diff --git a/.api-sync/known-divergences.json b/.api-sync/known-divergences.json
index 865ecf9..16326f3 100644
--- a/.api-sync/known-divergences.json
+++ b/.api-sync/known-divergences.json
@@ -28,6 +28,114 @@
       "field": "expires_at",
       "reason": "Same pre-existing mismatch as QuoteOut.expires_at, on the payin-quote equivalent (CreatePayinQuoteResponse). Here the field IS cast, `expiresAt: (int) $data['expires_at']`, so a fractional value would silently truncate rather than throw -- a real risk in disguise if the API ever returns one.",
       "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "BankAccountOut",
+      "field": "spei_protocol",
+      "reason": "Spec constrains spei_protocol to an enum (clabe/debitcard/phonenum). BankAccountListItem models it as a plain `?string`, not the SpeiProtocol backed enum that CreateSpeiInput/CreateSpeiResponse already use on the same rail -- so every spec value still parses without error, just without case-completeness checking on this shape. Recorded for visibility only.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "field": "status",
+      "reason": "Covers PayinOut/CreatePayinOut's inline tracking_transaction.status (failed/completed) and tracking_transaction.status is a DIFFERENT, smaller enum than PayinOut's own top-level status (TransactionStatus, already mapped). TrackingTransaction models this sub-field as a plain `string`, not a backed enum.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "field": "currency",
+      "reason": "Spec constrains currency to the Currency enum. Payin models it as a plain `string`; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "field": "payment_method",
+      "reason": "Spec constrains payment_method to the PaymentMethod enum (already mapped for other shapes). Payin models it as a plain `string`, not PaymentMethod; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "field": "pse_document_type",
+      "reason": "Spec constrains pse_document_type to a 2-value enum (CC/NIT). Payin models it as a plain `?string`; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "field": "type",
+      "reason": "Spec constrains type (deposit method) to an enum. Payin models it as a plain `string`; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "OfframpWallet",
+      "field": "network",
+      "reason": "Spec constrains network to the Network enum (already mapped for other shapes, e.g. WalletOut). OfframpWallet models it as a plain `string`, not Network; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOut",
+      "field": "status",
+      "reason": "Covers PayoutOut/PayoutOnEvmOut's inline tracking_transaction.status (failed/found) and tracking_complete.status (tokens_refunded/paid) -- two DIFFERENT, smaller enums than PayoutOut's own top-level status (TransactionStatus, already mapped). TrackingTransaction/TrackingComplete model these sub-fields as plain `string`, not backed enums.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOut",
+      "field": "estimated_time_of_arrival",
+      "reason": "Covers PayoutOut/PayoutOnEvmOut's inline tracking_payment.estimated_time_of_arrival and tracking_liquidity.estimated_time_of_arrival. Both are spec enums (5_min/5_30_min/30_min/2_hours/1_business_day/2_business_days/5_business_days); PayoutTrackingPayment and TrackingLiquidity model them as plain `?string`/`string`, not backed enums.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOut",
+      "field": "provider_status",
+      "reason": "Covers PayoutOut/PayoutOnEvmOut's inline tracking_payment.provider_status and tracking_liquidity.provider_status. Both are spec enums; PayoutTrackingPayment and TrackingLiquidity model them as plain `?string`/`string`, not backed enums.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOut",
+      "field": "provider_name",
+      "reason": "Covers PayoutOut/PayoutOnEvmOut's inline tracking_payment.provider_name, a spec enum of bank-provider display names. PayoutTrackingPayment models it as a plain `?string`, not a backed enum.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOut",
+      "field": "ach_cop_document_type",
+      "reason": "Spec constrains ach_cop_document_type to an enum. Payout models it as a plain `?string`, not the AchCopDocument backed enum that BankAccounts already uses on the same rail; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "VirtualAccountOut",
+      "field": "kyc_status",
+      "reason": "Same shape of divergence as CustomerOut.kyc_status above: spec constrains kyc_status to an enum, VirtualAccount models it as a plain `?string`, not a backed enum. Every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "VirtualAccountOut",
+      "field": "account_type",
+      "reason": "Spec constrains us.account_type to an enum (checking/saving). VirtualAccountUsDetails models it as a plain `string`, not BankAccountType; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "WebhookEndpoint",
+      "field": "events",
+      "reason": "Spec constrains each item of the events array to the webhook-topic enum (WebhookEvents, already mapped). WebhookEndpoint models the whole array as plain `?array`, not a typed list of WebhookEvents; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "WebhookEndpointIn",
+      "field": "events",
+      "reason": "Same divergence as WebhookEndpoint.events, on the create-input side (CreateWebhookEndpointInput).",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "field": "provider_name",
+      "reason": "Covers PayinOut/CreatePayinOut's inline tracking_transaction.provider_name, a spec enum of payment-provider names. TrackingTransaction models it as a plain `?string`, not a backed enum; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CreatePayinQuoteIn",
+      "field": "pse_document_type",
+      "reason": "Spec constrains payer_rules.pse_document_type to a 2-value enum (CC/NIT). PayerRules models it as a plain `?string`; every spec value still parses without error.",
+      "owner": "eric@blindpay.com"
     }
   ]
 }
diff --git a/.api-sync/spec-map.json b/.api-sync/spec-map.json
index 1b384ff..ea51d45 100644
--- a/.api-sync/spec-map.json
+++ b/.api-sync/spec-map.json
@@ -20,8 +20,7 @@
     },
     {
       "spec": { "schema": "BankAccountOut", "property": "account_type" },
-      "sdk": { "file": "src/Types/BankAccountType.php", "class": "BankAccountType" },
-      "note": "KNOWN DIVERGENCE, see .api-sync/known-divergences.json: spec value 'saving' vs SDK case value 'savings'. Do not blind-add a new case for 'saving'; that would create a duplicate near-identical case instead of fixing the real one. Kept mapped on purpose so the divergence stays visible."
+      "sdk": { "file": "src/Types/BankAccountType.php", "class": "BankAccountType" }
     },
     {
       "spec": { "schema": "VirtualAccountOut", "property": "banking_partner" },
@@ -89,6 +88,58 @@
       "spec": { "schema": "PayoutOut", "property": "status" },
       "sdk": { "file": "src/Types/TransactionStatus.php", "class": "TransactionStatus" },
       "note": "union of PayoutOut/PayinOut/TransferOut.status; SDK's PENDING_REVIEW case has no counterpart in any of the three today, which is fine (SDK may accept a superset)."
