AI-Motor-Insurance-Risk-Assessment

AI-driven solution for real-time motor insurance risk assessment using IoT, Telematics, and Machine Learning.

AI Motor Insurance Risk Assessment 🚗💻

🌟 Problem Statement

Traditional motor insurance relies heavily on historical data, lacking real-time risk assessment. This leads to higher claim costs and no incentive for safe driving.

🎯 Our Solution

An AI-driven system using IoT & telematics to:

• Monitor driver behavior
• Assess risk in real-time
• Provide personalized feedback
• Promote safer driving and reduce claims

🛠️ Tech Stack

• React / HTML / CSS (Frontend)
• Node.js / Django / Flask (Backend)
• TensorFlow / Scikit-Learn (ML Model)
• Firebase / Google Cloud
• Google Maps API / Telematics

🚀 Features

✅ Real-time driver behavior monitoring
✅ Risk prediction model
✅ Dynamic dashboard
✅ Rewards system for safe drivers

📦 Installation

git clone https://github.com/your-username/AI-Motor-Insurance-Risk-Assessment.git
cd AI-Motor-Insurance-Risk-Assessment
npm install # or pip install -r requirements.txt