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Footer: add investor disclaimer (US + EU compliant)#177

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fleveque merged 2 commits into
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feat/footer-disclaimer
May 25, 2026
Merged

Footer: add investor disclaimer (US + EU compliant)#177
fleveque merged 2 commits into
mainfrom
feat/footer-disclaimer

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Why

Quantic is a retail investing tracker; surfaces holdings, dividends, target prices, AI insights. Currently has no investor disclaimer in the footer — opens us up to "you said I should buy X" misinterpretation and regulatory friction in EU (MiFID II non-personalized recommendation rules) and US (SEC clarity on what is / isn't investment advice).

What

Adds a small, discrete disclaimer paragraph in the global Layout footer, centered and capped to max-w-3xl for readability. Sits above the existing logo / built-with / copyright row.

Copy covers the standard retail-platform disclosures expected on both sides of the Atlantic:

US (SEC):

  • Quantic is not a registered investment adviser or broker-dealer
  • Nothing here is a recommendation to buy or sell any security
  • Past performance is not a reliable indicator of future results
  • Investing involves risk including possible loss of principal

EU (MiFID II / ESMA):

  • Information is general and does not consider personal financial situation
  • Not investment, financial, tax, or legal advice
  • Encourages consulting a qualified financial professional
  • Flags data-quality caveat (third-party providers may be delayed or inaccurate)

Both en and es translations under footer.disclaimer.

Important

This hits the disclosure surface every retail tracker uses (Stockopedia, Simply Wall St, Snowball, Yahoo Finance), but it is not legal advice. Worth running past an actual lawyer before scaling.

Test plan

  • npx tsc --noEmit — clean
  • Manual: visit /, scroll to footer, disclaimer visible above the built-with row in small text
  • Switch language to ES → Spanish translation renders

🤖 Generated with Claude Code

fleveque and others added 2 commits May 25, 2026 18:01
Adds a discrete, small-font investor disclaimer to the global
Layout footer, sitting above the existing logo / built-with /
copyright row. Centered, capped to max-w-3xl for readability.

Copy covers the standard retail-platform disclosures expected on
both sides of the Atlantic:

- US (SEC clarity): Quantic is not a registered investment adviser
  or broker-dealer; nothing here is a recommendation to buy or sell;
  past performance is not a reliable indicator of future results;
  investing involves risk of principal loss.
- EU (MiFID II / ESMA): information is general and does not consider
  personal financial situation; not investment, financial, tax, or
  legal advice; encourages consulting a qualified financial
  professional; flags data-quality caveat (third-party providers may
  be delayed or inaccurate).

Both en and es translations added under `footer.disclaimer`.

Note: this hits the disclosure surface every retail tracker uses
(Stockopedia, Simply Wall St, Snowball, Yahoo Finance), but it is
not legal advice — recommend a real lawyer review before scaling.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
Was capping to max-w-3xl (~768px), so on wide screens the disclaimer
sat in a narrow column with lots of whitespace either side. Standard
footer fine-print spans the container width — letting it.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
@fleveque fleveque merged commit 4b23d95 into main May 25, 2026
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@fleveque fleveque deleted the feat/footer-disclaimer branch May 25, 2026 16:03
fleveque added a commit to fleveque/pulse that referenced this pull request May 25, 2026
Mirrors the Quantic frontend change (fleveque/dividend-portfolio#177):
a small, discrete disclaimer paragraph sits above the existing logo /
built-with / copyright row in the global Pulse footer.

Tailored slightly for Pulse's framing — the portfolios and radars
shown are *shared voluntarily by Quantic users*, with the same
US (SEC) + EU (MiFID II / ESMA) disclosures the Quantic side uses:

- Educational/informational only
- General nature, doesn't consider personal financial situation
- Not investment/financial/tax/legal advice, not a buy/sell recommendation
- Investing involves risk including possible loss of principal
- Past performance is not a reliable indicator of future results
- Third-party data may be delayed or inaccurate
- Encourages consulting a qualified financial professional
- Pulse is part of Quantic, which is not a registered investment
  adviser or broker-dealer

Both en + es translations land via gettext.

Not legal advice — recommend a real lawyer review before scaling.

Co-authored-by: Claude Opus 4.7 (1M context) <noreply@anthropic.com>
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