Endpoint: POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/complete-analysis
Output:
{
"financial_meaning": {
"greeting": "Commander, incoming distress signal from your financial navigation system. Our sensors detect a critical hull breach in your income shields, with expenditure thrusters firing at full burn while our fuel reserves rapidly deplete.",
"verdict": "Survival forecast indicates financial life support will sustain operations for only 4.1 months before total system failure, with a monthly deficit of $3,072.13 consuming your $12,500 savings reserves.",
"status": "critical"
},
"wasteful_subscriptions": {
"subscriptions": [],
"total_annual_waste": 0.0,
"verdict": "Asteroid field clear — no debris threatening fuel reserves."
},
"budget_overruns": {
"overruns": [
{
"category": "rent",
"budget_amount": 500.0,
"actual_amount": 1650.0,
"overspend_amount": 1150.0,
"pct_over": 230.0,
"volatility": "low",
"verdict": "Reroute power from crew quarters — stabilize life support sector by finding more affordable habitat module"
},
{
"category": "shopping",
"budget_amount": 300.0,
"actual_amount": 647.06,
"overspend_amount": 347.06,
"pct_over": 115.69,
"volatility": "high",
"verdict": "Divert excess power from crew entertainment — cut impulse purchases to recover critical energy reserves"
},
{
"category": "groceries",
"budget_amount": 500.0,
"actual_amount": 434.33,
"overspend_amount": -65.67,
"pct_over": -13.13,
"volatility": "medium",
"verdict": "Food sector consumption approaching critical levels — optimize supply chain efficiency"
}
],
"overall_budget_status": "critical",
"verdict": "Massive ion storm detected — multiple sectors drawing catastrophic levels of power, immediate grid recalibration required!"
},
"upcoming_bills": {
"bills": [],
"total_upcoming_30_days": 0.0,
"verdict": "No solar flares on the horizon — clear skies ahead, Commander. Our financial shields are fully charged with a Main Checking balance of $4,250 and an Emergency Fund of $12,500."
},
"debt_spirals": {
"debts": [
{
"account": "Rewards Card",
"balance": 1847.0,
"apr": 24.99,
"monthly_interest": 38.25,
"minimum_payment_months": 58,
"recommended_payment": 350.0,
"recommended_months": 6,
"interest_saved": 1207.36,
"verdict": "Orbiting the event horizon at minimum thrust — $1,207 in gravitational drag avoided by engaging full thrusters"
}
],
"total_debt": 1847.0,
"total_monthly_interest": 38.25,
"urgency": "critical",
"verdict": "Black hole detected with $1,847 gravitational pull — engage thrusters at $350/month to reach escape velocity\">\n</invoke>"
},
"missed_rewards": {
"missed_rewards": [
{
"category": "shopping",
"current_card": "Main Checking",
"optimal_card": "Rewards Card",
"transactions_affected": 8,
"points_lost": 500,
"cash_value_lost": 5.0,
"verdict": "Redirect shopping transactions through the Rewards Card wormhole to capture bonus points"
},
{
"category": "dining",
"current_card": "Main Checking",
"optimal_card": "Rewards Card",
"transactions_affected": 3,
"points_lost": 300,
"cash_value_lost": 3.0,
"verdict": "Plot a course through the dining rewards wormhole with the Rewards Card"
}
],
"annual_opportunity_cost": 96.0,
"verdict": "Missed wormhole shortcuts totaling $96/year — recalibrate card routing to optimal reward frequencies!"
},
"fraud_alerts": {
"alerts": [
{
"merchant": "Best Buy",
"amount": 199.99,
"date": "2026-01-10T00:00:00Z",
"risk_score": 0.5,
"indicators": [
"amount_anomaly"
],
"recommended_action": "monitor",
"verdict": "High-value unidentified bogey detected in shopping sector - recommend tracking on long-range sensors"
},
{
"merchant": "Sushi Palace",
"amount": 72.0,
"date": "2026-01-14T00:00:00Z",
"risk_score": 0.25,
"indicators": [
"unusual_category"
],
"recommended_action": "allow",
"verdict": "Occasional culinary expedition detected - no immediate threat"
}
],
"overall_risk": "elevated",
"verdict": "Potential hostile transactions detected - recommend maintaining elevated sensor vigilance"
}
}Endpoint: POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/specialists/financial-meaning
Output:
{
"greeting": "Commander, our financial sensors are detecting critical system failures across multiple decks. We're running on emergency reserves with zero incoming thrust and a significant fuel burn threatening our mission survival.",
"verdict": "Savings shields will sustain the ship for only 4.1 months before complete financial hull breach, with a monthly deficit of $3,072.13 rapidly depleting our reserves.",
"status": "critical"
}Endpoint: POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/specialists/subscriptions
Output:
{
"subscriptions": [],
"total_annual_waste": 0.0,
"verdict": "Asteroid field clear — no debris threatening fuel reserves."
