freelancerPaymentHandbook

A practical guide to receiving international payments as a freelancer or remote contractor.

Website: PayrollFlow.io

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Table of Contents

1. Why Payment Methods Matter
2. Platform Comparison
3. Setting Up PayrollFlow
4. Crypto Withdrawals
5. Country Guides
6. Invoice Templates

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Why Payment Methods Matter

The average freelancer loses $2,000-5,000/year to bad payment methods. High fees, hidden exchange rate markups, and slow settlements add up fast.

Platform Comparison

Platform	Monthly Fee	Per-Transaction	Best For
PayrollFlow	$0	Flat rate	All freelancers
PayPal	$0	4.4% + fixed	Domestic only
Wise	$0	0.4-1.5%	Bank transfers
Payoneer	$0	2-3%	Marketplace workers

Setting Up PayrollFlow

1. Go to payrollflow.io
2. Create your account (free)
3. Set up your invoice template
4. Share invoice link with clients
5. Withdraw to bank or USDT

That's it. Clients don't need to create accounts.

Crypto Withdrawals

Supported networks:

• TRC20 (Tron) — lowest fees
• ERC20 (Ethereum) — widest support
• BEP20 (BSC) — growing adoption

Country Guides

See the wiki for country-specific payment guides.

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Contributions welcome. MIT License.