separate spending vs investments.
example 1:
income 2000eur
expenses 1000eur
invested 750eur
month surplus: 1000eur (current 'savings')
month liquid savings: 250eur (what remains after investment)
example 2:
income 2000eur
expenses 1000eur
mortgage 500eur (300 is interest, 200 is home capital ownership)
invested 250eur
month surplus: 1000eur (current 'savings')
expenses: 1000 + 300 (interest is spending)
month liquid savings: 250eur
invested: 250 + 200 (home ownership)
create a tab "Real Estate" with houses, mortgages and etc.
separate spending vs investments.
example 1:
income 2000eur
expenses 1000eur
invested 750eur
month surplus: 1000eur (current 'savings')
month liquid savings: 250eur (what remains after investment)
example 2:
income 2000eur
expenses 1000eur
mortgage 500eur (300 is interest, 200 is home capital ownership)
invested 250eur
month surplus: 1000eur (current 'savings')
expenses: 1000 + 300 (interest is spending)
month liquid savings: 250eur
invested: 250 + 200 (home ownership)
create a tab "Real Estate" with houses, mortgages and etc.