fonction : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_SeatTargetError" xml:space="preserve"><value>Échec de l'enregistrement de l'objectif de sièges : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_LoadingText" xml:space="preserve"><value>Chargement des types d'événement…</value><comment>Status text while the Event Types tab loads.</comment></data>
+  <data name="Settings_EventTypes_AddHeading" xml:space="preserve"><value>Ajouter un type d'événement</value><comment>Event Types tab — add card heading.</comment></data>
+  <data name="Settings_EventTypes_NamePlaceholder" xml:space="preserve"><value>Nom du type d'événement</value><comment>Placeholder / aria-label for the event-type name field.</comment></data>
+  <data name="Settings_EventTypes_AddButton" xml:space="preserve"><value>Ajouter un type d'événement</value><comment>Event Types tab — add submit button.</comment></data>
+  <data name="Settings_EventTypes_CreatingText" xml:space="preserve"><value>Création…</value><comment>Add-event-type button text while creating.</comment></data>
+  <data name="Settings_EventTypes_ActiveHeading" xml:space="preserve"><value>Types d'événement</value><comment>Event Types tab — active list heading.</comment></data>
+  <data name="Settings_EventTypes_NoneDefined" xml:space="preserve"><value>Aucun type d'événement défini pour le moment.</value><comment>Shown when there are no event types.</comment></data>
+  <data name="Settings_EventTypes_NameColumn" xml:space="preserve"><value>Nom</value><comment>Event types grid — name column.</comment></data>
+  <data name="Settings_EventTypes_SystemBadge" xml:space="preserve"><value>Système</value><comment>Badge / title marking a system-default event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveButton" xml:space="preserve"><value>Archiver</value><comment>Button — archive an event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveAriaLabel" xml:space="preserve"><value>Archiver {Name}</value><comment>aria-label on an archive button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_ReadOnlyText" xml:space="preserve"><value>Lecture seule</value><comment>Shown instead of an archive button for a system default.</comment></data>
+  <data name="Settings_EventTypes_ArchivedHeading" xml:space="preserve"><value>Types d'événement archivés</value><comment>Event Types tab — archived list heading.</comment></data>
+  <data name="Settings_EventTypes_RestoreButton" xml:space="preserve"><value>Restaurer</value><comment>Button — restore an archived event type.</comment></data>
+  <data name="Settings_EventTypes_RestoreAriaLabel" xml:space="preserve"><value>Restaurer {Name}</value><comment>aria-label on a restore button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_Created" xml:space="preserve"><value>Type d'événement « {Name} » créé.</value><comment>Shown after creating an event type. {Name} = name.</comment></data>
+  <data name="Settings_EventTypes_Archived" xml:space="preserve"><value>Type d'événement archivé.</value><comment>Shown after archiving an event type.</comment></data>
+  <data name="Settings_EventTypes_Restored" xml:space="preserve"><value>Type d'événement restauré.</value><comment>Shown after restoring an event type.</comment></data>
+  <data name="Settings_EventTypes_LoadError" xml:space="preserve"><value>Échec du chargement des types d'événement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_CreateError" xml:space="preserve"><value>Échec de la création du type d'événement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_ArchiveError" xml:space="preserve"><value>Échec de l'archivage du type d'événement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_RestoreError" xml:space="preserve"><value>Échec de la restauration du type d'événement : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Backup_Heading" xml:space="preserve"><value>Sauvegarde</value><comment>Backup &amp; Restore tab — backup section heading.</comment></data>
+  <data name="Settings_Backup_Description" xml:space="preserve"><value>Crée une sauvegarde complète de toutes les données (y compris les enregistrements archivés) dans un fichier .sfbak.</value><comment>Backup section description. ".sfbak" is a file extension, kept as-is.</comment></data>
+  <data name="Settings_Backup_CreateButton" xml:space="preserve"><value>Créer une sauvegarde</value><comment>Button — create a backup.</comment></data>
+  <data name="Settings_Backup_CreatingText" xml:space="preserve"><value>Création de la sauvegarde…</value><comment>Backup button text while a backup is in progress.</comment></data>
+  <data name="Settings_Backup_Created" xml:space="preserve"><value>Sauvegarde créée : {Path}</value><comment>Shown after a backup. {Path} = file path.</comment></data>
+  <data name="Settings_Backup_Error" xml:space="preserve"><value>Échec de la sauvegarde : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Heading" xml:space="preserve"><value>Restauration</value><comment>Backup &amp; Restore tab — restore section heading.</comment></data>
+  <data name="Settings_Restore_Description" xml:space="preserve"><value>Restaure les données à partir d'un fichier .sfbak. Un point de contrôle de la base de données actuelle est créé automatiquement avant toute modification des données.</value><comment>Restore section description.</comment></data>
+  <data name="Settings_Restore_SelectFileLabel" xml:space="preserve"><value>Sélectionner le fichier de sauvegarde</value><comment>Label for the restore file input.</comment></data>
+  <data name="Settings_Restore_DetailsHeading" xml:space="preserve"><value>Détails de la sauvegarde</value><comment>Card heading for the selected backup's details.</comment></data>
+  <data name="Settings_Restore_GeneratedTerm" xml:space="preserve"><value>Généré le</value><comment>Backup details — generated-at term.</comment></data>
+  <data name="Settings_Restore_SchemaVersionTerm" xml:space="preserve"><value>Version du schéma</value><comment>Backup details — schema version term.</comment></data>
+  <data name="Settings_Restore_Warning" xml:space="preserve"><value>Avertissement : la restauration remplacera les données par les enregistrements de la sauvegarde. Un point de contrôle de la base de données actuelle sera enregistré dans le même dossier avant toute modification.</value><comment>Restore confirmation warning. Rendered after a bold "Warning:" lead-in.</comment></data>
+  <data name="Settings_Restore_UnderstandButton" xml:space="preserve"><value>J'ai compris — restaurer à partir de cette sauvegarde</value><comment>First-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_ConfirmButton" xml:space="preserve"><value>Confirmer la restauration</value><comment>Second-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_RestoringText" xml:space="preserve"><value>Restauration…</value><comment>Restore button text while a restore is in progress.</comment></data>
+  <data name="Settings_Restore_Success" xml:space="preserve"><value>Restauration terminée avec succès. Vos données ont été mises à jour à partir de la sauvegarde.</value><comment>Shown after a successful restore.</comment></data>
+  <data name="Settings_Restore_ReadFileError" xml:space="preserve"><value>Échec de la lecture du fichier de sauvegarde : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_FailedNoChanges" xml:space="preserve"><value>Échec de la restauration ; aucune modification n'a été effectuée. {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Error" xml:space="preserve"><value>Échec de la restauration : {Detail}</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SettingsResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/SettingsResource.qps-ploc.resx
new file mode 100644
index 00000000..1cab34dd
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SettingsResource.qps-ploc.resx
@@ -0,0 +1,118 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Settings_Page_Title" xml:space="preserve"><value>⟦Séttíñgs — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — Settings.</comment></data>
+  <data name="Settings_Page_Heading" xml:space="preserve"><value>⟦Séttíñgs—⟧</value><comment>Settings page heading.</comment></data>
+  <data name="Settings_Tab_General" xml:space="preserve"><value>⟦Géñérál—⟧</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_SalesTax" xml:space="preserve"><value>⟦Sálés Táx—⟧</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_EventTypes" xml:space="preserve"><value>⟦Évéñt Týpés—⟧</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_BackupRestore" xml:space="preserve"><value>⟦Báçkúp &amp; Réstóré—⟧</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_Committee" xml:space="preserve"><value>⟦Çómmíttéé—⟧</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_LoadFailed" xml:space="preserve"><value>⟦Thís táb fáíléd tó lóád.—⟧</value><comment>Shown when a core settings tab throws.</comment></data>
+  <data name="Settings_Tab_PluginLoadFailed" xml:space="preserve"><value>⟦Thís séttíñgs táb fáíléd tó lóád.—⟧</value><comment>Shown when a plugin settings tab throws.</comment></data>
+  <data name="Settings_Common_LoadingText" xml:space="preserve"><value>⟦Lóádíñg séttíñgs…—⟧</value><comment>Status text while a settings tab loads.</comment></data>
+  <data name="Settings_Common_SaveButton" xml:space="preserve"><value>⟦Sávé Séttíñgs—⟧</value><comment>Settings form submit button.</comment></data>
+  <data name="Settings_Common_SaveSuccess" xml:space="preserve"><value>⟦Séttíñgs sávéd súççéssfúllý.—⟧</value><comment>Shown after a successful settings save.</comment></data>
+  <data name="Settings_Common_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád séttíñgs: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Common_SaveError" xml:space="preserve"><value>⟦Fáíléd tó sávé séttíñgs: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_General_OrganisationNameLabel" xml:space="preserve"><value>⟦Órgáñísátíóñ Ñámé—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AnnualFeeLabel" xml:space="preserve"><value>⟦Áññúál Mémbérshíp Féé—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AttendanceFeeLabel" xml:space="preserve"><value>⟦Áttéñdáñçé Féé—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MembershipRenewalMonthLabel" xml:space="preserve"><value>⟦Mémbérshíp Réñéwál Móñth—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AgmMonthLabel" xml:space="preserve"><value>⟦ÁGM Móñth—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>⟦Fíñáñçíál Ýéár Stárt Móñth—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartDayLabel" xml:space="preserve"><value>⟦Fíñáñçíál Ýéár Stárt Dáý—⟧</value><comment>General tab field label — day of the start month the financial year opens on (spec 028, FR-020).</comment></data>
+  <data name="Settings_General_FinancialYearStartHelp" xml:space="preserve"><value>⟦Défáúlt 1 Júlý — Áústrálíáñ fíñáñçíál ýéár.—⟧</value><comment>Help text under the financial-year-start fields.</comment></data>
+  <data name="Settings_General_AuditRetentionLabel" xml:space="preserve"><value>⟦Áúdít Tráíl Rétéñtíóñ (ýéárs)—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AuditRetentionHelp" xml:space="preserve"><value>⟦Hów lóñg áúdít tráíl hístórý ís képt béfóré thé stártúp púrgé rémóvés ít.—⟧</value><comment>Help text under the audit-retention field.</comment></data>
+  <data name="Settings_General_ClosePeriodLabel" xml:space="preserve"><value>⟦Çlósé fíñáñçíál péríóds thróúgh—⟧</value><comment>General tab — label for the closed-through date control (spec 028, FR-016).</comment></data>
+  <data name="Settings_General_ClosePeriodHelp" xml:space="preserve"><value>⟦Óñçé sét, áñý fíñáñçíál tráñsáçtíóñ dátéd óñ ór béfóré thís dáté ís réjéçtéd. Tíçk thé bóx bélów tó çóñfírm thé çháñgé.—⟧</value><comment>Help text under the close-period date control.</comment></data>
+  <data name="Settings_General_ClosePeriodConfirm" xml:space="preserve"><value>⟦Í úñdérstáñd — çlósé áll fíñáñçíál péríóds thróúgh thé dáté ábóvé—⟧</value><comment>Confirmation checkbox label required before the closed-through date is saved.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_One" xml:space="preserve"><value>⟦{Count} ýéár—⟧</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_Other" xml:space="preserve"><value>⟦{Count} ýéárs—⟧</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Settings_General_MaxAgeLabel" xml:space="preserve"><value>⟦Máxímúm Mémbér Ágé (ýéárs)—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MinAgeLabel" xml:space="preserve"><value>⟦Míñímúm Mémbér Ágé (ýéárs)—⟧</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_ThemeLabel" xml:space="preserve"><value>⟦Thémé—⟧</value><comment>General tab — theme toggle label.</comment></data>
+  <data name="Settings_General_ThemeCurrent" xml:space="preserve"><value>⟦Çúrréñt: {Theme}—⟧</value><comment>Shows the active theme. {Theme} = localized theme name.</comment></data>
+  <data name="Settings_General_DashboardLabel" xml:space="preserve"><value>⟦Dáshbóárd—⟧</value><comment>General tab — dashboard options label.</comment></data>
+  <data name="Settings_General_ShowGraphsLabel" xml:space="preserve"><value>⟦Shów ýéár-tó-dáté pártíçípátíóñ gráphs óñ Réhéársáls áñd Évéñts tílés—⟧</value><comment>Checkbox label — show participation graphs.</comment></data>
+  <data name="Settings_General_LanguageLabel" xml:space="preserve"><value>⟦Díspláý Láñgúágé—⟧</value><comment>General tab — language picker label (spec 027, US3).</comment></data>
+  <data name="Settings_General_LanguageHelp" xml:space="preserve"><value>⟦Séts thé láñgúágé áñd régíóñál fórmáttíñg fór thé whólé ápp. Áústrálíáñ dóllárs stáý thé çúrréñçý; óñlý ñúmbér áñd dáté fórmáttíñg fóllów thé séléçtéd régíóñ.—⟧</value><comment>Help text under the language picker.</comment></data>
+  <data name="Settings_Tax_SalesTaxLabel" xml:space="preserve"><value>⟦Sálés Táx—⟧</value><comment>Sales Tax tab — section label.</comment></data>
+  <data name="Settings_Tax_AppliesLabel" xml:space="preserve"><value>⟦Sálés táx ápplíés tó thís órgáñísátíóñ—⟧</value><comment>Toggle label — sales tax applicability.</comment></data>
+  <data name="Settings_Tax_ConfirmEnable" xml:space="preserve"><value>⟦Çóñfírm: fútúré íñçómé áñd éxpéñsé póstíñgs wíll splít óút sálés táx, áñd táx répórtíñg wíll bé éñábléd.—⟧</value><comment>Confirmation prompt when turning sales tax on. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmDisable" xml:space="preserve"><value>⟦Çóñfírm: táx fíélds wíll bé híddéñ áñd fútúré póstíñgs wíll ñó lóñgér çárrý á táx çódé.—⟧</value><comment>Confirmation prompt when turning sales tax off. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmButton" xml:space="preserve"><value>⟦Çóñfírm—⟧</value><comment>Confirm button for the sales-tax toggle.</comment></data>
+  <data name="Settings_Tax_RateLabel" xml:space="preserve"><value>⟦Táx Ráté (%)—⟧</value><comment>Sales Tax tab — tax rate field label.</comment></data>
+  <data name="Settings_Tax_EntryModeLabel" xml:space="preserve"><value>⟦Ámóúñt éñtrý—⟧</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Settings_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>⟦Áññúál Féé Táx Tréátméñt—⟧</value><comment>Sales Tax tab — annual fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>⟦Áttéñdáñçé Féé Táx Tréátméñt—⟧</value><comment>Sales Tax tab — attendance fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>⟦Táx-éxémpt (défáúlt)—⟧</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Settings_Committee_LoadingText" xml:space="preserve"><value>⟦Lóádíñg çómmíttéé séttíñgs…—⟧</value><comment>Status text while the Committee tab loads.</comment></data>
+  <data name="Settings_Committee_SeatTargetHeading" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Séát Çóúñt Tárgét—⟧</value><comment>Committee tab — seat-target card heading.</comment></data>
+  <data name="Settings_Committee_TargetSeatsLabel" xml:space="preserve"><value>⟦Tárgét séáts—⟧</value><comment>Committee tab — target-seats field label.</comment></data>
+  <data name="Settings_Committee_SeatTargetHelp" xml:space="preserve"><value>⟦Gúídáñçé óñlý — ñó hárd çáp ís éñfórçéd whéñ réçórdíñg áñ ÁGM.—⟧</value><comment>Help text under the seat-target field.</comment></data>
+  <data name="Settings_Committee_AddTitleHeading" xml:space="preserve"><value>⟦Ádd Óffíçé-Hóldér Títlé—⟧</value><comment>Committee tab — add-title card heading.</comment></data>
+  <data name="Settings_Committee_TitleNamePlaceholder" xml:space="preserve"><value>⟦Óffíçé-hóldér títlé ñámé—⟧</value><comment>Placeholder / aria-label for the office-holder title name field.</comment></data>
+  <data name="Settings_Committee_AddTitleButton" xml:space="preserve"><value>⟦Ádd Títlé—⟧</value><comment>Committee tab — add-title submit button.</comment></data>
+  <data name="Settings_Committee_CreatingText" xml:space="preserve"><value>⟦Çréátíñg…—⟧</value><comment>Add-title button text while creating.</comment></data>
+  <data name="Settings_Committee_TitlesHeading" xml:space="preserve"><value>⟦Óffíçé-Hóldér Títlés—⟧</value><comment>Committee tab — titles list heading.</comment></data>
+  <data name="Settings_Committee_NoTitles" xml:space="preserve"><value>⟦Ñó óffíçé-hóldér títlés défíñéd ýét.—⟧</value><comment>Shown when there are no office-holder titles.</comment></data>
+  <data name="Settings_Committee_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value><comment>Committee titles grid — name column.</comment></data>
+  <data name="Settings_Committee_BuiltInBadge" xml:space="preserve"><value>⟦Búílt-íñ—⟧</value><comment>Badge / title marking a built-in office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveButton" xml:space="preserve"><value>⟦Árçhívé—⟧</value><comment>Button — archive an office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveAriaLabel" xml:space="preserve"><value>⟦Árçhívé {Name}—⟧</value><comment>aria-label on an archive button. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_ReadOnlyText" xml:space="preserve"><value>⟦Réád-óñlý—⟧</value><comment>Shown instead of an archive button for a built-in title.</comment></data>
+  <data name="Settings_Committee_SeatTargetSaved" xml:space="preserve"><value>⟦Séát çóúñt tárgét sávéd.—⟧</value><comment>Shown after saving the seat-count target.</comment></data>
+  <data name="Settings_Committee_TitleCreated" xml:space="preserve"><value>⟦Óffíçé-hóldér títlé '{Name}' çréátéd.—⟧</value><comment>Shown after creating a title. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_TitleArchived" xml:space="preserve"><value>⟦Óffíçé-hóldér títlé árçhívéd.—⟧</value><comment>Shown after archiving a title.</comment></data>
+  <data name="Settings_Committee_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád çómmíttéé séttíñgs: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_CreateError" xml:space="preserve"><value>⟦Fáíléd tó çréáté óffíçé-hóldér títlé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_ArchiveError" xml:space="preserve"><value>⟦Fáíléd tó árçhívé óffíçé-hóldér títlé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_SeatTargetError" xml:space="preserve"><value>⟦Fáíléd tó sávé séát çóúñt tárgét: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_LoadingText" xml:space="preserve"><value>⟦Lóádíñg évéñt týpés…—⟧</value><comment>Status text while the Event Types tab loads.</comment></data>
+  <data name="Settings_EventTypes_AddHeading" xml:space="preserve"><value>⟦Ádd Évéñt Týpé—⟧</value><comment>Event Types tab — add card heading.</comment></data>
+  <data name="Settings_EventTypes_NamePlaceholder" xml:space="preserve"><value>⟦Évéñt týpé ñámé—⟧</value><comment>Placeholder / aria-label for the event-type name field.</comment></data>
+  <data name="Settings_EventTypes_AddButton" xml:space="preserve"><value>⟦Ádd Évéñt Týpé—⟧</value><comment>Event Types tab — add submit button.</comment></data>
+  <data name="Settings_EventTypes_CreatingText" xml:space="preserve"><value>⟦Çréátíñg…—⟧</value><comment>Add-event-type button text while creating.</comment></data>
+  <data name="Settings_EventTypes_ActiveHeading" xml:space="preserve"><value>⟦Évéñt Týpés—⟧</value><comment>Event Types tab — active list heading.</comment></data>
+  <data name="Settings_EventTypes_NoneDefined" xml:space="preserve"><value>⟦Ñó évéñt týpés défíñéd ýét.—⟧</value><comment>Shown when there are no event types.</comment></data>
+  <data name="Settings_EventTypes_NameColumn" xml:space="preserve"><value>⟦Ñámé—⟧</value><comment>Event types grid — name column.</comment></data>
+  <data name="Settings_EventTypes_SystemBadge" xml:space="preserve"><value>⟦Sýstém—⟧</value><comment>Badge / title marking a system-default event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveButton" xml:space="preserve"><value>⟦Árçhívé—⟧</value><comment>Button — archive an event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveAriaLabel" xml:space="preserve"><value>⟦Árçhívé {Name}—⟧</value><comment>aria-label on an archive button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_ReadOnlyText" xml:space="preserve"><value>⟦Réád-óñlý—⟧</value><comment>Shown instead of an archive button for a system default.</comment></data>
+  <data name="Settings_EventTypes_ArchivedHeading" xml:space="preserve"><value>⟦Árçhívéd Évéñt Týpés—⟧</value><comment>Event Types tab — archived list heading.</comment></data>
+  <data name="Settings_EventTypes_RestoreButton" xml:space="preserve"><value>⟦Réstóré—⟧</value><comment>Button — restore an archived event type.</comment></data>
+  <data name="Settings_EventTypes_RestoreAriaLabel" xml:space="preserve"><value>⟦Réstóré {Name}—⟧</value><comment>aria-label on a restore button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_Created" xml:space="preserve"><value>⟦Évéñt týpé '{Name}' çréátéd.—⟧</value><comment>Shown after creating an event type. {Name} = name.</comment></data>
+  <data name="Settings_EventTypes_Archived" xml:space="preserve"><value>⟦Évéñt týpé árçhívéd.—⟧</value><comment>Shown after archiving an event type.</comment></data>
+  <data name="Settings_EventTypes_Restored" xml:space="preserve"><value>⟦Évéñt týpé réstóréd.—⟧</value><comment>Shown after restoring an event type.</comment></data>
+  <data name="Settings_EventTypes_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád évéñt týpés: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_CreateError" xml:space="preserve"><value>⟦Fáíléd tó çréáté évéñt týpé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_ArchiveError" xml:space="preserve"><value>⟦Fáíléd tó árçhívé évéñt týpé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_RestoreError" xml:space="preserve"><value>⟦Fáíléd tó réstóré évéñt týpé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Backup_Heading" xml:space="preserve"><value>⟦Báçkúp—⟧</value><comment>Backup &amp; Restore tab — backup section heading.</comment></data>
+  <data name="Settings_Backup_Description" xml:space="preserve"><value>⟦Çréátés á çómplété báçkúp óf áll dátá (íñçlúdíñg árçhívéd réçórds) íñ á .sfbák fílé.—⟧</value><comment>Backup section description. ".sfbak" is a file extension, kept as-is.</comment></data>
+  <data name="Settings_Backup_CreateButton" xml:space="preserve"><value>⟦Çréáté Báçkúp—⟧</value><comment>Button — create a backup.</comment></data>
+  <data name="Settings_Backup_CreatingText" xml:space="preserve"><value>⟦Çréátíñg báçkúp…—⟧</value><comment>Backup button text while a backup is in progress.</comment></data>
+  <data name="Settings_Backup_Created" xml:space="preserve"><value>⟦Báçkúp çréátéd: {Path}—⟧</value><comment>Shown after a backup. {Path} = file path.</comment></data>
+  <data name="Settings_Backup_Error" xml:space="preserve"><value>⟦Báçkúp fáíléd: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Heading" xml:space="preserve"><value>⟦Réstóré—⟧</value><comment>Backup &amp; Restore tab — restore section heading.</comment></data>
+  <data name="Settings_Restore_Description" xml:space="preserve"><value>⟦Réstórés dátá fróm á .sfbák fílé. Á çhéçkpóíñt óf thé çúrréñt dátábásé ís çréátéd áútómátíçállý béfóré áñý dátá ís çháñgéd.—⟧</value><comment>Restore section description.</comment></data>
+  <data name="Settings_Restore_SelectFileLabel" xml:space="preserve"><value>⟦Séléçt báçkúp fílé—⟧</value><comment>Label for the restore file input.</comment></data>
+  <data name="Settings_Restore_DetailsHeading" xml:space="preserve"><value>⟦Báçkúp détáíls—⟧</value><comment>Card heading for the selected backup's details.</comment></data>
+  <data name="Settings_Restore_GeneratedTerm" xml:space="preserve"><value>⟦Géñérátéd—⟧</value><comment>Backup details — generated-at term.</comment></data>
+  <data name="Settings_Restore_SchemaVersionTerm" xml:space="preserve"><value>⟦Sçhémá vérsíóñ—⟧</value><comment>Backup details — schema version term.</comment></data>
+  <data name="Settings_Restore_Warning" xml:space="preserve"><value>⟦Wárñíñg: Réstóríñg wíll óvérwríté dátá wíth thé báçkúp's réçórds. Á çhéçkpóíñt óf thé çúrréñt dátábásé wíll bé sávéd íñ thé sámé fóldér béfóré áñý çháñgés áré mádé.—⟧</value><comment>Restore confirmation warning. Rendered after a bold "Warning:" lead-in.</comment></data>
+  <data name="Settings_Restore_UnderstandButton" xml:space="preserve"><value>⟦Í úñdérstáñd — Réstóré fróm thís báçkúp—⟧</value><comment>First-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_ConfirmButton" xml:space="preserve"><value>⟦Çóñfírm Réstóré—⟧</value><comment>Second-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_RestoringText" xml:space="preserve"><value>⟦Réstóríñg…—⟧</value><comment>Restore button text while a restore is in progress.</comment></data>
+  <data name="Settings_Restore_Success" xml:space="preserve"><value>⟦Réstóré çómplétéd súççéssfúllý. Ýóúr dátá hás bééñ úpdátéd fróm thé báçkúp.—⟧</value><comment>Shown after a successful restore.</comment></data>
+  <data name="Settings_Restore_ReadFileError" xml:space="preserve"><value>⟦Fáíléd tó réád báçkúp fílé: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_FailedNoChanges" xml:space="preserve"><value>⟦Réstóré fáíléd; ñó çháñgés wéré mádé. {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Error" xml:space="preserve"><value>⟦Réstóré fáíléd: {Detail}—⟧</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SettingsResource.resx b/src/StageFright.UI/Resources/Strings/SettingsResource.resx
new file mode 100644
index 00000000..1f172eba
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SettingsResource.resx
@@ -0,0 +1,230 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Settings_Page_Title" xml:space="preserve"><value>Settings — StageFright Community</value><comment>Browser tab title — Settings.</comment></data>
+  <data name="Settings_Page_Heading" xml:space="preserve"><value>Settings</value><comment>Settings page heading.</comment></data>
+  <data name="Settings_Tab_General" xml:space="preserve"><value>General</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_SalesTax" xml:space="preserve"><value>Sales Tax</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_EventTypes" xml:space="preserve"><value>Event Types</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_BackupRestore" xml:space="preserve"><value>Backup &amp; Restore</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_Committee" xml:space="preserve"><value>Committee</value><comment>Settings tab title.</comment></data>
+  <data name="Settings_Tab_LoadFailed" xml:space="preserve"><value>This tab failed to load.</value><comment>Shown when a core settings tab throws.</comment></data>
+  <data name="Settings_Tab_PluginLoadFailed" xml:space="preserve"><value>This settings tab failed to load.</value><comment>Shown when a plugin settings tab throws.</comment></data>
+  <data name="Settings_Common_LoadingText" xml:space="preserve"><value>Loading settings…</value><comment>Status text while a settings tab loads.</comment></data>
+  <data name="Settings_Common_SaveButton" xml:space="preserve"><value>Save Settings</value><comment>Settings form submit button.</comment></data>
+  <data name="Settings_Common_SaveSuccess" xml:space="preserve"><value>Settings saved successfully.</value><comment>Shown after a successful settings save.</comment></data>
+  <data name="Settings_Common_LoadError" xml:space="preserve"><value>Failed to load settings: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Common_SaveError" xml:space="preserve"><value>Failed to save settings: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_General_OrganisationNameLabel" xml:space="preserve"><value>Organisation Name</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AnnualFeeLabel" xml:space="preserve"><value>Annual Membership Fee</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AttendanceFeeLabel" xml:space="preserve"><value>Attendance Fee</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MembershipRenewalMonthLabel" xml:space="preserve"><value>Membership Renewal Month</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AgmMonthLabel" xml:space="preserve"><value>AGM Month</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>Financial Year Start Month</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_FinancialYearStartDayLabel" xml:space="preserve"><value>Financial Year Start Day</value><comment>General tab field label — day of the start month the financial year opens on (spec 028, FR-020).</comment></data>
+  <data name="Settings_General_FinancialYearStartHelp" xml:space="preserve"><value>Default 1 July — Australian financial year.</value><comment>Help text under the financial-year-start fields.</comment></data>
+  <data name="Settings_General_AuditRetentionLabel" xml:space="preserve"><value>Audit Trail Retention (years)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_AuditRetentionHelp" xml:space="preserve"><value>How long audit trail history is kept before the startup purge removes it.</value><comment>Help text under the audit-retention field.</comment></data>
+  <data name="Settings_General_ClosePeriodLabel" xml:space="preserve"><value>Close financial periods through</value><comment>General tab — label for the closed-through date control (spec 028, FR-016).</comment></data>
+  <data name="Settings_General_ClosePeriodHelp" xml:space="preserve"><value>Once set, any financial transaction dated on or before this date is rejected. Tick the box below to confirm the change.</value><comment>Help text under the close-period date control.</comment></data>
+  <data name="Settings_General_ClosePeriodConfirm" xml:space="preserve"><value>I understand — close all financial periods through the date above</value><comment>Confirmation checkbox label required before the closed-through date is saved.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_One" xml:space="preserve"><value>{Count} year</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Settings_General_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} years</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Settings_General_MaxAgeLabel" xml:space="preserve"><value>Maximum Member Age (years)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_MinAgeLabel" xml:space="preserve"><value>Minimum Member Age (years)</value><comment>General tab field label.</comment></data>
+  <data name="Settings_General_ThemeLabel" xml:space="preserve"><value>Theme</value><comment>General tab — theme toggle label.</comment></data>
+  <data name="Settings_General_ThemeCurrent" xml:space="preserve"><value>Current: {Theme}</value><comment>Shows the active theme. {Theme} = localized theme name.</comment></data>
+  <data name="Settings_General_DashboardLabel" xml:space="preserve"><value>Dashboard</value><comment>General tab — dashboard options label.</comment></data>
+  <data name="Settings_General_ShowGraphsLabel" xml:space="preserve"><value>Show year-to-date participation graphs on Rehearsals and Events tiles</value><comment>Checkbox label — show participation graphs.</comment></data>
+  <data name="Settings_General_LanguageLabel" xml:space="preserve"><value>Display Language</value><comment>General tab — language picker label (spec 027, US3).</comment></data>
+  <data name="Settings_General_LanguageHelp" xml:space="preserve"><value>Sets the language and regional formatting for the whole app. Australian dollars stay the currency; only number and date formatting follow the selected region.</value><comment>Help text under the language picker.</comment></data>
+  <data name="Settings_Tax_SalesTaxLabel" xml:space="preserve"><value>Sales Tax</value><comment>Sales Tax tab — section label.</comment></data>
+  <data name="Settings_Tax_AppliesLabel" xml:space="preserve"><value>Sales tax applies to this organisation</value><comment>Toggle label — sales tax applicability.</comment></data>
+  <data name="Settings_Tax_ConfirmEnable" xml:space="preserve"><value>Confirm: future income and expense postings will split out sales tax, and tax reporting will be enabled.</value><comment>Confirmation prompt when turning sales tax on. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmDisable" xml:space="preserve"><value>Confirm: tax fields will be hidden and future postings will no longer carry a tax code.</value><comment>Confirmation prompt when turning sales tax off. Rendered after a bold "Confirm:" lead-in.</comment></data>
+  <data name="Settings_Tax_ConfirmButton" xml:space="preserve"><value>Confirm</value><comment>Confirm button for the sales-tax toggle.</comment></data>
+  <data name="Settings_Tax_RateLabel" xml:space="preserve"><value>Tax Rate (%)</value><comment>Sales Tax tab — tax rate field label.</comment></data>
+  <data name="Settings_Tax_EntryModeLabel" xml:space="preserve"><value>Amount entry</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Settings_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>Annual Fee Tax Treatment</value><comment>Sales Tax tab — annual fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>Attendance Fee Tax Treatment</value><comment>Sales Tax tab — attendance fee tax-code field label.</comment></data>
+  <data name="Settings_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Settings_Committee_LoadingText" xml:space="preserve"><value>Loading committee settings…</value><comment>Status text while the Committee tab loads.</comment></data>
+  <data name="Settings_Committee_SeatTargetHeading" xml:space="preserve"><value>General Committee Seat Count Target</value><comment>Committee tab — seat-target card heading.</comment></data>
+  <data name="Settings_Committee_TargetSeatsLabel" xml:space="preserve"><value>Target seats</value><comment>Committee tab — target-seats field label.</comment></data>
+  <data name="Settings_Committee_SeatTargetHelp" xml:space="preserve"><value>Guidance only — no hard cap is enforced when recording an AGM.</value><comment>Help text under the seat-target field.</comment></data>
+  <data name="Settings_Committee_AddTitleHeading" xml:space="preserve"><value>Add Office-Holder Title</value><comment>Committee tab — add-title card heading.</comment></data>
+  <data name="Settings_Committee_TitleNamePlaceholder" xml:space="preserve"><value>Office-holder title name</value><comment>Placeholder / aria-label for the office-holder title name field.</comment></data>
+  <data name="Settings_Committee_AddTitleButton" xml:space="preserve"><value>Add Title</value><comment>Committee tab — add-title submit button.</comment></data>
+  <data name="Settings_Committee_CreatingText" xml:space="preserve"><value>Creating…</value><comment>Add-title button text while creating.</comment></data>
+  <data name="Settings_Committee_TitlesHeading" xml:space="preserve"><value>Office-Holder Titles</value><comment>Committee tab — titles list heading.</comment></data>
+  <data name="Settings_Committee_NoTitles" xml:space="preserve"><value>No office-holder titles defined yet.</value><comment>Shown when there are no office-holder titles.</comment></data>
+  <data name="Settings_Committee_NameColumn" xml:space="preserve"><value>Name</value><comment>Committee titles grid — name column.</comment></data>
+  <data name="Settings_Committee_BuiltInBadge" xml:space="preserve"><value>Built-in</value><comment>Badge / title marking a built-in office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button — archive an office-holder title.</comment></data>
+  <data name="Settings_Committee_ArchiveAriaLabel" xml:space="preserve"><value>Archive {Name}</value><comment>aria-label on an archive button. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_ReadOnlyText" xml:space="preserve"><value>Read-only</value><comment>Shown instead of an archive button for a built-in title.</comment></data>
+  <data name="Settings_Committee_SeatTargetSaved" xml:space="preserve"><value>Seat count target saved.</value><comment>Shown after saving the seat-count target.</comment></data>
+  <data name="Settings_Committee_TitleCreated" xml:space="preserve"><value>Office-holder title '{Name}' created.</value><comment>Shown after creating a title. {Name} = title name.</comment></data>
+  <data name="Settings_Committee_TitleArchived" xml:space="preserve"><value>Office-holder title archived.</value><comment>Shown after archiving a title.</comment></data>
+  <data name="Settings_Committee_LoadError" xml:space="preserve"><value>Failed to load committee settings: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_CreateError" xml:space="preserve"><value>Failed to create office-holder title: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_ArchiveError" xml:space="preserve"><value>Failed to archive office-holder title: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Committee_SeatTargetError" xml:space="preserve"><value>Failed to save seat count target: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_LoadingText" xml:space="preserve"><value>Loading event types…</value><comment>Status text while the Event Types tab loads.</comment></data>
+  <data name="Settings_EventTypes_AddHeading" xml:space="preserve"><value>Add Event Type</value><comment>Event Types tab — add card heading.</comment></data>
+  <data name="Settings_EventTypes_NamePlaceholder" xml:space="preserve"><value>Event type name</value><comment>Placeholder / aria-label for the event-type name field.</comment></data>
+  <data name="Settings_EventTypes_AddButton" xml:space="preserve"><value>Add Event Type</value><comment>Event Types tab — add submit button.</comment></data>
+  <data name="Settings_EventTypes_CreatingText" xml:space="preserve"><value>Creating…</value><comment>Add-event-type button text while creating.</comment></data>
+  <data name="Settings_EventTypes_ActiveHeading" xml:space="preserve"><value>Event Types</value><comment>Event Types tab — active list heading.</comment></data>
+  <data name="Settings_EventTypes_NoneDefined" xml:space="preserve"><value>No event types defined yet.</value><comment>Shown when there are no event types.</comment></data>
+  <data name="Settings_EventTypes_NameColumn" xml:space="preserve"><value>Name</value><comment>Event types grid — name column.</comment></data>
+  <data name="Settings_EventTypes_SystemBadge" xml:space="preserve"><value>System</value><comment>Badge / title marking a system-default event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveButton" xml:space="preserve"><value>Archive</value><comment>Button — archive an event type.</comment></data>
+  <data name="Settings_EventTypes_ArchiveAriaLabel" xml:space="preserve"><value>Archive {Name}</value><comment>aria-label on an archive button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_ReadOnlyText" xml:space="preserve"><value>Read-only</value><comment>Shown instead of an archive button for a system default.</comment></data>
+  <data name="Settings_EventTypes_ArchivedHeading" xml:space="preserve"><value>Archived Event Types</value><comment>Event Types tab — archived list heading.</comment></data>
+  <data name="Settings_EventTypes_RestoreButton" xml:space="preserve"><value>Restore</value><comment>Button — restore an archived event type.</comment></data>
+  <data name="Settings_EventTypes_RestoreAriaLabel" xml:space="preserve"><value>Restore {Name}</value><comment>aria-label on a restore button. {Name} = event type name.</comment></data>
+  <data name="Settings_EventTypes_Created" xml:space="preserve"><value>Event type '{Name}' created.</value><comment>Shown after creating an event type. {Name} = name.</comment></data>
+  <data name="Settings_EventTypes_Archived" xml:space="preserve"><value>Event type archived.</value><comment>Shown after archiving an event type.</comment></data>
+  <data name="Settings_EventTypes_Restored" xml:space="preserve"><value>Event type restored.</value><comment>Shown after restoring an event type.</comment></data>
+  <data name="Settings_EventTypes_LoadError" xml:space="preserve"><value>Failed to load event types: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_CreateError" xml:space="preserve"><value>Failed to create event type: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_ArchiveError" xml:space="preserve"><value>Failed to archive event type: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_EventTypes_RestoreError" xml:space="preserve"><value>Failed to restore event type: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Backup_Heading" xml:space="preserve"><value>Backup</value><comment>Backup &amp; Restore tab — backup section heading.</comment></data>
+  <data name="Settings_Backup_Description" xml:space="preserve"><value>Creates a complete backup of all data (including archived records) in a .sfbak file.</value><comment>Backup section description. ".sfbak" is a file extension, kept as-is.</comment></data>
+  <data name="Settings_Backup_CreateButton" xml:space="preserve"><value>Create Backup</value><comment>Button — create a backup.</comment></data>
+  <data name="Settings_Backup_CreatingText" xml:space="preserve"><value>Creating backup…</value><comment>Backup button text while a backup is in progress.</comment></data>
+  <data name="Settings_Backup_Created" xml:space="preserve"><value>Backup created: {Path}</value><comment>Shown after a backup. {Path} = file path.</comment></data>
+  <data name="Settings_Backup_Error" xml:space="preserve"><value>Backup failed: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Heading" xml:space="preserve"><value>Restore</value><comment>Backup &amp; Restore tab — restore section heading.</comment></data>
+  <data name="Settings_Restore_Description" xml:space="preserve"><value>Restores data from a .sfbak file. A checkpoint of the current database is created automatically before any data is changed.</value><comment>Restore section description.</comment></data>
+  <data name="Settings_Restore_SelectFileLabel" xml:space="preserve"><value>Select backup file</value><comment>Label for the restore file input.</comment></data>
+  <data name="Settings_Restore_DetailsHeading" xml:space="preserve"><value>Backup details</value><comment>Card heading for the selected backup's details.</comment></data>
+  <data name="Settings_Restore_GeneratedTerm" xml:space="preserve"><value>Generated</value><comment>Backup details — generated-at term.</comment></data>
+  <data name="Settings_Restore_SchemaVersionTerm" xml:space="preserve"><value>Schema version</value><comment>Backup details — schema version term.</comment></data>
+  <data name="Settings_Restore_Warning" xml:space="preserve"><value>Warning: Restoring will overwrite data with the backup's records. A checkpoint of the current database will be saved in the same folder before any changes are made.</value><comment>Restore confirmation warning. Rendered after a bold "Warning:" lead-in.</comment></data>
+  <data name="Settings_Restore_UnderstandButton" xml:space="preserve"><value>I understand — Restore from this backup</value><comment>First-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_ConfirmButton" xml:space="preserve"><value>Confirm Restore</value><comment>Second-step restore confirmation button.</comment></data>
+  <data name="Settings_Restore_RestoringText" xml:space="preserve"><value>Restoring…</value><comment>Restore button text while a restore is in progress.</comment></data>
+  <data name="Settings_Restore_Success" xml:space="preserve"><value>Restore completed successfully. Your data has been updated from the backup.</value><comment>Shown after a successful restore.</comment></data>
+  <data name="Settings_Restore_ReadFileError" xml:space="preserve"><value>Failed to read backup file: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_FailedNoChanges" xml:space="preserve"><value>Restore failed; no changes were made. {Detail}</value><comment>{Detail} = error detail.</comment></data>
+  <data name="Settings_Restore_Error" xml:space="preserve"><value>Restore failed: {Detail}</value><comment>{Detail} = error detail.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SetupResource.cs b/src/StageFright.UI/Resources/Strings/SetupResource.cs
new file mode 100644
index 00000000..c8f41125
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SetupResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>SetupResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{SetupResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by the Setup Wizard steps, including the first-run language step.
+/// </summary>
+public class SetupResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/SetupResource.en-US.resx b/src/StageFright.UI/Resources/Strings/SetupResource.en-US.resx
new file mode 100644
index 00000000..d74516ed
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SetupResource.en-US.resx
@@ -0,0 +1,214 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Setup_Page_Title" xml:space="preserve"><value>First-Time Setup — StageFright Community</value><comment>Browser tab title — Setup Wizard.</comment></data>
+  <data name="Setup_FirstRun_PageTitle" xml:space="preserve"><value>Welcome — StageFright Community</value><comment>Browser tab title — first-run language-select screen (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Heading" xml:space="preserve"><value>Welcome to StageFright Community</value><comment>First-run language-select screen heading (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Subheading" xml:space="preserve"><value>Choose your display language to get started.</value><comment>Sub-heading under the first-run screen title (spec 029).</comment></data>
+  <data name="Setup_FirstRun_ConfirmButton" xml:space="preserve"><value>Continue</value><comment>First-run language-select screen — confirm button (spec 029).</comment></data>
+  <data name="Setup_FirstRun_SeedingError" xml:space="preserve"><value>Something went wrong while loading the sample data. Please try again.</value><comment>First-run language-select screen — sample-data seeding failure message (spec 029, US3).</comment></data>
+  <data name="Setup_FirstRun_SampleOrganizationPlaceholder" xml:space="preserve"><value>Sample Organization</value><comment>First-run language-select screen — placeholder organisation name for the sample-data setup request; DebugDataSeeder overwrites it with a generated name once seeding runs (spec 029, US3).</comment></data>
+  <data name="Setup_Wizard_Heading" xml:space="preserve"><value>StageFright Community - Setup Wizard</value><comment>Setup Wizard page heading.</comment></data>
+  <data name="Setup_Wizard_Subheading" xml:space="preserve"><value>Complete the setup below to get started.</value><comment>Sub-heading under the wizard title.</comment></data>
+  <data name="Setup_Tab_OrganisationSettings" xml:space="preserve"><value>Organization Settings</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_ChartOfAccounts" xml:space="preserve"><value>Chart of Accounts</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_OpeningBalances" xml:space="preserve"><value>Opening Balances</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Committee" xml:space="preserve"><value>Committee</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Review" xml:space="preserve"><value>Review</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_LoadFailed" xml:space="preserve"><value>This tab failed to load.</value><comment>Shown when a setup tab throws.</comment></data>
+  <data name="Setup_Nav_NextButton" xml:space="preserve"><value>Next</value><comment>Setup Wizard — advance to the next tab.</comment></data>
+  <data name="Setup_Nav_FinishButton" xml:space="preserve"><value>Finish</value><comment>Setup Wizard — complete setup.</comment></data>
+  <data name="Setup_Seeding_Message" xml:space="preserve"><value>Setting up your sample data — this may take a few minutes. Please don't close the app.</value><comment>Overlay message while sample data is being seeded.</comment></data>
+  <data name="Setup_Error_InvalidSubmit" xml:space="preserve"><value>Some required fields are incomplete — check every tab before finishing.</value><comment>Shown when Finish is clicked with an invalid field somewhere.</comment></data>
+  <data name="Setup_Error_NoOpeningBalance" xml:space="preserve"><value>Enter at least one opening balance, or select "Load sample data" on the Review tab, before finishing.</value><comment>Shown when Finish is attempted with no opening balance and no sample-data opt-in.</comment></data>
+  <data name="Setup_Error_Unexpected" xml:space="preserve"><value>An unexpected error occurred. Please try again.</value><comment>Generic setup failure message.</comment></data>
+  <data name="Setup_General_OrgNameLabel" xml:space="preserve"><value>Organization Name</value><comment>General tab — organisation name label.</comment></data>
+  <data name="Setup_General_OrgNamePlaceholder" xml:space="preserve"><value>e.g. Springfield Choral Society</value><comment>Placeholder for the organisation name field.</comment></data>
+  <data name="Setup_General_CurrencyLabel" xml:space="preserve"><value>Currency</value><comment>General tab — organisation currency picker label (spec 028, FR-001).</comment></data>
+  <data name="Setup_General_CurrencyHelp" xml:space="preserve"><value>The currency your books are kept in. This is fixed once setup is complete.</value><comment>Help text under the currency picker (spec 028, FR-002).</comment></data>
+  <data name="Setup_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>Fiscal Year Start Month</value><comment>General tab — financial-year start month picker label (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_FinancialYearStartDayLabel" xml:space="preserve"><value>Fiscal Year Start Day</value><comment>General tab — financial-year start day picker label (spec 028, FR-020).</comment></data>
+  <data name="Setup_General_FinancialYearStartHelp" xml:space="preserve"><value>When your fiscal year begins. Default 1 July — the Australian financial year.</value><comment>Help text under the financial-year-start pickers (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_InceptionDateLabel" xml:space="preserve"><value>Organization Inception Date (optional)</value><comment>General tab — optional organisation founding-date picker label (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_General_InceptionDateHelp" xml:space="preserve"><value>The date your organization was founded. Leave blank unless it falls after your fiscal year start — then your first fiscal year is reported as a shorter "part-year".</value><comment>Help text under the optional inception-date picker (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_Fees_AnnualFeeLabel" xml:space="preserve"><value>Annual Fee</value><comment>Membership Fees tab — annual fee label.</comment></data>
+  <data name="Setup_Fees_AttendanceFeeLabel" xml:space="preserve"><value>Attendance Fee</value><comment>Membership Fees tab — attendance fee label.</comment></data>
+  <data name="Setup_Fees_RenewalMonthLabel" xml:space="preserve"><value>Membership Renewal Month</value><comment>Membership Fees tab — renewal month label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionLabel" xml:space="preserve"><value>Audit Trail Retention (years)</value><comment>Membership Fees tab — audit retention label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionHelp" xml:space="preserve"><value>How long audit trail history is kept before the startup purge removes it. Default 1 year.</value><comment>Help text under the audit retention field.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_One" xml:space="preserve"><value>{Count} year</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} years</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Setup_Theme_Label" xml:space="preserve"><value>Theme:</value><comment>Setup Wizard theme dropdown label.</comment></data>
+  <data name="Setup_Language_Label" xml:space="preserve"><value>Language:</value><comment>Setup Wizard display-language dropdown label (spec 027, US3).</comment></data>
+  <data name="Setup_Language_HelpText" xml:space="preserve"><value>You can change this later in Settings.</value><comment>Help text under the Setup Wizard language dropdown.</comment></data>
+  <data name="Setup_Tax_AppliesLabel" xml:space="preserve"><value>Sales tax applies to this organization</value><comment>Sales Tax tab — applicability checkbox label.</comment></data>
+  <data name="Setup_Tax_RateLabel" xml:space="preserve"><value>Tax Rate (%)</value><comment>Sales Tax tab — tax rate label.</comment></data>
+  <data name="Setup_Tax_EntryModeLabel" xml:space="preserve"><value>Amount entry</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Setup_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>Annual Fee Tax Treatment</value><comment>Sales Tax tab — annual fee tax-code label.</comment></data>
+  <data name="Setup_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>Attendance Fee Tax Treatment</value><comment>Sales Tax tab — attendance fee tax-code label.</comment></data>
+  <data name="Setup_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Setup_SampleData_CheckboxLabel" xml:space="preserve"><value>Load sample data (members, rehearsals, events &amp; finances)</value><comment>Debug-only checkbox label — load sample data.</comment></data>
+  <data name="Setup_Coa_Intro" xml:space="preserve"><value>Queue any new accounts to add to your Chart of Accounts. This is optional — you can always add accounts later from Finance ▸ Chart of Accounts. Every account listed here — including the system accounts already seeded for you — will exist once setup finishes.</value><comment>Chart of Accounts tab intro paragraph.</comment></data>
+  <data name="Setup_Coa_AddHeading" xml:space="preserve"><value>Add Account</value><comment>Chart of Accounts tab — add-account section heading.</comment></data>
+  <data name="Setup_Coa_QueueAccountButton" xml:space="preserve"><value>Queue Account</value><comment>Submit button text for the add-account form in the setup wizard.</comment></data>
+  <data name="Setup_Coa_ExistingHeading" xml:space="preserve"><value>Existing Accounts</value><comment>Chart of Accounts tab — existing accounts list heading.</comment></data>
+  <data name="Setup_Coa_ExistingEmpty" xml:space="preserve"><value>No accounts exist yet.</value><comment>Empty text for the existing accounts list.</comment></data>
+  <data name="Setup_Coa_QueuedHeading" xml:space="preserve"><value>Queued Accounts</value><comment>Chart of Accounts tab — queued accounts list heading.</comment></data>
+  <data name="Setup_Coa_QueuedEmpty" xml:space="preserve"><value>No accounts queued yet.</value><comment>Empty text for the queued accounts list.</comment></data>
+  <data name="Setup_Coa_BankCashSuffix" xml:space="preserve"><value> · Bank/Cash</value><comment>Suffix appended to a bank/cash account's type in the account lists.</comment></data>
+  <data name="Setup_Coa_SystemBadge" xml:space="preserve"><value>System</value><comment>Badge / title marking a system account.</comment></data>
+  <data name="Setup_Ob_Intro" xml:space="preserve"><value>Enter opening balances for any accounts you'd like to start with a balance — including accounts you just queued on the Chart of Accounts tab. This is optional; you can also load sample data from the Review tab instead.</value><comment>Opening Balances tab intro paragraph.</comment></data>
+  <data name="Setup_Ob_AsAtLabel" xml:space="preserve"><value>As at</value><comment>Opening Balances tab — as-at date label.</comment></data>
+  <data name="Setup_Ob_QueueBalancesButton" xml:space="preserve"><value>Queue Balances</value><comment>Submit button text for the opening-balance form in the setup wizard.</comment></data>
+  <data name="Setup_Committee_AgmMonthLabel" xml:space="preserve"><value>AGM Month</value><comment>Committee tab — AGM month label.</comment></data>
+  <data name="Setup_Committee_AgmMonthHelp" xml:space="preserve"><value>The month your AGM is normally held. Drives committee term boundaries.</value><comment>Help text under the AGM month field.</comment></data>
+  <data name="Setup_Committee_SeatTargetLabel" xml:space="preserve"><value>General Committee Seat Count Target</value><comment>Committee tab — seat target label.</comment></data>
+  <data name="Setup_Committee_SeatTargetHelp" xml:space="preserve"><value>Optional — guidance only, no hard cap is enforced when recording an AGM.</value><comment>Help text under the seat target field.</comment></data>
+  <data name="Setup_Committee_TitlesLabel" xml:space="preserve"><value>Additional Office-Holder Titles</value><comment>Committee tab — additional titles input label.</comment></data>
+  <data name="Setup_Committee_TitlesPlaceholder" xml:space="preserve"><value>e.g. Publicity Officer</value><comment>Placeholder for the additional-title input.</comment></data>
+  <data name="Setup_Committee_AddTitleAriaLabel" xml:space="preserve"><value>Add title</value><comment>aria-label on the add-title arrow button.</comment></data>
+  <data name="Setup_Committee_TitlesHelp" xml:space="preserve"><value>Optional, one at a time. President/Secretary/Treasurer are always included. Can also be configured later from Settings.</value><comment>Help text under the additional-titles input.</comment></data>
+  <data name="Setup_Committee_TitlesListLabel" xml:space="preserve"><value>Additional Titles</value><comment>Committee tab — queued titles list label.</comment></data>
+  <data name="Setup_Committee_TitlesListEmpty" xml:space="preserve"><value>No additional titles added yet.</value><comment>Empty text for the queued titles list.</comment></data>
+  <data name="Setup_Committee_ErrorBlank" xml:space="preserve"><value>Enter a title before adding.</value><comment>Validation — the title input was blank.</comment></data>
+  <data name="Setup_Committee_ErrorDuplicate" xml:space="preserve"><value>"{Title}" has already been added.</value><comment>Validation — the title is already queued. {Title} = the entered title.</comment></data>
+  <data name="Setup_Review_Heading" xml:space="preserve"><value>Review</value><comment>Review tab heading.</comment></data>
+  <data name="Setup_Review_OrgNameTerm" xml:space="preserve"><value>Organization Name</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_ThemeTerm" xml:space="preserve"><value>Theme</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTerm" xml:space="preserve"><value>Annual Fee</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTerm" xml:space="preserve"><value>Attendance Fee</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_RenewalMonthTerm" xml:space="preserve"><value>Membership Renewal Month</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SalesTaxAppliesTerm" xml:space="preserve"><value>Sales Tax Applies</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_TaxRateTerm" xml:space="preserve"><value>Tax Rate</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTaxTerm" xml:space="preserve"><value>Annual Fee Tax Treatment</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTaxTerm" xml:space="preserve"><value>Attendance Fee Tax Treatment</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AgmMonthTerm" xml:space="preserve"><value>AGM Month</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AuditRetentionTerm" xml:space="preserve"><value>Audit Trail Retention</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SeatTargetTerm" xml:space="preserve"><value>Seat Count Target</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_Yes" xml:space="preserve"><value>Yes</value><comment>Review tab — affirmative value.</comment></data>
+  <data name="Setup_Review_No" xml:space="preserve"><value>No</value><comment>Review tab — negative value.</comment></data>
+  <data name="Setup_Review_NotSet" xml:space="preserve"><value>Not set</value><comment>Review tab — shown for an unset optional value.</comment></data>
+  <data name="Setup_Review_TaxExemptDefault" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Review tab — shown for an unset tax treatment.</comment></data>
+  <data name="Setup_Review_TitlesHeading" xml:space="preserve"><value>Additional Office-Holder Titles</value><comment>Review tab — queued titles heading.</comment></data>
+  <data name="Setup_Review_TitlesEmpty" xml:space="preserve"><value>None.</value><comment>Empty text for the review queued-titles list.</comment></data>
+  <data name="Setup_Review_AccountsHeading" xml:space="preserve"><value>Queued Chart of Accounts Entries</value><comment>Review tab — queued accounts heading.</comment></data>
+  <data name="Setup_Review_AccountsEmpty" xml:space="preserve"><value>None queued.</value><comment>Empty text for the review queued-accounts list.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_One" xml:space="preserve"><value>{Count} year</value><comment>Review tab audit-retention value, singular.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} years</value><comment>Review tab audit-retention value, plural.</comment></data>
+  <data name="Setup_Review_BankCashSuffix" xml:space="preserve"><value> · Bank/Cash</value><comment>Suffix appended to a bank/cash account's type in the review list.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SetupResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/SetupResource.fr-FR.resx
new file mode 100644
index 00000000..8480462a
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SetupResource.fr-FR.resx
@@ -0,0 +1,102 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Setup_Page_Title" xml:space="preserve"><value>Configuration initiale — StageFright Community</value><comment>Browser tab title — Setup Wizard.</comment></data>
+  <data name="Setup_FirstRun_PageTitle" xml:space="preserve"><value>Bienvenue — StageFright Community</value><comment>Browser tab title — first-run language-select screen (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Heading" xml:space="preserve"><value>Bienvenue dans StageFright Community</value><comment>First-run language-select screen heading (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Subheading" xml:space="preserve"><value>Choisissez votre langue d'affichage pour commencer.</value><comment>Sub-heading under the first-run screen title (spec 029).</comment></data>
+  <data name="Setup_FirstRun_ConfirmButton" xml:space="preserve"><value>Continuer</value><comment>First-run language-select screen — confirm button (spec 029).</comment></data>
+  <data name="Setup_FirstRun_SeedingError" xml:space="preserve"><value>Une erreur s'est produite lors du chargement des données d'exemple. Veuillez réessayer.</value><comment>First-run language-select screen — sample-data seeding failure message (spec 029, US3).</comment></data>
+  <data name="Setup_FirstRun_SampleOrganizationPlaceholder" xml:space="preserve"><value>Organisation d'exemple</value><comment>First-run language-select screen — placeholder organisation name for the sample-data setup request; DebugDataSeeder overwrites it with a generated name once seeding runs (spec 029, US3).</comment></data>
+  <data name="Setup_Wizard_Heading" xml:space="preserve"><value>StageFright Community - Assistant de configuration</value><comment>Setup Wizard page heading.</comment></data>
+  <data name="Setup_Wizard_Subheading" xml:space="preserve"><value>Terminez la configuration ci-dessous pour commencer.</value><comment>Sub-heading under the wizard title.</comment></data>
+  <data name="Setup_Tab_OrganisationSettings" xml:space="preserve"><value>Paramètres de l'organisation</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_ChartOfAccounts" xml:space="preserve"><value>Plan comptable</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_OpeningBalances" xml:space="preserve"><value>Soldes d'ouverture</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Committee" xml:space="preserve"><value>Comité</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Review" xml:space="preserve"><value>Récapitulatif</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_LoadFailed" xml:space="preserve"><value>Échec du chargement de cet onglet.</value><comment>Shown when a setup tab throws.</comment></data>
+  <data name="Setup_Nav_NextButton" xml:space="preserve"><value>Suivant</value><comment>Setup Wizard — advance to the next tab.</comment></data>
+  <data name="Setup_Nav_FinishButton" xml:space="preserve"><value>Terminer</value><comment>Setup Wizard — complete setup.</comment></data>
+  <data name="Setup_Seeding_Message" xml:space="preserve"><value>Mise en place de vos données d'exemple — cela peut prendre quelques minutes. Veuillez ne pas fermer l'application.</value><comment>Overlay message while sample data is being seeded.</comment></data>
+  <data name="Setup_Error_InvalidSubmit" xml:space="preserve"><value>Certains champs obligatoires sont incomplets — vérifiez chaque onglet avant de terminer.</value><comment>Shown when Finish is clicked with an invalid field somewhere.</comment></data>
+  <data name="Setup_Error_NoOpeningBalance" xml:space="preserve"><value>Saisissez au moins un solde d'ouverture, ou cochez « Charger des données d'exemple » sur l'onglet Récapitulatif, avant de terminer.</value><comment>Shown when Finish is attempted with no opening balance and no sample-data opt-in.</comment></data>
+  <data name="Setup_Error_Unexpected" xml:space="preserve"><value>Une erreur inattendue s'est produite. Veuillez réessayer.</value><comment>Generic setup failure message.</comment></data>
+  <data name="Setup_General_OrgNameLabel" xml:space="preserve"><value>Nom de l'organisation</value><comment>General tab — organisation name label.</comment></data>
+  <data name="Setup_General_OrgNamePlaceholder" xml:space="preserve"><value>ex. : Chorale de Springfield</value><comment>Placeholder for the organisation name field.</comment></data>
+  <data name="Setup_General_CurrencyLabel" xml:space="preserve"><value>Devise</value><comment>General tab — organisation currency picker label (spec 028, FR-001).</comment></data>
+  <data name="Setup_General_CurrencyHelp" xml:space="preserve"><value>La devise dans laquelle vos comptes sont tenus. Elle est figée une fois la configuration terminée.</value><comment>Help text under the currency picker (spec 028, FR-002).</comment></data>
+  <data name="Setup_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>Mois de début de l'exercice</value><comment>General tab — financial-year start month picker label (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_FinancialYearStartDayLabel" xml:space="preserve"><value>Jour de début de l'exercice</value><comment>General tab — financial-year start day picker label (spec 028, FR-020).</comment></data>
+  <data name="Setup_General_FinancialYearStartHelp" xml:space="preserve"><value>Date de début de votre exercice comptable. Par défaut le 1er juillet — l'exercice australien.</value><comment>Help text under the financial-year-start pickers (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_InceptionDateLabel" xml:space="preserve"><value>Date de création de l'organisation (facultatif)</value><comment>General tab — optional organisation founding-date picker label (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_General_InceptionDateHelp" xml:space="preserve"><value>La date de fondation de votre organisation. Laissez vide sauf si elle est postérieure au début de votre exercice comptable — dans ce cas, votre premier exercice est présenté comme un « exercice partiel » plus court.</value><comment>Help text under the optional inception-date picker (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_Fees_AnnualFeeLabel" xml:space="preserve"><value>Cotisation annuelle</value><comment>Membership Fees tab — annual fee label.</comment></data>
+  <data name="Setup_Fees_AttendanceFeeLabel" xml:space="preserve"><value>Frais de présence</value><comment>Membership Fees tab — attendance fee label.</comment></data>
+  <data name="Setup_Fees_RenewalMonthLabel" xml:space="preserve"><value>Mois de renouvellement de l'adhésion</value><comment>Membership Fees tab — renewal month label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionLabel" xml:space="preserve"><value>Conservation du journal d'audit (années)</value><comment>Membership Fees tab — audit retention label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionHelp" xml:space="preserve"><value>Durée de conservation de l'historique du journal d'audit avant sa purge au démarrage. Par défaut 1 an.</value><comment>Help text under the audit retention field.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_One" xml:space="preserve"><value>{Count} an</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} ans</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Setup_Theme_Label" xml:space="preserve"><value>Thème :</value><comment>Setup Wizard theme dropdown label.</comment></data>
+  <data name="Setup_Language_Label" xml:space="preserve"><value>Langue :</value><comment>Setup Wizard display-language dropdown label (spec 027, US3).</comment></data>
+  <data name="Setup_Language_HelpText" xml:space="preserve"><value>Vous pourrez modifier ce choix plus tard dans les Paramètres.</value><comment>Help text under the Setup Wizard language dropdown.</comment></data>
+  <data name="Setup_Tax_AppliesLabel" xml:space="preserve"><value>La taxe sur les ventes s'applique à cette organisation</value><comment>Sales Tax tab — applicability checkbox label.</comment></data>
+  <data name="Setup_Tax_RateLabel" xml:space="preserve"><value>Taux de taxe (%)</value><comment>Sales Tax tab — tax rate label.</comment></data>
+  <data name="Setup_Tax_EntryModeLabel" xml:space="preserve"><value>Saisie du montant</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Setup_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>Traitement fiscal de la cotisation annuelle</value><comment>Sales Tax tab — annual fee tax-code label.</comment></data>
+  <data name="Setup_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>Traitement fiscal des frais de présence</value><comment>Sales Tax tab — attendance fee tax-code label.</comment></data>
+  <data name="Setup_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>Exonéré de taxe (par défaut)</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Setup_SampleData_CheckboxLabel" xml:space="preserve"><value>Charger des données d'exemple (membres, répétitions, événements et finances)</value><comment>Debug-only checkbox label — load sample data.</comment></data>
+  <data name="Setup_Coa_Intro" xml:space="preserve"><value>Mettez en attente les nouveaux comptes à ajouter à votre plan comptable. C'est facultatif — vous pouvez toujours ajouter des comptes plus tard depuis Finances ▸ Plan comptable. Chaque compte listé ici — y compris les comptes système déjà créés pour vous — existera une fois la configuration terminée.</value><comment>Chart of Accounts tab intro paragraph.</comment></data>
+  <data name="Setup_Coa_AddHeading" xml:space="preserve"><value>Ajouter un compte</value><comment>Chart of Accounts tab — add-account section heading.</comment></data>
+  <data name="Setup_Coa_QueueAccountButton" xml:space="preserve"><value>Mettre le compte en attente</value><comment>Submit button text for the add-account form in the setup wizard.</comment></data>
+  <data name="Setup_Coa_ExistingHeading" xml:space="preserve"><value>Comptes existants</value><comment>Chart of Accounts tab — existing accounts list heading.</comment></data>
+  <data name="Setup_Coa_ExistingEmpty" xml:space="preserve"><value>Aucun compte n'existe pour le moment.</value><comment>Empty text for the existing accounts list.</comment></data>
+  <data name="Setup_Coa_QueuedHeading" xml:space="preserve"><value>Comptes en attente</value><comment>Chart of Accounts tab — queued accounts list heading.</comment></data>
+  <data name="Setup_Coa_QueuedEmpty" xml:space="preserve"><value>Aucun compte en attente pour le moment.</value><comment>Empty text for the queued accounts list.</comment></data>
+  <data name="Setup_Coa_BankCashSuffix" xml:space="preserve"><value> · Banque/Caisse</value><comment>Suffix appended to a bank/cash account's type in the account lists.</comment></data>
+  <data name="Setup_Coa_SystemBadge" xml:space="preserve"><value>Système</value><comment>Badge / title marking a system account.</comment></data>
+  <data name="Setup_Ob_Intro" xml:space="preserve"><value>Saisissez les soldes d'ouverture des comptes que vous souhaitez démarrer avec un solde — y compris ceux que vous venez de mettre en attente sur l'onglet Plan comptable. C'est facultatif ; vous pouvez aussi charger des données d'exemple depuis l'onglet Récapitulatif.</value><comment>Opening Balances tab intro paragraph.</comment></data>
+  <data name="Setup_Ob_AsAtLabel" xml:space="preserve"><value>À la date du</value><comment>Opening Balances tab — as-at date label.</comment></data>
+  <data name="Setup_Ob_QueueBalancesButton" xml:space="preserve"><value>Mettre les soldes en attente</value><comment>Submit button text for the opening-balance form in the setup wizard.</comment></data>
+  <data name="Setup_Committee_AgmMonthLabel" xml:space="preserve"><value>Mois de l'AGA</value><comment>Committee tab — AGM month label.</comment></data>
+  <data name="Setup_Committee_AgmMonthHelp" xml:space="preserve"><value>Le mois où se tient habituellement votre AGA. Détermine les limites des mandats du comité.</value><comment>Help text under the AGM month field.</comment></data>
+  <data name="Setup_Committee_SeatTargetLabel" xml:space="preserve"><value>Objectif de sièges au comité général</value><comment>Committee tab — seat target label.</comment></data>
+  <data name="Setup_Committee_SeatTargetHelp" xml:space="preserve"><value>Facultatif — à titre indicatif uniquement, aucune limite stricte n'est appliquée lors de la saisie d'une AGA.</value><comment>Help text under the seat target field.</comment></data>
+  <data name="Setup_Committee_TitlesLabel" xml:space="preserve"><value>Intitulés de fonction supplémentaires</value><comment>Committee tab — additional titles input label.</comment></data>
+  <data name="Setup_Committee_TitlesPlaceholder" xml:space="preserve"><value>ex. : Responsable communication</value><comment>Placeholder for the additional-title input.</comment></data>
+  <data name="Setup_Committee_AddTitleAriaLabel" xml:space="preserve"><value>Ajouter l'intitulé</value><comment>aria-label on the add-title arrow button.</comment></data>
+  <data name="Setup_Committee_TitlesHelp" xml:space="preserve"><value>Facultatif, un à la fois. Président / Secrétaire / Trésorier sont toujours inclus. Peut aussi être configuré plus tard dans les Paramètres.</value><comment>Help text under the additional-titles input.</comment></data>
+  <data name="Setup_Committee_TitlesListLabel" xml:space="preserve"><value>Intitulés supplémentaires</value><comment>Committee tab — queued titles list label.</comment></data>
+  <data name="Setup_Committee_TitlesListEmpty" xml:space="preserve"><value>Aucun intitulé supplémentaire ajouté pour le moment.</value><comment>Empty text for the queued titles list.</comment></data>
+  <data name="Setup_Committee_ErrorBlank" xml:space="preserve"><value>Saisissez un intitulé avant d'ajouter.</value><comment>Validation — the title input was blank.</comment></data>
+  <data name="Setup_Committee_ErrorDuplicate" xml:space="preserve"><value>« {Title} » a déjà été ajouté.</value><comment>Validation — the title is already queued. {Title} = the entered title.</comment></data>
+  <data name="Setup_Review_Heading" xml:space="preserve"><value>Récapitulatif</value><comment>Review tab heading.</comment></data>
+  <data name="Setup_Review_OrgNameTerm" xml:space="preserve"><value>Nom de l'organisation</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_ThemeTerm" xml:space="preserve"><value>Thème</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTerm" xml:space="preserve"><value>Cotisation annuelle</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTerm" xml:space="preserve"><value>Frais de présence</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_RenewalMonthTerm" xml:space="preserve"><value>Mois de renouvellement de l'adhésion</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SalesTaxAppliesTerm" xml:space="preserve"><value>Taxe sur les ventes applicable</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_TaxRateTerm" xml:space="preserve"><value>Taux de taxe</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTaxTerm" xml:space="preserve"><value>Traitement fiscal de la cotisation annuelle</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTaxTerm" xml:space="preserve"><value>Traitement fiscal des frais de présence</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AgmMonthTerm" xml:space="preserve"><value>Mois de l'AGA</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AuditRetentionTerm" xml:space="preserve"><value>Conservation du journal d'audit</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SeatTargetTerm" xml:space="preserve"><value>Objectif de sièges</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_Yes" xml:space="preserve"><value>Oui</value><comment>Review tab — affirmative value.</comment></data>
+  <data name="Setup_Review_No" xml:space="preserve"><value>Non</value><comment>Review tab — negative value.</comment></data>
+  <data name="Setup_Review_NotSet" xml:space="preserve"><value>Non défini</value><comment>Review tab — shown for an unset optional value.</comment></data>
+  <data name="Setup_Review_TaxExemptDefault" xml:space="preserve"><value>Exonéré de taxe (par défaut)</value><comment>Review tab — shown for an unset tax treatment.</comment></data>
+  <data name="Setup_Review_TitlesHeading" xml:space="preserve"><value>Intitulés de fonction supplémentaires</value><comment>Review tab — queued titles heading.</comment></data>
+  <data name="Setup_Review_TitlesEmpty" xml:space="preserve"><value>Aucun.</value><comment>Empty text for the review queued-titles list.</comment></data>
+  <data name="Setup_Review_AccountsHeading" xml:space="preserve"><value>Écritures de plan comptable en attente</value><comment>Review tab — queued accounts heading.</comment></data>
+  <data name="Setup_Review_AccountsEmpty" xml:space="preserve"><value>Aucun en attente.</value><comment>Empty text for the review queued-accounts list.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_One" xml:space="preserve"><value>{Count} an</value><comment>Review tab audit-retention value, singular.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} ans</value><comment>Review tab audit-retention value, plural.</comment></data>
+  <data name="Setup_Review_BankCashSuffix" xml:space="preserve"><value> · Banque/Caisse</value><comment>Suffix appended to a bank/cash account's type in the review list.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SetupResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/SetupResource.qps-ploc.resx
new file mode 100644
index 00000000..4ab46385
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SetupResource.qps-ploc.resx
@@ -0,0 +1,102 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Setup_Page_Title" xml:space="preserve"><value>⟦Fírst-Tímé Sétúp — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — Setup Wizard.</comment></data>
+  <data name="Setup_FirstRun_PageTitle" xml:space="preserve"><value>⟦Wélçómé — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — first-run language-select screen (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Heading" xml:space="preserve"><value>⟦Wélçómé tó StágéFríght Çómmúñítý—⟧</value><comment>First-run language-select screen heading (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Subheading" xml:space="preserve"><value>⟦Çhóósé ýóúr díspláý láñgúágé tó gét stártéd.—⟧</value><comment>Sub-heading under the first-run screen title (spec 029).</comment></data>
+  <data name="Setup_FirstRun_ConfirmButton" xml:space="preserve"><value>⟦Çóñtíñúé—⟧</value><comment>First-run language-select screen — confirm button (spec 029).</comment></data>
+  <data name="Setup_FirstRun_SeedingError" xml:space="preserve"><value>⟦Sóméthíñg wéñt wróñg whílé lóádíñg thé sámplé dátá. Pléásé trý ágáíñ.—⟧</value><comment>First-run language-select screen — sample-data seeding failure message (spec 029, US3).</comment></data>
+  <data name="Setup_FirstRun_SampleOrganizationPlaceholder" xml:space="preserve"><value>⟦Sámplé Órgáñízátíóñ—⟧</value><comment>First-run language-select screen — placeholder organisation name for the sample-data setup request; DebugDataSeeder overwrites it with a generated name once seeding runs (spec 029, US3).</comment></data>
+  <data name="Setup_Wizard_Heading" xml:space="preserve"><value>⟦StágéFríght Çómmúñítý - Sétúp Wízárd—⟧</value><comment>Setup Wizard page heading.</comment></data>
+  <data name="Setup_Wizard_Subheading" xml:space="preserve"><value>⟦Çómplété thé sétúp bélów tó gét stártéd.—⟧</value><comment>Sub-heading under the wizard title.</comment></data>
+  <data name="Setup_Tab_OrganisationSettings" xml:space="preserve"><value>⟦Órgáñísátíóñ Séttíñgs—⟧</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_ChartOfAccounts" xml:space="preserve"><value>⟦Çhárt óf Áççóúñts—⟧</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_OpeningBalances" xml:space="preserve"><value>⟦Ópéñíñg Báláñçés—⟧</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Committee" xml:space="preserve"><value>⟦Çómmíttéé—⟧</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Review" xml:space="preserve"><value>⟦Révíéw—⟧</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_LoadFailed" xml:space="preserve"><value>⟦Thís táb fáíléd tó lóád.—⟧</value><comment>Shown when a setup tab throws.</comment></data>
+  <data name="Setup_Nav_NextButton" xml:space="preserve"><value>⟦Ñéxt—⟧</value><comment>Setup Wizard — advance to the next tab.</comment></data>
+  <data name="Setup_Nav_FinishButton" xml:space="preserve"><value>⟦Fíñísh—⟧</value><comment>Setup Wizard — complete setup.</comment></data>
+  <data name="Setup_Seeding_Message" xml:space="preserve"><value>⟦Séttíñg úp ýóúr sámplé dátá — thís máý táké á féw míñútés. Pléásé dóñ't çlósé thé ápp.—⟧</value><comment>Overlay message while sample data is being seeded.</comment></data>
+  <data name="Setup_Error_InvalidSubmit" xml:space="preserve"><value>⟦Sómé réqúíréd fíélds áré íñçómplété — çhéçk évérý táb béfóré fíñíshíñg.—⟧</value><comment>Shown when Finish is clicked with an invalid field somewhere.</comment></data>
+  <data name="Setup_Error_NoOpeningBalance" xml:space="preserve"><value>⟦Éñtér át léást óñé ópéñíñg báláñçé, ór séléçt "Lóád sámplé dátá" óñ thé Révíéw táb, béfóré fíñíshíñg.—⟧</value><comment>Shown when Finish is attempted with no opening balance and no sample-data opt-in.</comment></data>
+  <data name="Setup_Error_Unexpected" xml:space="preserve"><value>⟦Áñ úñéxpéçtéd érrór óççúrréd. Pléásé trý ágáíñ.—⟧</value><comment>Generic setup failure message.</comment></data>
+  <data name="Setup_General_OrgNameLabel" xml:space="preserve"><value>⟦Órgáñísátíóñ Ñámé—⟧</value><comment>General tab — organisation name label.</comment></data>
+  <data name="Setup_General_OrgNamePlaceholder" xml:space="preserve"><value>⟦é.g. Spríñgfíéld Çhórál Sóçíétý—⟧</value><comment>Placeholder for the organisation name field.</comment></data>
+  <data name="Setup_General_CurrencyLabel" xml:space="preserve"><value>⟦Çúrréñçý—⟧</value><comment>General tab — organisation currency picker label (spec 028, FR-001).</comment></data>
+  <data name="Setup_General_CurrencyHelp" xml:space="preserve"><value>⟦Thé çúrréñçý ýóúr bóóks áré képt íñ. Thís ís fíxéd óñçé sétúp ís çómplété.—⟧</value><comment>Help text under the currency picker (spec 028, FR-002).</comment></data>
+  <data name="Setup_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>⟦Fíñáñçíál Ýéár Stárt Móñth—⟧</value><comment>General tab — financial-year start month picker label (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_FinancialYearStartDayLabel" xml:space="preserve"><value>⟦Fíñáñçíál Ýéár Stárt Dáý—⟧</value><comment>General tab — financial-year start day picker label (spec 028, FR-020).</comment></data>
+  <data name="Setup_General_FinancialYearStartHelp" xml:space="preserve"><value>⟦Whéñ ýóúr fíñáñçíál ýéár bégíñs. Défáúlt 1 Júlý — thé Áústrálíáñ fíñáñçíál ýéár.—⟧</value><comment>Help text under the financial-year-start pickers (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_InceptionDateLabel" xml:space="preserve"><value>⟦Órgáñísátíóñ Íñçéptíóñ Dáté (óptíóñál)—⟧</value><comment>General tab — optional organisation founding-date picker label (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_General_InceptionDateHelp" xml:space="preserve"><value>⟦Thé dáté ýóúr órgáñísátíóñ wás fóúñdéd. Léávé bláñk úñléss ít fálls áftér ýóúr fíñáñçíál ýéár stárt — théñ ýóúr fírst fíñáñçíál ýéár ís répórtéd ás á shórtér "párt-ýéár".—⟧</value><comment>Help text under the optional inception-date picker (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_Fees_AnnualFeeLabel" xml:space="preserve"><value>⟦Áññúál Féé—⟧</value><comment>Membership Fees tab — annual fee label.</comment></data>
+  <data name="Setup_Fees_AttendanceFeeLabel" xml:space="preserve"><value>⟦Áttéñdáñçé Féé—⟧</value><comment>Membership Fees tab — attendance fee label.</comment></data>
+  <data name="Setup_Fees_RenewalMonthLabel" xml:space="preserve"><value>⟦Mémbérshíp Réñéwál Móñth—⟧</value><comment>Membership Fees tab — renewal month label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionLabel" xml:space="preserve"><value>⟦Áúdít Tráíl Rétéñtíóñ (ýéárs)—⟧</value><comment>Membership Fees tab — audit retention label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionHelp" xml:space="preserve"><value>⟦Hów lóñg áúdít tráíl hístórý ís képt béfóré thé stártúp púrgé rémóvés ít. Défáúlt 1 ýéár.—⟧</value><comment>Help text under the audit retention field.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_One" xml:space="preserve"><value>⟦{Count} ýéár—⟧</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_Other" xml:space="preserve"><value>⟦{Count} ýéárs—⟧</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Setup_Theme_Label" xml:space="preserve"><value>⟦Thémé:—⟧</value><comment>Setup Wizard theme dropdown label.</comment></data>
+  <data name="Setup_Language_Label" xml:space="preserve"><value>⟦Láñgúágé:—⟧</value><comment>Setup Wizard display-language dropdown label (spec 027, US3).</comment></data>
+  <data name="Setup_Language_HelpText" xml:space="preserve"><value>⟦Ýóú çáñ çháñgé thís látér íñ Séttíñgs.—⟧</value><comment>Help text under the Setup Wizard language dropdown.</comment></data>
+  <data name="Setup_Tax_AppliesLabel" xml:space="preserve"><value>⟦Sálés táx ápplíés tó thís órgáñísátíóñ—⟧</value><comment>Sales Tax tab — applicability checkbox label.</comment></data>
+  <data name="Setup_Tax_RateLabel" xml:space="preserve"><value>⟦Táx Ráté (%)—⟧</value><comment>Sales Tax tab — tax rate label.</comment></data>
+  <data name="Setup_Tax_EntryModeLabel" xml:space="preserve"><value>⟦Ámóúñt éñtrý—⟧</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Setup_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>⟦Áññúál Féé Táx Tréátméñt—⟧</value><comment>Sales Tax tab — annual fee tax-code label.</comment></data>
+  <data name="Setup_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>⟦Áttéñdáñçé Féé Táx Tréátméñt—⟧</value><comment>Sales Tax tab — attendance fee tax-code label.</comment></data>
+  <data name="Setup_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>⟦Táx-éxémpt (défáúlt)—⟧</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Setup_SampleData_CheckboxLabel" xml:space="preserve"><value>⟦Lóád sámplé dátá (mémbérs, réhéársáls, évéñts &amp; fíñáñçés)—⟧</value><comment>Debug-only checkbox label — load sample data.</comment></data>
+  <data name="Setup_Coa_Intro" xml:space="preserve"><value>⟦Qúéúé áñý ñéw áççóúñts tó ádd tó ýóúr Çhárt óf Áççóúñts. Thís ís óptíóñál — ýóú çáñ álwáýs ádd áççóúñts látér fróm Fíñáñçé ▸ Çhárt óf Áççóúñts. Évérý áççóúñt lístéd héré — íñçlúdíñg thé sýstém áççóúñts álréádý séédéd fór ýóú — wíll éxíst óñçé sétúp fíñíshés.—⟧</value><comment>Chart of Accounts tab intro paragraph.</comment></data>
+  <data name="Setup_Coa_AddHeading" xml:space="preserve"><value>⟦Ádd Áççóúñt—⟧</value><comment>Chart of Accounts tab — add-account section heading.</comment></data>
+  <data name="Setup_Coa_QueueAccountButton" xml:space="preserve"><value>⟦Qúéúé Áççóúñt—⟧</value><comment>Submit button text for the add-account form in the setup wizard.</comment></data>
+  <data name="Setup_Coa_ExistingHeading" xml:space="preserve"><value>⟦Éxístíñg Áççóúñts—⟧</value><comment>Chart of Accounts tab — existing accounts list heading.</comment></data>
+  <data name="Setup_Coa_ExistingEmpty" xml:space="preserve"><value>⟦Ñó áççóúñts éxíst ýét.—⟧</value><comment>Empty text for the existing accounts list.</comment></data>
+  <data name="Setup_Coa_QueuedHeading" xml:space="preserve"><value>⟦Qúéúéd Áççóúñts—⟧</value><comment>Chart of Accounts tab — queued accounts list heading.</comment></data>
+  <data name="Setup_Coa_QueuedEmpty" xml:space="preserve"><value>⟦Ñó áççóúñts qúéúéd ýét.—⟧</value><comment>Empty text for the queued accounts list.</comment></data>
+  <data name="Setup_Coa_BankCashSuffix" xml:space="preserve"><value>⟦ · Báñk/Çásh—⟧</value><comment>Suffix appended to a bank/cash account's type in the account lists.</comment></data>
+  <data name="Setup_Coa_SystemBadge" xml:space="preserve"><value>⟦Sýstém—⟧</value><comment>Badge / title marking a system account.</comment></data>
+  <data name="Setup_Ob_Intro" xml:space="preserve"><value>⟦Éñtér ópéñíñg báláñçés fór áñý áççóúñts ýóú'd líké tó stárt wíth á báláñçé — íñçlúdíñg áççóúñts ýóú júst qúéúéd óñ thé Çhárt óf Áççóúñts táb. Thís ís óptíóñál; ýóú çáñ álsó lóád sámplé dátá fróm thé Révíéw táb íñstéád.—⟧</value><comment>Opening Balances tab intro paragraph.</comment></data>
+  <data name="Setup_Ob_AsAtLabel" xml:space="preserve"><value>⟦Ás át—⟧</value><comment>Opening Balances tab — as-at date label.</comment></data>
+  <data name="Setup_Ob_QueueBalancesButton" xml:space="preserve"><value>⟦Qúéúé Báláñçés—⟧</value><comment>Submit button text for the opening-balance form in the setup wizard.</comment></data>
+  <data name="Setup_Committee_AgmMonthLabel" xml:space="preserve"><value>⟦ÁGM Móñth—⟧</value><comment>Committee tab — AGM month label.</comment></data>
+  <data name="Setup_Committee_AgmMonthHelp" xml:space="preserve"><value>⟦Thé móñth ýóúr ÁGM ís ñórmállý héld. Drívés çómmíttéé térm bóúñdáríés.—⟧</value><comment>Help text under the AGM month field.</comment></data>
+  <data name="Setup_Committee_SeatTargetLabel" xml:space="preserve"><value>⟦Géñérál Çómmíttéé Séát Çóúñt Tárgét—⟧</value><comment>Committee tab — seat target label.</comment></data>
+  <data name="Setup_Committee_SeatTargetHelp" xml:space="preserve"><value>⟦Óptíóñál — gúídáñçé óñlý, ñó hárd çáp ís éñfórçéd whéñ réçórdíñg áñ ÁGM.—⟧</value><comment>Help text under the seat target field.</comment></data>
+  <data name="Setup_Committee_TitlesLabel" xml:space="preserve"><value>⟦Áddítíóñál Óffíçé-Hóldér Títlés—⟧</value><comment>Committee tab — additional titles input label.</comment></data>
+  <data name="Setup_Committee_TitlesPlaceholder" xml:space="preserve"><value>⟦é.g. Públíçítý Óffíçér—⟧</value><comment>Placeholder for the additional-title input.</comment></data>
+  <data name="Setup_Committee_AddTitleAriaLabel" xml:space="preserve"><value>⟦Ádd títlé—⟧</value><comment>aria-label on the add-title arrow button.</comment></data>
+  <data name="Setup_Committee_TitlesHelp" xml:space="preserve"><value>⟦Óptíóñál, óñé át á tímé. Présídéñt/Séçrétárý/Tréásúrér áré álwáýs íñçlúdéd. Çáñ álsó bé çóñfígúréd látér fróm Séttíñgs.—⟧</value><comment>Help text under the additional-titles input.</comment></data>
+  <data name="Setup_Committee_TitlesListLabel" xml:space="preserve"><value>⟦Áddítíóñál Títlés—⟧</value><comment>Committee tab — queued titles list label.</comment></data>
+  <data name="Setup_Committee_TitlesListEmpty" xml:space="preserve"><value>⟦Ñó áddítíóñál títlés áddéd ýét.—⟧</value><comment>Empty text for the queued titles list.</comment></data>
+  <data name="Setup_Committee_ErrorBlank" xml:space="preserve"><value>⟦Éñtér á títlé béfóré áddíñg.—⟧</value><comment>Validation — the title input was blank.</comment></data>
+  <data name="Setup_Committee_ErrorDuplicate" xml:space="preserve"><value>⟦"{Title}" hás álréádý bééñ áddéd.—⟧</value><comment>Validation — the title is already queued. {Title} = the entered title.</comment></data>
+  <data name="Setup_Review_Heading" xml:space="preserve"><value>⟦Révíéw—⟧</value><comment>Review tab heading.</comment></data>
+  <data name="Setup_Review_OrgNameTerm" xml:space="preserve"><value>⟦Órgáñísátíóñ Ñámé—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_ThemeTerm" xml:space="preserve"><value>⟦Thémé—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTerm" xml:space="preserve"><value>⟦Áññúál Féé—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTerm" xml:space="preserve"><value>⟦Áttéñdáñçé Féé—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_RenewalMonthTerm" xml:space="preserve"><value>⟦Mémbérshíp Réñéwál Móñth—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SalesTaxAppliesTerm" xml:space="preserve"><value>⟦Sálés Táx Ápplíés—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_TaxRateTerm" xml:space="preserve"><value>⟦Táx Ráté—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTaxTerm" xml:space="preserve"><value>⟦Áññúál Féé Táx Tréátméñt—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTaxTerm" xml:space="preserve"><value>⟦Áttéñdáñçé Féé Táx Tréátméñt—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AgmMonthTerm" xml:space="preserve"><value>⟦ÁGM Móñth—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AuditRetentionTerm" xml:space="preserve"><value>⟦Áúdít Tráíl Rétéñtíóñ—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SeatTargetTerm" xml:space="preserve"><value>⟦Séát Çóúñt Tárgét—⟧</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_Yes" xml:space="preserve"><value>⟦Ýés—⟧</value><comment>Review tab — affirmative value.</comment></data>
+  <data name="Setup_Review_No" xml:space="preserve"><value>⟦Ñó—⟧</value><comment>Review tab — negative value.</comment></data>
+  <data name="Setup_Review_NotSet" xml:space="preserve"><value>⟦Ñót sét—⟧</value><comment>Review tab — shown for an unset optional value.</comment></data>
+  <data name="Setup_Review_TaxExemptDefault" xml:space="preserve"><value>⟦Táx-éxémpt (défáúlt)—⟧</value><comment>Review tab — shown for an unset tax treatment.</comment></data>
+  <data name="Setup_Review_TitlesHeading" xml:space="preserve"><value>⟦Áddítíóñál Óffíçé-Hóldér Títlés—⟧</value><comment>Review tab — queued titles heading.</comment></data>
+  <data name="Setup_Review_TitlesEmpty" xml:space="preserve"><value>⟦Ñóñé.—⟧</value><comment>Empty text for the review queued-titles list.</comment></data>
+  <data name="Setup_Review_AccountsHeading" xml:space="preserve"><value>⟦Qúéúéd Çhárt óf Áççóúñts Éñtríés—⟧</value><comment>Review tab — queued accounts heading.</comment></data>
+  <data name="Setup_Review_AccountsEmpty" xml:space="preserve"><value>⟦Ñóñé qúéúéd.—⟧</value><comment>Empty text for the review queued-accounts list.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_One" xml:space="preserve"><value>⟦{Count} ýéár—⟧</value><comment>Review tab audit-retention value, singular.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_Other" xml:space="preserve"><value>⟦{Count} ýéárs—⟧</value><comment>Review tab audit-retention value, plural.</comment></data>
+  <data name="Setup_Review_BankCashSuffix" xml:space="preserve"><value>⟦ · Báñk/Çásh—⟧</value><comment>Suffix appended to a bank/cash account's type in the review list.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SetupResource.resx b/src/StageFright.UI/Resources/Strings/SetupResource.resx
new file mode 100644
index 00000000..e6f8e684
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SetupResource.resx
@@ -0,0 +1,214 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Setup_Page_Title" xml:space="preserve"><value>First-Time Setup — StageFright Community</value><comment>Browser tab title — Setup Wizard.</comment></data>
+  <data name="Setup_FirstRun_PageTitle" xml:space="preserve"><value>Welcome — StageFright Community</value><comment>Browser tab title — first-run language-select screen (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Heading" xml:space="preserve"><value>Welcome to StageFright Community</value><comment>First-run language-select screen heading (spec 029).</comment></data>
+  <data name="Setup_FirstRun_Subheading" xml:space="preserve"><value>Choose your display language to get started.</value><comment>Sub-heading under the first-run screen title (spec 029).</comment></data>
+  <data name="Setup_FirstRun_ConfirmButton" xml:space="preserve"><value>Continue</value><comment>First-run language-select screen — confirm button (spec 029).</comment></data>
+  <data name="Setup_FirstRun_SeedingError" xml:space="preserve"><value>Something went wrong while loading the sample data. Please try again.</value><comment>First-run language-select screen — sample-data seeding failure message (spec 029, US3).</comment></data>
+  <data name="Setup_FirstRun_SampleOrganizationPlaceholder" xml:space="preserve"><value>Sample Organisation</value><comment>First-run language-select screen — placeholder organisation name for the sample-data setup request; DebugDataSeeder overwrites it with a generated name once seeding runs (spec 029, US3).</comment></data>
+  <data name="Setup_Wizard_Heading" xml:space="preserve"><value>StageFright Community - Setup Wizard</value><comment>Setup Wizard page heading.</comment></data>
+  <data name="Setup_Wizard_Subheading" xml:space="preserve"><value>Complete the setup below to get started.</value><comment>Sub-heading under the wizard title.</comment></data>
+  <data name="Setup_Tab_OrganisationSettings" xml:space="preserve"><value>Organisation Settings</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_ChartOfAccounts" xml:space="preserve"><value>Chart of Accounts</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_OpeningBalances" xml:space="preserve"><value>Opening Balances</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Committee" xml:space="preserve"><value>Committee</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_Review" xml:space="preserve"><value>Review</value><comment>Setup Wizard tab title.</comment></data>
+  <data name="Setup_Tab_LoadFailed" xml:space="preserve"><value>This tab failed to load.</value><comment>Shown when a setup tab throws.</comment></data>
+  <data name="Setup_Nav_NextButton" xml:space="preserve"><value>Next</value><comment>Setup Wizard — advance to the next tab.</comment></data>
+  <data name="Setup_Nav_FinishButton" xml:space="preserve"><value>Finish</value><comment>Setup Wizard — complete setup.</comment></data>
+  <data name="Setup_Seeding_Message" xml:space="preserve"><value>Setting up your sample data — this may take a few minutes. Please don't close the app.</value><comment>Overlay message while sample data is being seeded.</comment></data>
+  <data name="Setup_Error_InvalidSubmit" xml:space="preserve"><value>Some required fields are incomplete — check every tab before finishing.</value><comment>Shown when Finish is clicked with an invalid field somewhere.</comment></data>
+  <data name="Setup_Error_NoOpeningBalance" xml:space="preserve"><value>Enter at least one opening balance, or select "Load sample data" on the Review tab, before finishing.</value><comment>Shown when Finish is attempted with no opening balance and no sample-data opt-in.</comment></data>
+  <data name="Setup_Error_Unexpected" xml:space="preserve"><value>An unexpected error occurred. Please try again.</value><comment>Generic setup failure message.</comment></data>
+  <data name="Setup_General_OrgNameLabel" xml:space="preserve"><value>Organisation Name</value><comment>General tab — organisation name label.</comment></data>
+  <data name="Setup_General_OrgNamePlaceholder" xml:space="preserve"><value>e.g. Springfield Choral Society</value><comment>Placeholder for the organisation name field.</comment></data>
+  <data name="Setup_General_CurrencyLabel" xml:space="preserve"><value>Currency</value><comment>General tab — organisation currency picker label (spec 028, FR-001).</comment></data>
+  <data name="Setup_General_CurrencyHelp" xml:space="preserve"><value>The currency your books are kept in. This is fixed once setup is complete.</value><comment>Help text under the currency picker (spec 028, FR-002).</comment></data>
+  <data name="Setup_General_FinancialYearStartMonthLabel" xml:space="preserve"><value>Financial Year Start Month</value><comment>General tab — financial-year start month picker label (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_FinancialYearStartDayLabel" xml:space="preserve"><value>Financial Year Start Day</value><comment>General tab — financial-year start day picker label (spec 028, FR-020).</comment></data>
+  <data name="Setup_General_FinancialYearStartHelp" xml:space="preserve"><value>When your financial year begins. Default 1 July — the Australian financial year.</value><comment>Help text under the financial-year-start pickers (spec 028, FR-019).</comment></data>
+  <data name="Setup_General_InceptionDateLabel" xml:space="preserve"><value>Organisation Inception Date (optional)</value><comment>General tab — optional organisation founding-date picker label (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_General_InceptionDateHelp" xml:space="preserve"><value>The date your organisation was founded. Leave blank unless it falls after your financial year start — then your first financial year is reported as a shorter "part-year".</value><comment>Help text under the optional inception-date picker (spec 028, FR-022 / issue #353).</comment></data>
+  <data name="Setup_Fees_AnnualFeeLabel" xml:space="preserve"><value>Annual Fee</value><comment>Membership Fees tab — annual fee label.</comment></data>
+  <data name="Setup_Fees_AttendanceFeeLabel" xml:space="preserve"><value>Attendance Fee</value><comment>Membership Fees tab — attendance fee label.</comment></data>
+  <data name="Setup_Fees_RenewalMonthLabel" xml:space="preserve"><value>Membership Renewal Month</value><comment>Membership Fees tab — renewal month label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionLabel" xml:space="preserve"><value>Audit Trail Retention (years)</value><comment>Membership Fees tab — audit retention label.</comment></data>
+  <data name="Setup_Fees_AuditRetentionHelp" xml:space="preserve"><value>How long audit trail history is kept before the startup purge removes it. Default 1 year.</value><comment>Help text under the audit retention field.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_One" xml:space="preserve"><value>{Count} year</value><comment>Audit-retention select option, singular.</comment></data>
+  <data name="Setup_Fees_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} years</value><comment>Audit-retention select option, plural.</comment></data>
+  <data name="Setup_Theme_Label" xml:space="preserve"><value>Theme:</value><comment>Setup Wizard theme dropdown label.</comment></data>
+  <data name="Setup_Language_Label" xml:space="preserve"><value>Language:</value><comment>Setup Wizard display-language dropdown label (spec 027, US3).</comment></data>
+  <data name="Setup_Language_HelpText" xml:space="preserve"><value>You can change this later in Settings.</value><comment>Help text under the Setup Wizard language dropdown.</comment></data>
+  <data name="Setup_Tax_AppliesLabel" xml:space="preserve"><value>Sales tax applies to this organisation</value><comment>Sales Tax tab — applicability checkbox label.</comment></data>
+  <data name="Setup_Tax_RateLabel" xml:space="preserve"><value>Tax Rate (%)</value><comment>Sales Tax tab — tax rate label.</comment></data>
+  <data name="Setup_Tax_EntryModeLabel" xml:space="preserve"><value>Amount entry</value><comment>Sales Tax tab — label for the tax-inclusive / tax-exclusive amount-entry mode selector.</comment></data>
+  <data name="Setup_Tax_AnnualFeeTreatmentLabel" xml:space="preserve"><value>Annual Fee Tax Treatment</value><comment>Sales Tax tab — annual fee tax-code label.</comment></data>
+  <data name="Setup_Tax_AttendanceFeeTreatmentLabel" xml:space="preserve"><value>Attendance Fee Tax Treatment</value><comment>Sales Tax tab — attendance fee tax-code label.</comment></data>
+  <data name="Setup_Tax_TaxExemptDefaultOption" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Tax-treatment select — the unset/default option.</comment></data>
+  <data name="Setup_SampleData_CheckboxLabel" xml:space="preserve"><value>Load sample data (members, rehearsals, events &amp; finances)</value><comment>Debug-only checkbox label — load sample data.</comment></data>
+  <data name="Setup_Coa_Intro" xml:space="preserve"><value>Queue any new accounts to add to your Chart of Accounts. This is optional — you can always add accounts later from Finance ▸ Chart of Accounts. Every account listed here — including the system accounts already seeded for you — will exist once setup finishes.</value><comment>Chart of Accounts tab intro paragraph.</comment></data>
+  <data name="Setup_Coa_AddHeading" xml:space="preserve"><value>Add Account</value><comment>Chart of Accounts tab — add-account section heading.</comment></data>
+  <data name="Setup_Coa_QueueAccountButton" xml:space="preserve"><value>Queue Account</value><comment>Submit button text for the add-account form in the setup wizard.</comment></data>
+  <data name="Setup_Coa_ExistingHeading" xml:space="preserve"><value>Existing Accounts</value><comment>Chart of Accounts tab — existing accounts list heading.</comment></data>
+  <data name="Setup_Coa_ExistingEmpty" xml:space="preserve"><value>No accounts exist yet.</value><comment>Empty text for the existing accounts list.</comment></data>
+  <data name="Setup_Coa_QueuedHeading" xml:space="preserve"><value>Queued Accounts</value><comment>Chart of Accounts tab — queued accounts list heading.</comment></data>
+  <data name="Setup_Coa_QueuedEmpty" xml:space="preserve"><value>No accounts queued yet.</value><comment>Empty text for the queued accounts list.</comment></data>
+  <data name="Setup_Coa_BankCashSuffix" xml:space="preserve"><value> · Bank/Cash</value><comment>Suffix appended to a bank/cash account's type in the account lists.</comment></data>
+  <data name="Setup_Coa_SystemBadge" xml:space="preserve"><value>System</value><comment>Badge / title marking a system account.</comment></data>
+  <data name="Setup_Ob_Intro" xml:space="preserve"><value>Enter opening balances for any accounts you'd like to start with a balance — including accounts you just queued on the Chart of Accounts tab. This is optional; you can also load sample data from the Review tab instead.</value><comment>Opening Balances tab intro paragraph.</comment></data>
+  <data name="Setup_Ob_AsAtLabel" xml:space="preserve"><value>As at</value><comment>Opening Balances tab — as-at date label.</comment></data>
+  <data name="Setup_Ob_QueueBalancesButton" xml:space="preserve"><value>Queue Balances</value><comment>Submit button text for the opening-balance form in the setup wizard.</comment></data>
+  <data name="Setup_Committee_AgmMonthLabel" xml:space="preserve"><value>AGM Month</value><comment>Committee tab — AGM month label.</comment></data>
+  <data name="Setup_Committee_AgmMonthHelp" xml:space="preserve"><value>The month your AGM is normally held. Drives committee term boundaries.</value><comment>Help text under the AGM month field.</comment></data>
+  <data name="Setup_Committee_SeatTargetLabel" xml:space="preserve"><value>General Committee Seat Count Target</value><comment>Committee tab — seat target label.</comment></data>
+  <data name="Setup_Committee_SeatTargetHelp" xml:space="preserve"><value>Optional — guidance only, no hard cap is enforced when recording an AGM.</value><comment>Help text under the seat target field.</comment></data>
+  <data name="Setup_Committee_TitlesLabel" xml:space="preserve"><value>Additional Office-Holder Titles</value><comment>Committee tab — additional titles input label.</comment></data>
+  <data name="Setup_Committee_TitlesPlaceholder" xml:space="preserve"><value>e.g. Publicity Officer</value><comment>Placeholder for the additional-title input.</comment></data>
+  <data name="Setup_Committee_AddTitleAriaLabel" xml:space="preserve"><value>Add title</value><comment>aria-label on the add-title arrow button.</comment></data>
+  <data name="Setup_Committee_TitlesHelp" xml:space="preserve"><value>Optional, one at a time. President/Secretary/Treasurer are always included. Can also be configured later from Settings.</value><comment>Help text under the additional-titles input.</comment></data>
+  <data name="Setup_Committee_TitlesListLabel" xml:space="preserve"><value>Additional Titles</value><comment>Committee tab — queued titles list label.</comment></data>
+  <data name="Setup_Committee_TitlesListEmpty" xml:space="preserve"><value>No additional titles added yet.</value><comment>Empty text for the queued titles list.</comment></data>
+  <data name="Setup_Committee_ErrorBlank" xml:space="preserve"><value>Enter a title before adding.</value><comment>Validation — the title input was blank.</comment></data>
+  <data name="Setup_Committee_ErrorDuplicate" xml:space="preserve"><value>"{Title}" has already been added.</value><comment>Validation — the title is already queued. {Title} = the entered title.</comment></data>
+  <data name="Setup_Review_Heading" xml:space="preserve"><value>Review</value><comment>Review tab heading.</comment></data>
+  <data name="Setup_Review_OrgNameTerm" xml:space="preserve"><value>Organisation Name</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_ThemeTerm" xml:space="preserve"><value>Theme</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTerm" xml:space="preserve"><value>Annual Fee</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTerm" xml:space="preserve"><value>Attendance Fee</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_RenewalMonthTerm" xml:space="preserve"><value>Membership Renewal Month</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SalesTaxAppliesTerm" xml:space="preserve"><value>Sales Tax Applies</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_TaxRateTerm" xml:space="preserve"><value>Tax Rate</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AnnualFeeTaxTerm" xml:space="preserve"><value>Annual Fee Tax Treatment</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AttendanceFeeTaxTerm" xml:space="preserve"><value>Attendance Fee Tax Treatment</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AgmMonthTerm" xml:space="preserve"><value>AGM Month</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_AuditRetentionTerm" xml:space="preserve"><value>Audit Trail Retention</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_SeatTargetTerm" xml:space="preserve"><value>Seat Count Target</value><comment>Review tab term.</comment></data>
+  <data name="Setup_Review_Yes" xml:space="preserve"><value>Yes</value><comment>Review tab — affirmative value.</comment></data>
+  <data name="Setup_Review_No" xml:space="preserve"><value>No</value><comment>Review tab — negative value.</comment></data>
+  <data name="Setup_Review_NotSet" xml:space="preserve"><value>Not set</value><comment>Review tab — shown for an unset optional value.</comment></data>
+  <data name="Setup_Review_TaxExemptDefault" xml:space="preserve"><value>Tax-exempt (default)</value><comment>Review tab — shown for an unset tax treatment.</comment></data>
+  <data name="Setup_Review_TitlesHeading" xml:space="preserve"><value>Additional Office-Holder Titles</value><comment>Review tab — queued titles heading.</comment></data>
+  <data name="Setup_Review_TitlesEmpty" xml:space="preserve"><value>None.</value><comment>Empty text for the review queued-titles list.</comment></data>
+  <data name="Setup_Review_AccountsHeading" xml:space="preserve"><value>Queued Chart of Accounts Entries</value><comment>Review tab — queued accounts heading.</comment></data>
+  <data name="Setup_Review_AccountsEmpty" xml:space="preserve"><value>None queued.</value><comment>Empty text for the review queued-accounts list.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_One" xml:space="preserve"><value>{Count} year</value><comment>Review tab audit-retention value, singular.</comment></data>
+  <data name="Setup_Review_AuditRetentionYears_Other" xml:space="preserve"><value>{Count} years</value><comment>Review tab audit-retention value, plural.</comment></data>
+  <data name="Setup_Review_BankCashSuffix" xml:space="preserve"><value> · Bank/Cash</value><comment>Suffix appended to a bank/cash account's type in the review list.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SharedResource.cs b/src/StageFright.UI/Resources/Strings/SharedResource.cs
new file mode 100644
index 00000000..67b4934b
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SharedResource.cs
@@ -0,0 +1,10 @@
+namespace StageFright.UI.Resources.Strings;
+
+/// <summary>
+/// Marker type that locates <c>SharedResource.resx</c> via <see cref="Microsoft.Extensions.Localization.IStringLocalizer{SharedResource}"/>.
+/// Contains no members — the neutral (en-AU) <c>.resx</c> beside this file holds the text owned
+/// by cross-cutting actions and generic chrome shared across every module (Save/Cancel/Close/Yes/No, "Loading…", common table headers).
+/// </summary>
+public class SharedResource
+{
+}
diff --git a/src/StageFright.UI/Resources/Strings/SharedResource.en-US.resx b/src/StageFright.UI/Resources/Strings/SharedResource.en-US.resx
new file mode 100644
index 00000000..15e35d09
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SharedResource.en-US.resx
@@ -0,0 +1,379 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Shared_Action_Save" xml:space="preserve">
+    <value>Save</value>
+    <comment>Generic Save button label.</comment>
+  </data>
+  <data name="Shared_Action_Saving" xml:space="preserve">
+    <value>Saving…</value>
+    <comment>Generic Save button label while a save is in progress.</comment>
+  </data>
+  <data name="Shared_Action_Cancel" xml:space="preserve">
+    <value>Cancel</value>
+    <comment>Generic Cancel button label.</comment>
+  </data>
+  <data name="Shared_Action_Edit" xml:space="preserve">
+    <value>Edit</value>
+    <comment>Generic Edit button label.</comment>
+  </data>
+  <data name="Shared_Common_Loading" xml:space="preserve">
+    <value>Loading…</value>
+    <comment>Generic loading indicator text.</comment>
+  </data>
+  <data name="Shared_Table_ActionsColumn" xml:space="preserve">
+    <value>Actions</value>
+    <comment>Generic grid column header for a row's action buttons.</comment>
+  </data>
+  <data name="Shared_Table_StatusColumn" xml:space="preserve">
+    <value>Status</value>
+    <comment>Generic grid column / field label for a status value.</comment>
+  </data>
+  <data name="Shared_Error_Unexpected" xml:space="preserve">
+    <value>An unexpected error occurred. Please try again.</value>
+    <comment>Generic fallback message shown when an operation fails unexpectedly.</comment>
+  </data>
+  <data name="Shared_Tile_LoadError" xml:space="preserve">
+    <value>Unable to load</value>
+    <comment>Generic dashboard-tile message shown when the tile's data fails to load.</comment>
+  </data>
+  <data name="Shared_Tile_LoadErrorFor" xml:space="preserve">
+    <value>Unable to load {TileTitle}</value>
+    <comment>Tile renderer error text. {TileTitle} = the failing tile's title.</comment>
+  </data>
+  <data name="Shared_Action_Close" xml:space="preserve">
+    <value>Close</value>
+    <comment>Generic Close button / dialog-dismiss aria-label.</comment>
+  </data>
+  <data name="Shared_Action_Remove" xml:space="preserve">
+    <value>Remove</value>
+    <comment>Generic Remove button label / aria-label (e.g. remove a row from a bordered list box).</comment>
+  </data>
+  <data name="Shared_Action_TryAgain" xml:space="preserve">
+    <value>Try Again</value>
+    <comment>Generic retry button label.</comment>
+  </data>
+  <data name="Shared_Action_Apply" xml:space="preserve">
+    <value>Apply</value>
+    <comment>Generic Apply button label (e.g. apply report filters).</comment>
+  </data>
+  <data name="Shared_ListBox_DefaultEmpty" xml:space="preserve">
+    <value>Nothing added yet.</value>
+    <comment>Default empty-state text for a bordered list box.</comment>
+  </data>
+  <data name="Shared_AddAccount_NamePlaceholder" xml:space="preserve">
+    <value>Account name</value>
+    <comment>Placeholder and aria-label for the account-name field in the shared add-account form.</comment>
+  </data>
+  <data name="Shared_AddAccount_TypeAriaLabel" xml:space="preserve">
+    <value>Account type</value>
+    <comment>aria-label for the account-type select in the shared add-account form.</comment>
+  </data>
+  <data name="Shared_AddAccount_BankAccountLabel" xml:space="preserve">
+    <value>Bank / cash account</value>
+    <comment>Checkbox label marking an asset account as a bank/cash account.</comment>
+  </data>
+  <data name="Shared_AddAccount_AddingText" xml:space="preserve">
+    <value>Adding…</value>
+    <comment>Add-account submit button text while a create is in progress.</comment>
+  </data>
+  <data name="Shared_AddAccount_SubmitButton" xml:space="preserve">
+    <value>Add Account</value>
+    <comment>Default submit button text for the shared add-account form.</comment>
+  </data>
+  <data name="Shared_AddAccount_DuplicateError" xml:space="preserve">
+    <value>An account named '{AccountName}' already exists.</value>
+    <comment>Shown when the entered account name matches an existing one. {AccountName} = the entered name.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_AlreadyPostedWarning" xml:space="preserve">
+    <value>Opening balances have already been posted. Posting again will add to the existing balances rather than replace them.</value>
+    <comment>Warning shown above the opening-balances entry table when balances already exist.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_Instruction" xml:space="preserve">
+    <value>Enter each account's balance as at {AsAtDate}. Leave accounts you don't need at zero. Any difference is posted to Opening Balance Equity automatically.</value>
+    <comment>Instruction above the opening-balances entry table. {AsAtDate} = the as-at date, long form.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_NumberColumn" xml:space="preserve">
+    <value>Number</value>
+    <comment>Opening-balances table column header — account number.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_AccountColumn" xml:space="preserve">
+    <value>Account</value>
+    <comment>Opening-balances table column header — account name.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_TypeColumn" xml:space="preserve">
+    <value>Type</value>
+    <comment>Opening-balances table column header — account type.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_BalanceColumn" xml:space="preserve">
+    <value>Balance</value>
+    <comment>Opening-balances table column header — the entered balance.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_BalanceForAriaLabel" xml:space="preserve">
+    <value>Balance for {AccountName}</value>
+    <comment>aria-label on an opening-balance amount input. {AccountName} = the account name.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_PlugRow" xml:space="preserve">
+    <value>Opening Balance Equity plug</value>
+    <comment>Opening-balances table footer row label for the balancing equity plug.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_PostingText" xml:space="preserve">
+    <value>Posting…</value>
+    <comment>Opening-balances submit button text while a post is in progress.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_SubmitButton" xml:space="preserve">
+    <value>Post Opening Balances</value>
+    <comment>Default submit button text for the shared opening-balances form.</comment>
+  </data>
+  <data name="Shared_Forgiveness_Title" xml:space="preserve">
+    <value>Reactivation Fee Forgiveness</value>
+    <comment>Heading of the reactivation fee-forgiveness dialog.</comment>
+  </data>
+  <data name="Shared_Forgiveness_LoadingText" xml:space="preserve">
+    <value>Loading fees…</value>
+    <comment>Status text while the forgiveness dialog loads outstanding fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_NoFees" xml:space="preserve">
+    <value>No outstanding fees to forgive for this member.</value>
+    <comment>Shown when the member has no outstanding fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_Instruction" xml:space="preserve">
+    <value>Prior-year fees are pre-selected for forgiveness. Uncheck any fees you wish to retain.</value>
+    <comment>Instruction text in the forgiveness dialog.</comment>
+  </data>
+  <data name="Shared_Forgiveness_PriorYearBadge" xml:space="preserve">
+    <value>Prior year</value>
+    <comment>Badge marking a fee as being from a prior year.</comment>
+  </data>
+  <data name="Shared_Forgiveness_FeeRow" xml:space="preserve">
+    <value>{FeeDate} — {Amount}</value>
+    <comment>A selectable fee row in the forgiveness dialog. {FeeDate} = fee date, {Amount} = fee amount as AUD.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ApplyingText" xml:space="preserve">
+    <value>Applying…</value>
+    <comment>Forgiveness submit button text while applying.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ForgiveButton_One" xml:space="preserve">
+    <value>Forgive {Count} fee</value>
+    <comment>Forgiveness submit button label, singular. {Count} = number of selected fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ForgiveButton_Other" xml:space="preserve">
+    <value>Forgive {Count} fees</value>
+    <comment>Forgiveness submit button label, plural. {Count} = number of selected fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_LoadError" xml:space="preserve">
+    <value>Failed to load fees: {Detail}</value>
+    <comment>Shown when loading fees for forgiveness fails. {Detail} = the error detail.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ApplyError" xml:space="preserve">
+    <value>Failed to apply forgiveness: {Detail}</value>
+    <comment>Shown when applying forgiveness fails. {Detail} = the error detail.</comment>
+  </data>
+  <data name="Shared_Report_GeneratingText" xml:space="preserve">
+    <value>Generating report...</value>
+    <comment>Status text while a report is being generated.</comment>
+  </data>
+  <data name="Shared_Report_GenerateFailedHeading" xml:space="preserve">
+    <value>Unable to generate report.</value>
+    <comment>Bold lead-in of the report-generation error alert.</comment>
+  </data>
+  <data name="Shared_Report_GeneratedAt" xml:space="preserve">
+    <value>Generated: {Timestamp} UTC</value>
+    <comment>Report viewer — when the report was generated. {Timestamp} = date and time.</comment>
+  </data>
+  <data name="Shared_Report_ActionsAriaLabel" xml:space="preserve">
+    <value>Report actions</value>
+    <comment>aria-label on the report action button group.</comment>
+  </data>
+  <data name="Shared_Report_PrintButton" xml:space="preserve">
+    <value>Print / PDF</value>
+    <comment>Report viewer button — print / save as PDF.</comment>
+  </data>
+  <data name="Shared_Report_ExportCsvButton" xml:space="preserve">
+    <value>Export CSV</value>
+    <comment>Report viewer button — export as CSV.</comment>
+  </data>
+  <data name="Shared_Report_RefreshButton" xml:space="preserve">
+    <value>Refresh</value>
+    <comment>Report viewer button — regenerate the report.</comment>
+  </data>
+  <data name="Shared_Report_RowsRange" xml:space="preserve">
+    <value>Rows {From}–{To} of {Total}</value>
+    <comment>Report viewer paging summary. {From}/{To} = visible row range, {Total} = total rows.</comment>
+  </data>
+  <data name="Shared_Report_PrevPage" xml:space="preserve">
+    <value>‹ Prev</value>
+    <comment>Report viewer — previous page button.</comment>
+  </data>
+  <data name="Shared_Report_NextPage" xml:space="preserve">
+    <value>Next ›</value>
+    <comment>Report viewer — next page button.</comment>
+  </data>
+  <data name="Shared_Report_PrevPageAriaLabel" xml:space="preserve">
+    <value>Previous page</value>
+    <comment>aria-label on the report viewer previous-page button.</comment>
+  </data>
+  <data name="Shared_Report_NextPageAriaLabel" xml:space="preserve">
+    <value>Next page</value>
+    <comment>aria-label on the report viewer next-page button.</comment>
+  </data>
+  <data name="Shared_Report_PageOf" xml:space="preserve">
+    <value>Page {Current} of {Total}</value>
+    <comment>Report viewer paging indicator. {Current} = current page, {Total} = total pages.</comment>
+  </data>
+  <data name="Shared_Report_PageNavAriaLabel" xml:space="preserve">
+    <value>Report page navigation</value>
+    <comment>aria-label on the report viewer pagination nav.</comment>
+  </data>
+  <data name="Shared_Report_CancelledError" xml:space="preserve">
+    <value>Report generation was canceled.</value>
+    <comment>Shown when report generation is cancelled by the user.</comment>
+  </data>
+  <data name="Shared_Report_GenerateError" xml:space="preserve">
+    <value>An error occurred while generating the report. Please try again. ({ErrorType})</value>
+    <comment>Shown when report generation throws. {ErrorType} = the exception type name.</comment>
+  </data>
+  <data name="Shared_Report_PdfError" xml:space="preserve">
+    <value>Unable to generate PDF. Please try again.</value>
+    <comment>Shown when rendering the report PDF fails.</comment>
+  </data>
+  <data name="Shared_Report_CsvError" xml:space="preserve">
+    <value>Unable to export CSV. Please try again.</value>
+    <comment>Shown when exporting the report CSV fails.</comment>
+  </data>
+  <data name="Shared_StartupError_Heading" xml:space="preserve"><value>Database Error</value><comment>Heading on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_Body" xml:space="preserve"><value>StageFright Community could not open its database. The file may be corrupted or inaccessible.</value><comment>Body text on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_DbLocationLabel" xml:space="preserve"><value>Database location:</value><comment>Label preceding the database file path on the startup error page.</comment></data>
+  <data name="Shared_StartupError_OpenFolderButton" xml:space="preserve"><value>Open File Location</value><comment>Button — open the folder containing the database file.</comment></data>
+  <data name="Shared_StartupError_RecreateButton" xml:space="preserve"><value>Create New Database</value><comment>Button — delete the corrupt database and start fresh.</comment></data>
+  <data name="Shared_StartupError_RecreatingText" xml:space="preserve"><value>Creating new database…</value><comment>Recreate button text while the new database is being created.</comment></data>
+  <data name="Shared_StartupError_OpenFolderError" xml:space="preserve"><value>Could not open folder: {Detail}</value><comment>Shown when opening the database folder fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_StartupError_DeleteError" xml:space="preserve"><value>Could not delete the database file: {Detail}</value><comment>Shown when deleting the corrupt database fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_ReportsPage_Title" xml:space="preserve"><value>Reports — StageFright Community</value><comment>Browser tab title — Reports page.</comment></data>
+  <data name="Shared_ReportsPage_Heading" xml:space="preserve"><value>Reports</value><comment>Reports page heading.</comment></data>
+  <data name="Shared_ReportsPage_NotFound" xml:space="preserve"><value>Report "{ReportId}" not found.</value><comment>Shown when a report id in the URL has no provider. {ReportId} = the id.</comment></data>
+  <data name="Shared_ReportsPage_SelectPrompt" xml:space="preserve"><value>Select a report from the navigation menu to generate it.</value><comment>Shown on the Reports page when no report is selected.</comment></data>
+  <data name="Shared_App_ErrorHeading" xml:space="preserve"><value>An error occurred</value><comment>Heading of the router error-boundary panel shown when a page throws.</comment></data>
+  <data name="Shared_App_ErrorDismissButton" xml:space="preserve"><value>Dismiss and retry</value><comment>Button on the router error-boundary panel — clears the error and re-renders the page.</comment></data>
+  <data name="Shared_App_NotFoundTitle" xml:space="preserve"><value>Not Found — StageFright Community</value><comment>Browser tab title for an unrouted URL.</comment></data>
+  <data name="Shared_App_NotFoundHeading" xml:space="preserve"><value>Page Not Found</value><comment>Heading shown when a URL matches no page.</comment></data>
+  <data name="Shared_App_NotFoundBody" xml:space="preserve"><value>The requested page could not be found.</value><comment>Body text on the "page not found" screen; followed by the return-to-dashboard link.</comment></data>
+  <data name="Shared_App_NotFoundReturnLink" xml:space="preserve"><value>Return to dashboard</value><comment>Hyperlink caption on the "page not found" screen — navigates to the dashboard.</comment></data>
+  <data name="Shared_StartupWarning_AuditPurgeFailed" xml:space="preserve"><value>The startup cleanup of expired audit-trail entries did not complete. Your records are intact; the cleanup will be retried the next time the app starts.</value><comment>Non-fatal dashboard banner shown when the startup audit-trail purge failed (spec 028, FR-025).</comment></data>
+  <data name="Shared_StartupWarning_DismissLabel" xml:space="preserve"><value>Dismiss</value><comment>Button that hides the non-fatal startup-warning banner for the current session.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SharedResource.fr-FR.resx b/src/StageFright.UI/Resources/Strings/SharedResource.fr-FR.resx
new file mode 100644
index 00000000..11ff5ebf
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SharedResource.fr-FR.resx
@@ -0,0 +1,87 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Shared_Action_Save" xml:space="preserve"><value>Enregistrer</value><comment>Generic Save button label.</comment></data>
+  <data name="Shared_Action_Saving" xml:space="preserve"><value>Enregistrement…</value><comment>Generic Save button label while a save is in progress.</comment></data>
+  <data name="Shared_Action_Cancel" xml:space="preserve"><value>Annuler</value><comment>Generic Cancel button label.</comment></data>
+  <data name="Shared_Action_Edit" xml:space="preserve"><value>Modifier</value><comment>Generic Edit button label.</comment></data>
+  <data name="Shared_Common_Loading" xml:space="preserve"><value>Chargement…</value><comment>Generic loading indicator text.</comment></data>
+  <data name="Shared_Table_ActionsColumn" xml:space="preserve"><value>Actions</value><comment>Generic grid column header for a row's action buttons.</comment></data>
+  <data name="Shared_Table_StatusColumn" xml:space="preserve"><value>Statut</value><comment>Generic grid column / field label for a status value.</comment></data>
+  <data name="Shared_Error_Unexpected" xml:space="preserve"><value>Une erreur inattendue s'est produite. Veuillez réessayer.</value><comment>Generic fallback message shown when an operation fails unexpectedly.</comment></data>
+  <data name="Shared_Tile_LoadError" xml:space="preserve"><value>Chargement impossible</value><comment>Generic dashboard-tile message shown when the tile's data fails to load.</comment></data>
+  <data name="Shared_Tile_LoadErrorFor" xml:space="preserve"><value>Impossible de charger {TileTitle}</value><comment>Tile renderer error text. {TileTitle} = the failing tile's title.</comment></data>
+  <data name="Shared_Action_Close" xml:space="preserve"><value>Fermer</value><comment>Generic Close button / dialog-dismiss aria-label.</comment></data>
+  <data name="Shared_Action_Remove" xml:space="preserve"><value>Supprimer</value><comment>Generic Remove button label / aria-label (e.g. remove a row from a bordered list box).</comment></data>
+  <data name="Shared_Action_TryAgain" xml:space="preserve"><value>Réessayer</value><comment>Generic retry button label.</comment></data>
+  <data name="Shared_Action_Apply" xml:space="preserve"><value>Appliquer</value><comment>Generic Apply button label (e.g. apply report filters).</comment></data>
+  <data name="Shared_ListBox_DefaultEmpty" xml:space="preserve"><value>Rien n'a encore été ajouté.</value><comment>Default empty-state text for a bordered list box.</comment></data>
+  <data name="Shared_AddAccount_NamePlaceholder" xml:space="preserve"><value>Nom du compte</value><comment>Placeholder and aria-label for the account-name field in the shared add-account form.</comment></data>
+  <data name="Shared_AddAccount_TypeAriaLabel" xml:space="preserve"><value>Type de compte</value><comment>aria-label for the account-type select in the shared add-account form.</comment></data>
+  <data name="Shared_AddAccount_BankAccountLabel" xml:space="preserve"><value>Compte bancaire / de caisse</value><comment>Checkbox label marking an asset account as a bank/cash account.</comment></data>
+  <data name="Shared_AddAccount_AddingText" xml:space="preserve"><value>Ajout…</value><comment>Add-account submit button text while a create is in progress.</comment></data>
+  <data name="Shared_AddAccount_SubmitButton" xml:space="preserve"><value>Ajouter un compte</value><comment>Default submit button text for the shared add-account form.</comment></data>
+  <data name="Shared_AddAccount_DuplicateError" xml:space="preserve"><value>Un compte nommé « {AccountName} » existe déjà.</value><comment>Shown when the entered account name matches an existing one. {AccountName} = the entered name.</comment></data>
+  <data name="Shared_OpeningBalances_AlreadyPostedWarning" xml:space="preserve"><value>Les soldes d'ouverture ont déjà été comptabilisés. Une nouvelle comptabilisation s'ajoutera aux soldes existants au lieu de les remplacer.</value><comment>Warning shown above the opening-balances entry table when balances already exist.</comment></data>
+  <data name="Shared_OpeningBalances_Instruction" xml:space="preserve"><value>Saisissez le solde de chaque compte à la date du {AsAtDate}. Laissez à zéro les comptes dont vous n'avez pas besoin. Toute différence est automatiquement comptabilisée au compte de capitaux propres d'ouverture.</value><comment>Instruction above the opening-balances entry table. {AsAtDate} = the as-at date, long form.</comment></data>
+  <data name="Shared_OpeningBalances_NumberColumn" xml:space="preserve"><value>Numéro</value><comment>Opening-balances table column header — account number.</comment></data>
+  <data name="Shared_OpeningBalances_AccountColumn" xml:space="preserve"><value>Compte</value><comment>Opening-balances table column header — account name.</comment></data>
+  <data name="Shared_OpeningBalances_TypeColumn" xml:space="preserve"><value>Type</value><comment>Opening-balances table column header — account type.</comment></data>
+  <data name="Shared_OpeningBalances_BalanceColumn" xml:space="preserve"><value>Solde</value><comment>Opening-balances table column header — the entered balance.</comment></data>
+  <data name="Shared_OpeningBalances_BalanceForAriaLabel" xml:space="preserve"><value>Solde pour {AccountName}</value><comment>aria-label on an opening-balance amount input. {AccountName} = the account name.</comment></data>
+  <data name="Shared_OpeningBalances_PlugRow" xml:space="preserve"><value>Ajustement des capitaux propres d'ouverture</value><comment>Opening-balances table footer row label for the balancing equity plug.</comment></data>
+  <data name="Shared_OpeningBalances_PostingText" xml:space="preserve"><value>Comptabilisation…</value><comment>Opening-balances submit button text while a post is in progress.</comment></data>
+  <data name="Shared_OpeningBalances_SubmitButton" xml:space="preserve"><value>Comptabiliser les soldes d'ouverture</value><comment>Default submit button text for the shared opening-balances form.</comment></data>
+  <data name="Shared_Forgiveness_Title" xml:space="preserve"><value>Remise des cotisations à la réactivation</value><comment>Heading of the reactivation fee-forgiveness dialog.</comment></data>
+  <data name="Shared_Forgiveness_LoadingText" xml:space="preserve"><value>Chargement des cotisations…</value><comment>Status text while the forgiveness dialog loads outstanding fees.</comment></data>
+  <data name="Shared_Forgiveness_NoFees" xml:space="preserve"><value>Aucune cotisation impayée à remettre pour ce membre.</value><comment>Shown when the member has no outstanding fees.</comment></data>
+  <data name="Shared_Forgiveness_Instruction" xml:space="preserve"><value>Les cotisations des années antérieures sont présélectionnées pour la remise. Décochez celles que vous souhaitez conserver.</value><comment>Instruction text in the forgiveness dialog.</comment></data>
+  <data name="Shared_Forgiveness_PriorYearBadge" xml:space="preserve"><value>Année antérieure</value><comment>Badge marking a fee as being from a prior year.</comment></data>
+  <data name="Shared_Forgiveness_FeeRow" xml:space="preserve"><value>{FeeDate} — {Amount}</value><comment>A selectable fee row in the forgiveness dialog. {FeeDate} = fee date, {Amount} = fee amount as AUD.</comment></data>
+  <data name="Shared_Forgiveness_ApplyingText" xml:space="preserve"><value>Application…</value><comment>Forgiveness submit button text while applying.</comment></data>
+  <data name="Shared_Forgiveness_ForgiveButton_One" xml:space="preserve"><value>Remettre {Count} cotisation</value><comment>Forgiveness submit button label, singular. {Count} = number of selected fees.</comment></data>
+  <data name="Shared_Forgiveness_ForgiveButton_Other" xml:space="preserve"><value>Remettre {Count} cotisations</value><comment>Forgiveness submit button label, plural. {Count} = number of selected fees.</comment></data>
+  <data name="Shared_Forgiveness_LoadError" xml:space="preserve"><value>Échec du chargement des cotisations : {Detail}</value><comment>Shown when loading fees for forgiveness fails. {Detail} = the error detail.</comment></data>
+  <data name="Shared_Forgiveness_ApplyError" xml:space="preserve"><value>Échec de l'application de la remise : {Detail}</value><comment>Shown when applying forgiveness fails. {Detail} = the error detail.</comment></data>
+  <data name="Shared_Report_GeneratingText" xml:space="preserve"><value>Génération du rapport…</value><comment>Status text while a report is being generated.</comment></data>
+  <data name="Shared_Report_GenerateFailedHeading" xml:space="preserve"><value>Impossible de générer le rapport.</value><comment>Bold lead-in of the report-generation error alert.</comment></data>
+  <data name="Shared_Report_GeneratedAt" xml:space="preserve"><value>Généré : {Timestamp} UTC</value><comment>Report viewer — when the report was generated. {Timestamp} = date and time.</comment></data>
+  <data name="Shared_Report_ActionsAriaLabel" xml:space="preserve"><value>Actions du rapport</value><comment>aria-label on the report action button group.</comment></data>
+  <data name="Shared_Report_PrintButton" xml:space="preserve"><value>Imprimer / PDF</value><comment>Report viewer button — print / save as PDF.</comment></data>
+  <data name="Shared_Report_ExportCsvButton" xml:space="preserve"><value>Exporter en CSV</value><comment>Report viewer button — export as CSV.</comment></data>
+  <data name="Shared_Report_RefreshButton" xml:space="preserve"><value>Actualiser</value><comment>Report viewer button — regenerate the report.</comment></data>
+  <data name="Shared_Report_RowsRange" xml:space="preserve"><value>Lignes {From}–{To} sur {Total}</value><comment>Report viewer paging summary. {From}/{To} = visible row range, {Total} = total rows.</comment></data>
+  <data name="Shared_Report_PrevPage" xml:space="preserve"><value>‹ Préc.</value><comment>Report viewer — previous page button.</comment></data>
+  <data name="Shared_Report_NextPage" xml:space="preserve"><value>Suiv. ›</value><comment>Report viewer — next page button.</comment></data>
+  <data name="Shared_Report_PrevPageAriaLabel" xml:space="preserve"><value>Page précédente</value><comment>aria-label on the report viewer previous-page button.</comment></data>
+  <data name="Shared_Report_NextPageAriaLabel" xml:space="preserve"><value>Page suivante</value><comment>aria-label on the report viewer next-page button.</comment></data>
+  <data name="Shared_Report_PageOf" xml:space="preserve"><value>Page {Current} sur {Total}</value><comment>Report viewer paging indicator. {Current} = current page, {Total} = total pages.</comment></data>
+  <data name="Shared_Report_PageNavAriaLabel" xml:space="preserve"><value>Navigation dans les pages du rapport</value><comment>aria-label on the report viewer pagination nav.</comment></data>
+  <data name="Shared_Report_CancelledError" xml:space="preserve"><value>La génération du rapport a été annulée.</value><comment>Shown when report generation is cancelled by the user.</comment></data>
+  <data name="Shared_Report_GenerateError" xml:space="preserve"><value>Une erreur s'est produite lors de la génération du rapport. Veuillez réessayer. ({ErrorType})</value><comment>Shown when report generation throws. {ErrorType} = the exception type name.</comment></data>
+  <data name="Shared_Report_PdfError" xml:space="preserve"><value>Impossible de générer le PDF. Veuillez réessayer.</value><comment>Shown when rendering the report PDF fails.</comment></data>
+  <data name="Shared_Report_CsvError" xml:space="preserve"><value>Impossible d'exporter le CSV. Veuillez réessayer.</value><comment>Shown when exporting the report CSV fails.</comment></data>
+  <data name="Shared_StartupError_Heading" xml:space="preserve"><value>Erreur de base de données</value><comment>Heading on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_Body" xml:space="preserve"><value>StageFright Community n'a pas pu ouvrir sa base de données. Le fichier est peut-être corrompu ou inaccessible.</value><comment>Body text on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_DbLocationLabel" xml:space="preserve"><value>Emplacement de la base de données :</value><comment>Label preceding the database file path on the startup error page.</comment></data>
+  <data name="Shared_StartupError_OpenFolderButton" xml:space="preserve"><value>Ouvrir l'emplacement du fichier</value><comment>Button — open the folder containing the database file.</comment></data>
+  <data name="Shared_StartupError_RecreateButton" xml:space="preserve"><value>Créer une nouvelle base de données</value><comment>Button — delete the corrupt database and start fresh.</comment></data>
+  <data name="Shared_StartupError_RecreatingText" xml:space="preserve"><value>Création de la nouvelle base de données…</value><comment>Recreate button text while the new database is being created.</comment></data>
+  <data name="Shared_StartupError_OpenFolderError" xml:space="preserve"><value>Impossible d'ouvrir le dossier : {Detail}</value><comment>Shown when opening the database folder fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_StartupError_DeleteError" xml:space="preserve"><value>Impossible de supprimer le fichier de base de données : {Detail}</value><comment>Shown when deleting the corrupt database fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_ReportsPage_Title" xml:space="preserve"><value>Rapports — StageFright Community</value><comment>Browser tab title — Reports page.</comment></data>
+  <data name="Shared_ReportsPage_Heading" xml:space="preserve"><value>Rapports</value><comment>Reports page heading.</comment></data>
+  <data name="Shared_ReportsPage_NotFound" xml:space="preserve"><value>Rapport « {ReportId} » introuvable.</value><comment>Shown when a report id in the URL has no provider. {ReportId} = the id.</comment></data>
+  <data name="Shared_ReportsPage_SelectPrompt" xml:space="preserve"><value>Sélectionnez un rapport dans le menu de navigation pour le générer.</value><comment>Shown on the Reports page when no report is selected.</comment></data>
+  <data name="Shared_App_ErrorHeading" xml:space="preserve"><value>Une erreur s'est produite</value><comment>Heading of the router error-boundary panel shown when a page throws.</comment></data>
+  <data name="Shared_App_ErrorDismissButton" xml:space="preserve"><value>Ignorer et réessayer</value><comment>Button on the router error-boundary panel — clears the error and re-renders the page.</comment></data>
+  <data name="Shared_App_NotFoundTitle" xml:space="preserve"><value>Introuvable — StageFright Community</value><comment>Browser tab title for an unrouted URL.</comment></data>
+  <data name="Shared_App_NotFoundHeading" xml:space="preserve"><value>Page introuvable</value><comment>Heading shown when a URL matches no page.</comment></data>
+  <data name="Shared_App_NotFoundBody" xml:space="preserve"><value>La page demandée est introuvable.</value><comment>Body text on the "page not found" screen; followed by the return-to-dashboard link.</comment></data>
+  <data name="Shared_App_NotFoundReturnLink" xml:space="preserve"><value>Retour au tableau de bord</value><comment>Hyperlink caption on the "page not found" screen — navigates to the dashboard.</comment></data>
+  <data name="Shared_StartupWarning_AuditPurgeFailed" xml:space="preserve"><value>Le nettoyage au démarrage des entrées de piste d'audit expirées ne s'est pas terminé. Vos enregistrements sont intacts ; le nettoyage sera relancé au prochain démarrage de l'application.</value><comment>Non-fatal dashboard banner shown when the startup audit-trail purge failed (spec 028, FR-025).</comment></data>
+  <data name="Shared_StartupWarning_DismissLabel" xml:space="preserve"><value>Ignorer</value><comment>Button that hides the non-fatal startup-warning banner for the current session.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SharedResource.qps-ploc.resx b/src/StageFright.UI/Resources/Strings/SharedResource.qps-ploc.resx
new file mode 100644
index 00000000..1ba8a93a
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SharedResource.qps-ploc.resx
@@ -0,0 +1,86 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <resheader name="resmimetype"><value>text/microsoft-resx</value></resheader>
+  <resheader name="version"><value>2.0</value></resheader>
+  <resheader name="reader"><value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <resheader name="writer"><value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value></resheader>
+  <data name="Shared_Action_Save" xml:space="preserve"><value>⟦Sávé—⟧</value><comment>Generic Save button label.</comment></data>
+  <data name="Shared_Action_Saving" xml:space="preserve"><value>⟦Sávíñg…—⟧</value><comment>Generic Save button label while a save is in progress.</comment></data>
+  <data name="Shared_Action_Edit" xml:space="preserve"><value>⟦Édít—⟧</value><comment>Generic Edit button label.</comment></data>
+  <data name="Shared_Common_Loading" xml:space="preserve"><value>⟦Lóádíñg…—⟧</value><comment>Generic loading indicator text.</comment></data>
+  <data name="Shared_Table_ActionsColumn" xml:space="preserve"><value>⟦Áçtíóñs—⟧</value><comment>Generic grid column header for a row's action buttons.</comment></data>
+  <data name="Shared_Table_StatusColumn" xml:space="preserve"><value>⟦Státús—⟧</value><comment>Generic grid column / field label for a status value.</comment></data>
+  <data name="Shared_Error_Unexpected" xml:space="preserve"><value>⟦Áñ úñéxpéçtéd érrór óççúrréd. Pléásé trý ágáíñ.—⟧</value><comment>Generic fallback message shown when an operation fails unexpectedly.</comment></data>
+  <data name="Shared_Tile_LoadError" xml:space="preserve"><value>⟦Úñáblé tó lóád—⟧</value><comment>Generic dashboard-tile message shown when the tile's data fails to load.</comment></data>
+  <data name="Shared_Tile_LoadErrorFor" xml:space="preserve"><value>⟦Úñáblé tó lóád {TileTitle}—⟧</value><comment>Tile renderer error text. {TileTitle} = the failing tile's title.</comment></data>
+  <data name="Shared_Action_Close" xml:space="preserve"><value>⟦Çlósé—⟧</value><comment>Generic Close button / dialog-dismiss aria-label.</comment></data>
+  <data name="Shared_Action_Remove" xml:space="preserve"><value>⟦Rémóvé—⟧</value><comment>Generic Remove button label / aria-label (e.g. remove a row from a bordered list box).</comment></data>
+  <data name="Shared_Action_TryAgain" xml:space="preserve"><value>⟦Trý Ágáíñ—⟧</value><comment>Generic retry button label.</comment></data>
+  <data name="Shared_Action_Apply" xml:space="preserve"><value>⟦Ápplý—⟧</value><comment>Generic Apply button label (e.g. apply report filters).</comment></data>
+  <data name="Shared_ListBox_DefaultEmpty" xml:space="preserve"><value>⟦Ñóthíñg áddéd ýét.—⟧</value><comment>Default empty-state text for a bordered list box.</comment></data>
+  <data name="Shared_AddAccount_NamePlaceholder" xml:space="preserve"><value>⟦Áççóúñt ñámé—⟧</value><comment>Placeholder and aria-label for the account-name field in the shared add-account form.</comment></data>
+  <data name="Shared_AddAccount_TypeAriaLabel" xml:space="preserve"><value>⟦Áççóúñt týpé—⟧</value><comment>aria-label for the account-type select in the shared add-account form.</comment></data>
+  <data name="Shared_AddAccount_BankAccountLabel" xml:space="preserve"><value>⟦Báñk / çásh áççóúñt—⟧</value><comment>Checkbox label marking an asset account as a bank/cash account.</comment></data>
+  <data name="Shared_AddAccount_AddingText" xml:space="preserve"><value>⟦Áddíñg…—⟧</value><comment>Add-account submit button text while a create is in progress.</comment></data>
+  <data name="Shared_AddAccount_SubmitButton" xml:space="preserve"><value>⟦Ádd Áççóúñt—⟧</value><comment>Default submit button text for the shared add-account form.</comment></data>
+  <data name="Shared_AddAccount_DuplicateError" xml:space="preserve"><value>⟦Áñ áççóúñt ñáméd '{AccountName}' álréádý éxísts.—⟧</value><comment>Shown when the entered account name matches an existing one. {AccountName} = the entered name.</comment></data>
+  <data name="Shared_OpeningBalances_AlreadyPostedWarning" xml:space="preserve"><value>⟦Ópéñíñg báláñçés hávé álréádý bééñ póstéd. Póstíñg ágáíñ wíll ádd tó thé éxístíñg báláñçés ráthér tháñ répláçé thém.—⟧</value><comment>Warning shown above the opening-balances entry table when balances already exist.</comment></data>
+  <data name="Shared_OpeningBalances_Instruction" xml:space="preserve"><value>⟦Éñtér éáçh áççóúñt's báláñçé ás át {AsAtDate}. Léávé áççóúñts ýóú dóñ't ñééd át zéró. Áñý dífféréñçé ís póstéd tó Ópéñíñg Báláñçé Éqúítý áútómátíçállý.—⟧</value><comment>Instruction above the opening-balances entry table. {AsAtDate} = the as-at date, long form.</comment></data>
+  <data name="Shared_OpeningBalances_NumberColumn" xml:space="preserve"><value>⟦Ñúmbér—⟧</value><comment>Opening-balances table column header — account number.</comment></data>
+  <data name="Shared_OpeningBalances_AccountColumn" xml:space="preserve"><value>⟦Áççóúñt—⟧</value><comment>Opening-balances table column header — account name.</comment></data>
+  <data name="Shared_OpeningBalances_TypeColumn" xml:space="preserve"><value>⟦Týpé—⟧</value><comment>Opening-balances table column header — account type.</comment></data>
+  <data name="Shared_OpeningBalances_BalanceColumn" xml:space="preserve"><value>⟦Báláñçé—⟧</value><comment>Opening-balances table column header — the entered balance.</comment></data>
+  <data name="Shared_OpeningBalances_BalanceForAriaLabel" xml:space="preserve"><value>⟦Báláñçé fór {AccountName}—⟧</value><comment>aria-label on an opening-balance amount input. {AccountName} = the account name.</comment></data>
+  <data name="Shared_OpeningBalances_PlugRow" xml:space="preserve"><value>⟦Ópéñíñg Báláñçé Éqúítý plúg—⟧</value><comment>Opening-balances table footer row label for the balancing equity plug.</comment></data>
+  <data name="Shared_OpeningBalances_PostingText" xml:space="preserve"><value>⟦Póstíñg…—⟧</value><comment>Opening-balances submit button text while a post is in progress.</comment></data>
+  <data name="Shared_OpeningBalances_SubmitButton" xml:space="preserve"><value>⟦Póst Ópéñíñg Báláñçés—⟧</value><comment>Default submit button text for the shared opening-balances form.</comment></data>
+  <data name="Shared_Forgiveness_Title" xml:space="preserve"><value>⟦Réáçtívátíóñ Féé Fórgívéñéss—⟧</value><comment>Heading of the reactivation fee-forgiveness dialog.</comment></data>
+  <data name="Shared_Forgiveness_LoadingText" xml:space="preserve"><value>⟦Lóádíñg féés…—⟧</value><comment>Status text while the forgiveness dialog loads outstanding fees.</comment></data>
+  <data name="Shared_Forgiveness_NoFees" xml:space="preserve"><value>⟦Ñó óútstáñdíñg féés tó fórgívé fór thís mémbér.—⟧</value><comment>Shown when the member has no outstanding fees.</comment></data>
+  <data name="Shared_Forgiveness_Instruction" xml:space="preserve"><value>⟦Príór-ýéár féés áré pré-séléçtéd fór fórgívéñéss. Úñçhéçk áñý féés ýóú wísh tó rétáíñ.—⟧</value><comment>Instruction text in the forgiveness dialog.</comment></data>
+  <data name="Shared_Forgiveness_PriorYearBadge" xml:space="preserve"><value>⟦Príór ýéár—⟧</value><comment>Badge marking a fee as being from a prior year.</comment></data>
+  <data name="Shared_Forgiveness_FeeRow" xml:space="preserve"><value>⟦{FeeDate} — {Amount}—⟧</value><comment>A selectable fee row in the forgiveness dialog. {FeeDate} = fee date, {Amount} = fee amount as AUD.</comment></data>
+  <data name="Shared_Forgiveness_ApplyingText" xml:space="preserve"><value>⟦Ápplýíñg…—⟧</value><comment>Forgiveness submit button text while applying.</comment></data>
+  <data name="Shared_Forgiveness_ForgiveButton_One" xml:space="preserve"><value>⟦Fórgívé {Count} féé—⟧</value><comment>Forgiveness submit button label, singular. {Count} = number of selected fees.</comment></data>
+  <data name="Shared_Forgiveness_ForgiveButton_Other" xml:space="preserve"><value>⟦Fórgívé {Count} féés—⟧</value><comment>Forgiveness submit button label, plural. {Count} = number of selected fees.</comment></data>
+  <data name="Shared_Forgiveness_LoadError" xml:space="preserve"><value>⟦Fáíléd tó lóád féés: {Detail}—⟧</value><comment>Shown when loading fees for forgiveness fails. {Detail} = the error detail.</comment></data>
+  <data name="Shared_Forgiveness_ApplyError" xml:space="preserve"><value>⟦Fáíléd tó ápplý fórgívéñéss: {Detail}—⟧</value><comment>Shown when applying forgiveness fails. {Detail} = the error detail.</comment></data>
+  <data name="Shared_Report_GeneratingText" xml:space="preserve"><value>⟦Géñérátíñg répórt...—⟧</value><comment>Status text while a report is being generated.</comment></data>
+  <data name="Shared_Report_GenerateFailedHeading" xml:space="preserve"><value>⟦Úñáblé tó géñéráté répórt.—⟧</value><comment>Bold lead-in of the report-generation error alert.</comment></data>
+  <data name="Shared_Report_GeneratedAt" xml:space="preserve"><value>⟦Géñérátéd: {Timestamp} ÚTÇ—⟧</value><comment>Report viewer — when the report was generated. {Timestamp} = date and time.</comment></data>
+  <data name="Shared_Report_ActionsAriaLabel" xml:space="preserve"><value>⟦Répórt áçtíóñs—⟧</value><comment>aria-label on the report action button group.</comment></data>
+  <data name="Shared_Report_PrintButton" xml:space="preserve"><value>⟦Príñt / PDF—⟧</value><comment>Report viewer button — print / save as PDF.</comment></data>
+  <data name="Shared_Report_ExportCsvButton" xml:space="preserve"><value>⟦Éxpórt ÇSV—⟧</value><comment>Report viewer button — export as CSV.</comment></data>
+  <data name="Shared_Report_RefreshButton" xml:space="preserve"><value>⟦Réfrésh—⟧</value><comment>Report viewer button — regenerate the report.</comment></data>
+  <data name="Shared_Report_RowsRange" xml:space="preserve"><value>⟦Róws {From}–{To} óf {Total}—⟧</value><comment>Report viewer paging summary. {From}/{To} = visible row range, {Total} = total rows.</comment></data>
+  <data name="Shared_Report_PrevPage" xml:space="preserve"><value>⟦‹ Prév—⟧</value><comment>Report viewer — previous page button.</comment></data>
+  <data name="Shared_Report_NextPage" xml:space="preserve"><value>⟦Ñéxt ›—⟧</value><comment>Report viewer — next page button.</comment></data>
+  <data name="Shared_Report_PrevPageAriaLabel" xml:space="preserve"><value>⟦Prévíóús págé—⟧</value><comment>aria-label on the report viewer previous-page button.</comment></data>
+  <data name="Shared_Report_NextPageAriaLabel" xml:space="preserve"><value>⟦Ñéxt págé—⟧</value><comment>aria-label on the report viewer next-page button.</comment></data>
+  <data name="Shared_Report_PageOf" xml:space="preserve"><value>⟦Págé {Current} óf {Total}—⟧</value><comment>Report viewer paging indicator. {Current} = current page, {Total} = total pages.</comment></data>
+  <data name="Shared_Report_PageNavAriaLabel" xml:space="preserve"><value>⟦Répórt págé ñávígátíóñ—⟧</value><comment>aria-label on the report viewer pagination nav.</comment></data>
+  <data name="Shared_Report_CancelledError" xml:space="preserve"><value>⟦Répórt géñérátíóñ wás çáñçélléd.—⟧</value><comment>Shown when report generation is cancelled by the user.</comment></data>
+  <data name="Shared_Report_GenerateError" xml:space="preserve"><value>⟦Áñ érrór óççúrréd whílé géñérátíñg thé répórt. Pléásé trý ágáíñ. ({ErrorType})—⟧</value><comment>Shown when report generation throws. {ErrorType} = the exception type name.</comment></data>
+  <data name="Shared_Report_PdfError" xml:space="preserve"><value>⟦Úñáblé tó géñéráté PDF. Pléásé trý ágáíñ.—⟧</value><comment>Shown when rendering the report PDF fails.</comment></data>
+  <data name="Shared_Report_CsvError" xml:space="preserve"><value>⟦Úñáblé tó éxpórt ÇSV. Pléásé trý ágáíñ.—⟧</value><comment>Shown when exporting the report CSV fails.</comment></data>
+  <data name="Shared_StartupError_Heading" xml:space="preserve"><value>⟦Dátábásé Érrór—⟧</value><comment>Heading on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_Body" xml:space="preserve"><value>⟦StágéFríght Çómmúñítý çóúld ñót ópéñ íts dátábásé. Thé fílé máý bé çórrúptéd ór íñáççéssíblé.—⟧</value><comment>Body text on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_DbLocationLabel" xml:space="preserve"><value>⟦Dátábásé lóçátíóñ:—⟧</value><comment>Label preceding the database file path on the startup error page.</comment></data>
+  <data name="Shared_StartupError_OpenFolderButton" xml:space="preserve"><value>⟦Ópéñ Fílé Lóçátíóñ—⟧</value><comment>Button — open the folder containing the database file.</comment></data>
+  <data name="Shared_StartupError_RecreateButton" xml:space="preserve"><value>⟦Çréáté Ñéw Dátábásé—⟧</value><comment>Button — delete the corrupt database and start fresh.</comment></data>
+  <data name="Shared_StartupError_RecreatingText" xml:space="preserve"><value>⟦Çréátíñg ñéw dátábásé…—⟧</value><comment>Recreate button text while the new database is being created.</comment></data>
+  <data name="Shared_StartupError_OpenFolderError" xml:space="preserve"><value>⟦Çóúld ñót ópéñ fóldér: {Detail}—⟧</value><comment>Shown when opening the database folder fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_StartupError_DeleteError" xml:space="preserve"><value>⟦Çóúld ñót délété thé dátábásé fílé: {Detail}—⟧</value><comment>Shown when deleting the corrupt database fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_ReportsPage_Title" xml:space="preserve"><value>⟦Répórts — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title — Reports page.</comment></data>
+  <data name="Shared_ReportsPage_Heading" xml:space="preserve"><value>⟦Répórts—⟧</value><comment>Reports page heading.</comment></data>
+  <data name="Shared_ReportsPage_NotFound" xml:space="preserve"><value>⟦Répórt "{ReportId}" ñót fóúñd.—⟧</value><comment>Shown when a report id in the URL has no provider. {ReportId} = the id.</comment></data>
+  <data name="Shared_ReportsPage_SelectPrompt" xml:space="preserve"><value>⟦Séléçt á répórt fróm thé ñávígátíóñ méñú tó géñéráté ít.—⟧</value><comment>Shown on the Reports page when no report is selected.</comment></data>
+  <data name="Shared_App_ErrorHeading" xml:space="preserve"><value>⟦Áñ érrór óççúrréd—⟧</value><comment>Heading of the router error-boundary panel shown when a page throws.</comment></data>
+  <data name="Shared_App_ErrorDismissButton" xml:space="preserve"><value>⟦Dísmíss áñd rétrý—⟧</value><comment>Button on the router error-boundary panel — clears the error and re-renders the page.</comment></data>
+  <data name="Shared_App_NotFoundTitle" xml:space="preserve"><value>⟦Ñót Fóúñd — StágéFríght Çómmúñítý—⟧</value><comment>Browser tab title for an unrouted URL.</comment></data>
+  <data name="Shared_App_NotFoundHeading" xml:space="preserve"><value>⟦Págé Ñót Fóúñd—⟧</value><comment>Heading shown when a URL matches no page.</comment></data>
+  <data name="Shared_App_NotFoundBody" xml:space="preserve"><value>⟦Thé réqúéstéd págé çóúld ñót bé fóúñd.—⟧</value><comment>Body text on the "page not found" screen; followed by the return-to-dashboard link.</comment></data>
+  <data name="Shared_App_NotFoundReturnLink" xml:space="preserve"><value>⟦Rétúrñ tó dáshbóárd—⟧</value><comment>Hyperlink caption on the "page not found" screen — navigates to the dashboard.</comment></data>
+  <data name="Shared_StartupWarning_AuditPurgeFailed" xml:space="preserve"><value>⟦Thé stártúp çléáñúp óf éxpíréd áúdít-tráíl éñtríés díd ñót çómplété. Ýóúr réçórds áré íñtáçt; thé çléáñúp wíll bé rétríéd thé ñéxt tímé thé ápp stárts.—⟧</value><comment>Non-fatal dashboard banner shown when the startup audit-trail purge failed (spec 028, FR-025).</comment></data>
+  <data name="Shared_StartupWarning_DismissLabel" xml:space="preserve"><value>⟦Dísmíss—⟧</value><comment>Button that hides the non-fatal startup-warning banner for the current session.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Resources/Strings/SharedResource.resx b/src/StageFright.UI/Resources/Strings/SharedResource.resx
new file mode 100644
index 00000000..4839d1ed
--- /dev/null
+++ b/src/StageFright.UI/Resources/Strings/SharedResource.resx
@@ -0,0 +1,379 @@
+<?xml version="1.0" encoding="utf-8"?>
+<root>
+  <!--
+    Microsoft ResX Schema
+
+    Version 2.0
+
+    The primary goals of this format is to allow a simple XML format
+    that is mostly human readable. The generation and parsing of the
+    various data types are done through the TypeConverter classes
+    associated with the data types.
+
+    Example:
+
+    ... ado.net/XML headers & schema ...
+    <resheader name="resmimetype">text/microsoft-resx</resheader>
+    <resheader name="version">2.0</resheader>
+    <resheader name="reader">System.Resources.ResXResourceReader, System.Windows.Forms, ...</resheader>
+    <resheader name="writer">System.Resources.ResXResourceWriter, System.Windows.Forms, ...</resheader>
+    <data name="Name1"><value>this is my long string</value><comment>this is a comment</comment></data>
+    <data name="Color1" type="System.Drawing.Color, System.Drawing">Blue</data>
+    <data name="Bitmap1" mimetype="application/x-microsoft.net.object.binary.base64">
+        <value>[base64 mime encoded serialized .NET Framework object]</value>
+    </data>
+    <data name="Icon1" type="System.Drawing.Icon, System.Drawing" mimetype="application/x-microsoft.net.object.bytearray.base64">
+        <value>[base64 mime encoded string representing a byte array form of the .NET Framework object]</value>
+        <comment>This is a comment</comment>
+    </data>
+
+    There are any number of "resheader" rows that contain simple
+    name/value pairs.
+
+    Each data row contains a name, and value. The row also contains a
+    type or mimetype. Type corresponds to a .NET class that support
+    text/value conversion through the TypeConverter architecture.
+    Classes that don't support this are serialized and stored with the
+    mimetype set.
+
+    The mimetype is used for serialized objects, and tells the
+    ResXResourceReader how to depersist the object. This is currently not
+    extensible. For a given mimetype the value must be set accordingly:
+
+    Note - application/x-microsoft.net.object.binary.base64 is the format
+    that the ResXResourceWriter will generate, however the reader can
+    read any of the formats listed below.
+
+    mimetype: application/x-microsoft.net.object.binary.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Binary.BinaryFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.soap.base64
+    value   : The object must be serialized with
+            : System.Runtime.Serialization.Formatters.Soap.SoapFormatter
+            : and then encoded with base64 encoding.
+
+    mimetype: application/x-microsoft.net.object.bytearray.base64
+    value   : The object must be serialized into a byte array
+            : using a System.ComponentModel.TypeConverter
+            : and then encoded with base64 encoding.
+    -->
+  <xsd:schema id="root" xmlns="" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:msdata="urn:schemas-microsoft-com:xml-msdata">
+    <xsd:element name="root" msdata:IsDataSet="true">
+      <xsd:complexType>
+        <xsd:choice maxOccurs="unbounded">
+          <xsd:element name="metadata">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" />
+              </xsd:sequence>
+              <xsd:attribute name="name" use="required" type="xsd:string" />
+              <xsd:attribute name="type" type="xsd:string" />
+              <xsd:attribute name="mimetype" type="xsd:string" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="assembly">
+            <xsd:complexType>
+              <xsd:attribute name="alias" type="xsd:string" />
+              <xsd:attribute name="name" type="xsd:string" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="data">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+                <xsd:element name="comment" type="xsd:string" minOccurs="0" msdata:Ordinal="2" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" msdata:Ordinal="1" />
+              <xsd:attribute name="type" type="xsd:string" msdata:Ordinal="3" />
+              <xsd:attribute name="mimetype" type="xsd:string" msdata:Ordinal="4" />
+              <xsd:attribute ref="xml:space" />
+            </xsd:complexType>
+          </xsd:element>
+          <xsd:element name="resheader">
+            <xsd:complexType>
+              <xsd:sequence>
+                <xsd:element name="value" type="xsd:string" minOccurs="0" msdata:Ordinal="1" />
+              </xsd:sequence>
+              <xsd:attribute name="name" type="xsd:string" use="required" />
+            </xsd:complexType>
+          </xsd:element>
+        </xsd:choice>
+      </xsd:complexType>
+    </xsd:element>
+  </xsd:schema>
+  <resheader name="resmimetype">
+    <value>text/microsoft-resx</value>
+  </resheader>
+  <resheader name="version">
+    <value>2.0</value>
+  </resheader>
+  <resheader name="reader">
+    <value>System.Resources.ResXResourceReader, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <resheader name="writer">
+    <value>System.Resources.ResXResourceWriter, System.Windows.Forms, Version=4.0.0.0, Culture=neutral, PublicKeyToken=b77a5c561934e089</value>
+  </resheader>
+  <data name="Shared_Action_Save" xml:space="preserve">
+    <value>Save</value>
+    <comment>Generic Save button label.</comment>
+  </data>
+  <data name="Shared_Action_Saving" xml:space="preserve">
+    <value>Saving…</value>
+    <comment>Generic Save button label while a save is in progress.</comment>
+  </data>
+  <data name="Shared_Action_Cancel" xml:space="preserve">
+    <value>Cancel</value>
+    <comment>Generic Cancel button label.</comment>
+  </data>
+  <data name="Shared_Action_Edit" xml:space="preserve">
+    <value>Edit</value>
+    <comment>Generic Edit button label.</comment>
+  </data>
+  <data name="Shared_Common_Loading" xml:space="preserve">
+    <value>Loading…</value>
+    <comment>Generic loading indicator text.</comment>
+  </data>
+  <data name="Shared_Table_ActionsColumn" xml:space="preserve">
+    <value>Actions</value>
+    <comment>Generic grid column header for a row's action buttons.</comment>
+  </data>
+  <data name="Shared_Table_StatusColumn" xml:space="preserve">
+    <value>Status</value>
+    <comment>Generic grid column / field label for a status value.</comment>
+  </data>
+  <data name="Shared_Error_Unexpected" xml:space="preserve">
+    <value>An unexpected error occurred. Please try again.</value>
+    <comment>Generic fallback message shown when an operation fails unexpectedly.</comment>
+  </data>
+  <data name="Shared_Tile_LoadError" xml:space="preserve">
+    <value>Unable to load</value>
+    <comment>Generic dashboard-tile message shown when the tile's data fails to load.</comment>
+  </data>
+  <data name="Shared_Tile_LoadErrorFor" xml:space="preserve">
+    <value>Unable to load {TileTitle}</value>
+    <comment>Tile renderer error text. {TileTitle} = the failing tile's title.</comment>
+  </data>
+  <data name="Shared_Action_Close" xml:space="preserve">
+    <value>Close</value>
+    <comment>Generic Close button / dialog-dismiss aria-label.</comment>
+  </data>
+  <data name="Shared_Action_Remove" xml:space="preserve">
+    <value>Remove</value>
+    <comment>Generic Remove button label / aria-label (e.g. remove a row from a bordered list box).</comment>
+  </data>
+  <data name="Shared_Action_TryAgain" xml:space="preserve">
+    <value>Try Again</value>
+    <comment>Generic retry button label.</comment>
+  </data>
+  <data name="Shared_Action_Apply" xml:space="preserve">
+    <value>Apply</value>
+    <comment>Generic Apply button label (e.g. apply report filters).</comment>
+  </data>
+  <data name="Shared_ListBox_DefaultEmpty" xml:space="preserve">
+    <value>Nothing added yet.</value>
+    <comment>Default empty-state text for a bordered list box.</comment>
+  </data>
+  <data name="Shared_AddAccount_NamePlaceholder" xml:space="preserve">
+    <value>Account name</value>
+    <comment>Placeholder and aria-label for the account-name field in the shared add-account form.</comment>
+  </data>
+  <data name="Shared_AddAccount_TypeAriaLabel" xml:space="preserve">
+    <value>Account type</value>
+    <comment>aria-label for the account-type select in the shared add-account form.</comment>
+  </data>
+  <data name="Shared_AddAccount_BankAccountLabel" xml:space="preserve">
+    <value>Bank / cash account</value>
+    <comment>Checkbox label marking an asset account as a bank/cash account.</comment>
+  </data>
+  <data name="Shared_AddAccount_AddingText" xml:space="preserve">
+    <value>Adding…</value>
+    <comment>Add-account submit button text while a create is in progress.</comment>
+  </data>
+  <data name="Shared_AddAccount_SubmitButton" xml:space="preserve">
+    <value>Add Account</value>
+    <comment>Default submit button text for the shared add-account form.</comment>
+  </data>
+  <data name="Shared_AddAccount_DuplicateError" xml:space="preserve">
+    <value>An account named '{AccountName}' already exists.</value>
+    <comment>Shown when the entered account name matches an existing one. {AccountName} = the entered name.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_AlreadyPostedWarning" xml:space="preserve">
+    <value>Opening balances have already been posted. Posting again will add to the existing balances rather than replace them.</value>
+    <comment>Warning shown above the opening-balances entry table when balances already exist.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_Instruction" xml:space="preserve">
+    <value>Enter each account's balance as at {AsAtDate}. Leave accounts you don't need at zero. Any difference is posted to Opening Balance Equity automatically.</value>
+    <comment>Instruction above the opening-balances entry table. {AsAtDate} = the as-at date, long form.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_NumberColumn" xml:space="preserve">
+    <value>Number</value>
+    <comment>Opening-balances table column header — account number.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_AccountColumn" xml:space="preserve">
+    <value>Account</value>
+    <comment>Opening-balances table column header — account name.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_TypeColumn" xml:space="preserve">
+    <value>Type</value>
+    <comment>Opening-balances table column header — account type.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_BalanceColumn" xml:space="preserve">
+    <value>Balance</value>
+    <comment>Opening-balances table column header — the entered balance.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_BalanceForAriaLabel" xml:space="preserve">
+    <value>Balance for {AccountName}</value>
+    <comment>aria-label on an opening-balance amount input. {AccountName} = the account name.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_PlugRow" xml:space="preserve">
+    <value>Opening Balance Equity plug</value>
+    <comment>Opening-balances table footer row label for the balancing equity plug.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_PostingText" xml:space="preserve">
+    <value>Posting…</value>
+    <comment>Opening-balances submit button text while a post is in progress.</comment>
+  </data>
+  <data name="Shared_OpeningBalances_SubmitButton" xml:space="preserve">
+    <value>Post Opening Balances</value>
+    <comment>Default submit button text for the shared opening-balances form.</comment>
+  </data>
+  <data name="Shared_Forgiveness_Title" xml:space="preserve">
+    <value>Reactivation Fee Forgiveness</value>
+    <comment>Heading of the reactivation fee-forgiveness dialog.</comment>
+  </data>
+  <data name="Shared_Forgiveness_LoadingText" xml:space="preserve">
+    <value>Loading fees…</value>
+    <comment>Status text while the forgiveness dialog loads outstanding fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_NoFees" xml:space="preserve">
+    <value>No outstanding fees to forgive for this member.</value>
+    <comment>Shown when the member has no outstanding fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_Instruction" xml:space="preserve">
+    <value>Prior-year fees are pre-selected for forgiveness. Uncheck any fees you wish to retain.</value>
+    <comment>Instruction text in the forgiveness dialog.</comment>
+  </data>
+  <data name="Shared_Forgiveness_PriorYearBadge" xml:space="preserve">
+    <value>Prior year</value>
+    <comment>Badge marking a fee as being from a prior year.</comment>
+  </data>
+  <data name="Shared_Forgiveness_FeeRow" xml:space="preserve">
+    <value>{FeeDate} — {Amount}</value>
+    <comment>A selectable fee row in the forgiveness dialog. {FeeDate} = fee date, {Amount} = fee amount as AUD.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ApplyingText" xml:space="preserve">
+    <value>Applying…</value>
+    <comment>Forgiveness submit button text while applying.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ForgiveButton_One" xml:space="preserve">
+    <value>Forgive {Count} fee</value>
+    <comment>Forgiveness submit button label, singular. {Count} = number of selected fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ForgiveButton_Other" xml:space="preserve">
+    <value>Forgive {Count} fees</value>
+    <comment>Forgiveness submit button label, plural. {Count} = number of selected fees.</comment>
+  </data>
+  <data name="Shared_Forgiveness_LoadError" xml:space="preserve">
+    <value>Failed to load fees: {Detail}</value>
+    <comment>Shown when loading fees for forgiveness fails. {Detail} = the error detail.</comment>
+  </data>
+  <data name="Shared_Forgiveness_ApplyError" xml:space="preserve">
+    <value>Failed to apply forgiveness: {Detail}</value>
+    <comment>Shown when applying forgiveness fails. {Detail} = the error detail.</comment>
+  </data>
+  <data name="Shared_Report_GeneratingText" xml:space="preserve">
+    <value>Generating report...</value>
+    <comment>Status text while a report is being generated.</comment>
+  </data>
+  <data name="Shared_Report_GenerateFailedHeading" xml:space="preserve">
+    <value>Unable to generate report.</value>
+    <comment>Bold lead-in of the report-generation error alert.</comment>
+  </data>
+  <data name="Shared_Report_GeneratedAt" xml:space="preserve">
+    <value>Generated: {Timestamp} UTC</value>
+    <comment>Report viewer — when the report was generated. {Timestamp} = date and time.</comment>
+  </data>
+  <data name="Shared_Report_ActionsAriaLabel" xml:space="preserve">
+    <value>Report actions</value>
+    <comment>aria-label on the report action button group.</comment>
+  </data>
+  <data name="Shared_Report_PrintButton" xml:space="preserve">
+    <value>Print / PDF</value>
+    <comment>Report viewer button — print / save as PDF.</comment>
+  </data>
+  <data name="Shared_Report_ExportCsvButton" xml:space="preserve">
+    <value>Export CSV</value>
+    <comment>Report viewer button — export as CSV.</comment>
+  </data>
+  <data name="Shared_Report_RefreshButton" xml:space="preserve">
+    <value>Refresh</value>
+    <comment>Report viewer button — regenerate the report.</comment>
+  </data>
+  <data name="Shared_Report_RowsRange" xml:space="preserve">
+    <value>Rows {From}–{To} of {Total}</value>
+    <comment>Report viewer paging summary. {From}/{To} = visible row range, {Total} = total rows.</comment>
+  </data>
+  <data name="Shared_Report_PrevPage" xml:space="preserve">
+    <value>‹ Prev</value>
+    <comment>Report viewer — previous page button.</comment>
+  </data>
+  <data name="Shared_Report_NextPage" xml:space="preserve">
+    <value>Next ›</value>
+    <comment>Report viewer — next page button.</comment>
+  </data>
+  <data name="Shared_Report_PrevPageAriaLabel" xml:space="preserve">
+    <value>Previous page</value>
+    <comment>aria-label on the report viewer previous-page button.</comment>
+  </data>
+  <data name="Shared_Report_NextPageAriaLabel" xml:space="preserve">
+    <value>Next page</value>
+    <comment>aria-label on the report viewer next-page button.</comment>
+  </data>
+  <data name="Shared_Report_PageOf" xml:space="preserve">
+    <value>Page {Current} of {Total}</value>
+    <comment>Report viewer paging indicator. {Current} = current page, {Total} = total pages.</comment>
+  </data>
+  <data name="Shared_Report_PageNavAriaLabel" xml:space="preserve">
+    <value>Report page navigation</value>
+    <comment>aria-label on the report viewer pagination nav.</comment>
+  </data>
+  <data name="Shared_Report_CancelledError" xml:space="preserve">
+    <value>Report generation was cancelled.</value>
+    <comment>Shown when report generation is cancelled by the user.</comment>
+  </data>
+  <data name="Shared_Report_GenerateError" xml:space="preserve">
+    <value>An error occurred while generating the report. Please try again. ({ErrorType})</value>
+    <comment>Shown when report generation throws. {ErrorType} = the exception type name.</comment>
+  </data>
+  <data name="Shared_Report_PdfError" xml:space="preserve">
+    <value>Unable to generate PDF. Please try again.</value>
+    <comment>Shown when rendering the report PDF fails.</comment>
+  </data>
+  <data name="Shared_Report_CsvError" xml:space="preserve">
+    <value>Unable to export CSV. Please try again.</value>
+    <comment>Shown when exporting the report CSV fails.</comment>
+  </data>
+  <data name="Shared_StartupError_Heading" xml:space="preserve"><value>Database Error</value><comment>Heading on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_Body" xml:space="preserve"><value>StageFright Community could not open its database. The file may be corrupted or inaccessible.</value><comment>Body text on the startup database-error page.</comment></data>
+  <data name="Shared_StartupError_DbLocationLabel" xml:space="preserve"><value>Database location:</value><comment>Label preceding the database file path on the startup error page.</comment></data>
+  <data name="Shared_StartupError_OpenFolderButton" xml:space="preserve"><value>Open File Location</value><comment>Button — open the folder containing the database file.</comment></data>
+  <data name="Shared_StartupError_RecreateButton" xml:space="preserve"><value>Create New Database</value><comment>Button — delete the corrupt database and start fresh.</comment></data>
+  <data name="Shared_StartupError_RecreatingText" xml:space="preserve"><value>Creating new database…</value><comment>Recreate button text while the new database is being created.</comment></data>
+  <data name="Shared_StartupError_OpenFolderError" xml:space="preserve"><value>Could not open folder: {Detail}</value><comment>Shown when opening the database folder fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_StartupError_DeleteError" xml:space="preserve"><value>Could not delete the database file: {Detail}</value><comment>Shown when deleting the corrupt database fails. {Detail} = error detail.</comment></data>
+  <data name="Shared_ReportsPage_Title" xml:space="preserve"><value>Reports — StageFright Community</value><comment>Browser tab title — Reports page.</comment></data>
+  <data name="Shared_ReportsPage_Heading" xml:space="preserve"><value>Reports</value><comment>Reports page heading.</comment></data>
+  <data name="Shared_ReportsPage_NotFound" xml:space="preserve"><value>Report "{ReportId}" not found.</value><comment>Shown when a report id in the URL has no provider. {ReportId} = the id.</comment></data>
+  <data name="Shared_ReportsPage_SelectPrompt" xml:space="preserve"><value>Select a report from the navigation menu to generate it.</value><comment>Shown on the Reports page when no report is selected.</comment></data>
+  <data name="Shared_App_ErrorHeading" xml:space="preserve"><value>An error occurred</value><comment>Heading of the router error-boundary panel shown when a page throws.</comment></data>
+  <data name="Shared_App_ErrorDismissButton" xml:space="preserve"><value>Dismiss and retry</value><comment>Button on the router error-boundary panel — clears the error and re-renders the page.</comment></data>
+  <data name="Shared_App_NotFoundTitle" xml:space="preserve"><value>Not Found — StageFright Community</value><comment>Browser tab title for an unrouted URL.</comment></data>
+  <data name="Shared_App_NotFoundHeading" xml:space="preserve"><value>Page Not Found</value><comment>Heading shown when a URL matches no page.</comment></data>
+  <data name="Shared_App_NotFoundBody" xml:space="preserve"><value>The requested page could not be found.</value><comment>Body text on the "page not found" screen; followed by the return-to-dashboard link.</comment></data>
+  <data name="Shared_App_NotFoundReturnLink" xml:space="preserve"><value>Return to dashboard</value><comment>Hyperlink caption on the "page not found" screen — navigates to the dashboard.</comment></data>
+  <data name="Shared_StartupWarning_AuditPurgeFailed" xml:space="preserve"><value>The startup cleanup of expired audit-trail entries did not complete. Your records are intact; the cleanup will be retried the next time the app starts.</value><comment>Non-fatal dashboard banner shown when the startup audit-trail purge failed (spec 028, FR-025).</comment></data>
+  <data name="Shared_StartupWarning_DismissLabel" xml:space="preserve"><value>Dismiss</value><comment>Button that hides the non-fatal startup-warning banner for the current session.</comment></data>
+</root>
diff --git a/src/StageFright.UI/Shared/AddAccountForm.razor b/src/StageFright.UI/Shared/AddAccountForm.razor
index 254de217..b3e63ec4 100644
--- a/src/StageFright.UI/Shared/AddAccountForm.razor
+++ b/src/StageFright.UI/Shared/AddAccountForm.razor
@@ -6,8 +6,8 @@
         <div class="col">
             <InputText id="account-name" class="form-control form-control-sm"
                        @bind-Value="_model.Name"
-                       placeholder="Account name"
-                       aria-label="Account name" />
+                       placeholder="@Shared["Shared_AddAccount_NamePlaceholder"]"
+                       aria-label="@Shared["Shared_AddAccount_NamePlaceholder"]" />
             <ValidationMessage For="() => _model.Name" class="text-danger small" />
             @if (_duplicateError is not null)
             {
@@ -17,12 +17,12 @@
         <div class="col-auto">
             <InputSelect id="account-type" class="form-select form-select-sm"
                          @bind-Value="_model.Type"
-                         aria-label="Account type">
-                <option value="@AccountType.Asset">Asset</option>
-                <option value="@AccountType.Liability">Liability</option>
-                <option value="@AccountType.Equity">Equity</option>
-                <option value="@AccountType.Income">Income</option>
-                <option value="@AccountType.Expense">Expense</option>
+                         aria-label="@Shared["Shared_AddAccount_TypeAriaLabel"]">
+                <option value="@AccountType.Asset">@AccountType.Asset.LocalizeEnum()</option>
+                <option value="@AccountType.Liability">@AccountType.Liability.LocalizeEnum()</option>
+                <option value="@AccountType.Equity">@AccountType.Equity.LocalizeEnum()</option>
+                <option value="@AccountType.Income">@AccountType.Income.LocalizeEnum()</option>
+                <option value="@AccountType.Expense">@AccountType.Expense.LocalizeEnum()</option>
             </InputSelect>
         </div>
         @if (_model.Type == AccountType.Asset)
@@ -31,13 +31,13 @@
                 <div class="form-check form-check-sm mb-0">
                     <InputCheckbox id="account-is-bank" class="form-check-input"
                                    @bind-Value="_model.IsBankAccount" />
-                    <label class="form-check-label small" for="account-is-bank">Bank / cash account</label>
+                    <label class="form-check-label small" for="account-is-bank">@Shared["Shared_AddAccount_BankAccountLabel"]</label>
                 </div>
             </div>
         }
         <div class="col-auto">
             <button type="submit" class="btn btn-primary btn-sm" disabled="@_submitting">
-                @(_submitting ? "Adding…" : SubmitButtonText)
+                @(_submitting ? AddingText : (SubmitButtonText ?? DefaultSubmitText))
             </button>
         </div>
     </div>
diff --git a/src/StageFright.UI/Shared/AddAccountForm.razor.cs b/src/StageFright.UI/Shared/AddAccountForm.razor.cs
index 83cc64c4..2c0b4b4f 100644
--- a/src/StageFright.UI/Shared/AddAccountForm.razor.cs
+++ b/src/StageFright.UI/Shared/AddAccountForm.razor.cs
@@ -1,4 +1,7 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Shared;
 