}Endpoint: POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/specialists/budget-overruns
Output:
{
"overruns": [
{
"category": "rent",
"budget_amount": 500.0,
"actual_amount": 1650.0,
"overspend_amount": 1150.0,
"pct_over": 230.0,
"volatility": "low",
"verdict": "Reroute power from crew quarters — emergency housing reallocation required to stabilize life support sector"
},
{
"category": "shopping",
"budget_amount": 300.0,
"actual_amount": 647.06,
"overspend_amount": 347.06,
"pct_over": 115.7,
"volatility": "high",
"verdict": "Critical ion surge in crew entertainment sector — cut unnecessary digital transmissions and impulse purchases"
},
{
"category": "groceries",
"budget_amount": 500.0,
"actual_amount": 434.33,
"overspend_amount": 434.33,
"pct_over": 86.87,
"volatility": "medium",
"verdict": "Nutrition sector showing erratic power consumption — optimize supply chain and meal planning protocols"
}
],
"overall_budget_status": "critical",
"verdict": "Massive ion storm detected — multiple sectors experiencing critical power overload, immediate energy conservation required to prevent total system failure!"
}Endpoint: POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/specialists/upcoming-bills
Output:
{
"bills": [],
"total_upcoming_30_days": 0.0,
"verdict": "No solar flares on the horizon — clear skies ahead, Commander. Your financial navigation systems show calm space with no imminent monetary disturbances."
}Endpoint: ``POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/specialists/debt-spirals`
Output:
{
"debts": [
{
"account": "Rewards Card",
"balance": 1847.0,
"apr": 24.99,
"monthly_interest": 38.25,
"minimum_payment_months": 58,
"recommended_payment": 350.0,
"recommended_months": 6,
"interest_saved": 1207.36,
"verdict": "Orbiting the event horizon at minimum thrust — $1,207 in gravitational drag avoided by engaging full thrusters"
}
],
"total_debt": 1847.0,
"total_monthly_interest": 38.25,
"urgency": "warning",
"verdict": "Black hole detected with $1,847 gravitational pull — engage thrusters at $350/month to reach escape velocity\">"
}Endpoint: POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/specialists/missed-rewards
Output:
{
"missed_rewards": [
{
"category": "shopping",
"current_card": "Main Checking",
"optimal_card": "Rewards Card",
"transactions_affected": 9,
"points_lost": 297,
"cash_value_lost": 2.97,
"verdict": "Reroute shopping transactions through the Rewards Card wormhole to capture more efficient point trajectories."
},
{
"category": "transportation",
"current_card": "Main Checking",
"optimal_card": "Rewards Card",
"transactions_affected": 1,
"points_lost": 26,
"cash_value_lost": 0.26,
"verdict": "Realign transportation spending to maximize reward wormhole potential."
}
],
"annual_opportunity_cost": 35.64,
"verdict": "Detected 10 wormhole navigation errors costing $35.64 annually — recalibrate card routing to optimal reward frequencies!"
}Endpoint: POST https://hpjg3vun6j.execute-api.us-east-1.amazonaws.com/dev/api/captain/specialists/fraud-detection
Output:
{
"alerts": [
{
"merchant": "Best Buy",
"amount": 199.99,
"date": "2026-01-10T00:00:00Z",
"risk_score": 0.5,
"indicators": [
"amount_anomaly"
],
"recommended_action": "monitor",
"verdict": "High-value unidentified bogey detected in shopping sector — recommend tracking on long-range sensors"
},
{
"merchant": "Uber Eats",
"amount": 42.5,
"date": "2026-02-03T00:00:00Z",
"risk_score": 0.25,
"indicators": [
"new_merchant"
],
"recommended_action": "allow",
"verdict": "New merchant transponder detected, but within standard parameters"
}
],
"overall_risk": "elevated",
"verdict": "Potential hostile financial vessels detected on transaction grid — recommend heightened surveillance protocols"
}