🏦 CapitalOne-Credit-Advisor

https://capitalone-loan-advisor.streamlit.app/

How to run it on your own machine

1. Install the requirements

   $ pip install -r requirements.txt
   

2. Run the app

   $ streamlit run test.py
   

🖥️ DEMO

CapitalOne-LoanAdvisor-Demo.mov

✅ Inspiration:

Managing loans can be complex, with fluctuating interest rates, multiple repayment schedules, and financial uncertainties. We wanted to create an AI-powered loan advisor that provides clear, actionable insights to help users take control of their financial future.

💸 CapitalOne Loan Advisor analyzes loan data in real-time, offering:

1. AI-generated loan summaries with key financial insights
2. Interactive loan payoff timelines and breakdown charts
3. Adjustable interest rate simulations for better planning
4. Personalized loan recommendations based on repayment progress

⚙️ How We Built It:

• Frontend: Streamlit for an intuitive and interactive UI
• Backend: Python with OpenAI API integration for financial insights
• Data Visualization: Plotly for loan tracking and payoff projections
• APIs Used: CapitalOne's Nessie API for real-time loan data

💡 Challenges:

• Formatting AI-generated streaming text to ensure readability
• Handling diverse loan structures and dynamic interest rates
• Optimizing performance for real-time user interactions

👍 Accomplishments That We're Proud Of

Successfully integrating AI-powered loan analysis
Building an intuitive dashboard with real-time financial tracking
Creating an interactive, user-friendly experience

⭐️ What We Learned

• How to seamlessly integrate AI with financial data
• The importance of clear, user-friendly data visualization
• Handling real-time API interactions and dynamic UI updates

🏃 What’s Next for CapitalOne Loan Advisor

• Expanding loan product recommendations with deeper analytics
• Integrating predictive financial modeling for better forecasting
• Enhancing user customization for financial planning
• With CapitalOne Loan Advisor, we aim to empower users with smarter financial insights and better loan management tools for the future.