diff --git a/packages/cli/src/commands/config-payments.ts b/packages/cli/src/commands/config-payments.ts
index 9c089455..f2b45c7f 100644
--- a/packages/cli/src/commands/config-payments.ts
+++ b/packages/cli/src/commands/config-payments.ts
@@ -13,7 +13,8 @@ export type PaymentsSummary = {
 };
 
 export function parsePaymentsSummary(source: string, path = 'sh1pt.config.ts'): PaymentsSummary | undefined {
-  const payments = readObjectBody(source, 'payments');
+  const uncommented = maskComments(source);
+  const payments = readObjectBody(uncommented, 'payments');
   if (!payments) return undefined;
   const providers = readObjectBody(payments, 'providers');
   const defaultProvider = readStringProperty(payments, 'defaultProvider');
@@ -31,6 +32,64 @@ export function parsePaymentsSummary(source: string, path = 'sh1pt.config.ts'):
   };
 }
 
+function maskComments(source: string): string {
+  let result = '';
+  let quote: '"' | "'" | '`' | undefined;
+
+  for (let i = 0; i < source.length; i += 1) {
+    const ch = source[i]!;
+    const next = source[i + 1];
+
+    if (quote) {
+      result += ch;
+      if (ch === quote && !isEscaped(source, i)) quote = undefined;
+      continue;
+    }
+
+    if (ch === '"' || ch === "'" || ch === '`') {
+      quote = ch;
+      result += ch;
+      continue;
+    }
+
+    if (ch === '/' && next === '/') {
+      result += '  ';
+      i += 2;
+      while (i < source.length && source[i] !== '\n' && source[i] !== '\r') {
+        result += ' ';
+        i += 1;
+      }
+      if (i < source.length) result += source[i];
+      continue;
+    }
+
+    if (ch === '/' && next === '*') {
+      result += '  ';
+      i += 2;
+      while (i < source.length) {
+        if (source[i] === '*' && source[i + 1] === '/') {
+          result += '  ';
+          i += 1;
+          break;
+        }
+        result += source[i] === '\n' || source[i] === '\r' ? source[i] : ' ';
+        i += 1;
+      }
+      continue;
+    }
+
+    result += ch;
+  }
+
+  return result;
+}
+
+function isEscaped(source: string, index: number): boolean {
+  let slashCount = 0;
+  for (let i = index - 1; i >= 0 && source[i] === '\\'; i -= 1) slashCount += 1;
+  return slashCount % 2 === 1;
+}
+
 function readObjectBody(source: string, property: string): string | undefined {
   const match = new RegExp(`(?:^|[,{\\s])${propertyKeyPattern(property)}\\s*:`).exec(source);
   if (!match) return undefined;
diff --git a/packages/cli/src/commands/config.test.ts b/packages/cli/src/commands/config.test.ts
index 4a80be04..4887e57d 100644
--- a/packages/cli/src/commands/config.test.ts
+++ b/packages/cli/src/commands/config.test.ts
@@ -36,6 +36,41 @@ describe('parsePaymentsSummary', () => {
     expect(parsePaymentsSummary('export default defineConfig({ name: "demo" })')).toBeUndefined();
   });
 
+  it('ignores payments-shaped examples inside comments', () => {
+    const source = `
+      export default defineConfig({
+        // payments: { providers: { fake: { use: 'payment-fake' } } }
+        /*
+          payments: {
+            defaultProvider: 'payment-commented',
+            providers: { commented: { use: 'payment-commented' } },
+          },
+        */
+        name: 'demo',
+      });
+    `;
+
+    expect(parsePaymentsSummary(source)).toBeUndefined();
+  });
+
+  it('does not let a commented example shadow the real payments block', () => {
+    const summary = parsePaymentsSummary(`
+      export default defineConfig({
+        // payments: { providers: { fake: { use: 'payment-fake' } } }
+        payments: {
+          defaultProvider: 'coinpay',
+          providers: {
+            coinpay: { use: 'payment-coinpay' },
+          },
+        },
+      });
+    `);
+
+    expect(summary?.providers).toEqual([
+      { key: 'coinpay', use: 'payment-coinpay', enabled: true, isDefault: true },
+    ]);
+  });
+
   it('extracts payments when config object keys are quoted', () => {
     const summary = parsePaymentsSummary(`
       export default defineConfig({