diff --git a/src/client/types/base.ts b/src/client/types/base.ts
index 109351f..cda5482 100644
--- a/src/client/types/base.ts
+++ b/src/client/types/base.ts
@@ -56,8 +56,17 @@ export type OmitByType<T, Type> = Pick<
   { [K in keyof T]-?: T[K] extends Type ? never : K }[keyof T]
 >;
 
+// TS 6.0 infers the exact argument shape (unknown keys included), so T[K]
+// checks a value against itself — excess keys pass. U[K] checks against the
+// declared shape instead. The phantom-key branch keeps T[K] referenced so
+// TypeScript still infers T and Payload<T,U> still narrows to selected fields.
+// https://github.com/microsoft/TypeScript/issues/63515
 export type Options<T, U> = {
-  [K in keyof T]: K extends keyof U ? T[K] : never;
+  [K in keyof T]: K extends keyof U
+    ? K extends "__use_T_so_it_is_inferred__"
+      ? T[K]
+      : U[K]
+    : never;
 };
 
 export type OrderBy = "ASC" | "DESC";