Zero Decimal Currencies

The essential utility to handle currency conversions for Stripe and other payment providers.

---

🚀 Overview

zero-decimal-currencies is a lightweight, zero-dependency TypeScript library that solves a common headache in Fintech: accurately converting currency amounts to their smallest units.

Whether you are charging $10.00 (1000 cents) or ¥1000 (1000 JPY), this library ensures your payment payloads are formatted correctly for providers like Stripe, Adyen, or PayPal, preventing rounding errors and accidental overcharges.

✨ Key Features

• ✅ Full Support for Zero-Decimal Currencies: Automatically handles JPY, KRW, CLP, and more.
• ✅ Three-Decimal Currency Logic: Specialized handling for BHD, KWD, OMR, etc.
• ✅ Stripe Ready: Built-in support to handle Stripe's trailing zero requirements.
• ✅ Robust Precision: Avoids JavaScript 0.1 + 0.2 float math bugs internally without bulky dependencies like decimal.js.
• ✅ Precision Controls: Built-in support for rounding vs. truncation (noRound).
• ✅ Rich Helpers: Convert back fromSmallestUnit, check isValidCurrency, or fetch getCurrencyInfo.
• ✅ Native Localized Display: Use standard Intl.NumberFormat output automatically configured per currency.
• ✅ Modern & Type-Safe: Includes strict CurrencyCode union types for all ISO 4217 currencies, written in ESM & CommonJS.

---

📦 Installation

npm install zero-decimal-currencies
# or
pnpm add zero-decimal-currencies
# or
yarn add zero-decimal-currencies

---

🛠 Usage

Basic Conversion (Default behavior)

By default, the default export converts a human-readable amount into the smallest unit (integer string) expected by payment gateways.

import toSmallestUnit from 'zero-decimal-currencies';

// 💵 Standard Currencies (2 decimals)
toSmallestUnit(10.50, 'USD'); // "1050"

// 💴 Zero-Decimal Currencies (0 decimals)
toSmallestUnit(100.51, 'JPY'); // "101" (rounded up)

// 🇰🇼 Three-Decimal Currencies (3 decimals)
toSmallestUnit(15.778, 'KWD'); // "15780" (Stripe format, appends a zero)

Advanced Helpers & Features

We provide several named exports to handle the complete payment lifecycle:

import { 
  display, 
  toStripeUnit, 
  fromSmallestUnit, 
  getCurrencyInfo, 
  isValidCurrency 
} from 'zero-decimal-currencies';

// 1️⃣ Format for the User Interface with Intl Locales
display(1050, 'USD', { locale: 'en-US' }); // "$10.50"
display(1050, 'EUR', { locale: 'de-DE' }); // "10,50 €"

// 2️⃣ Explicitly cast to Stripe Units (Semantic alias for the default export)
toStripeUnit(10.50, 'USD'); // "1050"

// 3️⃣ Convert from Smallest Unit back to Major Unit (e.g. reading from a DB)
fromSmallestUnit(1050, 'USD'); // 10.5
fromSmallestUnit(100, 'JPY');  // 100
fromSmallestUnit(15780, 'KWD'); // 15.78

// 4️⃣ Validation & Metadata
isValidCurrency('USD'); // true
isValidCurrency('ABC'); // false

getCurrencyInfo('JPY'); // { decimals: 0 }
getCurrencyInfo('KWD'); // { decimals: 3 }
getCurrencyInfo('EUR'); // { decimals: 2 }

Advanced Precision Options

If you need to bypass standard rounding behavior when converting down to smallest units:

import toSmallestUnit from 'zero-decimal-currencies';

// noRound: true -> truncates instead of rounding
toSmallestUnit(15.7784, 'EUR', false, true); // "1577"

API Reference

Parameter	Type	Required	Description
amount	number | string	Yes	The amount to convert.
currency	CurrencyCode | string	Yes	ISO 4217 currency code (e.g., USD, JPY).
displayMode	boolean	No	Legacy display mode. Recommended to use the display() named export instead. Default: false.
noRound	boolean	No	If true, truncates decimals instead of rounding. Default: false.

---

🌍 Supported Currencies

The library exports type CurrencyCode with all ISO 4217 standard codes for strict TypeScript autocomplete, and categorizes specific decimals internally for:

• Zero-Decimal: BIF, CLP, DJF, GNF, JPY, KMF, KRW, MGA, PYG, RWF, UGX, VND, VUV, XAF, XOF, XPF.
• Three-Decimal: BHD, IQD, JOD, KWD, LYD, OMR, TND.

(You can also access these lists natively via ZERO_DECIMAL_CURRENCIES and THREE_DECIMAL_CURRENCIES exports).

---

🛠 Development

This repository uses TypeScript and pnpm.

pnpm install
pnpm run build     # Outputs ESM, CJS, and IIFE to /dist
pnpm test          # Runs Ava test suite
pnpm run validate  # Lint + Test

---

🤝 Contributors

Contributions are welcome! This repo is Commitizen friendly. Please follow the Conventional Commits standard.

Kelvin Campelo

Magdiel Campelo

---

📄 License

MIT © Kelvin Campelo