@@ -14,12 +17,20 @@ namespace StageFright.UI.Shared;
 public partial class AddAccountForm : ComponentBase
 {
     [Parameter, EditorRequired] public EventCallback<NewAccountModel> OnSubmit { get; set; }
-    [Parameter] public string SubmitButtonText { get; set; } = "Add Account";
+
+    /// <summary>Submit button text; when unset, falls back to the shared default (spec 027).</summary>
+    [Parameter] public string? SubmitButtonText { get; set; }
 
     /// <summary>Case-insensitive duplicate-check set. The standalone page passes real
     /// account names; the wizard tab passes real names union already-queued names.</summary>
     [Parameter] public IReadOnlyList<string> ExistingNames { get; set; } = Array.Empty<string>();
 
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    private string AddingText => Shared["Shared_AddAccount_AddingText"];
+    private string DefaultSubmitText => Shared["Shared_AddAccount_SubmitButton"];
+
     private NewAccountModel _model = new();
     private string? _duplicateError;
     private bool _submitting;
@@ -31,7 +42,7 @@ private async Task HandleValidSubmitAsync()
 
         if (ExistingNames.Any(n => string.Equals(n, trimmedName, StringComparison.OrdinalIgnoreCase)))
         {
-            _duplicateError = $"An account named '{trimmedName}' already exists.";
+            _duplicateError = Loc.Get<SharedResource>("Shared_AddAccount_DuplicateError", trimmedName);
             return;
         }
 
diff --git a/src/StageFright.UI/Shared/BorderedListBox.razor b/src/StageFright.UI/Shared/BorderedListBox.razor
index 43a7cee7..ce6a362a 100644
--- a/src/StageFright.UI/Shared/BorderedListBox.razor
+++ b/src/StageFright.UI/Shared/BorderedListBox.razor
@@ -3,7 +3,7 @@
 <div class="bordered-list-box" role="@(OnRemove is null ? "list" : "listbox")">
     @if (Items.Count == 0)
     {
-        <p class="bordered-list-box-empty text-muted small mb-0">@EmptyText</p>
+        <p class="bordered-list-box-empty text-muted small mb-0">@(EmptyText ?? Shared["Shared_ListBox_DefaultEmpty"])</p>
     }
     else
     {
@@ -16,7 +16,7 @@
                 @if (OnRemove is not null)
                 {
                     <button type="button" class="btn btn-outline-danger btn-sm bordered-list-box-remove"
-                            aria-label="Remove"
+                            aria-label="@Shared["Shared_Action_Remove"]"
                             @onclick="() => HandleRemoveAsync(item)">
                         &times;
                     </button>
diff --git a/src/StageFright.UI/Shared/BorderedListBox.razor.cs b/src/StageFright.UI/Shared/BorderedListBox.razor.cs
index b2fcfeed..83b9b4df 100644
--- a/src/StageFright.UI/Shared/BorderedListBox.razor.cs
+++ b/src/StageFright.UI/Shared/BorderedListBox.razor.cs
@@ -1,4 +1,6 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Shared;
 
@@ -17,7 +19,10 @@ public partial class BorderedListBox<TItem> : ComponentBase
     /// <summary>Unset (null) renders a read-only list; set, each row gets a remove button.</summary>
     [Parameter] public EventCallback<TItem>? OnRemove { get; set; }
 
-    [Parameter] public string EmptyText { get; set; } = "Nothing added yet.";
+    /// <summary>Empty-state text; when unset, falls back to the shared default (spec 027).</summary>
+    [Parameter] public string? EmptyText { get; set; }
+
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
 
     private async Task HandleRemoveAsync(TItem item)
     {
diff --git a/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor b/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor
index 4dcb3f3b..ebc6e13b 100644
--- a/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor
+++ b/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor
@@ -4,25 +4,20 @@
     @if (ShowAlreadyPostedWarning && HasExistingOpeningBalances)
     {
         <div class="alert alert-warning py-1 mb-2 small opening-balances-warning" role="alert">
-            Opening balances have already been posted. Posting again will add to the
-            existing balances rather than replace them.
+            @Shared["Shared_OpeningBalances_AlreadyPostedWarning"]
         </div>
     }
 
-    <p class="small">
-        Enter each account's balance as at @AsAtDate.ToString("d MMMM yyyy").
-        Leave accounts you don't need at zero. Any difference is posted to
-        Opening Balance Equity automatically.
-    </p>
+    <p class="small">@InstructionText()</p>
 
     <div class="table-responsive">
         <table class="table table-sm align-middle opening-balances-table">
             <thead>
                 <tr>
-                    <th style="width: 6rem;">Number</th>
-                    <th>Account</th>
-                    <th style="width: 8rem;">Type</th>
-                    <th class="text-end" style="width: 10rem;">Balance</th>
+                    <th style="width: 6rem;">@Shared["Shared_OpeningBalances_NumberColumn"]</th>
+                    <th>@Shared["Shared_OpeningBalances_AccountColumn"]</th>
+                    <th style="width: 8rem;">@Shared["Shared_OpeningBalances_TypeColumn"]</th>
+                    <th class="text-end" style="width: 10rem;">@Shared["Shared_OpeningBalances_BalanceColumn"]</th>
                 </tr>
             </thead>
             <tbody>
@@ -31,20 +26,20 @@
                     <tr>
                         <td>@row.Account.AccountNumber</td>
                         <td>@row.Account.Name</td>
-                        <td>@row.Account.Type</td>
+                        <td>@row.Account.Type.LocalizeEnum()</td>
                         <td>
                             <input type="number" step="0.01"
                                    class="form-control form-control-sm text-end opening-balance-amount"
                                    value="@(row.Amount == 0m ? null : row.Amount)"
                                    @onchange="e => SetAmount(row, e)"
-                                   aria-label="Balance for @row.Account.Name" />
+                                   aria-label="@BalanceAriaLabel(row.Account.Name)" />
                         </td>
                     </tr>
                 }
             </tbody>
             <tfoot>
                 <tr class="fw-semibold">
-                    <td colspan="3">Opening Balance Equity plug</td>
+                    <td colspan="3">@Shared["Shared_OpeningBalances_PlugRow"]</td>
                     <td class="text-end opening-balances-plug">@Plug.ToString("N2")</td>
                 </tr>
             </tfoot>
@@ -54,7 +49,7 @@
     <div class="d-flex gap-2 mt-2">
         <button type="button" class="btn btn-primary btn-sm wizard-post" @onclick="HandleSubmitAsync"
                 disabled="@(NonZeroRows.Count == 0 || _submitting)">
-            @(_submitting ? "Posting…" : SubmitButtonText)
+            @(_submitting ? PostingText : (SubmitButtonText ?? DefaultSubmitText))
         </button>
     </div>
 </div>
diff --git a/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs b/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs
index ee02637b..3055ba9f 100644
--- a/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs
+++ b/src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs
@@ -1,8 +1,10 @@
-using System.Globalization;
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Shared;
 
@@ -23,9 +25,24 @@ public partial class OpeningBalanceEntryForm : ComponentBase
     [Parameter, EditorRequired] public DateTime AsAtDate { get; set; }
     [Parameter] public bool ShowAlreadyPostedWarning { get; set; } = true;
     [Parameter] public bool HasExistingOpeningBalances { get; set; }
-    [Parameter] public string SubmitButtonText { get; set; } = "Post Opening Balances";
+
+    /// <summary>Submit button text; when unset, falls back to the shared default (spec 027).</summary>
+    [Parameter] public string? SubmitButtonText { get; set; }
 
     [Inject] private IOpeningBalanceService OpeningBalanceService { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    private string PostingText => Shared["Shared_OpeningBalances_PostingText"];
+    private string DefaultSubmitText => Shared["Shared_OpeningBalances_SubmitButton"];
+
+    /// <summary>Instruction paragraph, localized with the as-at date.</summary>
+    private string InstructionText() =>
+        Loc.Get<SharedResource>("Shared_OpeningBalances_Instruction", AsAtDate.ToString("d MMMM yyyy"));
+
+    /// <summary>aria-label for a row's balance input.</summary>
+    private string BalanceAriaLabel(string accountName) =>
+        Loc.Get<SharedResource>("Shared_OpeningBalances_BalanceForAriaLabel", accountName);
 
     private List<OpeningBalanceRowModel> _rows = new();
     private bool _submitting;
@@ -50,12 +67,12 @@ protected override void OnParametersSet()
         _rows = reconciled;
     }
 
+    // The value of an <input type="number"> is always serialised invariant, so it is parsed
+    // invariant via the shared helper — never with CultureInfo.CurrentCulture, which reads the
+    // period as a thousands separator under fr-FR / de-DE (spec 028, FR-007…FR-009).
     private void SetAmount(OpeningBalanceRowModel row, ChangeEventArgs args)
     {
-        row.Amount = decimal.TryParse(
-            args.Value?.ToString(), NumberStyles.Number, CultureInfo.CurrentCulture, out var amount)
-            ? amount
-            : 0m;
+        row.Amount = MoneyInput.Parse(args.Value?.ToString());
     }
 
     private async Task HandleSubmitAsync()
diff --git a/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor b/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor
index 88251cae..a425bc74 100644
--- a/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor
+++ b/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor
@@ -7,13 +7,13 @@
         <div class="modal-dialog modal-dialog-scrollable" role="document">
             <div class="modal-content">
                 <div class="modal-header py-2">
-                    <h5 class="modal-title" id="forgiveness-dialog-title">Reactivation Fee Forgiveness</h5>
-                    <button type="button" class="btn-close" aria-label="Close" @onclick="Close"></button>
+                    <h5 class="modal-title" id="forgiveness-dialog-title">@Shared["Shared_Forgiveness_Title"]</h5>
+                    <button type="button" class="btn-close" aria-label="@Shared["Shared_Action_Close"]" @onclick="Close"></button>
                 </div>
                 <div class="modal-body py-2">
                     @if (_loading)
                     {
-                        <p role="status" aria-live="polite">Loading fees…</p>
+                        <p role="status" aria-live="polite">@Shared["Shared_Forgiveness_LoadingText"]</p>
                     }
                     else if (!string.IsNullOrEmpty(_errorMessage))
                     {
@@ -21,13 +21,11 @@
                     }
                     else if (_items.Count == 0)
                     {
-                        <p class="text-muted small">No outstanding fees to forgive for this member.</p>
+                        <p class="text-muted small">@Shared["Shared_Forgiveness_NoFees"]</p>
                     }
                     else
                     {
-                        <p class="mb-2 text-muted small">
-                            Prior-year fees are pre-selected for forgiveness. Uncheck any fees you wish to retain.
-                        </p>
+                        <p class="mb-2 text-muted small">@Shared["Shared_Forgiveness_Instruction"]</p>
 
                         @foreach (var yearGroup in _items.GroupBy(i => i.Year).OrderBy(g => g.Key))
                         {
@@ -41,10 +39,10 @@
                                            checked="@_selected.Contains(item.FeeId)"
                                            @onchange="e => OnCheckedChange(item.FeeId, (bool)(e.Value ?? false))" />
                                     <label class="form-check-label small" for="fee-@item.FeeId">
-                                        @item.FeeDate.ToString("d MMM yyyy") — @item.Amount.ToString("C")
+                                        @FeeRowText(item)
                                         @if (item.IsDefaultForgiven)
                                         {
-                                            <span class="badge bg-secondary ms-1">Prior year</span>
+                                            <span class="badge bg-secondary ms-1">@Shared["Shared_Forgiveness_PriorYearBadge"]</span>
                                         }
                                     </label>
                                 </div>
@@ -57,11 +55,11 @@
                     {
                         <span class="text-danger small me-auto">@_applyError</span>
                     }
-                    <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="Close">Cancel</button>
+                    <button type="button" class="btn btn-outline-secondary btn-sm" @onclick="Close">@Shared["Shared_Action_Cancel"]</button>
                     <button type="button" class="btn btn-primary btn-sm"
                             disabled="@(_applying || _selected.Count == 0)"
                             @onclick="ApplyAsync">
-                        @(_applying ? "Applying…" : $"Forgive {_selected.Count} {(_selected.Count == 1 ? "fee" : "fees")}")
+                        @(_applying ? ApplyingText : ForgiveButtonText())
                     </button>
                 </div>
             </div>
diff --git a/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor.cs b/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor.cs
index 163b6e1f..1a6c01b2 100644
--- a/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor.cs
+++ b/src/StageFright.UI/Shared/ReactivationForgivenessDialog.razor.cs
@@ -1,6 +1,11 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using StageFright.Core.Contracts;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Shared;
 
