feat: implement enhanced churn risk prediction system#265
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elizabetheonoja-art merged 1 commit intoApr 28, 2026
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- Add comprehensive risk metrics and balance history tracking - Implement just-in-time topup detection algorithm - Create risk analysis API endpoint for merchants - Add background worker for daily risk score updates - Optimize for large-scale user processing - Include actionable insights and retention suggestions - Add comprehensive test suite and documentation Addresses requirements: - Analyzes balance_history and missed_payment_streak over last 6 cycles - Flags High_Churn_Risk for users with 3+ just-in-time topups - Provides actionable risk scores via GET /api/v1/merchants/:id/risk-analysis - Stores predictions in Risk_Metrics table with daily updates - Optimized for thousands of users without database bottlenecks - Enables proactive retention webhooks and email campaigns
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elizabetheonoja-art
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Closes #217
Addresses requirements: