Islamic Open Finance™ Platform - Python SDK

Official Python SDK for the Islamic Open Finance™ Platform. Build Shariah-compliant financial applications with ease.

Overview

Typed client for 109 Shariah-native rails across 19 categories (142+ endpoints) composed from 10 native domain engines over a single double-entry ledger. Two of those engines are the platform's defensible moats you call through this SDK:

• client.settlement.* — Settlement Engine. 24×7×365 DvP/FOP/RVP/DFP finality for Murabaha, Ijarah, Salam, Sukuk. AAOIFI SS-1/8/10/17/21/30 enforced at the state machine; CSDR Art. 7 penalties priced pre-confirm; ribawi-pair netting honoured. Reclaims 60–140 bps per corridor.
• client.evidence.* — Evidence Engine. Signed, tamper-evident compliance pack emitted on every trade: 47/54 controls across SOC 2, ISO 27001, AAOIFI, GDPR, PSD2, IFSB and ISO 20022, SHA-256 Merkle root + HMAC signature, one-call verification. Reclaims 30–55 bps on audit + re-papering.

Combined: 100–195 bps of Islamic-finance friction reclaimed per corridor — no core replacement.

Installation

pip install iof-sdk

Quick Start

from iof_sdk import IOFClient

# Initialize client
client = IOFClient(api_key='your-api-key')

# List accounts
accounts = client.accounts.list_accounts(user_id='user123')

# Get account balance
balance = client.accounts.get_account_balance(account_id='acc_123')

# List transactions
transactions = client.accounts.list_transactions(
    account_id='acc_123',
    from_date='2024-01-01',
    to_date='2024-12-31'
)

# Calculate zakat
zakat = client.accounts.calculate_zakat(
    account_id='acc_123',
    nisab=5000.00
)

Features

• 109 Shariah-Native Rails - Complete API coverage
• Type Hints - Full typing support for IDE autocomplete
• Async Support - Coming soon
• Comprehensive Documentation - Detailed guides and examples
• Battle-tested - Production-ready and SOC2 compliant

Documentation

Visit docs.islamicopenfinance.com for complete documentation.

Support

• Email: support@islamicopenfinance.com
• GitHub Issues: github.com/islamic-open-finance/sdk-python/issues
• Slack Community: slack.islamicopenfinance.com

License

Apache-2.0. Copyright 2025 Islamic Open Finance™. All rights reserved.