+    },
+    {
+      "spec": { "schema": "BankAccountOut", "property": "ach_cop_document_type" },
+      "sdk": { "file": "src/Resources/BankAccounts/BankAccounts.php", "class": "AchCopDocument" }
+    },
+    {
+      "spec": { "schema": "BankAccountOut", "property": "transfers_type" },
+      "sdk": { "file": "src/Resources/BankAccounts/BankAccounts.php", "class": "ArgentinaTransfers" }
+    },
+    {
+      "spec": { "schema": "PayoutOut", "property": "transfers_type" },
+      "sdk": { "file": "src/Resources/Payouts/Payouts.php", "class": "ArgentinaTransferType" }
+    },
+    {
+      "spec": { "schema": "CustomerLimitIncreaseIn", "property": "supporting_document_type" },
+      "sdk": { "file": "src/Resources/Customers/Customers.php", "class": "LimitIncreaseRequestSupportingDocumentType" }
+    },
+    {
+      "spec": { "schema": "GetCustomerLimitIncreaseOut", "property": "status" },
+      "sdk": { "file": "src/Resources/Customers/Customers.php", "class": "LimitIncreaseRequestStatus" }
+    },
+    {
+      "spec": { "schema": "GetCustomerLimitIncreaseOut", "property": "supporting_document_type" },
+      "sdk": { "file": "src/Resources/Customers/Customers.php", "class": "LimitIncreaseRequestSupportingDocumentType" }
+    },
+    {
+      "spec": { "schema": "PayinOut", "property": "manual_execution_status" },
+      "sdk": { "file": "src/Types/ManualExecutionStatus.php", "class": "ManualExecutionStatus" }
+    },
+    {
+      "spec": { "schema": "PayoutOut", "property": "spei_protocol" },
+      "sdk": { "file": "src/Resources/Payouts/Payouts.php", "class": "SpeiProtocol" }
+    },
+    {
+      "spec": { "schema": "UpdateCustomerIn", "property": "id_doc_type" },
+      "sdk": { "file": "src/Resources/Customers/Customers.php", "class": "IdentificationDocument" }
+    },
+    {
+      "spec": { "schema": "UpdateCustomerIn", "property": "proof_of_address_doc_type" },
+      "sdk": { "file": "src/Resources/Customers/Customers.php", "class": "ProofOfAddressDocType" }
+    },
+    {
+      "spec": { "schema": "UpdateCustomerIn", "property": "purpose_of_transactions" },
+      "sdk": { "file": "src/Resources/Customers/Customers.php", "class": "PurposeOfTransactions" }
+    },
+    {
+      "spec": { "schema": "UpdateCustomerIn", "property": "source_of_funds_doc_type" },
+      "sdk": { "file": "src/Resources/Customers/Customers.php", "class": "SourceOfFundsDocType" }
+    },
+    {
+      "spec": { "schema": "UploadIn", "property": "bucket" },
+      "sdk": { "file": "src/Resources/Upload/Upload.php", "class": "UploadBucket" }
     }
   ],
   "typesNote": "Class-per-file below always refers to src/Resources/**/*.php unless the file starts with src/Types/.",
@@ -139,6 +190,7 @@
     { "spec": "QuoteIn", "sdk": [ { "file": "src/Resources/Quotes/Quotes.php", "class": "CreateQuoteInput" } ] },
     { "spec": "QuoteOut", "sdk": [ { "file": "src/Resources/Quotes/Quotes.php", "class": "CreateQuoteResponse" } ] },
     { "spec": "CreatePayinQuoteIn", "sdk": [ { "file": "src/Resources/Payins/Quotes.php", "class": "CreatePayinQuoteInput" } ] },
+    { "spec": "CreatePayinQuoteIn", "path": "payer_rules", "sdk": [ { "file": "src/Resources/Payins/Quotes.php", "class": "PayerRules" } ] },
     { "spec": "CreatePayinQuoteOut", "sdk": [ { "file": "src/Resources/Payins/Quotes.php", "class": "CreatePayinQuoteResponse" } ] },
     { "spec": "CreateTransferQuoteIn", "sdk": [ { "file": "src/Resources/Transfers/Transfers.php", "class": "CreateTransferQuoteInput" } ] },
     { "spec": "CreateTransferQuoteOut", "sdk": [ { "file": "src/Resources/Transfers/Transfers.php", "class": "CreateTransferQuoteResponse" } ] },
@@ -174,14 +226,96 @@
       "note": "inline object, not a $ref'd component schema (no `Tracking*` schema exists in components.schemas); the same 20-property shape also recurs verbatim, unchecked here, in PayoutNewWebhookOut/PayoutUpdateWebhookOut/PayoutCompleteWebhookOut/PayoutPartnerFeeWebhookOut, which this SDK never deserializes (see 'webhook payloads' note below)."
     },
     {
-      "spec": "PayinOut",
+      "spec": ["PayoutOut", "PayoutOnEvmOut"],
+      "path": "tracking_transaction",
+      "sdk": [ { "file": "src/Types/TrackingTransaction.php", "class": "TrackingTransaction" } ]
+    },
+    {
+      "spec": ["PayoutOut", "PayoutOnEvmOut"],
+      "path": "tracking_complete",
+      "sdk": [ { "file": "src/Types/TrackingComplete.php", "class": "TrackingComplete" } ]
+    },
+    {
+      "spec": ["PayoutOut", "PayoutOnEvmOut"],
+      "path": "tracking_liquidity",
+      "sdk": [ { "file": "src/Types/TrackingLiquidity.php", "class": "TrackingLiquidity" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
       "path": "tracking_payment",
       "sdk": [ { "file": "src/Types/PayinTrackingPayment.php", "class": "PayinTrackingPayment" } ],
       "note": "PayinOut's inline tracking_payment is a DIFFERENT, smaller shape (step/provider_name/completed_at/review_source/review_context/approved_risk_sources) than the payout one; previously shared with the payout-side TrackingPayment class, which threw a TypeError on payin fetch. Split into a payin-specific class (step/provider_name/completed_at) and PayoutTrackingPayment (step/provider_name/provider_transaction_id/provider_status/estimated_time_of_arrival/completed_at)."
