sme-lending

AI-powered credit intelligence platform for SME creditworthiness assessment. React frontend + Python ML backend using scikit-learn. Alternative credit scoring using financial, compliance, operational, and digital trust indicators. FinTech credit risk analytics.

A local Streamlit demo for SME lending: intake, credit-risk scoring, evidence validation, AI review, and lender-to-SME publication.

A local MVP for working-capital underwriting of Dutch e-commerce SMEs. Builds a consent-based merchant credit passport from multi-source data and runs a two-engine system: a transparent rules engine that decides, plus a shadow ML model logged in parallel. Python · scikit-learn · DuckDB · Streamlit.

B2B fintech MVP: restaurant credit passport and lender marketplace, built with Python and Streamlit.

Recognise Bank Limited is a UK challenger bank focused on the SME sector and the personal and business savings markets, offering fixed-rate, notice, and easy-access savings accounts alongside secured SME lending such as bridging loans and commercial mortgages.

Fincompare (now operating under the Fynbiz brand alongside Compeon) is a Berlin-based digital financing marketplace for small and medium-sized enterprises. Founded in 2017, the platform lets businesses request, compare, and close financing offers from 100+ banks and alternative lenders in one place, covering business loans, leasing, factoring…

Judo Bank (Judo Capital Holdings Ltd) is an Australian challenger bank founded in 2016 and headquartered in Melbourne, purpose-built to serve small and medium-sized enterprises (SMEs) with relationship-led business lending alongside personal and business term deposits.

Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered in Mexico City. It offers business and personal checking accounts, fixed-rate investment products, quick working-capital credit (Agil Covalto), factoring, leasing (arrendamiento), and fiduciary trust services (fideicomisos).

GB Bank Limited is a UK challenger bank headquartered in Middlesbrough (2 Centre Square) with a London office (73 Brook Street, Mayfair). Wholly owned and privately backed rather than a mutual building society, it secured its full UK banking licence in 2022 and is authorised by the Prudential Regulation Authority and regulated by the Financial…

Flow48 is an SME financing platform founded in March 2022 and backed by Speedinvest that provides non-dilutive, collateral-free capital to small and medium businesses across the GCC and wider MENA region, with a focus on the e-commerce and food & beverage sectors.

Streamlit MVP for SME loan pre-screening with credit scoring, KYC checks, and explainable Go/Review/Decline decisions.

Funding Societies (known as Modalku in Indonesia) is Southeast Asia's largest SME digital financing and investment platform, connecting small and medium enterprises seeking working capital with individual and institutional investors.

ML system that predicts SME loan default risk using alternative data like GST filing rate, UPI transactions & cash flow patterns with SHAP explainability

MNT-Halan is a Cairo, Egypt-headquartered fintech holding company and Egypt's first private fintech unicorn, founded in 2017 by Mounir Nakhla (CEO) and Ahmed Mohsen (CTO). MNT-Halan operates a financial super app ("Halan") and a vertically integrated digital ecosystem covering micro-finance and SME lending, consumer credit, e-payments and money…