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Full detail: Where this data comes from
The Co-operators is a Canadian insurance and financial services co-operative, formed in 1978 from the amalgamation of the Saskatchewan and Ontario co-operative insurers whose roots run back to the Co-operative Life Insurance Company founded in Regina in 1945. It is owned by Canadian co-operatives, credit union centrals and farm organizations rather than public shareholders, and writes multi-line property and casualty, home, auto, farm, travel and life insurance alongside group benefits, group retirement and savings, wealth management and institutional asset management — more than $62 billion in assets under administration, nearly 7,000 employees and more than 2,800 licensed insurance representatives across Canada.
APIs.json: https://raw.githubusercontent.com/api-evangelist/cooperators/refs/heads/main/apis.yml
There is no first-party developer portal. Every candidate developer subdomain on cooperators.ca — developer, developers, docs, api, apis, partners — fails to resolve in DNS, and /developers, /developer, /api, /partners and /integrations all return HTTP 404. The advisor and broker channel is a set of sign-in walls (lifeportal.cooperators.ca, benefitsnowlogon.cooperators.ca, basis.cooperators.ca, illustration.cumis.com), and that sign-in page names no API, no developer documentation and no data-exchange standard.
The only API surface in the group belongs to Duuo, the embedded insurance brand owned by The Co-operators. Duuo's partner APIs cover account, quote, payment and policy issuance for tenant and event insurance, but access is not self-serve: partners engage the partnerships team, sign a partnership agreement, are assigned a Partner Account Manager, and are then issued OAuth 2.0 client credentials and a partner-specific host. The developer portal Duuo still advertises at https://developer.duuo.ca/ is a Postman-hosted documentation domain that returns HTTP 404 as of 2026-07-25 — the collection it published has been unpublished, and no live public API reference remains.
ACORD posture: no ACORD reference found. Searches across Co-operators and Duuo public material for ACORD, AL3, ACORD XML, NGDS, IVANS and CSIO returned zero matches, and The Co-operators does not appear in the public CSIO member directory — CSIO being Canada's P&C data-standards body and the domestic counterpart to ACORD.
Quote / bind / issue / FNOL: quote and bind/issue are covered, partner-only, for Duuo tenant and event insurance. No claims or FNOL API is published anywhere in the group.
No OpenAPI, Swagger, AsyncAPI, GraphQL, gRPC or live public Postman artifact is published, so this repo has no openapi/ directory.
- Insurance
- Canada
- Property and Casualty
- Life Insurance
- Group Benefits
- Embedded Insurance
- Co-operative
- Wealth Management
- Partner API
- Created: 2026-07-25
- Modified: 2026-07-25
Partner-gated embedded insurance API from Duuo, the digital insurance brand of The Co-operators, covering account, quote and policy, risk rating and payment so partners can embed tenant and event insurance into their own applications. Authentication is OAuth 2.0 client_credentials against a partner-issued token URL.
- Human URL: https://duuo.ca/embedded-partners/
- Base URL: not published (partner-issued host)
- Embedded Insurance
- Quote
- Policy
- Tenant Insurance
- Event Insurance
- Partner API
See review.yml for the full API Evangelist reviewer findings — every probed URL with its HTTP status, the ACORD/CSIO search result, the auth model, and the archived record of the now-unpublished Duuo developer portal.
- Kin Lane — kin@apievangelist.com