@@ -12,6 +17,19 @@ public partial class ReactivationForgivenessDialog : ComponentBase
     [Parameter] public EventCallback OnForgivenessApplied { get; set; }
 
     [Inject] private IReactivationForgivenessService ForgivenessService { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    private string ApplyingText => Shared["Shared_Forgiveness_ApplyingText"];
+
+    /// <summary>"{date} — {amount}" label for one selectable fee row.</summary>
+    private string FeeRowText(ForgivenessItem item) =>
+        Loc.Get<SharedResource>("Shared_Forgiveness_FeeRow",
+            item.FeeDate.ToString("d MMM yyyy"), MoneyFormatter.Format(item.Amount));
+
+    /// <summary>"Forgive N fee(s)" submit button label, pluralised on the selection count.</summary>
+    private string ForgiveButtonText() =>
+        Loc.Plural<SharedResource>("Shared_Forgiveness_ForgiveButton", _selected.Count);
 
     private List<ForgivenessItem> _items = new();
     private HashSet<Guid> _selected = new();
@@ -47,7 +65,7 @@ private async Task LoadAsync()
         }
         catch (Exception ex)
         {
-            _errorMessage = $"Failed to load fees: {ex.Message}";
+            _errorMessage = Loc.Get<SharedResource>("Shared_Forgiveness_LoadError", ex.Message);
         }
         finally
         {
@@ -73,9 +91,13 @@ private async Task ApplyAsync()
             await OnForgivenessApplied.InvokeAsync();
             await CloseAsync();
         }
+        catch (ClosedPeriodException)
+        {
+            _applyError = Loc.Get<ValidationResource>("Validation_ClosedPeriod_PostingRejected");
+        }
         catch (Exception ex)
         {
-            _applyError = $"Failed to apply forgiveness: {ex.Message}";
+            _applyError = Loc.Get<SharedResource>("Shared_Forgiveness_ApplyError", ex.Message);
         }
         finally
         {
diff --git a/src/StageFright.UI/Shared/ReportViewer.razor b/src/StageFright.UI/Shared/ReportViewer.razor
index 30646e8b..3fb1dc33 100644
--- a/src/StageFright.UI/Shared/ReportViewer.razor
+++ b/src/StageFright.UI/Shared/ReportViewer.razor
@@ -11,11 +11,11 @@ else if (_generating)
     <div class="modal-backdrop-light d-flex align-items-center justify-content-center py-4" role="status" aria-live="polite">
         <div class="text-center">
             <div class="spinner-border text-primary mb-2" role="status" aria-hidden="true"></div>
-            <p class="mb-0 small">Generating report...</p>
+            <p class="mb-0 small">@Shared["Shared_Report_GeneratingText"]</p>
             @if (_showCancel)
             {
                 <button class="btn btn-sm btn-outline-secondary mt-2" @onclick="CancelGeneration">
-                    Cancel
+                    @Shared["Shared_Action_Cancel"]
                 </button>
             }
         </div>
@@ -24,9 +24,9 @@ else if (_generating)
 else if (_error != null)
 {
     <div class="alert alert-danger py-1 mb-2 small" role="alert">
-        <strong>Unable to generate report.</strong> @_error
+        <strong>@Shared["Shared_Report_GenerateFailedHeading"]</strong> @_error
         <div class="mt-1">
-            <button class="btn btn-sm btn-outline-danger" @onclick="Regenerate">Try Again</button>
+            <button class="btn btn-sm btn-outline-danger" @onclick="Regenerate">@Shared["Shared_Action_TryAgain"]</button>
         </div>
     </div>
 }
@@ -40,17 +40,21 @@ else if (_report != null)
                 {
                     <p class="text-muted mb-0 small">@_report.SubTitle</p>
                 }
-                <small class="text-muted">Generated: @_report.GeneratedAt.ToString("d MMM yyyy HH:mm") UTC</small>
+                @if (!string.IsNullOrEmpty(_report.BasisOfAccounting))
+                {
+                    <p class="text-muted small mb-0">@_report.BasisOfAccounting</p>
+                }
+                <small class="text-muted">@GeneratedAtText()</small>
             </div>
-            <div class="report-actions" role="group" aria-label="Report actions">
+            <div class="report-actions" role="group" aria-label="@Shared["Shared_Report_ActionsAriaLabel"]">
                 <button class="btn btn-outline-primary btn-sm" @onclick="PrintReport">
-                    Print / PDF
+                    @Shared["Shared_Report_PrintButton"]
                 </button>
                 <button class="btn btn-outline-secondary btn-sm" @onclick="ExportCsv">
-                    Export CSV
+                    @Shared["Shared_Report_ExportCsvButton"]
                 </button>
                 <button class="btn btn-outline-secondary btn-sm" @onclick="Regenerate">
-                    Refresh
+                    @Shared["Shared_Report_RefreshButton"]
                 </button>
             </div>
         </div>
@@ -70,9 +74,11 @@ else if (_report != null)
                                     <select class="form-select form-select-sm"
                                             value="@_filterValues.Get(filter.Key)"
                                             @onchange="e => OnFilterChanged(filter.Key, e.Value?.ToString())">
-                                        @foreach (var option in filter.Options)
+                                        @for (var oi = 0; oi < filter.Options.Count; oi++)
                                         {
-                                            <option value="@option">@option</option>
+                                            var optionValue = filter.Options[oi];
+                                            var optionLabel = oi < filter.OptionLabels.Count ? filter.OptionLabels[oi] : optionValue;
+                                            <option value="@optionValue">@optionLabel</option>
                                         }
                                     </select>
                                 }
@@ -102,7 +108,7 @@ else if (_report != null)
                             </div>
                         }
                         <div class="col-auto">
-                            <button class="btn btn-primary btn-sm" @onclick="Regenerate">Apply</button>
+                            <button class="btn btn-primary btn-sm" @onclick="Regenerate">@Shared["Shared_Action_Apply"]</button>
                         </div>
                     </div>
                 </div>
@@ -233,21 +239,19 @@ else if (_report != null)
             @if (UsePaging)
             {
                 <div class="d-flex justify-content-between align-items-center mt-1">
-                    <small class="text-muted">
-                        Rows @(PageStartIndex + 1)–@(Math.Min(PageEndIndex, TotalDataRows)) of @TotalDataRows
-                    </small>
-                    <nav aria-label="Report page navigation">
+                    <small class="text-muted">@RowsRangeText()</small>
+                    <nav aria-label="@Shared["Shared_Report_PageNavAriaLabel"]">
                         <ul class="pagination pagination-sm mb-0">
                             <li class="page-item @(_currentPage == 1 ? "disabled" : "")">
                                 <button class="page-link" @onclick="PrevPage" disabled="@(_currentPage == 1)"
-                                        aria-label="Previous page">‹ Prev</button>
+                                        aria-label="@Shared["Shared_Report_PrevPageAriaLabel"]">@Shared["Shared_Report_PrevPage"]</button>
                             </li>
                             <li class="page-item disabled">
-                                <span class="page-link">Page @_currentPage of @TotalPages</span>
+                                <span class="page-link">@PageOfText()</span>
                             </li>
                             <li class="page-item @(_currentPage == TotalPages ? "disabled" : "")">
                                 <button class="page-link" @onclick="NextPage" disabled="@(_currentPage == TotalPages)"
-                                        aria-label="Next page">Next ›</button>
+                                        aria-label="@Shared["Shared_Report_NextPageAriaLabel"]">@Shared["Shared_Report_NextPage"]</button>
                             </li>
                         </ul>
                     </nav>
diff --git a/src/StageFright.UI/Shared/ReportViewer.razor.cs b/src/StageFright.UI/Shared/ReportViewer.razor.cs
index 48f9dfb7..a3eb01ed 100644
--- a/src/StageFright.UI/Shared/ReportViewer.razor.cs
+++ b/src/StageFright.UI/Shared/ReportViewer.razor.cs
@@ -1,10 +1,13 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
 using Microsoft.Extensions.Logging;
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Registry;
 using StageFright.Reports.Rendering;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Shared;
 
@@ -16,6 +19,23 @@ public partial class ReportViewer : ComponentBase, IDisposable
     [Inject] private ICsvReportExporter CsvExporter { get; set; } = null!;
     [Inject] private ISettingsService SettingsService { get; set; } = null!;
     [Inject] private ILogger<ReportViewer> Logger { get; set; } = null!;
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
+    /// <summary>"Generated: {timestamp} UTC" line under the report title.</summary>
+    private string GeneratedAtText() =>
+        _report is null
+            ? string.Empty
+            : Loc.Get<SharedResource>("Shared_Report_GeneratedAt", _report.GeneratedAt.ToString("d MMM yyyy HH:mm"));
+
+    /// <summary>"Rows {from}–{to} of {total}" paging summary.</summary>
+    private string RowsRangeText() =>
+        Loc.Get<SharedResource>("Shared_Report_RowsRange",
+            PageStartIndex + 1, Math.Min(PageEndIndex, TotalDataRows), TotalDataRows);
+
+    /// <summary>"Page {current} of {total}" paging indicator.</summary>
+    private string PageOfText() =>
+        Loc.Get<SharedResource>("Shared_Report_PageOf", _currentPage, TotalPages);
 
     private ReportData? _report;
     private string? _error;
@@ -124,12 +144,12 @@ private async Task GenerateReportAsync()
         }
         catch (OperationCanceledException)
         {
-            _error = "Report generation was cancelled.";
+            _error = Shared["Shared_Report_CancelledError"];
         }
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to generate report '{ReportId}'", Provider.ReportId);
-            _error = $"An error occurred while generating the report. Please try again. ({ex.GetType().Name})";
+            _error = Loc.Get<SharedResource>("Shared_Report_GenerateError", ex.GetType().Name);
         }
         finally
         {
@@ -162,7 +182,7 @@ private async Task PrintReport()
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to render PDF for report '{ReportId}'", Provider?.ReportId);
-            _error = "Unable to generate PDF. Please try again.";
+            _error = Shared["Shared_Report_PdfError"];
             StateHasChanged();
         }
     }
@@ -183,7 +203,7 @@ private void ExportCsv()
         catch (Exception ex)
         {
             Logger.LogError(ex, "Failed to export CSV for report '{ReportId}'", Provider?.ReportId);
-            _error = "Unable to export CSV. Please try again.";
+            _error = Shared["Shared_Report_CsvError"];
             StateHasChanged();
         }
     }
diff --git a/src/StageFright.UI/Shared/TileRenderer.razor b/src/StageFright.UI/Shared/TileRenderer.razor
index 5bed940f..24b4708c 100644
--- a/src/StageFright.UI/Shared/TileRenderer.razor
+++ b/src/StageFright.UI/Shared/TileRenderer.razor
@@ -6,13 +6,13 @@
 {
     <div class="d-flex align-items-center gap-2" role="status" aria-live="polite">
         <div class="spinner-border spinner-border-sm text-secondary" aria-hidden="true"></div>
-        <span class="text-muted small">Loading…</span>
+        <span class="text-muted small">@Shared["Shared_Common_Loading"]</span>
     </div>
 }
 else if (_result?.Error is not null)
 {
     <div class="text-danger small" role="alert">
-        <span>Unable to load @Provider.Title</span>
+        <span>@LoadErrorText()</span>
     </div>
 }
 else
diff --git a/src/StageFright.UI/Shared/TileRenderer.razor.cs b/src/StageFright.UI/Shared/TileRenderer.razor.cs
index bdfa216f..51118bfe 100644
--- a/src/StageFright.UI/Shared/TileRenderer.razor.cs
+++ b/src/StageFright.UI/Shared/TileRenderer.razor.cs
@@ -1,6 +1,9 @@
 using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Dashboard;
 using StageFright.Plugins.Contracts;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Shared;
 
@@ -14,11 +17,18 @@ public partial class TileRenderer : ComponentBase
     [Parameter, EditorRequired]
     public Task<TileLoadResult> LoadTask { get; set; } = null!;
 
+    [Inject] private IStringLocalizer<SharedResource> Shared { get; set; } = null!;
+    [Inject] private ILocalizer Loc { get; set; } = null!;
+
     private TileLoadResult? _result;
     private bool _loading = true;
     private Task<TileLoadResult>? _activeTask;
     private Guid _renderKey = Guid.NewGuid();
 
+    /// <summary>"Unable to load {tile title}" — the failing tile's error text.</summary>
+    private string LoadErrorText() =>
+        Loc.Get<SharedResource>("Shared_Tile_LoadErrorFor", Provider.Title);
+
     /// <summary>
     /// Fires on first render and whenever parameters change (e.g. new LoadTask after dashboard refresh).
     /// Changing _renderKey forces Blazor to dispose and recreate DynamicComponent even when _loading
diff --git a/src/StageFright.UI/StageFright.UI.csproj b/src/StageFright.UI/StageFright.UI.csproj
index 9d1352f3..c5961cc7 100644
--- a/src/StageFright.UI/StageFright.UI.csproj
+++ b/src/StageFright.UI/StageFright.UI.csproj
@@ -6,6 +6,7 @@
     <ImplicitUsings>enable</ImplicitUsings>
     <GenerateDocumentationFile>true</GenerateDocumentationFile>
     <NoWarn>$(NoWarn);CS1591</NoWarn>
+    <NeutralLanguage>en-AU</NeutralLanguage>
   </PropertyGroup>
 
   <ItemGroup>
@@ -15,6 +16,7 @@
   <ItemGroup>
     <PackageReference Include="Blazor.Bootstrap" />
     <PackageReference Include="Microsoft.AspNetCore.Components.Web" />
+    <PackageReference Include="Microsoft.Extensions.Localization" />
     <PackageReference Include="Radzen.Blazor" />
   </ItemGroup>
 
diff --git a/src/StageFright.UI/_Imports.razor b/src/StageFright.UI/_Imports.razor
index 6e35001d..c89ecf31 100644
--- a/src/StageFright.UI/_Imports.razor
+++ b/src/StageFright.UI/_Imports.razor
@@ -3,7 +3,11 @@
 @using Microsoft.AspNetCore.Components.Routing
 @using Microsoft.AspNetCore.Components.Web
 @using Microsoft.AspNetCore.Components.Web.Virtualization
+@using Microsoft.Extensions.Localization
 @using Microsoft.JSInterop
+@using StageFright.Core.Localization
+@using StageFright.Core.Modules.Localization.Resources
+@using StageFright.UI.Resources.Strings
 @using StageFright.UI
 @using StageFright.UI.Layout
 @using StageFright.UI.Shared
diff --git a/tests/StageFright.Core.Tests/Fixtures/RealLocalizer.cs b/tests/StageFright.Core.Tests/Fixtures/RealLocalizer.cs
new file mode 100644
index 00000000..213dbb52
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Fixtures/RealLocalizer.cs
@@ -0,0 +1,18 @@
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+using StageFright.Core.Localization;
+
+namespace StageFright.Core.Tests.Fixtures;
+
+/// <summary>
+/// Real <c>.resx</c>-backed <see cref="ILocalizer"/> for tests that construct a service taking
+/// the <see cref="ILocalizer"/> facade directly (no DI container) and still assert on the
+/// extracted (en-AU) wording — e.g. <c>AgeCalculationService</c> DOB/age messages (spec 027).
+/// </summary>
+internal static class RealLocalizer
+{
+    public static ILocalizer Instance { get; } = new Localizer(
+        new ResourceManagerStringLocalizerFactory(
+            Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance));
+}
diff --git a/tests/StageFright.Core.Tests/Fixtures/RealStringLocalizer.cs b/tests/StageFright.Core.Tests/Fixtures/RealStringLocalizer.cs
new file mode 100644
index 00000000..8337276a
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Fixtures/RealStringLocalizer.cs
@@ -0,0 +1,20 @@
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+
+namespace StageFright.Core.Tests.Fixtures;
+
+/// <summary>
+/// Builds a real <c>.resx</c>-backed <see cref="IStringLocalizer{T}"/> for tests that construct a
+/// service or provider taking a localizer directly and still assert on the extracted (en-AU)
+/// wording — e.g. menu-item providers whose <c>Title</c>/<c>ShortLabel</c> now come from
+/// <c>NavigationResource</c> (spec 027). Lookups resolve to the neutral baseline.
+/// </summary>
+internal static class RealStringLocalizer
+{
+    private static readonly IStringLocalizerFactory Factory =
+        new ResourceManagerStringLocalizerFactory(
+            Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance);
+
+    public static IStringLocalizer<T> For<T>() => new StringLocalizer<T>(Factory);
+}
diff --git a/tests/StageFright.Core.Tests/Fixtures/StubStringLocalizer.cs b/tests/StageFright.Core.Tests/Fixtures/StubStringLocalizer.cs
new file mode 100644
index 00000000..1c3dadb5
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Fixtures/StubStringLocalizer.cs
@@ -0,0 +1,20 @@
+using System.Globalization;
+using Microsoft.Extensions.Localization;
+
+namespace StageFright.Core.Tests.Fixtures;
+
+/// <summary>
+/// Test double for <see cref="IStringLocalizer{T}"/> that echoes the requested key as its own
+/// value. Lets tests construct services whose constructor now takes a localizer (spec 027) without
+/// wiring real <c>.resx</c> lookups — those tests assert behaviour (exception type / flow), not
+/// message wording.
+/// </summary>
+internal sealed class StubStringLocalizer<T> : IStringLocalizer<T>
+{
+    public LocalizedString this[string name] => new(name, name, resourceNotFound: false);
+
+    public LocalizedString this[string name, params object[] arguments] =>
+        new(name, string.Format(CultureInfo.CurrentCulture, name, arguments), resourceNotFound: false);
+
+    public IEnumerable<LocalizedString> GetAllStrings(bool includeParentCultures) => [];
+}
diff --git a/tests/StageFright.Core.Tests/Localization/CurrencyCatalogTests.cs b/tests/StageFright.Core.Tests/Localization/CurrencyCatalogTests.cs
new file mode 100644
index 00000000..07984972
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Localization/CurrencyCatalogTests.cs
@@ -0,0 +1,81 @@
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+
+namespace StageFright.Core.Tests.Localization;
+
+/// <summary>
+/// Tests for <see cref="CurrencyCatalog"/> (spec 028, FR-001): the curated ISO 4217 set spans
+/// 0-, 2- and 3-minor-digit currencies, <see cref="CurrencyCatalog.Default"/> is the AUD "$"
+/// entry, <see cref="CurrencyCatalog.TryGet"/> is a never-throwing case-insensitive lookup that
+/// hands back <see cref="CurrencyCatalog.Default"/> on a miss, and
+/// <see cref="CurrencyCatalog.Get"/> throws <see cref="ValidationException"/> for an unknown code.
+/// </summary>
+public sealed class CurrencyCatalogTests
+{
+    [Fact]
+    public void Should_ExposeAudAsTheDefault_With_DollarSymbolAndTwoMinorDigits()
+    {
+        Assert.Equal("AUD", CurrencyCatalog.Default.Code);
+        Assert.Equal("$", CurrencyCatalog.Default.Symbol);
+        Assert.Equal(2, CurrencyCatalog.Default.MinorUnitDigits);
+        Assert.Same(CurrencyCatalog.All[0], CurrencyCatalog.Default);
+    }
+
+    [Fact]
+    public void Should_IncludeZeroAndThreeDecimalCurrencies_In_TheShippedSet()
+    {
+        Assert.Contains(CurrencyCatalog.All, c => c.Code == "JPY" && c.MinorUnitDigits == 0);
+        Assert.Contains(CurrencyCatalog.All, c => c.Code == "KWD" && c.MinorUnitDigits == 3);
+        Assert.Contains(CurrencyCatalog.All, c => c.Code == "BHD" && c.MinorUnitDigits == 3);
+        Assert.All(CurrencyCatalog.All, c => Assert.Contains(c.MinorUnitDigits, new[] { 0, 2, 3 }));
+    }
+
+    [Theory]
+    [InlineData("USD", 2)]
+    [InlineData("usd", 2)]
+    [InlineData("  Eur  ", 2)]
+    [InlineData("JPY", 0)]
+    [InlineData("kwd", 3)]
+    public void Should_ResolveCaseInsensitivelyAndTrimmed_When_TryGetCalledWithAKnownCode(string code, int expectedDigits)
+    {
+        var found = CurrencyCatalog.TryGet(code, out var currency);
+
+        Assert.True(found);
+        Assert.Equal(expectedDigits, currency.MinorUnitDigits);
+        Assert.Equal(code.Trim().ToUpperInvariant(), currency.Code);
+    }
+
+    [Theory]
+    [InlineData(null)]
+    [InlineData("")]
+    [InlineData("   ")]
+    [InlineData("ZZZ")]
+    [InlineData("not-a-code")]
+    public void Should_ReturnFalseAndHandBackDefault_When_TryGetCalledWithNullBlankOrUnknownCode(string? code)
+    {
+        var found = CurrencyCatalog.TryGet(code!, out var currency);
+
+        Assert.False(found);
+        Assert.Same(CurrencyCatalog.Default, currency);
+    }
+
+    [Theory]
+    [InlineData("AUD")]
+    [InlineData("aud")]
+    [InlineData(" jpy ")]
+    public void Should_ReturnTheMatchingEntry_When_GetCalledWithAKnownCode(string code)
+    {
+        var currency = CurrencyCatalog.Get(code);
+
+        Assert.Equal(code.Trim().ToUpperInvariant(), currency.Code);
+    }
+
+    [Theory]
+    [InlineData("ZZZ")]
+    [InlineData("")]
+    [InlineData("dollars")]
+    public void Should_ThrowValidationException_When_GetCalledWithAnUnknownCode(string code)
+    {
+        Assert.Throws<ValidationException>(() => CurrencyCatalog.Get(code));
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs b/tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs
new file mode 100644
index 00000000..02f026eb
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Localization/LanguageProviderTests.cs
@@ -0,0 +1,185 @@
+using System.Globalization;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Modules.Localization;
+
+namespace StageFright.Core.Tests.Localization;
+
+/// <summary>
+/// Unit tests for <see cref="LanguageProvider"/>'s FR-023 startup ladder: an explicit
+/// <c>Settings.LanguageCode</c> that names a shipped language wins; otherwise the OS display
+/// language when the catalog matches it by exact culture then by parent language; otherwise
+/// <c>en-AU</c>. Every step is wrapped so a failure drops to the next (FR-017 / SC-010).
+/// </summary>
+public sealed class LanguageProviderTests
+{
+    private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+    private readonly ISystemCultureProvider _systemCulture = Substitute.For<ISystemCultureProvider>();
+    private readonly ILanguagePreferenceStore _preferenceStore = Substitute.For<ILanguagePreferenceStore>();
+
+    [Fact]
+    public async Task Should_ReturnExplicitChoice_When_LanguageCodeNamesShippedLanguage()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith("fr-FR"));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("en-US"));
+        var provider = Build("en-AU", "fr-FR");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("fr-FR", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_UseRecordedPreference_When_NoExplicitChoice_AndPreferenceNamesShippedLanguage()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith(null));
+        _preferenceStore.Get().Returns("fr-FR");
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("en-US"));
+        var provider = Build("en-AU", "fr-FR");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("fr-FR", culture.Name);
+    }
+
+    [Theory]
+    [InlineData(null)]
+    [InlineData("")]
+    [InlineData("   ")]
+    [InlineData("mi-NZ")]
+    public async Task Should_FallThroughToOsLanguage_When_RecordedPreferenceIsBlankOrUnshipped(string? recorded)
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith(null));
+        _preferenceStore.Get().Returns(recorded);
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("fr-FR"));
+        var provider = Build("en-AU", "fr-FR");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("fr-FR", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_PreferExplicitChoice_When_ItAndTheOsLanguageBothResolve()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith("en-AU"));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("fr-FR"));
+        var provider = Build("en-AU", "fr-FR");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_UseOsLanguage_When_NoExplicitChoiceAndTheOsCultureShips()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith(null));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("fr-FR"));
+        var provider = Build("en-AU", "fr-FR");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("fr-FR", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_MatchParentLanguage_When_OsCultureIsARegionalVariantOfAShippedLanguage()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith(null));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("en-US"));
+        var provider = Build("en-AU"); // only en-AU ships
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_FallBackToEnAu_When_TheOsCultureHasNoShippedMatch()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith(null));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("de-DE"));
+        var provider = Build("en-AU");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_FallBackToEnAu_When_TheOsCultureCannotBeResolved()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith(null));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.InvariantCulture);
+        var provider = Build("en-AU");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_IgnoreStoredCode_When_ItNamesALanguageThisBuildNoLongerShips()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(SettingsWith("mi-NZ"));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("fr-FR"));
+        var provider = Build("en-AU", "fr-FR"); // mi-NZ not shipped -> treated as no explicit choice
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("fr-FR", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_NotThrowAndFallBackToEnAu_When_SettingsServiceThrows()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>())
+            .Returns<Task<Settings?>>(_ => throw new InvalidOperationException("db unavailable"));
+        _systemCulture.GetUiCulture().Returns(CultureInfo.InvariantCulture);
+        var provider = Build("en-AU");
+
+        var culture = await provider.ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name);
+    }
+
+    [Fact]
+    public void Should_ExposeEnAu_When_DefaultCultureRead()
+    {
+        var provider = Build("en-AU", "fr-FR");
+
+        Assert.Equal("en-AU", provider.DefaultCulture.Name);
+    }
+
+    // --- helpers -------------------------------------------------------------------
+
+    private LanguageProvider Build(params string[] shippedCultureCodes) =>
+        new(_settingsService, new FakeCatalog(shippedCultureCodes), _systemCulture, _preferenceStore);
+
+    private static Task<Settings?> SettingsWith(string? languageCode) =>
+        Task.FromResult<Settings?>(new Settings
+        {
+            Id = Guid.NewGuid(),
+            OrganizationName = "Test Choir",
+            LanguageCode = languageCode,
+            SchemaVersion = "1.1.0",
+        });
+
+    private sealed class FakeCatalog : ISupportedLanguagesCatalog
+    {
+        public FakeCatalog(IEnumerable<string> codes) =>
+            All = codes.Select(c => new SupportedLanguage(c, string.Equals(c, "en-AU", StringComparison.OrdinalIgnoreCase)))
+                       .ToList();
+
+        public IReadOnlyList<SupportedLanguage> All { get; }
+
+        public SupportedLanguage Default => All.First(l => l.IsDefault);
+
+        public SupportedLanguage? Find(string? cultureCode) =>
+            string.IsNullOrWhiteSpace(cultureCode)
+                ? null
+                : All.FirstOrDefault(l => string.Equals(l.CultureCode, cultureCode.Trim(), StringComparison.OrdinalIgnoreCase));
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Localization/LocalizerTests.cs b/tests/StageFright.Core.Tests/Localization/LocalizerTests.cs
new file mode 100644
index 00000000..a2239071
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Localization/LocalizerTests.cs
@@ -0,0 +1,67 @@
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Localization;
+
+namespace StageFright.Core.Tests.Localization;
+
+/// <summary>
+/// Tests for <see cref="Localizer"/>'s named-placeholder substitution (spec 027, FR-010). Each
+/// distinct <c>{Token}</c> binds to an arg by the order the token first appears in the resolved
+/// text; every occurrence of that token then renders the bound value, so a token repeated in the
+/// text renders its value each time instead of leaking the literal <c>{Token}</c>.
+/// </summary>
+public sealed class LocalizerTests
+{
+    private static string Format(string template, params object[] args) =>
+        new Localizer(new TemplateFactory(template)).Get<object>("AnyKey", args);
+
+    [Fact]
+    public void Should_BindEachDistinctToken_ByFirstAppearanceOrder()
+    {
+        Assert.Equal("Bad 5 for Alice", Format("Bad {Amount} for {Member}", 5, "Alice"));
+    }
+
+    [Fact]
+    public void Should_RenderARepeatedToken_WithItsBoundValue_NotTheLiteral()
+    {
+        // Regression: the earlier positional walk emitted the literal "{Name}" for the 2nd
+        // occurrence once its single arg had been consumed.
+        Assert.Equal("Hi Sam, bye Sam", Format("Hi {Name}, bye {Name}", "Sam"));
+    }
+
+    [Fact]
+    public void Should_ReturnTemplateUnchanged_When_NoArgsSupplied()
+    {
+        Assert.Equal("Bad {Amount}", Format("Bad {Amount}"));
+    }
+
+    [Fact]
+    public void Should_LeaveFurtherDistinctTokensLiteral_When_ArgsAreExhausted()
+    {
+        Assert.Equal("5 then {Second}", Format("{First} then {Second}", 5));
+    }
+
+    private sealed class TemplateLocalizer : IStringLocalizer
+    {
+        private readonly string _template;
+
+        public TemplateLocalizer(string template) => _template = template;
+
+        public LocalizedString this[string name] => new(name, _template, resourceNotFound: false);
+
+        public LocalizedString this[string name, params object[] arguments] =>
+            new(name, _template, resourceNotFound: false);
+
+        public IEnumerable<LocalizedString> GetAllStrings(bool includeParentCultures) => [];
+    }
+
+    private sealed class TemplateFactory : IStringLocalizerFactory
+    {
+        private readonly string _template;
+
+        public TemplateFactory(string template) => _template = template;
+
+        public IStringLocalizer Create(Type resourceSource) => new TemplateLocalizer(_template);
+
+        public IStringLocalizer Create(string baseName, string location) => new TemplateLocalizer(_template);
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Localization/MoneyFormatterTests.cs b/tests/StageFright.Core.Tests/Localization/MoneyFormatterTests.cs
new file mode 100644
index 00000000..f53ffaef
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Localization/MoneyFormatterTests.cs
@@ -0,0 +1,132 @@
+using System.Globalization;
+using StageFright.Core.Localization;
+
+namespace StageFright.Core.Tests.Localization;
+
+/// <summary>
+/// Tests for <see cref="MoneyFormatter"/> (spec 028, FR-003 / FR-004): the currency symbol,
+/// ISO code and minor-unit precision come from the currency set via
+/// <see cref="MoneyFormatter.Configure"/>, while digit grouping, the decimal separator and
+/// symbol placement follow <see cref="CultureInfo.CurrentCulture"/>. A zero-decimal currency
+/// (JPY) shows no fractional digits; the AUD default is byte-identical to the pre-028 output.
+/// </summary>
+public sealed class MoneyFormatterTests : IDisposable
+{
+    private readonly CultureInfo _originalCulture = CultureInfo.CurrentCulture;
+
+    public void Dispose()
+    {
+        CultureInfo.CurrentCulture = _originalCulture;
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+    }
+
+    private static string FormatUnder(string cultureName, SupportedCurrency currency, decimal amount, bool withCode = false)
+    {
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo(cultureName);
+        MoneyFormatter.Configure(currency);
+        return withCode ? MoneyFormatter.FormatWithCode(amount) : MoneyFormatter.Format(amount);
+    }
+
+    [Theory]
+    [InlineData("en-AU")]
+    [InlineData("en-US")]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public void Should_UseTheConfiguredSymbol_AndNeverTheActiveCultureCurrencySymbol(string cultureName)
+    {
+        var result = FormatUnder(cultureName, CurrencyCatalog.Get("AUD"), 1234.56m);
+
+        Assert.Contains("$", result);
+        Assert.DoesNotContain("€", result);   // fr-FR / de-DE own symbol must not leak in
+        Assert.DoesNotContain("¤", result);   // the generic currency placeholder must be replaced
+    }
+
+    [Theory]
+    [InlineData("en-AU")]
+    [InlineData("en-US")]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public void Should_GroupDigitsPerActiveCulture_When_AmountExceedsOneThousand(string cultureName)
+    {
+        var culture = CultureInfo.GetCultureInfo(cultureName);
+        var expectedGrouping = "1" + culture.NumberFormat.CurrencyGroupSeparator + "234"; // "1,234" / "1.234" / "1 234"
+
+        var result = FormatUnder(cultureName, CurrencyCatalog.Get("AUD"), 1234.56m);
+
+        Assert.Contains(expectedGrouping, result);
+    }
+
+    [Theory]
+    [InlineData("en-AU")]
+    [InlineData("fr-FR")]
+    public void Should_ShowExactlyTwoFractionalDigits_ForATwoDecimalCurrency(string cultureName)
+    {
+        var culture = CultureInfo.GetCultureInfo(cultureName);
+        var result = FormatUnder(cultureName, CurrencyCatalog.Get("AUD"), 1234.5m);
+
+        Assert.Contains(culture.NumberFormat.CurrencyDecimalSeparator + "50", result);
+    }
+
+    [Theory]
+    [InlineData("en-AU")]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public void Should_ShowNoFractionalDigits_ForAZeroDecimalCurrency(string cultureName)
+    {
+        var culture = CultureInfo.GetCultureInfo(cultureName);
+
+        var result = FormatUnder(cultureName, CurrencyCatalog.Get("JPY"), 1234.56m);
+
+        Assert.Contains("¥", result);
+        Assert.DoesNotContain(culture.NumberFormat.CurrencyDecimalSeparator + "5", result);
+        // 1234.56 rounds to the whole unit 1235
+        Assert.Contains("1" + culture.NumberFormat.CurrencyGroupSeparator + "235", result);
+    }
+
+    [Fact]
+    public void Should_MatchThePreSpec028Output_ForAnAudAmount_UnderEnAu()
+    {
+        var result = FormatUnder("en-AU", CurrencyCatalog.Default, 1234.5m);
+
+        Assert.Equal("$1,234.50", result);
+    }
+
+    [Theory]
+    [InlineData("en-AU")]
+    [InlineData("en-US")]
+    [InlineData("")]          // invariant culture — the default on CI hosts; would otherwise give "($1,234.50)"
+    public void Should_RenderANegativeAmountWithALeadingMinus_NeverParentheses_ForAud(string cultureName)
+    {
+        var result = FormatUnder(cultureName, CurrencyCatalog.Default, -1234.5m);
+
+        Assert.Equal("-$1,234.50", result);
+    }
+
+    [Fact]
+    public void Should_KeepTheCultureSymbolPlacement_ForANegativeAmount_UnderAForeignCulture()
+    {
+        // fr-FR places the symbol after the amount; the negative form stays a leading minus, not "(…)".
+        var result = FormatUnder("fr-FR", CurrencyCatalog.Get("AUD"), -1234.5m);
+
+        Assert.StartsWith("-", result);
+        Assert.EndsWith("$", result);
+        Assert.DoesNotContain("(", result);
+        Assert.DoesNotContain(")", result);
+    }
+
+    [Fact]
+    public void Should_PrefixTheIsoCode_When_FormatWithCodeUsed()
+    {
+        Assert.Equal("AUD 1,234.50", FormatUnder("en-AU", CurrencyCatalog.Get("AUD"), 1234.5m, withCode: true));
+        Assert.Equal("JPY 1,235", FormatUnder("en-AU", CurrencyCatalog.Get("JPY"), 1234.56m, withCode: true));
+    }
+
+    [Fact]
+    public void Should_FallBackToAud_When_ConfiguredWithNull()
+    {
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo("en-AU");
+        MoneyFormatter.Configure(null!);
+
+        Assert.Equal("$5.00", MoneyFormatter.Format(5m));
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Localization/MoneyInputTests.cs b/tests/StageFright.Core.Tests/Localization/MoneyInputTests.cs
new file mode 100644
index 00000000..79a16aa0
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Localization/MoneyInputTests.cs
@@ -0,0 +1,70 @@
+using System.Globalization;
+using StageFright.Core.Localization;
+
+namespace StageFright.Core.Tests.Localization;
+
+/// <summary>
+/// Tests for <see cref="MoneyInput.Parse"/> (spec 028, FR-007…FR-009). The raw value of an
+/// <c>&lt;input type="number"&gt;</c> is always serialised by the browser with a period decimal
+/// point and no digit grouping, no matter the device region, so it is parsed with
+/// <see cref="CultureInfo.InvariantCulture"/> and never the active culture. Under fr-FR / de-DE
+/// (comma decimal separator, period grouping) a value such as <c>"1.50"</c> must still parse to
+/// <c>1.50m</c> — not <c>150</c> — and a null / blank / unparseable value falls back to <c>0m</c>.
+/// </summary>
+public sealed class MoneyInputTests : IDisposable
+{
+    private readonly CultureInfo _originalCulture = CultureInfo.CurrentCulture;
+
+    public void Dispose() => CultureInfo.CurrentCulture = _originalCulture;
+
+    private static decimal ParseUnder(string cultureName, string? value)
+    {
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo(cultureName);
+        return MoneyInput.Parse(value);
+    }
+
+    [Theory]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    [InlineData("en-AU")]
+    public void Should_ParseAPlainDecimalInvariantly_RegardlessOfCulture(string cultureName)
+    {
+        Assert.Equal(1.5m, ParseUnder(cultureName, "1.5"));
+        Assert.Equal(1.50m, ParseUnder(cultureName, "1.50"));
+        Assert.Equal(1000.5m, ParseUnder(cultureName, "1000.5"));
+        Assert.Equal(-3.2m, ParseUnder(cultureName, "-3.2"));
+    }
+
+    [Theory]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public void Should_NotReadThePeriodAsAGroupSeparator_UnderACommaDecimalCulture(string cultureName)
+    {
+        // The bug this fixes: NumberStyles.Number + CurrentCulture reads "1.50" as 150 under fr-FR/de-DE.
+        Assert.Equal(1.50m, ParseUnder(cultureName, "1.50"));
+        Assert.NotEqual(150m, ParseUnder(cultureName, "1.50"));
+        Assert.Equal(1000.5m, ParseUnder(cultureName, "1000.5"));
+        Assert.NotEqual(10005m, ParseUnder(cultureName, "1000.5"));
+    }
+
+    [Theory]
+    [InlineData(null)]
+    [InlineData("")]
+    [InlineData("   ")]
+    [InlineData("abc")]
+    [InlineData("1.2.3")]
+    public void Should_FallBackToZero_When_ValueIsNullBlankOrUnparseable(string? value)
+    {
+        Assert.Equal(0m, ParseUnder("fr-FR", value));
+        Assert.Equal(0m, ParseUnder("de-DE", value));
+        Assert.Equal(0m, ParseUnder("en-AU", value));
+    }
+
+    [Fact]
+    public void Should_ProduceTheSameValueInEveryCulture_ForTheSameInput()
+    {
+        Assert.Equal(ParseUnder("en-AU", "1234.50"), ParseUnder("fr-FR", "1234.50"));
+        Assert.Equal(ParseUnder("en-AU", "1234.50"), ParseUnder("de-DE", "1234.50"));
+        Assert.Equal(1234.50m, ParseUnder("fr-FR", "1234.50"));
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Localization/SupportedLanguagesCatalogTests.cs b/tests/StageFright.Core.Tests/Localization/SupportedLanguagesCatalogTests.cs
new file mode 100644
index 00000000..d0bceda9
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Localization/SupportedLanguagesCatalogTests.cs
@@ -0,0 +1,93 @@
+using StageFright.Core.Modules.Localization;
+
+namespace StageFright.Core.Tests.Localization;
+
+/// <summary>
+/// Tests for <see cref="SupportedLanguagesCatalog"/>'s runtime discovery (FR-011): the shipped
+/// language list is built from the resource cultures actually present in the build, always
+/// contains the neutral <c>en-AU</c> baseline, derives endonyms from culture metadata, and
+/// never surfaces a <c>qps-*</c> pseudo-locale — even though the <c>qps-ploc</c> satellite
+/// assembly is copied into this test project's output (SC-003).
+/// </summary>
+public sealed class SupportedLanguagesCatalogTests
+{
+    private readonly SupportedLanguagesCatalog _catalog = new();
+
+    [Fact]
+    public void Should_AlwaysContainEnAuAsTheDefault()
+    {
+        var enAu = Assert.Single(_catalog.All, l => l.CultureCode == "en-AU");
+
+        Assert.True(enAu.IsDefault);
+        Assert.Equal("en-AU", _catalog.Default.CultureCode);
+        Assert.Same(enAu, _catalog.Default);
+    }
+
+    [Fact]
+    public void Should_ExcludePseudoLocale_When_QpsPlocSatelliteIsPresentInTheBuild()
+    {
+        Assert.DoesNotContain(_catalog.All, l => l.CultureCode.StartsWith("qps", StringComparison.OrdinalIgnoreCase));
+    }
+
+    [Fact]
+    public void Should_OrderDefaultFirst()
+    {
+        Assert.True(_catalog.All[0].IsDefault);
+    }
+
+    [Fact]
+    public void Should_DeriveEndonymFromCultureMetadata()
+    {
+        var enAu = _catalog.Find("en-AU");
+
+        Assert.NotNull(enAu);
+        Assert.Contains("English", enAu!.Endonym, StringComparison.OrdinalIgnoreCase);
+    }
+
+    [Theory]
+    [InlineData(null)]
+    [InlineData("")]
+    [InlineData("   ")]
+    [InlineData("zz-ZZ")]
+    [InlineData("not-a-culture")]
+    public void Should_ReturnNull_When_FindCalledWithNullBlankOrUnknownCode(string? code)
+    {
+        Assert.Null(_catalog.Find(code));
+    }
+
+    [Theory]
+    [InlineData("en-AU")]
+    [InlineData("en-au")]
+    [InlineData("EN-AU")]
+    [InlineData(" en-AU ")]
+    public void Should_ResolveCaseInsensitivelyAndTrimmed_When_FindCalledWithAKnownCode(string code)
+    {
+        var found = _catalog.Find(code);
+
+        Assert.NotNull(found);
+        Assert.Equal("en-AU", found!.CultureCode);
+    }
+
+    [Fact]
+    public void Should_EquateEntries_ByCultureCodeOnly()
+    {
+        Assert.Equal(new SupportedLanguage("en-AU", isDefault: true), new SupportedLanguage("en-AU", isDefault: false));
+    }
+
+    [Fact]
+    public void Should_FallBackToTheDefaultAssemblies_When_ConstructedWithAnEmptyAssemblyList()
+    {
+        // A DI container resolves an unregistered IEnumerable<string> as an *empty* sequence,
+        // not null — so an empty probe list must behave exactly like the parameterless
+        // constructor (probe Core / UI / Reports) rather than disabling discovery and leaving
+        // only en-AU (issue #360).
+        var viaEmptyList = new SupportedLanguagesCatalog([]);
+
+        Assert.Equal(
+            new SupportedLanguagesCatalog().All.Select(l => l.CultureCode),
+            viaEmptyList.All.Select(l => l.CultureCode));
+        Assert.True(
+            viaEmptyList.All.Count > 1,
+            "the satellite resource sets shipped in the build (e.g. en-US) should be discovered");
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Modules/Agm/AgmServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Agm/AgmServiceTests.cs
index 2173dbe1..1cc7325f 100644
--- a/tests/StageFright.Core.Tests/Modules/Agm/AgmServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Agm/AgmServiceTests.cs
@@ -45,7 +45,7 @@ public AgmServiceTests()
     }
 
     private AgmService CreateService() =>
-        new(_agmRepo, _attendanceRepo, _termRepo, _positionRepo, _settingsService, _audit, _unitOfWork);
+        new(_agmRepo, _attendanceRepo, _termRepo, _positionRepo, _settingsService, _audit, _unitOfWork, RealLocalizer.Instance);
 
     private static RecordAgmRequest MakeRequest(
         IReadOnlyList<Guid>? attended = null,
diff --git a/tests/StageFright.Core.Tests/Modules/AuditTrail/AuditTrailServiceTests.cs b/tests/StageFright.Core.Tests/Modules/AuditTrail/AuditTrailServiceTests.cs
index 8e213e70..4d5f0998 100644
--- a/tests/StageFright.Core.Tests/Modules/AuditTrail/AuditTrailServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/AuditTrail/AuditTrailServiceTests.cs
@@ -9,9 +9,11 @@
 namespace StageFright.Core.Tests.Modules.AuditTrail;
 
 /// <summary>
-/// Unit tests for AuditTrailService: LogAsync persistence and PurgeOlderThanAsync's
-/// failure-tolerant behaviour (the method callers now reach through IAuditTrailService —
-/// see the #275 regression test in StartupSequenceTests for the DI-resolution fix itself).
+/// Unit tests for AuditTrailService: LogAsync persistence and PurgeOlderThanAsync's behaviour —
+/// a purge failure now propagates to the caller (spec 028, FR-025: logged and surfaced, never
+/// silently discarded) rather than being swallowed. The method callers reach through
+/// IAuditTrailService — see the #275 regression test in StartupSequenceTests for the
+/// DI-resolution fix itself.
 /// </summary>
 public class AuditTrailServiceTests : TestBase
 {
@@ -64,15 +66,16 @@ public async Task PurgeOlderThanAsync_DelegatesToRepository_WithGivenCutoff()
     }
 
     [Fact]
-    public async Task PurgeOlderThanAsync_DoesNotThrow_WhenRepositoryFails()
+    public async Task PurgeOlderThanAsync_PropagatesFailure_WhenRepositoryFails()
     {
+        // FR-025: a purge failure must reach the startup sequence so it can be logged AND surfaced;
+        // the service no longer swallows it.
         var svc = CreateService();
         _repository.PurgeOlderThanAsync(Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
             .Returns<Task<int>>(_ => throw new InvalidOperationException("db error"));
 
-        var ex = await Record.ExceptionAsync(() => svc.PurgeOlderThanAsync(DateTime.UtcNow, Ct));
-
-        Assert.Null(ex);
+        await Assert.ThrowsAsync<InvalidOperationException>(
+            () => svc.PurgeOlderThanAsync(DateTime.UtcNow, Ct));
     }
 
     [Fact]
diff --git a/tests/StageFright.Core.Tests/Modules/Events/EventServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Events/EventServiceTests.cs
index 9b0d7c9f..c48a4981 100644
--- a/tests/StageFright.Core.Tests/Modules/Events/EventServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Events/EventServiceTests.cs
@@ -33,7 +33,7 @@ public EventServiceTests()
     }
 
     private EventService CreateService() =>
-        new(_eventRepo, _participationRepo, _memberRepo, _audit, _unitOfWork);
+        new(_eventRepo, _participationRepo, _memberRepo, _audit, _unitOfWork, RealLocalizer.Instance);
 
     // --- ScheduleAsync ---
 
diff --git a/tests/StageFright.Core.Tests/Modules/Events/EventTypeServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Events/EventTypeServiceTests.cs
index 5e58380e..f86178e6 100644
--- a/tests/StageFright.Core.Tests/Modules/Events/EventTypeServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Events/EventTypeServiceTests.cs
@@ -15,7 +15,7 @@ public class EventTypeServiceTests : TestBase
     private readonly IEventTypeRepository _repo = Substitute.For<IEventTypeRepository>();
     private readonly IAuditTrailService _audit = Substitute.For<IAuditTrailService>();
 
-    private EventTypeService CreateService() => new(_repo, _audit);
+    private EventTypeService CreateService() => new(_repo, _audit, RealLocalizer.Instance);
 
     // --- GetAllAsync ---
 
diff --git a/tests/StageFright.Core.Tests/Modules/Events/EventsMenuItemProviderTests.cs b/tests/StageFright.Core.Tests/Modules/Events/EventsMenuItemProviderTests.cs
index 561dd072..38545492 100644
--- a/tests/StageFright.Core.Tests/Modules/Events/EventsMenuItemProviderTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Events/EventsMenuItemProviderTests.cs
@@ -1,4 +1,6 @@
 using StageFright.Core.Modules.Events;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.Core.Tests.Fixtures;
 
 namespace StageFright.Core.Tests.Modules.Events;
 
@@ -8,7 +10,7 @@ namespace StageFright.Core.Tests.Modules.Events;
 /// </summary>
 public class EventsMenuItemProviderTests
 {
-    private readonly EventsMenuItemProvider _sut = new();
+    private readonly EventsMenuItemProvider _sut = new(RealStringLocalizer.For<NavigationResource>());
 
     [Fact]
     public void GetMenuItems_Includes_AllEvents_RoutingToEventsList()
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/AccountServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/AccountServiceTests.cs
index edc8c93f..dab7a34c 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/AccountServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/AccountServiceTests.cs
@@ -44,7 +44,7 @@ public AccountServiceTests()
         _repo.AddAsync(Arg.Any<Account>(), Arg.Any<CancellationToken>())
             .Returns(ci => ci.ArgAt<Account>(0));
 
-        _sut = new AccountService(_repo, _glAssignment, _audit, _reconciliationRepo);
+        _sut = new AccountService(_repo, _glAssignment, _audit, _reconciliationRepo, RealLocalizer.Instance);
     }
 
     // --- CreateAsync ---
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/BankDepositServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/BankDepositServiceTests.cs
index 37432047..0de054d7 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/BankDepositServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/BankDepositServiceTests.cs
@@ -44,7 +44,7 @@ public BankDepositServiceTests()
                 MakeAccount(NonBankAssetAccountId, "Equipment", "1300")
             });
 
-        _sut = new BankDepositService(_accountRepo, _glRepo, _journalRepo, _audit, _unitOfWork);
+        _sut = new BankDepositService(_accountRepo, _glRepo, _journalRepo, _audit, _unitOfWork, RealLocalizer.Instance);
     }
 
     // --- Validation ---
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/BankReconciliationServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/BankReconciliationServiceTests.cs
index 74be464d..9d56c31e 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/BankReconciliationServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/BankReconciliationServiceTests.cs
@@ -12,6 +12,8 @@ namespace StageFright.Core.Tests.Modules.Finance;
 /// Unit tests for BankReconciliationService — draft start validation (bank account,
 /// single draft, statement-date ordering), workspace difference calculation,
 /// toggle-clear rules, finalise gating at |diff| ≤ 0.005, and audit logging.
+/// Spec 028 FR-015: finalisation still requires the reconciliation to balance (no
+/// tolerance band beyond the half-cent), and a finalised reconciliation is immutable.
 /// </summary>
 public class BankReconciliationServiceTests : TestBase
 {
@@ -50,7 +52,7 @@ public BankReconciliationServiceTests()
         _glRepo.GetUnreconciledByAccountAsync(Arg.Any<Guid>(), Arg.Any<DateTime?>(), Arg.Any<CancellationToken>())
             .Returns(new List<Transaction>());
 
-        _sut = new BankReconciliationService(_recRepo, _accountRepo, _glRepo, _audit);
+        _sut = new BankReconciliationService(_recRepo, _accountRepo, _glRepo, _audit, RealLocalizer.Instance);
     }
 
     // --- StartDraftAsync ---
@@ -270,6 +272,31 @@ public async Task Should_Finalise_When_DifferenceIsWithinHalfCentTolerance()
         await _recRepo.Received(1).FinaliseAsync(rec.Id, Arg.Any<CancellationToken>());
     }
 
+    // FR-015: finalisation still requires the reconciliation to balance — a one-cent
+    // difference is over the half-cent tolerance and must be rejected with no state change.
+    [Fact]
+    public async Task Should_RejectFinalise_When_DifferenceExceedsHalfCent_FR015()
+    {
+        var rec = MakeReconciliation(ReconciliationStatus.Draft, closingBalance: 0.01m);
+        _recRepo.GetByIdAsync(rec.Id, Arg.Any<CancellationToken>()).Returns(rec);
+
+        await Assert.ThrowsAsync<ReconciliationException>(() => _sut.FinaliseAsync(rec.Id, Ct));
+        await _recRepo.DidNotReceive().FinaliseAsync(Arg.Any<Guid>(), Arg.Any<CancellationToken>());
+    }
+
+    // FR-015: a finalised reconciliation is immutable — neither clearing a line nor
+    // re-finalising it is permitted.
+    [Fact]
+    public async Task Should_RejectClearAndFinalise_When_ReconciliationIsFinalised_FR015()
+    {
+        var rec = MakeReconciliation(ReconciliationStatus.Finalised, closingBalance: 0m);
+        _recRepo.GetByIdAsync(rec.Id, Arg.Any<CancellationToken>()).Returns(rec);
+
+        await Assert.ThrowsAsync<ReconciliationException>(() => _sut.ToggleClearAsync(rec.Id, Guid.NewGuid(), Ct));
+        await Assert.ThrowsAsync<ReconciliationException>(() => _sut.FinaliseAsync(rec.Id, Ct));
+        await _recRepo.DidNotReceive().FinaliseAsync(Arg.Any<Guid>(), Arg.Any<CancellationToken>());
+    }
+
     // --- DeleteDraftAsync ---
 
     [Fact]
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/ClosedPeriodGuardTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/ClosedPeriodGuardTests.cs
new file mode 100644
index 00000000..9bdecc4b
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Modules/Finance/ClosedPeriodGuardTests.cs
@@ -0,0 +1,82 @@
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Modules.Finance;
+using StageFright.Core.Tests.Fixtures;
+
+namespace StageFright.Core.Tests.Modules.Finance;
+
+/// <summary>
+/// Unit tests for <see cref="ClosedPeriodGuard"/> (spec 028, US6 / FR-017): a posting dated on
+/// or before <c>Settings.ClosedThroughDate</c> is rejected; everything else — including the
+/// pre-setup (null settings) and nothing-closed (null date) states — passes.
+/// </summary>
+public class ClosedPeriodGuardTests : TestBase
+{
+    private readonly ISettingsRepository _settingsRepo = Substitute.For<ISettingsRepository>();
+
+    private ClosedPeriodGuard CreateGuard() => new(_settingsRepo);
+
+    private void GivenSettings(Settings? settings) =>
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns(settings);
+
+    private static Settings SettingsClosedThrough(DateTime? closedThrough) => new()
+    {
+        Id = Guid.NewGuid(),
+        OrganizationName = "Test Org",
+        ClosedThroughDate = closedThrough
+    };
+
+    [Fact]
+    public async Task Should_NotThrow_When_SettingsIsNull()
+    {
+        GivenSettings(null);
+
+        await CreateGuard().EnsureOpen(new DateTime(1900, 1, 1), Ct); // must not throw
+    }
+
+    [Fact]
+    public async Task Should_NotThrow_When_ClosedThroughDateIsNull()
+    {
+        GivenSettings(SettingsClosedThrough(null));
+
+        await CreateGuard().EnsureOpen(new DateTime(1900, 1, 1), Ct); // must not throw
+    }
+
+    [Fact]
+    public async Task Should_NotThrow_When_PostingDateIsAfterClosedThroughDate()
+    {
+        GivenSettings(SettingsClosedThrough(new DateTime(2025, 6, 30)));
+
+        await CreateGuard().EnsureOpen(new DateTime(2025, 7, 1), Ct); // must not throw
+    }
+
+    [Fact]
+    public async Task Should_Throw_When_PostingDateIsExactlyOnClosedThroughDate()
+    {
+        GivenSettings(SettingsClosedThrough(new DateTime(2025, 6, 30)));
+
+        await Assert.ThrowsAsync<ClosedPeriodException>(
+            () => CreateGuard().EnsureOpen(new DateTime(2025, 6, 30), Ct));
+    }
+
+    [Fact]
+    public async Task Should_Throw_When_PostingDateIsBeforeClosedThroughDate()
+    {
+        GivenSettings(SettingsClosedThrough(new DateTime(2025, 6, 30)));
+
+        await Assert.ThrowsAsync<ClosedPeriodException>(
+            () => CreateGuard().EnsureOpen(new DateTime(2025, 1, 15), Ct));
+    }
+
+    [Fact]
+    public async Task Should_CompareByDateOnly_When_PostingDateHasALaterTimeOnTheClosedThroughDay()
+    {
+        GivenSettings(SettingsClosedThrough(new DateTime(2025, 6, 30, 0, 0, 0)));
+
+        // 23:59 on the closed-through day is still inside the closed period.
+        await Assert.ThrowsAsync<ClosedPeriodException>(
+            () => CreateGuard().EnsureOpen(new DateTime(2025, 6, 30, 23, 59, 0), Ct));
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/ExpensePaymentServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/ExpensePaymentServiceTests.cs
index a48ded0b..2c2a655f 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/ExpensePaymentServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/ExpensePaymentServiceTests.cs
@@ -49,7 +49,7 @@ public ExpensePaymentServiceTests()
                 MakeAccount(NonBankAssetAccountId, "Equipment", AccountType.Asset, "1300")
             });
 
-        _sut = new ExpensePaymentService(_accountRepo, _glRepo, _journalRepo, _settingsRepo, _audit, _unitOfWork);
+        _sut = new ExpensePaymentService(_accountRepo, _glRepo, _journalRepo, _settingsRepo, _audit, _unitOfWork, RealLocalizer.Instance);
     }
 
     // --- GetExpenseAccountsAsync ---
@@ -211,6 +211,29 @@ await _glRepo.Received(1).AddBalancedSetAsync(
             Arg.Any<CancellationToken>());
     }
 
+    [Fact]
+    public async Task Should_AddTaxOnTop_BankTakesGross_ExpenseTakesNet_When_TaxableAndExclusiveMode()
+    {
+        // issue #354: in Exclusive mode request.Amount is the net; tax is added on top so the
+        // bank line carries the gross while the expense line keeps the entered net.
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>())
+            .Returns(MakeSettings(isTaxApplicable: true, taxEntryMode: TaxEntryMode.Exclusive));
+        var request = MakeRequest(100m);
+        request.TaxCode = TaxCode.Taxable;
+
+        await _sut.RecordExpenseAsync(request, Ct);
+
+        await _glRepo.Received(1).AddBalancedSetAsync(
+            Arg.Is<IReadOnlyList<Transaction>>(lines =>
+                lines!.Count == 3
+                && lines.Any(t => t.DebitAmount == 100m && t.AccountId == ExpenseAccountId)
+                && lines.Any(t => t.DebitAmount == 10m && t.AccountId == SystemAccounts.TaxPaidId)
+                && lines.Any(t => t.CreditAmount == 110m && t.AccountId == BankAccountId)
+                && lines.Sum(t => t.DebitAmount) == lines.Sum(t => t.CreditAmount)
+                && lines.All(t => t.TaxCode == TaxCode.Taxable)),
+            Arg.Any<CancellationToken>());
+    }
+
     [Theory]
     [InlineData(TaxCode.TaxExempt)]
     [InlineData(TaxCode.Excluded)]
@@ -288,13 +311,14 @@ private static Account MakeAccount(
         CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
     };
 
-    private static Settings MakeSettings(bool isTaxApplicable) => new()
+    private static Settings MakeSettings(bool isTaxApplicable, TaxEntryMode taxEntryMode = TaxEntryMode.Inclusive) => new()
     {
         Id = Guid.NewGuid(), OrganizationName = "Test Choir",
         AnnualFee = 50m, AttendanceFee = 10m,
         MembershipRenewalMonth = 1, MaxAgeRangeYears = 150,
         MinimumMemberAge = 0, SchemaVersion = "1.1.0",
         IsTaxApplicable = isTaxApplicable, TaxRate = isTaxApplicable ? 10m : null,
+        TaxEntryMode = taxEntryMode,
         CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
     };
 }
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/FeeServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/FeeServiceTests.cs
index abc72443..7983a5c0 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/FeeServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/FeeServiceTests.cs
@@ -71,7 +71,7 @@ public FeeServiceTests()
             .Returns(ci => ci.ArgAt<Fee>(0));
 
         _sut = new FeeService(
-            _memberRepo, _feeRepo, _glRepo, _accountRepo, _settingsRepo, _audit, _unitOfWork);
+            _memberRepo, _feeRepo, _glRepo, _accountRepo, _settingsRepo, _audit, _unitOfWork, RealLocalizer.Instance);
     }
 
     // --- GetEligibleMembersAsync ---
@@ -228,6 +228,29 @@ await _glRepo.Received(1).AddBalancedSetAsync(
             Arg.Any<CancellationToken>());
     }
 
+    [Fact]
+    public async Task ApplyAnnualFees_TaxableAndExclusiveMode_AddsTaxOnTop_ReceivableAndFeeTakeGross()
+    {
+        // issue #354: in Exclusive mode settings.AnnualFee (100) is the net; tax is added on top so
+        // the member receivable and the stored Fee.Amount carry the gross (110), income keeps 100.
+        SetSettings(isTaxApplicable: true, annualFeeTaxCode: TaxCode.Taxable, annualFee: 100m,
+            taxEntryMode: TaxEntryMode.Exclusive);
+
+        await _sut.ApplyAnnualFeesAsync(new[] { ActiveMember1Id }, Ct);
+
+        await _feeRepo.Received(1).AddAsync(
+            Arg.Is<Fee>(f => f!.TaxCode == TaxCode.Taxable && f.Amount == 110m),
+            Arg.Any<CancellationToken>());
+        await _glRepo.Received(1).AddBalancedSetAsync(
+            Arg.Is<IReadOnlyList<Transaction>>(lines =>
+                lines!.Count == 3
+                && lines.Any(t => t.DebitAmount == 110m && t.GLAccount == "1200")
+                && lines.Any(t => t.CreditAmount == 100m && t.GLAccount == "4000")
+                && lines.Any(t => t.CreditAmount == 10m && t.AccountId == SystemAccounts.TaxCollectedId)
+                && lines.Sum(t => t.DebitAmount) == lines.Sum(t => t.CreditAmount)),
+            Arg.Any<CancellationToken>());
+    }
+
     [Theory]
     [InlineData(TaxCode.TaxExempt)]
     [InlineData(TaxCode.Excluded)]
@@ -266,7 +289,8 @@ public async Task ApplyAnnualFees_EmptyList_ReturnsZero()
 
     // --- Helpers ---
 
-    private void SetSettings(bool isTaxApplicable, TaxCode? annualFeeTaxCode, decimal annualFee) =>
+    private void SetSettings(bool isTaxApplicable, TaxCode? annualFeeTaxCode, decimal annualFee,
+        TaxEntryMode taxEntryMode = TaxEntryMode.Inclusive) =>
         _settingsRepo.GetAsync(Arg.Any<CancellationToken>())
             .Returns(new Settings
             {
@@ -275,6 +299,7 @@ private void SetSettings(bool isTaxApplicable, TaxCode? annualFeeTaxCode, decima
                 MembershipRenewalMonth = 1, MaxAgeRangeYears = 150,
                 MinimumMemberAge = 0, SchemaVersion = "1.1.0",
                 IsTaxApplicable = isTaxApplicable, TaxRate = isTaxApplicable ? 10m : null, AnnualFeeTaxCode = annualFeeTaxCode,
+                TaxEntryMode = taxEntryMode,
                 CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
             });
 
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/FinanceMenuItemProviderTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/FinanceMenuItemProviderTests.cs
index dedd2f79..de78f7b3 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/FinanceMenuItemProviderTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/FinanceMenuItemProviderTests.cs
@@ -1,4 +1,6 @@
 using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.Core.Tests.Fixtures;
 
 namespace StageFright.Core.Tests.Modules.Finance;
 
@@ -9,7 +11,7 @@ namespace StageFright.Core.Tests.Modules.Finance;
 /// </summary>
 public class FinanceMenuItemProviderTests
 {
-    private readonly FinanceMenuItemProvider _sut = new();
+    private readonly FinanceMenuItemProvider _sut = new(RealStringLocalizer.For<NavigationResource>());
 
     [Fact]
     public void GetMenuItems_DoesNotIncludeRecordExpense_AsSubItem()
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/FinancialYearCalculatorTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/FinancialYearCalculatorTests.cs
new file mode 100644
index 00000000..456a78c9
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Modules/Finance/FinancialYearCalculatorTests.cs
@@ -0,0 +1,171 @@
+using StageFright.Core.Modules.Finance;
+
+namespace StageFright.Core.Tests.Modules.Finance;
+
+/// <summary>
+/// Spec 028 US7 (FR-020): the financial year pivots on a (month, day) anchor, so a start
+/// day other than the first of the month — and a February start day — must bound the year
+/// correctly. The optional <c>startDay</c> parameter defaults to 1, which reproduces the
+/// pre-028 first-of-month behaviour every existing caller relies on.
+/// </summary>
+public class FinancialYearCalculatorTests
+{
+    [Fact]
+    public void Should_OpenTheYearOnTheAnchorDay_When_StartDayIsNotTheFirst()
+    {
+        // 6 April start (a real non-first-of-month fiscal calendar).
+        var (from, to) = FinancialYearCalculator.GetRange(new DateTime(2026, 7, 10, 0, 0, 0, DateTimeKind.Utc), 4, 6);
+
+        Assert.Equal(new DateTime(2026, 4, 6, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.Equal(new DateTime(2027, 4, 5, 23, 59, 59, DateTimeKind.Utc), to);
+    }
+
+    [Fact]
+    public void Should_AssignADateBeforeTheAnchor_ToThePriorYear_When_StartDayIsNotTheFirst()
+    {
+        // 3 April 2026 is still inside the FY that opened 6 April 2025.
+        var (from, to) = FinancialYearCalculator.GetRange(new DateTime(2026, 4, 3, 0, 0, 0, DateTimeKind.Utc), 4, 6);
+
+        Assert.Equal(new DateTime(2025, 4, 6, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.Equal(new DateTime(2026, 4, 5, 23, 59, 59, DateTimeKind.Utc), to);
+    }
+
+    [Fact]
+    public void Should_TreatTheAnchorDayItself_AsTheFirstDayOfTheNewYear()
+    {
+        var (from, _) = FinancialYearCalculator.GetRange(new DateTime(2026, 4, 6, 0, 0, 0, DateTimeKind.Utc), 4, 6);
+
+        Assert.Equal(new DateTime(2026, 4, 6, 0, 0, 0, DateTimeKind.Utc), from);
+    }
+
+    [Fact]
+    public void Should_BoundAFebruaryStartDay_OnBothSidesOfTheAnchor()
+    {
+        var onOrAfter = FinancialYearCalculator.GetRange(new DateTime(2026, 3, 1, 0, 0, 0, DateTimeKind.Utc), 2, 15);
+        Assert.Equal(new DateTime(2026, 2, 15, 0, 0, 0, DateTimeKind.Utc), onOrAfter.From);
+        Assert.Equal(new DateTime(2027, 2, 14, 23, 59, 59, DateTimeKind.Utc), onOrAfter.To);
+
+        var before = FinancialYearCalculator.GetRange(new DateTime(2026, 2, 10, 0, 0, 0, DateTimeKind.Utc), 2, 15);
+        Assert.Equal(new DateTime(2025, 2, 15, 0, 0, 0, DateTimeKind.Utc), before.From);
+        Assert.Equal(new DateTime(2026, 2, 14, 23, 59, 59, DateTimeKind.Utc), before.To);
+    }
+
+    [Fact]
+    public void Should_ReturnUtcRange_EndingAtEndOfTheLastDay()
+    {
+        var (from, to) = FinancialYearCalculator.GetRange(new DateTime(2026, 9, 1, 0, 0, 0, DateTimeKind.Utc), 4, 6);
+
+        Assert.Equal(DateTimeKind.Utc, from.Kind);
+        Assert.Equal(DateTimeKind.Utc, to.Kind);
+        Assert.Equal((23, 59, 59), (to.Hour, to.Minute, to.Second));
+    }
+
+    [Fact]
+    public void Should_ReturnThePriorTwelveMonths_When_GetPreviousRangeWithANonFirstStartDay()
+    {
+        var (from, to) = FinancialYearCalculator.GetPreviousRange(new DateTime(2026, 9, 1, 0, 0, 0, DateTimeKind.Utc), 4, 6);
+
+        Assert.Equal(new DateTime(2025, 4, 6, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.Equal(new DateTime(2026, 4, 5, 23, 59, 59, DateTimeKind.Utc), to);
+    }
+
+    [Theory]
+    [InlineData(7)]
+    [InlineData(1)]
+    [InlineData(12)]
+    public void Should_MatchTheFirstOfMonthBehaviour_When_StartDayDefaultsToOne(int startMonth)
+    {
+        var probe = new DateTime(2026, 5, 20, 0, 0, 0, DateTimeKind.Utc);
+
+        Assert.Equal(FinancialYearCalculator.GetRange(probe, startMonth), FinancialYearCalculator.GetRange(probe, startMonth, 1));
+        Assert.Equal(FinancialYearCalculator.GetPreviousRange(probe, startMonth), FinancialYearCalculator.GetPreviousRange(probe, startMonth, 1));
+    }
+
+    [Theory]
+    [InlineData(0)]
+    [InlineData(29)]
+    [InlineData(40)]
+    public void Should_ClampAnOutOfRangeStartDay_ToTheFirst(int startDay)
+    {
+        var probe = new DateTime(2026, 8, 3, 0, 0, 0, DateTimeKind.Utc);
+
+        Assert.Equal(FinancialYearCalculator.GetRange(probe, 7, 1), FinancialYearCalculator.GetRange(probe, 7, startDay));
+    }
+
+    // --- Spec 028 FR-022 / issue #353: a sub-twelve-month first financial year (part-year) ---
+
+    [Fact]
+    public void Should_OpenTheFirstYearOnTheInceptionDate_When_InceptionFallsAfterTheAnchor()
+    {
+        // Founded 1 October; 1 July anchor → first FY runs 1 Oct 2026 – 30 Jun 2027.
+        var (from, to, isPartYear) = FinancialYearCalculator.GetRange(
+            new DateTime(2026, 11, 15, 0, 0, 0, DateTimeKind.Utc), 7, 1, new DateTime(2026, 10, 1, 0, 0, 0, DateTimeKind.Utc));
+
+        Assert.Equal(new DateTime(2026, 10, 1, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.Equal(new DateTime(2027, 6, 30, 23, 59, 59, DateTimeKind.Utc), to);
+        Assert.True(isPartYear);
+        Assert.Equal(DateTimeKind.Utc, from.Kind);
+    }
+
+    [Fact]
+    public void Should_ReturnAFullTwelveMonths_When_InceptionFallsExactlyOnTheAnchor()
+    {
+        var (from, to, isPartYear) = FinancialYearCalculator.GetRange(
+            new DateTime(2026, 11, 15, 0, 0, 0, DateTimeKind.Utc), 7, 1, new DateTime(2026, 7, 1, 0, 0, 0, DateTimeKind.Utc));
+
+        Assert.Equal(new DateTime(2026, 7, 1, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.Equal(new DateTime(2027, 6, 30, 23, 59, 59, DateTimeKind.Utc), to);
+        Assert.False(isPartYear);
+    }
+
+    [Fact]
+    public void Should_LeaveEverySubsequentYearAtTwelveMonths_When_ThereIsAnInceptionDate()
+    {
+        // Second financial year — inception is a year earlier, so no clamp and no part-year flag.
+        var (from, to, isPartYear) = FinancialYearCalculator.GetRange(
+            new DateTime(2027, 11, 15, 0, 0, 0, DateTimeKind.Utc), 7, 1, new DateTime(2026, 10, 1, 0, 0, 0, DateTimeKind.Utc));
+
+        Assert.Equal(new DateTime(2027, 7, 1, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.Equal(new DateTime(2028, 6, 30, 23, 59, 59, DateTimeKind.Utc), to);
+        Assert.False(isPartYear);
+    }
+
+    [Theory]
+    [InlineData(5, 20)]
+    [InlineData(8, 1)]
+    [InlineData(1, 15)]
+    public void Should_MatchTheThreeArgResult_When_InceptionDateIsNull(int month, int day)
+    {
+        var probe = new DateTime(2026, month, day, 0, 0, 0, DateTimeKind.Utc);
+
+        var (from, to, isPartYear) = FinancialYearCalculator.GetRange(probe, 7, 1, null);
+        var (previousFrom, previousTo, previousPartYear) = FinancialYearCalculator.GetPreviousRange(probe, 7, 1, null);
+
+        Assert.Equal(FinancialYearCalculator.GetRange(probe, 7, 1), (from, to));
+        Assert.Equal(FinancialYearCalculator.GetPreviousRange(probe, 7, 1), (previousFrom, previousTo));
+        Assert.False(isPartYear);
+        Assert.False(previousPartYear);
+    }
+
+    [Fact]
+    public void Should_ReturnThePartYearFirstPeriod_When_GetPreviousRangeIsCalledFromYearTwo()
+    {
+        var (from, to, isPartYear) = FinancialYearCalculator.GetPreviousRange(
+            new DateTime(2027, 11, 15, 0, 0, 0, DateTimeKind.Utc), 7, 1, new DateTime(2026, 10, 1, 0, 0, 0, DateTimeKind.Utc));
+
+        Assert.Equal(new DateTime(2026, 10, 1, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.Equal(new DateTime(2027, 6, 30, 23, 59, 59, DateTimeKind.Utc), to);
+        Assert.True(isPartYear);
+    }
+
+    [Fact]
+    public void Should_NotCollapseOntoThePartYear_When_GetPreviousRangeIsCalledFromInsideTheFirstYear()
+    {
+        // From inside the part-year first period, "previous" is the genuinely prior (empty) year.
+        var (from, _, isPartYear) = FinancialYearCalculator.GetPreviousRange(
+            new DateTime(2026, 11, 15, 0, 0, 0, DateTimeKind.Utc), 7, 1, new DateTime(2026, 10, 1, 0, 0, 0, DateTimeKind.Utc));
+
+        Assert.Equal(new DateTime(2025, 7, 1, 0, 0, 0, DateTimeKind.Utc), from);
+        Assert.False(isPartYear);
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/GeneralJournalServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/GeneralJournalServiceTests.cs
index 8f972959..78960b2b 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/GeneralJournalServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/GeneralJournalServiceTests.cs
@@ -44,7 +44,7 @@ public GeneralJournalServiceTests()
                 MakeAccount(IncomeAccountId, "Raffle Income", AccountType.Income, "4000")
             });
 
-        _sut = new GeneralJournalService(_accountRepo, _glRepo, _journalRepo, _audit, _unitOfWork);
+        _sut = new GeneralJournalService(_accountRepo, _glRepo, _journalRepo, _audit, _unitOfWork, RealLocalizer.Instance);
     }
 
     // --- GetJournalAccountsAsync ---
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/IncomeEntryServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/IncomeEntryServiceTests.cs
index 3840965a..b2189ab5 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/IncomeEntryServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/IncomeEntryServiceTests.cs
@@ -49,7 +49,7 @@ public IncomeEntryServiceTests()
                 MakeAccount(BankAccountId, "Operating Account", AccountType.Asset, "1110", isBank: true)
             });
 
-        _sut = new IncomeEntryService(_accountRepo, _glRepo, _journalRepo, _settingsRepo, _audit, _unitOfWork);
+        _sut = new IncomeEntryService(_accountRepo, _glRepo, _journalRepo, _settingsRepo, _audit, _unitOfWork, RealLocalizer.Instance);
     }
 
     // --- GetIncomeAccountsAsync ---
@@ -294,6 +294,29 @@ await _glRepo.Received(1).AddBalancedSetAsync(
             Arg.Any<CancellationToken>());
     }
 
+    [Fact]
+    public async Task RecordIncomeAsync_TaxableAndExclusiveMode_AddsTaxOnTop_BankTakesGross_IncomeTakesNet()
+    {
+        // issue #354: in Exclusive mode request.Amount is the net; tax is added on top so the
+        // bank line carries the gross while the income line keeps the entered net.
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>())
+            .Returns(MakeSettings(isTaxApplicable: true, taxEntryMode: TaxEntryMode.Exclusive));
+        var request = MakeRequest(100m);
+        request.TaxCode = TaxCode.Taxable;
+
+        await _sut.RecordIncomeAsync(request, Ct);
+
+        await _glRepo.Received(1).AddBalancedSetAsync(
+            Arg.Is<IReadOnlyList<Transaction>>(lines =>
+                lines!.Count == 3
+                && lines.Any(t => t.DebitAmount == 110m && t.AccountId == CashAccountId)
+                && lines.Any(t => t.CreditAmount == 100m && t.AccountId == IncomeAccountId)
+                && lines.Any(t => t.CreditAmount == 10m && t.AccountId == SystemAccounts.TaxCollectedId)
+                && lines.Sum(t => t.DebitAmount) == lines.Sum(t => t.CreditAmount)
+                && lines.All(t => t.TaxCode == TaxCode.Taxable)),
+            Arg.Any<CancellationToken>());
+    }
+
     [Theory]
     [InlineData(TaxCode.TaxExempt)]
     [InlineData(TaxCode.Excluded)]
@@ -374,13 +397,14 @@ private static Account MakeAccount(
         CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
     };
 
-    private static Settings MakeSettings(bool isTaxApplicable) => new()
+    private static Settings MakeSettings(bool isTaxApplicable, TaxEntryMode taxEntryMode = TaxEntryMode.Inclusive) => new()
     {
         Id = Guid.NewGuid(), OrganizationName = "Test Choir",
         AnnualFee = 50m, AttendanceFee = 10m,
         MembershipRenewalMonth = 1, MaxAgeRangeYears = 150,
         MinimumMemberAge = 0, SchemaVersion = "1.1.0",
         IsTaxApplicable = isTaxApplicable, TaxRate = isTaxApplicable ? 10m : null,
+        TaxEntryMode = taxEntryMode,
         CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
     };
 }
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/OpeningBalanceServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/OpeningBalanceServiceTests.cs
index 4af702a5..6993672f 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/OpeningBalanceServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/OpeningBalanceServiceTests.cs
@@ -42,14 +42,16 @@ public OpeningBalanceServiceTests()
             {
                 MakeAccount(CashAccountId, "Cash on Hand", AccountType.Asset, "1100", isSystem: true, isBank: true),
                 MakeAccount(SystemAccounts.MemberReceivableId, "Member Receivable", AccountType.Asset, "1200", isSystem: true),
-                MakeAccount(SystemAccounts.TaxCollectedId, "GST Collected", AccountType.Liability, "2310", isSystem: true),
-                MakeAccount(SystemAccounts.TaxPaidId, "GST Paid", AccountType.Liability, "2320", isSystem: true),
+                MakeAccount(SystemAccounts.TaxCollectedId, "Tax Collected", AccountType.Liability, "2310", isSystem: true),
+                // 2320 is an Asset ("Tax Receivable") since spec 028 #355 — a positive opening
+                // balance for recoverable input tax posts debit-normal.
+                MakeAccount(SystemAccounts.TaxPaidId, "Tax Receivable", AccountType.Asset, "2320", isSystem: true),
                 MakeAccount(SystemAccounts.OpeningBalanceEquityId, "Opening Balance Equity", AccountType.Equity, "3100", isSystem: true),
                 MakeAccount(LoanAccountId, "Committee Loan", AccountType.Liability, "2000"),
                 MakeAccount(IncomeAccountId, "Raffle Income", AccountType.Income, "4000")
             });
 
-        _sut = new OpeningBalanceService(_accountRepo, _glRepo, _journalRepo, _audit, _unitOfWork);
+        _sut = new OpeningBalanceService(_accountRepo, _glRepo, _journalRepo, _audit, _unitOfWork, RealLocalizer.Instance);
     }
 
     // --- GetOpeningBalanceAccountsAsync ---
@@ -164,7 +166,7 @@ await _glRepo.Received(1).AddBalancedSetAsync(
             Arg.Is<IReadOnlyList<Transaction>>(lines =>
                 lines!.Any(t => t.DebitAmount == 100m && t.AccountId == SystemAccounts.MemberReceivableId)
                 && lines!.Any(t => t.CreditAmount == 50m && t.AccountId == SystemAccounts.TaxCollectedId)
-                && lines!.Any(t => t.CreditAmount == 25m && t.AccountId == SystemAccounts.TaxPaidId)),
+                && lines!.Any(t => t.DebitAmount == 25m && t.AccountId == SystemAccounts.TaxPaidId)),
             Arg.Any<CancellationToken>());
     }
 
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/PaymentServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/PaymentServiceTests.cs
index a4073ad7..f5278a84 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/PaymentServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/PaymentServiceTests.cs
@@ -45,7 +45,7 @@ public PaymentServiceTests()
                 MakeFee(Fee2Id, new DateTime(2026, 6, 1, 0, 0, 0, DateTimeKind.Utc), 80m),
             });
 
-        _sut = new PaymentService(_feeRepo, _paymentRepo, _glRepo, _memberRepo, _audit, _unitOfWork);
+        _sut = new PaymentService(_feeRepo, _paymentRepo, _glRepo, _memberRepo, _audit, _unitOfWork, RealLocalizer.Instance);
     }
 
     // --- RecordAsync: creates Payment ---
diff --git a/tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs b/tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs
index 279f478e..fbb4eb10 100644
--- a/tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Finance/TaxCalculatorTests.cs
@@ -1,3 +1,4 @@
+using StageFright.Core.Enums;
 using StageFright.Core.Modules.Finance;
 
 namespace StageFright.Core.Tests.Modules.Finance;
@@ -80,4 +81,156 @@ public void SplitInclusive_RoundsMidpointAwayFromZero()
 
         Assert.Equal(0.01m, tax);
     }
+
+    // --- spec 028 FR-005: rounding follows the configured currency's minor unit (0, 2 or 3 digits) ---
+
+    [Theory]
+    [InlineData(0)]
+    [InlineData(2)]
+    [InlineData(3)]
+    public void SplitInclusive_NetPlusTax_AlwaysEqualsGross_AtAnyMinorUnitDigits(int minorUnitDigits)
+    {
+        decimal[] grosses = [110m, 1000.555m, 12345.678m, 0.001m, 99.999m, 7m];
+
+        foreach (var gross in grosses)
+        {
+            var (net, tax) = TaxCalculator.SplitInclusive(gross, 12.5m, minorUnitDigits);
+            Assert.Equal(gross, net + tax);
+        }
+    }
+
+    [Theory]
+    [InlineData(1000.50, 10, 0, 91)]      // yen-style: gross*10/110 = 90.95… -> 91 whole units
+    [InlineData(110.00, 10, 2, 10.00)]    // cent-style: unchanged 2-digit behaviour
+    [InlineData(110.000, 10, 3, 10.000)]  // dinar-style: 3-digit minor unit
+    [InlineData(1.234, 10, 3, 0.112)]     // 1.234*10/110 = 0.11218… -> 0.112 at 3 digits
+    public void SplitInclusive_RoundsTaxToConfiguredMinorUnit(decimal gross, decimal ratePercent, int minorUnitDigits, decimal expectedTax)
+    {
+        var (net, tax) = TaxCalculator.SplitInclusive(gross, ratePercent, minorUnitDigits);
+
+        Assert.Equal(expectedTax, tax);
+        Assert.Equal(gross - expectedTax, net);
+        Assert.Equal(gross, net + tax);
+    }
+
+    [Fact]
+    public void SplitInclusive_DefaultsToTwoMinorUnitDigits_WhenNotSpecified()
+    {
+        var withDefault = TaxCalculator.SplitInclusive(100m, 10m);
+        var withExplicitTwo = TaxCalculator.SplitInclusive(100m, 10m, 2);
+
+        Assert.Equal(withExplicitTwo, withDefault);
+    }
+
+    // --- issue #354: SplitExclusive — the entered amount is the net, tax is added on top ---
+
+    [Theory]
+    [InlineData(100.00, 8, 8.00, 108.00)]     // acceptance fixture: net 100 @ 8% -> tax 8, gross 108
+    [InlineData(100.00, 10, 10.00, 110.00)]
+    [InlineData(50.00, 10, 5.00, 55.00)]
+    [InlineData(0.06, 10, 0.01, 0.07)]        // 0.006 -> rounds to 0.01 away from zero
+    [InlineData(12.34, 8.5, 1.05, 13.39)]     // 12.34 * 0.085 = 1.0489 -> 1.05
+    public void SplitExclusive_ReturnsExpectedGrossAndTax(decimal net, decimal ratePercent, decimal expectedTax, decimal expectedGross)
+    {
+        var (gross, tax) = TaxCalculator.SplitExclusive(net, ratePercent);
+
+        Assert.Equal(expectedTax, tax);
+        Assert.Equal(expectedGross, gross);
+        Assert.Equal(gross, net + tax);
+    }
+
+    [Theory]
+    [InlineData(0)]
+    [InlineData(2)]
+    [InlineData(3)]
+    public void SplitExclusive_NetPlusTax_AlwaysEqualsGross_AtAnyMinorUnitDigits(int minorUnitDigits)
+    {
+        decimal[] nets = [100m, 1000.555m, 12345.678m, 0.001m, 99.999m, 7m];
+
+        foreach (var net in nets)
+        {
+            var (gross, tax) = TaxCalculator.SplitExclusive(net, 12.5m, minorUnitDigits);
+            Assert.Equal(gross, net + tax);
+        }
+    }
+
+    [Fact]
+    public void SplitExclusive_ZeroNet_ReturnsZeroGrossAndZeroTax()
+    {
+        var (gross, tax) = TaxCalculator.SplitExclusive(0m, 10m);
+
+        Assert.Equal(0m, gross);
+        Assert.Equal(0m, tax);
+    }
+
+    [Fact]
+    public void SplitExclusive_ZeroRate_ReturnsZeroTax_AndGrossEqualsNet()
+    {
+        var (gross, tax) = TaxCalculator.SplitExclusive(100m, 0m);
+
+        Assert.Equal(0m, tax);
+        Assert.Equal(100m, gross);
+    }
+
+    [Fact]
+    public void SplitExclusive_RoundsMidpointAwayFromZero()
+    {
+        // 6.25 at 8%: 6.25 * 0.08 = 0.5 exactly at 0 minor digits -> rounds to 1 (away from zero)
+        var (_, tax) = TaxCalculator.SplitExclusive(6.25m, 8m, 0);
+
+        Assert.Equal(1m, tax);
+    }
+
+    [Fact]
+    public void SplitExclusive_DefaultsToTwoMinorUnitDigits_WhenNotSpecified()
+    {
+        var withDefault = TaxCalculator.SplitExclusive(100m, 8m);
+        var withExplicitTwo = TaxCalculator.SplitExclusive(100m, 8m, 2);
+
+        Assert.Equal(withExplicitTwo, withDefault);
+    }
+
+    // --- issue #354: Split(mode) — the single dispatch point every posting service uses ---
+
+    [Theory]
+    [InlineData(2)]
+    [InlineData(0)]
+    [InlineData(3)]
+    public void Split_Inclusive_MatchesSplitInclusive_AndGrossIsTheEnteredAmount(int minorUnitDigits)
+    {
+        const decimal entered = 110m;
+        var (gross, net, tax) = TaxCalculator.Split(entered, TaxEntryMode.Inclusive, 10m, minorUnitDigits);
+        var (expectedNet, expectedTax) = TaxCalculator.SplitInclusive(entered, 10m, minorUnitDigits);
+
+        Assert.Equal(entered, gross);
+        Assert.Equal(expectedNet, net);
+        Assert.Equal(expectedTax, tax);
+        Assert.Equal(gross, net + tax);
+    }
+
+    [Theory]
+    [InlineData(2)]
+    [InlineData(0)]
+    [InlineData(3)]
+    public void Split_Exclusive_MatchesSplitExclusive_AndNetIsTheEnteredAmount(int minorUnitDigits)
+    {
+        const decimal entered = 100m;
+        var (gross, net, tax) = TaxCalculator.Split(entered, TaxEntryMode.Exclusive, 8m, minorUnitDigits);
+        var (expectedGross, expectedTax) = TaxCalculator.SplitExclusive(entered, 8m, minorUnitDigits);
+
+        Assert.Equal(entered, net);
+        Assert.Equal(expectedGross, gross);
+        Assert.Equal(expectedTax, tax);
+        Assert.Equal(gross, net + tax);
+    }
+
+    [Fact]
+    public void Split_Exclusive_AcceptanceFixture_100At8Percent_PostsNet100Tax8Gross108()
+    {
+        var (gross, net, tax) = TaxCalculator.Split(100m, TaxEntryMode.Exclusive, 8m);
+
+        Assert.Equal(100m, net);
+        Assert.Equal(8m, tax);
+        Assert.Equal(108m, gross);
+    }
 }
diff --git a/tests/StageFright.Core.Tests/Modules/Members/AgeCalculationServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Members/AgeCalculationServiceTests.cs
index a24de589..07af71fc 100644
--- a/tests/StageFright.Core.Tests/Modules/Members/AgeCalculationServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Members/AgeCalculationServiceTests.cs
@@ -9,7 +9,7 @@ namespace StageFright.Core.Tests.Modules.Members;
 /// </summary>
 public class AgeCalculationServiceTests : TestBase
 {
-    private readonly AgeCalculationService _svc = new();
+    private readonly AgeCalculationService _svc = new(RealLocalizer.Instance);
 
     // --- Age calculation ---
 
diff --git a/tests/StageFright.Core.Tests/Modules/Members/CommitteeOfficeHolderTypeServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Members/CommitteeOfficeHolderTypeServiceTests.cs
index 17bf15cd..493fcbcc 100644
--- a/tests/StageFright.Core.Tests/Modules/Members/CommitteeOfficeHolderTypeServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Members/CommitteeOfficeHolderTypeServiceTests.cs
@@ -22,7 +22,7 @@ public CommitteeOfficeHolderTypeServiceTests()
             .Returns(ci => ci.ArgAt<CommitteeOfficeHolderType>(0));
     }
 
-    private CommitteeOfficeHolderTypeService CreateService() => new(_repo, _audit);
+    private CommitteeOfficeHolderTypeService CreateService() => new(_repo, _audit, RealLocalizer.Instance);
 
     private static CommitteeOfficeHolderType BuiltIn(string name, int order) => new()
     {
diff --git a/tests/StageFright.Core.Tests/Modules/Members/MemberServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Members/MemberServiceTests.cs
index 78fcaf2b..0d4ce70b 100644
--- a/tests/StageFright.Core.Tests/Modules/Members/MemberServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Members/MemberServiceTests.cs
@@ -4,6 +4,7 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Core.Modules.Members;
 using StageFright.Core.Tests.Fixtures;
 
@@ -21,11 +22,11 @@ public class MemberServiceTests : TestBase
     private readonly IUnitOfWork _unitOfWork = Substitute.For<IUnitOfWork>();
 
     private readonly MemberValidationService _validation;
-    private readonly AgeCalculationService _ageCalc = new();
+    private readonly AgeCalculationService _ageCalc = new(RealLocalizer.Instance);
 
     public MemberServiceTests()
     {
-        _validation = new MemberValidationService(_ageCalc);
+        _validation = new MemberValidationService(_ageCalc, new StubStringLocalizer<ValidationResource>());
 
