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β€Žwww/docs/.obsidian/workspace.jsonβ€Ž

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πŸ—“οΈ 21092025 1519
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πŸ“Ž
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# financial_literacy
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1. Goals (Short / Medium / Long)
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2. Knowing where you stand (Income / Expenses)
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- total yearly income / total yearly expense / total net
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- incomes (active / passive)
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- expenses (fixed / variable)
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3. 5 years forecast
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- Monthly check ins
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- Can i save more money
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- can i cut back on big ticket purchase
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- can i save on groceries / subscriptions etc.
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- budget tool (reference)
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- 50% to needs
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- 30% to wants
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- 20% to savings and investments
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- figure out the actual
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4.
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## Others
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- SRS SBS / CPF
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---
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# References
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- takeaways from https://youtu.be/SVhdsNiO7Qs?si=7GpjuCo_TC8bo_TW
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πŸ—“οΈ 21092025 1533
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πŸ“Ž
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# games
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- Pokemon
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- Zelda
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- It takes two
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- Peak
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---
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# References
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πŸ—“οΈ 21092025 1543
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πŸ“Ž
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# high_interest_saving_accounts
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---
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# References

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