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unfair-discrimination

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AGPL-3.0 reference impl of insurance-decision-record-audit-stream. Coastguard Insurance × VendorI ClaimsTriage v3.x. 2 invariants: scoped human-adjudicator + NAIC Model Bulletin on AI 90-day bias-monitoring window. Completes 10/10 vertical reference impl coverage in the Kinetic Gain Suite.

  • Updated May 31, 2026
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Profile of evidence-bundle-spec scoped to AI insurance bias coverage. CO SB 21-169 + NAIC AI Model Bulletin Sec.3 + NY DFS CL 7 + CA DOI 2022-5 + EEOC four-fifths-rule + actuarial-soundness defense. Adds the insurance-unique actuarial-soundness-defended coverage status. InsurTech scaffolding, not certification.

  • Updated May 30, 2026

InsurTech AI Incident Card profile. 10 event types + 4-tier severity scale + 6 regulator-referral pathways with evaluation-state tracking. Covers CO SB 21-169, NAIC AI Model Bulletin governance gaps, NY DFS Circular Letter 7 ECDIS defects, FCRA dispute patterns, state DOI exam findings.

  • Updated May 30, 2026

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