Policyholders win big: Budget 2025’s 100% FDI auto-route floods insurers with capital, targeting 45% penetration from 37%. Premiums ₹37,528 Cr Mar (+16% YoY); “Bima Trinity” subsidies trim costs 12%, per IRDAI’s Debasish Panda. InsuranceReform X posts: 75K cheers for “family shields unlocked.Readmore..https://financelamp.com/irdais-fdi-greenlight-insurance-penetration/