     },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "tracking_transaction",
+      "sdk": [ { "file": "src/Types/TrackingTransaction.php", "class": "TrackingTransaction" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "tracking_complete",
+      "sdk": [ { "file": "src/Types/TrackingComplete.php", "class": "TrackingComplete" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "blindpay_bank_details",
+      "sdk": [ { "file": "src/Resources/Payins/Payins.php", "class": "BankDetails" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "blindpay_bank_details.ach",
+      "sdk": [ { "file": "src/Resources/Payins/Payins.php", "class": "BankAch" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "blindpay_bank_details.wire",
+      "sdk": [ { "file": "src/Resources/Payins/Payins.php", "class": "BankWire" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "blindpay_bank_details.rtp",
+      "sdk": [ { "file": "src/Resources/Payins/Payins.php", "class": "BankRtp" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "blindpay_bank_details.beneficiary",
+      "sdk": [ { "file": "src/Resources/Payins/Payins.php", "class": "BankBeneficiary" } ]
+    },
+    {
+      "spec": ["PayinOut", "CreatePayinOut"],
+      "path": "blindpay_bank_details.receiving_bank",
+      "sdk": [ { "file": "src/Resources/Payins/Payins.php", "class": "BankReceivingBank" } ]
+    },
+    {
+      "spec": ["TransferOut", "CreateTransferOut"],
+      "path": "tracking_complete",
+      "sdk": [ { "file": "src/Types/TrackingComplete.php", "class": "TrackingComplete" } ]
+    },
+    {
+      "spec": ["TransferOut", "CreateTransferOut"],
+      "path": "tracking_paymaster",
+      "sdk": [ { "file": "src/Resources/Transfers/Transfers.php", "class": "TransferTrackingPaymaster" } ]
+    },
+    {
+      "spec": ["TransferOut", "CreateTransferOut"],
+      "path": "tracking_bridge_swap",
+      "sdk": [ { "file": "src/Resources/Transfers/Transfers.php", "class": "TransferTrackingBridgeSwap" } ]
+    },
+    {
+      "spec": ["TransferOut", "CreateTransferOut"],
+      "path": "tracking_transaction_monitoring",
+      "sdk": [ { "file": "src/Resources/Transfers/Transfers.php", "class": "TransferTrackingTransactionMonitoring" } ]
+    },
     { "spec": "CreateVirtualAccountIn", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "CreateVirtualAccountInput" } ] },
     { "spec": "UpdateVirtualAccountIn", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "UpdateVirtualAccountInput" } ] },
     { "spec": "VirtualAccountOut", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccount" } ] },
+    { "spec": "VirtualAccountOut", "path": "us", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccountUsDetails" } ] },
+    { "spec": "VirtualAccountOut", "path": "us.ach", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccountUsAch" } ] },
+    { "spec": "VirtualAccountOut", "path": "us.wire", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccountUsWire" } ] },
+    { "spec": "VirtualAccountOut", "path": "us.rtp", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccountUsRtp" } ] },
+    { "spec": "VirtualAccountOut", "path": "us.beneficiary", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccountBeneficiary" } ] },
+    { "spec": "VirtualAccountOut", "path": "us.receiving_bank", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccountReceivingBank" } ] },
+    { "spec": "VirtualAccountOut", "path": "us.swift_receiving_bank", "sdk": [ { "file": "src/Resources/VirtualAccounts/VirtualAccounts.php", "class": "VirtualAccountSwiftReceivingBank" } ] },
     {
       "spec": "CreateBlockchainWalletIn",
       "discriminator": { "note": "body-shape discriminated: address vs signature hash", "sdkMethods": ["createWithAddress", "createWithHash"] },
diff --git a/.api-sync/unmodeled.json b/.api-sync/unmodeled.json
index 80c65d1..11e7e82 100644
--- a/.api-sync/unmodeled.json
+++ b/.api-sync/unmodeled.json
@@ -1,5 +1,5 @@
 {
-  "$schema": "Seeded state-reconciliation baseline: every spec property, on a schema mapped in .api-sync/spec-map.json, that scripts/api-sync.php currently finds absent from its mapped SDK class(es). Each entry needs a specific reason and an owner. `--check` treats anything absent from both the SDK and this file as pending drift and fails. Do not add an entry for a field this PR's changelist is adding instead.",
+  "$schema": "Seeded state-reconciliation baseline: every spec property, on a schema mapped in .api-sync/spec-map.json, that scripts/api-sync.php currently finds absent from its mapped SDK class(es). Each entry needs a specific reason and an owner. `--check` treats anything absent from both the SDK and this file as pending drift and fails. Do not add an entry for a field this PR's changelist is adding instead. An entry with `\"field\": \"*\"` (paired with `\"path\"`) is a whole-shape omission: the entire inline object or array-of-object shape at schema.path is not modeled as its own class at all (checked by computeNestedObjectCoverageGaps() in scripts/api-sync.php), as opposed to a single named field being absent from an otherwise-modeled shape.",
   "entries": [
     {
       "schema": "BankAccountOut",
@@ -593,6 +593,202 @@
       "field": "requiredWhen",
       "reason": "Conditional-requirement expression added to the spec after BankDetail was last generated; not modeled.",
       "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "BankAccountOut",
+      "path": "offramp_wallets[]",
+      "field": "*",
+      "reason": "BankAccountListItem stores offramp_wallets as a raw ?array passthrough (not decoded into OfframpWallet objects); callers who need typed offramp wallets use OfframpWallets::list() instead.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CreateCustomerIn",
+      "path": "owners[]",
+      "field": "*",
+      "reason": "Beneficial-owner sub-objects on business customer creation; not modeled as a class, no owners param on CreateCustomerIn.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "UpdateCustomerIn",
+      "path": "owners[]",
+      "field": "*",
+      "reason": "Same gap as CreateCustomerIn.owners[] on the update input.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CustomerOut",
+      "path": "owners[]",
+      "field": "*",
+      "reason": "Beneficial-owner sub-objects echoed back on the customer response; not modeled, same gap as the create/update input side.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CustomerOut",
+      "path": "kyc_warnings[]",
+      "field": "*",
+      "reason": "KYC warning sub-objects; CustomerOut's kyc_warnings property is not modeled as a typed class list.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CustomerOut",
+      "path": "fraud_warnings[]",
+      "field": "*",
+      "reason": "Fraud warning sub-objects; not modeled as a typed class list.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CustomerOut",
+      "path": "aml_hits",
+      "field": "*",
+      "reason": "AML screening hit details; not modeled on the customer response.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CustomerOut",
+      "path": "limit",
+      "field": "*",
+      "reason": "Per-customer transaction limit sub-object; not modeled, distinct from GetCustomerLimitsOut which also lacks its own nested modeling (see below).",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "GetCustomerLimitsOut",
+      "path": "limits",
+      "field": "*",
