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Profile of evidence-bundle-spec scoped to AI insurance bias coverage. CO SB 21-169 + NAIC AI Model Bulletin Sec.3 + NY DFS CL 7 + CA DOI 2022-5 + EEOC four-fifths-rule + actuarial-soundness defense. Adds the insurance-unique actuarial-soundness-defended coverage status. InsurTech scaffolding, not certification.

  • Updated May 30, 2026

InsurTech Operator: per-state lifecycle ledger of US state DOI AI bulletins / circular letters / regulations / statutes. 9-state lifecycle + 6-vehicle taxonomy + state machine. Seed: CT, NY DFS CL 7, CO SB 21-169, CA Bulletin 2022-5, WA TAA 2024-04.

  • Updated May 30, 2026
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InsurTech audit-stream Operator: per-application / claim / pricing AI tool access events hash-chained for NAIC AI Model Bulletin + state DOI examination + NY DFS Circular Letter 7 + CO SB 21-169 + FCRA evidence. ACORD-bridged. human_adjudicator_required invariant. JSON Schema + Node verifier.

  • Updated May 30, 2026
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InsurTech AI Incident Card profile. 10 event types + 4-tier severity scale + 6 regulator-referral pathways with evaluation-state tracking. Covers CO SB 21-169, NAIC AI Model Bulletin governance gaps, NY DFS Circular Letter 7 ECDIS defects, FCRA dispute patterns, state DOI exam findings.

  • Updated May 30, 2026

Profile of evidence-bundle-spec scoped to NAIC AI Model Bulletin (Nov 2023) readiness across 6 obligation families: governance + risk-management + third-party-ai + testing-validation + consumer-protection + state-doi-examination-readiness. NY DFS CL 7 + CO 3 CCR 702-10 overlays. InsurTech scaffolding, not certification.

  • Updated May 30, 2026

InsurTech AI Procurement Decision Card v0.3 vault-contract profile naming 15 insurance-data categories (ACORD + external consumer data + media + protected-class data) + 7-doctrine consent_basis + 9 protection levels + 5 vendor due-diligence artifacts. CO SB 21-169 protected-class default = NOT a model input.

  • Updated May 30, 2026

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