         // UnitOfWork just executes the operation inline for unit tests
         _unitOfWork
diff --git a/tests/StageFright.Core.Tests/Modules/Members/MemberValidationServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Members/MemberValidationServiceTests.cs
index 2672582d..220251bf 100644
--- a/tests/StageFright.Core.Tests/Modules/Members/MemberValidationServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Members/MemberValidationServiceTests.cs
@@ -1,4 +1,5 @@
 using StageFright.Core.Exceptions;
+using StageFright.Core.Modules.Localization.Resources;
 using StageFright.Core.Modules.Members;
 using StageFright.Core.Tests.Fixtures;
 using SettingsEntity = StageFright.Core.Entities.Settings;
@@ -11,7 +12,8 @@ namespace StageFright.Core.Tests.Modules.Members;
 /// </summary>
 public class MemberValidationServiceTests : TestBase
 {
-    private readonly MemberValidationService _svc = new(new AgeCalculationService());
+    private readonly MemberValidationService _svc =
+        new(new AgeCalculationService(RealLocalizer.Instance), new StubStringLocalizer<ValidationResource>());
 
     private static SettingsEntity MakeSettings(int maxAgeRangeYears = 150, int minimumMemberAge = 0) => new()
     {
diff --git a/tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceAuditTests.cs b/tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceAuditTests.cs
new file mode 100644
index 00000000..0bcde070
--- /dev/null
+++ b/tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceAuditTests.cs
@@ -0,0 +1,147 @@
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Modules.Rehearsals;
+using StageFright.Core.Tests.Fixtures;
+
+namespace StageFright.Core.Tests.Modules.Rehearsals;
+
+/// <summary>
+/// Spec 028 US8 (FR-026, SC-011): every financial posting path — including attendance-fee
+/// accruals and their automatic payment — must leave an audit-trail entry. These tests hold
+/// <see cref="AttendanceService.RecordBatchAsync"/> to writing an <c>AuditTrailEntry</c> for the
+/// fee accrual and, when the fee is paid at creation, for the auto-payment.
+/// </summary>
+public class AttendanceServiceAuditTests : TestBase
+{
+    private readonly IRehearsalRepository _rehearsalRepo = Substitute.For<IRehearsalRepository>();
+    private readonly IAttendanceRepository _attendanceRepo = Substitute.For<IAttendanceRepository>();
+    private readonly IMemberRepository _memberRepo = Substitute.For<IMemberRepository>();
+    private readonly IFeeRepository _feeRepo = Substitute.For<IFeeRepository>();
+    private readonly IPaymentRepository _paymentRepo = Substitute.For<IPaymentRepository>();
+    private readonly IGLRepository _glRepo = Substitute.For<IGLRepository>();
+    private readonly IAccountRepository _accountRepo = Substitute.For<IAccountRepository>();
+    private readonly ISettingsRepository _settingsRepo = Substitute.For<ISettingsRepository>();
+    private readonly IAuditTrailService _audit = Substitute.For<IAuditTrailService>();
+    private readonly IUnitOfWork _unitOfWork = Substitute.For<IUnitOfWork>();
+    private readonly IRehearsalService _rehearsalService = Substitute.For<IRehearsalService>();
+
+    private static readonly Guid RehearsalId = Guid.NewGuid();
+    private static readonly Guid ActiveMemberId = Guid.NewGuid();
+    private static readonly Guid IncomeAccountId = Guid.NewGuid();
+
+    public AttendanceServiceAuditTests()
+    {
+        _unitOfWork
+            .ExecuteInTransactionAsync(Arg.Any<Func<CancellationToken, Task>>(), Arg.Any<CancellationToken>())
+            .Returns(ci => ci.ArgAt<Func<CancellationToken, Task>>(0)(ci.ArgAt<CancellationToken>(1)));
+
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>())
+            .Returns(new Settings
+            {
+                Id = Guid.NewGuid(), OrganizationName = "Test",
+                AnnualFee = 50m, AttendanceFee = 10m,
+                MembershipRenewalMonth = 1, MaxAgeRangeYears = 150,
+                MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+                CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+            });
+
+        _rehearsalRepo.GetByIdAsync(RehearsalId, Arg.Any<CancellationToken>()).Returns(new Rehearsal
+        {
+            Id = RehearsalId,
+            Date = new DateTime(2026, 6, 1, 0, 0, 0, DateTimeKind.Utc),
+            Time = TimeSpan.FromHours(19),
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+
+        _memberRepo.GetByIdAsync(ActiveMemberId, Arg.Any<CancellationToken>()).Returns(new Member
+        {
+            Id = ActiveMemberId, FirstName = "Active", LastName = "Member", StreetAddress = "1 Test St",
+            Status = MemberStatus.Active, ActivateDate = DateTime.UtcNow.Date,
+            JoinDate = DateTime.UtcNow, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+
+        _accountRepo.GetAllAsync(Arg.Any<CancellationToken>()).Returns(new List<Account>
+        {
+            new()
+            {
+                Id = IncomeAccountId, Name = "Attendance Income",
+                Type = AccountType.Income, AccountNumber = "4000",
+                IsSystem = false, SortOrder = 0,
+                CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+            }
+        });
+
+        _attendanceRepo.ExistsAsync(Arg.Any<Guid>(), Arg.Any<Guid>(), Arg.Any<CancellationToken>()).Returns(false);
+        _feeRepo.AddAsync(Arg.Any<Fee>(), Arg.Any<CancellationToken>()).Returns(ci => ci.ArgAt<Fee>(0));
+        _paymentRepo.AddAsync(Arg.Any<Payment>(), Arg.Any<CancellationToken>()).Returns(ci => ci.ArgAt<Payment>(0));
+    }
+
+    private AttendanceService CreateService() =>
+        new(_rehearsalRepo, _attendanceRepo, _memberRepo, _feeRepo, _paymentRepo,
+            _glRepo, _accountRepo, _settingsRepo, _audit, _unitOfWork, _rehearsalService, RealLocalizer.Instance);
+
+    [Fact]
+    public async Task Should_WriteAuditEntryForTheFeeAccrual_When_AttendanceAccruesAFee()
+    {
+        var svc = CreateService();
+        var items = new[] { new AttendanceBatchItem { MemberId = ActiveMemberId, Attended = true, MarkAsUnpaid = true } };
+
+        await svc.RecordBatchAsync(RehearsalId, items, Ct);
+
+        await _audit.Received(1).LogAsync(
+            nameof(Fee), Arg.Any<Guid>(), AuditAction.Create,
+            Arg.Any<string?>(), Arg.Any<string?>(), Arg.Any<string>(), Arg.Any<CancellationToken>());
+    }
+
+    [Fact]
+    public async Task Should_WriteAuditEntryForTheAutoPayment_When_FeePaidAtCreation()
+    {
+        var svc = CreateService();
+        var items = new[] { new AttendanceBatchItem { MemberId = ActiveMemberId, Attended = true, MarkAsUnpaid = false } };
+
+        await svc.RecordBatchAsync(RehearsalId, items, Ct);
+
+        await _audit.Received(1).LogAsync(
+            nameof(Fee), Arg.Any<Guid>(), AuditAction.Create,
+            Arg.Any<string?>(), Arg.Any<string?>(), Arg.Any<string>(), Arg.Any<CancellationToken>());
+        await _audit.Received(1).LogAsync(
+            nameof(Payment), Arg.Any<Guid>(), AuditAction.Create,
+            Arg.Any<string?>(), Arg.Any<string?>(), Arg.Any<string>(), Arg.Any<CancellationToken>());
+    }
+
+    [Fact]
+    public async Task Should_WriteOnlyTheAccrualAuditEntry_When_FeeMarkedUnpaid()
+    {
+        var svc = CreateService();
+        var items = new[] { new AttendanceBatchItem { MemberId = ActiveMemberId, Attended = true, MarkAsUnpaid = true } };
+
+        await svc.RecordBatchAsync(RehearsalId, items, Ct);
+
+        await _audit.Received(1).LogAsync(
+            nameof(Fee), Arg.Any<Guid>(), AuditAction.Create,
+            Arg.Any<string?>(), Arg.Any<string?>(), Arg.Any<string>(), Arg.Any<CancellationToken>());
+        await _audit.DidNotReceive().LogAsync(
+            nameof(Payment), Arg.Any<Guid>(), AuditAction.Create,
+            Arg.Any<string?>(), Arg.Any<string?>(), Arg.Any<string>(), Arg.Any<CancellationToken>());
+    }
+
+    [Fact]
+    public async Task Should_WriteTheAuditEntriesInsideTheTransaction_When_AttendanceRecorded()
+    {
+        // The audit writes must ride inside the same IUnitOfWork transaction as the fee/GL rows
+        // so a rollback leaves no orphan audit entry. With the UoW stubbed to run its callback
+        // inline, a Received() on _audit proves the call happened within that callback.
+        var svc = CreateService();
+        var items = new[] { new AttendanceBatchItem { MemberId = ActiveMemberId, Attended = true, MarkAsUnpaid = false } };
+
+        await svc.RecordBatchAsync(RehearsalId, items, Ct);
+
+        await _unitOfWork.Received(1).ExecuteInTransactionAsync(
+            Arg.Any<Func<CancellationToken, Task>>(), Arg.Any<CancellationToken>());
+        await _audit.Received(2).LogAsync(
+            Arg.Any<string>(), Arg.Any<Guid>(), AuditAction.Create,
+            Arg.Any<string?>(), Arg.Any<string?>(), Arg.Any<string>(), Arg.Any<CancellationToken>());
+    }
+}
diff --git a/tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceTests.cs
index 6aaa3a03..ba35b66b 100644
--- a/tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Rehearsals/AttendanceServiceTests.cs
@@ -85,7 +85,8 @@ public AttendanceServiceTests()
             .Returns(ci => ci.ArgAt<Payment>(0));
     }
 
-    private void SetSettings(bool isTaxApplicable, TaxCode? attendanceFeeTaxCode, decimal attendanceFee) =>
+    private void SetSettings(bool isTaxApplicable, TaxCode? attendanceFeeTaxCode, decimal attendanceFee,
+        TaxEntryMode taxEntryMode = TaxEntryMode.Inclusive) =>
         _settingsRepo.GetAsync(Arg.Any<CancellationToken>())
             .Returns(new Settings
             {
@@ -94,12 +95,13 @@ private void SetSettings(bool isTaxApplicable, TaxCode? attendanceFeeTaxCode, de
                 MembershipRenewalMonth = 1, MaxAgeRangeYears = 150,
                 MinimumMemberAge = 0, SchemaVersion = "1.1.0",
                 IsTaxApplicable = isTaxApplicable, TaxRate = isTaxApplicable ? 10m : null, AttendanceFeeTaxCode = attendanceFeeTaxCode,
+                TaxEntryMode = taxEntryMode,
                 CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
             });
 
     private AttendanceService CreateService() =>
         new(_rehearsalRepo, _attendanceRepo, _memberRepo, _feeRepo, _paymentRepo,
-            _glRepo, _accountRepo, _settingsRepo, _audit, _unitOfWork, _rehearsalService);
+            _glRepo, _accountRepo, _settingsRepo, _audit, _unitOfWork, _rehearsalService, RealLocalizer.Instance);
 
     // --- Attended + active + PaidAtCreation (default) ---
 
@@ -231,6 +233,38 @@ await _glRepo.Received(1).AddBalancedSetAsync(
             Arg.Any<CancellationToken>());
     }
 
+    [Fact]
+    public async Task RecordBatch_TaxableAndExclusiveMode_AccrualAndPaymentPairCarryGross_IncomeKeepsNet()
+    {
+        // issue #354: in Exclusive mode settings.AttendanceFee (10) is the net; tax is added on top
+        // so the receivable, Fee.Amount, Payment.Amount and both legs of the cash payment pair carry
+        // the gross (11), while the income accrual line keeps the net (10).
+        SetSettings(isTaxApplicable: true, attendanceFeeTaxCode: TaxCode.Taxable, attendanceFee: 10m,
+            taxEntryMode: TaxEntryMode.Exclusive);
+        var svc = CreateService();
+        var items = new[] { new AttendanceBatchItem { MemberId = ActiveMemberId, Attended = true, MarkAsUnpaid = false } };
+
+        await svc.RecordBatchAsync(RehearsalId, items, Ct);
+
+        await _feeRepo.Received(1).AddAsync(
+            Arg.Is<Fee>(f => f!.FeeType == FeeType.Attendance && f.Amount == 11m),
+            Arg.Any<CancellationToken>());
+        await _glRepo.Received(1).AddBalancedSetAsync(
+            Arg.Is<IReadOnlyList<Transaction>>(lines =>
+                lines!.Count == 3
+                && lines.Any(t => t.DebitAmount == 11m && t.AccountId == MemberReceivableAccountId)
+                && lines.Any(t => t.CreditAmount == 10m && t.AccountId == IncomeAccountId)
+                && lines.Any(t => t.CreditAmount == 1m && t.AccountId == SystemAccounts.TaxCollectedId)),
+            Arg.Any<CancellationToken>());
+        await _glRepo.Received().AddPairAsync(
+            Arg.Is<Transaction>(t => t!.DebitAmount == 11m && t.AccountId == CashAccountId),
+            Arg.Is<Transaction>(t => t!.CreditAmount == 11m && t.AccountId == MemberReceivableAccountId),
+            Arg.Any<CancellationToken>());
+        await _paymentRepo.Received(1).AddAsync(
+            Arg.Is<Payment>(p => p!.Amount == 11m),
+            Arg.Any<CancellationToken>());
+    }
+
     [Theory]
     [InlineData(TaxCode.TaxExempt)]
     [InlineData(TaxCode.Excluded)]
diff --git a/tests/StageFright.Core.Tests/Modules/Settings/BackupServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Settings/BackupServiceTests.cs
index caab56ce..a0228731 100644
--- a/tests/StageFright.Core.Tests/Modules/Settings/BackupServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Settings/BackupServiceTests.cs
@@ -22,7 +22,7 @@ public class BackupServiceTests : TestBase
     private readonly IAuditTrailService _audit = Substitute.For<IAuditTrailService>();
 
     private BackupService CreateService() =>
-        new(_backupRepo, _uow, _audit, NullLogger<BackupService>.Instance);
+        new(_backupRepo, _uow, _audit, NullLogger<BackupService>.Instance, RealLocalizer.Instance);
 
     // --- ExportAsync ---
 
diff --git a/tests/StageFright.Core.Tests/Modules/Settings/SettingsServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Settings/SettingsServiceTests.cs
index abdc3c82..3371c2a7 100644
--- a/tests/StageFright.Core.Tests/Modules/Settings/SettingsServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Settings/SettingsServiceTests.cs
@@ -17,7 +17,7 @@ public class SettingsServiceTests : TestBase
     private readonly ISettingsRepository _settingsRepo = Substitute.For<ISettingsRepository>();
     private readonly IAuditTrailService _audit = Substitute.For<IAuditTrailService>();
 
-    private SettingsService CreateService() => new(_settingsRepo, _audit);
+    private SettingsService CreateService() => new(_settingsRepo, _audit, RealLocalizer.Instance);
 
     private static Settings ValidSettings() => new()
     {
@@ -208,4 +208,36 @@ public async Task SaveAsync_Saves_WhenAuditRetentionYearsAtBoundary(int years)
         await svc.SaveAsync(settings, Ct); // must not throw
         await _settingsRepo.Received(1).SaveAsync(settings, Arg.Any<CancellationToken>());
     }
+
+    // --- Currency immutability (spec 028, US1 / FR-002) ---
+
+    [Fact]
+    public async Task SaveAsync_Throws_WhenCurrencyCodeDiffersFromPersisted()
+    {
+        var persisted = ValidSettings();
+        persisted.CurrencyCode = "AUD";
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns(persisted);
+        var svc = CreateService();
+
+        var settings = ValidSettings();
+        settings.CurrencyCode = "USD";
+
+        await Assert.ThrowsAsync<ValidationException>(() => svc.SaveAsync(settings, Ct));
+        await _settingsRepo.DidNotReceive().SaveAsync(Arg.Any<Settings>(), Arg.Any<CancellationToken>());
+    }
+
+    [Fact]
+    public async Task SaveAsync_Saves_WhenCurrencyCodeUnchanged()
+    {
+        var persisted = ValidSettings();
+        persisted.CurrencyCode = "JPY";
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns(persisted);
+        var svc = CreateService();
+
+        var settings = ValidSettings();
+        settings.CurrencyCode = "jpy"; // case-insensitive match, still allowed
+
+        await svc.SaveAsync(settings, Ct); // must not throw
+        await _settingsRepo.Received(1).SaveAsync(settings, Arg.Any<CancellationToken>());
+    }
 }
diff --git a/tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs b/tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs
index 27b54a25..fff65031 100644
--- a/tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs
+++ b/tests/StageFright.Core.Tests/Modules/Settings/SetupServiceTests.cs
@@ -31,7 +31,7 @@ public SetupServiceTests()
 
     private SetupService CreateService() => new(
         _settingsRepo, _accountRepo, _eventTypeRepo, _officeHolderTypeService,
-        _accountService, _openingBalanceService, _audit);
+        _accountService, _openingBalanceService, _audit, RealLocalizer.Instance);
 
     // --- IsSetupCompleteAsync ---
 
@@ -250,8 +250,9 @@ public async Task InitializeAsync_PersistsDefaultAuditRetentionYears_WhenNotSpec
 
         await svc.InitializeAsync(ValidRequest(), Ct);
 
+        // spec 028, US8 / FR-023: the default retention on a fresh dataset is now five years.
         await _settingsRepo.Received(1).SaveAsync(
-            Arg.Is<Settings>(s => s!.AuditRetentionYears == 1),
+            Arg.Is<Settings>(s => s!.AuditRetentionYears == 5),
             Arg.Any<CancellationToken>());
     }
 
@@ -273,6 +274,120 @@ await _settingsRepo.Received(1).SaveAsync(
             Arg.Any<CancellationToken>());
     }
 
+    // --- Currency (spec 028, US1 / FR-001) ---
+
+    [Fact]
+    public async Task InitializeAsync_PersistsDefaultCurrency_WhenNotSpecified()
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        _accountRepo.GetNextAccountNumberAsync(Arg.Any<Core.Enums.AccountType>(), Arg.Any<bool>(), Arg.Any<CancellationToken>())
+            .Returns("4000");
+        var svc = CreateService();
+
+        await svc.InitializeAsync(ValidRequest(), Ct);
+
+        await _settingsRepo.Received(1).SaveAsync(
+            Arg.Is<Settings>(s => s!.CurrencyCode == "AUD"),
+            Arg.Any<CancellationToken>());
+    }
+
+    [Theory]
+    [InlineData("USD", "USD")]
+    [InlineData("jpy", "JPY")]
+    [InlineData(" eur ", "EUR")]
+    public async Task InitializeAsync_PersistsRequestedCurrency_Normalised(string requested, string persisted)
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        _accountRepo.GetNextAccountNumberAsync(Arg.Any<Core.Enums.AccountType>(), Arg.Any<bool>(), Arg.Any<CancellationToken>())
+            .Returns("4000");
+        var svc = CreateService();
+
+        var request = ValidRequest() with { CurrencyCode = requested };
+        await svc.InitializeAsync(request, Ct);
+
+        await _settingsRepo.Received(1).SaveAsync(
+            Arg.Is<Settings>(s => s!.CurrencyCode == persisted),
+            Arg.Any<CancellationToken>());
+    }
+
+    [Theory]
+    [InlineData("ZZZ")]
+    [InlineData("")]
+    [InlineData("dollars")]
+    public async Task InitializeAsync_Throws_WhenCurrencyUnknown(string code)
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        var svc = CreateService();
+
+        var request = ValidRequest() with { CurrencyCode = code };
+        await Assert.ThrowsAsync<ValidationException>(() => svc.InitializeAsync(request, Ct));
+        await _settingsRepo.DidNotReceive().SaveAsync(Arg.Any<Settings>(), Arg.Any<CancellationToken>());
+    }
+
+    // --- Financial-year start (spec 028, US7 / FR-019, FR-020) ---
+
+    [Fact]
+    public async Task InitializeAsync_PersistsDefaultFinancialYearStart_WhenNotSpecified()
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        _accountRepo.GetNextAccountNumberAsync(Arg.Any<Core.Enums.AccountType>(), Arg.Any<bool>(), Arg.Any<CancellationToken>())
+            .Returns("4000");
+        var svc = CreateService();
+
+        await svc.InitializeAsync(ValidRequest(), Ct);
+
+        await _settingsRepo.Received(1).SaveAsync(
+            Arg.Is<Settings>(s => s!.FinancialYearStartMonth == 7 && s.FinancialYearStartDay == 1),
+            Arg.Any<CancellationToken>());
+    }
+
+    [Theory]
+    [InlineData(4, 6)]
+    [InlineData(1, 1)]
+    [InlineData(2, 28)]
+    public async Task InitializeAsync_PersistsRequestedFinancialYearStart_MonthAndDay(int month, int day)
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        _accountRepo.GetNextAccountNumberAsync(Arg.Any<Core.Enums.AccountType>(), Arg.Any<bool>(), Arg.Any<CancellationToken>())
+            .Returns("4000");
+        var svc = CreateService();
+
+        var request = ValidRequest() with { FinancialYearStartMonth = month, FinancialYearStartDay = day };
+        await svc.InitializeAsync(request, Ct);
+
+        await _settingsRepo.Received(1).SaveAsync(
+            Arg.Is<Settings>(s => s!.FinancialYearStartMonth == month && s.FinancialYearStartDay == day),
+            Arg.Any<CancellationToken>());
+    }
+
+    [Theory]
+    [InlineData(0)]
+    [InlineData(29)]
+    [InlineData(40)]
+    public async Task InitializeAsync_Throws_WhenFinancialYearStartDayOutOfRange(int day)
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        var svc = CreateService();
+
+        var request = ValidRequest() with { FinancialYearStartDay = day };
+        await Assert.ThrowsAsync<ValidationException>(() => svc.InitializeAsync(request, Ct));
+        await _settingsRepo.DidNotReceive().SaveAsync(Arg.Any<Settings>(), Arg.Any<CancellationToken>());
+    }
+
+    [Theory]
+    [InlineData(0)]
+    [InlineData(13)]
+    [InlineData(-1)]
+    public async Task InitializeAsync_Throws_WhenFinancialYearStartMonthOutOfRange(int month)
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        var svc = CreateService();
+
+        var request = ValidRequest() with { FinancialYearStartMonth = month };
+        await Assert.ThrowsAsync<ValidationException>(() => svc.InitializeAsync(request, Ct));
+        await _settingsRepo.DidNotReceive().SaveAsync(Arg.Any<Settings>(), Arg.Any<CancellationToken>());
+    }
+
     // --- Queued accounts / opening balances (spec 017) ---
 
     [Fact]
@@ -383,6 +498,32 @@ await _openingBalanceService.Received(1).RecordOpeningBalancesAsync(
             Arg.Any<CancellationToken>());
     }
 
+    // spec 028, US6 / FR-018: opening balances entered during first-run setup are always
+    // accepted. SetupService itself has no closed-through-date concept, and the real
+    // ClosedPeriodGuard is a no-op here because no Settings row exists yet.
+    [Fact]
+    public async Task InitializeAsync_PostsQueuedOpeningBalances_RegardlessOfClosedPeriod()
+    {
+        _settingsRepo.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        _accountRepo.GetNextAccountNumberAsync(Arg.Any<Core.Enums.AccountType>(), Arg.Any<bool>(), Arg.Any<CancellationToken>())
+            .Returns("4000");
+        var accountId = Guid.NewGuid();
+        var svc = CreateService();
+
+        var request = ValidRequest() with
+        {
+            QueuedOpeningBalances = [new OpeningBalanceEntry { AccountId = accountId, Amount = 1000m }],
+            OpeningBalanceAsAtDate = new DateTime(2000, 1, 1) // deliberately far in the past
+        };
+
+        await svc.InitializeAsync(request, Ct); // must not throw
+
+        await _openingBalanceService.Received(1).RecordOpeningBalancesAsync(
+            Arg.Is<RecordOpeningBalancesRequest>(r =>
+                r!.Entries.Count == 1 && r.Entries[0].AccountId == accountId && r.Entries[0].Amount == 1000m),
+            Arg.Any<CancellationToken>());
+    }
+
     private static SetupRequest ValidRequest() => new(
         OrganizationName: "Test Org",
         AnnualFee: 75m,
diff --git a/tests/StageFright.Data.Tests/BackupImportTests.cs b/tests/StageFright.Data.Tests/BackupImportTests.cs
index 0c75e6eb..06f813fb 100644
--- a/tests/StageFright.Data.Tests/BackupImportTests.cs
+++ b/tests/StageFright.Data.Tests/BackupImportTests.cs
@@ -314,7 +314,7 @@ private static BackupService BuildBackupService(StageFrightDbContext db)
         var uow = new UnitOfWork(db);
         var auditRepo = new AuditTrailRepository(db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
-        return new BackupService(backupRepo, uow, auditService, NullLogger<BackupService>.Instance);
+        return new BackupService(backupRepo, uow, auditService, NullLogger<BackupService>.Instance, RealLocalizer.Instance);
     }
 
     private static string TempFile() =>
diff --git a/tests/StageFright.Data.Tests/Migrations/AddLanguageCodeToSettingsMigrationTests.cs b/tests/StageFright.Data.Tests/Migrations/AddLanguageCodeToSettingsMigrationTests.cs
new file mode 100644
index 00000000..ed0f8b6f
--- /dev/null
+++ b/tests/StageFright.Data.Tests/Migrations/AddLanguageCodeToSettingsMigrationTests.cs
@@ -0,0 +1,100 @@
+using Microsoft.Data.Sqlite;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+
+namespace StageFright.Data.Tests.Migrations;
+
+/// <summary>
+/// Integration test for the AddLanguageCodeToSettings migration (spec 027, US3 / T051): applies
+/// the pre-migration schema, inserts an old-shape Settings row (no LanguageCode column),
+/// migrates to latest, and asserts the row survives with LanguageCode null (existing installs
+/// have no explicit language preference — FR-017). A second test round-trips a set value.
+/// </summary>
+public sealed class AddLanguageCodeToSettingsMigrationTests : IDisposable
+{
+    private const string PreMigration = "20260823041629_AddIsRecordedToAgm";
+
+    private static readonly Guid SettingsId = new("77777777-0000-0000-0000-000000000001");
+
+    private readonly SqliteConnection _connection;
+
+    public AddLanguageCodeToSettingsMigrationTests()
+    {
+        _connection = new SqliteConnection("DataSource=:memory:");
+        _connection.Open();
+    }
+
+    public void Dispose() => _connection.Dispose();
+
+    private StageFrightDbContext CreateContext()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite(_connection)
+            .Options;
+        return new StageFrightDbContext(options);
+    }
+
+    [Fact]
+    public async Task ExistingSettingsRow_HasNullLanguageCode_AfterMigration()
+    {
+        using (var db = CreateContext())
+        {
+            await db.GetService<IMigrator>().MigrateAsync(PreMigration, TestContext.Current.CancellationToken);
+
+            await db.Database.ExecuteSqlAsync($"""
+                INSERT INTO Settings
+                    (Id, OrganizationName, AnnualFee, AttendanceFee, MembershipRenewalMonth, CommitteeRenewalMonth,
+                     FinancialYearStartMonth, MaxAgeRangeYears, MinimumMemberAge, Theme, ShowParticipationGraphs,
+                     SchemaVersion, IsDeleted, CreatedAt, UpdatedAt)
+                VALUES
+                    ({SettingsId}, 'Pre-Language Org', 100.0, 10.0, 1, 1, 7, 150, 0, 'Light', 1,
+                     '1.1.0', 0, '2026-01-01 00:00:00', '2026-01-01 00:00:00');
+                """, cancellationToken: TestContext.Current.CancellationToken);
+        }
+
+        using (var db = CreateContext())
+        {
+            await db.Database.MigrateAsync(cancellationToken: TestContext.Current.CancellationToken);
+
+            var settings = await db.Settings.SingleAsync(s => s.Id == SettingsId, cancellationToken: TestContext.Current.CancellationToken);
+
+            Assert.Null(settings.LanguageCode);
+            Assert.Equal("Pre-Language Org", settings.OrganizationName);
+        }
+    }
+
+    [Fact]
+    public async Task LanguageCode_RoundTrips_WhenSetAndReloaded()
+    {
+        using (var db = CreateContext())
+        {
+            await db.Database.MigrateAsync(cancellationToken: TestContext.Current.CancellationToken);
+
+            db.Settings.Add(new Core.Entities.Settings
+            {
+                Id = SettingsId,
+                OrganizationName = "Language Org",
+                AnnualFee = 100m,
+                AttendanceFee = 10m,
+                MembershipRenewalMonth = 1,
+                CommitteeRenewalMonth = 1,
+                FinancialYearStartMonth = 7,
+                MaxAgeRangeYears = 150,
+                MinimumMemberAge = 0,
+                Theme = Core.Enums.Theme.Dark,
+                LanguageCode = "en-AU",
+                SchemaVersion = "1.1.0",
+                CreatedAt = DateTime.UtcNow,
+                UpdatedAt = DateTime.UtcNow,
+            });
+            await db.SaveChangesAsync(TestContext.Current.CancellationToken);
+        }
+
+        using (var db = CreateContext())
+        {
+            var settings = await db.Settings.SingleAsync(s => s.Id == SettingsId, cancellationToken: TestContext.Current.CancellationToken);
+            Assert.Equal("en-AU", settings.LanguageCode);
+        }
+    }
+}
diff --git a/tests/StageFright.Data.Tests/Migrations/AddTaxEntryModeMigrationTests.cs b/tests/StageFright.Data.Tests/Migrations/AddTaxEntryModeMigrationTests.cs
new file mode 100644
index 00000000..48ebd067
--- /dev/null
+++ b/tests/StageFright.Data.Tests/Migrations/AddTaxEntryModeMigrationTests.cs
@@ -0,0 +1,60 @@
+using Microsoft.Data.Sqlite;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+using StageFright.Core.Enums;
+
+namespace StageFright.Data.Tests.Migrations;
+
+/// <summary>
+/// Integration test for the AddTaxEntryMode migration (spec 028, issue #354): a Settings row
+/// created before the migration is backfilled to <see cref="TaxEntryMode.Inclusive"/> by the
+/// column's <c>NOT NULL DEFAULT 'Inclusive'</c>, so every pre-#354 dataset keeps today's
+/// tax-inclusive entry behaviour.
+/// </summary>
+public sealed class AddTaxEntryModeMigrationTests : IDisposable
+{
+    private const string PreMigration = "20260830013457_AddOrganisationInceptionDate";
+
+    private static readonly Guid SettingsId = new("88888888-0000-0000-0000-000000000001");
+
+    private readonly SqliteConnection _connection;
+
+    public AddTaxEntryModeMigrationTests()
+    {
+        _connection = new SqliteConnection("DataSource=:memory:");
+        _connection.Open();
+    }
+
+    public void Dispose() => _connection.Dispose();
+
+    private StageFrightDbContext CreateContext()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite(_connection)
+            .Options;
+        return new StageFrightDbContext(options);
+    }
+
+    [Fact]
+    public async Task ExistingSettingsRow_BackfillsToInclusive_AfterMigration()
+    {
+        using (var db = CreateContext())
+        {
+            await db.GetService<IMigrator>().MigrateAsync(PreMigration, TestContext.Current.CancellationToken);
+
+            await db.Database.ExecuteSqlAsync($"""
+                INSERT INTO Settings (Id, OrganizationName, AnnualFee, AttendanceFee, MembershipRenewalMonth, CommitteeRenewalMonth, FinancialYearStartMonth, FinancialYearStartDay, CurrencyCode, IsTaxApplicable, MaxAgeRangeYears, MinimumMemberAge, Theme, ShowParticipationGraphs, AuditRetentionYears, SchemaVersion, IsDeleted, CreatedAt, UpdatedAt) VALUES
+                ({SettingsId}, 'Legacy Org', 100.0, 10.0, 1, 1, 7, 1, 'AUD', 0, 150, 0, 'Dark', 1, 5, '1.1.0', 0, '2026-01-01 00:00:00', '2026-01-01 00:00:00');
+                """, cancellationToken: TestContext.Current.CancellationToken);
+        }
+
+        using (var db = CreateContext())
+        {
+            await db.Database.MigrateAsync(cancellationToken: TestContext.Current.CancellationToken);
+
+            var settings = await db.Settings.SingleAsync(s => s.Id == SettingsId, TestContext.Current.CancellationToken);
+            Assert.Equal(TaxEntryMode.Inclusive, settings.TaxEntryMode);
+        }
+    }
+}
diff --git a/tests/StageFright.Data.Tests/Migrations/AuditRetentionDefaultTests.cs b/tests/StageFright.Data.Tests/Migrations/AuditRetentionDefaultTests.cs
new file mode 100644
index 00000000..18024047
--- /dev/null
+++ b/tests/StageFright.Data.Tests/Migrations/AuditRetentionDefaultTests.cs
@@ -0,0 +1,97 @@
+using Microsoft.Data.Sqlite;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+
+namespace StageFright.Data.Tests.Migrations;
+
+/// <summary>
+/// Integration tests for the AddInternationalAccountingSettings migration's effect on
+/// <c>Settings.AuditRetentionYears</c> (spec 028, US8 / FR-023, FR-024, SC-010):
+/// a fresh dataset must default the retention to five years, while an existing dataset's
+/// already-configured value must survive the migration untouched (the migration alters only
+/// the column default — it issues no <c>UpdateData</c>).
+/// </summary>
+public sealed class AuditRetentionDefaultTests : IDisposable
+{
+    /// <summary>Last migration before AddInternationalAccountingSettings raised the default 1 → 5.</summary>
+    private const string PreMigration = "20260828120000_AddLanguageCodeToSettings";
+
+    private static readonly Guid SettingsId = new("55555555-0000-0000-0000-000000000028");
+
+    private readonly SqliteConnection _connection;
+
+    public AuditRetentionDefaultTests()
+    {
+        _connection = new SqliteConnection("DataSource=:memory:");
+        _connection.Open();
+    }
+
+    public void Dispose() => _connection.Dispose();
+
+    private StageFrightDbContext CreateContext()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite(_connection)
+            .Options;
+        return new StageFrightDbContext(options);
+    }
+
+    [Fact]
+    public async Task FreshDataset_DefaultsAuditRetentionYearsToFive_AfterMigration()
+    {
+        using (var db = CreateContext())
+        {
+            await db.Database.MigrateAsync(cancellationToken: TestContext.Current.CancellationToken);
+
+            // Insert a Settings row WITHOUT specifying AuditRetentionYears so the column
+            // default supplied by the migration is what lands.
+            await db.Database.ExecuteSqlAsync($"""
+                INSERT INTO Settings
+                    (Id, OrganizationName, AnnualFee, AttendanceFee, MembershipRenewalMonth, CommitteeRenewalMonth,
+                     FinancialYearStartMonth, MaxAgeRangeYears, MinimumMemberAge, Theme, ShowParticipationGraphs,
+                     SchemaVersion, IsDeleted, CreatedAt, UpdatedAt)
+                VALUES
+                    ({SettingsId}, 'Fresh Org', 100.0, 10.0, 1, 1, 7, 150, 0, 'Light', 1,
+                     '1.1.0', 0, '2026-01-01 00:00:00', '2026-01-01 00:00:00');
+                """, cancellationToken: TestContext.Current.CancellationToken);
+        }
+
+        using (var db = CreateContext())
+        {
+            var settings = await db.Settings.SingleAsync(s => s.Id == SettingsId, cancellationToken: TestContext.Current.CancellationToken);
+
+            Assert.Equal(5, settings.AuditRetentionYears);
+        }
+    }
+
+    [Fact]
+    public async Task ExistingSettingsRow_KeepsItsConfiguredAuditRetentionYears_AfterMigration()
+    {
+        using (var db = CreateContext())
+        {
+            await db.GetService<IMigrator>().MigrateAsync(PreMigration, TestContext.Current.CancellationToken);
+
+            // An install that deliberately shortened retention to 2 years before this feature shipped.
+            await db.Database.ExecuteSqlAsync($"""
+                INSERT INTO Settings
+                    (Id, OrganizationName, AnnualFee, AttendanceFee, MembershipRenewalMonth, CommitteeRenewalMonth,
+                     FinancialYearStartMonth, MaxAgeRangeYears, MinimumMemberAge, Theme, ShowParticipationGraphs,
+                     SchemaVersion, IsDeleted, CreatedAt, UpdatedAt, AuditRetentionYears)
+                VALUES
+                    ({SettingsId}, 'Pre-028 Org', 100.0, 10.0, 1, 1, 7, 150, 0, 'Light', 1,
+                     '1.1.0', 0, '2026-01-01 00:00:00', '2026-01-01 00:00:00', 2);
+                """, cancellationToken: TestContext.Current.CancellationToken);
+        }
+
+        using (var db = CreateContext())
+        {
+            await db.Database.MigrateAsync(cancellationToken: TestContext.Current.CancellationToken);
+
+            var settings = await db.Settings.SingleAsync(s => s.Id == SettingsId, cancellationToken: TestContext.Current.CancellationToken);
+
+            Assert.Equal(2, settings.AuditRetentionYears);
+            Assert.Equal("Pre-028 Org", settings.OrganizationName);
+        }
+    }
+}
diff --git a/tests/StageFright.Data.Tests/Migrations/ConvertCategoriesToAccountsMigrationTests.cs b/tests/StageFright.Data.Tests/Migrations/ConvertCategoriesToAccountsMigrationTests.cs
index b87aeb0e..a209e1c3 100644
--- a/tests/StageFright.Data.Tests/Migrations/ConvertCategoriesToAccountsMigrationTests.cs
+++ b/tests/StageFright.Data.Tests/Migrations/ConvertCategoriesToAccountsMigrationTests.cs
@@ -2,6 +2,7 @@
 using Microsoft.EntityFrameworkCore;
 using Microsoft.EntityFrameworkCore.Infrastructure;
 using Microsoft.EntityFrameworkCore.Migrations;
+using StageFright.Core.Modules.Finance;
 using StageFright.Data.Repositories;
 
 namespace StageFright.Data.Tests.Migrations;
@@ -122,7 +123,7 @@ public async Task Should_KeepMemberBalanceIdentical_When_Migrated()
         await MigrateToLatestAsync();
 
         using var db = CreateContext();
-        var gl = new GLRepository(db);
+        var gl = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
 
         // Pre-migration: 100 accrued − 50 paid = 50 outstanding.
         Assert.Equal(50m, await gl.GetMemberBalanceAsync(MemberId, TestContext.Current.CancellationToken));
diff --git a/tests/StageFright.Data.Tests/Migrations/ReclassifyInputTaxAsReceivableMigrationTests.cs b/tests/StageFright.Data.Tests/Migrations/ReclassifyInputTaxAsReceivableMigrationTests.cs
new file mode 100644
index 00000000..426155fd
--- /dev/null
+++ b/tests/StageFright.Data.Tests/Migrations/ReclassifyInputTaxAsReceivableMigrationTests.cs
@@ -0,0 +1,74 @@
+using Microsoft.Data.Sqlite;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.EntityFrameworkCore.Infrastructure;
+using Microsoft.EntityFrameworkCore.Migrations;
+using StageFright.Core.Enums;
+
+namespace StageFright.Data.Tests.Migrations;
+
+/// <summary>
+/// Integration test for the ReclassifyInputTaxAsReceivable migration (spec 028 Phase 16,
+/// issue #355): the seeded system account <c>2320</c> is re-typed from
+/// <see cref="AccountType.Liability"/> "Tax Paid" to <see cref="AccountType.Asset"/>
+/// "Tax Receivable" — recoverable input tax is an asset. Classification only: the account
+/// keeps its number and no monetary/<c>TaxCode</c> value moves. Account <c>2310</c>
+/// "Tax Collected" stays a liability.
+/// </summary>
+public sealed class ReclassifyInputTaxAsReceivableMigrationTests : IDisposable
+{
+    private const string PreMigration = "20260830021225_AddTaxEntryMode";
+
+    private static readonly Guid TaxCollectedId = new("00000000-0000-0000-0000-000000000004");
+    private static readonly Guid TaxReceivableId = new("00000000-0000-0000-0000-000000000005");
+
+    private readonly SqliteConnection _connection;
+
+    public ReclassifyInputTaxAsReceivableMigrationTests()
+    {
+        _connection = new SqliteConnection("DataSource=:memory:");
+        _connection.Open();
+    }
+
+    public void Dispose() => _connection.Dispose();
+
+    private StageFrightDbContext CreateContext()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite(_connection)
+            .Options;
+        return new StageFrightDbContext(options);
+    }
+
+    [Fact]
+    public async Task Account2320_IsLiabilityBeforeMigration_AndAssetTaxReceivableAfter()
+    {
+        using (var db = CreateContext())
+        {
+            await db.GetService<IMigrator>().MigrateAsync(PreMigration, TestContext.Current.CancellationToken);
+
+            var before = await db.Accounts.AsNoTracking()
+                .SingleAsync(a => a.Id == TaxReceivableId, TestContext.Current.CancellationToken);
+            Assert.Equal(AccountType.Liability, before.Type);
+            Assert.Equal("Tax Paid", before.Name);
+            Assert.Equal("2320", before.AccountNumber);
+        }
+
+        using (var db = CreateContext())
+        {
+            await db.Database.MigrateAsync(cancellationToken: TestContext.Current.CancellationToken);
+
+            var after = await db.Accounts.AsNoTracking()
+                .SingleAsync(a => a.Id == TaxReceivableId, TestContext.Current.CancellationToken);
+            Assert.Equal(AccountType.Asset, after.Type);
+            Assert.Equal("Tax Receivable", after.Name);
+            Assert.Equal("2320", after.AccountNumber);   // number kept as a documented asset exception
+            Assert.True(after.IsSystem);
+
+            // 2310 "Tax Collected" is owed to the authority — still a liability, untouched.
+            var taxCollected = await db.Accounts.AsNoTracking()
+                .SingleAsync(a => a.Id == TaxCollectedId, TestContext.Current.CancellationToken);
+            Assert.Equal(AccountType.Liability, taxCollected.Type);
+            Assert.Equal("Tax Collected", taxCollected.Name);
+        }
+    }
+}
diff --git a/tests/StageFright.Data.Tests/RealLocalizer.cs b/tests/StageFright.Data.Tests/RealLocalizer.cs
new file mode 100644
index 00000000..a03a7c46
--- /dev/null
+++ b/tests/StageFright.Data.Tests/RealLocalizer.cs
@@ -0,0 +1,19 @@
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+using StageFright.Core.Localization;
+
+namespace StageFright.Data.Tests;
+
+/// <summary>
+/// Real <c>.resx</c>-backed <see cref="ILocalizer"/> for Data.Tests integration tests that
+/// construct a Core service taking the <see cref="ILocalizer"/> facade directly (spec 027,
+/// T041) — e.g. <c>SetupService</c>, <c>BackupService</c> — and still assert on the extracted
+/// (en-AU) wording of the exception messages those services raise.
+/// </summary>
+internal static class RealLocalizer
+{
+    public static ILocalizer Instance { get; } = new Localizer(
+        new ResourceManagerStringLocalizerFactory(
+            Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance));
+}
diff --git a/tests/StageFright.Data.Tests/Repositories/BalancedSetIntegrationTests.cs b/tests/StageFright.Data.Tests/Repositories/BalancedSetIntegrationTests.cs
index 1f108de4..1fda0e2b 100644
--- a/tests/StageFright.Data.Tests/Repositories/BalancedSetIntegrationTests.cs
+++ b/tests/StageFright.Data.Tests/Repositories/BalancedSetIntegrationTests.cs
@@ -40,7 +40,7 @@ public async ValueTask InitializeAsync()
         });
         await _db.SaveChangesAsync();
 
-        _sut = new GLRepository(_db);
+        _sut = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         _journalRepo = new JournalEntryRepository(_db);
     }
 
diff --git a/tests/StageFright.Data.Tests/Repositories/BankReconciliationRepositoryTests.cs b/tests/StageFright.Data.Tests/Repositories/BankReconciliationRepositoryTests.cs
index 9d95ef90..419c7601 100644
--- a/tests/StageFright.Data.Tests/Repositories/BankReconciliationRepositoryTests.cs
+++ b/tests/StageFright.Data.Tests/Repositories/BankReconciliationRepositoryTests.cs
@@ -43,7 +43,7 @@ public async ValueTask InitializeAsync()
         await _db.SaveChangesAsync();
 
         _sut = new BankReconciliationRepository(_db);
-        _glRepo = new GLRepository(_db);
+        _glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
     }
 
     public async ValueTask DisposeAsync()
diff --git a/tests/StageFright.Data.Tests/Repositories/GLRepositoryIntegrationTests.cs b/tests/StageFright.Data.Tests/Repositories/GLRepositoryIntegrationTests.cs
index a96817c0..b4bbe034 100644
--- a/tests/StageFright.Data.Tests/Repositories/GLRepositoryIntegrationTests.cs
+++ b/tests/StageFright.Data.Tests/Repositories/GLRepositoryIntegrationTests.cs
@@ -1,6 +1,7 @@
 using Microsoft.EntityFrameworkCore;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Modules.Finance;
 using StageFright.Data;
 using StageFright.Data.Repositories;
 
@@ -43,7 +44,7 @@ public async ValueTask InitializeAsync()
         });
         await _db.SaveChangesAsync();
 
-        _sut = new GLRepository(_db);
+        _sut = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
     }
 
     public async ValueTask DisposeAsync()
diff --git a/tests/StageFright.Data.Tests/Repositories/RepositoryIntegrationTests.cs b/tests/StageFright.Data.Tests/Repositories/RepositoryIntegrationTests.cs
index a22ba751..64fb46e2 100644
--- a/tests/StageFright.Data.Tests/Repositories/RepositoryIntegrationTests.cs
+++ b/tests/StageFright.Data.Tests/Repositories/RepositoryIntegrationTests.cs
@@ -2,6 +2,7 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Modules.Finance;
 using StageFright.Core.Modules.Members;
 using StageFright.Data.Repositories;
 using StageFright.Data.Tests.Infrastructure;
@@ -221,7 +222,7 @@ public async Task GLRepository_AddPairAsync_ThrowsOnImbalancedAmounts()
         var accounts = await accountRepo.GetAllAsync(TestContext.Current.CancellationToken);
         var cat = accounts.First();
 
-        var repo = new GLRepository(db);
+        var repo = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
 
         var debit = new Transaction
         {
diff --git a/tests/StageFright.Data.Tests/Settings/SetupServiceIntegrationTests.cs b/tests/StageFright.Data.Tests/Settings/SetupServiceIntegrationTests.cs
index dce13f13..9f686f39 100644
--- a/tests/StageFright.Data.Tests/Settings/SetupServiceIntegrationTests.cs
+++ b/tests/StageFright.Data.Tests/Settings/SetupServiceIntegrationTests.cs
@@ -30,15 +30,15 @@ public async Task InitializeAsync_PersistsSettingsWithCorrectValues()
         var auditRepo = new AuditTrailRepository(db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(db);
-        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
         var journalRepo = new JournalEntryRepository(db);
         var unitOfWork = new UnitOfWork(db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
 
         var request = new SetupRequest("My Choir", 80m, 6m, 3, false, null, null, null, Theme.Dark);
         await svc.InitializeAsync(request, TestContext.Current.CancellationToken);
@@ -61,15 +61,15 @@ public async Task InitializeAsync_SeedsSystemAccounts()
         var auditRepo = new AuditTrailRepository(db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(db);
-        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
         var journalRepo = new JournalEntryRepository(db);
         var unitOfWork = new UnitOfWork(db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
 
         await svc.InitializeAsync(new SetupRequest("Org", 50m, 5m, 1, false, null, null, null, Theme.Dark), TestContext.Current.CancellationToken);
 
@@ -89,15 +89,15 @@ public async Task InitializeAsync_CreatesZeroFeeRecords()
         var auditRepo = new AuditTrailRepository(db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(db);
-        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
         var journalRepo = new JournalEntryRepository(db);
         var unitOfWork = new UnitOfWork(db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
 
         await svc.InitializeAsync(new SetupRequest("Org", 50m, 5m, 1, false, null, null, null, Theme.Dark), TestContext.Current.CancellationToken);
 
@@ -115,15 +115,15 @@ public async Task IsSetupCompleteAsync_ReturnsFalse_OnEmptyDatabase()
         var auditRepo = new AuditTrailRepository(db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(db);
-        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
         var journalRepo = new JournalEntryRepository(db);
         var unitOfWork = new UnitOfWork(db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
 
         Assert.False(await svc.IsSetupCompleteAsync(TestContext.Current.CancellationToken));
     }
@@ -138,20 +138,21 @@ public async Task InitializeAsync_PersistsDefaultAuditRetentionYears()
         var auditRepo = new AuditTrailRepository(db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(db);
-        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
         var journalRepo = new JournalEntryRepository(db);
         var unitOfWork = new UnitOfWork(db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
 
         await svc.InitializeAsync(new SetupRequest("Org", 50m, 5m, 1, false, null, null, null, Theme.Dark), TestContext.Current.CancellationToken);
 
         var settings = await settingsRepo.GetAsync(TestContext.Current.CancellationToken);
-        Assert.Equal(1, settings!.AuditRetentionYears);
+        // spec 028, US8 / FR-023: the default retention on a fresh dataset is now five years.
+        Assert.Equal(5, settings!.AuditRetentionYears);
     }
 
     [Fact]
@@ -164,15 +165,15 @@ public async Task InitializeAsync_PersistsCustomAuditRetentionYears()
         var auditRepo = new AuditTrailRepository(db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(db);
-        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(db, new ClosedPeriodGuard(new SettingsRepository(db)));
         var journalRepo = new JournalEntryRepository(db);
         var unitOfWork = new UnitOfWork(db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        var svc = new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
 
         var request = new SetupRequest("Org", 50m, 5m, 1, false, null, null, null, Theme.Dark)
         {
diff --git a/tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs b/tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs
new file mode 100644
index 00000000..705e53e8
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/InternationalAccounting/AudZeroDriftTests.cs
@@ -0,0 +1,146 @@
+using System.Globalization;
+using Microsoft.EntityFrameworkCore;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+
+namespace StageFright.Integration.Tests.InternationalAccounting;
+
+/// <summary>
+/// Spec 028 zero-drift regression (SC-004, FR-006, FR-031): a pre-existing <c>AUD</c> dataset
+/// must, after the configurable-currency change, produce reports whose figures are the same
+/// numbers as before — now carrying a <c>"$"</c> — and must not alter a single stored monetary
+/// value. Uses a real in-memory SQLite database with the full EF migration set.
+/// </summary>
+[Collection("MoneyFormatterState")]
+public sealed class AudZeroDriftTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+    private static readonly DateTime PostDate = new(2026, 3, 15, 0, 0, 0, DateTimeKind.Utc);
+
+    // Awkward-to-round amounts that would expose any change in the money path.
+    private const decimal IncomeAmount = 1234.55m;
+    private const decimal ExpenseAmount = 987.05m;
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+
+        // DR Cash / CR Income, and DR Expense / CR Cash — balanced pairs across accounts.
+        _db.Transactions.AddRange(
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = IncomeAmount, CreditAmount = 0m, Description = "Dues receipt", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = IncomeId, GLAccount = "4000", DebitAmount = 0m, CreditAmount = IncomeAmount, Description = "Dues income", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = ExpenseId, GLAccount = "6000", DebitAmount = ExpenseAmount, CreditAmount = 0m, Description = "Hall hire", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = 0m, CreditAmount = ExpenseAmount, Description = "Hall hire payment", CreatedAt = DateTime.UtcNow });
+
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Test Choir",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = 7, FinancialYearStartDay = 1,
+            CurrencyCode = "AUD", IsTaxApplicable = false,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync();
+
+        MoneyFormatter.Configure(CurrencyCatalog.Get("AUD"));
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    /// <summary>The legacy (pre-028) rendering of an AUD amount: the plain number with a "$".</summary>
+    private static string LegacyAud(decimal amount) =>
+        (amount < 0 ? "-$" : "$") + Math.Abs(amount).ToString("N2", CultureInfo.CurrentCulture);
+
+    [Fact]
+    public void MoneyFormatter_ForAud_IsByteIdenticalToTheLegacyDollarString()
+    {
+        foreach (var amount in new[] { 0m, 5m, IncomeAmount, ExpenseAmount, 1_234_567.89m, -42.10m })
+            Assert.Equal(LegacyAud(amount), MoneyFormatter.Format(amount));
+
+        Assert.Equal("AUD " + 1234.55m.ToString("N2", CultureInfo.CurrentCulture), MoneyFormatter.FormatWithCode(1234.55m));
+    }
+
+    [Fact]
+    public void TaxCalculator_AtTwoMinorDigits_IsUnchanged()
+    {
+        var (net, tax) = TaxCalculator.SplitInclusive(110m, 10m);
+        Assert.Equal(10m, tax);
+        Assert.Equal(100m, net);
+        Assert.Equal(110m, net + tax);
+    }
+
+    [Fact]
+    public async Task IncomeStatement_FiguresAreTheSameNumbers_NowWithADollarSign()
+    {
+        var result = await BuildIncome().GenerateAsync(FyFilters(), TestContext.Current.CancellationToken);
+
+        var incomeRow = result.Sections.First(s => s.Heading == "Income").Rows.Single(r => r.Cells[0] == "Membership Dues");
+        var expenseRow = result.Sections.First(s => s.Heading == "Expenses").Rows.Single(r => r.Cells[0] == "Hall Hire");
+
+        Assert.Equal(LegacyAud(IncomeAmount), incomeRow.Cells[1]);
+        Assert.Equal(LegacyAud(ExpenseAmount), expenseRow.Cells[1]);
+        Assert.Equal(LegacyAud(IncomeAmount - ExpenseAmount), result.GrandTotal!.Cells[1]);
+    }
+
+    [Fact]
+    public async Task TrialBalance_TiesAndShowsTheSameTotals()
+    {
+        var result = await BuildTrialBalance().GenerateAsync(FyFilters(), TestContext.Current.CancellationToken);
+
+        // debits == credits, so it generates (no GLBalanceException) and the totals row is the legacy number.
+        Assert.Equal(LegacyAud(IncomeAmount + ExpenseAmount), result.GrandTotal!.Cells[1]);
+        Assert.Equal(LegacyAud(IncomeAmount + ExpenseAmount), result.GrandTotal.Cells[2]);
+    }
+
+    [Fact]
+    public async Task StoredTransactionValues_AreUntouched()
+    {
+        var stored = await _db.Transactions.AsNoTracking().ToListAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal(4, stored.Count);
+        Assert.Equal(2, stored.Count(t => t.CreditAmount == IncomeAmount || t.DebitAmount == IncomeAmount));
+        Assert.Equal(2, stored.Count(t => t.CreditAmount == ExpenseAmount || t.DebitAmount == ExpenseAmount));
+        Assert.Equal(IncomeAmount + ExpenseAmount, stored.Sum(t => t.DebitAmount));
+        Assert.Equal(IncomeAmount + ExpenseAmount, stored.Sum(t => t.CreditAmount));
+    }
+
+    private IncomeStatementReportProvider BuildIncome() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private TrialBalanceReportProvider BuildTrialBalance() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private static ReportFilterValues FyFilters()
+    {
+        var f = new ReportFilterValues();
+        f.Set("period", "Custom");   // Income Statement honours dateFrom/dateTo only for a Custom period
+        f.Set("dateFrom", "2026-03-01");
+        f.Set("dateTo", "2026-03-31");
+        return f;
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/InternationalAccounting/ClosedPeriodLockTests.cs b/tests/StageFright.Integration.Tests/InternationalAccounting/ClosedPeriodLockTests.cs
new file mode 100644
index 00000000..17abe7e4
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/InternationalAccounting/ClosedPeriodLockTests.cs
@@ -0,0 +1,300 @@
+using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Logging.Abstractions;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Modules.AuditTrail;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+
+namespace StageFright.Integration.Tests.InternationalAccounting;
+
+/// <summary>
+/// Spec 028 US6 (FR-016 / FR-017, SC-009): once <c>Settings.ClosedThroughDate</c> is set, every
+/// finance posting path — funnelled through <see cref="GLRepository"/> and the
+/// <see cref="ClosedPeriodGuard"/> — rejects a transaction dated on or before it and leaves no
+/// partial record (no <c>JournalEntry</c>, <c>Transaction</c>, <c>Payment</c> or <c>Fee</c> row),
+/// while a later-dated transaction posts normally. Real in-memory SQLite, full EF migration set.
+/// </summary>
+public sealed class ClosedPeriodLockTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+    private static readonly Guid BankId = Guid.NewGuid();
+
+    // Everything on or before this date is closed.
+    private static readonly DateTime ClosedThrough = new(2025, 6, 30, 0, 0, 0, DateTimeKind.Utc);
+    private static readonly DateTime InsideClosed = ClosedThrough;                 // exactly on the boundary
+    private static readonly DateTime BeforeClosed = ClosedThrough.AddDays(-40);    // well inside
+    private static readonly DateTime AfterClosed = ClosedThrough.AddDays(1);       // first open day
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();   // seeds the system accounts (Cash 1100, Member Receivable, Bad Debt, …)
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Raffle Income", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = BankId, Name = "Community Bank", Type = AccountType.Asset, AccountNumber = "1110", IsBankAccount = true, SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Test Choir",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = 7, FinancialYearStartDay = 1,
+            CurrencyCode = "AUD", IsTaxApplicable = false,
+            ClosedThroughDate = null,   // set per test
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+
+        await _db.SaveChangesAsync();
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    private async Task CloseThroughAsync(DateTime? date)
+    {
+        var s = await _db.Settings.FirstAsync(TestContext.Current.CancellationToken);
+        s.ClosedThroughDate = date;
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+    }
+
+    // --- Manual journal / expense / income / bank deposit: explicit posting date ----------
+
+    public static TheoryData<string> DateControlledPaths() => new() { "journal", "expense", "income", "deposit" };
+
+    [Theory]
+    [MemberData(nameof(DateControlledPaths))]
+    public async Task Should_RejectAndPersistNothing_When_PostingIsDatedInTheClosedPeriod(string path)
+    {
+        await CloseThroughAsync(ClosedThrough);
+
+        await Assert.ThrowsAsync<ClosedPeriodException>(() => PostAsync(path, InsideClosed));
+
+        Assert.Empty(await _db.JournalEntries.ToListAsync(TestContext.Current.CancellationToken));
+        Assert.Empty(await _db.Transactions.ToListAsync(TestContext.Current.CancellationToken));
+    }
+
+    [Theory]
+    [MemberData(nameof(DateControlledPaths))]
+    public async Task Should_Post_When_DatedAfterTheClosedPeriod(string path)
+    {
+        await CloseThroughAsync(ClosedThrough);
+
+        await PostAsync(path, AfterClosed);   // must not throw
+
+        Assert.Single(await _db.JournalEntries.ToListAsync(TestContext.Current.CancellationToken));
+        Assert.Equal(2, await _db.Transactions.CountAsync(TestContext.Current.CancellationToken));
+    }
+
+    [Fact]
+    public async Task Should_PostAnyBackdatedEntry_When_NoPeriodIsClosed()
+    {
+        // Control: with ClosedThroughDate null the guard is a no-op, so even a deeply
+        // back-dated entry posts normally.
+        await CloseThroughAsync(null);
+
+        await PostAsync("journal", BeforeClosed);
+
+        Assert.Single(await _db.JournalEntries.ToListAsync(TestContext.Current.CancellationToken));
+    }
+
+    private Task PostAsync(string path, DateTime date) => path switch
+    {
+        "journal" => BuildJournalService().RecordJournalAsync(new RecordJournalRequest
+        {
+            Date = date,
+            Description = "Manual journal",
+            Lines =
+            [
+                new JournalLine { AccountId = SystemAccounts.CashId, DebitAmount = 20m, CreditAmount = 0m },
+                new JournalLine { AccountId = IncomeId, DebitAmount = 0m, CreditAmount = 20m },
+            ]
+        }, TestContext.Current.CancellationToken),
+
+        "expense" => BuildExpenseService().RecordExpenseAsync(new RecordExpenseRequest
+        {
+            Date = date, Amount = 30m,
+            BankAccountId = SystemAccounts.CashId, ExpenseAccountId = ExpenseId
+        }, TestContext.Current.CancellationToken),
+
+        "income" => BuildIncomeService().RecordIncomeAsync(new RecordIncomeRequest
+        {
+            Date = date, Amount = 40m, AccountId = IncomeId
+        }, TestContext.Current.CancellationToken),
+
+        "deposit" => BuildBankDepositService().RecordDepositAsync(new RecordBankDepositRequest
+        {
+            Date = date, Amount = 25m, ToAccountId = BankId
+        }, TestContext.Current.CancellationToken),
+
+        _ => throw new ArgumentOutOfRangeException(nameof(path), path, null)
+    };
+
+    // --- Member payment: pair posting through AddPairAsync -------------------------------
+
+    [Fact]
+    public async Task Should_RejectPaymentAndPersistNothing_When_DatedInTheClosedPeriod()
+    {
+        var memberId = await AddMemberAsync();
+        await SeedOutstandingFeeAsync(memberId, 50m);   // 1 Fee + 2 GL rows
+        await CloseThroughAsync(ClosedThrough);
+
+        await Assert.ThrowsAsync<ClosedPeriodException>(() =>
+            BuildPaymentService().RecordAsync(new RecordPaymentRequest
+            {
+                MemberId = memberId, Date = InsideClosed, Amount = 50m
+            }, TestContext.Current.CancellationToken));
+
+        Assert.Empty(await _db.Payments.ToListAsync(TestContext.Current.CancellationToken));
+        Assert.Equal(2, await _db.Transactions.CountAsync(TestContext.Current.CancellationToken)); // only the seeded accrual
+    }
+
+    [Fact]
+    public async Task Should_RecordPayment_When_DatedAfterTheClosedPeriod()
+    {
+        var memberId = await AddMemberAsync();
+        await SeedOutstandingFeeAsync(memberId, 50m);
+        await CloseThroughAsync(ClosedThrough);
+
+        await BuildPaymentService().RecordAsync(new RecordPaymentRequest
+        {
+            MemberId = memberId, Date = AfterClosed, Amount = 50m
+        }, TestContext.Current.CancellationToken);
+
+        Assert.Single(await _db.Payments.ToListAsync(TestContext.Current.CancellationToken));
+        Assert.Equal(4, await _db.Transactions.CountAsync(TestContext.Current.CancellationToken)); // accrual + payment pair
+    }
+
+    // --- Fee accrual: FeeService dates the accrual at 1 January of the current year ------
+
+    [Fact]
+    public async Task Should_RejectFeeAccrualAndPersistNothing_When_TheCurrentYearIsClosed()
+    {
+        var memberId = await AddMemberAsync();
+        await CloseThroughAsync(DateTime.UtcNow.Date);   // today and everything before it is closed
+
+        await Assert.ThrowsAsync<ClosedPeriodException>(() =>
+            BuildFeeService().ApplyAnnualFeesAsync([memberId], TestContext.Current.CancellationToken));
+
+        Assert.Empty(await _db.Fees.ToListAsync(TestContext.Current.CancellationToken));
+        Assert.Empty(await _db.Transactions.ToListAsync(TestContext.Current.CancellationToken));
+    }
+
+    [Fact]
+    public async Task Should_AccrueFee_When_TheCurrentYearIsOpen()
+    {
+        var memberId = await AddMemberAsync();
+        await CloseThroughAsync(new DateTime(2000, 1, 1));   // long-closed prior period only
+
+        await BuildFeeService().ApplyAnnualFeesAsync([memberId], TestContext.Current.CancellationToken);
+
+        Assert.Single(await _db.Fees.ToListAsync(TestContext.Current.CancellationToken));
+    }
+
+    // --- Reactivation forgiveness: write-off dated "now" --------------------------------
+
+    [Fact]
+    public async Task Should_RejectForgivenessAndPersistNothing_When_TodayIsClosed()
+    {
+        var memberId = await AddMemberAsync();
+        var feeId = await SeedOutstandingFeeAsync(memberId, 50m);
+        await CloseThroughAsync(DateTime.UtcNow.Date.AddDays(1));   // now is inside the closed period
+
+        await Assert.ThrowsAsync<ClosedPeriodException>(() =>
+            BuildForgivenessService().ApplyForgivenessAsync(memberId, [feeId], TestContext.Current.CancellationToken));
+
+        Assert.Equal(2, await _db.Transactions.CountAsync(TestContext.Current.CancellationToken)); // only the seeded accrual — no write-off lines
+    }
+
+    [Fact]
+    public async Task Should_ApplyForgiveness_When_TodayIsOpen()
+    {
+        var memberId = await AddMemberAsync();
+        var feeId = await SeedOutstandingFeeAsync(memberId, 50m);
+        await CloseThroughAsync(new DateTime(2000, 1, 1));
+
+        await BuildForgivenessService().ApplyForgivenessAsync(memberId, [feeId], TestContext.Current.CancellationToken);
+
+        Assert.Equal(4, await _db.Transactions.CountAsync(TestContext.Current.CancellationToken)); // accrual + write-off pair
+    }
+
+    // --- Seeding helpers --------------------------------------------------------------
+
+    private async Task<Guid> AddMemberAsync()
+    {
+        var member = new Member
+        {
+            Id = Guid.NewGuid(), FirstName = "Alex", StreetAddress = "1 Test St",
+            Status = MemberStatus.Active,
+            ActivateDate = new DateTime(2024, 1, 1, 0, 0, 0, DateTimeKind.Utc),
+            JoinDate = new DateTime(2024, 1, 1, 0, 0, 0, DateTimeKind.Utc),
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        };
+        _db.Members.Add(member);
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+        return member.Id;
+    }
+
+    private async Task<Guid> SeedOutstandingFeeAsync(Guid memberId, decimal amount)
+    {
+        var feeId = Guid.NewGuid();
+        var feeDate = new DateTime(2024, 1, 1, 0, 0, 0, DateTimeKind.Utc);
+        var now = DateTime.UtcNow;
+
+        _db.Fees.Add(new Fee
+        {
+            Id = feeId, MemberId = memberId, FeeType = FeeType.Annual, Amount = amount,
+            FeeDate = feeDate, DueDate = feeDate.AddYears(1).AddDays(-1), PaidAtCreation = false, CreatedAt = now
+        });
+        _db.Transactions.AddRange(
+            new Transaction { Id = Guid.NewGuid(), Date = feeDate, AccountId = SystemAccounts.MemberReceivableId, DebitAmount = amount, CreditAmount = 0m, GLAccount = SystemAccounts.MemberReceivableNumber, MemberId = memberId, FeeId = feeId, CreatedAt = now },
+            new Transaction { Id = Guid.NewGuid(), Date = feeDate, AccountId = IncomeId, DebitAmount = 0m, CreditAmount = amount, GLAccount = "4000", MemberId = null, FeeId = feeId, CreatedAt = now });
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+        return feeId;
+    }
+
+    // --- Service builders -----------------------------------------------------------
+
+    private GLRepository Gl() => new(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
+
+    private static AuditTrailService Audit() =>
+        new(Substitute.For<IAuditTrailRepository>(), NullLogger<AuditTrailService>.Instance);
+
+    private GeneralJournalService BuildJournalService() =>
+        new(new AccountRepository(_db), Gl(), new JournalEntryRepository(_db), Audit(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private ExpensePaymentService BuildExpenseService() =>
+        new(new AccountRepository(_db), Gl(), new JournalEntryRepository(_db), new SettingsRepository(_db), Audit(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private IncomeEntryService BuildIncomeService() =>
+        new(new AccountRepository(_db), Gl(), new JournalEntryRepository(_db), new SettingsRepository(_db), Audit(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private BankDepositService BuildBankDepositService() =>
+        new(new AccountRepository(_db), Gl(), new JournalEntryRepository(_db), Audit(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private PaymentService BuildPaymentService() =>
+        new(new FeeRepository(_db), new PaymentRepository(_db, Audit()), Gl(), new MemberRepository(_db), Audit(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private FeeService BuildFeeService() =>
+        new(new MemberRepository(_db), new FeeRepository(_db), Gl(), new AccountRepository(_db), new SettingsRepository(_db), Audit(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private ReactivationForgivenessService BuildForgivenessService() =>
+        new(new FeeRepository(_db), Gl(), new MemberRepository(_db), new SettingsRepository(_db), Audit(), new UnitOfWork(_db));
+}
diff --git a/tests/StageFright.Integration.Tests/InternationalAccounting/FinancialYearStartTests.cs b/tests/StageFright.Integration.Tests/InternationalAccounting/FinancialYearStartTests.cs
new file mode 100644
index 00000000..991c29db
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/InternationalAccounting/FinancialYearStartTests.cs
@@ -0,0 +1,164 @@
+using Microsoft.EntityFrameworkCore;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Settings;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+
+namespace StageFright.Integration.Tests.InternationalAccounting;
+
+/// <summary>
+/// Spec 028 US7 (FR-019 / FR-020 / FR-021, SC-001): first-run setup can choose a financial year
+/// that starts on a day other than the first of the month, that choice is persisted, and every
+/// FY-preset report then bounds its default period on the configured (month, day) anchor. An
+/// existing Australian dataset (July, day 1) is unchanged. Real in-memory SQLite, full migrations.
+/// </summary>
+public sealed class FinancialYearStartTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+
+    // A real non-first-of-month fiscal calendar: 6 April.
+    private const int FyMonth = 4;
+    private const int FyDay = 6;
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+        await _db.SaveChangesAsync();
+        // Settings is seeded per test (setup test must run with none present).
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    private async Task SeedSettingsAsync(int startMonth, int startDay, bool taxApplicable = false)
+    {
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Test Choir",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = startMonth, FinancialYearStartDay = startDay,
+            CurrencyCode = "AUD",
+            IsTaxApplicable = taxApplicable, TaxRate = taxApplicable ? 10m : null,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+    }
+
+    private SettingsRepository SettingsRepo() => new(_db);
+    private AccountRepository AccountRepo() => new(_db);
+    private GLRepository Gl() => new(_db, new ClosedPeriodGuard(SettingsRepo()));
+
+    // --- Setup persists a non-first-of-month start (FR-019 / FR-020) ---
+
+    [Fact]
+    public async Task Should_PersistANonFirstOfMonthFinancialYearStart_When_ChosenAtSetup()
+    {
+        var svc = new SetupService(
+            SettingsRepo(),
+            Substitute.For<IAccountRepository>(),
+            Substitute.For<IEventTypeRepository>(),
+            Substitute.For<ICommitteeOfficeHolderTypeService>(),
+            Substitute.For<IAccountService>(),
+            Substitute.For<IOpeningBalanceService>(),
+            Substitute.For<IAuditTrailService>(),
+            RealLocalizer.Instance);
+
+        await svc.InitializeAsync(new SetupRequest(
+            OrganizationName: "Founded Mid-Year Inc",
+            AnnualFee: 60m, AttendanceFee: 8m, MembershipRenewalMonth: 1,
+            IsTaxApplicable: false, TaxRate: null, AnnualFeeTaxCode: null, AttendanceFeeTaxCode: null,
+            Theme: Theme.Dark,
+            FinancialYearStartMonth: FyMonth, FinancialYearStartDay: FyDay), TestContext.Current.CancellationToken);
+
+        var persisted = await _db.Settings.SingleAsync(TestContext.Current.CancellationToken);
+        Assert.Equal(FyMonth, persisted.FinancialYearStartMonth);
+        Assert.Equal(FyDay, persisted.FinancialYearStartDay);
+    }
+
+    // --- FY-preset reports honour month AND day (FR-021) ---
+
+    [Fact]
+    public async Task Should_BoundIncomeStatementAndTrialBalance_OnTheConfiguredAnchorDay()
+    {
+        await SeedSettingsAsync(FyMonth, FyDay);
+        var (fyStart, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FyMonth, FyDay);
+        var firstOfMonth = new DateTime(fyStart.Year, FyMonth, 1);
+
+        var income = await new IncomeStatementReportProvider(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance)
+            .GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        Assert.Contains(fyStart.ToString("d MMMM yyyy"), income.SubTitle);
+        Assert.DoesNotContain(firstOfMonth.ToString("d MMMM yyyy"), income.SubTitle);
+
+        var trial = await new TrialBalanceReportProvider(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance)
+            .GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        Assert.Contains(fyStart.ToString("d MMMM yyyy"), trial.SubTitle);
+    }
+
+    [Fact]
+    public async Task Should_BoundBalanceSheetAsAt_TheConfiguredYearEndDay()
+    {
+        await SeedSettingsAsync(FyMonth, FyDay);
+        var (_, fyEnd) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FyMonth, FyDay);
+
+        var balance = await new BalanceSheetReportProvider(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance)
+            .GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        Assert.Contains(fyEnd.ToString("d MMMM yyyy"), balance.SubTitle);
+    }
+
+    [Fact]
+    public async Task Should_BoundTaxSummaryQuarter_OnTheConfiguredAnchorDay()
+    {
+        await SeedSettingsAsync(FyMonth, FyDay, taxApplicable: true);
+
+        // Replicate the provider's current-quarter maths so the assertion pins the (month, day) anchor.
+        var (fyFrom, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FyMonth, FyDay);
+        var monthsElapsed = ((DateTime.UtcNow.Year - fyFrom.Year) * 12) + DateTime.UtcNow.Month - fyFrom.Month;
+        var expectedQuarterFrom = fyFrom.AddMonths((monthsElapsed / 3) * 3);
+
+        var tax = await new TaxSummaryReportProvider(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance)
+            .GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        Assert.Equal(FyDay, expectedQuarterFrom.Day);
+        Assert.Contains(expectedQuarterFrom.ToString("d MMMM yyyy"), tax.SubTitle);
+    }
+
+    // --- Existing AU dataset (July, day 1) is unchanged (SC-001 / US7 AC-3) ---
+
+    [Fact]
+    public async Task Should_LeaveAnAustralianDatasetsRangesUnchanged_When_StartIsJulyFirst()
+    {
+        await SeedSettingsAsync(7, 1);
+        var (fyStart, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, 7, 1);
+
+        var income = await new IncomeStatementReportProvider(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance)
+            .GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        Assert.Equal(1, fyStart.Day);
+        Assert.Equal(7, fyStart.Month);
+        Assert.Contains(fyStart.ToString("d MMMM yyyy"), income.SubTitle);
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/InternationalAccounting/PartYearFirstFinancialYearTests.cs b/tests/StageFright.Integration.Tests/InternationalAccounting/PartYearFirstFinancialYearTests.cs
new file mode 100644
index 00000000..d160ab06
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/InternationalAccounting/PartYearFirstFinancialYearTests.cs
@@ -0,0 +1,156 @@
+using Microsoft.EntityFrameworkCore;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+
+namespace StageFright.Integration.Tests.InternationalAccounting;
+
+/// <summary>
+/// Spec 028 FR-022 / issue #353: an organisation founded after its financial-year anchor gets a
+/// first financial year shorter than twelve months, running from the inception date to the day
+/// before the next anchor, and every FY-preset report labels that default period a part-year.
+/// A null inception date (every pre-existing dataset) and an inception date on the anchor are
+/// unchanged. Real in-memory SQLite, full migrations.
+/// </summary>
+public sealed class PartYearFirstFinancialYearTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+
+    private const int FyMonth = 7;
+    private const int FyDay = 1;
+
+    // Neutral (en-AU) fragment of Reports_Common_PartYearSubtitle.
+    private const string PartYearMarker = "(part-year — first financial year)";
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+        await _db.SaveChangesAsync();
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    private async Task SeedSettingsAsync(DateTime? inceptionDate, bool taxApplicable = false)
+    {
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Founded Mid-Year Inc",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = FyMonth, FinancialYearStartDay = FyDay,
+            CurrencyCode = "AUD", InceptionDate = inceptionDate,
+            IsTaxApplicable = taxApplicable, TaxRate = taxApplicable ? 10m : null,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+    }
+
+    private SettingsRepository SettingsRepo() => new(_db);
+    private AccountRepository AccountRepo() => new(_db);
+    private GLRepository Gl() => new(_db, new ClosedPeriodGuard(SettingsRepo()));
+
+    private IncomeStatementReportProvider Income() => new(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance);
+    private TrialBalanceReportProvider Trial() => new(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance);
+    private BalanceSheetReportProvider Balance() => new(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance);
+    private TaxSummaryReportProvider Tax() => new(Gl(), AccountRepo(), SettingsRepo(), RealLocalizer.Instance);
+
+    // --- Inception after the anchor → first period opens on the inception date + part-year label ---
+
+    [Fact]
+    public async Task Should_BoundAndLabelTheFirstPeriodAsPartYear_When_InceptionFallsAfterTheAnchor()
+    {
+        var (fyStart, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FyMonth, FyDay);
+        var inception = fyStart.AddDays(20);   // within the current financial year, after the anchor
+        await SeedSettingsAsync(inception);
+
+        var income = await Income().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        Assert.Contains(inception.ToString("d MMMM yyyy"), income.SubTitle);
+        Assert.Contains(PartYearMarker, income.SubTitle);
+        // The period opens on the inception date, not the anchor.
+        Assert.StartsWith(inception.ToString("d MMMM yyyy"), income.SubTitle);
+
+        var trial = await Trial().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        Assert.Contains(inception.ToString("d MMMM yyyy"), trial.SubTitle);
+        Assert.Contains(PartYearMarker, trial.SubTitle);
+
+        var balance = await Balance().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        Assert.Contains(PartYearMarker, balance.SubTitle);
+    }
+
+    [Fact]
+    public async Task Should_LabelTheTaxSummaryQuarterAsPartYear_When_InceptionFallsInsideTheCurrentQuarter()
+    {
+        // Replicate the provider's current-quarter maths so the inception date lands inside it.
+        var (fyFrom, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FyMonth, FyDay);
+        var monthsElapsed = ((DateTime.UtcNow.Year - fyFrom.Year) * 12) + DateTime.UtcNow.Month - fyFrom.Month;
+        var quarterFrom = fyFrom.AddMonths((monthsElapsed / 3) * 3);
+        var inception = quarterFrom.AddDays(15);
+        await SeedSettingsAsync(inception, taxApplicable: true);
+
+        var tax = await Tax().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        Assert.Contains(inception.ToString("d MMMM yyyy"), tax.SubTitle);
+        Assert.Contains(PartYearMarker, tax.SubTitle);
+    }
+
+    // --- Inception on the anchor / null inception → full twelve-month first year, no label ---
+
+    [Fact]
+    public async Task Should_NotLabelAPartYear_When_InceptionIsOnTheAnchor()
+    {
+        var (fyStart, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FyMonth, FyDay);
+        await SeedSettingsAsync(fyStart);
+
+        var income = await Income().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        Assert.Contains(fyStart.ToString("d MMMM yyyy"), income.SubTitle);
+        Assert.DoesNotContain(PartYearMarker, income.SubTitle);
+    }
+
+    [Fact]
+    public async Task Should_LeaveEveryReportUnchanged_When_ThereIsNoInceptionDate()
+    {
+        var (fyStart, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, FyMonth, FyDay);
+        await SeedSettingsAsync(inceptionDate: null, taxApplicable: true);
+
+        var income = await Income().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        var trial = await Trial().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        var balance = await Balance().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        var tax = await Tax().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        Assert.Contains(fyStart.ToString("d MMMM yyyy"), income.SubTitle);
+        foreach (var subtitle in new[] { income.SubTitle, trial.SubTitle, balance.SubTitle, tax.SubTitle })
+            Assert.DoesNotContain(PartYearMarker, subtitle);
+    }
+
+    [Fact]
+    public async Task Should_DefaultInceptionDateToNull_On_AFreshlyMigratedDataset()
+    {
+        await SeedSettingsAsync(inceptionDate: null);
+
+        var persisted = await _db.Settings.AsNoTracking().SingleAsync(TestContext.Current.CancellationToken);
+
+        Assert.Null(persisted.InceptionDate);
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/InternationalAccounting/PurgeFailureSurfacedTests.cs b/tests/StageFright.Integration.Tests/InternationalAccounting/PurgeFailureSurfacedTests.cs
new file mode 100644
index 00000000..c21cce64
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/InternationalAccounting/PurgeFailureSurfacedTests.cs
@@ -0,0 +1,101 @@
+using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Logging.Abstractions;
+using StageFright.Core.Contracts;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Modules.AuditTrail;
+using StageFright.Core.Modules.Settings;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+
+namespace StageFright.Integration.Tests.InternationalAccounting;
+
+/// <summary>
+/// Spec 028 US8 (FR-025, SC — "logged AND surfaced, never silently discarded"): a failed
+/// startup audit-trail purge must not be swallowed. <see cref="AuditTrailService.PurgeOlderThanAsync"/>
+/// now lets the failure propagate to the startup sequence, which records it into the retrievable
+/// <see cref="IStartupDiagnosticService"/> state as a NON-fatal warning — the app still starts and
+/// the user is not sent to the blocking recovery page.
+/// </summary>
+public sealed class PurgeFailureSurfacedTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    private AuditTrailService CreateService() =>
+        new(new AuditTrailRepository(_db), NullLogger<AuditTrailService>.Instance);
+
+    [Fact]
+    public async Task PurgeOlderThanAsync_PropagatesTheFailure_When_TheDatabaseErrors_Integration()
+    {
+        // Force a real data-access failure: remove the table the purge reads.
+        await _db.Database.ExecuteSqlRawAsync("DROP TABLE AuditTrailEntries", TestContext.Current.CancellationToken);
+        var svc = CreateService();
+
+        // FR-025: the failure must NOT be silently discarded — it reaches the caller.
+        await Assert.ThrowsAsync<DataAccessException>(
+            () => svc.PurgeOlderThanAsync(DateTime.UtcNow.AddYears(-5), TestContext.Current.CancellationToken));
+    }
+
+    [Fact]
+    public async Task StartupPurgeFailure_IsRecordedIntoTheDiagnosticState_AsANonFatalWarning_Integration()
+    {
+        await _db.Database.ExecuteSqlRawAsync("DROP TABLE AuditTrailEntries", TestContext.Current.CancellationToken);
+        var svc = CreateService();
+        var diagnostics = new StartupDiagnosticService();
+
+        // Mirror MauiProgram's startup purge block: on failure, log (omitted here) and surface.
+        try
+        {
+            await svc.PurgeOlderThanAsync(DateTime.UtcNow.AddYears(-5), TestContext.Current.CancellationToken);
+        }
+        catch (Exception ex)
+        {
+            diagnostics.RecordWarning($"Audit trail purge failed during startup: {ex.Message}");
+        }
+
+        Assert.True(diagnostics.HasStartupWarning);
+        Assert.False(string.IsNullOrWhiteSpace(diagnostics.StartupWarning));
+        // Non-fatal: a purge failure must not trip the blocking startup-error recovery page.
+        Assert.False(diagnostics.HasStartupError);
+    }
+
+    [Fact]
+    public async Task PurgeOlderThanAsync_DoesNotThrow_When_TheDatabaseIsHealthy_Integration()
+    {
+        var svc = CreateService();
+
+        var ex = await Record.ExceptionAsync(
+            () => svc.PurgeOlderThanAsync(DateTime.UtcNow.AddYears(-5), TestContext.Current.CancellationToken));
+
+        Assert.Null(ex);
+    }
+
+    [Fact]
+    public void StartupDiagnosticService_ClearsTheWarning_When_ClearErrorIsCalled()
+    {
+        var diagnostics = new StartupDiagnosticService();
+        diagnostics.RecordWarning("purge failed");
+
+        Assert.True(diagnostics.HasStartupWarning);
+
+        diagnostics.ClearError();
+
+        Assert.False(diagnostics.HasStartupWarning);
+        Assert.Null(diagnostics.StartupWarning);
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/InternationalAccounting/RecoverableInputTaxClassificationTests.cs b/tests/StageFright.Integration.Tests/InternationalAccounting/RecoverableInputTaxClassificationTests.cs
new file mode 100644
index 00000000..0076b71f
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/InternationalAccounting/RecoverableInputTaxClassificationTests.cs
@@ -0,0 +1,176 @@
+using Microsoft.EntityFrameworkCore;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+
+namespace StageFright.Integration.Tests.InternationalAccounting;
+
+/// <summary>
+/// Spec 028 Phase 16 / issue #355: recoverable input tax (account <c>2320</c>) is an asset, so a
+/// net-refundable organisation's Balance Sheet presents it under Assets, while tax collected and
+/// owed to the authority (<c>2310</c>) stays under Liabilities. Classification only — every stored
+/// amount is untouched and the Trial Balance still ties. Real in-memory SQLite, full migrations.
+/// </summary>
+[Collection("MoneyFormatterState")]
+public sealed class RecoverableInputTaxClassificationTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+    private static readonly DateTime PostDate = InsideCurrentFy();
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Costumes", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Buys A Lot Sells A Little Inc",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = 7, FinancialYearStartDay = 1,
+            CurrencyCode = "AUD", IsTaxApplicable = true, TaxRate = 10m,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync();
+
+        MoneyFormatter.Configure(CurrencyCatalog.Get("AUD"));
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    // --- Net-refundable: tax paid on purchases exceeds tax collected on sales ---
+
+    [Fact]
+    public async Task Should_PresentRecoverableTaxUnderAssets_When_TheOrgIsNetRefundable()
+    {
+        // Taxable purchase, $110 gross: DR Costumes 100 / DR Tax Receivable 10 / CR Cash 110.
+        AddBalancedSet(
+            (ExpenseId, "6000", 100m, 0m),
+            (SystemAccounts.TaxPaidId, "2320", 10m, 0m),
+            (SystemAccounts.CashId, "1100", 0m, 110m));
+        // Smaller taxable sale, $55 gross: DR Cash 55 / CR Membership Dues 50 / CR Tax Collected 5.
+        AddBalancedSet(
+            (SystemAccounts.CashId, "1100", 55m, 0m),
+            (IncomeId, "4000", 0m, 50m),
+            (SystemAccounts.TaxCollectedId, "2310", 0m, 5m));
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+
+        var balance = await BalanceSheet().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        var assets = balance.Sections.Single(s => s.Heading == "Assets");
+        var liabilities = balance.Sections.Single(s => s.Heading == "Liabilities");
+
+        var receivableRow = assets.Rows.Single(r => r.Cells[0] == "Tax Receivable (2320)");
+        Assert.Equal(MoneyFormatter.Format(10m), receivableRow.Cells[1]);
+
+        // The recoverable amount is on the asset side, not sitting as a negative liability.
+        Assert.DoesNotContain(liabilities.Rows, r => r.Cells[0] == "Tax Receivable (2320)");
+        var collectedRow = liabilities.Rows.Single(r => r.Cells[0] == "Tax Collected (2310)");
+        Assert.Equal(MoneyFormatter.Format(5m), collectedRow.Cells[1]);
+
+        // Accumulated Surplus is computed net income, so a clean statement balances by construction:
+        // exactly Assets / Liabilities / Equity, with no appended out-of-balance section (FR-010).
+        Assert.Equal(3, balance.Sections.Count);
+    }
+
+    // --- Net-payable: tax collected on sales exceeds tax paid on purchases ---
+
+    [Fact]
+    public async Task Should_PresentTaxOwedUnderLiabilities_When_TheOrgIsNetPayable()
+    {
+        // Large taxable sale, $220 gross: DR Cash 220 / CR Membership Dues 200 / CR Tax Collected 20.
+        AddBalancedSet(
+            (SystemAccounts.CashId, "1100", 220m, 0m),
+            (IncomeId, "4000", 0m, 200m),
+            (SystemAccounts.TaxCollectedId, "2310", 0m, 20m));
+        // Small taxable purchase, $55 gross: DR Costumes 50 / DR Tax Receivable 5 / CR Cash 55.
+        AddBalancedSet(
+            (ExpenseId, "6000", 50m, 0m),
+            (SystemAccounts.TaxPaidId, "2320", 5m, 0m),
+            (SystemAccounts.CashId, "1100", 0m, 55m));
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+
+        var balance = await BalanceSheet().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        var assets = balance.Sections.Single(s => s.Heading == "Assets");
+        var liabilities = balance.Sections.Single(s => s.Heading == "Liabilities");
+
+        var owedRow = liabilities.Rows.Single(r => r.Cells[0] == "Tax Collected (2310)");
+        Assert.Equal(MoneyFormatter.Format(20m), owedRow.Cells[1]);
+
+        // The small recoverable balance still sits under Assets, on the correct side.
+        var receivableRow = assets.Rows.Single(r => r.Cells[0] == "Tax Receivable (2320)");
+        Assert.Equal(MoneyFormatter.Format(5m), receivableRow.Cells[1]);
+    }
+
+    // --- Trial Balance still ties exactly (issue #355 acceptance) ---
+
+    [Fact]
+    public async Task Should_TieTheTrialBalance_And_ListTaxReceivableUnderAssets()
+    {
+        AddBalancedSet(
+            (ExpenseId, "6000", 100m, 0m),
+            (SystemAccounts.TaxPaidId, "2320", 10m, 0m),
+            (SystemAccounts.CashId, "1100", 0m, 110m));
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+
+        // Generation throws GLBalanceException on any debit/credit mismatch — reaching a result means it ties.
+        var trial = await TrialBalance().GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+
+        Assert.Equal(trial.GrandTotal!.Cells[1], trial.GrandTotal.Cells[2]);
+
+        var assets = trial.Sections.Single(s => s.Heading == "Assets");
+        Assert.Contains(assets.Rows, r => r.Cells[0] == "Tax Receivable (2320)");
+        var liabilities = trial.Sections.Single(s => s.Heading == "Liabilities");
+        Assert.DoesNotContain(liabilities.Rows, r => r.Cells[0] == "Tax Receivable (2320)");
+    }
+
+    // --- Helpers ---
+
+    private void AddBalancedSet(params (Guid AccountId, string GlAccount, decimal Debit, decimal Credit)[] lines)
+    {
+        foreach (var (accountId, gl, debit, credit) in lines)
+        {
+            _db.Transactions.Add(new Transaction
+            {
+                Id = Guid.NewGuid(), Date = PostDate, AccountId = accountId, GLAccount = gl,
+                DebitAmount = debit, CreditAmount = credit, Description = "spec 028 #355 fixture",
+                CreatedAt = DateTime.UtcNow
+            });
+        }
+    }
+
+    private static DateTime InsideCurrentFy()
+    {
+        var (from, _) = FinancialYearCalculator.GetRange(DateTime.UtcNow, 7, 1);
+        return DateTime.SpecifyKind(from.AddDays(10), DateTimeKind.Utc);
+    }
+
+    private BalanceSheetReportProvider BalanceSheet() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private TrialBalanceReportProvider TrialBalance() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+}
diff --git a/tests/StageFright.Integration.Tests/InternationalAccounting/TaxExclusiveEntryTests.cs b/tests/StageFright.Integration.Tests/InternationalAccounting/TaxExclusiveEntryTests.cs
new file mode 100644
index 00000000..88aa2604
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/InternationalAccounting/TaxExclusiveEntryTests.cs
@@ -0,0 +1,170 @@
+using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Logging.Abstractions;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.AuditTrail;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+
+namespace StageFright.Integration.Tests.InternationalAccounting;
+
+/// <summary>
+/// Spec 028 issue #354: a per-organisation <see cref="TaxEntryMode"/>. In
+/// <see cref="TaxEntryMode.Exclusive"/> mode the entered figure is the net and tax is added on
+/// top, so the bank line carries the gross while the income/expense line keeps the net; the
+/// ledger stays balanced. <see cref="TaxEntryMode.Inclusive"/> mode is byte-identical to the
+/// pre-#354 behaviour, and a freshly-migrated <c>Settings</c> row reads <c>Inclusive</c>.
+/// Real in-memory SQLite, full migrations.
+/// </summary>
+public sealed class TaxExclusiveEntryTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeAccountId = Guid.NewGuid();
+    private static readonly Guid ExpenseAccountId = Guid.NewGuid();
+    private static readonly DateTime Today = DateTime.UtcNow.Date;
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeAccountId, Name = "Raffle Income", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseAccountId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+        await _db.SaveChangesAsync();
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    [Fact]
+    public async Task SettingsRow_WithoutTaxEntryModeSet_RoundTripsAsInclusive()
+    {
+        // A Settings row that never sets TaxEntryMode (every pre-#354 dataset) persists and
+        // reloads as Inclusive through the string value-converter.
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Legacy Choir",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+
+        var loaded = await _db.Settings.SingleAsync(TestContext.Current.CancellationToken);
+        Assert.Equal(TaxEntryMode.Inclusive, loaded.TaxEntryMode);
+    }
+
+    [Fact]
+    public async Task ExclusiveMode_TaxableIncome_100At8Percent_PostsNet100Tax8Gross108_Balanced()
+    {
+        await SeedSettingsAsync(TaxEntryMode.Exclusive, taxRate: 8m);
+
+        await BuildIncomeService().RecordIncomeAsync(new RecordIncomeRequest
+        {
+            Date = Today, Amount = 100m, AccountId = IncomeAccountId, TaxCode = TaxCode.Taxable
+        }, TestContext.Current.CancellationToken);
+
+        var lines = await _db.Transactions.ToListAsync(TestContext.Current.CancellationToken);
+        Assert.Equal(3, lines.Count);
+        Assert.Equal(lines.Sum(t => t.DebitAmount), lines.Sum(t => t.CreditAmount));
+        Assert.Equal(108m, Assert.Single(lines, t => t.AccountId == SystemAccounts.CashId).DebitAmount);
+        Assert.Equal(100m, Assert.Single(lines, t => t.AccountId == IncomeAccountId).CreditAmount);
+        Assert.Equal(8m, Assert.Single(lines, t => t.AccountId == SystemAccounts.TaxCollectedId).CreditAmount);
+    }
+
+    [Fact]
+    public async Task ExclusiveMode_TaxableExpense_100At8Percent_PostsNet100Tax8Gross108_Balanced()
+    {
+        await SeedSettingsAsync(TaxEntryMode.Exclusive, taxRate: 8m);
+
+        await BuildExpenseService().RecordExpenseAsync(new RecordExpenseRequest
+        {
+            Date = Today, Amount = 100m,
+            BankAccountId = SystemAccounts.CashId, ExpenseAccountId = ExpenseAccountId,
+            TaxCode = TaxCode.Taxable
+        }, TestContext.Current.CancellationToken);
+
+        var lines = await _db.Transactions.ToListAsync(TestContext.Current.CancellationToken);
+        Assert.Equal(3, lines.Count);
+        Assert.Equal(lines.Sum(t => t.DebitAmount), lines.Sum(t => t.CreditAmount));
+        Assert.Equal(100m, Assert.Single(lines, t => t.AccountId == ExpenseAccountId).DebitAmount);
+        Assert.Equal(8m, Assert.Single(lines, t => t.AccountId == SystemAccounts.TaxPaidId).DebitAmount);
+        Assert.Equal(108m, Assert.Single(lines, t => t.AccountId == SystemAccounts.CashId).CreditAmount);
+    }
+
+    [Fact]
+    public async Task InclusiveMode_TaxableIncome_110At10Percent_UnchangedFromPre354()
+    {
+        await SeedSettingsAsync(TaxEntryMode.Inclusive, taxRate: 10m);
+
+        await BuildIncomeService().RecordIncomeAsync(new RecordIncomeRequest
+        {
+            Date = Today, Amount = 110m, AccountId = IncomeAccountId, TaxCode = TaxCode.Taxable
+        }, TestContext.Current.CancellationToken);
+
+        var lines = await _db.Transactions.ToListAsync(TestContext.Current.CancellationToken);
+        Assert.Equal(3, lines.Count);
+        Assert.Equal(110m, Assert.Single(lines, t => t.AccountId == SystemAccounts.CashId).DebitAmount);
+        Assert.Equal(100m, Assert.Single(lines, t => t.AccountId == IncomeAccountId).CreditAmount);
+        Assert.Equal(10m, Assert.Single(lines, t => t.AccountId == SystemAccounts.TaxCollectedId).CreditAmount);
+    }
+
+    [Theory]
+    [InlineData(0)]
+    [InlineData(2)]
+    [InlineData(3)]
+    public void ExclusiveSplit_ReSumsToGrossExactly_AtEveryMinorUnit(int minorUnitDigits)
+    {
+        decimal[] nets = [100m, 1000.555m, 12345.678m, 0.001m, 99.999m, 7m];
+        foreach (var net in nets)
+        {
+            var (gross, tax) = TaxCalculator.SplitExclusive(net, 8.5m, minorUnitDigits);
+            Assert.Equal(gross, net + tax);
+        }
+    }
+
+    // --- Helpers ---
+
+    private IncomeEntryService BuildIncomeService() =>
+        new(new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))),
+            new JournalEntryRepository(_db), new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private ExpensePaymentService BuildExpenseService() =>
+        new(new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))),
+            new JournalEntryRepository(_db), new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db), RealLocalizer.Instance);
+
+    private static AuditTrailService BuildAuditService()
+    {
+        var auditRepo = NSubstitute.Substitute.For<IAuditTrailRepository>();
+        return new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
+    }
+
+    private async Task SeedSettingsAsync(TaxEntryMode mode, decimal taxRate)
+    {
+        _db.Settings.Add(BuildSettings(mode, taxRate, isTaxApplicable: true));
+        await _db.SaveChangesAsync();
+    }
+
+    private static Settings BuildSettings(TaxEntryMode mode, decimal? taxRate, bool isTaxApplicable) => new()
+    {
+        Id = Guid.NewGuid(), OrganizationName = "Test Choir",
+        AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+        MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+        FinancialYearStartMonth = 7, FinancialYearStartDay = 1, CurrencyCode = "AUD",
+        IsTaxApplicable = isTaxApplicable, TaxRate = taxRate, TaxEntryMode = mode,
+        CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+    };
+}
diff --git a/tests/StageFright.Integration.Tests/MoneyFormatterStateCollection.cs b/tests/StageFright.Integration.Tests/MoneyFormatterStateCollection.cs
new file mode 100644
index 00000000..0c558506
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/MoneyFormatterStateCollection.cs
@@ -0,0 +1,11 @@
+namespace StageFright.Integration.Tests;
+
+/// <summary>
+/// Serialises every integration test that reads or mutates the process-wide
+/// <see cref="StageFright.Core.Localization.MoneyFormatter"/> currency (spec 028). Because
+/// <c>MoneyFormatter.Configure</c> sets static state, a test that configures a non-AUD
+/// currency must not run in parallel with one asserting the default AUD output. Classes in
+/// this collection run one at a time and never alongside another collection.
+/// </summary>
+[CollectionDefinition("MoneyFormatterState", DisableParallelization = true)]
+public sealed class MoneyFormatterStateCollection;
diff --git a/tests/StageFright.Integration.Tests/RealLocalizer.cs b/tests/StageFright.Integration.Tests/RealLocalizer.cs
new file mode 100644
index 00000000..f97e01b5
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/RealLocalizer.cs
@@ -0,0 +1,17 @@
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+using StageFright.Core.Localization;
+
+namespace StageFright.Integration.Tests;
+
+/// <summary>
+/// Real <c>.resx</c>-backed <see cref="ILocalizer"/> for scenario tests that construct a service
+/// taking the <see cref="ILocalizer"/> facade directly (spec 027) — e.g. <c>AgeCalculationService</c>.
+/// </summary>
+internal static class RealLocalizer
+{
+    public static ILocalizer Instance { get; } = new Localizer(
+        new ResourceManagerStringLocalizerFactory(
+            Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance));
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/PluginTextNonEnglishCultureTests.cs b/tests/StageFright.Integration.Tests/Scenarios/PluginTextNonEnglishCultureTests.cs
new file mode 100644
index 00000000..2dbebe5a
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/Scenarios/PluginTextNonEnglishCultureTests.cs
@@ -0,0 +1,81 @@
+using System.Globalization;
+using StageFright.Reports.Models;
+using StageFright.Reports.Rendering;
+using StageFright.TestPlugin;
+
+namespace StageFright.Integration.Tests.Scenarios;
+
+/// <summary>
+/// FR-020 (T030): plugin-contributed text is the plugin's own responsibility. Under a culture
+/// the app ships no resource set for, a plugin that supplies only English strings must still
+/// render through the host's report/tile pipeline without an exception and without blanking —
+/// the host never tries to localise plugin text.
+/// </summary>
+/// <remarks>
+/// Each case runs on a dedicated thread whose culture is set to <c>fr-FR</c> and discarded when
+/// the thread exits, so the ambient culture never leaks into xUnit's parallel test threads.
+/// </remarks>
+public sealed class PluginTextNonEnglishCultureTests
+{
+    [Fact]
+    public void Should_RenderPluginReportEnglishTextUnchanged_When_NonEnglishCultureActive_Integration()
+    {
+        RunUnderFrenchCulture(() =>
+        {
+            var provider = new TestReportProvider();
+            var data = provider.GenerateAsync(new ReportFilterValues()).GetAwaiter().GetResult();
+
+            // Plugin's own English strings survive verbatim — the host does not translate them.
+            Assert.Equal("Test Plugin Report", data.Title);
+            Assert.Equal(["Metric", "Value"], data.Columns.Select(c => c.Header));
+            Assert.Equal(["Plugin Status", "Active"], data.Sections.Single().Rows.Single().Cells);
+
+            // CsvReportExporter emits column headers + row cells (not the report Title).
+            var csv = new CsvReportExporter().Export(data);
+            Assert.Contains("Metric,Value", csv);
+            Assert.Contains("Plugin Status,Active", csv);
+
+            var pdf = new PdfReportRenderer(RealLocalizer.Instance).Render(data, "Test Org");
+            Assert.NotNull(pdf);
+            Assert.NotEmpty(pdf);
+        });
+    }
+
+    [Fact]
+    public void Should_ReturnPluginTileMetricsUnchanged_When_NonEnglishCultureActive_Integration()
+    {
+        RunUnderFrenchCulture(() =>
+        {
+            var provider = new TestTileProvider();
+            var tile = provider.GetTileDataAsync(CancellationToken.None).GetAwaiter().GetResult();
+
+            Assert.Equal("Test Tile", provider.Title);
+            Assert.Equal("42", tile.Metrics["Test Metric"]);
+            Assert.Equal("Active", tile.Metrics["Plugin Status"]);
+        });
+    }
+
+    private static void RunUnderFrenchCulture(Action body)
+    {
+        Exception? captured = null;
+        var thread = new Thread(() =>
+        {
+            var french = new CultureInfo("fr-FR");
+            CultureInfo.CurrentCulture = french;
+            CultureInfo.CurrentUICulture = french;
+            try
+            {
+                body();
+            }
+            catch (Exception ex)
+            {
+                captured = ex;
+            }
+        });
+        thread.Start();
+        thread.Join();
+
+        if (captured is not null)
+            throw new Xunit.Sdk.XunitException($"Assertion failed under fr-FR culture: {captured}");
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/StartupBenchmarkTests.cs b/tests/StageFright.Integration.Tests/Scenarios/StartupBenchmarkTests.cs
index 02b255d0..d727fed4 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/StartupBenchmarkTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/StartupBenchmarkTests.cs
@@ -56,15 +56,15 @@ private SetupService BuildSetupService(StageFrightDbContext ctx)
         var auditRepo = new AuditTrailRepository(ctx);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(ctx);
-        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditSvc);
+        var officeHolderTypeService = new CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditSvc, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(ctx);
-        var accountService = new AccountService(accountRepo, glAssignment, auditSvc, reconciliationRepo);
-        var glRepo = new GLRepository(ctx);
+        var accountService = new AccountService(accountRepo, glAssignment, auditSvc, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(ctx, new ClosedPeriodGuard(new SettingsRepository(ctx)));
         var journalRepo = new JournalEntryRepository(ctx);
         var unitOfWork = new UnitOfWork(ctx);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditSvc, unitOfWork);
-        return new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditSvc);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditSvc, unitOfWork, RealLocalizer.Instance);
+        return new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditSvc, RealLocalizer.Instance);
     }
 