+      "reason": "Limits container sub-object; GetCustomerLimitsOut is not otherwise modeled with typed nested classes.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "GetCustomerLimitsOut",
+      "path": "limits.payin",
+      "field": "*",
+      "reason": "Nested under limits; same gap as GetCustomerLimitsOut.limits.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "GetCustomerLimitsOut",
+      "path": "limits.payout",
+      "field": "*",
+      "reason": "Nested under limits; same gap as GetCustomerLimitsOut.limits.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "QuoteOut",
+      "path": "contract",
+      "field": "*",
+      "reason": "On-chain contract call metadata for the quote; not modeled on CreateQuoteResponse.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "QuoteOut",
+      "path": "contract.abi[]",
+      "field": "*",
+      "reason": "ABI fragment entries under contract; same gap as QuoteOut.contract.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "QuoteOut",
+      "path": "contract.network",
+      "field": "*",
+      "reason": "Enum-constrained network sub-object under contract; same gap as QuoteOut.contract.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "path": "payer_rules",
+      "field": "*",
+      "reason": "Same payer_rules shape echoed back on the payin response; not modeled.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "path": "tracking_transaction.pse_instruction",
+      "field": "*",
+      "reason": "PSE-specific instruction sub-object under tracking_transaction; TrackingTransaction models only the common step/status/transaction_hash/completed_at fields, not the rail-specific instruction payloads.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "path": "tracking_transaction.ted_instruction",
+      "field": "*",
+      "reason": "TED-specific (Brazil) instruction sub-object under tracking_transaction; same gap as pse_instruction.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "path": "tracking_transaction.transfers_instruction",
+      "field": "*",
+      "reason": "Transfers-rail (Argentina CVU/CBU/ALIAS) instruction sub-object under tracking_transaction; same gap as pse_instruction.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CreatePayinOut",
+      "path": "tracking_transaction.pse_instruction",
+      "field": "*",
+      "reason": "Same gap as PayinOut.tracking_transaction.pse_instruction, on the create-response shape sharing TrackingTransaction.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CreatePayinOut",
+      "path": "tracking_transaction.ted_instruction",
+      "field": "*",
+      "reason": "Same gap as PayinOut.tracking_transaction.ted_instruction.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CreatePayinOut",
+      "path": "tracking_transaction.transfers_instruction",
+      "field": "*",
+      "reason": "Same gap as PayinOut.tracking_transaction.transfers_instruction.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayinOut",
+      "path": "blindpay_bank_details.swift_receiving_bank",
+      "field": "*",
+      "reason": "International SWIFT receiving-bank sub-object; BankDetails models ach/wire/rtp/beneficiary/receiving_bank but not the SWIFT-specific receiving bank.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "CreatePayinOut",
+      "path": "blindpay_bank_details.swift_receiving_bank",
+      "field": "*",
+      "reason": "Same gap as PayinOut.blindpay_bank_details.swift_receiving_bank.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOut",
+      "path": "tracking_documents",
+      "field": "*",
+      "reason": "SWIFT payout document-request tracking sub-object; no TrackingDocuments class exists (same field already recorded above as a scalar-shaped unmodeled field on PayoutOut).",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOnEvmOut",
+      "path": "tracking_documents",
+      "field": "*",
+      "reason": "Same gap as PayoutOut.tracking_documents, on the create-response shape.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "PayoutOut",
+      "path": "jpm_track_data",
+      "field": "*",
+      "reason": "Internal JPMorgan/Zenus tracking payload; deliberately not surfaced to SDK consumers.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "VirtualAccountOut",
+      "path": "blockchain_wallet",
+      "field": "*",
+      "reason": "Embedded blockchain wallet object (network/address); VirtualAccount only models blockchain_wallet_id (the string id), not the embedded object.",
+      "owner": "eric@blindpay.com"
+    },
+    {
+      "schema": "VirtualAccountOut",
+      "path": "us.swift_intermediary_bank",
+      "field": "*",
+      "reason": "SWIFT intermediary-bank sub-object; VirtualAccountUsDetails models swift_receiving_bank but not swift_intermediary_bank.",
+      "owner": "eric@blindpay.com"
     }
   ]
 }
diff --git a/.github/workflows/api-sync.yml b/.github/workflows/api-sync.yml
index fdb501c..11f1989 100644
--- a/.github/workflows/api-sync.yml
+++ b/.github/workflows/api-sync.yml
@@ -28,6 +28,41 @@ jobs:
         run: |
           git fetch origin api-sync-data
           git show origin/api-sync-data:.api-sync/spec-current.json > .api-sync/spec-current.json
+          git show origin/api-sync-data:.api-sync/delivery.json > /tmp/delivery.json
+
+      - name: Verify delivery manifest
+        env:
+          DISPATCH_SPEC_SHA256: ${{ github.event.client_payload.spec_sha256 }}
+        run: |
+          set -e
+          if [ ! -s .api-sync/spec-current.json ]; then
+            echo "::error::api-sync-data is missing .api-sync/spec-current.json"
+            exit 1
+          fi
+          if [ ! -s /tmp/delivery.json ]; then
+            echo "::error::api-sync-data is missing .api-sync/delivery.json"
+            exit 1
+          fi
+
+          MANIFEST_SHA256=$(php -r '$d = json_decode(file_get_contents("/tmp/delivery.json"), true); echo $d["spec_sha256"] ?? "";')
+          if [ -z "$MANIFEST_SHA256" ]; then
+            echo "::error::delivery.json has no spec_sha256"
+            exit 1
+          fi
+
+          ACTUAL_SHA256=$(sha256sum .api-sync/spec-current.json | awk '{print $1}')
+          if [ "$ACTUAL_SHA256" != "$MANIFEST_SHA256" ]; then
+            echo "::error::spec-current.json sha256 ($ACTUAL_SHA256) does not match delivery.json's spec_sha256 ($MANIFEST_SHA256)"
+            exit 1
+          fi
+
+          if [ -n "$DISPATCH_SPEC_SHA256" ] && [ "$DISPATCH_SPEC_SHA256" != "$MANIFEST_SHA256" ]; then
+            echo "::error::stale delivery: repository_dispatch spec_sha256 ($DISPATCH_SPEC_SHA256) does not match api-sync-data's delivery.json spec_sha256 ($MANIFEST_SHA256)"
+            exit 1
+          fi
+
+          echo "Delivery manifest verified: spec_sha256=$MANIFEST_SHA256"
+          cat /tmp/delivery.json
 
       - name: Create or reset the api-sync branch
         run: |
diff --git a/scripts/api-sync.php b/scripts/api-sync.php
index bca729b..63680ba 100644
--- a/scripts/api-sync.php
+++ b/scripts/api-sync.php
@@ -765,6 +765,186 @@ function reconcileEnums(array $map, array $newSpec, array $reachable, array $cla
     return [$applicable, $needsHuman];
 }
 
+// ---------------------------------------------------------------------------
+// Enum coverage (blocking): every enum-constrained property on a mapped schema must resolve to a
+// mapped enum symbol, or be a recorded ledger exclusion. Distinct from reconcileEnums(), which
+// checks completeness of an enum ALREADY in the map; this checks that no enum-bearing property
+// was ever silently left out of the map to begin with.
