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[Notifications] Settlement completed email to merchant #736

@Xaxxoo

Description

@Xaxxoo

Overview

Email merchant when fiat settlement has been completed and funds transferred.

Tasks

  • Template: net amount, fee, currency, bank reference, date
  • Itemized fee breakdown in email body
  • Link to settlement detail page
  • Sent within 1 minute of settlement.completed status

Acceptance Criteria

  • Net amount and fee shown separately
  • Bank transfer reference included
  • Delivered within 1 minute of status change

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