credit-underwriting

This repository contains a machine learning-based predictive model for automating loan eligibility assessments. Using features such as demographic details, loan information, and credit history, the model predicts whether a loan should be approved or denied.

Successfully developed a state-of-the-art AI-driven credit underwriting engine using LangGraph and FastMCP that orchestrates multiple specialized agents to evaluate risk, detect fraud, and generate explainable credit decisions, delivering transparent, auditable, and tailored financial solutions with unmatched efficiency.

A simple reference implementation of agentic AI for credit underwriting in financial services.

Production-oriented AI agent for credit underwriting — GraphRAG, reasoning, security, HITL & MLflow.

Governance evidence engine for ML-based small business credit underwriting: synthetic monitoring, adverse-action reason QA, fair-lending screening, and model-risk oversight.

🚀 Localized Indian Credit Risk Underwriting Pipeline and Portfolio Engine built around core RBI guidelines, automated CIBIL performance string mapping, and live cash-flow calculations.

An automated credit risk assessment rule engine and interactive machine learning system built with Python and Streamlit to evaluate borrower risk, analyze debt-to-income (DTI) metrics, and streamline financial loan underwriting

SOLITAIRE Legal & Technical is a centralized platform for managing legal and technical processes in loan cases. It helps teams collect documents, assign cases, track property/legal verification, manage reports, monitor status, and coordinate efficiently from application to final report.

Zest AI is an AI-powered lending technology company that provides credit underwriting, fraud detection, and lending intelligence software to credit unions, banks, and specialty lenders. Its machine-learning models automate credit decisioning and risk assessment, and the company reports operating over 600 active lending models in production.

Fundbox is an API-first embedded working capital platform that enables B2B sellers and platforms to offer net payment terms, credit underwriting, and working capital financing. Founded in 2013 and headquartered in Plano, TX, Fundbox has unlocked over $6 billion in capital for more than 170,000 small businesses.

Theorem builds machine-learning-powered credit underwriting infrastructure for consumer debt markets. Since 2014 the company has priced and purchased billions of dollars in loan volume, powering one of the longest-running investment programs in the market.

Alloy is a New York-based identity decisioning platform that helps banks, credit unions, and fintechs onboard, monitor, and protect customers across KYC, KYB, AML, fraud, credit, and ongoing-monitoring use cases.