+// ---------------------------------------------------------------------------
+
+/** Whether $propSchema is enum-constrained: a direct `enum`, an `items.enum` (array of enum), or
+ * an `anyOf`/`oneOf` member carrying `enum`. */
+function isEnumConstrained(array $propSchema): bool
+{
+    if (isset($propSchema['enum'])) {
+        return true;
+    }
+    if (isset($propSchema['items']) && is_array($propSchema['items']) && isset($propSchema['items']['enum'])) {
+        return true;
+    }
+    foreach (['anyOf', 'oneOf'] as $key) {
+        if (! isset($propSchema[$key]) || ! is_array($propSchema[$key])) {
+            continue;
+        }
+        foreach ($propSchema[$key] as $sub) {
+            if (is_array($sub) && isset($sub['enum'])) {
+                return true;
+            }
+        }
+    }
+
+    return false;
+}
+
+function computeEnumCoverageGaps(array $map, array $spec, array $reachable, array $classIndex, array $divergenceFieldIndex): array
+{
+    $enumClassSet = [];
+    foreach ($map['enums'] as $entry) {
+        if (isset($entry['sdk']['class'])) {
+            $enumClassSet[$entry['sdk']['class']] = true;
+        }
+    }
+
+    $gaps = [];
+    foreach ($map['types'] as $entry) {
+        // Discriminator fan-outs (>1 SDK class per entry) genuinely diverge per rail; not this
+        // check's job, same restriction reconcileTypes()/auditTypes() use.
+        if (count($entry['sdk']) !== 1) {
+            continue;
+        }
+        $schemas = typeSpecSchemas($entry);
+        $schemaPath = $entry['path'] ?? null;
+        $canonicalSchema = $schemas[0];
+
+        $info = $classIndex[$entry['sdk'][0]['class']] ?? null;
+        if ($info === null) {
+            continue;
+        }
+        $ctorTypesByParam = [];
+        foreach ($info['ctor']['params'] ?? [] as $param) {
+            $ctorTypesByParam[$param['name']] ??= $param['type'];
+        }
+
+        foreach ($schemas as $schemaName) {
+            if (! isset($reachable[$schemaName])) {
+                continue;
+            }
+            $specProps = $schemaPath !== null ? nestedProps($spec, $schemaName, $schemaPath) : schemaProps($spec, $schemaName);
+            if ($specProps === null) {
+                continue;
+            }
+
+            foreach ($specProps as $field) {
+                $propSchema = $schemaPath !== null
+                    ? nestedPropSchema($spec, $schemaName, $schemaPath, $field)
+                    : ($spec['components']['schemas'][$schemaName]['properties'][$field] ?? []);
+                if (! isEnumConstrained($propSchema)) {
+                    continue;
+                }
+                if (isset($divergenceFieldIndex["{$canonicalSchema}|{$field}"])) {
+                    continue; // recorded exclusion, e.g. "modeled as a plain untyped field"
+                }
+                $phpType = $ctorTypesByParam[snakeToCamel($field)] ?? null;
+                if ($phpType === null) {
+                    continue; // not modeled via a promoted ctor property -- presence gaps are handled elsewhere
+                }
+                if (isset($enumClassSet[ltrim($phpType, '?')])) {
+                    continue; // resolves to a mapped enum symbol
+                }
+                $label = $schemaName.($schemaPath !== null ? ".{$schemaPath}" : '');
+                $gaps[] = "NEEDS_HUMAN: enum-constrained property {$label}.{$field} does not resolve to a mapped enum symbol (SDK models it as {$phpType}); add a spec-map.json enums entry or a known-divergences.json fields exclusion";
+            }
+        }
+    }
+    sort($gaps);
+
+    return $gaps;
+}
+
+// ---------------------------------------------------------------------------
+// Nested-object coverage (blocking): every inline object / array-of-object shape reachable under
+// a mapped schema must itself have a spec-map.json path entry, or a recorded intentional omission
+// in unmodeled.json (an entry with field "*" for that schema/path).
+// ---------------------------------------------------------------------------
+
+/** Recursively collect dotted paths (array items suffixed "[]") to every inline object or
+ * array-of-object shape under $node. $ref'd shapes are excluded -- they are separately reachable,
+ * mapped component schemas, not inline shapes owned by this schema. */
+function findNestedObjectShapes(array $node, string $basePath): array
+{
+    $out = [];
+    foreach ($node['properties'] ?? [] as $propName => $propSchema) {
+        if (isset($propSchema['$ref'])) {
+            continue;
+        }
+        $types = is_array($propSchema['type'] ?? null) ? $propSchema['type'] : [$propSchema['type'] ?? null];
+        if (in_array('object', $types, true) && isset($propSchema['properties'])) {
+            $path = "{$basePath}.{$propName}";
+            $out[] = $path;
+            $out = array_merge($out, findNestedObjectShapes($propSchema, $path));
+
+            continue;
+        }
+        $items = $propSchema['items'] ?? null;
+        if (in_array('array', $types, true) && is_array($items) && ! isset($items['$ref'])) {
+            $itemTypes = is_array($items['type'] ?? null) ? $items['type'] : [$items['type'] ?? null];
+            if (in_array('object', $itemTypes, true) && isset($items['properties'])) {
+                $path = "{$basePath}.{$propName}[]";
+                $out[] = $path;
+                $out = array_merge($out, findNestedObjectShapes($items, $path));
+            }
+        }
+    }
+
+    return $out;
+}
+
+function computeNestedObjectCoverageGaps(array $map, array $spec, array $reachable, array $unmodeledIndex): array
+{
+    $mappedPaths = [];
+    foreach ($map['types'] as $entry) {
+        $path = $entry['path'] ?? null;
+        if ($path === null) {
+            continue;
+        }
+        foreach (typeSpecSchemas($entry) as $s) {
+            $mappedPaths["{$s}|{$path}"] = true;
+        }
+    }
+
+    $mappedSchemas = [];
+    foreach ($map['types'] as $entry) {
+        foreach (typeSpecSchemas($entry) as $s) {
+            $mappedSchemas[$s] = true;
+        }
+    }
+
+    $gaps = [];
+    foreach (array_keys($mappedSchemas) as $schemaName) {
+        if (! isset($reachable[$schemaName])) {
+            continue;
+        }
