diff --git a/src/app/[locale]/app/commitments/CommitmentsClient.tsx b/src/app/[locale]/app/commitments/CommitmentsClient.tsx
index b3b2162..e11c32c 100644
--- a/src/app/[locale]/app/commitments/CommitmentsClient.tsx
+++ b/src/app/[locale]/app/commitments/CommitmentsClient.tsx
@@ -1,6 +1,6 @@
 'use client';
 
-import { useMemo, useOptimistic, useState, useTransition } from 'react';
+import { useEffect, useMemo, useOptimistic, useState, useTransition } from 'react';
 import { Check, Pencil, Plus, Trash2 } from 'lucide-react';
 import { useTranslations } from 'next-intl';
 
@@ -101,6 +101,23 @@ export function CommitmentsClient({
     setFormMode('closed');
   }
 
+  // When the form opens (create OR edit), bring it into view and move focus into
+  // it. Without this, clicking the pencil on a row far down the list opens the
+  // form at the TOP of the page — off-screen, with no change for a sighted user
+  // and no cue for keyboard/screen-reader users (dashboard-ux-auditor P1).
+  useEffect(() => {
+    if (formMode === 'closed') return;
+    // `preventScroll` so focus doesn't jump instantly — the scroll below does
+    // the moving. `scrollIntoView` is guarded (jsdom doesn't implement it).
+    document.getElementById('commitment-label')?.focus({ preventScroll: true });
+    // Respect prefers-reduced-motion (WCAG 2.3.3): no smooth animation for users
+    // who asked to reduce motion — jump instantly instead (Codex review).
+    const reduceMotion = window.matchMedia?.('(prefers-reduced-motion: reduce)').matches;
+    document
+      .getElementById('commitments-form')
+      ?.scrollIntoView?.({ behavior: reduceMotion ? 'auto' : 'smooth', block: 'start' });
+  }, [formMode, editingId]);
+
   // Optimistic paid ledger: a Set of `${commitmentId}|${periodKey}`. The reducer
   // takes an EXPLICIT intent (`{key, paid}`) rather than a blind toggle so a `+`
   // always adds and a `−` always removes — idempotent even on a stale read, so a
diff --git a/src/app/[locale]/app/commitments/__tests__/CommitmentsClient.test.tsx b/src/app/[locale]/app/commitments/__tests__/CommitmentsClient.test.tsx
index 805f100..b1ed629 100644
--- a/src/app/[locale]/app/commitments/__tests__/CommitmentsClient.test.tsx
+++ b/src/app/[locale]/app/commitments/__tests__/CommitmentsClient.test.tsx
@@ -346,6 +346,14 @@ describe('<CommitmentsClient />', () => {
     expect(createMock).not.toHaveBeenCalled();
   });
 
+  it('moves focus into the form when the pencil opens edit', async () => {
+    renderPage([carLoan]);
+    fireEvent.click(screen.getByTestId('commitment-edit-car'));
+    // The effect focuses the label field so keyboard/SR users land in the form
+    // even when it opened off-screen at the top of a long list (ux-auditor P1).
+    await waitFor(() => expect(screen.getByLabelText('Libellé')).toHaveFocus());
+  });
+
   it('blocks reducing installmentsTotal below the number already ticked', async () => {
     updateMock.mockResolvedValue({ ok: true });
     renderPage([carLoan], { paidKeysByCommitment: { car: ['2026-1', '2026-2', '2026-3'] } });
diff --git a/src/components/commitments/InstallmentStepper.tsx b/src/components/commitments/InstallmentStepper.tsx
index ba26335..775813d 100644
--- a/src/components/commitments/InstallmentStepper.tsx
+++ b/src/components/commitments/InstallmentStepper.tsx
@@ -18,7 +18,7 @@ type Props = {
 };
 
 const BTN =
-  'focus-visible:ring-brand-600 border-border hover:border-brand-600 flex size-11 shrink-0 items-center justify-center rounded-full border-2 transition-colors [-webkit-tap-highlight-color:transparent] focus-visible:ring-2 focus-visible:outline-none disabled:cursor-not-allowed disabled:opacity-40 md:size-9';
+  'focus-visible:ring-brand-600 border-border hover:border-brand-600 flex size-11 shrink-0 items-center justify-center rounded-full border-2 transition-colors [-webkit-tap-highlight-color:transparent] focus-visible:ring-2 focus-visible:outline-none disabled:cursor-not-allowed disabled:opacity-50 md:size-9';
 
 /**
  * Payment stepper for a finite commitment — « X / N payées » with − / +.