     /// <summary>
diff --git a/tests/StageFright.Integration.Tests/Scenarios/StartupSequenceTests.cs b/tests/StageFright.Integration.Tests/Scenarios/StartupSequenceTests.cs
index a7d9a6c6..83ade432 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/StartupSequenceTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/StartupSequenceTests.cs
@@ -5,6 +5,7 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Modules.AuditTrail;
+using StageFright.Core.Modules.Localization;
 using StageFright.Core.Modules.Settings;
 using StageFright.Data;
 using StageFright.Data.Repositories;
@@ -130,6 +131,25 @@ public async Task AuditPurge_HonoursConfiguredRetentionPeriod()
         Assert.Contains(remaining, e => e.Id == withinOneYear.Id);
     }
 
+    [Fact]
+    public void SupportedLanguagesCatalog_ResolvesViaDiContainer_DiscoversShippedLanguages()
+    {
+        // Regression for #360: AddSingleton<ISupportedLanguagesCatalog, SupportedLanguagesCatalog>()
+        // let the container pick the (IEnumerable<string>) test-seam constructor and inject an
+        // *empty* sequence (DI resolves an unregistered IEnumerable<string> as empty, not null),
+        // collapsing the shipped-language list to en-AU only. However it is registered, a
+        // DI-resolved catalog must still discover the satellite resource sets shipped in the
+        // build — this project ships en-US and fr-FR beside the en-AU neutral baseline.
+        var services = new ServiceCollection();
+        services.AddSingleton<ISupportedLanguagesCatalog, SupportedLanguagesCatalog>();
+        using var provider = services.BuildServiceProvider();
+
+        var catalog = provider.GetRequiredService<ISupportedLanguagesCatalog>();
+
+        Assert.Contains(catalog.All, l => l.CultureCode == "en-US");
+        Assert.Contains(catalog.All, l => l.CultureCode == "fr-FR");
+    }
+
     // --- Startup diagnostic service (T172 corrupted-DB error dialog) ---
 
     [Fact]
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V10_ThemeTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V10_ThemeTests.cs
index fd8af8c2..c1139c12 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V10_ThemeTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V10_ThemeTests.cs
@@ -154,7 +154,7 @@ private SettingsService BuildSettingsService()
         var repo = new SettingsRepository(_db);
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
-        return new SettingsService(repo, auditSvc);
+        return new SettingsService(repo, auditSvc, RealLocalizer.Instance);
     }
 
     private SetupService BuildSetupService()
@@ -165,15 +165,15 @@ private SetupService BuildSetupService()
         var auditRepo = new AuditTrailRepository(_db);
         var auditService = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(_db);
-        var officeHolderTypeService = new StageFright.Core.Modules.Members.CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new StageFright.Core.Modules.Members.CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(_db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(_db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var journalRepo = new JournalEntryRepository(_db);
         var unitOfWork = new UnitOfWork(_db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        return new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        return new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
     }
 
     private static (int R, int G, int B) HslToRgb(double h, double s, double l)
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V11_ReportsMenuTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V11_ReportsMenuTests.cs
index 2c7094b0..2dcf9cba 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V11_ReportsMenuTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V11_ReportsMenuTests.cs
@@ -179,7 +179,7 @@ public async Task MemberListReport_DefaultFilter_ReturnsActiveMembers()
             MakeMember("Charlie", MemberStatus.Active, isDeleted: true));
         await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
 
-        var provider = new MemberListReportProvider(new MemberRepository(_db), new AgeCalculationService());
+        var provider = new MemberListReportProvider(new MemberRepository(_db), new AgeCalculationService(RealLocalizer.Instance), RealLocalizer.Instance);
         var filters = new ReportFilterValues();
         filters.Set("memberStatus", "Active");
 
@@ -206,7 +206,8 @@ public async Task CommitteeReport_DefaultFilter_ReturnsActiveOnly()
 
         var provider = new CommitteeReportProvider(
             new CommitteePositionRecordRepository(_db),
-            new MemberRepository(_db));
+            new MemberRepository(_db),
+            RealLocalizer.Instance);
 
         var filters = new ReportFilterValues();
         filters.Set("memberFilter", "Active Only");
@@ -222,7 +223,7 @@ public async Task CommitteeReport_DefaultFilter_ReturnsActiveOnly()
 
     private IReportProviderRegistry BuildRegistryWithAllProviders()
     {
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var catRepo = new AccountRepository(_db);
         var memberRepo = new MemberRepository(_db);
         var feeRepo = new FeeRepository(_db);
@@ -231,12 +232,12 @@ private IReportProviderRegistry BuildRegistryWithAllProviders()
         return new ReportProviderRegistry(
             new IReportProvider[]
             {
-                new IncomeStatementReportProvider(glRepo, catRepo, new SettingsRepository(_db)),
-                new TrialBalanceReportProvider(glRepo, catRepo, new SettingsRepository(_db)),
-                new AccountRegisterReportProvider(glRepo, catRepo),
-                new MemberAccountSummaryReportProvider(glRepo, memberRepo, new MemberBalanceService(memberRepo, feeRepo, glRepo)),
-                new MemberListReportProvider(memberRepo, new AgeCalculationService()),
-                new CommitteeReportProvider(committeeRepo, memberRepo)
+                new IncomeStatementReportProvider(glRepo, catRepo, new SettingsRepository(_db), RealLocalizer.Instance),
+                new TrialBalanceReportProvider(glRepo, catRepo, new SettingsRepository(_db), RealLocalizer.Instance),
+                new AccountRegisterReportProvider(glRepo, catRepo, RealLocalizer.Instance),
+                new MemberAccountSummaryReportProvider(glRepo, memberRepo, new MemberBalanceService(memberRepo, feeRepo, glRepo), RealLocalizer.Instance),
+                new MemberListReportProvider(memberRepo, new AgeCalculationService(RealLocalizer.Instance), RealLocalizer.Instance),
+                new CommitteeReportProvider(committeeRepo, memberRepo, RealLocalizer.Instance)
             },
             NullLogger<ReportProviderRegistry>.Instance);
     }
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V12_ReactivationForgivenessTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V12_ReactivationForgivenessTests.cs
index 2b4df235..2d4c871f 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V12_ReactivationForgivenessTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V12_ReactivationForgivenessTests.cs
@@ -175,7 +175,7 @@ public async Task ApplyForgiveness_FeeRecords_AreNotModified()
     private ReactivationForgivenessService BuildForgivenessService()
     {
         var feeRepo = new FeeRepository(_db);
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var memberRepo = new MemberRepository(_db);
         var settingsRepo = new SettingsRepository(_db);
         var auditRepo = NSubstitute.Substitute.For<StageFright.Core.Contracts.IAuditTrailRepository>();
@@ -186,7 +186,7 @@ private ReactivationForgivenessService BuildForgivenessService()
 
     private async Task<decimal> GetBalanceAsync(Guid memberId)
     {
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         return await glRepo.GetMemberBalanceAsync(memberId);
     }
 
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V14_ExpensesTransfersTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V14_ExpensesTransfersTests.cs
index cdaea036..c5770ac9 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V14_ExpensesTransfersTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V14_ExpensesTransfersTests.cs
@@ -102,7 +102,7 @@ await svc.RecordExpenseAsync(new RecordExpenseRequest
             ExpenseAccountId = VenueHireAccountId
         }, TestContext.Current.CancellationToken);
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         Assert.Equal(-120.50m, await glRepo.GetAccountBalanceAsync(SystemAccounts.CashId, Today, TestContext.Current.CancellationToken));
         Assert.Equal(120.50m, await glRepo.GetAccountBalanceAsync(VenueHireAccountId, Today, TestContext.Current.CancellationToken));
     }
@@ -173,12 +173,12 @@ await BuildBankDepositService().RecordDepositAsync(new RecordBankDepositRequest
     // --- Helpers ---
 
     private ExpensePaymentService BuildExpenseService() =>
-        new(new AccountRepository(_db), new GLRepository(_db), new JournalEntryRepository(_db),
-            new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db));
+        new(new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new JournalEntryRepository(_db),
+            new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db), RealLocalizer.Instance);
 
     private BankDepositService BuildBankDepositService() =>
-        new(new AccountRepository(_db), new GLRepository(_db), new JournalEntryRepository(_db),
-            BuildAuditService(), new UnitOfWork(_db));
+        new(new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new JournalEntryRepository(_db),
+            BuildAuditService(), new UnitOfWork(_db), RealLocalizer.Instance);
 
     private static AuditTrailService BuildAuditService()
     {
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V16_ChartOfAccountsBalanceTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V16_ChartOfAccountsBalanceTests.cs
index 8a40f1fb..37de31a9 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V16_ChartOfAccountsBalanceTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V16_ChartOfAccountsBalanceTests.cs
@@ -138,7 +138,7 @@ public async Task GetActiveAccountBalancesAsync_AgreesWithBalanceSheetReportProv
     {
         var asAt = DateTime.UtcNow;
 
-        var gl = new GLRepository(_db);
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var expectedNetDebit = await gl.GetAccountBalanceAsync(SavingsAccountId, asAt, TestContext.Current.CancellationToken);
 
         var result = await BuildAccountBalanceService().GetActiveAccountBalancesAsync(TestContext.Current.CancellationToken);
@@ -160,15 +160,15 @@ public async Task GetActiveAccountBalancesAsync_AgreesWithBalanceSheetReportProv
     private AccountBalanceService BuildAccountBalanceService()
     {
         var accountRepo = new AccountRepository(_db);
-        var gl = new GLRepository(_db);
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         return new AccountBalanceService(accountRepo, gl, NullLogger<AccountBalanceService>.Instance);
     }
 
     private BalanceSheetReportProvider BuildBalanceSheetProvider()
     {
-        var gl = new GLRepository(_db);
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var accounts = new AccountRepository(_db);
         var settings = new SettingsRepository(_db);
-        return new BalanceSheetReportProvider(gl, accounts, settings);
+        return new BalanceSheetReportProvider(gl, accounts, settings, RealLocalizer.Instance);
     }
 }
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V16_GenericSalesTaxTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V16_GenericSalesTaxTests.cs
index a156ddb2..4db3e949 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V16_GenericSalesTaxTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V16_GenericSalesTaxTests.cs
@@ -2,6 +2,7 @@
 using Microsoft.Extensions.Logging.Abstractions;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.AuditTrail;
 using StageFright.Core.Modules.Finance;
 using StageFright.Data;
@@ -18,6 +19,7 @@ namespace StageFright.Integration.Tests.Scenarios;
 /// collected on sales = tax paid on purchases = $10).
 /// Uses a real SQLite in-memory database with full EF migrations.
 /// </summary>
+[Collection("MoneyFormatterState")]
 public sealed class V16_GenericSalesTaxTests : IAsyncLifetime
 {
     private StageFrightDbContext _db = null!;
@@ -145,7 +147,7 @@ await BuildExpenseService().RecordExpenseAsync(new RecordExpenseRequest
             TaxCode = TaxCode.Taxable
         }, TestContext.Current.CancellationToken);
 
-        var provider = new TaxSummaryReportProvider(new GLRepository(_db), new AccountRepository(_db), new SettingsRepository(_db));
+        var provider = new TaxSummaryReportProvider(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
         var filters = new StageFright.Reports.Models.ReportFilterValues();
         filters.Set("dateFrom", $"{Today.AddDays(-1):yyyy-MM-dd}");
         filters.Set("dateTo", $"{Today.AddDays(1):yyyy-MM-dd}");
@@ -153,10 +155,10 @@ await BuildExpenseService().RecordExpenseAsync(new RecordExpenseRequest
         var result = await provider.GenerateAsync(filters, TestContext.Current.CancellationToken);
 
         var rows = result.Sections.Single().Rows;
-        Assert.Equal("10.00", rows.Single(r => r.Cells[0] == "Tax collected on sales").Cells[1]);
-        Assert.Equal("10.00", rows.Single(r => r.Cells[0] == "Tax paid on purchases").Cells[1]);
-        Assert.Equal("110.00", rows.Single(r => r.Cells[0] == "Total taxable sales").Cells[1]);
-        Assert.Equal("0.00", result.GrandTotal!.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(10m), rows.Single(r => r.Cells[0] == "Tax collected on sales").Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(10m), rows.Single(r => r.Cells[0] == "Tax paid on purchases").Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(110m), rows.Single(r => r.Cells[0] == "Total taxable sales").Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(0m), result.GrandTotal!.Cells[1]);
     }
 
     [Fact]
@@ -164,7 +166,7 @@ public async Task TaxSummary_NotApplicable_SelfExplains()
     {
         await SeedSettingsAsync(isTaxApplicable: false);
 
-        var provider = new TaxSummaryReportProvider(new GLRepository(_db), new AccountRepository(_db), new SettingsRepository(_db));
+        var provider = new TaxSummaryReportProvider(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
         var result = await provider.GenerateAsync(new StageFright.Reports.Models.ReportFilterValues(), TestContext.Current.CancellationToken);
 
         Assert.Empty(result.Sections);
@@ -174,12 +176,12 @@ public async Task TaxSummary_NotApplicable_SelfExplains()
     // --- Helpers ---
 
     private IncomeEntryService BuildIncomeService() =>
-        new(new AccountRepository(_db), new GLRepository(_db), new JournalEntryRepository(_db),
-            new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db));
+        new(new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new JournalEntryRepository(_db),
+            new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db), RealLocalizer.Instance);
 
     private ExpensePaymentService BuildExpenseService() =>
-        new(new AccountRepository(_db), new GLRepository(_db), new JournalEntryRepository(_db),
-            new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db));
+        new(new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new JournalEntryRepository(_db),
+            new SettingsRepository(_db), BuildAuditService(), new UnitOfWork(_db), RealLocalizer.Instance);
 
     private static AuditTrailService BuildAuditService()
     {
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V17_BankDepositTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V17_BankDepositTests.cs
index 55b127c4..bbf66331 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V17_BankDepositTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V17_BankDepositTests.cs
@@ -96,7 +96,7 @@ await svc.RecordDepositAsync(new RecordBankDepositRequest
             ToAccountId = SavingsAccountId
         }, TestContext.Current.CancellationToken);
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         Assert.Equal(-300m, await glRepo.GetAccountBalanceAsync(SystemAccounts.CashId, Today, TestContext.Current.CancellationToken));
         Assert.Equal(300m, await glRepo.GetAccountBalanceAsync(SavingsAccountId, Today, TestContext.Current.CancellationToken));
     }
@@ -149,8 +149,8 @@ await Assert.ThrowsAsync<ValidationException>(() => svc.RecordDepositAsync(new R
     // --- Helpers ---
 
     private BankDepositService BuildBankDepositService() =>
-        new(new AccountRepository(_db), new GLRepository(_db), new JournalEntryRepository(_db),
-            BuildAuditService(), new UnitOfWork(_db));
+        new(new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new JournalEntryRepository(_db),
+            BuildAuditService(), new UnitOfWork(_db), RealLocalizer.Instance);
 
     private static AuditTrailService BuildAuditService()
     {
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V18_AgmWorkflowTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V18_AgmWorkflowTests.cs
index c91abd31..65ab136b 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V18_AgmWorkflowTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V18_AgmWorkflowTests.cs
@@ -78,7 +78,7 @@ public async Task FullAgmWorkflow_RecordSpecialElectionReviewAndArchive_WorksEnd
         Assert.Equal(2026, term.LabelYear);
 
         // --- Committee reporting picks up the result (SC-002) ---
-        var reportProvider = new CommitteeReportProvider(new CommitteePositionRecordRepository(_db), new MemberRepository(_db));
+        var reportProvider = new CommitteeReportProvider(new CommitteePositionRecordRepository(_db), new MemberRepository(_db), RealLocalizer.Instance);
         var filters = new ReportFilterValues();
         filters.Set("memberFilter", "Active Only");
         var report = await reportProvider.GenerateAsync(filters, TestContext.Current.CancellationToken);
@@ -194,7 +194,7 @@ private AgmService BuildAgmService()
     {
         var settingsRepo = new SettingsRepository(_db);
         var auditSvc = BuildAuditService();
-        var settingsSvc = new SettingsService(settingsRepo, auditSvc);
+        var settingsSvc = new SettingsService(settingsRepo, auditSvc, RealLocalizer.Instance);
 
         return new AgmService(
             new AgmRepository(_db),
@@ -203,7 +203,8 @@ private AgmService BuildAgmService()
             new CommitteePositionRecordRepository(_db),
             settingsSvc,
             auditSvc,
-            new UnitOfWork(_db));
+            new UnitOfWork(_db),
+            RealLocalizer.Instance);
     }
 
     private async Task<Guid> GetBuiltInOfficeHolderTypeIdAsync(string name)
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V19_AgmSchedulingTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V19_AgmSchedulingTests.cs
index 40906580..216176ae 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V19_AgmSchedulingTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V19_AgmSchedulingTests.cs
@@ -112,7 +112,7 @@ private AgmService BuildAgmService()
     {
         var settingsRepo = new SettingsRepository(_db);
         var auditSvc = BuildAuditService();
-        var settingsSvc = new SettingsService(settingsRepo, auditSvc);
+        var settingsSvc = new SettingsService(settingsRepo, auditSvc, RealLocalizer.Instance);
 
         return new AgmService(
             new AgmRepository(_db),
@@ -121,7 +121,8 @@ private AgmService BuildAgmService()
             new CommitteePositionRecordRepository(_db),
             settingsSvc,
             auditSvc,
-            new UnitOfWork(_db));
+            new UnitOfWork(_db),
+            RealLocalizer.Instance);
     }
 
     private AgmAttendanceSheetService BuildAgmAttendanceSheetService() =>
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V1_FirstRunSetupTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V1_FirstRunSetupTests.cs
index 8faa4bab..01fac0c7 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V1_FirstRunSetupTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V1_FirstRunSetupTests.cs
@@ -194,15 +194,15 @@ private SetupService BuildSetupService()
         var auditService = new Core.Modules.AuditTrail.AuditTrailService(
             auditRepo, NullLogger<Core.Modules.AuditTrail.AuditTrailService>.Instance);
         var officeHolderTypeRepo = new CommitteeOfficeHolderTypeRepository(_db);
-        var officeHolderTypeService = new Core.Modules.Members.CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService);
+        var officeHolderTypeService = new Core.Modules.Members.CommitteeOfficeHolderTypeService(officeHolderTypeRepo, auditService, RealLocalizer.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(_db);
-        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo);
-        var glRepo = new GLRepository(_db);
+        var accountService = new AccountService(accountRepo, glAssignment, auditService, reconciliationRepo, RealLocalizer.Instance);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var journalRepo = new JournalEntryRepository(_db);
         var unitOfWork = new UnitOfWork(_db);
-        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork);
-        return new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService);
+        var openingBalanceService = new OpeningBalanceService(accountRepo, glRepo, journalRepo, auditService, unitOfWork, RealLocalizer.Instance);
+        return new SetupService(settingsRepo, accountRepo, eventTypeRepo, officeHolderTypeService, accountService, openingBalanceService, auditService, RealLocalizer.Instance);
     }
 
     private static SetupRequest ValidRequest() =>
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V20_CombinedEventsListTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V20_CombinedEventsListTests.cs
index 391a061a..bc7529d5 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V20_CombinedEventsListTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V20_CombinedEventsListTests.cs
@@ -83,14 +83,14 @@ private EventService BuildEventService()
         var memberRepo = new MemberRepository(_db);
         var auditSvc = BuildAuditService();
         var unitOfWork = new UnitOfWork(_db);
-        return new EventService(eventRepo, participationRepo, memberRepo, auditSvc, unitOfWork);
+        return new EventService(eventRepo, participationRepo, memberRepo, auditSvc, unitOfWork, RealLocalizer.Instance);
     }
 
     private AgmService BuildAgmService()
     {
         var settingsRepo = new SettingsRepository(_db);
         var auditSvc = BuildAuditService();
-        var settingsSvc = new SettingsService(settingsRepo, auditSvc);
+        var settingsSvc = new SettingsService(settingsRepo, auditSvc, RealLocalizer.Instance);
 
         return new AgmService(
             new AgmRepository(_db),
@@ -99,7 +99,8 @@ private AgmService BuildAgmService()
             new CommitteePositionRecordRepository(_db),
             settingsSvc,
             auditSvc,
-            new UnitOfWork(_db));
+            new UnitOfWork(_db),
+            RealLocalizer.Instance);
     }
 
     private AuditTrailService BuildAuditService()
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V21_LocalizationStartupTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V21_LocalizationStartupTests.cs
new file mode 100644
index 00000000..03e81585
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/Scenarios/V21_LocalizationStartupTests.cs
@@ -0,0 +1,162 @@
+using System.Globalization;
+using System.Text.Json;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Logging.Abstractions;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Modules.AuditTrail;
+using StageFright.Core.Modules.Localization;
+using StageFright.Core.Modules.Settings;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+
+namespace StageFright.Integration.Tests.Scenarios;
+
+/// <summary>
+/// Acceptance tests for spec 027 US3 — the app opens in the resolved language and a change is
+/// applied on the next launch. Uses the real <see cref="SettingsService"/>,
+/// <see cref="SupportedLanguagesCatalog"/> and <see cref="LanguageProvider"/> against a real
+/// SQLite database: startup honours a persisted <c>Settings.LanguageCode</c> (SC-005) and
+/// resolves to <c>en-AU</c> when the OS language ships no matching set (SC-010); changing the
+/// language leaves every stored value and GL balance byte-identical (SC-006 / FR-016).
+/// </summary>
+public sealed class V21_LocalizationStartupTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+    private readonly ISystemCultureProvider _systemCulture = Substitute.For<ISystemCultureProvider>();
+    private readonly ILanguagePreferenceStore _preferenceStore = Substitute.For<ILanguagePreferenceStore>();
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    [Fact]
+    public async Task Should_ResolveToThePersistedLanguage_When_SettingsHasAnExplicitChoice_Integration()
+    {
+        await SeedSettingsAsync(languageCode: "en-AU");
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("de-DE")); // unrelated OS language
+
+        var culture = await BuildLanguageProvider().ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_ResolveToEnAu_When_NoExplicitChoiceAndTheOsLanguageShipsNoSet_Integration()
+    {
+        await SeedSettingsAsync(languageCode: null);
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("de-DE"));
+
+        var culture = await BuildLanguageProvider().ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name);
+    }
+
+    [Fact]
+    public async Task Should_ResolveToEnAu_When_NoExplicitChoiceAndTheOsIsARegionalEnglish_Integration()
+    {
+        await SeedSettingsAsync(languageCode: null);
+        _systemCulture.GetUiCulture().Returns(CultureInfo.GetCultureInfo("en-GB"));
+
+        var culture = await BuildLanguageProvider().ResolveStartupCultureAsync(TestContext.Current.CancellationToken);
+
+        Assert.Equal("en-AU", culture.Name); // no exact/bare-"en" set; first "en" catalogue entry wins and en-AU (the default) sorts first
+    }
+
+    [Fact]
+    public async Task Should_LeaveEveryStoredValueAndGlBalanceUnchanged_When_TheLanguageIsChanged_Integration()
+    {
+        await SeedSettingsAsync(languageCode: null);
+        var member = new Member
+        {
+            Id = Guid.NewGuid(), FirstName = "Pat", StreetAddress = "1 Test St",
+            Status = MemberStatus.Active,
+            JoinDate = new DateTime(2026, 1, 1, 0, 0, 0, DateTimeKind.Utc),
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        };
+        _db.Members.Add(member);
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+
+        var before = await SnapshotAsync();
+
+        var settingsService = BuildSettingsService();
+        var settings = await settingsService.GetAsync(TestContext.Current.CancellationToken);
+        settings!.LanguageCode = "en-AU";
+        await settingsService.SaveAsync(settings, TestContext.Current.CancellationToken);
+
+        _db.ChangeTracker.Clear();
+        var after = await SnapshotAsync();
+
+        Assert.Equal(before.MemberJson, after.MemberJson);
+        Assert.Equal(before.RowCounts, after.RowCounts);
+        Assert.Equal(before.GlTransactionSum, after.GlTransactionSum);
+
+        var reloaded = await settingsService.GetAsync(TestContext.Current.CancellationToken);
+        Assert.Equal("en-AU", reloaded!.LanguageCode);
+    }
+
+    // --- helpers -------------------------------------------------------------------
+
+    private LanguageProvider BuildLanguageProvider() =>
+        new(BuildSettingsService(), new SupportedLanguagesCatalog(), _systemCulture, _preferenceStore);
+
+    private SettingsService BuildSettingsService()
+    {
+        var auditSvc = new AuditTrailService(new AuditTrailRepository(_db), NullLogger<AuditTrailService>.Instance);
+        return new SettingsService(new SettingsRepository(_db), auditSvc, RealLocalizer.Instance);
+    }
+
+    private async Task SeedSettingsAsync(string? languageCode)
+    {
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(),
+            OrganizationName = "Test Choir",
+            AnnualFee = 60m,
+            AttendanceFee = 5m,
+            MembershipRenewalMonth = 1,
+            CommitteeRenewalMonth = 1,
+            FinancialYearStartMonth = 7,
+            MaxAgeRangeYears = 150,
+            MinimumMemberAge = 0,
+            Theme = Theme.Dark,
+            LanguageCode = languageCode,
+            SchemaVersion = "1.1.0",
+            CreatedAt = DateTime.UtcNow,
+            UpdatedAt = DateTime.UtcNow,
+        });
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+        _db.ChangeTracker.Clear();
+    }
+
+    private async Task<(string MemberJson, string RowCounts, decimal GlTransactionSum)> SnapshotAsync()
+    {
+        var member = await _db.Members.AsNoTracking().SingleAsync(TestContext.Current.CancellationToken);
+        var counts = new Dictionary<string, int>
+        {
+            ["Members"] = await _db.Members.CountAsync(TestContext.Current.CancellationToken),
+            ["Accounts"] = await _db.Accounts.CountAsync(TestContext.Current.CancellationToken),
+            ["Transactions"] = await _db.Transactions.CountAsync(TestContext.Current.CancellationToken),
+            ["JournalEntries"] = await _db.JournalEntries.CountAsync(TestContext.Current.CancellationToken),
+            ["Fees"] = await _db.Fees.CountAsync(TestContext.Current.CancellationToken),
+            ["Payments"] = await _db.Payments.CountAsync(TestContext.Current.CancellationToken),
+        };
+        var glSum = await _db.Transactions.AsNoTracking()
+            .SumAsync(t => (decimal?)(t.DebitAmount - t.CreditAmount), TestContext.Current.CancellationToken) ?? 0m;
+        return (JsonSerializer.Serialize(member), JsonSerializer.Serialize(counts), glSum);
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V28_BasisOfAccountingDisclosureTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V28_BasisOfAccountingDisclosureTests.cs
new file mode 100644
index 00000000..7e0fc611
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/Scenarios/V28_BasisOfAccountingDisclosureTests.cs
@@ -0,0 +1,162 @@
+using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+using StageFright.Reports.Rendering;
+using StageFright.Reports.Resources;
+
+namespace StageFright.Integration.Tests.Scenarios;
+
+/// <summary>
+/// V28 acceptance — US4 AC-1…AC-2 (spec 028): the Income Statement, Balance Sheet and Tax
+/// Summary each carry a basis-of-accounting line on screen (<see cref="ReportData.BasisOfAccounting"/>),
+/// in the exported CSV, and in the rendered PDF. The wording names both the accrual treatment
+/// of member fees and the cash treatment of other income and expenditure — it is not a single
+/// blanket basis. Real in-memory SQLite + full migrations.
+/// </summary>
+[Collection("MoneyFormatterState")]
+public sealed class V28_BasisOfAccountingDisclosureTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+    private static readonly DateTime PostDate = new(2026, 3, 15, 0, 0, 0, DateTimeKind.Utc);
+
+    private static readonly ILocalizer L = new Localizer(
+        new ResourceManagerStringLocalizerFactory(Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance));
+
+    private static string ExpectedBasis => L.Get<ReportsResource>("Reports_Common_BasisOfAccounting");
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+
+        // Balanced pairs: DR Cash / CR Income, and DR Expense / CR Cash.
+        _db.Transactions.AddRange(
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = 1_000m, CreditAmount = 0m, Description = "Dues receipt", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = IncomeId, GLAccount = "4000", DebitAmount = 0m, CreditAmount = 1_000m, Description = "Dues income", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = ExpenseId, GLAccount = "6000", DebitAmount = 400m, CreditAmount = 0m, Description = "Hall hire", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = 0m, CreditAmount = 400m, Description = "Hall hire payment", CreatedAt = DateTime.UtcNow });
+
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Disclosure Players",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = 7, FinancialYearStartDay = 1,
+            CurrencyCode = "AUD", IsTaxApplicable = true,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync();
+
+        MoneyFormatter.Configure(CurrencyCatalog.Get("AUD"));
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    // AC-2: the shared wording names both treatments — never one blanket basis.
+    [Fact]
+    public void SharedBasisWording_NamesBothTheAccrualAndCashTreatments()
+    {
+        var basis = ExpectedBasis;
+
+        Assert.False(string.IsNullOrWhiteSpace(basis));
+        Assert.NotEqual("Reports_Common_BasisOfAccounting", basis);
+        Assert.Contains("accrual", basis, StringComparison.OrdinalIgnoreCase);
+        Assert.Contains("cash", basis, StringComparison.OrdinalIgnoreCase);
+        Assert.Contains("member", basis, StringComparison.OrdinalIgnoreCase);
+    }
+
+    // AC-1: on screen — every statement's ReportData carries the basis line.
+    [Fact]
+    public async Task IncomeStatement_BalanceSheet_TaxSummary_EachCarryTheBasisLineOnScreen()
+    {
+        foreach (var report in await GenerateAllAsync())
+            Assert.Equal(ExpectedBasis, report.BasisOfAccounting);
+    }
+
+    // AC-1: in the exported CSV.
+    [Fact]
+    public async Task EveryStatement_CarriesTheBasisLine_InTheExportedCsv()
+    {
+        var exporter = new CsvReportExporter();
+
+        foreach (var report in await GenerateAllAsync())
+        {
+            var csv = exporter.Export(report);
+            Assert.Contains("accrual", csv, StringComparison.OrdinalIgnoreCase);
+            Assert.Contains("cash", csv, StringComparison.OrdinalIgnoreCase);
+
+            var lastRecord = csv.Split('\n').Last(l => !string.IsNullOrWhiteSpace(l));
+            Assert.Contains("accrual", lastRecord, StringComparison.OrdinalIgnoreCase);
+        }
+    }
+
+    // AC-1: in the rendered PDF (bytes produced without error).
+    [Fact]
+    public async Task EveryStatement_RendersToPdf_WithTheBasisLine()
+    {
+        var renderer = new PdfReportRenderer(L);
+
+        foreach (var report in await GenerateAllAsync())
+        {
+            Assert.NotNull(report.BasisOfAccounting);
+            var bytes = renderer.Render(report, "Disclosure Players");
+            Assert.NotEmpty(bytes);
+        }
+    }
+
+    private async Task<IReadOnlyList<ReportData>> GenerateAllAsync()
+    {
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
+        var accounts = new AccountRepository(_db);
+        var settings = new SettingsRepository(_db);
+        var ct = TestContext.Current.CancellationToken;
+
+        return
+        [
+            await new IncomeStatementReportProvider(gl, accounts, settings, L).GenerateAsync(RangeFilters(), ct),
+            await new BalanceSheetReportProvider(gl, accounts, settings, L).GenerateAsync(AsAtFilters(), ct),
+            await new TaxSummaryReportProvider(gl, accounts, settings, L).GenerateAsync(RangeFilters(), ct)
+        ];
+    }
+
+    private static ReportFilterValues RangeFilters()
+    {
+        var f = new ReportFilterValues();
+        f.Set("dateFrom", "2026-03-01");
+        f.Set("dateTo", "2026-03-31");
+        return f;
+    }
+
+    private static ReportFilterValues AsAtFilters()
+    {
+        var f = new ReportFilterValues();
+        f.Set("asAt", "2026-03-31");
+        return f;
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs
new file mode 100644
index 00000000..bf6596a9
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/Scenarios/V28_ConventionalBankReconciliationTests.cs
@@ -0,0 +1,230 @@
+using Microsoft.EntityFrameworkCore;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+using StageFright.Reports.Resources;
+
+namespace StageFright.Integration.Tests.Scenarios;
+
+/// <summary>
+/// V28 acceptance — US5 AC-1…AC-3 (spec 028): the bank reconciliation report follows the
+/// conventional adjusted-balance layout. For a finalised reconciliation with known outstanding
+/// deposits + payments, and for one with none, it shows "balance per bank statement" and
+/// "balance per general ledger", carries every adjusting item into the arithmetic (not merely
+/// lists it), and demonstrates the two sides agree. A finalised reconciliation is unchanged and
+/// non-editable on later view, and finalisation still required it to balance.
+/// Real in-memory SQLite + full migrations.
+/// </summary>
+[Collection("MoneyFormatterState")]
+public sealed class V28_ConventionalBankReconciliationTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid BankId = Guid.NewGuid();
+    private static readonly Guid PettyId = Guid.NewGuid();
+    private static readonly Guid SaverId = Guid.NewGuid();
+
+    private static readonly Guid ClearedDepositTxnId = Guid.NewGuid();
+    private static readonly Guid ClearedPaymentTxnId = Guid.NewGuid();
+    private static readonly Guid OutstandingDepositTxnId = Guid.NewGuid();
+    private static readonly Guid OutstandingPaymentTxnId = Guid.NewGuid();
+    private static readonly Guid PettyFloatTxnId = Guid.NewGuid();
+    private static readonly Guid MainReconciliationId = Guid.NewGuid();
+
+    private static readonly DateTime StatementDate = new(2026, 6, 30, 0, 0, 0, DateTimeKind.Utc);
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        // Distinct from the migration-seeded system accounts (1100 Cash, 1200 Member Receivable, …).
+        _db.Accounts.AddRange(
+            Bank(BankId, "Operating Account", "1150"),
+            Bank(PettyId, "Petty Cash", "1250"),
+            Bank(SaverId, "Club Saver", "1350"));
+
+        // Only the bank leg of each pair matters to this report (it reads bank-account rows plus
+        // GetAccountBalanceAsync for the same account), so the contra legs are omitted for brevity.
+        _db.Transactions.AddRange(
+            Txn(ClearedDepositTxnId, BankId, StatementDate.AddDays(-10), "Deposits banked", debit: 300m),
+            Txn(ClearedPaymentTxnId, BankId, StatementDate.AddDays(-8), "Cheque 2041", credit: 100m),
+            Txn(OutstandingDepositTxnId, BankId, StatementDate.AddDays(-2), "Deposit in transit", debit: 40m),
+            Txn(OutstandingPaymentTxnId, BankId, StatementDate.AddDays(-1), "Unpresented cheque 2043", credit: 25m),
+            Txn(PettyFloatTxnId, PettyId, StatementDate.AddDays(-5), "Float top-up", debit: 60m));
+
+        _db.BankReconciliations.AddRange(
+            Finalised(MainReconciliationId, BankId, closing: 200m, ClearedDepositTxnId, ClearedPaymentTxnId),
+            Finalised(Guid.NewGuid(), PettyId, closing: 60m, PettyFloatTxnId));
+
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Reconciled Players",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = 7, FinancialYearStartDay = 1,
+            CurrencyCode = "AUD", IsTaxApplicable = false,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync();
+
+        MoneyFormatter.Configure(CurrencyCatalog.Get("AUD"));
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    // AC-1: both "balance per bank statement" and "balance per general ledger" appear.
+    [Fact]
+    public async Task Report_ShowsBalancePerBankStatement_AndBalancePerGeneralLedger()
+    {
+        var section = await GenerateSectionAsync("1150");
+
+        Assert.Equal(MoneyFormatter.Format(200m), AmountFor(section, "Reports_BankReconciliation_BalancePerBankStatement"));
+        Assert.Equal(MoneyFormatter.Format(215m), AmountFor(section, "Reports_BankReconciliation_BalancePerGeneralLedger"));
+    }
+
+    // AC-2: each outstanding item is listed AND carried into the adjusted-bank-balance arithmetic.
+    [Fact]
+    public async Task OutstandingItems_AreListed_AndCarriedIntoTheAdjustedBankBalance()
+    {
+        var section = await GenerateSectionAsync("1150");
+
+        Assert.Contains(section.Rows, r => r.Cells[1] == "Deposit in transit" && r.Cells[2] == MoneyFormatter.Format(40m));
+        Assert.Contains(section.Rows, r => r.Cells[1] == "Unpresented cheque 2043" && r.Cells[3] == MoneyFormatter.Format(25m));
+
+        Assert.Equal(MoneyFormatter.Format(40m), DepositFor(section, "Reports_BankReconciliation_AddOutstandingDeposits"));
+        Assert.Equal(MoneyFormatter.Format(25m), AmountFor(section, "Reports_BankReconciliation_LessOutstandingPayments"));
+        // 200 (statement) + 40 (deposits) − 25 (payments) = 215.
+        Assert.Equal(MoneyFormatter.Format(215m), AmountFor(section, "Reports_BankReconciliation_AdjustedBankBalance"));
+    }
+
+    // AC-1: the adjusted bank balance equals the general-ledger balance — the two sides agree.
+    [Fact]
+    public async Task AdjustedBankBalance_EqualsBalancePerGeneralLedger_TheTwoSidesAgree()
+    {
+        var section = await GenerateSectionAsync("1150");
+
+        Assert.Equal(
+            AmountFor(section, "Reports_BankReconciliation_AdjustedBankBalance"),
+            AmountFor(section, "Reports_BankReconciliation_BalancePerGeneralLedger"));
+        Assert.Equal(MoneyFormatter.Format(0m), AmountFor(section, "Reports_BankReconciliation_Reconciled"));
+    }
+
+    // AC-1 edge case: with no outstanding items the report still shows both balances and proves agreement.
+    [Fact]
+    public async Task WithNoOutstandingItems_TheReportStillShowsBothBalances_AndProvesAgreement()
+    {
+        var section = await GenerateSectionAsync("1250");
+
+        Assert.Equal(MoneyFormatter.Format(60m), AmountFor(section, "Reports_BankReconciliation_BalancePerBankStatement"));
+        Assert.Equal(MoneyFormatter.Format(60m), AmountFor(section, "Reports_BankReconciliation_BalancePerGeneralLedger"));
+        Assert.Equal(MoneyFormatter.Format(60m), AmountFor(section, "Reports_BankReconciliation_AdjustedBankBalance"));
+        Assert.Equal(MoneyFormatter.Format(0m), DepositFor(section, "Reports_BankReconciliation_AddOutstandingDeposits"));
+        Assert.Equal(MoneyFormatter.Format(0m), AmountFor(section, "Reports_BankReconciliation_Reconciled"));
+    }
+
+    // AC-3: a finalised reconciliation cannot be edited on later view, and finalisation required balancing.
+    [Fact]
+    public async Task FinalisedReconciliation_IsImmutable_AndFinalisationRequiredItToBalance()
+    {
+        var ct = TestContext.Current.CancellationToken;
+        var repo = new BankReconciliationRepository(_db);
+
+        // Immutable: a finalised reconciliation rejects any line change and is unchanged afterwards.
+        await Assert.ThrowsAsync<ReconciliationException>(
+            () => repo.AddLineAsync(MainReconciliationId, OutstandingDepositTxnId, ct));
+
+        var reloaded = await repo.GetByIdAsync(MainReconciliationId, ct);
+        Assert.NotNull(reloaded);
+        Assert.Equal(ReconciliationStatus.Finalised, reloaded!.Status);
+        Assert.Equal(200m, reloaded.StatementClosingBalance);
+        Assert.Equal(2, reloaded.Lines.Count);
+
+        // Finalisation still requires the reconciliation to balance.
+        var service = new BankReconciliationService(
+            repo, new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))),
+            Substitute.For<IAuditTrailService>(), RealLocalizer.Instance);
+
+        var draft = await service.StartDraftAsync(new StartReconciliationRequest
+        {
+            AccountId = SaverId,
+            StatementDate = StatementDate,
+            StatementClosingBalance = 999m
+        }, ct);
+
+        await Assert.ThrowsAsync<ReconciliationException>(() => service.FinaliseAsync(draft.Id, ct));
+
+        var stillDraft = await repo.GetByIdAsync(draft.Id, ct);
+        Assert.Equal(ReconciliationStatus.Draft, stillDraft!.Status);
+    }
+
+    // --- Helpers ---
+
+    private BankReconciliationReportProvider Provider() => new(
+        new BankReconciliationRepository(_db), new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), RealLocalizer.Instance);
+
+    private async Task<ReportSection> GenerateSectionAsync(string accountFilter)
+    {
+        var filters = new ReportFilterValues();
+        filters.Set("account", accountFilter);
+        var report = await Provider().GenerateAsync(filters, TestContext.Current.CancellationToken);
+        return report.Sections.Single();
+    }
+
+    private static string Label(string key) => RealLocalizer.Instance.Get<ReportsResource>(key);
+
+    private static ReportRow RowFor(ReportSection section, string labelKey) =>
+        section.Rows.Single(r => r.Cells.Count > 1 && r.Cells[1] == Label(labelKey));
+
+    private static string AmountFor(ReportSection section, string labelKey) => RowFor(section, labelKey).Cells[3];
+
+    private static string DepositFor(ReportSection section, string labelKey) => RowFor(section, labelKey).Cells[2];
+
+    private static Account Bank(Guid id, string name, string number) => new()
+    {
+        Id = id, Name = name, Type = AccountType.Asset, AccountNumber = number,
+        IsBankAccount = true, SortOrder = 0, IsSystem = false,
+        CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+    };
+
+    private static Transaction Txn(Guid id, Guid accountId, DateTime date, string description,
+        decimal debit = 0m, decimal credit = 0m) => new()
+    {
+        Id = id, AccountId = accountId, Date = date, GLAccount = "1100",
+        DebitAmount = debit, CreditAmount = credit, Description = description, CreatedAt = DateTime.UtcNow
+    };
+
+    private static BankReconciliation Finalised(Guid id, Guid accountId, decimal closing, params Guid[] clearedTxnIds)
+    {
+        var now = DateTime.UtcNow;
+        return new BankReconciliation
+        {
+            Id = id, AccountId = accountId, StatementDate = StatementDate,
+            OpeningBalance = 0m, StatementClosingBalance = closing,
+            Status = ReconciliationStatus.Finalised, FinalisedAt = now,
+            CreatedAt = now, UpdatedAt = now,
+            Lines = clearedTxnIds.Select(txnId => new ReconciliationLine
+            {
+                Id = Guid.NewGuid(), ReconciliationId = id, TransactionId = txnId, CreatedAt = now
+            }).ToList()
+        };
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs
new file mode 100644
index 00000000..e2f2c2cc
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/Scenarios/V28_CurrencyConfigurationTests.cs
@@ -0,0 +1,185 @@
+using System.Globalization;
+using Microsoft.EntityFrameworkCore;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+
+namespace StageFright.Integration.Tests.Scenarios;
+
+/// <summary>
+/// V28 acceptance — US1 AC-1…AC-4 (spec 028): an organisation configured with a non-Australian
+/// currency (including a zero-decimal one, JPY) sees that currency's symbol and minor-unit
+/// precision on every financial report, with regional grouping/placement applied to the
+/// configured symbol, zero-decimal figures reconciling exactly, and an AUD dataset unchanged.
+/// Real in-memory SQLite + full migrations.
+/// </summary>
+[Collection("MoneyFormatterState")]
+public sealed class V28_CurrencyConfigurationTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+    private readonly CultureInfo _originalCulture = CultureInfo.CurrentCulture;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+    private static readonly DateTime PostDate = new(2026, 3, 15, 0, 0, 0, DateTimeKind.Utc);
+
+    private const decimal IncomeAmount = 1_234_567m;   // whole yen
+    private const decimal ExpenseAmount = 890_123m;
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+
+        _db.Transactions.AddRange(
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = IncomeAmount, CreditAmount = 0m, Description = "Dues receipt", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = IncomeId, GLAccount = "4000", DebitAmount = 0m, CreditAmount = IncomeAmount, Description = "Dues income", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = ExpenseId, GLAccount = "6000", DebitAmount = ExpenseAmount, CreditAmount = 0m, Description = "Hall hire", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = 0m, CreditAmount = ExpenseAmount, Description = "Hall hire payment", CreatedAt = DateTime.UtcNow });
+
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Tokyo Players",
+            AnnualFee = 5000m, AttendanceFee = 500m, MembershipRenewalMonth = 4,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = 4, FinancialYearStartDay = 1,
+            CurrencyCode = "JPY", IsTaxApplicable = false,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync();
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        CultureInfo.CurrentCulture = _originalCulture;
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    private IEnumerable<string> AllMoneyCells(ReportData report)
+    {
+        foreach (var section in report.Sections)
+        {
+            foreach (var row in section.Rows)
+                foreach (var cell in row.Cells)
+                    yield return cell;
+            if (section.Subtotal is not null)
+                foreach (var cell in section.Subtotal.Cells)
+                    yield return cell;
+        }
+        if (report.GrandTotal is not null)
+            foreach (var cell in report.GrandTotal.Cells)
+                yield return cell;
+    }
+
+    // AC-1 + AC-4: every report cell carries the configured symbol; nothing shows "$" / "AUD".
+    [Fact]
+    public async Task EveryFinancialReport_ShowsTheConfiguredCurrency_AndNeverDollarOrAud()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Get("JPY"));
+
+        var income = await BuildIncome().GenerateAsync(FyFilters(), TestContext.Current.CancellationToken);
+        var trial = await BuildTrialBalance().GenerateAsync(FyFilters(), TestContext.Current.CancellationToken);
+        var balance = await BuildBalanceSheet().GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
+
+        foreach (var report in new[] { income, trial, balance })
+        {
+            Assert.All(AllMoneyCells(report), cell =>
+            {
+                Assert.DoesNotContain("$", cell);
+                Assert.DoesNotContain("AUD", cell);
+            });
+        }
+
+        var duesRow = income.Sections.First(s => s.Heading == "Income").Rows.Single(r => r.Cells[0] == "Membership Dues");
+        Assert.Contains("¥", duesRow.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(IncomeAmount), duesRow.Cells[1]);
+    }
+
+    // AC-2: a zero-decimal currency shows no fractional digits and still reconciles exactly.
+    [Fact]
+    public async Task ZeroDecimalCurrency_ShowsNoFractionalDigits_AndReconciles()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Get("JPY"));
+        var decimalSep = CultureInfo.CurrentCulture.NumberFormat.CurrencyDecimalSeparator;
+
+        var trial = await BuildTrialBalance().GenerateAsync(FyFilters(), TestContext.Current.CancellationToken);
+
+        // Totals row ties (no GLBalanceException thrown) and carries no minor-unit digits.
+        Assert.Equal(trial.GrandTotal!.Cells[1], trial.GrandTotal.Cells[2]);
+        Assert.DoesNotContain(decimalSep + "0", trial.GrandTotal.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(IncomeAmount + ExpenseAmount), trial.GrandTotal.Cells[1]);
+
+        var (net, tax) = TaxCalculator.SplitInclusive(10_500m, 5m, minorUnitDigits: 0);
+        Assert.Equal(10_500m, net + tax);
+        Assert.Equal(Math.Round(10_500m * 5m / 105m, 0, MidpointRounding.AwayFromZero), tax);
+    }
+
+    // AC-3: regional grouping/placement apply, but the symbol stays the configured one.
+    [Fact]
+    public void RegionalFormatting_KeepsTheConfiguredSymbol_UnderAForeignCulture()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Get("JPY"));
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo("fr-FR");
+
+        var formatted = MoneyFormatter.Format(1_234_567m);
+        var groupSep = CultureInfo.CurrentCulture.NumberFormat.CurrencyGroupSeparator;
+
+        Assert.Contains("¥", formatted);
+        Assert.DoesNotContain("€", formatted);
+        Assert.Contains("1" + groupSep + "234" + groupSep + "567", formatted);
+    }
+
+    // AC-4: the same dataset under AUD is byte-identical to the pre-028 dollar output.
+    [Fact]
+    public async Task SameDataset_UnderAud_IsByteIdenticalToTheLegacyDollarString()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Get("AUD"));
+
+        var income = await BuildIncome().GenerateAsync(FyFilters(), TestContext.Current.CancellationToken);
+        var duesRow = income.Sections.First(s => s.Heading == "Income").Rows.Single(r => r.Cells[0] == "Membership Dues");
+
+        var legacy = "$" + IncomeAmount.ToString("N2", CultureInfo.CurrentCulture);
+        Assert.Equal(legacy, duesRow.Cells[1]);
+    }
+
+    private IncomeStatementReportProvider BuildIncome() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private TrialBalanceReportProvider BuildTrialBalance() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private BalanceSheetReportProvider BuildBalanceSheet() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private static ReportFilterValues FyFilters()
+    {
+        var f = new ReportFilterValues();
+        f.Set("period", "Custom");   // Income Statement honours dateFrom/dateTo only for a Custom period
+        f.Set("dateFrom", "2026-03-01");
+        f.Set("dateTo", "2026-03-31");
+        return f;
+    }
+
+    private static ReportFilterValues AsAtFilters()
+    {
+        var f = new ReportFilterValues();
+        f.Set("asAt", "2026-03-31");
+        return f;
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs
new file mode 100644
index 00000000..d82fcc7e
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/Scenarios/V28_LocaleSafeMoneyEntryTests.cs
@@ -0,0 +1,159 @@
+using System.Globalization;
+using Microsoft.EntityFrameworkCore;
+using Microsoft.Extensions.Logging.Abstractions;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.AuditTrail;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+
+namespace StageFright.Integration.Tests.Scenarios;
+
+/// <summary>
+/// V28 acceptance — US2 AC-1…AC-3 (spec 028): with the device region set to French then German,
+/// known amounts entered into the manual journal and the opening-balance form are stored in the
+/// ledger exactly to the cent — identical to the same input under en-AU — and no digit is read
+/// as a thousands separator. Drives the real <see cref="GeneralJournalService"/> /
+/// <see cref="OpeningBalanceService"/> over in-memory SQLite with the full migration set, feeding
+/// each amount through <see cref="MoneyInput.Parse"/> exactly as the razor code-behind does after
+/// T034 / T035.
+/// </summary>
+[Collection("MoneyFormatterState")]
+public sealed class V28_LocaleSafeMoneyEntryTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+    private readonly CultureInfo _originalCulture = CultureInfo.CurrentCulture;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly DateTime PostDate = new(2026, 3, 15, 0, 0, 0, DateTimeKind.Utc);
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();   // seeds the 7 system accounts incl. Cash 1100 + Opening Balance Equity 3100
+
+        _db.Accounts.Add(new Account
+        {
+            Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000",
+            SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync();
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        CultureInfo.CurrentCulture = _originalCulture;
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    // AC-1 + AC-3: a French / German locale journal line stores the exact typed amount, with no
+    // digit read as a group separator.
+    [Theory]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public async Task Should_StoreTheExactLedgerValue_When_JournalEnteredUnderACommaDecimalRegion(string cultureName)
+    {
+        var storedDebit = await PostJournalUnderCultureAsync(cultureName, "1234.50");
+        Assert.Equal(1234.50m, storedDebit);
+        Assert.NotEqual(123450m, storedDebit);
+
+        var storedHalf = await PostJournalUnderCultureAsync(cultureName, "1.50");
+        Assert.Equal(1.50m, storedHalf);
+        Assert.NotEqual(150m, storedHalf);
+    }
+
+    // AC-2: the same input produces the same stored ledger value in every region.
+    [Fact]
+    public async Task Should_StoreTheSameLedgerValue_ForTheSameInput_InEveryRegion()
+    {
+        var au = await PostJournalUnderCultureAsync("en-AU", "1234.50");
+        var fr = await PostJournalUnderCultureAsync("fr-FR", "1234.50");
+        var de = await PostJournalUnderCultureAsync("de-DE", "1234.50");
+
+        Assert.Equal(1234.50m, au);
+        Assert.Equal(au, fr);
+        Assert.Equal(au, de);
+    }
+
+    // AC-1 (opening balances): a German-locale opening balance stores exactly to the cent.
+    [Theory]
+    [InlineData("de-DE")]
+    [InlineData("fr-FR")]
+    public async Task Should_StoreTheExactOpeningBalance_When_EnteredUnderACommaDecimalRegion(string cultureName)
+    {
+        var storedDebit = await PostOpeningBalanceUnderCultureAsync(cultureName, "1234.50");
+        Assert.Equal(1234.50m, storedDebit);
+        Assert.NotEqual(123450m, storedDebit);
+    }
+
+    // --- Drivers -------------------------------------------------------------------
+
+    /// <summary>Posts DR Cash / CR Membership Dues for <paramref name="typed"/> parsed under <paramref name="cultureName"/>; returns the stored Cash debit.</summary>
+    private async Task<decimal> PostJournalUnderCultureAsync(string cultureName, string typed)
+    {
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo(cultureName);
+        var amount = MoneyInput.Parse(typed);   // exactly what JournalEntryPage.ParseAmount does after T034
+
+        var service = BuildJournalService();
+        await service.RecordJournalAsync(new RecordJournalRequest
+        {
+            Date = PostDate,
+            Description = $"Locale entry {cultureName} {typed}",
+            Lines =
+            [
+                new JournalLine { AccountId = SystemAccounts.CashId, DebitAmount = amount, CreditAmount = 0m },
+                new JournalLine { AccountId = IncomeId, DebitAmount = 0m, CreditAmount = amount },
+            ]
+        }, TestContext.Current.CancellationToken);
+
+        var line = await _db.Transactions.AsNoTracking()
+            .Where(t => t.AccountId == SystemAccounts.CashId && t.Description == $"Locale entry {cultureName} {typed}")
+            .OrderByDescending(t => t.CreatedAt)
+            .FirstAsync(TestContext.Current.CancellationToken);
+        return line.DebitAmount;
+    }
+
+    /// <summary>Posts a single Cash opening balance for <paramref name="typed"/> parsed under <paramref name="cultureName"/>; returns the stored Cash debit.</summary>
+    private async Task<decimal> PostOpeningBalanceUnderCultureAsync(string cultureName, string typed)
+    {
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo(cultureName);
+        var amount = MoneyInput.Parse(typed);   // exactly what OpeningBalanceEntryForm.SetAmount does after T035
+
+        var service = BuildOpeningBalanceService();
+        await service.RecordOpeningBalancesAsync(new RecordOpeningBalancesRequest
+        {
+            AsAtDate = PostDate,
+            Entries = [new OpeningBalanceEntry { AccountId = SystemAccounts.CashId, Amount = amount }]
+        }, TestContext.Current.CancellationToken);
+
+        var line = await _db.Transactions.AsNoTracking()
+            .Where(t => t.AccountId == SystemAccounts.CashId && t.DebitAmount != 0m)
+            .OrderByDescending(t => t.CreatedAt)
+            .FirstAsync(TestContext.Current.CancellationToken);
+        return line.DebitAmount;
+    }
+
+    private GeneralJournalService BuildJournalService()
+    {
+        var audit = new AuditTrailService(new AuditTrailRepository(_db), NullLogger<AuditTrailService>.Instance);
+        return new GeneralJournalService(
+            new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new JournalEntryRepository(_db),
+            audit, new UnitOfWork(_db), RealLocalizer.Instance);
+    }
+
+    private OpeningBalanceService BuildOpeningBalanceService()
+    {
+        var audit = new AuditTrailService(new AuditTrailRepository(_db), NullLogger<AuditTrailService>.Instance);
+        return new OpeningBalanceService(
+            new AccountRepository(_db), new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new JournalEntryRepository(_db),
+            audit, new UnitOfWork(_db), RealLocalizer.Instance);
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V28_StatementIntegrityTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V28_StatementIntegrityTests.cs
new file mode 100644
index 00000000..e5944791
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/Scenarios/V28_StatementIntegrityTests.cs
@@ -0,0 +1,173 @@
+using Microsoft.EntityFrameworkCore;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.Data;
+using StageFright.Data.Repositories;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+using StageFright.Reports.Resources;
+
+namespace StageFright.Integration.Tests.Scenarios;
+
+/// <summary>
+/// V28 acceptance — US3 AC-1…AC-3 (spec 028): the Balance Sheet and Trial Balance from a balanced
+/// ledger both tie and produce clean statements; from a deliberately corrupted ledger the Balance
+/// Sheet shows an explicit out-of-balance line and never a clean statement and the Trial Balance
+/// fails to generate, with a one-cent debit/credit difference still failing (no tolerance band).
+/// Real in-memory SQLite + full migrations.
+/// </summary>
+[Collection("MoneyFormatterState")]
+public sealed class V28_StatementIntegrityTests : IAsyncLifetime
+{
+    private StageFrightDbContext _db = null!;
+
+    private static readonly Guid IncomeId = Guid.NewGuid();
+    private static readonly Guid ExpenseId = Guid.NewGuid();
+    private static readonly DateTime PostDate = new(2026, 3, 15, 0, 0, 0, DateTimeKind.Utc);
+
+    private const decimal IncomeAmount = 1_000m;
+    private const decimal ExpenseAmount = 400m;
+
+    public async ValueTask InitializeAsync()
+    {
+        var options = new DbContextOptionsBuilder<StageFrightDbContext>()
+            .UseSqlite("Data Source=:memory:")
+            .Options;
+
+        _db = new StageFrightDbContext(options);
+        await _db.Database.OpenConnectionAsync();
+        await _db.Database.MigrateAsync();
+
+        _db.Accounts.AddRange(
+            new Account { Id = IncomeId, Name = "Membership Dues", Type = AccountType.Income, AccountNumber = "4000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            new Account { Id = ExpenseId, Name = "Hall Hire", Type = AccountType.Expense, AccountNumber = "6000", SortOrder = 0, IsSystem = false, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow });
+
+        // Balanced pairs: DR Cash / CR Income, and DR Expense / CR Cash.
+        _db.Transactions.AddRange(
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = IncomeAmount, CreditAmount = 0m, Description = "Dues receipt", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = IncomeId, GLAccount = "4000", DebitAmount = 0m, CreditAmount = IncomeAmount, Description = "Dues income", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = ExpenseId, GLAccount = "6000", DebitAmount = ExpenseAmount, CreditAmount = 0m, Description = "Hall hire", CreatedAt = DateTime.UtcNow },
+            new Transaction { Id = Guid.NewGuid(), Date = PostDate, AccountId = SystemAccounts.CashId, GLAccount = "1100", DebitAmount = 0m, CreditAmount = ExpenseAmount, Description = "Hall hire payment", CreatedAt = DateTime.UtcNow });
+
+        _db.Settings.Add(new Settings
+        {
+            Id = Guid.NewGuid(), OrganizationName = "Integrity Players",
+            AnnualFee = 50m, AttendanceFee = 10m, MembershipRenewalMonth = 1,
+            MaxAgeRangeYears = 150, MinimumMemberAge = 0, SchemaVersion = "1.1.0",
+            FinancialYearStartMonth = 7, FinancialYearStartDay = 1,
+            CurrencyCode = "AUD", IsTaxApplicable = false,
+            CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync();
+
+        MoneyFormatter.Configure(CurrencyCatalog.Get("AUD"));
+    }
+
+    public async ValueTask DisposeAsync()
+    {
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+        await _db.Database.CloseConnectionAsync();
+        await _db.DisposeAsync();
+    }
+
+    // AC-1: a balanced ledger — both statements tie and are produced normally.
+    [Fact]
+    public async Task BalancedLedger_TrialBalance_TiesAndGenerates()
+    {
+        var trial = await BuildTrialBalance().GenerateAsync(RangeFilters(), TestContext.Current.CancellationToken);
+
+        Assert.Equal(trial.GrandTotal!.Cells[1], trial.GrandTotal.Cells[2]);
+        Assert.Equal(MoneyFormatter.Format(IncomeAmount + ExpenseAmount), trial.GrandTotal.Cells[1]);
+    }
+
+    [Fact]
+    public async Task BalancedLedger_BalanceSheet_ProducesACleanStatement()
+    {
+        var balance = await BuildBalanceSheet().GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
+
+        var totalAssets = balance.Sections.First(s => s.Heading == "Assets").Subtotal!.Cells[1];
+        Assert.Equal(totalAssets, balance.GrandTotal!.Cells[1]);
+        Assert.Equal(3, balance.Sections.Count);
+        Assert.DoesNotContain(
+            balance.Sections.SelectMany(s => s.Rows),
+            r => r.Cells.Count > 0 && r.Cells[0] == OutOfBalanceLabel());
+    }
+
+    // AC-2: a corrupted ledger — the Balance Sheet flags the imbalance and is never clean.
+    [Fact]
+    public async Task CorruptedLedger_BalanceSheet_ShowsExplicitOutOfBalanceLine_AndNeverACleanStatement()
+    {
+        await CorruptLedgerAsync(100m);
+
+        var balance = await BuildBalanceSheet().GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
+
+        var flagged = balance.Sections.SelectMany(s => s.Rows)
+            .SingleOrDefault(r => r.Cells.Count > 0 && r.Cells[0] == OutOfBalanceLabel());
+        Assert.NotNull(flagged);
+        Assert.True(flagged!.IsEmphasized);
+        Assert.Equal(MoneyFormatter.Format(100m), flagged.Cells[1]);
+
+        var totalAssets = balance.Sections.First(s => s.Heading == "Assets").Subtotal!.Cells[1];
+        Assert.NotEqual(totalAssets, balance.GrandTotal!.Cells[1]);
+    }
+
+    // AC-3: a corrupted ledger — the Trial Balance refuses to generate.
+    [Fact]
+    public async Task CorruptedLedger_TrialBalance_FailsToGenerate()
+    {
+        await CorruptLedgerAsync(100m);
+
+        await Assert.ThrowsAsync<GLBalanceException>(
+            () => BuildTrialBalance().GenerateAsync(RangeFilters(), TestContext.Current.CancellationToken));
+    }
+
+    // AC-3: a one-cent difference still fails — there is no tolerance band.
+    [Fact]
+    public async Task TrialBalance_WithAOneCentImbalance_StillFailsToGenerate()
+    {
+        await CorruptLedgerAsync(0.01m);
+
+        await Assert.ThrowsAsync<GLBalanceException>(
+            () => BuildTrialBalance().GenerateAsync(RangeFilters(), TestContext.Current.CancellationToken));
+    }
+
+    private async Task CorruptLedgerAsync(decimal danglingDebit)
+    {
+        _db.Transactions.Add(new Transaction
+        {
+            Id = Guid.NewGuid(),
+            Date = new DateTime(2026, 3, 20, 0, 0, 0, DateTimeKind.Utc),
+            AccountId = SystemAccounts.CashId, GLAccount = "1100",
+            DebitAmount = danglingDebit, CreditAmount = 0m,
+            Description = "Corrupted entry — no matching credit", CreatedAt = DateTime.UtcNow
+        });
+        await _db.SaveChangesAsync(TestContext.Current.CancellationToken);
+    }
+
+    private static string OutOfBalanceLabel() =>
+        RealLocalizer.Instance.Get<ReportsResource>("Reports_BalanceSheet_OutOfBalance");
+
+    private TrialBalanceReportProvider BuildTrialBalance() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private BalanceSheetReportProvider BuildBalanceSheet() =>
+        new(new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db))), new AccountRepository(_db), new SettingsRepository(_db), RealLocalizer.Instance);
+
+    private static ReportFilterValues RangeFilters()
+    {
+        var f = new ReportFilterValues();
+        f.Set("dateFrom", "2026-03-01");
+        f.Set("dateTo", "2026-03-31");
+        return f;
+    }
+
+    private static ReportFilterValues AsAtFilters()
+    {
+        var f = new ReportFilterValues();
+        f.Set("asAt", "2026-03-31");
+        return f;
+    }
+}
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V2_MemberManagementTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V2_MemberManagementTests.cs
index 732d8b08..8d11d8a2 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V2_MemberManagementTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V2_MemberManagementTests.cs
@@ -76,7 +76,7 @@ public async Task CreateMember_WithDob_StoresDateOfBirth()
     public async Task CreateMember_AgeIsCalculated_FromDob()
     {
         var svc = BuildMemberService();
-        var ageCalc = new AgeCalculationService();
+        var ageCalc = new AgeCalculationService(RealLocalizer.Instance);
 
         var dob = new DateTime(1990, 6, 1, 0, 0, 0, DateTimeKind.Utc);
         var member = await svc.CreateAsync(new CreateMemberRequest
@@ -369,8 +369,9 @@ private MemberService BuildMemberService()
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(
             auditRepo, NullLogger<AuditTrailService>.Instance);
-        var ageCalc = new AgeCalculationService();
-        var validation = new MemberValidationService(ageCalc);
+        var ageCalc = new AgeCalculationService(RealLocalizer.Instance);
+        var validation = new MemberValidationService(
+            ageCalc, new StubStringLocalizer<StageFright.Core.Modules.Localization.Resources.ValidationResource>());
         var unitOfWork = new UnitOfWork(_db);
 
         return new MemberService(memberRepo, committeeRepo, validation, settingsRepo, auditSvc, unitOfWork);
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V3_RehearsalAttendanceTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V3_RehearsalAttendanceTests.cs
index 7ab179d0..656c51a4 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V3_RehearsalAttendanceTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V3_RehearsalAttendanceTests.cs
@@ -373,7 +373,7 @@ private MemberBalanceService BuildMemberBalanceService()
     {
         var memberRepo = new MemberRepository(_db);
         var feeRepo = new FeeRepository(_db);
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         return new MemberBalanceService(memberRepo, feeRepo, glRepo);
     }
 
@@ -381,23 +381,23 @@ private FeeService BuildFeeService()
     {
         var memberRepo = new MemberRepository(_db);
         var feeRepo = new FeeRepository(_db);
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var accountRepo = new AccountRepository(_db);
         var settingsRepo = new SettingsRepository(_db);
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var unitOfWork = new UnitOfWork(_db);
-        return new FeeService(memberRepo, feeRepo, glRepo, accountRepo, settingsRepo, auditSvc, unitOfWork);
+        return new FeeService(memberRepo, feeRepo, glRepo, accountRepo, settingsRepo, auditSvc, unitOfWork, RealLocalizer.Instance);
     }
 
     private PaymentService BuildPaymentService()
     {
         var feeRepo = new FeeRepository(_db);
         var paymentRepo = new PaymentRepository(_db, BuildAuditService());
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var memberRepo = new MemberRepository(_db);
         var unitOfWork = new UnitOfWork(_db);
-        return new PaymentService(feeRepo, paymentRepo, glRepo, memberRepo, BuildAuditService(), unitOfWork);
+        return new PaymentService(feeRepo, paymentRepo, glRepo, memberRepo, BuildAuditService(), unitOfWork, RealLocalizer.Instance);
     }
 
     private AuditTrailService BuildAuditService()
@@ -413,8 +413,9 @@ private MemberService BuildMemberService()
         var settingsRepo = new SettingsRepository(_db);
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
-        var ageCalc = new AgeCalculationService();
-        var validation = new MemberValidationService(ageCalc);
+        var ageCalc = new AgeCalculationService(RealLocalizer.Instance);
+        var validation = new MemberValidationService(
+            ageCalc, new StubStringLocalizer<StageFright.Core.Modules.Localization.Resources.ValidationResource>());
         var unitOfWork = new UnitOfWork(_db);
         return new MemberService(memberRepo, committeeRepo, validation, settingsRepo, auditSvc, unitOfWork);
     }
@@ -438,13 +439,13 @@ private AttendanceService BuildAttendanceService()
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var paymentRepo = new PaymentRepository(_db, auditSvc);
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var accountRepo = new AccountRepository(_db);
         var settingsRepo = new SettingsRepository(_db);
         var unitOfWork = new UnitOfWork(_db);
         var rehearsalSvc = BuildRehearsalService();
         return new AttendanceService(rehearsalRepo, attendanceRepo, memberRepo, feeRepo, paymentRepo,
-            glRepo, accountRepo, settingsRepo, auditSvc, unitOfWork, rehearsalSvc);
+            glRepo, accountRepo, settingsRepo, auditSvc, unitOfWork, rehearsalSvc, RealLocalizer.Instance);
     }
 
     private async Task<Member> AddActiveMember(string name)
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V4_AnnualFeeApplicationTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V4_AnnualFeeApplicationTests.cs
index 364e43e6..2c49eab2 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V4_AnnualFeeApplicationTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V4_AnnualFeeApplicationTests.cs
@@ -208,7 +208,7 @@ public async Task ApplyAnnualFees_FinanceTileBalance_IncreasesAfterApplication()
         var member = await AddActiveMember("Karen");
         var svc = BuildFeeService();
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var balanceBefore = await glRepo.GetTotalOutstandingAsync(TestContext.Current.CancellationToken);
 
         await svc.ApplyAnnualFeesAsync(new[] { member.Id }, TestContext.Current.CancellationToken);
@@ -236,14 +236,14 @@ private FeeService BuildFeeService()
     {
         var memberRepo = new MemberRepository(_db);
         var feeRepo = new FeeRepository(_db);
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var accountRepo = new AccountRepository(_db);
         var settingsRepo = new SettingsRepository(_db);
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var unitOfWork = new UnitOfWork(_db);
 
-        return new FeeService(memberRepo, feeRepo, glRepo, accountRepo, settingsRepo, auditSvc, unitOfWork);
+        return new FeeService(memberRepo, feeRepo, glRepo, accountRepo, settingsRepo, auditSvc, unitOfWork, RealLocalizer.Instance);
     }
 
     private async Task<Member> AddActiveMember(string name)
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V5_EventsParticipationTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V5_EventsParticipationTests.cs
index 75fef071..93b63c51 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V5_EventsParticipationTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V5_EventsParticipationTests.cs
@@ -383,7 +383,7 @@ private EventService BuildEventService()
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var unitOfWork = new UnitOfWork(_db);
-        return new EventService(eventRepo, participationRepo, memberRepo, auditSvc, unitOfWork);
+        return new EventService(eventRepo, participationRepo, memberRepo, auditSvc, unitOfWork, RealLocalizer.Instance);
     }
 
     private EventTypeService BuildEventTypeService()
@@ -391,7 +391,7 @@ private EventTypeService BuildEventTypeService()
         var eventTypeRepo = new EventTypeRepository(_db);
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
-        return new EventTypeService(eventTypeRepo, auditSvc);
+        return new EventTypeService(eventTypeRepo, auditSvc, RealLocalizer.Instance);
     }
 
     private async Task<EventType> AddEventType(string name)
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V5_PaymentsTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V5_PaymentsTests.cs
index bcb18694..6a588381 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V5_PaymentsTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V5_PaymentsTests.cs
@@ -71,7 +71,7 @@ public async Task FIFO_FullPayment_ClearsBothFees_AndReducesBalanceToZero()
         await ApplyFeeForMemberAsync(member.Id, 2025, 50m);
         await ApplyFeeForMemberAsync(member.Id, 2026, 60m);
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var balanceBefore = await glRepo.GetMemberBalanceAsync(member.Id, TestContext.Current.CancellationToken);
         Assert.Equal(110m, balanceBefore);
 
@@ -111,7 +111,7 @@ await paymentSvc.RecordAsync(new RecordPaymentRequest
             PaymentType = PaymentType.Annual
         }, TestContext.Current.CancellationToken);
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var balanceAfter = await glRepo.GetMemberBalanceAsync(member.Id, TestContext.Current.CancellationToken);
 
         // $50 payment covers 2025 fee; 2026 fee ($60) remains
@@ -137,7 +137,7 @@ await paymentSvc.RecordAsync(new RecordPaymentRequest
             PaymentType = PaymentType.Annual
         }, TestContext.Current.CancellationToken);
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var balance = await glRepo.GetMemberBalanceAsync(member.Id, TestContext.Current.CancellationToken);
 
         // $70 paid, $50 owed → $20 credit = -$20 outstanding
@@ -220,7 +220,7 @@ await paymentSvc.RecordAsync(new RecordPaymentRequest
             PaymentType = PaymentType.Annual
         }, TestContext.Current.CancellationToken);
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var balance = await glRepo.GetMemberBalanceAsync(member.Id, TestContext.Current.CancellationToken);
         Assert.Equal(0m, balance);
 
@@ -282,7 +282,7 @@ public async Task SelectedFeeIds_FullAllocation_ClearsOnlyCheckedFees()
             SelectedFeeIds = [fee2025Id, fee2026Id]
         }, TestContext.Current.CancellationToken);
 
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var balanceAfter = await glRepo.GetMemberBalanceAsync(member.Id, TestContext.Current.CancellationToken);
         Assert.Equal(0m, balanceAfter);
 
@@ -367,11 +367,11 @@ private PaymentService BuildPaymentService()
     {
         var feeRepo = new FeeRepository(_db);
         var paymentRepo = new PaymentRepository(_db, BuildAuditService());
-        var glRepo = new GLRepository(_db);
+        var glRepo = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var memberRepo = new MemberRepository(_db);
         var audit = BuildAuditService();
         var unitOfWork = new UnitOfWork(_db);
-        return new PaymentService(feeRepo, paymentRepo, glRepo, memberRepo, audit, unitOfWork);
+        return new PaymentService(feeRepo, paymentRepo, glRepo, memberRepo, audit, unitOfWork, RealLocalizer.Instance);
     }
 
     private static AuditTrailService BuildAuditService()
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V6_AccountingReportsTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V6_AccountingReportsTests.cs
index 71cc276c..a4e4bea6 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V6_AccountingReportsTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V6_AccountingReportsTests.cs
@@ -2,6 +2,7 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Data;
 using StageFright.Data.Repositories;
@@ -16,6 +17,7 @@ namespace StageFright.Integration.Tests.Scenarios;
 /// Verifies all 4 report providers, PDF non-empty, CSV escaping, Trial Balance imbalance detection,
 /// Account Register running balance, and Member Account Summary aging.
 /// </summary>
+[Collection("MoneyFormatterState")]
 public sealed class V6_AccountingReportsTests : IAsyncLifetime
 {
     private StageFrightDbContext _db = null!;
@@ -226,18 +228,18 @@ public async Task AccountRegisterAndTrialBalance_HistoricalTransferAndNewBankDep
             r.Cells[0] == "2026-05-01"
             && r.Cells[1] == "Historical transfer to savings"
             && r.Cells[2] == "Savings"
-            && r.Cells[3] == "150.00");
+            && r.Cells[3] == MoneyFormatter.Format(150m));
         Assert.Contains(registerRows, r =>
             r.Cells[0] == "2026-05-01"
             && r.Cells[1] == "Historical transfer to savings"
-            && r.Cells[4] == "150.00");
+            && r.Cells[4] == MoneyFormatter.Format(150m));
 
         // New BankDeposit entry appears correctly alongside it.
         Assert.Contains(registerRows, r =>
             r.Cells[0] == "2026-05-02"
             && r.Cells[1] == "Bank deposit — Savings"
             && r.Cells[2] == "Savings"
-            && r.Cells[3] == "80.00");
+            && r.Cells[3] == MoneyFormatter.Format(80m));
 
         // Trial Balance still balances across both entry types together (no GLBalanceException).
         var trialBalanceResult = await BuildTrialBalanceProvider().GenerateAsync(filters, TestContext.Current.CancellationToken);
@@ -251,7 +253,7 @@ public async Task PdfRenderer_Render_ReturnsNonEmptyBytes()
     {
         var sut = BuildIncomeStatementProvider();
         var report = await sut.GenerateAsync(CurrentYearCustomPeriodFilters(), TestContext.Current.CancellationToken);
-        var renderer = new PdfReportRenderer();
+        var renderer = new PdfReportRenderer(RealLocalizer.Instance);
 
         var bytes = renderer.Render(report);
 