+        $node = $spec['components']['schemas'][$schemaName] ?? null;
+        if ($node === null) {
+            continue;
+        }
+        foreach (findNestedObjectShapes($node, $schemaName) as $fullPath) {
+            $relPath = substr($fullPath, strlen($schemaName) + 1);
+            if (isset($mappedPaths["{$schemaName}|{$relPath}"])) {
+                continue;
+            }
+            if (isset($unmodeledIndex["{$schemaName}|{$relPath}|*"])) {
+                continue; // recorded intentional omission
+            }
+            $gaps[] = "NEEDS_HUMAN: nested object shape {$schemaName}.{$relPath} has no spec-map.json entry and no recorded omission; "
+                ."add a mapping or an unmodeled.json entry ({\"schema\":\"{$schemaName}\",\"path\":\"{$relPath}\",\"field\":\"*\"})";
+        }
+    }
+    sort($gaps);
+
+    return $gaps;
+}
+
 // ---------------------------------------------------------------------------
 // Reconciliation: types / fields
 // ---------------------------------------------------------------------------
@@ -1439,7 +1619,14 @@ function runCli(array $argv, string $root): void
 
     $coverage = computeCoverageReport($map, $newSpec, $reachableNew);
 
-    $needsHuman = array_merge($mapErrors, $structuralIssues, $enumNeedsHuman, $fieldNeedsHuman);
+    $enumCoverageGaps = empty($mapErrors)
+        ? computeEnumCoverageGaps($map, $newSpec, $reachableNew, $classIndex, $divergenceFieldIndex)
+        : [];
+    $nestedObjectGaps = empty($mapErrors)
+        ? computeNestedObjectCoverageGaps($map, $newSpec, $reachableNew, $unmodeledIndex)
+        : [];
+
+    $needsHuman = array_merge($mapErrors, $structuralIssues, $enumNeedsHuman, $fieldNeedsHuman, $enumCoverageGaps, $nestedObjectGaps);
 
     $applicable = array_merge($enumApplicable, $fieldApplicable);
     usort($applicable, fn ($a, $b) => $a['sortKey'] <=> $b['sortKey']);
diff --git a/src/Resources/Customers/Customers.php b/src/Resources/Customers/Customers.php
index 82472d5..410fe5b 100644
--- a/src/Resources/Customers/Customers.php
+++ b/src/Resources/Customers/Customers.php
@@ -91,9 +91,18 @@ enum LimitIncreaseRequestSupportingDocumentType: string
     case INDIVIDUAL_BANK_STATEMENT = 'individual_bank_statement';
     case INDIVIDUAL_TAX_RETURN = 'individual_tax_return';
     case INDIVIDUAL_PROOF_OF_INCOME = 'individual_proof_of_income';
+    case INDIVIDUAL_PAY_STUB = 'individual_pay_stub';
+    case INDIVIDUAL_EMPLOYMENT_LETTER = 'individual_employment_letter';
+    case INDIVIDUAL_INVESTMENT_STATEMENT = 'individual_investment_statement';
+    case INDIVIDUAL_CRYPTO_EXCHANGE_STATEMENT = 'individual_crypto_exchange_statement';
+    case INDIVIDUAL_BLOCKCHAIN_WALLET_STATEMENT = 'individual_blockchain_wallet_statement';
     case BUSINESS_BANK_STATEMENT = 'business_bank_statement';
     case BUSINESS_FINANCIAL_STATEMENTS = 'business_financial_statements';
     case BUSINESS_TAX_RETURN = 'business_tax_return';
+    case BUSINESS_CONTRACT = 'business_contract';
+    case BUSINESS_ACCOUNTS_RECEIVABLE = 'business_accounts_receivable';
+    case BUSINESS_MERCHANT_PROCESSOR_STATEMENT = 'business_merchant_processor_statement';
+    case BUSINESS_SHAREHOLDER_LOAN = 'business_shareholder_loan';
 }
 
 enum OwnerTaxType: string
diff --git a/src/Resources/Payins/Payins.php b/src/Resources/Payins/Payins.php
index 9edfb30..f3d3409 100644
--- a/src/Resources/Payins/Payins.php
+++ b/src/Resources/Payins/Payins.php
@@ -154,7 +154,9 @@ public function __construct(
         public BankWire $wire,
         public BankRtp $rtp,
         public BankBeneficiary $beneficiary,
-        public BankReceivingBank $receivingBank
+        public BankReceivingBank $receivingBank,
+        public ?string $swiftAccountNumber = null,
+        public ?array $swiftReceivingBank = null
     ) {}
 
     public static function fromArray(array $data): self
@@ -168,7 +170,9 @@ public static function fromArray(array $data): self
             wire: BankWire::fromArray($data['wire']),
             rtp: BankRtp::fromArray($data['rtp']),
             beneficiary: BankBeneficiary::fromArray($data['beneficiary']),
-            receivingBank: BankReceivingBank::fromArray($data['receiving_bank'])
+            receivingBank: BankReceivingBank::fromArray($data['receiving_bank']),
+            swiftAccountNumber: $data['swift_account_number'] ?? null,
+            swiftReceivingBank: $data['swift_receiving_bank'] ?? null
         );
     }
 
@@ -184,6 +188,8 @@ public function toArray(): array
             'rtp' => $this->rtp->toArray(),
             'beneficiary' => $this->beneficiary->toArray(),
             'receiving_bank' => $this->receivingBank->toArray(),
+            'swift_account_number' => $this->swiftAccountNumber,
+            'swift_receiving_bank' => $this->swiftReceivingBank,
         ];
     }
 }
diff --git a/src/Resources/Payins/Quotes.php b/src/Resources/Payins/Quotes.php
index e22edc4..5a9ff96 100644
--- a/src/Resources/Payins/Quotes.php
+++ b/src/Resources/Payins/Quotes.php
@@ -21,20 +21,44 @@ enum PaymentMethod: string
 readonly class PayerRules
 {
     public function __construct(
-        public array $pixAllowedTaxIds
+        public array $pixAllowedTaxIds,
+        public ?string $transfersAllowedTaxId = null,
+        public ?array $pseAllowedTaxIds = null,
+        public ?string $pseFullName = null,
+        public ?string $pseDocumentType = null,
+        public ?string $pseDocumentNumber = null,
+        public ?string $pseEmail = null,
+        public ?string $psePhone = null,
+        public ?string $pseBankCode = null
     ) {}
 
     public function toArray(): array
     {
         return [
             'pix_allowed_tax_ids' => $this->pixAllowedTaxIds,
+            'transfers_allowed_tax_id' => $this->transfersAllowedTaxId,
+            'pse_allowed_tax_ids' => $this->pseAllowedTaxIds,
+            'pse_full_name' => $this->pseFullName,
+            'pse_document_type' => $this->pseDocumentType,
+            'pse_document_number' => $this->pseDocumentNumber,
+            'pse_email' => $this->pseEmail,
+            'pse_phone' => $this->psePhone,
+            'pse_bank_code' => $this->pseBankCode,
         ];
     }
 
     public static function fromArray(array $data): self
     {
