"Arth" means wealth in Sanskrit. "Mitra" means friend. Together — your money's best friend.
Arth Mitra is an AI-powered, gamified financial literacy app built for everyday Indians — farmers, shopkeepers, daily workers, and students. It teaches real-world money decisions through story-driven scenarios in English, Hindi, and Hinglish.
Built for the Innovate4FinLit Game Challenge by NCFE (National Centre for Financial Education) — a national initiative to make financial education accessible, engaging, and impactful across India.
Arth Mitra puts you in the shoes of a real Indian persona and presents financial decisions you'd actually face — broken phone, tempting EMIs, unexpected expenses. Every choice has consequences tracked across Savings, Joy, Health, and Relations stats.
It's not a quiz. It's a life simulator for your wallet.
- Role-based personas — Play as a Farmer, Shopkeeper, Daily Worker, or Student
- Multilingual support — English, हिंदी (Hindi), and Hinglish
- Scenario-driven gameplay — Real financial dilemmas with meaningful trade-offs
- Live stat tracking — Savings, Debt, Joy, Health, and Relations update with every choice
- Smart Money Tips — Contextual financial wisdom after each decision
- Result feedback — Immediate consequence cards showing what changed and why
- Powered by Google Gemini AI — Dynamic scenario generation via AI Studio
| Homepage / Language | Role Selection | Scenario | Result |
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# 1. Clone the repository
git clone https://github.com/itssagarK/Arth-Mitra.git
cd Arth-Mitra
# 2. Install dependencies
npm install
# 3. Set up your environment
cp .env.local.example .env.local
# Add your Gemini API key to .env.local:
# GEMINI_API_KEY=your_key_here
# 4. Run the app
npm run devOpen [https://aarthmitraa.vercel.app] in your browser.
- Choose your language — English, Hindi, or Hinglish
- Select your persona — Each role has unique financial context and starting stats
- Face a scenario — A real-life money situation is presented
- Make your choice — Pick from 2–3 options, each with different costs and risks
- See the outcome — Stats update, a result card explains consequences, and a financial tip appears
- Repeat — New scenarios keep the journey going
This project was built for the Innovate4FinLit Game Challenge organized by:
- NCFE (National Centre for Financial Education)
- Mission: Making financial literacy accessible to all Indians through gamified solutions
Contributions are welcome! If you'd like to add new scenarios, languages, or personas:
- Fork the repository
- Create a feature branch (
git checkout -b feature/new-scenarios) - Commit your changes (
git commit -m 'feat: add rural banking scenarios') - Push and open a Pull Request
This project is open source and available under the MIT License.
Sagar — @itssagarK
Made with ❤️ for financial literacy in India