@@ -300,31 +302,31 @@ public void CsvExporter_ValuesWithCommas_AreQuoted()
 
     private IncomeStatementReportProvider BuildIncomeStatementProvider()
     {
-        var gl = new GLRepository(_db);
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var cat = new AccountRepository(_db);
-        return new IncomeStatementReportProvider(gl, cat, new SettingsRepository(_db));
+        return new IncomeStatementReportProvider(gl, cat, new SettingsRepository(_db), RealLocalizer.Instance);
     }
 
     private TrialBalanceReportProvider BuildTrialBalanceProvider()
     {
-        var gl = new GLRepository(_db);
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var cat = new AccountRepository(_db);
-        return new TrialBalanceReportProvider(gl, cat, new SettingsRepository(_db));
+        return new TrialBalanceReportProvider(gl, cat, new SettingsRepository(_db), RealLocalizer.Instance);
     }
 
     private AccountRegisterReportProvider BuildAccountRegisterProvider()
     {
-        var gl = new GLRepository(_db);
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var cat = new AccountRepository(_db);
-        return new AccountRegisterReportProvider(gl, cat);
+        return new AccountRegisterReportProvider(gl, cat, RealLocalizer.Instance);
     }
 
     private MemberAccountSummaryReportProvider BuildMemberAccountSummaryProvider()
     {
-        var gl = new GLRepository(_db);
+        var gl = new GLRepository(_db, new ClosedPeriodGuard(new SettingsRepository(_db)));
         var members = new MemberRepository(_db);
         var fees = new FeeRepository(_db);
-        return new MemberAccountSummaryReportProvider(gl, members, new MemberBalanceService(members, fees, gl));
+        return new MemberAccountSummaryReportProvider(gl, members, new MemberBalanceService(members, fees, gl), RealLocalizer.Instance);
     }
 
     private static ReportFilterValues CurrentYearFilters()
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V7_AccountManagementTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V7_AccountManagementTests.cs
index 2015fb37..0ac585d4 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V7_AccountManagementTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V7_AccountManagementTests.cs
@@ -214,7 +214,7 @@ private AccountService BuildAccountService()
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
         var glAssignment = new AccountNumberAssignmentService(accountRepo);
         var reconciliationRepo = new BankReconciliationRepository(_db);
-        return new AccountService(accountRepo, glAssignment, auditSvc, reconciliationRepo);
+        return new AccountService(accountRepo, glAssignment, auditSvc, reconciliationRepo, RealLocalizer.Instance);
     }
 
     private async Task AddTransaction(Guid accountId, string glAccount)
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V8_DashboardPluginTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V8_DashboardPluginTests.cs
index 74c88cb6..db29d0e0 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V8_DashboardPluginTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V8_DashboardPluginTests.cs
@@ -258,12 +258,18 @@ private static DashboardService BuildDashboardService(
     {
         var providers = new List<IDashboardTileProvider>
         {
-            new MembersDashboardTileProvider(),
-            new RehearsalsDashboardTileProvider(),
-            new EventsDashboardTileProvider(),
-            new FinanceDashboardTileProvider(),
-            new CashFlowDashboardTileProvider(),
-            new AttendanceTrendDashboardTileProvider()
+            new MembersDashboardTileProvider(
+                new StubStringLocalizer<StageFright.UI.Resources.Strings.MembersResource>()),
+            new RehearsalsDashboardTileProvider(
+                new StubStringLocalizer<StageFright.UI.Resources.Strings.RehearsalsResource>()),
+            new EventsDashboardTileProvider(
+                new StubStringLocalizer<StageFright.UI.Resources.Strings.EventsResource>()),
+            new FinanceDashboardTileProvider(
+                new StubStringLocalizer<StageFright.UI.Resources.Strings.FinanceResource>()),
+            new CashFlowDashboardTileProvider(
+                new StubStringLocalizer<StageFright.UI.Resources.Strings.FinanceResource>()),
+            new AttendanceTrendDashboardTileProvider(
+                new StubStringLocalizer<StageFright.UI.Resources.Strings.RehearsalsResource>())
         };
 
         if (extraProviders is not null)
diff --git a/tests/StageFright.Integration.Tests/Scenarios/V9_BackupRestoreTests.cs b/tests/StageFright.Integration.Tests/Scenarios/V9_BackupRestoreTests.cs
index a808315f..2c631a32 100644
--- a/tests/StageFright.Integration.Tests/Scenarios/V9_BackupRestoreTests.cs
+++ b/tests/StageFright.Integration.Tests/Scenarios/V9_BackupRestoreTests.cs
@@ -279,7 +279,7 @@ private BackupService BuildService()
         var uow = new UnitOfWork(_db);
         var auditRepo = new AuditTrailRepository(_db);
         var auditSvc = new AuditTrailService(auditRepo, NullLogger<AuditTrailService>.Instance);
-        return new BackupService(backupRepo, uow, auditSvc, NullLogger<BackupService>.Instance);
+        return new BackupService(backupRepo, uow, auditSvc, NullLogger<BackupService>.Instance, RealLocalizer.Instance);
     }
 
     private static Member SeedMember(string name, bool active, bool deleted = false)
diff --git a/tests/StageFright.Integration.Tests/StubStringLocalizer.cs b/tests/StageFright.Integration.Tests/StubStringLocalizer.cs
new file mode 100644
index 00000000..745eaee1
--- /dev/null
+++ b/tests/StageFright.Integration.Tests/StubStringLocalizer.cs
@@ -0,0 +1,20 @@
+using System.Globalization;
+using Microsoft.Extensions.Localization;
+
+namespace StageFright.Integration.Tests;
+
+/// <summary>
+/// Test double for <see cref="IStringLocalizer{T}"/> that echoes the requested key as its own
+/// value. Lets scenario tests construct services whose constructor now takes a localizer
+/// (spec 027) without wiring real <c>.resx</c> lookups — those tests assert behaviour, not
+/// message wording.
+/// </summary>
+internal sealed class StubStringLocalizer<T> : IStringLocalizer<T>
+{
+    public LocalizedString this[string name] => new(name, name, resourceNotFound: false);
+
+    public LocalizedString this[string name, params object[] arguments] =>
+        new(name, string.Format(CultureInfo.CurrentCulture, name, arguments), resourceNotFound: false);
+
+    public IEnumerable<LocalizedString> GetAllStrings(bool includeParentCultures) => [];
+}
diff --git a/tests/StageFright.Localization.Tests/CurrencySymbolGuardTests.cs b/tests/StageFright.Localization.Tests/CurrencySymbolGuardTests.cs
new file mode 100644
index 00000000..fc3de09b
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/CurrencySymbolGuardTests.cs
@@ -0,0 +1,193 @@
+using System.Text.RegularExpressions;
+
+namespace StageFright.Localization.Tests;
+
+/// <summary>
+/// Spec 028 US1 guard (FR-004 / SC-002): no <c>StageFright.Reports</c> report provider and no
+/// <c>StageFright.UI</c> money-display site may bake in a currency presentation. Concretely, the
+/// scanned surface must never
+/// <list type="bullet">
+///   <item>format a monetary value with the culture-currency specifier — <c>ToString("C")</c> /
+///     <c>"{0:C}"</c> / <c>FormatString="{0:C}"</c> / an interpolated <c>:C</c> hole — which
+///     substitutes the <em>active culture's</em> symbol (e.g. <c>€</c> under <c>fr-FR</c>) and
+///     misrepresents the amount;</item>
+///   <item>format a monetary value with a fixed two-decimal specifier — <c>ToString("F2")</c> /
+///     an interpolated <c>:F2</c> hole — which is wrong for a 0- or 3-minor-digit currency
+///     (yen, dinar);</item>
+///   <item>emit a hard-coded <c>"$"</c> symbol or <c>"AUD"</c> code string literal next to a
+///     value.</item>
+/// </list>
+/// Every displayed, printed, or exported amount must route through
+/// <see cref="StageFright.Core.Localization.MoneyFormatter"/>, which reads the organisation's
+/// configured currency (<c>Settings.CurrencyCode</c>) for symbol / code / minor-unit precision
+/// and lets only grouping and placement follow <c>CultureInfo.CurrentCulture</c>.
+///
+/// This complements <c>Us2LocalizationGuardTests.Should_NotUseCFormat_When_AnyDisplaySiteScanned</c>
+/// (the repo-wide <c>"C"</c>-format sweep) by adding the <c>"$"</c> / <c>"AUD"</c> literal and
+/// <c>"F2"</c> checks, and <c>MoneyInputGuardTests</c> (money <em>input parsing</em>) by asserting
+/// the money-bearing providers still <em>format</em> through the shared helper.
+/// </summary>
+public class CurrencySymbolGuardTests
+{
+    /// <summary>The report-provider + UI surface whose amounts must render via <c>MoneyFormatter</c>.</summary>
+    private static readonly string[] ScanDirectories =
+    [
+        "src/StageFright.Reports/Providers",
+        "src/StageFright.UI",
+    ];
+
+    /// <summary>
+    /// A monetary <c>ToString</c> / interpolation format that hard-codes presentation: the
+    /// culture-currency specifier <c>C</c>(digits) in any of its forms, or the fixed
+    /// two-decimal <c>F2</c> specifier.
+    /// </summary>
+    private static readonly Regex BakedMoneyFormat = new(
+        """
+        ToString\(\s*"C\d?"\s*[,)]|"\{0:C\d?\}"|FormatString\s*=\s*"\{0:C|:C\d?\}"|ToString\(\s*"F2"\s*[,)]|:F2\}"
+        """,
+        RegexOptions.Compiled);
+
+    /// <summary>
+    /// A string literal whose visible content <em>starts</em> with a bare <c>$</c> (e.g.
+    /// <c>"$"</c>, <c>"$ "</c>, <c>"${amount}"</c>, <c>"$0.00"</c>) or an interpolated string
+    /// that opens with a literal <c>$</c> before its first hole (<c>$"${amount:N2}"</c>).
+    /// </summary>
+    private static readonly Regex HardDollarLiteral = new(
+        """
+        "\$[ \t]*(?:\{|\d|")|\$"\$\{
+        """,
+        RegexOptions.Compiled);
+
+    /// <summary>A string literal that begins with the ISO code <c>AUD</c> (<c>"AUD"</c>, <c>"AUD "</c>, <c>"AUD 1,234.50"</c>).</summary>
+    private static readonly Regex HardAudLiteral = new(
+        """
+        "AUD\b
+        """,
+        RegexOptions.Compiled);
+
+    /// <summary>
+    /// Report providers that carry money columns and therefore must reference
+    /// <c>MoneyFormatter</c> (the two omitted providers — <c>CommitteeReportProvider</c>,
+    /// <c>MemberListReportProvider</c> — render no monetary value).
+    /// </summary>
+    private static readonly string[] MoneyBearingProviders =
+    [
+        "AccountRegisterReportProvider.cs",
+        "BalanceSheetReportProvider.cs",
+        "BankReconciliationReportProvider.cs",
+        "ChartOfAccountsReportProvider.cs",
+        "GeneralLedgerReportProvider.cs",
+        "IncomeStatementReportProvider.cs",
+        "MemberAccountSummaryReportProvider.cs",
+        "TaxSummaryReportProvider.cs",
+        "TrialBalanceReportProvider.cs",
+    ];
+
+    [Fact]
+    public void Should_NotBakeInAMoneyFormat_When_ReportAndUiSurfaceScanned()
+    {
+        var findings = ScanForLineMatches(BakedMoneyFormat, static (line, _) =>
+            !line.Contains("Regex", StringComparison.Ordinal)          // regex pattern / backreference, not a format
+            && !line.Contains(".Replace(", StringComparison.Ordinal));
+
+        Assert.True(findings.Count == 0,
+            "A monetary value is formatted with the culture-currency (\"C\") or fixed-two-decimal (\"F2\") "
+            + "specifier — route it through MoneyFormatter.Format / FormatWithCode:\n"
+            + string.Join("\n", findings));
+    }
+
+    [Fact]
+    public void Should_NotEmitAHardCodedCurrencySymbolOrCode_When_ReportAndUiSurfaceScanned()
+    {
+        bool NotAConfiguredCurrencyIdentity(string line, string _) =>
+            // `settings?.CurrencyCode ?? "AUD"`, `CurrencyCode { get; set; } = "AUD"` — the ISO
+            // 4217 configuration default sanctioned by FR-001, not a display literal.
+            !line.Contains("CurrencyCode", StringComparison.Ordinal)
+            && !line.Contains("CurrencyCatalog", StringComparison.Ordinal);
+
+        var findings = ScanForLineMatches(HardDollarLiteral, static (_, _) => true);
+        findings.AddRange(ScanForLineMatches(HardAudLiteral, NotAConfiguredCurrencyIdentity));
+
+        Assert.True(findings.Count == 0,
+            "A money-display site hard-codes a \"$\" symbol or \"AUD\" code literal — the symbol and "
+            + "code must come from MoneyFormatter (the configured Settings.CurrencyCode):\n"
+            + string.Join("\n", findings));
+    }
+
+    [Fact]
+    public void Should_RouteMoneyThroughMoneyFormatter_When_MoneyBearingProviderScanned()
+    {
+        var providersDir = RepoPath("src/StageFright.Reports/Providers");
+
+        var missing = MoneyBearingProviders
+            .Where(name => !File.ReadAllText(Path.Combine(providersDir, name))
+                .Contains("MoneyFormatter", StringComparison.Ordinal))
+            .ToList();
+
+        Assert.True(missing.Count == 0,
+            "These money-bearing report providers no longer reference MoneyFormatter:\n"
+            + string.Join("\n", missing));
+    }
+
+    // --- Helpers ---------------------------------------------------------------
+
+    /// <summary>
+    /// Runs <paramref name="pattern"/> against every non-comment line of every <c>.cs</c> /
+    /// <c>.razor</c> file under <see cref="ScanDirectories"/>, keeping a match only when
+    /// <paramref name="keep"/> (given the raw line and the repo-relative path) allows it.
+    /// </summary>
+    private static List<string> ScanForLineMatches(Regex pattern, Func<string, string, bool> keep)
+    {
+        var root = RepoRoot();
+        var findings = new List<string>();
+
+        foreach (var dir in ScanDirectories)
+        {
+            var abs = Path.Combine(root, dir.Replace('/', Path.DirectorySeparatorChar));
+            if (!Directory.Exists(abs)) continue;
+
+            foreach (var file in Directory.EnumerateFiles(abs, "*.*", SearchOption.AllDirectories))
+            {
+                if (IsBuildArtifact(file)) continue;
+                if (!file.EndsWith(".cs", StringComparison.Ordinal)
+                    && !file.EndsWith(".razor", StringComparison.Ordinal)) continue;
+                if (Path.GetFileName(file) == "MoneyFormatter.cs") continue; // the one sanctioned "C" implementation
+
+                var rel = Path.GetRelativePath(root, file).Replace(Path.DirectorySeparatorChar, '/');
+                var lines = File.ReadAllLines(file);
+
+                for (var i = 0; i < lines.Length; i++)
+                {
+                    var line = lines[i];
+                    var trimmed = line.TrimStart();
+                    if (trimmed.StartsWith("///", StringComparison.Ordinal)
+                        || trimmed.StartsWith("//", StringComparison.Ordinal)) continue;
+                    if (line.Contains("nameof(", StringComparison.Ordinal)) continue;
+                    if (line.Contains("Logger.Log", StringComparison.Ordinal)
+                        || line.Contains(".Log(", StringComparison.Ordinal)) continue; // diagnostic text (FR-007 exempt)
+
+                    if (pattern.IsMatch(line) && keep(line, rel))
+                        findings.Add($"{rel}:{i + 1}  {line.Trim()}");
+                }
+            }
+        }
+
+        return findings;
+    }
+
+    private static bool IsBuildArtifact(string path) =>
+        path.Contains($"{Path.DirectorySeparatorChar}obj{Path.DirectorySeparatorChar}", StringComparison.Ordinal)
+        || path.Contains($"{Path.DirectorySeparatorChar}bin{Path.DirectorySeparatorChar}", StringComparison.Ordinal);
+
+    private static string RepoPath(string relative) =>
+        Path.Combine(RepoRoot(), relative.Replace('/', Path.DirectorySeparatorChar));
+
+    private static string RepoRoot()
+    {
+        var dir = new DirectoryInfo(AppContext.BaseDirectory);
+        while (dir is not null && !File.Exists(Path.Combine(dir.FullName, "StageFrightCommunity.slnx")))
+            dir = dir.Parent;
+        return dir?.FullName
+            ?? throw new InvalidOperationException("Could not locate StageFrightCommunity.slnx above " + AppContext.BaseDirectory);
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/MoneyInputGuardTests.cs b/tests/StageFright.Localization.Tests/MoneyInputGuardTests.cs
new file mode 100644
index 00000000..ee61d9f2
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/MoneyInputGuardTests.cs
@@ -0,0 +1,83 @@
+using System.Text.RegularExpressions;
+
+namespace StageFright.Localization.Tests;
+
+/// <summary>
+/// Guard for spec 028 US2 (FR-008 / FR-009): every money-entry field must interpret a typed
+/// amount the same way. The value of an <c>&lt;input type="number"&gt;</c> is serialised
+/// invariant by the browser, so it must be parsed with
+/// <see cref="System.Globalization.CultureInfo.InvariantCulture"/> through the shared
+/// <c>MoneyInput.Parse</c> helper — never <c>decimal.TryParse(…, CultureInfo.CurrentCulture)</c>,
+/// which reads the period as a thousands separator under fr-FR / de-DE and scales the amount.
+/// This complements <c>Us2LocalizationGuardTests</c>, which guards money <em>formatting</em>
+/// ("C") rather than money <em>input parsing</em>.
+/// </summary>
+public class MoneyInputGuardTests
+{
+    /// <summary>
+    /// <c>decimal.TryParse(…</c> / <c>decimal.Parse(…</c> whose argument list (up to the next
+    /// statement terminator) names <c>CultureInfo.CurrentCulture</c> / <c>CurrentUICulture</c>.
+    /// </summary>
+    private static readonly Regex CurrentCultureParse = new(
+        @"(?:decimal|Decimal)\.(?:TryParse|Parse)\([^;]*?CultureInfo\.Current(?:UI)?Culture",
+        RegexOptions.Compiled | RegexOptions.Singleline);
+
+    /// <summary>The hand-rolled money-entry handlers that must route typed amounts through the shared helper.</summary>
+    private static readonly string[] MoneyEntryHandlers =
+    [
+        "src/StageFright.UI/Pages/Finance/JournalEntryPage.razor.cs",
+        "src/StageFright.UI/Shared/OpeningBalanceEntryForm.razor.cs",
+    ];
+
+    [Fact]
+    public void Should_NotParseAnyInputWithCurrentCulture_When_UiSourceScanned()
+    {
+        var root = RepoRoot();
+        var uiRoot = Path.Combine(root, "src", "StageFright.UI");
+        var findings = new List<string>();
+
+        foreach (var file in Directory.EnumerateFiles(uiRoot, "*.cs", SearchOption.AllDirectories))
+        {
+            if (IsBuildArtifact(file)) continue;
+
+            foreach (Match m in CurrentCultureParse.Matches(File.ReadAllText(file)))
+                findings.Add($"{Path.GetRelativePath(root, file)}  {Collapse(m.Value)}");
+        }
+
+        Assert.True(findings.Count == 0,
+            "A money/number field parses input with CultureInfo.CurrentCulture — route it through "
+            + "MoneyInput.Parse (invariant) instead:\n" + string.Join("\n", findings));
+    }
+
+    [Fact]
+    public void Should_RouteEveryHandRolledMoneyEntry_ThroughMoneyInputParse()
+    {
+        var missing = MoneyEntryHandlers
+            .Where(rel => !File.ReadAllText(RepoPath(rel)).Contains("MoneyInput.Parse", StringComparison.Ordinal))
+            .ToList();
+
+        Assert.True(missing.Count == 0,
+            "These hand-rolled money-entry handlers no longer call MoneyInput.Parse:\n"
+            + string.Join("\n", missing));
+    }
+
+    // --- Helpers ---------------------------------------------------------------
+
+    private static bool IsBuildArtifact(string path) =>
+        path.Contains($"{Path.DirectorySeparatorChar}obj{Path.DirectorySeparatorChar}", StringComparison.Ordinal)
+        || path.Contains($"{Path.DirectorySeparatorChar}bin{Path.DirectorySeparatorChar}", StringComparison.Ordinal);
+
+    private static string Collapse(string s) => Regex.Replace(s, @"\s+", " ").Trim();
+
+    private static string RepoPath(string relative) =>
+        Path.Combine(RepoRoot(), relative.Replace('/', Path.DirectorySeparatorChar));
+
+    private static string RepoRoot()
+    {
+        var dir = new DirectoryInfo(AppContext.BaseDirectory);
+        while (dir is not null && !File.Exists(Path.Combine(dir.FullName, "StageFrightCommunity.slnx")))
+            dir = dir.Parent;
+        return dir?.FullName
+            ?? throw new InvalidOperationException("Could not locate StageFrightCommunity.slnx above " + AppContext.BaseDirectory);
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/RehearsalsLocalizationGuardTests.cs b/tests/StageFright.Localization.Tests/RehearsalsLocalizationGuardTests.cs
new file mode 100644
index 00000000..1c736acb
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/RehearsalsLocalizationGuardTests.cs
@@ -0,0 +1,145 @@
+using System.Text.RegularExpressions;
+using StageFright.Localization.Tests.Scanning;
+
+namespace StageFright.Localization.Tests;
+
+/// <summary>
+/// Localization guard suite scoped to the Rehearsals module slice (US2, T032). Enforces the
+/// resource-key-catalog.md §3 contract for that slice: baseline completeness, no residual
+/// user-facing literals (incl. <c>aria-label</c>/<c>alt</c>/<c>title</c>/<c>placeholder</c> —
+/// FR-001), and no <c>"C"</c> currency format (FR-015 — use <c>MoneyFormatter</c>). The
+/// missing-key warning/fallback path and repo-wide unscoping are covered by
+/// <see cref="Us1LocalizationGuardTests"/> and the still-pending T029/T060.
+/// </summary>
+public class RehearsalsLocalizationGuardTests
+{
+    private static readonly string[] RehearsalsRelativeFiles =
+    [
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor",
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalList.razor.cs",
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor",
+        "src/StageFright.UI/Pages/Rehearsals/RehearsalForm.razor.cs",
+        "src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor",
+        "src/StageFright.UI/Pages/Rehearsals/AttendanceGrid.razor.cs",
+    ];
+
+    private static readonly Dictionary<string, string> AreaResx = new()
+    {
+        ["Rehearsals"] = "src/StageFright.UI/Resources/Strings/RehearsalsResource.resx",
+        ["Shared"] = "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+    };
+
+    [Fact]
+    public void Should_HaveNeutralEntry_When_KeyReferencedInRehearsals()
+    {
+        var missing = new List<string>();
+
+        foreach (var relative in RehearsalsRelativeFiles)
+        {
+            var path = RepoPath(relative);
+            foreach (var usage in LocalizerKeyUsageScanner.ScanFile(path))
+            {
+                var area = usage.Key.Split('_', 2)[0];
+                if (!AreaResx.TryGetValue(area, out var resxRelative))
+                    continue; // not an area-prefixed localization key (defensive)
+
+                var neutral = ResxKeyScanner.ScanFile(RepoPath(resxRelative));
+
+                var present = neutral.ContainsKey(usage.Key)
+                    || (neutral.ContainsKey(usage.Key + "_One") && neutral.ContainsKey(usage.Key + "_Other"));
+
+                if (!present)
+                    missing.Add($"{usage.Key}  ({relative}:{usage.LineNumber})  -> {resxRelative}");
+            }
+        }
+
+        Assert.True(missing.Count == 0,
+            "Rehearsals slice references localization keys with no neutral .resx entry:\n" + string.Join("\n", missing));
+    }
+
+    [Fact]
+    public void Should_HaveNoUserFacingLiteral_When_RehearsalsFileScanned()
+    {
+        var razorText = new Regex(@">\s*([A-Za-z][A-Za-z ,.'!?()\-]{2,})\s*<", RegexOptions.Compiled);
+        var attrLiteral = new Regex(
+            @"\b(aria-label|alt|title|placeholder)\s*=\s*""([^""@]*[A-Za-z]{3,}[^""]*)""",
+            RegexOptions.Compiled);
+        var csPhrase = new Regex(@"""([A-Z][a-z]+(?: [A-Za-z]+)+[.!?]?)""", RegexOptions.Compiled);
+
+        var findings = new List<string>();
+
+        foreach (var relative in RehearsalsRelativeFiles)
+        {
+            var lines = File.ReadAllLines(RepoPath(relative));
+            var isRazor = relative.EndsWith(".razor", StringComparison.Ordinal);
+
+            for (var i = 0; i < lines.Length; i++)
+            {
+                var line = lines[i];
+
+                if (isRazor)
+                {
+                    foreach (Match m in razorText.Matches(line))
+                    {
+                        var text = m.Groups[1].Value.Trim();
+                        if (IsAllowedToken(text)) continue;
+                        findings.Add($"{relative}:{i + 1}  text node \"{text}\"");
+                    }
+
+                    foreach (Match m in attrLiteral.Matches(line))
+                        findings.Add($"{relative}:{i + 1}  {m.Groups[1].Value}=\"{m.Groups[2].Value}\"");
+                }
+                else
+                {
+                    if (line.TrimStart().StartsWith("///", StringComparison.Ordinal)) continue; // doc comment
+                    if (line.Contains("Logger.Log", StringComparison.Ordinal)) continue;         // diagnostic log text may stay English (FR-007)
+                    foreach (Match m in csPhrase.Matches(line))
+                    {
+                        var text = m.Groups[1].Value;
+                        if (IsAllowedToken(text)) continue;
+                        findings.Add($"{relative}:{i + 1}  string literal \"{text}\"");
+                    }
+                }
+            }
+        }
+
+        Assert.True(findings.Count == 0,
+            "Rehearsals slice still contains user-facing string literals (should come from resources):\n"
+            + string.Join("\n", findings));
+    }
+
+    [Fact]
+    public void Should_NotUseCFormat_When_RehearsalsFileScanned()
+    {
+        var cFormat = new Regex(
+            @"ToString\(\s*""C\d?""\s*\)|""\{0:C\d?\}""|FormatString\s*=\s*""\{0:C",
+            RegexOptions.Compiled);
+
+        var findings = new List<string>();
+        foreach (var relative in RehearsalsRelativeFiles)
+        {
+            var lines = File.ReadAllLines(RepoPath(relative));
+            for (var i = 0; i < lines.Length; i++)
+                if (cFormat.IsMatch(lines[i]))
+                    findings.Add($"{relative}:{i + 1}  {lines[i].Trim()}");
+        }
+
+        Assert.True(findings.Count == 0,
+            "Rehearsals slice formats a monetary amount with the culture currency symbol (\"C\"); use MoneyFormatter:\n"
+            + string.Join("\n", findings));
+    }
+
+    private static bool IsAllowedToken(string text) => !text.Any(char.IsLetter);
+
+    private static string RepoPath(string relative) =>
+        Path.Combine(RepoRoot(), relative.Replace('/', Path.DirectorySeparatorChar));
+
+    private static string RepoRoot()
+    {
+        var dir = new DirectoryInfo(AppContext.BaseDirectory);
+        while (dir is not null && !File.Exists(Path.Combine(dir.FullName, "StageFrightCommunity.slnx")))
+            dir = dir.Parent;
+        return dir?.FullName
+            ?? throw new InvalidOperationException("Could not locate StageFrightCommunity.slnx above " + AppContext.BaseDirectory);
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsage.cs b/tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsage.cs
new file mode 100644
index 00000000..ce5517ed
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsage.cs
@@ -0,0 +1,8 @@
+namespace StageFright.Localization.Tests.Scanning;
+
+/// <summary>
+/// One resource-key usage found in source: the key text, the file it was found in, and the
+/// 1-based line number. Produced by <see cref="LocalizerKeyUsageScanner"/> and consumed by the
+/// completeness / residual-literal guard tests (Phase 3+).
+/// </summary>
+public sealed record LocalizerKeyUsage(string Key, string FilePath, int LineNumber);
diff --git a/tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsageScanner.cs b/tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsageScanner.cs
new file mode 100644
index 00000000..c5affc32
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Scanning/LocalizerKeyUsageScanner.cs
@@ -0,0 +1,59 @@
+using System.Text.RegularExpressions;
+
+namespace StageFright.Localization.Tests.Scanning;
+
+/// <summary>
+/// Extracts resource-key usages from .razor / .razor.cs / .cs source text: the
+/// <c>IStringLocalizer</c> indexer (<c>L["Key"]</c>, <c>L["Key", args]</c>),
+/// <c>ILocalizer.Get&lt;T&gt;("Key")</c>, and <c>ILocalizer.Plural&lt;T&gt;("Key", ...)</c>.
+/// Infrastructure only — the guard tests written from Phase 3 onward assert against its output;
+/// this class makes no assertions itself.
+/// </summary>
+public static class LocalizerKeyUsageScanner
+{
+    private static readonly Regex IndexerPattern = new(
+        @"[A-Za-z_][A-Za-z0-9_]*\[\s*""([^""]+)""",
+        RegexOptions.Compiled);
+
+    private static readonly Regex GetOrPluralPattern = new(
+        @"\.(?:Get|Plural)<[^>]+>\(\s*""([^""]+)""",
+        RegexOptions.Compiled);
+
+    public static IReadOnlyList<LocalizerKeyUsage> ScanFile(string filePath)
+    {
+        var usages = new List<LocalizerKeyUsage>();
+        var lines = File.ReadAllLines(filePath);
+
+        for (var i = 0; i < lines.Length; i++)
+        {
+            AddMatches(usages, IndexerPattern, lines[i], filePath, i + 1);
+            AddMatches(usages, GetOrPluralPattern, lines[i], filePath, i + 1);
+        }
+
+        return usages;
+    }
+
+    public static IReadOnlyList<LocalizerKeyUsage> ScanDirectory(string directoryPath, params string[] searchPatterns)
+    {
+        var patterns = searchPatterns.Length > 0 ? searchPatterns : new[] { "*.razor", "*.razor.cs", "*.cs" };
+        var usages = new List<LocalizerKeyUsage>();
+
+        foreach (var pattern in patterns)
+        {
+            foreach (var file in Directory.EnumerateFiles(directoryPath, pattern, SearchOption.AllDirectories))
+            {
+                usages.AddRange(ScanFile(file));
+            }
+        }
+
+        return usages;
+    }
+
+    private static void AddMatches(List<LocalizerKeyUsage> usages, Regex pattern, string line, string filePath, int lineNumber)
+    {
+        foreach (Match match in pattern.Matches(line))
+        {
+            usages.Add(new LocalizerKeyUsage(match.Groups[1].Value, filePath, lineNumber));
+        }
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/Scanning/PlaceholderTokenScanner.cs b/tests/StageFright.Localization.Tests/Scanning/PlaceholderTokenScanner.cs
new file mode 100644
index 00000000..cd1c91bc
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Scanning/PlaceholderTokenScanner.cs
@@ -0,0 +1,16 @@
+using System.Text.RegularExpressions;
+
+namespace StageFright.Localization.Tests.Scanning;
+
+/// <summary>
+/// Extracts named placeholder tokens (e.g. "{OrganisationName}", "{Count}") from a resource
+/// value string. Used by the placeholder-parity guard (Phase 3+) to compare the token set
+/// between a neutral entry and its satellite translation.
+/// </summary>
+public static class PlaceholderTokenScanner
+{
+    private static readonly Regex TokenPattern = new(@"\{([A-Za-z][A-Za-z0-9]*)\}", RegexOptions.Compiled);
+
+    public static IReadOnlySet<string> ScanValue(string value) =>
+        TokenPattern.Matches(value).Select(m => m.Groups[1].Value).ToHashSet(StringComparer.Ordinal);
+}
diff --git a/tests/StageFright.Localization.Tests/Scanning/ResxKeyScanner.cs b/tests/StageFright.Localization.Tests/Scanning/ResxKeyScanner.cs
new file mode 100644
index 00000000..4c72465f
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Scanning/ResxKeyScanner.cs
@@ -0,0 +1,28 @@
+using System.Xml.Linq;
+
+namespace StageFright.Localization.Tests.Scanning;
+
+/// <summary>
+/// Parses a <c>.resx</c> file's <c>&lt;data name="..."&gt;</c> entries into key/value pairs.
+/// Used by the completeness, orphan-key and placeholder-parity guard tests (Phase 3+) to compare
+/// what a neutral or satellite <c>.resx</c> actually defines against what code references.
+/// </summary>
+public static class ResxKeyScanner
+{
+    public static IReadOnlyDictionary<string, string> ScanFile(string resxPath)
+    {
+        var document = XDocument.Load(resxPath);
+        var entries = new Dictionary<string, string>(StringComparer.Ordinal);
+
+        foreach (var data in document.Root!.Elements("data"))
+        {
+            var name = (string?)data.Attribute("name");
+            if (name is null)
+                continue;
+
+            entries[name] = data.Element("value")?.Value ?? string.Empty;
+        }
+
+        return entries;
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/Scanning/UserFacingEnumScanner.cs b/tests/StageFright.Localization.Tests/Scanning/UserFacingEnumScanner.cs
new file mode 100644
index 00000000..ea1e0c02
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Scanning/UserFacingEnumScanner.cs
@@ -0,0 +1,20 @@
+namespace StageFright.Localization.Tests.Scanning;
+
+/// <summary>
+/// Enumerates the members of a user-facing enum type by reflection and builds its expected
+/// resource key. Used by the enum-coverage guard (Phase 3+) to assert EnumsResource has an
+/// Enum_&lt;Type&gt;_&lt;Member&gt; entry for every member of each allow-listed enum
+/// (MemberStatus, FeeType, Theme, etc. — FR-024).
+/// </summary>
+public static class UserFacingEnumScanner
+{
+    public static IReadOnlyList<string> GetMemberNames(Type enumType)
+    {
+        if (!enumType.IsEnum)
+            throw new ArgumentException($"{enumType.Name} is not an enum type.", nameof(enumType));
+
+        return System.Enum.GetNames(enumType);
+    }
+
+    public static string BuildResourceKey(Type enumType, string memberName) => $"Enum_{enumType.Name}_{memberName}";
+}
diff --git a/tests/StageFright.Localization.Tests/StageFright.Localization.Tests.csproj b/tests/StageFright.Localization.Tests/StageFright.Localization.Tests.csproj
new file mode 100644
index 00000000..6c756b62
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/StageFright.Localization.Tests.csproj
@@ -0,0 +1,35 @@
+<Project Sdk="Microsoft.NET.Sdk">
+
+  <PropertyGroup>
+    <TargetFramework>net10.0</TargetFramework>
+    <ImplicitUsings>enable</ImplicitUsings>
+    <Nullable>enable</Nullable>
+    <IsPackable>false</IsPackable>
+    <OutputType>Exe</OutputType>
+  </PropertyGroup>
+
+  <ItemGroup>
+    <PackageReference Include="coverlet.collector">
+      <PrivateAssets>all</PrivateAssets>
+      <IncludeAssets>runtime; build; native; contentfiles; analyzers; buildtransitive</IncludeAssets>
+    </PackageReference>
+    <PackageReference Include="Microsoft.NET.Test.Sdk" />
+    <PackageReference Include="NSubstitute" />
+    <PackageReference Include="xunit.v3" />
+    <PackageReference Include="xunit.runner.visualstudio">
+      <PrivateAssets>all</PrivateAssets>
+      <IncludeAssets>runtime; build; native; contentfiles; analyzers; buildtransitive</IncludeAssets>
+    </PackageReference>
+  </ItemGroup>
+
+  <ItemGroup>
+    <Using Include="Xunit" />
+  </ItemGroup>
+
+  <ItemGroup>
+    <ProjectReference Include="..\..\src\StageFright.Core\StageFright.Core.csproj" />
+    <ProjectReference Include="..\..\src\StageFright.UI\StageFright.UI.csproj" />
+    <ProjectReference Include="..\..\src\StageFright.Reports\StageFright.Reports.csproj" />
+  </ItemGroup>
+
+</Project>
diff --git a/tests/StageFright.Localization.Tests/Us1LocalizationGuardTests.cs b/tests/StageFright.Localization.Tests/Us1LocalizationGuardTests.cs
new file mode 100644
index 00000000..a7325ed8
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Us1LocalizationGuardTests.cs
@@ -0,0 +1,256 @@
+using System.Text.RegularExpressions;
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Localization.Tests.Scanning;
+using StageFright.UI.Resources.Strings;
+
+namespace StageFright.Localization.Tests;
+
+/// <summary>
+/// Localization guard suite scoped to the US1 slice (navigation shell + Members module).
+/// Enforces the resource-key-catalog.md §3 contract for that slice: baseline completeness,
+/// enum-key coverage (MemberStatus + Theme), no residual user-facing literals, no raw enum
+/// rendering, no <c>"C"</c> currency format, and missing-key warning + neutral fallback.
+/// US2 (T029) extends these repo-wide.
+/// </summary>
+public class Us1LocalizationGuardTests
+{
+    // --- Slice definition -----------------------------------------------------
+
+    private static readonly string[] Us1RelativeFiles =
+    [
+        "src/StageFright.UI/Layout/ShellLayout.razor",
+        "src/StageFright.UI/Layout/ShellLayout.razor.cs",
+        "src/StageFright.UI/Layout/ThemeProvider.razor",
+        "src/StageFright.UI/Layout/ThemeProvider.razor.cs",
+        "src/StageFright.UI/Pages/Members/MemberList.razor",
+        "src/StageFright.UI/Pages/Members/MemberList.razor.cs",
+        "src/StageFright.UI/Pages/Members/MemberDetail.razor",
+        "src/StageFright.UI/Pages/Members/MemberDetail.razor.cs",
+        "src/StageFright.UI/Pages/Members/MemberForm.razor",
+        "src/StageFright.UI/Pages/Members/MemberForm.razor.cs",
+        "src/StageFright.UI/Modules/Members/MembersTile.razor",
+        "src/StageFright.UI/Modules/Members/MembersTile.razor.cs",
+        "src/StageFright.UI/Modules/Members/MembersDashboardTileProvider.cs",
+        "src/StageFright.Core/Modules/Members/MemberMenuItemProvider.cs",
+        "src/StageFright.Core/Modules/Members/MemberValidationService.cs",
+    ];
+
+    private static readonly Dictionary<string, string> AreaResx = new()
+    {
+        ["Nav"] = "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx",
+        ["Validation"] = "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+        ["Enum"] = "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx",
+        ["Members"] = "src/StageFright.UI/Resources/Strings/MembersResource.resx",
+        ["Shared"] = "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+    };
+
+    // --- Guards -------------------------------------------------------------------
+
+    [Fact]
+    public void Should_HaveNeutralEntry_When_KeyReferencedInCode()
+    {
+        var missing = new List<string>();
+
+        foreach (var relative in Us1RelativeFiles)
+        {
+            var path = RepoPath(relative);
+            foreach (var usage in LocalizerKeyUsageScanner.ScanFile(path))
+            {
+                var area = usage.Key.Split('_', 2)[0];
+                if (!AreaResx.TryGetValue(area, out var resxRelative))
+                    continue; // not an area-prefixed localization key (defensive)
+
+                var neutral = ResxKeyScanner.ScanFile(RepoPath(resxRelative));
+
+                // A key passed to ILocalizer.Plural<T> resolves to "<key>_One" / "<key>_Other";
+                // accept it when the neutral set carries both plural forms (resource-key-catalog.md §3).
+                var present = neutral.ContainsKey(usage.Key)
+                    || (neutral.ContainsKey(usage.Key + "_One") && neutral.ContainsKey(usage.Key + "_Other"));
+
+                if (!present)
+                    missing.Add($"{usage.Key}  ({relative}:{usage.LineNumber})  -> {resxRelative}");
+            }
+        }
+
+        Assert.True(missing.Count == 0,
+            "US1 code references localization keys with no neutral .resx entry:\n" + string.Join("\n", missing));
+    }
+
+    [Fact]
+    public void Should_HaveEnumKey_When_MemberOfUs1UserFacingEnum()
+    {
+        var enums = ResxKeyScanner.ScanFile(RepoPath(AreaResx["Enum"]));
+        var missing = new List<string>();
+
+        foreach (var enumType in new[] { typeof(MemberStatus), typeof(Theme) })
+        {
+            foreach (var member in UserFacingEnumScanner.GetMemberNames(enumType))
+            {
+                var key = UserFacingEnumScanner.BuildResourceKey(enumType, member);
+                if (!enums.ContainsKey(key))
+                    missing.Add(key);
+            }
+        }
+
+        Assert.True(missing.Count == 0,
+            "EnumsResource.resx is missing keys for US1 user-facing enum members: " + string.Join(", ", missing));
+    }
+
+    [Fact]
+    public void Should_HaveNoUserFacingLiteral_When_Us1FileScanned()
+    {
+        // Text node with 2+ consecutive letters that is NOT a Razor expression / binding.
+        var razorText = new Regex(@">\s*([A-Za-z][A-Za-z ,.'!?()\-]{2,})\s*<", RegexOptions.Compiled);
+        // aria-label / alt / title / placeholder literal (no '@' -> not a bound expression).
+        var attrLiteral = new Regex(
+            @"\b(aria-label|alt|title|placeholder)\s*=\s*""([^""@]*[A-Za-z]{3,}[^""]*)""",
+            RegexOptions.Compiled);
+        // A Capitalised multi-word phrase inside a C# string literal (e.g. "Add Member").
+        var csPhrase = new Regex(@"""([A-Z][a-z]+(?: [A-Za-z]+)+[.!?]?)""", RegexOptions.Compiled);
+
+        var findings = new List<string>();
+
+        foreach (var relative in Us1RelativeFiles)
+        {
+            var lines = File.ReadAllLines(RepoPath(relative));
+            var isRazor = relative.EndsWith(".razor", StringComparison.Ordinal);
+
+            for (var i = 0; i < lines.Length; i++)
+            {
+                var line = lines[i];
+
+                if (isRazor)
+                {
+                    foreach (Match m in razorText.Matches(line))
+                    {
+                        var text = m.Groups[1].Value.Trim();
+                        if (IsAllowedToken(text)) continue;
+                        findings.Add($"{relative}:{i + 1}  text node \"{text}\"");
+                    }
+
+                    foreach (Match m in attrLiteral.Matches(line))
+                        findings.Add($"{relative}:{i + 1}  {m.Groups[1].Value}=\"{m.Groups[2].Value}\"");
+                }
+                else
+                {
+                    if (line.TrimStart().StartsWith("///", StringComparison.Ordinal)) continue; // doc comment
+                    foreach (Match m in csPhrase.Matches(line))
+                    {
+                        var text = m.Groups[1].Value;
+                        if (IsAllowedToken(text)) continue;
+                        findings.Add($"{relative}:{i + 1}  string literal \"{text}\"");
+                    }
+                }
+            }
+        }
+
+        Assert.True(findings.Count == 0,
+            "US1 slice still contains user-facing string literals (should come from resources):\n"
+            + string.Join("\n", findings));
+    }
+
+    [Fact]
+    public void Should_NotRenderRawEnum_When_Us1RazorScanned()
+    {
+        var banned = new[]
+        {
+            "\"Active\" : \"Inactive\"",
+            "\"Inactive\" : \"Active\"",
+            "\"Light\" : \"Dark\"",
+            "\"Dark\" : \"Light\"",
+            "\" (Inactive)\"",
+            ".Status.ToString(",
+            ".Status</",
+            "CurrentTheme.ToString(",
+        };
+
+        var findings = new List<string>();
+        foreach (var relative in Us1RelativeFiles.Where(f => f.EndsWith(".razor", StringComparison.Ordinal)))
+        {
+            var content = File.ReadAllText(RepoPath(relative));
+            foreach (var pattern in banned)
+                if (content.Contains(pattern, StringComparison.Ordinal))
+                    findings.Add($"{relative}  contains raw-enum render `{pattern}`");
+        }
+
+        Assert.True(findings.Count == 0,
+            "US1 razor renders an enum without LocalizeEnum():\n" + string.Join("\n", findings));
+    }
+
+    [Fact]
+    public void Should_NotUseCFormat_When_Us1FileScanned()
+    {
+        var cFormat = new Regex(
+            @"ToString\(\s*""C\d?""\s*\)|""\{0:C\d?\}""|FormatString\s*=\s*""\{0:C",
+            RegexOptions.Compiled);
+
+        var findings = new List<string>();
+        foreach (var relative in Us1RelativeFiles)
+        {
+            var lines = File.ReadAllLines(RepoPath(relative));
+            for (var i = 0; i < lines.Length; i++)
+                if (cFormat.IsMatch(lines[i]))
+                    findings.Add($"{relative}:{i + 1}  {lines[i].Trim()}");
+        }
+
+        Assert.True(findings.Count == 0,
+            "US1 slice formats a monetary amount with the culture currency symbol (\"C\"); use MoneyFormatter:\n"
+            + string.Join("\n", findings));
+    }
+
+    [Fact]
+    public void Should_LogWarningAndFallBack_When_KeyMissingForActiveCulture()
+    {
+        var logger = new CapturingLogger<MissingKeyLoggingLocalizerFactory>();
+        var inner = new ResourceManagerStringLocalizerFactory(
+            Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance);
+        var factory = new MissingKeyLoggingLocalizerFactory(inner, logger);
+
+        var localizer = factory.Create(typeof(MembersResource));
+        var result = localizer["Members_Guard_KeyThatDoesNotExist"];
+
+        Assert.True(result.ResourceNotFound);
+        Assert.Equal("Members_Guard_KeyThatDoesNotExist", result.Value); // neutral fallback = key name, never blank
+        Assert.Contains(logger.Entries,
+            e => e.Level == LogLevel.Warning && e.Message.Contains("Missing localization key", StringComparison.Ordinal));
+    }
+
+    // --- Helpers ---------------------------------------------------------------
+
+    private static bool IsAllowedToken(string text)
+    {
+        // Punctuation-only / glyph runs (em dash, asterisk, etc.).
+        if (!text.Any(char.IsLetter)) return true;
+        return false;
+    }
+
+    private static string RepoPath(string relative) =>
+        Path.Combine(RepoRoot(), relative.Replace('/', Path.DirectorySeparatorChar));
+
+    private static string RepoRoot()
+    {
+        var dir = new DirectoryInfo(AppContext.BaseDirectory);
+        while (dir is not null && !File.Exists(Path.Combine(dir.FullName, "StageFrightCommunity.slnx")))
+            dir = dir.Parent;
+        return dir?.FullName
+            ?? throw new InvalidOperationException("Could not locate StageFrightCommunity.slnx above " + AppContext.BaseDirectory);
+    }
+
+    private sealed class CapturingLogger<T> : ILogger<T>
+    {
+        public readonly List<(LogLevel Level, string Message)> Entries = [];
+
+        public IDisposable? BeginScope<TState>(TState state) where TState : notnull => null;
+
+        public bool IsEnabled(LogLevel logLevel) => true;
+
+        public void Log<TState>(LogLevel logLevel, EventId eventId, TState state, Exception? exception,
+            Func<TState, Exception?, string> formatter)
+            => Entries.Add((logLevel, formatter(state, exception)));
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/Us2ExceptionMessageGuardTests.cs b/tests/StageFright.Localization.Tests/Us2ExceptionMessageGuardTests.cs
new file mode 100644
index 00000000..a32f4a7a
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Us2ExceptionMessageGuardTests.cs
@@ -0,0 +1,105 @@
+using System.Text.RegularExpressions;
+using StageFright.Localization.Tests.Scanning;
+
+namespace StageFright.Localization.Tests;
+
+/// <summary>
+/// Localization guard for the user-facing exception <c>Message</c> text of the US2 (T041)
+/// application-service slice — the non-Finance services (Agm, Events, committee office-holder
+/// titles, Rehearsals attendance, Settings, Setup, Backup) plus every Finance service
+/// (Account, BankReconciliation, ExpensePayment, Payment, Fee, GeneralJournal, IncomeEntry,
+/// BankDeposit, OpeningBalance). Enforces the resource-key-catalog.md §3 contract for that
+/// slice: every <c>ValidationResource</c> key referenced has a neutral (en-AU) entry, and no
+/// bare English literal remains as the message argument of a user-facing exception. The
+/// repo-wide residual-literal / enum / placeholder guards stay with T029.
+/// </summary>
+public class Us2ExceptionMessageGuardTests
+{
+    private static readonly string[] Us2ServiceFiles =
+    [
+        "src/StageFright.Core/Modules/Agm/AgmService.cs",
+        "src/StageFright.Core/Modules/Events/EventService.cs",
+        "src/StageFright.Core/Modules/Events/EventTypeService.cs",
+        "src/StageFright.Core/Modules/Members/CommitteeOfficeHolderTypeService.cs",
+        "src/StageFright.Core/Modules/Rehearsals/AttendanceService.cs",
+        "src/StageFright.Core/Modules/Settings/SettingsService.cs",
+        "src/StageFright.Core/Modules/Settings/SetupService.cs",
+        "src/StageFright.Core/Modules/Settings/BackupService.cs",
+        "src/StageFright.Core/Modules/Finance/AccountService.cs",
+        "src/StageFright.Core/Modules/Finance/BankReconciliationService.cs",
+        "src/StageFright.Core/Modules/Finance/ExpensePaymentService.cs",
+        "src/StageFright.Core/Modules/Finance/PaymentService.cs",
+        "src/StageFright.Core/Modules/Finance/FeeService.cs",
+        "src/StageFright.Core/Modules/Finance/GeneralJournalService.cs",
+        "src/StageFright.Core/Modules/Finance/IncomeEntryService.cs",
+        "src/StageFright.Core/Modules/Finance/BankDepositService.cs",
+        "src/StageFright.Core/Modules/Finance/OpeningBalanceService.cs",
+    ];
+
+    private const string ValidationResx =
+        "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx";
+
+    /// <summary>
+    /// A string literal as the first argument of a user-facing exception constructor — i.e.
+    /// a hardcoded message that has not been routed through <c>_localizer.Get&lt;ValidationResource&gt;</c>.
+    /// </summary>
+    private static readonly Regex LiteralExceptionMessage = new(
+        @"throw new (?:Validation|DataIntegrity|Reconciliation|Import)Exception\(\s*(""(?:[^""\\]|\\.)*"")",
+        RegexOptions.Compiled | RegexOptions.Singleline);
+
+    [Fact]
+    public void Should_HaveNeutralEntry_When_ValidationKeyReferencedInUs2Service()
+    {
+        var neutral = ResxKeyScanner.ScanFile(RepoPath(ValidationResx));
+        var missing = new List<string>();
+
+        foreach (var relative in Us2ServiceFiles)
+        {
+            foreach (var usage in LocalizerKeyUsageScanner.ScanFile(RepoPath(relative)))
+            {
+                if (!usage.Key.StartsWith("Validation_", StringComparison.Ordinal))
+                    continue;
+
+                if (!neutral.ContainsKey(usage.Key))
+                    missing.Add($"{usage.Key}  ({relative}:{usage.LineNumber})");
+            }
+        }
+
+        Assert.True(missing.Count == 0,
+            "Non-Finance service references a ValidationResource key with no neutral .resx entry:\n"
+            + string.Join("\n", missing));
+    }
+
+    [Fact]
+    public void Should_HaveNoUserFacingLiteral_When_Us2ServiceExceptionScanned()
+    {
+        var findings = new List<string>();
+
+        foreach (var relative in Us2ServiceFiles)
+        {
+            var text = File.ReadAllText(RepoPath(relative));
+            foreach (Match m in LiteralExceptionMessage.Matches(text))
+            {
+                var literal = m.Groups[1].Value;
+                if (literal.Any(char.IsLetter))
+                    findings.Add($"{relative}  {literal}");
+            }
+        }
+
+        Assert.True(findings.Count == 0,
+            "Non-Finance service still throws a user-facing exception with a hardcoded message "
+            + "(route it through _localizer.Get<ValidationResource>):\n" + string.Join("\n", findings));
+    }
+
+    private static string RepoPath(string relative) =>
+        Path.Combine(RepoRoot(), relative.Replace('/', Path.DirectorySeparatorChar));
+
+    private static string RepoRoot()
+    {
+        var dir = new DirectoryInfo(AppContext.BaseDirectory);
+        while (dir is not null && !File.Exists(Path.Combine(dir.FullName, "StageFrightCommunity.slnx")))
+            dir = dir.Parent;
+        return dir?.FullName
+            ?? throw new InvalidOperationException("Could not locate StageFrightCommunity.slnx above " + AppContext.BaseDirectory);
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs b/tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs
new file mode 100644
index 00000000..6b1bc724
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Us2LocalizationGuardTests.cs
@@ -0,0 +1,456 @@
+using System.Text.RegularExpressions;
+using StageFright.Core.Enums;
+using StageFright.Localization.Tests.Scanning;
+
+namespace StageFright.Localization.Tests;
+
+/// <summary>
+/// Repo-wide localization guard for US2 (T029). Where <see cref="Us1LocalizationGuardTests"/>
+/// and the per-module interim guards each cover one slice, this suite enforces the
+/// resource-key-catalog.md §3 contract across the whole application surface converted by US1 +
+/// US2 — every screen, tile, menu, report provider/renderer and shared component:
+/// <list type="bullet">
+///   <item>baseline completeness — every referenced localization key has a neutral (en-AU) entry (SC-008);</item>
+///   <item>enum coverage — <c>EnumsResource</c> has an <c>Enum_&lt;Type&gt;_&lt;Member&gt;</c> entry for every member of each user-facing enum, and no screen renders one raw (FR-024);</item>
+///   <item>no orphan satellite keys — every key in a shipped <c>.&lt;culture&gt;.resx</c> also exists in its neutral file;</item>
+///   <item>placeholder parity — a plural <c>_One</c>/<c>_Other</c> pair uses the same named tokens, and every plural half has its partner (FR-010);</item>
+///   <item>no <c>"C"</c> currency format at any display site repo-wide — use <c>MoneyFormatter</c> (FR-015).</item>
+/// </list>
+/// T060 (Polish) removed the per-phase scoping: <see cref="Should_HaveNoUserFacingLiteral_When_AppSurfaceScanned"/>
+/// now scans the whole <c>StageFright.UI</c> surface plus every user-facing exception <c>Message</c>
+/// literal in <c>StageFright.Core</c>, so a literal reintroduced in any converted file — in any
+/// module — fails the run (SC-001). The one deliberate, permanent carve-out is DataAnnotations
+/// <c>ErrorMessage</c> / <c>ValidationResult</c> attribute arguments (compile-time constants — a
+/// runtime <c>IStringLocalizer</c> lookup is impossible there and the strongly-typed designer was
+/// rejected in research Decision 1); see <c>docs/localization/adding-a-language.md</c>.
+/// </summary>
+public class Us2LocalizationGuardTests
+{
+    // --- Surface definition -------------------------------------------------------
+
+    /// <summary>Directories whose .razor / .razor.cs / .cs are user-facing UI converted by US1 + US2.</summary>
+    private static readonly string[] Us2ScanDirectories =
+    [
+        "src/StageFright.UI/Layout",
+        "src/StageFright.UI/Pages",
+        "src/StageFright.UI/Modules",
+        "src/StageFright.UI/Shared",
+        "src/StageFright.Reports/Providers",
+        "src/StageFright.Reports/Rendering",
+    ];
+
+    /// <summary>
+    /// The whole <c>StageFright.UI</c> surface — every <c>.razor</c> / <c>.razor.cs</c> in the
+    /// project, not a per-phase file list (T060). Report providers/renderers are still guarded
+    /// separately by <c>StageFright.Reports.Tests/ReportsResourceLabelTests</c> (T030): what
+    /// survives as literals there is exclusively culture-invariant filter option-value tokens
+    /// (T039 — the localised label lives in the parallel <c>OptionLabels</c>), which the
+    /// UI-literal heuristics here would mis-flag.
+    /// </summary>
+    private static readonly string[] ResidualLiteralDirectories =
+    [
+        "src/StageFright.UI",
+    ];
+
+    /// <summary>
+    /// Every <c>StageFright.Core</c> area whose <c>.cs</c> can throw a user-facing exception
+    /// (T060 — folds the interim <c>Us2ExceptionMessageGuardTests</c> file list into the
+    /// repo-wide sweep). A bare English literal as the message argument of a
+    /// <c>Validation</c>/<c>DataIntegrity</c>/<c>Reconciliation</c>/<c>Import</c> exception is a
+    /// residual user-facing literal — it must come from <c>ValidationResource</c> (FR-007).
+    /// </summary>
+    private static readonly string[] UserFacingMessageDirectories =
+    [
+        "src/StageFright.Core/Modules",
+        "src/StageFright.Core/Exceptions",
+    ];
+
+    /// <summary>
+    /// A string literal carrying letters as the first argument of a user-facing exception
+    /// constructor — a message that was not routed through <c>_localizer.Get&lt;ValidationResource&gt;</c>.
+    /// </summary>
+    private static readonly Regex LiteralExceptionMessage = new(
+        @"throw new (?:Validation|DataIntegrity|Reconciliation|Import)Exception\(\s*""(?:[^""\\]|\\.)*[A-Za-z](?:[^""\\]|\\.)*""",
+        RegexOptions.Compiled | RegexOptions.Singleline);
+
+    /// <summary>The area key-prefix → owning neutral .resx map (resource-key-catalog.md §1).</summary>
+    private static readonly Dictionary<string, string> AreaResx = new(StringComparer.Ordinal)
+    {
+        ["Nav"] = "src/StageFright.Core/Modules/Localization/Resources/NavigationResource.resx",
+        ["Validation"] = "src/StageFright.Core/Modules/Localization/Resources/ValidationResource.resx",
+        ["Enum"] = "src/StageFright.Core/Modules/Localization/Resources/EnumsResource.resx",
+        ["Reports"] = "src/StageFright.Reports/Resources/ReportsResource.resx",
+        ["Shared"] = "src/StageFright.UI/Resources/Strings/SharedResource.resx",
+        ["Dashboard"] = "src/StageFright.UI/Resources/Strings/DashboardResource.resx",
+        ["Members"] = "src/StageFright.UI/Resources/Strings/MembersResource.resx",
+        ["Rehearsals"] = "src/StageFright.UI/Resources/Strings/RehearsalsResource.resx",
+        ["Events"] = "src/StageFright.UI/Resources/Strings/EventsResource.resx",
+        ["Finance"] = "src/StageFright.UI/Resources/Strings/FinanceResource.resx",
+        ["Settings"] = "src/StageFright.UI/Resources/Strings/SettingsResource.resx",
+        ["Setup"] = "src/StageFright.UI/Resources/Strings/SetupResource.resx",
+    };
+
+    /// <summary>Every enum whose values are shown to a user and must resolve via <c>EnumsResource</c> (FR-024).</summary>
+    private static readonly Type[] UserFacingEnums =
+    [
+        typeof(MemberStatus), typeof(Theme), typeof(FeeType), typeof(PaymentMethod),
+        typeof(PaymentType), typeof(AccountType), typeof(TaxCode), typeof(TaxEntryMode),
+        typeof(ReconciliationStatus), typeof(JournalEntryType),
+    ];
+
+    // --- Baseline completeness --------------------------------------------------------
+
+    [Fact]
+    public void Should_HaveNeutralEntry_When_KeyReferencedAnywhereInApp()
+    {
+        var resxCache = new Dictionary<string, IReadOnlyDictionary<string, string>>(StringComparer.Ordinal);
+        var missing = new List<string>();
+
+        foreach (var file in EnumerateSourceFiles(Us2ScanDirectories))
+        {
+            foreach (var usage in LocalizerKeyUsageScanner.ScanFile(file))
+            {
+                var area = usage.Key.Split('_', 2)[0];
+                if (!AreaResx.TryGetValue(area, out var resxRelative))
+                    continue; // not an area-prefixed localization key (defensive)
+
+                if (!resxCache.TryGetValue(resxRelative, out var neutral))
+                {
+                    neutral = ResxKeyScanner.ScanFile(RepoPath(resxRelative));
+                    resxCache[resxRelative] = neutral;
+                }
+
+                var present = neutral.ContainsKey(usage.Key)
+                    || (neutral.ContainsKey(usage.Key + "_One") && neutral.ContainsKey(usage.Key + "_Other"));
+
+                if (!present)
+                    missing.Add($"{Rel(file)}:{usage.LineNumber}  {usage.Key}  -> {resxRelative}");
+            }
+        }
+
+        Assert.True(missing.Count == 0,
+            "Code references localization keys with no neutral .resx entry:\n" + string.Join("\n", missing));
+    }
+
+    // --- Enum coverage ------------------------------------------------------------
+
+    [Fact]
+    public void Should_HaveEnumKey_When_MemberOfUserFacingEnum()
+    {
+        var enums = ResxKeyScanner.ScanFile(RepoPath(AreaResx["Enum"]));
+        var missing = new List<string>();
+
+        foreach (var enumType in UserFacingEnums)
+            foreach (var member in UserFacingEnumScanner.GetMemberNames(enumType))
+            {
+                var key = UserFacingEnumScanner.BuildResourceKey(enumType, member);
+                if (!enums.ContainsKey(key))
+                    missing.Add(key);
+            }
+
+        Assert.True(missing.Count == 0,
+            "EnumsResource.resx is missing Enum_<Type>_<Member> keys for user-facing enum members: "
+            + string.Join(", ", missing));
+    }
+
+    [Fact]
+    public void Should_NotRenderRawEnum_When_AppSourceScanned()
+    {
+        // A user-facing enum reached by a common accessor and rendered with ToString(), or a
+        // hand-rolled Active/Inactive-style ternary — both bypass LocalizeEnum()/ILocalizer.Enum.
+        var rawToString = new Regex(
+            @"\.(Status|FeeType|PaymentMethod|PaymentType|AccountType|TaxCode|ReconciliationStatus|JournalEntryType|CurrentTheme|Theme)\s*\.ToString\(",
+            RegexOptions.Compiled);
+        var enumTernary = new Regex(
+            @"\?\s*""(Active|Inactive|Light|Dark|Draft|Finalised)""\s*:\s*""(Active|Inactive|Light|Dark|Draft|Finalised)""",
+            RegexOptions.Compiled);
+
+        var findings = new List<string>();
+
+        foreach (var file in EnumerateSourceFiles(Us2ScanDirectories))
+        {
+            var lines = File.ReadAllLines(file);
+            for (var i = 0; i < lines.Length; i++)
+            {
+                var line = lines[i];
+                if (line.TrimStart().StartsWith("///", StringComparison.Ordinal)) continue;
+
+                // A ternary that feeds a `value="..."` binding emits a culture-invariant
+                // <option>/<select> value token, not display text — the same rule that keeps
+                // report-filter option values invariant while only the label localises.
+                var isOptionValueToken = line.Contains("value=\"@(", StringComparison.Ordinal)
+                    || line.Contains("value=@(", StringComparison.Ordinal);
+
+                if (rawToString.IsMatch(line) || (!isOptionValueToken && enumTernary.IsMatch(line)))
+                    findings.Add($"{Rel(file)}:{i + 1}  {line.Trim()}");
+            }
+        }
+
+        Assert.True(findings.Count == 0,
+            "A user-facing enum is rendered without LocalizeEnum()/ILocalizer.Enum:\n" + string.Join("\n", findings));
+    }
+
+    // --- Residual literals ------------------------------------------------------------
+
+    [Fact]
+    public void Should_HaveNoUserFacingLiteral_When_AppSurfaceScanned()
+    {
+        // Same heuristics the per-module interim guards were converted against, applied to the
+        // whole US1 + US2 surface: a text node with 2+ letters that is not a Razor expression;
+        // an aria-label / alt / title / placeholder literal; a Capitalised multi-word C# string.
+        var razorText = new Regex(@">\s*([A-Za-z][A-Za-z ,.'!?()\-]{2,})\s*<", RegexOptions.Compiled);
+        var attrLiteral = new Regex(
+            @"\b(aria-label|alt|title|placeholder)\s*=\s*""([^""@]*[A-Za-z]{3,}[^""]*)""",
+            RegexOptions.Compiled);
+        var csPhrase = new Regex(@"""([A-Z][a-z]+(?: [A-Za-z]+)+[.!?]?)""", RegexOptions.Compiled);
+
+        var findings = new List<string>();
+
+        foreach (var file in EnumerateSourceFiles(ResidualLiteralDirectories))
+        {
+            var isRazor = file.EndsWith(".razor", StringComparison.Ordinal);
+            var lines = File.ReadAllLines(file);
+
+            for (var i = 0; i < lines.Length; i++)
+            {
+                var line = lines[i];
+
+                if (isRazor)
+                {
+                    foreach (Match m in razorText.Matches(line))
+                    {
+                        var text = m.Groups[1].Value.Trim();
+                        if (IsAllowedToken(text)) continue;
+                        findings.Add($"{Rel(file)}:{i + 1}  text node \"{text}\"");
+                    }
+
+                    foreach (Match m in attrLiteral.Matches(line))
+                        findings.Add($"{Rel(file)}:{i + 1}  {m.Groups[1].Value}=\"{m.Groups[2].Value}\"");
+                }
+                else
+                {
+                    var trimmed = line.TrimStart();
+                    if (trimmed.StartsWith("///", StringComparison.Ordinal)) continue;     // doc comment
+                    if (trimmed.StartsWith("//", StringComparison.Ordinal)) continue;      // line comment
+                    if (line.Contains("Logger.Log", StringComparison.Ordinal)) continue;   // diagnostic log text (FR-007)
+                    if (line.Contains("nameof(", StringComparison.Ordinal)) continue;      // symbol name, not display text
+                    if (line.Contains("ErrorMessage", StringComparison.Ordinal)) continue; // DataAnnotations attr arg — compile-time constant; runtime IStringLocalizer lookup impossible here (research Decision 1). Permanent documented carve-out — docs/localization/adding-a-language.md.
+                    // IValidatableObject ctor message (may sit on the line after `new ValidationResult(`) — same category.
+                    if (line.Contains("new ValidationResult(", StringComparison.Ordinal)
+                        || (i > 0 && lines[i - 1].TrimEnd().EndsWith("new ValidationResult(", StringComparison.Ordinal))) continue;
+
+                    foreach (Match m in csPhrase.Matches(line))
+                    {
+                        var text = m.Groups[1].Value;
+                        if (IsAllowedToken(text)) continue;
+                        findings.Add($"{Rel(file)}:{i + 1}  string literal \"{text}\"");
+                    }
+                }
+            }
+        }
+
+        // User-facing exception Message text, repo-wide (T060 — was Us2ExceptionMessageGuardTests' fixed file list).
+        foreach (var file in EnumerateSourceFiles(UserFacingMessageDirectories))
+        {
+            var text = File.ReadAllText(file);
+            foreach (Match m in LiteralExceptionMessage.Matches(text))
+                findings.Add($"{Rel(file)}  user-facing exception message literal: {m.Value.Trim()}");
+        }
+
+        Assert.True(findings.Count == 0,
+            "The app surface still contains user-facing string literals (should come from resources):\n"
+            + string.Join("\n", findings));
+    }
+
+    // --- Satellite integrity ----------------------------------------------------------
+
+    [Fact]
+    public void Should_HaveNoOrphanKey_When_SatelliteResxScanned()
+    {
+        var orphans = new List<string>();
+
+        foreach (var (neutralPath, satellitePath) in EnumerateSatellitePairs())
+        {
+            var neutral = ResxKeyScanner.ScanFile(neutralPath);
+            var satellite = ResxKeyScanner.ScanFile(satellitePath);
+
+            foreach (var key in satellite.Keys)
+                if (!neutral.ContainsKey(key))
+                    orphans.Add($"{Rel(satellitePath)}  {key}  (no neutral entry in {Rel(neutralPath)})");
+        }
+
+        Assert.True(orphans.Count == 0,
+            "A satellite .resx defines a key its neutral file does not:\n" + string.Join("\n", orphans));
+    }
+
+    // --- Placeholder / plural parity ------------------------------------------------
+
+    [Fact]
+    public void Should_PairAndAgree_When_PluralKeyDefined()
+    {
+        var problems = new List<string>();
+
+        foreach (var resx in EnumerateNeutralResx())
+        {
+            var entries = ResxKeyScanner.ScanFile(resx);
+
+            foreach (var key in entries.Keys)
+            {
+                // Enum members literally named "Other" (FeeType.Other, …) are not plural halves.
+                if (key.StartsWith("Enum_", StringComparison.Ordinal)) continue;
+
+                if (key.EndsWith("_One", StringComparison.Ordinal))
+                {
+                    var other = key[..^4] + "_Other";
+                    if (!entries.ContainsKey(other))
+                        problems.Add($"{Rel(resx)}  {key} has no matching {other}");
+                    else
+                        AssertTokensAgree(resx, key, entries[key], other, entries[other], problems);
+                }
+                else if (key.EndsWith("_Other", StringComparison.Ordinal))
+                {
+                    var one = key[..^6] + "_One";
+                    if (!entries.ContainsKey(one))
+                        problems.Add($"{Rel(resx)}  {key} has no matching {one}");
+                }
+            }
+        }
+
+        Assert.True(problems.Count == 0,
+            "Plural key pairing/placeholder parity violations:\n" + string.Join("\n", problems));
+    }
+
+    [Fact]
+    public void Should_AgreeOnTokens_When_SatelliteTranslatesKey()
+    {
+        var problems = new List<string>();
+
+        foreach (var (neutralPath, satellitePath) in EnumerateSatellitePairs())
+        {
+            var neutral = ResxKeyScanner.ScanFile(neutralPath);
+            var satellite = ResxKeyScanner.ScanFile(satellitePath);
+
+            foreach (var (key, translated) in satellite)
+            {
+                if (!neutral.TryGetValue(key, out var baseline)) continue; // orphan — reported elsewhere
+                AssertTokensAgree(satellitePath, key, translated, key, baseline, problems, neutralPath);
+            }
+        }
+
+        Assert.True(problems.Count == 0,
+            "A satellite translation changed a key's named-placeholder set:\n" + string.Join("\n", problems));
+    }
+
+    // --- Currency formatting ------------------------------------------------------
+
+    [Fact]
+    public void Should_NotUseCFormat_When_AnyDisplaySiteScanned()
+    {
+        var cFormat = new Regex(
+            @"ToString\(\s*""C\d?""\s*[,)]|""\{0:C\d?\}""|FormatString\s*=\s*""\{0:C",
+            RegexOptions.Compiled);
+
+        var findings = new List<string>();
+
+        foreach (var file in EnumerateSourceFiles(["src"]))
+        {
+            var name = Path.GetFileName(file);
+            if (name is "MoneyFormatter.cs") continue; // the sanctioned one "C" implementation
+
+            var lines = File.ReadAllLines(file);
+            for (var i = 0; i < lines.Length; i++)
+            {
+                var line = lines[i];
+                if (!cFormat.IsMatch(line)) continue;
+                if (line.Contains("newValue:", StringComparison.Ordinal)) continue;      // audit-trail record text (FR-007 exempt)
+                if (line.Contains("Logger.Log", StringComparison.Ordinal)) continue;      // diagnostic log text (FR-007 exempt)
+                if (line.Contains(".Log(", StringComparison.Ordinal)) continue;
+                findings.Add($"{Rel(file)}:{i + 1}  {line.Trim()}");
+            }
+        }
+
+        Assert.True(findings.Count == 0,
+            "A monetary amount is formatted with the culture currency symbol (\"C\"); use MoneyFormatter:\n"
+            + string.Join("\n", findings));
+    }
+
+    // --- Helpers ----------------------------------------------------------------------
+
+    /// <summary>Punctuation/glyph-only runs, and Razor control words that are not display copy.</summary>
+    private static bool IsAllowedToken(string text)
+    {
+        if (!text.Any(char.IsLetter)) return true;
+        return text is "else" or "true" or "false";
+    }
+
+    private static void AssertTokensAgree(
+        string filePath, string keyA, string valueA, string keyB, string valueB,
+        List<string> problems, string? fileB = null)
+    {
+        var a = PlaceholderTokenScanner.ScanValue(valueA).Where(t => t != "Count").ToHashSet(StringComparer.Ordinal);
+        var b = PlaceholderTokenScanner.ScanValue(valueB).Where(t => t != "Count").ToHashSet(StringComparer.Ordinal);
+        if (!a.SetEquals(b))
+            problems.Add(
+                $"{Rel(filePath)}  {keyA} {{{string.Join(",", a.OrderBy(x => x))}}} != "
+                + $"{(fileB is null ? "" : Rel(fileB) + " ")}{keyB} {{{string.Join(",", b.OrderBy(x => x))}}}");
+    }
+
+    private static IEnumerable<string> EnumerateSourceFiles(IEnumerable<string> relativeDirs)
+    {
+        foreach (var relative in relativeDirs)
+        {
+            var dir = RepoPath(relative);
+            if (!Directory.Exists(dir)) continue;
+            foreach (var file in Directory.EnumerateFiles(dir, "*.*", SearchOption.AllDirectories))
+            {
+                if (file.Contains($"{Path.DirectorySeparatorChar}bin{Path.DirectorySeparatorChar}", StringComparison.Ordinal)
+                    || file.Contains($"{Path.DirectorySeparatorChar}obj{Path.DirectorySeparatorChar}", StringComparison.Ordinal))
+                    continue;
+                if (file.EndsWith(".razor", StringComparison.Ordinal)
+                    || file.EndsWith(".cs", StringComparison.Ordinal))
+                    yield return file;
+            }
+        }
+    }
+
+    private static IEnumerable<string> EnumerateNeutralResx()
+    {
+        foreach (var relative in AreaResx.Values.Distinct())
+            yield return RepoPath(relative);
+    }
+
+    private static IEnumerable<(string Neutral, string Satellite)> EnumerateSatellitePairs()
+    {
+        var satelliteName = new Regex(@"^(?<stem>[A-Za-z]+Resource)\.(?<culture>[a-z]{2}(-[A-Za-z]+)+|qps-[a-z]+)\.resx$", RegexOptions.Compiled);
+        var src = RepoPath("src");
+
+        foreach (var file in Directory.EnumerateFiles(src, "*.resx", SearchOption.AllDirectories))
+        {
+            if (file.Contains($"{Path.DirectorySeparatorChar}bin{Path.DirectorySeparatorChar}", StringComparison.Ordinal)
+                || file.Contains($"{Path.DirectorySeparatorChar}obj{Path.DirectorySeparatorChar}", StringComparison.Ordinal))
+                continue;
+
+            var m = satelliteName.Match(Path.GetFileName(file));
+            if (!m.Success) continue;
+
+            var neutral = Path.Combine(Path.GetDirectoryName(file)!, m.Groups["stem"].Value + ".resx");
+            if (File.Exists(neutral))
+                yield return (neutral, file);
+        }
+    }
+
+    private static string Rel(string absolute) =>
+        Path.GetRelativePath(RepoRoot(), absolute).Replace(Path.DirectorySeparatorChar, '/');
+
+    private static string RepoPath(string relative) =>
+        Path.Combine(RepoRoot(), relative.Replace('/', Path.DirectorySeparatorChar));
+
+    private static string RepoRoot()
+    {
+        var dir = new DirectoryInfo(AppContext.BaseDirectory);
+        while (dir is not null && !File.Exists(Path.Combine(dir.FullName, "StageFrightCommunity.slnx")))
+            dir = dir.Parent;
+        return dir?.FullName
+            ?? throw new InvalidOperationException("Could not locate StageFrightCommunity.slnx above " + AppContext.BaseDirectory);
+    }
+}
diff --git a/tests/StageFright.Localization.Tests/Us3PseudoLocaleGuardTests.cs b/tests/StageFright.Localization.Tests/Us3PseudoLocaleGuardTests.cs
new file mode 100644
index 00000000..f10e0567
--- /dev/null
+++ b/tests/StageFright.Localization.Tests/Us3PseudoLocaleGuardTests.cs
@@ -0,0 +1,109 @@
+using System.Globalization;
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization;
+using StageFright.UI.Resources.Strings;
+
+namespace StageFright.Localization.Tests;
+
+/// <summary>
+/// US3 (T047) — proves the <c>qps-ploc</c> pseudo-locale added as a drop-in resource set
+/// (Decision 9): the runtime catalog never lists it (SC-003); selecting it re-presents the app
+/// (a key present in the pseudo set resolves to its bracketed pseudo value); and a key
+/// deliberately omitted from the pseudo set falls back key-by-key to the Australian English
+/// value — never a blank, never the raw key (FR-008 / SC-004). A key absent from every set
+/// still logs the missing-key Warning (FR-009).
+/// </summary>
+public sealed class Us3PseudoLocaleGuardTests
+{
+    private const string PseudoCulture = "qps-ploc";
+
+    // Present in SharedResource.resx and pseudo-localised in SharedResource.qps-ploc.resx.
+    private const string TranslatedKey = "Shared_Action_Save";
+
+    // Present in SharedResource.resx, DELIBERATELY omitted from SharedResource.qps-ploc.resx
+    // (scripts/generate-pseudo-locale.py OMIT list) so per-key fallback is exercised.
+    private const string OmittedKey = "Shared_Action_Cancel";
+
+    [Fact]
+    public void Should_NeverListPseudoLocale_When_CatalogBuiltAtRuntime()
+    {
+        var catalog = new SupportedLanguagesCatalog();
+
+        Assert.DoesNotContain(catalog.All, l => l.CultureCode.StartsWith("qps", StringComparison.OrdinalIgnoreCase));
+        Assert.Null(catalog.Find(PseudoCulture));
+    }
+
+    [Fact]
+    public void Should_RePresentTheApp_When_PseudoLocaleIsActive()
+    {
+        var value = WithCulture(PseudoCulture, () => NeutralFactory().Create(typeof(SharedResource))[TranslatedKey]);
+
+        Assert.False(value.ResourceNotFound);
+        Assert.NotEqual(TranslatedKey, value.Value);           // not the raw key
+        Assert.Contains("⟦", value.Value, StringComparison.Ordinal); // the pseudo-localised form
+    }
+
+    [Fact]
+    public void Should_FallBackToAustralianEnglish_When_KeyOmittedFromThePseudoSet()
+    {
+        var neutral = NeutralFactory().Create(typeof(SharedResource))[OmittedKey].Value;
+        var underPseudo = WithCulture(PseudoCulture, () => NeutralFactory().Create(typeof(SharedResource))[OmittedKey]);
+
+        Assert.False(string.IsNullOrEmpty(underPseudo.Value));
+        Assert.NotEqual(OmittedKey, underPseudo.Value);        // never the raw key
+        Assert.Equal(neutral, underPseudo.Value);              // exactly the en-AU value
+        Assert.DoesNotContain("⟦", underPseudo.Value, StringComparison.Ordinal);
+    }
+
+    [Fact]
+    public void Should_LogWarningAndFallBack_When_KeyAbsentFromEverySetUnderThePseudoLocale()
+    {
+        var logger = new CapturingLogger<MissingKeyLoggingLocalizerFactory>();
+        var factory = new MissingKeyLoggingLocalizerFactory(
+            new ResourceManagerStringLocalizerFactory(Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance),
+            logger);
+
+        var result = WithCulture(PseudoCulture, () => factory.Create(typeof(SharedResource))["Shared_Guard_KeyThatDoesNotExistAnywhere"]);
+
+        Assert.True(result.ResourceNotFound);
+        Assert.Equal("Shared_Guard_KeyThatDoesNotExistAnywhere", result.Value); // neutral fallback = key name, never blank
+        Assert.Contains(logger.Entries,
+            e => e.Level == LogLevel.Warning && e.Message.Contains("Missing localization key", StringComparison.Ordinal));
+    }
+
+    // --- helpers ----------------------------------------------------------------------
+
+    private static IStringLocalizerFactory NeutralFactory() =>
+        new ResourceManagerStringLocalizerFactory(Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance);
+
+    private static T WithCulture<T>(string cultureName, Func<T> action)
+    {
+        var previous = CultureInfo.CurrentUICulture;
+        try
+        {
+            CultureInfo.CurrentUICulture = CultureInfo.GetCultureInfo(cultureName);
+            return action();
+        }
+        finally
+        {
+            CultureInfo.CurrentUICulture = previous;
+        }
+    }
+
+    private sealed class CapturingLogger<T> : ILogger<T>
+    {
+        public readonly List<(LogLevel Level, string Message)> Entries = [];
+
+        public IDisposable? BeginScope<TState>(TState state) where TState : notnull => null;
+
+        public bool IsEnabled(LogLevel logLevel) => true;
+
+        public void Log<TState>(LogLevel logLevel, EventId eventId, TState state, Exception? exception,
+            Func<TState, Exception?, string> formatter)
+            => Entries.Add((logLevel, formatter(state, exception)));
+    }
+}
diff --git a/tests/StageFright.Reports.Tests/AccountRegisterReportProviderTests.cs b/tests/StageFright.Reports.Tests/AccountRegisterReportProviderTests.cs
index 9165f639..92217a94 100644
--- a/tests/StageFright.Reports.Tests/AccountRegisterReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/AccountRegisterReportProviderTests.cs
@@ -22,7 +22,7 @@ public class AccountRegisterReportProviderTests
 
     public AccountRegisterReportProviderTests()
     {
-        _sut = new AccountRegisterReportProvider(_gl, _accounts);
+        _sut = new AccountRegisterReportProvider(_gl, _accounts, RealLocalizer.Instance);
     }
 
     [Fact]
diff --git a/tests/StageFright.Reports.Tests/AgmAttendanceSheetPdfRendererTests.cs b/tests/StageFright.Reports.Tests/AgmAttendanceSheetPdfRendererTests.cs
index 22eb34bc..9c01f446 100644
--- a/tests/StageFright.Reports.Tests/AgmAttendanceSheetPdfRendererTests.cs
+++ b/tests/StageFright.Reports.Tests/AgmAttendanceSheetPdfRendererTests.cs
@@ -9,7 +9,7 @@ namespace StageFright.Reports.Tests;
 /// </summary>
 public class AgmAttendanceSheetPdfRendererTests
 {
-    private readonly IAgmAttendanceSheetPdfRenderer _renderer = new AgmAttendanceSheetPdfRenderer();
+    private readonly IAgmAttendanceSheetPdfRenderer _renderer = new AgmAttendanceSheetPdfRenderer(RealLocalizer.Instance);
 
     private static AgmAttendanceSheetData MakeSheet(params AgmAttendanceSheetMember[] members) => new()
     {
diff --git a/tests/StageFright.Reports.Tests/AgmResultsPdfRendererTests.cs b/tests/StageFright.Reports.Tests/AgmResultsPdfRendererTests.cs
index afe65e82..73bad7c2 100644
--- a/tests/StageFright.Reports.Tests/AgmResultsPdfRendererTests.cs
+++ b/tests/StageFright.Reports.Tests/AgmResultsPdfRendererTests.cs
@@ -9,7 +9,7 @@ namespace StageFright.Reports.Tests;
 /// </summary>
 public class AgmResultsPdfRendererTests
 {
-    private readonly IAgmResultsPdfRenderer _renderer = new AgmResultsPdfRenderer();
+    private readonly IAgmResultsPdfRenderer _renderer = new AgmResultsPdfRenderer(RealLocalizer.Instance);
 
     private static AgmResultsData MakeData(
         IReadOnlyList<AgmResultsPositionLine>? positionLines = null,
diff --git a/tests/StageFright.Reports.Tests/AttendanceRollPdfRendererTests.cs b/tests/StageFright.Reports.Tests/AttendanceRollPdfRendererTests.cs
index ebf51b72..58628786 100644
--- a/tests/StageFright.Reports.Tests/AttendanceRollPdfRendererTests.cs
+++ b/tests/StageFright.Reports.Tests/AttendanceRollPdfRendererTests.cs
@@ -10,7 +10,7 @@ namespace StageFright.Reports.Tests;
 /// </summary>
 public class AttendanceRollPdfRendererTests
 {
-    private readonly IAttendanceRollPdfRenderer _renderer = new AttendanceRollPdfRenderer();
+    private readonly IAttendanceRollPdfRenderer _renderer = new AttendanceRollPdfRenderer(RealLocalizer.Instance);
 
     private static AttendanceRollData MakeRoll(params AttendanceRollMember[] members) => new()
     {
diff --git a/tests/StageFright.Reports.Tests/BalanceSheetReportProviderTests.cs b/tests/StageFright.Reports.Tests/BalanceSheetReportProviderTests.cs
index 989115c6..2d51f74d 100644
--- a/tests/StageFright.Reports.Tests/BalanceSheetReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/BalanceSheetReportProviderTests.cs
@@ -2,9 +2,11 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Tests;
 
@@ -26,7 +28,7 @@ public class BalanceSheetReportProviderTests
 
     public BalanceSheetReportProviderTests()
     {
-        _sut = new BalanceSheetReportProvider(_gl, _accounts, _settings);
+        _sut = new BalanceSheetReportProvider(_gl, _accounts, _settings, RealLocalizer.Instance);
         _settings.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
     }
 
@@ -62,7 +64,7 @@ public async Task GenerateAsync_AssetAccount_DisplaysDebitNormalBalance()
         var result = await _sut.GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
 
         var assets = result.Sections.First(s => s.Heading == "Assets");
-        Assert.Contains(assets.Rows, r => r.Cells[0].Contains("Cash on Hand") && r.Cells[1] == "1000.00");
+        Assert.Contains(assets.Rows, r => r.Cells[0].Contains("Cash on Hand") && r.Cells[1] == MoneyFormatter.Format(1000m));
     }
 
     [Fact]
@@ -75,8 +77,8 @@ public async Task GenerateAsync_LiabilityAccount_DisplaysCreditNormalBalance()
         var result = await _sut.GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
 
         var liabilities = result.Sections.First(s => s.Heading == "Liabilities");
-        Assert.Contains(liabilities.Rows, r => r.Cells[1] == "200.00");
-        Assert.Equal("200.00", liabilities.Subtotal!.Cells[1]);
+        Assert.Contains(liabilities.Rows, r => r.Cells[1] == MoneyFormatter.Format(200m));
+        Assert.Equal(MoneyFormatter.Format(200m), liabilities.Subtotal!.Cells[1]);
     }
 
     [Fact]
@@ -93,7 +95,7 @@ public async Task GenerateAsync_Equity_IncludesComputedAccumulatedSurplusRow()
         var result = await _sut.GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
 
         var equity = result.Sections.First(s => s.Heading == "Equity");
-        Assert.Contains(equity.Rows, r => r.Cells[0] == "Accumulated Surplus" && r.Cells[1] == "200.00");
+        Assert.Contains(equity.Rows, r => r.Cells[0] == "Accumulated Surplus" && r.Cells[1] == MoneyFormatter.Format(200m));
     }
 
     [Fact]
@@ -151,8 +153,8 @@ public async Task GenerateAsync_AssetsEqualsLiabilitiesPlusEquity()
         var totalAssets = result.Sections.First(s => s.Heading == "Assets").Subtotal!.Cells[1];
         var totalLiabPlusEquity = result.GrandTotal!.Cells[1];
 
-        Assert.Equal("1000.00", totalAssets);
-        Assert.Equal("1000.00", totalLiabPlusEquity);
+        Assert.Equal(MoneyFormatter.Format(1000m), totalAssets);
+        Assert.Equal(MoneyFormatter.Format(1000m), totalLiabPlusEquity);
     }
 
     [Fact]
@@ -173,6 +175,48 @@ await _gl.Received().GetAccountBalanceAsync(
             Arg.Any<CancellationToken>());
     }
 
+    [Fact]
+    public async Task GenerateAsync_WhenLedgerBalances_AppendsNoOutOfBalanceRow()
+    {
+        var cashId = Guid.NewGuid();
+        var incomeId = Guid.NewGuid();
+        SetupAccounts(
+            MakeAccount(cashId, "Cash", AccountType.Asset, "1100"),
+            MakeAccount(incomeId, "Dues", AccountType.Income, "4000"));
+        SetupBalance(cashId, 500m);    // asset net debit 500
+        SetupBalance(incomeId, -500m); // income net credit 500 → accumulated surplus 500
+
+        var result = await _sut.GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
+
+        var outOfBalanceLabel = RealLocalizer.Instance.Get<ReportsResource>("Reports_BalanceSheet_OutOfBalance");
+        Assert.DoesNotContain(
+            result.Sections.SelectMany(s => s.Rows),
+            r => r.Cells.Count > 0 && r.Cells[0] == outOfBalanceLabel);
+        Assert.Equal(3, result.Sections.Count);
+    }
+
+    [Fact]
+    public async Task GenerateAsync_WhenAssetsDoNotEqualLiabilitiesPlusEquity_AppendsExplicitOutOfBalanceRow()
+    {
+        var cashId = Guid.NewGuid();
+        SetupAccounts(MakeAccount(cashId, "Cash", AccountType.Asset, "1100"));
+        SetupBalance(cashId, 1000m); // assets 1000, nothing else → liabilities + equity 0
+
+        var result = await _sut.GenerateAsync(AsAtFilters(), TestContext.Current.CancellationToken);
+
+        var outOfBalanceLabel = RealLocalizer.Instance.Get<ReportsResource>("Reports_BalanceSheet_OutOfBalance");
+        var flagged = result.Sections.SelectMany(s => s.Rows)
+            .SingleOrDefault(r => r.Cells.Count > 0 && r.Cells[0] == outOfBalanceLabel);
+
+        Assert.NotNull(flagged);
+        Assert.True(flagged!.IsEmphasized);
+        Assert.Equal(MoneyFormatter.Format(1000m), flagged.Cells[1]);
+
+        // Never a clean statement: total assets and total liabilities + equity visibly disagree.
+        var totalAssets = result.Sections.First(s => s.Heading == "Assets").Subtotal!.Cells[1];
+        Assert.NotEqual(totalAssets, result.GrandTotal!.Cells[1]);
+    }
+
     // --- Helpers ---
 
     private void SetupAccounts(params Account[] accounts)
diff --git a/tests/StageFright.Reports.Tests/BankReconciliationReportProviderTests.cs b/tests/StageFright.Reports.Tests/BankReconciliationReportProviderTests.cs
index 045e67c8..4a68f915 100644
--- a/tests/StageFright.Reports.Tests/BankReconciliationReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/BankReconciliationReportProviderTests.cs
@@ -2,18 +2,25 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
+using StageFright.Reports.Resources;
 
 namespace StageFright.Reports.Tests;
 
 /// <summary>
-/// Tests for BankReconciliationReportProvider:
-/// - Metadata (id, module, order)
-/// - Empty state when no reconciliations exist
-/// - Cleared deposits / cleared payments / unpresented / summary sections per account
-/// - Difference figure in the summary section
+/// Tests for BankReconciliationReportProvider — the conventional adjusted-balance layout
+/// (spec 028 US5, FR-013…FR-015):
+/// - Metadata (id, module, order) and the empty state
+/// - One section per bank account, headed with the account / statement line
+/// - "Balance per bank statement" and "Balance per general ledger" both shown (FR-013)
+/// - Outstanding deposits / payments listed AND carried into the adjusted-bank-balance
+///   arithmetic — not merely listed (FR-014)
+/// - Adjusted bank balance equals the ledger balance; the reconciled residual is zero (SC-008)
+/// - Runs with and without outstanding items
 /// - Account filter narrows to one account
+/// - Money cells route through MoneyFormatter (configured symbol + precision, FR-003)
 /// </summary>
 public class BankReconciliationReportProviderTests
 {
@@ -40,17 +47,16 @@ public BankReconciliationReportProviderTests()
 
         _gl.GetUnreconciledByAccountAsync(Arg.Any<Guid>(), Arg.Any<DateTime?>(), Arg.Any<CancellationToken>())
             .Returns(Task.FromResult<IReadOnlyList<Transaction>>(new List<Transaction>()));
+        _gl.GetAccountBalanceAsync(Arg.Any<Guid>(), Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult(0m));
 
-        _sut = new BankReconciliationReportProvider(_recRepo, _accounts, _gl);
+        _sut = new BankReconciliationReportProvider(_recRepo, _accounts, _gl, RealLocalizer.Instance);
     }
 
     // --- Metadata ---
 
     [Fact]
-    public void ReportId_IsBankReconciliation()
-    {
-        Assert.Equal("bank-reconciliation", _sut.ReportId);
-    }
+    public void ReportId_IsBankReconciliation() => Assert.Equal("bank-reconciliation", _sut.ReportId);
 
     [Fact]
     public void ModuleName_IsFinance_And_DisplayOrderIs50()
@@ -70,66 +76,89 @@ public async Task GenerateAsync_NoReconciliations_ProducesEmptyReportWithExplana
         Assert.Contains("No reconciliations", result.SubTitle);
     }
 
-    // --- Sections ---
+    // --- Conventional adjusted-balance layout ---
 
     [Fact]
-    public async Task GenerateAsync_LatestReconciliation_ProducesFourSectionsPerAccount()
+    public async Task GenerateAsync_LatestReconciliation_ProducesOneSectionPerAccount()
     {
-        SetupReconciliation(CashId, opening: 100m, closing: 250m,
-            cleared: [MakeTransaction(CashId, debit: 200m), MakeTransaction(CashId, credit: 50m)]);
+        SetupReconciliation(CashId, closing: 150m,
+            cleared: [MakeTransaction(CashId, debit: 200m), MakeTransaction(CashId, credit: 50m)],
+            ledgerBalance: 150m);
 
         var result = await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
 
-        Assert.Equal(4, result.Sections.Count);
-        Assert.Contains("Cleared Deposits", result.Sections[0].Heading);
-        Assert.Contains("Cleared Payments", result.Sections[1].Heading);
-        Assert.Contains("Unpresented Items", result.Sections[2].Heading);
-        Assert.Contains("Summary", result.Sections[3].Heading);
+        var section = Assert.Single(result.Sections);
+        Assert.Contains("Cash on Hand", section.Heading);
+        Assert.Contains("1100", section.Heading);
     }
 
     [Fact]
-    public async Task GenerateAsync_ClearedTransactions_SplitIntoDepositsAndPayments()
+    public async Task GenerateAsync_ShowsBothBankStatementBalance_AndGeneralLedgerBalance()
     {
-        SetupReconciliation(CashId, opening: 0m, closing: 150m,
-            cleared: [MakeTransaction(CashId, debit: 200m), MakeTransaction(CashId, credit: 50m)]);
+        SetupReconciliation(CashId, closing: 150m,
+            cleared: [MakeTransaction(CashId, debit: 150m)], ledgerBalance: 150m);
 
-        var result = await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        var section = (await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken)).Sections[0];
 
-        var deposits = result.Sections[0];
-        var payments = result.Sections[1];
-        Assert.Single(deposits.Rows);
-        Assert.Equal("200.00", deposits.Subtotal!.Cells[2]);
-        Assert.Single(payments.Rows);
-        Assert.Equal("50.00", payments.Subtotal!.Cells[3]);
+        Assert.Equal(MoneyFormatter.Format(150m), AmountFor(section, "Reports_BankReconciliation_BalancePerBankStatement"));
+        Assert.Equal(MoneyFormatter.Format(150m), AmountFor(section, "Reports_BankReconciliation_BalancePerGeneralLedger"));
     }
 
     [Fact]
-    public async Task GenerateAsync_Summary_ContainsZeroDifference_WhenBalanced()
+    public async Task GenerateAsync_OutstandingItems_ListedAndCarriedIntoAdjustedBankBalance()
     {
-        // Opening 100 + cleared (200 − 50) = 250 = closing → difference 0.00.
-        SetupReconciliation(CashId, opening: 100m, closing: 250m,
-            cleared: [MakeTransaction(CashId, debit: 200m), MakeTransaction(CashId, credit: 50m)]);
-
-        var result = await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        // Statement 150; outstanding deposit 40, outstanding payment 25 → adjusted 165 == ledger 165.
+        SetupReconciliation(CashId, closing: 150m,
+            cleared: [MakeTransaction(CashId, debit: 150m)],
+            ledgerBalance: 165m,
+            outstanding:
+            [
+                MakeTransaction(CashId, debit: 40m, description: "Deposit in transit"),
+                MakeTransaction(CashId, credit: 25m, description: "Unpresented cheque")
+            ]);
+
+        var section = (await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken)).Sections[0];
+
+        // each outstanding item is listed
+        Assert.Contains(section.Rows, r => r.Cells[1] == "Deposit in transit" && r.Cells[2] == MoneyFormatter.Format(40m));
+        Assert.Contains(section.Rows, r => r.Cells[1] == "Unpresented cheque" && r.Cells[3] == MoneyFormatter.Format(25m));
+
+        // the totals are carried into the arithmetic, not merely listed
+        Assert.Equal(MoneyFormatter.Format(40m), DepositFor(section, "Reports_BankReconciliation_AddOutstandingDeposits"));
+        Assert.Equal(MoneyFormatter.Format(25m), AmountFor(section, "Reports_BankReconciliation_LessOutstandingPayments"));
+        Assert.Equal(MoneyFormatter.Format(165m), AmountFor(section, "Reports_BankReconciliation_AdjustedBankBalance"));
+    }
 
-        var summary = result.Sections[3];
-        var differenceRow = summary.Rows.Single(r => r.Cells[1] == "Difference");
-        Assert.Equal("0.00", differenceRow.Cells[3]);
+    [Fact]
+    public async Task GenerateAsync_WhenReconciled_AdjustedBalanceEqualsLedger_AndResidualIsZero()
+    {
+        SetupReconciliation(CashId, closing: 150m,
+            cleared: [MakeTransaction(CashId, debit: 150m)],
+            ledgerBalance: 165m,
+            outstanding: [MakeTransaction(CashId, debit: 40m), MakeTransaction(CashId, credit: 25m)]);
+
+        var section = (await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken)).Sections[0];
+
+        Assert.Equal(
+            AmountFor(section, "Reports_BankReconciliation_AdjustedBankBalance"),
+            AmountFor(section, "Reports_BankReconciliation_BalancePerGeneralLedger"));
+        Assert.Equal(MoneyFormatter.Format(0m), AmountFor(section, "Reports_BankReconciliation_Reconciled"));
+        Assert.True(RowFor(section, "Reports_BankReconciliation_Reconciled").IsEmphasized);
     }
 
     [Fact]
-    public async Task GenerateAsync_UnpresentedItems_ListedUpToStatementDate()
+    public async Task GenerateAsync_WithNoOutstandingItems_StillShowsBothBalances_AndProvesAgreement()
     {
-        SetupReconciliation(CashId, opening: 0m, closing: 0m, cleared: []);
-        _gl.GetUnreconciledByAccountAsync(CashId, StatementDate, Arg.Any<CancellationToken>())
-            .Returns(Task.FromResult<IReadOnlyList<Transaction>>(
-                new List<Transaction> { MakeTransaction(CashId, debit: 75m) }));
+        SetupReconciliation(CashId, closing: 150m,
+            cleared: [MakeTransaction(CashId, debit: 150m)], ledgerBalance: 150m);
 
-        var result = await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        var section = (await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken)).Sections[0];
 
-        var unpresented = result.Sections[2];
-        Assert.Single(unpresented.Rows);
-        Assert.Equal("75.00", unpresented.Rows[0].Cells[2]);
+        Assert.Equal(MoneyFormatter.Format(150m), AmountFor(section, "Reports_BankReconciliation_BalancePerBankStatement"));
+        Assert.Equal(MoneyFormatter.Format(150m), AmountFor(section, "Reports_BankReconciliation_BalancePerGeneralLedger"));
+        Assert.Equal(MoneyFormatter.Format(150m), AmountFor(section, "Reports_BankReconciliation_AdjustedBankBalance"));
+        Assert.Equal(MoneyFormatter.Format(0m), DepositFor(section, "Reports_BankReconciliation_AddOutstandingDeposits"));
+        Assert.Equal(MoneyFormatter.Format(0m), AmountFor(section, "Reports_BankReconciliation_Reconciled"));
     }
 
     // --- Account filter ---
@@ -137,40 +166,53 @@ public async Task GenerateAsync_UnpresentedItems_ListedUpToStatementDate()
     [Fact]
     public async Task GenerateAsync_AccountFilterByNumber_NarrowsToOneAccount()
     {
-        SetupReconciliation(CashId, opening: 0m, closing: 0m, cleared: []);
-        SetupReconciliation(SavingsId, opening: 0m, closing: 0m, cleared: []);
+        SetupReconciliation(CashId, closing: 0m, cleared: [], ledgerBalance: 0m);
+        SetupReconciliation(SavingsId, closing: 0m, cleared: [], ledgerBalance: 0m);
 
         var filters = new ReportFilterValues();
         filters.Set("account", "1110");
         var result = await _sut.GenerateAsync(filters, TestContext.Current.CancellationToken);
 
-        Assert.Equal(4, result.Sections.Count);
-        Assert.All(result.Sections, s => Assert.Contains("Savings", s.Heading));
+        var section = Assert.Single(result.Sections);
+        Assert.Contains("Savings", section.Heading);
     }
 
     [Fact]
     public async Task GenerateAsync_AccountFilterByName_MatchesCaseInsensitively()
     {
-        SetupReconciliation(CashId, opening: 0m, closing: 0m, cleared: []);
-        SetupReconciliation(SavingsId, opening: 0m, closing: 0m, cleared: []);
+        SetupReconciliation(CashId, closing: 0m, cleared: [], ledgerBalance: 0m);
+        SetupReconciliation(SavingsId, closing: 0m, cleared: [], ledgerBalance: 0m);
 
         var filters = new ReportFilterValues();
         filters.Set("account", "cash");
         var result = await _sut.GenerateAsync(filters, TestContext.Current.CancellationToken);
 
-        Assert.All(result.Sections, s => Assert.Contains("Cash on Hand", s.Heading));
+        var section = Assert.Single(result.Sections);
+        Assert.Contains("Cash on Hand", section.Heading);
     }
 
     // --- Helpers ---
 
-    private void SetupReconciliation(Guid accountId, decimal opening, decimal closing, Transaction[] cleared)
+    private static string Label(string key) => RealLocalizer.Instance.Get<ReportsResource>(key);
+
+    private static ReportRow RowFor(ReportSection section, string labelKey) =>
+        section.Rows.Single(r => r.Cells.Count > 1 && r.Cells[1] == Label(labelKey));
+
+    // Balance lines carry their amount in the last (Payment) column, matching the report's
+    // label/amount-row convention; the outstanding-deposit subtotal carries it in the Deposit column.
+    private static string AmountFor(ReportSection section, string labelKey) => RowFor(section, labelKey).Cells[3];
+
+    private static string DepositFor(ReportSection section, string labelKey) => RowFor(section, labelKey).Cells[2];
+
+    private void SetupReconciliation(Guid accountId, decimal closing, Transaction[] cleared,
+        decimal ledgerBalance, Transaction[]? outstanding = null)
     {
         var rec = new BankReconciliation
         {
             Id = Guid.NewGuid(),
             AccountId = accountId,
             StatementDate = StatementDate,
-            OpeningBalance = opening,
+            OpeningBalance = 0m,
             StatementClosingBalance = closing,
             Status = ReconciliationStatus.Finalised,
             Lines = cleared.Select(t => new ReconciliationLine
@@ -183,6 +225,10 @@ private void SetupReconciliation(Guid accountId, decimal opening, decimal closin
         _recRepo.GetByAccountAsync(accountId, Arg.Any<CancellationToken>())
             .Returns(Task.FromResult<IReadOnlyList<BankReconciliation>>(new List<BankReconciliation> { rec }));
         _recRepo.GetByIdAsync(rec.Id, Arg.Any<CancellationToken>()).Returns(rec);
+        _gl.GetAccountBalanceAsync(accountId, StatementDate, Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult(ledgerBalance));
+        _gl.GetUnreconciledByAccountAsync(accountId, StatementDate, Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyList<Transaction>>(new List<Transaction>(outstanding ?? [])));
     }
 
     private static Account MakeBankAccount(Guid id, string name, string number) => new()
@@ -191,10 +237,11 @@ private void SetupReconciliation(Guid accountId, decimal opening, decimal closin
         IsBankAccount = true, CreatedAt = DateTime.UtcNow
     };
 