         return new self(
-            pixAllowedTaxIds: $data['pix_allowed_tax_ids'] ?? []
+            pixAllowedTaxIds: $data['pix_allowed_tax_ids'] ?? [],
+            transfersAllowedTaxId: $data['transfers_allowed_tax_id'] ?? null,
+            pseAllowedTaxIds: $data['pse_allowed_tax_ids'] ?? null,
+            pseFullName: $data['pse_full_name'] ?? null,
+            pseDocumentType: $data['pse_document_type'] ?? null,
+            pseDocumentNumber: $data['pse_document_number'] ?? null,
+            pseEmail: $data['pse_email'] ?? null,
+            psePhone: $data['pse_phone'] ?? null,
+            pseBankCode: $data['pse_bank_code'] ?? null
         );
     }
 }
diff --git a/src/Resources/Transfers/Transfers.php b/src/Resources/Transfers/Transfers.php
index 70bd2d4..474825e 100644
--- a/src/Resources/Transfers/Transfers.php
+++ b/src/Resources/Transfers/Transfers.php
@@ -21,7 +21,9 @@
 {
     public function __construct(
         string $step,
-        ?DateTimeImmutable $completedAt
+        public ?float $blockchainScreening = null,
+        public ?float $riskScore = null,
+        ?DateTimeImmutable $completedAt = null
     ) {
         parent::__construct($step, $completedAt);
     }
@@ -30,6 +32,8 @@ public static function fromArray(array $data): self
     {
         return new self(
             step: $data['step'],
+            blockchainScreening: isset($data['blockchain_screening']) ? (float) $data['blockchain_screening'] : null,
+            riskScore: isset($data['risk_score']) ? (float) $data['risk_score'] : null,
             completedAt: isset($data['completed_at'])
                 ? new DateTimeImmutable($data['completed_at'])
                 : null
@@ -40,6 +44,8 @@ public function toArray(): array
     {
         return [
             'step' => $this->step,
+            'blockchain_screening' => $this->blockchainScreening,
+            'risk_score' => $this->riskScore,
             'completed_at' => $this->completedAt?->format('c'),
         ];
     }
@@ -49,7 +55,10 @@ public function toArray(): array
 {
     public function __construct(
         string $step,
-        ?DateTimeImmutable $completedAt
+        public ?string $transactionHash = null,
+        public ?string $gasFee = null,
+        public ?string $errorMessage = null,
+        ?DateTimeImmutable $completedAt = null
     ) {
         parent::__construct($step, $completedAt);
     }
@@ -58,6 +67,9 @@ public static function fromArray(array $data): self
     {
         return new self(
             step: $data['step'],
+            transactionHash: $data['transaction_hash'] ?? null,
+            gasFee: $data['gas_fee'] ?? null,
+            errorMessage: $data['error_message'] ?? null,
             completedAt: isset($data['completed_at'])
                 ? new DateTimeImmutable($data['completed_at'])
                 : null
@@ -68,6 +80,9 @@ public function toArray(): array
     {
         return [
             'step' => $this->step,
+            'transaction_hash' => $this->transactionHash,
+            'gas_fee' => $this->gasFee,
+            'error_message' => $this->errorMessage,
             'completed_at' => $this->completedAt?->format('c'),
         ];
     }
@@ -77,7 +92,10 @@ public function toArray(): array
 {
     public function __construct(
         string $step,
-        ?DateTimeImmutable $completedAt
+        public ?string $transactionHash = null,
+        public ?string $gasFee = null,
+        public ?string $errorMessage = null,
+        ?DateTimeImmutable $completedAt = null
     ) {
         parent::__construct($step, $completedAt);
     }
@@ -86,6 +104,9 @@ public static function fromArray(array $data): self
     {
         return new self(
             step: $data['step'],
+            transactionHash: $data['transaction_hash'] ?? null,
+            gasFee: $data['gas_fee'] ?? null,
+            errorMessage: $data['error_message'] ?? null,
             completedAt: isset($data['completed_at'])
                 ? new DateTimeImmutable($data['completed_at'])
                 : null
@@ -96,6 +117,9 @@ public function toArray(): array
     {
         return [
             'step' => $this->step,
+            'transaction_hash' => $this->transactionHash,
+            'gas_fee' => $this->gasFee,
+            'error_message' => $this->errorMessage,
             'completed_at' => $this->completedAt?->format('c'),
         ];
     }
diff --git a/src/Resources/VirtualAccounts/VirtualAccounts.php b/src/Resources/VirtualAccounts/VirtualAccounts.php
index 61e967b..d66a645 100644
--- a/src/Resources/VirtualAccounts/VirtualAccounts.php
+++ b/src/Resources/VirtualAccounts/VirtualAccounts.php
@@ -21,7 +21,8 @@ public function __construct(
         public VirtualAccountBeneficiary $beneficiary,
         public VirtualAccountReceivingBank $receivingBank,
         public ?string $swiftAccountNumber = null,
-        public ?VirtualAccountSwiftReceivingBank $swiftReceivingBank = null
+        public ?VirtualAccountSwiftReceivingBank $swiftReceivingBank = null,
+        public ?array $swiftIntermediaryBank = null
     ) {}
 
     public static function fromArray(array $data): self
@@ -35,7 +36,8 @@ public static function fromArray(array $data): self
             beneficiary: VirtualAccountBeneficiary::fromArray($data['beneficiary']),
             receivingBank: VirtualAccountReceivingBank::fromArray($data['receiving_bank']),
             swiftAccountNumber: $data['swift_account_number'] ?? null,
-            swiftReceivingBank: isset($data['swift_receiving_bank']) ? VirtualAccountSwiftReceivingBank::fromArray($data['swift_receiving_bank']) : null
+            swiftReceivingBank: isset($data['swift_receiving_bank']) ? VirtualAccountSwiftReceivingBank::fromArray($data['swift_receiving_bank']) : null,
+            swiftIntermediaryBank: $data['swift_intermediary_bank'] ?? null
         );
     }
 
@@ -59,6 +61,10 @@ public function toArray(): array
             $data['swift_receiving_bank'] = $this->swiftReceivingBank->toArray();
         }
 
+        if ($this->swiftIntermediaryBank !== null) {
+            $data['swift_intermediary_bank'] = $this->swiftIntermediaryBank;
+        }
+
         return $data;
     }
 }
diff --git a/src/Types/ManualExecutionStatus.php b/src/Types/ManualExecutionStatus.php
