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Profile of evidence-bundle-spec scoped to AI insurance bias coverage. CO SB 21-169 + NAIC AI Model Bulletin Sec.3 + NY DFS CL 7 + CA DOI 2022-5 + EEOC four-fifths-rule + actuarial-soundness defense. Adds the insurance-unique actuarial-soundness-defended coverage status. InsurTech scaffolding, not certification.