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Face-Based Biometric Authentication for Secure Banking

This project implements a secure, face-based biometric authentication system designed for banking transactions. It utilizes deep learning for facial feature extraction and verification, combined with an active liveness detection mechanism to prevent spoofing attacks.

🥇Features

  • Deep Learning Authentication: Leverages the ArcFace model (ResNet50 backbone) for high-precision facial feature extraction (512-dimensional embeddings).
  • Active Liveness Detection: Implements a defense mechanism against spoofing (photo/video playback attacks) using Eye-blink dynamics via MediaPipe Face Mesh.
  • High Performance: Demonstrated a verification accuracy of 99.83% under experimental conditions.
  • Microservice Design: Built as a Python-based microservice for seamless integration into banking infrastructures.

🥈Technical Stack

The system operates on a multi-stage pipeline to ensure both security and speed:

  1. Face Acquisition: Captures real-time frames from a camera feed.
  2. Liveness Verification: Calculates the Eye Aspect Ratio (EAR) to detect natural blinking patterns.
  3. Feature Extraction: Generates unique facial signatures using ArcFace.
  4. Matching: Compares live signatures against the database using Cosine Similarity.
  5. Decision: Grants or denies access based on a predefined similarity threshold.

🥉Work Documentation

The methodology and experimental results of this project are detailed here :

Face-Based Biometric Authentication for Secure Banking Transactions Using Deep Learning

🈴Prerequisites

  • Python 3.8
  • OpenCV
  • MediaPipe
  • TensorFlow (ARCFACE)
  • NumPy

🤹System Workflow

a) Face Capture: Real-time acquisition via camera.

b) Liveness Detection: Verification of a live user through eye-blink detection.

c) Feature Extraction: Processing the face through ArcFace to create a unique embedding.

d) Identity Matching: Comparing the live embedding with stored data using Cosine Similarity.

e) Transaction Authorization: Approving or rejecting the transaction based on the similarity score.

👥 Authors

  • Soumyadeep Basu
  • Sarthik Dasgupta
  • Ankit Das
  • Sourasish Biswas

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