Add native Git hooks (.githooks/) with Biome per-directory checks, commit message validation, workspace-scoped test gates, security audit, dynamic czg scope config, and CI workflow - #11

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Non-conventional commit message: Initial plan

Non-conventional commit message: Add .githooks/ directory with pre-commit, pre-push and setup.sh; update package.json prepare script and CONTRIBUTING.md

Non-conventional commit message: Fix pre-commit hook: remove unused temp dir, fix debugger/console checks to use staged content per-file

Non-conventional commit message: Simplify hooks: npm-only, biome check per-directory, remove console/debugger checks

Non-conventional commit message: Update schema detection to specific folders and pass folder arg to test:schemas

Non-conventional commit message: Extract shared colour/print helpers into .githooks/_common.sh

Non-conventional commit message: Reduce schema folders to common/schemas and apps/*/schemas only

Non-conventional commit message: Add CI workflow (.github/workflows/hooks-ci.yml) mirroring git hooks

Node.js 20 actions are deprecated. The following actions are running on Node.js 20 and may not work as expected: actions/checkout@v4. Actions will be forced to run with Node.js 24 by default starting June 2nd, 2026. Node.js 20 will be removed from the runner on September 16th, 2026. Please check if updated versions of these actions are available that support Node.js 24. To opt into Node.js 24 now, set the FORCE_JAVASCRIPT_ACTIONS_TO_NODE24=true environment variable on the runner or in your workflow file. Once Node.js 24 becomes the default, you can temporarily opt out by setting ACTIONS_ALLOW_USE_UNSECURE_NODE_VERSION=true. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/