-    private static Transaction MakeTransaction(Guid accountId, decimal debit = 0m, decimal credit = 0m) => new()
+    private static Transaction MakeTransaction(Guid accountId, decimal debit = 0m, decimal credit = 0m,
+        string? description = null) => new()
     {
         Id = Guid.NewGuid(), AccountId = accountId, Date = StatementDate.AddDays(-7),
         DebitAmount = debit, CreditAmount = credit, GLAccount = "1100",
-        Description = debit != 0m ? "Deposit" : "Payment", CreatedAt = DateTime.UtcNow
+        Description = description ?? (debit != 0m ? "Deposit" : "Payment"), CreatedAt = DateTime.UtcNow
     };
 }
diff --git a/tests/StageFright.Reports.Tests/BasisOfAccountingTests.cs b/tests/StageFright.Reports.Tests/BasisOfAccountingTests.cs
new file mode 100644
index 00000000..bb379d51
--- /dev/null
+++ b/tests/StageFright.Reports.Tests/BasisOfAccountingTests.cs
@@ -0,0 +1,240 @@
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Members;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+using StageFright.Reports.Rendering;
+using StageFright.Reports.Resources;
+
+namespace StageFright.Reports.Tests;
+
+/// <summary>
+/// T041 / FR-012 (spec 028): every financial-statement provider sets
+/// <see cref="ReportData.BasisOfAccounting"/> from the single shared
+/// <c>Reports_Common_BasisOfAccounting</c> string, whose wording names both the accrual
+/// treatment of member fees and the cash treatment of other activity (never one blanket
+/// basis). Member List and Committee — not financial statements — leave it null. The PDF
+/// and CSV renderers carry a set basis line through to their output and omit it when null.
+/// </summary>
+public class BasisOfAccountingTests
+{
+    private static readonly ILocalizer L = RealLocalizer.Instance;
+    private const string BasisKey = "Reports_Common_BasisOfAccounting";
+    private static string ExpectedBasis => L.Get<ReportsResource>(BasisKey);
+
+    // --- the shared string itself ---------------------------------------------------
+
+    [Fact]
+    public void SharedBasisString_ResolvesToRealText_NamingBothTreatments()
+    {
+        var basis = ExpectedBasis;
+
+        Assert.False(string.IsNullOrWhiteSpace(basis));
+        Assert.NotEqual(BasisKey, basis);                                  // not the raw-key echo
+        Assert.DoesNotContain("Reports_", basis, StringComparison.Ordinal);
+        Assert.Contains("accrual", basis, StringComparison.OrdinalIgnoreCase);
+        Assert.Contains("cash", basis, StringComparison.OrdinalIgnoreCase);
+        Assert.Contains("member", basis, StringComparison.OrdinalIgnoreCase);
+    }
+
+    // --- the eight financial statements set it ------------------------------------------
+
+    [Fact]
+    public async Task IncomeStatement_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateIncomeStatement()).BasisOfAccounting);
+
+    [Fact]
+    public async Task BalanceSheet_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateBalanceSheet()).BasisOfAccounting);
+
+    [Fact]
+    public async Task TrialBalance_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateTrialBalance()).BasisOfAccounting);
+
+    [Fact]
+    public async Task TaxSummary_WhenTaxApplicable_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateTaxSummary(taxApplicable: true)).BasisOfAccounting);
+
+    [Fact]
+    public async Task TaxSummary_WhenTaxNotApplicable_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateTaxSummary(taxApplicable: false)).BasisOfAccounting);
+
+    [Fact]
+    public async Task AccountRegister_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateAccountRegister()).BasisOfAccounting);
+
+    [Fact]
+    public async Task GeneralLedger_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateGeneralLedger()).BasisOfAccounting);
+
+    [Fact]
+    public async Task BankReconciliation_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateBankReconciliation()).BasisOfAccounting);
+
+    [Fact]
+    public async Task MemberAccountSummary_SetsSharedBasisOfAccounting()
+        => Assert.Equal(ExpectedBasis, (await GenerateMemberAccountSummary()).BasisOfAccounting);
+
+    // --- the two non-financial reports leave it null ---------------------------------
+
+    [Fact]
+    public async Task MemberList_LeavesBasisOfAccountingNull()
+        => Assert.Null((await GenerateMemberList()).BasisOfAccounting);
+
+    [Fact]
+    public async Task Committee_LeavesBasisOfAccountingNull()
+        => Assert.Null((await GenerateCommittee()).BasisOfAccounting);
+
+    // --- renderers carry a set basis line through ------------------------------------
+
+    [Fact]
+    public void PdfRenderer_WithBasisOfAccounting_RendersWithoutThrowing()
+    {
+        var bytes = new PdfReportRenderer(L).Render(ReportWithBasis(ExpectedBasis));
+
+        Assert.NotEmpty(bytes);
+    }
+
+    [Fact]
+    public void CsvExporter_WithBasisOfAccounting_AppendsItAsTheTrailingRecord()
+    {
+        var csv = new CsvReportExporter().Export(ReportWithBasis(ExpectedBasis));
+        var lines = csv.Split('\n').Where(l => !string.IsNullOrWhiteSpace(l)).ToList();
+
+        Assert.Contains("accrual", csv, StringComparison.OrdinalIgnoreCase);
+        Assert.Contains("accrual", lines[^1], StringComparison.OrdinalIgnoreCase); // last record
+        Assert.Contains("cash", lines[^1], StringComparison.OrdinalIgnoreCase);
+    }
+
+    [Fact]
+    public void CsvExporter_WithoutBasisOfAccounting_AddsNoExtraRecord()
+    {
+        var withBasis = new CsvReportExporter().Export(ReportWithBasis(ExpectedBasis))
+            .Split('\n').Count(l => !string.IsNullOrWhiteSpace(l));
+        var withoutBasis = new CsvReportExporter().Export(ReportWithBasis(null))
+            .Split('\n').Count(l => !string.IsNullOrWhiteSpace(l));
+
+        Assert.Equal(withBasis - 1, withoutBasis);
+        Assert.DoesNotContain("accrual", new CsvReportExporter().Export(ReportWithBasis(null)),
+            StringComparison.OrdinalIgnoreCase);
+    }
+
+    // --- helpers --------------------------------------------------------------------
+
+    private static ReportData ReportWithBasis(string? basis) => new()
+    {
+        Title = "Statement",
+        SubTitle = "1 July 2025 – 30 June 2026",
+        GeneratedAt = DateTime.UtcNow,
+        Columns =
+        [
+            new ReportColumn { Header = "Account", Alignment = ReportColumnAlignment.Left },
+            new ReportColumn { Header = "Amount", Alignment = ReportColumnAlignment.Right }
+        ],
+        Sections =
+        [
+            new ReportSection { Heading = "Income", Rows = [new ReportRow { Cells = ["Dues", "100.00"] }] }
+        ],
+        GrandTotal = new ReportRow { Cells = ["Total", "100.00"], IsEmphasized = true },
+        BasisOfAccounting = basis
+    };
+
+    private static readonly ReportFilterValues NoFilters = new();
+    private static CancellationToken Ct => TestContext.Current.CancellationToken;
+
+    private static (IGLRepository gl, IAccountRepository accounts) EmptyGl()
+    {
+        var gl = Substitute.For<IGLRepository>();
+        var accounts = Substitute.For<IAccountRepository>();
+        accounts.GetAllAsync(Arg.Any<CancellationToken>()).Returns(Task.FromResult<IReadOnlyList<Account>>([]));
+        accounts.GetArchivedAsync(Arg.Any<CancellationToken>()).Returns(Task.FromResult<IReadOnlyList<Account>>([]));
+        gl.GetAccountMovementsAsync(Arg.Any<DateTime>(), Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyDictionary<Guid, (decimal Debits, decimal Credits)>>(
+                new Dictionary<Guid, (decimal, decimal)>()));
+        gl.GetByDateRangeAsync(Arg.Any<DateTime>(), Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyList<Transaction>>([]));
+        return (gl, accounts);
+    }
+
+    private static async Task<ReportData> GenerateIncomeStatement()
+    {
+        var (gl, accounts) = EmptyGl();
+        return await new IncomeStatementReportProvider(gl, accounts, Substitute.For<ISettingsRepository>(), L)
+            .GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateBalanceSheet()
+    {
+        var (gl, accounts) = EmptyGl();
+        return await new BalanceSheetReportProvider(gl, accounts, Substitute.For<ISettingsRepository>(), L)
+            .GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateTrialBalance()
+    {
+        var (gl, accounts) = EmptyGl();
+        gl.GetBalanceTotalsAsync(Arg.Any<DateTime>(), Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
+            .Returns((0m, 0m));
+        return await new TrialBalanceReportProvider(gl, accounts, Substitute.For<ISettingsRepository>(), L)
+            .GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateTaxSummary(bool taxApplicable)
+    {
+        var (gl, accounts) = EmptyGl();
+        var settings = Substitute.For<ISettingsRepository>();
+        settings.GetAsync(Arg.Any<CancellationToken>()).Returns(taxApplicable
+            ? new Settings { IsTaxApplicable = true, FinancialYearStartMonth = 7 }
+            : (Settings?)null);
+        return await new TaxSummaryReportProvider(gl, accounts, settings, L).GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateAccountRegister()
+    {
+        var (gl, accounts) = EmptyGl();
+        return await new AccountRegisterReportProvider(gl, accounts, L).GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateGeneralLedger()
+    {
+        var (gl, accounts) = EmptyGl();
+        return await new GeneralLedgerReportProvider(gl, accounts, L).GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateBankReconciliation()
+    {
+        var (gl, accounts) = EmptyGl();
+        return await new BankReconciliationReportProvider(
+            Substitute.For<IBankReconciliationRepository>(), accounts, gl, L).GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateMemberAccountSummary()
+    {
+        var members = Substitute.For<IMemberRepository>();
+        members.GetAllAsync(Arg.Any<CancellationToken>()).Returns(Task.FromResult<IReadOnlyList<Member>>([]));
+        return await new MemberAccountSummaryReportProvider(
+            Substitute.For<IGLRepository>(), members, Substitute.For<IMemberBalanceService>(), L)
+            .GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateMemberList()
+    {
+        var members = Substitute.For<IMemberRepository>();
+        members.GetByStatusAsync(MemberStatus.Active, Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyList<Member>>([]));
+        return await new MemberListReportProvider(members, new AgeCalculationService(L), L)
+            .GenerateAsync(NoFilters, Ct);
+    }
+
+    private static async Task<ReportData> GenerateCommittee()
+    {
+        var members = Substitute.For<IMemberRepository>();
+        members.GetByStatusAsync(MemberStatus.Active, Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyList<Member>>([]));
+        return await new CommitteeReportProvider(
+            Substitute.For<ICommitteePositionRecordRepository>(), members, L).GenerateAsync(NoFilters, Ct);
+    }
+}
diff --git a/tests/StageFright.Reports.Tests/ChartOfAccountsReportProviderTests.cs b/tests/StageFright.Reports.Tests/ChartOfAccountsReportProviderTests.cs
index 585ac242..92441de4 100644
--- a/tests/StageFright.Reports.Tests/ChartOfAccountsReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/ChartOfAccountsReportProviderTests.cs
@@ -1,6 +1,7 @@
 using NSubstitute;
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
@@ -24,7 +25,7 @@ public class ChartOfAccountsReportProviderTests
 
     public ChartOfAccountsReportProviderTests()
     {
-        _sut = new ChartOfAccountsReportProvider(_balanceService);
+        _sut = new ChartOfAccountsReportProvider(_balanceService, RealLocalizer.Instance);
     }
 
     [Fact]
@@ -239,7 +240,7 @@ public async Task GenerateAsync_IncludeBalancesTrue_NoError_ShowsFormattedBalanc
 
         var row = result.Sections.Single(s => s.Heading == "Assets").Rows.Single();
         Assert.Equal(3, row.Cells.Count);
-        Assert.Equal("500.00", row.Cells[2]);
+        Assert.Equal(MoneyFormatter.Format(500m), row.Cells[2]);
     }
 
     [Fact]
@@ -252,7 +253,7 @@ public async Task GenerateAsync_IncludeBalancesTrue_HasError_ShowsErrorText()
         var result = await _sut.GenerateAsync(FiltersWith("true"), TestContext.Current.CancellationToken);
 
         var assets = result.Sections.Single(s => s.Heading == "Assets").Rows;
-        Assert.Equal("500.00", assets.Single(r => r.Cells[0] == "1100").Cells[2]);
+        Assert.Equal(MoneyFormatter.Format(500m), assets.Single(r => r.Cells[0] == "1100").Cells[2]);
         Assert.Equal("Error", assets.Single(r => r.Cells[0] == "1200").Cells[2]);
     }
 
@@ -281,7 +282,7 @@ public async Task GenerateAsync_ExportedViaCsv_IncludeBalancesTrue_HeaderAndData
         var lines = csv.Split('\n').Where(l => !string.IsNullOrWhiteSpace(l)).ToArray();
 
         Assert.Equal("No.,Name,Balance", lines[0]);
-        Assert.Contains(lines, l => l == "1100,Cash on Hand,500.00");
+        Assert.Contains(lines, l => l == "1100,Cash on Hand," + MoneyFormatter.Format(500m));
     }
 
     // --- Helpers ---
diff --git a/tests/StageFright.Reports.Tests/CommitteeReportProviderTests.cs b/tests/StageFright.Reports.Tests/CommitteeReportProviderTests.cs
index 1d6e2b05..9b370351 100644
--- a/tests/StageFright.Reports.Tests/CommitteeReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/CommitteeReportProviderTests.cs
@@ -26,7 +26,7 @@ public class CommitteeReportProviderTests
 
     public CommitteeReportProviderTests()
     {
-        _sut = new CommitteeReportProvider(_committeePositionRecords, _members);
+        _sut = new CommitteeReportProvider(_committeePositionRecords, _members, RealLocalizer.Instance);
     }
 
     // --- User Story 1: Year-grouped committee overview ---
@@ -398,7 +398,7 @@ public async Task Should_ReturnNonEmptyByteArray_When_RenderedToPdf()
         SetupCommittee(carol.Id, MakeCommittee(carol.Id, 2026, ""));
 
         var report = await _sut.GenerateAsync(DefaultFilters(), TestContext.Current.CancellationToken);
-        var bytes = new PdfReportRenderer().Render(report);
+        var bytes = new PdfReportRenderer(RealLocalizer.Instance).Render(report);
 
         Assert.NotNull(bytes);
         Assert.NotEmpty(bytes);
diff --git a/tests/StageFright.Reports.Tests/EventAttendanceSheetPdfRendererTests.cs b/tests/StageFright.Reports.Tests/EventAttendanceSheetPdfRendererTests.cs
index 473863b1..67d284f3 100644
--- a/tests/StageFright.Reports.Tests/EventAttendanceSheetPdfRendererTests.cs
+++ b/tests/StageFright.Reports.Tests/EventAttendanceSheetPdfRendererTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.Reports.Tests;
 /// </summary>
 public class EventAttendanceSheetPdfRendererTests
 {
-    private readonly IEventAttendanceSheetPdfRenderer _renderer = new EventAttendanceSheetPdfRenderer();
+    private readonly IEventAttendanceSheetPdfRenderer _renderer = new EventAttendanceSheetPdfRenderer(RealLocalizer.Instance);
 
     private static EventAttendanceSheetData MakeSheet(params EventAttendanceSheetMember[] members) => new()
     {
diff --git a/tests/StageFright.Reports.Tests/GeneralLedgerReportProviderTests.cs b/tests/StageFright.Reports.Tests/GeneralLedgerReportProviderTests.cs
index 2151a787..ed195e2d 100644
--- a/tests/StageFright.Reports.Tests/GeneralLedgerReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/GeneralLedgerReportProviderTests.cs
@@ -2,6 +2,7 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
 
@@ -22,7 +23,7 @@ public class GeneralLedgerReportProviderTests
 
     public GeneralLedgerReportProviderTests()
     {
-        _sut = new GeneralLedgerReportProvider(_gl, _accounts);
+        _sut = new GeneralLedgerReportProvider(_gl, _accounts, RealLocalizer.Instance);
         SetupAccounts();
         SetupTransactions();
     }
@@ -53,11 +54,11 @@ public async Task GenerateAsync_AccountWithMovement_ShowsOpeningLinesAndClosing(
 
         var section = result.Sections.First(s => s.Heading != null && s.Heading.Contains("Cash on Hand"));
         Assert.Equal("Opening Balance", section.Rows[0].Cells[1]);
-        Assert.Equal("100.00", section.Rows[0].Cells[4]);
-        Assert.Equal("150.00", section.Rows[1].Cells[4]); // 100 + 50
-        Assert.Equal("130.00", section.Rows[2].Cells[4]); // 150 - 20
+        Assert.Equal(MoneyFormatter.Format(100m), section.Rows[0].Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(150m), section.Rows[1].Cells[4]); // 100 + 50
+        Assert.Equal(MoneyFormatter.Format(130m), section.Rows[2].Cells[4]); // 150 - 20
         Assert.Equal("Closing Balance", section.Subtotal!.Cells[1]);
-        Assert.Equal("130.00", section.Subtotal.Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(130m), section.Subtotal.Cells[4]);
     }
 
     [Fact]
diff --git a/tests/StageFright.Reports.Tests/IncomeStatementReportProviderTests.cs b/tests/StageFright.Reports.Tests/IncomeStatementReportProviderTests.cs
index ce55d96f..39fb2e4f 100644
--- a/tests/StageFright.Reports.Tests/IncomeStatementReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/IncomeStatementReportProviderTests.cs
@@ -2,6 +2,7 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
@@ -25,7 +26,7 @@ public class IncomeStatementReportProviderTests
 
     public IncomeStatementReportProviderTests()
     {
-        _sut = new IncomeStatementReportProvider(_gl, _accounts, _settings);
+        _sut = new IncomeStatementReportProvider(_gl, _accounts, _settings, RealLocalizer.Instance);
         _settings.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
         SetupAccounts();
         SetupMovements();
@@ -93,7 +94,7 @@ public async Task GenerateAsync_IncomeSection_SubtotalEqualsSum()
         var result = await _sut.GenerateAsync(PeriodFilters("This FY"), TestContext.Current.CancellationToken);
 
         var incomeSection = result.Sections.First(s => s.Heading == "Income");
-        Assert.Equal("150.00", incomeSection.Subtotal!.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(150m), incomeSection.Subtotal!.Cells[1]);
     }
 
     [Fact]
@@ -122,7 +123,7 @@ public async Task GenerateAsync_GrandTotal_IsSurplus_WhenIncomeExceedsExpense()
         var result = await _sut.GenerateAsync(PeriodFilters("This FY"), TestContext.Current.CancellationToken);
 
         Assert.Equal("Surplus", result.GrandTotal!.Cells[0]);
-        Assert.Equal("200.00", result.GrandTotal.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(200m), result.GrandTotal.Cells[1]);
     }
 
     [Fact]
@@ -138,7 +139,7 @@ public async Task GenerateAsync_GrandTotal_IsDeficit_WhenExpenseExceedsIncome()
         var result = await _sut.GenerateAsync(PeriodFilters("This FY"), TestContext.Current.CancellationToken);
 
         Assert.Equal("(Deficit)", result.GrandTotal!.Cells[0]);
-        Assert.Equal("-150.00", result.GrandTotal.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(-150m), result.GrandTotal.Cells[1]);
     }
 
     [Fact]
@@ -214,8 +215,8 @@ public async Task GenerateAsync_CompareOn_AddsPriorPeriodColumnAndValues()
         Assert.Equal(3, result.Columns.Count);
         Assert.Equal("Prior Period", result.Columns[2].Header);
         var incomeRow = result.Sections.First(s => s.Heading == "Income").Rows.First(r => r.Cells[0] == "Dues");
-        Assert.Equal("300.00", incomeRow.Cells[1]);
-        Assert.Equal("100.00", incomeRow.Cells[2]);
+        Assert.Equal(MoneyFormatter.Format(300m), incomeRow.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(100m), incomeRow.Cells[2]);
     }
 
     // --- Helpers ---
diff --git a/tests/StageFright.Reports.Tests/MemberAccountSummaryReportProviderTests.cs b/tests/StageFright.Reports.Tests/MemberAccountSummaryReportProviderTests.cs
index 6f42bf5e..c64e89ae 100644
--- a/tests/StageFright.Reports.Tests/MemberAccountSummaryReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/MemberAccountSummaryReportProviderTests.cs
@@ -2,6 +2,7 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
@@ -27,7 +28,7 @@ public class MemberAccountSummaryReportProviderTests
 
     public MemberAccountSummaryReportProviderTests()
     {
-        _sut = new MemberAccountSummaryReportProvider(_gl, _members, _balances);
+        _sut = new MemberAccountSummaryReportProvider(_gl, _members, _balances, RealLocalizer.Instance);
     }
 
     [Fact]
@@ -138,9 +139,9 @@ public async Task Should_AgeRemainingAmountOnly_When_FeePartiallyPaid()
         var result = await _sut.GenerateAsync(CurrentYearFilters(), TestContext.Current.CancellationToken);
 
         var section = result.Sections.Single(s => s.Heading != null && s.Heading.Contains("Partial Payer"));
-        Assert.Equal("Current: 0.00", section.SummaryRow!.Cells[1]);
-        Assert.Equal("90+ days: 40.00", section.SummaryRow.Cells[4]);
-        Assert.Equal("40.00", section.SummaryRow.Cells[5]);
+        Assert.Equal("Current: " + MoneyFormatter.Format(0m), section.SummaryRow!.Cells[1]);
+        Assert.Equal("90+ days: " + MoneyFormatter.Format(40m), section.SummaryRow.Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(40m), section.SummaryRow.Cells[5]);
     }
 
     [Fact]
@@ -160,9 +161,9 @@ public async Task Should_ReduceOldestFeeFirst_When_UnallocatedCreditExists()
         var result = await _sut.GenerateAsync(CurrentYearFilters(), TestContext.Current.CancellationToken);
 
         var section = result.Sections.Single(s => s.Heading != null && s.Heading.Contains("Credit Holder"));
-        Assert.Equal("Current: 5.00", section.SummaryRow!.Cells[1]);
-        Assert.Equal("90+ days: 2.00", section.SummaryRow.Cells[4]);
-        Assert.Equal("7.00", section.SummaryRow.Cells[5]);
+        Assert.Equal("Current: " + MoneyFormatter.Format(5m), section.SummaryRow!.Cells[1]);
+        Assert.Equal("90+ days: " + MoneyFormatter.Format(2m), section.SummaryRow.Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(7m), section.SummaryRow.Cells[5]);
     }
 
     [Fact]
@@ -181,11 +182,11 @@ public async Task Should_SumAgingBucketsToBalance_When_FeesSpanAllBuckets()
         var result = await _sut.GenerateAsync(CurrentYearFilters(), TestContext.Current.CancellationToken);
 
         var section = result.Sections.Single(s => s.Heading != null && s.Heading.Contains("Bucket Tester"));
-        Assert.Equal("Current: 4.00", section.SummaryRow!.Cells[1]);
-        Assert.Equal("30 days: 6.00", section.SummaryRow.Cells[2]);
-        Assert.Equal("60 days: 5.00", section.SummaryRow.Cells[3]);
-        Assert.Equal("90+ days: 7.00", section.SummaryRow.Cells[4]);
-        Assert.Equal("22.00", section.SummaryRow.Cells[5]);
+        Assert.Equal("Current: " + MoneyFormatter.Format(4m), section.SummaryRow!.Cells[1]);
+        Assert.Equal("30 days: " + MoneyFormatter.Format(6m), section.SummaryRow.Cells[2]);
+        Assert.Equal("60 days: " + MoneyFormatter.Format(5m), section.SummaryRow.Cells[3]);
+        Assert.Equal("90+ days: " + MoneyFormatter.Format(7m), section.SummaryRow.Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(22m), section.SummaryRow.Cells[5]);
     }
 
     [Fact]
@@ -204,7 +205,7 @@ public async Task Should_ComputeZeroOpeningBalance_When_EntireBalanceAccruedDuri
 
         var section = result.Sections.Single(s => s.Heading != null && s.Heading.Contains("New Debtor"));
         Assert.Equal("Opening Balance", section.Rows[0].Cells[0]);
-        Assert.Equal("0.00", section.Rows[0].Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(0m), section.Rows[0].Cells[4]);
     }
 
     [Fact]
@@ -222,7 +223,7 @@ public async Task Should_ComputeOpeningBalance_When_PaymentDuringPeriodReducesPr
         var result = await _sut.GenerateAsync(CurrentYearFilters(), TestContext.Current.CancellationToken);
 
         var section = result.Sections.Single(s => s.Heading != null && s.Heading.Contains("Partial Settler"));
-        Assert.Equal("100.00", section.Rows[0].Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(100m), section.Rows[0].Cells[4]);
     }
 
     [Fact]
@@ -285,9 +286,9 @@ public async Task Should_KeepOpeningAndClosingBalanceAccurate_When_SomeTransacti
 
         var section = result.Sections.Single(s => s.Heading != null && s.Heading.Contains("Reconciled Debtor"));
         Assert.Equal("Opening Balance", section.Rows[0].Cells[0]);
-        Assert.Equal("0.00", section.Rows[0].Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(0m), section.Rows[0].Cells[4]);
         Assert.Equal("Closing Balance", section.Rows.Last(r => r.Cells[0] == "Closing Balance").Cells[0]);
-        Assert.Equal("30.00", section.Rows.Single(r => r.Cells[0] == "Closing Balance").Cells[4]);
+        Assert.Equal(MoneyFormatter.Format(30m), section.Rows.Single(r => r.Cells[0] == "Closing Balance").Cells[4]);
     }
 
     [Fact]
diff --git a/tests/StageFright.Reports.Tests/MemberListReportProviderTests.cs b/tests/StageFright.Reports.Tests/MemberListReportProviderTests.cs
index 7c97e995..ebbaa491 100644
--- a/tests/StageFright.Reports.Tests/MemberListReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/MemberListReportProviderTests.cs
@@ -19,7 +19,7 @@ public class MemberListReportProviderTests
 
     public MemberListReportProviderTests()
     {
-        _sut = new MemberListReportProvider(_members, new AgeCalculationService());
+        _sut = new MemberListReportProvider(_members, new AgeCalculationService(RealLocalizer.Instance), RealLocalizer.Instance);
     }
 
     [Fact]
@@ -44,7 +44,7 @@ public async Task GenerateAsync_Age_MatchesAgeCalculationService_ForOrdinaryDob(
         var result = await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
 
         var row = result.Sections.Single().Rows.Single();
-        var expectedAge = new AgeCalculationService().Calculate(dob, DateTime.UtcNow.Date);
+        var expectedAge = new AgeCalculationService(RealLocalizer.Instance).Calculate(dob, DateTime.UtcNow.Date);
         Assert.Equal(expectedAge.ToString(), row.Cells[5]);
     }
 
@@ -62,7 +62,7 @@ public async Task GenerateAsync_Age_MatchesAgeCalculationService_ForFeb29Dob()
         var result = await _sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
 
         var row = result.Sections.Single().Rows.Single();
-        var expectedAge = new AgeCalculationService().Calculate(dob, DateTime.UtcNow.Date);
+        var expectedAge = new AgeCalculationService(RealLocalizer.Instance).Calculate(dob, DateTime.UtcNow.Date);
         Assert.Equal(expectedAge.ToString(), row.Cells[5]);
     }
 
diff --git a/tests/StageFright.Reports.Tests/PdfAndCsvRendererTests.cs b/tests/StageFright.Reports.Tests/PdfAndCsvRendererTests.cs
index 094e892f..91bc510a 100644
--- a/tests/StageFright.Reports.Tests/PdfAndCsvRendererTests.cs
+++ b/tests/StageFright.Reports.Tests/PdfAndCsvRendererTests.cs
@@ -18,7 +18,7 @@ public class PdfAndCsvRendererTests
 
     public PdfAndCsvRendererTests()
     {
-        _pdfRenderer = new PdfReportRenderer();
+        _pdfRenderer = new PdfReportRenderer(RealLocalizer.Instance);
         _csvExporter = new CsvReportExporter();
     }
 
diff --git a/tests/StageFright.Reports.Tests/RealLocalizer.cs b/tests/StageFright.Reports.Tests/RealLocalizer.cs
new file mode 100644
index 00000000..bfcba19a
--- /dev/null
+++ b/tests/StageFright.Reports.Tests/RealLocalizer.cs
@@ -0,0 +1,18 @@
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+using StageFright.Core.Localization;
+
+namespace StageFright.Reports.Tests;
+
+/// <summary>
+/// Real <c>.resx</c>-backed <see cref="ILocalizer"/> for report tests that construct a service
+/// taking the <see cref="ILocalizer"/> facade directly (spec 027) — e.g. <c>AgeCalculationService</c>
+/// used by <c>MemberListReportProvider</c>.
+/// </summary>
+internal static class RealLocalizer
+{
+    public static ILocalizer Instance { get; } = new Localizer(
+        new ResourceManagerStringLocalizerFactory(
+            Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance));
+}
diff --git a/tests/StageFright.Reports.Tests/ReportsResourceLabelTests.cs b/tests/StageFright.Reports.Tests/ReportsResourceLabelTests.cs
new file mode 100644
index 00000000..080fad18
--- /dev/null
+++ b/tests/StageFright.Reports.Tests/ReportsResourceLabelTests.cs
@@ -0,0 +1,226 @@
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Members;
+using StageFright.Reports.Models;
+using StageFright.Reports.Providers;
+using StageFright.Reports.Resources;
+
+namespace StageFright.Reports.Tests;
+
+/// <summary>
+/// T030 / FR-006: every report's name, column headers, section headings and subtotal/total
+/// labels are sourced from <see cref="ReportsResource"/> — not hardcoded — and resolve to a
+/// real neutral (en-AU) value rather than a missing-key echo. Assertions reference the
+/// resource key via <see cref="ILocalizer"/> (FR-018), never a literal English string.
+/// </summary>
+public class ReportsResourceLabelTests
+{
+    private static readonly ILocalizer L = RealLocalizer.Instance;
+
+    // --- Report names come from ReportsResource ---
+
+    [Theory]
+    [InlineData("Reports_MemberList_Name")]
+    [InlineData("Reports_Committee_Name")]
+    [InlineData("Reports_IncomeStatement_Name")]
+    [InlineData("Reports_TrialBalance_Name")]
+    [InlineData("Reports_AccountRegister_Name")]
+    [InlineData("Reports_BalanceSheet_Name")]
+    [InlineData("Reports_BankReconciliation_Name")]
+    [InlineData("Reports_ChartOfAccounts_Name")]
+    [InlineData("Reports_GeneralLedger_Name")]
+    [InlineData("Reports_MemberAccountSummary_Name")]
+    [InlineData("Reports_TaxSummary_Name")]
+    public void Should_ResolveToNeutralValue_When_ReportNameKeyLookedUp(string key)
+    {
+        var value = L.Get<ReportsResource>(key);
+
+        Assert.False(string.IsNullOrWhiteSpace(value));
+        Assert.NotEqual(key, value); // a missing key echoes the key name back
+    }
+
+    // --- T040 / FR-006: PDF renderer chrome (page furniture + print-only sheet headings) ---
+
+    [Theory]
+    [InlineData("Reports_Render_GeneratedAt")]
+    [InlineData("Reports_Render_PagePrefix")]
+    [InlineData("Reports_Render_PageSeparator")]
+    [InlineData("Reports_AttendanceRoll_Title")]
+    [InlineData("Reports_AttendanceRoll_DateLine")]
+    [InlineData("Reports_AttendanceRoll_NameColumn")]
+    [InlineData("Reports_AttendanceRoll_PresentColumn")]
+    [InlineData("Reports_AttendanceRoll_FeePaidColumn")]
+    [InlineData("Reports_AgmResults_Title")]
+    [InlineData("Reports_AgmResults_MeetingDateLine")]
+    [InlineData("Reports_AgmResults_AttendanceLine")]
+    [InlineData("Reports_AgmResults_ElectedPositionsHeading")]
+    [InlineData("Reports_AgmResults_NoPositions")]
+    [InlineData("Reports_AgmResults_PositionLabel")]
+    [InlineData("Reports_AgmResults_GeneralCommitteeMemberLabel")]
+    [InlineData("Reports_Sheet_NameColumn")]
+    [InlineData("Reports_EventSheet_Title")]
+    [InlineData("Reports_EventSheet_DateLine")]
+    [InlineData("Reports_EventSheet_ParticipatedColumn")]
+    [InlineData("Reports_AgmSheet_Title")]
+    [InlineData("Reports_AgmSheet_AttendedColumn")]
+    public void Should_ResolveToNeutralValue_When_RendererChromeKeyLookedUp(string key)
+    {
+        var value = L.Get<ReportsResource>(key);
+
+        Assert.False(string.IsNullOrWhiteSpace(value));
+        Assert.NotEqual(key, value); // a missing key echoes the key name back
+    }
+
+    [Fact]
+    public void Should_SubstituteNamedPlaceholders_When_RendererChromeFormatKeysResolved()
+    {
+        Assert.Equal("Generated: 5 August 2026 14:30 UTC",
+            L.Get<ReportsResource>("Reports_Render_GeneratedAt", "5 August 2026 14:30"));
+        Assert.Equal("Rehearsal: 5 August 2026 at 19:00",
+            L.Get<ReportsResource>("Reports_AttendanceRoll_DateLine", "5 August 2026", "19:00"));
+        Assert.Equal("Attendance: 3 of 5 members attended",
+            L.Get<ReportsResource>("Reports_AgmResults_AttendanceLine", 3, 5));
+        Assert.Equal("Performance: 20 August 2026",
+            L.Get<ReportsResource>("Reports_EventSheet_DateLine", "Performance", "20 August 2026"));
+    }
+
+    [Fact]
+    public async Task Should_SourceReportNameFromResources_When_MemberListProviderQueried()
+    {
+        var members = Substitute.For<IMemberRepository>();
+        members.GetByStatusAsync(MemberStatus.Active, Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyList<Member>>([]));
+        var sut = new MemberListReportProvider(members, new AgeCalculationService(L), L);
+
+        Assert.Equal(L.Get<ReportsResource>("Reports_MemberList_Name"), sut.ReportName);
+
+        var data = await sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+        Assert.Equal(L.Get<ReportsResource>("Reports_MemberList_Name"), data.Title);
+    }
+
+    // --- Column headers, section headings and total labels come from ReportsResource ---
+
+    [Fact]
+    public async Task Should_SourceColumnHeadersFromResources_When_TrialBalanceGenerated()
+    {
+        var data = await GenerateTrialBalance();
+
+        Assert.Equal(
+            new[]
+            {
+                L.Get<ReportsResource>("Reports_Column_Account"),
+                L.Get<ReportsResource>("Reports_Column_Debit"),
+                L.Get<ReportsResource>("Reports_Column_Credit")
+            },
+            data.Columns.Select(c => c.Header));
+    }
+
+    [Fact]
+    public async Task Should_SourceSectionHeadingsFromResources_When_TrialBalanceGenerated()
+    {
+        var data = await GenerateTrialBalance();
+
+        Assert.Equal(
+            new[]
+            {
+                L.Get<ReportsResource>("Reports_Section_Assets"),
+                L.Get<ReportsResource>("Reports_Section_Liabilities"),
+                L.Get<ReportsResource>("Reports_Section_Equity"),
+                L.Get<ReportsResource>("Reports_Section_Income"),
+                L.Get<ReportsResource>("Reports_Section_Expenses")
+            },
+            data.Sections.Select(s => s.Heading));
+    }
+
+    [Fact]
+    public async Task Should_SourceGrandTotalLabelFromResources_When_TrialBalanceGenerated()
+    {
+        var data = await GenerateTrialBalance();
+
+        Assert.NotNull(data.GrandTotal);
+        Assert.Equal(L.Get<ReportsResource>("Reports_TrialBalance_TotalsRow"), data.GrandTotal!.Cells[0]);
+    }
+
+    [Fact]
+    public async Task Should_SourceSectionAndSubtotalLabelsFromResources_When_IncomeStatementGenerated()
+    {
+        var data = await GenerateIncomeStatement();
+
+        Assert.Equal(L.Get<ReportsResource>("Reports_Section_Income"), data.Sections[0].Heading);
+        Assert.Equal(L.Get<ReportsResource>("Reports_Section_Expenses"), data.Sections[1].Heading);
+        Assert.Equal(L.Get<ReportsResource>("Reports_IncomeStatement_TotalIncome"), data.Sections[0].Subtotal!.Cells[0]);
+        Assert.Equal(L.Get<ReportsResource>("Reports_IncomeStatement_TotalExpenses"), data.Sections[1].Subtotal!.Cells[0]);
+        Assert.Equal(L.Get<ReportsResource>("Reports_IncomeStatement_Surplus"), data.GrandTotal!.Cells[0]);
+    }
+
+    // --- Nothing generated leaks a raw key or a blank label ---
+
+    [Fact]
+    public async Task Should_NotLeaveRawKeyOrBlankLabel_When_RepresentativeReportsGenerated()
+    {
+        var reports = new[]
+        {
+            await GenerateTrialBalance(),
+            await GenerateIncomeStatement()
+        };
+
+        foreach (var data in reports)
+        {
+            AssertResolvedLabel(data.Title);
+            foreach (var col in data.Columns)
+                AssertResolvedLabel(col.Header);
+            foreach (var section in data.Sections)
+            {
+                if (section.Heading is not null)
+                    AssertResolvedLabel(section.Heading);
+                if (section.Subtotal is { Cells.Count: > 0 })
+                    AssertResolvedLabel(section.Subtotal.Cells[0]);
+            }
+            if (data.GrandTotal is { Cells.Count: > 0 })
+                AssertResolvedLabel(data.GrandTotal.Cells[0]);
+        }
+    }
+
+    private static void AssertResolvedLabel(string label)
+    {
+        Assert.False(string.IsNullOrWhiteSpace(label));
+        Assert.DoesNotContain("Reports_", label, StringComparison.Ordinal);
+    }
+
+    // --- Helpers ---
+
+    private static async Task<ReportData> GenerateTrialBalance()
+    {
+        var gl = Substitute.For<IGLRepository>();
+        var accounts = Substitute.For<IAccountRepository>();
+        var settings = Substitute.For<ISettingsRepository>();
+        gl.GetBalanceTotalsAsync(Arg.Any<DateTime>(), Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
+            .Returns((0m, 0m));
+        accounts.GetAllAsync(Arg.Any<CancellationToken>()).Returns(Task.FromResult<IReadOnlyList<Account>>([]));
+        accounts.GetArchivedAsync(Arg.Any<CancellationToken>()).Returns(Task.FromResult<IReadOnlyList<Account>>([]));
+        gl.GetAccountMovementsAsync(Arg.Any<DateTime>(), Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyDictionary<Guid, (decimal Debits, decimal Credits)>>(
+                new Dictionary<Guid, (decimal, decimal)>()));
+
+        var sut = new TrialBalanceReportProvider(gl, accounts, settings, L);
+        return await sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+    }
+
+    private static async Task<ReportData> GenerateIncomeStatement()
+    {
+        var gl = Substitute.For<IGLRepository>();
+        var accounts = Substitute.For<IAccountRepository>();
+        var settings = Substitute.For<ISettingsRepository>();
+        accounts.GetAllAsync(Arg.Any<CancellationToken>()).Returns(Task.FromResult<IReadOnlyList<Account>>([]));
+        accounts.GetArchivedAsync(Arg.Any<CancellationToken>()).Returns(Task.FromResult<IReadOnlyList<Account>>([]));
+        gl.GetAccountMovementsAsync(Arg.Any<DateTime>(), Arg.Any<DateTime>(), Arg.Any<CancellationToken>())
+            .Returns(Task.FromResult<IReadOnlyDictionary<Guid, (decimal Debits, decimal Credits)>>(
+                new Dictionary<Guid, (decimal, decimal)>()));
+
+        var sut = new IncomeStatementReportProvider(gl, accounts, settings, L);
+        return await sut.GenerateAsync(new ReportFilterValues(), TestContext.Current.CancellationToken);
+    }
+}
diff --git a/tests/StageFright.Reports.Tests/TaxSummaryReportProviderTests.cs b/tests/StageFright.Reports.Tests/TaxSummaryReportProviderTests.cs
index cc4b3325..12ab5ccf 100644
--- a/tests/StageFright.Reports.Tests/TaxSummaryReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/TaxSummaryReportProviderTests.cs
@@ -2,6 +2,7 @@
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
@@ -37,7 +38,7 @@ public TaxSummaryReportProviderTests()
         _accounts.GetArchivedAsync(Arg.Any<CancellationToken>())
             .Returns(new List<Account>());
 
-        _sut = new TaxSummaryReportProvider(_gl, _accounts, _settings);
+        _sut = new TaxSummaryReportProvider(_gl, _accounts, _settings, RealLocalizer.Instance);
     }
 
     // --- Metadata ---
@@ -113,13 +114,13 @@ public async Task GenerateAsync_TaxApplicable_ComputesTaxSummary_FromFixtureLedg
         var result = await _sut.GenerateAsync(filters, TestContext.Current.CancellationToken);
 
         var rows = result.Sections.Single().Rows;
-        Assert.Equal("160.00", rows.Single(r => r.Cells[0] == "Total taxable sales").Cells[1]);   // 150 coded income + 10 tax on sales
-        Assert.Equal("50.00", rows.Single(r => r.Cells[0] == "Total tax-exempt sales").Cells[1]);  // tax-exempt sales only
-        Assert.Equal("10.00", rows.Single(r => r.Cells[0] == "Tax collected on sales").Cells[1]);
-        Assert.Equal("8.00", rows.Single(r => r.Cells[0] == "Tax paid on purchases").Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(160m), rows.Single(r => r.Cells[0] == "Total taxable sales").Cells[1]);   // 150 coded income + 10 tax on sales
+        Assert.Equal(MoneyFormatter.Format(50m), rows.Single(r => r.Cells[0] == "Total tax-exempt sales").Cells[1]);  // tax-exempt sales only
+        Assert.Equal(MoneyFormatter.Format(10m), rows.Single(r => r.Cells[0] == "Tax collected on sales").Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(8m), rows.Single(r => r.Cells[0] == "Tax paid on purchases").Cells[1]);
 
         Assert.NotNull(result.GrandTotal);
-        Assert.Equal("2.00", result.GrandTotal!.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(2m), result.GrandTotal!.Cells[1]);
         Assert.Contains("payable", result.GrandTotal.Cells[0]);
     }
 
@@ -145,7 +146,7 @@ public async Task GenerateAsync_TaxApplicable_NetTaxNegative_ShowsRefundable()
 
         var result = await _sut.GenerateAsync(filters, TestContext.Current.CancellationToken);
 
-        Assert.Equal("15.00", result.GrandTotal!.Cells[1]);
+        Assert.Equal(MoneyFormatter.Format(15m), result.GrandTotal!.Cells[1]);
         Assert.Contains("refundable", result.GrandTotal.Cells[0]);
     }
 
diff --git a/tests/StageFright.Reports.Tests/TrialBalanceReportProviderTests.cs b/tests/StageFright.Reports.Tests/TrialBalanceReportProviderTests.cs
index 6bf068c4..b9e9afc2 100644
--- a/tests/StageFright.Reports.Tests/TrialBalanceReportProviderTests.cs
+++ b/tests/StageFright.Reports.Tests/TrialBalanceReportProviderTests.cs
@@ -3,6 +3,7 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Reports.Models;
 using StageFright.Reports.Providers;
 
@@ -13,7 +14,7 @@ namespace StageFright.Reports.Tests;
 /// - Assets / Income / Expenses sections
 /// - Debit / Credit columns
 /// - Σdebits = Σcredits → report generated
-/// - Forced imbalance → GLBalanceException with FR-034 message
+/// - Forced imbalance (any non-zero difference — no tolerance band) → GLBalanceException
 /// </summary>
 public class TrialBalanceReportProviderTests
 {
@@ -24,7 +25,7 @@ public class TrialBalanceReportProviderTests
 
     public TrialBalanceReportProviderTests()
     {
-        _sut = new TrialBalanceReportProvider(_gl, _accounts, _settings);
+        _sut = new TrialBalanceReportProvider(_gl, _accounts, _settings, RealLocalizer.Instance);
     }
 
     [Fact]
@@ -109,7 +110,7 @@ public async Task GenerateAsync_WhenImbalanced_ThrowsGLBalanceException()
     }
 
     [Fact]
-    public async Task GenerateAsync_WhenImbalanced_ExceptionMessage_MatchesFR034()
+    public async Task GenerateAsync_WhenImbalanced_ExceptionMessage_NamesBothTotals()
     {
         SetupBalanceTotals(1000m, 950m);
         SetupAccounts();
@@ -117,16 +118,15 @@ public async Task GenerateAsync_WhenImbalanced_ExceptionMessage_MatchesFR034()
         var ex = await Assert.ThrowsAsync<GLBalanceException>(
             () => _sut.GenerateAsync(CurrentYearFilters(), TestContext.Current.CancellationToken));
 
-        // FR-034 exact message format
+        // Message names the failure and carries both GL totals as configured-currency amounts.
         Assert.Contains("GL Balance Verification Failed", ex.Message);
-        Assert.Contains("1000.00", ex.Message);
-        Assert.Contains("950.00", ex.Message);
+        Assert.Contains(MoneyFormatter.Format(1000m), ex.Message);
+        Assert.Contains(MoneyFormatter.Format(950m), ex.Message);
     }
 
     [Fact]
-    public async Task GenerateAsync_WithinToleranceOf01_DoesNotThrow()
+    public async Task GenerateAsync_WhenExactlyBalanced_DoesNotThrow()
     {
-        // Exactly 0.01 difference should still pass (within tolerance)
         SetupBalanceTotals(100.00m, 100.00m);
         SetupAccounts();
 
@@ -135,6 +135,17 @@ public async Task GenerateAsync_WithinToleranceOf01_DoesNotThrow()
         Assert.NotNull(result);
     }
 
+    [Fact]
+    public async Task GenerateAsync_WhenDebitsAndCreditsDifferByOneCent_ThrowsGLBalanceException()
+    {
+        // FR-011 / SC-006: any non-zero difference is an error — no tolerance band.
+        SetupBalanceTotals(100.00m, 100.01m);
+        SetupAccounts();
+
+        await Assert.ThrowsAsync<GLBalanceException>(
+            () => _sut.GenerateAsync(CurrentYearFilters(), TestContext.Current.CancellationToken));
+    }
+
     [Fact]
     public async Task GenerateAsync_GrandTotalRow_ShowsTotalDebitsAndCredits()
     {
diff --git a/tests/StageFright.UI.Tests/AppRoutingTests.cs b/tests/StageFright.UI.Tests/AppRoutingTests.cs
new file mode 100644
index 00000000..c3e64ffe
--- /dev/null
+++ b/tests/StageFright.UI.Tests/AppRoutingTests.cs
@@ -0,0 +1,95 @@
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.DependencyInjection;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+
+namespace StageFright.UI.Tests;
+
+/// <summary>
+/// bUnit tests for <see cref="App"/>'s startup routing decision (spec 029, US1): a startup error
+/// takes priority over everything; while setup is incomplete, a missing recorded language
+/// preference routes to <c>/language-select</c> and a recorded one routes straight to
+/// <c>/setup</c> (unchanged target, new guard); once setup is complete there is no redirect to
+/// either, regardless of what the preference store holds.
+/// </summary>
+public class AppRoutingTests : LocalizedTestContext
+{
+    private readonly IStartupDiagnosticService _diagnostics = Substitute.For<IStartupDiagnosticService>();
+    private readonly ISetupService _setupService = Substitute.For<ISetupService>();
+    private readonly ILanguagePreferenceStore _preferenceStore = Substitute.For<ILanguagePreferenceStore>();
+    private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+    private readonly IDeviceThemePreferenceProvider _deviceThemeProvider = Substitute.For<IDeviceThemePreferenceProvider>();
+
+    public AppRoutingTests()
+    {
+        Services.AddSingleton(_diagnostics);
+        Services.AddSingleton(_setupService);
+        Services.AddSingleton(_preferenceStore);
+        Services.AddSingleton(_settingsService);
+        Services.AddSingleton(_deviceThemeProvider);
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        _deviceThemeProvider.GetPreference().Returns(PlatformThemePreference.Dark);
+        _diagnostics.HasStartupError.Returns(false);
+
+        // The /setup redirect target mounts SetupWizard, which hosts a BlazorBootstrap <Tabs> —
+        // same JS-interop stubbing SetupWizardTests/SetupWizardThemeTests already need.
+        JSInterop.SetupVoid("window.blazorBootstrap.tabs.initialize", _ => true);
+        JSInterop.SetupVoid("window.blazorBootstrap.tabs.show", _ => true);
+        JSInterop.SetupVoid("window.blazorBootstrap.tabs.dispose", _ => true);
+    }
+
+    [Fact]
+    public void NavigatesToStartupError_When_HasStartupError_RegardlessOfSetupOrPreference()
+    {
+        _diagnostics.HasStartupError.Returns(true);
+        _setupService.IsSetupCompleteAsync(Arg.Any<CancellationToken>()).Returns(false);
+        _preferenceStore.Get().Returns((string?)null);
+
+        Render<App>();
+
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.EndsWith("/startup-error", nav.Uri);
+    }
+
+    [Fact]
+    public void NavigatesToLanguageSelect_When_SetupIncomplete_AndNoRecordedPreference()
+    {
+        _setupService.IsSetupCompleteAsync(Arg.Any<CancellationToken>()).Returns(false);
+        _preferenceStore.Get().Returns((string?)null);
+
+        Render<App>();
+
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.EndsWith("/language-select", nav.Uri);
+    }
+
+    [Fact]
+    public void NavigatesStraightToSetup_When_SetupIncomplete_AndPreferenceRecorded()
+    {
+        _setupService.IsSetupCompleteAsync(Arg.Any<CancellationToken>()).Returns(false);
+        _preferenceStore.Get().Returns("fr-FR");
+
+        Render<App>();
+
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.EndsWith("/setup", nav.Uri);
+    }
+
+    [Theory]
+    [InlineData(null)]
+    [InlineData("fr-FR")]
+    public void DoesNotRedirect_When_SetupAlreadyComplete(string? recordedPreference)
+    {
+        _setupService.IsSetupCompleteAsync(Arg.Any<CancellationToken>()).Returns(true);
+        _preferenceStore.Get().Returns(recordedPreference);
+        var initialUri = Services.GetRequiredService<NavigationManager>().Uri;
+
+        Render<App>();
+
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.Equal(initialUri, nav.Uri);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/AssemblyCollectionBehavior.cs b/tests/StageFright.UI.Tests/AssemblyCollectionBehavior.cs
new file mode 100644
index 00000000..0b5f227e
--- /dev/null
+++ b/tests/StageFright.UI.Tests/AssemblyCollectionBehavior.cs
@@ -0,0 +1,15 @@
+// Spec 029's CultureProvider.Switch mutates process-wide static CultureInfo state
+// (CurrentCulture/CurrentUICulture/DefaultThreadCurrentCulture/DefaultThreadCurrentUICulture —
+// see CultureProvider.razor.cs), by design: it mirrors exactly what MauiProgram.RunStartupSequence
+// already does once at startup, so background work (report rendering, etc.) also picks up a
+// switched language. Because virtually every test in this assembly renders through
+// LocalizedTestContext and asserts against IStringLocalizer output resolved from that same
+// ambient culture, a test that exercises Switch (CultureProviderTests, FirstRunLanguageScreenTests)
+// races non-deterministically against whatever other test collections xUnit happens to run
+// concurrently — reproduced across multiple full runs, each time corrupting a different,
+// unrelated test's expected English/French text. Disabling cross-collection parallelism for this
+// one assembly (xUnit's standard answer for "some tests share global mutable state") eliminates
+// the race outright; per-class [Collection] tagging (see MoneyFormatterStateCollection in
+// StageFright.Integration.Tests for that narrower pattern) isn't viable here since the "readers"
+// are effectively the whole suite, not a handful of files.
+[assembly: Xunit.CollectionBehavior(DisableTestParallelization = true)]
diff --git a/tests/StageFright.UI.Tests/CultureRestorer.cs b/tests/StageFright.UI.Tests/CultureRestorer.cs
new file mode 100644
index 00000000..27ee939d
--- /dev/null
+++ b/tests/StageFright.UI.Tests/CultureRestorer.cs
@@ -0,0 +1,27 @@
+using System.Globalization;
+
+namespace StageFright.UI.Tests;
+
+/// <summary>
+/// Saves the four static <see cref="CultureInfo"/> slots <see cref="StageFright.UI.Layout.CultureProvider.Switch"/>
+/// writes and restores them on dispose. Culture is process-wide static state (not per-test), so
+/// any test that triggers a live culture switch — directly via <c>CultureProvider.Switch</c>, or
+/// indirectly by clicking a confirm/save button that calls it — must wrap the call in one of
+/// these or the mutation leaks into every other test sharing the run (xUnit reuses threads across
+/// test classes), breaking unrelated English-text/date-format assertions elsewhere in the suite.
+/// </summary>
+public sealed class CultureRestorer : IDisposable
+{
+    private readonly CultureInfo _currentCulture = CultureInfo.CurrentCulture;
+    private readonly CultureInfo _currentUiCulture = CultureInfo.CurrentUICulture;
+    private readonly CultureInfo? _defaultCulture = CultureInfo.DefaultThreadCurrentCulture;
+    private readonly CultureInfo? _defaultUiCulture = CultureInfo.DefaultThreadCurrentUICulture;
+
+    public void Dispose()
+    {
+        CultureInfo.CurrentCulture = _currentCulture;
+        CultureInfo.CurrentUICulture = _currentUiCulture;
+        CultureInfo.DefaultThreadCurrentCulture = _defaultCulture;
+        CultureInfo.DefaultThreadCurrentUICulture = _defaultUiCulture;
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Layout/CultureProviderTests.cs b/tests/StageFright.UI.Tests/Layout/CultureProviderTests.cs
new file mode 100644
index 00000000..bb25944f
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Layout/CultureProviderTests.cs
@@ -0,0 +1,92 @@
+using System.Globalization;
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.AspNetCore.Components.Rendering;
+using StageFright.UI.Layout;
+
+namespace StageFright.UI.Tests.Layout;
+
+/// <summary>
+/// bUnit tests for <see cref="CultureProvider.Switch"/> (spec 029) — the in-session live
+/// language switch. Culture is process-wide static state, so every test saves and restores it
+/// to avoid bleeding into other tests sharing the same thread.
+/// </summary>
+public sealed class CultureProviderTests : BunitContext
+{
+    [Fact]
+    public async Task Switch_UpdatesCurrentCultureProperty()
+    {
+        using var _ = new CultureRestorer();
+        var cut = Render<CultureProvider>(p => p.AddChildContent("<span>content</span>"));
+        var newCulture = CultureInfo.GetCultureInfo("fr-FR");
+
+        await cut.InvokeAsync(() => cut.Instance.Switch(newCulture));
+
+        Assert.Equal("fr-FR", cut.Instance.CurrentCulture.Name);
+    }
+
+    [Fact]
+    public async Task Switch_SetsTheProcessWideCultureGlobals()
+    {
+        using var _ = new CultureRestorer();
+        var cut = Render<CultureProvider>(p => p.AddChildContent("<span>content</span>"));
+        var newCulture = CultureInfo.GetCultureInfo("fr-FR");
+
+        await cut.InvokeAsync(() => cut.Instance.Switch(newCulture));
+
+        // Switch assigns the two process-wide globals — and only those. A render that reads
+        // CultureInfo.CurrentUICulture with no per-context override (the real renderer's state
+        // once MauiProgram stops pinning one) resolves straight through to them.
+        Assert.Equal("fr-FR", CultureInfo.DefaultThreadCurrentCulture?.Name);
+        Assert.Equal("fr-FR", CultureInfo.DefaultThreadCurrentUICulture?.Name);
+    }
+
+    [Fact]
+    public async Task Switch_DoesNotPinAPerContextOverride_SoLaterGlobalChangesStillTakeEffect()
+    {
+        using var _ = new CultureRestorer();
+        var cut = Render<CultureProvider>(p => p.AddChildContent("<span>content</span>"));
+
+        await cut.InvokeAsync(() => cut.Instance.Switch(CultureInfo.GetCultureInfo("fr-FR")));
+
+        // Regression guard for the spec 029 T036 defect: if Switch pinned CultureInfo.CurrentUICulture
+        // as an AsyncLocal per-context override, that override would shadow every subsequent
+        // DefaultThreadCurrentUICulture read on the same context — freezing the UI language until a
+        // process restart. Proof it does not: a direct change to the global is still observed.
+        await cut.InvokeAsync(() =>
+        {
+            CultureInfo.DefaultThreadCurrentCulture = CultureInfo.GetCultureInfo("de-DE");
+            CultureInfo.DefaultThreadCurrentUICulture = CultureInfo.GetCultureInfo("de-DE");
+            Assert.Equal("de-DE", CultureInfo.CurrentCulture.Name);
+            Assert.Equal("de-DE", CultureInfo.CurrentUICulture.Name);
+        });
+    }
+
+    [Fact]
+    public async Task Switch_RerendersDescendant_ThatReadsCurrentCultureAsCascadingValue()
+    {
+        using var _ = new CultureRestorer();
+        var cut = Render<CultureProvider>(p => p.AddChildContent<CultureConsumer>());
+        var newCulture = CultureInfo.GetCultureInfo("fr-FR");
+
+        await cut.InvokeAsync(() => cut.Instance.Switch(newCulture));
+
+        Assert.Equal("fr-FR", cut.Find(".culture-consumer").TextContent);
+    }
+
+    /// <summary>Reads <see cref="CultureProvider.CurrentCulture"/> as a cascading value, exactly
+    /// like a real page's <c>@L["Key"]</c>/<c>MoneyFormatter.Format</c> call sites would.</summary>
+    private sealed class CultureConsumer : ComponentBase
+    {
+        [CascadingParameter] public CultureProvider? CultureProvider { get; set; }
+
+        protected override void BuildRenderTree(RenderTreeBuilder builder)
+        {
+            builder.OpenElement(0, "span");
+            builder.AddAttribute(1, "class", "culture-consumer");
+            builder.AddContent(2, CultureProvider?.CurrentCulture.Name);
+            builder.CloseElement();
+        }
+    }
+
+}
diff --git a/tests/StageFright.UI.Tests/Layout/ShellLayoutTests.cs b/tests/StageFright.UI.Tests/Layout/ShellLayoutTests.cs
index 0aef0c96..fb51ff91 100644
--- a/tests/StageFright.UI.Tests/Layout/ShellLayoutTests.cs
+++ b/tests/StageFright.UI.Tests/Layout/ShellLayoutTests.cs
@@ -16,7 +16,7 @@ namespace StageFright.UI.Tests.Layout;
 /// renders sub-items as expandable groups (auto-expanding on active child routes),
 /// and handles badges, active-route highlighting, navigation, and the theme toggle.
 /// </summary>
-public class ShellLayoutTests : BunitContext
+public class ShellLayoutTests : LocalizedTestContext
 {
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
     private readonly IDeviceThemePreferenceProvider _deviceThemeProvider = Substitute.For<IDeviceThemePreferenceProvider>();
diff --git a/tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs b/tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs
new file mode 100644
index 00000000..d704c7c0
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Localization/LanguagePickerRenderTests.cs
@@ -0,0 +1,109 @@
+using Bunit;
+using Microsoft.Extensions.DependencyInjection;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Modules.Localization;
+using StageFright.UI.Pages.Settings;
+using StageFright.UI.Pages.Setup;
+using StageFright.UI.Pages.Setup.Tabs;
+using AppSettings = StageFright.Core.Entities.Settings;
+
+namespace StageFright.UI.Tests.Localization;
+
+/// <summary>
+/// bUnit tests for the spec 027 US3 language pickers: the Settings General tab and the Setup
+/// Wizard step list every shipped language by its endonym, mark the active one, and the Settings
+/// picker shows an inline restart notice at the point of change (FR-012 / FR-021). A 2-entry
+/// fake catalog stands in so the tests control exactly which languages are offered,
+/// independent of the satellite resource sets the build happens to ship.
+/// </summary>
+public sealed class LanguagePickerRenderTests : LocalizedTestContext
+{
+    private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+
+    public LanguagePickerRenderTests()
+    {
+        Services.AddSingleton<ISupportedLanguagesCatalog>(new FakeCatalog("en-AU", "fr-FR"));
+        Services.AddSingleton(_settingsService);
+    }
+
+    private static AppSettings MakeSettings(string? languageCode = null) => new()
+    {
+        Id = Guid.NewGuid(),
+        OrganizationName = "Test Org",
+        AnnualFee = 75m,
+        AttendanceFee = 5m,
+        MembershipRenewalMonth = 1,
+        LanguageCode = languageCode,
+        CreatedAt = DateTime.UtcNow,
+        UpdatedAt = DateTime.UtcNow,
+    };
+
+    [Fact]
+    public void GeneralSettingsTab_ListsEveryShippedLanguageByEndonym()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+
+        var cut = Render<GeneralSettingsTab>();
+
+        var options = cut.Find("#languageCode").QuerySelectorAll("option");
+        Assert.Equal(2, options.Length);
+        Assert.Equal("en-AU", options[0].GetAttribute("value"));
+        Assert.Contains("English", options[0].TextContent, StringComparison.OrdinalIgnoreCase);
+        Assert.Equal("fr-FR", options[1].GetAttribute("value"));
+    }
+
+    [Fact]
+    public void GeneralSettingsTab_MarksThePersistedLanguageAsActive()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings(languageCode: "fr-FR"));
+
+        var cut = Render<GeneralSettingsTab>();
+
+        Assert.Equal("fr-FR", cut.Find("#languageCode").GetAttribute("value"));
+    }
+
+    [Fact]
+    public void GeneralSettingsTab_NeverShowsARestartNotice_BeforeOrAfterAChange()
+    {
+        // spec 029: the change is visible the moment it is saved — there is nothing left to
+        // wait for, so no restart notice is ever shown at any point (FR-020/SC-007).
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+
+        var cut = Render<GeneralSettingsTab>();
+        Assert.DoesNotContain("Restart the app", cut.Markup, StringComparison.OrdinalIgnoreCase);
+
+        cut.Find("#languageCode").Change("fr-FR");
+        Assert.DoesNotContain("Restart the app", cut.Markup, StringComparison.OrdinalIgnoreCase);
+    }
+
+    [Fact]
+    public async Task GeneralSettingsTab_PersistsTheSelectedLanguage_OnSave()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+        _settingsService.SaveAsync(Arg.Any<AppSettings>(), Arg.Any<CancellationToken>()).Returns(Task.CompletedTask);
+
+        var cut = Render<GeneralSettingsTab>();
+        cut.Find("#languageCode").Change("fr-FR");
+        await cut.Find("form").SubmitAsync();
+
+        await _settingsService.Received(1).SaveAsync(
+            Arg.Is<AppSettings>(s => s!.LanguageCode == "fr-FR"),
+            Arg.Any<CancellationToken>());
+    }
+
+    private sealed class FakeCatalog : ISupportedLanguagesCatalog
+    {
+        public FakeCatalog(params string[] codes) =>
+            All = codes.Select(c => new SupportedLanguage(c, string.Equals(c, "en-AU", StringComparison.OrdinalIgnoreCase))).ToList();
+
+        public IReadOnlyList<SupportedLanguage> All { get; }
+
+        public SupportedLanguage Default => All.First(l => l.IsDefault);
+
+        public SupportedLanguage? Find(string? cultureCode) =>
+            string.IsNullOrWhiteSpace(cultureCode)
+                ? null
+                : All.FirstOrDefault(l => string.Equals(l.CultureCode, cultureCode.Trim(), StringComparison.OrdinalIgnoreCase));
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Localization/RehearsalsLocalizedRenderTests.cs b/tests/StageFright.UI.Tests/Localization/RehearsalsLocalizedRenderTests.cs
new file mode 100644
index 00000000..2c88ea91
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Localization/RehearsalsLocalizedRenderTests.cs
@@ -0,0 +1,159 @@
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.Extensions.DependencyInjection;
+using Microsoft.Extensions.Localization;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Rehearsals;
+using StageFright.Reports.Rendering;
+using StageFright.UI.Pages.Rehearsals;
+using StageFright.UI.Resources.Strings;
+using SettingsEntity = StageFright.Core.Entities.Settings;
+
+namespace StageFright.UI.Tests.Localization;
+
+/// <summary>
+/// FR-018 guard for the Rehearsals module (US2, T032): every user-facing string on
+/// <see cref="RehearsalList"/>, <see cref="RehearsalForm"/> and <see cref="AttendanceGrid"/>
+/// is rendered from <see cref="IStringLocalizer{T}"/> resources, not hardcoded English. Each
+/// test resolves the expected copy through the same localizer the component uses and asserts
+/// it appears in the rendered markup, so re-wording a <c>.resx</c> entry changes the screen
+/// with no code change.
+/// </summary>
+public class RehearsalsLocalizedRenderTests : LocalizedTestContext
+{
+    private readonly IRehearsalService _rehearsalService = Substitute.For<IRehearsalService>();
+    private readonly IAttendanceService _attendanceService = Substitute.For<IAttendanceService>();
+    private readonly IAttendanceRollService _attendanceRollService = Substitute.For<IAttendanceRollService>();
+    private readonly IAttendanceRollPdfRenderer _attendanceRollPdfRenderer = Substitute.For<IAttendanceRollPdfRenderer>();
+    private readonly IMemberService _memberService = Substitute.For<IMemberService>();
+    private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+
+    private IStringLocalizer<RehearsalsResource> L => Services.GetRequiredService<IStringLocalizer<RehearsalsResource>>();
+    private IStringLocalizer<SharedResource> Shared => Services.GetRequiredService<IStringLocalizer<SharedResource>>();
+    private ILocalizer Loc => Services.GetRequiredService<ILocalizer>();
+
+    private static readonly DateTime Today = DateTime.Today;
+
+    public RehearsalsLocalizedRenderTests()
+    {
+        Services.AddSingleton(_rehearsalService);
+        Services.AddSingleton(_attendanceService);
+        Services.AddSingleton(_attendanceRollService);
+        Services.AddSingleton(_attendanceRollPdfRenderer);
+        Services.AddSingleton(_memberService);
+        Services.AddSingleton(_settingsService);
+        Services.AddSingleton(Substitute.For<NavigationManager>());
+
+        _rehearsalService.GetAllAsync(Arg.Any<CancellationToken>()).Returns(new List<Rehearsal>());
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(ASettings());
+        _memberService.GetByStatusAsync(Arg.Any<MemberStatus>(), Arg.Any<CancellationToken>())
+            .Returns((IReadOnlyList<Member>)new List<Member>());
+    }
+
+    [Fact]
+    public void RehearsalList_ChromeAndEmptyState_ComeFromResources()
+    {
+        var cut = Render<RehearsalList>();
+
+        Assert.Contains(L["Rehearsals_List_Heading"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_List_ScheduleButton"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_List_SearchPlaceholder"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_List_EmptyNone"].Value, cut.Markup);
+    }
+
+    [Fact]
+    public void RehearsalList_GridColumnsAndActions_ComeFromResources()
+    {
+        _rehearsalService.GetAllAsync(Arg.Any<CancellationToken>())
+            .Returns(new List<Rehearsal> { ARehearsal(Today) });
+
+        var cut = Render<RehearsalList>();
+
+        Assert.Contains(L["Rehearsals_List_DateColumn"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_List_NotesColumn"].Value, cut.Markup);
+        Assert.Contains(Shared["Shared_Table_ActionsColumn"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_List_RecordAttendanceButton"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_List_PrintRollButton"].Value, cut.Markup);
+        cut.Find($"button[aria-label='{Loc.Get<RehearsalsResource>("Rehearsals_List_PrintRollAriaLabel", Today.ToString("d MMM yyyy"))}']");
+    }
+
+    [Fact]
+    public void RehearsalForm_HeadingLabelsAndActions_ComeFromResources()
+    {
+        var cut = Render<RehearsalForm>();
+
+        Assert.Contains(L["Rehearsals_Form_Heading"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Form_DateLabel"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Form_TimeLabel"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Form_NotesLabel"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Form_ScheduleButton"].Value, cut.Markup);
+        Assert.Contains(Shared["Shared_Action_Cancel"].Value, cut.Markup);
+    }
+
+    [Fact]
+    public void AttendanceGrid_NotFound_MessageAndBackButton_ComeFromResources()
+    {
+        var cut = Render<AttendanceGrid>(p => p.Add(x => x.RehearsalId, Guid.NewGuid()));
+
+        Assert.Contains(L["Rehearsals_Attendance_NotFound"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Attendance_BackButton"].Value, cut.Markup);
+    }
+
+    [Fact]
+    public void AttendanceGrid_RecordMode_HeadersAndActions_ComeFromResources()
+    {
+        var rehearsal = ARehearsal(Today);
+        _rehearsalService.GetAllAsync(Arg.Any<CancellationToken>())
+            .Returns(new List<Rehearsal> { rehearsal });
+        _memberService.GetByStatusAsync(MemberStatus.Active, Arg.Any<CancellationToken>())
+            .Returns((IReadOnlyList<Member>)new List<Member> { AMember() });
+
+        var cut = Render<AttendanceGrid>(p => p.Add(x => x.RehearsalId, rehearsal.Id));
+
+        Assert.Contains(L["Rehearsals_Attendance_HeadingRecord"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Attendance_AttendedColumn"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Attendance_MemberColumn"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Attendance_FeeColumn"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Attendance_SaveButton"].Value, cut.Markup);
+        Assert.Contains(L["Rehearsals_Attendance_SelectAllLabel"].Value, cut.Markup);
+    }
+
+    private static Rehearsal ARehearsal(DateTime date) => new()
+    {
+        Id = Guid.NewGuid(),
+        Date = date,
+        Time = TimeSpan.FromHours(19),
+        CreatedAt = DateTime.UtcNow,
+        UpdatedAt = DateTime.UtcNow
+    };
+
+    private static Member AMember() => new()
+    {
+        Id = Guid.NewGuid(),
+        FirstName = "A",
+        LastName = "B",
+        StreetAddress = "1 St",
+        Status = MemberStatus.Active,
+        JoinDate = DateTime.UtcNow,
+        CreatedAt = DateTime.UtcNow,
+        UpdatedAt = DateTime.UtcNow
+    };
+
+    private static SettingsEntity ASettings() => new()
+    {
+        Id = Guid.NewGuid(),
+        OrganizationName = "Test Choir",
+        AnnualFee = 50m,
+        AttendanceFee = 25m,
+        MembershipRenewalMonth = 1,
+        MaxAgeRangeYears = 150,
+        MinimumMemberAge = 0,
+        SchemaVersion = "1.0.0",
+        CreatedAt = DateTime.UtcNow,
+        UpdatedAt = DateTime.UtcNow
+    };
+}
diff --git a/tests/StageFright.UI.Tests/Localization/Us1LocalizedRenderTests.cs b/tests/StageFright.UI.Tests/Localization/Us1LocalizedRenderTests.cs
new file mode 100644
index 00000000..fc789f31
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Localization/Us1LocalizedRenderTests.cs
@@ -0,0 +1,130 @@
+using Bunit;
+using Microsoft.Extensions.DependencyInjection;
+using Microsoft.Extensions.Localization;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.Core.Modules.Localization.Resources;
+using StageFright.Plugins.Contracts;
+using StageFright.UI.Layout;
+using StageFright.UI.Modules.Members;
+using StageFright.UI.Pages.Members;
+using StageFright.UI.Resources.Strings;
+
+namespace StageFright.UI.Tests.Localization;
+
+/// <summary>
+/// FR-018 guard: the US1 slice renders its user-facing text from <see cref="IStringLocalizer{T}"/>
+/// resources, not hardcoded English. Each test resolves the expected copy through the same
+/// localizer the component uses and asserts it appears in the rendered markup — so re-wording a
+/// <c>.resx</c> entry (or shipping a translation) changes the screen with no code change.
+/// </summary>
+public class Us1LocalizedRenderTests : LocalizedTestContext
+{
+    private readonly IMemberService _memberService = Substitute.For<IMemberService>();
+    private readonly IMemberBalanceService _balanceService = Substitute.For<IMemberBalanceService>();
+    private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+    private readonly IDeviceThemePreferenceProvider _deviceTheme = Substitute.For<IDeviceThemePreferenceProvider>();
+
+    private IStringLocalizer<MembersResource> Members => Services.GetRequiredService<IStringLocalizer<MembersResource>>();
+    private IStringLocalizer<SharedResource> Shared => Services.GetRequiredService<IStringLocalizer<SharedResource>>();
+    private IStringLocalizer<NavigationResource> Nav => Services.GetRequiredService<IStringLocalizer<NavigationResource>>();
+
+    public Us1LocalizedRenderTests()
+    {
+        Services.AddSingleton(_memberService);
+        Services.AddSingleton(_balanceService);
+        Services.AddSingleton(_settingsService);
+        Services.AddSingleton(_deviceTheme);
+
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns((Settings?)null);
+        _deviceTheme.GetPreference().Returns(PlatformThemePreference.Light);
+        _memberService.GetByStatusAsync(Arg.Any<MemberStatus>(), Arg.Any<CancellationToken>())
+            .Returns((IReadOnlyList<Member>)new List<Member>());
+        _balanceService.GetAllMemberBalancesAsync(Arg.Any<CancellationToken>())
+            .Returns((IReadOnlyList<MemberBalance>)new List<MemberBalance>());
+    }
+
+    [Fact]
+    public void ShellLayout_RendersBrandTextFromNavigationResource()
+    {
+        var cut = Render<ShellLayout>();
+
+        Assert.Contains(Nav["Nav_Sidebar_BrandText"].Value, cut.Markup);
+        Assert.Contains(Nav["Nav_ThemeToggle_Label"].Value, cut.Markup);
+    }
+
+    [Fact]
+    public void ShellLayout_RendersThemeNameViaLocalizeEnum()
+    {
+        var cut = Render<ShellLayout>();
+
+        // Device pref is Light, so the shell shows the Light theme label from EnumsResource.
+        Assert.Contains(Theme.Light.LocalizeEnum(), cut.Markup);
+    }
+
+    [Fact]
+    public void ThemeProvider_RendersChildContent_AndCarriesNoLocalisedText()
+    {
+        var cut = Render<ThemeProvider>(p => p.AddChildContent("<span id=\"probe\">child</span>"));
+
+        Assert.NotNull(cut.Find("#probe"));
+        Assert.Contains("data-bs-theme", cut.Markup);
+    }
+
+    [Fact]
+    public void MemberList_HeadingAndAddButton_ComeFromMembersResource()
+    {
+        _memberService.GetByStatusAsync(MemberStatus.Active, Arg.Any<CancellationToken>())
+            .Returns((IReadOnlyList<Member>)new List<Member>
+            {
+                new() { Id = Guid.NewGuid(), FirstName = "A", LastName = "B", StreetAddress = "1 St", Status = MemberStatus.Active, JoinDate = DateTime.UtcNow, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            });
+
+        var cut = Render<MemberList>();
+
+        Assert.Contains(Members["Members_List_Heading"].Value, cut.Markup);
+        Assert.Contains(Members["Members_List_AddButton"].Value, cut.Markup);
+        Assert.Contains(Members["Members_List_NameColumn"].Value, cut.Markup);
+        Assert.Contains(Shared["Shared_Table_ActionsColumn"].Value, cut.Markup);
+    }
+
+    [Fact]
+    public void MemberList_ActiveEmptyMessage_ComesFromMembersResource()
+    {
+        var cut = Render<MemberList>();
+
+        Assert.Contains(Members["Members_List_EmptyActive"].Value, cut.Markup);
+    }
+
+    [Fact]
+    public void MemberForm_HeadingAndActions_ComeFromResources()
+    {
+        var cut = Render<MemberForm>();
+
+        Assert.Contains(Members["Members_Form_AddHeading"].Value, cut.Markup);
+        Assert.Contains(Members["Members_Form_FirstNameLabel"].Value, cut.Markup);
+        Assert.Contains(Shared["Shared_Action_Save"].Value, cut.Markup);
+        Assert.Contains(Shared["Shared_Action_Cancel"].Value, cut.Markup);
+    }
+
+    [Fact]
+    public void MembersTile_StatLabels_ComeFromResourcesAndLocalizeEnum()
+    {
+        _memberService.GetByStatusAsync(MemberStatus.Active, Arg.Any<CancellationToken>())
+            .Returns((IReadOnlyList<Member>)new List<Member>
+            {
+                new() { Id = Guid.NewGuid(), FirstName = "A", LastName = "B", StreetAddress = "1 St", Status = MemberStatus.Active, JoinDate = DateTime.UtcNow, CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow },
+            });
+
+        var cut = Render<MembersTile>();
+
+        Assert.Contains(MemberStatus.Active.LocalizeEnum(), cut.Markup);
+        Assert.Contains(MemberStatus.Inactive.LocalizeEnum(), cut.Markup);
+        Assert.Contains(Members["Members_Tile_TotalLabel"].Value, cut.Markup);
+        Assert.Contains(Members["Members_Tile_NoOutstandingFees"].Value, cut.Markup);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/LocalizedTestContext.cs b/tests/StageFright.UI.Tests/LocalizedTestContext.cs
new file mode 100644
index 00000000..9cade5a8
--- /dev/null
+++ b/tests/StageFright.UI.Tests/LocalizedTestContext.cs
@@ -0,0 +1,68 @@
+using System.Globalization;
+using Microsoft.Extensions.DependencyInjection;
+using Microsoft.Extensions.Localization;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Localization;
+using StageFright.Core.Modules.Members;
+
+namespace StageFright.UI.Tests;
+
+/// <summary>
+/// Shared bUnit base for components that render localized text. Registers the real
+/// .resx-backed <c>IStringLocalizer&lt;T&gt;</c> (via <c>AddLocalization()</c>) so component
+/// tests assert through resource keys / the localizer, never hardcoded English (FR-018), and
+/// wires <see cref="EnumLocalizationExtensions"/> so <c>@value.LocalizeEnum()</c> also resolves
+/// in tests (FR-024). Extends <see cref="RadzenGridTestContext"/> so localized component tests
+/// keep the same RadzenDataGrid JS interop mocking as every other bUnit test in this project.
+/// </summary>
+/// <remarks>
+/// Also registers the spec 027 US3 language services (<see cref="ISupportedLanguagesCatalog"/>,
+/// <see cref="ISystemCultureProvider"/>, <see cref="ILanguageProvider"/>) plus a null-returning
+/// <see cref="ISettingsService"/> so the Settings / Setup language pickers render. A subclass
+/// that registers its own <see cref="ISettingsService"/> substitute overrides the stub — the
+/// last registration wins.
+/// </remarks>
+public abstract class LocalizedTestContext : RadzenGridTestContext
+{
+    protected LocalizedTestContext()
+    {
+        Services.AddLocalization();
+        Services.AddScoped<ILocalizer, Localizer>();
+        Services.AddScoped<AgeCalculationService>();
+
+        Services.AddSingleton<ISupportedLanguagesCatalog, SupportedLanguagesCatalog>();
+        Services.AddSingleton<ISystemCultureProvider, EnAuSystemCultureProvider>();
+        Services.AddSingleton<ILanguagePreferenceStore, NullLanguagePreferenceStore>();
+        Services.AddScoped<ISettingsService, NullSettingsService>();
+        Services.AddScoped<ILanguageProvider, LanguageProvider>();
+
+        var factory = Services.BuildServiceProvider().GetRequiredService<IStringLocalizerFactory>();
+        EnumLocalizationExtensions.UseFactory(factory);
+    }
+
+    /// <summary>Reports <c>en-AU</c> as the OS UI culture so the resolution ladder is deterministic in tests.</summary>
+    private sealed class EnAuSystemCultureProvider : ISystemCultureProvider
+    {
+        public CultureInfo GetUiCulture() => CultureInfo.GetCultureInfo("en-AU");
+    }
+
+    /// <summary>Stand-in for tests that do not register their own <see cref="ISettingsService"/>.</summary>
+    private sealed class NullSettingsService : ISettingsService
+    {
+        public Task<Settings?> GetAsync(CancellationToken ct = default) => Task.FromResult<Settings?>(null);
+
+        public Task SaveAsync(Settings settings, CancellationToken ct = default) => Task.CompletedTask;
+    }
+
+    /// <summary>Stand-in for tests that do not register their own <see cref="ILanguagePreferenceStore"/> — reports no recorded preference.</summary>
+    private sealed class NullLanguagePreferenceStore : ILanguagePreferenceStore
+    {
+        public string? Get() => null;
+
+        public void Set(string cultureCode)
+        {
+        }
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Modules/Events/EventsDashboardTileProviderTests.cs b/tests/StageFright.UI.Tests/Modules/Events/EventsDashboardTileProviderTests.cs
index 926cdba7..4c64c568 100644
--- a/tests/StageFright.UI.Tests/Modules/Events/EventsDashboardTileProviderTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Events/EventsDashboardTileProviderTests.cs
@@ -1,11 +1,12 @@
 using StageFright.UI.Modules.Events;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Modules.Events;
 
 /// <summary>Unit tests for EventsDashboardTileProvider metadata and TileData.</summary>
 public class EventsDashboardTileProviderTests
 {
-    private readonly EventsDashboardTileProvider _provider = new();
+    private readonly EventsDashboardTileProvider _provider = new(RealStringLocalizer.For<EventsResource>());
 
     [Fact]
     public void Should_ExposeEventsTileMetadata_When_Constructed()
diff --git a/tests/StageFright.UI.Tests/Modules/Events/EventsTileTests.cs b/tests/StageFright.UI.Tests/Modules/Events/EventsTileTests.cs
index 24e0b06f..273e5bca 100644
--- a/tests/StageFright.UI.Tests/Modules/Events/EventsTileTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Events/EventsTileTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Modules.Events;
 /// bUnit tests for EventsTile (design 3a) — upcoming/next stats and the last recorded
 /// participation "n of m (x%)" with its progress bar, across all states.
 /// </summary>
-public class EventsTileTests : BunitContext
+public class EventsTileTests : LocalizedTestContext
 {
     private readonly IEventService _eventService = Substitute.For<IEventService>();
 
diff --git a/tests/StageFright.UI.Tests/Modules/Finance/CashFlowDashboardTileProviderTests.cs b/tests/StageFright.UI.Tests/Modules/Finance/CashFlowDashboardTileProviderTests.cs
index 0482769f..cf7f4b1c 100644
--- a/tests/StageFright.UI.Tests/Modules/Finance/CashFlowDashboardTileProviderTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Finance/CashFlowDashboardTileProviderTests.cs
@@ -1,12 +1,13 @@
 using StageFright.Plugins.Contracts;
 using StageFright.UI.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Modules.Finance;
 
 /// <summary>Unit tests for CashFlowDashboardTileProvider metadata and TileData.</summary>
 public class CashFlowDashboardTileProviderTests
 {
-    private readonly IDashboardTileProvider _provider = new CashFlowDashboardTileProvider();
+    private readonly IDashboardTileProvider _provider = new CashFlowDashboardTileProvider(RealStringLocalizer.For<FinanceResource>());
 
     [Fact]
     public void Should_ExposeCashFlowTileMetadata_When_Constructed()
diff --git a/tests/StageFright.UI.Tests/Modules/Finance/CashFlowTileTests.cs b/tests/StageFright.UI.Tests/Modules/Finance/CashFlowTileTests.cs
index e67955c9..3e16d009 100644
--- a/tests/StageFright.UI.Tests/Modules/Finance/CashFlowTileTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Finance/CashFlowTileTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Modules.Finance;
 /// bUnit tests for CashFlowTile (design 3a) — six-month income/expense bar chart
 /// across loading, error, empty and populated states.
 /// </summary>
-public class CashFlowTileTests : BunitContext
+public class CashFlowTileTests : LocalizedTestContext
 {
     private readonly IFinanceSummaryService _summaryService = Substitute.For<IFinanceSummaryService>();
 
diff --git a/tests/StageFright.UI.Tests/Modules/Finance/FinanceDashboardTileProviderTests.cs b/tests/StageFright.UI.Tests/Modules/Finance/FinanceDashboardTileProviderTests.cs
index 0b796f19..22d2c71c 100644
--- a/tests/StageFright.UI.Tests/Modules/Finance/FinanceDashboardTileProviderTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Finance/FinanceDashboardTileProviderTests.cs
@@ -1,11 +1,12 @@
 using StageFright.UI.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Modules.Finance;
 
 /// <summary>Unit tests for FinanceDashboardTileProvider metadata and TileData.</summary>
 public class FinanceDashboardTileProviderTests
 {
-    private readonly FinanceDashboardTileProvider _provider = new();
+    private readonly FinanceDashboardTileProvider _provider = new(RealStringLocalizer.For<FinanceResource>());
 
     [Fact]
     public void Should_ExposeFinanceTileMetadata_When_Constructed()
diff --git a/tests/StageFright.UI.Tests/Modules/Finance/FinanceTileTests.cs b/tests/StageFright.UI.Tests/Modules/Finance/FinanceTileTests.cs
index 3b2f3bf0..b58fa01d 100644
--- a/tests/StageFright.UI.Tests/Modules/Finance/FinanceTileTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Finance/FinanceTileTests.cs
@@ -13,7 +13,7 @@ namespace StageFright.UI.Tests.Modules.Finance;
 /// bUnit tests for FinanceTile (design 3a) — current balance and month-to-date
 /// income/expense lines across loading, error and populated states.
 /// </summary>
-public class FinanceTileTests : BunitContext
+public class FinanceTileTests : LocalizedTestContext
 {
     private readonly IFinanceSummaryService _summaryService = Substitute.For<IFinanceSummaryService>();
 
diff --git a/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesDashboardTileProviderTests.cs b/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesDashboardTileProviderTests.cs
index 64e9d2c7..468321cf 100644
--- a/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesDashboardTileProviderTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesDashboardTileProviderTests.cs
@@ -1,12 +1,13 @@
 using StageFright.Plugins.Contracts;
 using StageFright.UI.Modules.Finance;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Modules.Finance;
 
 /// <summary>Unit tests for OutstandingBalancesDashboardTileProvider metadata and TileData.</summary>
 public class OutstandingBalancesDashboardTileProviderTests
 {
-    private readonly IDashboardTileProvider _provider = new OutstandingBalancesDashboardTileProvider();
+    private readonly IDashboardTileProvider _provider = new OutstandingBalancesDashboardTileProvider(RealStringLocalizer.For<FinanceResource>());
 
     [Fact]
     public void Should_ExposeOutstandingBalancesTileMetadata_When_Constructed()
diff --git a/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesTileTests.cs b/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesTileTests.cs
index e04c6ca3..571726e3 100644
--- a/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesTileTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Finance/OutstandingBalancesTileTests.cs
@@ -14,7 +14,7 @@ namespace StageFright.UI.Tests.Modules.Finance;
 /// bUnit tests for OutstandingBalancesTile (design 4) — member count and per-fee-type
 /// outstanding totals across loading, error, zero-state, and populated states.
 /// </summary>
-public class OutstandingBalancesTileTests : BunitContext
+public class OutstandingBalancesTileTests : LocalizedTestContext
 {
     private readonly IMemberBalanceService _memberBalanceService = Substitute.For<IMemberBalanceService>();
     private readonly IFinanceSummaryService _summaryService = Substitute.For<IFinanceSummaryService>();
diff --git a/tests/StageFright.UI.Tests/Modules/Members/MembersDashboardTileProviderTests.cs b/tests/StageFright.UI.Tests/Modules/Members/MembersDashboardTileProviderTests.cs
index 24cf64db..66f26b4a 100644
--- a/tests/StageFright.UI.Tests/Modules/Members/MembersDashboardTileProviderTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Members/MembersDashboardTileProviderTests.cs
@@ -1,11 +1,13 @@
 using StageFright.UI.Modules.Members;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Modules.Members;
 
 /// <summary>Unit tests for MembersDashboardTileProvider metadata and TileData.</summary>
 public class MembersDashboardTileProviderTests
 {
-    private readonly MembersDashboardTileProvider _provider = new();
+    private readonly MembersDashboardTileProvider _provider =
+        new(RealStringLocalizer.For<MembersResource>());
 
     [Fact]
     public void Should_ExposeMembersTileMetadata_When_Constructed()
diff --git a/tests/StageFright.UI.Tests/Modules/Members/MembersTileTests.cs b/tests/StageFright.UI.Tests/Modules/Members/MembersTileTests.cs
index 6692beed..f03c574b 100644
--- a/tests/StageFright.UI.Tests/Modules/Members/MembersTileTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Members/MembersTileTests.cs
@@ -14,7 +14,7 @@ namespace StageFright.UI.Tests.Modules.Members;
 /// bUnit tests for MembersTile (design 3a) — active/inactive/total stats and the
 /// outstanding-fees chip across loading, error, zero and populated states.
 /// </summary>
-public class MembersTileTests : BunitContext
+public class MembersTileTests : LocalizedTestContext
 {
     private readonly IMemberService _memberService = Substitute.For<IMemberService>();
     private readonly IMemberBalanceService _balanceService = Substitute.For<IMemberBalanceService>();
diff --git a/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendDashboardTileProviderTests.cs b/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendDashboardTileProviderTests.cs
index 7c0c09b7..f79cfed8 100644
--- a/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendDashboardTileProviderTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendDashboardTileProviderTests.cs
@@ -1,12 +1,13 @@
 using StageFright.Plugins.Contracts;
 using StageFright.UI.Modules.Rehearsals;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Modules.Rehearsals;
 
 /// <summary>Unit tests for AttendanceTrendDashboardTileProvider metadata and TileData.</summary>
 public class AttendanceTrendDashboardTileProviderTests
 {
-    private readonly IDashboardTileProvider _provider = new AttendanceTrendDashboardTileProvider();
+    private readonly IDashboardTileProvider _provider = new AttendanceTrendDashboardTileProvider(RealStringLocalizer.For<RehearsalsResource>());
 
     [Fact]
     public void Should_ExposeTrendTileMetadata_When_Constructed()
diff --git a/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendTileTests.cs b/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendTileTests.cs
index 86d38534..507f813e 100644
--- a/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendTileTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Rehearsals/AttendanceTrendTileTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Modules.Rehearsals;
 /// bUnit tests for AttendanceTrendTile (design 3a) — six-month attendance line chart
 /// across loading, error, empty-window and populated states.
 /// </summary>
-public class AttendanceTrendTileTests : BunitContext
+public class AttendanceTrendTileTests : LocalizedTestContext
 {
     private readonly IRehearsalService _rehearsalService = Substitute.For<IRehearsalService>();
 
diff --git a/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsDashboardTileProviderTests.cs b/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsDashboardTileProviderTests.cs
index de5d0121..60c7d154 100644
--- a/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsDashboardTileProviderTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsDashboardTileProviderTests.cs
@@ -1,11 +1,12 @@
 using StageFright.UI.Modules.Rehearsals;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Modules.Rehearsals;
 
 /// <summary>Unit tests for RehearsalsDashboardTileProvider metadata and TileData.</summary>
 public class RehearsalsDashboardTileProviderTests
 {
-    private readonly RehearsalsDashboardTileProvider _provider = new();
+    private readonly RehearsalsDashboardTileProvider _provider = new(RealStringLocalizer.For<RehearsalsResource>());
 
     [Fact]
     public void Should_ExposeRehearsalsTileMetadata_When_Constructed()
diff --git a/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsTileTests.cs b/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsTileTests.cs
index 05611c28..af1deeb4 100644
--- a/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsTileTests.cs
+++ b/tests/StageFright.UI.Tests/Modules/Rehearsals/RehearsalsTileTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Modules.Rehearsals;
 /// bUnit tests for RehearsalsTile (design 3a) — upcoming/next stats and the last
 /// recorded attendance "n of m (x%)" with its progress bar, across all states.
 /// </summary>
-public class RehearsalsTileTests : BunitContext
+public class RehearsalsTileTests : LocalizedTestContext
 {
     private readonly IRehearsalService _rehearsalService = Substitute.For<IRehearsalService>();
     private readonly IAttendanceRepository _attendanceRepository = Substitute.For<IAttendanceRepository>();
diff --git a/tests/StageFright.UI.Tests/Pages/Dashboard/DashboardTests.cs b/tests/StageFright.UI.Tests/Pages/Dashboard/DashboardTests.cs
index eba3f398..50d247af 100644
--- a/tests/StageFright.UI.Tests/Pages/Dashboard/DashboardTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Dashboard/DashboardTests.cs
@@ -4,6 +4,7 @@
 using NSubstitute;
 using StageFright.Core.Contracts;
 using StageFright.Core.Modules.Dashboard;
+using StageFright.Core.Modules.Settings;
 using StageFright.Plugins.Contracts;
 using StageFright.UI.Pages.Dashboard;
 using StageFright.UI.Shared;
@@ -15,13 +16,15 @@ namespace StageFright.UI.Tests.Pages.Dashboard;
 /// loading state, error tile display, and Extensions section visibility.
 /// TileRenderer is stubbed to isolate Dashboard structure from async tile loading.
 /// </summary>
-public class DashboardTests : BunitContext
+public class DashboardTests : LocalizedTestContext
 {
     private readonly IDashboardService _dashboardService = Substitute.For<IDashboardService>();
+    private readonly StartupDiagnosticService _startupDiagnostics = new();
 
     public DashboardTests()
     {
         Services.AddSingleton(_dashboardService);
+        Services.AddSingleton<IStartupDiagnosticService>(_startupDiagnostics);
         ComponentFactories.AddStub<TileRenderer>(parameters =>
         {
             var provider = parameters.Get(x => x.Provider);
@@ -246,6 +249,44 @@ public void Should_ApplySizeClass_When_PluginTileOverridesTileSize_InExtensionsS
         Assert.NotNull(extensionsSection.QuerySelector(".card.tile-test-tile.tile-size-1x2"));
     }
 
+    // --- Startup warning banner (spec 028, US8 / FR-025) ---
+
+    [Fact]
+    public void StartupWarningBanner_NotRendered_WhenNoStartupWarning()
+    {
+        SetupProviders(MakeCoreProvider("members", 10));
+
+        var cut = Render<StageFright.UI.Pages.Dashboard.Dashboard>();
+
+        Assert.Empty(cut.FindAll("[data-testid='startup-warning-banner']"));
+    }
+
+    [Fact]
+    public void StartupWarningBanner_Rendered_WhenStartupWarningRecorded()
+    {
+        _startupDiagnostics.RecordWarning("Audit trail purge failed during startup.");
+        SetupProviders(MakeCoreProvider("members", 10));
+
+        var cut = Render<StageFright.UI.Pages.Dashboard.Dashboard>();
+
+        var banner = cut.Find("[data-testid='startup-warning-banner']");
+        Assert.Contains("audit-trail", banner.TextContent, StringComparison.OrdinalIgnoreCase);
+    }
+
+    [Fact]
+    public void StartupWarningBanner_Dismissed_WhenDismissButtonClicked()
+    {
+        _startupDiagnostics.RecordWarning("Audit trail purge failed during startup.");
+        SetupProviders(MakeCoreProvider("members", 10));
+        var cut = Render<StageFright.UI.Pages.Dashboard.Dashboard>();
+
+        cut.Find("[data-testid='startup-warning-banner'] button").Click();
+
+        Assert.Empty(cut.FindAll("[data-testid='startup-warning-banner']"));
+        // The underlying diagnostic state is untouched — only hidden for this session.
+        Assert.True(_startupDiagnostics.HasStartupWarning);
+    }
+
     private static IDashboardTileProvider MakeLinkedProvider(
         string id, int displayOrder, string route, string actionText)
     {
diff --git a/tests/StageFright.UI.Tests/Pages/Events/AgmAttendanceGridTests.cs b/tests/StageFright.UI.Tests/Pages/Events/AgmAttendanceGridTests.cs
index 061dedc4..2ac0aa2b 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/AgmAttendanceGridTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/AgmAttendanceGridTests.cs
@@ -9,7 +9,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// bUnit tests for AgmAttendanceGrid — member rendering, select-all, no pagination,
 /// independent scroll container (FR-004/FR-005).
 /// </summary>
-public class AgmAttendanceGridTests : RadzenGridTestContext
+public class AgmAttendanceGridTests : LocalizedTestContext
 {
     private static readonly List<Member> Members =
     [
diff --git a/tests/StageFright.UI.Tests/Pages/Events/AgmDetailTests.cs b/tests/StageFright.UI.Tests/Pages/Events/AgmDetailTests.cs
index 95fc23ae..8ec9ea9b 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/AgmDetailTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/AgmDetailTests.cs
@@ -18,7 +18,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// US5), the Print Attendance Report action (issue #302), the general-committee list box, and
 /// the Print AGM Results action (issue #307).
 /// </summary>
-public class AgmDetailTests : BunitContext
+public class AgmDetailTests : LocalizedTestContext
 {
     private readonly IAgmService _agmService = Substitute.For<IAgmService>();
     private readonly ICommitteeService _committeeService = Substitute.For<ICommitteeService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/AgmListTests.cs b/tests/StageFright.UI.Tests/Pages/Events/AgmListTests.cs
index 1615b387..d449d263 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/AgmListTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/AgmListTests.cs
@@ -17,7 +17,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// click navigating to AGM detail, the per-row Record action for scheduled AGMs (FR-003), and
 /// the Print attendance report action (issue #302).
 /// </summary>
-public class AgmListTests : RadzenGridTestContext
+public class AgmListTests : LocalizedTestContext
 {
     private readonly IAgmService _agmService = Substitute.For<IAgmService>();
     private readonly IAgmAttendanceSheetService _agmAttendanceSheetService = Substitute.For<IAgmAttendanceSheetService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/EventDetailTests.cs b/tests/StageFright.UI.Tests/Pages/Events/EventDetailTests.cs
index 472c0dd8..7c853556 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/EventDetailTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/EventDetailTests.cs
@@ -15,7 +15,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// bUnit tests for EventDetail — read-only detail rendering plus the Print Attendance Sheet
 /// action (issue #302). This page had no test file before this feature.
 /// </summary>
-public class EventDetailTests : RadzenGridTestContext
+public class EventDetailTests : LocalizedTestContext
 {
     private readonly IEventService _eventService = Substitute.For<IEventService>();
     private readonly IEventAttendanceSheetService _eventAttendanceSheetService = Substitute.For<IEventAttendanceSheetService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/EventFormTests.cs b/tests/StageFright.UI.Tests/Pages/Events/EventFormTests.cs
index d548f87c..fa988c30 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/EventFormTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/EventFormTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// <summary>
 /// bUnit tests for EventForm — field rendering, validation, submission.
 /// </summary>
-public class EventFormTests : BunitContext
+public class EventFormTests : LocalizedTestContext
 {
     private readonly IEventService _eventService = Substitute.For<IEventService>();
     private readonly IEventTypeService _eventTypeService = Substitute.For<IEventTypeService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/EventListTests.cs b/tests/StageFright.UI.Tests/Pages/Events/EventListTests.cs
index 5faff48d..6e9bdb74 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/EventListTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/EventListTests.cs
@@ -18,7 +18,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// click-tested — no seam exists to intercept the real File.WriteAllBytes/Process.Start call,
 /// matching RehearsalListTests.cs's precedent).
 /// </summary>
-public class EventListTests : RadzenGridTestContext
+public class EventListTests : LocalizedTestContext
 {
     private readonly ICombinedEventListService _combinedEventListService = Substitute.For<ICombinedEventListService>();
     private readonly IEventAttendanceSheetService _eventAttendanceSheetService = Substitute.For<IEventAttendanceSheetService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/ParticipationGridTests.cs b/tests/StageFright.UI.Tests/Pages/Events/ParticipationGridTests.cs
index 4f2bf975..98d0ea46 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/ParticipationGridTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/ParticipationGridTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// <summary>
 /// bUnit tests for ParticipationGrid — member rendering, no-fee columns, save behavior, locked state.
 /// </summary>
-public class ParticipationGridTests : RadzenGridTestContext
+public class ParticipationGridTests : LocalizedTestContext
 {
     private readonly IEventService _eventService = Substitute.For<IEventService>();
     private readonly IMemberService _memberService = Substitute.For<IMemberService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/RecordAgmTests.cs b/tests/StageFright.UI.Tests/Pages/Events/RecordAgmTests.cs
index c5d2a2d1..392d83e6 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/RecordAgmTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/RecordAgmTests.cs
@@ -16,7 +16,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// already-recorded/future-date guards, attendance/office-holder/general-committee selection,
 /// FR-008 one-member-one-slot guard, save behavior, and post-save redirect.
 /// </summary>
-public class RecordAgmTests : RadzenGridTestContext
+public class RecordAgmTests : LocalizedTestContext
 {
     private readonly IAgmService _agmService = Substitute.For<IAgmService>();
     private readonly IMemberService _memberService = Substitute.For<IMemberService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/RecordSpecialElectionTests.cs b/tests/StageFright.UI.Tests/Pages/Events/RecordSpecialElectionTests.cs
index 9a926f6a..10c4edf2 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/RecordSpecialElectionTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/RecordSpecialElectionTests.cs
@@ -14,7 +14,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// bUnit tests for RecordSpecialElection — outgoing/incoming member selection, replacement-date
 /// input, and submit calling IAgmService.RecordSpecialElectionAsync (FR-026–FR-028).
 /// </summary>
-public class RecordSpecialElectionTests : BunitContext
+public class RecordSpecialElectionTests : LocalizedTestContext
 {
     private readonly IAgmService _agmService = Substitute.For<IAgmService>();
     private readonly ICommitteeService _committeeService = Substitute.For<ICommitteeService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Events/ScheduleAgmTests.cs b/tests/StageFright.UI.Tests/Pages/Events/ScheduleAgmTests.cs
index 1e8d798c..82b33a36 100644
--- a/tests/StageFright.UI.Tests/Pages/Events/ScheduleAgmTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Events/ScheduleAgmTests.cs
@@ -15,7 +15,7 @@ namespace StageFright.UI.Tests.Pages.Events;
 /// ValidationException surfaced inline, and post-save redirect to the new AGM's detail page
 /// (research.md Decision 7, not back to the list).
 /// </summary>
-public class ScheduleAgmTests : BunitContext
+public class ScheduleAgmTests : LocalizedTestContext
 {
     private readonly IAgmService _agmService = Substitute.For<IAgmService>();
 