index f39316a..b823bf3 100644
--- a/src/Types/ManualExecutionStatus.php
+++ b/src/Types/ManualExecutionStatus.php
@@ -6,5 +6,7 @@
 
 enum ManualExecutionStatus: string
 {
+    case PENDING = 'pending';
+    case CONCLUDED = 'concluded';
     case FAILED = 'failed';
 }
diff --git a/src/Types/TrackingComplete.php b/src/Types/TrackingComplete.php
index 2d99a3b..bdc694a 100644
--- a/src/Types/TrackingComplete.php
+++ b/src/Types/TrackingComplete.php
@@ -12,7 +12,11 @@ public function __construct(
         string $step,
         public string $status,
         public string $transactionHash,
-        ?DateTimeImmutable $completedAt
+        public ?string $providerTransactionId = null,
+        public ?string $refundReason = null,
+        public ?string $gasFee = null,
+        public ?string $errorMessage = null,
+        ?DateTimeImmutable $completedAt = null
     ) {
         parent::__construct($step, $completedAt);
     }
@@ -23,6 +27,10 @@ public static function fromArray(array $data): self
             step: $data['step'],
             status: $data['status'],
             transactionHash: $data['transaction_hash'],
+            providerTransactionId: $data['provider_transaction_id'] ?? null,
+            refundReason: $data['refund_reason'] ?? null,
+            gasFee: $data['gas_fee'] ?? null,
+            errorMessage: $data['error_message'] ?? null,
             completedAt: isset($data['completed_at'])
                 ? new DateTimeImmutable($data['completed_at'])
                 : null
@@ -35,6 +43,10 @@ public function toArray(): array
             'step' => $this->step,
             'status' => $this->status,
             'transaction_hash' => $this->transactionHash,
+            'provider_transaction_id' => $this->providerTransactionId,
+            'refund_reason' => $this->refundReason,
+            'gas_fee' => $this->gasFee,
+            'error_message' => $this->errorMessage,
             'completed_at' => $this->completedAt?->format('c'),
         ];
     }
diff --git a/src/Types/TrackingTransaction.php b/src/Types/TrackingTransaction.php
index b86577c..5a6b116 100644
--- a/src/Types/TrackingTransaction.php
+++ b/src/Types/TrackingTransaction.php
@@ -12,7 +12,25 @@ public function __construct(
         string $step,
         public string $status,
         public string $transactionHash,
-        ?DateTimeImmutable $completedAt
+        public ?string $externalId = null,
+        public ?string $providerName = null,
+        public ?string $providerTransactionId = null,
+        public ?string $providerErrorReason = null,
+        public ?string $senderName = null,
+        public ?string $senderBankName = null,
+        public ?string $senderTaxId = null,
+        public ?string $senderBankCode = null,
+        public ?string $senderAccountNumber = null,
+        public ?string $endToEndId = null,
+        public ?string $traceNumber = null,
+        public ?string $transactionReference = null,
+        public ?string $description = null,
+        public ?array $pseInstruction = null,
+        public ?array $transfersInstruction = null,
+        public ?array $tedInstruction = null,
+        public ?string $ledgerInTransactionId = null,
+        public ?string $ledgerOutTransactionId = null,
+        ?DateTimeImmutable $completedAt = null
     ) {
         parent::__construct($step, $completedAt);
     }
@@ -23,6 +41,24 @@ public static function fromArray(array $data): self
             step: $data['step'],
             status: $data['status'],
             transactionHash: $data['transaction_hash'],
+            externalId: $data['external_id'] ?? null,
+            providerName: $data['provider_name'] ?? null,
+            providerTransactionId: $data['provider_transaction_id'] ?? null,
+            providerErrorReason: $data['provider_error_reason'] ?? null,
+            senderName: $data['sender_name'] ?? null,
+            senderBankName: $data['sender_bank_name'] ?? null,
+            senderTaxId: $data['sender_tax_id'] ?? null,
+            senderBankCode: $data['sender_bank_code'] ?? null,
+            senderAccountNumber: $data['sender_account_number'] ?? null,
+            endToEndId: $data['end_to_end_id'] ?? null,
+            traceNumber: $data['trace_number'] ?? null,
+            transactionReference: $data['transaction_reference'] ?? null,
+            description: $data['description'] ?? null,
+            pseInstruction: $data['pse_instruction'] ?? null,
+            transfersInstruction: $data['transfers_instruction'] ?? null,
+            tedInstruction: $data['ted_instruction'] ?? null,
+            ledgerInTransactionId: $data['ledger_in_transaction_id'] ?? null,
+            ledgerOutTransactionId: $data['ledger_out_transaction_id'] ?? null,
             completedAt: isset($data['completed_at'])
                 ? new DateTimeImmutable($data['completed_at'])
                 : null
@@ -35,6 +71,24 @@ public function toArray(): array
             'step' => $this->step,
             'status' => $this->status,
             'transaction_hash' => $this->transactionHash,
+            'external_id' => $this->externalId,
+            'provider_name' => $this->providerName,
+            'provider_transaction_id' => $this->providerTransactionId,
+            'provider_error_reason' => $this->providerErrorReason,
+            'sender_name' => $this->senderName,
+            'sender_bank_name' => $this->senderBankName,
+            'sender_tax_id' => $this->senderTaxId,
+            'sender_bank_code' => $this->senderBankCode,
+            'sender_account_number' => $this->senderAccountNumber,
+            'end_to_end_id' => $this->endToEndId,
+            'trace_number' => $this->traceNumber,
+            'transaction_reference' => $this->transactionReference,
+            'description' => $this->description,
+            'pse_instruction' => $this->pseInstruction,
+            'transfers_instruction' => $this->transfersInstruction,
+            'ted_instruction' => $this->tedInstruction,
+            'ledger_in_transaction_id' => $this->ledgerInTransactionId,
+            'ledger_out_transaction_id' => $this->ledgerOutTransactionId,
             'completed_at' => $this->completedAt?->format('c'),
         ];
     }