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🏦 AtliQo Bank – Credit Card Launch Strategy

This project simulates a real-world business scenario where AtliQo Bank, a fictional bank, aims to launch its first credit card product. The objective is to analyze customer credit profiles and transaction behavior to identify a target group, and then evaluate the performance of the new credit card through A/B testing.


πŸ” Project Objective

  1. Understand customer behavior through transaction and profile data.
  2. Identify a suitable target group for the credit card launch.
  3. Conduct an A/B test to evaluate the card's effectiveness.

πŸ“ Dataset Overview

  • Customer Profile Data: 1,000 records with features like age, occupation, annual income, credit history, etc.
  • Transaction Data: 500,000 transaction records, including amount, date, and type.

πŸ› οΈ Key Steps

1. Data Cleaning

  • Handled missing values
  • Detected and treated outliers

2. Exploratory Data Analysis (EDA)

  • Spending patterns across age groups and occupations
  • Credit behavior segmentation
  • Data visualizations using Matplotlib and Seaborn

3. Target Group Selection

  • Divided customers into three age segments:

    • 18–25
    • 26–48
    • 49–65
  • Identified 18–25 as the ideal target group based on high engagement and spending potential

4. A/B Testing

  • Created control group and test group of 40 customers each from the 18–25 segment
  • Tracked transactions over a 2-month period
  • Evaluated performance based on spending behavior
  • Result: The new credit card showed better performance in the test group βœ…

πŸ“Š Tools & Technologies

  • Python
  • Pandas, NumPy
  • Seaborn, Matplotlib
  • Scipy.stats for A/B testing
  • Jupyter Notebook

πŸ“Œ Key Takeaways

  • Data-driven strategies can effectively shape product launches.
  • Younger customers (18–25) showed the highest credit card engagement.
  • A/B testing confirmed the success of the new credit card before a full rollout.

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