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<li><strong>tamper detection</strong> — any modification to the settlement parameters invalidates the <code>intentHash</code></li>
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<li><strong>public auditability</strong> — the anchor is visible on the public ledger to any third party</li>
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<li><strong>dispute protection</strong> — proves the authorized intent was committed before settlement executed</li>
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</ul>
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<p>Intent anchoring is <strong>optional</strong> and does not block or affect the payment flow. Settlement and verification are complete without it.</p>
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