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/AnnualFeeApplicationTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/AnnualFeeApplicationTests.cs
index 0d55ff0d..72a8cc1f 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/AnnualFeeApplicationTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/AnnualFeeApplicationTests.cs
@@ -13,7 +13,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// bUnit tests for AnnualFeeApplication — eligibility count display, confirm triggers service,
 /// cancel navigation, zero-eligible state, and success message after apply.
 /// </summary>
-public class AnnualFeeApplicationTests : BunitContext
+public class AnnualFeeApplicationTests : LocalizedTestContext
 {
     private readonly IFeeService _feeService = Substitute.For<IFeeService>();
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/BankDepositPageTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/BankDepositPageTests.cs
index 463e3d3d..96b43a0f 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/BankDepositPageTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/BankDepositPageTests.cs
@@ -18,7 +18,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// - Submit calls IBankDepositService.RecordDepositAsync
 /// - Success message displayed after save with Record Another option
 /// </summary>
-public class BankDepositPageTests : BunitContext
+public class BankDepositPageTests : LocalizedTestContext
 {
     private readonly IBankDepositService _bankDepositService = Substitute.For<IBankDepositService>();
     private readonly IAccountService _accountService = Substitute.For<IAccountService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/ChartOfAccountsPageTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/ChartOfAccountsPageTests.cs
index 64f40fb2..3aefbb81 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/ChartOfAccountsPageTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/ChartOfAccountsPageTests.cs
@@ -20,7 +20,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// message, restore, system account read-only enforcement, and the Balance column
 /// (currency rendering, sorting, and per-row error indicator).
 /// </summary>
-public class ChartOfAccountsPageTests : RadzenGridTestContext
+public class ChartOfAccountsPageTests : LocalizedTestContext
 {
     private readonly IAccountService _accountService = Substitute.For<IAccountService>();
     private readonly IAccountBalanceService _accountBalanceService = Substitute.For<IAccountBalanceService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/FinancePageTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/FinancePageTests.cs
index a7376591..4d2325a4 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/FinancePageTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/FinancePageTests.cs
@@ -17,7 +17,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// (FR-008/FR-009/FR-011), and that recording a member payment happens inline on the
 /// Outstanding tab (no separate "Record Member Payment" tab).
 /// </summary>
-public class FinancePageTests : BunitContext
+public class FinancePageTests : LocalizedTestContext
 {
     private readonly IMemberBalanceService _memberBalanceService = Substitute.For<IMemberBalanceService>();
     private readonly IPaymentService _paymentService = Substitute.For<IPaymentService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs
new file mode 100644
index 00000000..1892f0a0
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageLocaleTests.cs
@@ -0,0 +1,96 @@
+using System.Globalization;
+using Bunit;
+using Microsoft.Extensions.DependencyInjection;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Localization;
+using StageFright.Core.Modules.Finance;
+using StageFright.UI.Pages.Finance;
+
+namespace StageFright.UI.Tests.Pages.Finance;
+
+/// <summary>
+/// bUnit locale-safety tests for JournalEntryPage (spec 028 US2, FR-007…FR-009). An
+/// <c>&lt;input type="number"&gt;</c> serialises its value invariant ("1.50"); under a
+/// comma-decimal region (fr-FR / de-DE) the old <c>NumberStyles.Number</c> +
+/// <c>CultureInfo.CurrentCulture</c> parse read the period as a group separator and posted
+/// <c>1.50</c> as <c>150</c>. After T034 the amount is parsed through <c>MoneyInput.Parse</c>
+/// (invariant) so the running total equals exactly what was typed, in every region. The
+/// rendered totals row is the observable proxy for the summed <c>line.Debit</c> / <c>line.Credit</c>.
+/// </summary>
+public class JournalEntryPageLocaleTests : LocalizedTestContext
+{
+    private readonly IGeneralJournalService _journalService = Substitute.For<IGeneralJournalService>();
+
+    public JournalEntryPageLocaleTests()
+    {
+        Services.AddSingleton(_journalService);
+        _journalService.GetJournalAccountsAsync(Arg.Any<CancellationToken>())
+            .Returns(new List<Account>
+            {
+                new()
+                {
+                    Id = Guid.NewGuid(), Name = "Hall Hire", Type = AccountType.Expense,
+                    AccountNumber = "6000", CreatedAt = DateTime.UtcNow, UpdatedAt = DateTime.UtcNow
+                }
+            });
+    }
+
+    private void UnderCulture(string cultureName, Action body)
+    {
+        var original = CultureInfo.CurrentCulture;
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo(cultureName);
+        MoneyFormatter.Configure(CurrencyCatalog.Default);
+        try { body(); }
+        finally
+        {
+            CultureInfo.CurrentCulture = original;
+            MoneyFormatter.Configure(CurrencyCatalog.Default);
+        }
+    }
+
+    [Theory]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public void Should_PostExactlyTheTypedDebit_When_EnteredUnderACommaDecimalRegion(string cultureName)
+        => UnderCulture(cultureName, () =>
+        {
+            var cut = Render<JournalEntryPage>();
+
+            cut.FindAll(".journal-debit")[0].Change("1.50");
+
+            // line.Debit must be 1.50m — never 150m (period misread as a thousands separator).
+            Assert.Equal(MoneyFormatter.Format(1.50m), cut.Find(".journal-total-debits").TextContent);
+            Assert.NotEqual(MoneyFormatter.Format(150m), cut.Find(".journal-total-debits").TextContent);
+        });
+
+    [Theory]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public void Should_PostExactlyTheTypedCredit_When_AmountHasAGroupingLengthIntegerPart(string cultureName)
+        => UnderCulture(cultureName, () =>
+        {
+            var cut = Render<JournalEntryPage>();
+
+            cut.FindAll(".journal-credit")[0].Change("1234.50");
+
+            Assert.Equal(MoneyFormatter.Format(1234.50m), cut.Find(".journal-total-credits").TextContent);
+            Assert.NotEqual(MoneyFormatter.Format(123450m), cut.Find(".journal-total-credits").TextContent);
+        });
+
+    [Theory]
+    [InlineData("fr-FR")]
+    [InlineData("de-DE")]
+    public void Should_StoreOneAndAHalf_When_TypedAsThePlainDecimalOnePointFive(string cultureName)
+        => UnderCulture(cultureName, () =>
+        {
+            var cut = Render<JournalEntryPage>();
+
+            cut.FindAll(".journal-debit")[0].Change("1.5");
+
+            Assert.Equal(MoneyFormatter.Format(1.5m), cut.Find(".journal-total-debits").TextContent);
+            Assert.NotEqual(MoneyFormatter.Format(15m), cut.Find(".journal-total-debits").TextContent);
+        });
+}
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageTests.cs
index 67d60062..bc8efbf1 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/JournalEntryPageTests.cs
@@ -5,6 +5,7 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.UI.Pages.Finance;
 
@@ -14,7 +15,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// bUnit tests for JournalEntryPage — dynamic line list, debit-clears-credit per row,
 /// running totals with balance badge, save gating, and posting via IGeneralJournalService.
 /// </summary>
-public class JournalEntryPageTests : BunitContext
+public class JournalEntryPageTests : LocalizedTestContext
 {
     private readonly IGeneralJournalService _journalService = Substitute.For<IGeneralJournalService>();
 
@@ -110,8 +111,8 @@ public void Should_ClearCredit_When_DebitEnteredOnSameRow()
         cut.FindAll(".journal-credit")[0].Change("50");
         cut.FindAll(".journal-debit")[0].Change("100");
 
-        Assert.Equal("100.00", cut.Find(".journal-total-debits").TextContent);
-        Assert.Equal("0.00", cut.Find(".journal-total-credits").TextContent);
+        Assert.Equal(MoneyFormatter.Format(100m), cut.Find(".journal-total-debits").TextContent);
+        Assert.Equal(MoneyFormatter.Format(0m), cut.Find(".journal-total-credits").TextContent);
     }
 
     [Fact]
@@ -122,8 +123,8 @@ public void Should_ClearDebit_When_CreditEnteredOnSameRow()
         cut.FindAll(".journal-debit")[0].Change("100");
         cut.FindAll(".journal-credit")[0].Change("50");
 
-        Assert.Equal("0.00", cut.Find(".journal-total-debits").TextContent);
-        Assert.Equal("50.00", cut.Find(".journal-total-credits").TextContent);
+        Assert.Equal(MoneyFormatter.Format(0m), cut.Find(".journal-total-debits").TextContent);
+        Assert.Equal(MoneyFormatter.Format(50m), cut.Find(".journal-total-credits").TextContent);
     }
 
     // --- Balance badge + totals ---
@@ -230,7 +231,7 @@ public void Should_ResetForm_When_RecordAnotherClicked()
         cut.FindAll("button").First(b => b.TextContent.Contains("Record Another")).Click();
 
         Assert.Equal(2, cut.FindAll(".journal-account").Count);
-        Assert.Equal("0.00", cut.Find(".journal-total-debits").TextContent);
+        Assert.Equal(MoneyFormatter.Format(0m), cut.Find(".journal-total-debits").TextContent);
     }
 
     [Fact]
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/MemberBalanceListTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/MemberBalanceListTests.cs
index accfbb22..e11663f0 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/MemberBalanceListTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/MemberBalanceListTests.cs
@@ -16,7 +16,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// navigates back to the Outstanding tab itself (with memberId set) rather than a
 /// separate tab, since that standalone tab was removed.
 /// </summary>
-public class MemberBalanceListTests : RadzenGridTestContext
+public class MemberBalanceListTests : LocalizedTestContext
 {
     private readonly IMemberBalanceService _balanceService = Substitute.For<IMemberBalanceService>();
 
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/OpeningBalancesWizardTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/OpeningBalancesWizardTests.cs
index 53a7de7e..2f88680e 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/OpeningBalancesWizardTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/OpeningBalancesWizardTests.cs
@@ -16,7 +16,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// OpeningBalanceEntryForm, which folds entry, live plug preview, and posting into one
 /// step per spec 017's extraction), rerun warning, posting, and error handling.
 /// </summary>
-public class OpeningBalancesWizardTests : BunitContext
+public class OpeningBalancesWizardTests : LocalizedTestContext
 {
     private readonly IOpeningBalanceService _openingService = Substitute.For<IOpeningBalanceService>();
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/OutstandingFeeSelectionGridTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/OutstandingFeeSelectionGridTests.cs
index e88650cd..ced79550 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/OutstandingFeeSelectionGridTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/OutstandingFeeSelectionGridTests.cs
@@ -9,7 +9,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// bUnit tests for OutstandingFeeSelectionGrid: initial render, per-row and select-all
 /// checkbox toggling, SelectionChanged sum, GetSelectedFeeIds, empty state, ReadOnly disabling.
 /// </summary>
-public class OutstandingFeeSelectionGridTests : RadzenGridTestContext
+public class OutstandingFeeSelectionGridTests : LocalizedTestContext
 {
     private static readonly Guid Fee1Id = Guid.NewGuid();
     private static readonly Guid Fee2Id = Guid.NewGuid();
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/PaymentFormTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/PaymentFormTests.cs
index a928c570..c0be836e 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/PaymentFormTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/PaymentFormTests.cs
@@ -19,7 +19,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// - Outstanding-fees grid renders, drives Amount auto-calc, and gates Save (FR-006/FR-007/FR-013)
 /// - Submit calls PaymentService.RecordAsync
 /// </summary>
-public class PaymentFormTests : RadzenGridTestContext
+public class PaymentFormTests : LocalizedTestContext
 {
     private readonly IPaymentService _paymentService = Substitute.For<IPaymentService>();
     private readonly IMemberService _memberService = Substitute.For<IMemberService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/ReconciliationWorkspaceTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/ReconciliationWorkspaceTests.cs
index faa5cadc..459f6cd4 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/ReconciliationWorkspaceTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/ReconciliationWorkspaceTests.cs
@@ -5,6 +5,7 @@
 using StageFright.Core.Entities;
 using StageFright.Core.Enums;
 using StageFright.Core.Exceptions;
+using StageFright.Core.Localization;
 using StageFright.Core.Modules.Finance;
 using StageFright.UI.Pages.Finance;
 
@@ -15,7 +16,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// finalise gating, persistent checkbox ticks, finalised read-only state,
 /// draft deletion navigation, and error surfacing.
 /// </summary>
-public class ReconciliationWorkspaceTests : RadzenGridTestContext
+public class ReconciliationWorkspaceTests : LocalizedTestContext
 {
     private readonly IBankReconciliationService _service = Substitute.For<IBankReconciliationService>();
 
@@ -151,7 +152,7 @@ public void Should_RenderReadOnly_When_ReconciliationIsFinalised()
 
         var cut = RenderWorkspace();
 
-        Assert.Contains("Finalised", cut.Markup);
+        Assert.Contains(ReconciliationStatus.Finalised.LocalizeEnum(), cut.Markup);
         Assert.Empty(cut.FindAll("#finalise-button"));
         Assert.Empty(cut.FindAll("#delete-draft-button"));
         Assert.All(cut.FindAll(".reconciliation-tick"), t => Assert.True(t.HasAttribute("disabled")));
diff --git a/tests/StageFright.UI.Tests/Pages/Finance/RecordIncomeTests.cs b/tests/StageFright.UI.Tests/Pages/Finance/RecordIncomeTests.cs
index 9545e24b..41a15215 100644
--- a/tests/StageFright.UI.Tests/Pages/Finance/RecordIncomeTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Finance/RecordIncomeTests.cs
@@ -21,7 +21,7 @@ namespace StageFright.UI.Tests.Pages.Finance;
 /// - Success message displayed after save with Record Another option
 /// - Account pre-selected when only one account exists
 /// </summary>
-public class RecordIncomeTests : BunitContext
+public class RecordIncomeTests : LocalizedTestContext
 {
     private readonly IIncomeEntryService _incomeService = Substitute.For<IIncomeEntryService>();
     private readonly IAccountService _accountService = Substitute.For<IAccountService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Members/MemberDetailTests.cs b/tests/StageFright.UI.Tests/Pages/Members/MemberDetailTests.cs
index 6a629e73..53d8b2cb 100644
--- a/tests/StageFright.UI.Tests/Pages/Members/MemberDetailTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Members/MemberDetailTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.UI.Tests.Pages.Members;
 /// <summary>
 /// bUnit tests for MemberDetail — committee badge ARIA attribute and empty-history rendering.
 /// </summary>
-public class MemberDetailTests : BunitContext
+public class MemberDetailTests : LocalizedTestContext
 {
     private readonly IMemberService _memberService = Substitute.For<IMemberService>();
     private readonly ICommitteeService _committeeService = Substitute.For<ICommitteeService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Members/MemberFormTests.cs b/tests/StageFright.UI.Tests/Pages/Members/MemberFormTests.cs
index 78985a49..5412ebc9 100644
--- a/tests/StageFright.UI.Tests/Pages/Members/MemberFormTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Members/MemberFormTests.cs
@@ -15,7 +15,7 @@ namespace StageFright.UI.Tests.Pages.Members;
 /// bUnit tests for MemberForm — validation and submit behavior. Committee assignment is no
 /// longer part of this form (spec 013) — it's recorded via the Record AGM screen instead.
 /// </summary>
-public class MemberFormTests : BunitContext
+public class MemberFormTests : LocalizedTestContext
 {
     private readonly IMemberService _memberService = Substitute.For<IMemberService>();
 
diff --git a/tests/StageFright.UI.Tests/Pages/Members/MemberListTests.cs b/tests/StageFright.UI.Tests/Pages/Members/MemberListTests.cs
index c122dfaf..7576af9b 100644
--- a/tests/StageFright.UI.Tests/Pages/Members/MemberListTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Members/MemberListTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.UI.Tests.Pages.Members;
 /// <summary>
 /// bUnit tests for MemberList — the show-inactive switch and its effect on the grid.
 /// </summary>
-public class MemberListTests : RadzenGridTestContext
+public class MemberListTests : LocalizedTestContext
 {
     private readonly IMemberService _memberService = Substitute.For<IMemberService>();
 
diff --git a/tests/StageFright.UI.Tests/Pages/Rehearsals/AttendanceGridTests.cs b/tests/StageFright.UI.Tests/Pages/Rehearsals/AttendanceGridTests.cs
index b565a2a2..e313af02 100644
--- a/tests/StageFright.UI.Tests/Pages/Rehearsals/AttendanceGridTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Rehearsals/AttendanceGridTests.cs
@@ -14,7 +14,7 @@ namespace StageFright.UI.Tests.Pages.Rehearsals;
 /// <summary>
 /// bUnit tests for AttendanceGrid — member rendering, default checkbox state, save behavior, post-save lock.
 /// </summary>
-public class AttendanceGridTests : RadzenGridTestContext
+public class AttendanceGridTests : LocalizedTestContext
 {
     private readonly IRehearsalService _rehearsalService = Substitute.For<IRehearsalService>();
     private readonly IAttendanceService _attendanceService = Substitute.For<IAttendanceService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Rehearsals/RehearsalListTests.cs b/tests/StageFright.UI.Tests/Pages/Rehearsals/RehearsalListTests.cs
index 01a51b43..9953e029 100644
--- a/tests/StageFright.UI.Tests/Pages/Rehearsals/RehearsalListTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Rehearsals/RehearsalListTests.cs
@@ -19,7 +19,7 @@ namespace StageFright.UI.Tests.Pages.Rehearsals;
 /// error alert paths (the happy-path render→temp-file→launch is not click-tested — no seam
 /// exists to intercept the real File.WriteAllBytes/Process.Start call).
 /// </summary>
-public class RehearsalListTests : RadzenGridTestContext
+public class RehearsalListTests : LocalizedTestContext
 {
     private readonly IRehearsalService _rehearsalService = Substitute.For<IRehearsalService>();
     private readonly IAttendanceRollService _attendanceRollService = Substitute.For<IAttendanceRollService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Settings/ClosePeriodControlTests.cs b/tests/StageFright.UI.Tests/Pages/Settings/ClosePeriodControlTests.cs
new file mode 100644
index 00000000..7134a89b
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Pages/Settings/ClosePeriodControlTests.cs
@@ -0,0 +1,86 @@
+using Bunit;
+using Microsoft.Extensions.DependencyInjection;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.UI.Pages.Settings;
+using AppSettings = StageFright.Core.Entities.Settings;
+
+namespace StageFright.UI.Tests.Pages.Settings;
+
+/// <summary>
+/// bUnit tests for the General settings tab's close-period control (spec 028, US6 / FR-016):
+/// the closed-through date only reaches <see cref="ISettingsService.SaveAsync"/> when the
+/// treasurer both picks a date and ticks the confirmation checkbox.
+/// </summary>
+public class ClosePeriodControlTests : LocalizedTestContext
+{
+    private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+
+    public ClosePeriodControlTests()
+    {
+        Services.AddSingleton(_settingsService);
+        _settingsService.SaveAsync(Arg.Any<AppSettings>(), Arg.Any<CancellationToken>()).Returns(Task.CompletedTask);
+    }
+
+    private static AppSettings MakeSettings(DateTime? closedThrough = null) => new()
+    {
+        Id = Guid.NewGuid(),
+        OrganizationName = "Test Org",
+        AnnualFee = 75m,
+        AttendanceFee = 5m,
+        MembershipRenewalMonth = 1,
+        ClosedThroughDate = closedThrough,
+        CreatedAt = DateTime.UtcNow,
+        UpdatedAt = DateTime.UtcNow
+    };
+
+    [Fact]
+    public void CloseThroughControls_Render()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+
+        var cut = Render<GeneralSettingsTab>();
+
+        Assert.NotNull(cut.Find("#settings-close-through-date"));
+        Assert.NotNull(cut.Find("#settings-close-through-confirm"));
+    }
+
+    [Fact]
+    public async Task Save_SetsClosedThroughDate_When_DateEnteredAndConfirmed()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+
+        var cut = Render<GeneralSettingsTab>();
+        cut.Find("#settings-close-through-date").Change("2025-12-31");
+        cut.Find("#settings-close-through-confirm").Change(true);
+        await cut.Find("form").SubmitAsync();
+
+        await _settingsService.Received(1).SaveAsync(
+            Arg.Is<AppSettings>(s => s!.ClosedThroughDate == new DateTime(2025, 12, 31)),
+            Arg.Any<CancellationToken>());
+    }
+
+    [Fact]
+    public async Task Save_LeavesClosedThroughDateUnchanged_When_NotConfirmed()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+
+        var cut = Render<GeneralSettingsTab>();
+        cut.Find("#settings-close-through-date").Change("2025-12-31"); // date picked but box left unticked
+        await cut.Find("form").SubmitAsync();
+
+        await _settingsService.Received(1).SaveAsync(
+            Arg.Is<AppSettings>(s => s!.ClosedThroughDate == null),
+            Arg.Any<CancellationToken>());
+    }
+
+    [Fact]
+    public void CloseThroughDate_SeedsFromThePersistedValue()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings(new DateTime(2024, 6, 30)));
+
+        var cut = Render<GeneralSettingsTab>();
+
+        Assert.Equal("2024-06-30", cut.Find("#settings-close-through-date").GetAttribute("value"));
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Pages/Settings/CommitteeSettingsTabTests.cs b/tests/StageFright.UI.Tests/Pages/Settings/CommitteeSettingsTabTests.cs
index 85371f41..b1470fdb 100644
--- a/tests/StageFright.UI.Tests/Pages/Settings/CommitteeSettingsTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Settings/CommitteeSettingsTabTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Pages.Settings;
 /// bUnit tests for CommitteeSettingsTab — office-holder title add/archive flow, seat-count-target
 /// persistence, and built-in titles rendering as read-only (FR-012/FR-013/FR-014).
 /// </summary>
-public class CommitteeSettingsTabTests : RadzenGridTestContext
+public class CommitteeSettingsTabTests : LocalizedTestContext
 {
     private readonly ICommitteeOfficeHolderTypeService _officeHolderTypeService = Substitute.For<ICommitteeOfficeHolderTypeService>();
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Settings/GeneralSettingsTabTests.cs b/tests/StageFright.UI.Tests/Pages/Settings/GeneralSettingsTabTests.cs
index 5b12ff14..1a397afe 100644
--- a/tests/StageFright.UI.Tests/Pages/Settings/GeneralSettingsTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Settings/GeneralSettingsTabTests.cs
@@ -3,6 +3,7 @@
 using NSubstitute;
 using StageFright.Core.Contracts;
 using StageFright.Core.Enums;
+using StageFright.UI.Layout;
 using StageFright.UI.Pages.Settings;
 using AppSettings = StageFright.Core.Entities.Settings;
 
@@ -11,17 +12,25 @@ namespace StageFright.UI.Tests.Pages.Settings;
 /// <summary>
 /// bUnit tests for GeneralSettingsTab after the ABN/GST removal (spec 016): the ABN field
 /// and GST controls are both gone, and HandleSaveAsync merges tax-owned fields from a
-/// fresh fetch before saving (FR-008/cross-tab save safety).
+/// fresh fetch before saving (FR-008/cross-tab save safety). Spec 029 (US2) adds: a changed
+/// language selection applies to the running session immediately on save (no restart notice
+/// ever appears), via the same ILanguagePreferenceStore.Set + CultureProvider.Switch sequence
+/// the first-run screen uses.
 /// </summary>
-public class GeneralSettingsTabTests : BunitContext
+public class GeneralSettingsTabTests : LocalizedTestContext
 {
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+    private readonly ILanguagePreferenceStore _languagePreferenceStore = Substitute.For<ILanguagePreferenceStore>();
 
     public GeneralSettingsTabTests()
     {
         Services.AddSingleton(_settingsService);
+        Services.AddSingleton(_languagePreferenceStore);
     }
 
+    private IRenderedComponent<CultureProvider> RenderTabUnderCulture() =>
+        Render<CultureProvider>(p => p.AddChildContent<GeneralSettingsTab>());
+
     private static AppSettings MakeSettings() => new()
     {
         Id = Guid.NewGuid(),
@@ -158,4 +167,52 @@ public async Task Save_ShowsError_WhenAuditRetentionValidationFails()
 
         Assert.Contains("Audit retention period must be between 1 and 7 years.", cut.Markup);
     }
+
+    // --- spec 029 US2: language save applies immediately, no restart notice ---
+
+    [Fact]
+    public async Task Save_WithChangedLanguage_RecordsThePreference_AndSwitchesTheRunningSessionCulture()
+    {
+        using var _ = new CultureRestorer();
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+        _settingsService.SaveAsync(Arg.Any<AppSettings>(), Arg.Any<CancellationToken>()).Returns(Task.CompletedTask);
+
+        var cut = RenderTabUnderCulture();
+        var tab = cut.FindComponent<GeneralSettingsTab>();
+        tab.Find("#languageCode").Change("fr-FR");
+
+        await tab.Find("form").SubmitAsync();
+
+        _languagePreferenceStore.Received(1).Set("fr-FR");
+        Assert.Equal("fr-FR", cut.Instance.CurrentCulture.Name);
+    }
+
+    [Fact]
+    public async Task Save_WithoutChangingLanguage_NeverRecordsAPreference_OrSwitchesCulture()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+        _settingsService.SaveAsync(Arg.Any<AppSettings>(), Arg.Any<CancellationToken>()).Returns(Task.CompletedTask);
+
+        var cut = Render<GeneralSettingsTab>();
+        await cut.Find("form").SubmitAsync();
+
+        _languagePreferenceStore.DidNotReceive().Set(Arg.Any<string>());
+    }
+
+    [Fact]
+    public async Task NoRestartNotice_EverAppears_BeforeOrAfterAChangeOrASave()
+    {
+        using var _ = new CultureRestorer();
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+        _settingsService.SaveAsync(Arg.Any<AppSettings>(), Arg.Any<CancellationToken>()).Returns(Task.CompletedTask);
+
+        var cut = Render<GeneralSettingsTab>();
+        Assert.DoesNotContain("Restart", cut.Markup, StringComparison.OrdinalIgnoreCase);
+
+        cut.Find("#languageCode").Change("fr-FR");
+        Assert.DoesNotContain("Restart", cut.Markup, StringComparison.OrdinalIgnoreCase);
+
+        await cut.Find("form").SubmitAsync();
+        Assert.DoesNotContain("Restart", cut.Markup, StringComparison.OrdinalIgnoreCase);
+    }
 }
diff --git a/tests/StageFright.UI.Tests/Pages/Settings/SettingsCrossTabSaveTests.cs b/tests/StageFright.UI.Tests/Pages/Settings/SettingsCrossTabSaveTests.cs
index 9e7daf59..9b027dfa 100644
--- a/tests/StageFright.UI.Tests/Pages/Settings/SettingsCrossTabSaveTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Settings/SettingsCrossTabSaveTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Pages.Settings;
 /// Uses a stateful fake ISettingsService (rather than an NSubstitute mock) so GetAsync
 /// reflects prior SaveAsync calls, faithfully simulating the shared underlying DB row.
 /// </summary>
-public class SettingsCrossTabSaveTests : BunitContext
+public class SettingsCrossTabSaveTests : LocalizedTestContext
 {
     private sealed class FakeSettingsService : ISettingsService
     {
diff --git a/tests/StageFright.UI.Tests/Pages/Settings/SettingsPageTests.cs b/tests/StageFright.UI.Tests/Pages/Settings/SettingsPageTests.cs
index 4ded8f10..65bdbabb 100644
--- a/tests/StageFright.UI.Tests/Pages/Settings/SettingsPageTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Settings/SettingsPageTests.cs
@@ -17,7 +17,7 @@ namespace StageFright.UI.Tests.Pages.Settings;
 /// reflection, since [SupplyParameterFromQuery] binding requires the full Router pipeline
 /// that bUnit doesn't host for a bare component render.
 /// </summary>
-public class SettingsPageTests : BunitContext
+public class SettingsPageTests : LocalizedTestContext
 {
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
 
diff --git a/tests/StageFright.UI.Tests/Pages/Settings/TaxSettingsTabTests.cs b/tests/StageFright.UI.Tests/Pages/Settings/TaxSettingsTabTests.cs
index da202094..d7b8ffcf 100644
--- a/tests/StageFright.UI.Tests/Pages/Settings/TaxSettingsTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Settings/TaxSettingsTabTests.cs
@@ -13,7 +13,7 @@ namespace StageFright.UI.Tests.Pages.Settings;
 /// tax-code dropdown visibility, and HandleSaveAsync's cross-tab merge of non-tax-owned
 /// fields (FR-117/FR-119) — moved here from what was GeneralSettingsTab's GST section.
 /// </summary>
-public class TaxSettingsTabTests : BunitContext
+public class TaxSettingsTabTests : LocalizedTestContext
 {
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
 
@@ -130,6 +130,47 @@ await _settingsService.Received(1).SaveAsync(
         Assert.Contains("Settings saved successfully", cut.Markup);
     }
 
+    // --- issue #354: tax-inclusive / tax-exclusive amount-entry mode selector ---
+
+    [Fact]
+    public void TaxEntryModeSelector_HiddenWhenNotApplicable()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings());
+
+        var cut = Render<TaxSettingsTab>();
+
+        Assert.Throws<Bunit.ElementNotFoundException>(() => cut.Find("#taxEntryMode"));
+    }
+
+    [Fact]
+    public void TaxEntryModeSelector_Visible_WhenApplicable_WithBothOptions()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings(taxApplicable: true));
+
+        var cut = Render<TaxSettingsTab>();
+
+        var options = cut.FindAll("#taxEntryMode option");
+        Assert.Equal(2, options.Count);
+        Assert.Contains(options, o => o.GetAttribute("value") == "Inclusive");
+        Assert.Contains(options, o => o.GetAttribute("value") == "Exclusive");
+    }
+
+    [Fact]
+    public async Task HandleSaveAsync_PersistsChosenTaxEntryMode()
+    {
+        _settingsService.GetAsync(Arg.Any<CancellationToken>()).Returns(MakeSettings(taxApplicable: true));
+        _settingsService.SaveAsync(Arg.Any<AppSettings>(), Arg.Any<CancellationToken>()).Returns(Task.CompletedTask);
+
+        var cut = Render<TaxSettingsTab>();
+        cut.Find("#taxEntryMode").Change("Exclusive");
+
+        await cut.Find("form").SubmitAsync();
+
+        await _settingsService.Received(1).SaveAsync(
+            Arg.Is<AppSettings>(s => s!.IsTaxApplicable && s.TaxEntryMode == TaxEntryMode.Exclusive),
+            Arg.Any<CancellationToken>());
+    }
+
     [Fact]
     public async Task HandleSaveAsync_MergesNonTaxFields_FromFreshFetch()
     {
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/CurrencyPickerTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/CurrencyPickerTests.cs
new file mode 100644
index 00000000..e6ecfbdf
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Pages/Setup/CurrencyPickerTests.cs
@@ -0,0 +1,63 @@
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.AspNetCore.Components.Forms;
+using StageFright.Core.Localization;
+using StageFright.UI.Pages.Setup;
+using StageFright.UI.Pages.Setup.Tabs;
+
+namespace StageFright.UI.Tests.Pages.Setup;
+
+/// <summary>
+/// bUnit coverage for the first-run currency picker (spec 028, US1 / FR-001): it lives on
+/// <see cref="GeneralAppearanceTab"/> as <c>#setup-currency</c>, lists every
+/// <see cref="CurrencyCatalog"/> entry, defaults to <c>AUD</c>, and two-way binds
+/// <see cref="SetupFormModel.CurrencyCode"/>.
+/// </summary>
+public class CurrencyPickerTests : LocalizedTestContext
+{
+    private static RenderFragment<EditContext> GeneralTab(SetupFormModel model) => _ => builder =>
+    {
+        builder.OpenComponent<GeneralAppearanceTab>(0);
+        builder.AddComponentParameter(1, nameof(GeneralAppearanceTab.Model), model);
+        builder.CloseComponent();
+    };
+
+    private IRenderedComponent<EditForm> Render(SetupFormModel model) =>
+        Render<EditForm>(p => p
+            .Add(f => f.Model, model)
+            .Add(f => f.ChildContent, GeneralTab(model)));
+
+    [Fact]
+    public void RendersOneOptionPerCatalogEntry()
+    {
+        var cut = Render(new SetupFormModel());
+
+        var options = cut.Find("#setup-currency").QuerySelectorAll("option");
+
+        Assert.Equal(CurrencyCatalog.All.Count, options.Length);
+        Assert.All(CurrencyCatalog.All, c =>
+            Assert.Contains(options, o => o.GetAttribute("value") == c.Code));
+    }
+
+    [Fact]
+    public void DefaultsToAud()
+    {
+        var model = new SetupFormModel();
+
+        var cut = Render(model);
+
+        Assert.Equal("AUD", model.CurrencyCode);
+        Assert.Equal("AUD", cut.Find("#setup-currency").GetAttribute("value"));
+    }
+
+    [Fact]
+    public void BindsSelectionToModel()
+    {
+        var model = new SetupFormModel();
+        var cut = Render(model);
+
+        cut.Find("#setup-currency").Change("JPY");
+
+        Assert.Equal("JPY", model.CurrencyCode);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/FinancialYearStartPickerTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/FinancialYearStartPickerTests.cs
new file mode 100644
index 00000000..a5a838ef
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Pages/Setup/FinancialYearStartPickerTests.cs
@@ -0,0 +1,78 @@
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.AspNetCore.Components.Forms;
+using StageFright.UI.Pages.Setup;
+using StageFright.UI.Pages.Setup.Tabs;
+
+namespace StageFright.UI.Tests.Pages.Setup;
+
+/// <summary>
+/// bUnit coverage for the first-run financial-year-start pickers (spec 028, US7 / FR-019, FR-020):
+/// month (<c>#setup-fy-start-month</c>) and day (<c>#setup-fy-start-day</c>) live on
+/// <see cref="GeneralAppearanceTab"/>, are always rendered and mandatory, default to 1 July, and
+/// two-way bind <see cref="SetupFormModel.FinancialYearStartMonth"/> /
+/// <see cref="SetupFormModel.FinancialYearStartDay"/>.
+/// </summary>
+public class FinancialYearStartPickerTests : LocalizedTestContext
+{
+    private static RenderFragment<EditContext> GeneralTab(SetupFormModel model) => _ => builder =>
+    {
+        builder.OpenComponent<GeneralAppearanceTab>(0);
+        builder.AddComponentParameter(1, nameof(GeneralAppearanceTab.Model), model);
+        builder.CloseComponent();
+    };
+
+    private IRenderedComponent<EditForm> Render(SetupFormModel model) =>
+        Render<EditForm>(p => p
+            .Add(f => f.Model, model)
+            .Add(f => f.ChildContent, GeneralTab(model)));
+
+    [Fact]
+    public void RendersTwelveMonthOptionsAndTwentyEightDayOptions()
+    {
+        var cut = Render(new SetupFormModel());
+
+        Assert.Equal(12, cut.Find("#setup-fy-start-month").QuerySelectorAll("option").Length);
+        Assert.Equal(28, cut.Find("#setup-fy-start-day").QuerySelectorAll("option").Length);
+    }
+
+    [Fact]
+    public void DefaultsToJulyDayOne()
+    {
+        var model = new SetupFormModel();
+
+        var cut = Render(model);
+
+        Assert.Equal(7, model.FinancialYearStartMonth);
+        Assert.Equal(1, model.FinancialYearStartDay);
+        Assert.Equal("7", cut.Find("#setup-fy-start-month").GetAttribute("value"));
+        Assert.Equal("1", cut.Find("#setup-fy-start-day").GetAttribute("value"));
+    }
+
+    [Fact]
+    public void BindsMonthAndDaySelectionsToModel()
+    {
+        var model = new SetupFormModel();
+        var cut = Render(model);
+
+        cut.Find("#setup-fy-start-month").Change("4");
+        cut.Find("#setup-fy-start-day").Change("6");
+
+        Assert.Equal(4, model.FinancialYearStartMonth);
+        Assert.Equal(6, model.FinancialYearStartDay);
+    }
+
+    [Fact]
+    public void BothPickersAreRenderedAndMarkedRequired()
+    {
+        var cut = Render(new SetupFormModel());
+
+        var monthGroup = cut.Find("#setup-fy-start-month").Closest(".col-md-6");
+        var dayGroup = cut.Find("#setup-fy-start-day").Closest(".col-md-6");
+
+        Assert.NotNull(monthGroup);
+        Assert.NotNull(dayGroup);
+        Assert.Contains("text-danger", monthGroup!.InnerHtml);
+        Assert.Contains("text-danger", dayGroup!.InnerHtml);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs
new file mode 100644
index 00000000..e5f6a031
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Pages/Setup/FirstRunLanguageScreenTests.cs
@@ -0,0 +1,196 @@
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.AspNetCore.Components.Web;
+using Microsoft.Extensions.DependencyInjection;
+using Microsoft.Extensions.Localization;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Modules.Settings;
+using StageFright.UI.Layout;
+using StageFright.UI.Pages.Setup;
+using StageFright.UI.Resources.Strings;
+
+namespace StageFright.UI.Tests.Pages.Setup;
+
+/// <summary>
+/// bUnit tests for <see cref="FirstRunLanguageScreen"/> (spec 029) — the <c>/language-select</c>
+/// screen shown before the setup wizard. Covers the language-selection path (US1) plus the
+/// Debug-only "Load sample data" path (US3), which is absent whenever no
+/// <see cref="IDebugDataSeeder"/> is registered (e.g. Release builds).
+/// </summary>
+public class FirstRunLanguageScreenTests : LocalizedTestContext
+{
+    private readonly ILanguagePreferenceStore _preferenceStore = Substitute.For<ILanguagePreferenceStore>();
+    private readonly ISetupService _setupService = Substitute.For<ISetupService>();
+
+    public FirstRunLanguageScreenTests()
+    {
+        Services.AddSingleton(_preferenceStore);
+        Services.AddSingleton(_setupService);
+        _setupService.InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>())
+            .Returns(Task.CompletedTask);
+    }
+
+    private IRenderedComponent<CultureProvider> RenderScreen() =>
+        Render<CultureProvider>(p => p.AddChildContent<FirstRunLanguageScreen>());
+
+    [Fact]
+    public void ListsEveryCatalogLanguage_ByEndonym()
+    {
+        var cut = RenderScreen();
+        var catalog = Services.GetRequiredService<ISupportedLanguagesCatalog>();
+
+        var options = cut.Find("#languageSelect").QuerySelectorAll("option");
+
+        Assert.Equal(catalog.All.Count, options.Length);
+        foreach (var language in catalog.All)
+        {
+            Assert.Contains(options, o => o.GetAttribute("value") == language.CultureCode && o.TextContent == language.Endonym);
+        }
+    }
+
+    [Fact]
+    public async Task PreSelects_TheLanguageProviderResolvedDefault()
+    {
+        var languageProvider = Services.GetRequiredService<ILanguageProvider>();
+        var catalog = Services.GetRequiredService<ISupportedLanguagesCatalog>();
+        var resolvedCulture = await languageProvider.ResolveStartupCultureAsync(Xunit.TestContext.Current.CancellationToken);
+        var expected = catalog.Find(resolvedCulture.Name)?.CultureCode ?? catalog.Default.CultureCode;
+
+        var cut = RenderScreen();
+
+        Assert.Equal(expected, cut.Find("#languageSelect").GetAttribute("value"));
+    }
+
+    [Fact]
+    public void DoesNotRender_SampleDataControl_WhenNoDebugSeederRegistered()
+    {
+        var cut = RenderScreen();
+
+        Assert.Empty(cut.FindAll("#seedData"));
+    }
+
+    [Fact]
+    public void Confirm_RecordsThePreference()
+    {
+        using var _ = new CultureRestorer();
+        var cut = RenderScreen();
+        cut.Find("#languageSelect").Change("fr-FR");
+
+        cut.Find("#btn-confirm-language").Click();
+
+        _preferenceStore.Received(1).Set("fr-FR");
+    }
+
+    [Fact]
+    public void Confirm_SwitchesTheRunningSessionCulture()
+    {
+        using var _ = new CultureRestorer();
+        var cut = RenderScreen();
+        cut.Find("#languageSelect").Change("fr-FR");
+
+        cut.Find("#btn-confirm-language").Click();
+
+        Assert.Equal("fr-FR", cut.Instance.CurrentCulture.Name);
+    }
+
+    [Fact]
+    public void Confirm_Navigates_ToSetup_WhenSampleDataNotOffered()
+    {
+        using var _ = new CultureRestorer();
+        var cut = RenderScreen();
+        cut.Find("#languageSelect").Change("fr-FR");
+
+        cut.Find("#btn-confirm-language").Click();
+
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.EndsWith("/setup", nav.Uri);
+    }
+
+    [Fact]
+    public void SampleDataControl_Renders_WhenDebugSeederRegistered()
+    {
+        Services.AddSingleton(Substitute.For<IDebugDataSeeder>());
+
+        var cut = RenderScreen();
+
+        cut.Find("#seedData");
+    }
+
+    [Fact]
+    public async Task Confirm_WithSampleDataChecked_SeedsThenNavigatesToDashboard()
+    {
+        using var _ = new CultureRestorer();
+        var debugSeeder = Substitute.For<IDebugDataSeeder>();
+        debugSeeder.SeedAsync(Arg.Any<IProgress<string>>(), Arg.Any<CancellationToken>()).Returns(Task.CompletedTask);
+        Services.AddSingleton(debugSeeder);
+
+        var cut = RenderScreen();
+        cut.Find("[role=switch]").Click();
+
+        // Confirming here goes through a real Task.Run hop (seeding runs off the UI thread, same
+        // as the deleted SetupWizard.HandleValidSubmitAsync did) — a synchronous Click() only
+        // blocks for work that completes without a genuine thread switch, so this needs the async
+        // ClickAsync() bUnit uses everywhere else for a background-work-bearing submit/click.
+        await cut.Find("#btn-confirm-language").ClickAsync(new MouseEventArgs());
+
+        Received.InOrder(() =>
+        {
+            _setupService.InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>());
+            debugSeeder.SeedAsync(Arg.Any<IProgress<string>>(), Arg.Any<CancellationToken>());
+        });
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.EndsWith("/dashboard", nav.Uri);
+    }
+
+    [Fact]
+    public async Task Confirm_WithSampleDataChecked_ShowsError_WhenSeedingFails()
+    {
+        using var _ = new CultureRestorer();
+        var debugSeeder = Substitute.For<IDebugDataSeeder>();
+        debugSeeder.SeedAsync(Arg.Any<IProgress<string>>(), Arg.Any<CancellationToken>())
+            .Returns(Task.FromException(new InvalidOperationException("boom")));
+        Services.AddSingleton(debugSeeder);
+
+        var cut = RenderScreen();
+        cut.Find("[role=switch]").Click();
+
+        // See the comment on Confirm_WithSampleDataChecked_SeedsThenNavigatesToDashboard — the
+        // failing SeedAsync still runs through the same real Task.Run hop, so this needs
+        // ClickAsync() too.
+        await cut.Find("#btn-confirm-language").ClickAsync(new MouseEventArgs());
+
+        var expectedError = Services.GetRequiredService<IStringLocalizer<SetupResource>>()["Setup_FirstRun_SeedingError"];
+        Assert.Contains(expectedError, cut.Markup);
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.DoesNotContain("/dashboard", nav.Uri);
+        await _setupService.Received(1).InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>());
+    }
+
+    [Fact]
+    public async Task Confirm_AfterAFailedSeed_RetriesSeedingWithoutReinitialisingSetup()
+    {
+        using var _ = new CultureRestorer();
+        var debugSeeder = Substitute.For<IDebugDataSeeder>();
+        debugSeeder.SeedAsync(Arg.Any<IProgress<string>>(), Arg.Any<CancellationToken>())
+            .Returns(Task.FromException(new InvalidOperationException("boom")), Task.CompletedTask);
+        Services.AddSingleton(debugSeeder);
+
+        // First attempt: InitializeAsync completes, SeedAsync throws — the user stays on the screen.
+        var cut = RenderScreen();
+        cut.Find("[role=switch]").Click();
+        await cut.Find("#btn-confirm-language").ClickAsync(new MouseEventArgs());
+        await _setupService.Received(1).InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>());
+
+        // Setup is complete now, so a real ISetupService would reject a second InitializeAsync.
+        _setupService.IsSetupCompleteAsync(Arg.Any<CancellationToken>()).Returns(true);
+        _setupService.ClearReceivedCalls();
+
+        // Pressing Confirm again re-runs only the seed and reaches the dashboard on success.
+        await cut.Find("#btn-confirm-language").ClickAsync(new MouseEventArgs());
+
+        await _setupService.DidNotReceive().InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>());
+        var nav = Services.GetRequiredService<NavigationManager>();
+        Assert.EndsWith("/dashboard", nav.Uri);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/InceptionDatePickerTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/InceptionDatePickerTests.cs
new file mode 100644
index 00000000..a04fd751
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Pages/Setup/InceptionDatePickerTests.cs
@@ -0,0 +1,69 @@
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.AspNetCore.Components.Forms;
+using StageFright.UI.Pages.Setup;
+using StageFright.UI.Pages.Setup.Tabs;
+
+namespace StageFright.UI.Tests.Pages.Setup;
+
+/// <summary>
+/// bUnit coverage for the first-run optional organisation inception-date picker
+/// (spec 028, FR-022 / issue #353): <c>#setup-inception-date</c> lives on
+/// <see cref="GeneralAppearanceTab"/>, is always rendered, is <em>optional</em> (no required
+/// marker), defaults to blank, and two-way binds <see cref="SetupFormModel.InceptionDate"/>.
+/// </summary>
+public class InceptionDatePickerTests : LocalizedTestContext
+{
+    private static RenderFragment<EditContext> GeneralTab(SetupFormModel model) => _ => builder =>
+    {
+        builder.OpenComponent<GeneralAppearanceTab>(0);
+        builder.AddComponentParameter(1, nameof(GeneralAppearanceTab.Model), model);
+        builder.CloseComponent();
+    };
+
+    private IRenderedComponent<EditForm> Render(SetupFormModel model) =>
+        Render<EditForm>(p => p
+            .Add(f => f.Model, model)
+            .Add(f => f.ChildContent, GeneralTab(model)));
+
+    [Fact]
+    public void RendersADateInput()
+    {
+        var cut = Render(new SetupFormModel());
+
+        var input = cut.Find("#setup-inception-date");
+        Assert.Equal("date", input.GetAttribute("type"));
+    }
+
+    [Fact]
+    public void DefaultsToBlank()
+    {
+        var model = new SetupFormModel();
+
+        var cut = Render(model);
+
+        Assert.Null(model.InceptionDate);
+        Assert.True(string.IsNullOrEmpty(cut.Find("#setup-inception-date").GetAttribute("value")));
+    }
+
+    [Fact]
+    public void IsOptional_NoRequiredMarker()
+    {
+        var cut = Render(new SetupFormModel());
+
+        var group = cut.Find("#setup-inception-date").Closest(".mb-3")!;
+
+        Assert.Empty(group.QuerySelectorAll("span.text-danger"));
+    }
+
+    [Fact]
+    public void BindsSelectedDateToModel()
+    {
+        var model = new SetupFormModel();
+        var cut = Render(model);
+
+        cut.Find("#setup-inception-date").Change("2026-10-01");
+
+        Assert.Equal(new DateTime(2026, 10, 1), model.InceptionDate);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardNoSeederTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardNoSeederTests.cs
deleted file mode 100644
index 995cd830..00000000
--- a/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardNoSeederTests.cs
+++ /dev/null
@@ -1,101 +0,0 @@
-using Bunit;
-using Microsoft.AspNetCore.Components;
-using Microsoft.Extensions.DependencyInjection;
-using NSubstitute;
-using StageFright.Core.Contracts;
-using StageFright.Core.Entities;
-using StageFright.Core.Modules.Finance;
-using StageFright.Core.Modules.Settings;
-using StageFright.UI.Pages.Setup;
-using StageFright.UI.Pages.Setup.Tabs;
-
-namespace StageFright.UI.Tests.Pages.Setup;
-
-/// <summary>
-/// bUnit tests for SetupWizard when IDebugDataSeeder is not registered — the state MauiProgram
-/// leaves DI in for Release builds. There is never a database seed in Release, so the "Load
-/// sample data" checkbox and its progress overlay must not render, and Finish must complete
-/// without attempting to resolve or invoke the seeder.
-/// </summary>
-public class SetupWizardNoSeederTests : BunitContext
-{
-    private readonly ISetupService _setupService = Substitute.For<ISetupService>();
-    private readonly IAccountService _accountService = Substitute.For<IAccountService>();
-    private readonly IOpeningBalanceService _openingBalanceService = Substitute.For<IOpeningBalanceService>();
-
-    public SetupWizardNoSeederTests()
-    {
-        Services.AddSingleton(_setupService);
-        Services.AddSingleton(_accountService);
-        Services.AddSingleton(_openingBalanceService);
-        _setupService.InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>())
-            .Returns(Task.CompletedTask);
-        _accountService.GetAllAsync(Arg.Any<CancellationToken>()).Returns(new List<Account>());
-        _accountService.GetArchivedAsync(Arg.Any<CancellationToken>()).Returns(new List<Account>());
-        _openingBalanceService.GetOpeningBalanceAccountsAsync(Arg.Any<CancellationToken>()).Returns(new List<Account>());
-        JSInterop.SetupVoid("window.blazorBootstrap.tabs.initialize", _ => true);
-        JSInterop.SetupVoid("window.blazorBootstrap.tabs.show", _ => true);
-    }
-
-    private static void AdvanceToReview(IRenderedComponent<SetupWizard> cut)
-    {
-        cut.Find("#orgName").Change("My Choir");
-        cut.Find("#btn-next").Click(); // -> Chart of Accounts
-        cut.Find("#btn-next").Click(); // -> Opening Balances
-        cut.Find("#btn-next").Click(); // -> Committee
-        cut.Find("#btn-next").Click(); // -> Review
-    }
-
-    [Fact]
-    public void SeedDataCheckbox_IsAbsent_WhenSeederNotRegistered()
-    {
-        var cut = Render<SetupWizard>();
-
-        // Absent on the Organisation Settings tab (its new home, spec 022 FR-001) ...
-        Assert.Throws<Bunit.ElementNotFoundException>(() => cut.Find("#seedData"));
-
-        AdvanceToReview(cut);
-
-        // ... and still absent once Review is reached, same as before relocation.
-        Assert.Contains("Review", cut.Markup);
-        Assert.Throws<Bunit.ElementNotFoundException>(() => cut.Find("#seedData"));
-    }
-
-    [Fact]
-    public void Tabs_AreNeverDisabled_WhenSeederNotRegistered()
-    {
-        var cut = Render<SetupWizard>();
-
-        // No sample-data checkbox exists to trigger the tab-bypass (spec 022 FR-009) —
-        // every tab's Disabled parameter stays false, exactly as before this feature.
-        foreach (var tab in cut.FindComponents<BlazorBootstrap.Tab>())
-        {
-            Assert.False(tab.Instance.Disabled);
-        }
-    }
-
-    [Fact]
-    public async Task ValidSubmit_CompletesAndNavigates_WithoutSeeder()
-    {
-        var cut = Render<SetupWizard>();
-        AdvanceToReview(cut);
-
-        // No seeder is registered, so the Finish gate (FR-021) can only be satisfied by a
-        // real queued balance. OpeningBalancesTab hosts its own nested <EditForm>, which
-        // bUnit's AngleSharp-parsed DOM can't simulate a submit through (see
-        // SetupWizardTests' ChartOfAccountsTab tests for the same limitation) — invoking
-        // its OnSubmit parameter directly exercises the same wiring without that quirk.
-        var tab = cut.FindComponent<OpeningBalancesTab>();
-        await cut.InvokeAsync(() => tab.Instance.OnSubmit.InvokeAsync(new RecordOpeningBalancesRequest
-        {
-            AsAtDate = DateTime.Today,
-            Entries = new List<OpeningBalanceEntry> { new() { AccountId = Guid.NewGuid(), Amount = 100m } }
-        }));
-
-        await cut.Find("form").SubmitAsync();
-
-        var nav = Services.GetRequiredService<NavigationManager>();
-        Assert.EndsWith("/dashboard", nav.Uri);
-        Assert.DoesNotContain("setup-seeding-overlay", cut.Markup);
-    }
-}
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardTests.cs
index 2fcfb87b..b1d96731 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardTests.cs
@@ -1,33 +1,35 @@
 using Bunit;
 using Microsoft.AspNetCore.Components;
 using Microsoft.Extensions.DependencyInjection;
+using Microsoft.Extensions.Localization;
 using NSubstitute;
 using StageFright.Core.Contracts;
 using StageFright.Core.Entities;
 using StageFright.Core.Modules.Finance;
 using StageFright.Core.Modules.Settings;
+using StageFright.UI.Layout;
 using StageFright.UI.Pages.Setup;
 using StageFright.UI.Pages.Setup.Tabs;
+using StageFright.UI.Resources.Strings;
 
 namespace StageFright.UI.Tests.Pages.Setup;
 
 /// <summary>
-/// bUnit component tests for the tabbed SetupWizard (spec 017, spec 022): tab-click
-/// navigation, Next validation gating, Sales Tax dropdown visibility, Finish composing
-/// the full SetupRequest, the sample-data seeding overlay, and — since spec 022 — the
-/// relocated "Load sample data" checkbox's tab-bypass/queue-discard behavior.
+/// bUnit component tests for the tabbed SetupWizard (spec 017, spec 022; spec 029 dropped the
+/// language step/sample-data option and the tab-bypass mechanism outright): tab-click
+/// navigation, Next validation gating, Sales Tax dropdown visibility, and Finish composing the
+/// full SetupRequest — including LanguageCode now sourced from the cascaded CultureProvider
+/// rather than a wizard field.
 /// </summary>
-public class SetupWizardTests : BunitContext
+public class SetupWizardTests : LocalizedTestContext
 {
     private readonly ISetupService _setupService = Substitute.For<ISetupService>();
-    private readonly IDebugDataSeeder _debugSeeder = Substitute.For<IDebugDataSeeder>();
     private readonly IAccountService _accountService = Substitute.For<IAccountService>();
     private readonly IOpeningBalanceService _openingBalanceService = Substitute.For<IOpeningBalanceService>();
 
     public SetupWizardTests()
     {
         Services.AddSingleton(_setupService);
-        Services.AddSingleton(_debugSeeder);
         Services.AddSingleton(_accountService);
         Services.AddSingleton(_openingBalanceService);
         _setupService.InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>())
@@ -39,6 +41,17 @@ public SetupWizardTests()
         JSInterop.SetupVoid("window.blazorBootstrap.tabs.show", _ => true);
     }
 
+    private IRenderedComponent<CultureProvider> RenderWizardUnderCulture() =>
+        Render<CultureProvider>(p => p.AddChildContent<SetupWizard>());
+
+    /// <summary>
+    /// The localized "Organisation Settings" tab title, resolved through the same
+    /// <see cref="IStringLocalizer{SetupResource}"/> the wizard renders it with — so these
+    /// assertions hold under any UI culture (en-US on CI renders "Organization Settings").
+    /// </summary>
+    private string OrgSettingsTabTitle =>
+        Services.GetRequiredService<IStringLocalizer<SetupResource>>()["Setup_Tab_OrganisationSettings"];
+
     private static void AdvanceFromOrganisationSettings(IRenderedComponent<SetupWizard> cut, string orgName = "My Choir")
     {
         cut.Find("#orgName").Change(orgName);
@@ -53,15 +66,6 @@ private static void AdvanceToReview(IRenderedComponent<SetupWizard> cut)
         cut.Find("#btn-next").Click(); // -> Review
     }
 
-    // spec 022: the checkbox now lives on Organisation Settings, and checking it before
-    // ever clicking Next makes the single Next click land directly on Review (FR-004).
-    private static async Task CheckSampleDataAndAdvanceToReviewAsync(IRenderedComponent<SetupWizard> cut, string orgName = "My Choir")
-    {
-        cut.Find("#orgName").Change(orgName);
-        await cut.Find("#seedData").ChangeAsync(true);
-        cut.Find("#btn-next").Click();
-    }
-
     private static async Task QueueRealOpeningBalanceAsync(IRenderedComponent<SetupWizard> cut)
     {
         var obTab = cut.FindComponent<OpeningBalancesTab>();
@@ -77,7 +81,7 @@ public void AllTabs_RenderInDefinedOrder_OnFirstLoad()
     {
         var cut = Render<SetupWizard>();
 
-        var organisationSettings = cut.Markup.IndexOf("Organisation Settings", StringComparison.Ordinal);
+        var organisationSettings = cut.Markup.IndexOf(OrgSettingsTabTitle, StringComparison.Ordinal);
         var chartOfAccounts = cut.Markup.IndexOf("Chart of Accounts", StringComparison.Ordinal);
         var openingBalances = cut.Markup.IndexOf("Opening Balances", StringComparison.Ordinal);
         var committee = cut.Markup.IndexOf("Committee", StringComparison.Ordinal);
@@ -230,7 +234,8 @@ await _setupService.Received(1).InitializeAsync(
     public async Task ValidSubmit_FinishesNormally_When_NoAccountsQueued()
     {
         var cut = Render<SetupWizard>();
-        await CheckSampleDataAndAdvanceToReviewAsync(cut);
+        AdvanceToReview(cut);
+        await QueueRealOpeningBalanceAsync(cut);
 
         await cut.Find("form").SubmitAsync();
 
@@ -290,25 +295,26 @@ await cut.InvokeAsync(() => coaTab.Instance.OnAdd.InvokeAsync(
     }
 
     [Fact]
-    public void SeedDataCheckbox_RendersOnOrganisationSettingsTab_WhenSeederAvailable()
+    public void SeedDataCheckbox_IsAbsent_FromOrganisationSettingsTab()
     {
+        // The debug-only "Load sample data" control moved to /language-select entirely
+        // (spec 029 FR-014) — the wizard itself never resolves IDebugDataSeeder or renders it.
         var cut = Render<SetupWizard>();
 
-        // Visible immediately on the first tab — no navigation needed (FR-001).
-        cut.Find("#seedData");
+        Assert.Empty(cut.FindAll("#seedData"));
     }
 
     [Fact]
-    public async Task SeedingOverlay_AppearsOnlyOnceSeedingStarts()
+    public void Tabs_AreNeverDisabled()
     {
+        // The tab-bypass mechanism is gone outright (spec 029 FR-017) — every tab's Disabled
+        // parameter stays false regardless of anything entered on Organisation Settings.
         var cut = Render<SetupWizard>();
-        await CheckSampleDataAndAdvanceToReviewAsync(cut);
-
-        Assert.DoesNotContain("setup-seeding-overlay", cut.Markup);
 
-        await cut.Find("form").SubmitAsync();
-
-        await _debugSeeder.Received(1).SeedAsync(Arg.Any<IProgress<string>>(), Arg.Any<CancellationToken>());
+        foreach (var tab in cut.FindComponents<BlazorBootstrap.Tab>())
+        {
+            Assert.False(tab.Instance.Disabled);
+        }
     }
 
     [Fact]
@@ -341,7 +347,8 @@ await _setupService.Received(1).InitializeAsync(
     public async Task ValidSubmit_FinishesWithNoTitles_When_QueueLeftEmpty()
     {
         var cut = Render<SetupWizard>();
-        await CheckSampleDataAndAdvanceToReviewAsync(cut);
+        AdvanceToReview(cut);
+        await QueueRealOpeningBalanceAsync(cut);
 
         await cut.Find("form").SubmitAsync();
 
@@ -351,7 +358,7 @@ await _setupService.Received(1).InitializeAsync(
     }
 
     [Fact]
-    public async Task Finish_Blocked_When_NoBalanceEntered_AndSampleDataUnselected()
+    public async Task Finish_Blocked_When_NoBalanceEntered()
     {
         var cut = Render<SetupWizard>();
         AdvanceToReview(cut);
@@ -392,22 +399,6 @@ await _setupService.Received(1).InitializeAsync(
         Assert.EndsWith("/dashboard", nav.Uri);
     }
 
-    [Fact]
-    public async Task Finish_Succeeds_When_SampleDataSelected_AndNoBalanceEntered()
-    {
-        var cut = Render<SetupWizard>();
-        await CheckSampleDataAndAdvanceToReviewAsync(cut);
-
-        await cut.Find("form").SubmitAsync();
-
-        await _setupService.Received(1).InitializeAsync(
-            Arg.Is<SetupRequest>(r => r!.QueuedOpeningBalances == null),
-            Arg.Any<CancellationToken>());
-
-        var nav = Services.GetRequiredService<NavigationManager>();
-        Assert.EndsWith("/dashboard", nav.Uri);
-    }
-
     [Fact]
     public async Task InvalidFinish_ShowsBannerError_WhenAnEarlierTabIsInvalid()
     {
@@ -424,125 +415,20 @@ public async Task InvalidFinish_ShowsBannerError_WhenAnEarlierTabIsInvalid()
         await _setupService.DidNotReceive().InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>());
     }
 
-    // --- spec 022 US2: selecting sample data bypasses the three manual-entry tabs ---
-
-    [Fact]
-    public async Task ChartOfAccountsOpeningBalancesCommittee_BecomeDisabled_WhenSampleDataChecked()
-    {
-        var cut = Render<SetupWizard>();
-        cut.Find("#orgName").Change("My Choir");
-        await cut.Find("#seedData").ChangeAsync(true);
-
-        // Checked at the component-parameter level, not via rendered CSS: BlazorBootstrap's
-        // Tab applies its own "disabled" class through the same JS interop that drives
-        // Bootstrap's tab.js, which these tests stub as a no-op (see the JSInterop.SetupVoid
-        // calls in the constructor) — the same MAUI-WebView-JS-interop gap CLAUDE.md's Known
-        // Gotchas documents for Radzen. The Disabled parameter itself — what this app's code
-        // actually controls — is what's asserted here.
-        var tabs = cut.FindComponents<BlazorBootstrap.Tab>();
-        Assert.True(tabs.Single(t => t.Instance.Title == "Chart of Accounts").Instance.Disabled);
-        Assert.True(tabs.Single(t => t.Instance.Title == "Opening Balances").Instance.Disabled);
-        Assert.True(tabs.Single(t => t.Instance.Title == "Committee").Instance.Disabled);
-        Assert.False(tabs.Single(t => t.Instance.Title == "Organisation Settings").Instance.Disabled);
-        Assert.False(tabs.Single(t => t.Instance.Title == "Review").Instance.Disabled);
-    }
-
-    [Fact]
-    public async Task ClickingBypassedTabHeader_DoesNotNavigate_WhenSampleDataChecked()
-    {
-        var cut = Render<SetupWizard>();
-        cut.Find("#orgName").Change("My Choir");
-        await cut.Find("#seedData").ChangeAsync(true);
-
-        cut.FindAll(".nav-link").First(a => a.TextContent.Contains("Chart of Accounts")).Click();
-
-        // Still on Organisation Settings — its field remains visible and Chart of
-        // Accounts' content was never activated (FR-003).
-        cut.Find("#orgName");
-        Assert.Empty(cut.FindAll("#account-name"));
-    }
-
-    [Fact]
-    public async Task Next_SkipsBypassedTabs_GoesStraightToReview_WhenSampleDataChecked()
-    {
-        var cut = Render<SetupWizard>();
-        cut.Find("#orgName").Change("My Choir");
-        await cut.Find("#seedData").ChangeAsync(true);
-
-        cut.Find("#btn-next").Click();
-
-        Assert.Contains("Review", cut.Markup);
-        cut.Find("#btn-finish");
-        Assert.Empty(cut.FindAll("#account-name"));
-    }
-
-    // --- spec 022 US3: toggling the checkbox keeps the wizard consistent ---
-
     [Fact]
-    public async Task CheckingSampleData_DiscardsQueuedAccountBalanceAndCommitteeTitle()
+    public async Task ValidSubmit_ComposesLanguageCode_FromCascadedCultureProvider()
     {
-        var cut = Render<SetupWizard>();
-        AdvanceFromOrganisationSettings(cut, "My Choir"); // -> Chart of Accounts
-
-        var coaTab = cut.FindComponent<ChartOfAccountsTab>();
-        await cut.InvokeAsync(() => coaTab.Instance.OnAdd.InvokeAsync(
-            new QueuedAccountRequest(Guid.NewGuid(), "Petty Cash", Core.Enums.AccountType.Asset, false)));
-
-        cut.Find("#btn-next").Click(); // -> Opening Balances
-        await QueueRealOpeningBalanceAsync(cut);
-
-        cut.Find("#btn-next").Click(); // -> Committee
-        cut.Find("#committee-role-input").Input("Publicity Officer");
-        cut.Find("#committee-role-add-btn").Click();
-
-        // Navigate back to Organisation Settings (its header is never bypassed) and check
-        // the box — this must discard everything just queued above (FR-006).
-        cut.FindAll(".nav-link").First(a => a.TextContent.Contains("Organisation Settings")).Click();
-        await cut.Find("#seedData").ChangeAsync(true);
-        cut.Find("#btn-next").Click(); // -> Review directly (tabs now bypassed)
-
-        Assert.Contains("None queued.", cut.Markup);
-        Assert.Contains("None.", cut.Markup);
-
-        await cut.Find("form").SubmitAsync();
+        var cut = RenderWizardUnderCulture();
+        var wizard = cut.FindComponent<SetupWizard>();
+        AdvanceFromOrganisationSettings(wizard, "My Choir"); // -> Chart of Accounts
+        wizard.Find("#btn-next").Click(); // -> Opening Balances
+        await QueueRealOpeningBalanceAsync(wizard);
+        wizard.Find("#btn-next").Click(); // -> Committee
+        wizard.Find("#btn-next").Click(); // -> Review
+        await wizard.Find("form").SubmitAsync();
 
         await _setupService.Received(1).InitializeAsync(
-            Arg.Is<SetupRequest>(r =>
-                r!.QueuedAccounts == null
-                && r.QueuedOpeningBalances == null
-                && r.CommitteeOfficeHolderTitles!.Count == 0),
+            Arg.Is<SetupRequest>(r => r!.LanguageCode == cut.Instance.CurrentCulture.Name),
             Arg.Any<CancellationToken>());
     }
-
-    [Fact]
-    public async Task UncheckingSampleData_MakesTabsAvailableAgain_StartingEmpty()
-    {
-        var cut = Render<SetupWizard>();
-        cut.Find("#orgName").Change("My Choir");
-        await cut.Find("#seedData").ChangeAsync(true);
-        await cut.Find("#seedData").ChangeAsync(false);
-
-        cut.Find("#btn-next").Click(); // -> Chart of Accounts (no longer bypassed)
-
-        cut.Find("#account-name"); // reachable and empty — no leftover queued account
-    }
-
-    [Fact]
-    public async Task Finish_Blocked_AfterUncheckingSampleData_WithNoBalanceEntered()
-    {
-        var cut = Render<SetupWizard>();
-        cut.Find("#orgName").Change("My Choir");
-        await cut.Find("#seedData").ChangeAsync(true);
-        await cut.Find("#seedData").ChangeAsync(false);
-
-        cut.Find("#btn-next").Click(); // -> Chart of Accounts
-        cut.Find("#btn-next").Click(); // -> Opening Balances
-        cut.Find("#btn-next").Click(); // -> Committee
-        cut.Find("#btn-next").Click(); // -> Review
-
-        await cut.Find("form").SubmitAsync();
-
-        Assert.Contains("opening balance", cut.Markup, StringComparison.OrdinalIgnoreCase);
-        await _setupService.DidNotReceive().InitializeAsync(Arg.Any<SetupRequest>(), Arg.Any<CancellationToken>());
-    }
 }
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardThemeTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardThemeTests.cs
index df6a5ef1..4657dbbf 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardThemeTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/SetupWizardThemeTests.cs
@@ -17,7 +17,7 @@ namespace StageFright.UI.Tests.Pages.Setup;
 /// reflects and controls the cascaded ThemeProvider's current theme, and whatever theme
 /// is selected when the wizard is submitted flows into the SetupRequest.
 /// </summary>
-public class SetupWizardThemeTests : BunitContext
+public class SetupWizardThemeTests : LocalizedTestContext
 {
     private readonly ISetupService _setupService = Substitute.For<ISetupService>();
     private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ChartOfAccountsTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ChartOfAccountsTabTests.cs
index d841fa39..9ca4cf29 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ChartOfAccountsTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ChartOfAccountsTabTests.cs
@@ -16,7 +16,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// of what's queued so far. Nothing here calls CreateAsync (FR-013); IAccountService is
 /// only used to seed the duplicate-check name set from real accounts.
 /// </summary>
-public class ChartOfAccountsTabTests : BunitContext
+public class ChartOfAccountsTabTests : LocalizedTestContext
 {
     private readonly IAccountService _accountService = Substitute.For<IAccountService>();
 
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/CommitteeTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/CommitteeTabTests.cs
index 9973cbc1..878ccff1 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/CommitteeTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/CommitteeTabTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// per-row remove) that replaced the old comma-separated textbox (FR-009/FR-010/FR-011).
 /// Rendered inside an EditForm since AGM month/seat count still use Input* components
 /// needing a cascaded EditContext (built manually — EditForm.ChildContent is generic).</summary>
-public class CommitteeTabTests : BunitContext
+public class CommitteeTabTests : LocalizedTestContext
 {
     private IRenderedComponent<EditForm> RenderInForm(
         SetupFormModel model,
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/GeneralAppearanceTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/GeneralAppearanceTabTests.cs
index 1bacc04e..42aff9ce 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/GeneralAppearanceTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/GeneralAppearanceTabTests.cs
@@ -10,7 +10,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// Rendered inside an EditForm since its InputText/ValidationMessage need a cascaded
 /// EditContext (built manually — EditForm.ChildContent is generic). The theme dropdown
 /// (US6) has its own test coverage in ThemeSelectionTabTests.</summary>
-public class GeneralAppearanceTabTests : BunitContext
+public class GeneralAppearanceTabTests : LocalizedTestContext
 {
     private static RenderFragment<EditContext> GeneralTab(SetupFormModel model) => _ => builder =>
     {
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/MembershipFeesTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/MembershipFeesTabTests.cs
index dc7d5d60..c45101bd 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/MembershipFeesTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/MembershipFeesTabTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// EditForm since its Input*/ValidationMessage components need a cascaded EditContext.
 /// EditForm.ChildContent is RenderFragment&lt;EditContext&gt; (generic), so bUnit's
 /// AddChildContent&lt;T&gt; shorthand doesn't apply — built manually instead.</summary>
-public class MembershipFeesTabTests : BunitContext
+public class MembershipFeesTabTests : LocalizedTestContext
 {
     private IRenderedComponent<EditForm> RenderInForm(SetupFormModel model) =>
         Render<EditForm>(p => p
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/OpeningBalancesTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/OpeningBalancesTabTests.cs
index ab356ae2..a39f817c 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/OpeningBalancesTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/OpeningBalancesTabTests.cs
@@ -17,7 +17,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// entries (each a placeholder Account keyed by ClientId). Nothing here posts to the
 /// ledger; OnSubmit bubbles the built request up for SetupWizard to queue.
 /// </summary>
-public class OpeningBalancesTabTests : BunitContext
+public class OpeningBalancesTabTests : LocalizedTestContext
 {
     private readonly IOpeningBalanceService _openingBalanceService = Substitute.For<IOpeningBalanceService>();
 
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ReviewTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ReviewTabTests.cs
index 7447da01..fb885f7b 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ReviewTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ReviewTabTests.cs
@@ -10,7 +10,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// setting, two read-only BorderedListBox summaries (queued committee titles, queued
 /// Chart of Accounts entries — FR-006), plus the relocated debug-only seed-data
 /// checkbox.</summary>
-public class ReviewTabTests : BunitContext
+public class ReviewTabTests : LocalizedTestContext
 {
     [Fact]
     public void SummarisesOrganisationNameAndFees()
@@ -81,34 +81,13 @@ public void QueuedListSummaries_RenderReadOnly_NoRemoveButtons()
     }
 
     [Fact]
-    public void SeedDataChoice_RendersReadOnlyRow_WhenDebugSeederAvailable()
+    public void NeverRenders_LoadSampleDataRow()
     {
-        var cut = Render<ReviewTab>(p => p
-            .Add(x => x.Model, new SetupFormModel())
-            .Add(x => x.DebugSeederAvailable, true)
-            .Add(x => x.SeedWithTestData, true));
-
-        Assert.Contains("Load sample data", cut.Markup);
-        Assert.Contains("Yes", cut.Markup);
-    }
-
-    [Fact]
-    public void SeedDataChoice_RendersNothing_WhenDebugSeederUnavailable()
-    {
-        var cut = Render<ReviewTab>(p => p
-            .Add(x => x.Model, new SetupFormModel())
-            .Add(x => x.DebugSeederAvailable, false));
+        // The sample-data choice is no longer surfaced on Review at all (spec 029 FR-014) —
+        // it moved to the first-run screen, which never displays a review-style summary.
+        var cut = Render<ReviewTab>(p => p.Add(x => x.Model, new SetupFormModel()));
 
         Assert.DoesNotContain("Load sample data", cut.Markup);
-    }
-
-    [Fact]
-    public void SeedDataChoice_IsReadOnly_NoCheckboxRendered()
-    {
-        var cut = Render<ReviewTab>(p => p
-            .Add(x => x.Model, new SetupFormModel())
-            .Add(x => x.DebugSeederAvailable, true));
-
         Assert.Empty(cut.FindAll("#seedData"));
     }
 }
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/SalesTaxTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/SalesTaxTabTests.cs
index 8f5461d7..9d473c59 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/SalesTaxTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/SalesTaxTabTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// treatment, and the clear-on-toggle-off behavior, relocated unchanged from the old
 /// wizard's Step 3. Rendered inside an EditForm since its Input* components need a
 /// cascaded EditContext (built manually — EditForm.ChildContent is generic).</summary>
-public class SalesTaxTabTests : BunitContext
+public class SalesTaxTabTests : LocalizedTestContext
 {
     private IRenderedComponent<EditForm> RenderInForm(SetupFormModel model) =>
         Render<EditForm>(p => p
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/SampleDataTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/SampleDataTabTests.cs
deleted file mode 100644
index cee9c9a0..00000000
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/SampleDataTabTests.cs
+++ /dev/null
@@ -1,44 +0,0 @@
-using Bunit;
-using StageFright.UI.Pages.Setup.Tabs;
-
-namespace StageFright.UI.Tests.Pages.Setup.Tabs;
-
-/// <summary>bUnit tests for SampleDataTab (US1) — the debug-only "Load sample data"
-/// checkbox, relocated here from ReviewTab so it renders on the Organisation Settings
-/// tab instead (FR-001). Markup and behavior are unchanged from the original checkbox;
-/// only its host component moved.</summary>
-public class SampleDataTabTests : BunitContext
-{
-    [Fact]
-    public void SeedDataCheckbox_OnlyShown_WhenDebugSeederAvailable()
-    {
-        var cutHidden = Render<SampleDataTab>(p => p.Add(x => x.DebugSeederAvailable, false));
-        Assert.Empty(cutHidden.FindAll("#seedData"));
-
-        var cutShown = Render<SampleDataTab>(p => p.Add(x => x.DebugSeederAvailable, true));
-        cutShown.Find("#seedData");
-    }
-
-    [Fact]
-    public async Task CheckingSeedData_InvokesSeedWithTestDataChanged()
-    {
-        var changedTo = default(bool?);
-        var cut = Render<SampleDataTab>(p => p
-            .Add(x => x.DebugSeederAvailable, true)
-            .Add(x => x.SeedWithTestDataChanged, v => changedTo = v));
-
-        await cut.Find("#seedData").ChangeAsync(true);
-
-        Assert.True(changedTo);
-    }
-
-    [Fact]
-    public void SeedDataCheckbox_ReflectsCurrentValue()
-    {
-        var cut = Render<SampleDataTab>(p => p
-            .Add(x => x.DebugSeederAvailable, true)
-            .Add(x => x.SeedWithTestData, true));
-
-        Assert.True(cut.Find("#seedData").HasAttribute("checked"));
-    }
-}
diff --git a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ThemeSelectionTabTests.cs b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ThemeSelectionTabTests.cs
index 669d6284..a8b0b182 100644
--- a/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ThemeSelectionTabTests.cs
+++ b/tests/StageFright.UI.Tests/Pages/Setup/Tabs/ThemeSelectionTabTests.cs
@@ -10,7 +10,7 @@ namespace StageFright.UI.Tests.Pages.Setup.Tabs;
 /// <summary>bUnit tests for ThemeSelectionTab (US6) — the Light/Dark theme dropdown,
 /// split out of GeneralAppearanceTab so it can be rendered lower in the Organisation
 /// Settings tab, directly above the Sales Tax section.</summary>
-public class ThemeSelectionTabTests : BunitContext
+public class ThemeSelectionTabTests : LocalizedTestContext
 {
     public ThemeSelectionTabTests()
     {
diff --git a/tests/StageFright.UI.Tests/RealStringLocalizer.cs b/tests/StageFright.UI.Tests/RealStringLocalizer.cs
new file mode 100644
index 00000000..c4e6640b
--- /dev/null
+++ b/tests/StageFright.UI.Tests/RealStringLocalizer.cs
@@ -0,0 +1,20 @@
+using Microsoft.Extensions.Localization;
+using Microsoft.Extensions.Logging.Abstractions;
+using Microsoft.Extensions.Options;
+
+namespace StageFright.UI.Tests;
+
+/// <summary>
+/// Builds a real <c>.resx</c>-backed <see cref="IStringLocalizer{T}"/> for tests that construct a
+/// service or provider taking a localizer directly (no bUnit <c>TestContext</c> / DI container).
+/// Lookups resolve to the neutral (en-AU) baseline, so assertions on the extracted wording keep
+/// matching (spec 027).
+/// </summary>
+internal static class RealStringLocalizer
+{
+    private static readonly IStringLocalizerFactory Factory =
+        new ResourceManagerStringLocalizerFactory(
+            Options.Create(new LocalizationOptions()), NullLoggerFactory.Instance);
+
+    public static IStringLocalizer<T> For<T>() => new StringLocalizer<T>(Factory);
+}
diff --git a/tests/StageFright.UI.Tests/Shared/AddAccountFormTests.cs b/tests/StageFright.UI.Tests/Shared/AddAccountFormTests.cs
index 854dd8bc..147d70e1 100644
--- a/tests/StageFright.UI.Tests/Shared/AddAccountFormTests.cs
+++ b/tests/StageFright.UI.Tests/Shared/AddAccountFormTests.cs
@@ -12,7 +12,7 @@ namespace StageFright.UI.Tests.Shared;
 /// (blank/length via DataAnnotations, duplicate against ExistingNames); only what the
 /// caller's OnSubmit does with a valid submit differs.
 /// </summary>
-public class AddAccountFormTests : BunitContext
+public class AddAccountFormTests : LocalizedTestContext
 {
     [Fact]
     public async Task ValidSubmit_InvokesOnSubmit_WithEnteredValues()
diff --git a/tests/StageFright.UI.Tests/Shared/BorderedListBoxTests.cs b/tests/StageFright.UI.Tests/Shared/BorderedListBoxTests.cs
index 20effb7c..e9913ce3 100644
--- a/tests/StageFright.UI.Tests/Shared/BorderedListBoxTests.cs
+++ b/tests/StageFright.UI.Tests/Shared/BorderedListBoxTests.cs
@@ -11,7 +11,7 @@ namespace StageFright.UI.Tests.Shared;
 /// gives each row a remove affordance, and the container always carries the
 /// ".bordered-list-box" class app.css uses for the contained-scroll treatment.
 /// </summary>
-public class BorderedListBoxTests : BunitContext
+public class BorderedListBoxTests : LocalizedTestContext
 {
     private static readonly RenderFragment<string> RowTemplate =
         item => builder => builder.AddContent(0, item);
diff --git a/tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormLocaleTests.cs b/tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormLocaleTests.cs
new file mode 100644
index 00000000..ca4a93b9
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormLocaleTests.cs
@@ -0,0 +1,83 @@
+using System.Globalization;
+using Bunit;
+using Microsoft.AspNetCore.Components;
+using Microsoft.AspNetCore.Components.Web;
+using Microsoft.Extensions.DependencyInjection;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Core.Enums;
+using StageFright.Core.Modules.Finance;
+using StageFright.UI.Shared;
+
+namespace StageFright.UI.Tests.Shared;
+
+/// <summary>
+/// bUnit locale-safety tests for OpeningBalanceEntryForm (spec 028 US2, FR-007…FR-009). The
+/// balance <c>&lt;input type="number"&gt;</c> serialises its value invariant; under de-DE / fr-FR
+/// the old <c>NumberStyles.Number</c> + <c>CultureInfo.CurrentCulture</c> parse read the period
+/// as a group separator, so <c>1234.50</c> was queued as <c>123450</c>. After T035 the amount is
+/// parsed through <c>MoneyInput.Parse</c> (invariant); the request handed to <c>OnSubmit</c>
+/// carries exactly the typed value in every region (FR-008 — same as every other money field).
+/// </summary>
+public class OpeningBalanceEntryFormLocaleTests : LocalizedTestContext
+{
+    private readonly IOpeningBalanceService _openingBalanceService = Substitute.For<IOpeningBalanceService>();
+
+    private static readonly Account BankAccount = new()
+    {
+        Id = Guid.NewGuid(), Name = "Bank", AccountNumber = "1200", Type = AccountType.Asset
+    };
+
+    public OpeningBalanceEntryFormLocaleTests()
+    {
+        Services.AddSingleton(_openingBalanceService);
+        _openingBalanceService.ComputePlug(Arg.Any<IReadOnlyList<OpeningBalanceEntry>>(), Arg.Any<IReadOnlyList<Account>>())
+            .Returns(ci => ci.ArgAt<IReadOnlyList<OpeningBalanceEntry>>(0).Sum(e => e.Amount));
+    }
+
+    private async Task<decimal> QueuedAmountUnderCultureAsync(string cultureName, string typed)
+    {
+        var original = CultureInfo.CurrentCulture;
+        CultureInfo.CurrentCulture = CultureInfo.GetCultureInfo(cultureName);
+        try
+        {
+            RecordOpeningBalancesRequest? submitted = null;
+            var cut = Render<OpeningBalanceEntryForm>(p => p
+                .Add(x => x.Accounts, new[] { BankAccount })
+                .Add(x => x.AsAtDate, new DateTime(2026, 7, 1))
+                .Add(x => x.OnSubmit, EventCallback.Factory.Create<RecordOpeningBalancesRequest>(this, r => submitted = r)));
+
+            cut.Find(".opening-balance-amount").Change(typed);
+            await cut.Find(".wizard-post").ClickAsync(new MouseEventArgs());
+
+            return submitted!.Entries.Single().Amount;
+        }
+        finally
+        {
+            CultureInfo.CurrentCulture = original;
+        }
+    }
+
+    [Theory]
+    [InlineData("de-DE")]
+    [InlineData("fr-FR")]
+    public async Task Should_QueueExactlyTheTypedAmount_When_EnteredUnderACommaDecimalRegion(string cultureName)
+    {
+        Assert.Equal(1234.50m, await QueuedAmountUnderCultureAsync(cultureName, "1234.50"));
+        Assert.Equal(1.50m, await QueuedAmountUnderCultureAsync(cultureName, "1.50"));
+        Assert.Equal(-150.00m, await QueuedAmountUnderCultureAsync(cultureName, "-150.00"));
+    }
+
+    [Fact]
+    public async Task Should_InterpretTheAmountIdentically_UnderGermanFrenchAndAustralianRegions()
+    {
+        var au = await QueuedAmountUnderCultureAsync("en-AU", "1234.50");
+        var de = await QueuedAmountUnderCultureAsync("de-DE", "1234.50");
+        var fr = await QueuedAmountUnderCultureAsync("fr-FR", "1234.50");
+
+        Assert.Equal(1234.50m, au);
+        Assert.Equal(au, de);
+        Assert.Equal(au, fr);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormTests.cs b/tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormTests.cs
index 54c6c8e3..ff1395a2 100644
--- a/tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormTests.cs
+++ b/tests/StageFright.UI.Tests/Shared/OpeningBalanceEntryFormTests.cs
@@ -16,7 +16,7 @@ namespace StageFright.UI.Tests.Shared;
 /// the setup wizard's Opening Balances tab (deferred-queue). Folds the standalone page's
 /// former Step 2 (enter) and Step 3 (confirm) into one entry table + submit action.
 /// </summary>
-public class OpeningBalanceEntryFormTests : BunitContext
+public class OpeningBalanceEntryFormTests : LocalizedTestContext
 {
     private readonly IOpeningBalanceService _openingBalanceService = Substitute.For<IOpeningBalanceService>();
     private static readonly Account BankAccount = new()
diff --git a/tests/StageFright.UI.Tests/Shared/ReactivationForgivenessDialogTests.cs b/tests/StageFright.UI.Tests/Shared/ReactivationForgivenessDialogTests.cs
index d8f353a1..47fa0619 100644
--- a/tests/StageFright.UI.Tests/Shared/ReactivationForgivenessDialogTests.cs
+++ b/tests/StageFright.UI.Tests/Shared/ReactivationForgivenessDialogTests.cs
@@ -15,7 +15,7 @@ namespace StageFright.UI.Tests.Shared;
 /// - Confirm calls ApplyForgivenessAsync with selected fee IDs
 /// - Empty fee list shows no-fees message
 /// </summary>
-public class ReactivationForgivenessDialogTests : BunitContext
+public class ReactivationForgivenessDialogTests : LocalizedTestContext
 {
     private readonly IReactivationForgivenessService _forgivenessService =
         Substitute.For<IReactivationForgivenessService>();
diff --git a/tests/StageFright.UI.Tests/Shared/ReportViewerBasisTests.cs b/tests/StageFright.UI.Tests/Shared/ReportViewerBasisTests.cs
new file mode 100644
index 00000000..925186fc
--- /dev/null
+++ b/tests/StageFright.UI.Tests/Shared/ReportViewerBasisTests.cs
@@ -0,0 +1,83 @@
+using Bunit;
+using Microsoft.Extensions.DependencyInjection;
+using NSubstitute;
+using StageFright.Core.Contracts;
+using StageFright.Core.Entities;
+using StageFright.Reports.Models;
+using StageFright.Reports.Registry;
+using StageFright.Reports.Rendering;
+using StageFright.UI.Shared;
+
+namespace StageFright.UI.Tests.Shared;
+
+/// <summary>
+/// T041 / FR-012 (spec 028): <see cref="ReportViewer"/> shows <see cref="ReportData.BasisOfAccounting"/>
+/// beneath the subtitle when the provider sets it, and renders no basis line when it is null.
+/// </summary>
+public class ReportViewerBasisTests : LocalizedTestContext
+{
+    private const string Basis =
+        "Basis of accounting: member fees are recognised when levied (accrual basis); " +
+        "all other income and expenditure is recognised when received or paid (cash basis).";
+
+    private readonly IReportProvider _provider = Substitute.For<IReportProvider>();
+    private readonly IPdfReportRenderer _pdfRenderer = Substitute.For<IPdfReportRenderer>();
+    private readonly ICsvReportExporter _csvExporter = Substitute.For<ICsvReportExporter>();
+    private readonly ISettingsService _settingsService = Substitute.For<ISettingsService>();
+
+    public ReportViewerBasisTests()
+    {
+        Services.AddSingleton(_pdfRenderer);
+        Services.AddSingleton(_csvExporter);
+        _settingsService.GetAsync(Arg.Any<CancellationToken>())
+            .Returns(new Settings { OrganizationName = "Test Organisation" });
+        Services.AddSingleton(_settingsService);
+
+        _provider.ReportId.Returns("balance-sheet");
+        _provider.ReportName.Returns("Statement of Financial Position");
+        _provider.ModuleName.Returns("Finance");
+        _provider.DisplayOrder.Returns(0);
+        _provider.Filters.Returns(Array.Empty<ReportFilterDefinition>());
+    }
+
+    private static ReportData Report(string? basis) => new()
+    {
+        Title = "Statement of Financial Position",
+        SubTitle = "As at 30 June 2026",
+        GeneratedAt = DateTime.UtcNow,
+        Columns = [new ReportColumn { Header = "Account" }],
+        Sections = [new ReportSection { Rows = [new ReportRow { Cells = ["Cash"] }] }],
+        BasisOfAccounting = basis
+    };
+
+    [Fact]
+    public async Task WhenReportHasBasisOfAccounting_RendersItBeneathTheSubtitle()
+    {
+        _provider.GenerateAsync(Arg.Any<ReportFilterValues>(), Arg.Any<CancellationToken>())
+            .Returns(Report(Basis));
+
+        var cut = Render<ReportViewer>(p => p.Add(x => x.Provider, _provider));
+        await cut.InvokeAsync(() => { });
+
+        var markup = cut.Markup;
+        Assert.Contains("accrual basis", markup, StringComparison.OrdinalIgnoreCase);
+        Assert.Contains("cash basis", markup, StringComparison.OrdinalIgnoreCase);
+
+        // Document order: the basis line follows the subtitle.
+        Assert.True(
+            markup.IndexOf("As at 30 June 2026", StringComparison.Ordinal)
+            < markup.IndexOf("accrual basis", StringComparison.Ordinal));
+    }
+
+    [Fact]
+    public async Task WhenReportHasNoBasisOfAccounting_RendersNoBasisLine()
+    {
+        _provider.GenerateAsync(Arg.Any<ReportFilterValues>(), Arg.Any<CancellationToken>())
+            .Returns(Report(null));
+
+        var cut = Render<ReportViewer>(p => p.Add(x => x.Provider, _provider));
+        await cut.InvokeAsync(() => { });
+
+        Assert.DoesNotContain("basis of accounting", cut.Markup, StringComparison.OrdinalIgnoreCase);
+    }
+}
diff --git a/tests/StageFright.UI.Tests/Shared/ReportViewerTests.cs b/tests/StageFright.UI.Tests/Shared/ReportViewerTests.cs
index c073504b..9493f60e 100644
--- a/tests/StageFright.UI.Tests/Shared/ReportViewerTests.cs
+++ b/tests/StageFright.UI.Tests/Shared/ReportViewerTests.cs
@@ -20,7 +20,7 @@ namespace StageFright.UI.Tests.Shared;
 /// - Print button invokes IPdfReportRenderer
 /// - Export button invokes ICsvReportExporter
 /// </summary>
-public class ReportViewerTests : RadzenGridTestContext
+public class ReportViewerTests : LocalizedTestContext
 {
     private readonly IReportProvider _provider = Substitute.For<IReportProvider>();
     private readonly IPdfReportRenderer _pdfRenderer = Substitute.For<IPdfReportRenderer>();